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Indoor Pistol Shooting Events

Indoor Pistol

Open to the Public

No Shoots on Christmas Eve/Day or News Years Eve/Day

First Friday in October thru Last Friday in April

Fridays (Pistol only) 7:00 p.m. to 9 p.m.

Non-Members $8.00 - Youths $4.00

Members $6.00 - Youths $3.00

21 foot shooting distance
All Calibers except magnum loads

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 bespoke white cotton suit, style 786 Mario Moreno Moyano

White fashion suit

White cotton suit with peak lapel and two buttons closure. Flap pockets, ticket pocket and angled buttonholes. Twin vents at back, style 786 Mario Moreno Moyano, 2015 Fashion Collection.

Note: The proposal of the photo is not included in the price.

More details

Note: The proposal of the photo is not included in the price.

  •  ():  White fashion suit -  Muchas gracias por todo! El traje me sienta perfecto!
  •  ():  White fashion suit -  Tienda muy recomendable, gran trato y servicio.
  •  ():  White fashion suit -  Good service, thanks for all!
  •  ():  White fashion suit -  Bestellung ohne Probleme geliefert, alles ok danke!
  •  ():  White fashion suit -  Je l'aime !!

898 €

  • Send measures (Fill data below)
  • Extra-large sizes (chest over 116 cm)
  • Regular (45 work days)
  • Express (Consult)

Informations Please fill your data in the bottom tab: "SEND MEASURES" BEFORE ADD TO CART!

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Make a difference, go for shantung suit!

With our stylized pattern, peak lapel and shoulder tight trousers without clips, this short frock coat Mario Moreno Moyano will give you personality and elegance.

Cut with a fabric of new technologies based on light fibers that add convenience and living in any event to highlight colors.

Custom Suit with signed liners and pure mother of pearl buttons (you can order them lined for ceremony; we will send the original game parts for later use).

You can complete your outfit with our proposal photo:

  • White extra satin cotton shirt (Non-iron) classic collar and double cuff for cufflinks.
  • Blue linen waistcoat.
  • White/blue striped 100% pure silk jacquard woven necktie.
  • Blue linen handkerchief.
  • Black classic desings cufflinks.
  • Pearl gray elastic dress suspenders.
  • Blue pure cotton knee high socks.
  • White "Francesina" lace-up shoes.

  • Model 2 buttons suit
  • Collection Beach & Gardens Party
  • Style Peak Lapel
  • Colour White
  • Compositions 100% Cotton
  • Fabric Design Plain
Informations The prices listed are for individual sale of each accessory, select option "pack with suit" purchase for special price.

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* NOTE: The trousers are not bottom finished by default (we recommend do it later with final shoes for a more precise adjustment.) - Indicate if you want to receive bottom finished trousers with the desired size.

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Back in June, DC Comics, Warner Brothers, and Spotify announced a partnership to bring exclusive scripted podcasts to the audio streaming platform. Now the trio has announced the first offering of that arrangement, and unsurprisingly it stars one of DC’s most popular characters. Batman Unburied will be executive produced by David S. Goyer, who also developed the story for the forthcoming podcast series.

Batman Podcast

According to the press release announcing the podcast series, Batman Unburied will “explore the darker aspects of Bruce Wayne’s psychology.” Personally I’m excited to see a Batman-related project that finally analyzes the character’s psyche, as I’m certain that’s something I’ve never ever seen before.

Photo by David Buchan/Variety/Shutterstock (9310460f)
David S. Goyer
Syfy ‘Krypton’ TV show panel, TCA Winter Press Tour, Los Angeles, USA – 09 Jan 2018

Goyer is no stranger to the world of the caped crusader, having written or co-written the Christopher Nolan-directed trilogy of Batman BeginsThe Dark Knight, and The Dark Knight Rises. Goyer also served as a co-writer on Zack Snyder‘s Batman v Superman: Dawn of Justice.

