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10 Genuine Refer and Earn Apps of 2019 – Earn PayTM Cash and Real Money with Refer and Earn Apps

Are you looking for genuine and reliable refer and earn apps? There are tons of refer and earn money apps popping up on Google Play Store and App Store every day for Indian users. However, most of them are not genuine enough to pay the promised rewards. People are often confused to figure out real and trustworthy money apps. We’ve tested and rounded up a bunch of genuine and trustworthy money making apps. All these apps are real and you can truly put money in your pocket by referring them to your friends. In this article, we’ve included all the genuine refer and earn apps from which you can earn free PayTM cash, free mobile recharge, signup bonus cash etc. Now, it’s the time for LOOT party. Let’s dive in right away!

1.   Google Pay

Google Pay is still one of the hottest refer and earn apps in India. Google Pay was formerly known as Google Tez and soon arrived as the most popular payment app in India by implementing refer and earn offers. If you refer Google Pay to your friend or anyone, you’ll get ₹ 51 when he signs up on the app.  Even your friend will receive ₹ 51 as he signed up from the referral code. As the offer is from Google, you do not need to worry about the payment. The payment will be credited to your account almost instantly. Apart from referring and earn offer, Google Pay has got a couple of exciting stuff that can earn you free money. You’ll get at least scratch cards whenever you make a transaction of at least ₹ 150.

How to Refer and Earn Money from Google Pay or Tez?

Step 1: On your mobile device, tap on this link to download the Google Pay app. You’ll get ₹ 51 sign up bonus if you sign up on Google Pay using this link.

Step 2: If the app asks you to enter the referral code, type: MV67Z.

Step 3: Choose your language and enter your mobile phone number. Keep in mind that you have to enter the mobile number to which you receive SMS from the bank. In other terms, the Google Pay app automatically gets connected to your bank account based on your mobile number.

Step 4: You’ll receive the OTP. Verify your phone number using the OTP you have received in the SMS.

Step 5: Sign in the app using the Gmail account.

Step 6: You can skip the introductions. Tap on Settings -> Add Bank Account -> Select the bank in which you have the account -> Create the PIN. The PIN is like the password for Google Pay app. Note that you should not share this PIN with anyone. It’s just like the PIN of your ATM card.

Step 7: You’ll receive the signup bonus immediately after your first transaction.

Step 8: Go to Dashboard. Tap on New. Enter the mobile number of your friend who is on Google Pay. Send him ₹ 1.

Step 9: Now that you have performed the first transaction using Google Pay app, you’ll receive ₹ 51 in your bank account.

Share your referral code from now on to receive ₹ 51 whenever someone signs up using it.

2. Phone Pe

Phone Pe is also a UPI app just like Google Pay. Phone Pe has successfully implemented the refer and earn a strategy to penetrate into the masses of India. You’ll get ₹ 100 whenever your friends sign up on Phone Pe app using your referral link. Just like Google Pay, you can win scratch cards in Phone Pe app.

How to Earn ₹ 100 Referral Bonus on Phone Pe App?

Step 1: Here’s the invite link to download Phone Pe app.

Step 2: Open the Phone Pe app and enter the contact number which you have given to your bank.

Step 3: Tap on Add bank and select the bank.

Step 4: Create your UPI PIN.

Step 5: Do at least 1 transaction to your friend’s Phone Pe account to win ₹ 100.

You can also refer Phone Pe to your friends to earn ₹ 100 as a referral bonus.

3. Roz Dhan

Roz Dhan is undoubtedly one of the best money earning apps for Indian users. It provides daily news and lots of entertainment stuff. If you love reading interesting and trending articles whether it is filmy gossip or cricket content, Roz Dhan is probably the right money earning app for you. The viral videos on Roz Dhan app are good enough to kill some time. You earn ₹ 50 instantly after signing in Roz Dhan. You may win extra PayTM cash by playing different games on the app. There are over 12 categories in the app where you can read and watch lots of entertainment content and win PayTM cash every day. Sounds like a great deal, right? Roz Dhan has got over 47,000 ratings with an average of 4.3 score on Google Play Store which is quite magnificent for a refer and earn app.

4. Credit Mantri

Credit Mantri is a great application to track your monthly expenses and stumble upon some exciting credit cards and loans that suit your credit profile. It is often difficult to discover the right loans that suit our earnings and expenditure. With over 40 loan lenders, Credit Mantri has quickly gained a reputation as one of the best finance apps in India. Apart from that, you can also check your credit score for free. While many online services charge at least a couple of hundred for finding out the credit score, Credit Mantri is providing the service for free. The fun part is you’ll receive a ₹ 100 PayTM cash each time you refer 3 friends to Credit Mantri app. Credit Mantri is a part of Equifax, which is one of the very few online credit bureaus authorised in India.

Start Earning with Credit Mantri App

Step 1: Visit this offer page on Credit Mantri. -> Invitation link

Step 2: Type your mobile number and copy and paste this referral code.

Step 3: You’ll receive an OTP message on your phone. Enter it over there.

Step 4: You need to complete the profile with your name, gender, birth date, email, PAN details etc.

Step 5: You can now check your credit score for free.

Step 6: You’ll also receive a referral code which you can share with your friends. You’ll receive ₹ 100 cash on your PayTM for every 3 referrals.

5. Meesho

Are you looking for the best apps to earn money online? If yes, you must check out Meesho. There are over a crore people on Meesho app earning money by reselling different products. Be it Banaras sarees or Sholapur chappals or local made beauty products, Meesho is the best app to find and sell products at wholesale price. You’ll make profit margins and commissions on every order. Additionally, you’ll also receive exciting cash bonus rewards if you meet sales targets. Meesho is easy to use the app. Look at the video on their website to get an idea. You can set the prices and margins. So, if you are looking for an opportunity to earn from home, why not try Meesho?

How to Earn Money from Meesho App?

Step 1: Download Meesho app from here.

Step 2: Sign up on Meesho app and enter referral code.

Step 3: Once you sign up on the app, you’ll receive a 30% discount coupon for your first order.

Step 4: Create your own store and start reselling products.

6. Appbrowzer App

App Browzer has grabbed the attention of Indian looters with its STUNNING ₹ 99 sign up and referral bonus. Apart from being one of the best refer and earn apps, App Browzer is a marvellous application for shopaholics. You can access all the online shopping stores like Amazon, Flipkart, Shopclues, Snapdeal, PayTM on a single platform. The in-built browser helps you to browse the web and apps. The price comparison feature comes in handy to know which online shopping app is offering the product at a cheaper price. App Browzer serves all your typical daily needs like booking cabs, online mobile recharge, price comparison, postpaid mobile bill payment, flight booking, best deals and coupons, food ordering etc.

App Browzer is offering ₹ 99 as sign up bonus and you’ll get ₹ 99 for each referral. It’s extremely easy to transfer the cash to your bank account.

Here’s the invite link

7. BharatPe

BharatPe is another payment app enabling app through which merchants receive payments via QR scan codes. BharatPe is offering a brilliant ₹ 100 on signup and ₹ 100 for each referral. The best thing about BharatPe refer and earn program is the cashback goes directly to your bank account. So, if you are a merchant or a businessman, sign up for BharatPe as it is truly the best UPI payment enabling solution right now. BharatPe utility app helps you in receiving payments, sending payment requests through WhatsApp or SMS, check bank statement, check transaction status, check ledger accounts etc.

How to Earn Money from BharatPe App?

Step 1: Download BharatPe app from this link.

Step 2: Register on the app using your mobile number. Give your bank account details.

Step 3: You have to receive at least 10 payments from different UPIs. The transaction value must be at least ₹ 5.

Step 4: You’ll receive ₹ 100 in your bank in 2 days.

Share your referral link to your friends. You’ll get ₹ 100 per referral.

8. Newsdog

NewsDog aggregates all the trending news from a wide range of categories like sports, films, politics, business, tech etc. If you are looking out for an all-in-one news app that can make you some cash, Newsdog is the perfect choice for you at the moment. It gathers news from over 700 cities and in 10 languages including, Hindi, Bengali, Marathi, Punjabi, Tamil etc.

There is immense competition among the news apps and thus Newsdog is running promotions quite aggressively. Their refer and earn program is attracting the looters around the country. Newsdog offers a ₹ 50 free PayTM cash for signing up. You earn this cash and you do not need to connect any bank account to use the amount. Additionally, you’ll make extra money for reading news, sharing news and daily check-in. Get another ₹ 50 extra referring Newsdog app to your friends. The minimum redemption amount is set at ₹ 100 on Newsdog app.  by sharing in some Whatsapp groups. You can read more about Newsdog app here.

Here’s the invitation link for Newsdog app.

9. Freecharge

Freecharge has been offering free cashback from quite a long time now. In fact, they are one of the pioneers who had implemented the refer and earn program in the Indian market. Freecharge needs no introduction. It certainly provides the fastest way to do bill payments, mobile recharge etc.

If you are a new Freecharge user, you can earn a ₹ 30 cashback on doing a mobile recharge of any amount. You can also earn ₹ 30 by referring to the Freecharge app to your friend. The maximum cashback you can receive for referring friends is ₹ 3000. The cashback is added to your Freecharge account which you can use for online purchases.

Here’s the Freecharge referral code :

10. Google Duo

The last but not the least. Probably, the CRAZIEST of all the offers that are listed on this post. Google Duo, the video calling the app from Google, has come up with an insane refer and earn program and there is a chance to earn up to ₹ 1000 cash. You’ll receive a Google Pay (Tez) scratch card for signing up and another scratch card for a referral. Each scratch card can earn you cash up to ₹ 1000. As it is a Google Pay scratch card, the money will be instantly deposited to your bank account.

Here’s the invitation link for Google Duo

Wrapping up…

Of course, these apps will not make you super rich overnight. But, they are fun! Free cash is always sweet and exciting, right? If you are after extra pocket money, give these apps a shot. Please let us know via comment section if you know any other genuine refer and earn apps that are not mentioned in this post. We’ll update this list regularly. Keep checking out this page for new and exciting refer and earn apps.


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Awake Curious

Sober Curious
I’ve read two articles about being “sober curious” in my hometown paper in the past month. As someone who chose to stop drinking in April, I feel buoyed by the fact that there are others who are curious about living this way. At the same time, I feel as thought I’ve caught the latest fad, like Whole 30 or mom jeans.

