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The Deflation Time-bomb By Mike Whitney

Dandelion Salad

By Mike Whitney
10/01/08 “ICH

“Is there anyone who still does not understand that talk of ‘inflation’ by officialdom is just a red herring intended to distract us from the far more dangerous dragon of deflation?” Mike Shedlock; Mish’s Global Economic Trend Analysis

We are to about see how much George Bush really believes the “supply side” mumbo-jumbo he’s been spouting for the last 7 years. Last week’s Labor Department report confirmed that unemployment is on the rise (5%) and that corrective action will be required to avoid a long and painful recession. There’s a good chance that the Chameleon in Chief will jettison his “trickle down” doctrine for more conventional Keynesian remedies like slashing interest rates, government programs, and tax relief to middle and low income people. On Monday Bush announced that his team of economic advisors was patching together an “Economic Stimulus Package” that will be unveiled later this month in the State of the Union Speech. The goal is to rev-up sagging consumer spending and slow down business contraction. Ironically, the UK Telegraph dubbed the stimulus plan Bush’s “New Deal”. It’s a shocking about-face for a president that has been clobbering the middle class since he took office and who balks at even providing temporary shelter for disaster victims. Now Bush is going to have to give away the farm just to keep the economy from crashing. Good luck. Clearly, the prospect of a system-wide meltdown in banking, real estate and equities has become a “Road to Damascus” moment for lame-duck George.

The uptick in unemployment is just the final part of an otherwise bleak economic picture. Manufacturing is hurting too. Last Wednesday, the December ISM Manufacturing Index plunged to 47.7, its lowest level in five years. The news put the stock market into a 200-plus nosedive and sent gold soaring over $800 per ounce. Since then, the news has gotten progressively worse. The market fell another 200-plus points on the Labor Dept’s report on Friday, followed by 238 point jolt on Tuesday on rumors of (potential) bankruptcy at mortgage lending giant, Countrywide Financial, and a 2.6% plunge in pending housing sales from the National Association of Realtors. By the time ATT announced its fears of “reduced consumer spending” the market was already barrel-rolling towards earth in a sheet of flames.

The Dow Jones is now 10% off its yearly high, the official sign of a correction. More important, equities blew through their support levels indicating a basic change in the market’s trajectory. Its a primary bear market now and any rebound will be temporary. There’s still a lot of fat to be trimmed before overvalued stocks return to the mean. No wonder Bush is nervous.

The constant rate cuts and geopolitical jitters have sent gold skyrocketing. Since August 2006, gold has gone from $650 per ounce to $887; a whopping $237 in just 5 months. If that is not a indictment of the Federal Reserve and their “loosey-goosey” monetary policy; then what is? According to the Wall Street Journal “gold and oil have run almost in perfect tandem. The price of gold has risen 239% since 2001, while the price of oil has risen 267%. That means if the dollar had remained as ‘good as gold’ since 2001, oil today would be selling at about $30 a barrel, not $99.” (WSJ; 1-4-08)

That’s right; the price of gas today is attributable to war, tax cuts and the relentless expansion of credit by the Federal Reserve—NOT OIL SHORTAGES!

Escalating energy prices are increasing the cost of food production which creates a self-reinforcing inflationary cycle. Additional rate cuts will only weaken the dollar further and put an even greater burden on maxed-out consumers.

Before he left on his “Victory Tour” of the Middle East, Bush said:

“When Congress comes back, I look forward to working with them, to deal with the economic realities of the moment and to assure the American people that we will do everything we can to make sure we remain a prosperous country.”

The economic realities that Bush will be facing are the anticipated “hard landing” from a nationwide housing slump coupled with a credit crunch that is strangling the banking and financial industries. The country is lurching recklessly into a deflationary death-spiral while Bush makes a pointless junket to the scene of his biggest foreign policy flop. What a joke. When he returns, Bush will find that he is constrained in his “stimulus” plan due to massive fiscal deficits which are the result of the enormous tax cuts and gluttonous military budget.

“This isn’t like 2000 when the US was running a large fiscal surplus of $300 billion or 2.5% GDP,” said economist Nouriel Roubini. “Now that all the fiscal stimulus bullets have been spent on the most reckless and unsustainable tax cuts in history—the administration is left with very little room (to maneuver) in bad times…We are now stuck in a situation where the room for any meaningful fiscal stimulus…is gone….We did indeed waste all our macro policy bullets in 2001-2004 in “the best recovery that money can buy” and now we are left with relatively limited room for monetary and fiscal policy stimulus. This is one of the main reasons why the recession of 2008 will be more severe and protracted than the mild 2001 recession.” (Nouriel Roubini’s Global EconoMonitor)

Still, there will be a stimulus package–however meager–and there’ll also be more rate cuts by the Fed. That means that gold and oil will continue to soar and the dollar will continue to get hammered. Bernanke’s options are limited; as are Bush’s. The system is grinding to a halt and the Fed chief will have to use the tools at his disposal to try to stimulate economic activity. It won’t be easy. Presently, he faces a number of challenges. Home prices are falling, retail spending is off, commercial real estate is in a sharp downturn, and many of the major investment banks are capital impaired from their poor investments in mortgage-backed bonds. If the Fed’s “low interest” smelling salts don’t revive the comatose American consumer—and get the cash registers at Target and Billy McHales ringing again—the world will face a global slowdown. That’s why the Fed Funds rate will probably get hacked by 50 basis points by month’s end and Comrade Bush’s economic team will concoct a fiscal bailout plan worthy of Fidel Castro.

A growing number of market analysts believe we’re already in recession. David Rosenberg of Merrill Lynch put it like this:

“According to our analysis, this [recession] isn’t even a forecast any more but is a present day reality.” Rosenberg argues that a weakening employment picture and declining retail sales signal the economy has tipped into its first month of recession….Mr Rosenberg points to a whole batch of negative data to support his analysis, including the four key barometers used by the National Bureau of Economic Research (NEBR) – employment, real personal income, industrial production, and real sales activity in retail and manufacturing.” (UK Telegraph)

Whether one chooses to call it a recession or not is irrelevant. When the two behemoth asset-classes—real estate and securities—begin to cave in, there’s bound to be some ugly fallout. Housing stayed strong during the bust. Not this time. No way. The whole system is keeling over and it could take the bond market along with it. As the two gigantic equity bubbles lose gas; consumer spending will stall, business activity will slow, more workers will get laid off, and prices will tumble. Equities and commodities will be hit hard (even gold) and housing prices will dive to new lows as the pool of potential buyers grows smaller and smaller.

These problems will be further aggravated by the lack of personal savings and the huge debt-load which will push increasing numbers of homeowners, credit card customers, even student loan recipients into default. By 2009, bankruptcy will be the fastest growing fad in American pop-culture.

Many experts are now predicting that home prices will dip 30% by the end of 2008. That means that nearly 20 million homeowners will be “upside-down”, that is, they will owe more on their mortgage than the current value of the house. (Imagine owing $400,000 on a home that is currently worth $325,000!) 40% of all homeowners in the US will be upside-down by the end of next year. This is a grave systemic problem that will have widespread implications. Experts already know that when mortgage holders have “negative equity” they are much more inclined to put their keys in the mailbox and skip town. Hence, the name for this increasingly common practice—“jingle mail”. Secretary of the Treasury Henry Paulson is desperately trying to put together a national “rate freeze” to avoid, what could be, the most devastating surge of foreclosures the world has ever seen. Paulson’s rate freeze does not offer “New Hope” as promised but, rather, a lifetime of servitude paying off an asset of ever-decreasing value. Underwater homeowners are better off taking the hit to their credit and letting the bank repo the house. Let the bank worry about it. They created this mess.