Kicking off DC’s scripted podcast line with a Batman series is a no-brainer given the popularity and mass media appeal of the character. Hopefully the striking visuals of the world of Batman will translate well to an audio medium.

Check out the full text of the announcement for the series below. No word yet on how many episodes the series will run, or a firm release date, but look for Batman Unburied some time in 2021.

BURBANK, Calif. and NEW YORK (September 29, 2020) — Spotify, Warner Bros., and DC today announced that acclaimed film and television writer/producer/director David S. Goyer (Batman Begins) will return to Gotham City with the new audio drama Batman Unburied. Goyer originated the story for the series and will shepherd the project as executive producer. The series is the first project from the companies’ multi-year agreement to produce and distribute an original slate of narrative scripted podcasts. Spotify, the world’s leading audio streaming subscription service, will serve as the exclusive platform for Batman Unburied which will be developed and produced by Goyer’s Phantom Four production company in association with Warner Bros.’ Blue Ribbon Content. Phantom Four’s Keith Levine will also serve as an executive producer alongside Goyer.

Specific details are being kept under wraps, but the series will explore the darker aspects of Bruce Wayne’s psychology.

“I’ve been a fan of narrative podcasts for some time and was looking for the right story — returning to Batman seems like the perfect opportunity,” said Goyer. “We’ll be using the unique advantages of audio to dig into the more nightmarish members of the Dark Knight’s Rogues Gallery.”

“David Goyer is an exceptional talent and we can think of no better leader to leverage the infinite possibilities of podcasting to bring the nearly 300 million Spotify users around the world a Batman saga for the ages,” commented Dawn Ostroff, Chief Content and Advertising Business Officer, Spotify.

The series is expected to debut on Spotify in 2021. Fans interested in being the first to experience DC on Spotify should click here and follow.

Batman Unburied continues Goyer’s long and highly successful association with DC television series and feature films. He is currently executive producing the upcoming Netflix/Warner Bros. Television drama series based on Neil Gaiman’s The Sandman. He previously was a writer on The Dark Knight trilogy, co-wrote Batman v Superman: Dawn of Justice, and wrote Man of Steel, all from Warner Bros. Pictures. He also developed and executive produced Warner Horizon Scripted Television’s Krypton for SYFY and Warner Bros. Television’s Constantine for NBC, and executive produced Blue Ribbon Content/Warner Bros. Animation’s Constantine: City of Demons for CW Seed.

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10 Commercial Real Estate Listings in Rockdale, IL

Rockdale, IL Commercial Real Estate

There are currently 10 commercial listings available in Rockdale, IL. A total of 10 off-market commercial properties located in Rockdale, IL are also available for research.

Look For Commercial Real Estate Space Near Me

Are you still looking for the commercial real estate space near you that’s perfect for your business? Browse through all available CommercialCafe listings in your area to find the right fit — the space that meets your requirements, right now and for the future. Easily compare sizes, prices, amenities and locations of commercial real estate spaces for rent near me. Expand your search beyond your neighborhood and ZIP code and search our listings in any city or state to find the best fit for your needs, wherever you are in the U.S. The perfect commercial real estate space for rent near Rockdale, IL is only one search away.

Rockdale, IL Commercial Inventory Breakdown

Total: 2,749,317 SF

Data provided by Yardi Matrix, properties over 50k SF

By square footage range:

  • 50k to 100k SF: 276,035 SF / 10.04% of total industrial
  • 100k to 500k SF: 1,093,182 SF / 39.76% of total industrial
  • > 1M SF: 1,380,100 SF / 50.2% of total industrial

By class:

  • Class A: 119,520 SF / 4.35% of total industrial
  • Class B: 2,027,906 SF / 73.76% of total industrial
  • Class C: 601,891 SF / 21.89% of total industrial

Rockdale Demographics

  • Total Population1,932
  • Male Population(50.0 %) 966
  • Female Population(50.0 %) 966
  • Median Age35.20

  • Average Household Income$67,552
  • Median Household Income$52,784
  • Median Income 25-44$62,778
  • Median Income 45-64$64,107
  • Median Income Over 65$28,333


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Home | E-mail | View Inquiries

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CornerStone® Select Lightweight Snag-Proof Polo. CS418

A heavy-duty workhorse at a lighter weight than our standard snag-proof polo. Moisture-wicking and odor-fighting, this hardworking shirt also stands up to 50 industrial washes.

