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Mat Cheung

First Note:My Zhang
Signup Date:7/11/2021
City:Yuen Long Kau Hui
State:Yuen Long
Country:Hong Kong
Kin: 6

  Tone: 6 Rhythmic
Balancing * Equality * Organize
Tribe: 6 Worldbridger
Equalize * Opportunity * Death
Affirmation for: White Rhythmic Worldbridger I Organize in order to Equalize
Balancing Opportunity
I seal the store of death
With the Rhythmic tone of Equality
I am guided by the power of MY OWN POWER DOUBLED!
Reading for: White Rhythmic Worldbridger

Historic Events on Kin 6

Music on White Rhythmic Worldbridger (53)
Duane Allmanimg11/20/1946BirthUS guitarist (The Allman Brothers Band)
Tommy Tedesco7/3/1930BirthUS musician
Phil Everly1/19/1939BirthUS musician
Victor Wooten9/11/1964BirthUS musician
Ad-Rockimg10/31/1966BirthUS rapper (Beastie Boys) Adam Horovitz (Adrock)
David Brysonimg11/5/1961BirthUS guitarist and vocalist (Counting Crows)
Jonny Lang1/29/1981BirthUS musician
Richard Bellimg3/5/1946BirthCanadian musician (The Band)
Alan Freed12/15/1921BirthUS disc jockey
Dean Torrenceimg3/10/1941BirthJan and Dean
Morris Levy8/27/1927BirthUS jazz club, music publishing, and independent reco...
Stuart Sutcliffeimg6/23/1940BirthEnglish musician (The Beatles)
Celia Cruz10/21/1924BirthCuban singer, Queen of Salsa.
Michael Angelo Batio2/23/1956BirthUS heavy metal guitarist and columnist (Nitro)
Duane Allenimg4/29/1943BirthOak Ridge Boys
Greg Ginnimg6/8/1955BirthUS guitarist (Black Flag)
Will Turpinimg2/8/1971BirthCollective Soul
Phil "Philthy Animal...img9/21/1954BirthBritish musician (Motörhead)
CeCe Peniston9/6/1969BirthUS dance music singer
Anthony Rapp10/26/1971BirthUS singer and actor

Show remaining 33 events in Music
Entertainment on White Rhythmic Worldbridger (66)
Peter Capaldiimg4/14/1958BirthScottish actor, writer and director and the twelfth ...
Beverly D'Angelo11/15/1951BirthUS actress
Sinbad11/10/1956BirthUS actor
Vin Diesel7/18/1967BirthUS actor
Summer Phoenix12/10/1978BirthUS actress
Anthony Rapp10/26/1971BirthUS singer and actor
Bill Cratty2/28/1951BirthUS modern dancer and choreographer
David White4/4/1916BirthUS actor
Erin Sanders1/19/1991BirthUS actress
Eriq La Salle7/23/1962BirthUS actor
George M. Cohan7/3/1878BirthUS actor, director, singer and dancer
Gina Mastrogiacomo11/5/1961BirthUS actress
Giovanni Capitello8/27/1979BirthUS filmmaker/actor
Griffin Dunne6/8/1955BirthUS actor
Hal Linden3/20/1931BirthUS actor
Hal Roach1/14/1892BirthUS film producer
Jeremy Miller10/21/1976BirthUS actor
Joe Scarborough4/9/1963BirthUS television personality
John D'Aquino4/14/1958BirthUS actor
Joyce Randolph10/21/1924BirthUS actress

Show remaining 46 events in Entertainment
Politics on White Rhythmic Worldbridger (66)
Shinzo Abe9/21/1954BirthJapanese politician
Abbie Hoffman11/30/1936BirthUS activist
Bronson M. Cutting6/23/1888BirthUS politician
John LaFalce10/6/1939BirthUS politician, former Member, US House of Representa...
Katharine McCormick8/27/1875BirthUS women's rights activist
Paul Cellucci4/24/1948Birth69th Governor of Massachusetts and former United Sta...
Ralph Yarborough6/8/1903BirthU.S. Senator from Texas
E. P. Thompson2/3/1924BirthEnglish socialist historian, (The Making of the Engl...
Lord Irvine of Lairg6/23/1940BirthScottish Lord Chancellor
Yaroslav II of Russia 2/8/1191Birth
Iskander Mirza11/15/1899Birthfirst President of Pakistan
Ferdinand III, Holy Roman E...7/13/1608Birth
Mohammad Reza Pahlavi of Iran10/26/1919BirthShah of Iran
David Andrews3/15/1936BirthIrish politician
Nikola Ljubicic4/4/1916BirthYugoslav general, Serbian communist politician
King Henry V of England9/16/1387Birth
Princess Eleanor of England 6/18/1269Birth
Pierre Laval6/28/1883BirthPrime Minister of France
Mohsen Badawi11/10/1956BirthEgyptian entrepreneur and activist
Avdy Andresson11/15/1899BirthEstonian statesman

Show remaining 46 events in Politics
Writing on White Rhythmic Worldbridger (38)
Walter Russell5/19/1871BirthUS artist and mystic known for his achievements as a...
Howard Greenfield3/15/1936BirthUS songwriter
Ida Tarbell11/5/1857BirthUS journalist
Jane Smiley9/26/1949BirthUS novelist
Nina Totenberg1/14/1944BirthUS journalist
Paul Zindel3/15/1936BirthUS author and educator
Wallace Stegner2/18/1909BirthUS writer
William L. Shirer2/23/1904BirthUS historian
E. P. Thompson2/3/1924BirthEnglish socialist historian, (The Making of the Engl...
Minette Walters9/26/1949BirthEnglish novelist
William Makepeace Thackeray7/18/1811BirthEnglish author
StanisÅ‚aw Grochowiak1/24/1934BirthPolish poet
Riaz Ahmed Gohar Shahi11/25/1941BirthPakistan Muslim Sufi, author, spiritual leader
Carlos Monsiváis5/4/1938BirthMexican writer
Jaime Sabines3/25/1926BirthMexican poet
Angelos Sikelianos3/15/1884BirthGreek poet and playwright
Marguerite Yourcenar6/8/1903BirthFrench author
Luis Cernuda9/21/1902BirthSpanish poet
Gorch Fock8/22/1880BirthGerman author and poet
Joseph Boyden10/31/1966BirthCanadian novelist

Show remaining 18 events in Writing
Art on White Rhythmic Worldbridger (14)
Walter Russell5/19/1871BirthUS artist and mystic known for his achievements as a...
George Herriman8/22/1880BirthUS cartoonist
Jhonen Vasquez9/1/1974BirthUS comic book artist
Marc Jacobs4/9/1963BirthUS fashion designer
Marianne von Werefkin9/11/1860BirthRussian-Swiss painter
Jean-Baptiste van Loo1/14/1684BirthFrench painter
John Hugenholtz10/31/1914BirthDutch race track designer
Louise Bourgeois12/25/1911Birthsculptor
Pietro Longhi11/5/1701BirthVenetian painter
Maurice Prather1/9/2001DeathUS photographer
Charles-Amédée-Philippe v...11/15/1795DeathFrench painter
Aelbert Cuyp11/15/1691DeathDutch painter
François Craenhals8/2/2004DeathBelgian comics artist
Clement Meadmore4/19/2005DeathAustralian sculptor

Religion on White Rhythmic Worldbridger (16)
Walter Russell5/19/1871BirthUS artist and mystic known for his achievements as a...
Thomas Tanner1/24/1674BirthEnglish bishop
Riaz Ahmed Gohar Shahi11/25/1941BirthPakistan Muslim Sufi, author, spiritual leader
Karl Löwith1/9/1897BirthGerman philosopher
Martin Niemöller1/14/1892BirthGerman theologian
Pope Paul VI 9/26/1897Birth
Richard Rorty6/8/2007DeathUS postanalytic, pragmatic philosopher
Arthur Lake, Bishop of Bath...5/4/1626DeathEnglish bishop and Bible translator
James Mill6/23/1836DeathScottish philosopher and historian,
Averroes12/10/1198DeathArab physician and philosopher
Peter Damian2/23/1072Deaththeologian and Doctor of the Church
Pope Constantine4/9/0715Death
Pope Nicholas IV 4/4/1292Death
* 2/23/2008 - A United States Air Force B-2 Spirit crashes on Guam. It is the first operational loss of a B-2.
* 3/5/1946 - Winston Churchill uses the phrase "Iron Curtain" in his speech at Westminster College, Missouri.
* 4/19/2005 - Cardinal Joseph Ratzinger elected Pope Benedict XVI on the second day of the Papal conclave.

Science on White Rhythmic Worldbridger (19)
Walter Russell5/19/1871BirthUS artist and mystic known for his achievements as a...
Gerald P. Carr8/22/1932BirthUS astronaut
Steven L. Smith12/30/1958BirthUS astronaut
Dmitri Victorovich Anosov11/30/1936BirthRussian mathematician
Jacques-Arsène d'Arsonval6/8/1851BirthFrench physicist
Frederik H. Kreuger5/14/1928BirthDutch scientist and inventor
Johann Matthias Hase1/14/1684BirthGerman scientist
Maud Menten3/20/1879BirthCanadian biochemist
John Hope6/13/2002DeathUS meteorologist
John Steinbeck12/20/1968DeathUS writer, Nobel Prize laureate
Sacagawea12/20/1812DeathUS Shoshone explorer
Ivan Matveyevich Vinogradov3/20/1983DeathRussian mathematician
Kokichi Mikimoto9/21/1954DeathJapanese inventor
Jacques Babinet10/21/1872DeathFrench physicist
Nicolas Baudin9/16/1803DeathFrench explorer
Franz Joseph Gall8/22/1828DeathAustrian neuroscientist
Averroes12/10/1198DeathArab physician and philosopher
* 5/4/1626 - Dutch explorer Peter Minuit arrives in New Netherland (present day Manhattan Island) aboard the See Me...
* 1/24/1986 - Voyager 2 passes within 81,500 km (50,680 miles) of Uranus.

