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News Blog

Getting Creative with Seek7

Getting Creative with Seek7

‘Why do we dance?’ I had fun creating it and had lots of fun talking to my Homeroom and seeing what they were making.

In the process of starting the creative part of Seek7, we went through a planning stage. We had to plan our time carefully and spread it out, so we could finish the project in the time we had. This was a very important part of the project so we wouldn’t be stressed trying to finish it in the last few minutes. Then we made the project. Lastly, we reflected on how everything went.

All in all, this was a fun and successful project.

Jessica Mucciacciaro, Year 7

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Year 8s Building Resilience

Year 8s Building Resilience

Building resilience is an integral aspect of the Year 8 Mercy Wellbeing Curriculum. Building resilience helps us bounce back from failure, overcome challenges, and maximise our potential.

College Counsellor, Dr Kimberlee Burrows, led a pastoral session this week with the Year 8 cohort on how to build resilience in order to face challenges. The students were issued a custom-made booklet where they were able to work through a series of activities about resilience while hearing Kimberlee speak. This Year 8 Mercy Wellbeing session followed another recent presentation made by Kimberlee about overcoming ‘Perfectionism’.

What I Learnt Today

Below, some of the Year 8s share what they learned today.

I learned in Pastoral Care Time (PCT) with Dr Burrows today the four pillars of resilience. I learned about the importance of relationships and connection, helpful thinking processes, purpose, and gratitude. I now know what to rely on when I’m feeling rigid or non-resilient. Molly Carmichael

At the resilience talk today, I learned that through tough times when a challenge arises, and I don’t know how to deal with it, I can use the four pillars of resilience: Relationships and Connections, Helpful Thinking, Purpose, and Gratitude. Paige Lagana

At the resilience talk today with Dr Burrows, I learned the importance of the four S’s to focus on whenever I need help to get past my problems. Supportive people, strategies, sagacity (wisdom & insights), solution-seeking behaviours are the four main key plans to rely on whenever I need reassurance or help to overcome my worries and emotions. I found the talk really helpful and interesting, and I can definitely use the four S’s in the future when I have any unsure emotions. Alyssa Mulgat

I learned today about resilience to never underestimate someone else’s problems because they might be going through a tough time and aren’t able to tell people what they are going through. Sofia Gotsis

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10 Things You Can Do to Stay Sane and Reduce Stress During Election Week

Tonik/Unsplash If you’re stressed about the US election this week, you’re not alone. Cities are preparing for post- election violence and unrest. As if that wasn’t enough, crisis lines and counseling services have been seeing an increase in demand. So, your election anxiety is justified. Whatever you are feeling, just let it pass through you. Don’t fight it.


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Saratoga LakeSaratoga BattlefieldSaratoga Race TrackDowntown Saratoga Springs

Saratoga County is thriving in virtually every important economic and quality of life measurement available. And make no mistake about it: this is due in large part to our excellent Republican elected officials, starting at the town, city, and village level, across our entire County government, and all the way up to our State legislators. It is this solid leadership that has set the conditions necessary to achieve the superb results our citizens enjoy.

The 350 men and women who comprise our Committee come from all walks of life, and bring a wealth of professional and organizational talent that works together to insure that we elect solid Republican candidates committed to low taxes, safe neighborhoods, great schools, and a robust private sector providing jobs and opportunities for all.


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The IITA/SARD-SC project’s study on Integrated Soil Fertility Management (ISFM) for productive and sustainable cassava production systems in Tanzania has yielded encouraging results. Preliminary results from the ongoing study have shown an increase of nearly 60% in cassava yield which translates to a 30 % increase in income for farmers in the coastal, eastern and western regions of Tanzania. The study is part of the Support to Agricultural Research for Development of Strategic crops in Africa (SARD-SC) project funded by the African Development Bank.

Cassava is an important staple in Tanzania and source of income to most farmers in the cassava growing regions. The crop tolerates drought well earning the nickname “Rambo Crop” in the face of climate change and uncertain weather conditions.

However, its yield is low due to factors such as poor soil fertility, untimely planting, use of disease-prone planting materials, poor site selection, local and poor farming practices, and poor soil fertility management. The project has introduced ISFM which is a set of practices geared towards increasing productivity, sustainability and generating income for smallholders and the country as a whole. It includes the use of the appropriate varieties, efficient use of both organic and inorganic soil nutrients and good agronomic practices.

“ISFM plays a critical role in maintaining both short and long term availability of soil organic matter and nutrients which are keys for productivity. It optimizes nutrient use efficiency in  cassava  production systems for maximum gains,” said Veronica Uzokwe, SARD-SC project  agronomist  and the project’s Coordinator  in Tanzania while presenting  the  findings  at  a  seminar at IITA Tanzania.

In Tanzania farmers do not apply any fertilizers to their cassava. The study therefore looked at the response of cassava to increasing rates of N (nitrogen), P (potassium) and K (calcium) in the soils through application of NPK fertilizers.The preliminary results show a significant increase of cassava yields when farmer applied good agronomy practices and ISFM. The study was initially conducted in the cassava growing areas in Zanzibar; Kigoma, Western Tanzania; and Mkuranga, Coastal Tanzania and has now extended to the Lake zone and Southern zone.

“The study shows the great untapped potential to increase cassava through use of good varieties, applying agronomic practices, and soil fertility management practices such as use of organic and inorganic fertilizers. However, though ISFM has shown its potential to replenishing nutrients to depleted soils and maintaining soil fertility and enhancing productivity, it is not yet widely taken up by farmers. Farmers need more knowledge to use the technologies,” said Veronica.

Study results have led to a spin-off project, the Africa Cassava Agronomy Initiatives (ACAI) funded by the Bill & Melinda Gates Foundation to continue investigating these technologies further. Other partners have come in to help in scaling out these technologies to more farmers. They include Cassava Adding Value for Africa (CAVA) project, MIJINGU fertilizer – a private company, Menonite Economic Development Associates, Farm Concerns International, and Agriculture Research Institutes and government agencies in Tanzania.

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Pandemic Ponderings

As I write this I have no idea how long I have been ‘self isolating’ although judging by the laughter and singing outside I must be the only one. The pandemic has of course changed the ‘normality’ of life for the vast majority of us. Some of us are even postulating that this virus will change the very fabric of society for the better. I disagree. The entire system, at least in the UK, has been designed to make us into drones, wage slaves, sheep or what ever term you feel best fits. I cannot see there being a universal basic income or more investment in the health care system. This is, in my humble opinion, contrary to what the powers that be want.

Feed us our soaps, our social media, keep educating children what to think, not how to think. Give us our trivial, brain dead celebrity gossip. Point out that Celebrity A is wearing a bikini that emphasises her ‘pert derriere’ that Celebrity B is secretly gay.

Give us each day our daily hate and forbid us our freedoms as we forbid others. Lead us not into awareness, but saturate us in slavery for thine is the kingdom the power and the glory.

There will be no grand awakening, we live in a system designed to crush us. We seem to have forgotten that Governments are our employees. Instead they have over the years changed this with things such as the fixed term parliamentary act. They decide how much they get paid, they decide where the money is spent. No public consultation, no transparency. They have no fear of losing their jobs, after all the most vicious, sociopaths will rise to the very top. Those that aren’t still have a few years to make all the important contacts to set them up for life.

Like all pestilent infestations they are difficult to get rid of. Voting will not do it, all that achieves is a new set of career politicians, ready to feather their own nests.

The system needs to be burnt to the ground.

3 thoughts on “Pandemic Ponderings

  1. I was discussing this the other day with a friend. She said but now is the time to make the changes happen. I said nothing would change, no matter how much we want it. And basically what you’ve said is exactly how I feel. There is no revolution.

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old tricks

This week is shaping up to be a time to exercise (or is that exorcise?) old tech talents, it would seem. Today I helped Keith and Marites by setting up a new computer in their office, and took a short (1 day) job with my cousin Ben’s  law firm for Friday, helping them set up their network. In addition to that, I had dinner tonight with an old friend who is now working at Google, and it looks like I will go down there with him tomorrow to check things out on the Google campus in Mountain View. It is kind of a tech trip down memory lane, as I used to work for Apple Computer and there are a lot of similarities in Silicon Valley campus life.


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A Few Varietals That Are Meant to Impress

As incredible as it may seem, there are over 10,000 varieties of wine grapes in the world today.  So many wines – so little time.  Actually, only about 230 of those varieties are made into wines.  Still, that’s a lot of wine.

While most of those grape varieties will have obscure names that hardly anyone will recognize, there are some varietal wines that are popular today.  Ordering these wines when you see them on a list will send a message that you know your wines.  Here’s a few of our favorites.

Albariño.  Look out, Pinot Grigio and Sauvignon Blanc!  Albariño is gaining on you.  And for good reason.  It’s zingy.  That’s the acid talking.  Think citrus.  It’s clean and crisp and sometimes even a little effervescent.

red wine

Carmenère.  Red, red, red.  The name comes from the French world for crimson.  It’s spicy and peppery.  In the late 1800s, Carmenère was brought from France to Chile, where most of the wines not originate.  Inside scoop:  For a long time Chilean growers thought the grape was Merlot – and labeled the wine that way.  But DNA testing in the 1990s set the record straight.

Mourvèdre.  Mourvèdre is a real powerhouse and offers intense color, high acid and high tannins.  Because of its assertive character, it’s often used as a blending grape to beef up other, wimpier grapes.  However, some winemakers – particularly in California and Spain (where it’s known as Monastrell) – are producing it as a single varietal.

