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Terms and conditions of use for the investor

A Spanish company with a registered office in Madrid, Calle Augusto Figueroa 17, 3º A, with CIF B86999984, inscribed in the Mercantile Register of Madrid.

Its corporate purpose is the development and management of a web platform for participatory financing, aimed at facilitating the financing of companies or projects in the creation or growth phase (Promoters), bringing these Promoters in contact with a plurality of individuals or legal entities that offer financing.

He is the owner of the web platform called www.lignumcap.com (hereinafter, web platform/ web page)

For the purpose of this platform, the term entrepreneur refers to all natural or legal persons that are registered as entrepreneurs in our web platform and who are interested in promoting one or several business projects, becoming, through this process, promoters.

Promoter is considered, for the purposes of this platform, any entrepreneur (whether natural or legal person) who is registered as such and has created a campaign to promote a business project through our platform, in accordance with the provisions of the Law 05/2015 on Promotion of business financing.

Project Promoted.

The business project that is promoted through the web platform under the title of Funding Campaigns. Promoted projects will be proposed by the entrepreneurs and must be approved by the team of Lignum Capital.

Funding Campaign.

The financing campaign is the way to promote a project through the web platform. It includes all the relevant information that the promoters have contributed on the promoted project, the time frame to obtain the financing and is part of the functionality of the entrepreneurs.

It is defined as the assumption, by an investor, of the shares of a promoter company within the framework of a capital increase, by means of the corresponding monetary contribution.

For the purposes of this platform, investors are considered to be any natural or legal person who is registered as an investor in our web platform and who is interested in investing in one or more promoted projects. There are two types of investors, accredited and non-accredited.

2.1. General.

The purpose of this document is to describe the terms and conditions of use that the investor must observe and comply with as a user of the web platform, especially regarding the formalisation of investments in projects promoted through the platform.

LIGNUM CAPITAL is a participatory financing web platform through which promoting societies can advertise projects that have previously been accepted by our team. In this platform, all relevant information about such projects will be exposed in order to seek funding through the issuance of shareholdings. On the other hand, investors can access the available information, learn about the entrepreneurs, and invest in an informed manner with the due guarantees of neutrality, diligence and transparency and in the best interest of their clients by part of Lignum Capital.

The activity of Lignum Capital is exclusively limited to the establishment and management of the aforementioned web platform, which allows free interaction between the various agents (investors and promoting societies) and the advising and coordination of investment operations, without, in no case, can be considered such activity consulting activities of advisors or financial intermediaries. Likewise, under no circumstances, it may be deducted from our activity that Lignum Capital promotes or recommends projects in a specific way or that it acts for the benefit of interests other than those of its clients.

The present Terms and Conditions document for the investor is constituted as a set of rules of conduct applicable to the persons registered as investors through the web platform, which must be read and accepted by the interested party at the time of registration.

Acceptance of the attachment to this document implies acceptance of its entire contents, without opposition of reservations by the interested party that registers which from that moment will be considered as investor and client by the platform.

For the purposes of the registered investor, the platform understands that the investor is aware of the risks associated with this type of investment and that he / she has read the required risk warning and other legal warnings.

If the user does not agree with the present document or would like to raise reservations about a point, he should refrain from accepting it and desist from the registration process.

The investor declares that it knows and understands that Lignum Capital, as a participatory financing platform, does not have the status of Investment Services Company of Credit Entity, and therefore is not affiliated to any Investment Guarantee Fund or Guarantee Fund of Deposits, with the risk that entails. Lignum Capital reserves the right at any time, to interrupt, modify or update, temporarily or permanently, the content and services of the web platform, the content of this document and / or the conditions to benefit from the services of Lignum Capital, without this action generating responsibility for our company. In any case, the user assumes the total responsibility to trust the information and security of the web platform and is obliged to act in good faith and due diligence in the use of its services.

3.1. Description.

Lignum Capital offers access to its website free of charge. However, it will be necessary, to enjoy the services as client and user of the page, to register with its corresponding name and password as an investor.

Investors who meet the established requirements will be able to evaluate the projects presented and invest in those that best fit their particular interests in a legal framework of trust, with clear limitations that seek to protect the investor.

Lignum Capital reminds you that the activities reserved for Investment Services Companies and other Credit Institutions are not included in your services catalog and, in particular, you will not be able to:

  1. To provide services for the reception, transmission or execution of orders or orders of clients referred to in letters a) and b) of article 63.1 of Law 24/1988, of July 28, on the Securities Market, or custody of the same.

  2. Receive funds on behalf of investors or promoters, unless they have the purpose of payment and the platform has the required authorization of a hybrid payment entity, in accordance with the provisions of Law 16/2009 of November 13, of payment services, and its regulations of development.

  3. Receive assets from the promoters in their own name, either for their own account or on behalf of the investors, in guarantee of compliance with the obligations of said promoters vis-à-vis investors.

  4. To grant discretionary and individualized management of investments in participatory financing projects.

  5. Make personalized recommendations to investors on participatory financing projects.

  6. To grant credits or loans to investors or promoters, except as provided in article 63 of this Law.

  7. Assure promoters fundraising.

  8. Provide automatic investment mechanisms that allow unverified investors to automate their investment decision, whether or not based on criteria set by the investor. The automatic investing mechanisms will not have the utilities that allow the investor to pre-select from the published projects all those in which to invest in order to subsequently agree and formalize their participation in them through a single action.

3.2. Catalogue of Services.

Lignum Capital offers the following services through its web platform:

  1. Visibility and unrestricted access to the documents and information provided concerning the projects promoted.

  2. Access to Lignum Chat, an interactive tool that will allow you to ask questions directly to the entrepreneurs about the projects promoted and to know the answers that facilitate to questions of other investors.

  3. Reception and updating, via electronic chore, of the information available on the website.

  4. Invest in the promoted projects.

  5. Monitor the investment made and monitor the evolution of the projects promoted.

3.3. Use of Services

The use of the services that Lignum Capital offers by investors through the web platform will be regulated by the present document, to which the registered investors will be subject.

The services include access to the relevant information of the different projects, the possibility to contact directly with the different promoters, the possibility to consult and resolve their doubts with our team, and the possibility of investing in the different projects, becoming, from this form, in partner investor.

In this regard, and in return for the benefit of the aforementioned services that it enjoys as an investor, it must observe and comply with the following obligations:

  1. The user agrees to make a correct use of the website, not to engage in illegal activities, not to make an anti-bona fide use of the available content, and not to use their privileges as a user in a contrary way to the provisions of the Legal Notice and current legislation.

  2. The correct use of our services is understood to be one that fulfills the purpose of the same, that is, to facilitate the contact between investors and companies in order to satisfy their financing needs. Otherwise, when the use is not complied with in accordance with the established policy and conditions, the user will be responsible for any damages that he may cause to third parties, other users or to Lignum Capital as a result of this breach.

  3. The user undertakes not to copy, reproduce, transform and / or distribute, totally or partially, the content of the web page for advertising or commercial purposes and not to grant its exclusive access to third parties that do it on its behalf. You agree not to publish, distribute or disclose any information beyond what is naturally necessary and authorized to enjoy our services or that is required by Lignum Capital through the website. You agree not to send, deposit or download any files, other than those duly authorized through our website.

  4. The user assumes the total responsibility of trusting or not in the information and security of the web page and is obliged to act in good faith and with the due diligence in the use of its services.

  5. The user is obliged to indemnify Lignum Capital for the damages caused, for the claims presented and for the claims filed against our company, assuming the costs arising from the litigation, when the cause of the litigation is attributable to the non-compliance by the user of its legal obligations or the conditions of use of the website.

Likewise, the investor accepts that Lignum Capital:

  1. No one is responsible for guaranteeing the accuracy, reliability, correctness, authenticity, timeliness, truthfulness and suitability of the information contained in the web page, beyond the limit of activity that is allowed to us and of the requirements and conditions that must comply the investors and the companies that make use of our services.