  • 4.4-ounce snag-proof polyester
  • Tag-free label
  • Flat knit collar
  • 3-button placket with dyed-to-match buttons
  • Open hem sleeves
Due to the nature of 100% polyester performance fabrics, special care must be taken throughout the printing process.

Adult Sizes: XS-4XL

XS, S, M, L, XL, 2XL, 3XL, 4XL: In Stock

Price starts at:  $19.98
For detailed PRICING, please select "Add to Inquiries " to view the ordering/pricing grid.


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At first, we thought there had been some sort of mistake, but the new Asus ImagineBook really is available for $299.99 from BestBuy (about £245/AU$480), in what looks to be a global exclusive.

Asus ImagineBook laptop – $299.99 at BestBuy
(roughly £245/AU$480)
Inexplicably affordable, this new Asus notebook rocks an Intel Core M3 CPU, two cores, and a standout aesthetic. It’s also virtually silent thanks to its fanless design. Grab it while you can!
View Deal

This new piece of kit from Asus hasn’t even been announced at the time of writing, and we’re excited about it for a number of reasons. Chief among them, the presence of the Intel Core M3-8100Y CPU.

Source Article


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Red Hat: open source genesis, to mainstreaming revelations

Computer Weekly Open Source Insider continues its analysis and deconstruction of major open source distros this month with a series of personal conversations inside Red Hat.

Stormy Peters, senior manager for the Red Hat community team has reflected on what open source has accomplished over the years.

Peters insists that the open source community has changed not only how software is developed but how companies collaborate. Pointing to the number of times she has read about things in science fiction books and then gone on to using them in everyday life, she says that even when new solutions are not completely built on open source, they very typically run on various pieces of open source infrastructure.

Her opinion is that the speed of innovation has only been possible because we are all cooperating at a tremendous level.

A catalyst force

Nick Hopman is senior director for emerging technology practices at Red Hat. He says that he views open source as much more than just a process to develop and expose technology – he sees it as a catalyst to drive change in every facet of society.

“Government, policy, medical diagnostics, process re-engineering, you name it. All these things can leverage open principles that have been perfected through the experiences of open source software development to create communities that drive change and innovation,” said Hopman.

Mainstreaming joint innovation

Jim Whitehurst, president and CEO of Red Hat insists that over the next decade, we will see entire industries based on open source concepts, as the sharing of information and joint innovation, become mainstream.

“We’ll see this impact every sector, from non-profits, like healthcare, education and government, to global corporations who realise sharing information leads to better outcomes. Open and participative innovation will become a key part of increasing productivity around the world,” said Whitehurst.

A personal developer experience

Chris Wright, vice president and chief technology officer at Red Hat explains how he first got started in the open source community.

“Late 1995 or early 1996, I was out of university and working in my first “real” job. During school I had discovered UNIX and loved it. At work, our product was UNIX-based, and I was hungry to learn as much as I could about the programming language. Because of that, one thing was missing for me… and that was the ability to play with UNIX at home. UNIX itself was expensive and even more expensive was the hardware it ran on,” said Wright.

“A friend of mine worked at an ISP and he suggested I try Linux as a way to create a UNIX-like environment on a PC I had at home. So I dialed-up, connected to the Internet and began downloading over 50 floppy disks of Slackware, an early Linux distribution. The installation was tough – and configuring X for a graphical desktop was truly mysterious. But even this was interesting as I had to learn about Linux and my hardware to make it all work. Linux was still rough around the edges, but to me it was fun,” added Wright.

