Summary:
Home Protection Act of 2013 - Amends the Biggert-Waters Flood Insurance Reform Act of 2012 to direct the Administrator of the Federal Emergency Management Agency (FEMA) to review, update, maintain, and publish National Flood Insurance Program rate maps under the National Flood Mapping Program with respect to areas protected by pumping stations, decertified levees, or non-federal or non-structural flood protection and mitigation measures, as well as the level of protection they provide.

Directs the Administrator to: (1) work with states, local communities, and property owners to identify such areas and measures; and (2) include in flood map updates any relevant information that leads to the appropriate use of circular wind models for the application of stillwater elevation calculations.

Amends the National Flood Insurance Act of 1968 to prohibit the Administrator from estimating flood insurance premium rates for property which, after July 6, 2012, has experienced or sustained substantial improvement exceeding 50% (currently 30%) of its fair market value.

Makes eligible for flood insurance coverage any communities that have made adequate progress, acceptable to the Administrator, on reconstruction of a flood protection system which will afford protection from the 100-year frequency flood.

Prohibits the Administrator, in determining whether adequate progress on construction or reconstruction has been made, from considering the level of federal funding involved in the enterprise.

Makes flood insurance available in communities restoring certain disaccredited flood protection systems, regardless of the level of either federal funding or participation in such restoration.

Directs the Administrator to issue regulations permitting a state or local government, either on its own accord or in conjunction with other state or local governments, to submit to FEMA payments necessary to cover part or all of the cost of any premium for any property within the government's jurisdiction.

Prohibits the Administrator from publishing either a flood insurance rate map or an update for an area unless: (1) it adequately reflects the level of protection provided by any flood protection system for the area, including a pumping station, decertified levee, or non-federal or non-structural flood mitigation measure, against the 100-year frequency flood, regardless of the system's accreditation status; or (2) the community for which a system provides protection elects not to give the data necessary for the Administrator to publish a rate map or update that adequately reflects such protection.

Nullifies the prohibition against extending premium rate subsidies to properties not insured before July 6, 2012, or to properties purchased after that date, until either of these two conditions applies.

Expresses the sense of the House of Representatives that a Bipartisan Task Force on Innovation in Financing Flood Risk should be established to: (1) compile data on innovative market-based solutions to make flood insurance more accessible and affordable, and (2) report on future flood-risk analysis and risk innovation in pricing.

home protection act amends waters flood insurance reform_act direct administrator federal_emergency_management_agency fema review update maintain publish national_flood_insurance_program rate maps national flood mapping program respect areas protected pumping stations levees non federal non structural flood protection mitigation measures level protection provide directs administrator work states local communities property owners identify areas measures include flood map updates relevant information leads appropriate use circular wind models application elevation calculations amends national_flood_insurance_act prohibit administrator estimating flood insurance premium rates property july experienced sustained substantial improvement exceeding currently fair market value makes eligible flood insurance coverage communities adequate progress acceptable administrator reconstruction flood protection system afford protection year frequency flood prohibits administrator determining adequate progress construction reconstruction considering level federal funding involved enterprise makes flood insurance available communities restoring certain flood protection systems regardless level federal funding participation restoration directs administrator issue regulations permitting state local government accord conjunction state local governments submit fema payments necessary cover cost premium property government jurisdiction prohibits administrator publishing flood insurance rate map update area adequately reflects level protection provided flood protection system area including pumping station levee non federal non structural flood mitigation measure year frequency flood regardless system accreditation status community system provides protection elects data necessary administrator publish rate map update adequately reflects protection nullifies prohibition extending premium rate subsidies properties insured july properties purchased date conditions applies expresses sense house_of_representatives bipartisan task_force innovation financing flood risk established compile data innovative market based solutions flood insurance accessible affordable report future flood risk analysis risk innovation pricing


Summary: Irene and Lee Tax Relief Storm Recovery Act of 2013 - Amends the Internal Revenue Code to allow an increase in 2013, 2014, and 2015 of the amount of the low-income housing tax credit that may be allocated in states containing counties covered by the natural disaster declaration of the Secretary of Agriculture in 2011 due to damage from Hurricane Irene or Tropical Storm Lee.

lee tax relief storm recovery_act amends_the_internal_revenue_code allow increase low income housing tax credit allocated states containing counties covered natural disaster declaration secretary agriculture damage hurricane tropical storm lee


Summary:
Responsible Implementation of Flood Insurance Reform Act of 2013 - Amends the National Flood Insurance Act of 1968 to limit the requirements for flood insurance premium rate adjustments to reflect the current risk of flood only to property located in an area participating in the national flood insurance program for which the Administrator of the Federal Emergency Management Agency (FEMA) has published in the Federal Register projected base flood elevations and designations of areas having specified flood hazards on or after December 31, 2013.

Increases by 20% annually the flood insurance risk premium rates for certain properties sold on or after enactment of the Biggert-Waters Flood Insurance Reform Act of 2012 (July 6, 2012), and which are not subject to a specified 25% per year phase-in, until the average risk premium rate for such properties is equal to the average of the risk premium rates for properties within a specified single risk classification.

Directs FEMA to establish a means by which a state or local government may submit to FEMA payments to fully cover the cost of any premium for property within its jurisdiction.

Amends the Robert T. Stafford Disaster Relief and Emergency Assistance Act to direct FEMA, in providing hazard mitigation assistance in connection with flooding, to ensure that not less than 25% of the estimated aggregate amount of such assistance is used by a grant recipient to elevate, acquire, or relocate eligible properties within the recipient's jurisdiction.

Prohibits FEMA, in determining whether a community has made adequate progress on the construction, reconstruction, or improvement of a flood protection system, from considering the level of federal funding or participation in such efforts.

Revises requirements for the availability of flood insurance in a community which FEMA has determined to be in the process of restoring flood protection afforded by a system previously accredited on a Flood Insurance Rate Map as providing 100-year frequency flood protection but no longer does so. Declares that such requirements shall apply without regard to the level of federal funding of or participation in the construction, reconstruction, or improvement of the flood protection system.

Prohibits FEMA from issuing a flood insurance rate map, or an update to one, unless: (1) the map or update adequately reflects the protection provided by any levee system in the area against the base flood, regardless of the system's accreditation status; or (2) the community in which any levee system is located elects not to provide the data necessary for FEMA to issue either a map or an update that adequately reflects the protection the system provides against the base flood.

responsible implementation flood insurance reform_act amends national_flood_insurance_act limit requirements flood insurance premium rate adjustments reflect current risk flood property located area participating national_flood_insurance_program administrator federal_emergency_management_agency fema published federal_register projected base flood designations areas having specified flood hazards december increases annually flood insurance risk premium rates certain properties sold enactment waters flood insurance reform_act july subject specified year phase average risk premium rate properties equal average risk premium rates properties specified single risk classification directs fema establish means state local government submit fema payments fully cover cost premium property jurisdiction amends robert stafford disaster relief emergency assistance_act direct fema providing hazard mitigation assistance connection flooding ensure estimated aggregate assistance grant recipient acquire relocate eligible properties recipient jurisdiction prohibits fema determining community adequate progress construction reconstruction improvement flood protection system considering level federal funding participation efforts revises requirements availability flood insurance community fema determined process restoring flood protection afforded system previously accredited flood insurance rate map providing year frequency flood protection longer declares requirements shall apply regard level federal funding participation construction reconstruction improvement flood protection system prohibits fema issuing flood insurance rate map update map update adequately reflects protection provided levee system area base flood regardless system accreditation status community levee system located elects provide data necessary fema issue map update adequately reflects protection system provides base flood


Summary:
(This measure has not been amended since it was introduced. The summary of that version is repeated here.)

Authorizes the Secretary of Transportation (DOT) to obligate any funds made available to implement federal-aid highway emergency relief for projects arising from damage caused by severe weather events in 2013, without any limitation on obligations for such projects resulting from a single natural disaster or catastrophic failure in a state.

measure amended introduced summary version repeated authorizes secretary transportation dot obligate funds available implement federal aid highway emergency relief projects arising damage caused severe weather events limitation obligations projects resulting single natural disaster catastrophic failure state


Summary:
Flood Insurance Fairness Act of 2013 - Prohibits the taking effect of specified flood insurance premium changes under the Biggert-Waters Flood Insurance Reform Act of 2012 and the National Flood Insurance Act of 1968 (which prohibit the estimating of flood insurance premium rates for severe repetitive loss and other specified properties or extending premium subsidies to new or lapsed flood insurance policies, and which also require certain flood insurance risk premium rate adjustments) until 180 days after both chambers of Congress have completed consideration of a qualified joint resolution providing for legislative changes to ensure that risk premium rates for flood insurance coverage under the national flood insurance program are substantially affordable for all homeowners.