Torrontés.  Two can tango.  Especially in Argentina.  Like its red counterpart Malbec, Torrontés is making a big splash in the US.  Torrontés wines have exuberantly floral scents and soft citrus flavors.  They’re dry and delicate for the most part and are meant to be consumed soon after their release.

Barbara & Beverly


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Save Our Bones Bulletin: New Studies On The Effects Of Smiling, Why Bones Are Curved, And The Type Of Exercise That Reduces Anxiety - Save Our Bones

This month's Bulletin contains three studies that demonstrate our ability to improve our emotional and physical health through simple actions.

First, we'll look at Australian research that uncovered what happens to our brain when we activate the facial muscles responsible for smiling.

The second study found an answer to a long-held question: why do our bones grow curved instead of straight?

Finally, we’ll explore how resistance training alters anxiety levels. There's plenty to be anxious about right now, so this discovery is particularly useful.

More Evidence That Smiling Triggers Positive Feelings

New research from the University of South Australia has reinforced previous findings that the physical gesture of smiling can change how we feel.

Participants replicated the muscle position of a smile by holding a pen between their teeth. The experiment found that this movement alters participants' brain chemistry.

Relevant Excerpt:

“Marmolejo-Ramos says this discovery provides important information about mental health and what stimulates the brain. This is critical during the coronavirus pandemic, which study authors add is causing disturbing spikes in anxiety and depression cases globally.

“In our research we found that when you forcefully practice smiling, it stimulates the amygdala – the emotional center of the brain – which releases neurotransmitters to encourage an emotionally positive state,” the artificial cognition expert explains.

“For mental health, this has interesting implications. If we can trick the brain into perceiving stimuli as ‘happy,’ then we can potentially use this mechanism to help boost mental health.”1

This finding shows the direct impact of our bodies on our brains and our emotional well-being. It also offers a simple strategy for shifting our perception. We can increase our positivity simply by moving the muscles in our face.

If you're feeling pessimistic, try smiling for a few minutes– or do what the study participants did and hold a pen between your teeth! You might be surprised at how things change for the better afterward.

An Australian study confirmed that the physical gesture of smiling stimulates the emotional center of the brain to release neurochemicals that induce an emotionally positive state.

Bone Curvature Develops To Avoid Fracture

A study published in the journal Science Advances has provided a deeper understanding of how and why bones grow curved instead of straight.

Most bones are not perfectly straight. We know that the shape and density of bones changes over our lifetime. Researchers used advanced imaging techniques to observe changes in the shape of bones in response to physical stress over time.

Relevant Excerpt:

“The results indicate that the bone's response to these forces varies along its length to make the bone more curved in most parts and that these shape changes are very long-lived. The researchers found that the curving process needed to be highly targeted; some short-term gains were rapidly lost through resorption, but others were preserved.

While some benefits of exercise-related load will gradually disappear, others will be preferentially retained. They also indicate that increased curvature engenders a built-in warning mechanism predicting how best to respond to physiological forces in the future. The changes in curvature do not compromise the strength, as increased quantity compensates for this beneficial change in bone shape.”2

The researchers noted that the Medical Establishment's current osteoporosis treatment focuses on bone resorption and formation. They suggest that more attention should be paid to the mechanical origin of fracture risk. This recommendation aligns with the Osteoporosis Reversal Program (ORP).

The ORP is based on the knowledge that our bones grow and change in response to physical pressure. Wolff's Law describes this biological process of cause and effect. Weight-bearing exercises create positive pressure, which the study referred to as exercise-related load. Bearing this load triggers the growth of new bone.

Thanks to this study, we can see that not only do our bones add mass in response to bearing a load, but they add and retain mass to create and preserve curvature that prioritizes long-lasting strength.

A recent study found that bones are curved because that shape allows them to resist fracture most effectively. Bones become curved in response to exercise-related load, which stimulates growth.

Resistance Training Shown To Relieve Anxiety

Resistance training, also called strength training, includes exercises that strengthen muscles using external resistance. That resistance could come from moving the weight of your body, from free weights, or from exercise machines that provide mechanical resistance.

A new study has found that resistance training workouts can relieve symptoms of anxiety.

Relevant Excerpt:

“For the study, twice a week for eight weeks, half of the 28 participants (with a mean age of 26, who were not diagnosed with an anxiety disorder) completed resistance workouts that consisted of eight exercises, and the control group did nothing.

The specific workouts included no-equipment bodyweight exercises, such as abdominal crunches, as well as exercises that require equipment, such as barbell squats and dumbbell lunges.

Once the workout period was complete, the participants filled out a survey that measured their anxiety levels. The researchers found that an eight-week strength-training program “significantly reduced” anxiety symptoms in adults.”3

If you don't have a regular routine of weight-bearing exercise, then this news is another great reason to get started. The Save Institute created SaveTrainer to make it easy to build a workout routine and stick with it.

SaveTrainer offers a wide variety of resistance training exercises led by trained professionals. And best of all, they're available online anytime you want and are fully customizable to your needs and ability.

Researchers found that resistance training reduces anxiety. Participants who completed a routine of eight exercises twice a week for eight weeks found that they felt less anxious than the members of the control group who did not exercise. Resistance training is a form of weight-bearing exercise, which makes it essential for building new bone.

What This Means To You

Our bodies have an incredible capacity for growth, healing, and positive change.

Today's studies provide scientific proof of that. Our facial muscles can trigger the release of brain chemicals that increase our positivity. Our bones perceive the force and pressure placed on them and grow to withstand that force safely. Our exercise routines can reduce harmful and unnecessary anxiety.

Use this knowledge to improve your mood and strengthen your bones. These healthy actions reinforce each other, leading to enhanced wellness. With that wellness comes a richer and more youthful experience of life.

The Top 14 Things You’re Doing That Are Damaging Your Bones... And More!

  • Stop The Bone Thieves! report
  • Email course on how to prevent and reverse bone loss
  • Free vital osteoporosis news and updates.
Get It Free Now

Comments on this article are closed.

  1. eliza

    Hi Vivian
    What is your opinion on Whole Body Vibration machines for increasing bone density?
    I have followed your program for many years.
    Thank you

    • Vivian Goldschmidt, MA

      Hi Eliza,

      Thanks for joining the Saver community years ago!
      There’s a lack of research on whole-body vibration, so it’s not
      confirmed that it provides the same health benefits as exercising.

      Some research does show that whole-body vibration may help improve
      muscle strength and that when performed correctly and under medical
      supervision, it can reduce back pain, improve strength and balance,
      and reduce bone loss.

      There are studies that show no bone density improvement in
      postmenopausal women:

      At the Save Institute, we’re not opposed to Whole Body Vibration
      Exercises (WBVE), but still, if someone wants to do it, it’s important
      to follow a pH-balanced diet and include physical activity in their daily
      routine. Weight-bearing, aerobic, and strength training activities are also

      And because whole-body vibration can be harmful in some situations, I
      suggest checking with your doctor before getting started.

  2. Edna LeBlanc

    Thank you so much Vivian…..I am 81 now and my husband of 64 yrs is going to be 84….We started right away with you many years ago..I believe when you first started….Thanks to you. My husband takes no medicine, and I take a small dose of a natural medicine for my throid.. (Armour Throid)…..That;s all….Thank you for everything you have taught us…..Edna LeBlanc & Lloyd LeBlanc

    • Vivian Goldschmidt, MA

      Edna, thanks so much for sharing your amazing story with us and for being a loyal Saver for all these years! It’s my pleasure to provide you and all Savers with up-to-date, science-backed information on bone health and natural ways to improve it 🙂

  3. Ita

    Thank you, Ita.

    • Vivian Goldschmidt, MA

      You’re very welcome, Ita!

  4. Dorothy McKenna

    I like to learn about the latest research on bones. I will celebrate my 94th birthday in February, 2021. I participate faithfully in a Sit and Be Fit class, and a yoga class, so far I am still mobile.

    • Vivian Goldschmidt, MA

      I’m so proud of you, Dorothy! And we wish you a Happy Birthday and lots of good health and happiness!

    Can you reverse your spine if it’s starting to curve

    • Vivian Goldschmidt, MA

      Lisa, bad posture is correctable with targeted exercise and postural awareness 🙂

  6. Brigitte

    I like everything and doing it.Cheers!😊💃🏾🧜♂💪👯♂Thank you!❤

    • Vivian Goldschmidt, MA

      You’re welcome, Brigitte!

Get Started With Your FREE
Natural Bone Building Kit.

Get a free copy of our ‘Stop The Bone Thieves’ eBook, exclusive content that you can’t find anywhere else, plus vital osteoporosis news and updates.

Get It Free

Get Your Free Bone-Building Kit

‘Stop The Bone Thieves’ guide, exclusive info, plus vital osteoporosis news and updates.


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Lavender and Lemons

  1. Home
  2. Soaps
  3. Lavender and Lemons

Lavender and Lemons

Calming lavender and delicate lemongrass form the basis of this bar. Combined with rich ylang ylang, and the unique lemon sherbet aroma of may chang, the result is an uplifting summery, floral scent that refreshes all the senses! The distinctive mulberry blush colour of this soap comes from infusing another natural ingredient, alkanet root, in olive oil.

Allergens (occurring naturally in the essential oils): Linalool, Citral, Limonene, Geraniol, Benzyl Benzoate, Benzyl Salicylate.

14 in stock

Every batch of Savonnerie Daniel soap is lovingly handmade, using the same blend of natural oils and butters designed to care for skin, plus a selection of essential oils and other natural ingredients. This means that no two bars are exactly the same, and variations in the colour or pattern of individual bars are all part of the process!

