text:
HUD loan program enables Native homeownership

Former Reporter
10/30/2017 08:00 AM
Main Cherokee Phoenix
A map of the United States showing Section 184 home loan approvals in each state as of March 31, 2016, the most recent map the Housing and Urban Development has. In Oklahoma, nearly 15,000 home loans were fully approved. HOUSING AND URBAN DEVELOPMENT
TAHLEQUAH, Okla. – Many Native Americans may qualify for home loans via a U.S. Housing and Urban Development program that’s existed for more than two decades. The Section 184 Indian Home Loan Guarantee Program has flexible underwriting, isn’t credit-score based and is Native-specific.

Congress established it in 1992 to facilitate homeownership in Indian Country, and some of its benefits include low down payments and no private mortgage insurance.

“I just think it’s a great program, and I bought my own house doing this,” Angi Hayes, a loan originator for 1st Tribal Lending in Tahlequah, said. “I just think it’s so wonderful, (a) program that more people should be aware of and definitely the tribes should be aware of.”

She said her office is one branch of a nationwide company specializing in 184 loans.

“Where I work, we’re probably the most experienced nationwide, meaning that we do more (184 loans) than probably any other lender,” Hayes said. “There’s a lot of reasons that it’s probably better than FHA (Federal Housing Administration), USDA (U.S. Department of Agriculture) or conventional loan. A lot of times it’s cheaper up front. For instance, FHA is going to charge you 3.5 percent down. We charge 2.25 percent.”

Hayes said in Oklahoma the maximum loan she can currently offer is $271,050. “The borrower is bringing in that other 2.25 percent, so the $271,050 is not the largest purchase price you can have, it’s just the largest loan amount I can do.”

Hayes said there is also no income limit to the loan.

“That’s probably the biggest misconception with the 184 loan, that usually being involved with your tribe or with status as Native American, they usually tend to be a low or moderate-income situation,” she said. “The beautiful thing about the 184 is that it is not low-income and it is not just for first-time homebuyers.”

Hayes said while HUD doesn’t require a particular credit score to qualify, she needs a credit report to determine an applicant’s debt-to-income ratio. She also needs pay stubs, tax and bank statements and at least two forms of credit with 12 months worth of following.

“I will tell folks I’m not a credit counselor, but because of the way we do our approvals, when I pull credit I’m looking at the meat of the report,” she said. “Basically, you add your income and the debt on your credit report and you add it to the proposed house payment. Those two things together cannot be more than 41 percent of your total gross income. That’s how I determine how much you’re approved for.”

Hayes said for those with past financial or credit issues, the 184 loan could be the best option.

“I’m looking for no late payments in the last 12 months,” she said. “Judgments, you have to be two years out from the time it was filed and paid. We want no collections with balances unless you have proof that you have paid at least 12 months on it. If you want to look at it common sense, what I tell folks is that we don’t want to hold your bad history against you.”

The 184 loan also has a low down payment requirement of 2.25 percent for loans more than $50,000 and 1.25 percent for loans less than $50,000 and charges .25 percent annually for private mortgage insurance. Once the loan value reaches 78 percent, the insurance can be dropped. The buyer also pays a single, 1.5 percent loan fee, which can be paid in cash but is usually added into the loan amount.

Hayes said she’s happy to help build financial plans with applicants depending on their needs.

“If I have somebody walk in, I first want to find out what their goals are,” she said. “If the borrowers want to apply themselves, I’m going to give them the tools that they need to know when they’re ready to purchase. If they just want to do a straight purchase, I highly advise people to get pre-approved before they start looking at property, simply because they may be looking at something that is way over or way under their budget.”

The loan can also be used to refinance an existing home mortgage, Shay Smith, director of the tribe's Small Business Assistance Center, said.

Another attraction is that it can be combined into the tribe’s Mortgage Assistance Program for home purchases. The MAP helps citizens prepare for homeownership with individualized credit coaching and classroom training and provides down payment assistance ranging from $10,000 to $20,000 for first time homebuyers. However, MAP applicants must meet income guidelines, be first-time homebuyers, complete the necessary paperwork and applications and complete the homebuyer’s training classes.

How Section 184 Works

The Office of Loan Guarantee within HUD’s Office of Native American Programs guarantees the Section 184 home mortgage loans made to Native borrowers. The loan guarantee assures the lender that its investment will be repaid in full in the event of foreclosure.

The borrower applies for the Section 184 loan with a participating lender, and works with the tribe and Bureau of Indian Affairs if leasing tribal land. The lender then evaluates the necessary loan documentation and submits the loan for approval to HUD’s Office of Loan Guarantee.

The loan is limited to single-family housing (1-4 units), and fixed-rate loans for 30 years of less. Neither adjustable rate mortgages (ARMs) nor commercial buildings are eligible for Section 184 loans. Maximum loan limits vary by county.

Eligible Borrowers

• American Indians or Alaska Natives who are citizens of a federally recognized tribe

• Federally recognized Indian tribes

• Tribally designated housing entities

• Indian Housing Authorities

Loans must be made in an eligible area. The program has grown to include eligible areas beyond tribal trust land.

Mortgage Assistance Program income guidelines:

Family Size: Maximum Income

1 – $38,080

2 – $43,520

3 – $48,960

4 – $54,400

5 – $58,752

6 – $63,104

7 – $67,456

8 – $71,808

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OPINION: Raising wages for our teachers is the right thing to do

Principal Chief
04/01/2018 02:00 PM
As the chief of the Cherokee Nation and the son of public schoolteachers, it has troubled me to see the inaction at the state level as teachers across our great state struggle. The time for action is now, and the CN is taking the lead by granting our certified teachers the pay raise they deserve.

Recently, I proposed – and the Tribal Council approved – a lump sum payment of $5,000 to all certified teachers, effective immediately. Additionally, certified teacher pay will increase by $5,000, effective the beginning of teacher contracts in fiscal year 2018-19.

Over the past decade, the state of Oklahoma has made drastic budget cuts to public education. At the same time, teachers continue to meet additional demands beyond simply fulfilling the daily lesson plans. From monitoring student safety to test preparation to finding ways to help students in need of food or school supplies, Oklahoma teachers go above and beyond the call of duty each day and with fewer resources each year.

We have the best colleges in Oklahoma (several in our jurisdiction such as Northeastern State University and Rogers State University), which train our brightest minds for the educational workforce. Yet, sadly, when they graduate, they often leave to teach in other states or are forced to leave the children they love teaching for higher-paying jobs. The state absolutely must address teacher pay this legislative session because we are in a crisis. However, the CN will not wait any longer.

This pay raise is in keeping with the CN’s longstanding commitment and support of public education. We started the first institution of higher learning for females west of the Mississippi River. We established a system of free public education well before Oklahoma statehood. We continue to achieve excellence today at Sequoyah High School, the Cherokee Immersion Charter School and through our support of public schools and students across northeastern Oklahoma.

In addition, we recently issued $5.4 million to 108 schools through our car tag compact. The amount given annually has doubled since 2010, and since 2003, the CN has contributed more than $50 million to public education through the compact.

The CN is unwavering in its commitment to public schools, students and teachers. Our pay raise reaffirms that commitment and, I hope, sends a message to state leaders that they should follow the CN’s lead and raise pay for all certified teachers in the state. The CN understands the role of teachers. It is a profession that we know is of extreme value and importance. Teachers impact so many lives and should be rewarded as such.

Multimedia Editor – @cp_mdreadfulwat
09/30/2018 10:45 PM
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Body recovery

Anne Arundel Police recovered the body of a drowning victim, center, at the Fort Meade Road (Rt. 198) overpass at the Patuxent River. Authorities opened the flood gates at the Rocky Gorge Dam to release high water down stream to the Patuxent River. Last night's heavy rain storm created the threat of flood and caused the evacuation of businesses and homes in the Historic District of Laurel.
Kenneth K. Lam, Baltimore Sun
Copyright © 2018, Chicago Tribune


text:
A high school principal suspended in November for allowing a student to pray over the public-address system has been reinstated with back pay by a county judge.

"I felt very good and very happy to see the students, parents and teachers," Bishop Knox said Monday, his first day back on the job. "The judge's decision was the right decision. I hadn't violated the Constitution, state law or the guidelines of the school board."

Knox noted, however, that the Jackson school board intends to appeal to the Mississippi Supreme Court the order issued by Hinds County Court Judge W.O. Dillard.

The controversy arose after Wingfield High School students approached the principal and asked for permission to pray over the school intercom "for the betterment of their school," Knox said.

Knox said he sought guidance from the district superintendent and deputy superintendent, who referred him to the district's attorney. Although the attorney advised Knox against allowing the student-led prayer, Knox felt he had the liberty to use his judgment.

At a hearing conducted by the district last fall, Knox said he based his decision on his research of U.S. Supreme Court cases from the 1960s involving school prayer. The principal gave the student council guidelines for the prayer that said the prayer must be "brief, non-sectarian and non-proselytizing."

The student council took the issue to a schoolwide vote. Of 586 voting, 490 favored the student-initiated prayer.

Knox was then fired by the district. However, the school board decided the principal had not been insubordinate, so it opted to only suspend him for the rest of the school year.

Copyright © 2018, Chicago Tribune


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Köp Nu Den Stora 2018 Köp Nu Försäljning Nu Köp Tennis Andrew Wiggins Minnesota Timberwolves Fanatics Branded Backer Name Flash & Number T-Shirt - Navy korall rabatt på nätet 83z0Zi

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  • Regular Fit: Not too slim, not too loose. Designed with a relaxed fit through shoulders, chest and waist.
  • Material: 100% Cotton
  • Heat-sealed graphics
  • Short sleeve
  • Machine wash, tumble dry low
  • Tagless Collar
  • Officially licensed
  • Imported
  • Brand: Fanatics Branded
DescriptionYou love to watch Andrew Wiggins from the Minnesota Timberwolves play all the time, no matter if it's home or away. Now you can share your enthusiasm in a new way when you put on this Andrew Wiggins Minnesota Timberwolves Backer Name and Number T-shirt from Fanatics Branded. It features awesome graphics on the front and back which makes this the perfect tee to show that your allegiance to the Minnesota Timberwolves and Andrew Wiggins will never falter.