In April I was working with the concept of “awake” in my classes, asking my students to be fully awake to their experiences – not to push them down, deny them, numb them. To meet anything that came up in their bodies, mind and spirits as a gift – a ground – in which to find a path to calming the fluctuations of the mind.

Meanwhile, each weekend, I drank alcohol. Monday morning classes were hard. By Wednesday, I felt better, slept better, had more energy because I didn’t drink during the week (and that was hard!) But then I systematically dismantled this sense of well-being with each glass at Happy Hour on Friday, cocktails on Saturday, and glasses of wine with Sunday dinner. It was a pattern of behavior it took me quite some time to recognize and then even longer to stop.

Each sober curious person has a story about how well they feel when they finally stop drinking alcohol. Mine is this: When my diagnosis came, I received my news with the equanimity that comes from being awake. I’m already practicing letting go and being honest and these practices are really handy in  the face of challenge. I am comforted that my intuition had already started me on a path of healing.

To prepare for healing through art-making post-surgery, I have been practicing with watercolors, something I’ve never quite liked to do. (Kind of like those nemesis poses we hate to do, but those are the ones we need so badly.) With watercolors, you have to plan for the light before you start. A good practice for healing — find the light then work with it as your focus.

When I saw this picture by Tom McCorkle in the in the Food Section of The Washington Post on Wednesday, I wanted to paint it because of the light.  I didn’t want to drink it.

All is well.

La Di Da

La Di DaA good friend gave me this tee shirt off her back. I’m going through a health challenge right now which will mean that I will have to stop teaching yoga and art for a just a little bit beginning in August. My friend is a bit older than me, as are the people I have the privilege to know through the classes I teach for Iona. Older friends have taught me well. Health challenges are part of living with the body as it ages. These challenges don’t define who we really, truly are. They are best met with a “La Di Da.”

My yoga practice of only 14 years is as comfortable and comforting as a worn-out tee and is there when I need it most. I feel grounded and calm, though I’m having to make tough changes in my life to accommodate healing. Every time I find myself worrying about these changes or predicting the outcome of my diagnosis, I label it “thinking,” and return to the beauty of the day outside, or the preparations I’m making for my art class tomorrow; making blueberry muffins or enjoying conversation on the porch with someone I love. Letting go of predicting the future, making plans for the worst or the best or the unforeseen, is a bit “La Di Da,” but it is necessary to healing and wholeness.

Since my life’s work is about helping people find healing and peace through yoga and artmaking and I won’t be in the studio for a while, I’ve decided to turn back here to an online community. It’s been a while since shared connections I found between these practices (like this, and this and even this.) If my energy allows, I plan to teach from the heart right here. Who knows, I might find myself recording the fantasy class I’ll take when I’m able and share it with my friends here. The theme? Living the “La Di Da.”

What to Wear

Dress, Pen and PencilIt was 7:30 pm and I was exhausted from sitting on the studio floor in yoga teacher training; my fifty-something hips and knees crackling  their complaints as I crawled in the car and pressed the gas to make it up Prince Street.  A glow to my left drew my eyes from the road.

The store manager knew not to place anything around the mannequin in the softly lit window as big as the store.  The line, the form, the shine said it all.  A black and white gingham skirt — full, but not too full so as to be a costume,  and of the highest quality silk, I could tell from the shimmer of the threads.  Cinched by a black band at the waist, topped by a sheer black blouse and topped with a white Peter Pan collar, it said classic and whispered sexy all at the same time.

And then: reality as cold as the rainy blacktop that would carry me home.  I don’t go to places that require this kind of dress anymore. I have retired from a life that would require this kind of fancy…or sexy.

When I was 18, I learned how to dress to achieve.  Upon getting my first summer job at American University, Mom took me to get work dresses — 5 of them — from the old Garfinkel’s store on Mass Ave.  I loved one so much I wore it almost every Friday as a celebration.  It was the same silhouette as the dress in the window:  full in the skirt, the top close to the body. This dress was sleeveless and the creamy tan and black polka-dotted cotton with a small white collar and big black bow highlighted my summer tan.  I wore it with red linen peek-a-boo pumps.  The dress was imbued just the type of cloaking mechanism a teenaged needed for her first receptionist job.  When I put on that dress and those shoes, I was efficiency and friendliness personified in my little receptionist box; answering an incessantly ringing phone as big as toaster oven, its big plastic buttons flashing urgent messages to me as I approached my desk in the mornings.

When I hit my stride as a real boss, it was the era of the power suit — long jackets with padded shoulders and short slim skirts above the knee.  I owned one from Saks — again thanks to Mom — that was a creamy pale blush silk with mother of pearl buttons.  I wore it with  an ivory shell and paired it with a pair of nude stockings and nude pumps.  I spent a small fortune on Hanes control top panty hose in those day to wiggle into those body hugging skirts. The suit was pulled from the closet for high level meetings with the president of the college or presentations to the Board.  I was smart, sassy, outspoken and deserving of that big promotion despite the lack of any real experience running an admissions office.  The blush suit telegraphed that I was managing it all — a two year old at home, a new marriage, a big job. The suit was as short-lived as the promotion.  It must have gone to Goodwill after I had my second child.  It had become silent and unimportant in my life.

Maybe it was family life that makes it impossible for me to remember any other fancy clothes as clearly as this suit.  The task of dressing in the mornings was rote; performed quickly after a too-short shower, heart pounding and skipping beats from early coffee and the anxiety of bus stop, dog walk, lunch money and traffic woes.  Maybe it was the fashion of that era.  Nothing seems memorable and shopping was worse than going to the dentist.  I worked for a Catholic women’s college as an executive at this time and everything about that gray place, including my fashion, could be described as “dowdy.”  I made bad fashion mistakes, purchasing a linen suit so that I looked like David Byrne on his big suit tour, or buying shoes from Payless.  Thinking that the cheap white long-sleeved polyester blouse from Loehman’s wouldn’t feel like saran wrap when the static radiator heat pumped into my gothic office in mid-winter.

How many bad black winter coats did I go through?  Why did I feel the need to do such damage to my feet?  Bloody heels, such narrow toe boxes that my feet had to unfurl in in my slippers while I cooked the evening meal.  How come I still can’t find a decent pair of black wool trousers?

This past month I’ve transitioned my wardrobe to winter things, bringing out my remaining sweaters, all six of them, only two worn consistently.  The other four are from my past life working in much more conventional places where I didn’t sweat a lot or have to get up and down on the floor. This year, I’m letting go of those sweaters along with the gray wool trousers with pant legs as wide as Trump’s and a back-gap that lets the breeze into my ass crack when I sit down.  I’ll finally bid adieu to the kicky black wool skirt and the polyester wrap dress from Dress Barn, bought more than 20 years ago. Also:  the open-toed, four-inch strappy heels.

My minimalist dream is that eventually all my clothes will fit in one drawer. It is slowly turning out to be that way thanks to my new life as a yoga teacher.  My clothes are a cross between a uniform and a coverall for a life of practice. I have chosen to dress for my most authentic self. And that beautiful dress in the store window? Not on me, not any longer, but it does take up some space in my imagination and in my journal this week.

Magpie. Mixed media on canvas. 30″ x 30″

Last month, I spent time in all my classes unpacking this quote, which Pema Chodron writes so eloquently about in The Wisdom of No Escape:

Keep the sadness and the pain of samsara in your heart and at the same time the joy and the vision of the great Eastern Sun. Then the warrior can make a proper cup of tea.

Chodron says that when we can remain aware of suffering — not in a state of denial about it, and not drowning in it — then all of life, everything we do becomes a sacred ritual. I’ve asked my students to view their asana practice from this place, experiencing, living, cherishing each joyful and challenging moment on the mat.

The Story of Tummo and Abel. Mixed media accordian book.

Now it is time for me to live fully into this practice. Throughout the past year or so I’ve spent my creativity establishing a new way of being in my teacher’s seat and being in sangha. Now that Yoga=Union has been incorporated and I have a Board and volunteers to bring this vision to fruition, it is time to return to my own proper cup of tea and find the time to integrate art-making back into my journey once again.

These are the last pieces I made as I completed by 300 hour certification in 2017. The crows called me to make a nest for a proper practice, to play in the wind of change and pierce the veil between experience and true self.  I followed my heart. More transmissions to come, I’m sure.

Dhumavati Ma. Mixed media on canvas. 10″ x 10″

Cooperative — more a way of life than a business model

Yoga Equals

Big news.  We’ve had our first official Board Meeting and we’ve drafted our Articles of Incorporation and By-Laws.  From a foundation of compassion and inclusion, we will offer quality teaching and support to professional yoga teachers through transformative programs including continuing education.

As we take this step, we will change our name.  We are no longer the DC Yoga Co-op.

Why abandon this name?  First, we want to avoid confusion with two wonderful online communities of yoga teachers in the region.  The Yoga Co-op DC and the DC Yoga Teachers Collaborative are doing great work getting the practice out to people in the community, communicating workshops and classes and offering a forum for teachers to pose important questions and receive answers from peers.

Secondly, a cooperative is a very specific business model and as we have worked with teachers in the community, we see that our aims and purposes as an organization are much more charitable and educational than profit or benefit sharing.  There is so much more we can do together to bring quality yoga teaching and transformative education to local communities.

Finally, we’re here to serve communities and teachers from around the region — not just the city. (And maybe even farther beyond? Dream big, we say.)

We chose a name that reflects the passion we have for in-person community and the connection we have through this practice.  We wanted to reflect the fact that the word yoga comes from the Sanskrit seed word “yuj” meaning “yoke.”  Right in the middle of our name, we placed a symbol of what excites us mostan equals sign that is a constant reminder to break down barriers that divide us as yogis, yoga teachers and as people on this earth.

Dear friends and colleagues: I introduce you to Yoga=Union, for short in conversation: Yoga Union.

Yoga Teachers: want to be part of Yoga=Union?  Sign up here for news and information you need as a teacher, like debriefs of educational events – you have our promise that we won’t spam and we won’t share your information.  And follow us on Facebook and Instagram for information on upcoming social and educational events.

Next:  More Norma…Ray of Light. What Yoga=Union will do for local communities and yoga teachers.