War on White Rhythmic Worldbridger (35)
Arthur Rhys Davids9/26/1897BirthEnglish pilot
John FitzAlan, 2nd Baron Ar...11/30/1364BirthEnglish soldier
Leopold Trepper2/23/1904BirthSoviet spy
Ashikaga Yoshikazu8/27/1407BirthJapanese shogun
Nikola Ljubicic4/4/1916BirthYugoslav general, Serbian communist politician
Georges Catroux1/29/1877BirthFrench general
Avdy Andresson11/15/1899BirthEstonian statesman
Piet Hein11/25/1577BirthDutch naval commander and folk hero
Philipp von Boeselager9/6/1917BirthGerman Wehrmacht officer, failed assassin of Adolf H...
Robert Gould Shaw7/18/1863DeathUS military officer
Douglas Fraser2/23/2008DeathScottish pilot
Earl Mountbatten8/27/1979DeathBritish admiral and statesman (assassinated)
Joseph Warton2/23/1800DeathEnglish literary critic
Moshe Dayan10/16/1981DeathIsraeli general
Pat McGeown10/1/1996DeathProvisional Irish Republican Army member
François Joseph Paul1/14/1788Deathmarquis de Grasetilly, comte de Grasse, French admiral
* 2/23/2008 - A United States Air Force B-2 Spirit crashes on Guam. It is the first operational loss of a B-2.
* 4/4/1968 - Martin Luther King, Jr. is assassinated by James Earl Ray at a motel in Memphis Tennessee.
* 5/4/1886 - Haymarket Square Riot: A bomb is thrown at policemen trying to break up a labor rally in Chicago, Illi...
* 7/18/1863 - US Civil War: Battle of Fort Wagner/Morris Island the first formal African US military unit, the 54t...

Show remaining 15 events in War
Sports on White Rhythmic Worldbridger (58)
Alan Freed12/15/1921BirthUS disc jockey
Dave Richardson9/16/1959Birthformer South African cricketer
Tuppy Owen-Smith2/18/1909BirthSouth African cricketer and English rugby union play...
Anthony Reyes10/16/1981BirthUS baseball player
Ben Finegold9/6/1969BirthUS chess player
Brandon Novak12/10/1978BirthUS skateboarder
Bridget Sloan6/23/1992BirthUS gymnast
Dwayne Rudd2/3/1976BirthUS football player
Ellis Burks9/11/1964BirthUS baseball player
Greg Cook11/20/1946BirthUS football player
Jake Long5/9/1985BirthUS football player
Jason Taylor9/1/1974BirthUS football player
Josh Paul5/19/1975BirthUS baseball player
London Fletcher5/19/1975BirthUS football player
Lou Criger2/3/1872BirthUS baseball player
Mickey Owen4/4/1916BirthUS baseball player
Sean Waltman7/13/1972BirthUS wrestler
Surya Bonaly12/15/1973BirthFrench-born US figure skater
Tiffany Weimer12/5/1983BirthUS soccer player
Tim Raines9/16/1959BirthUS baseball player

Show remaining 38 events in Sports
Education on White Rhythmic Worldbridger (4)
Paul Zindel3/15/1936BirthUS author and educator
Edith Abbott7/28/1957DeathUS social worker, educator, and author
Arthur Lake, Bishop of Bath...5/4/1626DeathEnglish bishop and Bible translator
* 3/5/1946 - Winston Churchill uses the phrase "Iron Curtain" in his speech at Westminster College, Missouri.

Nature on White Rhythmic Worldbridger (0)

Business on White Rhythmic Worldbridger (13)
Morris Levy8/27/1927BirthUS jazz club, music publishing, and independent reco...
Clyde Cessna12/5/1879BirthUS airplane manufacturer
Paul Zindel3/15/1936BirthUS author and educator
Tim Berners-Lee6/8/1955BirthEnglish internet developer
Mohsen Badawi11/10/1956BirthEgyptian entrepreneur and activist
Le Corbusier10/6/1887BirthSwiss architect
Alfred Horatio Belo4/19/1901DeathUS newswriter and businessman
Edith Abbott7/28/1957DeathUS social worker, educator, and author
George Read9/21/1798DeathUS lawyer and signer of the Declaration of Independe...
Laurence Tisch11/15/2003DeathUS businessman
Rudolf Kingslake2/28/2003DeathEnglish optical engineer
Joseph-Adolphe Chapleau6/13/1898DeathCanadian lawyer and politician
* 2/13/1914 - Copyright: In New York City the US Society of Composers, Authors and Publishers is established to prot...

Accidents on White Rhythmic Worldbridger (3)
* 2/23/2008 - A United States Air Force B-2 Spirit crashes on Guam. It is the first operational loss of a B-2.
* 5/4/1886 - Haymarket Square Riot: A bomb is thrown at policemen trying to break up a labor rally in Chicago, Illi...
* 11/30/1936 - In London the Crystal Palace is destroyed by fire.

Other on White Rhythmic Worldbridger (43)
Alex Chiu2/8/1971BirthChinese-US alternative health product provider
Alexander Woollcott1/19/1887BirthUS intellectual
Benjamin Whorf4/24/1896BirthUS linguist
Jennifer Lynch4/4/1968BirthUS director
Joe Carcione10/31/1914BirthUS consumer advocate
John McCone1/4/1902BirthUS CIA Director
Marjoe Gortner1/14/1944BirthUS evangelist
Michael Davis9/6/1969BirthUS softball player (Solvents, et al)
Rusty Smith8/27/1979BirthUS shorttracker
Matthew Pritchard3/30/1973BirthWelsh Stuntman
Rod Harrington12/30/1958BirthEnglish darts player
Sir Allen Lane9/21/1902BirthBritish founder of Penguin Books
Andrus Veerpalu2/8/1971BirthEstonian cross-country skier
Tian Liang8/27/1979BirthChinese diver
Mélanie Turgeon10/21/1976BirthCanadian alpine skier
James Allan9/11/1860Birthformer All Black
Michel Chartrand12/20/1916BirthQuebec union leader
Joseph Pitty Couthouy4/4/1864DeathUS naval officer
Thomas de Ros, 5th Baron de...6/8/1383DeathEnglish Crusader
William Chapman Ralston8/27/1875DeathUS banker

Show remaining 23 events in Other
sp Destiny Pattern sp

sp Wavespell sp

White Rhythmic Worldbridger is in the Dragon wavespell

SpaceStationPlaza Image earthtzolkin.png

Intergalactic Network
for Universal Peace

Passengers born on Kin 6 (27)
Peter FranchotAsheville, NC United States
EchoWarsaw, IN United States
AvinashSofia, 42 Bulgaria
Blondie10ismLiverpool, H8 Great Britain (UK)
buddhist hot dogAnn Arbor, MI United States
sibiliaBerkeley, CA United States
WhiteworldbridgerLos Osos, CA United States
Jen FosterAsheville, NC United States
LukeCape Town, 11 South Africa
reneelyQuebec, QC Canada
renato azambujoHamburg, 04 Germany
CassiopeiaUMAthens, OH United States
cr33poCape Town, 11 South Africa
Christina NelsonHendersonville, NC United States
ThomasWTampa, FL United States
Chousein Sech
Abhishek Giri
ahkenA101Traverse City, Michigan United States
SeannachyNewburgh, New York United States
Justin BinderMinneapolis, Minnesota United States
jaeBellevue (Factoria), Washington United States
SanyamThrissur (Chembukkav), Kerala India
Robin Jeffersonville, Indiana United States
jamiePatchogue, New York United States
Anabela Fernandes LealPorto, Porto Portugal
Telyra RoswellHamilton, Ontario Canada
Mat CheungYuen Long Kau Hui, Yuen Long Hong Kong
The next Galactic Birthday for kin 6
is in 175 days on

Yin Earth Sheep
Chinese Astrology Chinese Dragon

Yin Earth Sheep

Sheep affinity is with Pig and Rabbit

But Sheep opposes Ox!
Chinese Circle Of Affinity

Space Station Plaza connects people using the Dreamspell 13-Moon Natural Time Calendar

With Mayan Cosmology, we promote universal peace and galactic harmony

Home - Today's Kin - 13-Moon Calendar - Group Energy Calculator - Upcoming Events - Links - Tzolkin - Castles - About Cosmology - About SSP - Suggestions
Make a suggestion -

We're working hard to improve the site for passengers. Help us improve it even more!

About Space Station Plaza -

SSP is your galactic portal to alignment with natural cycles and rythms calculated using the Dreamspell calendar. Conversion to "kin" happens automatically on SpaceStationPlaza, illuminating the relationships you have to Famous People and other kin (passengers) on the Tzolk'in (the 260-day Calendar).

Conceived originally in 2000 by visionary Seraphim Arkis, Kin 154, WHITE SPECTRAL WIZARD of Asheville, NC. In February 2009, Arkis conveyed the vision of to PHP programmer, Anthony Fogleman, who took an interest, and decided to help birth a revolutionary new type of website. The first public version of SSP was launched on April 9th, 2009, after exiting a galactic portal.

We are busy working to provide tools to help you align with others using Sacred Cosmology. There's much more to come as we work to make SSP a popular social utility.

We rely on support from passengers, CREW and visionaries. Together we contribute to the Galactic Community.