Directs the Administrator of the Federal Emergency Management Agency (FEMA) to submit to Congress and make publicly available a determination of whether the risk premium rates for flood insurance coverage under the national flood insurance program resulting from such legislative changes are substantially affordable for all homeowners.

Sets forth procedures for expedited congressional consideration of the proposed joint resolution.

flood insurance fairness act prohibits taking effect specified flood insurance premium changes waters flood insurance reform_act national_flood_insurance_act prohibit estimating flood insurance premium rates severe repetitive loss specified properties extending premium subsidies new lapsed flood insurance policies require certain flood insurance risk premium rate adjustments days chambers congress completed consideration qualified joint resolution providing legislative changes ensure risk premium rates flood insurance coverage national_flood_insurance_program substantially affordable homeowners directs administrator federal_emergency_management_agency fema submit congress publicly available determination risk premium rates flood insurance coverage national_flood_insurance_program resulting legislative changes substantially affordable homeowners sets forth procedures expedited congressional consideration proposed joint resolution


Summary: Amends the Robert T. Stafford Disaster Relief and Emergency Assistance Act to authorize appropriations for the predisaster hazard mitigation program for FY2014-FY2018.

amends robert stafford disaster relief emergency assistance_act authorize appropriations hazard mitigation program fy2014-fy2018


Summary: Disaster Savings Accounts Act of 2013 - Amends the Internal Revenue Code to: (1) establish tax-exempt disaster savings accounts to pay the expenses of homeowners for equipment and materials for mitigating the effects of a natural disaster, (2) allow a deduction from gross income (above-the-line deduction) up to $5,000 (adjusted annually for inflation) in a taxable year for cash contributions to such accounts, and (3) set forth tax rules for account distributions and failure to report on disaster savings accounts.

disaster savings_accounts act amends_the_internal_revenue_code establish tax exempt disaster savings_accounts pay expenses homeowners equipment materials mitigating effects natural disaster allow deduction gross income line deduction adjusted annually inflation taxable year cash contributions accounts set forth tax rules account distributions failure report disaster savings_accounts


Summary:
Homeowners Flood Insurance Relief Act of 2013 - Amends the National Flood Insurance Act of 1968 to direct the Administrator of the Federal Emergency Management Agency (FEMA) to provide certain policy holders the option of paying their premiums monthly (or annually or in more frequent installments, as under current law).

Declares the maximum annual chargeable premium rate for a property to be the total appraised value of all structures located on it at the time of its purchase by the current owner of the property divided by 30.

Sets forth a ten-year phase-in period for risk premium rate increases resulting from enactment of the Biggert-Waters Flood Insurance Reform Act of 2012, at the rate of 10% for each year following the effective date of such Act.

Directs FEMA to refund or provide credit to insureds for any flood insurance premiums collected in excess of the mandatory phase-in of rates prescribed by this Act.

homeowners flood insurance relief_act amends national_flood_insurance_act direct administrator federal_emergency_management_agency fema provide certain policy holders option paying premiums monthly annually frequent installments current law declares maximum annual premium rate property total appraised value structures located time purchase current owner property divided sets forth year phase period risk premium rate increases resulting enactment waters flood insurance reform_act rate year following effective date act directs fema refund provide credit insureds flood insurance premiums collected excess mandatory phase rates prescribed act


Summary:
Agricultural Structures Building Act of 2013 - Amends the National Flood Insurance Act of 1968 to allow local variances for certain agricultural structures (such as any agricultural product processing facility, agricultural product storage facility, shed, farmhouse, barn, or other structure which has as its primary purpose supporting the agricultural industry).

Prohibits certain land use and control measures from being deemed inadequate or inconsistent with land management criteria for participation in the flood insurance program because such measures authorize granting a variance for an agricultural structure located in an area having special flood hazards.

Prohibits the Administrator of the Federal Emergency Management Agency (FEMA) from either suspending a community from participation in the national flood insurance program, or placing it on probation, because its land use and control measures provide for such a variance.

Defines such variance as one granted by an appropriate official of the community from compliance with such land use and control measures and permits repair and restoration of such structure to its pre-damaged condition without elevation of the structure.

Requires the official to have made specified determinations as a prerequisite to granting such a variance, including that: (1) in the case of new construction, the agricultural structure is subject to base flood elevations of at least three feet; and (2) in the case of existing structures, it is not practicable to elevate the repaired or expanded structure to the base flood elevation.

Requires the chargeable flood insurance premium rates for an agricultural structure granted such a variance to be the rates that otherwise would apply to such structure if it had been repaired, expanded, or constructed before the establishment of the special flood hazard area.

agricultural structures building act amends national_flood_insurance_act allow local variances certain agricultural structures agricultural product processing facility agricultural product storage facility barn structure primary purpose supporting agricultural industry prohibits certain land use control measures deemed inadequate inconsistent land management criteria participation flood insurance program measures authorize granting variance agricultural structure located area having special flood hazards prohibits administrator federal_emergency_management_agency fema suspending community participation national_flood_insurance_program placing probation land use control measures provide variance defines variance granted appropriate official community compliance land use control measures permits repair restoration structure pre damaged condition elevation structure requires official specified determinations prerequisite granting variance including case new construction agricultural structure subject base flood feet case existing structures practicable repaired expanded structure base flood elevation requires flood insurance premium rates agricultural structure granted variance rates apply structure repaired expanded constructed establishment special flood hazard area


Summary: Wildfire Prevention Act of 2013 - Amends the Robert T. Stafford Disaster Relief and Emergency Assistance Act to authorize the President to provide: (1) hazard mitigation assistance in any area in which fire management assistance was provided, whether or not a major disaster had been declared; and (2) fire management assistance in any area in which hazard mitigation assistance was provided.

wildfire prevention act amends robert stafford disaster relief emergency assistance_act authorize president provide hazard mitigation assistance area fire management assistance provided major disaster declared fire management assistance area hazard mitigation assistance provided


Summary:
Disaster Assistance Transparency and Accountability Act of 2013 or the DATA Act of 2013 - Requires the Director of the Office of Management and Budget (OMB) to submit to Congress a report that specifies: (1) the amount obligated by the federal government for disaster assistance, by each agency and program thereof, for each of the preceding 10 fiscal years; and (2) the amount projected to be obligated for disaster assistance by each agency and program for the fiscal year in which the report is submitted.

Requires the Director to submit to Congress, in conjunction with the President's annual budget submission, a report that specifies: (1) the amount projected to be obligated in the upcoming fiscal year for disaster assistance by each federal agency and program, (2) the amount obligated during the most-recently concluded fiscal year for disaster assistance by each federal agency and program, and (3) any corrections to previous reports.

Directs the Comptroller General to report to the House and Senate appropriations and budget committees every two years on: (1) an evaluation of federal disaster assistance spending, including the identification of areas of potential duplication, waste, fraud, or abuse; (2) recommendations on how federal agencies can improve transparency in, and better account for, disaster assistance spending to ensure that funds are spent in an effective and efficient manner; and (3) an evaluation of the effectiveness and equity of the current system of cost-sharing with respect to disaster assistance spending, including the system's effectiveness in reducing the federal cost of disaster assistance and promoting non-federal investment in disaster recovery, mitigation, and preparedness.

disaster assistance transparency accountability_act data act requires director office_of_management_and_budget omb submit congress report specifies obligated federal_government disaster assistance agency program thereof preceding fiscal years projected obligated disaster assistance agency program fiscal year report submitted requires director submit congress conjunction president annual budget submission report specifies projected obligated upcoming fiscal year disaster assistance federal agency program obligated recently concluded fiscal year disaster assistance federal agency program corrections previous reports directs comptroller_general report house senate appropriations budget committees years evaluation federal disaster assistance spending including identification areas potential duplication waste fraud abuse recommendations federal agencies improve transparency better account disaster assistance spending ensure funds spent effective efficient manner evaluation effectiveness equity current system cost sharing respect disaster assistance spending including system effectiveness reducing federal cost disaster assistance promoting non federal investment disaster recovery mitigation preparedness


Summary:
Homeowner Flood Insurance Affordability Act of 2014 - (Sec. 3) Amends the National Flood Insurance Act of 1968 (NFIA) to repeal the prohibition against any extension by the Administrator of the Federal Emergency Management Agency (FEMA) of flood insurance premium subsidies to prospective insureds for property: (1) not insured as of the date of enactment of the Biggert-Waters Flood Insurance Reform Act of 2012, or (2) purchased after such date.

Directs FEMA to: (1) make available rate tables that implement this repeal, (2) consult with "Write Your Own" companies when developing guidance and rate tables to implement this Act, (3) refund to insureds directly flood any insurance premiums under the National Flood Insurance Program (NFIP) that exceeded the rates required under this Act, and (4) permit the purchaser of any property covered under an existing flood insurance policy upon its purchase date to assume that policy at the chargeable premium rates for the remainder of its term.