    Article 71. Responsibility for the participatory financing platform regarding project information. 1. Participatory financing platforms shall ensure that the information published on the platform is complete in accordance with the provisions of this chapter
  2. Participatory funding platforms shall publish all other relevant information in their possession of the project(s). 2. It is not responsible for the information that is outside the website and that is accessible through links or links located in the same. In no way should the links or links be interpreted as an express or implied investment recommendation or as an invitation to follow and visualize the content of said link.

  3. No one is responsible for the expenses derived from the abnormal operation of our services due to causes attributable to interference, interruptions, telephone breakdowns, system delays or disconnections that are not attributable to the control of Lignum Capital or that do not derive from the lack of due diligence of our company as well as those expenses derived from the malfunction of the equipment of the user or his navigator.

Lignum Capital uses the best technologies in systems protection and antivirus. However, it can not guarantee and is not responsible for any damages that may be suffered by the user's equipment or third party access to the system of his equipment as a result of the harmful content or programs derived from the use of our website (virus, etc. ..).

For any other risk derived from the investment, the user must go to the "Risk Warning" tab.

We remind you that in case of legal dispute with Lignum Capital, users accept and undertake to submit to the Spanish laws and courts.

4.1. Registration Process.

The requirements to register as a user are as follows:

  • Being of age (+18 years)

  • Being in possession of ordinary civil capacity

  • Not be legally incapacitated.

The registration process begins with the creation of a personal account as an entrepreneur on our website, by clicking on the Registration tab of our main page.

Then, the different fields must be completed. Once completed, the registration will be completed. The user will receive an email in the email account that has provided, confirming the registration, mail and password.

The following information must be completed:

  1. Name and Surname or Company Name

  3. Home/Head Office

  4. Civil status and matrimonial economic regime (when the entrepreneur is a natural person)

  5. Contact email address (confirmation of registration will be sent to this address)

  6. Password

  7. Type of user to be chosen, which will define the functionality of user within the web:

    "Investor", "Investor and Entrepreneur" or "Entrepreneur" should be chosen. In the category of Investor, the choice between Accredited or Non-Accredited Investor must be chosen.

Regarding the data of legal persons, representatives, administrators or those who hold the power of representation of the company (which must be a natural person) must provide the following information:

  1. Full Name and Surnames

  2. NIF/NIE

  3. Home/Head Office

  4. Contact email address

The administrator of the Investor Company will be considered as an Investment Manager.

In any case, Lignum Capital recalls that both the Investor and the Investment Manager (in the case of legal entities) hereby undertake to ensure that the information and data provided by them are current, accurate, authentic and truthful and delivered in good faith, being only responsible for third parties and against Lignum Capital of falsehoods, inaccuracies or fraud in the information provided.

Registration will be sufficient to carry out the investment process. Logging in as a user will allow you to access project information, use Lignum Chat and navigate the platform, as well as invest in the projects you consider attractive.

However, Lignum Capital reminds you that once registered, you will only be able to access the investment process as a non-accredited investor, with the consequent limitations that this entails. In order to enjoy the status of the accredited Investor, it must comply with the provisions of section 4.1.3. Regime of the Investor Status.

To clarify any doubt regarding the registration process, please access the following link: Tutorial.

4.2. Access data.

The User Access Data corresponds to the registration email address and password you provided. The purpose of this data is to safeguard the security of the system and establish a form of verification of the use of the platform by the user, who is obliged, by virtue of the activity that realizes once logged in with his Access Data.

Access data.

a. You are identified as a user of LIGNUM CAPITAL in a very personal way, being the investor responsible for the activity carried out within the platform.

b. They allow you to effectively access your personal profile within the web platform, and enjoy the services of Lignum Capital as an investor and logged in user.

c. The investor agrees to carry out: (I) a responsible use of its data and, in particular, its access password. (II) to keep it secret and not to divulge it irresponsibly. (III) not allow third parties access to the platform with their access data, if they were not duly authorized by the account holder. (IV) not register on behalf of a third party without being duly authorized by it or be its legal representative.

d. In case of loss, subtraction, or any other circumstance that may allow a reasonable doubt about the security of your Personal Access Data, the investor shall be obliged to notify said incidence to Lignum Capital, being the user responsible for the consequences that are derived from non-communication in time and from.

You must report the loss, subtraction or fear for the security of your Access Data through the link "Loss or Subtraction of your Access Data", indicating your user email, your original password and a new email address.

Then the account will be blocked and the user will receive an email from help@lignumcap.com, subject "Access Data", in which a link will be sent to establish a new user email and a new password.

In any case, Lignum Capital reserves the right to cancel without prior notice the access to the website of those users who make an improper use of it and to adopt, at any time, all the security measures that it considers necessary to guarantee the good use and the confidentiality of the data deposited in the web page and the security of the system.

The Investor hereby declares that he understands and accepts the risks associated with the use of his Access Data and declares himself responsible for the improper use thereof.

4.3. Type of Investor.

Investors may be Accredited or Non-Accredited.

  1. They will have the status of an accredited investor:

    1. The natural and legal persons referred to in letters a), b) and d) of article 78 bis.3 of Law 24/1988, of July 28, on the Stock Market.

    2. Entrepreneurs, small and medium-sized enterprises and legal entities that individually meet at least two of the following conditions:

      1. That the total of the asset items is equal to or greater than 1 million Euros

      2. That the amount of its annual turnover is equal to or greater than 2 million Euros

      3. That its own resources equal or exceed 300,000 Euros.

    3. Small and medium-sized enterprises and legal entities whose annual turnover is equal to or greater than 2 million Euros.

    4. Individuals who meet the following conditions:

      1. To credit an annual income of more than 50,000 Euros or financial capital of more than 100,000 Euros, and

      2. Request, prior to being considered as accredited investors, and expressly waive their treatment as an uncredited client.

    5. In addition to the aforementioned persons, the natural or legal persons accrediting the contracting of the financial advisory service on the financing instruments of the platform by an authorized investment services company shall also be considered as accredited investors.

  2. Will be considered an uncredited investor:

    1. Any investor that does not comply with the provisions in the previous sections.

    2. Accredited investors who do not provide financing to a participatory financing platform project within a 12-month period, although they may recover their original condition when they comply with the requirements established in said letters. Likewise, they will lose the consideration of creditors when they request it in writing.

4.4. Regime of the Registration and Investment process.

The Investor hereby acknowledges, through the registration as a user, the following points:

  1. Who is a natural person, of legal age, with full capacity to act and acting in his own name.

  2. That it is a duly constituted legal person, duly represented by who holds the position of administrator of the company or legal representation thereof.

  3. That the investor does not make investments behalf of third parties when it does not have the status of investment services company or credit institution.

  4. That the investor authorizes Lignum Capital to publish the data related to its user name and to have the other data provided by the investor to carry out the investment process, thus allowing them to be made public, within the framework of the capital increase operation.

  5. That the investor expressly accepts and authorizes Lignum Capital to make communications and notifications of a commercial or informative nature, via electronic mail, to the address indicated by the investor.

  6. That the investor agrees to facilitate and deliver at any time to Lignum Capital, the information that is required by it, in order to prevent the crime of money laundering.

  7. That Lignum Capital reserves the right to deny registration or to withdraw a registered user, when he or she misuses the web platform or refuses to deliver the documentation that is required.

5.1. Description.

Once you have registered as an investor and have the access data, you can start with the investment process in those projects that the investor considers interesting.

The information provided at the time of registration, which is set forth in section 4, is essential to organize the investment process since investments can only be made on behalf of the investor and never on behalf of a third party, the investor being personally, the sole responsible for the investment decisions that are carried out under its user account, answering this of the veracity and accuracy of said information, being obliged to contribute that other information that is required to him.

The absence of such information or the non-contribution of the additional information required will cause the end of the investment process.

Companies seeking financing through the Lignum Capital platform offer shares or other equity securities, which will be acquired by the investors in the context of a capital increase, which will be formalized before a notary after the deadline expires fixed on the website for the acquisition of the capital offered. A period of one month is established from the exhaustion of the previous term for the realization of the capital increase. In case of error or notarial judgment in the enlargement process, an additional period of one month will be opened for the correction of the same.