The Dreamspell Calendar -
In 1987, using ancient Mayan glyphs, Dr. Jose Arguelles created the Dreamspell calendar based on 13 Moons of 28 days. The calendar harmonizes with natural cycles of the sun, moon, earth and planets. It incorporates the 260 day count known as the Tzolk'in. The calendar has been used widely since the Harmonic Convergence August 16 - August 17, 1987.
The Mayan prophecies are closely linked to calendars and astronomy, and are complex, exacting and impressively accurate. The Harmonic Convergence was part of the fulfillment of the ancient Mayan prophecy of the 13 Heavens of decreasing choice and the 9 Hells of increasing doom. This event marked the opening of a gate leading to the final 25 years of the Mayan Great Cycle of 13 Baktuns (BC 3113 - AD 2012). Humanity is now at the end of the ninth hell cycle, as the prophecy indicates, after which, the "Lord of the Dawn" would return. This period is described as a time not only of new thinking, but of quantum shift and a new paradigm for humanity.
In 1773, Don Ramon de Ordoñez y Aguilar discovered the ruins of an ancient city, Palenque, in the remote jungles of Central America. Excavations revealed pyramids, temples and palaces. Since then, explorers, scholars and writers have worked to learn more about the mysterious inhabitants who abandoned their city in 830 AD.

Like other cultures of Mesoamerica, the Maya used a 260-day calendar, referred to as the Tzolk'in. The length of this calendar coincides with the average duration of human gestation. Its purpose is to provide guidance in life through a consideration of the combined aspects of the 20 named days and 13 numbers, and to indicate the days on which sacrifice at certain 'number shrines' might lead to desired results. The days were commonly deified and invoked as 'Lordships'. The general Yucatec word for 'priest' (ah k'in) referred to the counting of the days. Within the social group of the priests at court, it was customary to pass the 'burden' of the time-units on from one divine 'number bearer' to the next.

What is often called Maya 'astronomy' could also be called astrology, since it was a priestly science resting on the assumption of a correspondence between earthly events and the movements of heavenly bodies and constellations.

In Classic Maya texts, certain glyphs are read as references to the soul and 'co-essences', such as animals or other natural phenomena (comets, lightning, etc.) linked and protected the individual.

The Maya believed their modern age, marked by the 26,000-year (360 days/yr) cycle of our solar system around the Pleiades star cluster, had begun on 12 August, 3114, BC and was to end on 21st of December, 2012 followed by regeneration of earth and a time of galactic harmony.

At SpaceStationPlaza we expect good things in 2013.

Dynamic Search Results


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Excess Venice Boutique Hotel & Private Spa

Rated 9.4 in 294 reviews. 16 rooms.

Set in a 15th-century building, Excess Venice Boutique Hotel & Private Spa is located in Venice's tranquil Dorsoduro area. The San Basilio waterbus station with links to St. Mark’s Square is only a 2-minute walk away.

With free Wi-Fi, air-conditioned rooms at the Excess Venice Boutique Hotel & Private Spa feature a satellite flat-screen TV, a minibar and a private bathroom. Suites have a spa bath and overlook the canal.

Breakfast is served buffet style. It includes both sweet and savoury food such as cold cuts, cheeses and cakes, together with juices and hot drinks.

At the Excess Venice Boutique Hotel & Private Spa you can relax in the garden or on the sunny terrace. There is also a TV room with international channels.

In the surroundings, you will find Venetian restaurants and cafés. Ca’Foscari University is 250 metres away.

Spa Facilities

  • Spa and wellness centre
  • Hot tub/Jacuzzi
  • Sauna

Available Rooms

2 guests

Recommended Nearby

A guide to great places near Excess Venice Boutique Hotel & Private Spa

  1. Osteria da Codroma

    124 m from hotel
    Fondamenta Briati - Dorsoduro 2540

  2. Ristorante Riviera

    219 m from hotel
    dorsoduro 1473

  3. Osteria ai Carmini

    222 m from hotel
    Dorsoduro-Campo Santa Margherita, 2894/A

  4. Fujiyama B&B Tea Room

    292 m from hotel
    Dorsoduro 2727/A

  5. Venice Jazz Club

    300 m from hotel
    Fondamenta Gerardini 2835-2840

  6. Osteria alla Bifora

    304 m from hotel
    Campo santa margherita

  7. Chioschetto

    316 m from hotel

  8. Osteria Ai Pugni

    334 m from hotel
    Sestiere Dorsoduro 2859

  9. Grom

    359 m from hotel
    Campo San Barnaba, Dorsoduro 2761

  10. Campo Santa Margherita

    366 m from hotel
    Campo Santa Margherita

  11. Bar Ai Artisti

    377 m from hotel
    Dorsoduro 2771

  12. Osteria Al Squero

    498 m from hotel
    Dorsoduro 944

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text:
Item 59 - St Lukes Presbyterian Church at Bothwell

Original Digital object not accessible

Identity area

Reference code

AU TAS UTAS ITCCD 2017/14-59

St Lukes Presbyterian Church at Bothwell

  • 1970-1980 (Creation)

Level of description

Extent and medium

1 digital file

Context area

Name of creator

Immediate source of acquisition or transfer

Part of the Colin Dennison Collection transferred to the University of Tasmania, 2023

Content and structure area

Scope and content

Colour portrait-shaped photograph of St Lukes Presbyterian Church, Bothwell, a sandstone building, with clocktower showing a quarter past midday

Appraisal, destruction and scheduling

System of arrangement

Conditions of access and use area

Conditions governing access

Available for private research and study.

Conditions governing reproduction

For permission to reproduce please contact UTAS SPARC, by emailing

Language of material

Script of material

Language and script notes

Physical characteristics and technical requirements

Finding aids

Existence and location of originals

Existence and location of copies

Related units of description

Related descriptions

Alternative identifier(s)

Access points

Subject access points

Place access points

Name access points

Genre access points

Description identifier

Institution identifier

Rules and/or conventions used

Level of detail

Dates of creation revision deletion

Digital object (Master) rights area

Digital object (Reference) rights area

Digital object (Thumbnail) rights area

Accession area

Related subjects

Related people and organizations

Related genres


text:
Team Modeling Resources

This page provides information and resources for users who are considering to deploy Enterprise Architect in a shared or team based environment and covers topics on: DBMS repositories, Cloud Services and Model Security.

DBMS based Repositories

Team based modeling can involve the use of a Database Management Server (or DBMS) for hosting a repository on a shared server that multiple users connect to at the same time. Thereby allowing an entire business or team to simultaneously work on the same repository.

There are number of factors that should be considered before deciding if a DBMS based repository would be an appropriate match for your environment. The deployment whitepaper discusses the various repository options that Enterprise Architect supports and the Pro and Cons of each. We also have a FAQ page that answers many of the common questions associated with DBMS based repositories.

Enterprise Architect supports a range of DBMS products like MySQL, Microsoft SQL Server, Oracle and PostgreSQL.

The Corporate, Unified and Ultimate editions of Enterprise Architect support connecting to DBMS based repositories.

Details of the process and download links for setting up DBMS based repositories can be found here:

General Performance
General DBMS Repository performance, as experienced by end users will depend very much on the quality and power of the server hosting the DBMS and the network infrastructure on which the DBMS and user are located. Using a DBMS over a very high latency (10ms or higher) network can result in significant delays and visibly inferior performance. When network latency is an issue, Sparx Systems recommends using a Cloud Based Server as the communications have been optimized to reduce the effect of network latency.

Note on Database Indexing
It is also important to understand that due to the nature of how each business operates the physical concentration of data within repositories differs from customer to customer. The Enterprise Architect schema definition comes with a standard set of database indexes that have been designed to maximize performance based on what is expected to be held in a repository however these standard indexes may not completely suit your repository's data. In these rare cases a manual review of the database's performance is recommended by an experienced DBA to optimize Enterprise Architect's data retrieval performance. This should ensure that end users receive the best possible performance even when repositories contain millions of records.

Pro Cloud Server

The Sparx Systems Pro Cloud Server (previously called Cloud Services) is a additional supporting product to Enterprise Architect, it provides a convenient mechanism for hosting models and gives easy access to people within your team, and optionally to external customers and consultants anywhere around the world without them needing to install additional drivers.

All editions of Enterprise Architect are capable of connecting to 'Cloud' based models, the only limitation is that the Professional edition is restricted to connecting to Firebird based cloud repositories.

The 'Pro Cloud Server' application is a free download for all Enterprise Architect users, however in its initial state, certain extended functionality will be disabled. The extended functionality, like WebEA, Integration Plugins and an integrated Floating License Server can be enabled by purchasing a Pro Cloud Server license.

What is the Pro Cloud Server?

The Pro Cloud Server is a standard Microsoft Windows Service, that manages a pool of database connections for each defined repository. It is designed to run on your hardware, so that you have full control of how it is configured and who has access to it and more importantly your data remains totally in your control.

What the Pro Cloud Server is NOT!

Some companies sell subscription based 'Services' in the Cloud that allow customers to have their infrastructure hosted and be available to anyone in the world. The Sparx Systems Pro Cloud Server is not this type of product, so don't let the name confuse you.

The Sparx Systems Pro Cloud Server application is provided FREE of charge to Registered Users of Enterprise Architect.
For more information please refer to the following resources:
Introduce the Pro Cloud Server: Familiarize yourself with the basic concepts of the Pro Cloud Server and benefits that it offers
Help Guide: The Enterprise Architect User Guide contains a comprehensive description of the Pro Cloud Server
Live Demo: Connect to one of our 3 Pro Cloud Server, evaluate its performance and how easy an end user can connect to them
Download the Pro Cloud Server: Access the Registered User download page to obtain the Pro Cloud Server installer

Historical products replaced by the Pro Cloud Server

July 2019, With the release of Pro Cloud Server v4, the functionality provided by the Cloud Services has been replaced by the unlicensed edition of the Pro Cloud Server, as a result no further development will be made to Cloud Services.

