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Biting back: the rebuild of Bulldog football

By admin on Jan. 27, 2014 in Football

Biting back: the rebuild of Bulldog football

NOTE: A version of this story first appeared in the winter 2013-14 edition of Concordia University's Broadcaster magazine.

By Jake Knabel, Sports Information Director

Fifth-year Concordia head football coach Vance Winter stood before the Bulldog Booster Club gathering the Tuesday following the conclusion of the 2013 season unfulfilled and unsatisfied – albeit for much different reasons than the ones that caused feelings of emptiness after the 2008 campaign. “I’m not ready for it to be over,” Winter said just a few days after pummeling Briar Cliff to close the 2013 year with a 7-4 record.

The disappointment set in because Concordia came up, in all likelihood, two wins and perhaps just a few plays short of securing its first appearance in the NAIA playoffs since 2001. But proper reflection yields the realization of just how far the program has come since Winter received the promotion to head coach prior to the 2009 season.

At that time Concordia was coming off a rough 1-9 season – the last under 19-year head coach Courtney Meyer (the program’s winningest coach). Winter, a four-year assistant under Meyer, understood that the program would have to endure additional growing pains when he officially took over on Dec. 16, 2008.

“We knew it would take a little time because we were a long ways from competitive in 2008,” Winter said. “We were obviously hopeful that (the turnaround) would happen sooner. I was a part of that 2008 season as defensive coordinator and I knew firsthand how far we had to go to become a competitive program.”

Since going 11-24 in his first 35 games as head coach, Winter and the Bulldogs are 12-7 over their last 19 games. This season they raced out to a 6-0 start and peaked as high as No. 14 in the NAIA coaches’ poll. Five years after being regularly stomped on by the big boys of the conference, the Bulldogs were biting back and sat tied atop the league standings.

“This was a very long and slow process, and credit for this year's team can be given to players and coaches as far back as 2010,” said senior defensive lineman Dylan Heithoff. “I would say the two main reasons for Concordia's rise is the change in attitude and work ethic that was instilled by the players and coaches when we entered the program in 2010, and the level of talent that the coaches have been able to recruit over the past four years.”

The plan Winter and his staff had laid out prior the 2009 season had come to fruition. They had been successful in pulling in recruits who were eager to work hard and ready to buy in.

“We have been very intentional since the start in creating a culture of family, accountability, unselfishness and work ethic,” Winter said. “These four things have been the staple of our program every season since we started in 2009 and are just as significant in our program now. As our overall team depth and talent has improved the wins and the competiveness of our program has also improved, but we are a family first and foremost.”

Of course, putting a plan into thought or writing is one thing – putting that plan into action is another. Winter had been given the controls of a team that lost many games by lopsided tallies in 2008. These scores weren’t lost on opposing coaches who went up against Concordia in recruiting battles.

In his honesty, Winter admits that talented recruits were going to have to take a leap of faith and look past those struggles. That did not stop him from making a push for talented, high-character young men from far and wide.

One of the team’s most important recruits in recent seasons hails from The Sunshine State.

“During my recruitment process I didn't really care about the team's previous records,” said junior quarterback Von Thomas. “I wanted to meet the coaching staff. We stayed in contact for a while which was a good thing. It showed that they were interested as much as I was. Our coaches were very approachable. They made me feel welcome on my visit which is hard for someone from Miami to adapt to.”

There have also been plenty of key additions from within the state, such as Heithoff (Elgin, Neb.), electrifying returner Derek Blessing (Ogallala, Neb.), offensive lineman Josh Powell (Kennesaw, Neb.) and tight end Josh Slechta (Kennard, Neb.).

The likes of Blessing and Heithoff saw past the won-lost records. Something special was being constructed.

“We all knew that the football team was struggling and was in a rough place,” Heithoff said. “But Coach Winter remained optimistic, claiming that the only way to go was up and that big changes were being made during the season and offseason. The positive energy from all of the coaches was contagious, which allowed me to become sold on the direction of the football program.”

Concordia saw immediate, but gradual progress in its results on the field. Winter’s first team (2009) went 3-7, followed by records of 4-7, 4-7, 5-6 and 7-4 in 2013. The major turning point seemed to come on Oct. 13, 2012, when Concordia upset then No. 11 Northwestern, 17-16, on homecoming in Seward for the team’s fourth-straight win.

The momentum spilled over into 2013 with the Bulldogs bursting onto the national scene. They hosted an NAIA national game of the week, garnered the GPAC’s Defensive Player of the Year (Darnell Woods) and brought back memories of the glorious 2001 season.

“They bought into the challenge of turning a program around and making a difference,” Winter said of his 2013 seniors. “We sold these guys on the quality of the education, the special campus community that Concordia is, and the opportunity to turn a program around. I am grateful to each and every one of them for their commitment and loyalty throughout the process because there have been moments of doubt.”

Doubt no more. Concordia football is back.

Said Winter at that same Tuesday booster club outing, “I don’t think there’s any doubt about where we’re going.”

More thoughts on the Bulldog football rebuild

Vance Winter: When former player Derek Rodine passed away this summer, I was blown away by the way our entire football family came together. It was the toughest time period I have ever had as a coach and also was the most proud I have ever been to be their coach. We had guys from every class, current players and former players, supporting the Rodine family and each other. Guys flew in from all over the country to be with their brothers and talk about Derek. It showed me the amazing brotherhood that we have here and how it transcends more than just wins and losses. It is special to be a part of and we’ve been blessed to work with great people. That brotherhood is something that is so special about here and our guys are a close bunch. I am proud of that.

This senior class is very special. This class came to Concordia knowing full-well the challenges that were ahead of us as a program. They took a chance on us and stuck with our program when many didn’t and I am very grateful to them. They also stuck through some difficult times and transitions and became such a close-group. What I appreciate most out of this group is their loyalty to each other, their teammates, and coaches. Another thing that stands out about this class is their selflessness. These are guys that consistently put others needs and team needs above themselves. We have had such awesome people come through our football program in my time at Concordia and each class is so special. I wish that the other classes could have experienced the type of season we had this year because they were all deserving and I hope all of the classes feel some ownership on this season because they laid the groundwork in terms of work ethic and expectations for this class.

This is a tough league in all sports. There is great competition. It is amazing to see the athletic ability from teams around this league. Every year we have been getting better, but so has our competition so our improvements on the outside have seemed subtle. We knew within our building that we were getting better and we knew that we were closing the gap, but we had to take the next step. Most notably an obstacle for us early in our program’s development was our inability to consistently move the football versus the good teams in our league. We were really good defensively overall, but really struggled a great deal offensively. The gap between the offense and defense productivity was especially apparent in the 2010 and 2011 seasons. Coach White’s hiring as offensive coordinator in the spring of 2012 has been huge for our football program. He came here with a system that has proven successful and our offense is leaps and bounds better than it was two years ago.

There is a sense of pride in knowing how far we have come as a program, but there is also great disappointment in that the season is over.   We are only a couple plays away from being a playoff team and that is disappointing. When the season was over, we were all not ready for it to end. As a coaching staff, it is disappointing because we would have loved to coach this team another couple games because they were very fun to coach. The next step for us is consistency. We need to be a consistent football team week in-week out and play the type of football we are capable of weekly. I am excited about the talent we have returning, but they all have to put in the time this offseason and buy into our core beliefs for us to take the next step.