For Wright, the appeal of open source has always the chance to collaborate with the community – indeed, he says he read the GNU Manifesto and was excited by the idea of software freedom.

Open source has, obviously, changed from being something hobbyist programmers do for fun – it has become a real working paradigm for software application development.


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ITnews, from IDG

Calendar pages flipping through months. [time / past / future / history / what's next]
Android Consistency

pcw chrome primary

What's in the latest Chrome update? Password inspections, less annoying site permission requests

Chrome 87 boasts a big speed boost and a revamped UI for the browser's PDF viewer and a native version for new M1-powered Macs.

iphone 12 5g logo

What's the business case for UWB, which Apple supports in iPhones?

Apple seems to have kick-started development and implementation of the Ultra WideBand standard.

chrome.max 2800x2800

Google to cut off other Chromium-based browsers from access to services such as Sync

Access to what the company called "our private Chrome APIs" will be blocked starting March 15.

apple watch series 6 blood oxygen

Apple Watch may help in the fight against COVID-19

Research shows Apple Watch may provide early warning of COVID-19 infection for you and your staff.

macos big sur preview app

Apple makes welcome change to 'Big Sur' security for Macs

Even Apple's own apps can't bypass the firewall now quite as easily as before.

arrows showing upward trend growth chart graph

Pandemic rebound? PC shipments post biggest upswing in a decade

The pandemic-induced rush to work at home also helped drive up PC sales at the fastest rate in 10 years. But will that buying surge last?

Samsung Galaxy Android Phones

Galaxy reality check: 4 big reasons to avoid Samsung's Android phones

Samsung's Galaxy phones may have the best-known brand within Android, but they come with some underemphasized downsides every serious user should consider.

Microsoft Teams shared files

Microsoft adds Teams ‘task publishing’ for front-line workers

The new features aimed at retailers include automated approvals, shift ‘tagging’ and integrations with workforce management systems.

tim cook steve jobs theater

Apple takes big steps to boost diversity in tech

Apple has announced major investments in education, developer-focused business support, and more to boost diversity in tech for communities of color.

Facebook Workplace

Q&A: Workplace exec on employee productivity, app plans for 2021

With many companies eyeing “hybrid” workplace strategies this year, Facebook is looking to bolster its Workplace platform to make collaboration easier. Workplace executive Ujjwal Singh explained what's coming and why.

Surface Pro 7+

Microsoft reveals new Surface Pro 7+, business-only 2-in-1

A variant of the consumer-aimed Surface Pro 7, the Surface Pro 7+ is a new device that will be sold only to commercial and educational customers.

now hiring board c suite fired terminated layoff job role

US IT jobs and salaries stalled in 2020, but a slow recovery is under way

Although the IT industry did better than many industries, the stall in pay and jobs is expected to continue into 2021, though the tech sector as a whole continues to rebound.

Future Wi-Fi

Wi-Fi 6E is coming to the Apple enterprise

Offering faster networking with very little congestion, the now-available Wi-FI 6E standard is mandatory for faster connections and IoT.

Microsoft's new Outlook app

Microsoft to build cross-platform Outlook from Edge bits

The one-app-for-all Outlook will run within a browser as a replacement for the Windows, Mac, iOS and Android editions of the company's popular email app.

Google Trends 2021

The game-changing Google trend to watch in 2021

A whole new side of Google is taking shape right in front of our eyes, but you really have to step back and look carefully to see it.

work from home gadgets discount

Employee choice is critical to the WFH future

Jamf confirms Apple's systems are in use across global enterprise as remote working and employee choice define work from home.

flash player 11 icon rgb

Microsoft takes steps to scrub Flash from Windows

The arrival of 2021 means the departure of Adobe Flash Player from PCs.

cso security malware breach hack alert gettyimages 1144604134 by solarseven 2400x1600px

SolarWinds, Solorigate, and what it means for Windows updates

The recent SolarWinds attack raised serious questions about how safe companies (and government agencies) are when OS or software updates roll out. Since Microsoft was also hit, it’s important to understand what happened.