Download the Cloud Services:

disk icon  SparxCloud.msi Version: 2.1.21 (12 MB)

February 2014, With the release of Enterprise Architect version 11, the functionality provided by the WAN Optimizer has been replaced by the new product 'Cloud Services', as a result no further development will be made to the WAN Optimizer. The following information and download link remain here for legacy purposes.

The Sparx Systems' Wide Area Network (WAN) Optimizer is a server side process for enhancing performance when connecting to remote model repositories. This process reduces the amount of data transmitted and, in turn, the level of network traffic between the Enterprise Architect client and the remote repository.

Download the WAN Optimizer service and client application:

disk icon  wanoptimizer.exe (1.1 MB)

Model Security

Model Security (or Security Enabled Models) are terms we use to describe a feature within the Corporate, Unified and Ultimate editions of Enterprise Architect that enforce all users to provide valid credentials in order to view and/or update a repository. Once Model Security is enabled on a repository only authorized users will be allowed access. The repository administrator can then control what functionality each user can perform within the repository. Details of Model Security are discussed in the Enterprise Architect User Guide

In order to enable or disable Model Security the user must provide the relevent key for the edition of Enterprise Architect they are using. This is to ensure security is not turned on or off by accident or inexperienced users.

Trial Users
Users of the Trial edition can enable user security on a project, by entering the following key (including the braces { }):

Registered Users
Registered Users of the Corporate, Unified and Ultimate editions of Enterprise Architect can use the key available from the registered user site.


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Blessing of the Backpacks and Workplace Items

August 30, 2020 @ 11:30 am - 12:00 pm

Many churches across the nation do a “Blessing of the Backpacks” ceremony during a worship service. But here at Second, we turn this event into an intergenerational activity, where we can bless not only our children who are returning to school, but also the adults in our midst who serve our community through a variety of vocations. On Sunday, August 30, the children are invited to either send a photo or to bring their backpacks to worship, where they will receive a special blessing at the start of the new school year. But we encourage everyone to participate. So please either come to worship or send in your photos, PROMINENTLY FEATURING your tools, your wrenches, your briefcases, your stethoscopes, your diaper bags—anything that symbolizes the ways in which you spend your days working and serving others —so that you may receive a special blessing, too!

August 30, 2020
11:30 am - 12:00 pm


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It looks like you're using Internet Explorer 11 or older. This website works best with modern browsers such as the latest versions of Chrome, Firefox, Safari, and Edge. If you continue with this browser, you may see unexpected results.

Basic Grammar and Punctuation: Home

The tutorials below address basic grammar and punctuation errors writers routinely have. Use these guidelines to proofread and correct errors in your papers before submission. For hands-on help, see a tutor in your campus Learning Support Commons.

How to check for grammar errors:

Has your instructor told you to proofread your papers? Have you run spellchecker but don't know what else to look for? This checklist can help!

Learn which common errors you make with, and then learn how to avoid them in the list below or the matching tab above.

1) Check for run-on sentences - Two or more independent clauses joined without a conjunction.

2) Check for sentence fragments - A phrase or clause that is not a complete grammatical sentence.

Note - If you're having trouble with sentences, review the three types above - Simple, Compound, and Complex.

3) Check to make sure you have used the correct verb:

  • Does your verb agree with your subject?
  • Do you stay in the same tense throughout?

4) Check that you use pronouns correctly:

  • Is it clear who or what you refer to?
  • Have you used the correct form?

5) Check for commonly confused words such as their, there, and they're.

6) Check your punctuation. Try circling every punctuation mark on your rough draft to make it stand out as you read it.

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Holcová: Organised crime has not noticed Czechoslovakia’s break-up

A centre that helps reveal crimes with international links was absent in Slovakia, says a Czech investigative journalist who collaborated with Ján Kuciak.

Pavla HolcováPavla Holcová (Source: TASR)

Reports about the Slovak links in the Panama Papers scandal are just one of the examples of how the Czech Centre for Investigative Journalism works.

Founded in 2013 by a group of journalists in the Czech Republic, the centre wants to raise awareness of the public about the impact of financial crimes on politics and economics.

There was no Slovak counterpart to the centre, though Pavla Holcová admits she discussed the idea of establishing it about two years ago with her close collaborator, Slovak investigative journalist Ján Kuciak, murdered last February along with his fiancée, Martina Kušnírová.

Read also:New investigative centre, named after Kuciak, will help reveal corruptionRead more

“He told me he liked the idea but didn’t feel like doing it at that moment,” Holcová said.

This will change now. In late 2018, a group of Slovak journalists founded the Investigative Centre of Ján Kuciak (ICJK), with the purpose of reporting about corruption and organised crime and helping journalists investigate international links in their stories.

Holcová has been appointed a member of ICJK’s board and will supervise the project and offer her experience running a similar centre.

The Slovak Spectator (TSS): What persuaded you to participate in the Investigative Centre of Ján Kuciak project?

The rest of this article is premium content at Spectator.sk
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News digest: Schools across Slovakia are closing

Problems with regional buses in Bratislava persist. Meteorologists issue warnings against snow for Tuesday and Wednesday.

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Interest in the first shot was on the rise in the past weeks.

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Miroslava Sotáková works for Google and is bringing up three kids in New York.

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Spectrum Controls Operator Interface

SKU List Price
2707M232P3sc $717
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Product Description

The SOI-120/DTAM™ Micro Operator Interface Terminal provides unsurpassed flexibility and compatibility. The DTAM interface provides faster implementation and increased productivity with fill-in-the-blanks, easy-to-use programming software.  There are fewer programming and operator entry errors with auto-scaling and a programmable operator entry limit (min and max values). You get direct access to any register location within the PLC and P/AD feature.

  • Quick operator response and reduced downtime with alarm generation.
  • Controlled access with security screens.
  • Rugged--Rated NEMA 4, 12, 13, IP65, CSA, UL/cUL Class 1 Div 2
Catalog Number: SOI-120/DTAM™ Product Family: DTAM
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Autumn Group Classes Booking Now

Socially Distanced small group sessions. Click below to find a class to suit you.

Group Classes Are Back!

My group classes are re-starting w/c 7 September.

Class numbers will be restricted to allow for social distancing – max 6 in Small Hall and 9 in Large Hall. You can read about the Covid safety measures here.
Tuesday evening classes are moving to the Large Hall this term.

I have a couple of spaces available – contact me to book now to avoid disappointment!

Due to the popularity of my classes, I am starting a new Friday morning class at 9.15 at Hughenden Village Hall. Spaces are filling up fast, so please contact me if you would like to join us.

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All You Need to Know about Extra Wide Shoes

Do you have unusually wide feet? Well, you aren’t the only one. There are many of us whose shoe size is the same in length and not in width. This means that people with wide feet are in need of extr...

Get These Super Affordable ASICS Running Shoes Today

ASICS is a popular Japanese company that specializes in sports apparel, equipment, and footwear, especially running shoes. Their high-quality footwear is known all over the world. Their footwear colle...

Tips to Select Extra Wide Shoes

Good footwear is all about the perfect mix of style and comfort. They add charm and elegance to your dressing. For people who need extra wide shoes, the search to find that perfect match to your party...

Popular Types of Easy Spirit Shoes to Choose From

Easy Spirit is one of the most popular footwear stores for women in the country. It has been operating for the past 35 years. It is known for making highly comfortable shoes for women. Easy Spirit sho...

Tips for Buying the Right Athletic Shoes

A run or a jog in the morning keeps you fit and energetic throughout the day. Running and athletics help you reduce your weight and be healthy. However, it’s necessary for you to put on comfortable ...

A Concise Fashion Guide for Women over 60

Party season is here and in the midst of all the festivities, one must be reasonable in making fashionable choices. For women over the age of 60, however, the choices are not as vast as you would thin...

Different Types of Dresses for Women Over 60

Who says women above the age of 60 cannot be fashionable! Fashion is all about elegance, grace, and poise. These are the three qualities that women over 60 are brimming with! In which case, dresses fo...

Add Style to Your Outfit with Trendy Shoes

There is a saying that goes “shoes maketh a man.” However attractive your outfit may be, mismatched shoes can totally spoil your looks. A dress that is paired with the right shoes reflects your pe...

Get the Best Pocket-friendly Deals with Discount Shoes Online

Shoes do more than just protect your feet from unwanted harm. Before shoes were in vogue, people in ancient civilizations used to wear leaves and leather in order to protect their feet from harsh terr...

Save Money Through Designer Handbags Sale

Handbags are useful accessories that help you carry around essential items like money, makeup, smartphones, and other items. They are also fashion pieces, helping you complete and complement your atti...

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Few misconceptions cleared about 401(k) Retirement Plan

Best place to shop for Gillette razors

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3 top connector brands you should shop from

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Tag: Apathy

Transitioning from Meditation to Contemplation

What is the difference between meditation and contemplation? What does the transition between them look like? Dan and Melissa discuss when and how this transition takes place as they reflect on the book “Finding God Through Meditation” by St Peter of Alcantara.

Questions on Prayer – Part 2

What’s wrong with me if I can’t pray for very long? To whom were the Mystics of the Church addressing their advice? Dan and Melissa take listener questions.

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STEM Forward Series: Mead’s Medical Mystery Night at WSU Spokane

written by Doug Edmonson, CTE Director, Mead School District

“What do you want to be when you grow up?”  This is a question at the heart of Mead’s STEM Forward Series. For the past 4 years, the Mead School District has partnered with WSU Health Sciences to offer a Medical Mystery Night for their kids and families on the WSU campus at Riverpoint. The night is coordinated and designed by Becki Meehan, Greg Godsey, and the staff from WSU. STCU sponsors the night with dinner provided by Pizza Rita and a financial workshop for parents interested in the beginning stages of how to save money for college. This year, over 130 students, 5th - 8th grade, from the Mead School District participated in this annual collaboration.