(Sec. 4) Removes catastrophic loss years from the calculation of "average historical loss year" obligations incurred by the National Flood Insurance Fund for which chargeable premium rates must be adequate. (Thus restores "grandfathered rates.")

(Sec. 5) Limits to 18% the annual increase for the chargeable risk premium rate for flood insurance. Excludes specified properties from such limitation, including property that: (1) is located in a community downgraded under a certain statutory community rating system program, (2) was misrated, or (3) is covered by a policy where the policyholder has either decreased the amount of the deductible or increased the amount of coverage.

Requires an increase in the chargeable flood insurance risk premium rates for specified properties by an amount that results in an average during any 12-month period of not less than 5% of the average of the risk premium rates for such properties.

Reduces from 20% to 15% of the average of the risk premium rates for properties within the risk classification, upon the commencement of any 12-month period, the limitation on the permissible increase in the chargeable risk premium rates for flood insurance for any properties within any single risk classification.

(Sec. 6) States that, for flood insurance purchased after enactment of this Act for certain properties that have been newly mapped in areas with special flood hazards, the ensuing premium rates shall be the preferred risk premium for the first policy year, calculated upon renewal by using a specified formula until the rate reaches a specified level.

(Sec. 7) Directs FEMA to: (1) strive to minimize the number of policies with annual premiums that exceed 1% of the total policy coverage; (2) report to certain congressional committees premiums that exceed the 1% threshold; (3) impose on newly issued or renewed policies a prescribed annual premium surcharge in addition to existing assessments and surcharges; (4) deposit such additional premium surcharge into the Reserve Fund; and (5) prepare a draft affordability framework that addresses, via programmatic and regulatory changes, flood insurance affordability.

(Sec. 9) Prohibits this Act from being construed as authorizing FEMA to provide assistance to homeowners based upon affordability that was not available before the enactment of the Biggert-Waters Flood Insurance Reform Act of 2012.

(Sec. 10) Authorizes FEMA to secure reinsurance of flood insurance coverage from private reinsurance and capital markets in an amount sufficient to maintain the claims paying ability of the flood insurance program.

(Sec. 11) Directs FEMA to grant certain policyholders the option of: (1) paying premiums either annually or monthly, and (2) obtaining high-deductible policies for up to $10,000 on residential properties.

(Sec. 13) Excludes from the flood insurance purchase requirement any structure which is part of a residential property but is detached from the primary residential structure and does not serve as a residence.

Amends the Real Estate Settlement Procedures Act of 1974 to require each home buying information booklet for federally related mortgage loans to include a statement that: (1) a mortgage lender may require a mortgagee to maintain flood insurance on all structures to protect the collateral securing the mortgage, and (2) a mortgagee that chooses not to maintain flood insurance is responsible for all flood losses relating to that structure.

(Sec. 14) Amends the NFIA to require FEMA to carry out studies necessary to estimate risk premium rates based on consideration, in part, of the flood mitigation activities undertaken on a property, including differences in the risk involved due to land use measures, floodproofing, flood forecasting, and similar measures.

(Sec. 15) Prohibits FEMA from estimating risk premium rates for flood insurance on property which, after July 6, 2012, experienced substantial improvement exceeding 50% (currently 30%) of its fair market value.

(Sec. 16) Amends the Biggert-Waters Flood Insurance Reform Act of 2012 to direct FEMA to include in a specified affordability study: (1) options for maintaining affordability if annual flood insurance premiums increase to an amount greater than 2% of the liability coverage amount under the policy, including options for enhanced mitigation assistance and means-tested assistance; (2) the effects that establishment of catastrophe savings accounts would have regarding long-term affordability of flood insurance coverage; and (3) options for modifying a certain surcharge based upon homeowner income, property value, or risk of loss.

Directs FEMA submit the affordability study and report to certain congressional committees. Increases from $750,000 to $2.5 million the funding for such study.

(Sec. 17) Sets as a prerequisite for FEMA implementation of a NFIP flood mapping program a review by the Technical Mapping Advisory Council that, when applied, results in technically credible flood hazard data in all areas where Flood Insurance Rate Maps are prepared or updated.

Requires FEMA to: (1) certify in writing to Congress when such program has been implemented, and (2) provide to Congress the Technical Mapping Advisory Council review report.

(Sec. 18) Amends NFIA to authorize FEMA to: (1) reimburse a community for non-legal expenses incurred in a successful flood elevation appeal resolved by submission of conflicting data to the Scientific Resolution Panel, and (2) use amounts from the National Flood Insurance Fund to make those and other authorized reimbursements.

(Sec. 19) Makes any community that has made adequate progress on the construction (as under current law) or reconstruction (new) of a flood protection system which will afford flood protection for the one-hundred year frequency flood eligible for flood insurance at premium rates not exceeding those which would apply if such flood protection system had been completed.

Applies to a finding of adequate progress on reconstruction of a flood protection system the same cost, expenditure, and completion percentages that pertain to adequate progress on construction of a system.

Requires FEMA, in determining whether a community has made adequate progress on the construction, reconstruction, or improvement of a flood protection system, to consider all sources of funding, including federal, state, and local funds.

Applies flood insurance availability guidelines specifically to riverine and coastal levees located in communities determined by FEMA to be in the process of restoring flood protection by a disaccredited system previously accredited on a Flood Insurance Rate Map as providing 100-year frequency flood protection, but that no longer does so. Applies such guidelines without regard to the level of federal funding of or participation in the construction, reconstruction, or improvement of the flood protection system.

(Sec. 20) Directs FEMA to: (1) report to Congress on a calendar quarterly basis if it finds that the reserve ratio for the Reserve Fund cannot be achieved, and (2) extend exceptions and variances for flood-proofed basements consistent with specified regulations.

(Sec. 22) Exempts from a review or processing fee any requests for a flood insurance rate map change based on a habitat restoration project funded in whole or in part with federal or state funds, including dam removal, culvert redesign or installation, or the installation of fish passage.

(Sec. 23) Directs FEMA to study options, methods, and strategies for making voluntary community-based flood insurance policies available through the NFIP.

Require the Comptroller General (GAO), within six months after FEMA reports study findings to specified congressional committees, to submit an analysis of them to the same congressional committees.

(Sec. 24) Requires FEMA to designate a Flood Insurance Advocate to advocate for the fair treatment of policy holders under the National Flood Insurance Program and property owners in the mapping of flood hazards, the identification of risks from flood, and the implementation of measures to minimize the risk of flood.

(Sec. 25) Amends the Flood Disaster Protection Act of 1973 to revise exceptions to escrow requirements for flood insurance payments to except, in addition, any loan that is: (1) in a junior or subordinate position to a senior lien secured by the same residential improved real estate or mobile home for which flood insurance is being provided at the time of the loan origination; (2) is secured by residential improved real estate or a mobile home that is part of a condominium, cooperative, or other project development, if the residential improved real estate or mobile home is covered by a flood insurance policy meeting certain criteria; (3) secured by residential improved real estate or a mobile home used as collateral for a business purpose; (4) a home equity line of credit; (5) a nonperforming loan; or (6) with a term of not longer than 12 months.

Requires federal lending regulators to direct each regulated lending institution or servicer of an outstanding loan to offer and make available to a borrower the option to have flood insurance premiums and fees, including any escrow of them, to be treated in a specified manner.

Amends the Biggert-Waters Flood Insurance Reform Act of 2012 to repeal the two-year delay in the application of specified flood insurance premium and fee payment escrow requirements and the exceptions to them.

(Sec. 26) Amends the NFIA to require FEMA to: (1) issue guidelines for property owners that provide alternative methods of mitigation efforts (other than building elevation), to reduce flood risk to residential buildings that cannot be elevated due to their structural characteristics; (2) inform property owners how implementation of these methods may affect NFIP risk premium rates; and (3) take into account, when calculating the risk premium rate, the implementation of any mitigation method identified in the FEMA guidelines.

(27) Amends the Biggert-Waters Flood Insurance Reform Act of 2012 to require FEMA to: (1) identify, review, update, maintain, and publish national flood rate maps with respect to areas protected by non-structural flood mitigation features; and (2) work with states, local communities, and property owners to identify such areas and features.

(Sec. 28) Amends the NFIA to require FEMA to communicate clearly full flood risk determinations to individual property owners regardless of whether their premium rates are full actuarial rates.

(Sec. 29) Directs FEMA to monitor and report to certain congressional committees on the impact of certain mandatory rate increases and surcharges upon the affordability of flood insurance for: (1) small businesses with less than 100 employees; (2) non-profit entities; (3) houses of worship; and (4) residences whose value is equal to or less than 25% of the median home value of properties within the state in which the property is located.