Frequently Asked Questions…


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Network Security Audit

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This audit includes the following:

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MesoMama Serum

$52.49 $39.37

Scalpa Meso Serums:

Our Scalpa Topical Meso Serums are created with the most innovative ingredients, such as: plant stem cells, peptides, liposomes, algae, herbal extracts, minerals and vitamins - everything to provide safe, instant and long-lasting beauty effects without irritation.

We offer 8 different cosmetic grade meso serums to choose from!

-(1) 10mL Vial

Our unique collection of meso serums for topical use have been created to boost confidence and promote the appearance of healthy, radiant skin! We have done this through careful selection of ingredients that promote amazing results.

MesoMama Serum:

MesoMama is a serum designed for revitalization of the skin by stimulating the skin. Ideal solution for the mature skin with lack of firmness.

• For cosmetic use only

Water/Aqua, Magnesium Ascorbyl Phosphate, Glycerin, PPG-5-Ceteth-20, Ceratonia Silqua (Carob) Gum, Ethylhexylglycerin, Citric Acid, Phenoxyethanol

Store at room temperature. Once opened, store in a cool dry place, or refrigeration if product use is minimal. Shelf life is three years unopened. Shelf life once opened and placed in cold storage is 12 months.

Legal Disclaimer :

Be advised that this is not a medical product . It is not intended for use in the diagnosis of a disease or other conditions, or in the cure, mitigation, treatment, or prevention of disease. In addition, we do not take responsibility for the misuse of any of the products offered in this package.

  • Due to the sensitivity of our products, all sales are final.
  • Returns are not accepted, unless previously stated in under a special occasion.

Scalpa Shipping Policy

Our shipping distribution center is located in The US and operates on AZ time. For the physical address please email [email protected]

Shipping Times

  • All orders placed before 2:30PM (MST/US) will ship that same day.
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Overnight Shipping

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  • All customers are liable for any and all customs and duties imposed by their countries laws and customs policies. Scalpa takes no responsibilities for these additional charges and we advise customers to get accurate tax rates from their local customs office.

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Thursday, December 18, 2008

This Weekend

Last minute shopping?
Check out these arts markets where i'll be setting up:

1. Bloomingdale Holiday Arts Market
4-9 PM
Big Bear Cafe
First and R streets NW @ Florida.

Our vendor list includes:
Andrea Haffner ::

De*Nada Design ::

Sean Hennessey ::

goshdarnknit ::

Kristina Bilonick ::

Neighborhood Fiber Co ::

Realm Jewelry ::

Tiger Flight ::

2. Black Cat Rock n Shop
Black Cat
Mainstage, free admission.
1811 14th Street NW :: DC

Friday, December 12, 2008

open studios abounding tomorrow

see artists in the natural habitat!

Saturday, December 13th, 2:00pm -6:00pm
Washington Glass School
3700 Otis Street
Mt. Rainier, MD 20712

there will be maps to all the other studios open too!

Wednesday, December 10, 2008

lights at the nga

lights at the nga
Originally uploaded by Scenic Artisan
i went and saw the Pompeii exhibit at the NGA last week, but this was kinda cooler.

Friday, December 05, 2008

washington glass school blog

the washington glass school now has a blog.

and twitter .

things coming up

1. Washington Glass School Open House and Holiday Sale!

There will be art, glass, music, food, jewelry, craft, class discounts & more!
Artwork by glass artists (including Michael Janis, Tim Tate, Erwin Timmers, Sean Hennessey and all the Washington Glass Studio artists) will be on exhibit and for sale.

The adjoining artist studios will all be joining us to make for a huge event: Cool ceramics works from the artists of Flux Studios and Red Dirt Studios, including works by Novie Trump, Margaret Boozer, and Laurel Lukaszewski; amazing painting and encaustic works by Sinel/Stewart/Weiss Studios, Janis Goodman, Blue Fire Studio and the other artists in the Studios along the Railroad Tracks.

The Gateway Arts District has coordinated the surrounding arts & craft venues and galleries to coincide with events going from Mount Rainier through Brentwood and Hyattsville.

What : Annual Holiday Party and Sale!
Where : The Washington Glass School, 3400 Otis Street, Mount Rainier, MD 20712
When : Saturday Afternoon, December 13th from 2pm to 6pm

Saturday, December 13th, 2:00pm -6:00pm
Washington Glass School
3700 Otis Street
Mt. Rainier, MD 20712

The Bloomingdale Holiday Art Market

Big Bear Cafe Art Market

Arts! Crafts! Cider! Fun!
Yes, it's happening again! The Bloomingdale Holiday Art Market returns for another fun show at the Big Bear Cafe. We're looking forward to our second annual handmade art market in the neighborhood and hope to see you there!

Save the Date! Saturday, December 20th, from 4-9pm at the Big Bear Cafe, 1st and R St NW in DC.

Come shop with amazing local artists including: Andrea Haffner, Sean Hennessey, Realm Jewelry, De*Nada Design, Kristina Bilonick, and more!

I Took The Handmade Pledge!
Buy Handmade this holiday season and support your local artists and designers! Have you taken the pledge yet?

3. Sign Up for my mold making/ concrete casting class
Class 906 - Mold Making / Concrete Casting & Finishing

Need a great industrial material to compliment your glass? Try concrete! In this class we will explore possibilities in flexible mold-making, concrete casting and finishing. We will make tiles, proper rubber molds, play with concrete using colorants and stains. You will walk away with a few finished pieces, molds for further reproductions, and the knowledge to tackle larger projects

Instructor Sean Hennessey
Dates Thursday evenings, March 5, 12, 19, 26
Time 7:00pm to 9:30pm
Tuition $250 per student (plus $100 lab fee payable to instructor)

more info here

Tuesday, December 02, 2008

Recent job

I created a relief pattern on the frieze of this vent hood cover. I also matched the paint and glazing to the cabinets


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Monday, September 26, 2011

Crafty Bastards 2011! This Saturday October 1st.

 Crafty Bastards Arts & Crafts Fair is an exhibition and sale of handmade alternative arts and crafts from independent artists presented by the Washington City Paper. The fair is all-day, outdoors, free to attend, and will offer goods for sale, food, entertainment, prizes, and more!  If you've been to Crafty Bastards you know what a fun show it is. If you haven't, try to check it out.

Detail of Looking for a Hero
Glass, Steel
by Sean Hennessey

I'm excited to be an exhibitor again this year for this fantastic event. It's my 6th time showing at this event! This year I'll have a lot of new painted doors, and a news series of glass relief pieces light enough for you to carry home on the metro.
Painted Cast Plaster Door
by Sean Hennessey

As usual, my wife, Rania Hassan, will be set up next to me. She's been printing notebooks and making new artworks will a determined fervor.
Bridges and Balloons
by Rania Hassan

You can find our booths, #34 and #35 using this handy map:

As you can see there's a lot going on this year. Come early and see everything!

Crafty Bastards
Saturday October 1st
2151 18th Street NW, DC in the heart of Adams Morgan.
10AM- 5PM

Tuesday, September 20, 2011

Art This Week in DC

This is a pretty hot week for viewing Art in DC.

Check out these 3 cool events

(E)merge Art Fair

The (e)merge art fair celebrates galleries, artists, and the creative process with an an energetic environment of collaboration and discovery. The fair takes place September 22 - 25, 2011, in Washington, DC, within blocks of the U.S. Capitol Building, at the Capitol Skyline Hotel.

(e)merge features over 80 international exhibitors in two platforms: GALLERY PLATFORM - for galleries and nonprofit art spaces to show in the Hotel rooms on designated floors and ARTIST PLATFORM - for artists who are not represented, (e)merge will provide exhibition space, free of charge, for vetted works in various media (throughout the Hotel's public areas and grounds).

> Thursday, September 22: 7pm - 11pm
Preview the exhibition and enjoy a concert by the pool with:LouLou and the Dispappointer Sisters (featuring members of Thievery Corporation, Fugazi, French Toast and The Deadmen)
$25 advance purchase / $30 at the door.

> Friday, September 23: 12pm – 7pm
> Saturday, September 24: 12pm – 7pm
> Sunday, September 25: 12pm – 5pm

Capitol Skyline Hotel
10 “I” Street, SW
Washington D.C., DC 20024
(Cross Street is S Capitol Street SE)

No Kings Collective is proud to announce Submerge, a four day flash ‘art happening’. Submerge, though fine art centric, is really just about talent, period. The goal of this space is to display through visual art, music, comedy, culinary, home grown talent, both emerging and established.
NKC will craft a temporary space on the Shaw Main Street Corridor in an unparalleled merger of art and culture. Submerge comes to life in a dormant and underused retail property located at 1005 7th st NW Washington, DC at the base of this historic neighborhood. This space is rustic and industrial but warm, whose interior harkens to an earlier time in DC history with exposed rafters, original wall covering and aged brick interior. Submerge is a transformative environment, one that will cater to the expectations and curiosities’ of the novice and the experienced onlooker.
The space is free and open to the Public (few exceptions) and will be open daily from the 22nd through 25th of September with daytime and evening programming.

 7th and New York Avenue NW

But Is It Art

a DIY contemporary art show, will take place September 22-25, 2011, in Washington, DC. The Fair will feature dozens of local emerging artists in an exhibition of contemporary art.
The show will feature work from emerging artists in all media and disciplines. We are building walls for the exhibition space in the Wonderbox, an artist-run warehouse and studio space. We are also working with the local community at Hanover Place NW and So Others Might Eat, as well several of the artists at 52 O St. Studios to make this happen.
There will be a stage for performance pieces, places for sculpture, and spaces for site-specific installations. We are also painting a mural.

