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Faegre Baker Daniels

The United States Supreme Court Granted Review in 3 Cases This Past Week

by Faegre Baker Daniels on

Rutledge v. Pharmaceutical Care Management Ass’n, No. 18-540. Most states have enacted legislation regulating “pharmacy benefit managers”— businesses that act as middlemen between health insurers and pharmacies, earning...more

Industry News Briefs

by Lowndes on

Happy New Year! Did I Miss My Chance at Opportunity Zones? Opportunity zones were introduced in 2017 as part of President Trump’s tax reform bill. Taxpayers with capital gains can receive several tax benefits if the...more

Sheppard Mullin Richter & Hampton LLP

Day 2 Notes at the 2020 J.P. Morgan Healthcare Conference

The Big Cost; Cancer is the Answer; and SDOH Evolves - The Big Cost: You’re okay today, and then tomorrow you’re not. Life has changed and there’s a new reality. Whether it’s an acute event – an accident, a heart attack, a...more

Traub Lieberman Straus & Shrewsberry LLP

Florida District Court Finds That “Unrelated” Design Errors Sufficient to Trigger “Related Claims” Provision in Architects &...

Most professional liability polices include some form of a “related claims” provision that generally provides where two or more claims or wrongful acts are causally or logically related, they will be deemed to constitute a...more

Brooks Kushman P.C.

Cyber Insurance 101: What It Is And Why You Need It

by Brooks Kushman P.C. on

On the next episode of the Brooks Kushman Cybersecurity Podcast, shareholders John Rondini and Todd Dishman discuss the various types of cyber-insurance policies currently available and the coverage they offer. They also...more

Drinker Biddle & Reath LLP

SECURE Act and Guaranteed Income (Part 2)

by Drinker Biddle & Reath LLP on

The introduction to my last post, SECURE Act Part 1, explained: There are two parts of the SECURE Act that I believe will have the greatest impact on my clients: plan sponsors and plan service providers. The first includes...more

Sheppard Mullin Richter & Hampton LLP

Day 1 Notes at the 2020 J.P. Morgan Healthcare Conference

If I printed a tee shirt for the 2020 J.P. Morgan Healthcare Conference, what would it say? In past years, it would have been “Big Data,” Analytics, Artificial Intelligence, ACA, Risk, Medicare Advantage or Quality. This...more

Third Party Administrator (TPA) Licensing and Compliance Developments - January 2020

by Polsinelli on

In response to calls for greater transparency in the prescription drug industry, 2019 continued a nationwide trend of increased state licensing and regulation of pharmacy benefit managers (“PBMs”). In the last year, laws...more

Snell & Wilmer

What is the Fate of ACA? No Answers Yet from the Fifth Circuit.

by Snell & Wilmer on

Background - As noted in our previous December 2018 blog post, “Texas Judge Declares the Affordable Care Act Unconstitutional – What’s Next?,” and our October 2019 newsletter, “2019 End of Year Plan Sponsor “To Do” List...more

Shearman & Sterling LLP

New York Department of Financial Services Publishes Letter On LIBOR Cessation Readiness

by Shearman & Sterling LLP on

At the end of December, the New York Department of Financial Services (the NYDFS) published an industry letter to regulated institutions regarding LIBOR cessation. The NYDFS is requiring that each “regulated institution”...more

Spilman Thomas & Battle, PLLC

The Dome Report - 2020 West Virginia Legislature Commences, Issue 2

As you know, the 2020 Regular Session of the West Virginia Legislature commenced on January 8. As of this writing, the House has introduced 903 bills, while the Senate has introduced 467. We will be reporting on and tracking...more

Bricker & Eckler LLP

[Event] Ohio Insurance Cybersecurity Seminar - January 24th, Cincinnati, OH

by Bricker & Eckler LLP on

What GCs, CIOs, CSOs and CPOs need to know about Ohio's new requirements under S.B. 273 - Please join GBQ and Bricker & Eckler for our Ohio Insurance Cybersecurity Seminar on Ohio Senate Bill 273 (codified @ Ohio Rev....more

White and Williams LLP

Total Disability Definition Construed by New York Federal Court

by White and Williams LLP on

A federal court in New York recently construed the meaning of a total disability definition where the insurance policy language includes residual disability coverage. The January 3, 2020 decision came from the U.S. District...more

Health Care Compliance Association (HCCA)

Report on Patient Privacy Volume 20, Number 1. Privacy Briefs: January 2020

Report on Patient Privacy 20, no. 1 (January 2020) - ? A cybersecurity breach temporarily halted cancer radiation treatment services at the Cancer Center of Hawaii on Oahu,[1] the center said. The center, which provides...more

Global Risk Intelligence

Insurance and Economic Costs of Australia’s Bushfires

by Global Risk Intelligence on

The High Risk of Bushfires in Australia - Since November 2019, sweeping bushfires have been ravaging Australia’s coastlines in New South Wales, Victoria, Queensland, and Southern Australia. Relief from the catastrophic...more

Traub Lieberman Straus & Shrewsberry LLP

NJ Transit’s Superstorm Sandy Coverage Victory Highlights Complexities of Underwriting Property Insurance Towers

In New Jersey Transit Corp. v. Certain Underwriters at Lloyd’s, London, 2019 WL 6109144 (N.J. App. Div. Nov. 18, 2019), New Jersey Transit (“NJT”) defeated the claim of several of its insurers that a $100 million flood...more

Eversheds Sutherland (US) LLP

The heat is on - Regulators step up pressure to implement LIBOR transition plans

Regulators are increasing pressure on financial institutions to demonstrate that they are proactively addressing the transition away from LIBOR.  On December 23, 2019, the New York State Department of Financial Services...more

Challenging Times: The Hardening D&O Insurance Market

by Goodwin on

Directors and officers (D&O) liability insurance has always been an important tool to protect public companies and their management against claims by shareholders for violations of the securities laws, including claims for...more

Kramer Levin Naftalis & Frankel LLP

Banking, Finance and Insurance Letter — Novembre/Décembre 2019

Challenge of the guidelines of the European Banking Authority and notice of compliance by the Prudential Supervisory and Resolution Authority (ACPR) In its notice of September 8, 2017, the ACPR stated that it complies with...more

Carlton Fields

Ohio Appellate Court Rejects Policyholder’s Notice-Prejudice and Continuity of Coverage Arguments

by Carlton Fields on

Claims-made liability insurance policies typically require the policyholder to notify the insurer of a claim within a set amount of time — typically during the policy period, or within a specific period of time after the end...more

Ropes & Gray LLP

How the SECURE Act Could Change the Landscape for Retirement Plans and IRAs – Perspectives for Employers, Asset Managers and...

by Ropes & Gray LLP on

On December 20, 2019, President Trump signed into law the fiscal year 2020 spending bill, which included the Setting Every Community Up for Retirement Enhancement Act (SECURE Act). The SECURE Act makes significant changes to...more

Mintz - Health Care Viewpoints

Health Care Provisions in 2020 Spending Package

On December 20, 2019, the President signed into law a bill to fund the federal government through September 30, 2020. The bill included several important health care provisions but left some longstanding policy challenges...more

King & Spalding

Tenth Circuit Upholds HHS Risk Adjustment Methodology

by King & Spalding on

On December 31, 2019, a 3-0 panel of the United States Court of Appeals for the Tenth Circuit upheld the methodology adopted by HHS to administer the risk adjustment program under the Affordable Care Act (ACA). See New Mexico...more

Groom Law Group, Chartered

Year-End Challenges and Opportunities: Congress Passes SECURE Act, Caddy Tax Repeal, and More

by Groom Law Group, Chartered on

On Thursday, December 19, the Senate passed two spending bills to fund the government through September 30, 2020, one of which (H.R. 1865, the “Further Consolidated Appropriations Act of 2020” or the “Act”) contains the...more

Groom Law Group, Chartered

Texas, et. al., v. U.S. – The Fifth Circuit Rules

by Groom Law Group, Chartered on

As you may recall, in late September, we expected a decision from the Fifth Circuit in Texas v. United States—the case challenging the constitutionality of the Patient Protection and Affordable Care Act (ACA)—in the fall of...more

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JD Supra Privacy Policy

Updated: May 25, 2018:

JD Supra is a legal publishing service that connects experts and their content with broader audiences of professionals, journalists and associations.