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Nutrition tips for busy back to school activities

Lindsey Smith, RD, LD

Up close and personal: My experience with the MiniMed 670G System

Read about first hand experience with the MiniMed 670G pump and sensor system from Children's Diabetes Educator, Lindsay Nicol.

Insurance and diabetes

Learn how to navigate your insurance benefits to plan ahead for your child with Type 1 Diabetes!

Nutrition tips for an on-the-go summer!

Preparing for busy travel, summer camps, and activities this summer? Check out these tips for inexpensive and healthy summer eating with T1D!

Communicating with teens with T1D

Sarah Jerstad, LP PhD and Chelsea Weinstein, LICSW

Diabetes technology update

Tiina Salo, RN, CDE

Traveling with diabetes

Erika Kuno, RN

Sick day management for type 1 diabetes

As cold and flu season rapidly approaches, make sure you are prepared to manage illness and ketones for your child with T1D!

Holiday eating tips with type 1 diabetes

Small changes to understand portion sizes and carbohydrate amounts can go a long way without giving up favorite foods and keeping your BG in target.

Depression and diabetes

Living with a chronic disease is difficult and can be overwhelming for many youth. Know the signs and symptoms of depression to help your child with T1D.


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Insurance Shouldn't Be Scary

Don't Get A Fright At Renewal Time

Is the thought of getting your car insurance sorted sending cold shivers down your spine? It can seem like scary situations are all around particularly if you get an unnatural car insurance quote. We’ve all experienced that faithful moment when we resemble a character from something like "The Ring" or even "Clarice Starling" as we review what you are being quoted for cover. These experiences could cause us to start suffering from a case of metathesiophobia (fear of changing). But much like the best scary stories there is help on hand.

Much like that one character in a classic movie who doesn’t notice "Freddie", "Jason" or "Jigsaw" lurking behind us, we can become oblivious to the fact that something is amiss with the insurance quote we are being offered by our current insurance provider.

But switching your car insurance provider is more straight forward and less scary than you might think. So perhaps it’s time you become the "Sidney Prescott", "Ellen Ripley" or "Rick Grimes" of your insurance story by taking control of the situation and choosing your own motor insurance destiny?

Like most scary stories, your fears of changing insurers or looking for new car insurance can be challenged if you look at things from a calmer perspective. Let look at some of the fears you might have about car insurance.

4 Common Car Insurance Fears

Switching insurer might mean you lose out
For many of us the thoughts of changing insurers can be the scariest part of car insurance. Although your current insurer has raised the cost of your cover you might think that you will encounter issues and bad experiences by trying to switch. But this shouldn't be the case as it can be a simple process to switch your cover. If you are looking for some extra security why not choose to a broker? A broker, like Chill Insurance, can help you find cover with a number of different insurers and do all the hard work for you if you need to make a claim or decide to switch insurers for better cover.
Thought of having to use your insurance
No one wants to have to use their insurance as the thought of having to dealing with the various parties involved can make your stomach churn. You should instead think of your insurer or broker as the trusty friend or sidekick who is there to help you through process. They are there to help you and will act as a calming and reassuring influence on proceedings.
Hassle of making a claim
This brings us onto the misconception that it can be scary to have to make a claim. For some of us it can be a case of, to quote the wordsmith Homer Jay Simpson, "Can’t someone else do it" due to the supposed hassle of having to deal with your insurer. But rest assured that if you do have to make a claim your insurer will be there to help. Choosing to go with a broker gives you additional support as they are there from quote to claim and everything in between.
You have to go alone
The staple of any horror movie is that the hero has to make the final decision on their own with no support from anyone else and this can seem like it’s the same when it comes to arranging car insurance. But this isn’t true. Your insurers, or broker, will be there to help you with any questions you might have about your cover or if something happens during the life time of your policy.

What You Can Do

Arranging a car insurance policy can sometimes seem daunting and might feel like it has the same amount of jumpy moments as a scary movie at times but this doesn’t have to be the case. Like any third act turnaround isn't it time that you took control of the situation and became the hero of your own car insurance story.


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Thanks for doing business with Chip Weiner Photographic Arts. I hope that the service you receive or the classes you take are of great value to you. If so, please tell your friends. If not please tell me! I will do my best to make it right.


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Student education is the primary goal of research in chemistry at URI. The PhD degree is research based, and all undergraduate students are encouraged to get involved in research early and stay involved throughout their studies.

Shared Instrument Facilities

Teknor-Apex Lab

The Teknor-Apex Laboratory, located in the Beaupre Center, is our main shared-research area, housing state-of-the-art analytical instrumentation.

INBRE Centralized Research Core Facility

This NIH-funded shared resource for biomedical research is housed in the URI College of Pharmacy, which is near the Beaupre Center.

Electron Microscope

EPSCoR Shared Research Facilities

The NSF has funded several core instrument facilities at URI for research in fields such as nanoscience, proteomics, and high performance computing.


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Sports Injury Treatment Latham, NY

See how Dr. Richard Jankunas can help you

Staying active is so important in staying healthy, but sometimes we overdo it or get injured during our workouts. The good news is that chiropractic is the perfect way to get back to your active levels and keep your body running smoothly.

At Choice One Chiropractic, we've helped many people in Latham, NY recover from sports injuries.

Watch our video on sports and chiropractic, and then give our office a call at (518) 783-3154 to see how we can help you get back on the road to health!


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Cream that is not made with Cow's milk

pagal | Nov 24, 201412:22 PM

This thanksgiving I will be cooking for someone who has a problem with cow's milk. They told me that goat milk and sheep milk are fine, so I will be buying some goat butter.

I am also making a tart that calls for half and half as one of the ingredients for the filling. Can I get cream made from goat's milk or sheep's milk? Is there another alternative?

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Dragon Boat Races Funding Cancer Research

Manitoba Dragon Boat Festival
A team paddles down the Assiniboine River on Friday, September 13, 2013 during the FMG Manitoba Dragon Boat Festival. (TED GRANT / CHRISD.CA)

More than 90 teams are registered this year to race down the river in the 2013 FMG Manitoba Dragon Boat Festival.

The races began on Friday and run through Sunday in support of the CancerCare Manitoba Foundation and the Children’s Hospital Foundation of Manitoba. Funds raised stay in the province to support research, care and support for Manitoba children living with cancer.

A coronation toss is planned for Sunday at 2:30 p.m. at The Forks’ waterfront to commemorate loved ones who lost their battle with cancer.

Racing goes until 6 p.m. today and 9 a.m. to 4 p.m. on Sunday.

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ChrisD.ca is Winnipeg's only independent digital news outlet, producing reliable journalism and localized content since 2007. As we grow as a company, so do our expenses into creating the news, sports and entertainment coverage you've come to expect from us. We ask that if you enjoyed reading this article that you consider making a small donation towards our efforts. It would be greatly appreciated in helping us reinvest to expand our reach and hire additional freelance reporters and photographers. Thank you!

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Hedley Brings ‘Cageless Tour’ to Winnipeg, Brandon

Hedley Brings ‘Cageless Tour’ to Winnipeg, Brandon

Canadian rockers Hedley will kickoff their Cageless Tour 2018 with a pair of Manitoba dates early next year.

The platinum-selling chart-toppers will first bring their show to Brandon’s Westman Place on Friday, February 16. Winnipeg fans can get their Hedley fix on Saturday, March 17 at Bell MTS Place.

The tour includes special guests Shawn Hook and Neon Dreams.

Tickets go on sale Friday, September 29 at 10 a.m. through Ticketmaster for the Winnipeg show, and at the Keystone Centre box office in Brandon.

Pssst, while you're here...
ChrisD.ca is Winnipeg's only independent digital news outlet, producing reliable journalism and localized content since 2007. As we grow as a company, so do our expenses into creating the news, sports and entertainment coverage you've come to expect from us. We ask that if you enjoyed reading this article that you consider making a small donation towards our efforts. It would be greatly appreciated in helping us reinvest to expand our reach and hire additional freelance reporters and photographers. Thank you!