All actions carried out through the web platform will be prior to the legal formalization of the Investment, which will be perfected through the execution of the capital increase in the promoted company.

In any case, throughout the investment process, Lignum Capital will send to the investor successive communications about the situation and the procedures to be followed for the formalization of the investment, notwithstanding that the promoter company and the investors agree a different procedure to formalize the investment.

The investment system through our platform works as follows:

  1. The investor decides to invest the money once he has found the project that best fits his interests and situation. The process is started through the "Invest in this project" tab.

  2. The investor must prove that he / she knows and understands the risks associated with this type of investments and ratifies in the website the investment risk notice that is displayed on the screen. In case of not validating the risk warning, you will not be able to continue with the investment process and the process will end. In this way, Lignum Capital guarantees that the investor receives and accepts a specific communication in which it is warned, in a clear and understandable way, of the following circumstances:

    1. The participatory financing project is not subject to authorization or supervision by the National Securities Market Commission nor by the Bank of Spain and the information provided by the promoter has not been reviewed by these Institutions.

    2. In the case of issuance of securities, this is not subject to authorization or supervision by the National Securities Market Commission and the information provided by the issuer has not been reviewed by the National Securities Market Commission nor constitutes prospectus information approved by the National Securities Market Commission.

    3. The existence of risk of total or partial loss of the invested capital, risk of not obtaining the expected monetary return and liquidity risk to recover its investment.

    4. The invested capital is not guaranteed by the Investment Guarantee Fund or by the Deposit Guarantee Fund.

    5. Any others determined by the National Securities Market Commission.

  3. Once you have validated the risks that you voluntarily consent to assume, the investor must enter the amount that you want to invest in the project, which will be subject to the following restrictions:

    1. The non-accredited investor can not invest more than 3,000 Euros for each project, and their accumulated investment in different projects can not exceed 10,000 Euros in a period of 12 months. To this end, the Lignum Capital automated system keeps automated accounting of the accumulated amount of investment of each user and does not allow these amounts to be exceeded.

    2. The accredited investor who has satisfactorily fulfilled the requirements of section 4 and enjoys this status, will not have personal restrictions on his investment. However, those who do not provide funding for a participatory financing platform project within 12 months will lose their status as credited, although they may recover it when they meet the requirements set forth in paragraph 4. Likewise, they may lose the consideration of creditors when they so request in writing.

    3. It is not possible to invest beyond the target amount that would have been defined in the campaign, except that a maximum of overfunding is established, in which case the amount that will result will be the allowed limit of the campaign.

  4. Once the amount that you wish to invest and validated the risk warning has been set by the investor, the investor must assume a purchase option on the capital that he wishes.

    The purchase option will be governed by the following conditions:

    1. Provides the right to invest in the capital increase and acquire the share capital of the company corresponding to the amount invested, becoming a partner thereof, and receiving in return the shares or other corresponding equity securities.

  5. The amount that the investor would have established to invest will be reserved to your name and you will be able to observe how the investment bar of the campaign is completed in the web page.

    The investor must wait until the financing campaign has been closed on the website, which may end in any of the following circumstances:

    1. That the project has reached its objective level of investment, that is, that at least NINETY PERCENT (90%) of the funding required for said project has been achieved within the established period.

    2. That the period established in the web elapse to obtain the Investment Objective with respect to a certain project without having been reached that Investment Objective.

  6. Once closed the campaign:

    1. Lignum Capital will send an informative mail to all the investors committed to the campaign who would have acquired the purchase option. The e-mail will inform them of the success of the campaign and the closing of the financing round. They will be attached the relevant information regarding the promoter company in which they will invest, which will be composed of the bylaws, the partners pact, valuation of the company and the minutes of the general meeting approving the enlargement. It will also indicate in the mail the deadline to go to the capital increase of the company in which you want to invest, which will be 15 calendar days from the receipt of the aforementioned mail.

    2. If you do not go to the enlargement or go partially, you will lose the proportional part of the guarantee and must communicate it via mail within 15 days, expressly stating your willingness to NOT invest.

    3. In the event that the deadline for financing the campaign has been exhausted without being able to finance the target amount, the failure of the campaign and the return of the guarantees will be communicated via email.

  7. Once all the contributions have been made by the investors and the period of two weeks has expired, the promoters will request the bank on the following business day (excluding Saturday, Sunday and holidays) and the certificate of contribution, which will be the proof of the contribution of the committed capital by the investors.

  8. On the due date, which will be communicated in advance to the investors, the public increase of the capital increase will be effected, before a notary, thus completing the investment process and converting the investor into a partner of the company.

    Legally, the investment made by the investors in the promoted company is channeled through a capital increase for monetary contributions that are divided into the nominal part and the corresponding premium.

    The increase represents an increase in the company's share capital, thus creating the newly promoted company which are the object of the investment and which will be assumed by the investors, who will receive, along with those, the rights corresponding to their new membership status.

5.2. How to structure the capital increase and the formalization of the investment.

Once the investors' will has been ratified, by means of the timely entry of their contributions to the capital, having made available to the promoter the funds that will receive the remuneration of the invested capital, the promoted society will adopt through an agreement at the General Meeting (i) the capital increase and (ii) the amendment of the Bylaws that, according to the agreement of partners and the conditions established in the campaign, is mandatory.

On the date established for the public disclosure of the different agreements, including the capital increase and the statutory amendment, the notary elected to this effect will appear the administrators or, if applicable, the representatives of the administrative body of the promoted company, thus formalizing before the Notary, the resolutions adopted at the meeting. The participation of the investors in this act will not be necessary, as the appropriate Orders of Assumption of the shareholdings have been made and the corresponding amounts have been disbursed, with the consequent certificate of contributions available, which would have been sent to the investors before the extension.

Once the process of elevation to the public has been concluded and once the public deeds have been made available, attesting to the operation carried out, they will be presented to the Mercantile Registry corresponding to the registered office of the promoted company, for registration.

Finally, the new investors will be registered in the Book of Members of the entity, which is responsible for the administrators or, where appropriate, the representatives of the administrative body.

5.3. Certification of investment.

Once completed the process of the extension, the promoted company must send to investors and Lignum Capital a simple copy of the following documents:

  1. A copy or certificate of the deeds containing the capital increase and the other agreements signed.

  2. A copy of the new Bylaws.

  3. A copy of the partnership agreement signed by all investors.

The investor recognizes that as a consequence of its investment and therefore of becoming a partner of the promoted company, it is subject to the provisions contained in all the documentation referred to above, assuming the rights and obligations that correspond to it as a partner.

Projects eligible for investment, available on the Lignum Capital website, must contain at least a concise description, in non-technical language, which provides the information necessary to enable a reasonable investor to have a well-founded judgment on the financing decision.

In addition to a concise description of the project, the financing campaigns appearing on the website will contain the following information:

  1. Title of the campaign.

  2. Description of the company, its corporate bodies and the plan of activities, through a PPT presentation, an explanatory video and an executive summary.

  3. Identity and curriculum vitae of the administrators and directors.

  4. Form of social organization.

  5. Number of employees.

  6. Description of the financial situation.

  7. Structure of social capital and indebtedness.

  8. The Bylaws, in case of their existence.

  9. The partnership agreement with which they will go to the enlargement, if there was one.

  10. Objective amount to be financed and percentage of participation offered in the company and maximum limit of over financing if any.

  11. Valuation of the promoted company (post Money).

  12. Logo and trademark, in case of its existence.

  13. Duration in days of the campaign.

With regard to the nature of the securities issued, the financing campaign shall specify the following:

  1. Description of the type and class of the securities offered and, if any, the identification code of the value.

  2. A brief description of the essential characteristics and risks associated with investing in the securities in question.

  3. Indication of whether the securities are represented in the form of securities or book entries. In the first case, the name of the custody entity will be indicated. In the latter case, the name and address of the entity responsible for keeping the corresponding annotations shall be indicated. In both cases, the rates applicable to these services will be indicated.