Dylan Heithoff: The cliche' phrase, "You can only go as far as your weakest link" really comes into play here. On both sides of the ball, there has to be a level of trust and faith in each other to get the job done, otherwise a snowball effect of unwanted events will ensue. As far as defense goes, I've seen this team quit and give up in prior years when adversity came up throughout a game. I can honestly say this year that this defense and this team as a whole never quit on each other. We definitely ran into some adversity and we definitely played our share of bad games, but we always fought to the end and "emptied the tank" until the final whistle. That's because a strong family doesn't quit on each other, even when a part of the family makes a mistake. We pick that person back up, forget about the mistake, and go out and make a play the next opportunity we have. It's definitely important to attain a family atmosphere, a locker room of brothers, and I think this year was the strongest family we had since I've been here.

I also believe it is important to note the addition of offensive coordinator Curan White in 2012, who in his two seasons as OC, has turned our offense into a dual threat attack that is now respected by the rest of the conference. Combined with our traditionally solid defense ran by Patrick Daberkow, the team has come together quite nice as a whole and really turned into a well-oiled machine this year.

Langston Jones: The coaches were the initial selling point in getting me to commit to Concordia. Once I was around the team, I realized that I wanted to commit not only to the coaches, but to my newfound brothers as well.

We knew that our previous years were not the best but everyone was always striving forward to make themselves and the person next to them better. We found a solid core group of guys and gave leadership to people younger than us to work just as hard. It is easy to work hard when everyone around you buys in to accomplish the same goal.

It was a great feeling to start the season (6-0). I felt that it was long time coming for everyone who has been involved with the football team. We were finally seeing our hard work pay off in the long run. I felt that people on campus were very supportive and wished us the best on the field. It was a great feeling to have people support you in the stands and on campus.

Von Thomas: The most important factor in the improvement for the offense has been our attitude. We stopped complaining about things and just got the job done. That has a lot to do with Coach (Curran) White and the system he runs. We knew what we were capable of. We just had to put the work in, buy into the system and play confident.

Coach Winter's honesty with me is a trait that he has that means a lot to me. He’s always positive about things, which gives me the motivation and confidence to do well on and off the field. Their attitude hasn't changed since I've been here. If you do the right things, our coaching staff will be there for us whenever we need them.

Darnell Woods: My brother Derrick Woods played a big role in my decision to become a Bulldog during the recruiting process. Despite not having much success during his football career at Concordia, he had nothing but great things to say about the university. A friendly community and campus environment, a brotherhood on the sports teams, the people and relationships he made and professors caring about students succeeding in the classroom were things he mentioned when I asked him why he liked Concordia and how he enjoyed his college experience there.

Going into the fall of the 2011 football season as a sophomore transfer, I knew I had to compete for a starting spot because I knew there were guys ahead of me in the program who had earned their positions from the previous season. Head coach Vance Winter addressed to the whole team during the first practice of two-a-days that he was looking for guys that were going to step up and compete for their positions. It sparked a fire inside me instantly when those words came out of his mouth because I knew right then the type of coach I had and his character. I said to myself, “It’s time to go to work.” Day-by-day and week-by-week I showed great effort on special teams and relentlessly competed like crazy hoping the coaches would notice. Sure enough Coach Winter and Coach Daberkow called my number and started me at the cornerback position Northwestern in 2011.

It’s very satisfying and rewarding to have helped Concordia become a respected team in league. It is also a feeling of gratitude. This program has been through many trials and tribulations over the years seeing very little success since 2001. To have the season we had this year with 17 all-conference honors is a very humble reward for our program and the seniors. This program is headed in the right direction thanks to the coaching staff, the senior leadership and the growing recruiting classes that have helped the depth at every position. The losses were hard but I was happy we ended the season with a win. With the great group of guys coming back I see nothing but greatness and positive things for the upcoming years for the Bulldog football program.

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My first haul post….

I was searching for an off-white shirt, a black crop top and a owl printed top since ages. So long that I had almost given up on the search.Last Monday the search finally came to an end.

Black/tan belts are a must for me. Seriously, they match everything. On Sunday I realised that I had abused, over used the black belt I had. So on Monday I went on a hunt for the new one. I saw black belts in Max, Lifestyle and finally liked the pantaloons one.

It is for 500 INR. Had some points in the card, so the bill came up to 340 INR. Not bad eh!! This belt is better than previous black belts I owned. It’s strong and manages to keep my jeans in place. Pantloons have this in Coral color a well. Very bright, neon and pretty.

Next stop Westside. The last place I expected to find the crop top for 600 INR. As I said earlier I wanted a Black crop top badly. The golden heart print is bonus. This perks up my black themed printed pants, pallazos, Maxi skirt, black and ripped jeans very Well.

Then I went to Splash just to check the stock. Liked many tops, but I did not buy them. Honestly , I feel some of the tops are overpriced. I mean there was a crop top which doesn’t even cover belly button and was priced at 1400 INR :/ . Despite that their Basic range is quite good. They are 100, 200 bucks more than the Lifestyle, westide etc but comfortable than the later ones. When I saw this Owl T-shirt, I just wanted to scream outloud. But I did not. I did squeal a little. ^ _ ^ . This was for 700INR. There was a Grey T-shirt with Ice Lolly printed on it. So cute 🙂 .

I ordered  this Shirt from on 4th October and got it on 7th October. I liked the triangle sleeves of this Shirt as well as the triangle pockets. It’s loose and a size bigger than mine. I will be tucking this in , so it’s okay. The Koovs brand tops are true to it’s size. Keep an eye on their sale sections, there are some great stuff. I paid 445INR , originally priced at 1445INR . The quality of the shirt is good. Loved the crochet details at the collar, sleeves and the triangle pocket.

 Wrote this post and went out. Then this top happened in Lifestyle. It costs INR 800 , used the coupons and got it for 600INR.

I am into this flowy materials, kinda like bohemian chic style. Flowy material and oxidized jewellery catch my fancy a lot. All these are tops are flowy, not the tight fitting ones. Beside this I have bought some new clothes during last week of september, will update that some other time. Just wanted to share my recent purchases. I have ordered some make-up from online. They were on wishlist for so long. To be honest I don’t even need them, bought them because they were marked 150, 250 bucks less than their MRP. Couldn’t resist 😀

So what’s your recent purchase? Ordered anything on-line out of necessity ? 😉

Live life to the fullest

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CWS Lifting and Safety Limited are committed to protecting and respecting your privacy.

This policy sets out the basis on which any personal data we collect will be processed by us.

Please read the following carefully to understand our views and practices regarding your personal data and how we will treat it.

The rules on processing of personal data are set out in the General Data Protection Regulation (the “GDPR”).

Processing - means any operation or set of operations which is performed on personal data or on sets of personal data, whether or not by automated means, such as collection, recording, organisation, structuring, storage, adaptation or alteration, retrieval, consultation, use, disclosure by transmission, dissemination or otherwise making available, alignment or combination, restriction, erasure or destruction.

1.Who are we?

This privacy policy applies to CWS Lifting and Safety Limited.

2. The purpose(s) of processing your personal data

To provide our services we need to collect the following data:

  • Company Names

  • Company addresses

  • Individual employee names

  • Contact Phone numbers

  • Contact fax numbers

  • Email address

  • Customer details for deliveries / contact purposes

  • Bank details (processing payments only)

Your personal data will be treated as strictly confidential, and will be shared only with CWS Lifting and Safety Ltd.

3. Third parties

We will never sell your information to 3rd Parties or freely transmit your data. We may send your data to 3rd parties for the purposes of courier services or credit checks.

4. How long do we keep your personal data?

We keep your personal data for no longer than reasonably necessary which is the lifetime of our relationship. After this period your personal information will be destroyed securely.

5. Providing us with your personal data

You are under no statutory or contractual requirement or obligation to provide us with your personal data. But failure to do so will have the following consequences: CWS will not able to carry out onsite services, the processing of invoice’s, making payments to your account.