The housing bubble is deflating faster than anyone had anticipated. Overall sales have slipped more than 40% from their peak in 2005 whereas, prices have gone down a mere 6.5%. Prices, which are a lagging indicator, have a lot further to drop before they touch bottom. Robert Schiller, Professor of Economics at Yale University and author of “Irrational Exuberance” “predicted that there was a very real possibility that the US would be plunged into a Japan-style slump, with house prices declining for years.

Professor Shiller, co-founder of the respected S&P Case/Shiller house-price index, said: “American real estate values have already lost around $1 trillion [£503 billion]. That could easily increase threefold over the next few years. This is a much bigger issue than sub-prime. We are talking trillions of dollars’ worth of losses.” (Times Online)

Schiller’s on the right track, but his estimates are way too conservative. After all, in 2002, the median price of a single-family home in Los Angeles was $270,000. But, by 2006, the cost of that same house had doubled, to $540,000 — “pushed by unbridled speculation fueled by unparalleled access to mortgage capital.” (LA Times) The problem was cheap credit that was readily available to anyone who could fog a mirror. All that has changed. The banks have tightened up their lending standards, and jumbo loans (loans over $417,000) are nearly impossible to get. So, why doesn’t Schiller believe that prices will return to 2002 levels? They will. And they’ll go even lower; much lower. In fact, real estate is quickly becoming the leper at the birthday party; everyone is staying away. That means that prices will fall—and more rapidly than anyone imagined. The word is out on housing and it’s not good. The blood is in the water. Get out before the pool of mortgage applicants dries up entirely.

The US banking industry has never faced greater challenges than it does today. Many of America’s largest and most prestigious investment banks are seriously under-capitalized and buried beneath hundreds of billions of dollars in complex, structured investments that are being downgraded on a weekly basis. On top of that, many of the banks main sources of revenue have vanished as investor interest in sophisticated mortgage-backed bonds and derivatives has disappeared altogether. For example, the sales of collateralized debt obligations (CDOs) “plunged 85% to $15.69 billion in the fourth quarter”. Also, “The value of Alt-A mortgages…issued in the third quarter fell 64% to $39.3 billion from the second quarter’s record high of $109.5 billion …. S&P said the dramatic drop is the result of ‘unprecedented credit and liquidity disruptions’ for both borrowers and lenders” (Dow Jones) These are steep declines and represent a serious loss of revenue from the banks’ bottom line.

Many of the banks are simply in “survival mode” trying to conceal the magnitude of their losses from their shareholders while attempting to attract capital from overseas investors to shore up their sagging collateral. (via Sovereign Wealth Funds)

The banks are now struggling to fulfill their function as the main conduit for providing credit to consumers and businesses. They have curtailed their lending as their capital base has steadily eroded through persistent downgrading. The Federal Reserve has tried to resolve this issue by opening a Temporary Auction Facility (TAF) which allows the banks to secretly borrow billions from the Fed without the embarrassment of disclosing the transaction to the public. The banks are also free to use Mortgage-backed securities (MBS) and commercial paper (CP) as collateral for securing the Fed repos. It’s a sweetheart deal and more than 100 financial institutions have already taken advantage of the Fed’s largesse.

This is a bad sign. It indicates that the banks are seriously overextended, “capital impaired” and need a handout from the Central Bank to keep from defaulting. It means that the vaults are stuffed with worthless mortgage-backed slop that they are deliberately hiding from their shareholders and depositors. If there was adequate regulation then the banks would never have been allowed to dabble in such risky debt-instruments as subprime loans and toxic CDOs. The whole catastrophe could have been avoided. Instead, hundreds of billions of dollars will be wiped out, a number of banks will fail, and public confidence in their institutions will be shattered.

This week, the Federal Reserve announced that it “will increase the size of two scheduled auctions of emergency loans by 50 percent to $30 billion as part of a global attempt by central bankers to restore faith in the money markets”. (AP) In other words, the Fed will provide an even bigger begging bowl to prop up the banks to maintain the appearance of solvency. It is an utter sham.

The size and scale of the approaching recession is impossible to forecast. The real estate and stock markets will undoubtedly see trillions of dollars in losses, but what about the estimated $300 trillion dollars of derivatives, credit default swaps and other abstruse counterparty options? Will the global economy freeze up when that ocean of cyber-capital suddenly evaporates? Will that virtual wealth simply vanish into the ether when the underlying assets (CDOs, MBSs, ABCP) are downgraded to pennies on the dollar, or when the number of home foreclosures catapults into the millions, or when the dollar slips to a fraction of its current value? No one really knows.

But Atlanta Fed President Dennis Lockhart summarized what we can expect in a speech he gave last week titled “The Economy in 2008”. He said:

“A sober assessment of risks must take account of the possibility of protracted financial market instability together with weakening housing prices, volatile and high energy prices, continued dollar depreciation, and elevated inflation.”

What the upcoming recession “will look like” has been the topic of a fierce debate on the Internet. Everyone seems to agree that this is not a typical economic downturn resulting from overproduction, under-consumption or malinvestment. Rather, it is the crashing of humongous equity bubbles that were generated by the Fed’s abusive expansion of credit and the unprecedented proliferation of opaque structured-debt instruments. Many believe that the unwinding of these bubbles will trigger a round of hyper-inflation which is already evident in soaring food, energy and health care costs. These prices are bound to increase substantially as the Fed continues to cut rates and further undermine the dollar.

But the real issue (it seems to me) is the unfathomable loss of market capitalization, the growing insolvency of maxed-out consumers, and the inability of the banks to freely extend credit to responsible loan applicants. These three things are likely to drag down all asset-classes, slow business activity to a crawl, and compel consumers to hoard rather than spend. The dollar will strengthen in an deflationary environment. (if that is any consolation?)

Paul L. Kasriel, Sr. V.P. and Director of Economic Research at The Northern Trust Company answers some typical questions about deflation in a recent interview with economic guru Mike Shedlock (Mish): .

Mish: Would you say that consumer debt in the US as opposed to the lack of consumer debt in Japan increases the deflationary pressures on the US economy?

Kasriel: Yes, absolutely. The latest figures that I have show that banks’ exposure to the mortgage market is at 62% of their total earnings assets, an all time high. If a prolonged housing bust ensues, banks could be in big trouble.

Mish: What if Bernanke cuts interest rates to 1 percent?

Kasriel: In a sustained housing bust that causes banks to take a big hit to their capital it simply will not matter. This is essentially what happened recently in Japan and also in the US during the great depression.

Mish: Can you elaborate?

Kasriel: Most people are not aware of actions the Fed took during the great depression. Bernanke claims that the Fed did not act strong enough during the Great Depression. This is simply not true. The Fed slashed interest rates and injected huge sums of base money but it did no good. More recently, Japan did the same thing. It also did no good. If default rates get high enough, banks will simply be unwilling to lend which will severely limit money and credit creation.

Mish: How does inflation start and end?

Kasriel: Inflation starts with expansion of money and credit.  Inflation ends when the central bank is no longer able or willing to extend credit and/or when consumers and businesses are no longer willing to borrow because further expansion and /or speculation no longer makes any economic sense.

Mish: So when does it all end?