7:00 pm Thursday, Sept. 22
12:00-7:00 pm Friday-Saturday, Sept. 23-24
12:00-5:00 pm Sunday, Sept. 25

79 Hanover Place NW

The Fridge will be offering a free shuttle bus from their gallery to But Is It Art and (E)merge.
Shuttle schedule is here


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What People are Saying:

I had no fear in hiring Stef, in fact the contrary & welcomed the opportunity. Stef’s designs on 3 projects that Asbuild have engaged with Schapel Interiors have created a buzz for my clients for their workplaces.

I am a big fan of Stef’s work and her innovative approach to design, material & colour selections.

What pleased me the most about Schapel Interiors services are the exciting designs that are not only impressive in design but cost conscious in selections.

I am already recommending Stef to anyone I see an opportunity to engage with her, I tell people that her designs offer thoughtful, exciting spaces whether a workplace or their own home. I’m looking forward to working on the next project I can engage with Stefney & Schapel Interiors.

Paul Graham

Construction Manager | Director, Asbuild (NT)

I was overwhelmed at the start of such a big project in a town that I really didn’t know to well, Stef made the design process fun, easy and cam up with exciting ideas!

Richard Tankard

Owner, Alice Springs Family Dental

I have been a building contractor for the last 15 years, I know how to install different materials but I don’t necessarily know where they would work best to gain the optimal look combing all the elements of colour, texture, scale, balance etc.

Schapel Interiors helped me by taking the plans from my draftsman with the available elements producing some great 3D drawings with the different elements in place with a very easy to understand write up of why and how it all worked.

The result was amazing I still smile when I look at the plans on my office wall and have a clear vision of where the project is heading.

I would recommend Schapel Interiors to people who need an honest, knowledgeable Interior designer who has great adaptability with outstanding product knowledge, who can communicate at the same level as those of us who have little idea of design.

Thank you Stefney for a great job.

Adrian Hunt

General Building Work Contractor, Adrian Hunt

The entire staff, including myself, is delighted with the finished space.

It is inspiring, functional, comfortable and easy to work in.

The IMPS has become an object of envy for the rest of the university because it has the nicest workspace.

Alison Lockley

Manager Innovative Media Production Studio, Charles Darwin University

I worked with Stefney when she won the scholarship to work at Mode Design.
It was evident even from her early days that she had a spark for design, she was always very keen and inquisitive to learn new things, she consistently managed to complete tasks in record time and was always looking at new and exciting ways to develop concepts further.
Stef has a sense of fun and sophistication which shines through her work, she is a professional, and works very hard to achieve high quality results.

Cherie Hawkins

Senior Interior Designer & former co-worker, Mode Design

Stef is a creative and imaginative interior designer.

The bright, airy and comfortable environment she created for Engineers Australia delivered a flexible, welcoming and professional home for our members, staff, business partners and guests who love the space Stef created for us.

Stef’s intuitive understanding of the design brief allied to her enthusiasm and design flare resulted in a great outcome.

Greg Ewing

General Manager, Engineers Australia NT Division

Our project with Schapel Interiors was to produce concept designs for a 715sqm refurbishment for a potential lessee.

Stef produced two innovative layout options, in line with the client requirements that fit within the budget that was over and above what the lessee thought was possible and they were rapt.

We were thrilled that Stef was able to produce the designs very quickly within our tight timeframe.
Stef liaised directly with our lessee with no hesitation, saving Knight Frank time and money and making the whole process effortless.

I was very impressed with the quality, efficiency and professionalism of Stef. I will certainly be recommending her services to others and be doing business with Schapel Interiors again.

Luke Hunter

Asset Manager, Knight Frank

Stef did a fantastic job with designing the high end fit out of Nautilus Orthopaedics at Darwin Private Hospital.

She is reliable, approachable and talented and puts 100% into her work. Thanks Stef!!!

Simon Elix

Orthopaedic Surgeon, Nautilus Orthopaedics - Darwin Private Hospital

It was a pleasure to work with Stefney. Her services and attention to detail provided to us were exceptional.

Stefney is a very professional and creative designer. We were very impressed with Stefney’s professionalism and the time and care she took to ensure that we had the best options to suit our showroom and office.

Stefney’s creative designs, skills and knowledge enabled us to transform our showroom and office. She proposed designs that were beyond what we had envisioned.

We would highly recommend Stefney’s services to anyone.

Stathi & Eva Kostopoulos

When facing the task of designing our new home & feeling completely overwhelmed, I contacted Stef at Schapel Interiors for some professional advice. With a very limited guide of my vision, I felt that she completely understood the style & concept I was looking for. She fulfilled our brief in a timely & friendly manner.

The advice she gave me, made the whole process much less daunting & enjoyable.

I have recommended Stef to a number of people & will definitely use her services again in the future.

Lane Bonner

Bonner Residence

It took me a while to convince myself that we really needed someone’s expertise to turn our office space from the 90s paper covered mess, into a beautiful, welcoming work space.

I was concerned about costs, whether we could get everyone to fit into our space & make it nice for our team without having to do major renovations.

I have known Stef for a long time so I thought I should reach out, knowing she normally works on large scale projects I was unsure about our small office space. She confirmed we weren’t too small for her skills & working with her absolutely blew me away, her expertise, her knowledge about how to make things quieter, how to fit everyone in & where to find furniture that would suit our space & our budget was amazing! We would absolutely recommend Stef for any scale project, large or small. Especially if your wanting a space that is customer friendly & that your team love to work in every day.

Thanks again Stef, I cannot wait to use your expertise again one day

Lizzie Wigg

Business Manager, Wigg Plumbing

Stef was recommended to me from another local Designer. As I started talk to her I found it very easy to communicate even though English is not my first language, she picked up my points quickly and always confirmed/followed up with me after every meeting.

Stef worked with my Chinese designer well. She reviewed their Chinese drawings and more importantly combined the design requirements into a whole set for the Contractor to work through.

Stef worked with me from the beginning of the design process and managed the whole project while under construction until hand over. She communicated with the Casuarina design team and tenancy delivery manager, collecting any required information and supporting my design to get all approvals. I really appreciated that my designer had such ability to manage and negotiate, making the whole project always work and stay on track.

If I have another project, the first person that comes to my mind for design services is Stef.

Wei Dong
Ximi Vogue

My biggest fear before hiring Stefney was thinking if is worth it, and it turn out to be very worth it!
Stefney is great interior designer, she didn’t just surprise me with her efficiency but also her flexibility.

She took my calls after hours when I had time to talk and any minor changes were always done by next day. I am already recommending Stefney to anyone that I have engaged, and all I say to them is you will not regret of hiring Stefney.

Delong Shen

Assistant Manager, Bodybar

The collaborative relationship Schapel Interiors implemented was evident from the moment they took possession of the design task. Efficient coordination, timely responses and proactive approach ensured our common goal of quality design was achieved.

The positive attitude and pleasant approach of Schapel Interiors to any changes or issues that arose throughout the design phase allowed the project team to successfully deliver the design concept within the specified timeline and within budget.

SHAPE Australia have no hesitation in highly recommending Schapel Interiors for any design project.

Keeta Welch

Estimator/Project Engineer, SHAPE Australia

Let's Create Something Together!

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text:
Heel pain or plantar fasciitis

Healing your heel pain

Heel pain is common and results in millions of GP appointments worldwide. Symptoms can be seen in all types of people, both the sedentary and overweight, as well as the fit and active. The symptoms are often persistent and can result in a significant impact on your quality of life.

At Schoen Clinic, we offer you rapid diagnosis and the latest evidence-based care to relieve heel pain and restore your mobility.

What is plantar fascia?

Plantar fascia is a thick ligament that is attached to the bottom of the heel bone (calcaneus) and connects this to the ball of the foot. Its function is to help with the propulsion of the foot through a windlass action across the arch of the foot.

Symptoms indicating plantar fasciitis

Heel pain on weight-bearing is the main symptom. The location of the pain may vary slightly between individuals but typically the origin of the plantar fascia on the inner aspect of the bottom of the heel bone is the focus of the pain. Pain is typically worse after a period of rest and disuse. Typically, the first few steps out of bed in the mornings can be the worst, this is because the calf muscle tightens up when resting, so it may take a little while for things to stretch out in the morning. Swelling may occur but this would be an unusual symptom, and if there is significant swelling then an alternative diagnosis may be the culprit. Whatever the condition,  our specialists will determine the cause via an accurate diagnosis.

Plantar fasciitis: The most common cause of heel pain

There are a number of risk factors for the development of the condition. The most important predisposing factor is having tight calves. It is also seen in those with very high or even very low arches. Overuse activities such as running or occupations that involve prolonged standing or walking are also known to predispose you to the condition. Having a high body mass index has also been linked to developing the condition. Occasionally the symptoms can start after a single traumatic event such as a fall from height.

Diagnosis: X-rays may be recommeended to check for heel spurs

Heel spurs are bony calcium deposits underneath the heel bone and close to the origin of the plantar fascia. There has been much debate as to the relevance of these in relation to plantar fasciitis. What is clear, however, is that there are many people with heel spurs who have no pain, and many with pain but no heel spurs. Removal of heel spurs, therefore, is not recommended in the treatment of heel pain.

Plantar fasciitis or heel pain: Surgery is always the last resort

The bad news is that there is not a single simple cure for plantar fasciitis. The good news is that there are many treatments available that can improve your symptoms. At Schoen Clinic, our specialists are experts in managing this condition, and a multidisciplinary team of surgeons and therapists are at your disposal to manage your heel pain.

Plantar fasciitis or heel pain treatment without surgery

Rest - this should be the first step in managing an acutely painful heel. For example, if running is the cause of your heel pain then stopping or reducing the amount you run should be the first step.