  4. Description of the rights related to the values and their form of exercise, including any limitation of those rights. It will include information on the amortization and remuneration of the securities or their calculation method when it is not possible to publish it previously, repurchase agreements and limitations on the sale.

  5. In its case, the guarantees provided.

With respect to the nature of the corporate by-laws of the promoted companies, they must regulate the following rights of the partners:

  1. They will recognize the right to attend the Meeting by telematic means, in the terms set forth in article 182 of the consolidated text of the Capital Companies Act.

  2. Recognize the right of representation at the General Meeting by any person.

  3. They shall establish that shareholders agreements that have as their object the exercise of voting rights at General Meetings or that have a bearing on the transferability of shares, social shares or other representative securities shall be immediately communicated to the shareholders' Company and by the other partners.

  4. Statutory clauses that violate the provisions of article 80 of the Law for the Promotion of Financing will be null and void.

All the information contained in the web page relating to the projects promoted has been provided in any case by the promoting societies. The sponsoring societies are committed to ensuring that the information they provide about the projects is clear, timely, sufficient, objective and not misleading. In any case, the promoters will be responsible to investors for the information they provide to this participatory funding platform for publication.

For its part, Lignum Capital undertakes to transfer and contribute through the web or via email all the information related to the projects that it receives from the promoting societies.

The information will be communicated in a general way via email or through a publication accessible to registered investors in the campaign itself. The information that is sent through the comment box to one or several investors in response to the same questions will be accessible to other potential investors through their publication in an easily visible place of the campaign.

Lignum Capital also undertakes to keep updated on its website daily the status of participation in the project as well as the percentage of funding that has been assumed by investors who are considered accredited and by the platform itself. Once the deadline established for the investment has expired, Lignum Capital will inform about it in the space of the web page reserved for the corresponding project.

In any case, the information received and published on a project will be available to investors on a continuous basis on the website for a period of not less than twelve months from the closing of fund raising. In addition, Lignum Capital undertakes to make available to investors on request the information provided in this item, which will be stored in a durable medium for a period of not less than five years from the closing of fund raising.

  1. Lignum Capital reserves the right to promote the unilateral resolution of these Terms and Conditions and resolve the relationship with the investor in the following cases:

    1. Failure to comply with the terms and conditions established by the investor.

    2. On a well-founded suspicion or knowledge and evidence that the investor has been involved in any illegal or criminal activity and suspects or knows that the proceeds of the amounts contributed as an investment were originated from criminal activities or were carried out in the context of a money laundering and in order to launder the amounts invested.

    In any of the above cases, Lignum Capital will reimburse the guarantees that the investors have contributed, losing them their rights to participate in the capital of the promoter company.

  2. The investor may waive all or part of its right to participate in the capital of the promoter company at any time, assuming the consequent loss of the guarantee provided.

  3. The investor may at any time waive its status as a user of the web platform by completing the withdrawal form. Your account will be closed, the termination of your Access Data and no further notifications will be made via email.

    In the event that the investor is a low investor, pending the formalization of an investment that he has made, he will lose his right to participate in the capital of the promoter company and Lignum Capital will proceed to the reimbursement of the guarantee provided.

This "Terms and Conditions" document will be governed by and construed in accordance with Spanish law.

Any doubt, question or divergence that may arise in the interpretation and fulfillment of the provisions of this private document shall be submitted to arbitration in accordance with the corresponding legislation.

Likewise, for such matters, the parties, with waiver of any other jurisdiction that may correspond, are expressly submitted to the Courts and Tribunals of Madrid.


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Quarrels and Fights

There’s much that can divide us today, and there’s no shortage of ways to express our views. The Internet provides instant access to varying ideologies and opportunities for sharing them, which often results in quarreling, at times unfortunately under the guise of Christianity. Quarreling isn’t anything new, and taking a stand for righteousness is, well, right. But as those who have been washed with the blood of Christ, we must not take our cues from the culture as we engage today’s issues. As has been said time and again, there’s nothing new under the sun. I imagine James, the brother of Jesus, would have much to say to us today on this issue if he were living among us. Thankfully, we have God’s Word to direct us and James’ letter for insight.

James, writing to the twelve tribes in the Dispersion (likely Jewish Christians), understood how ideologies, practices, and the like could divide a church and a people. Throughout the book, James corrects wrong thinking or practices, urging Christians to be doers of the Word, not only hearers (1:19). He challenges them on their sin of partiality—they showed preferential treatment toward the rich (2:1–13). He challenges the rich businessmen and the culture of indulgence that held no regard for the poor or those who labored for them (5:1–6). And smack in the middle of it all, James warns them (and all of us) against dissension and quarreling (chaps. 3–4).

We don’t have space to look at the entire book of James, but I believe zeroing in on James 4:4 is the key to finding instruction and wisdom for our quarreling on the Internet and beyond. James asks, “Do you not know that friendship with the world is enmity with God?” This question comes after a clear rebuke that the Christians were fighting because of their passions and desires (4:2–3). Interestingly, he doesn’t necessarily rebuke them for having desires but instead challenges them, saying that they wrongly fight with one another rather than asking the Lord for what they desire through prayer (4:3). Then, he compares this all to worldliness and being enemies of God.

The warning to these believers is the same warning to us. Our useless quarreling does nothing more than mimic the world. There’s a time to stand and a way to do so, but what we often see is gossip, slander, and anger on display “in the name of Jesus” for the world to see. Sometimes the difference between standing rightly and sin can be hard to detect, and that is why the rest of James is helpful. We must learn to tame our tongue and love our neighbors. And we should, as James suggests, pray. We must be a generation of people who are willing to have knees that are rough to the touch because of our prayers to the Father who knows all and listens to His people. If you’ve found yourself taken by the world and fighting a fight that could be best won through prayer, the good news is that Jesus has crushed the sin of our quarrelsome spirits and has given us freedom to put off unrighteousness and put on faithful witness for our good and His glory.

First published in Tabletalk Magazine, an outreach of Ligonier. For permissions, view our Copyright Policy.

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There were scenes of great joy and celebration at each of the ordination services held in the diocese over the weekend of Saturday, 30th June and Sunday, 1st July 2018.

On the Saturday evening in Lincoln Cathedral, Bishop Christopher ordained nine people as deacons, and the following morning seven people were ordained as priests at services held in St Botolph’s Church in Boston and Grimsby Minster.

All of those ordained had been led in retreat by Canon Dr Christina Baxter CBE, and we continue to pray for:

Paul Dickinson, Al Jenkins, Evan McWilliams, Arabella Milbank Robinson, Claire Mitchell, Mel Parkin, Rachel Revely, Alistair Ward and Paul Whiteley.

Pat Barlow, Rachel Beck, Rachel Fowler, Sue Rose, Judy Shaw, Joseph Snelling and Claire Walker.

An initial photo gallery appears below.


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PrePrep Music

Lincoln Minster School has an outstanding reputation for music – not just in the Senior School but right from the start in Pre-Preparatory, where the foundations are enthusiastically laid for a lifelong love of music. Of course they don’t all end up going to the Royal College of Music but it sows the seed and sparks their interest.

All our children have the chance to learn an instrument at school from Year 1 and the Preparatory School also provides choristers for the Lincoln Cathedral Choir. With the cathedral choristers all participating in the school choirs, orchestras, jazz bands and other ensembles, alongside many other keen musicians, there can be no other Prep school like this for music!

The enrichment opportunities found within extra-curricular activities at the Prep-Prep includes Choir and Orchestra. At the Prep School there is a Choir, Concert Band, Samba Band and String Orchestra. Termly concerts showcase the repertoire of these ensembles. The Prep Choir won the best overall Choir in the Lincolnshire Music Festival 2014 and have performed at the Lincolnshire Show.

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You get lots of open space but still need only a little water for this big, roomy boat, and it doesn't need a lot of horsepower or fuel to get the job done. Keep it simple or dress it out to suit your individual needs.