Kasriel: That is extremely difficult to project. If the current housing recession were to turn into a housing depression, leading to massive mortgage defaults, it could end. Alternatively, if there were a run on the dollar in the foreign exchange market, price inflation could spike up and the Fed would have no choice but to raise interest rates aggressively. Given the record leverage in the U.S. economy, the rise in interest rates would prompt large scale bankruptcies. These are the two “checkmate” scenarios that come to mind. (read the whole interview at

Summary: When banks don’t lend and consumers don’t borrow; the economy crashes. End of story. The whole system is predicated on the prudent use of credit. That system is now in terminal distress. Everyone to the bunkers.

Perhaps the whole “inflation-deflation” debate is academic. The real issue is the length and severity of the impending recession. That’s what we really want to know. And how many people will needlessly suffer.

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4 thoughts on “The Deflation Time-bomb By Mike Whitney

  1. Pingback: Ooooooh Shit! No…. Shit. Economic Rollercoaster by Stephen P. Pizzo « Dandelion Salad

  2. This is frightening, but the collapse is long overdue. If we had a number of small depressions since 1929 we would not be facing this tidal wave. The Fed manipulate and finess everything for so long has created the disaster. The Fed and the banks need to be removed from being in charge of the dollar. This is one of the few things I agree with Dr. Ron Paul on.

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February 10, 2009

Word 2007, changing default style: who knew?

Filed under: Office 2007 — Dan @ 9:47 am
Tags: ,

Word 2007 double spaces by default.  I wanted to change the default back to single spacing, so on the Home tab, I clicked the No Spacing style, and then the Change Styles drop down, and Set as Default.  Close the document, open a new Word doc……still double spacing!

So after a little research, I learned that this is the way you have to change the default back to single spacing (…or one way, anyway.  You could also change the template file directly, perhaps there are other ways too.)

Use single-spacing with no extra space between paragraphs

  1. On the Home tab, in the Styles group, click Change Styles.
  2. Point to Style Set, and click Word 2003.
  3. If you want all new documents to be spaced this way, click Change Styles again, and then click Set as Default.

This is from http://office.microsoft.com/en-us/word/HA102310301033.aspx?pid=CH100970231033.

Who’dve thought?

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Teleporting Game(Name TBD)

This is my current portfolio piece that I’m developing. I’m developing the game using C# and Unity 3D version 2019.2.3f1.

Github link:

The game is about a crystal elemental that has just awoken. It has never felt sunlight, thus the goal of the game is to solve various puzzles to reach the beams of light. The crystal elemental can create portals and teleporting to them. He has a finite amount of teleporters based on the level.

Teleporting in the game is simple. The player will aim at a teleporter and use the action key. I designed the player to utilize a teleporter controller, the player will interpret inputs and direct the teleporter controller. If the player uses the action button, it will cast a raycast forward from the center of the screen. If the teleporter controller finds one, it will set a reference stored within. This is so the player can only teleport to one teleporter at a time. Teleporters work using a state machine, once the player initiates the teleport, the teleporter will warm itself up. Move to the transportation state. From there it will teleport the player and apply any other effects needed. Then move itself to a finished state. The teleport controller will set its current teleporter to none once its determined the state of the teleporter has ended.

Portal Creation

To ease my ability to add new portals, I decided to utilize a dictionary asset. The unity asset store dictionary is serialized, allowing me to access it in the editor to make quick changes. The teleporter controller will handle this process in the game. Using a dictionary, I can map prefabs to an enum type called TeleporterType. That way, when the player wants to change to various different portal types, I can simply lookup the prefab to instantiate based on the current TeleporterType set in the teleportercontroller. Currently I only utilize one dictionary, however I have plans to add a dictionary to map the players teleporter inventory.

Technical Achievements

Database Integration for level management

Update: November 13th 2019

The game now utilizes a SQLite database that is held in the project. Now there is no need to connect from a server. The database reader utilizes query scriptable objects that can be used to either fetch all from a certain table or unique values. In this case, I’m searching through the database to find the scene level names. I find the name by searching for its level id based on our current level. The current prototype only allows for levels 1 and 2.

Material Painting/Blending

UPDATE 12/13/2019!

I wanted to grow crystals from the walls of the caves to make it seem like they’re actually changing and destroying the rock around it as they grow out. This is also to create an established area to help the player know when a crystal is environmental or if its their portal.

I was inspired by a shader video about displacing a mesh to illustrate snow tracks.

Heres the video in question:

I noticed that he also changes the color of the and texture of the snow when its a track. Which is exactly what I needed. Currently I have a two shaders and a script to achieve the effect. One shader serves as the base material shader, it holds a two textures to blend and a splat map texture.

The second shader receives coordinates and paints them red on a render texture. Once i send the coordinates to the render texture paint shader, I send the render texture to the base material shader.

It will then lerp the two textures together based on the red value in the splat map.

Update 11/28/2019:

I added two normal maps to the surface shader to allow for the textures to have normals. It uses the same math to calculate the where to blend the textures, it just applies it to the normal map. Here is the result!

I needed to be able to paint on different materials based on what teleporter you wanted. So i decided to utilize the functionality of a color mask shader to allow for 3 textures to blend together based on the inputed rgb values. Here is the current result.

Modular design using scriptable objects

I watched a Unity talk about the power of scriptable objects for events and variables. I decided to utilize it in my project.

I currently have 2 variables that have a scriptable object implementation; float and int. They inherit from a type generic ScriptableVariable class. They hold a value based on their overridden type.

The second layer of encapsulation for these variables comes in the form of variable references. A float reference for example will hold a constant and a float variable SO(scriptable object). This class has a constructor that allows the value to be set. It also has helper functions called GetValue and SetValue that remove the need to check which value is in use. To determine which variable is being used, it is set by a custom property drawer in the inspector.

I decided to use this approach because it allows for variables to be utilized in other systems through dependency injection.

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Data Archive Manager™

The ‘all information, anywhere’ archiving solution designed to handle and manage every types of privacy request across cloud, on-premise and hybrid environments.

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With archiving capabilities across email, OneDrive, Sharepoint, GSuite, Network Drives, Personal Drives and Desktops/ Laptops, Data Archive Manager provides comprehensive insight to all data types across the organization, ensuring a critical layer to information governance strategies.

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    Data Archive Manager™ Solution


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Industry experts discuss the biggest threats facing businesses this Cyber Security Month

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Cyber security is a crucial component to IT that every organisation needs to take into account all year round – not just for a day when big breaches hit the headlines and act as a reminder of the potential risks. Despite this, Cyber Security Month serves a good opportunity to reflect on the threats that individuals and businesses need to be aware of in the digital age, whether they’re traditional or new and emerging attack methods.

With businesses embarking on their biggest digital transformation journeys yet and innovations in emerging technologies heating up, the way we live, work and play is continuing to transform. As a result, the attack surface that hackers can exploit is significantly expanding. So, this Cyber Security Month, industry experts have come together to highlight a selection of the biggest threats organisations should be aware of, and what policies and security processes can be put in place to reduce serious risks and consequences.

According to Russell Haworth, CEO, Nominet, “The last 25 years have seen more and more elements of our daily lives shift over to the online world, bringing about vast benefits for businesses and citizens alike. But unfortunately, with progress comes risk. For example, our research found that 77% of Brits think they know enough to stay safe online, and 41% think it’s unlikely they’ll be victim to a cyber-attack in the next 12 months.