(Sec. 30) Amends the Biggert-Waters Flood Insurance Reform Act of 2012 to require FEMA to: (1) notify each affected community of the models that FEMA plans to use in any mapping or map updating process before commencing it; (2) provide each affected community a 30-day period to consult with FEMA about the appropriateness of the mapping model or models to be used; and (3) transmit to the affected community a copy of the first Independent Data Submission and give it a 30-day period to give FEMA data that can be used to supplement or modify the existing data, and incorporate any data consistent with prevailing engineering principles.

Requires FEMA also to notify the Senators of each state and the Representatives of each congressional district affected by the preliminary map in writing of the estimated schedule for community meetings and the estimated number of homes and businesses that will be affected by map changes, including how many structures not previously located in a special flood hazard area will be located within such an area under the preliminary map.

(Sec. 31) Requires FEMA, six months before implementing changes in flood insurance risk premium rates, to make publicly available the rate tables and underwriting guidelines that provide the basis for the change.

Requires FEMA to report to Congress on the feasibility of: (1) releasing property-level policy and claims data for flood insurance coverage under the NFIP, and (2) establishing guidelines for releasing property-level policy and claims data for such coverage in accordance with the Privacy Act of 1974.

homeowner flood insurance affordability act sec amends national_flood_insurance_act repeal prohibition extension administrator federal_emergency_management_agency fema flood insurance premium subsidies prospective insureds property insured date enactment waters flood insurance reform_act purchased date directs fema available rate tables implement repeal consult write companies developing guidance rate tables implement act refund insureds directly flood insurance premiums national_flood_insurance_program exceeded rates required act permit purchaser property covered existing flood insurance policy purchase date assume policy premium rates remainder term sec removes catastrophic loss years calculation average historical loss year obligations incurred national flood insurance fund premium rates adequate restores grandfathered rates sec limits annual increase risk premium rate flood insurance excludes specified properties limitation including property located community certain statutory community rating system program covered policy policyholder decreased deductible increased coverage requires increase flood insurance risk premium rates specified properties results average month period average risk premium rates properties reduces average risk premium rates properties risk classification commencement month period limitation permissible increase risk premium rates flood insurance properties single risk classification sec states flood insurance purchased enactment act certain properties newly areas special flood hazards ensuing premium rates shall preferred risk premium policy year calculated renewal specified formula rate reaches specified level sec directs fema strive minimize number policies annual premiums exceed total policy coverage report certain congressional committees premiums exceed threshold impose newly issued renewed policies prescribed annual premium surcharge addition existing assessments surcharges deposit additional premium surcharge reserve fund prepare draft affordability framework addresses programmatic regulatory changes flood insurance affordability sec prohibits act construed authorizing fema provide assistance homeowners based affordability available enactment waters flood insurance reform_act sec authorizes fema secure reinsurance flood insurance coverage private reinsurance capital markets sufficient maintain claims paying ability flood insurance program sec directs fema grant certain policyholders option paying premiums annually monthly obtaining high deductible policies residential properties sec excludes flood insurance purchase requirement structure residential property primary residential structure serve residence amends real_estate_settlement_procedures_act require home buying information federally related mortgage loans include statement mortgage lender require mortgagee maintain flood insurance structures protect collateral securing mortgage mortgagee chooses maintain flood insurance responsible flood losses relating structure sec amends require fema carry studies necessary estimate risk premium rates based consideration flood mitigation activities undertaken property including differences risk involved land use measures flood forecasting similar measures sec prohibits fema estimating risk premium rates flood insurance property july experienced substantial improvement exceeding currently fair market value sec amends waters flood insurance reform_act direct fema include specified affordability study options maintaining affordability annual flood insurance premiums increase greater liability coverage policy including options enhanced mitigation assistance means tested assistance effects establishment catastrophe savings_accounts long term affordability flood insurance coverage options modifying certain surcharge based homeowner income property value risk loss directs fema submit affordability study report certain congressional committees increases million funding study sec sets prerequisite fema implementation flood mapping program review technical mapping advisory_council applied results technically credible flood hazard data areas flood insurance rate maps prepared updated requires fema certify writing congress program implemented provide congress technical mapping advisory_council review report sec amends authorize fema reimburse community non legal expenses incurred successful flood elevation appeal resolved submission conflicting data scientific resolution panel use amounts national flood insurance fund authorized reimbursements sec makes community adequate progress construction current law reconstruction new flood protection system afford flood protection year frequency flood eligible flood insurance premium rates exceeding apply flood protection system completed applies finding adequate progress reconstruction flood protection system cost expenditure completion percentages pertain adequate progress construction system requires fema determining community adequate progress construction reconstruction improvement flood protection system consider sources funding including federal state local funds applies flood insurance availability guidelines specifically riverine coastal levees located communities determined fema process restoring flood protection system previously accredited flood insurance rate map providing year frequency flood protection longer applies guidelines regard level federal funding participation construction reconstruction improvement flood protection system sec directs fema report congress calendar quarterly basis finds reserve ratio reserve fund achieved extend exceptions variances flood consistent specified regulations sec exempts review processing fee requests flood insurance rate map change based habitat restoration project funded federal state funds including dam removal redesign installation installation fish passage sec directs fema study options methods strategies making voluntary community based flood insurance policies available require comptroller_general gao months fema reports study findings specified congressional committees submit analysis congressional committees sec requires fema designate flood insurance advocate advocate fair treatment policy holders national_flood_insurance_program property owners mapping flood hazards identification risks flood implementation measures minimize risk flood sec amends flood disaster protection act revise exceptions escrow requirements flood insurance payments addition loan junior subordinate position senior lien secured residential improved real estate mobile home flood insurance provided time loan origination secured residential improved real estate mobile home condominium cooperative project development residential improved real estate mobile home covered flood insurance policy meeting certain criteria secured residential improved real estate mobile home collateral business purpose home equity line credit loan term longer months requires federal lending regulators direct regulated lending institution servicer outstanding loan offer available borrower option flood insurance premiums fees including escrow treated specified manner amends waters flood insurance reform_act repeal year delay application specified flood insurance premium fee payment escrow requirements exceptions sec amends require fema issue guidelines property owners provide alternative methods mitigation efforts building elevation reduce flood risk residential buildings elevated structural characteristics inform property owners implementation methods affect risk premium rates account calculating risk premium rate implementation mitigation method identified fema guidelines amends waters flood insurance reform_act require fema identify review update maintain publish national flood rate maps respect areas protected non structural flood mitigation features work states local communities property owners identify areas features sec amends require fema communicate clearly flood risk determinations individual property owners regardless premium rates actuarial rates sec directs fema monitor report certain congressional committees impact certain mandatory rate increases surcharges affordability flood insurance small businesses employees non profit entities houses worship residences value equal median home value properties state property located sec amends waters flood insurance reform_act require fema notify affected community models fema plans use mapping map updating process commencing provide affected community day period consult fema appropriateness mapping model models transmit affected community copy independent data submission day period fema data supplement modify existing data incorporate data consistent prevailing engineering principles requires fema notify senators state representatives congressional district affected preliminary map writing estimated schedule community meetings estimated number homes businesses affected map changes including structures previously located special flood hazard area located area preliminary map sec requires fema months implementing changes flood insurance risk premium rates publicly available rate tables underwriting guidelines provide basis change requires fema report congress feasibility releasing property level policy claims data flood insurance coverage establishing guidelines releasing property level policy claims data coverage accordance privacy_act


Summary:
Prohibits the risk premium rates for flood insurance coverage made available under the National Flood Insurance Program from being increased from such rates in effect as of September 30, 2013, until: (1) the Administrator of the Federal Emergency Management Agency (FEMA) completes a first comprehensive review and updating of all flood insurance rate maps for such Program pursuant to the Biggert-Waters Flood Insurance Reform Act of 2012, and (2) the Chief of Engineers reviews and certifies that such updated rate maps accurately reflect all flood mitigation and flood control projects completed within the affected watershed by the Army Corps of Engineers.

Directs the Administrator to refund to insureds any premiums for flood insurance coverage under the National Flood Insurance Program collected in excess of the rates required under this Act.

prohibits risk premium rates flood insurance coverage available national_flood_insurance_program increased rates effect september administrator federal_emergency_management_agency fema completes comprehensive review updating flood insurance rate maps program pursuant waters flood insurance reform_act chief_of_engineers reviews certifies updated rate maps accurately reflect flood mitigation flood control projects completed affected watershed army_corps_of_engineers directs administrator refund insureds premiums flood insurance coverage national_flood_insurance_program collected excess rates required act


Summary:
Keeping Flood Insurance Affordable Act of 2013 - Prohibits the Administrator of the Federal Emergency Management Agency (FEMA) from: (1) increasing flood insurance risk premium rates to reflect the current risk of flood for certain property located in specified areas subject to a certain mandatory premium adjustment, or (2) reducing such subsidies for any property not insured by the flood insurance program as of July 6, 2012, or any policy that has lapsed in coverage as a result of the policyholder's deliberate choice (Pre-Flood Insurance Rate Map or pre-FIRM properties). Sets forth expiration dates for such prohibitions.