This Privacy Policy describes how JD Supra, LLC ("JD Supra" or "we," "us," or "our") collects, uses and shares personal data collected from visitors to our website (located at (our "Website") who view only publicly-available content as well as subscribers to our services (such as our email digests or author tools)(our "Services"). By using our Website and registering for one of our Services, you are agreeing to the terms of this Privacy Policy.

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Collection of Information

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Other Information: We also collect other information you may voluntarily provide. This may include content you provide for publication. We may also receive your communications with others through our Website and Services (such as contacting an author through our Website) or communications directly with us (such as through email, feedback or other forms or social media). If you are a subscribed user, we will also collect your user preferences, such as the types of articles you would like to read.

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Your interactions with our Website and Services: As is true of most websites, we gather certain information automatically. This information includes IP addresses, browser type, Internet service provider (ISP), referring/exit pages, operating system, date/time stamp and clickstream data. We use this information to analyze trends, to administer the Website and our Services, to improve the content and performance of our Website and Services, and to track users' movements around the site. We may also link this automatically-collected data to personal information, for example, to inform authors about who has read their articles. Some of this data is collected through information sent by your web browser. We also use cookies and other tracking technologies to collect this information. To learn more about cookies and other tracking technologies that JD Supra may use on our Website and Services please see our "Cookies Guide" page.

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We use the information and data we collect principally in order to provide our Website and Services. More specifically, we may use your personal information to:

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How is your information shared?

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How We Protect Your Information

JD Supra takes reasonable and appropriate precautions to insure that user information is protected from loss, misuse and unauthorized access, disclosure, alteration and destruction. We restrict access to user information to those individuals who reasonably need access to perform their job functions, such as our third party email service, customer service personnel and technical staff. You should keep in mind that no Internet transmission is ever 100% secure or error-free. Where you use log-in credentials (usernames, passwords) on our Website, please remember that it is your responsibility to safeguard them. If you believe that your log-in credentials have been compromised, please contact us at

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Our Website and Services are not directed at children under the age of 16 and we do not knowingly collect personal information from children under the age of 16 through our Website and/or Services. If you have reason to believe that a child under the age of 16 has provided personal information to us, please contact us, and we will endeavor to delete that information from our databases.

Links to Other Websites

Our Website and Services may contain links to other websites. The operators of such other websites may collect information about you, including through cookies or other technologies. If you are using our Website or Services and click a link to another site, you will leave our Website and this Policy will not apply to your use of and activity on those other sites. We encourage you to read the legal notices posted on those sites, including their privacy policies. We are not responsible for the data collection and use practices of such other sites. This Policy applies solely to the information collected in connection with your use of our Website and Services and does not apply to any practices conducted offline or in connection with any other websites.

Information for EU and Swiss Residents

JD Supra's principal place of business is in the United States. By subscribing to our website, you expressly consent to your information being processed in the United States.

  • Our Legal Basis for Processing: Generally, we rely on our legitimate interests in order to process your personal information. For example, we rely on this legal ground if we use your personal information to manage your Registration Data and administer our relationship with you; to deliver our Website and Services; understand and improve our Website and Services; report reader analytics to our authors; to personalize your experience on our Website and Services; and where necessary to protect or defend our or another's rights or property, or to detect, prevent, or otherwise address fraud, security, safety or privacy issues. Please see Article 6(1)(f) of the E.U. General Data Protection Regulation ("GDPR") In addition, there may be other situations where other grounds for processing may exist, such as where processing is a result of legal requirements (GDPR Article 6(1)(c)) or for reasons of public interest (GDPR Article 6(1)(e)). Please see the "Your Rights" section of this Privacy Policy immediately below for more information about how you may request that we limit or refrain from processing your personal information.
  • Your Rights
    • Right of Access/Portability: You can ask to review details about the information we hold about you and how that information has been used and disclosed. Note that we may request to verify your identification before fulfilling your request. You can also request that your personal information is provided to you in a commonly used electronic format so that you can share it with other organizations.
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    • Right to Restrict Our Processing or Erasure of Information: You also have the right in certain circumstances to ask us to restrict processing of your personal information or to erase your personal information. Where you have consented to our use of your personal information, you can withdraw your consent at any time.

You can make a request to exercise any of these rights by emailing us at or by writing to us at:

Privacy Officer
JD Supra, LLC
10 Liberty Ship Way, Suite 300
Sausalito, California 94965

You can also manage your profile and subscriptions through our Privacy Center under the "My Account" dashboard.

We will make all practical efforts to respect your wishes. There may be times, however, where we are not able to fulfill your request, for example, if applicable law prohibits our compliance. Please note that JD Supra does not use "automatic decision making" or "profiling" as those terms are defined in the GDPR.

  • Timeframe for retaining your personal information: We will retain your personal information in a form that identifies you only for as long as it serves the purpose(s) for which it was initially collected as stated in this Privacy Policy, or subsequently authorized. We may continue processing your personal information for longer periods, but only for the time and to the extent such processing reasonably serves the purposes of archiving in the public interest, journalism, literature and art, scientific or historical research and statistical analysis, and subject to the protection of this Privacy Policy. For example, if you are an author, your personal information may continue to be published in connection with your article indefinitely. When we have no ongoing legitimate business need to process your personal information, we will either delete or anonymize it, or, if this is not possible (for example, because your personal information has been stored in backup archives), then we will securely store your personal information and isolate it from any further processing until deletion is possible.
  • Onward Transfer to Third Parties: As noted in the "How We Share Your Data" Section above, JD Supra may share your information with third parties. When JD Supra discloses your personal information to third parties, we have ensured that such third parties have either certified under the EU-U.S. or Swiss Privacy Shield Framework and will process all personal data received from EU member states/Switzerland in reliance on the applicable Privacy Shield Framework or that they have been subjected to strict contractual provisions in their contract with us to guarantee an adequate level of data protection for your data.

California Privacy Rights

Pursuant to Section 1798.83 of the California Civil Code, our customers who are California residents have the right to request certain information regarding our disclosure of personal information to third parties for their direct marketing purposes.

You can make a request for this information by emailing us at or by writing to us at:

Privacy Officer
JD Supra, LLC
10 Liberty Ship Way, Suite 300
Sausalito, California 94965

Some browsers have incorporated a Do Not Track (DNT) feature. These features, when turned on, send a signal that you prefer that the website you are visiting not collect and use data regarding your online searching and browsing activities. As there is not yet a common understanding on how to interpret the DNT signal, we currently do not respond to DNT signals on our site.