On Insta soon:  Meet our Board and hear their thoughts and aspirations.

Significance of Touch

Tony RobbinsBy now, we’ve all seen and heard self-help guru Tony Robbins tie a noose of ignorance around his own neck at his $3,000 weekend conference and then swing in the hot winds of swift societal condemnation. As someone who uses the power of touch to teach in my yoga classes, I was struck by the significance of using touch to illustrate his point in this clip. (If you don’t have 11 minutes to spend on this cringe-inducing video, just forward to 3.29 to see this part.)

He illustrates his point with touch — asking his “student” to make a fist and then pressing on it with his hand, asking all the while, “why are you resisting?” as she backs away from him. It is menacing, considering that he is the voice of authority in the arena and he is over 6 feet tall.  It is humiliating, since he upbraids her verbally and when this doesn’t seem to change her mind, he asks her to come to him for this instruction.  It is inhumane, since he doesn’t for even try to empathize or connect with her as a fellow traveler on this planet.  He has his power, his prestige, his persona — barriers to the human experience.

Thanks to the #metoo movement and the consciousness it has raised in our society, I see this video with even more depth than I would have before.  The sexism would have made me mad at the age of 13, but with the #metoo movement and the facts I’ve learned about the trauma of harassment and sexual violence, I am appalled that Robbins didn’t for one moment think about what trauma his touch might trigger in this woman.

As a yoga teacher who was trained in and expected to perform hands-on assists,  the #metoo movement has made me want to examine my own philosophy about touch in the classroom.  The DC Yoga Co-op’s first event, Hands-On Assists in the Era of #Metoo will present a panel discussion of seasoned local yoga teachers and therapists with a variety of philosophies about touch so that we can learn about, and set or reconnect with our intentions about this aspect of our teaching. Continuing education credits will be available to those who ask for them. To register for this event or to become a member of the DC Yoga Co-op, please click here.

The DC Yoga Co-op was launched this month. We’ve got a big vision: to keep local DC yoga communities alive and well in an increasingly corporate yoga climate by offering topical, innovative and interesting continuing education programming taught by local DC yoga and mindfulness teachers, helping us to become better leaders in our communities and teachers for the people who need yoga the most. To join, please click here.

Empowerment: It Does a Body Good

Sisters are doin’ it for themselves..standing on their own two feet, and ringing on their own bells…

A good friend posted a question about what songs she should use for her yoga playlist in honor of International Women’s Day.  I was shocked that this song, with Annie Lenox and Aretha Franklin, didn’t come up on her feed.  But then again, this video debuted in 1985, and a few of her friends might have been in elementary school when it hit the charts.  At Mount Vernon College’s Friday happy hours in the pub, this song and “It’s Raining Men” could get us all to our feet screaming the lyrics and sloshing beers. Those were heady days.  At a women’s college, the education we received not only imparted knowledge to benefit our careers, it also gave us the wisdom to discern how strong we really truly are. We were empowered to make decisions, to lead, to inspire and…to dance together.

The DC Yoga Co-op looks to offer the same type of learning environment to yoga teachers in the DC region.  At our last meeting, we decided to focus our attention on being the very best teachers we can be, to keep our focus on learning from and supporting each other, and taking yoga to communities that need it most. Continuing education is a huge part of what we do in our lives as teachers, and unfortunately the current studio/corporate system isn’t set up to offer the education we need to make us better teachers.  There is very little time or resources for studios to offer continuing education exclusively to their teaching staff. Studio workshops have to “sell” beyond the limited market of yoga teachers and so things that are interesting to us but perhaps not interesting to practitioners are rarely offered.  Some studios focus bring in a national “name” teacher to offer a workshop, but these are pretty expensive and very rarely open exclusively to yoga teachers.

But what if we could do it for ourselves?  What if those of us who have plenty of years of teaching experience…who have received advanced training in yoga therapy… who are registered continuing education providers…who have a particular expertise… who teach a special population…what if we taught each other?

This is what we decided we could do as a first step in the DC Yoga Co-op — empower ourselves, empower each other.  For just a small fee each year, Co-op members will receive free continuing education that is focused on elevating teaching skills. Our first event, planned for the end of April, will focus on physical assists in the era of the #metoo movement and a growing understanding of trauma-informed teaching.  Our goal is to help participants  examine, or re-examine, their own philosophy about assisting through touch.  We plan to have a panel that represents different styles and assisting philosophies to discuss this topic and time for discussion and socializing.

More details to come mid-month.  Let me know if you have the perfect person for this panel, a venue or a question to ask panelists.  I’ll write more about the details soon.

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Monday, 02 December 2019

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My ordination
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I'm a Minister with Amida Shu, a Pureland Buddhist Order. Now semi-retired, I teach on-line and hold Pureland Buddhist sangha gatherings in Perth, Scotland. This site is mainly Buddhist in content. I share the teachings of the Head of our Order, Dharmavidya David Brazier
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My Confidence as a Woman

A woman with confidence is like eating ice-cream garnished with delicious chunks of Oreo cookies. A woman without confidence is like having plain ice-cream with nothing on top. I am certain that some of you reading this would say, “But plain ice-cream is so confident in itself because it does not need any embellishments to prove that it’s delicious.” All ye deep people! *giggles*

Today, I want to discuss confidence, but first, let me say, “I’m sorry for my hiatus.” With the arrival of a baby (our beautiful princess) adding to the adventurous, strong-willed boys in my blessed home, I had to take a short break from the Blog 🙂 Thanks to everyone who knew and blessed us with congratulatory messages on Instagram and beyond 🙂

Now, to the matter of confidence. I surround myself with confident women because I am attracted to this quality. When I see a woman who is confident in her own skin, she makes me smile. I believe God wants us to be confident in who we are.

So get this. The confidence I speak about today has nothing to do with how a person is born. It is not an inherited trait but a learned trait. And I’m not speaking of a worldly kind of confidence either–because at our weakest moments, that kind of confidence can never stand.

I cannot imagine a life without the Father. As women, we already know we’re not the strongest physically. Plus we are emotional creatures. And as humans, we are all deeply flawed. So I can never believe in self-dependence because from experience I have always received my strength and confidence from God. So don’t be jealous when you see a woman strutting her stuff and owning her day. She’s drawing her source of strength from a deeper place.

‘Cause He Has Already Gone Before Me:

I get excited about having confidence in the God I serve. Confidence, that no matter what I do, He is with me. No matter where I go, He has already gone before me. And no matter what comes my way, I can handle it because He has ALREADY handled it.

This is why I am a confident woman.

Yes, I may not be perfect, but I am perfectly confident in Him. So as you can imagine, whatever the enemy tries, he cannot steal this kind of confidence. Once you’ve mastered embodying this confidence, it would be extremely hard for you to portray any other type of behavior.

  • If He has made me a Godly wife, then I am confident that I will be the best wife if I just trust Him.
  • If He has made me a blessed mother, then I will not yield to the enemy’s lies. I can do this, not because of my own prowess, but because God’s strength is in me to accomplish what may seem impossible.

I just want to encourage you today. What is it that you think you cannot do? There is nothing impossible with your Father. Why don’t you join me in laying it all at His feet today?

As you read this, there may be something on your heart that keeps piercing your spirit because you are unsure about how to go about it. I daresay you can be anything God has called you to be. Exude confidence today. And it starts with your spirit. The spirit controls the flesh, and whatever you allow your spirit to believe will eventually be the dominant factor in your life if you will it to be. The flesh is continuously at war with the spirit, but it’s up to you which wins.

Flesh gives birth to flesh, but the Spirit gives birth to spirit.” John 3:6. | Let your spirit give birth to spirit today. Let God’s Word be real to you. Let God’s Word be life to you, that you will begin to exude true confidence. Not because of who you are physically, but because of whose you are in the spirit.

Prayer: Dear Father, if anyone is reading this right now and has lost confidence in what it takes to fulfill what you called her to be, I pray you restore this one right now. Because right now as she makes this decision to be confident in you, she wins. Amen.

6 thoughts on “My Confidence as a Woman

    • My love…you hit the nail on the head. That’s it. The Lord never promised us a bed of roses, but He promised us a life of victory in Christ. We have daily confidence only because of Him. Thank you. 🙂

  1. This is beautiful, and so timely as well. Thank you for reminding us that our confidence and bravery should come from our trust in God and not our own abilities. Congratulations on the new addition to your family xx

    Liked by 1 person

  2. It’s and I was just about to turn in for the night (or morning) and then checked my email and read this. Yes! Indeed there’s nothing impossible with God. It’s not about who I am but about the lineage I belong to – whose I am.

    Welcome back, Mama. You should keep your notes on raising 3kids for some of us to learn at your feet 🙂

    Liked by 1 person

    • Haha Ogo…I sure will. Right now mennnnn!!! I’m learning.

      “It’s not about who I am but about the lineage I belong to – whose I am.” I love how you wrote that. Thank you, Ogo. Mwah!

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Day 21: Double Zero

More hikers are here!  The CDT has formed its own little community and wherever you go you instantly have friends.  Maybe you have never seen each other before, maybe you have leapfrogged back and forth over the trail, but every time you run into another hiker it is like a happy reunion of friends.

We were once again hanging out in our room, for the second zero day, hoping my leg would be better when Walkabout looks out the window and says “More hikers!”. I immediatly go out to see who is here and say hello and happily find Sas and Paperweight and NightWatch.  We met Sas and Paperweight on the bus to Lordsburg in the very beginning but as they started a couple of days later than we did, we were not sure if we would see them again.  At least something good happened by my getting layed up.  They informed us that Halfmile and Deb and The Beast were just behind them waiting for a hitch in and would be there shortly.  Soon we were all trading stories and catching up.  We all loosely agreed to meet up in town after a bit to get dinner and maybe a beer or two.  Dinner never came off as we all hit at different times but after another good meal at Ella’s cafe we met up for beers and a rousing game of horseshoes at the bar. Everyone will be headed back to the trail tomorrow and I can’t help but feel a little wistful and sad that I won’t be joining them .   I’ll be headed to Grants and my only saving consolation is that my Daughter Maddie will be flying out to spend a few days with me while Walkabout completes the sections to Grants.   We’re going to drive back to Pie Town to meet him on Saturday and have pie….Can’t miss that!


text:
Got it!