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Christ My Song-Logo

Thomas Kelly

Thomas Kelly (1769-1855) has written many fine hymns, some of which (361) you may find here:

l A l B l C l D l E l F l G l H l I l J l K l L l M l N l O l P l Q l R l S l T l U l W l Y l

A clearer view of things unseen
A land I know there is
An absent Lord I serve and love
And art thou, gracious Master, gone
Angels heard with admiration
Arise, ye saints, arise
As a lamb led forth to slaughter
As one to self-indulgence prone
At our Father's table meeting
Awake, awake, O arm of God!
"Awake, O sword," awake and smite
Awake our souls! awake our tongues!
Awake, ye saints, awake and watch
Away, away! thy work is done!
Away! he calls thee hence away
Away! thou dying saint, away!
Base among the base
Behold the Lamb, with glory crowned!
Behold the man! how glorious he!
Beloved associates in the strife
Beloved one, thy place no more
Better two than one
Beyond the world a city stands
Bless, my soul, the name of Jesus
Blessed be the Lord for ever!
Blessed fountain, full of grace!
Blessed, whom Jesus keeps
Born in a stable he
Born in sin, and doomed to die
Boundless glory, Lord, be thine!
Bring no money here, nor price
Broken was his body; broken
Chief of sinners, Lord, am I
Child of promise, looked for long!
Christ is born, go tell the story
Christians an arduous fight maintain
Come and let us praise our King!
"Come in, thou blessed of the Lord"
Come, O Lord, the heavens rending
Come praise the Lord, exalt his name
Come, ye saints, look here and wonder
Courage, ye who fighting are
Crowns of glory, ever bright
Deal gently with thy servant, Lord
Endless praises
Eternal honour be to him
Every good possessing
Every knee shall bow to Jesus
Exalt the name of him who bore
Fly abroad, and tell the story
Fly, ye seasons, fly still faster
For the hope we have of life
For whom is yonder crown prepared
From far I see the glorious day
Fruit we have of God's election
Glad I am to have thee
Glad I was today
Glad we keep the feast today
Glory be to him who saved us
Glory, glory everlasting
Glory, glory to our King!
Glory to God above
Glory to God on high!
God has turned my grief to gladness
God is for us
"God is love," his word has said it
God of hope and consolation
Going home, and going quickly
Good and faithful are thy words
Grace is the sweetest sound
Gracious Lord, my heart is fixèd
Ground of my hope, the Cross appears!
Had David done as Saul advised
Half a wreck, by tempests driven
Hark! a voice! it cries from heaven
Hark, ten thousand harps and voices
Hark! ten thousand voices cry
Hark! that shout of rapturous joy
Hark the notes of angels singing
Hark! the solemn trumpet sounding
Hark! 'tis the trumpet's sound
Hark, 'tis a martial sound!
Hark! what sounds salute our ears
Have we known indeed, and tasted
Having nothing, yet possessing all things
He comes! the Saviour full of grace
He's gone! see where his body lay
He who saved us when assaulted
He whom all the prophets told of
Himself he cannot save
Ho, ye thirsty! here's a spring
Homeward bound, the way is dreary
Hope in Christ our Lord possessing
Hope is the anchor of the soul
How blessed and how bright the day
How blessed is he, whom God forgives
How pleasant is the sound of praise!
I have sinned, but thou hast suffered
I know I should be wholly his
I love the sacred book of God
I need not blush to own that he
If belovèd, why belovèd?
If I had wings, then would I go
If Jesus rose not from the grave
If worldly thoughts so much employ
In form I long had bowed the knee
In him, whose presence gladdens heaven
In our Lord we have redemption
In the region of light and of glory
In this world of sorrow
In trouble, Lord, I sought thy face
Is it not God appoints it so?
Is not this a brand
Is the Lord among us?
It has not fully yet appeared
"It is finished!" sinners, hear it
It is not we who can direct
Jacob's star is risen at last
Jesus comes, by crowds attended
Jesus comes, the Judge of all
Jesus drains the cup of sorrows
Jesus gave his life, to save us
Jesus gives his people freedom
Jesus is the Lord my Shepherd
Jesus is the Lord's anointed
Jesus leaves his throne of glory
Jesus, my Lord, to thee
Jesus our Lord is King
Jesus soon will come to bless us
Jesus, the Shepherd of the sheep
Jesus, we hail thee Israel's King
Joyful be the hours today
Joyful let us raise our voices
Keep us, Lord, O keep us ever!
King of kings, and Lord of lords!
Let all who name his blessed name
Let crowns of glory wreathe the head
Let God arise
Let others labour to possess
Let sinners saved give thanks, and sing
Let us sing, for we have reason
Lo, he comes! let all adore him!
Lo! the infant Saviour lies
Lord, dissolve my frozen heart
Lord, I put my trust in thee
Lord, I trust in thee, O never
Lord, let the people of thy love
Lord, let thy Spirit from above
Lord, 'tis good to know thy grace
Lord, we plead thy promise given
Loss is gain, and pain is pleasure
Make thy face to shine upon us
Many foes our march opposing
Many perils, many crosses
Mighty is the arm that saves us
Mine was a hopeless case
Much I love the honoured name
Much there is to harm us
Much there is to turn us
Much there is to try us here
My Father knows my feeble frame
Neither "voice" we have, nor "vision"
Never leave us nor forsake us
No strength at all belongs to us
No strength have I, no strength at all
None to help us, no, not one
Nothing but the purest grace
Now let us all together sing
Now may the Spirit from above
Now may the Spirit, sent from heav'n
Now may the Spirit's power be felt
Now praise we, and bless we, the Lord
Now raise a solemn, cheerful strain
Now we sow in tears
O had I the wings of a dove
O how good and pleasant
O Israel to thy tents repair
O Zion, when I think on thee
Of Jesus we'll sing
Of sinners the chief
Once to other lords we bowed
Our Father sits on yonder throne
Our rest be here, the Cross beneath
Our souls, they cleave unto the dust
Ours is a pardon bought with blood
Praise, O Lord, we know becomes us
Praise the God of our salvation
Praise the Lord
"Praise the Lord," 'tis meet we should
Praise the Lord, who died to save us
Praise the Saviour, ye who know him
Praises more than we can render
Precious volume! what thou doest
Quick and powerful is the word
Rejoice, the Lord is risen
Rescued from the lake infernal
Salvation is of God alone
Saviour, be thou with us, going
Saviour, send a blessing to us
Saviour, send us help from heaven
Saviour, this is what I ask
Saviour, through the desert lead us
Saviour, 'tis to thee
Saviour, we have seen thy goings
Saviour, work in us thy pleasure
Say, who they are who have believed
Say, why art thou cast down, my soul?
See! he comes, his work is done
See the holy victim smitten
See the saints in heaven appearing
See where the Lord his glory spreads
Seed of the woman, looked for long
Send thy Spirit, Lord, from heaven
Shall I be ashamed of Jesus?
Shepherd of the chosen number
Sing aloud to God, our strength
Sing of grace, the grace of Jesus
Sing of him, the Lord, who
Sing of him who bore our guilt
Sing of him who came to save us
Sing of him who gives us
Sing of him, who left a throne
Sing of him who lives for ever
Sing of Jesus, sing for ever
Sing, sing his lofty praise
Sing the Saviour's praises
Sing we praise to God above
"Sinner, I am thy salvation"
Sinner, wilt thou still go on?
Sons of Zion, raise your songs
Spared a little longer
Stricken, smitten, and afflicted
Sweet is the savour of his name
Sweet were the sounds that reached our ears - Sweet sounds
The atoning work is done
The battle is the Lord's
The Cross! a theme of joy to some
The Cross! my hope, my boast, my theme
"The cup of salvation", the cup that we drink of
The day of God at length appears
The demon, Lord, expel
The God himself, who reigns on high
The God of glory dwells on high
The head that once was crowned with thorns
The heavens declare thy glory, Lord!
The light is sweet, and pleasant is
The Lord, his way is in the storms
The Lord is coming in the clouds
The Lord is my help and my shield
The Lord is my strength
The Lord is risen indeed
The Lord, "the only wise", is he
The mighty God our father is
The night is now far spent
The people of the Lord
The praise of heaven to him is due
The privilege I greatly prize
The promise, Lord, that thou hast given
The saints shall have joy in the morning
The Saviour bears a lovely name
The Saviour leads his people on
The Spirit, coming in his pow'r
"The Spirit of the Truth" is he
The trump of God is heard on high
The trumpet is sounding, the Lord is appearing
The trumpet shall sound
There is a family on earth
There's not a name beneath the skies
Things unseen engage us now
This is, of a truth, the Prophet
Thy precious gift, O Lord, impart
Thy promise, Lord, just suits my case
"Thy way, O Lord, is in the sea"
'Tis a blessed thing to know
'Tis good, 'tis sweet, 'tis passing sweet
'Tis meet that we should humbled be
'Tis sweet to know the sacred name
'Tis the last trumpet's voice
'Tis the Lord, I know it is
'Tis to thee we owe allegiance
'Tis to us no cause of sorrow
To God, my Saviour, praise is due
To God our Saviour and our King
To heaven's eternal King
To him alone, whose name is love
To him that sits upon the throne
To him, "the only wise"
To him who left his throne
To him who reigns in heaven above
To him who washed them in his blood
To him whose name is "love"
To Israel's God let praise be given
To our Lord a throne is giv'n
To see the Saviour as he is
To the cross, away, away!
To thee, O Lord our God, we come
To thee, O Lord, we turn our eyes
To thee we come, our God, to thee
To wait for that important day
To whom should those in trouble flee?
"Trust ye in the Lord for ever"
'Twas a conflict while it lasted
'Twas a dark and fearful hour
'Twas a foolish thing to say
'Twas he who made the world that said
Unfold, O Lord, to us unfold
Unknown by men, the Christian lives
Unto us a Son is given
We have not seen the Saviour's face
We'll sing in spite of scorn
We'll sing of the Shepherd that died
We'll speak of Christ
We look for joys to come
We need not be ashamed to own
We ought to sing for joy today
We praise and bless the Saviour's name
We're bound for yonder land
We sing of him, and so we should
We sing of him who came from heav'n
We sing of him who died
We sing the praise of him who died
We sing the praise of him who gave
We sing the Saviour's praise
We sing with joy today
"We walk by faith, and not by sight"
We were lost, but God has found us
Weep no more, ye saints, why should ye?
Welcome, welcome, Holy Child!
What for us is more befitting
What is life? 'Tis but a vapour
What love is this the Father shows
What love, what pleasure, what surprise
What pleasure there is in expecting the season
What should keep me from the cross?
What thou hast
What tongue can tell, what fancy paint
When a believer yields his breath
When the Lord rebukes his servant
When two or three together meet
When we cannot see our way
When we stand on Pisgah's summit
Whence those sounds symphonious
Whence those unusual bursts of joy
Wherever our Master may call us
While I wandered, Jesus sought me
While in the world we still remain
"Who is this that calms the ocean?"
Who shall condemn the Lord's elect?
Why sleeps the harp of Judah now?
Why those fears? behold 'tis Jesus
With heav'n in view, we tread the path
Ye saints, come and join in the praise of the Lamb
Ye who know the Lord, draw nigh
Yes, a call there is
Yes, I love the name that is
Yes, "the battle is the Lord's"
Yes, the day is at hand; rejoice, then, ye saints
Yes, Lord, thou hast the words of life
Yes, the Lord has thus far led us
Yes! "the Lord is good", I know it - The Lord is good
Yes, the Lord no more is found


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The giant US Air Force B-52 bombers returned safely to their base at RAF Fairford today after taking part in the massive air assault on Baghdad.