Access/Correct/Update/Delete Personal Information

For non-EU/Swiss residents, if you would like to know what personal information we have about you, you can send an e-mail to We will be in contact with you (by mail or otherwise) to verify your identity and provide you the information you request. We will respond within 30 days to your request for access to your personal information. In some cases, we may not be able to remove your personal information, in which case we will let you know if we are unable to do so and why. If you would like to correct or update your personal information, you can manage your profile and subscriptions through our Privacy Center under the "My Account" dashboard. If you would like to delete your account or remove your information from our Website and Services, send an e-mail to

Changes in Our Privacy Policy

We reserve the right to change this Privacy Policy at any time. Please refer to the date at the top of this page to determine when this Policy was last revised. Any changes to our Privacy Policy will become effective upon posting of the revised policy on the Website. By continuing to use our Website and Services following such changes, you will be deemed to have agreed to such changes.

Contacting JD Supra

If you have any questions about this Privacy Policy, the practices of this site, your dealings with our Website or Services, or if you would like to change any of the information you have provided to us, please contact us at:

JD Supra Cookie Guide

As with many websites, JD Supra's website (located at (our "Website") and our services (such as our email article digests)(our "Services") use a standard technology called a "cookie" and other similar technologies (such as, pixels and web beacons), which are small data files that are transferred to your computer when you use our Website and Services. These technologies automatically identify your browser whenever you interact with our Website and Services.

How We Use Cookies and Other Tracking Technologies

We use cookies and other tracking technologies to:

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There are different types of cookies and other technologies used our Website, notably:

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JD Supra Cookies. We place our own cookies on your computer to track certain information about you while you are using our Website and Services. For example, we place a session cookie on your computer each time you visit our Website. We use these cookies to allow you to log-in to your subscriber account. In addition, through these cookies we are able to collect information about how you use the Website, including what browser you may be using, your IP address, and the URL address you came from upon visiting our Website and the URL you next visit (even if those URLs are not on our Website). We also utilize email web beacons to monitor whether our emails are being delivered and read. We also use these tools to help deliver reader analytics to our authors to give them insight into their readership and help them to improve their content, so that it is most useful for our users.

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Controlling and Deleting Cookies

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Updates to This Policy

We may update this cookie policy and our Privacy Policy from time-to-time, particularly as technology changes. You can always check this page for the latest version. We may also notify you of changes to our privacy policy by email.

Contacting JD Supra

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News & Analysis as of

Securities Residential Real Estate

Read need-to-know updates, commentary, and analysis on Securities issues written by leading professionals.
Blank Rome LLP

Regulatory Update and Recent SEC Actions - January 2020

by Blank Rome LLP on

REGULATORY UPDATES - FINRA Issues Regulation Best Interest Checklist for Brokers - On October 8, 2019, the Financial Industry Regulatory Authority (“FINRA”) announced it will provide new resources to assist member firms...more

Cooley LLP

Blog: In overwhelming bipartisan vote, House passes bill to address the 8-K trading gap

by Cooley LLP on

In 2015, an academic study, reported in the WSJ, showed that corporate insiders consistently beat the market in their companies’ shares in the four days preceding 8-K filings, the period that the researchers called the “8-K...more

Thomas Fox

31 Days to a More Effective Compliance Program-Day 17 | Managing your third parties

by Thomas Fox on

The building blocks of any compliance program lay the foundations for a best practices compliance program. For instance, in the life cycle management of third parties, most compliance practitioners understand the need for a...more

Thomas Fox

This Week in FCPA-Episode 188 – the Say it Ain't So edition

by Thomas Fox on

Jay and I are back to consider some of the top compliance articles and stories which caught our eye this week. Of course, we look into the MLB sign-stealing scandal which has embroiled the Houston Astros, may embroil the...more

Thomas Fox

Daily Compliance News: January 17, 2020, the What’s Your Plan edition

by Thomas Fox on

In today’s edition of the Daily Compliance News: Judge overseeing PG&E bankruptcy wants to see the plan. (Bloomberg) ENI skates. (Reuters) Mets official blasts MLB whistleblower. (com) China pushes belt and road. Are...more

Hardin Compliance Consulting LLC

Broker Dealer Compliance “To Do” List for 2020

Hardin Compliance Consulting compiled a list of regulatory requirements for broker-dealers.  This list is not intended to be exhaustive, but it should help compliance officers set up their regulatory calendars for 2020....more

Shearman & Sterling LLP

EU Regulation and Directive on Covered Bonds Published

by Shearman & Sterling LLP on

A new Regulation and Directive amending certain provisions of the Capital Requirements Regulation on covered bonds and introducing standards on the issuance of covered bonds and covered bond public supervision has been...more

Proskauer - Blockchain and the Law

Among an Array of 2020 Examination Priorities, SEC Signals Continued Interest in Cryptocurrency

On January 7, 2020, the Securities and Exchange Commission (“SEC”)’s Office of Compliance Inspections and Examinations (OCIE) released its 2020 examination priorities. The majority of OCIE’s priorities for the coming year...more

King & Spalding

SEC Examination Priorities for 2020 Include Both Emerging and Existing Concerns for Registered Investment Advisers and...

by King & Spalding on

On January 7, 2020, the Securities and Exchange Commission (“SEC”) issued its 2020 Examination Priorities, a yearly publication highlighting new and existing areas of focus for the Office of Compliance Inspections and...more

Weil, Gotshal & Manges LLP

Strengthening the Board’s Effectiveness in 2020: A Framework for Board Evaluations

by Weil, Gotshal & Manges LLP on

The board self-evaluation process has evolved from a “check-the-box” obligation into a highly effective tool to help boards of directors take a critical look at their capabilities and readiness to meet the growing...more

Shearman & Sterling LLP

UK Prudential Regulatory Authority Responds on Prudential Impediments for Banks Arising from the LIBOR Transition

by Shearman & Sterling LLP on

The Prudential Regulation Authority has published a letter addressed to the Chair of the Working Group on Sterling Risk-Free Reference Rates. The letter responds to the Working Group's letter in October 2019 requesting...more

Proskauer - New Media & Technology

In Outlining Its 2020 Examination Priorities, SEC Expresses Interest in Alternative Data and Cybersecurity Risks

On January 7, 2019, the Securities and Exchange Commission’s Office of Compliance Inspections and Examinations (OCIE) announced its 2020 examination priorities. In doing so, OCIE identified certain areas of technology-related...more

Allen Matkins

Is California Threatening Director Independence?

by Allen Matkins on

Publicly traded companies need to know whether a director qualifies as "independent" for a variety of reasons. Item 407 of Regulation S-K, for example, requires issuers to identify each director that is independent. In...more

Proskauer - Whistleblowing & Retaliation

SDNY: Directors Not Liable For Whistleblower Claims Under SOX

On December 9, 2019, the U.S. District Court for the Southern District of New York ruled that, as a matter of law, directors cannot be held liable under the anti-retaliation provisions of the Sarbanes-Oxley Act. Zornoza v....more

Jones Day

Japan Legal Update Vol. 50 | November–December 2019

by Jones Day on

Corporate Governance - Companies Act Amendments to Enhance Corporate Governance - The Companies Act of Japan was amended on December 4, 2019 ("Amended Companies Act"), based on the Interim Proposal and the Outline...more