Amends the National Flood Insurance Act of 1968 (NFIA) to prohibit FEMA from providing flood insurance to prospective insureds at rates less than those estimated for any property purchased after the expiration of such six-month period (currently, any property purchased after July 6, 2012).

Prohibits FEMA from reducing flood insurance risk premium rate subsidies for one non-primary residential property of an owner, with an appraised value that does not exceed $1 million.

Applies the same prohibition with respect to business properties, except that any single business may insure only a single property with such risk premium rate subsidies.

Makes such business property coverage available for an aggregate liability of $1 million with respect to any single building, with another $1 million for contents owned by the building owner, and another $1 million for each unit within the building for contents owned by the tenant.

Directs FEMA to: (1) restore during such six-month period specified estimated risk premium rate subsidies for flood insurance for pre-FIRM properties and properties purchased after such six-month period, and (2) submit to certain congressional committees a draft affordability framework addressing the affordability of flood insurance sold under the NFIA.

Prescribes procedures for expedited congressional consideration of legislation on FEMA affordability authorities.

Permits FEMA to enter into an agreement with another federal agency either to: (1) complete the affordability study, or (2) prepare the draft affordability framework.

Directs FEMA submit to certain congressional committees the affordability study and report.

Amends NFIA to authorize FEMA to reimburse homeowners for successful map appeals.

Makes any community that has made adequate progress on the construction (as under current law) or reconstruction (new) of a flood protection system which will afford flood protection for the one-hundred year frequency flood eligible for flood insurance at premium rates not exceeding those which would apply if such flood protection system had been completed.

Revises guidelines governing availability of flood insurance in communities restoring disaccredited flood protection systems to include riverine and coastal levees.

Requires FEMA to: (1) rate a covered structure using the elevation difference between the floodproofed elevation of the covered structure and the adjusted base flood elevation of the covered structure; and (2) designate a Flood Insurance Advocate to advocate for the fair treatment of policy holders under the National Flood Insurance Program and property owners in the mapping of flood hazards, the identification of risks from flood, and the implementation of measures to minimize the risk of flood.

keeping flood insurance affordable act prohibits administrator federal_emergency_management_agency fema increasing flood insurance risk premium rates reflect current risk flood certain property located specified areas subject certain mandatory premium adjustment reducing subsidies property insured flood insurance program july policy lapsed coverage result policyholder deliberate choice pre flood insurance rate map pre firm properties sets forth expiration dates prohibitions amends national_flood_insurance_act prohibit fema providing flood insurance prospective insureds rates estimated property purchased expiration month period currently property purchased july prohibits fema reducing flood insurance risk premium rate subsidies non primary residential property owner appraised value exceed million applies prohibition respect business properties single business insure single property risk premium rate subsidies makes business property coverage available aggregate liability million respect single building million contents owned building owner million unit building contents owned tenant directs fema restore month period specified estimated risk premium rate subsidies flood insurance pre firm properties properties purchased month period submit certain congressional committees draft affordability framework addressing affordability flood insurance sold prescribes procedures expedited congressional consideration legislation fema affordability authorities permits fema enter agreement federal agency complete affordability study prepare draft affordability framework directs fema submit certain congressional committees affordability study report amends authorize fema reimburse homeowners successful map appeals makes community adequate progress construction current law reconstruction new flood protection system afford flood protection year frequency flood eligible flood insurance premium rates exceeding apply flood protection system completed revises guidelines governing availability flood insurance communities restoring flood protection systems include riverine coastal levees requires fema rate covered structure elevation difference elevation covered structure adjusted base flood elevation covered structure designate flood insurance advocate advocate fair treatment policy holders national_flood_insurance_program property owners mapping flood hazards identification risks flood implementation measures minimize risk flood


Summary:
Emergency Response Improvement Act - Requires the chief executive officer of a state, to be eligible for assistance under the Robert T. Stafford Disaster Relief and Emergency Assistance Act on or after October 1, 2014, to maintain a State Office of Emergency Management to coordinate the state response to, and to request federal assistance with respect to, an emergency.

Directs the President, if one or more federal agencies provides assistance to a state in response to an emergency, to designate an individual from one such agency to serve as the federal incident commander for that emergency. Requires such commander to meet with representatives of federal, state, and local entities involved in the response and assist such representatives in: (1) creating a response plan that specifies the responsibilities of each entity, (2) designating an individual to lead the response, and (3) drafting and executing a memorandum of understanding with respect to such plan.

Requires the federal incident commander, in the absence of such a memorandum of understanding, to report to the President and recommend if, and to what extent, the relevant federal agencies should be involved in the response.

emergency response improvement act_-_requires chief executive officer state eligible assistance robert stafford disaster relief emergency assistance_act october maintain state office emergency management coordinate state response request federal assistance respect emergency directs president federal agencies provides assistance state response emergency designate individual agency serve federal incident commander emergency requires commander meet representatives federal state local entities involved response assist representatives creating response plan specifies responsibilities entity designating individual lead response executing memorandum understanding respect plan requires federal incident commander absence memorandum understanding report president recommend extent relevant federal agencies involved response


Summary:
Flood Insurance Relief and Transparency Act of 2013 - Delays until March 1, 2015, the effective date of specified changes in risk premium rates for flood insurance under the National Flood Insurance Program (NFIP).

Directs the Administrator of the Federal Emergency Management Agency (FEMA) to make publicly available all data affecting any changes in such risk premium rates.

Amends the Biggert-Waters Flood Insurance Reform Act of 2012 to remove the $750,000 restriction from the maximum amount of funds available to FEMA for the study of participation in and affordability of NFIP for certain flood insurance policyholders.

Amends the National Flood Insurance Act of 1968 to require FEMA to provide policyholders with the option of paying chargeable risk premiums for flood insurance coverage on an annual (as under current law) or a monthly basis. Sets forth criteria for policyholder eligibility to exercise the monthly option.

flood insurance relief transparency_act delays march effective date specified changes risk premium rates flood insurance national_flood_insurance_program directs administrator federal_emergency_management_agency fema publicly available data affecting changes risk premium rates amends waters flood insurance reform_act remove restriction maximum funds available fema study participation affordability certain flood insurance policyholders amends national_flood_insurance_act require fema provide policyholders option paying risk premiums flood insurance coverage annual current law monthly basis sets forth criteria policyholder eligibility exercise monthly option


Summary:
Flood Safe Basements Act - Directs the Administrator of the Federal Emergency Management Agency (FEMA) to rate a covered structure using the elevation difference between the floodproofed elevation and the adjusted base flood elevation of such structure.

Defines "covered structure" as a residential structure: (1) located in a community that has adopted flood plain management measures approved by FEMA and satisfying requirements for an exception for floodproofed residential basements, and (2) built in compliance with the applicable flood plain management measures.

flood safe act_-_directs administrator federal_emergency_management_agency fema rate covered structure elevation difference elevation adjusted base flood elevation structure defines covered structure residential structure located community adopted flood plain management measures approved fema satisfying requirements exception residential built compliance applicable flood plain management measures


Summary:
Helping Owners Mitigate Effectively Act of 2014 or the HOME Act of 2014 - Delays any change in risk premium rates for flood insurance under the National Flood Insurance Program resulting from amendments made by the Biggert-Waters Flood Insurance Reform Act of 2012 (Biggert-Waters Act) until five years after the enactment date of such Act.

Amends the National Flood Insurance Act of 1968 to provide that the maximum annual chargeable flood insurance premium rate for a property shall be the appraised value of the property when purchased by its current owner divided by 30.

Amends the Internal Revenue Code to allow a tax credit of up to $7,500 for flood mitigation expenses in a taxable year for policy holders of flood insurance coverage and small businesses. Terminates such credit after December 31, 2022

Amends the Biggert-Waters Act to authorize the Administrator of the Federal Emergency Management Agency (FEMA) to use any other amounts available to the Administrator to carry out the the study of participation in the National Flood Insurance Program and of the affordability of risk-based premiums under such Program.