Double Dragon Neon

Jade Plays: Double Dragon Neon (part 10)

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The Website: http://www.lowbiasgaming.net
The Facebook: http://www.facebook.com/LowBiasGaming
The Twitter: https://twitter.com/LowBiasGaming


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ACT Lawrence operates a wide array of services and programs through our Financial Capability and Opportunity Center. Interns have different roles depending on their skills set and will likely support one of the staff to analyze data, general clerical support and event planning and organizing. To learn more, please click here.

For more information, please contact:
Nathalie Lora
[email protected]
Facebook: ACT Lawrence
Instagram: @actlawrence


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Shipping Policy

Almost all of our products ship FREE throughout Ireland! This shipping usually takes between 7-12 business days. You also have the option to expedite your order for a small fee. Add an item to the cart to see what it would cost to get your item a little faster!

For any further questions on Shipping please contact us at


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Top 5 Reasons To Hire a Professional Pet Sitter

It can be tempting to have a friend or acquaintance care for your pet, but here are our top five reasons to hire a professional pet sitter:

White cat with black facial markings

1) A Pro Carries Insurance

A professional pet sitter will carry insurance that covers your home and your pet in case of an emergency in your absence. If your pet gets injured while your friend is caring for them, who will pay the vet bills?

2) They Are Knowledgeable Handlers

A professional sitter has the skills needed to manage different breeds, personalities, and any medical needs your pets might have. They have the experience needed to make sure everything runs smoothly!

3) They Have Probably Seen It Before

Does your pet have a special quirk or need? Most animals do! The good news is a professional sitter has probably cared for a pet with a similar special need and knows how to handle it.

4) The Rules Are Always Followed

We all have rules for our homes. Whether it is something simple or something serious, a professional pet sitter understands that your rules are in place for a reason and will make sure they are followed.

5) It Gives You Peace of Mind

Making the decision to hire a professional pet sitter can be difficult.  You will be inviting this person into your home and to care for one of your most valuable family members. With a professional pet sitter, you can rest easy knowing they have the skills to handle whatever comes their way, and they will go out of their way to provide the best possible care for your pet.

Download this article as a PDF file.


text:
Schizophrenia see n’ say.

If everyone but me is dead, a demon,
or somebody else,
sanity becomes shear matter of faith
because a great illusion is summoned.

Artificial, transient, terrorist attack.

But if I ever wake up as someone else,
just know some sketchy shit went down.

For my focus groups are forgotten
if this world is a billboard,
if this life is a Truman show,
ratings should be the death of me.

If my thoughts are inserted,
God is a genius,
for if I’m Christ I’ll be forgotten.

Logic is a flacid sword.
Irony is a sharp pointed badge of honor.
In rock paper scissors a label beats all.
The dynamic is an animal study.

Untitled_Artwork 65 copy

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• Harmony ML8419 Full Lace Strapless Gown with Fitted Bodice and Tulle Overlay Skirt Off Shoulder Detachable Straps and Zip-up Back Wedding Dress

Designed with the graceful and sophisticated in mind, Harmony is soft, delicate, light, and romantic. Her sweetheart strapless bodice features off the shoulder lace embellished shoulder straps and beautiful construction, designed to flatter the form. A soft layer of tulle covers her modern soft shimmer chantilly lace full skirt, which is accented with floral lace appliques and geometric swirls. Featuring a subtle waistline belt feature and zipper back, Harmony encapsulates elements of multiple bridal visions.

Colour: Ivory Ivory Mocha White

Style: Glam

Sleeve: Detachable sleeves

Designed by: Madi Lane

SKU: ML8419

  • Available in Ivory / Mocha (shown), Ivory, White
  • Available in sizes 2 to 28
  • Detachable sleeves included
  • Style number ML8419
Book your appointment


text:
Men's Cotton Summer Short Sleeve T-Shirt

Men's Cotton Summer Short Sleeve T-Shirt

In Stock
Gender: MenItem Type: TopsTops Type: TeesSleeve Length(cm): ShortStyle: CasualMaterial: Polyester,CottonCollar: O-NeckSleeve Style: regularPattern Type: PrintHooded: NoFabric Type: KnittedMaterial: breathable cotton ,95% Polyester+5% Spandexfeatures: Slim Fit, Casual T-shirt For Men/BoySummer: 3D...
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Free US Shipping 3-8 Business Days (Select US Warehouse) Free Global Shipping 15-25 Business Days (Select Optional Warehouse) Packaged & Shipped within 48 Hours of Order Placement

Your items may arrive sooner than the estimated delivery date. Luxe & Birch Co. reserves the right to send packages via other shipping methods based on the shipping destination as long as orders will still arrive within the arrival times outlined on LuxeBirchcom.

Packages are delivered Monday through Saturday 8 AM to 4:30 PM. You will be asked to provide a telephone number on the shipping page of checkout, which is important in the event the courier needs to arrange a delivery time with you as well as real-time status of your order.

You will also be asked to provide an email address, to which we will send confirmation that your order was placed.

Return Policy

30 Day Returns

Items must be in unused, unworn condition and an "Return Authorization Number" must be provided from Luxe & Birch Co. in order to process your return.

Returned funds are usually processed within 5-7 business days depending on receipt of returned shipment.

  • Description

    Gender: Men
    Item Type: Tops
    Tops Type: Tees
    Sleeve Length(cm): Short
    Style: Casual
    Material: Polyester,Cotton
    Collar: O-Neck
    Sleeve Style: regular
    Pattern Type: Print
    Hooded: No
    Fabric Type: Knitted
    Material: breathable cotton ,95% Polyester+5% Spandex
    features: Slim Fit, Casual T-shirt For Men/Boy
    Summer: 3D Graffiti Printed
    Men: O-neck

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text:
Panda Bread: A failed attempt

Just yesterday, Ruth from the mommy cafe posted a picture of the panda bread on FB and asked if anyone could bake it. It got me excited because I have the recipe bookmarked but never got to baking it. So, I thought I should get down to doing it and perhaps bless her kid with it. A search on the internet resulted in a Japanese website but thankfully there are bloggers who have translated it into English.

I have consolidated the recipe via two sources: one from here and the other one from a blogger who has baked bread as a project. How cool!

I must warn you that this is a failed attempt, a result of poor technique. The next time I attempt this again, I will not be using the normal loaf pan but the pullman loaf tin.

Adapted from Taro Taro
Ingredients: Makes a 9 x 5 inch bread

230g bread flour
70g cake flour
30g sugar
90g milk + 1 yolk (30g) = 210g
4.5g salt
20g unsalted butter
4g yeast
8g green tea powder dissolved in 10g boiling hot water
8g cocoa powder dissolved in 8g boiling water

1. Heat up milk and yolk to temperature of 38C or warm to the touch.20130704-133628.jpg

2. In the bowl of a stand mixer, whisk together the flour, sugar, salt, and yeast. Add the milk and egg. Using the dough hook, mix on low speed until a rough dough forms, 1 to 2 minutes. Add the butter. Increase the speed to medium-low, and knead for 6 to 7 minutes. The dough should clear the sides of the bowl, and should be smooth and just a little sticky to the touch. Add a little extra flour or water during the kneading process, if necessary to achieve the proper consistency. Do the window-pane test.

3. Divide dough (about 560g) into 3 parts: 75g for the chocolate, 210g plain and the rest of the dough which is less than 280g for the green tea.

4. Add chocolate to the 75g dough and knead till the colour is even. Add green tea mixture to the 280g dough and knead till colour is even. (I did this step manually).

5. Proof all 3 pieces of doughs on separate greased plates covered loosely with oiled cling wrap for 30 – 40 minutes.

6. Punch air out of dough and proof for another 20 – 30 minutes.

7. Use 90g plain dough for the face and 2 pieces of 27g chocolate dough for the eyes.

8. Fill the hollow of the eyes with 30g plain dough.

9. Roll remaining plain dough over the patterned dough.

10. Divide the remaining chocolate dough into 2 pieces (17.5g each) for the ears.

11. Use 70g of the green tea dough to fill up the hollow between the ears.

20130704-134050.jpg 20130704-134058.jpg
20130704-134109.jpg 20130704-134116.jpg

12. Wrap the rest of the green tea dough all around the patterned dough.

13. Place dough into a well-greased loaf pan and cover it with a lid and proof for 50 – 60 minutes.

14. Bake at 200C for 25 – 30 minutes.

Out from the oven and you know it has failed.

Out from the oven and you know it has failed.

Mine looks more like a monster.

Mine looks more like a monster.

2 thoughts on “Panda Bread: A failed attempt

  1. Pingback: ‘Watermelon’ raisin bread | Raising Faith

  2. Pingback: ‘Watermelon’ raisin bread | Raising Faith

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Best of Christmas, Hostess Special, Stampin Up, Stampin' Up Specials, Starter Kit special

Happy October! Lots of Specials!!

Hi there Stamping Friends!

I just checked the Stampin’ Up! website to see what the new “Best of” stamp set is, and wow, there were a couple great announcements. First let me show you this “Best of Christmas” how adorable is this set? So happy to see “Dasher” return, I miss that cute little reindeer.

Best of Christmas flyer

best of christmas

But wait- that’s not ALL- are you sitting down??? there are 2 other amazing announcements that Stampin’ Up! is offering:

25 special

Join for $25 offer   (Please know this is not the same kit as the $99 starter kit special, but is intended to help you become a demonstrator should you wish to join my team- would you like to be a “Lynnzcrafter”??)

Finally, an offer to continue celebrating our 25th Anniversary year- Stampin’ Up! is pulling out all the stops- if you are a HOSTESS in October, you will earn an extra $25 in free product if your party is “qualifying”, that means if your party sales totals $250 or more! I can set up a HOSTESS code for your party so you can invite your friends and family to shop from my online store to help you earn the extra free product. I saved several dates on my October calendar, contact me today if you’d like to be one of my October hostesses!!

October Hostess Promotion

*I had already scheduled the previous post last night after my Halloween class, thought it would be nice for you to wake up to those images, but last night I forgot today would be the new “Best of” flyer… had no idea there would be other specials too. Although I’m surprised September whizzed by so fast, certainly glad to have such a line-up of great specials for October!
Hope to stamp with YOU soon!