6. Your rights and your personal data

Unless subject to an exemption under the GDPR, you have the following rights with respect to your personal data:

  • The right to request a copy of the personal data which we hold about you;

  • The right to request that we correct any personal data if it is found to be inaccurate or out of date;

  • The right to request your personal data is erased where it is no longer necessary to retain such data;

  • [The right to withdraw your consent to the processing at any time, WHERE CONSENT WAS YOUR LAWFUL BASIS FOR PROCESSING THE DATA];

  • The right to request that we provide you with your personal data and where possible, to transmit that data directly to another data controller, (known as the right to data portability), (where applicable i.e. where the processing is based on consent or is necessary for the performance of a contract with the data subject and where the data controller processes the data by automated means);

  • The right, where there is a dispute in relation to the accuracy or processing of your personal data, to request a restriction is placed on further processing.

  • The right to object to the processing of personal data, (where applicable i.e. where processing is based on legitimate interests (or the performance of a task in the public interest/exercise of official authority); direct marketing and processing for the purposes of scientific/historical research and statistics).

If we wish to use your personal data for a new purpose, not covered by this Data Privacy Notice, then we will provide you with a new notice explaining this new use prior to commencing the processing and setting out the relevant purposes and processing conditions.

7.Changes to our privacy policy

Any changes we may make to our privacy policy in the future will be posted on the website and, where appropriate, notified to you by e-mail. Please check back frequently to see any updates or changes to our privacy policy.

8.How to make a complaint

To exercise all relevant rights, queries or complaints please in the first instance contact us on 0117 941 5306

If this does not resolve your complaint to your satisfaction, you have the right to lodge a complaint with the Information Commissioners Office on 03031231113 or via email https://ico.org.uk/global/contact-us/email/ or at the Information Commissioner's Office, Wycliffe House, Water Lane, Wilmslow, Cheshire, SK9 5AF, England.


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Provide: Tom Williams / Getty

Lindsey Graham is a racist, obsequious, inept, flaccid, spineless, backsliding, grandstanding, gutless piece of s#!t and we are going to’t sit up for Jamie Harrison to whoop is pure mayo a$$ inside the upcoming senatorial race in South Carolina.

Sarcastically, the senator let his white hood current whereas talking regarding the murder of George Floyd all through a “debate” with Harrison. Graham eye-rollingly waxed poetic about how fallacious it was that Floyd was killed and the best way penalties have to be doled out blah, blah, blah. We’re not purchased that he believes a phrase of that nonetheless it was what he talked about subsequent that has him wanting like Benedict Cumberbatch in 12 Years A Slave.

“What occurred to Mr. Floyd was fallacious and different individuals should pay the price nevertheless…”

Ya see, that correct there would be the place Lindsey acquired us f***ed up. Ain’t no “nevertheless”. That sentence ends with a full stop. Periodt.

Nonetheless, that’s Lindsey Graham we’re talkin’ about proper right here. So he continued

“…nevertheless what’s occurring in America is a battle on the police itself…Do I think about that cops are systemically racist? No. Do I think about South Carolina is a racist state? No. In case you’re a youthful African-American or immigrant you could go anyplace on this state you merely have to be conservative, not liberal”

Don’t take our phrase for it though. Press play on this video courtesy of TMZ.

Y’alls heah dat? Massa Graham achieved gived us our walkin’ papers!  We’s free! Prolonged as we’s abide by massa ‘nem conservative code, we’s can have axe the freedom we’s want!

When you want to see the controversy in its entirety, peep the video beneath.

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Confidence Returns to the OceanaGold Share Price on Mine Renewal

Confidence Returns to the OceanaGold Share Price on Mine Renewal

The share price of OceanaGold Corp [ASX:OGC] looks like it has finally shifted momentum with the company announcing the renewal of its Didipio Mine in the Philippines.

We first noted a turnaround in the OGC share price last week when the miner announced an extension to the mine life of its Macraes Operations in New Zealand.

ASX OGC Share Price Chart - OceanaGold Shares

Source: Tradingview

With the extension and the newly mined renewal in the Philippines we could see some of the animosity currently surrounding the share price dissipate.

At time of writing the OGC share price is up 27.32% or 52 cents to trade at $2.42 per share.

Government to renew historic agreement

OGC announced today that the Office of the President of the Philippines has instructed the relevant government bodies to engage with OGC and the Department of Finance to finalise the renewal of the Financial or Technical Assistance Agreement (FTAA).

The Didipio Mine is held under the first ever FTAA issued by the Philippine government, granting title, exploration, and mining rights to OGC within a fixed fiscal regime.

In June 2019, the FTAA became renewable for a second 25-year term under the same terms and conditions.

The FTAA does not award OCG ownership of any mineral resources, rather, OceanaGold is essentially a contractor of the Republic of the Philippines and the mine is a national asset.

The Didipio Mine has been a significant contributor to OGC’s total gold output and with work at the site currently halted the company’s gold production has declined.

With the prolonged closure on the mine, OGC was forced to lay off 496 Didipio employees and was hit with an impairment charge of $80 million.

Temporary closure of the mine has also negatively impacted OGC earnings, cutting EBITDA by 147%.

Will we see a turnaround in 2021?

Today’s announcement is in relation to the ‘finalisation’ of the FTAA renewal, not the actual issuance.

So just keep that in mind.

There we no date specified when we could expect OGC to receive the renewal either.

Before operations were stopped at Didipio last year, OGC was expecting production of between 120,000 and 130,000 ounces of gold and 14,000–15,000 tonnes of copper.

If Didipio returns to operations within the coming months, then we could see the share price lift with the subsequent rise in gold production.

And hopefully take advantage of the current historically high gold prices.

If you want to learn more about the future of gold, then check out this exclusive interview from The Daily Reckoning Australia: ‘The New Case for Gold: An Interview with Bestselling Author and Wall Street Insider, Jim Rickards’. Click here to learn more.

Lachlann Tierney

For The Daily Reckoning Australia


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J.S. Clark students to gather in October

William Johnson

Dozens of former students from J.S. Clark High School, which for decades before integration served thousands of black students in and around Opelousas, assembled Thursday to plan their annual gathering, which will be held Oct. 16-19.

Over the years J.S. Clark students have gone on to become Olympic champions, military generals, politicians, doctors, attorneys and more.

Many still live here while others have left the area to find work throughout the nation.

Chubby Haynes, a local businessman, called the annual gathering a wonderful opportunity for himself and so many others to reconnect.

“We were all born here and all went to J.S. Clark. Many had to move to Houston or California to make a living but their heart remains right here. We are all J.S. Clark Bulldogs wherever we live,” Haynes told the organizing committee.

A special event — the unveiling of a walk of honor in Le Vieux Village, the city’s tourism welcome center — will accompany this reunion.

Michael Daniels, who is supervising that project, said it is coming along well and should be ready in time for its unveiling Oct. 18, immediately after the group’s annual parade.

That parade will assemble at 9:30 a.m. at the Magnet Academy of the Cultural Arts, 1100 E. Leo St., the site of the former J.S. Clark High School.

It will then parade throughout “The Hill” area and arrive at Le Vieux Village for the formal dedication of the monument.

Daniels said there are still a few slots available on the walk of honor. Alumni/ae and their families may order engraved paving bricks for $75 or 8x8 inch bricks for $150.

“When those slots fill up, that will be it,” said Daniels, who said he can be reached online at danielsmj200@cox.net.

Other events that weekend will include registration at the Opelousas Civic Center from 2 to 7 p.m. Oct. 16.

Friday will feature a meet-and-greet social at the civic center from 6 to 11 p.m.

In addition to the parade and monument unveiling Oct. 18, the group will host its annual banquet and scholarship program at 7 p.m. in the Evangeline Downs Event Center.