Amends the Robert T. Stafford Disaster Relief and Emergency Assistance Act to authorize increased appropriations for predisaster hazard mitigation for FY2014-FY2018.  Authorizes appropriations for flood risk mitigation assistance for FY2014-FY2018.

helping owners mitigate effectively act home act delays change risk premium rates flood insurance national_flood_insurance_program resulting amendments waters flood insurance reform_act waters act years enactment date act amends national_flood_insurance_act provide maximum annual flood insurance premium rate property shall appraised value property purchased current owner divided amends_the_internal_revenue_code allow tax credit flood mitigation expenses taxable year policy holders flood insurance coverage small businesses terminates credit december amends waters act authorize administrator federal_emergency_management_agency fema use amounts available administrator carry study participation national_flood_insurance_program affordability risk based premiums program amends robert stafford disaster relief emergency assistance act authorize increased appropriations hazard mitigation fy2014-fy2018 authorizes appropriations flood risk mitigation assistance fy2014-fy2018


Summary:
Fairness in Federal Disaster Declarations Act of 2014 - Requires the Administrator of the Federal Emergency Management Agency (FEMA) to amend the rules concerning the factors FEMA considers when evaluating a governor's request for a major disaster declaration to provide that, with respect to the evaluation of the need for public assistance: (1) specific weighted valuations shall be assigned to the estimated cost of the assistance (10%), localized impacts (40%), insurance coverage in force (10%), hazard mitigation (10%), recent multiple disasters (10%), programs of other federal assistance (10%), and economic circumstances (10%); and (2) FEMA shall consider the economic circumstances of both the local economy of the affected area (including the local assessable tax base and local sales tax, median income, and poverty rate) and the state economy (including the unemployment rate).

Requires such rules to provide that, with respect to the evaluation of the severity, magnitude, and impact of the disaster and the evaluation of the need for assistance to individuals: (1) specific weighted valuations shall be assigned to concentration of damages (20%), trauma (20%), special populations (20%), voluntary agency assistance (10%), insurance (20%), average amount of individual assistance by state (5%), and economic considerations (5%); and (2) FEMA shall consider the economic circumstances of the affected area (including the local assessable tax base and local sales tax, median income, and poverty rate).

Makes such rules applicable to any major disaster declared on or after January 1, 2013.

fairness federal disaster declarations act requires administrator federal_emergency_management_agency fema amend rules concerning factors fema considers evaluating governor request major disaster declaration provide respect evaluation need public assistance specific weighted valuations shall assigned estimated cost assistance impacts insurance coverage force hazard mitigation recent multiple disasters programs federal assistance economic circumstances fema shall consider economic circumstances local economy affected area including local tax base local sales tax median income poverty rate state economy including unemployment rate requires rules provide respect evaluation severity magnitude impact disaster evaluation need assistance individuals specific weighted valuations shall assigned concentration damages trauma special populations voluntary agency assistance insurance average individual assistance state economic considerations fema shall consider economic circumstances affected area including local tax base local sales tax median income poverty rate makes rules applicable major disaster declared january


Summary: Disaster Savings Accounts Act of 2013 - Amends the Internal Revenue Code to: (1) establish tax-exempt disaster savings accounts to pay the expenses of homeowners for disaster mitigation and recovery expenses, (2) allow a deduction from gross income (above-the-line deduction) up to $5,000 (adjusted annually for inflation) in a taxable year for cash contributions to such accounts, (3) exclude from gross income distributions from such accounts to pay disaster mitigation and recovery expenses; and (4) set forth tax rules and penalties for excess contributions to disaster savings accounts and for failure to file required reports on such accounts.

disaster savings_accounts act amends_the_internal_revenue_code establish tax exempt disaster savings_accounts pay expenses homeowners disaster mitigation recovery expenses allow deduction gross income line deduction adjusted annually inflation taxable year cash contributions accounts exclude gross income distributions accounts pay disaster mitigation recovery expenses set forth tax rules penalties excess contributions disaster savings_accounts failure file required reports accounts


Summary:
California Emergency Drought Relief Act of 2014 - Requires the Administrator of the Environmental Protection Agency (EPA), the Secretary of Commerce, and the Secretary of the Interior (Secretaries), in response to the declaration of a state of drought emergency in California, to provide the maximum quantity of water supplies possible to Central Valley Project (CVP) and Klamath Project agricultural, municipal and industrial, and refuge service and repayment contractors, State Water Project contractors, and any other locality or municipality in California by approving, consistent with applicable laws: (1) any project or operations to provide additional water supplies if there is any possible way the Secretaries can do so, unless the project or operations constitute a highly inefficient way of providing additional water supplies; and (2) any projects or operations as quickly as possible based on available information to address the emergency conditions.

Sets forth actions to be taken to increase water supply, including: (1) ensuring that the Delta Cross Channel Gates remain open to the greatest extent possible, (2) requiring the Director of the National Marine Fisheries Service to recommend revisions to operations of the CVP and the California State Water Project, (3) adopt a 1:1 inflow to export ratio for the increased flow of the San Joaquin River, (4) require the Director and the Commissioner of the Bureau of Reclamation to complete all requirements under the National Environmental Policy Act of 1969 (NEPA) and the Endangered Species Act of 1973 necessary to make final permit decisions on water transfer requests, and (5) make WaterSMART grant funding administered by the Bureau of Reclamation available for eligible projects on a priority and expedited basis.

Authorizes financial assistance under the Reclamation States Emergency Drought Relief Act of 1991 for projects to increase water supply.

Requires federal agency heads to consult with the Council on Environmental Quality to develop alternative arrangements to comply with NEPA.

Directs the EPA to prioritize projects under state water pollution control revolving funds to provide water to areas at risk of having an inadequate supply of water for public health and safety purposes.

Requires the Commissioner of Reclamation to provide water supply planning assistance in preparation for and in response to dry, critically dry, and below normal water year types, upon request, to CVP or Klamath Project contractors or other reclamation project contractors in California, including contractors who possess contracts for refuge water supplies or who deliver refuge water supplies.

Reauthorizes: (1) the Calfed Bay-Delta Act, (2) the Reclamation States Emergency Drought Relief Act of 1991, and (3) the Secure Water Act.

Amends the Klamath Basin Water Supply Enhancement Act of 2000 to authorize the Secretary of the Interior to take actions to reduce water consumption or demand or to restore ecosystems in the Klamath Basin watershed, including tribal fishery resources held in trust.

Directs the Secretary of the Treasury to transfer to the Secretary of Agriculture emergency supplemental appropriations to provide: (1) drought assistance to agricultural producers and for mitigation activities related to drought and wildfire hazards, (2) emergency community water assistance grants to address impacts of drought, and (3) grants to assist low-income migrant and seasonal farm workers affected by drought and for forest restoration.

Amends the Robert T. Stafford Disaster Relief and Emergency Assistance Act to expand federal emergency assistance to provide for disaster unemployment, emergency nutrition, and crisis counseling assistance.

Designates this Act as an emergency requirement for budgetary purposes.

california emergency drought relief_act requires administrator environmental_protection_agency epa secretary commerce secretary interior secretaries response declaration state drought emergency california provide maximum quantity water supplies possible central_valley_project cvp klamath project agricultural municipal industrial refuge service repayment contractors state_water_project contractors locality municipality california approving consistent applicable laws project operations provide additional water supplies possible way secretaries project operations constitute highly inefficient way providing additional water supplies projects operations quickly possible based available information address emergency conditions sets forth actions taken increase water supply including ensuring delta cross channel gates remain open greatest extent possible requiring director national_marine_fisheries_service recommend revisions operations cvp california_state_water_project adopt inflow export ratio increased flow san_joaquin_river require director commissioner bureau_of_reclamation complete requirements national_environmental_policy_act nepa endangered species act necessary final permit decisions water transfer requests grant funding administered bureau_of_reclamation available eligible projects priority expedited basis authorizes financial assistance reclamation_states emergency drought relief_act projects increase water supply requires federal agency heads consult council_on_environmental_quality develop alternative arrangements comply nepa directs epa prioritize projects state water pollution control revolving funds provide water areas risk having inadequate supply water public health safety purposes requires commissioner reclamation provide water supply planning assistance preparation response dry critically dry normal water year types request cvp klamath project contractors reclamation project contractors california including contractors possess contracts refuge water supplies deliver refuge water supplies reauthorizes calfed bay delta act reclamation_states emergency drought relief_act secure water act amends klamath_basin water supply enhancement_act authorize secretary interior actions reduce water consumption demand restore ecosystems klamath_basin watershed including tribal fishery resources held trust directs secretary treasury transfer secretary agriculture emergency supplemental appropriations provide drought assistance agricultural producers mitigation activities related drought wildfire hazards emergency community water assistance grants address impacts drought grants assist low income migrant seasonal farm workers affected drought forest restoration amends robert stafford disaster relief emergency assistance_act expand federal emergency assistance provide disaster unemployment emergency nutrition crisis counseling assistance designates act emergency requirement budgetary purposes


Summary:
Flood Insurance Flexibility Act of 2014 - Amends the National Flood Insurance Act of 1968 to direct the Administrator of the Federal Emergency Management Agency (FEMA) to make available, at the option of the insured, flood insurance coverage for properties with premiums and deductibles which have an annual loss-deductible for damage to the covered property of at least $10,000.