Ary Rosenbaum

You have to have a plan

by Ary Rosenbaum on

Imagine if Mark Zuckerberg hatched the idea for Facebook, yet all he did was talk about the site instead of developing. Imagine if Jeff Bezos talked for a year or two about selling books on the Internet instead of going...more

Groom Law Group, Chartered

New Regulation Best Interest FAQs Address Topics Familiar to DOL Fiduciary Rule Veterans

by Groom Law Group, Chartered on

On January 10, 2020, the staff of the Securities and Exchange Commission (“SEC”) updated its frequently asked questions on Regulation Best Interest (the “FAQs”). ...more

Seyfarth Shaw LLP

Supreme Court Remands Case Back Seeking Clarification of the Dudenhoeffer Pleading Standard

by Seyfarth Shaw LLP on

In Retirement Plans Committee of IBM v. Jander, the Supreme Court, in a unanimous opinion, clarified the its opinion in Fifth Third Bancorp v. Dudenhoeffer, 573 U.S. 409 (2014), which set forth the duties that administrators...more

Skadden, Arps, Slate, Meagher & Flom LLP

Investment Management Update - January 2020

In this issue, we summarize regulatory, litigation and industry developments from October 2019 to early January 2020 impacting the investment management sector, including SEC action on use of derivatives by registered...more

Robins Kaplan LLP

Financial Daily Dose 1.16.2020 | Top Story: US and China Make Phase One Official While Trade Questions Linger

by Robins Kaplan LLP on

Well, Phase One is official, thanks to a White House signing yesterday that included Chinese Vice Premier Liu He. With that act comes our first substantive look at the deal that’s been thus-far shrouded in secrecy. Some...more

Morrison & Foerster LLP

SEC Staff Issues Guidance On Technology, Data And Intellectual Property Risks In International Operations

by Morrison & Foerster LLP on

On December 19, 2019, the Staff of the U.S. Securities and Exchange Commission’s Division of Corporation Finance issued guidance outlining the Staff’s views about disclosure obligations that companies should consider with...more

Thompson Coburn LLP

[Webinar] Sale of Interest in Trust; Negative Capital Accounts; Final Regs on Transfer for Value - January 28th, 12:00 pm CT

by Thompson Coburn LLP on

First, the IRS has issued private letter rulings deeming an income taxable sale when a trustee commuted a trust. We will review the rules on whether changes to a trust will trigger income tax consequences. Next, the IRS...more

K&L Gates LLP

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JD Supra Privacy Policy

Updated: May 25, 2018:

JD Supra is a legal publishing service that connects experts and their content with broader audiences of professionals, journalists and associations.

This Privacy Policy describes how JD Supra, LLC ("JD Supra" or "we," "us," or "our") collects, uses and shares personal data collected from visitors to our website (located at (our "Website") who view only publicly-available content as well as subscribers to our services (such as our email digests or author tools)(our "Services"). By using our Website and registering for one of our Services, you are agreeing to the terms of this Privacy Policy.

Please note that if you subscribe to one of our Services, you can make choices about how we collect, use and share your information through our Privacy Center under the "My Account" dashboard (available if you are logged into your JD Supra account).

Collection of Information

Registration Information. When you register with JD Supra for our Website and Services, either as an author or as a subscriber, you will be asked to provide identifying information to create your JD Supra account ("Registration Data"), such as your:

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Other Information: We also collect other information you may voluntarily provide. This may include content you provide for publication. We may also receive your communications with others through our Website and Services (such as contacting an author through our Website) or communications directly with us (such as through email, feedback or other forms or social media). If you are a subscribed user, we will also collect your user preferences, such as the types of articles you would like to read.

Information from third parties (such as, from your employer or LinkedIn): We may also receive information about you from third party sources. For example, your employer may provide your information to us, such as in connection with an article submitted by your employer for publication. If you choose to use LinkedIn to subscribe to our Website and Services, we also collect information related to your LinkedIn account and profile.

Your interactions with our Website and Services: As is true of most websites, we gather certain information automatically. This information includes IP addresses, browser type, Internet service provider (ISP), referring/exit pages, operating system, date/time stamp and clickstream data. We use this information to analyze trends, to administer the Website and our Services, to improve the content and performance of our Website and Services, and to track users' movements around the site. We may also link this automatically-collected data to personal information, for example, to inform authors about who has read their articles. Some of this data is collected through information sent by your web browser. We also use cookies and other tracking technologies to collect this information. To learn more about cookies and other tracking technologies that JD Supra may use on our Website and Services please see our "Cookies Guide" page.

How do we use this information?

We use the information and data we collect principally in order to provide our Website and Services. More specifically, we may use your personal information to:

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How is your information shared?

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How We Protect Your Information

JD Supra takes reasonable and appropriate precautions to insure that user information is protected from loss, misuse and unauthorized access, disclosure, alteration and destruction. We restrict access to user information to those individuals who reasonably need access to perform their job functions, such as our third party email service, customer service personnel and technical staff. You should keep in mind that no Internet transmission is ever 100% secure or error-free. Where you use log-in credentials (usernames, passwords) on our Website, please remember that it is your responsibility to safeguard them. If you believe that your log-in credentials have been compromised, please contact us at

Children's Information

Our Website and Services are not directed at children under the age of 16 and we do not knowingly collect personal information from children under the age of 16 through our Website and/or Services. If you have reason to believe that a child under the age of 16 has provided personal information to us, please contact us, and we will endeavor to delete that information from our databases.

Links to Other Websites

Our Website and Services may contain links to other websites. The operators of such other websites may collect information about you, including through cookies or other technologies. If you are using our Website or Services and click a link to another site, you will leave our Website and this Policy will not apply to your use of and activity on those other sites. We encourage you to read the legal notices posted on those sites, including their privacy policies. We are not responsible for the data collection and use practices of such other sites. This Policy applies solely to the information collected in connection with your use of our Website and Services and does not apply to any practices conducted offline or in connection with any other websites.

Information for EU and Swiss Residents

JD Supra's principal place of business is in the United States. By subscribing to our website, you expressly consent to your information being processed in the United States.

  • Our Legal Basis for Processing: Generally, we rely on our legitimate interests in order to process your personal information. For example, we rely on this legal ground if we use your personal information to manage your Registration Data and administer our relationship with you; to deliver our Website and Services; understand and improve our Website and Services; report reader analytics to our authors; to personalize your experience on our Website and Services; and where necessary to protect or defend our or another's rights or property, or to detect, prevent, or otherwise address fraud, security, safety or privacy issues. Please see Article 6(1)(f) of the E.U. General Data Protection Regulation ("GDPR") In addition, there may be other situations where other grounds for processing may exist, such as where processing is a result of legal requirements (GDPR Article 6(1)(c)) or for reasons of public interest (GDPR Article 6(1)(e)). Please see the "Your Rights" section of this Privacy Policy immediately below for more information about how you may request that we limit or refrain from processing your personal information.
  • Your Rights
    • Right of Access/Portability: You can ask to review details about the information we hold about you and how that information has been used and disclosed. Note that we may request to verify your identification before fulfilling your request. You can also request that your personal information is provided to you in a commonly used electronic format so that you can share it with other organizations.
    • Right to Correct Information: You may ask that we make corrections to any information we hold, if you believe such correction to be necessary.
    • Right to Restrict Our Processing or Erasure of Information: You also have the right in certain circumstances to ask us to restrict processing of your personal information or to erase your personal information. Where you have consented to our use of your personal information, you can withdraw your consent at any time.