~Lynn Streifert

Independent Demonstrator, Stampin’ Up!

Shop my Online Store 24/7 on my website:

If on Facebook please like my page “Lynnzcrafters”

Subscribe to our new monthly Paper Pumpkin Program at

Workshops and Classes offered in your home or mine featuring: scrapbooking (paper and digital), card making, paper crafting, Big Shot die cuts (by Sizzix), and a variety of 3D objects and gift items.

Think of me for baby and bridal showers, weddings, and special anniversaries or parties where you need customized invitations or decorations!

I do birthday parties, kids craft days, holiday decor and private events.

Our motto is: inspire*create*share

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text:
Bio: Geetanjali is a Telugu actress who acted in Telugu, Tamil, Malayalam and Hindi films for several decades.[2] She is famous for her roles in Illalu, Sitarama Kalyanam with NTR, Adurti Subba Rao's Dr. Chakravarthy, Murali Krishna, Abbayigaru Ammayigaru, Kaalam Marindi and Sambarala Rambabu. She is also a member of the Nandi Award committee.
Born: Kakinada
Parents: D.Shyamalamma, D.Srirama Murthy
Spouse: Ramakrishna


text:
Diamond Wedding Band in 10K Rose GoldWe offer a wide variety of styles crafted with quality and unique accents such as wood-inspired inlays or10K Gold Men's Antiqued Black Hills GoldMens Ring Collection 2018 includes gold and platinum rings with black diamonds

Find the perfect wedding ring for the groom that will last a lifetimeHighly tactile and a joy to

A Big Bang Blast design, I create these wild patterns with my own process of super heating oxidized pure

Mens Wedding RingsEnjoy complimentary shipping with each online purchaseOur selection of men'sBlack Gold Mens Wedding Bands

Black gold is also an excellent color for wedding rings, especially for men

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However for men that might consider themselves experts at buying jewellery, and accurately what we like and never like picking a strap canSay "I Do" with the perfect wedding band for you

This wedding band is part of our Unique Mens

Our men's and women's wedding bands are available in all precious

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Many men’s wedding rings are made out of precious metals such as gold, platinum, and titaniumBlack Gold Black Diamonds Men’s Wedding Band

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If you are looking for a budget-friendly metal for your wedding band, then sterling silver would make a great choiceOur men's white gold wedding bands are sleek and timeless

Mens Wedding RingsFind great deals on Mens Black Wedding Bands at Kohl's today! Black gold men's rings are stunning though white gold men's rings are the traditional go-to for wedding bands


text:
ANTI-CLIMACTIC: Its almost like there is something not quite right with the weather.
ANTI-CLIMACTIC: Its almost like there is something not quite right with the weather. Christian Morrow

Boom in rooftop nuclear predicted

ONE day in the last week of July, it may have been a Tuesday, around ten billion tons of melt water poured off Greenland and into the ocean in a day.

Just last week NSW declared its earliest fire bans on record with the RFS saying that if we don't get spring rains we would be entering un-chartered waters composed mostly of faecal matter without an appropriate propulsion system

Its almost like there is something not quite right about our weather patterns.

Luckily we have a plan.

Federal Minister in charge of never, ever saying the words climate change, Angus Taylor, is pushing for an enquiry into bringing back nuclear power.

Minister Taylor has concluded there is no safe, viable, plentiful source of energy available that is not dig-able out of the ground and own-able by the same people who own everything already and do so much to make our democracy run smoothly. So nuclear it is.

Besides nuclear power generation has come so far in terms of miniaturisation and safety since we solved all the problems at Chernobyl and Fukushima.

So Australia will be pushing on to develop rooftop nuclear for every quiet Australian household. Talk radio and television reckon-ologists confirm this will make it rain and bring down the cost of electricity.

The second part of making it rain will involve space exploration and concomitantly making sure space is safe for interplanetary mining operations.

To this end Scomo has cleared his diary to prepare full time for his upcoming state dinner with Donald Trump.

This is pre-supposing our Prime Minister can make it safely from the airport to the drive-thru McDonalds closest to the White House without dying in an act of not so random gun violence.

While the PM and the President are waiting in the armour plated presidential limousine to proceed to the second window SCOMO will be presented with his very own personalised Space Force Onesie with his name embroidered on the pocket.

In a moving ceremony involving cheese burgers Mr Trump will then thank President Moisten from Austria for coming and drop him back at the airport.


text:
SNU Open 2017

Apr 8 - 9, 2017
Gautam Buddha Nagar, Uttar Pradesh, India

Shiv Nadar University

NH91, Tehsil Dadri, Gautam Buddha Nagar, Uttar Pradesh - 201314

TT Hall, Indoor Sports Complex

SNU Open 2017 website
Capital Cubing and The Mathematics Society, SNU
WCA Delegates
Akash Rupela and Shubham Kumar

Please check the registrations tab for registration procedure. There won't be any on the spot registrations.

Registration period

Online registration opened and closed .

Registration requirements
This competition is over, click here to display the registration requirements it used.
Create a WCA account here if you don't have one.
If this is not your first competition, associate your WCA ID to your WCA account here.
Register for this competition here.
The base registration fee for this competition is ₹150 (Indian Rupee).
Event Name Best Average Citizen of Solves
3x3x3 Cube Kunal Oak 8.27 9.36 India 12.548.279.209.679.22
2x2x2 Cube Arnav Arora 1.99 2.50 India 2.222.953.882.341.99
4x4x4 Cube Aryan Chhabra 35.36 37.73 India 35.3642.4537.8735.6639.65
5x5x5 Cube Jeremy Singson 1:06.77 1:09.43 India 1:08.241:08.221:06.771:11.841:14.49
6x6x6 Cube Shivam Bansal 2:21.16 2:31.29 India 2:28.582:21.162:44.12
7x7x7 Cube Shivam Bansal 3:21.17 3:27.37 India 3:21.173:32.343:28.60
3x3x3 Blindfolded Shivam Bansal 29.78 DNF India 29.78DNF37.55
Clock Shivam Bansal 8.96 11.12 India 10.098.9612.54DNF10.73
Pyraminx Garv Soni 3.21 3.97 India
Skewb Shivam Bansal 3.96 5.32 India 3.965.91DNF4.875.19
4x4x4 Blindfolded Shivam Bansal 6:11.34 DNF India 6:11.34DNFDNF
5x5x5 Blindfolded Shivam Bansal 12:26.00 DNF India DNF12:26.00DNF

Steps Of Registration:

1) If you are a new competitor make a new WCA account by signing up with your full name with correct capitalization and correct DOB. Otherwise login with your WCA account and link your WCA ID with your WCA account if you haven't done so yet.
2) Fill the registration form on this website after clicking on the Register tab. You will be listed on the waiting list which means your registration has not been accepted yet.
3) Pay the registration amount corresponding to the number of events in which you are taking part on Cubelelo.
4) Your name will be listed in the approved list after 2-3 days after you have completed the payment on Cubelelo and registration on WCA.

For SNU Students:
i) Do 1) and 2) of above procedure.
ii) Fill this google form after which you will be contacted by delegate for verification via email.

Registration Amount:

Base Fee: Rs 150
Per- Event Fee: Rs 40

Total = Base fee + (No. of Events) * Per- Event Fee

-> Please do payment as per the number of events in which you are participating.
-> Registrations will close on 27th March 2017.

In case of any queries mail to the organisers or the delegate.

SNU Bus Service:

  • We will be providing a Bus Service on both the days of the competition.
  • The service will be available from Noida Sector-16 Metro Station at fixed time at the start and the end of both the days.
  • The cost will be tentatively Rs 100 for each one way trip.
  • Kindly fill this form (LINK) by 4th April midnight if you want to avail this facility.
  • The exact cost and contact information will be communicated to you by 6th April.

Final Schedule

Image description

1) This schedule may be modified by organisers during the competition under unexpected circumstances. Make sure to pay attention to announcements during the competition.
2) In events with Avg of 5 format, any of the first two solves should be below the cutoff time for the competitor to get all five solves otherwise the competitor gets only 2 solves. In case of Mean of 3 format the first solve should be below the cutoff time.
3) After the time limit is crossed, the attempt is stopped and is awarded “DNF” [Did Not Finish].
4) All competitors must reach the venue by 9:30 A.M. on Day 1 to attend the Introduction Session which is compulsory for all.
5) Default time limit is of 10:00 i.e. Ten minutes.
6) In special event, we will have 3 Man Team BLD. Please check our post on Facebook (LINK) for instructions

Time limit

If you reach the time limit during your solve, the judge will stop you and your result will be DNF (see Regulation A1a4).

The format describes how to determine the ranking of competitors based on their results. The list of allowed formats per event is described in Regulation 9b. See Regulation 9f for a description of each format.


text:
Stockholm Open 2013

Mar 30 - 31, 2013
Stockholm, Sweden

Tekniska museet (Museum of science)

Museivägen 7, 115 93 Stockholm

In the big hall beside the restaurant on the entrance floor

Stockholm Open 2013 website
WCA Delegate
Gunnar Kantare Krig

Gunnar Krig

Open to everyone and participate fee will be 100SEK. Late Registration may be done on site on the competition day but will cost 20SEK extra per event after the first event. Detailed information can be found on the competition's webpage.

Registration period

Online registration opened and closed .

Registration requirements
This competition is over, click here to display the registration requirements it used.
Create a WCA account here if you don't have one.
If this is not your first competition, associate your WCA ID to your WCA account here.
Register for this competition here.
Event Name Best Average Citizen of Solves
3x3x3 Cube Oskar Åsbrink 9.44 10.10 Sweden 9.4410.309.6310.3822.93
2x2x2 Cube Simon Westlund 2.34 3.82 Sweden 3.212.972.347.285.28
4x4x4 Cube Simon Westlund 31.52 NR 40.07 Sweden 41.7141.2237.2731.5242.02
3x3x3 Blindfolded Ville Seppänen 45.72 DNF Finland 45.72DNFDNF
3x3x3 One-Handed Harald Stiff 19.08 20.12 Sweden 20.3819.0820.5222.0219.47
Megaminx Simon Westlund 43.25 49.30 Sweden 52.0950.9443.2555.9044.88
Pyraminx Albin Sten 2.71 NR 4.58 NR Sweden 8.772.715.755.062.93
Square-1 Tomas Kristiansson 15.56 18.27 Sweden 15.5616.6920.7817.3421.25
3x3x3 Multi-Blind David Andersson 14/16 54:09 Sweden 14/16 54:09DNS

Time limit

If you reach the time limit during your solve, the judge will stop you and your result will be DNF (see Regulation A1a4).