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Airport Transfer

Our Airport Transfer service provides you a comfortable journey from one destination to another. Our Chauffeur will meet you at a pick up place where you have requested in our booking form. In case that the pick up place is an airport, we will inform you our meeting point in our next correspondence. Then he/she will drive you to your next destination. We assure that we connect you 2 places upon your request with our strength points as following:
Vehicle :
    +  Car performance is guarantee
    +  Clean and new
Chauffeur :
    +  Professional on their jobs
    +  Well trained in driving and providing hospitality to our customers.
General :
    +  Speed limit concern at safety level
    +  Car insurance and Insurance Certificate.
    +  No hidden charge
    +  Cash on arrival direct to our chauffeur.
Remark :
    We may ask for deposit to guarantee your reservation during the peak period.
Transfer Service Rate :
    THAI BAHT per a private air conditioned van Inclusion of
    +  Gasoline, Chauffeur, Toll way fee if any, Car Parking Expenses.

Origins - DestinationsOne way (THB)Round Trip (THB)

Bangkok (Airport) - Bangkok (Town)1,5002,800
Bangkok (Airport) - Hua Hin/Cha am3,6007,000
Bangkok (Airport) - Koh Chang (Inland pier)5,50010,500
Bangkok (Airport) - Rayong3,6007,000
Bangkok (Airport) - Samed Island (Inland Pier)3,5006,700
Bangkok (Airport) - Kanchanaburi3,4003,500
Bangkok (Airport) - Pattaya (Town)3,0005,700
Bangkok (Airport) - Aranyaprathes (Cambodia Border)6,00011,500
Bangkok (Airport) - Khao Yai3,8007,400
Bangkok (Airport) - Chumpon 7,80015,400
Bangkok (Airport) - Pak Chong (Hotel)3,6007,200
Chiang Mai
Chiangmai (Airport) - Chiangmai (Town)6001,000
Chiang Rai
Chiangrai (Airport) - Chiangrai (Town)500900
Chiangrai (Airport) - Chiangmai3,5006,800
Krabi (Airport) - Krabi (Town)1,0001,800
Krabi (Airport) - Phuket4,0007,500
Krabi (Airport) - Ao Nang Beach1,0001,800
Krabi (Airport) - Klong Muang Beach1,2502,400
Krabi (Airport) - Tubkaak Beach1,5002,800
Krabi (Airport) - Koh Lanta3,6007,200
Krabi (Town) - Phuket4,0007,500
Nan (Airport) - Nan (Town)500 900
Pattaya (Airport) - Bangkok (Town)3,500 6,800
Phuket - Phi Phi Island (Inland Pier)1,2002,200
Phuket - Khao Lak2,9005,500
Phuket (Airport) - Phuket (Town)1,2002,200
Phuket (Airport) - Krabi3,8007,500
Phuket (Airport) - Krabi (Koh Lanta)6,00011,800
Samui (Airport) - Samui (Town)8001,500
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One-Backbone: The end of the isolated solution

Do you also know this situation from your increasingly digitalized showroom? Despite various digital touchpoints in the showroom, you are not yet offering your customers a real experience because digital surprise moments are missing from the customer's point of view. Activities cannot be transferred across different devices or to the user's end device - the resulting switching between devices interrupts the digital experience. In addition, while the various stand-alone solutions collect a large amount of data about your customers, it cannot be directly attributed and leveraged to the buyer experience. Measurability along the customer journey is difficult and merging the data after the fact causes you high costs.

Our "one backbone" approach and overall concept is able to holistically and sustainably optimize the circumstances of your current digital showroom. For your customers, this means an improved experience and for you, optimized measurability of data while reducing costs.