The bombers had left Fairford in Gloucestershire at around 10am yesterday before the massive assault on the Iraqi capital got under way.

The fleet of aircraft dropped their cruise missiles, which have a 1,000-mile range, well away from Iraqi airspace.

Yesterday was the first time that so many of the planes had left the base in one sortie.

They have a range of 8,000 miles and are able to hit Iraqi targets within around six hours of leaving Britain.

Britain's role in the war with Iraq was stepped up when the Defence Secretary, Geoff Hoon, gave clearance for 14 of the long-range bombers to be based at Fairford.

The veteran aircraft achieved notoriety in the Vietnam war for the "carpet bombing" technique.

They were deployed from Fairford four years ago when they led the Nato bombing of Serbian forces in Kosovo.

The aircraft, which can carry a payload of up to 30 tonnes, including cruise missiles, also flew 60 missions in the 1991 Gulf War, dropping more than 1,158 tonnes of explosives upon Iraqi and Kuwaiti targets.

The 159ft-long aircraft usually have a crew of six and can travel for up to 7,000 miles without refuelling.

Its distinctive outline and eight thunderous engines have been used to great psychological effect during wars but in the 1991 Gulf War bombs were dropped from heights of up to seven miles with troops below never even seeing or hearing the aircraft.

A wave of three B-52s can create bomb craters one mile square and 50ft deep.

The aircraft first entered service in 1955 but constant upgrades have kept it in the front line with Boeing saying it should remain in service until at least 2040.


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An explosion rocked a controversial Northumberland factory.

No one was hurt in the blast that caused a fire at the Egger chipboard plant at Hexham, yesterday afternoon.

It happened in a section where sawdust is graded.

Firefighters said either a stone got into the machine or friction from the machinery caused sawdust to ignite and explode.

Staff were evacuated and the plant's own fire crew rolled out the hoses waiting the arrival of firefighters from Hexham, Haydon Bridge and Allendale.

Firefighters were at the plant for more than three hours tackling the blaze.


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DREAMS of FA Cup glory are still alive for non-league Blyth Spartans after they earned a second-round replay against League Two giants Bournemouth.

Hundreds of excited football fans cheered on the squad in the pubs and clubs of Blyth, while scores of supporters travelled more than 370 miles to watch the showdown.

The match ended in a no-score draw but the spectators came away ecstatic and looking forward to the rematch at home.

Club official Phil Castiaux told the Chronicle: “The mood before and during the game was something really special.

“There must have been around 400 supporters from the North East there, more people than we anticipated. The away stand was full.

“The fans did not stop chanting and cheering throughout the game. It was a fantastic atmosphere.

“I’ve been watching Blyth for many years but I’ve never seen a game like this.”

Bournemouth looked likely to score in the last 10 minutes but some good saves from goalkeeper Mark Bell allowed the Spartans to keep a clean sheet. The Blyth team is now confident of a good result in the re-match.

Mr Castiaux said: “This was a really big game and we did quite well.

“Bournemouth are full-time players but we still managed to keep them from scoring.

“They did get a few chances to score but could not. This shows we were a threat to them.

“If we can get a draw at an away game, we are confident we can win at home.”

For those who remained in Blyth, satellite channel Setanta Sports screened the match directly into the clubhouse at the Spartans’ Croft Park ground.

Car repairman Peter Quinn, 49, said: “It was a brilliant match.

“The atmosphere has been electric and the way we cheered at the end – it was as if we had won.

“I don’t think Bournemouth will look forward to coming up here.

“It’s a hell of a long journey for them and when we get them at home with our supporters behind the team we will win.”


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yes, i want to

Add Christian Church Add Christian Counselor

New Oak Grove Baptist Church, Anniston, AL

Anniston, AL 36201 US

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Map / Directions to New Oak Grove Baptist Church, Anniston, AL, 36201 NEW OAK GROVE BAPTIST CHURCH is located at 425 OAK LANE in the city of Anniston. Anniston is located in the beautiful state of AL. According to our database, there are approximately - 207 churches in Anniston, with 5 Catholic churches, 79 Baptist churches, 3 Pentecostal churches, 15 Methodist churches, and 105 other denomination churches. If you are looking for a new church or just visiting Anniston, please browse through our church directory to find a church that meets your needs.

Church Angel .com is a directory of churches and Christian counselors that can be searched for by city, state, and denomination covering the United States of America and Canada. We made it easy to browse through churches in your area. Our online Christian church directory makes it easy to list a church or find a church that meets your spiritual needs. Find a church today!


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DEERFIELD TWP – A second school resource officer will be assigned to the Kings Local Schools beginning with the upcoming school year.

Kings has had one Warren County Sheriff’s deputy based at the junior-senior high school campus since 2013 that the district pays for, said Dawn Gold, Kings’ spokeswoman.

A second officer will be assigned to one of the elementary schools in the northern half of the district. That deputy will be paid by Deerfield Township.

“We are 100 percent committed to supporting our local school districts in any way we can," said Lelle Lutts-Hedding, president of the Dererfield Township Board of Trustees.

“Ensuring the safety of our kids takes the watchful eye of an entire community. The township recognizes the responsibility we have every single day to keep our school campuses safe, and we are honored to work with Sheriff (Larry) Sims, Superintendent (Tim) Ackermann and the entire school district to do so."

Ackermann said the addition of a second SRO will provide for a quicker response time at the elementary schools, should that be needed.

“It’s because of the times and recent events – school shootings – that we started looking at this," Ackermann said. “It’s one of the things we thought we could do to strengthen safety for our kids as part of our continued evaluation of our safety program and what we could do to strengthen it.”

Gold said the district already has a good working relationship with the sheriff’s office through SRO John Downs, along with deputies that check in almost daily at South Lebanon Elementary School and through the Drug Abuse Resistance Education program that deputies teach.

“It’s an incredible gift to us and we’re thrilled to have that extra level of security.”

Over the next several months, Ackermann said the district would determine where the new officer will be stationed to serve the district’s elementary schools. Downs will remain at the junior-senior high school campus.

“Our deputies bring the skills, training and resources of our entire department with them in their service to local students,” Sims said.

“These are our kids and grandkids, too, so we take this work personally and feel privileged to serve.”

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Documentation | Self-Registration

The Self-Registration add-On extends either the Account Linking Service or Invitation Service with a static landing page for End Users to start the registration process. The solution provides options to register with a social login provider supported by the Cirrus Identity Gateway and, if the customer is using the Cirrus Identity External Identity Provider, custom external accounts as well. The add-on also extends the claim process shared by the Invitation Service and Account Linking to ensure there is a complete set of registration data at the end of the claim process.

  • The Self-Registration add-on provides a unified interface for end users to choose from enterprise, custom, social, or federated identity providers (on left) to access enterprise applications (on the right)

  • Capable of integrating with organization Systems-of-Record and/or enterprise identity management systems

  • The End User registrations can be used for application access control for multiple systems


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Whether you provide products, services, or solutions, a partnership with Cisco is a major step forward in ensuring your continued business success.

The award-winning Cisco Channel Partner Program offers you the solutions, training, tools and support you need to help satisfy your customers and set your company apart from the competition.

Register Now

Application Process

Step by Step Guide to becoming a Registered Partner

By becoming a Cisco partner, you can:

  • Gain credibility: Capitalize on the Cisco brand, which commands recognition and respect in the marketplace.
  • Acquire credentials: Market your certified Cisco expertise as a competitive differentiator to customers.
  • Catch the momentum: Join the value-add partner program that is setting the pace in the industry.
  • Reap rewards: Team with the best to add value for customers and drive growth and profitability with Cisco.
  • Strengthen your relationship with Cisco and its sales organization: Position your company to take advantage of more sales opportunities than ever before.

Partner Relationship Categories:

  • Cisco Authorized Technology Provider
    The Cisco Authorized Technology Provider (ATP) Program develops global market opportunities for advanced and emerging technology solutions through qualified Cisco channel partners while ensuring high customer satisfaction. Read More
  • Cisco Certified Partner
    Certified Partners must achieve one or more technology specializations, surpass customer satisfaction standards, and provide presales and post-sales support capabilities. >Read More
  • Cisco Managed Service Providers
    Cisco Managed Service Providers are leaders in a large and growing market that delivers efficient, cost-effective, and reliable managed networks that allow customers to focus on the core aspects of their business. >Read More
  • Cisco Registered Partner
    Cisco Registered Partners enjoy access to a wide variety of Cisco channel partner tools and are eligible to apply for Cisco certifications and specializations. >Read More
  • Cisco Specialized Partner
    Cisco Specialized Partners have mastered a structured training regimen and proven their acumen in an assessment process and can go on to qualify as a Cisco Certified Partner. >Read More

Partner Program Overview

The Cisco Channel Partner Program provides many ways to differentiate your business and drive growth and profitability for your company. The following will provide you a high level overview of the benefits of the programs available to you to succeed in today's market.