The format describes how to determine the ranking of competitors based on their results. The list of allowed formats per event is described in Regulation 9b. See Regulation 9f for a description of each format.


text:
657 F2d 1356 Weaver v. G Bowers M F

657 F.2d 1356

G. Rogers BOWERS, George M. Metzger, and Joseph F. Catania,
Individually and as members of the Board of
Commissioners of Bucks County, Appellants.

No. 80-1245.

United States Court of Appeals,
Third Circuit.

Submitted on Briefs under Third Circuit Rule 12(6) Sept. 19, 1980.
Decided Sept. 8, 1981.
Rehearing and Rehearing En Banc Denied Oct. 13, 1981.

Ronald J. Smolow (argued), Groen, Smolow & Lynch, Bensalem, Pa., for appellee.

David H. Moskowitz, Mindy M. Brook (argued), Moskowitz, Zamparelli & Weiss, P. C., Langhorne, Pa., for appellants.

Submitted Under Third Circuit Rule 12(6) Sept. 19, 1980.

Before GIBBONS, WEIS and SLOVITER, Circuit Judges.

Argued In Banc May 11, 1981.

SLOVITER, Circuit Judge.

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The underlying fact situation in this case is similar to that which we considered in Marino v. Bowers, No. 80-1395, 657 F.2d 1363 (3d Cir. Sept. 8, 1981), decided today. An employee of a Pennsylvania county who was hired when his political party was in power was discharged when that party lost power. Thereafter, in Elrod v. Burns, 427 U.S. 347, 96 S.Ct. 2673, 49 L.Ed.2d 547 (1976), the Supreme Court decided patronage dismissals were unconstitutional, and the employee brought suit. Under ordinary circumstances, our holding in the Marino case that Elrod should not be applied retroactively would be determinative of this case as well. Because this case followed a significantly different procedural course than did Marino, it requires separate consideration.

Plaintiff-appellee, John Weaver, was hired in March 1972 as a park superintendent by the Bucks County Board of Commissioners,1 then controlled by a Democratic majority. At all times relevant to this litigation, Weaver was a registered member of the Democratic Party and was active in party politics. In January 1976 Weaver was discharged by the newly elected Republican-controlled board. On November 15, 1977, Weaver filed his complaint against the commissioners, individually and in their official capacities, alleging that his discharge was "solely by reason of his political party affiliation" and violated his civil rights, specifically his First Amendment right to free speech and his Fourteenth Amendment right to due process. The suit was brought under 42 U.S.C. §§ 1983, 1985, 1986, 1988.

Unlike their response in the later-filed Marino case, defendants did not file a motion to dismiss raising the nonretroactivity of the Elrod doctrine. Instead, defendants filed an answer to the complaint denying that Weaver was dismissed because of his political party affiliation and alleging instead that he was dismissed because of his lack of ability and poor work performance. Defendants also denied that Weaver's position of park superintendent was non-policymaking, thereby seeking to avoid application of the holding in Elrod v. Burns.2

In this posture the case proceeded to a bench trial before the district court for three days from April 23, 1979 to April 25, 1979. Following the trial, the court issued an opinion on May 17, 1979. After reviewing the evidence, the court found that "all of the evidence in this case points to the inescapable conclusion that plaintiff's employment was terminated because of his political affiliation only." The court found "no evidence ... of poor job performance or subordination (sic) on the part of (Weaver)", and rejected defendants' argument that Weaver was a policymaking employee. The court stated that Weaver was "nothing more than a glorified foreman, notwithstanding his job title of park superintendent." The court, relying on the Supreme Court's holding in Elrod, found the defendants liable. In an order entered the same day, May 17, 1979, the district court directed the defendants to hire Weaver immediately "at the same or similar position and salary which he had at the time of termination, with all of the rights and privileges of seniority which he would have had if the termination had not taken place." The court declined to enter a judgment for lost wages because Weaver had introduced no evidence to substantiate his claim for lost wages.

There followed a series of post-trial motions and maneuvers which need not be reviewed in detail. Weaver sought modification of the judgment to include the award of backpay which the district court had originally declined to enter, and also moved for attorney's fees (motions filed May 29, 1979). Before the district court had taken any action on these motions, defendants appealed to this court (June 6, 1979). At a conference with the district court, the district judge apparently indicated he would retain jurisdiction notwithstanding the appeal, and directed the parties to place all outstanding issues before the court. Defendants filed post-trial exceptions to the factual findings of the court (August 13, 1979). This court entered an order remanding the case to the district court to rule on the outstanding post-trial motions (October 12, 1979). Defendants then refiled their post-trial exceptions directed to the district court's factual findings (October 19, 1979). Weaver filed a motion to hold defendants in contempt because they had not yet rehired him (October 31, 1979).

On November 1, 1979, the district court filed an order denying "all motions which have been filed by the defendants since the date of trial" and scheduling a hearing on Weaver's contempt motion. On November 27, 1979, the district court ruled on Weaver's motion to amend the judgment to include a backpay award. The court stated that backpay had not originally been granted because additional information had to be submitted, that Weaver had thereafter submitted the necessary information, and that he was therefore entitled to a backpay award. The court entered judgment in the amount of $40,280.59 for backpay. In a separate opinion the same day, the court calculated that Weaver's counsel should be awarded attorney's fees in the amount of $13,200.00 and $1,213.87 for reimbursement of expenses and ordered payment.

On December 6, 1979, defendants filed post-trial exceptions in the form of a motion to amend and modify the judgment in which they contended for the first time (1) that the decision in Elrod v. Burns should be given prospective effect only, and (2) that the decisions of the district court "violate the doctrine of governmental immunity afforded to the defendant by the Constitution of the United States." Weaver sought to amend the judgment to include backpay and counsel fees for the supplemental period from July 23, 1979 to November 26, 1979 when he was rehired. By opinion and order filed January 17, 1980, the district court granted Weaver's request and supplemented the judgment by awarding additional backpay and counsel fees. The court denied defendants' motion, holding that defendants had waived their claims regarding the nonretroactivity of Elrod and immunity by raising them well after the trial. The court also indicated that the post-trial motion itself was not timely filed.

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Defendants appealed, essentially presenting four issues for review: Whether the district court erred (1) in finding that plaintiff was illegally discharged under the standards set forth in Elrod ; (2) in applying Elrod retroactively; (3) in refusing to find that defendants were immune; and (4) in dismissing defendants' immunity and nonretroactivity defenses because not timely raised.

We first address defendants' contention that the district court erred in finding that Weaver's discharge fell within the proscription of Elrod v. Burns. We have examined the record and cannot call clearly erroneous the court's finding that Weaver was dismissed because of his political affiliation. Similarly, even were the relevant inquiry whether Weaver was or was not a policymaking employee, see note 2 supra, the district court's finding that he was not is also supported by ample evidence, and is not clearly erroneous. Thus, had defendants timely raised their claim that Elrod should not be applied retroactively to cover Weaver's dismissal, the same considerations which impelled us to decide against retroactivity in Marino v. Bowers, No. 80-1395, 657 F.2d 1363 (3d Cir. Sept. 8, 1981), would be dispositive. Weaver claims, however, that we are precluded from accepting that defense because defendants' contention was not timely raised.

Defendants' claim that Elrod should not be applied retroactively attacks the legal sufficiency of the complaint. It is, as such, a defense that the complaint fails to state a claim upon which relief can be granted and should have been made no later than "at the trial on the merits". Fed.R.Civ.P. 12(h)(2). Under the scheme envisaged by Rule 12(h), challenges to the maintenance of an action are divided into three categories. The least favored category, which encompasses the defenses such as lack of jurisdiction over the person, improper venue, and improper or insufficient service of process, must be raised either before or in a responsive pleading. Fed.R.Civ.P. 12(h)(1). This permits the opposing party to address the defect at the initial stage of the litigation, when it can often be corrected in a timely fashion. In direct contrast, the third category, lack of subject matter jurisdiction, may be raised at any time, Fed.R.Civ.P. 12(h)(3), including on appeal. Trent Realty Associates v. First Federal Savings & Loan Association of Philadelphia, 657 F.2d 29 (3d Cir. 1981). Because this defect deprives the court of its power to adjudicate the controversy, it cannot be waived.

The intermediate category covering the defense at issue here is governed by Rule 12(h)(2) which provides:

A defense of failure to state a claim upon which relief can be granted, a defense of failure to join a party indispensable under Rule 19, and an objection of failure to state a legal defense to a claim may be made in any pleading permitted or ordered under Rule 7(a), or by motion for judgment on the pleadings, or at the trial on the merits.

Although Rule 12(h)(2), in contrast to Rule 12(h)(1), does not expressly provide that the covered defenses will be waived if they are not presented by the time provided, the clear purport of the rule mandates that construction, and it has been so construed. See, e. g., Brule v. Southworth, 611 F.2d 406, 409 (1st Cir. 1979); Simpson v. Providence Washington Insurance Group, 608 F.2d 1171, 1174 (9th Cir. 1979); Snead v. Department of Social Services of New York, 409 F.Supp. 995, 1000 (S.D.N.Y.1975) (three-judge court). See also 5 Wright & Miller, Federal Practice and Procedure § 1392, at 862. A contrary interpretation would effectively negate the clear design of Rule 12(h) to provide a well-defined course which litigants must follow to preserve their defenses.

We do not consider that a claim raised in a post-trial motion, even were that motion itself timely, is made "at the trial on the merits". While authority is sparse as to what constitutes presenting a defense "at" the trial, it would appear that the defense must be presented so that the court may consider whether there has been a failure to state a claim before disposition on the merits. It is desirable to raise the Rule 12(h)(2) defenses as early as possible, preferably before trial commences if the ruling could avoid any unnecessary trial time. The Rule does not mandate that course, since it permits presentation of any of these defenses "at" the trial. However, if they are raised before the conclusion of the trial, the decisionmaker, whether judge or jury, may be spared the time and effort of reaching a conclusion. As the court stated in Snead v. Department of Social Services of New York, 409 F.Supp. 995, 1000 (S.D.N.Y.1975) (three-judge court):

The clear thrust of the Rule is that a failure to state a claim may be raised at any time before a disposition on the merits but not after. Any other construction would not only add to intolerable delay, but create uncertainty as to the validity of a final judgment on the merits. (emphasis in original).