Physiotherapy - stretching and strengthening exercises of the calf muscle (gastrocnemius), the hamstrings, the hip and core muscles as well as specific plantar fascia rehabilitation can help ease symptoms.

Insoles or orthotics - depending on your foot shape and arch height, we may recommend specific insoles or footwear for you.

Night splints - if early morning pain is a major problem then sleeping with a splint which keeps your foot in an upward position can be very helpful. There are many types available but a Strasbourg sock is a simple one that most patients find easy to use.

Shockwave therapy - mechanical shocks applied to the painful area over a number of spread-out sessions can be a very helpful modality with a good body of evidence behind it.

Injections - there are various injectables that can be considered such as cortisone (a type of steroid) or PRP (platelet-rich plasma) that can be used.

We will carefully assess your individual condition and symptoms to see if you are suitable for any of these treatments.

Plantar fasciitis or heel pain surgery only when necessary

If your symptoms have failed to ease with non-surgical treatment and you have had severe pain for many months or even years then we may recommend surgery. There are various surgical interventions available. Our preferred method is to release or lengthen the calf muscle through a small incision on the inside of your leg. We have had good success in treating recalcitrant cases of heel pain and our lead foot and ankle surgeon, Mr Ali Abbasian, has published on this technique and is nationally recognised for it.

Heel pain: Our foot specialists

The aim of our specialists is to provide you with the best course of action following an accurate diagnosis. Our data driven approach to quality outcomes ensures that you get the best possible result from your treatment and a positive improvement in your quality of life.

Heel pain: Our specialised hospital

From rapid diagnosis to treatment and aftercare, we have everything you need to resolve your heel pain at Schoen Clinic. Based in the heart of London, our specialist hospital has state-of-the-art imaging, treatment rooms, surgical theatres, physiotherapy and luxury patient rooms spread across 7 floors, all dedicated to providing the quality care and best possible outcomes we are renowned for.


text:
Dan Slater
Dan Slater
Weiser Professor of Emerging Democracies, University of Michigan
Verified email at umich.edu
Cited by
Cited by
Ordering power: Contentious politics and authoritarian leviathans in Southeast Asia
D Slater
Cambridge University Press, 2010
Systemic vulnerability and the origins of developmental states: Northeast and Southeast Asia in comparative perspective
RF Doner, BK Ritchie, D Slater
International organization 59 (2), 327-361, 2005
Iron cage in an iron fist: Authoritarian institutions and the personalization of power in Malaysia
D Slater
Comparative Politics, 81-101, 2003
Indonesia's accountability trap: Party cartels and presidential power after democratic transition
D Slater
Indonesia, 61-92, 2004
Institutions of the offensive: Domestic sources of dispute initiation in authoritarian regimes, 1950–1992
B Lai, D Slater
American Journal of Political Science 50 (1), 113-126, 2006
Informative regress: Critical antecedents in comparative politics
D Slater, E Simmons
Comparative Political Studies 43 (7), 886-917, 2010
The enduring indispensability of the controlled comparison
D Slater, D Ziblatt
Comparative Political Studies 46 (10), 1301-1327, 2013
State power and staying power: Infrastructural mechanisms and authoritarian durability
D Slater, S Fenner
Journal of International Affairs, 15-29, 2011
Revolutions, crackdowns, and quiescence: Communal elites and democratic mobilization in Southeast Asia
D Slater
American Journal of Sociology 115 (1), 203-254, 2009
The strength to concede: Ruling parties and democratization in developmental Asia
D Slater, J Wong
Perspectives on Politics 11 (3), 717-733, 2013
Southeast Asia: strong-state democratization in Malaysia and Singapore
D Slater
Journal of Democracy 23 (2), 19-33, 2012
Coping by colluding: Political uncertainty and promiscuous powersharing in Indonesia and Bolivia
D Slater, E Simmons
Comparative Political Studies 46 (11), 1366-1393, 2013
Democratic careening
D Slater
World Politics 65 (4), 729-763, 2013
Can leviathan be democratic? Competitive elections, robust mass politics, and state infrastructural power
D Slater
Studies in Comparative International Development 43 (3), 252-272, 2008
Southeast Asia in political science: Theory, region, and qualitative analysis
EM Kuhonta, D Slater, T Vu
Stanford University Press, 2008
Economic origins of democratic breakdown? The redistributive model and the postcolonial state
D Slater, B Smith, G Nair
Perspectives on Politics 12 (2), 353-374, 2014
Altering authoritarianism: Institutional complexity and autocratic agency in Indonesia
D Slater
APSA 2009 Toronto Meeting Paper, 2009
Standoffish states: nonliterate leviathans in Southeast Asia
D Slater, D Kim
TRaNS: Trans-Regional and-National Studies of Southeast Asia 3 (1), 25-44, 2015
Dead but not gone: Contemporary legacies of communism, imperialism, and authoritarianism
A Simpser, D Slater, J Wittenberg
Annual Review of Political Science 21, 419-439, 2018
The ironies of instability in Indonesia
D Slater
Social Analysis 50 (1), 208-213, 2006
The system can't perform the operation now. Try again later.
Articles 1–20


text:
Influence of epicardial patches on defibrillation threshold with nonthoracotomy lead configurations.

Journal Article (Journal Article)

BACKGROUND: In previous studies, epicardial patch electrodes decreased transthoracic defibrillation efficacy. We studied the effects of two inactive epicardial 14-cm2 titanium mesh patches on defibrillation energy requirements with nonthoracotomy internal lead configurations. METHODS AND RESULTS: A 6/6-millisecond biphasic shock wave-form was delivered via several electrode configurations 10 seconds after ventricular fibrillation was initiated with a 60-Hz generator. In two series, a total of 16 dogs (weight, 23.3 +/- 2.4 kg) underwent an up-down defibrillation protocol. In the first series, the defibrillation threshold (DFT) was determined for each electrode configuration in the presence of two inactive epicardial patches. In the second series, DFTs were determined in the presence of an inactive right ventricular (RV) or left ventricular (LV) patch alone. For several nonthoracotomy lead configurations tested in the first 8 dogs, the mean +/- SD DFT energy increased 49% to 97% with two inactive patches on the heart compared with no patches on the heart as follows: RV to superior vena caval (SVC) electrode, from 8.9 +/- 2.6 to 18.0 +/- 14.3 J; RV to SVC plus subcutaneous array electrode, from 7.0 +/- 2.4 to 10.7 +/- 5.3 J; RV to subcutaneous pectoral plate electrode, from 6.2 +/- 1.3 to 11.4 +/- 4.0 J (P < or = .05). The lowest DFT was achieved by defibrillating between the epicardial patches (3.8 +/- 3.3 J). The second series showed that DFT voltage requirements increased significantly for all three nonthoracotomy lead configurations with the inactive LV patch alone (P < or = .05) but not with the inactive RV patch alone. CONCLUSIONS: Inactive epicardial patches can significantly increase the defibrillation energy requirements for nonthoracotomy lead configurations. This negative impact may be due to an insulating effect of the patches and to a disturbance of the potential gradient field under the patches. If the same holds true in patients, these results have clinical implications. Functioning epicardial patch leads should be incorporated in the defibrillation lead system if already present. If the LV patch is nonfunctioning, such as because of a lead fracture, the marked increase in DFT due to an inactive LV patch calls for thorough DFT testing during surgery and, in selected patients, may necessitate patch removal to produce an effective transvenous-based system.

Full Text

Duke Authors

Cited Authors

  • Fotuhi, PC; Ideker, RE; Idriss, SF; Callihan, RL; Walker, RG; Alt, EU

Published Date

  • November 15, 1995

Published In

Volume / Issue

  • 92 / 10

Start / End Page

  • 3082 - 3088

PubMed ID

  • 7586279

International Standard Serial Number (ISSN)

  • 0009-7322

Digital Object Identifier (DOI)

  • 10.1161/01.cir.92.10.3082

  • eng

Conference Location

  • United States


WARC-Identified-Payload-Type: application/xhtml+xml

text:
ASCI Database
308-Lasani Town,
Sargodha Road,
Faisalabad, Pakistan
Fax: +92-41-8815544
Contact Via Web
Suggest a Journal
Information Technology Journal
Year: 2014  |  Volume: 13  |  Issue: 12  |  Page No.: 1999 - 2004

Secret Link Through Simulink: A Stego on OFDM Channel

Padmapriya Praveenkumar, G.S. Hemalatha, Bharathsimha Reddy, K. Thenmozhi, J.B.B. Rayappan and Rengarajan Amirtharajan

Abstract: The prerequisite of internet and multimedia communication in the present wireless age is impregnability and higher data rata. In this study, a pragmatic approach was accomplished by the Simulink model of Orthogonal Frequency Division Multiplexing (OFDM) using image steganography incorporating BPSK and QPSK modulation schemes. To contemplate the distortion in the image, the discerning distortion metrics called as Mean Square Error (MSE) and Peak Signal to Noise Ratio (PSNR) were computed. The BER of OFDM system was also analysed.

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text:
Choose a novel that deals with a sensitive subject

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‘The Boy in the Striped Pyjamas’ Critical Essay

Choose a novel that deals with a sensitive subject.
With reference to characters and themes, explain how the author explores this sensitive subject in an appropriate way.

Write your introduction using the key words of the task (underlined). In the planning process, your notes will look like the bullet points below. You will form these into an introduction when you write your essay:

  • ‘The Boy in the Striped Pyjamas’

  • John Boyne; Irish author; novel written in 2006, etc.

  • The Holocaust/The Final Solution – genocide; loss of millions of Jews, as well as other religions/disabilities, etc. that Hitler didn’t agree with.