The program will come to an end Oct. 19 with a church service at 11 a.m. in the St. Mark United Methodist Church in Opelousas.

National J.S. Clark Alumni Association President Hubert White said the group remains dedicated to education and will again this year award a total of 10 scholarships, $1,000 each, to St. Landry Parish students.

He referred to the old saying “’Give a man a fish and he eats for a day. Teach him to fish and he can eat forever.’

“For us that fish is education. We want today’s students to do what we did, which is become productive citizens and give back to their community,” White said.

To date, the association has awarded $41,000 in scholarships to local students, $10,000 to the local Boys and Girls Club and many thousands more to other worthwhile causes.

“Our goal is to help educate young people in this parish to make this a better place to live,” White said. “As long as there is a single J.S. Clark student living this association will go on.”

If anyone wants to get involved, the organizing committee meets the second Thursday of each month in the Holy Ghost Catholic Church library.

For more information, visit the association online at jsclarkalumniopelousas.com.


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Saudi Arabia Expels 11 Yemeni Fishermen

Chairman of the General Authority for Fisheries in the Red Sea, Hashim al-Daniaay, (loyal to Sana’a) condemned inhuman practices and acts of maritime piracy carried out by the coalition forces against Yemeni fishermen.

On Tuesday, 11 Yemeni fishermen returned to Hodeidah city port after being held in Saudi prisons for more than 40 days.

The fisherman Yahya Maqbuli that he was kidnapped with his fellow returnees were kidnapped in the territorial waters by a boat belonging to the Saudi forces and they were taken to a prison in Farasan area.

He also said that the Saudi troops interrogated them for nine days under torture before they were transferred to another prison in Jizan, they stayed there for 40 days.

He pointed out that Saudi forces released them after confiscating their boats’ equipment and personal belongings.

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Hydrosol develops vegan desserts using the same technology as yogurt

By Jenny Eagle contact

- Last updated on GMT

Hydrosol develops vegan yogurt alternative. Picture credit: Hydrosol.
Hydrosol develops vegan yogurt alternative. Picture credit: Hydrosol.

Related tags: Milk

Hydrosol has developed stabilizing systems from its Stabisol line to create vegan desserts, using the same technology as yogurt.

The cultured milk product substitutes, based on coconut milk, address two ongoing trends; demand for vegan and flexitarian food, and coconut based products.

Milk-free yogurt cultures

Dr. Dorotea Pein, product manager,  Hydrosol, said more consumers are opting for vegan foods instead of animal products. Not just for meat and sausage, but dairy as well.

Fermentation is accomplished with milk-free yogurt cultures,” she added.

The stabilizing system is flexible, allowing the fat content and texture of the final products to be individually adjusted. The resulting vegan dessert features authentic yogurt flavor and a creamy consistency.

“The subtle coconut flavor harmonizes well with the yogurt cultures. Just like traditional yogurt, the vegan alternatives can be refined with fruit preparations. Familiar textures in combination with new ingredients open up extra market potential.

In addition to functional systems for dairy-free desserts, Hydrosol offers ingredient combinations for making sour cream and cooking cream based on coconut milk. The range is constantly being expanded.”

According to Innova Market Insights, the demand for plant-based alternatives to dairy products has expanded dramatically around the world in the past four years.

The concept is also of interest to people with lactose intolerance. Lactose-free milk products are often very sweet, due to the enzymatic splitting of the lactose. Coconut yogurt avoids this problem.

The milk-free final products can also be vitamin-enriched to suit a vegan diet.

Dairy products, ice cream and desserts

Hydrosol, based in Ahrensburg, Germany, is an international supplier of food stabilizers, specializing in tailor-made stabilizer systems for dairy products, ice cream and desserts, ready meals, meat, sausage and fish.

The company recently launched a stabilizing system that makes it possible to create fermented whey desserts using yogurt cultures, replacing milk entirely.

The Stabisol JOC 2 whey is mixed with fat, sugar, stabilizer and yogurt cultures, and fermented. The fat can be animal fat like cream or butter, or vegetable fat like oils, depending on availability. Instead of fresh whey, whey powder and water can be used.

This whey dessert is an attractive concept for European dairies focusing on the export market.

With our stabilizing system we give cheese makers a double benefit. They can profitably market their excess whey, and they can take low-cost yogurt-like desserts to market,” said Sebastian Barsch, product developer, Hydrosol.

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• Blog >
  • Should you jump on the "Grain-Free" bandwagon
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Should you jump on the "Grain-Free" bandwagon

Many clients come into our clinic and are proud to say they feed their pets a "grain-free" food. But is this really necessary?

Science says no. There are multiple studies out there that actually go against all the "grain-free" marketing that is taking place right now. Carbohydrates are carbohydrates. They are an energy source that is used in the body the same way. It can come from wheat, corn, soy, peas or beans. There is no nutritional difference. Do some animals have an allergy to corn? Yes. But the science shows that it is rare and that most allergens come from beef and dairy rather than grains. The absolute only way to know if your pet has an allergy is to do allergy testing and food trials which take 6-8 weeks. You cannot determine that there is a food allergy when you feed multiple foods, treats, etc in a 2 week period.

  You as the pet owner can make the choice of feeding a "grain-free" diet. But know that it may not make a difference. There are many more pets out there with inhalant allergies rather than food allergies. The best way to find out what you should feed your dog is to consult with a veterinarian, not a food manufacturer or sales representative. Remember, they are selling you a product.

  If you are feeling confused about making a decision on what your pet should eat, please ask a veterinarian at your pet's next check-up. This is the best way to make an informed decision and can lead to a long and healthy life!

Good luck and may the "source" be with you!


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Tuition is based on the entire dance year program which is split into evenly monthly payments. It is calculated based on the number of hours a student takes class each week. All vacations and holidays have been taken into account. Payment is due on the 1st of each month and will automatically deduct from the credit card, debit card, or bank draft on file. In the event that a card is declined or invalid a $10 late fee will be applied after the 5th of that month. There is a $25.00 fee on all returned checks. Payment in cash will be accepted but must be made before the 1st of the upcoming month. NO credits, refunds, or adjustments will be given for absences or classes cancelled due to the weather; however, if more than one class is cancelled due to the weather, a make-up class will be offered.

* All students must have a credit card, debit card, or bank draft on file to remain an enrolled student.

Registration is $25 per student or $50 per (immediate) family per year and must be paid at time of registration to hold spot in class.

Costumes range from $70-$85 per costume. All costumes must be paid by February 1st and will automatically deduct from the credit card or bank draft on file. Costume amounts will be posted to accounts by January 2nd and will include any credits from fundraising. Payment by cash will be accepted anytime before February 1st. There are no refunds once a costume order has been placed. Please note that costumes are not custom made and will be purchased with room to grow depending on the costume company's size chart. Any alterations are the responsibility of the parent.

Additional recital fees due throughout the year include:

  • Specific tights

  • Shoes

  • Recital t-shirt

  • Tickets to view the performance

  • Recital video

  • Pictures (optional)

A 5% discount will be given to immediate family members with two students registered- first student (highest tuition) will pay full price, while the second student will receive the 5% discount off their tuition only. A 5% discount will be given to immediate family members with three or more students registered- first student, full price; second student, 5% off; third (and any additional) student will receive 5% off their tuition only. If tuition is paid for the whole year a 10% discount will apply. (Family discount and whole year payment option discount cannot be combined.)

Attendance to each class is extremely important. If you will be absent, please call the studio to let the instructor know. Although material may be reviewed briefly in the following class it is important for class time to be used for technique training and new material. Poor class attendance may result in dismissal from performances and/or dropping in class level. Please use your best judgment before sending your child to class if he/she has been ill. If students are injured, they should come to class and observe.