The students are given a medical scenario at the beginning of the night and are asked to diagnose the patient by the end of the night. They then rotate through activities and seminars in teams taught by the leadership and students in WSU’s Health Science divisions in order to learn about human body systems and various diagnostic skills. This year, the answer to the medical mystery was ALS (Lou Gehrig’s Disease). Several of the student teams figured it out through careful investigation and critical thinking.

Then they watched as Steve Gleason shared, via video from his foundation’s website, what it was like to have ALS. Several Physicians also shared about ALS and their vision going forward for research and treatment. The night brought together a wide diversity of students, families, staff and researchers to address a critical health concern in our region. Mead's hope is that the seeds of future critical thinking and investigative medical research such as health innovations are planted in the next generation of thinkers as they begin to explore what they want to be when they grow up.

Read WSU's coverage


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Caso del cliente

Son inversores de más de 160 países y regiones de todo el mundo. Son expertos en trituración de agregada, procesamiento de minerales, molienda industrial o materiales de construcción ecológicos.

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SKD can offer such core crushing machines like jaw crusher, impact crusher, cone crusher and sand-making machine. So far, we have developed 10 series which include over 100 machine models that can be matched freely so as to meet various demands on yielding and types of building aggregates.


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This recipe is further proof that you can, in fact, crust chicken in anything related to cheese snack products and turn it into something amazing. At least, that’s what my roommate said when I put this together.

The secret here is in the sweet and spicy sauce. Slather it on there opting for even more hot sauce if that fits your fancy. Also, don’t forget the fried egg. You can cook it in the same pan as the chicken while it’s draining. Just crack it in, cover it for 3 minutes and you’re golden.

Cheeze-It Crusted Fried Chicken and Eggo Waffle Sandwich

  • Prep Time:5 minutes
  • Cook Time:15 minutes
  • Total Time:20 minutes
  • Servings:4
  • Easy

  • 1 1/2 cup Cheeze-Its
  • 1 tablespoon parsley
  • 2 teaspoon garlic salt
  • 2 teaspoon black pepper
  • 1 tablespoon cayenne pepper
  • 1 tablespoon paprika
  • 1 package of Eggo waffles
  • 1 cup maple syrup
  • 1/2 cup Cholula hot sauce
  • 5 eggs (one for egg wash and one per sandwich)
  • 1/2 cup Parmesan cheese
  • 4 large frozen chicken tenders
Photo by Shalayne Pulia
  • Step 1

    Toast Eggo waffles twice until they are a crunchy golden brown and set aside.

  • Step 2

    Scramble one egg in a bowl and season with a pinch of black pepper and salt. Crush Cheeze-Its and the rest of the dry seasoning in a sealed plastic bag then pour into a dish.

    Photo by Shalayne Pulia
  • Step 3

    Coat washed chicken tenders in egg wash and then Cheeze-It crust and fry in a pan coated with olive oil.

    Photo by Shalayne Pulia
  • Step 4

    Cook until crust is a dark golden brown and chicken is fully cooked and firm. Drain and assemble sandwich.

  • Step 5

    Combine maple syrup and hot sauce in a small bowl. Pour over chicken and serve with a fried egg on top.

    Photo by Shalayne Pulia


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Nov 19, 2020 A Boral spokesperson told Quarry that it has welcomed the decision, and is dedicated to meeting and exceeding its planning conditions as it has in the past. “Boral welcomes the NSW IPC’s decision to approve the establishment of Stage 5A and B as part of our Dunmore Sand and Soil operations,” the spokesperson said.

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Tennis ball roll

Tennis ball roll

Tennis Ball Roll

Another engaging and fun fundraiser is the Tennis Ball Roll and it is about as simple as it sounds.
Participants purchase a numbered ball. These balls are then rolled together down a hill or slope and the first ball across the finish line is the winner.

The balls can be released from a truck or from behind some kind of barrier to ensure all have the same chance at winning the race.

It is an easy raffle to sell tickets for because it is novel and fun while still drawing on the fundamentals of why raffles are so successful.

This could be used as a key activity at a larger club event or as a standalone day.

It’s such a unique event and if promoted well, you may find the local media will pick up the story.

Why Tennis Ball Roll?
Tennis Ball Roll is a great fundraiser to use for all ages and when you want to engage the community (and potentially even the media). It is a fun, engaging, creative way to run a raffle and can make for a really great day out.
This fundraiser can work for all sports clubs and in both city and country clubs.

When should I hold this fundraiser?
The Tennis Ball Roll is an outdoor fundraiser and shouldn’t be held during extreme heat or cold weather. It can be held at anytime during the season and can be used as a key activity during a club event.
Targeted at club members and surrounding public, this event will be quite a spectacle and therefore timing the execution of the event well is very important!

Key Activities
These are the tasks you will need to consider assign to volunteers at our club:

Before the day

  • Decide the date of the Tennis Ball Roll and whether it will be in conjunction with any other events.
  • Advertise the raffle and make sure it is on all advertising for the day if it is in conjunction with another event.
  • Source affordable tennis balls.
  • Sell raffle tickets/tennis balls.
  • Source and test location with a hill or slope
  • Organise your location and how the balls will be rolled (eg from a truck)
  • Communicate the timing well to participants.

On The Day

  • Set up the finish line and course.
  • Prepare the numbered tennis balls.
  • Run event
  • Present the winner with the prize

After the day

  • Publicly thank everyone involved
  • Announce the amount of money raised and the winner

Who can help?
It is important to engage your members to help in the running of your fundraiser.
For a Tennis Ball Roll you could approach them to help:

  • Promote and sell the tickets
  • Secure prizes
  • Sourcing tennis balls and a truck or location for the event
  • Help logistically on the day

You could also approach current club Sponsors for prizes.

Recruiting your people
It is important to create a culture of volunteering at your club to help not only with fundraising but also across the day to day running of your club. For more on how to create this at your club, click here.

Using technology to making it easier
You may like to consider using technology to reduce the workload on your volunteers and increase your fundraising dollars. For an event like a Tennis Ball Roll, you may like to sell tickets using a platform like TryBooking.

TryBooking lets you sell tickets, take payments and donations for events online.

This takes care of a great deal of the work that is usually left to volunteers and automates the ticket selling process.

You can set up and customise your own event page and a unique URL in minutes. This lets you easily share the event online and engage members and supporters. Your club may also like to use social media, email newsletters and your club website to promote the event.

Financial Considerations
Potential profit this event can generate can be anywhere from $200 to $10000. Revenue raised relates directly to ticket prices and sales. The revenue can vary depending on two things, the sale price and number of tennis balls. Priced at anywhere from $2 per to $45 per ball and the number of tennis balls is only limited by the amount you choose to sell. The cash prize will determine the regulations for gambling licensing.

The upfront investment for this event will revolve around the tennis balls, promotion, ticketing, licensing, and insurance.

It is important to create a budget for the event and identify how much cash you will need before the day. For a Tennis Ball Roll there will generally only be minor purchases before ticket sales begin, including prizes (if not already donated) and tennis balls. If you require a truck this may also be a consideration, if this is going to be a substantial cost it may be worth researching a location (with a downhill area) that won’t require a truck.

Promote your Tennis Ball Roll using traditional club resources such as the club website, newsletter and social media pages. If the raffle is part of a larger event, ensure it is also on all of the event’s advertising. Also don’t forget to call on your members to spread the word and make contact with the local media to see if they would like to cover the event.
You may also choose to promote and sell the tennis balls! This makes it even easier for your members, friends and family to share the raffle with people who may like to purchase a ball but can’t get down to the club.

Communication considerations
As a Tennis Ball Roll is essentially a raffle, the winner doesn’t necessarily have to be there on the day. This opens up options for selling tickets via social media and to a wider audience than just your members and supporters. This way people anywhere in the world can buy a raffle ticket which allows for funds to be raised from sources external to the club.
Use social media to sell tickets and live stream the event on the day!

Social, Moral and Ethical Considerations
Supply of Alcohol
It is important to consider whether your club will allow the sale of alcohol at club events. Events can be alcohol free or limits or restrictions set in advance. Clubs need to consider how they will manage the risks of binge drinking as well as the Responsible Service of Alcohol.

What can go wrong? (Risk Management)
Financial Risks
There are obvious financial risks if enough tickets aren’t sold and the prizes and setup costs more than is made.
The weather can make the day difficult to run should their be extreme heat or extreme rain. Alternative arrangements should be discussed and decided on prior to the day should they be necessary.
Crowd Safety
The health and wellbeing of your crowd should be a focus at all times. It is important that your club takes time to consider all possible risks and how to minimise these, particularly is your location has steep hills or if you are using a truck.
It is also important to ensure all tennis balls are kept within the designated space to avoid trip hazards.

Licenses and Permits
It is important for clubs to take the responsibility and check their state or territory’s gambling regulations to make sure their Tennis Ball Roll fundraiser is a legal event.

Additional Revenue Opportunities
The Tennis Ball Roll is an event that can be run as a key activity at a larger club event or as a stand alone event.

This procedure should be treated as a guide only. Your club should seek advice specific to the needs of your club and event. Seek further details from authorities and service providers; especially in regards to insurance, licences, permits, spectator and participant safety.


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Green Bay Packers Are Selling Ownership Shares

Green Bay Packers' helmet
Green Bay Packers' helmet. Photo by Jason Pohuski/CSM/REX/Shutterstock

Want to become a minority owner of the Green Bay Packers? Well, you’ll have a chance to do so after the franchise announced that they will be selling 300,000 ownership shares.

The price of one share will be $300 alongside the handling fee. The sale is limited to the United States, Guam, Puerto Rico, and the U.S. Virgin Islands and will continue until early next year. One person can’t own more than 200 shares, including the previously owned shares.