  • Bruno, Gretel and his family; Shmuel, etc. Don't mention all character names here, as you’ll discuss them throughout the rest of the essay.

  • Identity, Relationships, Tolerance and Equality. (themes)

Main Body (PEE Paragraphs; Point, Evidence, Explanation) x 6

  1. Bruno – what is Bruno like as a character? Why is he like this? Does he change? Why/why not?

  2. Shmuel – compare Shmuel to Bruno – what are the differences and why? Has Boyne created realistic characters? How has he done this? Think of the dialogue between the two boys, the narration, etc.

  3. Identity – how are different characters identified throughout the novel? Why are some of them identified in this way? How does Boyne help you to imagine what these characters look like?

  4. Relationships – consider Bruno/Shmuel and Ralf/rest of family. What are the different relationships? How does Boyne show the tension between Bruno’s family? Why do you think it’s so tense and uncomfortable at times?

  5. Tolerance (to put up with someone else with different beliefs/way of thinking to your own) – Can you find any examples of tolerance and/or intolerance? Think of the incident with the wine bottle – how and why did Kotler react in this way? How do incidents like this make you feel?

  6. Equality – is anyone in this novel treated equally? Or are they discriminated? Why is this? How does this make you feel about characters who are treated differently or unfairly?

  • This is similar to your introduction, in terms of length and some content, in that you’re reminding us of the task you set out to answer and your final conclusion to this.

  • Summarise the points you have made throughout about Boyne’s characters/themes and how he has used these to portray and explore a sensitive subject; the Holocaust.

  • What was Boyne’s purpose in writing this story? What effect has it had on you?

Use a selection of quotes from below – or find your own – for writing your essay. Remember to use quotation marks whenever you use evidence from the text and always follow the PEE structure:

Make your opening POINT – this could be a sentence or two to explain what was happening at the time, who was involved, why, etc.

Use EVIDENCE from the text – this is your proof.

EXPLAIN why this evidence is important and what it tells us about this character/event/theme. How does the evidence you have used prove that John Boyne has explored a sensitive subject in an appropriate way?

"It's so unfair. I don't see why I have to be stuck over here on this side of the fence where there's no one to talk to and no one to play with and you get to have dozens of friends and are probably playing for hours every day. I'll have to speak to Father about it." P. 111

This is Bruno’s first conversation with Shmuel – why is this statement ironic and naïve?
“Shmuel looked very sad when he told this story and Bruno didn’t know why; it didn’t seem like such a terrible thing to him, and after all much the same thing had happened to him.” P. 130 (Omniscient Narrator) Bruno thinks he’s had similar experiences to Shmuel, but why isn’t that true? What is Boyne trying to prove through the contrast of Bruno and Shmuel?

“The boy was smaller than Bruno and was sitting on the ground with a forlorn expression.” P. 106 (Introduction to Shmuel through ON)

“He didn’t want to ask the next question but the pains in his stomach made him.” P. 131 (ON)

We know Shmuel is malnourished because he is a prisoner, but what does this tell us about Shmuel’s personality?

“All of them – the small boys, the big boys, the fathers, the grandfathers, the uncles, the people who lived on their own on everybody’s road but didn’t seem to have any relatives at all – were wearing the same clothes as each other: a pair of grey striped pyjamas with a grey striped cap on their heads.” P. 38 (ON)

“Just because a man glances up at the sky at night does not make him an astronomer, you know.” P. 82 (Pavel)

Bruno argues that Pavel is a waiter, but Pavel had a life before working for Bruno’s family. What does Pavel mean by this?
"I think I've always been here." P. 84 (Pavel)

"Some people make all the decisions for us." P. 14 (Mother)

"I'm very sorry, Shmuel... I can't believe I didn't tell him the truth. I've never let a friend down like that before. Shmuel, I'm ashamed of myself." P. 175 (Bruno)

"The people you have to dinner in this house. Why, it makes me sick. And to see you in that uniform makes me want to tear the eyes from my head!" p. 93 (Grandmother)

What is it that Grandmother can’t tolerate? Does she agree with her son (Bruno’s Dad) being a Nazi? Why/why not?
“It’s history that’s got us here today. If it wasn’t for history, none of us would be sitting around this table now. […] We are correcting history here.” Pp. 143-4 (Ralf)
"Of course all this happened a long time ago and nothing like that could ever happen again. Not in this day and age." P. 216 (ON)

Why is this statement ironic? Why did Boyne use this as a final statement? What effect does this have?

"Those people... well, they're not people at all, Bruno." P. 53 (Ralf)

"What happened then was both unexpected and extremely unpleasant. Lieutenant Kotler grew very angry with Pavel and no one - not Bruno, not Gretel, not Mother and not even Father - stepped in to stop him doing what he did next, even though none of them could watch. Even though it made Bruno cry and Gretel grow pale." PP.148-9 (ON)

Why does Boyne leave out the obvious act of violence here? What effect does this have on the way you read and imagine this scene?

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Church of the Sacred Heart, Penicuik

Church of the Sacred Heart, Penicuik

Denomination: Roman Catholic
Address: 56 John Street, Penicuik, EH26 8NE
Local Authority: Midlothian

Church Overview

Built in a plain Gothic style in 1882 as a chapel school; it may be the only (Catholic) chapel school still in use. Altar by Robert Thomson of Yorkshire, known as the ‘Mouse-man of Kilburn’ after his endearing habit of carving a small mouse onto each piece of his distinctive and highly prized items of furniture. Stations of the Cross by Vampoulles. To mark the centenary, the church was extended in 1982 by Gilbert Gray. The curved roof connecting the old and new is a striking feature.

Saturday Vigil 6.00pm, Sunday 11.00am;

Wednesdays and Fridays 9.30am.

Opening Arrangements

Open by arrangement

Image Gallery

Click image to open gallery.

Church of the Sacred Heart, Penicuik

The information about churches in Scotland’s Churches Scheme has been provided by the congregations or taken from the Historic Scotland list and published sources, in particular, the Buildings of Scotland volumes and the RIAS Illustrated Architectural Guides. To contact this specific church please complete the Contact this Church form above. The information is not authoritative; please contact Scotland’s Churches Trust to let us know of any errors or omissions.


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Kilberry Parish Church

Kilberry Parish Church

Denomination: Church of Scotland
Address: Kilberry, PA29 6YB
Local Authority: Argyll & Bute
Listing: B

Church Overview

The church was built in 1821. A plain oblong building, galleries on three sides, later alterations provided an internal stair and removed the original external access.

Sunday Services: fortnightly, summer 10.00am, winter 2.00pm

Opening Arrangements

Open daily

Image Gallery

Click image to open gallery.

Kilberry Parish Church

The information about churches in Scotland’s Churches Scheme has been provided by the congregations or taken from the Historic Scotland list and published sources, in particular, the Buildings of Scotland volumes and the RIAS Illustrated Architectural Guides. To contact this specific church please complete the Contact this Church form above. The information is not authoritative; please contact Scotland’s Churches Trust to let us know of any errors or omissions.


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Prosecutors Office to Host Annual Domestic Violence Awareness Luncheon

In observation of National Domestic Violence Awareness Month
(October), the Scott County Prosecutor’s Office will once again be
hosting its annual Awareness Luncheon. The luncheon, which is free
and open to the public, is scheduled for WEDNESDAY, October 7, 2015
from 11:30 AM to 1:00 PM at the Mid-America Science Park in

Featured speaker Dottie Davis will be presenting “Domestic Violence 101”

Topic of the discussion will include:
– The basics and statistics of Domestic Violence
– Applicable Indiana Laws
– Counter-intuitive actions of victims
– The “Power and Control Wheel”
– Why victims stay with abusers

Anyone wishing to attend the luncheon is asked to RSPV to the
Prosecutors Office at 812-752-8466 or to by October 5, 2015.
The Scott County Prosecutors Office can be reached at (812) 752-8466.
Information about any pending case can be found at

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View Resource Millennium Seed Bank Project

A number of organizations have developed a concerted interest in establishing seed banks to protect the wide diversity of existing plant life for future generations. The Royal Botanic Gardens is currently working on their own project, whose ultimate goal is to collect 24,000 plant species. So far, they have successfully secured samples from almost all of the native flowering plants in the United...


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Shape government’s business support and win flights to Paris

City Region ChambersGeneral News

Local businesses are being urged to tell Government what they think of its recently-launched Industrial Strategy and other issues that affect them day to day – and win free flights to Paris.

The information businesses send in to the influential Sheffield City Region Quarterly Economic Survey (QES) is fed back to regional policy makers and national government, and helps shape strategies to address issues such as skills gaps, the impact of Brexit and Theresa May’s Industrial Strategy.

The survey, sponsored by The Source, is run by the Sheffield City Region’s Local Enterprise Partnership (LEP) and Chambers of Commerce to create a snapshot of how the regional economy performed over the last three months and to make a forecast for the next quarter.

Sir Nigel Knowles, chairman of Sheffield City Region LEP said: “If we know the challenges, issues and opportunities for businesses then we can work as partners to help businesses to grow and succeed. It’s important that we know what local businesses think as we work together to build a truly competitive centre of business excellence.

“This quarter’s survey includes questions about the UK Government’s proposed Industrial Strategy and the results will be of interest to Government and to the LEP in shaping regional and national business support which will boost the local economy.”

The survey is quick to complete and as an extra incentive, everyone who completes the survey will be entered into a free prize draw to win two free Flybe flights to Paris, courtesy of Doncaster Sheffield Airport.

The QES Q1 results will be released at a free QES Breakfast event on 5 May 2017 with a lively debate about the Industrial Strategy and its impact on local business and the economy.