In Black, Sivalls & Bryson, Inc. v. Shondell, 174 F.2d 587, 590-91 (8th Cir. 1949), the court stated that a defense of failure to state a claim made in defendant's motion for judgment notwithstanding the verdict was waived because it was made "after the trial and not on the trial." Similarly, in Jordan v. Weaver, 472 F.2d 985, 995 (7th Cir. 1973), rev'd on other grounds, Edelman v. Jordan, 415 U.S. 651, 94 S.Ct. 1347, 39 L.Ed.2d 662 (1974), the court considered precisely the issue before us, i. e., the retroactivity of a Supreme Court constitutional ruling, and stated that because this ground was not presented to the district judge before the entry of judgment, it came too late. It must be noted, however, that the court then proceeded to consider and reject the merits of the defendant's assertion that the ruling should be accorded only prospective effect. Id. at 995-96.

Therefore, we agree with Weaver that defendants' claim that Elrod v. Burns should be applied only prospectively was presented untimely because it was not raised until substantially after the conclusion of the trial. We must next determine whether this untimeliness is so fundamental a defect so as to deprive us of the power to consider defendants' claim. We have found little analysis on this issue elsewhere. We note, however, that there have been cases in which the defense of failure to join an indispensable party has been considered despite the failure of the movant to raise it "at the trial". See Martinez Moll v. Levitt & Sons of Puerto Rico Inc., 583 F.2d 565 (1st Cir. 1978); Provident Tradesmens Bank & Trust Co. v. Lumbermens Mutual Casualty Co., 365 F.2d 802 (3d Cir. 1966), rev'd on other grounds sub nom. Provident Tradesmens Bank & Trust Co. v. Patterson, 390 U.S. 102, 88 S.Ct. 733, 19 L.Ed.2d 936 (1968); McShan v. Sherrill, 283 F.2d 462 (9th Cir. 1960). While these cases may have analogized the absence of an indispensable party to a lack of subject matter jurisdiction, see 5 Wright & Miller, Federal Practice and Procedure § 1392, at 862, an issue we need not resolve here, Rule 12(h)(2) places the defenses of absence of an indispensable party and failure to state a claim in the same category in establishing when they must be presented.3

We find some assistance in considering this issue in a recent Supreme Court case which reaffirms the inherent power of the court to consider certain legal issues as required by the interests of justice despite the failure of the parties to preserve them in a timely fashion. In City of Newport v. Fact Concerts, Inc., --- U.S. ----, 101 S.Ct. 2748, 69 L.Ed.2d 616 (1981), defendant city failed to follow the procedure required under Rule 51 of the Federal Rules of Civil Procedure to challenge the jury instructions regarding assessment of punitive damages. Nonetheless, the Supreme Court reached the merits of the issue, and stated: "Because the District Court reached and fully adjudicated the merits, and the Court of Appeals did not disagree with that adjudication, no interests in fair and effective trial administration advanced by Rule 51 would be served if we refused now to reach the merits ourselves." Id. at 2754 (footnote omitted). The Court declined to limit the exception to Rule 51 to instances of "plain error", and also noted the novelty and importance of the punitive damages issue involved in that case. The Court concluded: "In light of all these factors, we conclude that restricting our review to the plain error standard would serve neither to promote the interests of justice nor to advance efficient judicial administration." Id. at 2754 (footnote omitted).

We believe that in unusual circumstances the courts of appeals also have inherent power to reach issues although not timely raised below. We have previously done so when the occasion warranted. See, e. g., Spicer v. Hilton, 618 F.2d 232, 239-41 (3d Cir. 1980); Allen v. Aytch, 535 F.2d 817, 819-21 (3d Cir. 1976); United States ex rel. Gittlemacker v. County of Philadelphia, 413 F.2d 84, 86-87 (3d Cir. 1969), cert. denied, 396 U.S. 1046, 90 S.Ct. 696, 24 L.Ed.2d 691 (1970).

Thus we proceed to consider whether this is an appropriate case in which to exercise our power in this regard. At the outset, it must be noted that the reasons given by defendants for their failure to raise the nonretroactivity issue are unpersuasive. Before the trial in this case commenced, other courts had already dealt with the question of the retroactivity of Elrod, and had decided that issue in favor of defendants' position. See Ramey v. Harber, 589 F.2d 753 (4th Cir. 1978), cert. denied, 442 U.S. 910, 99 S.Ct. 2823, 61 L.Ed.2d 275 (1979); Litwhiler v. Hidlay, 429 F.Supp. 984 (M.D.Pa.1977). In fact, another judge in the district in which this case was pending had considered and filed a reported decision on this very issue. See Retail Clerks International v. Leonard, 450 F.Supp. 663 (E.D.Pa.1978). Although that court found in favor of retroactivity, it should nonetheless have put defendants on notice of the possibility of raising that defense.4

Viewing the equities from Weaver's perspective, defendants' failure to raise the claim in a timely fashion obliged Weaver to expend the effort and expense of a trial and numerous post-trial motions which might have been avoided had the claim of nonretroactivity been presented to the district court and been decided favorably to defendants. On the other hand, we cannot ignore the somewhat ironic fact that because defendants failed to raise this claim, Weaver was enabled to succeed on the merits and as a result has been reemployed by defendants since November 1979, a job he otherwise would not have had.

In this case, therefore, it is not the individual interests of the litigants which impel us to exercise our power to reach the merits of the issue of the retroactivity of Elrod in this case. We are constrained to do so to vindicate one of the most fundamental jurisprudential concerns, evenhandedness in the administration of justice. The ultimate foundation of our system of law and order is the public's peaceful acceptance of and acquiescence in judicial decisions. A bulwark of this public support is the public's confidence that the courts strive to effect justice or at least substantial justice. Through a coincidence of timing, Weaver's case, filed two years before Marino's, appeared on the docket of this court at approximately the same time as Marino's, and was therefore scheduled for argument at the same time. Both men had been in similar situations, having been hired by the same municipal entity at approximately the same time by the same Democratic administration and fired at approximately the same time when the Republican administration took over. We believe that the importance of evenhandedness in application of significant legal rulings overrides the necessity of following the rules of pleading in this unusual instance. We do not decide what the result would have been had Weaver's case reached us before our decision in Marino or at some other time under some other circumstances.

We take this occasion to reiterate that all litigants must strictly observe the time requirements imposed by the Federal Rules of Civil Procedure; we limit our decision to the unusual situation at hand. Accordingly, we will reach the merits of the nonretroactivity defense and apply today's ruling in Marino v. Bowers in this case as well. We will reverse the judgment of the district court which applied the Elrod decision retroactively, and direct that judgment be entered for defendants.5

Because we view defendants' failure to raise the nonretroactivity issue in a timely fashion to have been without legal justification, we consider this to be an appropriate occasion to direct that defendants, notwithstanding their status as the ultimate prevailing parties, pay Weaver's costs on this appeal. See Fed.R.App.Proc. 39(a) (costs of appeal are taxed against nonprevailing party unless court directs otherwise). Other courts have exercised their power to do so in similar situations. Dailey v. Payne, 22 Fed.R.Serv.2d 199, 201 (4th Cir. 1976); Thompson v. Sun Oil Co., 523 F.2d 647, 650 & n.4 (8th Cir. 1975); McEnteggart v. Cataldo, 451 F.2d 1109, 1112 (1st Cir. 1971), cert. denied, 408 U.S. 943, 92 S.Ct. 2878, 33 L.Ed.2d 767 (1972); Harris Truck Lines, Inc. v. Cherry Meat Packers, Inc., 303 F.2d 609, 612 (7th Cir.), vacated on other grounds, 371 U.S. 215, 83 S.Ct. 283, 9 L.Ed.2d 261 (1962). In addition, because defendants' lack of diligence may have been responsible for unnecessary proceedings below, we will direct that they be required to recompense Weaver for all court costs, exclusive of counsel fee, incurred in the district court post-trial proceedings.

Accordingly, this case will be remanded for such further proceedings in accordance with this opinion.

WEIS, Circuit Judge, with whom GIBBONS, Circuit Judge, joins, dissenting.

For the reasons stated in my dissenting opinion in Marino v. Bowers, No. 80-1395, 657 F.2d 1363, decided this day, I would hold that Elrod v. Burns, 427 U.S. 347, 96 S.Ct. 2673, 49 L.Ed.2d 547 (1976), should be applied retroactively and, hence, would affirm the judgment of the district court. The "evenhandedness in the administration of justice" which the court applies in vacating Weaver's judgment because recovery was also denied to Marino, demonstrates once again the difficulty with the concept of nonretroactivity. Weaver may well wonder why "evenhandedness" requires that he be treated the same as Marino, but unlike the successful plaintiffs in Elrod v. Burns, and indeed, unlike scores of other public employees who were discharged under similar circumstances just a few months later.

For the period 1974-76, Weaver's immediate supervisor was Marino, plaintiff in Marino v. Bowers

Although some language in Elrod v. Burns could have been construed as limiting its holding to non-policymaking officials, the Supreme Court subsequently ruled in Branti v. Finkel, 445 U.S. 507, 518, 100 S.Ct. 1287, 1295, 63 L.Ed.2d 574 (1980), that the "ultimate inquiry" is "whether the hiring authority can demonstrate that party affiliation is an appropriate requirement for the effective performance of the public office involved."

A possible basis for distinguishing between the two defenses in this regard is that the analysis which must be undertaken under Rule 19 includes consideration of the time and expense of a completed trial, if any. Provident Tradesmens Bank & Trust Co. v. Patterson, 390 U.S. 102, 111, 88 S.Ct. 733, 738, 19 L.Ed.2d 936 (1968)

We cannot resist observing that throughout the post-trial proceedings defendants consistently sought to strictly apply various time requirements against Weaver

In light of our disposition of this case on the retroactivity issue, we need not reach defendants' contentions with regard to their immunity


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Getting in early for Christmas shopping

File Image/SunLive.