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An excellent base for exploring Seoul

Situated in the heart on the popular Myeongdong area just a short walk to the lively Namdaemun Market, the T Mark Hotel Myeongdong, features well-appointed guestrooms fitted with a flat-screen TV and free WiFi. Decorated in a neutral palate, each room is equipped with an electric kettle, seating area, and large windows for ample natural light. Daily breakfast spreads and other meals can be enjoyed at the in-house Italian restaurant, Bonappett.

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The Paul Robeson Legacy - Crescendo & Jazz Music

It must have required considerable courage to dedicate a record to the music of Paul Robeson. This collection of spirituals and ballads is so closely associated with one of the greatest voices the world has known, that comparisons with the original are bound to be made. Willard White, however, is a considerable performer in his own right. He has appeared in opera and concert throughout the world and has huge charisma and vivid stage presence.

This delightful CD also has considerable jazz interest. the accompaniment is provided by a quintet featuring some back to basics trumpet playing by Guy Barker and the excellent arrangements are by the keyboards player, Neal Thornton. there is a superb version of Mood Indigo, which should appeal enormously to the jazz buff. Willard White, has a deep feeling for the Negro spiritual and, as with Robeson, his sincerity shines through.

This is an extremely enjoyable recital of some very memorable music. The interpretations move lightly from humour to profound gravitas as the mood demands and what a voice!

03 June 2002


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Long way to catch up for the United States

Lithium United States

US Lithium miners are pushing to boost up their stocks to reduce their reliance on China.

Once the world leader in Lithium production in the 1990’s , the United States has fallen away to a mere 2% of Global Production.

Global demand is expected to jump 400% by 2025, thanks to the demand for Lithium-Ion batteries used in Electric Vehicles & Storage systems. Now, the US is looking domestically to securing Lithium supplies outside of China.

“I think it is entirely feasible in the next four, five or so years to see one or two of those projects enter production,” said Andrew Miller, an analyst at consultancy Benchmark Mineral Intelligence.

China is home to the majority of Lithium Hydroxide Processing Plants and takes up almost all of the Lithium from Australia. They take as much as they can get their hands on.

Read Full Report: https://www.reuters.com/article/us-usa-minerals-lithium/u-s-electric-car-sector-wary-of-china-seeks-more-domestic-lithium-idUSKBN1J82HS

Lithium News – Long way to catch up for the United States

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Present Tense

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Barney Hoskyns
'Present Tense is an anthology to savour . . . giving you as sharp a portrait of this unknowable band as you could hope for . . . Radiohead fans will love it' Classic RockA Rock's Backpages anthology of Radiohead, the most radical and fascinating rock band in modern music history, edited and introduced by Barney Hoskyns.For over 25 years, Radiohead have been the most radical and fascinating rock band in the world. Fearless in their desire to change and shape-shift, the Oxfordshire quintet has - through the nine studio albums from 1993's Pablo Honey to 2016's A Moon-Shaped Pool - consistently stretched the boundaries of what 'rock' means and does. Anchored in Thom Yorke's soaring voice and elliptical lyrics, and in the compositional genius of guitarist/keyboardist Jonny Greenwood, Radiohead continue to astonish as they approach their fourth decade.Present Tense collects the best writing on this most literate of pop groups, from the earliest local reports about On A Friday - Radiohead's first moniker - through the inspired commentary of Mark Greif and Simon Reynolds to the trenchant profiles of Will Self, John Harris and others. It's an anthology that goes a long way towards explaining what Rock's Backpages editor Barney Hoskyns describes as the band's 'seriousness, emotional grandeur and willingness to stare humanity's dystopian hi-tech future in the face'.
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The Physics of Everyday Things

By James Kakalios
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Most of us are clueless when it comes to the physics that makes our modern world so convenient. What's the simple science behind motion sensors, touch screens and toasters? How do we enter our offices using touch-on passes or find our way to new places using GPS? In The Physics of Everyday Things, James Kakalios takes us on an amazing journey into the subatomic marvels that underlie so much of what we use and take for granted.Breaking down the world of things into a single day, Kakalios engages our curiosity about how our refrigerators keep food cool, how a plane manages to remain airborne, and how our wrist fitness monitors keep track of our steps. Each explanation is coupled with a story revealing the interplay of the astonishing invisible forces that surround us. Through this 'narrative physics' The Physics of Everyday Things demonstrates that - far from the abstractions conjured by terms like the Higgs boson, black holes and gravity waves - sophisticated science is also quite practical. With his signature clarity and inventiveness, Kakalios ignites our imaginations and enthralls us with the principles that make up our lives.
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'This is an important book. You can't understand the radical cheapening of food, with all its unpleasant effects, for farm animals and our most cherished rural landscapes, until you begin to understand the industrialisation of chicken. Industrial chicken is now displacing many more sustainable farming systems, driving them out of business. This book explains how that happened and why we should all be worried about it and demand change' James Rebanks, author of The Shepherd's LifePlucked! examines everything that has gone wrong in the modern agricultural system: overuse of antibiotics, threats to the environment, violations of animal welfare, destruction of farming communities, disruption of international trade and delivery of over-processed, obesity-promoting, nutritionally hollow food.Drawing on years of research into the 'big chicken' industry, acclaimed science writer Maryn McKenna uncovers the people searching for solutions and seeking to return chicken to a sustainable and honoured place on our plate and asking whether, with reform, chicken can safely feed the world. Rich with characters who together propelled the story of chicken's unintended consequences, Plucked! will reveal how the antibiotic era created modern agriculture. It is an eye-opening exploration of how the world's most popular meat came to define so much more than just chicken nuggets.
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Pink Floyd All The Songs

By Jean-Michel Guesdon, Philippe Margotin
Jean-Michel Guesdon, Philippe Margotin
The newest addition to the best-selling All the Songs series details the unique recording history of Pink Floyd, one of the world's most commercially successful and influential rock bands.Since 1965, Pink Floyd been recording sonically experimental and philosophical music, selling more than 250 million records worldwide, including two of the best-selling albums of all time Dark Side of the Moon and The Wall. While much is known about this iconic group, few books provide a comprehensive history of their time in the studio. In Pink Floyd All the Songs, authors Margotin and Guesdon describe the origin of their nearly 200 released songs, details from the recording studio, what instruments were used, and behind-the-scenes stories of the tensions that helped drive the band.Organized chronologically by album, this massive, 544-page hardcover begins with their 1967 debut album The Piper at the Gates of Dawn, the only one recorded under founding member Syd Barrett's leadership; through the loss of Barrett and the addition of David Gilmour; to Richard Wright leaving the band in 1979 but returning; to Roger Waters leaving in 1985 and the albums recorded since his departure, including their 2014 farewell album, The Endless River, which was downloaded 12 million times on Spotify the week it was released. Packed with more than 500 photos, All the Songs is also filled with stories fans treasure, such as Waters working with engineer Alan Parsons to employ revolutionary recording techniques for The Dark Side of the Moon at Abbey Road Studios in 1972 or producer Bob's Ezrin's contribution in refining Water's original sprawling vision for The Wall.