“While it’s encouraging that many Brits feel they know enough to stay safe, the assumption that cyber-attacks simply won’t affect them is dangerous. Too many of us are still not following even basic security advice, with just under a quarter admitting they didn’t change their password when a provider suffered a breach. In fact, quite astonishingly, recent National Cyber Security Centre breach analysis found that 23.2 million victim accounts still used a 123456 password. This poses obvious risks to the individual, but it is when employees bring this same attitude to cyber security to the workplace that the issue can really escalate.

“Cyber Security Awareness Month is a perfect opportunity to raise awareness of the associated cyber risks we face, but it’s important that everyone follows continual cyber security best practice to protect themselves and businesses from online threats.”

Rich Turner, SVP EMEA, CyberArk explains, “Businesses of all stripes are embracing digital technologies and processes to deliver products and services to market faster. But the ‘need for speed’ and consequent shorter feedback loops introduce a host of new risks which must be priced into the overall package. Our recent Global Advanced Threat Landscape report indicated that less than half of organisations have a strategy that helps secure, control, manage and monitor privileged access to new workflows and technologies such as DevOps, IoT and RPA – technologies foundational to digital initiatives. The net result is a much bigger chance that sensitive data and assets can be breached through compromising these unprotected privileged credentials.

Turner continues, “The issue is that as they adopt these technologies, organisations are increasingly operating in cloud-first environments. This removes a natural security barrier – access is no longer limited to the network, and the perimeter is no longer defensible. To counter this, security strategies must shift to protecting the business’s most important information from within. Zero Trust security models are making this possible: they presume trust nothing and verify everything, whether it comes from inside or outside the network perimeter, before granting access. By practicing defence-in-depth and incorporating privileged access security controls at the core of their strategy, organisations can drive down risk while maintaining business velocity.”

One of the biggest risks posed to UK organisations as a consequence of digital transformation is ransomware, according to Chris Huggett, SVP, UK and India, Sungard Availability Services. “As well as being an effective tool for cybercriminals to extort money and cause business disruption, the ability for ransomware to exploit individuals on a psychological level has enabled it to become a major source of disruption,” explains Huggett.

“While feelings of guilt and responsibility may plague the end-user unknowingly deceived into creating an exploit, a similar or even higher level of stress is likely to be felt by a public-facing executive who must answer to a disgruntled customer base in response to a data breach or service outage. In fact, recent research has revealed that over half (54%t) of C-level executives in the UK have suffered from stress-related illnesses and/or damage to their mental well-being as the result of a technology crisis.”

Dave Palmer, director of technology, Darktrace, echoes Huggett’s thoughts in explaining that traditional attack methods should still be a primary concern for businesses, in particular phishing attacks. “Despite hackers becoming increasingly sophisticated in their attack methods, traditional strategies such as phishing and social engineering are still widely used and often successful,” says Palmer.

“In fact, 90% of malware today originates in the inbox, disguised within phishing emails whose senders impersonate trusted colleagues, and nearly three-quarters of targeted cyber-attacks involve “spear-phishing” emails.

“For this reason, any organisation should take Cyber Security Month as an opportunity to think about implementing processes that will aid them in detecting and preventing spear-phishing campaigns, such as programmes for staff education, as well as adopting a platform approach to cyber defence – as opposed to siloed, email-specific solutions. There is no silver bullet for countering these kinds of attacks, regardless of how robust perimeter-oriented protections become. Rather, we must employ our own solutions to secure our digital assets from the inside-out.”

But as well as these traditional methods, new forms of attack are on the rise, and the stakes are even higher, not just for individuals and organisations, but for entire nations. Paul Dignan, systems engineering manager, F5 Networks says, “we have now entered a new, critical phase of cyber warfare – one where hackers act on behalf of nation-state powers to not only disrupt critical infrastructures, but also actively seek trade secrets. Worryingly, the recent Verizon Data Breach Investigations Report (VDBIR) notes a sharp uptick in nation-state attacks, from 12% of all analysed breaches to 23% in the past year. A quarter of breaches are currently influenced by cyberespionage too. New battle lines have been drawn across the world and organisations need to tool up accordingly.

“The issue, which is one that needs to be considered, not only this month but for the foreseeable future, is that the number of state sponsored attacks is only going to rise with the imminent impact of new trends that will expand attack surfaces for hackers, such as like 5G and IoT. A range of new technologies are emerging to help fight back, such as AI solutions to analyse all traffic in real-time and spot anomalies that were previously out of sight. But whatever the technology mix looks like, the priority is to apply security at every level and on every surface: endpoint, application, and infrastructure,” concludes Dignan.

But when implementing security measures to defend from these traditional, new and evolving threats, Mark Grainger, VP Europe, at Engage Hub believes businesses need to continue to have the customer front of mind.

“A crucial priority is providing an engaging and streamlined customer experience. One of the main challenges posed by enhanced security is that it usually requires additional steps and hoops that customers need to jump through,” Grainger comments.

He adds, “An important aspect banks might want to consider when it comes to improved security and speed is biometric authentication. Many banks are already using fingerprint ID for mobile banking apps, and facial recognition is gaining traction too. In fact, studies show that the global facial recognition market is expected to grow from $3.2bn in 2019 to $7bn by 2024.”

Tim Hickman, partner at White & Case, highlights that, “The financial and reputational consequences of failing to implement appropriate cyber security measures can have a severely detrimental effect on businesses. Companies that are affected by a cyberattack do not always incur a fine. However, penalties are more likely to be imposed if it becomes apparent that a business has inadequate cyber security measures in place. Once a successful cyber-attack becomes public knowledge, customer and market confidence in an organisation can take a real hit.”

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Welcome to Data Respons Solutions career pages. As an employee at Data Respons Solutions you will be surrounded by skilled and competent colleagues with a passion for technology. Work with us.

Our employees are our most important asset. Our skills and experience is vital for our customers. We measure our success through our customers’ satisfaction which you will play an important part in us achieving.

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A person chooses his future workplace by analysing many criteria. Sometimes chance plays a role, sometimes the workplace chooses us.

Meet some of our employees

Read about what they work with, what motivates them and what its like to work at Data Respons Solutions

Meet KAM Ine Andersen
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Meet developer Filip Mladjov

We strive to have an open-minded, inclusive and learning based attitude and culture.

Having an underlying will to succeed in everything we do. In our company, crazy, non-standard ideas are valued. A good laugh and a sense of humour brings energy.

By taking responsibility, we mean helping our colleagues, getting involved, showing enthusiasm and being loyal.

Having an underlying will to succeed in everything we do. Desire to acquire new knowledge and exploring new ways to achieve our aim to be the best at what we do.

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1 dataset found

Authors: Spurr, Eric B Formats: PDF Tags: rural area garden records garden bird spatial coverage national regional district

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  • NZGBS 2018 | participation trends

    This report summarises spatial coverage and trends in participation in the NZ Garden Bird Survey (NZGBS) 2007 to 2018 based on garden-survey records only. It then explores the...
You can also access this registry using the API (see API Docs).


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David Berman Communications
David Berman will help you repeat your successes
COVID-19 UPDATE | All safe: expect the usual responsiveness you rely upon

When we design for the extremes, everyone benefits.

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We live in an age where everyone is a designer, and the future of civilization is our common design project.

David Berman Communications helps you identify then responsibly fulfill objectives, through strategic consultation, accessible communications design, Web strategy, analysis, and training. David Berman Communications shares knowledge and experience one-on-one or through keynote speeches, and courses, and training materials given around the World. Their team of professionals deliver universally accessible web, internet, and intranet design, branding, graphic design, document design, wayfinding, and accessible gap analysis and development. David B. Berman [Wikipedia] is the author of Do Good Design).