Authorizes FEMA to make coverage available with higher loss-deductible amounts that it considers feasible and appropriate.

Requires such flood insurance coverage to have a chargeable risk premium rate that, as determined by FEMA, accurately reflects both the current risk of flood to the property and the deductible.

flood insurance flexibility act amends national_flood_insurance_act direct administrator federal_emergency_management_agency fema available option insured flood insurance coverage properties premiums deductibles annual loss deductible damage covered property authorizes fema coverage available higher loss deductible amounts considers feasible appropriate requires flood insurance coverage risk premium rate determined fema accurately reflects current risk flood property deductible


Summary:
Requires the Administrator of the Environmental Protection Agency (EPA), the Secretary of Commerce, and the Secretary of the Interior (Secretaries), in response to the declaration of a state of drought emergency in California, to provide the maximum quantity of water supplies possible to Central Valley Project (CVP) and Klamath Project agricultural, municipal and industrial, and refuge service and repayment contractors, State Water Project contractors, and any other locality or municipality in California.

Sets forth actions to be taken to increase water supply, including: (1) authorizing actions to provide for real time operations of the Delta Cross Channel Gates to provide water supply and quality standards and ecosystem benefits for the duration of the drought, (2) implementing the San Joaquin River inflow-to-export ratio established by the National Marine Fisheries Service, (3) maintaining all rescheduled water supplies held in the San Luis Reservoir and Millerton Reservoir for all water users, (4) making WaterSMART grant funding administered by the Bureau of Reclamation available for eligible projects on a priority and expedited basis, and (5) issuing proposed rules to update stormwater regulations for urban and suburban runoff sources and guidance on use of rainwater capture.

Makes emergency appropriations in FY2014 for water supply projects and assistance under the Reclamation States Emergency Drought Relief Act of 1991.

Requires the National Resources Conservation Service to provide water supply planning assistance in preparation for and in response to dry, critically dry, and below normal water year types to any state water agency requesting such assistance.

Directs the Secretary of Commerce to treat the California emergency drought declaration as a request for a determination under the Magnuson-Stevens Fishery Conservation and Management Act that there is a commercial fisheries failure and catastrophic regional fishery disaster for fisheries that originate in California.

Requires federal agency heads to consult with the Council on Environmental Quality to develop alternative arrangements to comply with the National Environmental Policy Act of 1969 (NEPA).

Directs the EPA Administrator to prioritize projects under state water pollution control revolving funds to provide water to areas at risk of having an inadequate supply of water for public health and safety purposes.

Fixing Operations of Reservoirs to Encompass Climatic and Atmospheric Science Trends for Emergency Droughts Act or the FORECASTED Act - Requires the Secretary of the Army, not later than one year after a request of a non-federal sponsor of a reservoir, to review the operation of such reservoir, including the water control manual and rule curves, using improved weather forecasts and run-off forecasting methods, including the Advanced Hydrologic Prediction System of the National Weather Service and the Hydrometeorology Testbed program of the National Oceanic and Atmospheric Administration (NOAA).

Requires the Secretary to determine if a change in operations will improve core functions of the Army Corps of Engineers, including: (1) reducing risks to human life, public safety, and property; (2) reducing the need for future disaster relief; (3) improving local water storage capability and reliability in coordination with the non-federal sponsor and other water users; (4) restoring, protecting, or mitigating the impacts of a water resources development project on the environment; or (5) improving fish species habitat or population within the boundaries and downstream of a water resources project.

Requires the Secretary, upon the declaration of a state drought emergency, to use no more than 90 days in complying with all provisions of this Act and to make use of the emergency provisions of the Council on Environmental Quality guidelines to expedite the delivery of water supplies to address emergency drought conditions.

Directs the Secretary of the Treasury to transfer to the Secretary of Agriculture emergency supplemental appropriations to provide: (1) drought assistance to agricultural producers and for mitigation activities related to drought and wildfire hazards, (2) emergency community water assistance grants to address impacts of drought, and (3) grants to assist low-income migrant and seasonal farm workers affected by drought and for forest restoration.

Requires: (1) the Director of the Office of National Drug Control Policy to determine the amount of water diverted for marijuana cultivation in each of the high intensity drug trafficking areas within the state of California, and (2) the EPA Administrator to assign additional criminal investigators to such trafficking areas.

Declares that nothing in this Act: (1) preempts any state law, including area of origin and other water rights protections; or (2) diminishes the water, fishing, or other rights of Indian tribes or the obligations of the United States to assert and protect such rights.

Amends the Robert T. Stafford Disaster Relief and Emergency Assistance Act to expand federal emergency assistance to provide for disaster unemployment, emergency nutrition, and crisis counseling assistance.

Amends the Klamath Basin Water Supply Enhancement Act of 2000 to authorize the Secretary of the Interior to take actions to reduce water consumption or demand or to restore ecosystems in the Klamath Basin watershed, including tribal fishery resources held in trust.

Directs the U.S. Fish and Wildlife Service, not later than January 1, 2016, in consultation with the National Marine Fisheries Service, the Bureau of Reclamation, the Army Corps of Engineers, and the California Department of Fish and Wildlife, to prepare a California salmon drought plan.

Amends the Omnibus Public Land Management Act of 2009 to authorize the Secretary of the Interior to enter into cost-shared financial assistance agreements with non-federal entities in Reclamation States and Hawaii for the planning, design, and construction of permanent water storage and conveyance facilities used solely to regulate and maximize water supplies..

Directs the President to update the National Response Plan and the National Disaster Recovery Framework to include a plan for catastrophic drought.

requires administrator environmental_protection_agency epa secretary commerce secretary interior secretaries response declaration state drought emergency california provide maximum quantity water supplies possible central_valley_project cvp klamath project agricultural municipal industrial refuge service repayment contractors state_water_project contractors locality municipality california sets forth actions taken increase water supply including authorizing actions provide real time operations delta cross channel gates provide water supply quality standards ecosystem benefits duration drought implementing san_joaquin_river inflow export ratio established national_marine_fisheries_service maintaining water supplies held san reservoir reservoir water users making grant funding administered bureau_of_reclamation available eligible projects priority expedited basis issuing proposed rules update stormwater regulations urban suburban runoff sources guidance use capture makes emergency appropriations fy2014 water supply projects assistance reclamation_states emergency drought relief_act requires national resources conservation service provide water supply planning assistance preparation response dry critically dry normal water year types state water agency requesting assistance directs secretary commerce treat california emergency drought declaration request determination magnuson-stevens_fishery_conservation_and_management_act commercial fisheries failure catastrophic regional fishery disaster fisheries originate california requires federal agency heads consult council_on_environmental_quality develop alternative arrangements comply national_environmental_policy_act nepa directs epa administrator prioritize projects state water pollution control revolving funds provide water areas risk having inadequate supply water public health safety purposes fixing operations reservoirs encompass climatic atmospheric science trends emergency droughts act forecasted act_-_requires secretary army later year request non federal sponsor reservoir review operation reservoir including water control manual rule curves improved weather forecasts run forecasting methods including advanced hydrologic prediction system national_weather_service program national_oceanic_and_atmospheric_administration noaa requires secretary determine change operations improve core functions army_corps_of_engineers including reducing risks human life public safety property reducing need future disaster relief improving local water storage capability reliability coordination non federal sponsor water users restoring protecting mitigating impacts water resources development project environment improving fish species habitat population boundaries downstream water resources project requires secretary declaration state drought emergency use days complying provisions act use emergency provisions council_on_environmental_quality guidelines expedite delivery water supplies address emergency drought conditions directs secretary treasury transfer secretary agriculture emergency supplemental appropriations provide drought assistance agricultural producers mitigation activities related drought wildfire hazards emergency community water assistance grants address impacts drought grants assist low income migrant seasonal farm workers affected drought forest restoration requires director office_of_national_drug_control_policy determine water diverted marijuana cultivation high intensity drug trafficking areas state california epa administrator assign additional criminal investigators trafficking areas declares act preempts state law including area origin water rights protections diminishes water fishing rights indian tribes obligations united_states assert protect rights amends robert stafford disaster relief emergency assistance_act expand federal emergency assistance provide disaster unemployment emergency nutrition crisis counseling assistance amends klamath_basin water supply enhancement_act authorize secretary interior actions reduce water consumption demand restore ecosystems klamath_basin watershed including tribal fishery resources held trust directs fish_and_wildlife_service later january consultation national_marine_fisheries_service bureau_of_reclamation army_corps_of_engineers california department fish wildlife prepare california salmon drought plan amends omnibus_public_land_management_act authorize secretary interior enter cost shared financial assistance agreements non federal entities reclamation_states hawaii planning design construction permanent water storage conveyance facilities solely regulate maximize water supplies directs president update national response plan national disaster recovery framework include plan catastrophic drought


Summary:
Flood Insurance Integrity Act of 2014 - Directs the Comptroller General (GAO) to review every four years the rate tables established by the Federal Emergency Management Agency (FEMA) for implementing the national flood insurance program under the National Flood Insurance Act of 1968 (NFIA), and determine whether: (1) the chargeable premium rates for flood insurance coverage determined by those tables are actuarially sound, based on standard actuarial practices used in the private sector; and (2) such chargeable premium rates are sufficient to ensure the long-term financial sustainability of the national flood insurance program.