The Power of Different

By Gail Saltz
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The Power of Different is an illuminating and uplifting examination of the link between brain differences and aptitude. Psychologist and bestselling author Gail Saltz presents the latest scientific research and profiles famous geniuses and lay individuals who have been diagnosed with all manner of brain 'problems' - including learning disabilities, ADD, anxiety, depression, bipolar disorder, schizophrenia and autism. Saltz shows that the source of our struggles can be the origin of our greatest strengths. Rooted in her experience as a professor and practicing psychiatrist, and based on the latest neurological research, Saltz demonstrates how specific deficits in certain areas of the brain are directly associated with the potential for great talent. She also shows how the very conditions that can cause difficulty at school, in social situations, at home or at work, are bound to creative, disciplinary, artistic, empathetic and cognitive abilities.In this pioneering work, readers will find engaging scientific research and stories from historical geniuses and everyday individuals who have not only made the most of their conditions, but who have flourished because of them. Enlightening and inspiring, The Power of Different shows how the unique wiring of every brain can be a source of strength and productivity, and can contribute to the richness of our world.
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Picasso's Brain

By Christine Temple
Christine Temple
Where does creativity come from? Why are some people more creative than others?Eminent neuropsychologist Christine Temple navigates a wide range of factors from the hard science (visual memory, spatial ability, brain functions) to the environmental (the 'mad genius' myth, and Gladwell's 10,000 hours of practice) in her study of what contributes to creativity. Using Pablo Picasso as her model of a creative genius, she weighs up each theory as it applies to Picasso and shows how his own creativity came from a combination of many factors.In this book, she looks at Picasso's playful mindset and passionate relationships, investigates the possibility that genius is genetic and can be inherited in families, considers whether creative genii perceive the world in a different way, and determines whether single-mindedness and focus play a part. This is the first book to look at a multitude of traits in creativity, and nail down the key factors that matter (and also which ones don't) to provide an overall picture of this fascinating area, linking the science to the personal.
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Play Anything

By Ian Bogost
Ian Bogost
Play Anything is nothing short of brilliant... I will be recommending this provocative and entertaining book to everyone I know." u- Jane McGonigal, bestselling author of Reality is Broken and SuperBetter ife is boring: filled with meetings and traffic, errands and emails. Nothing we'd ever call fun . But what if we've gotten fun wrong? In Play Anything, visionary game designer and philosopher Ian Bogost shows how we can overcome our daily anxiety transforming the boring, ordinary world around us into one of endless, playful possibilities.The key to this playful mindset lies in discovering the secret truth of fun and games. Play Anything, reveals that games appeal to us not because they are fun, but because they set limitations . Soccer wouldn't be soccer if it wasn't composed of two teams of eleven players using only their feet, heads, and torsos to get a ball into a goal Tetris wouldn't be Tetris without falling pieces in characteristic shapes. Such rules seem needless, arbitrary, and difficult. Yet it is the limitations that make games enjoyable, just like it's the hard things in life that give it meaning. Play is what happens when we accept these limitations, narrow our focus, and, consequently, have fun. Which is also how to live a good life. Manipulating a soccer ball into a goal is no different than treating ordinary circumstances, like grocery shopping, lawn mowing, and making PowerPoints,as sources for meaning and joy. We can play anything" by filling our days with attention and discipline, devotion and love for the world as it really is, beyond our desires and fears.Ranging from Internet culture to moral philosophy, ancient poetry to modern consumerism, Bogost shows us how today's chaotic world can only be tamed,and enjoyed,when we first impose boundaries on ourselves. "An essential read for those seeking to understand how a new idea of play can be positive for our lives." u- Library Journal (STARRED review) /u Play Anything is a profound book: both a striking assessment of our current cultural landscape, and at the same time a smart self-improvement guide, teaching us the virtues of a life lived playfully." u- Steven Johnson, author of How We Got To Now and Everything Bad Is Good For You /u

Playing by the Rules

By Tracey Brown, Michael Hanlon
Tracey Brown, Michael Hanlon
Does an airline pilot really need to surrender his tweezers at airport security when he's about to board an aircraft equipped with an axe on the back of the cockpit door?Can a mobile phone really cause a major explosion at a gas station?And is there really a good reason why you should be be prevented from swimming in a lake more than a foot deep?These rules exist, and they exist in the name of our own protection. But in this engrossing dissection of global health, safety and security regulations, authors Tracey Brown and Michael Hanlon dig a little deeper to discover the real reasons behind many of the instructions we obey without questioning their creators' motives. Their conclusions range from the startling to the staggering, and in presenting them the authors seek to empower readers to question the people and organisations who come up with them in the first place.Previously published as In the Interests of Safety.
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A Practical Wedding Planner

By Meg Keene
Meg Keene
You just got engaged! Or you've been engaged for a while but are finally sitting down to plan this party. Or maybe you haven't made anything exactly official yet, but you know you want to spend your lives together. Whichever it is, when you're ready to take a deep breath and start planning, this is the book you want,need,to have. Meg Keene has put together the (practical) companion to A Practical Wedding : smart, clear focused guidance,with a hefty does of reassurance,to help you plan your big day.From figuring out what you really want,as opposed to what everyone else thinks you should want,to help you keep an eye on the ceremony itself and the vows (a.k.a. why you're throwing this party in the first place), Meg helps you cover all the essentials:Setting a budget,and sticking to itChoosing a venue: traditional, non-traditional, and everything in betweenHiring good vendors, keeping your friendors, and why DIY doesn't always save moneyCatering, rentals, and everything else Pinterest forgot to tell youWedding décor: a realist's guideCreating and writing a ceremonyGetting everyone to show up...and have a good timeWith checklists (such as flowers, food, final venue walk-through) and key spreadsheets (guest list and seating chart, budget, venue search, and more), Meg helps you plan a wedding that will leave you feeling joyful, not emotionally exhausted and broke.

The Perfect Theory

By Pedro G. Ferreira
Pedro G. Ferreira
Albert Einstein's General Theory of Relativity is possibly the most perfect intellectual achievement in modern physics. Anything that involves gravity, the force that powers everything on the largest, hottest or densest of scales, can be explained by it. From the moment Einstein first proposed the theory in 1915, it was received with enthusiasm yet also with tremendous resistance, and for the following ninety years was the source of a series of feuds, vendettas, ideological battles and persecutions featuring a colourful cast of characters. A gripping, vividly told story, A Perfect Theory entangles itself with the flashpoints of modern history and is the first complete popular history of the theory, showing how it has informed our understanding of exactly what the universe is made of and how much is still undiscovered: from the work of the giant telescopes in the deserts of Chile to our newest ideas about black holes and the Large Hadron Collider deep under French and Swiss soil.
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Probably Approximately Correct

By Leslie Valiant
Leslie Valiant
From a leading computer scientist, a unifying theory that will revolutionize our understanding of how life evolves and learns.How does life prosper in a complex and erratic world? While we know that nature follows patterns,such as the law of gravity,our everyday lives are beyond what known science can predict. We nevertheless muddle through even in the absence of theories of how to act. But how do we do it?In Probably Approximately Correct , computer scientist Leslie Valiant presents a masterful synthesis of learning and evolution to show how both individually and collectively we not only survive, but prosper in a world as complex as our own. The key is probably approximately correct" algorithms, a concept Valiant developed to explain how effective behaviour can be learned. The model shows that pragmatically coping with a problem can provide a satisfactory solution in the absence of any theory of the problem. After all, finding a mate does not require a theory of mating. Valiant's theory reveals the shared computational nature of evolution and learning, and sheds light on perennial questions such as nature versus nurture and the limits of artificial intelligence.Offering a powerful and elegant model that encompasses life's complexity, Probably Approximately Correct has profound implications for how we think about behaviour, cognition, biological evolution, and the possibilities and limits of human and machine intelligence.
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Powering the Future

By Robert B. Laughlin
Robert B. Laughlin
In Powering the Future , Nobel laureate Robert B. Laughlin transports us two centuries into the future, when we've ceased to use carbon from the ground- either because humans have banned carbon burning or because fuel has simply run out. Boldly, Laughlin predicts no earth-shattering transformations will have taken place. Six generations from now, there will still be soccer moms, shopping malls, and business trips. Firesides will still be snug and warm. How will we do it? Not by discovering a magic bullet to slay our energy problems, but through a slew of fascinating technologies, drawing on wind, water, and fire. Powering the Future is an objective yet optimistic tour through alternative fuel sources, set in a world where we've burned every last drop of petroleum and every last shovelful of coal. The Predictable: Fossil fuels will run out. The present flow of crude oil out of the ground equals in one day the average flow of the Mississippi River past New Orleans in thirteen minutes. If you add the energy equivalents of gas and coal, it's thirty-six minutes. At the present rate of consumption, we'll be out of fossil fuels in two centuries' time. We always choose the cheapest gas . From the nineteenth-century consolidation of the oil business to the California energy crisis of 2000-2001, the energy business has shown, time and again, how low prices dominate market share. Market forces- not green technology- will be the driver of energy innovation in the next 200 years. The laws of physics remain fixed. Energy will still be conserved, degrade entropically with use, and have to be disposed of as waste heat into outer space. How much energy a fuel can pack away in a given space is fixed by quantum mechanics- and if we want to keep flying jet planes, we will need carbon-based fuels. The Potential: Animal waste. If dried and burned, the world's agricultural manure would supply about one-third as much energy as all the coal we presently consume. Trash. The United States disposes of 88 million tons of carbon in its trash per year. While the incineration of waste trash is not enough to contribute meaningfully to the global demand for energy, it will constrain fuel prices by providing a cheap supply of carbon. Solar energy. The power used to light all the cities around the world is only one-millionth of the total power of sunlight pouring down on earth's daytime side. And the amount of hydropump storage required to store the world's daily electrical surge is equal to only eight times the volume of Lake Mead. PRAISE FOR ROBERT B. LAUGHLIN &ldquoPerhaps the most brilliant theoretical physicist since Richard Feynman&rdquo- George Chapline, Lawrence Livermore National labouratory &ldquoPowerful but controversial.&rdquo- Financial Times "[Laughlin's] company &hellip is inspirational.&rdquo - New Scientist