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Postcards from Socorro

In Postcards From..., Rants and Sermons by David19 Comments

We have this astonishing notion as photographers that we just have to go to a cool place, put our cameras in front of cool things, and not screw up the exposure or the focus, in order to get compelling photographs. Deep down, though, I think we all know it’s not true, at least for us. Well, it’s rarely true for anyone, and when it is it’s a coincidence so staggering the university probably shrugs it off as a rounding error.

What is true, is that we need to put in the time, no matter what we’re photographing, and the more time we give to a subject the more we get to know it, anticipate moments, and ride out the time when the light is not in our favour, the lines lead nowhere, and the moments are uninspiring.

Time is one of our raw materials. The more of it we have the more we can make of it. And yes, luck also plays a huge part in photography, but that too is tied to time. If you subscribe to my Contact Sheet, I’ll be sending you an email about luck, and being better prepared for that luck, later this week (and if you’re not, you can subscribe here, and I’ll send you an eBook with my thanks.) In that email I’ll also be sending you a downloadable PDF monograph, Distant Blue, for a more full glimpse of my work from this last trip.

So because time is so important, I’ve just come back from a sixth trip to the Revillagigedo Archipelago, the area divers collectively refer to as Socorro, after the largest of the islands: Isla Socorro. I was there for 2 back-to-back one week dive trips, putting in the time, riding out the days when weather and light and lack of marine life made photography unproductive, and discouraging. I’ll do the same in Tonga this fall, staying for three weeks, and it’s what I do in places like Venice, India, or Kenya. Staying longer and going back as often as resources allow.

If you asked me right now what the secret to better photographs is, I’d tell you there was no secret, but then I’d tell you without hesitating that if there were a secret it would be this: put in the time.

It’s not really a secret. But it might just as well be, for all the people that say they know this to be true but then go out and buy a “better” camera or a “sharper” lens instead of spending the money on freeing up the time to do deeper work on a personal project, or extend their trip to Istanbul, or wherever, by a week or so. A huge chunk of money is spent on the transportation to a place, doesn’t it make sense to spend as much time there as possible? That new “money lens” won’t do a damn bit of good on a trip so short you’ve only got time to grab some snapshots and postcards before turning around and coming home.

Better photographs? I’ll put my money on the photographer with the beat-up 5-year old camera and lens who’s able to stay in a place for a month, over the day-tripper with the newest and shiniest.

But here’s the thing. When you’re putting in the time it doesn’t always feel productive. It doesn’t feel like you’re gaining anything. In fact it’s often accompanied by all the usual angst and frustration, the boredom, the doubts, the wondering why you’re there to begin with. It’s only in hindsight, when you can look back and see that were it not for the time you spent, patiently waiting, watching, trying different approaches, making sketch images by the hundreds, and returning to a place over and over in different light, different weather, whatever the context is in which you photograph, you’d never have come up with the final work you did. So don’t get discouraged. It’s a process and you’ve got to trust that process. Many of us don’t put in the time simply because we get bored or don’t see immediate results. Don’t give in to that.

Try this: double your time. If you were going to spend an hour on a portrait session, spend two. If you were going to work on a personal project for a couple months, give it four. Your next seven-day trip, cut corners and find a way to stay for fourteen. Then keep your eyes open, and your camera in hand. The time will be well spent, I promise.

Wow, that escalated quickly. Sorry, I meant to allude to my sermon about putting in the time, not inflict it on you.But it’s a needed sermon for us all so, so I’m leaving it here.

Ok, the short version: I went back to Socorro this last month (April) for the sixth time, because you can’t meaningfully photograph things without putting the time in. Happily the time I’ve spent there is paying off and I love the body of work I’m creating. So here are some of the very early edits; some of them are here, others will go into a short monograph that I’ll be emailing to with my Contact Sheet later this week and you can subscribe here.

This was an amazing trip, full of long periods fighting with the muse, floating in 10-30m of endless blue water, wondering if I’d see anything at all, between the rarer times when I was in the presence of giant mantas, or dolphins and forgetting the rest of the world even existed. On one dive I spent 40 minutes with a single manta, completely alone in the middle of the Pacific, dancing and diving and barrel-rolling together. It was transcendent. A forty-minute moment of grace that neither my photographs nor all their thousand words could convey. Nevertheless I tried. But for those magical forty minutes you need to put in hours and hours of waiting, looking, and seeing nothing but blue.

I’m still in Los Cabos now, and will be home  home in Victoria tomorrow evening, and then I’m home for almost 4 months. Thanks for being on this journey with me.

Share this Post, Share the Love

  1. These are some amazing pictures! I very much agree with your point of view of putting in the time. It’s often not easy to do so, but it’s definitely worth it and pays off in the end.

  2. Thank you for the Distant Blue PDF and your blog post (and email) and for these breath-taking images. When I was a kid, I wanted to dive (I wanted to sail with Jacques Cousteau, actually–my first serious crush at age 7), but so many things (and interests) sort of pushed the idea to the fringes. Your photographs have taken me right back. I can’t even imagine what it was like in person because it’s so awesome/amazing in still.

    Thank you so much for sharing your work and thoughts. You continually inspire!

  3. Absolutely lovely. Thank you David, for sharing these amazing images. Honestly, one of the images, the one with the splash drops flying up into what looks like the night sky(?) should be kept in color, just my opinion. It makes a great blue monochrome image. That one is my favorite as a creative image. Again thank you so much for bringing this stunning underwater landscape to light (no pun intended).

  4. Certain themes reoccur, in music, chess or photography.

    There’s a chess quote (which I can’t find right now), “The better chess player always gets lucky.” [A similar quote is attributed to Capablanca.]

    As I read & listen to some of your books/videos, you requote “f/8 and be there”. (And really, is f/8 _that_ important?)

    “Showing up is 80% of life”. — Richard Rogers

    “Q: How do you get to Carnegie Hall? A: Practice, practice, practice.”

    “Be prepared” — Boy scout motto and Lion King song.

    Question: Can one perspire 99% when under water?

    1. Author

      Thanks, Rob. It’s amazing that so many voices echo the same thing. As for the 99% perspiration, thats the easy part, it’s the 1% genius I’m still looking for. 🙂

  5. Forgot to ask what is that huge dragon back like fish in the last shot?

  6. Amazing shots David – love the amazing blues in this set of work as a contrast to your other BW versions (equally amazing). Sound alike your are growing gills and hang8ng out with your buddy Aqua Man (is he a Fuji guy too.)
    Btw any plans to offer another Venice workshop soon?

  7. Wow David! Wonderful images- what a privilege to spend time in the company of such magnificent creatures.

    1. Author

      You’re right about that – such a privilege. I don’t take any of this for granted. Feel like the luckiest man in the world!

    1. Author

      Thanks, Tom. I sure am enjoying this time in the water! In September I’m back to Tonga to spend time with the whales again and I can hardly wait (though I’m glad it’s 4 months off – I need some time at home with my girl!)

  8. A quiet, whispered “wow” is happening when I look at these photos.

    1. Author

      Thanks, Gail. Fewer things make me happier than a quiet, whispered wow. 🙂

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Achieving Results, Exceeding Expectations

Environmental Law and Business Blog

Great Lakes Water Quality Agreement 2012

In 1972, United States and Canada signed the first Great Lakes Water Quality Agreement (GLWQA).  In September 7, 2013, forty years later GLWQA-4, was signed by Canada and the United States.