The format of class structure is an important part of your child's dance training and growth. We start from the basics and move through to advance techniques. This enables students to learn proper basic movements before attempting more difficult ones that could potentially cause injury. In all, this structure provides a strong foundation for our students which include proper technique, knowledge, and exposure to many different styles of dance. The studio reserves the right to provide a substitute teacher if a teacher is absent for any reason. In the event that a substitution cannot be arranged, class may be canceled or rescheduled.

The instructors at Dance Fusion will place students in classes most suitable to their level. Evaluation is done throughout the year. Classes are subject to change at any time.

In cases of inclement weather you will receive an email if classes are cancelled. We will also post on the website, Facebook and Instagram accounts. Please note that we do not always follow school closings, as roads are sometimes cleared by the time classes begin.

Our end of the year showcase will take place at the end of June. You will soon be notified of the date, place, and time, as well as the date of ticket sales and rehearsals. We will also be taking part in parades, special events, competitions, conventions and fundraiser shows throughout the year. Please note that not all events are mandatory for every student.

We will be participating in many fundraisers throughout the year. Fundraising is voluntary. If you decide to participate, you will receive a list of what to sell and how much money will go into your account. Each student who participates will have their own account for their earnings. All earnings can be used for costumes, Dance Fusion apparel, competition fees, conventions, etc. Funds cannot be used towards tuition.

Please arrive 10 minutes before class begins to ensure there is proper time to get ready and begin class on schedule. The first 10 minutes of class are just as essential as the middle or end of class. Classroom etiquette is expected at all times in the studio. Listening to your instructor, applying corrections and following the proper dress code are all standards in dance training. Courtesy and respect should be given to everyone at the studio, including teachers, classmates and parents. A positive attitude is important in any learning environment and will be assessed on an individual basis. Please refrain from negative comments regarding instructors, other students, or parents. We take pride in creating a positive environment in which everyone feels welcome. If you have an issue, please contact the studio director as soon as possible.

All cancellations must be in writing by the 25th of the month.Please note: If written notice is not received by the 25th of the month, you will be billed and responsible for following month's non-refundable tuition on the 1st. CANCELLATION NOTICE MUST BE IN WRITING in the form of:(1) e-mail to info@dancefusionri.com (you will receive e-mail confirmation)(2) Certified mail to 315 Main Rd. Tiverton, RI 02878.(3) Completed cancellation form available at the studio.


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In Adult Classes, News

Let’s taking Metime for yourself refreshes and re-energizes you.
Spending a little time also builds your self-esteem over time, as you come to realize that you are important and deserve to have a little time to yourself.

🌟 Come & Dance with us 🌟

It’s our treat! Enjoy this fabulous offer and come and dance with us!

50% OFF adult dance class*
FREE membership
from now until 31.10.2019

All dance classes will restart from 9th September 2019!

*Promotion Conditions:

5 class card: 1.550.000vnd -> 775,000vnd
Dancenter Life Membership Card: 500,000 VND -> 0vnd

  • Card validity: 2 months from purchase date
  • Offered to members and non-members
  • Applies to Adult class only
  • Limited to one card per person
  • Non-cumulative with other discounts
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The Nationals Sport and Recreation Volunteers Community Safety

Money for clubs to boost safety at their facility

Local clubs and organisations are encouraged to apply for up to $10,000 of funding to improve security at their clubrooms or facility.

The Nationals Member for Gippsland South Danny O’Brien said the Community Safety Fund provided groups and sporting clubs with money to install safety equipment such as additional locks, vandal-proof lighting, alarms, fencing and gates and security screen.

“I’m encouraging local groups to apply for their share of this money that will enable them to ramp up security and their facility and improve safety within our community,” Mr O’Brien said.

“Break-ins and damage by vandals presents a huge cost burden to small clubs and community organisations and often means that fundraising money needs to be spend on paying for repairs rather than purchasing new equipment.”

Mr O’Brien said two local groups – Rosedale Men’s Shed and Waratah Beach Surf Life Saving Club - shared in more than $13,000 in the previous grant round and used their funding to install a new alarms and a new locking system.

“These grants, established by the former Liberal Nationals Coalition Government, help community organisations to bolster security at their facilities to prevent damage and create a safer environment for their members and the wider community,” Mr O’Brien said.

In addition to proving new security equipment, the grants can also be used for the following projects:

  • Education and awareness initiatives that help prevent motor vehicle theft, personal property and residential theft and retail burglaries; and
  • Small-scale improvements and upgrades in public spaces including parks and reserves and streetscapes to encourage more foot traffic.

Mr O’Brien said applications were open to community and sporting groups and councils until 4pm on Friday, 1 July.

For further information about the grants, including guidelines for applicants, visit

Together we can make a difference

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Amplify uV from Sensors to mV for uC

Advertise in delabs

Amplify uV from Sensors to mV levels for A/D Converters, which in turn may drive a display or connect to a uC means MicroController.

I have my own human interface and memory limitation. I am like a 8086 based nobody’s computer in a Penta-Core 5 Ghz Fiber-Computing World, add a 5 Teral Byte HDD. I am Obsolete, i am Legacy.

Now getting back to Bizness, the inputs from the world we interact are analog, A uV level from a Strain Gauge to measure Weight/Pressure; mV from a K Type Temperature Sensor or mV from LVDT Displacement Transducer to Gauge measure linear displacement. All these Low voltage/current, AC/DC need some signal conditioning and special construction – FOR – Amplification, Attenuation, Noise/Pickup Immunity/Rejection, Linearizion, Isolation and Transmission (long wire/wireless).

This means take a small signal sample in the best possible way. The Sensor/Transducer shape and sensing/converting element/technology is chosen/developed. This low mV/uV is then Amplified/Cleaned and Transmitted.Some steps like Linearization can be done by software not all steps. Now we have a nice 0-10 V or 4-20 mA Signal which any A/D with process enthusiastically. The Digital signal will be eagerly processed by a uC with firmware, without batting a eyelid or like the kids say “look no hands” (then its plaster of paris for a few weeks).

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Project Playroom and My Mission to Organize

Papers, toys, clothes – everywhere. You get fed up one day, sort it all out and reclaim your house. A couple weeks later it looks like everything exploded again. Sound familiar? Yeah, it does to me too. I can’t tell you how many times Brian and I have “cleaned up” and organized things only to fail at keeping it organized. I usually blame it on our small house space, but I think the real problem is not having a definitive place for everything to go.

Problem area numero uno.

Problem area numero uno.

Sure, we create places for everything, but then things get shuffled around.. then suddenly X is where Z goes and Y no longer fits there and…. Ahh! It makes me want to pull my hair out.

Usually when I hit the tipping point where I just can’t handle the chaos of stuff anymore one of three things has happened:

  1. I can’t find what I’m looking for despite being absolutely POSITIVE it was in this area I checked over 5 times already.
  2. Things are literally falling over on me. (Bill avalanche on the desk, anyone?)
  3. I’ve “straightened up” and the place still looks like my toddler decorated it with her toys.

At the end of last year we started talking about hiring someone to finish part of the basement so we could have a playroom/computer room down there. This would free up one of the upstairs bedrooms, get all the toys out of the living room (or most anyway), and give me a better place to work while the kids play. We were hoping to have this project started already, but the cost of lumber shot up delaying it. It is finally going to get started very soon. Like… lumber being dropped off this weekend soon. Heck yes!

Problem area numero dos.

Problem area numero dos.

Now, having a new room made to throw all the toys in does not relieve me of our clutter problems. We still need to declutter and organize. I’ve been scouring Pinterest (you can see my home board) for creative (and cool looking) ways to tame the toys. I also need to get a better system in place for the kids’ clothes and cloth diapers. I can barely bring myself to put away laundry properly because I honestly have no clue where I’m going to put everything.