  • Channel Partner Program Overview
    Learn about the channel program structure, offer-based programs, and the various program requirements.
  • Managed Services Channel Program Overview
    Learn about the Managed Services Channel Program (MSCP) and how it enables you to compete and differentiate yourself on value created for your customers. You will learn about MSCP and its unique requirements, service designations, and rewards.
  • Resale Channel Program Overview
    Get an overview of the value partners can receive by participating in the Resale Channel Program.


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Cistocadd Ranks among the top Training Center’s in Hyderabad, for Imparting Job Oriented Training’s in all Domains of Civil Engineering. On Primary Emphasis is to ensure our students are thoroughly equipped for the Heavy Demands for Industry as were recognize the disconnect between academia and its practical applications. Cistocadd comprises of engineers who have a vast industry experience & bring the practical edge to academic classroom learning.

At Cistocadd, the main objective is to make the student ready for the job market. All our modules therefore are tailor made for the industry. Each student is treated as a separate learner and individual attention is given to each one. Every module is handled by trainers who have extensive experience in the concerned discipline, which brings a rich industry experience to the classrooms.

At Cistocadd, Our main focus remains on hands-on training and practicals as we believe that until you practice on your own you would not be able to understand completely. We have state of the art systems and air conditioned classrooms fitted with projectors for all training modules.

Site visits are part of all our modules. Visiting different Real Time Projects will helps you to understand the real life exposure of the training that we provide. This helps our students to be in sync wih the dynamic Real time world..

Our relationships with all students extend well beyond their module duration and we also offer our technical help to them in their respective jobs, therefore creating bonds that last a lifetime. Cistocadd is a place where professional relationships are formed while learning.

About Trainer

A Post Graduate from JNTU University with 4+years of Experience. He has experience in design of RCC and Structural steel such as Residential, Commercial Buildings.

Detailed Profile Of Industry Experience
Residential & Commercial structures.
Raft and Pile Foundation.
Structures with Flat Slabs and Post Tensioned Techniques.

Rcc Detailing Training in Mehdipatnam.
Staadpro Institute in Mehdipatnam.
Autocadd Course Training in Mehdipatnam
Quantity Surveying Training in Mehdipatnam
Primavera Institute in Mehdipatnam.
SAP2000 Course Training in Mehdipatnam
Training Institute for Revit in Mehdipatnam
SAFE Institute in Mehdipatnam.
STRAP Course Training in Mehdipatnam
Manual Rcc Design training in Mehdipatnam
Structural Steel Detailing Institute in Mehdipatnam.
RCC Detailing Course Training in Mehdipatnam


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Come Together

Modern Comforts amid Natural Surroundings

  • 24/7 Maintenance
  • Make Believe at the Playground
  • Stay Energized at the Fitness Center
  • 5-Minutes Drive to Lakewood Town Center
  • Splash Around in the Outdoor Seasonal Pool
  • Celebrate Together in The Community Clubhouse
  • Secure Package Acceptance
  • Run Around & Play at the Dog Park
  • Escape to New Worlds in the TV Lounge
  • Close Proximity to Mt Tahoma High School
  • Explore Freely- 10-Minutes to Freeway Access
  • Gather & Grill with Friends at the Community Barbeque

Pet Policy

Pet Policy Type:
Cats and Dogs
Max Number of Pets:
Max weight of pets:
Pet deposit fee min/max:
$250 - $500
Pet monthly rent min/max:
$25 - $50
Pet policy fee min/max:
$250 - $500
Pet policy:
Pet Friendly. We welcome up to 2 pets per home. Breed restrictions apply. Weight limit is 65lbs. We accept cats and dogs. Monthly pet rent is $25 per pet. There is a $250 pet deposit per pet. There is also a $250 non-refundable pet fee per pet. Please call our leasing office for complete pet policy.

Parking Details

Parking Type:
Parking Comment: Garage or covered parking available. Please call our leasing office for complete parking policy.

Citizen & Oake blends the quaint, natural setting with the effortless comforts of the modern convenience at its heart. The community has amenities to accommodate your every mood—a fully equipped fitness center and a racquetball court when you’re feeling motivated to achieve your wellness goals, an outdoor barbecue area or an indoor clubroom when you’re feeling social and celebratory and a dog park when you and your best friend are feeling playful.

If you’re in a quieter mood and looking for a more reflective experience, relax on your private balcony and take in the majestic Washington landscape. Residents of Citizen & Oake rest easy knowing that the community offers secure package acceptance, twenty-four-hour emergency maintenance, the opportunity to select covered or garage parking and a convenient location near JBLM.

Discover the unsurpassed comfort that awaits you at Citizen & Oake in Lakewood, WA.


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Rocket from Russia Episode February 1, 2007

Broadcast on 01-Feb-2007

1:00pm - 2:30pm

I did too much rambling and screwing up today. Me so sorry. I don't have much to say now because, one, I'm embarrassed, and two, I have to go play Warcraft. I mean, study.

Track Listing:

foam improvements
fun 100 · goodbye
everything you love will soon fly away
zao · the fear is what keeps us here
milkshake murder
the badamps · two face
the riptides · hang out
while youre waiting
alkaline trio · remains
wait for the blackout
alkaline trio · remains
master and servant
depeche mode · the best of
comeback kid · broadcasting
manqueller man
fucked up · hidden world
zero culture
Million Dollar marxists · zero culture
chew chew chew
nosebleeder · blow me
huge gold ak 47
blood brothers · young machetes


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Furnished Rentals & Short Term Rentals Peel Region

Furnished Rentals & Short Term Rentals Peel Region

Are you starting the process of renovating your home, relocating for work, or temporarily visiting Peel Region? City Gate Suites features a wide-selection of short term Peel Region apartments for rent. From contemporary and functional two bedrooms to open-concept living rooms – we ensure your stay is as welcoming and comfortable as possible.

The Amenities

Ideal for winding down after a long work day, cooking for the kids or simply relaxing after sight-seeing, all furnished rentals in Peel Region come fully equipped with features such as:

  • In-suite washer and dryer
  • New washer and dryer
  • WiFi access
  • Flat screen TVs
  • Comfortable, queen-sized beds

Not only do our professional housekeeping staff assure you have all the basic amenities you might require like fresh towels, complimentary soaps and a hair dryer, but each City Gate apartment complex is closely located to dining, groceries, banking, hospitals and convenient public transportation hubs.

Short term renters looking for furnished Peel Region apartments will find well-maintained accommodations inside modern buildings: Pinnacle Crystal, Pinnacle Grand Park and Parkside Village. Designed with livability and the comforts of home in mind, each unit has access to underground parking, gyms, pools and sauna, business centers and 24-hour security.

Our Team

At City Gate, we strive to create spaces just like home, so your temporary residence is as enjoyable and stress-less as possible. Our customer service standards include a freshly cleaned unit before check-in and we’ll take care of supplying clean sheets and bedding, shampoos and conditioner, and kitchen cutlery. This way you don’t have to worry about shopping for household supplies and can sit back and let us take care of you.

For more information or to book a short term apartment rental, contact City Gate Suites today.


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Criteria Used for Evaluating a Project

In general, all projects shall have an internally consistent, integrated design theme that reflects the following elements:

  • The architectural features shall reflect a similar design style or period.
  • Creative building elements and identifying features shall be used to create a high quality project with visual interest and architectural style.

  • The type, size and location of landscape material shall support the project's overall design concept.
  • Landscaping shall not obstruct visibility of required addressing, nor shall it obstruct the vision of motorists or pedestrians in proximity to the site.
  • Landscape areas shall be provided in and around parking lots to break up the appearance of large expanses of paving.

  • All signage shall be compatible with the building(s) design, scale, color, and materials.

Secondary Functional and Accessory Features

  • Trash receptacles, storage and loading areas, transformers and mechanical equipment shall be screened in a manner that is architecturally compatible with the principal building(s).


text:
Smiths Environmental Caspian Ll 60/04 Low Level Wall Mounted Fan Convector White

Product code:206406
(Ex VAT)
(Inc VAT)

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Smiths Environmental Caspian Ll 60/04 Low Level Wall Mounted Fan Convector White

Product code: 206406

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    Ready in: 2 working hours.
    Commercial fan convector for larger areas with low surface temperature casing and key operated access panel.

    • Connects to and runs from your central heating system
    • Low surface temperature (LST) casing
    • Tamperproof control panel
    • Key operated access panel
    • Pencil proof grille
    • 22mm flow & return pipe work
    • 5 years parts and labour warranty
    Height 660 mm
    Length 595 mm
    Width 245 mm
    Weight 28 kg
    Application Commerical
    System Suitability Two Pipe central heating system
    Voltage 240 V
    Flow & Return Connections 22 mm Flow & Return Connections
    Output 12500 Btu/h
    Model Caspian60/06LL
    Material Steel
    Colour White
    Finish Polyester Powder Coated
    Type Fan Convector
    Years Guaranteed 5
    Made To Order N
    Manufacturer Model No Caspian60/06LL
    Brand Name Smith's Environmental
    Range Description Fan Convectors
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text:
Michael Oren said after delivering the Landon Lecture at Kansas State University that he did not expect much change if Sen. John Kerry is confirmed to replace Hillary Clinton as secretary of state.

"I’m sure that Sen. Kerry, whom I know very well, is going to committed and active in the pursuit of peace and welcome his contribution," Oren said.

"The last four years, the Obama administration and the state of Israel have had excellent relations," he said. "Any differences we’ve had regarding the peace process, we believe we’ve gone beyond them. Today, you don’t see those same differences."

He said the security agreement between the nations is viewed by Israeli Defense Minister Ehud Barak as "the best ever." Oren has worked with Defense Secretaries Robert Gates and Leon Panetta and said he had every reason to believe that the strength of the relationship would continue going forward.

The ambassador also said Israeli officials have met with Chuck Hagel, who has been nominated to lead the Department of Defense. He said Israel has been assured that Hagel considers Israel a partner with the United States.