This new Agreement places an emphasis on studying aquatic ecology to develop solutions to problems of aquatic invasive species and habitat protection.  The Agreement also comments on the impact climate change has on the Great Lakes.

Some environmental activists are critical of the GLWQA-4 as being a belated recognition of climate change, that is too soft on detailing the impact of climate change on the hydrogeology of Great Lakes.  They believe GLWQA-4 fails to contain sufficient remedial measures and lacks specific goals to combat changing environmental conditions.  By contrast prior versions of the Agreement set very specific objectives and measurable goals such as establishing unacceptable concentration levels for mercury, lead and certain pesticides in the lakes.

Proponents of this environmental accord argue that it is an appropriate response to tackling the problems of; invasive species, pollution and climate change.  They specifically point to a positive history of improving lake conditions.  For example, when GLWQA was initially signed forty years ago, Lake Erie was in a significant state of decline but the lake has vastly improved, which means a reduction in phosphorous levels in Lake Erie.

These bi-national efforts to protect the chemical, physical and biological integrity of the waters of the Great Lakes are overseen by the International Joint Commission (IJC) which advises the U.S. EPA and Environment Canada on establishing policy, science and action.  The International Joint Commission shares information and assess progress on their priority issues of protecting nearshore environment, aquatic invasive species, habitat degradation and impact of climate change.  These priorities are the focus of IJC’s continuing efforts to limit threats to public health and the environment in the Great Lakes Basin from harmful algae, toxic chemicals and discharges from vessels.  Lake conditions will continue to be monitored and studied with progress reports made public every three years, at the direction of the IJC.

About Susan J. Sadler

Susan J. Sadler is a founding Member of Dawda, Mann, Mulcahy & Sadler, PLC. She is the head of the Environmental, Energy and Sustainability practice group. She concentrates her legal practice on a broad spectrum of environmental issues.

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Kep1er Xiaoting Debut Teaser Connect 0 HD

Kep1er Debut Teaser Photos (Yujin, Xiaoting, Mashiro) – Connect 0 (HD/HQ)

Kep1er will make their debut on December 14, 2021.

The Kep1er members are Kim ChaehyunHuening BahiyyihChoi YujinKim DayeonSeo YoungeunKang YeseoEzaki HikaruSakamoto Mashiro and Shen Xiao Ting.

Today we got the 1st teaser photos for Kep1er’s debut, and they are for the eldest members – Yujin, Xiaoting and Mashiro.

Click for full size!

Tuesday, November 23, 2021 15:30


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Florida Division of Blind Services logo

  • Learn how Florida Blind Services can assist you, an employer, in finding, hiring, working with, and making accommodations for persons with a visual disability.
  • Learn about the federal tax incentives for hiring people with disabilities and how you could benefit.
  • Learn basic information about blindness and visual impairments, common misconceptions, and the types of workplace accommodations a blind or visually impaired employee might need.
  • Learn about responsibilities regarding the employment of persons with disabilities as outlined by the federal government.
  • Learn about reasonable accommodations employees who are blind or visually impaired may need.
  • Find answers to questions asked by other employers.

Florida Unique Abilities Partner Program

The Florida Unique Abilities Partner Program recognizes businesses that are committed to providing career and financial opportunities to individuals with unique abilities and to assisting organizations that support them. Participating businesses demonstrate their dedication to strengthening communities and the economy by helping these Floridians with untapped talents become more independent and by partnering with other businesses, organizations and state resources in this endeavor. For more information on this program, visit http://floridajobs.org/unique-abilities-partner-program.

Resources for Employers

Two resources were recently released by the Office of Disability Employment Policy  (ODEP), Department of Labor. The full title of these documents, a short description, and links to the documents are noted below.

Roadmaps II for Enhancing Employment of Persons with Disabilities through Accessible Technology

Roadmaps II is a report that looks at the issue of Accessible Technology (AT) and employment from the perspective of AT service providers and disability stakeholders who work directly to assist individuals with disabilities. Roadmaps II is a result of the work of the AT Collaborative - a group of national organizations funded by ODEP and Cherry Engineering Support Services, Inc (CESSI) to address AT issues and provide policy recommendations related to the employment of individuals with disabilities. Roadmaps II follows the January 2008 release of Roadmaps I, which is a report on the consensus Roadmaps developed by participants in the 2007 Business Dialogue on Accessible Technology and Disability Employment for how best to enhance the hiring, retention, and advancement of persons with disabilities and others through accessible technology. Read more about the Roadmaps II (PDF).

New Disability Employment Resource For Employers Released

To meet the need for a comprehensive, portable, and easy to understand guide for employers who are looking to recruit, hire, and retain employees with disabilities, ODEP just released its new Four-Step Reference Guide. The online version of this valuable resource, which covers topics such as incentives and return on investment (ROI), recruiting, interviewing and hiring, and much more, also provides a wealth of links and other resources. The guide is available at Florida Unique Abilities Partner Resources - FloridaJobs.org. The print version of Diversifying Your Workforce, A Four-Step Reference Guide to Recruiting, Hiring & Retaining Employees with Disabilities will be available later this year.

Reference Points is administered by PACER Center http://www.PACER.org as a technical assistance activity of the Technical Assistance on Transition and the Rehabilitation Act (TATRA) Project. The TATRA Project is funded by the Rehabilitation Services Administration.

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Washington DC USA

Inauguration Day

January 20, 2009 was a magical, as well as historical day.

Although the temperature dropped to the single digits with the wind whipping, that refused to stop two-million people strong from attending the 56th Presidential inauguration.

"Yes We Can" was President Barack Obama's rallying cry througout his campaign to be the 44th President and Commander-in-Chief.

The crowd that packed the National Mall (from the Capitol Building all the way back to the Washington Monument - over two miles) was an incredible combination of ecstatic jubilation and peaceful celebration. Security was extremely tight and lack of communication between law enforcement agencies made for long lines of supporters trying to ingress and egress The National Mall. However, the people would not be stopped - they wanted to see the first African American Commander-in-Chief get sworn in and would wait in lines as long as they had to to do so.

Although sub-freezing, it was a memorable day not only for the people in attendance, but for all Americans and many millions of people the world over.

Much to the delight of on-lookers, President Obama gave a rousing inaugural address; perhaps his most memorable quote of the day was "...This is the meaning of our liberty and our creed, why men and women and children of every race and every faith can join in celebration across this magnificent mall. And why a man whose father less than 60 years ago might not have been served at a local restaurant can now stand before you to take a most sacred oath."

When President Obama uttered that phrase, the crowd exploded in cheers.

According to the statisticians, the inauguration of President Obama ignited 35,000 news stories around the world, more than 30 times the number published about the last such occasion.

So yes, hope is alive and doing quite well as I witnessed that most memorable of days.

The crowd awaits President Obama's Inaugural Address on the National Mall, January 20, 2009

The anticipation builds

Obama supporters packed the National Mall for the Inaugural ceremony

Estimates of the Obama inaugural crowd STILL vary widely as of this writing (Feb. 26, 2009) but range from a low of 800,000 to a high of 3,000,000

Inaugural attendees struggle to get a view *

Security at the Obama inauguration was overly tight which resulted, amazingly, in some people with tickets being denied admission to the ceremony

Post-inaugural crowd attempts to exit the National Mall *

The National Guard closed Constitution Avenue from the Capitol to 18th Street, NW, creating a bottleneck of tens and tens of thousands (if not hundreds of thousands) of people pleading to be let out

People waiting to exit the National Mall grounds

Hundred's of thousands of Obama supporters waited. And waited. And waited. And waited to exit the National Mall grounds post-inauguration thanks to a severe lack of communication between all the law enforcement agencies involved, particularly the Secret...