Integrated digital customer journey

Nowadays, customers collect information about products that interest them over a longer period of time. To do this, they use sources on the Internet such as manufacturers' websites, comparison portals, Instagram or Facebook. A digital showroom enables customers to take the information they have already gathered into the dealership and combine it with the digital elements on site. This creates a seamless transition in the search for information - an added value for both customer and dealer, as it allows the needs of the prospective customer to be addressed individually.

Example: Our digital, multimedia vehicle information displays can be equipped with additional, optional content-to-go via the customer's smartphone. Here, a link can be established with the customer portal to which the customer has logged in. This enables a seamless customer journey between different digital touchpoints and versatile information for the interested party.

One-Backbone: The end of the isolated solution

Various components of the showroom are connected to the "one backbone". This means that up-to-date data can be uploaded at any time and is immediately available at all touchpoints. Customer interactions at the digital elements are tracked and collected centrally on site. This means that customer-specific information can also be accessed on other devices and contribute to an improved customer experience.

This integrated digital customer journey and user experience represents a real innovation. The Vision Store Concept with "One-Backbone" enables the integration of manufacturers, stores and retailers in one system. A wide variety of interfaces and databases can be connected to this system in order to supply different digital touchpoints with content.

Thanks to proven standard "One-Backbone" software, both the number of operations and the international application (markets) are easily scalable. Modular extensions with additional POS functions are easy to implement at any time. This creates further experiences for the potential buyer, such as "bring your own device" concepts. Thanks to the fully automated update management, up-to-date content is always available on all connected digital touchpoints. A simple rollout and support concept convinces retailers and increases the willingness of sales staff to actively use digital touchpoints at the POS when interacting with customers.

The future makers

Consileon Business Consultancy
We accompany your projects from strategy to implementation and rollout. Our specialties are agile management, process consulting, rollout, CRM and VR.
We develop, distribute and support innovative solutions for multitouch and digital signage applications - with our own powerful backend.


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News & Events

Rooms Filled With Hope

Right now, construction is transforming a city block into the inpatient children’s hospital our childhood cancer families have been dreaming of. After seeing the plans for the new hematology and oncology floor, Connor’s Heroes identified the need for five rooms designed with our childhood cancer heroes, their families, healthcare teams, and researchers in mind. You can fill a ROOM WITH HOPE by making your gift online today!

Fill A Room With Hope

Connor’s Heroes recognizes the businesses and community organizations who support our mission in a variety of ways. If your company is interested in donating supplies or services, contact or call (804) 897-1272.

View our Hero Partners

Upcoming Events

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Fluidmaster® PRO1F20 Faucet Connector, 3/8 x 1/2 in, Compression x FNPT, 20 in L, 125 psi, Stainless Steel
Water Supply Flexible Hoses
MPN: 970942 4462416 MFG #: PRO1F20
5.82300 / ea

Fluidmaster® Faucet Connector, Series: PRO, 3/8 x 1/2 in Nominal, Compression x FNPT, 20 in Length, 125 psi Working, 40 to 150 deg F, Braided, Stainless Steel

No other connector on the market comes close to the toughness of a Fluidmaster® PRO Series Connector. Made of a tough polymer core encased in braided stainless steel wire, these connectors go above and beyond what's required by code. Backed by a 10-year warranty, these connectors are only found where other PRO Series products are sold.

/ Pack: 25/CS
  • Features
  • Stainless steel braiding provides maximum protection against bursting
  • Ample inside Dia for high flow capacity
  • Won't kink or crease, even in the tightest of spaces
  • Lead free compliant with NSF 61 and all other lead free laws
  • 7.18 to 7.26 gpm flow rate
  • Standard/Approvals: NSF 61


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CFPB and Financial Regulators Issue Guidance on How Banks Handle Consumer Deposit Account Discrepancies

Interagency Guidance Details Supervisory Expectations for Preventing Consumer Harm

WASHINGTON, D.C. — Today the Consumer Financial Protection Bureau (CFPB) and four federal financial regulatory agencies issued guidance providing supervisory expectations on how financial institutions should handle consumer deposit discrepancies. The interagency guidance states that banks should avoid or reconcile, or resolve discrepancies between the amount they credit to a consumer’s account and how much was actually deposited. The guidance calls on banks to adopt policies that treat consumers fairly when they make deposits and do not violate law.