Directs GAO to review annually the process for establishing and updating flood insurance rate maps and determine the degree of accuracy of the mapping process.

flood insurance integrity act directs comptroller_general gao review years rate tables established federal_emergency_management_agency fema implementing national_flood_insurance_program national_flood_insurance_act determine premium rates flood insurance coverage determined tables actuarially sound based standard actuarial practices private sector premium rates sufficient ensure long term financial sustainability national_flood_insurance_program directs gao review annually process establishing updating flood insurance rate maps determine degree accuracy mapping process


Summary: Homeowner Disaster Relief Act of 2014 - Amends the Internal Revenue Code to exempt any qualified natural disaster distribution from the 10% penalty on premature distributions from tax-exempt retirement plans. Defines "qualified natural diasaster distribution" as a distribution from a retirement plan to an individual if: (1) such individual sustained an economic loss due to a federally-declared disaster, (2) the principal place of abode of such individual on the disaster declaration date is in the disaster area, and (3) such distribution is made during the one-year period beginning on the disaster declaration date.

homeowner disaster relief_act amends_the_internal_revenue_code exempt qualified natural disaster distribution penalty premature distributions tax exempt retirement plans defines qualified natural distribution distribution retirement plan individual individual sustained economic loss federally declared disaster principal place abode individual disaster declaration date disaster area distribution year period beginning disaster declaration date


Summary: Amends the Internal Revenue Code, with respect to tax relief for federally-declared disasters, to: (1) allow the expensing of qualified disaster expenses (i.e., for removal of debris, demolition, and repair of business-related property) for a disaster occurring during September 2013; (2) allow individual taxpayers an increased tax deduction for charitable contributions made for relief efforts related to a federally-declared disaster which occurs after August 31, 2013, if such contributions are made by December 31, 2014; and (3) allow corporations an increased tax deduction for disaster-related charitable contributions.

amends_the_internal_revenue_code respect tax relief federally declared disasters allow expensing qualified disaster expenses removal debris demolition repair business related property disaster occurring september allow individual taxpayers increased tax deduction charitable contributions relief efforts related federally declared disaster occurs august contributions december allow corporations increased tax deduction disaster related charitable contributions


Summary:
Safeguarding America's Future and Environment Act or SAFE Act - Requires the President to establish an interagency Natural Resources Climate Change Adaptation Panel to adopt the National Fish, Wildlife, and Plants Climate Adaptation Strategy (released March 26, 2013) to protect, restore, and conserve natural resources so that natural resources become more resilient, adapt to, and withstand the impact of extreme weather and climate change. Requires the Panel to review and revise the strategy every four years.

Requires each agency represented on the panel to integrate the elements of the strategy that relate to conservation, restoration, and management of natural resources into agency plans, environmental reviews, and programs.

Requires the Secretary of the Interior to establish a National Climate Change and Wildlife Science Center within the United States Geological Survey (USGS) to assess and develop scientific information, tools, strategies, and techniques to be used to address the impact of extreme weather and climate change on natural resources.

Requires the Secretary of Commerce and the Secretary of the Interior to establish a Science Advisory Board to advise the panel on the state of the science regarding the impact of extreme weather and climate change on natural resources and strategies and mechanisms for natural resources adaptation. Requires each agency represented on the panel to submit to the President a natural resources adaptation plan and implement the plan upon approval by the President.

Requires states, in order to be eligible to receive funding under this Act, to submit to the Secretary of the Interior and, as applicable, the Secretary of Commerce for review and approval a state natural resources adaptation plan that details efforts to address the impact of climate change on natural resources and coastal areas.

safeguarding_america future environment act safe act_-_requires president establish interagency natural resources climate change adaptation panel adopt national fish wildlife plants climate adaptation strategy released march protect restore conserve natural resources natural resources resilient adapt withstand impact extreme weather climate change requires panel review revise strategy years requires agency represented panel integrate elements strategy relate conservation restoration management natural resources agency plans environmental reviews programs requires secretary interior establish national climate change wildlife science center united_states_geological_survey usgs assess develop scientific information tools strategies techniques address impact extreme weather climate change natural resources requires secretary commerce secretary interior establish science_advisory_board advise panel state science impact extreme weather climate change natural resources strategies mechanisms natural resources adaptation requires agency represented panel submit president natural resources adaptation plan implement plan approval president requires states order eligible receive funding act submit secretary interior applicable secretary commerce review approval state natural resources adaptation plan details efforts address impact climate change natural resources coastal areas


Summary:
National Disaster Tax Relief Act of 2014 - Amends the Internal Revenue Code to provide tax relief for disasters declared in 2012, 2013, and 2014 by:

 extending through 2014 the election to expense qualified disaster expenses (i.e., for removal of debris, demolition, and repair of business-related property); increasing the tax deduction for charitable contributions for disaster relief for individual and corporate taxpayers; allowing through 2014 the deduction of losses attributable to disasters; allowing waivers of requirements relating to mortgage revenue bonds; extending through 2014 the additional allowance for depreciation of business property (bonus depreciation); allowing an increase through 2015 of the new markets tax credit limitation amount within a federally-declared disaster area; permitting the use of tax-exempt retirement plan funds in federally-declared disasters without penalty; allowing an additional tax exemption for individuals who are displaced as a result of a federally-declared disaster; allowing an exclusion from gross income of imputed income from the cancellation of indebtedness resulting from federally-declared disasters; providing a special rule to allow individuals affected by a disaster in 2012, 2013, or 2014 to claim a full earned income tax credit; increasing the rehabilitation tax credit for buildings affected by a federally-declared disaster; permitting one additional advance refunding of a tax-exempt bond that is outstanding on the date on which a federally-declared disaster occurs; allowing the issuance of qualified disaster area recovery bonds; allowing an additional allocation of the low-income housing tax credit in 2014 to states affected by a federally-declared disaster occurring in 2012 or 2013;   allowing payments of disaster assistance to tax-exempt mutual ditch or irrigation companies without affecting their tax-exempt status; allowing an exclusion from gross income for disaster mitigation payments received from state and local governments; and allowing a tax deduction for payments to a tax-exempt natural disaster fund.

national disaster tax relief_act amends_the_internal_revenue_code provide tax relief disasters declared extending election expense qualified disaster expenses removal debris demolition repair business related property increasing tax deduction charitable contributions disaster relief individual corporate taxpayers allowing deduction losses attributable disasters allowing waivers requirements relating mortgage revenue bonds extending additional allowance depreciation business property bonus depreciation allowing increase new markets tax credit limitation federally declared disaster area permitting use tax exempt retirement plan funds federally declared disasters penalty allowing additional tax exemption individuals displaced result federally declared disaster allowing exclusion gross income imputed income cancellation indebtedness resulting federally declared disasters providing special rule allow individuals affected disaster claim earned income tax credit increasing rehabilitation tax credit buildings affected federally declared disaster permitting additional advance refunding tax exempt bond outstanding date federally declared disaster occurs allowing issuance qualified disaster area recovery bonds allowing additional allocation low income housing tax credit states affected federally declared disaster occurring allowing payments disaster assistance tax exempt mutual ditch irrigation companies affecting tax exempt status allowing exclusion gross income disaster mitigation payments received state local governments allowing tax deduction payments tax exempt natural disaster fund


Summary:
Open Government Technology Work to More Businesses Act - Directs the Administrator of the Small Business Administration (SBA) and the Administrator of General Services (GSA) to jointly make rules to: (1) streamline and simplify the registration system used by small businesses to be considered for an award of any federal contract, (2) establish procedures by which a small business may self-certify its eligibility for a federal contract under the Small Business Act, and (3) establish procedures by which a majority of small businesses may complete the registration process within four weeks after beginning it.

Requires both Administrators to make the registration system available in a unified electronic format accessible through the Internet.

open government technology work businesses act_-_directs administrator small_business_administration sba administrator general_services gsa jointly rules streamline simplify registration system small businesses considered award federal contract establish procedures small business self certify eligibility federal contract small_business_act establish procedures majority small businesses complete registration process weeks beginning requires administrators registration system available unified electronic format accessible internet