This is just the sixth stock offering in Packers history. The most recent one was organized in 2011 in order to help fund stadium expansion and other related projects. This one is also aimed toward improvements at Lambeau Field, including the purchase of new video scoreboards.

It is important to note that owning the Packers shares doesn’t come with any particular benefits. They pay no dividends, they can’t be traded, and they don’t allow shareholders to have any say in team-related matters. They do, however, get access to some exclusive Shareholder merchandise.

The Green Bay Packers are the only publicly-owned team in major sports and have been so since 1923. This ownership structure has allowed the team to remain in Green Bay despite the city being the smallest market in North American professional sports. Currently, there are around 361,300 people who are considered owners of the franchise and hold 5,009,400 shares.


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Yankees’ Lefty James Paxton Recovers from Back Surgery: “I’m Back to Full Strength”

New York Yankees starting pitcher James Paxton. Photo by Canadian Press/Shutterstock (10414035d)

If MLB decides to go through with the 2020 season, New York Yankees will have pitcher James Paxton at their disposal. Paxton, who underwent back surgery back in February, recently told the media that he recovered and is again at “full strength.”

Paxton was initially ruled out for the beginning of the 2020 season but gained enough time for rehab after the league suspended its activities due to the coronavirus pandemic. He now believes that the injury is behind him and that he’ll be able to help his team if needed.

“I think I’ve thrown probably 12, 14 bullpens,” said Paxton in a recent chat with YES Network. “It’s my back feeling really good. My back is a non-issue. I feel totally healthy, so I’ll be ready to go as soon as the season comes about. … I think I’m back to full strength.”

Paxton explained that his pitches are looking good and that he’s getting back the velocity he is known for.

“I’ve seen some good results there, so I’m continuing to try and improve over this time, even though we’re not playing,” he added.

After spending his entire MLB career with Seattle Mariners, James Paxton joined the Yankees in late 2018 as part of the trade that saw prospects Justus Sheffield, Dom Thompson-Williams, and Erik Swanson head in the opposite direction. Paxton had a successful first year in New York, pitching in 29 games and finishing the season with 15-6 record alongside 3.82 ERA and 186 strikeouts.

Paxton’s MLB career stats include 56-32 record, 3.50 ERA, and 803 strikeouts.


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Which SIP is Best in India – How to Start Investing in India as a Beginner?

Which SIP is best in India

You may have this question in mind about which SIP is the best in India. Before that, let’s start with – What you should know about SIPs?

SIP or Systematic Investment Plan is one of the most preferred investment methods today. The flexibility an SIP offers to investors is what makes it stand out and even allows newbie investors, with smaller ticket sizes, to get on the investment bandwagon.

What is a Systematic Investment Plan (SIP)?

SIP is a systematic and regular method of investing in mutual funds. Before checking which SIP is the best in India, you should also know that a Systematic Investment Plan allows an investor to invest a fixed amount regularly in a mutual fund scheme, eliminating the need to worry about the market conditions before investing. Here is a complete guide to understanding and investing in mutual funds.

An SIP enforces a disciplined approach towards investing and infuses regular saving habits. It is quite similar to an investment in a recurring deposit (RD) with a bank, where you deposit a fixed sum of money into your recurring deposit account monthly. The main difference here is that your money is invested in a mutual fund scheme (equity schemes and/or debt schemes) and not in a bank deposit, and hence the investments (in mutual funds) are subject to market risk.

Why should I Invest in SIPs?

Well, in order to understand which SIP is the best in India and why, you should know a few things beforehand. For an individual investor, SIPs are often the easiest and most convenient way to go about saving for your future and income tax saving. Not only does it add a sense of financial discipline to your life, but also helps you invest regularly without having to worry about the state of the market, index levels, etc.

For instance, if you need to put a fixed amount in a bank RD, or even a mutual fund scheme, you need to devote time and effort to do it. You might have doubts about the market conditions or might want to invest more if you have a surplus lying around. SIPs put an end to all of these predicaments. The money is automatically invested regularly, without any effort on your part.

Top 5 Benefits of Systematic Investment Plan (SIPs)

What makes having a SIP worth it? Why should I invest my precious money in a particular SIP? Even after carefully considering everything else, how can I be sure which SIP is the best in India and will help me grow my money? Here are the top 5 benefits of SIPs you need to know:

1. Not too heavy on your wallet

Investing in a SIP enables you to invest small amounts at regular intervals. You can invest daily, monthly, and even quarterly. By reducing the burden of investing a lump sum, you allow yourself to save more by regularly investing even if it is a smaller amount.

2. Start small, save big

If you cannot invest Rs. 5,000 in one shot then that’s not a huge stumbling block. You can simply take the SIP route and trigger the mutual fund investment with as low as Rs. 500 per month.

3. Rupee-cost averaging

Rupee-cost averaging allows you to balance out the average cost of your investment. When other investors are getting cautious and exiting the market, a SIP infuses discipline within you that makes you commit cash at market lows, and helps you maximize the return on your investment.

4. Power of compounding often called “The 8th Wonder”

When you invest over a long period and earn returns on the returns earned by your investment, your money would start compounding and you’d get the benefits of the power of compounding. This helps you to build a large corpus that helps you in achieving your long-term financial goals with regular small investments.

5. Plan long-term goals with SIPs

You can effectively achieve your financial goals by enrolling for SIPs. The earlier you start the better it is. Many investors seek to invest in equity markets to make short-term gains and achieve their goals and ignore equity as a means for long-term wealth creation.

How much money do I need to start an SIP?

We will help you in understanding which SIP is the best in India but before that, you should know that the minimum amount you invest can range anywhere from Rs.500 to Rs.1,000 depending on the scheme you want to invest in. The upper limit could be anything you want but your SIP amount should ideally depend upon the time frame for which you want to invest and the amount you wish to have at the end of that tenure. You should also factor in the SIP frequency – weekly, monthly, quarterly or half-yearly.

Types of SIPs

To suit the needs of investors, Mutual Funds have evolved to offer different types of SIPs. You should know about these 4 types of Systematic Investment Plans before searching about which SIP is the best in India:

1. Top-up SIP

Top-up SIPs allow you to increase your SIP amount at regular intervals. This enables you to take advantage of a mutual fund scheme that is performing well by increasing the amount of your contribution at regular intervals. Also, it facilitates the investor to invest a higher amount with a rise in his/her income.

2. Flexible SIP

A Flexible SIP provides the facility to increase or decrease the SIP amount as per the cash flow of the investor. So, when an investor faces a cash crunch due to some reasons, he can skip payment of a few SIP installments till the financial situation returns to normal.

3. Perpetual SIP

Normally an investor signs up the SIP mandate for a fixed period of say, 1 year, 3 years, 5 years and so on, but if the investor does not enter the end date in the SIP mandate, it is deemed to be a perpetual SIP. This leaves the option open for the investor to redeem the fund at the time of his choosing or when his financial goals are achieved.

4. Trigger SIP

Trigger SIP is suitable for those with some knowledge and awareness of financial markets. An investor can set either an index level, NAV, event or a particular date to start this SIP. But this type of SIP is not desirable as it encourages speculation.

How to select the Best Mutual Fund for my SIPs?

When considering which mutual funds will be the best pick for investing, there are multiple points to look at. Based only on the careful selection of these funds, can we determine which SIP is the best in India. Trust us, picking funds is not as simple as checking the fund rating online and investing. The fact remains that blindly trusting a star rating is not going to give you a complete picture, and especially, it will not be in alignment with your financial plans and goals.

This is why while one fund might be perfect for one investor, it might be completely useless for another, regardless of its performance. These are the various factors you must consider before you search which SIP is the best in India:

1. Past performance

The past performance of a fund is important, but it is not everything since it can change in the future, and hence should not be the only factor for picking a mutual fund. Performance is a big heading that also has several different components to be considered.:

  • Comparison: In order to truly judge the performance of a fund, a prospective investor must compare the fund with its benchmark index and peers.
  • Time period: For an SIP, it is important that investors have a long-term horizon (at least 3-5 years) to invest in equity funds. Hence, the long-term performance of the fund also becomes extremely important.
  • Returns & Risk: Returns are one of the most important parameters that signify the value of a firm. Another important factor to be considered is the risk parameter. Ideally, the higher the risk, the higher the returns. For SIP, investors should seek investment in funds that offer moderately high returns with a moderately high risk.
  • Portfolio concentration: One should aim to have a balanced portfolio of stocks, bonds and debt funds to better allocate risks and earn standard results.

2. Fund Management

The performance of the mutual fund is also highly dependent upon the people who manage the fund, especially the fund manager and the team.

3. Costs of fund management

There are multiple costs associated while managing a mutual fund, namely expense ratio, entry load, exit load, etc. An investor should especially keep in mind the expense ratio while picking a mutual fund to invest in. Also, the exit load is a fraction of your NAV, and you should keep a note while picking a mutual fund.

Direct Fund vs Regular Fund

An important debate that plagues the minds of avid investors is whether to pick a direct plan or a regular plan. An investor who is looking to make high returns over the long run should opt for the ‘direct plan’ since it can generate roughly anywhere between 0.5-1% higher returns, owing to the lower expense ratio.

However, by opting for the direct plan, you will not be able to avail the services of a distributor, agent, relationship manager, and hence your research becomes important.

What are the Best SIP Plans?

Finally coming down to THE question, “Which SIP is the best in India?” So, the simplest answer to it would be that it depends on a set of circumstances. There is no one scheme that works for all, here. You must understand by now that SIPs are a medium to invest in mutual funds, hence there is no one-word, be all end all answer to the question ‘What is the best SIP?’ as there is nothing like a ‘best SIP’.