“Consumers should not be denied timely access to the full amount of their deposits,” said CFPB Director Richard Cordray. “Today’s guidance should make it clear that we expect financial institutions to take steps to handle and resolve deposit discrepancies and avoid consumer harm.”

Today’s interagency guidance is available at:

When a consumer makes a deposit, in some instances, the sum the bank credits to the account may be different from the total amount deposited. These deposit discrepancies can occur for several reasons, such as the amount written on a deposit slip does not match the cash transferred into the bank. In other instances, there might be encoding errors or a poor image capture by the bank when it scans or reads a deposit slip. Financial institutions use a variety of approaches to fully reconcile deposit discrepancies, including technology solutions.

Today’s interagency guidance outlines the laws and regulations that apply to deposit discrepancy practices. If a financial institution fails to comply with applicable laws and regulations, including prohibitions against unfair, deceptive, and abusive practices, it could open it up to liability and possible action by an agency.

The interagency guidance is being issued by the Board of Governors of the Federal Reserve System, the Federal Deposit Insurance Corporation (FDIC), the National Credit Union Administration, the Office of the Comptroller (OCC) of the Currency, and the CFPB.

On August 12, 2015, the CFPB, OCC, and FDIC took action against Citizens Bank, N.A., for failing to credit consumers the full amounts of the their deposited funds. The CFPB’s consent order requires the bank to provide approximately $11 million in refunds to consumers and pay a $7.5 million penalty for the violations.

The Consumer Financial Protection Bureau is a 21st century agency that helps consumer finance markets work by making rules more effective, by consistently and fairly enforcing those rules, and by empowering consumers to take more control over their economic lives. For more information, visit


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Have You Been Hurt by a Defective Auto Airbag? Did it fail to deploy or explode? We can help. Complete the form to your left or call us today. ALERT: Auto Airbag maker Takata to pay $1 billion to settle US air bag probe. Source: Wall Street Journal

A major news event in recent time is the recall of vehicle airbags that are defective. There have been serious problems when an airbag is faulty and activates unexpectedly, when there has been no collision, or when it inflates improperly. This sudden and unnecessary deployment can cause serious injury or death to vehicle occupants.

Airbags & Personal Safety

Airbags are a mandatory safety feature installed during vehicle manufacture. They are proven to reduce injuries and save lives when there is an impact accident. The primary purpose of this feature is to provide an almost instant cushion of air, preventing vehicle occupants from colliding with the interior hard parts of the vehicle.

The system of airbag protection was considered to be needed on all U.S. vehicles. Airbags are designed to be used along with seatbelts. The use of seatbelts definitely saves lives in a collision; airbags provide additional protection, especially in head-on collisions.

The first airbag systems were installed by Oldsmobile on the 1973 Toronado models. In 1991, the Intermodal Surface Transportation Efficiency Act passed, but it did not go into effect until September 1, 1998. By 1997, front seat airbags were required on all passenger cars. Trucks did not need to comply with this law until it was in full effect, in 1998.

Airbag Development

The first use of airbags dates back to World War II, when a device was invented to help protect pilots during crash landings. By 1953, two inventors patented devices designed to be safety cushions for use in automobiles. A retired industrial engineering technician, John W. Hetrick, developed the first prototype for the airbags used today under his U.S. Patent 2,649,311. In Germany, another inventor, Walter Linderer, received a patent for his inflatable cushion, also created to protect drivers.