Physics in Mind

By Werner Loewenstein
Werner Loewenstein
No one can escape a sense of awe when reflecting on the workings of the mind: we see, we hear, we feel, we are aware of the world around us. But what is the mind? What do we mean when we say we are aware" of something? What is this peculiar state in our heads, at once utterly familiar and bewilderingly mysterious, that we call awareness or consciousness?In Physics in Mind , eminent biophysicist Werner R. Loewenstein argues that to answer these questions, we must first understand the physical mechanisms that underlie the workings of the mind. And so begins an exhilarating journey along the sensory data stream of the brain, which shows how our most complex organ processes the vast amounts of information coming in through our senses to create a coherent, meaningful picture of the world. Bringing information theory to bear on recent advances in the neurosciences, Loewenstein reveals a web of immense computational power inside the brain. He introduces the revolutionary idea that quantum mechanics could be fundamental to how our minds almost instantaneously deal with staggering amounts of information, as in the case of the information streaming through our eyes. Combining cutting-edge research in neuroscience and physics, Loewenstein presents an ambitious hypothesis about the parallel processing of sensory information that is the heart, hub, and pivot of the cognitive brain. Wide-ranging and brimming with insight, Physics in Mind breaks new ground in our understanding of how the mind works.

A Practical Wedding

By Meg Keene
Meg Keene
An Insanity-Free Wedding: It Can Happen! Getting engaged is exhilarating&hellipuntil it sets in that a wedding costs three times what you thought, and takes five to ten times the effort it reasonably should. And then there are the expectations: from calligraphy invitations to satin chair-covers, all those things that Must Be Done or everyone will be Horribly Offended. Or will they? A Practical Wedding helps you create the wedding you want- without going broke or crazy in the process. After all, what really matters on your wedding day, what you'll remember &lsquotil you're old and gray, is not so much how it looked as how it felt. In this refreshing guide, expert Meg Keene shares her secrets to planning a beautiful celebration that reflects your taste and your relationship. You'll discover: The real purpose of engagement (hint: it's not just about the planning) How to pinpoint what matters most to you and your partner DIY-ing your wedding: brilliant or crazy? Affording a wedding without having to cut your guest list How to communicate decisions with your family Why that colour-coded spreadsheet is actually worth it Wedding Zen can be yours. Meg walks you through everything from choosing a venue to writing vows, complete with stories and advice from women who have been in the trenches, the Team Practical brides. So here's to the joyful wedding, the sensible wedding, the unbelievably fun wedding! A Practical Wedding is your complete guide to getting married with grace.

The Perfect Swarm

By Len Fisher
Len Fisher
The process of "self-organization" reveals itself in the inanimate worlds of crystals and seashells, but, as Len Fisher shows, it is also evident in living organisms, from fish to ants to human beings. Understanding the "swarm intelligence" inherent in groups can help us do everything from throw a better party to start a fad to make our interactions with others more powerful. humorous and enlightening, The Perfect Swarm demonstrates how complexity arises from nature's simple rules and how we can use their awesome power to untangle the frustrating complexities of life in our ever more chaotic world.

A PhD Is Not Enough!

By Peter J. Feibelman
Peter J. Feibelman
Despite your graduate education, brainpower, and technical prowess, your career in scientific research is far from assured. Permanent positions are scarce, science survival is rarely part of formal graduate training, and a good mentor is hard to find. In A Ph.D. Is Not Enough! , physicist Peter J. Feibelman lays out a rational path to a fulfilling long-term research career. He offers sound advice on selecting a thesis or postdoctoral adviser choosing among research jobs in academia, government labouratories, and industry preparing for an employment interview and defining a research program. The guidance offered in A Ph.D. Is Not Enough! will help you make your oral presentations more effective, your journal articles more compelling, and your grant proposals more successful. A classic guide for recent and soon-to-be graduates, A Ph.D. Is Not Enough! remains required reading for anyone on the threshold of a career in science. This new edition includes two new chapters and is revised and updated throughout to reflect how the revolution in electronic communication has transformed the field.

Photographic Card Deck Of The Elements

By Theodore Gray
Theodore Gray
A companion to the bestselling book The Elements: A Visual Exploration of Every Known Atom in the Universe, this beautiful photographic card deck features all 118 elements in the periodic table. One element per card appears as a full-size image on the front and fascinating information about the element on the back.The Photographic Card Deck of The Elements is the most detailed, lush, and beautiful set of cards ever produced on the subject of the periodic table.  With 126, 5'X5' cards in all, it includes one card for every one of the 118 elements, plus additional cards that explain the arrangement of the periodic table, present the elements sorted by various properties, and suggest activities and uses for the cards. The front side of each card shows a full-size, photographic image of the element, while the back gives scientific information including atomic weight, density, melting and boiling point, valence, and the percent of the element found in the universe, in the Earth's crust, in oceans, and in humans.  Graphics show melting/boiling points, density, electron configuration, and atomic radius.  A fascinating fact about the element, as well as the date of its discovery, is also included.The cards are perfect for students but also make an excellent gift for a scientist or anyone who enjoys the beauty and diversity of the natural world.

By Parke Puterbaugh
Parke Puterbaugh
Drawing upon nearly fifteen years of exclusive interviews with the members of Phish, veteran music journalist Parke Puterbaugh examines the colourful chemistry that inspired the wildly popular rock group to push their four-man experiment to the limit. An intimate and fascinating portrait, Phish: The Biography is the definitive story of these Vermont jam-band legends.

Precious Metal

By Albert Mudrian
Albert Mudrian
Decibel magazine is regarded as the best extreme music magazine around. Precious Metal gathers pieces from Decibel's most popular feature, the monthly"Hall of Fame&rdquo which documents the making of landmark metal albums via candid, hilarious, and fascinating interviews with every participating band member. Decibel's editor-in-chief Albert Mudrian, has selected and expanded the best of these features, creating a definitive collection of stories behind the greatest extreme metal albums of all time. Black Sabbath's Heaven and Hell * Diamond Head's Lightning to the Nations * Slayer's Reign in Blood * Napalm Death's Scum * Repulsion's Horrifed * Morbid Angel's Altars of Madness * Obituary's Cause of Death * Entombed's Left Hand Path * Paradise Lost's Gothic * Carcass' Necroticism- Descanting the Insalubrious * Cannibal Corpse's Tomb of the Mutilated * Eyehategod's Take as Needed for Pain * Darkthrone's Transilvanian Hunger * Kyuss's Welcome to Sky Valley * Meshuggah's Destroy Erase Improve * Monster Magnet's Dopes to Infinity * At the Gates' Slaughter of the Soul * Opeth's Orchid * Down's NOLA * Emperor's In the Nightside Eclipse * Sleep's Jerusalem * The Dillinger Escape Plan's Calculating Infinity * Botch's We Are the Romans * Converge's Jane Doe
  • Penumbra

    By Keri Arthur
    Keri Arthur
    Agent Sam Ryan is sick of feeling lonely. It's time to take control and get a life outside of work. But Stephan, her boss, won't let her go easily. Offered the choice between guarding a clone, or remaining stuck in her office, Sam reluctantly accepts the former, even though she suspects Stephan is using her as bait to draw out the dangerous Sethanon. Gabriel is relieved to discover he's finally shaken Sam as his partner, until he learns her new assignment is guarding Wetherton. He and Stephan know Wetherton could only have come from Hopeworth, the base involved in DNA experiments for decades, where it is more than likely that Sam was created. But there is a growing likelihood that the military base is also the home of Sethanon himself. Gabriel is determined to protect her, yet all too soon he discovers the connection between he and Sam is far deeper than anyone could ever have imagined.
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Design Process Demystified

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Ever wonder how the design process works when working with an architect? From a high level view, most design professionals follow similar steps, but every architect has their own unique process to go from design concepts to a finished building. Before engaging an architect, it’s important that you understand how their design process works and if that process feels like a good fit for your personality and how hands-on you want to be with your building project.