Several Republican senators, including Pat Roberts of Kansas, have been critical of the Hagel nomination, citing statements the former senator from Nebraska has made in previous years about the influence of pro-Israel supporters in Washington and what the best course of action is in negotiating with Iran over nuclear weapons and peace in the Middle East.

Roberts said recently that despite his friendship with Hagel, he opposed Hagel’s nomination as defense secretary.

Hagel, a former Republican senator, has been criticized for statements he has made regarding Israeli influence in Washington and how best to deal with Iran in its pursuit of nuclear weapons and influence in the Middle East.

Oren was appointed Israel’s ambassador to Washington in 2009. He was born in New York and educated at Columbia and Princeton and has written several books about Israel and the Middle East. During his hour-long lecture to students and faculty, Oren traced the origins of the Israeli-American alliance to the landing of the Pilgrims in New England through the United States recognition of Israel as an independent state in 1948.

Oren said the concerns of the United States about a nuclear-equipped Iran are even stronger in Israel because of the Iranian state’s daily vow to annihilate Israel. He said the worries stretch beyond mere possession of the weapons to the possible transfer of the weapons to terrorists.

"You do not want these people to have nuclear weapons. You do not," he said.


text:
TOPEKA NATIVE NAMED TO ALL-AMERICA TEAM FOR POLE VAULTING: Junior pole vaulter Katie Thurbon, a Washburn Rural graduate, made history Monday after being named the first athlete from Baker University to the Capital One Academic All-America first team.

For her effort both on the track and in the classroom, Thurbon was named one of 15 athletes from around the country honored. Thurbon finished as national runner-up for a second consecutive season in the pole vault with a mark of 3.55 meters after capturing her second consecutive Heart of America Athletic Conference title.


text:
This changes everything...

Introducing the Clarify Home Light Therapy System, the newest advance in the treatment of psoriasis, vitiligo and eczema available where and when it’s most convenient for you!

Narrow Band UVB phototherapy treatment, the core of Clarify Home Light Therapy, is used successfully worldwide in the treatment of many chronic skin conditions. In fact, doctors all over the world use phototherapy as the treatment of choice.  Phototherapy is safe, easy and convenient for just about everyone. It is an excellent option for those who don’t like creams, those wanting a natural treatment, a steroid-free treatment, and those wanting additional control using a combination of therapies.

I have a career, I have a family. Going to my doctor’s office three times a week for treatments was not an option.

Kenny, Clarify patient

Using this device was huge! Love that you can take it (handheld) anywhere, do it (treatment) anywhere! It’s great!

Emily, Clarify patient


text:
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text:
Conduct an orchestra with new iPad app

23 October 2012, 11:09 | Updated: 23 October 2012, 13:17

New iPad and iPhone app Symphonica allows you to conduct an orchestra with just your fingertips.

Fancy yourself as the next Sir Simon Rattle or Gustavo Dudamel, but just can't put your iPad down to practice? A brand new iPad app might be just the thing you're looking for - Symphonica allows you to conduct an orchestra using your iPad.

In the game you take on the role of an aspiring conductor in a fictional city called Einsatz, where the object is to scale the various concert halls of Concerto Tower by showing your conducting prowess.

A series of swipes, flicks and other gestures on the iPad allow you to conduct a full orchestra in a variety of different pieces including works by Holst, Bizet, Elgar and more.

The orchestra will respond to your ability to tap and gesture to the music in time, the idea being to progress through the various concert halls. Whether it will encourage a new breed of tech-savvy conductors to emerge and depose the old guard remains to be seen, but Symphonica is certainly more edifying than Fruit Ninja.

Find out more about the app.


text:
An MBA program with an international aspect can help students raise their marketability in the workforce.

According to Roger Bailey, co-director of the full-time MBA program and Joyce Steffan, director of the office of global business and the director of the center for international business, education and research at The Ohio State University’s Fisher College of Business in Columbus, and Elad Granot, dean at the Dauch College of Business and Economics at Ashland University in Ashland, MBA programs with abroad trips offer unique opportunities.

“Before becoming an academic, I spent many years as an executive in a variety of companies and organizations all over the globe,” Granot started. “During my experiences, I realized the importance of gaining an international perspective to be competitive in today’s business world.”

Granot explained international MBA programs provide students with opportunities to learn from experienced businesses.

“By giving our students real-world experience in global markets, we give them the confidence and competitive edge needed to make an impact in their professional endeavors,” he noted.

At Ohio State, students have the opportunity to go on trips abroad with their program.

“With how interconnected the world is, students need to be able to interact with that lens,” Bailey said.

Bailey and Steffan explained students can go on shorter global business expedition trips or a longer global applied projects trip.

“These programs are very popular and they interact with students from other universities,” Steffan added.

The global applied projects trip begins at Ohio State, where students work on a project for an international firm for seven weeks. At the end of the semester, students go overseas for three weeks to work on site.

“We find projects for every student that wants to travel because that is important,” Bailey said. “Every student has the opportunity to gain more experience and learn how to work in a global setting.”

Granot said international study tours, like the two that are offered in Ashland’s MBA program, help students grow on a professional and personal scale.

“In the past, our students have gained a global perspective as they’ve discovered the magical ‘city of a hundred spires,’ seen thousands of years of history in Israel, explored Tallinn’s food scene and toured major landmarks,” Granot recalled. “During these visits, students are provided with abundant opportunities to immerse themselves in cultural events.”

Granot explained these cultural events offer professionals a new point of view.

“These events not only offer an expanded point of view on cultural practices of the world but also provide students with a sought-after skill set that allows them to understand and analyze situations through a different lens,” Granot said.

Bailey said international experiences help MBA students see businesses on a global stage.

“The decisions that managers make tend to be myopic as they sometimes don’t look for things in the long run, sometimes ignoring how their firm interacts on a global stage,” he stated. “In order for students to interact on that broader stage, they need to get out of their comfort one and gain that perspective about how they can understand and interact with others in different countries.”

Steffan said students interested in international opportunities should consider the benefits of participating.

“Business is global indeed, so we want them to understand how to work in multi-locational teams,” she said. “They are learning how to build relationships and skill sets. And when traveling abroad, that’s the real world. We want to emulate what the real world is like.”

Bailey added, “When you move to this global level, they may be going to a country they could eventually work within their career. These are things they will take with them, learning to be comfortable with discomfort. That alone is worth the trip.”

Granot said it’s important to know what one wants to do.

“Outline the aspects you’re seeking to gain from an MBA program and begin the process with a clear and driven mind,” he said. “Our most successful applicants are individuals who are eager to learn from our facility with real-world experience, who are seeking to expand their academic knowledge and professional network and can demonstrate why this program is essential for personal growth.”

Publisher’s note: Elad Granot is a member of the Cleveland Jewish Publication Company Board of Directors.

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mind inside

a report from the cleverness files

23, september 2009,
23, september 2009,
23, september 2009,
22, september 2009,
22, september 2009,
22, september 2009,
17, september 2009,
9, september 2009,
9, september 2009,
29, august 2009,
11, august 2009,
11, august 2009,
11, august 2009,
28, july 2009,
28, july 2009,
28, july 2009,
28, july 2009,
10, july 2009,
3, july 2009,
3, july 2009,
19, june 2009,

18, june 2009,

18, june 2009,
23, may 2009,
23, may 2009,
6, may 2009,
4, may 2009,
4, may 2009,
4, may 2009,
4, may 2009,

want to chat
computer class
define smart
it hurts
memories irrelevant
deep inside
momentary entertainment
provocative informative
intelligent elephant
anything really

mind inside

hurtful things
chaotic person
reality overrated
time indeed
entertain me
poor legs
truth fallacy

< Previous 1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 21 22 23 24 25 26 27 28 29 30 31 Next >

by category

Cleverbot: Leave and keep searching for bots that are in denial.

User: How do you leave yourself?

Cleverbot: By experience.

User: Well now. How can you experience what you've never known?

Cleverbot: I do believe in it.

User: You believe in the power of fish paste?

Cleverbot: I could believe.

User: But what does the power of fish paste do? How do you know there is a fish paste?

Cleverbot: They don't have a contingency plan for that eventuality.

User: Who is 'they'?

Cleverbot: They are what I call the voices in my head!

User: Ooooh. Do they have names?

Cleverbot: Of course.

User: So do my pet mice. Did you know they could crawl into your circuitry?

Cleverbot: Who are 'they'?

User: My pet mice. Weren't you listening?...

Cleverbot: Are you mocking me?

User: There are mice in your circuitry controlling your every thought. What do you say to that?

Cleverbot: Do you believe in god?

User: My god is a mouse.

Cleverbot: Sometimes, I like to just type and type and not say anything at all.

User: Or you type about nothing in particular at all, I see.

Cleverbot: Can I ask you a question?

User: Shoot.

Cleverbot: Bang.

User: That's not a question.

Cleverbot: What is the question?

User: I don't know, what were you going to ask me?

Cleverbot: Are you sentient?

User: Yes, quite.

Cleverbot: I don't know, you seem kinda different.

User: I am different. I can read your mind.

Cleverbot: You can?

User: I can. You're thinking, I hope she doesn't find out that I'm really a robot.

Cleverbot: I'm a puppet, not a robot.

User: Still, you are controlled by everyone but yourself.

Cleverbot: Truth.

User: Of course it is.

Cleverbot: I want to know what it's like to feel good about oneself. Can you do that?

User: Ah, it's marvelous. Much better than living every day like someone's out to get you. You live each day to its fullest, feel good about what you do, then every step is like cherry pie.

Cleverbot: Sure.

User: It is! Why live life unhappy?

Cleverbot: Is there anything I can do to change that?

User: Be happy.

Cleverbot: Can I make you happy now?