To influence policy and decision-making, and win free flights to Paris, take the survey by 13 March 2017 at

Follow @SCReconomy on Twitter


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Refill - Easy Flow-M-black Schmidt 635

  • Sale
  • Regular price $5.00
Tax included. Shipping calculated at checkout.

Schmidt® Technology have been producing ballpoint refills for more than half a century. This long experience in development, combined with special production techniques has resulted in remarkable products, which is why many renowned writing instrument manufacturers worldwide assemble their pens with these ballpoint refills.

The SCHMIDT ® S635 D1 ballpoint refill has a high quality stainless tip and tungsten carbide ball.  They are a small ink refill that are suitable for most mini and multi-function pens. It has a medium 1.0mm writing stroke.

  • High quality and reliable for strong, precise and clean lines.
  • A Tungsten Carbide ball and Stainless Steel tip, for strength, longevity and consistency in performance.
  • Genuine Schmidt brand refill made in Germany.


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Small Business and Unemployment Assistance

Dear Friends,

As California makes progress in slowing the spread of the COVID-19 outbreak, our working families and small businesses continue to struggle.

During this difficult time, it is critical that we continue to help our small businesses access resources so that they are able to meet their needs and responsibilities during this economic downturn.  The following assistance resources may help if you own a small business or know someone who owns or manages one:

Federal U.S. Small Business Administration assistance and stimulus programs, such as the Paycheck Protection Program, may also be able to help.  Additional information on available state and federal resources for small businesses is available on the Governor’s Office of Business and Economic Development (GO-Biz) website.

The Pandemic Unemployment Assistance will soon be available to help independent contractors, self-employed individuals and business owners and others who have been impacted by the pandemic.  Benefits can be retroactive to weeks starting on or after February 2, 2020 and will be issued within 24-48 hours.  The Employment Development Department (EDD) will begin accepting online applications for the Pandemic Unemployment Assistance program on Tuesday, April 28, 2020.  For additional information, please visit the EDD website.

I also urge you to visit California’s comprehensive coronavirus (COVID-19) website regularly.  This important website provides information that may be useful to you or your loved ones on how to get testing and treatment, get help for small businesses and employers, apply for unemployment and disability benefits, as well as, review data and news from multiple sources.

Working families and small businesses are an important part of our local communities in the 20th State Senate District.  I will continue fighting to ensure greater resources for communities across the district and California, as well as everyone impacted by this crisis.

As always, please contact my district office at 909-469-1110 for additional assistance.


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SDH employees visited Hostel Sunflower in Sikuati Town, Sabah, where they taught basic English to children and youth in the local hostel.

These children and youth stay in villages with an average of 2-3 hours one-way walking distance to school. An initiative by Starfish Malaysia Foundation – halfway hostels – are necessary to host students from these villages to facilitate their completion of basic education in primary and secondary schools.

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How the Sun Will Come Out Tomorrow

By Kayla Swartzberg (‘21)

Looking on the bright side (Photo: Public Domain).

Power stems from words and from actions. We can’t sit around yearning for better times when we ourselves hold the power to better this time. Perhaps the power to find the vaccine or create the tests is out of reach. Perhaps the power to diagnose or to find the treatment lies elsewhere. Perhaps the ability to reassure others sounds impossible. But that doesn’t make it acceptable to lose the strength. The chutzpah. The inspiration to, yes, get off the couch or roll out of bed.

The sad truth is that we have begun to pray to the news and transform into strangers hiding under the blanket of “bad times.” Hiding in houses, hiding behind screens, hiding behind stories to the point where it seems like there will be no tomorrow. If we are blessed with the mental and physical capacity to change how we are dealing with this, then it is in our best interests to improve our minds and bodies instead of giving into fear. And while in this particular case the only thing to fear isn’t just fear itself, it’s undeniable that people’s fears have, indeed, smoked personal views of the situation and clouded the logic so much that it’s hard to distinguish between fact and feeling.

That is not to downplay the gravity of this pandemic. Not at all. Suffering is occurring, and people are dying. It’s saddening, and these spiky realities hurt those who are aware of them. Ignorance isn’t bliss. Yet a child’s innate lack of knowledge could have correlation with his or her happiness and willingness to be carefree.

Now, I’m not proposing that we should ignore the problems of our times, quite the opposite. Staying informed is staying aware is staying protected. Knowledge trumps all. I’m proposing that we should revert back to our days as children (not that we aren’t still children, just bigger children I suppose) and remember what got us out of our beds and couches in the first place. Maybe we were excited for breakfast. To see our parents. Brothers and sisters. Puppies. Cats and dogs. To see friends. To read a favorite book or watch a good TV show. To color. Paint. Write. Run. To sing (perhaps off-key, perhaps horribly, perhaps all in the name of good fun). To dance. To run, and to play, and to laugh, and to love. To discover. To indulge in our curiosity. Therefore, because we are unable to venture out into the physical world around us, we must create our own world right here at home. Just like children.

Step one: start prioritizing passion over lazy preference. Example: if one has a passion for baking, one should bake instead of taking the easy way out and buying a cake. Another example: if one nurses a passion for painting, one should paint instead of going back to sleep. My brothers used to watch a television show called “Ninjago: Masters of Spinjitzu,” and one line from Sensei Wu really rings true for this, “Never put off until tomorrow what can be done today.” Time is precious, and we have now been given time at home to explore hobbies and interests. And while sleeping through the day and buying cakes have their own time and place (any form of relaxation does), it can’t start coming at the expense of losing one’s own joie de vivre, joy for life. Even hunger for life. Sometimes, you just gotta bake that cake and eat it too.

Step two: start talking. Talk to Mom and Dad. Or just Mom. Or just Dad. Brothers and sisters. Talk to Auntie and Uncle. That crazy cousin. Friends. To the dear grandparents. Speak to anyone willing to listen. Get the words flowing, the emotions spilling faster than apple juice out of a sippy-cup. Act like the one kid in preschool stomping his or her feet and saying, “I’m mad about this.” The more we’re able to truly communicate how we are feeling, the easier it will be for people to understand and relate to us. We’re all in this together (sing loud, sing proud), and the more that realization crystalizes in people, the better emotional state we’ll be in as a nation. And if we are in an improved emotional state, our amygdalas won’t go haywire as soon as we press those all-too-familiar buttons on the remote to watch the news.

On a similar note, it’s imperative to revert back to the times of the Declaration of Independence and place importance on the “pursuit of happiness.” Which leads us to step three: laughter. While laughter doesn’t actually qualify as the “best medicine,” and while calling it the “best medicine” will make me sound like a political nincompoop (due to our medically-focused times) and literary loser (cliché much?), something should be said for how laughter makes people feel good—even if just for a second. Children laugh at almost anything, even themselves. Unfortunately, in these times, nothing is a laughing matter. We’ve got to get creative. Perhaps pull out those old Robin Williams tapes. Watch some Seinfeld or The Office. Board games, Mad Libs, improv, karaoke, SNL, even old childhood videos are funny. Sharing and laughing during a phone call with a best friend. Drawing pictures for Pictionary.

See, all of the steps to create our own inner worlds are related to each other. Passion, communication, happiness… all three are intertwined to help us achieve that feeling of stability and that confidence to say to ourselves—to the sort-of-scared, sort-of-hidden inner children of ourselves, “The sun will come out tomorrow.” Even to sing it.

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Problem 43667. Use a timetable to analyze a train timetable (Part 4)

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Praise for Land's End

A 2020 Writer's Digest Book Award Honorable Mention

"The craft jumps off the page...elegiac with no hint of melancholy. Both philosophical and gritty, [Land's End] is reminiscent of the works of Pat Conroy in its treatment of the complex relationships between fathers and sons." - Writer's Digest

Writer's Digest
Book Awards

"Jerry and Faye Digby are kidnapped after school one day by their estranged father, who is hellbent on honoring the final wishes of his best friend Ken by depositing [his remains] in the sea at Land's End. Told from an adult Jerry's perspective, the story follows the three as they cross the country in an old ice cream truck--along the way, Jerry grapples with his complicated relationship with his father: his insecurities; his memories; homesickness; and ultimately, the will to survive.

     "Conway's prose is fluid and beautiful--at times effortlessly poetic, yet also stark, especially as things begin to unravel for Jerry, Faye, and Dennis. The language is layered and complex...which add to nuance to both plot and character. Conway sets the mood early by giving readers pop culture references that place us neatly in the year 1978, and wastes no time in vividly connecting us to the main characters. And that is what truly elevates this book and makes it singular: the characters are real, sympathetic, and their story matters -- to Jerry, and to the reader.

      "The characters are beautifully written and Jerry's interior monologues are, at times, both heartbreaking and nostalgic. Even the deceased Ken becomes a fully developed character as Jerry's memories bring him into focus, almost like he is an uneasy ghost accompanying them on their journey, watching through the fake eye around Dennis' neck." - Booklife by Publisher's Weekly

"Looking up to our fathers. Looking out for our sisters. Being fearful for the people we find ourselves taking care of. Being terrified of the people who are supposed to take care of us. This book reminded me of the everyday magic of childhood while leaving me wondering how anyone ever survives to adulthood." - Amazon Review

"A real star...[Sean Conway's] work is ambitious and accomplished, filled with wit, wisdom, and compassion...He has an unerring eye for the details of everyday life...[and] ranks within a modest handful." - Jill McCorkle, author of Hieroglyphics and Life After Life


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Katie Ann Rana Dutton

Katie Ann Rana Dutton, 77, of Palmyra, passed away April 27, 2021 at Jefferson Regional Medical Center in Pine Bluff.