Jam-packed inaugural crowd

This is as close as the photographer could get to the actual inaugural podium where President Obama was giving his inaugural address; and the photographer had a PRESS PASS!

Inaugural crowd fenced in *

As you can see in this photo, hundreds of thousands of Obama inaugural attendees were plain and simply "fenced in," disallowing egress for many hours in sub-freezing temperatures

Inauguration day Stars and Stripes, 2009 *

Behind the Presidential Inaugural Podium (bottom right, clear colored) can be seen many different and historical versions of the American flag hanging from the Capitol Building

United States Capitol Building, January 20, 2009 *

While it like a perfectly beautiful day in this 2009 inauguration photo, the wind chill put the temperature into the single digits. Note Secret Service agents on top of photo surveying the crowd

American Flags at the inauguration, January 20, 2009

Perhaps a million small, American flags were passed out to onlookers at the National Mall which were then waved in approval every time the President stated something to rouse the crowd of two million (Note: the two million crowd estimate is according to...

Electricity was in the air for Barack's inauguration!

In spite of below freezing temperatures, at least two million showed up for the 56th Presidential Inauguration. The crowd was filled with jubilation and glee

Obama inaugural attendees roar their support for the new Commander in Chief

This history-making day brought people from all over the world together to join in the celebration. The crowd was so peaceful yet energetic it was surreal

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20 Signs You Are Unofficially Dating

It’s really exhausting to be in a situation of not knowing where you belong in the life of someone you are crushing on. He/she is undeniably close to you than any other person, he/she relates with you as a lover but he/she hasn’t professed love to you verbally, or shown any signs, and so you wonder if you are unofficially dating.

These attitudes have kept you in a wonderland, constantly thinking about what you’re to him/her. You have many unanswered questions that won’t leave your thought, and you yearn to get answers to these questions.

You must note that not everyone is capable of expressing themselves verbally; this is predominant among women and phlegmatic men. This set of people express themselves using body language. So if you want to know if this person is dating you in his/her mind, there are signs to look out for to get a clue if you both are dating unofficially.

20 Signs You Are Unofficially Dating

1. You always call each other

This is obviously one of the first signs to look out for. Do you call each other constantly when you are not together? Lovers especially when they newly started, find it difficult to stay away from each other so they resort to calling each other to stay connected. If “yes” is the answer to the above question, then, you are in a relationship. [Read: Signs Your Ex Will Never Come Back to You]

2. You chat more than usual

Do you chat regularly on social media even till midnight? Do you text each other subsequently more than every other person? If yes, then it is signs that suggests you both are in a dating relationship.

3. You are always together

Loving someone comes with the urge to be constantly knitted with that person. The feeling is always there. If a man loves you, he will do everything to be with you and that is also attributed to the women. If you both love being around yourselves often, like doing dinner or lunch together or going on a vacation, it is definitely not just a casual friendship, there is more to it.

4. He/she defend you often

Men generally love to protect, it is in their makeup. They all have the mentality that they must be able to protect the women especially those in their lives but when a man loves you differently, they are capable of taking risks to defend you. They hate to see the women they love in a difficult situation and strive to show them that they can be trusted with their safety. The women also do this if they really love you.

5. You’ve met with his/her friends

People get to introduce you to their friends when they feel you’re part of them. When a man allows you to get to know their friends, he definitely wants more than friendship and when I say his friends, I’m talking about his real and closest friends who have a very high influence on him. Ladies might let you party around with them but until they feel you’re worthy, you aren’t meeting their friends. So, if you have been given such privilege, you’re more than just a friend. This is one of the signs you are unofficially dating.

6. You’ve met with parent

You shouldn’t be confused if he/she introduces you to his/her parent because people with virtue don’t bring their parents into a thing that they are not serious about. Even if they introduce you as a friend, don’t mind that. In some homes, a boyfriend- girlfriend relationship isn’t allowed, hence, at that stage, the only way to define you is as a friend.

7. You rely on each other

Even in a family, there must be that one person that you have full confidence in. If he/she always come to you for advice or to entrust certain secret, you should be sure that he/she loves you and could possible want something more from you – dating relationship.

8. You both feel each other pain

As we know, there are different kinds of love; the Agape, the Eros and, the Philia. There are levels to this love thing, when you get to the level that you feel each others pain so deeply, and you’re willing to risk your life or valuable items for one another, you’re expressing agape love which is the highest kind of love to give to someone and that is rare to find. Most times when people show you this kind of genuine love, it could mean they want to go into a relationship with you.

9. They show sign of jealousy

One of the good ways to know if a person loves you, is by observing how they feel when you’re with the opposite gender. If a man gets uncomfortable if you are in the midst of other men, he will strive to see that you leave that scene. Ladies can go the extent of faking illness just to get your attention back; if you notice this, you’re dating because it’s a nonverbal way of saying ‘I want you’. And it is one of the signs you are unofficially dating.

Also Read: Signs Of Overprotective Boyfriend

10. You both think about each other often

This is normal between two lovers. When you love someone, you will continue to think about him/her until you both meet up again. It’s a clear sign that you are dating unofficially, and how you will know that you’re occupying a space in each other’s thought is the frequency of calls you received from each other.

11. You are comfortable with each other

It’s comforting to find a person with whom you can be yourself with at all time, a person who isn’t disturbed by your inadequacies and mischief. If you find comfort in each other, it’s a sign that you are unofficially dating, and could possible make a compatible couples.

13. You don’t find others attractive

The magic that happens right after seeing a person that suits your heart, is the inability to find anyone else as attractive as the one person in your mind. If you don’t find any other person attractive except him/her, it shows that you’ve fallen very deep into the ocean of love. It also tells that you have subconsciously separated your self for that one person, obviously, you’re dating.

14. They give you access to private stuff

When a man loves you wholeheartedly, he does not mind telling you about his savings, he can open his home to you at any time and he will quickly introduce you to his friends even without you asking. Ladies are ready to tell you the very secret they have kept from one another.

15. He/she takes responsibility

Friends watch each other’s back, that is a known fact, but the one who love you will do the extra things to make you see how much you mean to them. When a man begins to pamper you, assist you in doing a lot of things without being told, you shouldn’t doubt that he loves you, and this could be his best way of expressing himself. Ladies can help you with domestic chores and even financial help when they love you.

16. You go to events together

Anyone can accompany anyone to a reunion but not continually. If he invites you to an office dinner, it is probably because he has spoken about you severally, and wants to introduce you to his friends. Girls like to show off the men in their life for the world to see. If this happens between you too, you’re in a relationship.

17. People think you are a couple

The cliché ‘Don’t care about what people say’ is a good one but you can’t totally neglect people’s opinion especially those people that matter, because most times, they speak according to what they see which influences how they feel. If they call you a couple, it means that they’ve seen some attributes displayed by you both.

18. You find peace in each other

Peace is the primary thing that everyone looks out for in a partner, and a relationship void of conflict is the dream of every creature. If you understand yourselves such that you’re able to settle issues without making a fuss of it, you’re dating dear because this ability isn’t seen randomly.

19. You enjoy each other’s joke

When a girl loves you, she will laugh at your dry jokes, and when properly examined, you’d get to find out that she isn’t laughing at your jokes, but the fact that you are the one telling the joke, or simply to make you happy. I guess it’s safe to say men also do that. If you enjoy each other’s jokes, there is a high probability that you’re unofficially dating.