So, everything needs a designated place. That way it’s easier to put toys, clothes, etc away because there is no question where it belongs. This also makes it possible for anyone to do it instead of pushing off certain tasks because only I know where the cloth diapers go etc. In order to maintain those spoken for spaces I need to get labeling with my Brother P-Touch Labeler. I can’t wait to share our progress, successes and failures (because you KNOW I’ll goof something up at some point, right?).

What’s your tipping point to get things organized?

Join in on the organization conversation over at the Brother P-Touch Facebook page.

Disclosure: I wrote this review while participating in a campaign by Mom Central Consulting on behalf of Brother P-Touch and received a product sample to facilitate my review as well as a promotional item to thank me for my participation. The playroom project was already being planned. This fit in perfectly!

Introducing My Toddler to Disney's Classic Peter Pan
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Wednesday 20th of February 2013

Plastic containers with lids that are easy for the kids to remove are key here along with a label maker to mark them. I use a lot of shoe box containers, and with everything labeled the kids (one can read) can put things back where they go on their own.

Tahlia B.

Sunday 17th of February 2013

When I start forgetting what pile I put something in is when I tend to start putting things away...or at least in the correct area. I try not to let my daughters messes bother me - if I put too much effort into organizing, I'm afraid I'll just get pissed that they don't get put back where they're supposed to...which is kind of how the rest of the house operates :\

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Zurich Wedding Photographer

Consulting A Zurich Wedding Photographer For Your Event

Finding a Zurich Wedding Photographer can be a difficult process if you are unfamiliar with people who work in this field. At Das Photography in London, UK, we know the importance of obtaining photographs that you will cherish for the rest of your life. This is an event that requires a professional. Take a look at our website to find out more about our Zurich Wedding Photographer and the services we provide. We have photographs available on the website for you to view as well as reviews for you to read over so you learn more about the quality of our photographs and the satisfaction level we have provided to our clients. If desired, fill out our form to set up an appointment for a consultation with our photographer as well. We are based in London, UK, but are available for weddings in all of Europe.


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Meet North End Singles Now

Registration Takes Less Than One Minute

"A really friendly dating site that makes it easy to discover like-minded Hampshire singles. It offers a targeted dating experience where you can be confident that you're chatting to someone local. "

Date Hampshire Singles Review

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North End Dating Site

Welcome to Hampshire's online dating site for singles in North End, we're here to help you make new friends and start relationships with local people around North End, Hampshire. If you're serious about wanting to meet someone in North End and are looking forward to getting yourself out on some fun dates then you have found the right dating website. We're not just a North End dating site, we're focused on making new relationships that last. Something that takes effort and commitment on both sides, a serious dating site for North End singles who are ready to date.

  1. Date Hampshire Singles
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Meet West Tisted Singles Now

Registration Takes Less Than One Minute

"A really friendly dating site that makes it easy to discover like-minded Hampshire singles. It offers a targeted dating experience where you can be confident that you're chatting to someone local. "

Date Hampshire Singles Review

Popular Hampshire Singles

West Tisted Dating Site

Welcome to Hampshire's online dating site for singles in West Tisted, we're here to help you make new friends and start relationships with local people around West Tisted, Hampshire. If you're serious about wanting to meet someone in West Tisted and are looking forward to getting yourself out on some fun dates then you have found the right dating website. We're not just a West Tisted dating site, we're focused on making new relationships that last. Something that takes effort and commitment on both sides, a serious dating site for West Tisted singles who are ready to date.

  1. Date Hampshire Singles
  2. West-tisted

Date Hampshire Singles
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Winding Creek Homes for Sale

Included below are homes for sale in Winding Creek. If you would like more information on any of these Winding Creek real estate listings, just click the "Request More Information" button when viewing the details of that property. We can provide you with disclosures, past sales history, dates and prices of homes recently sold nearby, and more.

And, if you haven't already, be sure to register for a free account so that you can receive email alerts whenever new Winding Creek listings come on the market.

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• David Flowers

I’m Blessed

Christy and me kissing by a faux Eiffel Tower

I’ve had a sentimental night tonight. Earlier this evening Christy and my girls and me were looking through yearbooks from when Christy and I were in Jr. high and high school. It was a heavy thing for me to look at those old pictures and read what people wrote in my books. I realized I was liked by many more people than I realized at the time. I wish I’d have seen myself more realistically when I was a kid. A lot of the pain of my childhood had more to do with my perceptions than with reality.

But the best part of the evening was when I came across what I wrote in Christy’s yearbook our senior year. We had been dating three or four months, and close friends for seven or eight. I want to reprint this in its entirety. It’s long, but uncanny in its accuracy. I’m not going to do any editing at all, though I post this with a mixture of embarrassment and sentiment. It’s hard reading stuff you wrote 22 years ago. I was 17. But this is exactly what I wrote, right down to the punctuation…

I have never had problems signing yearbooks except for when I’m extremely close to the person. I’m going to have trouble with this.

It’s usually a drag to rehash all the things that you already know but I guess that’s what yearbooks are for.

You’re the best friend I’ve ever had. Nobody knows me like you. I’m not quite sure when we started getting real close but I do know that it was one of the smartest decisions I ever made when I made up my mind to take stock in Christy Weidman. You’re a friend, a confidante, a counselor, and a companion. You’re a super-achiever, a get-organizer, and a-dorable! I just love you from the bottom of my heart. I’ll be honest with you. I’m not sad that we’re getting out of school. From the beginning of 5th grade I dreamed of getting out of school and supporting a family. My dreams are no different now. I just want to go. I want us to graduate because if we’re spending time together, I’d much rather it be out of the school setting. It’s just time to move on and I feel mighty sorry for the seniors who are scared of graduation, because they’ve got no goals. Christy, of all the students I know in this building, you’ve got the best chance of reaching your goals. You’ve just got so much drive. Now be careful. Like I’ve said, take time out for Christy. Don’t wear her out because she’s very special to me and she’s the only Christy I’ve got. Realize that you owe it (not only to yourself but) to other people to see to it that you’re in good condition. You’ve got enough energy in that little body to last for a million years but if you burn it up too fast, you’re going to be sick. So take care of Christy for me because I love her very much. And so do many, many other people. You’re the best! I don’t like to say good luck in the future because it’s such a junior high thing but even if I did make it a practice to write that in yearbooks, I wouldn’t need to in this one. See, I’m going to have the privilege of being a part of your future and watching your dreams come true!! That’s very exciting to me. We have a pact you know…an agreement to always be best buddies. Who knows what is going to become of us in college? But you know, it doesn’t even matter. We’ve each got an exciting future ahead of us. For the past 4 years we have been a part of a high school institution. Within that institution is many smaller branches. One branch is called Varsity Choir…this is, of course, the most important branch of what is called Davison Senior High School. V.C. is probably — no, definitely — responsible for our closeness. I guess that’s the only thing I’m really going to miss about the old Halls of Ivy. (mush, mush!) Remember, friends are friends forever if the Lord’s the Lord of them. And a friend will not say never, because the welcome will not end. Though it’s hard to let you go, in the Father’s hands we know that a lifetime’s not too long TO LIVE AS FRIENDS!* I love you!

Less than two years later, we were married. Christy has been my closest friend for almost 22 years. I’m closer to her today than I have ever been. And it’s not like it has all been bliss. We’ve been through some really nasty stuff. REALLY nasty stuff. We’re passionate people. We love each other passionately. We disagree passionately. Passion is a part of everything we do, for better and for worse! But I can say I have never loved her more than I do now. I don’t know who I would be without her. As is clear from what I wrote in her yearbook, I knew early on that I didn’t want to let go of this girl – and I’m glad I didn’t.