The thing that makes your Systematic Investment Plan the best for you is to optimize it in a way that works best for you. This means doing proper research for your financial goals, and ensuring that the funds that you are investing in align with your investment requirements and investment horizon. So, now you know that there is no specific answer to a question like – Which SIP is the best in India?

SIP vs Bank RD

This is a question that many people have in their minds when they are mulling over starting an investment in SIP. They have a question of whether an SIP is different and better than a bank Recurring Deposit account. By now you must have understood that there is no particular answer to a question like which SIP is the best in India. Everything depends on a person’s financial goals.

Bank RDs and post-office schemes used to be good saving options earlier because the rate of interest was high in the old days. However, now the interest rates on fixed deposits and recurring deposits are at a multi-year low.

And besides, mutual funds SIPs offer multiple merits over RDs and are new and promising investment avenues. Young investors are turning to SIPs because it helps them achieve many of their financial goals such as, buying a car, home, saving for their child’s future education, etc.

SIPs offer merits and benefits such as:

  • Diversification
  • Management by professional investors
  • Low cost of entering
  • High Liquidity
  • Economies of scale.

When it comes to benefits, not specifically talking about which SIP is the best in India, there are also multiple other benefits that SIPs provide over Recurring Deposits, such as:

  1. Benefits on Income Tax Saving
  2. A better risk-return trade-off
  3. Helps mitigate market volatility
  4. No penalties for missing SIPs installment

Even though RDs and SIPs both help inculcate the habit of discipline and regular savings in you, before you choose between the two, you must keep into account your long-term financial well being, where merits like tax-efficient and inflation-adjusted returns help you achieve those goals.

How to start an SIP investment?

Now that you understand the mechanics behind which SIP is the best in India for someone and why, here comes another question, how does one actually start SIP investment? Turns out you have only two options: offline and online.

If you choose offline, you’ve got a long road ahead of you. You have to:

  1. Select a mutual scheme that is best suited to your needs and investment objectives.
  2. Fill common application form/SIP form carefully
  3. Provide NACH Mandate and fill out all your SIP Details
  4. If KYC is not done, fill in the KYC form and get KYC verification done.
  5. Hand over the forms manually and to the RTA/AMC.

If you choose to do the SIP online:

You just have to do one simple thing, download the Sqrrl App and then follow the on-screen instructions. The benefit of doing an online SIP is that the process with Sqrrl is completely paperless and swift.

sqrrl- SIP Systematic Investment Plan gif

Our app is designed to help all people invest, regardless of whether you have an intricate knowledge of mutual funds or not. Setting up SIPs, or setting up a future investment like planning a vacation, retirement fund, etc. can be done with Sqrrl in minutes.

And don’t you just take our word for it, we’ve got little demos of the app here. You can go through them and tell us what you think. We also hope that you are clear about your preferences when you need an answer to the question-  “Which SIP is the best in India?”.

Download Sqrrl from the Apple App Store & Google Play Store and start SIPs

Written by

Sqrrl Fintech


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11.4 C
Tuesday, November 30, 2021

How Credible are the Latest Official Claims Concerning Troop Reductions in Jaffna?

Screen Shot 2012-07-10 at 6.35.40 AM

Image courtesy Kevin Sites in the Hot Zone
The extent of military presence in the North of Sri Lanka has understandably been the focus of much attention. This week’s edition of the Economic and Political Weekly carries an interesting commentary on the topic, which suggests that there is 1 military personnel for approximately every 5 civilians in the Northern Province.
If true, this is really extraordinary, especially because, as the commentary points out, this ratio—even if halved to make it 1 security personnel for every 10 civilians—would still render it higher than during the siege in Iraq, Northern Ireland at the height of the conflict, Kashmir and even the French occupation of Algeria.

The focus of this piece however is Jaffna. Not long ago, the Defence Secretary, Government of Sri Lanka, claimed that there had been a substantial reduction in military presence in Jaffna, with just 15,600 personnel remaining there now.[1] He appeared to be echoing a Sri Lankan military spokesperson, who some days earlier, was reported as saying that the “number of troops in the Jaffna Peninsula, at present has been further reduced to around 15,000, a reduction of over 60%…” with only the 51st, 52nd and 55th Divisions of the Army still stationed in Jaffna.[2]

Indeed, on May 25th, The Island quoted the Jaffna Security Forces Commander as saying much the same thing.[3]
This is significant, given increasing concern over the heavy military presence in the North, and arguably to be welcomed, if it is true. It is also noteworthy because it appears somewhat contrary to the President’s recent categorical statement that there will be no reductions in bases or troops in the North.[4] However, this claim and accompanying explanations do beg the question.

For a start, the website of the Civil Military Coordination (CIMIC) of the Security Forces Head Quarters, Jaffna, still tells us that “Over 35,000 troops are under its command and is drawn from troop levels that constitute the 51st, 52nd, 55th Divisions and several other Task Force personnel attached to this station.”[5] (emphasis added) See screen shot (of 9 July) below.

Screen Shot 2012-07-10 at 6.20.34 AM

Of course this could simply be a mistake, a gap in communication, so one still needs to consider other issues. For a start, many have argued that the number of 15,600 simply does not correspond with visual evidence that suggests a far higher density, given the ubiquitous nature of the military presence in Jaffna. And there is something to be said for this. For instance, just last week, on the approximately 50-kilometre stretch of the A9 alone between Jaffna and Elephant Pass one counted 19 Army posts (including check-points, guard-posts and bunkers manned by one or two soldiers) and 23 other camps, small and large. Similarly, at least 7 camps could be counted on the road from Jaffna to Point Pedro, in addition to smaller guard-posts and bunkers that one did not count. This, it has to be stressed, was only what was visible from the main road but there are plenty of posts and camps that dot the interiors of the peninsula and the islands.

But there is more to it than visual evidence alone. A careful scrutiny of the website of the Sri Lankan Army (SLA) reveals that while the 51st and 52nd Divisions each have four brigades, the 55th has at least three—all of which are stationed across Jaffna. It is hard to believe that the three Jaffna Divisions, all of which saw active combat until mid-2009 are so small, especially if one accepts the Defence Secretary’s claim to the Indian Defence Review that size of the Sri Lankan Army is 300,000[6] and that the Army had 20 Divisions,[7] the last being a claim he made at the government organised Defence Seminar last year.

A more likely explanation is that battalions of independent regiments are not being counted within the strength of the Divisions (which, strictly speaking, are more active operational formations) even though regimental battalions may well be aligned with Brigades of particular Divisions in an order of battle, for example. The Sri Lankan Army, like many others, has several such infantry, artillery and service regiments. For example, the Vijayabahu Infantry Regiment alone reportedly has 655 officers and 16,501 other ranks across its many regular and volunteer battalions.[8] Then there are other regiments: Gemunu Watch, Gajaba, Sri Lanka Sinha Rifles, Sri Lanka Light Infantry, the Artillery, Field Engineers etc. In other words, it is more likely that the number of 15,600 does not include the number of troops serving in the battalions of these regiments that are stationed in Jaffna.
It is impossible, from the outside at least, to say exactly what the extent of the presence is in Jaffna of these regimental units. Thankfully, however, we do have a very good clue. A news item on CIMIC website (dated 6 June 2012) lists the presence of several (7 to be precise) battalions of various regiments within the operational area of just one Jaffna-based Division (the 52nd) who organised various events around the recent Poson festival.[9] These include, the 7th and 16th battalions of Vijayabahu; the 10th and 18th battalions of Gemunu Watch; and the 15th, 19th and 10th battalions of the Gajaba, Sinha and Sri Lanka National Guard regiments respectively. No doubt there are several battalions from other regiments posted in the areas of other Divisions as well.

One must also read carefully the language; ‘troops’ are not the same as ‘Army’, for there is a significant military presence other than that of the Army in the peninsula and the islands. Jaffna also hosts the Northern Naval Command, one of the key commands of the Sri Lankan Navy. A careful scan of the website of the Sri Lankan navy coupled with field observation suggests that in addition to the larger bases in the form of SLNS Elara and SLNS Uttara, there are several other naval units and land-based contingents across Jaffna peninsula and the islands, which appear to include SLNS: Agbo, Gotaimbara, Kanchadeva, Vasaba, and Welusumana.  In addition, there is also a substantial presence of the Air Force in Jaffna, with the Palaly Air Force base being a key strategic asset. And in addition there are other forces, like the Special Task Force (now directly under the Ministry of Defence) as well.

At risk of repetition, it simply does not appear credible that the total of three full Army Divisions (from an Army 300,000 strong with 20 divisions), other battalions from different regiments, seven Naval contingents, one large Air-Force base and the Special Task Force, is a mere 15,600.
Interestingly, the Defence Secretary is reported as claiming, in the story cited at the beginning of this piece, that “[d]ue to redeployment, Hambantota will have a division”. The truth is that one Division (the 12th) has now been at Hambantota for nearly over a year already, with its headquarters at Nagarawewa.[10] It does appear rather contrived to suggest, at this point in time, that this is a ‘current redeployment’ of troops from Jaffna.

Then there is the claim that Anuradhapura has the more troops. What the Defence Secretary fails to mention of course is that there is a huge difference between the nature of the military presence in Jaffna and Anuradhapura. In the North, Jaffna included, the military and especially the Army is for all intents and purposes the government as the civilian administration remains enfeebled; the Province itself is run by a Governor, who until just prior to his appointment was the head of the Security Forces Headquarters, Jaffna. Needless to say, the presence of the military Anuradhapura has a history; it was for long almost a frontline in the war with the LTTE. Mere presence does not necessarily translate (though size does matter) into militarisation. Unlike in Anuradhapura, the security forces in Jaffna are not merely present; they are, literally, the primary instruments of governance. Moreover, one only has to compare what one sees of the military on the road from Anuradhapura to Puttalam (76 kms), for example, with the road from Elephant Pass to Jaffna to understand what militarisation means.