20. You have each other’s pictures

It’s probably a random thing to have people’s pictures on your phone, but when it becomes excess, then it should be looked into. Men usually have the pictures of these group of girls; their sisters and girlfriends or sex partners for those that are into such acts. If you find out that he keeps your pictures, it’s a sign that you both might be dating unofficially.

Also Read: How to Handle Complicated Relationship

Signs Of a Relationship Starting – Other Signs to Look Out for

1. You support each other’s view

Someone who loves you will always want to show support to you by standing right beside you including in your decisions. They will love to give you the liberty of making your own choice. If he/she gives you the space to express yourself freely, and still support your choice even when every other person doesn’t, it’s because he/she wants you to see her/his loyalty.

2. You prioritize yourselves

It’s not usual to put others’ needs before yours, if you receive this kind of treatment from a person, a woman especially, it shows that she value you greatly, and within her, you are her lover. Men also do this with the women they are into. It’s a sign.

3. You compliment each other affectionately

Not the casual compliment you receive here and there, I mean the one that comes with that air-restricting smile and lovely words. No matter the quantity of compliments you get, when you hear the quality one; the one that comes from the heart, you will definitely know. This coupled with other signs will tell that you’re dating unofficially.

4. He/she shows you off

You know if he/she is proud of you if he/she shows you off regularly. This is one thing men do often, they love it when their friends compliment their lady’s beauty. When you get showed off often by him, you are his date. It is one of the signs you are unofficially dating.

5. You plan fun activities together

Women have a lot of things to do with their spare time like shopping with friends and even hanging out in a very cool place with their girls and so also men. For someone to let you into their personal time often, it means that you mean more than just a friend to them. It’s a pure sign that you’ve been accepted.

6. He/she brightens your mood

If you find yourself in a difficult situation that results in you having a bad mood, and at the thought of her/him, you lay off sadness for some minutes or for a long time. It’s probably a sign that you are in love.

7. He/she often gets gifts for you

This is a popular way both genders use to express love. Buying a gift for a person does not necessarily mean that you are unofficially dating, what makes it seem that way is, if it’s done frequently. If he/she buys you gift randomly or without any cost, it might mean that you’re loved.

8. You tolerate each other’s excesses easily

Women tend to overstep. If you notice he tolerates you no matter what you do, you won’t be wrong if you feel you’re dating.

9. You are on good terms with siblings

Well, this happens often. Women tend to get attached to their crush’s siblings. They will create time to bond, even against their schedule. The men also go to the level of getting them gifts to buy their love.

10. You believe in each other’s goals

There is no better way to express love than believing in the visions or goals of the person you love. Most principled men choose to do love this way, because they believe that what makes you a real woman is your goals, and even more, actualizing them. If he/she goes the extra mile to see that you become the woman you are meant to be, you might be dating unofficially.

Conclusion On Signs You Are Unofficially Dating

If you recognized more than five signs amongst the signs above, you should stay calm and wait for the other person especially if he is a man but if you wait for a while and don’t get any result, you can call him/her for intimate discussion. If it’s a woman, go ahead and make it official; love is a beautiful thing.


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Donald Craig—black, age 36

Sentenced to death in Summit County, Ohio
By: A jury
Date of crime: 3/96
Prosecution’s case/defense response: Craig kidnapped, multiply raped, and strangled 12-year-old Roseanna Davenport. Craig was a suspect from the time of the crime in 1996, but DNA tests at the time were inconclusive. More advanced tests found fluid traces from him on the victim and her clothing. Craig maintained his innocence and claimed that the DNA samples had been intentionally or accidentally switched. (Note: this is an unusual case where the defendant seems not to have had evidence of an abusive childhood or mental defects.)
Prosecutor(s): Becky Doherty, Carolyn Milligan
Defense lawyer(s): Kerry O’Brien, Brian Pierce
Sources: Akron Beacon-Journal 7/17/04; Cleveland Plain Dealer 7/22/04

John Drummond, Jr.—black, age 25

Sentenced to death in Mahoning County, Ohio
By: A jury
Date of crime: 3/23/03
Prosecution’s case/defense response: Drummond was involved in gang activities, and wanted to take revenge against Jiyen Dent, Sr. because he had been hanging out with people Drummond suspected of killing a relative of his. Drummond obtained an AK-47 assault rifle, and his accomplice Wayne Gilliam drove him to Dent’s home. Drummond got out of the car, walked toward the house, and fired 12 shots into the home. One of them struck 3-month-old Jiyen Dent, Jr., in the head, killing him. Drummond asserted innocence throughout the proceedings. In mitigation, the defense presented evidence of Drummond’s troubled childhood and the kill-or-be-killed gang milieu in which he was immersed.
Prosecutor(s): Timothy Franken, Kelly Johns
Defense lawyer(s): James Gentile, Ronald Yarwood
Sources: Youngstown Vindicator 8/24/03, Pittsburgh Post-Gazette 4/5/03, (Youngstown) 2/20/04, 2/23/04

Marvin Johnson – black, age 36

Sentenced to death in Belmont County, Ohio
By: A jury
Date of crime: 08/2003
Prosecution’s case/defense response: Johnson kidnapped and beat to death his ex-girlfriend’s 13-year-old son, Daniel Bailey. During opening statements, a defense attorney told the jury that Johnson was guilty but should not receive the death penalty. Johnson terminated his defense attorneys. Johnson called his ex-girlfriend to testify, and then explained to her how he killed her son. Johnson rehired his attorneys for the mitigation phase, where his statement was read stating, he believed he deserved the death penalty. When the judge handed down the sentence, Johnson showed no remorse and thanked the judge for the death penalty.
Prosecutor(s): Daniel Padden
Defense lawyer(s): Andrew Warhola
Sources: Times Recorder 6/2/04, 6/5/04; Ohio Department of Corrections:

Donald Ketterer—white, age 53

Sentenced to death in Butler County, Ohio
By: A 3-judge panel, after pleading guilty and waiving a jury
Date of crime: 2/24/03
Prosecution’s case/defense response: Ketterer beat 85-year-old Lawrence Sanders with a skillet and tortured him with scissors and a knife during a robbery. Sanders had been like a father to Ketterer, by Ketterer’s own admission. The defense claimed Kettered was on a “bender” after taking illegal and prescription drugs and alcohol when he killed Sanders. A defense psychologist also testified that Ketterer had bipolar disorder and was borderline mentally retarded. Ketterer expressed remorse and asked for leniency.
Prosecutor(s): Robin Piper
Defense lawyer(s): Greg Howard, Chris Pagan
Sources: Cincinnati Post 1/28/04; Cincinnati Enquirer 2/5/04; Dayton Daily News 2/4/04, 2/5/04

Fred Mundt Jr. – white, age 30

Sentenced to death in Noble County, Ohio
By: A jury
Date of crime: 3/9/2004
Prosecution’s case/defense response: Mundt killed his 7-year-old step-daughter, Brittany Hendrickson, by dumping her in a well then dropping large stones on her until she stopped screaming. Mundt confessed to the murder to psychologists. Brittany was also a victim of on-going sexual abuse. In the penalty phase, the defense argued Mundt was raised in a dysfunctional home, and suffered from bipolar disorder and post traumatic stress syndrome. The prosecution argued that Mundt continually exaggerated his mental illness to deflect responsibility.
Prosecutor(s): Cliff Sickler
Defense lawyer(s): Andrew Warhola
Sources: The Columbus Dispatch 12/11/04 (2004 WL 102491120)