Ministry is a hard life. It’s not like a normal job. It involves everything you think and everything you feel and everything you are. In ministry nothing is more important than the person at your side. If that person isn’t strong, isn’t quality, isn’t up for 24/7 intensity and round-the-clock care for other people, the job can’t be done. But if there’s a good, stable, strong person at your side, someone who loves you and supports you and adopts your vision as their own — heck, someone who dreams the dream with you and helps you craft it — if you have a person like that with you, your potential is unlimited. Unlimited potential is one of many gifts Christy has given me. I simply could have no better companion and friend than this girl I fell in love with in high school. I don’t often write about her. It may be a long time before I post about her again — I never have before. (6/12 note — Ummm, with the exception of the post immediately previous to this one!) And she’ll just go on continuing to be my rock, putting up with my idiocy, calming my fears, dreaming my dreams with me, and inspiring me to new heights. That’s what she has always done.

*Christy and I sang the song “Friends” together at our senior commencement ceremony. With somewhere around three thousand people there, to this day it remains the biggest single gig of our lives!

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Project: Women & Leadership Australia focus on developing female leadership capability and enabling career progression. Partner entity to Australian School of Applied Management, they required a full re-branding program.

Solution: Services included re-calibrating their various brand entities, logo design, art direction, ID system, the design and management of all print marketing collateral, brand guidelines, copywriting, social media management, electronic presentations and video production. Their website was also re-designed using responsive page layout to provide optimum viewing on desktop and mobile devices. The project involved web design, content development and programming including HTML5, CSS3 and Javascript.

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If you are a beneficiary resident in Andalucía (Malaga, Marbella, Almeria, Sevilla etc ) these are the taxes that you will pay.

Andalucia has created extra exemption for inheritance tax  not available in other regions of Spain. The result of these inheritance tax exemptions is that if you inherit from your spouse or parent, the first 1.000.000 euro (each beneficiary ) is going to be exempt. ) (as longs as certain conditions regarding preexisting wealth etc are complied with).

These very favourable inherence tax exemptions in Andalucia are available to you if you as a beneficiary are resident in Andalucia but  also if you are a non resident of Spain who inherits in Andalucia and  unknown to many,  applicable even if you are resident of a third country.  (for example U.K. residents since Brexit. )

The history of the Andalucía inheritance tax exemptions.

On the  3rd of September of 2014 these exemptions initially only available to beneficiaries resident in Andalucía where  extended by the European Court of Justice  to non residents of Spain who who where resident in a E.U. country and  inherited assets in Andalucia if the estate and the deceased did not have a closer connexion to a different region of Spain).

Since  2018  in my opinion  the same exemptions are now applicable to non E.U. residents on the basis of various Sentences of the Spanish Supreme Court . With the U.K. having left the E.U. I am sure there will be many beneficiaries exploring this possibility. We have already claimed the exemptions on the basis of those sentences for clients from U.S.A. , Australia and Canada

U.K. residents inheriting in the Andalucía  region after Brexit:

In my opinion beneficiaries that are resident in a non-E.U. country inheriting in the Andalucía  Region can also claim these exemptions. This is an extremely important issue now due the enormous amount of beneficiaries resident in the U.K. We have experience claiming the exemptions for Canadian and U.S.A. residents  based on various sentences of the Spanish Supreme courts and will now be doing the same for U.K. residents. Spanish supreme court has said that the Andalucia and other autonomous regions high inheritance tax exemptions for spouse and children can now also be claimed by residents of non E.U.countries.

Make sure your solicitor claims the exemptions.  As the inheritance tax return are all done by self assessment if you do not claim the exemptions you will not get them.

We are known experts in the field of inheritance tax in Spain for international clients . For a  full explanation of our inheritance services please click.

Since 1994 we have handled hundreds of probate cases for English , Canadian Australian and Americans inheriting from their loved ones in Andalucia. We cover the whole of Spain from our offices in Marbella, Almeria and Mojacar . If you are the beneficiary of a Spanish estate please click to e-mail me now and we will contact you immedialty to explain how we can help.

How long do I have in Spain to declare my inheritance and claim the exemptions or make the payments ?

6 months.

Do I have to make a declaration to the inheritance tax office even if there is no tax to be paid ?

Yes. If you are a Spanish resident you have to declare al assets received by inheritance even if they are not in Spain.

If you are a non-resident you only have to declare assets situated in Spain (exceptionally there are certain life policies that also have to be declared in Spain even if the company that sold them is not resident in Spain -Spanish compliant bonds sold by companies life SEB, Irish life etc )

If you have inherited assets Spain you will not be able to access money in banks , register a property in your name or change the logbook of a car until you can prove you have tax clearance.

Where do you pay your inheritance tax in Spain ?

If you are a non resident beneficiary you pay the Agencia Tributaria, (in Madrid )while if you are a resident beneficiary you pay to the regional government (tax office of the Andalucia region) . It is done by self assessment . Since the sentence of the E.C.J. we have a complex situation where if you are a non-resident you have to present to the national tax office (Agencia Tributaria ), but applying the extra exemptions offered by the corresponding regional government, in this case Andalucia .) .The trouble with this is the forms are by self assessment so the solicitor will need to take care in claiming the extra exemption offered by the regional government ).

If on a single estate you have one beneficiary resident in Calpe (Valencia )and one in London, they will have to present one declaration in Madrid and one in the Comunidad Valenciana. Get this wrong and you are looking at a problem of biblical proportion.

How much inheritance tax do residents in Andalucía pay ?

Important: The short answer is that you can receive 1.000.000 euro from your spouse or parent tax free with a 99% deduction on the rest. Your preexisting wealth before the inheritance must be under 1.000.000 euro0 for you to claim this exemption.

Guideline of how inheritance tax is calculated in the Andalucía  Region: 4 Step procedure.

1.   We determine the value of what each heir is going to inherit. (Please read the article on benchmarks regarding valuation of property). .

2. We establish the exempt amount

  • Group I – Children & adopted children of less than 21 years of age exempt amount in the Andalucia region :1.00.000. euro (with-ought the Andalucía exemption only 16000 euro)
  • Group II – Children & adopted children of more than 21 years of age, spouse, parents, grandparents [exempt amount Andalucia  Region 1.000.000 euro(with-ought the Andalucía exemption only 16000 euro)
  • Group III – Brothers, sisters, aunts, uncles, nieces, nephews & step children (not adopted) [deduction EUR7,993.46]
  • Group IV– more distant relatives and strangers. (No deduction).

3. We apply the sliding scale to what each heir receives: This is a sliding scale that starts at 7,65%% and goes up to 36,5%.

4. We apply a multiplier to the final amount which will depend on the relationship of the beneficiary  with the deceased.

  • Group I and II: Multiply the amount by I.
  • Group III : Multiply the amount by 1,5882
  • Group IV: Multiply the amount by 2.

The preexisting wealth of the beneficiary  is very important as the extra exemptions available in Andalucia are only applicable if the preexisting wealth is less than 1.000.000 euro

If you would like to read a little more about  the services we offer as Lawyers specialised in international inheritance please click, or simply contact us now and we will explain.

If you are reading this article it may be because you have lost a loved one. It it has just happened you may find the following recent post useful  what to do and who to call  when someone dies in Spain

Andalucia has not always been a good place for inheritance tax. Please read our article that explained the change as it happened.

Many clients over the years have asked me what needs to be done and who do they need to call  if someone dies in Spain . If this is a question you have asked yourself the you may find this other post of ours of interest.

What do I do and who do I call  when someone dies in Spain?

Contact me now if If you need help with:

Making a Spanish will.

An inheritance anywhere in Spain.