What sets Living Shelter Architects apart from others is our focus on healthy choices, personal connections, and establishing a cohesive partnership to create the right design for your situation. Design is not a product but a collaborative process that takes thought, research, coordination, and time to create the right place for you, your budget, and your site.

Let’s explore what happens when you hire Living Shelter Architects for your building project. Our design process consists of six phases which give many opportunities for us to discuss, define, and refine the project direction and details over time. Each of the design process phases are outlined below:

Phase 1: The Initial Meeting

The first hour of consultation is free, and can be held at our place or yours. This is where we find out the basics of what is important to you – the project you are considering, what your goals and special needs are, what styles appeal to you, and what your budget is.

We discuss what is included in different levels of architectural service, help you understand the soft and hard costs involved in the project you have in mind, and determine whether the chemistry is right. After all, we will be working closely over some time, and how well we relate with each other will impact both your experience and the quality of the finished product.

To get started, please complete the questionnaire on the contact page. If we decide to work together, we then enter into a simple Consultation Services Agreement to establish a program and budget, explore some options, and determine how to serve you in the best way possible.

What happens next? We move into the research and discovery phase call Phase 2: Program and Feasibility.

Phase 2: Program and Feasibility

Programming is a research and discovery phase, where we explore many questions and answers. For Custom Homes and Remodel projects, we provide you a series of questionnaires to help you think about how you want to live, which guide us when we design your new space.

For Business and Community projects, a Master Planning process is a better programming tool. This can include a Design Charrette with your team of stakeholders, followed with a written outline that is used to help direct each phase of the project.

We conduct pre-design research during this phase, so need legal information pertaining to the site, such as surveys and easements, ready for us to use. If we are going to remodel or retrofit an existing building, As-Built building plans are provided. Photographs from books, magazines, and websites can be very helpful in conveying your individual tastes and goals to us, so we take time to go over them in detail and discuss what aspects you are drawn to.

We visit the building site to get familiar with its gifts and surroundings, and develop a few thumbnail sketches to explore some spatial relationship options. These activities and follow up discussions help determine what priorities you would like reflected in the design and how those are best approached with our services.

No matter the size or scope of the project, we have found a Team Approach early in the process makes for a better outcome. If you have a building contractor selected, we like to bring them in to the conversation at this early stage. This ensures a continuity in the design direction and delivery, and secures you a place on their schedule of work. If desired, we can suggest contractors and associates to join the team.

Many people believe that architects jump right into the design phase and immediately begin producing drawings and models for their clients, but we actually spend about 5-8% of our total effort beforehand. Now that we’ve done our research, we’re ready to get to start designing in Phase 3: Schematic Design!

Phase 3: Schematic Design

The Schematic Design is the first phase of the drawing-producing services, where about 10-12% of our total effort is spent. This includes basic layouts of proposed floor plans, site plans showing how the buildings relate to the surroundings, outlines of the most prominent elevations, and a simple massing model to help visualize the structure in three dimensions. There are typically 1 to 3 client meetings in this phase.

The drawings are presented for your review where options and refinements are discussed. This is the easiest time to make changes, so you may want to take some additional time with the proposed design alternatives. If there are major revisions to a single alternative, or you would like to see more options, a second round of design is done before completion of this phase.

We really like to have a builder selected and on the team by this point. That way, after the review and refinements noted, your builder can be tasked with creating a ballpark estimate of the construction cost. If the cost range is within your comfort level, the process can continue – if not, this is the time for more adjustments before moving forward.

With an Integrated Design approach, this phase will include at least one in-depth team meeting and follow up discussions to identify which elements provide the biggest offset to others, such as a higher level of insulation and better windows for a much smaller heating/cooling system. If you are a business or organization, your operational structures and practices become elements of this integration.

Architectural fees can now be estimated, and if appropriate, a fixed-fee amount determined for the remainder of the project. Fees are based on the complexity of the building and site, the code enforcement jurisdiction, and the level of service and documentation we all agree is best. A Construction Documents and Services Contract is prepared for you to sign, and we are set to continue to Phase 4: Design Development!

Phase 4: Design Development

In Design Development, we start moving forward with one design, and develop it further (hence the name!). This includes refined floor plans, a site plan, all exterior elevations and building sections. This is also a great time to develop some interior elevations and integrate Landscape and Interior Design team members. The massing model can also be further developed in this phase to study detail elements and finishes. We typically expect to spend about 20% of our total effort here, including 2 to 4 client meetings.

The Structural Engineering consultant starts their design work in the Design Development phase, so we meet with them to go through options that best meet your program and goals. Structural elements can be expressed or hidden in a building, and different solutions are more appropriate for each of these directions.

Once the design drawings have been approved by all parties, we are ready to shift to Phase 5; Construction Documents!

Phase 5: Construction Documents

Blueprints, Permits, Action! We take care in preparing accurate plans to build from, so there are limited surprises in the field. There are several levels of Construction Documentation, and we are happy to customize our services for individual project needs. Due to the focus on production and the variety of options in this phase, 35% to 55% of our time can be spent here.

Our first focus in this phase is preparing permit-ready documents. This includes coordination with structural consultants and making sure the code requirements are clearly described so your permit review goes as smoothly as possible.

Then we add finish details and specifications as appropriate to the project. This section of service adds good value because permit documents do not address the finer details which pull a project together, create a Net Positive building, or specify healthy or sustainable products.

With an Integrated Design approach, this phase includes time documenting the design decisions and systems coordination completed in earlier phases. Some of this is done in our office, and some by other consultants on the team.

Builders will use the Construction Documents for bidding, and if you are getting a construction loan your bank will use these as well. A more thorough set of documents makes for a tighter bid from a seasoned contractor, with less left to assumptions and allowances. Some of our custom home clients also want to act as their own contractor, which can require a higher level of documentation than for drawings used by a seasoned builder.

With the construction documents completed and permits in hand, we’re ready to move forward into Phase 6: Construction Administration!

Phase 6: Construction Administration

As with our Construction Documents services, this phase has different levels available. Our time here can be as little as 5% of the total effort to as much as 25%. No matter what the service level, we always remain available to answer questions from code officials and contractors throughout the project - the main difference lies in the frequency, depth, and documentation level of phone, email and site consultations.

On each project, a pre-construction meeting with the entire team is required before anyone onsite sets a form or swings a hammer. Regular onsite meetings are scheduled as appropriate to ensure everything is going as planned. Having us as your advocates, coordinating adjustments with contractors and consultants, and just having another set of eyes and ears while things are in motion, can all make a huge difference in your experience and peace of mind.

With an Integrated Design approach, the construction phase is highly efficient. The extra time spent at the beginning really pays off now. With early project planning dedicated to systems coordination and finish details, this phase can focus on quality control.

At the end, we offer a final walk-through service to ensure no detail is missed. Technically, this marks the completion of our design process. However, we love to learn how your project is working out a year out, and to help fine tune any elements that will add value. Getting photographs after landscaping has matured is also a real treat for us, and will allow us to better tell your story to others and inspire them to take their own steps toward healthy living!