You can make a request to exercise any of these rights by emailing us at or by writing to us at:

Privacy Officer
JD Supra, LLC
10 Liberty Ship Way, Suite 300
Sausalito, California 94965

You can also manage your profile and subscriptions through our Privacy Center under the "My Account" dashboard.

We will make all practical efforts to respect your wishes. There may be times, however, where we are not able to fulfill your request, for example, if applicable law prohibits our compliance. Please note that JD Supra does not use "automatic decision making" or "profiling" as those terms are defined in the GDPR.

  • Timeframe for retaining your personal information: We will retain your personal information in a form that identifies you only for as long as it serves the purpose(s) for which it was initially collected as stated in this Privacy Policy, or subsequently authorized. We may continue processing your personal information for longer periods, but only for the time and to the extent such processing reasonably serves the purposes of archiving in the public interest, journalism, literature and art, scientific or historical research and statistical analysis, and subject to the protection of this Privacy Policy. For example, if you are an author, your personal information may continue to be published in connection with your article indefinitely. When we have no ongoing legitimate business need to process your personal information, we will either delete or anonymize it, or, if this is not possible (for example, because your personal information has been stored in backup archives), then we will securely store your personal information and isolate it from any further processing until deletion is possible.
  • Onward Transfer to Third Parties: As noted in the "How We Share Your Data" Section above, JD Supra may share your information with third parties. When JD Supra discloses your personal information to third parties, we have ensured that such third parties have either certified under the EU-U.S. or Swiss Privacy Shield Framework and will process all personal data received from EU member states/Switzerland in reliance on the applicable Privacy Shield Framework or that they have been subjected to strict contractual provisions in their contract with us to guarantee an adequate level of data protection for your data.

California Privacy Rights

Pursuant to Section 1798.83 of the California Civil Code, our customers who are California residents have the right to request certain information regarding our disclosure of personal information to third parties for their direct marketing purposes.

You can make a request for this information by emailing us at or by writing to us at:

Privacy Officer
JD Supra, LLC
10 Liberty Ship Way, Suite 300
Sausalito, California 94965

Some browsers have incorporated a Do Not Track (DNT) feature. These features, when turned on, send a signal that you prefer that the website you are visiting not collect and use data regarding your online searching and browsing activities. As there is not yet a common understanding on how to interpret the DNT signal, we currently do not respond to DNT signals on our site.

Access/Correct/Update/Delete Personal Information

For non-EU/Swiss residents, if you would like to know what personal information we have about you, you can send an e-mail to We will be in contact with you (by mail or otherwise) to verify your identity and provide you the information you request. We will respond within 30 days to your request for access to your personal information. In some cases, we may not be able to remove your personal information, in which case we will let you know if we are unable to do so and why. If you would like to correct or update your personal information, you can manage your profile and subscriptions through our Privacy Center under the "My Account" dashboard. If you would like to delete your account or remove your information from our Website and Services, send an e-mail to

Changes in Our Privacy Policy

We reserve the right to change this Privacy Policy at any time. Please refer to the date at the top of this page to determine when this Policy was last revised. Any changes to our Privacy Policy will become effective upon posting of the revised policy on the Website. By continuing to use our Website and Services following such changes, you will be deemed to have agreed to such changes.

Contacting JD Supra

If you have any questions about this Privacy Policy, the practices of this site, your dealings with our Website or Services, or if you would like to change any of the information you have provided to us, please contact us at:

JD Supra Cookie Guide

As with many websites, JD Supra's website (located at (our "Website") and our services (such as our email article digests)(our "Services") use a standard technology called a "cookie" and other similar technologies (such as, pixels and web beacons), which are small data files that are transferred to your computer when you use our Website and Services. These technologies automatically identify your browser whenever you interact with our Website and Services.

How We Use Cookies and Other Tracking Technologies

We use cookies and other tracking technologies to:

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There are different types of cookies and other technologies used our Website, notably:

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JD Supra Cookies. We place our own cookies on your computer to track certain information about you while you are using our Website and Services. For example, we place a session cookie on your computer each time you visit our Website. We use these cookies to allow you to log-in to your subscriber account. In addition, through these cookies we are able to collect information about how you use the Website, including what browser you may be using, your IP address, and the URL address you came from upon visiting our Website and the URL you next visit (even if those URLs are not on our Website). We also utilize email web beacons to monitor whether our emails are being delivered and read. We also use these tools to help deliver reader analytics to our authors to give them insight into their readership and help them to improve their content, so that it is most useful for our users.

Analytics/Performance Cookies. JD Supra also uses the following analytic tools to help us analyze the performance of our Website and Services as well as how visitors use our Website and Services:

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Controlling and Deleting Cookies

If you would like to change how a browser uses cookies, including blocking or deleting cookies from the JD Supra Website and Services you can do so by changing the settings in your web browser. To control cookies, most browsers allow you to either accept or reject all cookies, only accept certain types of cookies, or prompt you every time a site wishes to save a cookie. It's also easy to delete cookies that are already saved on your device by a browser.

The processes for controlling and deleting cookies vary depending on which browser you use. To find out how to do so with a particular browser, you can use your browser's "Help" function or alternatively, you can visit which explains, step-by-step, how to control and delete cookies in most browsers.

Updates to This Policy

We may update this cookie policy and our Privacy Policy from time-to-time, particularly as technology changes. You can always check this page for the latest version. We may also notify you of changes to our privacy policy by email.

Contacting JD Supra

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This website uses cookies to improve user experience, track anonymous site usage, store authorization tokens and permit sharing on social media networks. By continuing to browse this website you accept the use of cookies. Click here to read more about how we use cookies.

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Tuesday, April 17, 2012

Ten Years From Now

Wal calendar
Wal calendar (Photo credit: Wikipedia)
One of the things I wish I would have been taught when I was young is to look ten years into the future. It seems simple enough. This year, in June, I will turn 35. When looking back on time, it seems to have flown by. Day by day it seems like we have forever, but our time is limited. This week I heard a great message by Ed Dobson.  He has ALS, which is a terminal disease. But here is the thing, we all have a terminal disease. All of us have a limited amount of time. You can't look back, but you can impact your future. If you look ten years into the future, where do you want to be? What do you want to do? Who's life do you want to have impact on? The great thing is that you can take steps, intentional steps, everyday to change your life. If you do this everyday for a year, these steps will add up. Then think about where they will ten years from now. Being intentional about what we do now will keep us from looking back on life with regrets. What we do NOW directly impacts where we will be then.