You may already have a will and simply need a consultation to run through everything to make sure things are in good order  (  we can discuss and go through existing wills, powers of attorney, living wills, deeds etc. and make suggestions where needed ).  From experience I can say that on occasions this consultation has saved a lot of money and problems. For fees and availability for a Spanish will and inheritance check up simply e-mail Ms Maria Alonso on  maria@daviessolicitors.com . This can be done at one of our offices or over Zoom.

Click below to  print as a pdf :

Andalucia Inheritance tax guideline 2021.


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What is a credit score?

If you’re looking to take out a loan, lenders are looking at one key piece of information.

Your credit score.

So what is a credit score?

Your credit score is an indicator of how well you manage your personal finances. It can be found in your credit file.

  • Personal details such as your age, employment, addresses.
  • Credit accounts and credit limits.
  • Repayment history such as whether you’ve made a payment or minimum payment required, and if the repayment was made on time.
  • Defaults, bankruptcy, court judgements against you.
  • The loans or credit you’ve requested (amount and company) including applications unapproved or not taken.
  • How often you’ve asked for credit.

Enlarge image.

Why is your credit score important?

It’s used by credit providers to assist them in assessing your loan. It represents your credit worthiness in the eyes of financial institutions. They’ll take your personal credit score into consideration when they review your application for a loan.

If you demonstrate good credit-based behaviour, such as repaying debt on time, it can also mean improved access to credit at potentially better interest rates.

What can impact my credit score?

Your credit score is dynamic, meaning it may change from month to month as your financial circumstances change. Increasingly, new repayment history information such as if you’ve made your repayment on time is included and can influence your score.

Even popular ‘buy now pay later’ services like Afterpay could impact your score. Although Afterpay is not considered a credit product, and no credit check is required, they can still report any negative activity recorded on your buy now, pay later account (including late payments, missed payments, defaults or serious credit infringements) to credit reporting bodies.

Other factors can hurt your credit score.

  • Missing a repayment.
  • Maxing out your credit limit.
  • Applying for balance transfers too often.
  • Applying for several credit or loan products at once.
  • Getting a judgement.
  • Ignoring errors on your credit report.
  • How is a credit score created?
  • When you apply for a loan or credit account, you give your personal details to the organisation to which to you are applying. The organisation then passes your details to the Credit Reporting Bureaus like Experian or
  • Equifax, along with details of the amount you’re applying for.

The Credit Reporting Bureau then matches and adds the details to your existing file, analyses all the data and comes up with a ‘score’. The Credit Reporting Bureau then sends back to the organisation your credit file (the overall summary of your credit history) along with the ‘score’.

Who can access my credit report?

Only credit providers can obtain access to your credit file.

Banks, building societies and credit unions.
Retailers who issue credit cards.
A corporation or individual whose business includes the provision of credit.
Credit providers can obtain access to your credit file with your consent, or when you’re in default of your agreement with them.

Can I access my own credit score?

You are entitled to request and receive a copy of your credit file and score from the Bureaus free of charge once a year.

Maintaining a good credit score is important, so ensure you regularly monitor your score, find out the information behind it and fix any incorrect listings to improve your score.

Did you know?

You can also get a free credit score from a number of online providers. The results may vary depending on which credit reporting agency is used.

The following websites offer a free credit rating.

Creditsavvy (Experian score).
Credit Simple (illion, formerly known as Dun and Bradstreet score).
Finder (Experian score).
Getcreditscore (Equifax score).
WisrCredit (Equifax and Experian score).

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Pita Pizzas

For an easy last-minute meal everyone will love, bake pita pockets with mozzarella and oregano until the cheese is bubbly, then serve it with diced tomatoes mixed with olive oil and fresh basil.

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Cal/Serv: 328
Yields: 6
Prep Time: 0 hours 10 mins
Total Time: 0 hours 20 mins
6 sandwich-size pita pockets
8 oz. mozzarella cheese
1 tsp. dried oregano
2 tbsp. olive oil
1/2 tsp. Pepper
2 c. diced tomatoes
1/2 c. fresh basil leaves
  1. Top with cheese and oregano, equally divided. Bake until cheese is bubbly, about 10 minutes.
  2. Add oil and pepper to tomatoes and toss gently to mix and coat. Serve tomatoes and basil in separate bowls to spoon on hot pitas.
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33: Earthalujah! Earthalujah! Earthalujah!

Reverend Billy Radio

Wednesday, December 9th, 2020 - 45 minutes

Towards a secular spiritual activism. Standing Rock shows the way. (So does Black Lives Matter.). When activism succeeds and transforms how we live - there is always an underlying spiritual force. Justice for the planet is strongest when it comes from the Earth itself. The power is there in the thing we are trying to save. There's a trick in this. We have to invite the Earth to save us first, and white people don't know about that. ----

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This show is part of Pantheon Podcasts.

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Rochester native Jasmine Harper on ‘So You Think You Can Dance’ finale

Justin Murphy and Victoria Freile
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In the 33 years Lisa Allain has been teaching students to dance at the Little Red Dance Studio in Gates, she’s developed a fairly keen eye for talent. So when she saw 6-year-old Jasmine Harper dressed as a skunk, breaking down to M.C. Hammer’s “Can’t Touch This,” she recognized the girl had something special.

“When she started, she was a little tomboy, and she’d start dancing and people couldn’t believe it,” Allain said. “I knew she had a great future. I just knew it.”

Allain was right. Harper, now 20 years old and living in Georgia, is among the final four on the Fox reality show So You Think You Can Dance. She will find out during Tuesday’s two-hour season finale whether she’s been chosen as America’s Favorite Dancer.

The show will air at 8 p.m. Tuesday on WUHF-TV (digital 31.1, cable channel 7).

“It’s pretty much my dream,” Harper said by phone Sunday between rehearsals. “It’s a chance to dance with so many other great dancers.”

Harper has been paired on the show with Aaron Turner, a tap dancer from Las Vegas. They have navigated a series of eliminations to make the final four.

Last week on the show, it was revealed that the judges early on did not plan to keep Harper for the top 20 until the host, Cat Deeley, persuaded them.

Also, Turner was cut early on, only to be brought back when there was an injury.

“It’s definitely an emotional rollercoaster,” said Harper, who estimates she’s danced five hours a day, six days a week since arriving in Los Angeles in June. “There are some moments we’re so high in spirits and other times we’re just so stressed out. ... I’m exhausted, but we help each other get through it.”

The schedule doesn’t relent until the very end. On Tuesday, the contestants have three rehearsals of the full show before they take the stage live on television in the evening.

Harper grew up in Henrietta, attended Rush-Henrietta schools through middle school and then spent one year in Spencerport before moving with her family to North Carolina.

She’s now a professional dancer in Georgia. Just before leaving to begin filming the show in June, she danced in the music video for “I’m Out,” the new song by pop singer Ciara.

She specializes in contemporary dance, but has impressed judges on the show by adopting other styles — hip-hop, ballroom, Broadway, jazz — with ease.

Harper attributes that versatility to her time at Allain’s studio in Gates, where a wide stylistic range is part of the curriculum.

“I grew up dancing there; that’s where I got most of my training,” she said. “I remember always looking up to the class older than me and wanting to dance like them.”

Now, it’s the younger classes that want to dance like Harper. They’ll be watching on television Tuesday, and they’ll see her Oct. 13 at Turning Stone Resort and Casino as part of a national tour with the show’s top 10 dancers.

Allain won’t have to wait that long. She planned to fly to Los Angeles Monday and see her star pupil dance in person Tuesday night.

“I’m so proud of her,” Allain said. “She’s very humble and she’s as sweet as anything. ... It doesn’t even matter the outcome. She’s a winner whether she wins So You Think You Can Dance or not.”

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