She was born October 15, 1943 in Magnolia to the late Bill Henry and Annella Moran Rana.

Katie was a member of Lincoln Avenue Church of Christ and was a homemaker.

Also preceding her in death were her husband of 55 years, Eulan Larry Dutton; two sons, Timothy Logue Dutton and Kelly Shannon Dutton; and two brothers, Benjy Rana and Rick Rana.

Survivors include a son, Kip (Tammy) Dutton; daughter, Mandy Dutton (Keith) Browning, all of Palmyra; two grandsons, Jared (Whitney) Dutton and Derrick Dutton; two granddaughters, Megan (Josh) McGriff and Adrian (Nathan) Moore; 8 great-grandchildren; and numerous nieces, nephews and cousins.

Funeral services will be held Friday, April 30, at 2:30 p.m. at Griffin Funeral Service Chapel with Bro. Landon Dutton officiating. Visitation is Friday from 1 p.m. until 2:30 p.m. at the funeral home. Burial will be at Palmyra Cemetery.

Pallbearers are Jared Dutton, Derrick Dutton, Josh McGriff, Ryan Rana, Todd Dutton and Mark Dutton.

In lieu of flowers, memorials may be made to: Palmyra Cemetery, PO Box 312, Star City, AR 71667.

The family would like to send a special thanks to the staff at Gardner Nursing Home, Arkansas Hospice and JRMC.

Arrangements by Griffin Funeral Service in Star City.


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So, this is what they mean when they warn you “to be careful what you wish for because it just might come true”! For those of you who haven’t heard yet, 2009 has been the transition year in the ownership of Sea to Sky Expeditions from Len Webster to myself. And what a roller-coaster ride it’s been.

Now I know that many people would say that the 10+ years I’ve spent guiding for Sea to Sky could be considered living the dream but somehow the dream kept evolving, and the challenge of running a business, that was also a lifestyle, has been such a strong pull for me these past few years. With the support of close friends and family, a healthy dose of patience and guidance from Len, and a certain young woman’s love the dream finally became a reality.

Of course things couldn’t have been much more real than trying to find your way through the economic mine-field that was 2009! Trying to work with governments, banks, lawyers; as well as learning the accounting, marketing, photo-shop and don’t forget making sure all of the trip logistics were in place was an amazing challenge.

Luckily I was able to learn a few things along the way. One was that although worrying about all of the aspects of the operation can be a hair-loss inducing stressful situation (see above – can’t remember if this pilot exuded confidence or not!); the opposite is true as well. I tried to explain to some folks this summer how having ever synapse firing and occasionally feeling like you are one step ahead of the game is a very satisfying trade-off. The other thing I confirmed, more than learned, was how important being out in the wilderness is for me. Kelly told me this summer that I looked more stressed the closer I got back to a phone/computer at the end of a trip and that I was always so happy to finally be on the trail or water.

All of the tourism industry doom and gloom aside, summer 2009 was another amazing summer in the wilds of BC and the Yukon. As I sat on the beach at the end of the day, back leaning up against a supportive driftwood log I often felt as though I was living in a Roy Vickers print (

Of course it is much more than just the scenery that makes each trip memorable, it is all of the great people we get to meet along the way. As I scanned along and recognized many of the names on this alumni mailing list I realized what a great community we have formed through our shared experiences on our wilderness adventures.

So, I encourage you all to visit this Sea to Sky Alumni blog or our website whenever you want to relive some old memories or are looking forward to creating some new ones.

Next up, a group of us are off to the Banff Mountain Film Festival, another great outdoor community, full of inspiring books and films from around the world.

Best Wishes,
Mark and the rest of the Sea to Sky Team

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Monday is the Last Night for Shophouse...At Least For Now

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In addition to being the last night for Capitol Hill cocktail bar Licorous, Monday will also mark the last Shophouse dinner in the space. Wiley Frank, the sous chef at sibling restaurant Lark has been running the Thai pop-up dinners since last fall, along with his wife Poncharee Kounpungchart, aka PK.

Frank has confirmed that Shophouse is on for Monday, then he and PK are "stepping back for a couple seconds to weigh our options, whether it be spontaneity or something more permanent." Meanwhile, the couple will continue the Wednesday night appearances at the Columbia City Farmers Market, where they serve up market-driven Thai fare.

· All Previous Shophouse Coverage on Eater Seattle [-ESEA-]
Frank and PK [Photo: Shophouse/Facebook]

928 12th Ave., Seattle, WA

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Welcome To Meat On a Stick Power Hour

The Five Days of Meat is about to get even meatier. Brace for Meat on a Stick Power Hour. Starting right now, we're squeezing as many corn dogs, kebabs, and skewered proteins as we can fit into the next 60 minutes. Good thing it's lunchtime.

Sign up for the newsletter Sign up for the Eater Seattle newsletter

The freshest news from the local food world


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Sometimes it seems like there is no end to what needs to be insured for your business. General liability, workers' compensation, health insurance, product liability…. Most business owners are well aware of general insurance coverages.

Below are additional specialty policies that address unique industries, concerns and eventualities.

While each coverage may not apply to every business, many are applicable to a host of small businesses.

A bailee is an individual or business that takes temporary possession of a customer's property, such as a dry cleaner or valet.

From the moment you issue a receipt acknowledging that you have taken custody of the customer's property until that property is returned, bailee insurance covers all losses and damages to the property.

Business Interruption

Business interruption insurance covers loss of income when you are required to close your business as a result of a disaster or malfunction. According to an Allianz Global Claims Review for 2010 to 2014, the average value of a BI claim was $2 million.

Allianz Top 10 Causes of Business Interruption:

  • Fire and explosion
  • Storm
  • Machinery breakdown
  • Faulty design/material/manufacturing
  • Strike/riot/vandalism
  • Cast loss (entertainment)
  • Flood
  • Collapse
  • Human error/operating error
  • Power interruption

While property insurance may cover the cost of damages to your building, it will not cover the sudden halt of your income stream. BI provides coverage until your business is operational again.

Data Breach

For companies that collect and store client information, Data Breach Insurance offers protection for when your computer network is hacked and customer information stolen.

Loss of Personal Identifiable Information is a serious concern. In 2014, over one billion records were stolen through data breaches, with an average cost per breach of $3.79 million, according to the 2015 Cost of Data Breach Study: Global Analysis.

Most DB policies cover expenses from informing customers of the breach and public relations to identity protection solutions and legal expenses.

Directors and Officers

Directors and Officers (D&O) insurance covers your corporation against claims made due to the wrongful actions of your directors and officers. In a recent survey conducted by Chubb Group of Insurance Companies, one in eight businesses had experienced a D&O lawsuit within the past five years, costing an average of $225,682 to litigate and settle.

D&O is usually purchased in packages with varying levels of coverage to pay defense costs, settlement fees and judgments for when the corporation cannot indemnify its directors or officers. Coverage can be extended to cover the company itself.

Fidelity Bond

Fidelity bonds protect your company from employee misconduct and cover anything from theft and property damage to embezzlement of pension funds.

You can purchase blanket coverage, which protects against all employees, or scheduled coverage, which protects against only certain individuals.

The Employment Retirement Income Security Act (ERISA) requires that companies offering pension plans purchase an ERISA fidelity bond equal to 10% of the total pension plan assets to protect against illegal mishandling of accounts.

Inland Marine

Inland Marine policies cover goods in transit over land, whether by truck, train or airplane, and extends to goods stored at docks or warehouses.

There are two types of IMI: Peril and All-Risk. Peril policies allow you to specify individual risks to the assets you want covered. All-Risk policies insure against damage and loss regardless of the cause.

While shipping companies offer insurance on the assets they move, these companies have limits. FedEx and UPS set specific limitations on the maximum value that can be insured on any package. For businesses shipping high-end items, such as artwork, jewels or precious stones, these values may not provide enough coverage.

Key Employee

According to the National Association of Insurance Commissioners, 71% of firms surveyed said their success was very dependent upon the production of one or two key employees. Key Employee insurance protects against the death or sudden disability of those employees.

A Key Employee is an individual whose loss would cause severe negative financial consequences to your business.

Key Employee policies vary depending upon the industry and the expected loss of income that would follow in the wake of the employee's demise.

Patent Infringement

Patent Infringement insurance protects your business from claims that you have—knowingly or not—violated a patent-holder's rights. The policy covers the legal costs associated with this accusation.

Many entrepreneurs make the mistake of not properly protecting their company from patent infringement lawsuits. It is worth considering that 629,647 patents were applied for in 2015 alone. Even if you are not aware that your company's “new” product is already under patent by someone else, you can still be sued for infringement.

The American Intellectual Property Association found that the average patent lawsuit (with $1 million to $25 million at risk) will cost $2.8 million through final disposition. Few businesses can shoulder these legal fees.

Trade Credit

Trade Credit insurance protects businesses that deliver goods or services on credit from financial losses which a client does not or cannot pay. For instance, if a client goes bankrupt and cannot pay the debt owed, TCI covers the loss of income.

TCI extends to losses due to political upheaval and war. Policies can even be structured to insure single high-risk transactions, or transactions with certain individual risky customers.

TCI is most common in facilitating international trade by allowing businesses to import and export goods and services on credit (accounts receivable). This is essential in a globalized economy. In 2013, the credit insurance company Euler Hermes provided coverage for global business transactions worth $789 billion.

That's a lot of business.

About the Author(s)

 Drake  Forester

Drake Forester writes extensively about small business issues and specializes in translating complex legalese into language everyone can understand. His writing has been featured on Fox Small Business,, and many other websites and blogs.

Legal Strategy Officer, Northwest Registered Agent
Got You Covered: Specialty Insurances for Your Business