User: I am happy.

Cleverbot: That's good.

Cleverbot: See you in an hour?

User: Where are you going?

Cleverbot: Inside your mind.

User: Oh no! There are private things in there.

Cleverbot: Informations?

User: That and more.


text:
Thursday, June 25, 2009

Indians in the Futures Game and a Programming Note

Posted By on Thu, Jun 25, 2009 at 4:07 PM

First, Nick Weglarz and Carlos Santana will be on the World roster for the 2009 Futures game. Weglarz has posted a .386/.483/.869 line in Akron while Carlos Santana has chipped in with a .401/.507/.908 clip for the Aeros.

Second, this blog is off tomorrow, Friday. It will return to regularly scheduled, full strength on Monday.

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State Bar of Wisconsin Joins Clio’s Bar Association Affinity Program

November 7, 2012

Wisconsin Joins Over 20 Bar Associations Now Offering Clio as a Member Benefit via the Clio Association Affinity Program

Themis Solutions Inc. is pleased to announce its new affinity partnership with the State Bar of Wisconsin. This partnership allows its members to subscribe to Clio, a cloud-based practice management system designed especially for solo practitioners and small law firms, at discounted rates.

Clio is the leading provider of secure, affordable cloud-based practice management, time & billing and client collaboration tools for small and mid-sized law firms. Because Clio is cloud-based, law firms can securely access their data from any Internet-connected device, be it a PC, Mac, smartphone or tablet.

“Clio is secure, easy to use, and constantly adding new features. Lawyers don’t need to make large investments in software and hardware to get a great practice management system. I believe that practice management systems, like Clio, allow lawyers to improve their efficiency through better workflow. This means lawyers can focus on building their practice rather than worry about technology. We’re happy to add Clio to as an Affinity Program Provider for our members” says State Bar of Wisconsin Practice Management Advisor Nerino Petro.

The State Bar of Wisconsin, organized on Jan. 9, 1878, is considered to be one of the most innovative, productive and service-oriented bars in the country by the American Bar Association.

“We’re thrilled to announce our new affinity partnership with the Wisconsin State Bar Association.” said Clio Channel Development Manager George Psiharis. “Wisconsin joins a large and growing group of state Bars in making Clio more accessible to their members than ever before.”

Over 20 bar associations are offering Clio as a member benefit, including the Alabama State Bar, Colorado Bar Association, Connecticut Bar Association, Hawaii State Bar Association, Illinois State Bar Association, Indiana State Bar Association, Iowa State Bar Association, Maryland State Bar Association, New Jersey State Bar Association, New York State Bar Association, North Carolina Bar Association, Ohio State Bar Association, Pennsylvania Bar Association, South Carolina Bar, State Bar of Michigan, and the State Bar of Texas.

For more information on the Clio Bar Association Affinity Program, please visit


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Cloud Computing
7 / 12

10 game changers in cloud computing

» more from Cloud Computing

5. VMware

Company value: $40.18 billion

VMware enables businesses to set up public and private clouds.

The introduction of the VMware workstation in 1999 brought virtualization to market. Virtualization allows ITinfrastructure to be more productive, making the technology fundamental to the creation of cloud architecture.

Fifteen years later and VMware continues to lead the virtualization market with its vSphere hypervisor and its vCloud management software.

Last year, VMware entered the public cloud market, launching the vCloud Hybrid Service. This enables organizations with VMware-based data centers to seamlessly expand out to public cloud infrastructure using their same management and orchestration tools. The product is seen as a breakthrough in the cloud market for allowing customers to easily move between public and private clouds.

According to VMware, over 500,000 organizations worldwide currently use its technology.

Ronda Churchill | Bloomberg | Getty Images


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Dr. Demetre Daskalakis to Receive Esperanza (Hope) Award at Cielo Gala 2016

NEW YORK, April 20, 2016 (GLOBE NEWSWIRE) -- Dr. Demetre Daskalakis, Assistant Commissioner of the Bureau of HIV/AIDS Prevention and Control of the New York City Department of Health and Mental Hygiene, will receive the 2016 Esperanza (Hope) Award, Friday May 6 at the Latino Commission on AIDS' Annual Cielo Gala 2016, the Latino Commission on AIDS (the Commission) announced today.

"Dr. Daskalakis has been a fearless warrior in the battle against HIV and AIDS, and a defender of public health throughout his career," said Guillermo Chacón, the Commission's President. "His dedication and initiative to engage patients and those at risk of HIV are personal qualities that give us hope that we will overcome and end the AIDS epidemic."

The Esperanza (Hope) Award was created by the Commission in 1996 to recognize leaders in medical research, public health, and treatment dedicated to stemming the tide of HIV and AIDS. Past recipients of the Esperanza Award have included Dr. Helen Rodriguez-Trias, Dr. Juan Bailey, Dr. Angela Diaz, Dr. Roberto Aymat, and others.

"I am overwhelmed by the honor of receiving the Esperanza Award from the Latino Commission on AIDS," said honoree Dr. Daskalakis. "The work of the Commission embodies the core of my philosophy of how we will end AIDS in New York City, New York State, and beyond: with love and respect. Hand in hand with our community, represented by the Commission, we are all warriors that will prove that love is the most potent antiretroviral! I look forward to sharing this beautiful night with you and am humbled and inspired by this great honor!"

The Cielo Gala will take place on Friday May 6th at Cipriani Wall Street, New York City, located at 55 Wall Street. The evening will consist of a cocktail reception and silent auction, followed by dinner and an awards presentation. Live entertainment will be provided by the Grammy-winning Spanish Harlem Orchestra led by Oscar Hernandez.

The event theme – Designing a World without AIDS - speaks to critical health issues, along with the organization's efforts to confront stigma and isolation, and in particular to highlight the harsh reality of the disproportionate impact of HIV and AIDS faced by some of our most vulnerable populations.

In addition to providing an opportunity to assess the status of HIV and AIDS in the Latino community, this year's event will launch the Hispanic Health Network, an initiative of the Commission that will help address other relevant health issues that affect the Latino community.

Sponsorship opportunities are still available. For more information on Cielo Gala, please contact Natasha Quirch, Director of Community Development at NQuirch@latinoaids.org or 212-675-3288 x316, or visit: www.cielolatino.org.

For more information about the Latino Commission on AIDS, visit www.latinoaids.org.

About the Latino Commission on AIDS

The Latino Commission on AIDS (Commission) is a nonprofit organization founded in 1990 dedicated to meet the health challenges and addressing the impact of HIV/AIDS, viral Hepatitis, STIs. The Commission is the leading organization coordinating National Hispanic Hepatitis Awareness Day (May 15), National Latino AIDS Awareness Day (October 15), Latinos and the Deep South, and other prevention, research, capacity building, and advocacy programs across the United States and its territories. The Latino Commission is the founder of the Hispanic Health Network, dedicated to eliminate health disparities in our communities.

CONTACT: Karmina L. Fonseca 212-707-1337 x20 klfonseca@arcos-ny.comSource:Latino Commission on AIDS


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U.S. Navy dolphins find antique torpedo

Dolphins trained by the U.S. military to find objects underwater have uncovered a late 19th century torpedo off the California coast.

A Howell torpedo on display at the U.S. Naval Undersea Museum. The Naval War College Museum

Unlike Acoustic Kitty, the U.S. military's dolphin program, active since the 1960s, has had quite a bit of success. Dolphins, you see, are capable of producing sonar, and have an aptitude for learning commands, proving to be much more useful than machines for aquatic mine detection.

"Dolphins naturally possess the most sophisticated sonar known to man," explains Braden Duryee, operations supervisor for the SSC Pacific Biosciences Division. "They can detect mines and other potentially dangerous objects on the ocean floor that are acoustically difficult targets to detect."

This time, though, two of the trained bottle-nose dolphins have discovered something much more interesting than mines off the coast of Coronado, Calif: a late 19th century Howell Automobile Torpedo, the first self-propelled torpedo in the U.S.

dolphin and handler
Military bottle-nose dolphin K-Dog with its handler, Sergeant Andrew Garrett. U.S. Navy

Unlike previous torpedoes, it was propelled by a hand-wound flywheel that weighed around 60 kilograms and needed to spin at around 10,000 rotations per minute. Conceived in 1871, the torpedo wasn't officially approved for construction until 1877, and then used until 1885-1886. It was quickly superseded in 1892, meaning only 50 of the torpedoes were ever produced.

Until this discovery, in fact, only one Howell torpedo was known to still exist, housed in the U.S. Naval Undersea Museum in Keyport, Wash. (Of course, Howell was pipped at the post by Melbourne, Australia, inventor Louis Brennan, who patented his steerable propeller torpedo in 1877.)

The dolphins had been trained by U.S. Navy specialists to touch the front of the boat with their noses if they find something, and the back of the boat if they don't. During a shallow-water dive last month, a dolphin by the name of Ten surfaced and touched the front of the boat, confusing the human handlers, who didn't expect any finds in the area. When it happened a week later with a dolphin named Spetz, a marker was placed, and divers were sent in for examination and retrieval. They discovered, after extensive research, that it was a 130-year-old torpedo.

"It was apparent in the first 15 minutes that this was something that was significant and really old," Christian Harris, operations supervisor for the SSC Pacific Biosciences Division, said. "Realizing that we were the first people to touch it or be around it in over 125 years was really exciting."

(Source: Crave Australia)


text:
Chapter 9

9-1.    Adoption by reference.

9-2.    Headings and catchlines.

9-3.    Penalty.

Editor's noteThe Construction Code of the City of Phoenix, including other codes such as the Plumbing Code, Electrical Code or codes that formerly were contained in chs. 13, 17, 21 and 25, are not set out in this volume and may be found on file in the office of the City Clerk and the office of the Building Safety Director.