Given that the war has now been over three years, there is no apparent strategic reason to withhold information as to how many military personnel there really are on the ground though of course it may be politically expeditious to be less than honest about it. And that, it appears, is what the Government is doing both in domestic and international forums, including most recently, in Geneva. A story in the Daily News with the banner “Military presence in North rationalized”[11] noted that Sri Lanka told the UN Human Rights Council that the “current military strength in the North [is] reduced to 20,000.” Of course, the fourth paragraph makes it clear that the number pertains only to Jaffna. However, this does not even correspond with the 15,6000 claimed by the Defence Secretary or the 35,000 claimed by the CIMIC Jaffna website. While any reduction in the number of troops in Jaffna or elsewhere in the Northern Province is to be welcomed, for it to be credible it has to be accompanied by a level of information and disclosure that inspires confidence.

[3] North: British HC disputes President’s claims, 25 May 2012, available at http://www.island.lk/index.php?page_cat=article-details&page=article-details&code_title=52805 retrieved 6 June 2012.
[4] See for example http://www.sundaytimes.lk/120520/News/nws_03.html retrieved 8 June 2012.
[6] Shashikumar, V K (2010): “Winning Wars: Political Will Is the key”, Indian Defence Review, April-June, Vol 25(2). This report/interview is also available on the
Sri Lankan ministry of defence website at http://www.defence.lk/new.asp?fname= 20100429_05 retrieved 9 July 2012.
[7] See The war as it was, The Sunday Times, June 5th 2011. Available at http://sundaytimes.lk/110605/News/nws_20.html retrieved 7 June 2012.
[8] VIR Troops Add Grandeur and Dignity to Its Headquarters available at http://www.nationalsecurity.lk/MCNS/defence-security/news/print.php?id=3515 retrieved 18 June 2012.
[9] 52 Division & Its Brigades Organize Poson Dansala http://www.cimicjaffna.com/Cimicnews_2012_06_06.php retrieved 9 July 2012.
[10] See, for example, Division Celebrates Its First Birthday, dated 9 April 2012 at http://www.army.lk/detailed.php?NewsId=4563; see also Army Chief Inspects 12 Division & Receives Updates On Army’s Roles In Development Work, dated 20 November 2011
at http://www.army.lk/detailed.php?NewsId=3993; both retrieved 18 June 2012.
[11]Daily News, 23 June 2012.

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Vehicle Title Loans Trap Low-Income Illinois Families With Debt

Paul GillespieвЂ™s wife passed away of a coronary attack. He buried her for a Tuesday. On Saturday came more difficult news: His landlord called and stated she had been attempting to sell the building, and then he along with his two teenage daughters needed discover an innovative new spot to live.

Gillespie relocated. Nevertheless the bad times kept coming: Listed here springtime, he had a coronary arrest, forcing him to have a leave from their work as being a welder.

вЂњI happened to be running low on money. We had simply invested $10,000 on a funeral,вЂќ Gillespie stated. He stated he previously bad credit and couldnвЂ™t get a old-fashioned financial loan.

Then, he remembered hearing advertisements for one thing called car title loans. ItвЂ™s an easy method for those who require a fast advance loan to utilize their automobiles as security.

He arrived at one particular loan providers in Danville, in main Illinois, near to where he lives.

a 30 minutes later on, Gillespie stated he stepped out of the home with $2,000. But right after paying most of the interest, Gillespie had shelled away significantly more than $4,000 to cover the mortgage right back.

вЂњI ended up being like, вЂHoly cow, we canвЂ™t believe I became this stupid,вЂ™вЂќ Gillespie said.

Gillespie ended up beingnвЂ™t stupid; he had been hopeless.

Car lending that is title been for sale in Illinois simply since 2009. You will find 57 businesses certified to complete these loans but some have actually numerous places leading to numerous of places spread out in urban, residential district, and communities that are rural.

Several thousand low-income families have actually increased their financial obligation by taking down these high-interest loans, based on the Heartland that is nonprofit Alliance.

HereвЂ™s how it operates: a car or truck title loan doesnвЂ™t need the same variety of scrutiny being a loan that is traditional. a debtor pertains and arms throughout the motor vehicle name if authorized. Illinois doesnвЂ™t have actually laws on how rates of interest are determined. Each title business can determine what things to consider in establishing the mortgage.

Anti-poverty advocates want state lawmakers to place a limit on those rates of interest, that they say in Illinois can run up to 360 per cent.

In accordance with a Freedom of Information Act demand filed by WBEZ, documents show that 64,000 automobile title loans in Illinois have actually triggered repossession, that loan write-off, or standard for which a minumum of one re re re payment ended up being missed.

But right hereвЂ™s a fuller image of the effect of the loans.

In accordance with the Illinois Department of Financial and Professional Regulation, the typical car name loan size is 515 times. The normal loan is $1,035 with $2,758 charges.

Additionally in line with the state, as detailed in this report , the typical earnings of borrowers is $26,219 per year. This past year, there have been 68,537 name loans applied for; the year that is peak in 2013 with 100,386. Since 2009, 751,558 loans have already been removed by having a total quantity of $778 million.

вЂњItвЂ™s not merely that youвЂ™re going to get rid of thousands of bucks to these loans, that you simply will. However you also operate the chance if the loan canвЂ™t be afforded by you, youвЂ™ll lose your vehicle,вЂќ said Jody Blaylock, an insurance policy analyst on monetary dilemmas for Heartland Alliance.

The utmost loan quantity that may be applied for at a time is $4,000. In accordance with the customer Federation of America, Illinois is certainly one of 16 states with triple-digit interest levels.

Attention to car name loans in Illinois is intensifying. As scientists and advocates watch the space grow between your rich as well as the poor, theyвЂ™re highlighting ways some financial techniques increase that gap. always Check cashing places, payday financing, court costs, and fines from things such as parking seats are able to keep low-income and individuals of color caught in debt вЂ” making it harder to fight poverty and build wealth.

A few Illinois vehicle name lobbyists declined to comment with this tale, and none associated with the business workplaces returned WBEZ calls or emails.

But after some duration ago, the top for the trade team representing vehicle name and payday financing organizations testified before Congress . The groupвЂ™s take in that testimony is the fact that these short-term loans assist families in crisis whenever no body else will provide them loans.

But Blaylock said a reduced interest is important.

вЂњEstablishing a 36 % interest limit is important whenever we like to build equity over the state and build window of opportunity for everybody,вЂќ she said.

Lawmakers did introduce the Fair Lending Act in Springfield previously this season, calling for a 36 % cap.The bill didnвЂ™t have support that is enough bipartisan ensure it is away from committee.

Illinois state Rep. Christian Mitchell, a Democrat, stated the target now could be to reintroduce the bill year that is early next as well as in the meantime, to assemble help in aspects of hawaii that aren’t typically Democrat, but where residents in Republican districts also struggle economically.

вЂњThereвЂ™s plenty of poverty downstate plus the further you can get out within the suburbs where there are definitely individuals suffering from these loans,вЂќ he said.

Natalie Moore is WBEZвЂ™s South Side reporter. Follow her on Twitter at @natalieymoore .

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DE ♦ EN (Theano GmbH)  » Web Service  » Without SOAP  » REST Documentation: qrcode

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The qrcode Function

Purpose: Creates a QR code which, when scanned, automatically populates a SEPA transfer form.

The QR code in the top left corner of the invoice shown above was created with this function. If your banking app provides this feature, you can populate an entire transfer form at the touch of a button, just by scanning the QR code.

For instance, if you use Subsembly's banking app, you would
1. log into the banking app,
2. tap on the account from which you want to pay the bill,
3. open the menu (bottom left),
4. select "Scan QR Code",
5. point your smartphone at the QR code,
and a few seconds later, the transfer form in your app would automatically be populated.

This function delivers a PNG file containing a QR code (optionally with a human-readable text label at the bottom). You can use the result for displaying a QR code on a web page or for including it in a PDF invoice.

For displaying the QR code on a web page, there is no need to create a file on your server's hard drive; instead, you can take the base64-encoded string that comes from our application (e.g., "data:image/png;base64,iVBORw0KGgoAAAAN..."), and put it directly into HTML, like this: .

For including such PNG files in PDF invoices, we recommend this free open source software:

convert (imagemagick) for converting PNG to PDF,
pdfjam for scaling and positioning a QR code on a page, and
pdftk for combining a PDF invoice as generated by your bookkeeping software with a PDF file containing the scaled and positioned QR code.

Input Parameters:

  • recipient: The holder of the account onto which money should be transferred.
  • iban: The IBAN of the recipient's account.
  • bic: The BIC code of the recipient's account. If you leave the BIC code empty, the server will attempt to fill it automatically using the IBAN; if you specify a BIC code, the specified BIC code is used.
  • amount: amount to be transferred (in EUR).
  • memo: remittance information.
  • label: this will be printed in human-readable form underneath the QR Code. If label is left empty, the bitmap will be square; otherwise, a bit of extra space is added at the bottom for printing the given text.

Output Fields:

  • image: the QR code bitmap as base64-encoded string. It can be used inside the HTML "img" tag as is (e.g., ), or you can base64-decode the part after "data:image/png;base64," and write the result into a PNG file.
  • md5sum: the result of the Linux command "md5sum" when applied to the PNG file.
  • result: 'passed' if the IBAN is successfully validated and no other error has occured. Otherwise, this field contains an error message.
  • validation: the result of validating your IBAN with the endpoint validate_iban.
  • balance: Number of remaining calculations you can do before having to recharge your account. This does not apply to customers who pay their calculations retroactively.