What am I doing now:

So here is what I am doing NOW to affect my ten year plan. First, getting my health and fitness the best it can be so that my body can be the most productive that  it can be. I never want my fitness to hold me back from doing something, never want it to be an excuse. I never want to hold back from my kids because of my level of fitness. So I have joined a fitness group where we are encouraging and holding each other accountable for good eating habits/lifestyle and exercise. Second, I am working on launching two businesses. Why two? Well why not!?! I have played music all my life, so I am creating a company that will use this creative outlet of mine. The other company will be in manufacturing,  which I have been in the last 15 years. I am being vague on both of these because quite honestly I don't have all the details yet. Both companies have been ideas bouncing around  in my head for a long time. It is time to move on both ideas. If they are contained as only thoughts then they add value to no one. I worked hard to get a business degree in small business and entrepreneurship, it is about time I put it into action. Third, and most importantly, I will honor God and serve Jesus the best that I can. Everyday. Serving others far outweighs anything else on this list. If someone can benefit by me spending time with them, then that is what I want. Living on purpose and being intentional is what it is all about. No regrets. No what ifs. As Ed says, "it ain't over yet".
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Tuesday, September 12, 2017

Ball Family Reserve - James Valentine Limited Edition Music Man

In my opinion Music Man is making some of the finest product model guitars out there right now. Every one of their guitars is made per dealer order, these guitars are not just massed produced. Time, quality, exquisite materials make up the composition of their production models. And then, and then they do these limited edition runs of what they call, Ball Family Reserve. We just got in a gorgeous James Valentine Limited Edition BFR. Only 89 of these were made! We have number 77. It comes with a certificate of authenticity. The neck on this thing alone will leave one marveling at the detail to construction. I'm normally not a fan of gold hardware, but this gold hardware seems to fit this guitar just fine. I will let the link below describe the specifications of this guitar.


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These 4 simple steps are effective ways to protect your estate from dispute:

1. Making gifts of property before you pass away

If you have a treasured item that you want to give to a specific person it is advisable to give it to them before you die. This will make it impossible for it to be granted to someone else in an estate claim as it will no longer be part of your estate but owned by the person you gave it to.

2. Put your property into a family trust

You can transfer ownership of your property to a family trust. This means that you will no longer own it and therefore it will not be part of your estate and is thus protected from any estate claims.

3. Explain your bequests

Give written explanations for why you are leaving property to certain people. This will not protect your will from dispute directly, however it can assist the court in making a decision if there is any dispute.

4. Do your best to make everyone happy

The best way to minimise claims is to do your best to provide for everyone who would have a fair and moral claim upon your estate. If you can ensure everyone is satisfied then no one should have any desire to dispute your will. This may be impractical but it might help to reduce the number of people who might want to make a claim.   Following these tips will not prevent challenges entirely, that is not possible, but they might help to mitigate the number and successfulness of claims.

If your estate is currently being challenged or you wish to make a claim on an estate, we can help you through the process, contact Jeremy Sutton.

“The information posted on this website is prepared for a general audience, without investigation into the facts of any particular case. This information is no substitute for legal advice and does not create a lawyer-client relationship; you are advised to consult with a lawyer on any legal issue.”


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The Alissa Flat by Comfortview®

$89.99 - $94.99 $39.99 - $49.99
Up to 55% off

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Free exchanges within 60 days of purchase.

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Our goal is your complete satisfaction! If we have not delighted you, all unworn, unwashed or defective merchandise may be exchanged or returned within 60 days of ship date. We are happy to process an exchange at no additional shipping expense for a new size, color, or different item. If you prefer to return, you will receive a refund of the purchase price (less shipping and prepaid return label charges). A refund or exchange will not be processed for products that do not meet exchange or refund criteria or are received after 60 days from the original ship date. Exchanges exclude items shipped directly from 3rd party brands, items purchased through Amazon or using PayPal).

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A flat out fabulous suede-like flat with double side elastic for an effortless fit. Complete with a seamless padded contour arch insole for extra comfort with every step.

  • Suede-like upper with double side elastic
  • Back pull-tab
  • Seamless padded contour arch support insole for extra comfort
  • Flexible, skid-resistant outsole
  • 3” shaft height
  • 1¼” stable heel

Ultra-comfortable suede-like flats available in full and half sizes 7-11, 12 M, W, WW


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Take advantage of a Jetstar-delivered, integrated communications solution for your next campaign. A carefully crafted and strategically placed message served across the entire customer journey delivers a multiplier effect and maximum impact for your brand.

Our partners

Medium Rare Content Agency is the official publisher and advertising sales agency for Jetstar Airways.

If you wish to enquire about advertising in the Jetstar magazine, digital advertising, in-flight and ambient advertising, please contact:


text:
From whale encounters to unspoiled beaches, extraordinary experiences abound

Western Australia occupies around one-third of Australia’s total landmass. That’s a huge expanse of area – about 2.5 million square kilometres filled with some of the most remote, unspoiled and extraordinary sights and experiences you’ll ever have.

This enormous state boasts the largest collection of wildflowers on the planet – see them in bloom from June to November at Perth's Kings Park and Botanic Gardens or the Perth Hills, which incorporates five national parks. Western Australia also has some of the whitest beaches in the country – Cable Beach, Esperance and Eighty Mile Beach are some of the best spots for surf and sand.

Whale watching tours are available in Albany, Broome, Exmouth, Perth, Fremantle, Rottnest Island and other locations along the coast. Food and wine lovers will be blown away with the magnificent array of top-notch edible delights and world-class wines – try Margaret River for a gastronomic holiday like no other.


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Offbeat Singapore: Alternatives to touristy spots

Get off the beaten path and discover different sides to Singapore. Wide open spaces, rare glimpses into old trades and foodie gems await.

Changi Beach Park
  • Cheong Kamei
  • June 2019

There’s the glitzy side of Singapore opens in new window dressed up in superlatives and stunning skylines. Then there’s a quieter and slower side that is less explored by travellers. Toh Thiam Wei, founder of free walking tour company Indie Singapore, opens in new window tells you where to seek out charming pockets of local life.

For heritage: Balestier

Known for home lighting and bathroom supply shops, Balestier flies even under locals’ radar. But take a stroll through this historically-rich neighbourhood and you will discover surviving businesses and sights from a past era.

Lam Yeo Coffee Powder

Lam Yeo Coffee Powder
Lam Yeo Coffee Powder. Photo credit: George Wong.

Little has changed inside Lam Yeo Coffee Powder since it opened in 1959. “It retains the long-standing tradition of caramelising coffee beans with sugar and margarine to give them the luscious black exterior that’s unique to local coffee,” Toh shares. To bring a taste of Singapore kopi back home, ask for the traditional blend — it’s a highly protected recipe invented by the founders, and the beans are ground upon order to ensure freshness.
328 Balestier Road

Sin Hon Loong Bakery

Sin Hon Loong Bakery
Sin Hon Loong Bakery. Photo credit: George Wong.

“Way before you see this traditional bakery, you’ll smell the delicious aromas of baked fresh bread,” Toh enthuses. Here, you won’t get a dizzying array of bread. The team of 15 ageing artisans have dedicated most of their lives to handcrafting one humble product — the soft and airy bread that’s used in kaya toast. While most of the bread is distributed to kopitiams and retail chains, you can still pick up a loaf for yourself or, better still, get a sandwich slathered with Planta margarine, kaya or peanut butter.
4 Whampoa Drive

Lim Kay Khee Optical House

Lim Kay Khee Optical House
Lim Kay Khee Optical House. Photo credit: George Wong.

“Rumour [has it] that the owner Mr Lim was once offered SGD$5 million for his shop lot,” Toh says. It’s a good thing he wasn’t swayed by the offer because his shop is one of the few old-school businesses left in a city that’s constantly trying to reinvent itself. Everything here is pretty much vintage: from the floor tiles to the stools, ceiling fans and equipment used for eye testing. But it’s the treasure trove of spectacle frames from past decades that draws in-the-know millennials to the store.
330 Balestier Road

Whampoa Dragon Fountain

Whampoa Dragon Fountain
Whampoa Dragon Fountain.