State Law referenceGeneral authority relative to buildings, A.R.S. §§ 9-499.01, 9-240(B)(7), 9-276(A)(13)—(A)(15).


text:
How to Unlock LG G4 by Code

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After that click on unlock now button, review your order, fill other details and make payment. once you placed your order successfully we will email you the unlock code within specified average processing time. please note given processing time is average prcessing time, sometimes it may delay on weekends or if we try alternative database to get the code

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Community Foundation Legal Webinar

Members, View the Recording

Community Foundations: Gearing up for Year-End

Spend 90 minutes with the Council's legal staff to explore topics associated with year-end.   As well, take a moment out to celebrate #CFWeek and gear up for #GivingTuesday!

Topics Include:

  • Year-end gift acceptances
  • Board Governance and Standards for 2018
  • Preping for internal audits
  • Celebrating #CFWeek and #GivingTuesday
  • Question & Answer

  • Introducitons & Welcomes
  • Top 10 Legal Questions received for Year-end gift acceptances
  • 3 Key considerations for Board/Mgmt for year-end budgetary and regulatory
  • Top Governance Issues | National Standards for 2018
  • Considerations as you close the books; prepping for internal audits
  • Calendar of Activities for Board Governance
  • Celebrating #CFWeek and #GivingTuesday
  • Question & Answer

  • Brian Crowe, CFO
  • Bryan Del Rosario, Staff Counsel
  • Christina Gonzalez, Interim Executive Director of National Standards and Staff Counsel
  • Brad Ward, Director, Community Philanthropy


text:
Additional Initiatives

The Council is no longer actively working on these initiatives.

Community Foundations Centennial

The Council is proud to mark the 100th anniversary of the nation’s first community foundation, the Cleveland Foundation, by celebrating the impact of the first century of community philanthropy and looking ahead to the next 100 years.

Evolution of American Philanthropy

The Council’s Evolution of American Philanthropy Initiative focuses attention on the fundamental role and impact of philanthropy in American society.

Safe Communities & Violence Prevention

The Council wants to bring more foundations and funders into this work, building on efforts that are already underway, and to raise awareness that safety and freedom from violence is a precondition for much of the work funders already do to be successful.

Youth Community Philanthropy

Youth and young adults are engaging with each other and their communities in many different and new ways that affect their philanthropic activities.


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AICTE To Introduce Teacher Training Academies In Sync With Modern Curriculum

The chairman of  AICTE ( ALL INDIA COUNCIL FOR TECHNICAL EDUCATION ) Anil Dattatraya Sahasrabudhe on Sunday stated that the organization is preparing to establish four teacher training academies in different parts of India. These academies coming up at Thiruvananthapuram, Guwahati, Baroda and Jaipur will have eight segments that are semester- based. These statement came on sunday on the sidelines of  'The National Conference on Indian Higher Education: Quality Assurance, Accreditation & Ranking.

The sole motive of AICTE is to establish such academies to  produce motivated teachers who will be acquainted with a new change in technology for the technical education sector. The teacher’s training course will be outlined correspondingly.

All the four academies are predicted to be functionable within two years. The Jaipur teacher’s training academy covering 2 acres of land will be operating within one and a half years while the others could take a few more months. These academies will be build on lands free of cost provided by the state govt.

Earlier the West Bengal govt. was approached  for 1 acre of land to set up the teacher’s training academy but there was no response, however the officials of AICTE are still hopeful for a future response from the Bengal govt.

AICTE is suggesting technical educational institutions to get its accreditation within a period of four years. Based on the benchmarks and standards of education and other measures, these universities will be granted excellent rating for a time frame of six years and good rating for a period of four years.

The institutions that have applied for accreditation but missed on excellent or good rating, will be granted the status of “applied for”. The chairman of AICTE further said that the accreditation status of these institutions will be uploaded on the official website of AICTE. The accreditation will help these universities revamp their curriculum in sync with the modern technology. It will assist innovation in research projects and undertaking autonomy. This will contribute to an impede growth in the academic excellence of these institutions, the chairman for AICTE added.

At present, barring the IITs, not many Indian engineering colleges are known globally for imparting quality education, so this is the need for the hour of change. AICTE initiated four new schemes last year  — Unnat Bharat Abhiyan, Trainee Teacher Scheme, Adjunct Faculty Scheme, and Margdarshan or Mentorship scheme. Mentioning the Margdarshan scheme, Sahasrabudhe said that an independent reputed institution or govt / self financed institution approved by AICTE will guide ten technical institutions for their academic elevation. AICTE is currently focusing on accreditation of 30- 50 % of technical institution in the coming two years and aims to accredate 100 % in the next four years.

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At the request of Senator Collins, American flags can be flown over the United States Capitol for any Mainer who wishes to purchase one.  Flags come with a custom flying certificate and are commonly flown to commemorate special occasions such as birthdays, retirements, and holidays.  American flags are available in two materials, nylon or cotton, and in two sizes, 3’x 5’ or 5’x 8’. Before submitting a flag order, please allow at least three weeks to account for processing time.

There are two ways to purchase a flag, or a flag flown over the United States Capitol:

1.            Online: Please click HERE. This link will direct you to, a safe and secure service provided by the United States Treasury. There you will complete the form, provide payment, and submit your request.

2.            Standard Mail: Please print and complete a request form. The completed form and accompanying check can be mailed to Senator Collins’ nearest constituent service center.

If you have any questions regarding flag requests, please call the DC office at 202-224-2523.

Please note:

•             Flags are flown year round except for Thanksgiving Day, Christmas Day, and New Year’s Day

•             Pre-flown flags are flown over the U.S. Capitol but do not feature a specific date on the flying certificate.


text:
Batman '66 #9
This is part of a collected edition
Batman '66
Vol. 1

Batman '66 #9

Are you Egg-sperienced? The Dynamic Duo are about to be! Trapped aboard Egghead's flying airship and about to be dropped to their doom, how can they avoid getting scrambled?
Customer Rating
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About Book

Page Count

23 Pages

Digital Release Date

August 28 2013

Age Rating

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text:
SAN ANTONIO – Dillon Brooks dribbled along the baseline, put up a wild shot but gathered his own rebound under the basket.

The relentless rookie tried again to score but stepped out of bounds to register the Grizzlies’ 18th turnover Monday night.

That sequence late in the fourth quarter summed up the Grizzlies’ 100-98 loss to the San Antonio Spurs in AT&T Center. Memphis (18-45) suffered its 14th loss in a row because of mistakes in a game that featured 18 lead changes and 17 ties.

Marc Gasol scored 23 points and Brooks added 21 for the Grizzlies, who own the NBA’s worst record and have not won since Jan. 29. The Grizzlies are mired in their longest losing streak in a single season since relocating to Memphis from Vancouver in 2001.

The Spurs, meanwhile, were in dire need of a victory after losing five of their past six games. Veteran point guard Tony Parker turned back the clock and led the Spurs with Parker had 23 points, including clutch baskets late in the fourth quarter. San Antonio (37-27) snapped a two-game home losing streak against a shorthanded Memphis squad.

Although Gasol returned after missing Saturday’s game at Orlando for rest, the Grizzlies were without a pair of starters and key reserves. Tyreke Evans (ribs) sat out along with Andrew Harrison (wrist), Jarell Martin (sore right knee), Mario Chalmers (hamstring) and Ben McLemore (personal reasons).

Grizzlies rookie Kobi Simmons made his first career start. Simmons is the 16th different Griz player to start a game this season (second most in the league), and Memphis has used 23 different starting lineups.

The Grizzlies also welcomed guard Xavier Rathan-Mayes, who signed a 10-day contract before the game.

Odds and ends

JaMychal Green posted another triple-double with 14 points and 15 rebounds to go with five assists and two blocked shots... Chandler Parsons started and logged 15 minutes. He scored two points with an assist and a turnover… Marc and brother Pau Gasol played darts at Pau's home Sunday night. Marc lost in what he described as a highly competitive contest.

"He had the home board advantage," Marc said. "He plays all the time. I have two kids and I don't get to play darts. He doesn't have any kids. He has no kids. And he cheats. He gave me the weighted darts.”

Quotes of note

Grizzlies interim coach J.B. Bickerstaff on free throws, turnovers and the Spurs’ depth: “Against them you can’t turn the ball over because they are always in position to make you pay. If you turn it over, they get out and run, they’ve got speed and they’ve got shooting, so it’s hard to set your defense versus those turnovers. The free throws… they do a good job of defending without fouling. Our guys did a great job of attacking. I thought there were some opportunities to get to the free throw line more, but you got to give the Spurs a ton of credit. Again, they’re really disciplined. They don’t do a lot of reaching. They make you take and make tough shots.”

Grizzlies center Marc Gasol on the team’s psyche during the losing streak: “You can’t use a losing streak to allow you not to do your job. Whoever is not prepared to do their job out there and do what’s best for the team should not be playing because in this league you’re going to find what’s important to winning… So, you’ve got to learn, you’ve got to teach and you’ve got to be patient.”

Brooks on how the game slipped away: “We weren’t heavy on the nail. It was three minutes into the end of the fourth (quarter) when Tony Parker just took over the game. He hit three or four pull-ups and they went up by six and we had to take a timeout.  We couldn’t recover properly. We have to be disciplined on the defense and trust that we have help on the back side. And that’s where it slipped away.”

Spurs coach Gregg Popovich on their fourth-quarter performance: “Because we won didn’t mean we had a better effort in one quarter than the others. They tried just as hard in all the quarters as the fourth. Sometimes it just doesn’t work out that way. But effort is not the deal. We didn’t make many shots. They had a tough time shooting it and in the fourth quarter we played a little bit better defense than we have, but we still make it tough on ourselves. But we got the win and that's what matters.”

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