Kiwis are getting more organised when it comes to Christmas shopping, are big on self-gifting and Canterbury shoppers love Christmas the most, according to a recent Trade Me survey.

Head of Trade Me Marketplace Lisa Stewart says over 2100 New Zealanders took part in the annual survey, which sought to find out more about Kiwi shopping behaviour during the festive season.

"As a country, we’re actually getting more organised every year when it comes to Christmas shopping. This year, 51 per cent of us already had our presents bought, wrapped, and under the tree before December even began - that compares to just 46 per cent last year.

"One in four of us are really organised this year and had all of our shopping wrapped up by the end of October. Around 27 per cent of us avoid the Christmas rush and have our shopping all finished in November."

Lisa says Christmas shopping doesn’t come cheap, and it’s an expensive time of year for most Kiwis.

"We all feel the financial pinch around this time of year. It’s no surprise, given 38 per cent of us will spend $25-$50 on each gift, and one-third of us are set to drop $200-$500 on our total Christmas present spend."

Kiwis admit buying for themselves

"About 47 per cent of Kiwis admitted to getting distracted while Christmas shopping, buying things for themselves instead."

Lisa says females are more likely than men to buy for themselves when Christmas shopping, with 48 per cent of women saying they are likely to get a little something, compared to 45 per cent of men.

Partners the hardest to buy for

Shoppers say their partners were the trickiest to buy for.

"Many of us stress about getting the perfect gift for those who are closest to us. There are any number of factors that can contribute to this, from partners who put a spanner in the Christmas shopping by just buying themselves what they want immediately, to those who can be fussy or just don’t seem to want anything."

Lisa says kids, on the other hand, were a walk in the park, with 36 per cent of Kiwis saying kids were the easiest to buy for at Christmas. Kids make it pretty clear what they want, and handily they often write a pretty comprehensive list for their parents and family to pick through."

‘Tis the season for secondhand gifts

"One-third of Kiwis told us that they’ll buy at least one secondhand gift this Christmas. While some of us do it to save money, 31 per cent said they were buying secondhand gifts this year to help the environment."

Lisa says secondhand gift-giving was on the rise and it’s likely to continue.

“We reckon this trend will grow in years to come as more Kiwis become environmentally conscious and try to do their bit to reduce waste.”

All I (don’t) want for Christmas

Lisa says candles and socks were called out as the worst gifts to receive.

"From what Kiwis have told us, the low-imagination options of candles, socks or old chocolate probably won’t go down very well this Christmas - best to rethink your options if that was the plan!

"Electronics, on the other hand, are at the top of Christmas wish list this year, along with clothing and books."

Kiwis give back at Christmas time

"We’re a generous bunch when it comes to giving-back at Christmas time, and many of us recognise that for some it can be a tough time of year.

"It’s heartwarming to see that 52 per cent of Kiwis give their time or money to charity during the festive season."

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Watching the autumn earnings season play out feels a bit like watching a pre-Christmas pantomime performance: the surprises are not so surprising, and you pretty much know how it’s going to end.

After a month of analysts cutting their estimates for third-quarter earnings, companies have now started to report results. Lo and behold, most of them are managing to beat those freshly lowered expectations. So far the earnings season has confirmed Lars’s view that it will not move the needle in the macro debate. US stocks are on track for another quarter of slightly positive earnings growth numbers.

Investors also tend to look particularly closely at company guidance statements, but unfortunately the records show fewer and fewer companies are issuing guidance. Given the binary nature of the macro outlook, who can blame them?

Perhaps the best thing one can say about this earnings season is that the headline numbers obscure a slightly stronger picture of underlying earnings. The median company should end up reporting a somewhat more impressive 5-6% year-over-year growth rate.

Overall, though, it seems likely that while this quarter’s reporting season won’t be bad enough to worry the bears, it won’t be good enough to get the bulls excited either.

Tempered short

So has the earnings story left us more bullish or bearish in our portfolios? After having been chickens for a few weeks, with a neutral equity position, we went short equities last week on a tactical and medium-term basis with a half-size conviction. Equities are close to their all-time peak, but uncertainty has significantly increased.

Our economists see a 30% chance of a global recession in the next 12 months and we are increasingly convinced we are late in the cycle. Yet while we have a cautious global economic outlook with risks tilted to the downside, Tim explained in his latest blog that if a US recession occurs soon it’s likely to be mild. We are not wholly bearish, therefore.

The buy-the-dip mentality that we’ve had for the past few years may nevertheless not be the right approach going forward. Manufacturing is already in a mild recession and this could disproportionally impact corporate earnings in future quarters. Our base case is for modestly negative earnings growth next year. That won’t be a tragedy in itself, but it does increase the market’s vulnerability.

On top of that, next year’s US presidential election looks set to be a spectacle of political theatre in its own right, with the possibility of more negative rhetoric on China from both Donald Trump and Democrats in the campaign, given that the party’s present front runner Elizabeth Warren is also a China hawk. The market could at some point contemplate the risk of a sharp move to the political left in the US, dependent on how Warren fares in the polls.

So, in the panto spirit, does a steady quarterly earnings season mean that risk is behind us? Oh no, it’s not.


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Tuesday, June 30, 2009

Crazy busy

Haven't had time to read blogs let alone post, anybody got a clue who M jackson was that died?, seems there is a lot of fuss about him, I dunno, gotta run

Monday, June 22, 2009

Good Advice from Joe

The day is coming where pretty much everything we want will be forbidden or rationed might as well stock up now.

Now I have an excuse to order that Al Mar Falcon
New Blog

He makes good points even if he is a lawyer

Thursday, June 18, 2009

Low cost defense

Wasp Spray
I have a friend who is a receptionist in a church in a high risk area who was concerned about someone coming into the office on Monday to rob them when they were counting the collection. She asked the local police department about using pepper spray and they recommended to her that she get a can of wasp spray instead. The wasp spray, they told her, can shoot up to twenty feet away and is a lot more accurate, while with the pepper spray they have to get too close to you and could overpower you. The wasp spray temporarily blinds an attacker until they get to the hospital for an antidote. She keeps a can on her desk in the office and it doesn't attract attention from people like a can of pepper spray would. She also keeps one nearby at home for home protection. Thought this was interesting and might be of use...

And it does kill bugs
Hmm didn't make headlines when she broke her face

Monday, June 15, 2009

A Reminder about Safe Direction

Received via email (no other details, it appears he really got lucky) Per The Armed School Teacher this may have been from a 12 GA,(see comments) I added the shoe photo, that came with the other, it does not appear to be big enough for a 12 ga resting on the foot, (but entry holes can be deceiving) if it was indeed a 12 ga, this idiot was really lucky. From the above book, close contact shots usually are a bit more devastating.

Thursday, June 11, 2009

Says he respects the Military

Graduating midshipmen of the U.S. Naval Academy in Annapolis are being told in writing to leave at home or in their vehicles all "ceremonial swords" and anything else "that might be considered a weapon or a threat by screeners" for Friday's outdoor commencement ceremonies featuring an address by President Barack Obama.
Inside the Beltway has obtained the academy's list of prohibited items for this year's graduation exercises, which, besides ceremonial swords, includes umbrellas.
Yes, cell phones and texting are still allowed.

If the C&C fears the weapons of his own military, then he must go into PSH over mere citizens having any. It is going to be a wild & crazy ride my friends.

HT to Tam

Saturday, June 06, 2009

How do stand against tanks?

Reading "Tactics of the Crecent Moon" by H. John Poole

Friday, June 05, 2009

Expanded Range

Heavy rain the other night prevented him from gettin done, but the right side should be done by first of the week, we shoot to the east, & I have about 100 feet of woods behind the backstop. Hard to believe there is over $2500 of dirt there

Thursday, June 04, 2009

B.O.H.I.C.A. ?

Well it's no wonder there is no ammo, that it is being bought as fast as it hits store shelves, they want to to an end around on the 2nd amendment.
David Carradine found dead in Bangkok

That was a bit of a surprise

Wednesday, June 03, 2009

Monday, June 01, 2009

Cutting grass will get you arrested

The government keeps telling people to take part, sort of play it forward, but when they do it seems the reward is a fine

About 12 dumptruck loads so far, suppose to be 10 more today, & hopefully the "new" range will be done, we will go from around 24 feet to around 50 feet of back stop, with wings, although we won't be able to shoot south, we will be able to shoot north as well as east, & it will be a bout 2 foot taller. While he is here I'm having in put a compacted dirt pad in so we can add a yard barn for target storage etc right behind the pistol line.

The expansion started last year but equipment & weather have delayed completion, we had the extended base in last august, now it's just filling in compacting & getting the frontal angle right, & getting it high enough

But anyway I'm excited to see it getting done


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Friday, October 25, 2013

As a matter of fact, most of are

Writer asks if gun owners should be part of the reserves

(a) The militia of the United States consists of all able-bodied males at least 17 years of age and, except as provided in section 313 of title 32, under 45 years of age who are, or who have made a declaration of intention to become, citizens of the United States and of female citizens of the United States who are members of the National Guard.
(b) The classes of the militia are—
(1) the organized militia, which consists of the National Guard and the Naval Militia; and


text:
Click 'Allow' to play Raft Wars 2!
Click the Lock icon and change Block to Allow to play Raft Wars 2.
1. Click the i or lock-icon top left in the Chrome address bar.
2. In the Flash dropdown, select 'Allow'
3. Refresh the page.
Click 'Always allow' to play Raft Wars 2!
If you don't see the Flash option above, you can still enable Flash as follows:
  1. Open a new tab and go to
  2. Change Block (default) to Allow in the Flash section
  3. Reload the page

This game is using Flash! After the 31st of July 2019, your internet browser might start blocking Flash, especially if you use Google Chrome. This means you'll have to activate it to play this game.

About Raft Wars 2

Raft Wars 2 is the upgraded version of Raft Wars – one of the very special shooting games. In the game, players join in the shooting battle on the sea. When you play raft wars game, you can calculate the height, the field of view, fire power to kill your opponents.

How to play Raft Wars 2

  • This game only requires you to use the mouse.
  • Move the mouse to aim your shot and click the mouse to fire your weapon.

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