Once, this 4.8-metre-tall dragon was a majestic fountain in a large park. In the ’80s, the park was downsized to make way for an expressway; the water supply was cut off in the ’90s; and for years after, there was little upkeep (if you look up, you’ll notice one of the claws is broken). Over the years, many other dragon features built in the same era were demolished to make way for new developments but the Whampoa Dragon Fountain has stoically weathered all these changes, and remains a centrepiece of the estate.
Blk 85 Whampoa Drive

To escape the hustle and bustle: Changi Village

Changi Village is idyllic and quiet — two words few people would use to describe Singapore. Head here for wide open spaces and rustic beauty.

Pulau Ubin

Pulau Ubin
Pulau Ubin.

Most locals head to this 1,020-hectare island to bike, hike or fish but there’s so much more to Pulau Ubin than unspoilt nature. It’s a microcosm of kampung life — there’s a village chief, a temple guardian and even a town crier who broadcasts news from the mainland. At its peak in the ’70s, over 2,000 people lived on this island. Today, there are less than 40 residents — some have spent all their lives there, others moved there from the mainland in search of a quieter life — but they remain a reminder that not that long ago, Singapore was more village than concrete jungle.

Changi Jetty Boat
Head to Changi Point Ferry Terminal to take a bumboat to Pulau Ubin. Photo credit: George Wong.

Changi Point Coastal Walk

Changi Jetty Boardwalk
Changi Jetty Boardwalk.

“This is an easy 2.2km walk that will take you through the picturesque coastline, mangrove swampland, cliff-side photo spots and old colonial houses,” Toh shares. Because this is a relatively remote part of Singapore, it is rich in wildlife — be sure to look out for the metallic blue-coloured Pacific swallow and the critically endangered oriental pied hornbill.
6 Changi Village Road

Little Island Brewing Co

Little Island Brewing Co
Little Island Brewing Co.

At Little Island Brewing Co opens in new window, you don’t just get any ol’ beer — its award-winning resident brewmaster Steve Spinney is responsible for the craft brews including That Old Black Magic, a complex and creamy dry Irish stout, and Queen of Tarts, a sour ale with hints of calamansi. A cold pint in hand and the sea breeze in your hair … it’s everything a holiday should be.

Changi Village Hawker Centre

International Nasi Lemak, Changi Village Hawker Centre
International Nasi Lemak.

Changi Village is considered a far-flung location even for most Singaporeans but many still make the journey to this hawker centre for some of the best nasi lemak in the city. International Nasi Lemak is famous for its aromatic pandan-infused coconut rice, and items like fried fish and otah sell out by midday. Mizzy Corner Nasi Lemak is another hot favourite — fans swear by the shatteringly crisp chicken wings.
2 Changi Village Road

For hanging out:

Singapore has its fair share of hip bars but hanging out means different things at these spots in old neighbourhoods.

Heap Seng Leong coffeeshop

Heap Seng Leong coffeeshop
Heap Seng Leong coffeeshop.

Kopitiams were traditionally centres for socialising in Singapore — blue-collared workers hung out there to discuss news. Match-making even took place at local coffeeshops — families would sit at different tables to suss each other out and a matchmaker would act as the middleman and pass messages between the two. Heap Seng Leong is located in an ageing neighbourhood so you’re likely to still see older folk spending hours there drinking beer and talking animatedly.

Heap Seng Leong coffeeshop
Heap Seng Leong coffeeshop.

Order a kopi gu you (thick black coffee served with condensed milk and topped with a slab of butter), charcoal-grilled kaya toast and soft-boiled eggs, and be transported back to Singapore in the ’70s.
#01-5109, 10 North Bridge Road

Kreta Ayer Square

Kreta Ayer Square
Kreta Ayer Square.

There’s touristy Chinatown and then there’s Kreta Ayer Square — a public courtyard where residents gather to practise tai chi or play Chinese chess. It also hosts events like getai — live stage song and dance performances for spirits that are believed to roam the earth during the Hungry Ghost Festival. The living are welcome too but avoid sitting in the front rows — they are reserved for “other” guests.
30A Kreta Ayer Road

Kebun Baru Birdsinging Club

Kebun Baru Birdsinging Club
Kebun Baru Birdsinging Club.

Every morning from as early as 6am, bird enthusiasts all over Singapore carefully hoist ornate bird cages with song birds up six-metre high poles. Bird-keeping is a tradition that’s social in nature — the birds train and become better singers when they are in each other’s company, and hobbyists get to spend the day sharing tips, drinking tea and appreciating different chirps. Toh recommends heading here on a weekend where it’s more crowded and bird-singing competitions take place.
Blk 159 Ang Mo Kio Ave 5


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Sai Raj Maroon AD Stone Choker Copper Necklace Set

Sai RajFAP0288A

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Carlo Rossi Paisano Red Wine - 4 Liter

Table wine. Since 1975. 40 years of good honestwine. Alc. 12% by vol. Vinted & Bottled by Carlo Rossi Vineyard, Modesto, CA.

Product Attributes
Warning Contains: Contains sulfites. Government Warning: (1) According to the Surgeon General, women should not drink alcoholic beverages during pregnancy because of the risk of birth defects. (2) Consumption of alcoholic beverages impairs your ability to drive a car or operate machinery, and may cause health problems.
About the Producer Carlo Rossi Vineyards

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TenarisHydril Wedge Series 500


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Jill Stein warns against voting "your fears"

Red Alert Politics, May 24, 2016

Green Party’s Jill Stein to Bernie fans: ‘Don’t vote for the two-party system’

by Ryan Girdusky

Bernie Sanders supporters are in a tough position this election cycle. Establishment Democrats did everything in their power to undermine the Vermont senator’s candidacy, but on the other hand they really don’t like Donald Drumpf.

Dr. Jill Stein told AJ+ on Monday that voters have to break up the two-party system before they can ever hope to break up the banks.

“People are told over and over don’t vote your values, vote your fears, but what we got was everything we were afraid of,” Stein said.

“All the reasons you were told you had to vote for the lesser of two evils, because you didn’t want the massive expanding wars, you didn’t want meltdown of the climate, you didn’t want the massive Wall Street bailout, you didn’t want the offshoring of our jobs,” Stein continued. “These were all things delivered to us signed, sealed, and delivered by a Democratic White House with two Democratic houses of Congress.”

By fusing together both political parties, Stein is making the case that true progressive reforms can only come from a third party.

“Living wages, the right to a job, like the right to free higher education, those are critical issues and we need an open democracy to bring them into our democracy,” she continued.

If there was ever a time for a left-wing third party it would be now, Sanders received more than 10 million votes and 45 percent of his supporters refuse to support Clinton in the general.


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African American Authors (adult)

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Their Eyes Were Watching God


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Twitter savvy baby
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Media and Communications Analyst at Savvy Investor, the Professional Network for Institutional Investors.

What I Do

My role at Savvy Investor is complex and varied, but I’ll try to summarise!

Working with external site designers, I help to oversee the design of Savvy Investor, the Professional Network for Institutional Investors, specifying new features, producing marketing materials and providing customer support.

Working for Savvy Investor allows me to develop my creative skills through producing written and visual communications for distribution via email marketing, social media and the site itself. This has enabled me to create content optimised for SEO, and to improve my writing skills.

Through creating, scheduling and managing email campaigns to large distribution lists, my administration and organisational skills have grown, as well as my analytical skills from reviewing campaign results in order to inform future sendings.

In addition to the above I have direct involvement with establishing media partnerships and developing the business through this and other marketing efforts.

Who I Do It For

SavvyPro Networks Ltd., building professional social media platforms, or “knowledge networks”, across a range of global industries.

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We Believe…

the entire Bible is inspired by God, without error and the authority on which we base our faith, conduct and doctrine.

in one God who exists in three distinct persons: Father, Son and Holy Spirit. We believe Jesus Christ is the Son of God who came to this earth as Savior of the world.

Jesus died on the cross and shed His blood for our sins. We believe that salvation is found by placing our faith in what Jesus did for us on the cross. We believe Jesus rose from the dead and is coming again.

water baptism is a symbol of the cleansing power of the blood of Christ and a testimony to our faith in the Lord Jesus Christ.

in the regular taking of Communion as an act of remembering what the Lord Jesus did for us on the cross.

every believer should be in a growing relationship with Jesus by obeying God’s Word, yielding to the Holy Spirit and by being conformed to the image of Christ.

as children of God, we are overcomers and more than conquerors and God intends for each of us to experience the abundant life He has in store for us.


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Vintage Style Travel Poster by John Dyer. Amazon Jungle Parrots

The amazing shapes, colours, energy and essence of the Amazon rainforest has been beautifully captured in the vibrant art poster by artist John Dyer. Two scarlet macaw parrots feature with their colourful plumage being used to inspire the shapes and coours of the surrounding plant forms. A really stunning example of the artist's rainforest work.

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DescriptionVintage Style Art Poster Print
ArtistCornish Artist John Dyer (born 1968)
Vintage StyleA perfect vintage style art poster reminiscent of 1930s travel posters for you to remember the magical atmosphere, stunning locations & special times in Monaco. Featuring acclaimed contemporary art. Perfect for your home, business or office.
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MediumUV-resistant archival ink creating vibrant rich colours and the maximum longevity. As with all pieces of art please avoid hanging in direct sunlight if possible.
Paper sizeLarge: A2 Size: 594mm x 420mm I Medium: A3 Size: 420mm x 297mm. The print has a narrow white border around the printed image
Framed sizeA3 Framed size: 348mm x 470mm I A2 Framed Size: 470mm x 644mm
Frame typeMDF poster quality frame with a white finish. Ready to hang. Made in the UK.
Type of glazingShatter resistant Styrene, ideal for poster prints. Clean only with a soft damp cloth. Do not use household cleaning chemicals.

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Featured Post

Saints and Feasts of January 17

Wednesday, June 14, 2017

The Relics of the Holy Prophet Elisha

The raising of the dead man at the tomb of Elisha the Prophet

In 2 Kings 13:20-21 we read:

"Elisha died and was buried. Now Moabite raiders used to enter the country every spring. Once while some Israelites were burying a man, suddenly they saw a band of raiders; so they threw the man’s body into Elisha’s tomb. When the body touched Elisha’s bones, the man came to life and stood up on his feet."

Thus, while Elisha worked many wonders and miracles, including the resurrection of the dead, in life, the same he also did through the grace of God after death by means of his relics.

Elisha was buried in Samaria, which is also called Sebaste in Greek. Later Saint John the Baptist was buried in between Elisha and the Prophet Obadiah. In Letter 108 of Saint Jerome, where he speaks of the Saint Paula visiting these tombs, he describes it as follows:

"Turning away thence Paula saw the tombs of the twelve patriarchs, and Samaria which in honor of Augustus Herod renamed Augusta or in Greek Sebaste. There lie the prophets Elisha and Obadiah and John the Baptist, than whom there is not a greater among those that are born of women (Lk. 7:28). And here she was filled with terror by the marvels she beheld; for she saw demons screaming under different tortures before the tombs of the saints, and men howling like wolves, baying like dogs, roaring like lions, hissing like serpents and bellowing like bulls. They twisted their heads and bent them backwards until they touched the ground; women too were suspended head downward and their clothes did not fall off. Paula pitied them all, and shedding tears over them prayed Christ to have mercy on them."

Emperor Julian the Apostate (361–363) gave orders to burn the relics of the prophets Elisha, Obadiah and John the Baptist, who were buried next to each other in Sebaste, but they were rescued by the Christians, and soon after were transferred to Alexandria.

In Alexandria, Patriarch Theophilos (384-412) built a "massive" and "much decorated" shrine to house the relics of these prophets. He used the monies to build this by taking it from the treasuries of the temples of Serapis in Alexandria and Canopus. It was established as a means to replace the influence of these ancient pagan shrines.

Because of his association with the healing of leprosy, Elisha's relics were housed in the Monastery of Paul the Leper in Alexandria.

The Church of Saint John the Baptist in Sebaste, built over the crypt that contained the tombs and relics of the Prophets Elisha, Obadiah and John.

Towards the end of the reign of Emperor Constantine VII Porphyrogennetos (913-959), the relics of the Prophet Elisha were transferred to Constantinople, and together with the relics of the Apostles Luke, Thomas and Andrew, as well as the Martyr Lazarus, it was placed in the Church of the Holy Apostles. This placement is now celebrated by the Church on June 20th.

In Constantinople the memory of the Prophet Elisha was celebrated with that of the Prophet Elijah on July 20th, and a church honored both together in the City. The probable reason we celebrate the Prophet Elijah on July 20th is because this was the day on which the relics of the Prophet Elisha were either translated to Constantinople or placed in the Church of the Holy Apostles, where also the Prophet Elijah was celebrated. When these two Prophets were separated in their commemoration, Elijah was celebrated on July 20th, while the placement of the relics of Elisha in the Church of the Holy Apostles was moved back a month to June 20th.

The relics of the Prophet Elisha are said to have been carried to Ravenna in 718 and placed in the Church of Saint Lawrence, in the very ancient chapel (of the year 425) of Saints Gervase and Protase. In 1603 the church was destroyed, and nothing is known of the fate of the aforesaid relics. In the Church of Saint Apollinaris Nuovo in Ravenna the head of Elisha is shown to the faithful. Today, the relics of Elisha are claimed to be among the possessions of the Coptic Monastery of Saint Macarius the Great in Scetes, Egypt. The apparent contradiction of the various locations of these relics at different times can be explained when we consider the fact that what we are speaking of here are only portions of the relic of the Prophet.

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About Me

With over seventeen years experience within content media and publishing I've worked for a broad range of clients from glossy magazines to large national retailers. Clients have included: Marie Claire, Livingetc, InStyle, John Lewis, Waitrose, Monsoon, Vitality, Spinney's UAE, F&F and online fashion brands such as IsabellaOliver.com and Baukjen.com.

I love creating inspiring content for leading brands, publications and art directing food, interiors and fashion photography. In recent years, all the projects have had to consider a cohesive, multi-channel approach. It has been essential that all creative work I've managed has considered a broader customer journey both on and offline.

I'm available for Creative projects from conceptualising, planning and Art Directing Photography through to delivery of assets for both digital and print, so drop me a line.

Tel: 07713 741194

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