An integral part of modern airbag systems is the sensor device, first developed in the late 1960’s, by Allen K. Breed. Mr. Breed was a mechanical engineer in New Jersey. His sensor was the first of dozens of other car safety inventions he designed. One of his later designs, patented in 1991 (No. 5,071,161) featured an airbag that would vent air during inflation. This helped make the air cushion a bit softer, thus reducing potential injuries to humans during airbag inflation.

Airbag Performance

Airbags are made from a flexible nylon material that is folded and concealed behind a cover on the steering wheel, the dash or a side door panel. When there is any impact, a sensor sends an activation signal to the airbag, causing it to inflate at remarkable speeds, up to 100mph or higher. The bag fills with sodium azide and potassium nitrate, which combine to create hot hydrogen gas for inflation.

Many airbags also feature air vents, which allow the bag to be slightly less hard during the cushioning experience. If the bag is too hard, the vehicle occupant could be injured from colliding with the airbag. Ultimately, the airbag is supposed to prevent the human occupant from being injured by collisions with the steering wheel, dash, door, windshield or other hard parts.

History of Airbag Failures

While the development of airbags and the crash-sensor devices did improve safety and reduce severity of injuries, the malfunction of these systems is a key part in the problem of airbag failures. A variety of conditions can set off the sensor, activating the airbags. When the sensor is activated, it sends an electronic signal to the airbag control, which releases the airbag and initiates inflation.

Airbag failures occur when this system is activated unnecessarily or when it fails to function at all. This can occur from a problem in the sensor or wiring within the system. Some injuries due to failures of side airbag deployment have occurred when a vehicle was sideswiped or brushed up against some object on the side of the vehicle. In other cases, airbags malfunctioned even when the ignition was turned off. GM also has experienced faulty ignition switches and may still today.

The intensity of the airbag inflation process has caused additional instances of failure causing personal injury. Some airbags explode with such force that the metal casing around it becomes shrapnel, moving outwards towards occupants at high speeds like a bullet. People have died from being impaled by sharp pieces of broken metal hurling through the air.

Airbag Deployment Injuries

There is a long list of injuries that have occurred due to faulty airbag deployment. Some injuries occurred during normal operations, as the airbag is activated due to a real collision. Other injuries have happened at times when the vehicle was not even turned on, or when there was no collision. The sensor devices are extremely sensitive to changes in speed and deceleration. This is a necessary component for proper operation. Unfortunately, injuries do occur and these problems are in part due to the very operation of the airbag.

Here are some of the most common airbag deployment injuries that have been reported:

  • Head & Facial Injuries – People should be at least 10 inches away from the airbag for best results and protection. Injuries from the exploding bag or metal shrapnel parts can cause head and facial area injuries. Problems can be worse for infants, children or shorter people.
  • Chest & Cardiac Injuries – These can appear even if there is a slow impact collision; many cardiac injuries are not visible at the hospital. Airbag inflation can cause fractures of the ribs and sternum, especially if the person is too close to the airbag when it inflates, or if the airbag air vent system does not work to reduce the density of the bag.
  • Ear & Hearing Injuries – Airbag explosions are very loud, especially in a confined area. This may result in damage to ears and eyes. Damage includes temporary or permanent hearing loss, tinnitus and perforation of the eardrum. Dizziness or loss of equilibrium also was reported.
  • Eye Injuries – Caused by exposure to chemicals, burns or lacerations from shrapnel release.
  • Lung Injuries – Asthma or inhalational chemical pneumonitis can develop if byproducts of the chemical reaction elements that cause airbag expansion to occur are inhaled.
  • Burns from Chemicals – When an airbag ruptures, alkaline chemicals inside may cause burns.
  • Lacerations, Punctures & Wounds – When deployed, if the explosion also causes the metal frame that holds the airbag to fracture, pieces of metal can be released, causing bodily injury.
  • Death – In some cases where an airbag inflator ruptured, persons injured from that shrapnel died because the metal pieces cut their neck and carotid arteries.

Get Legal Help Right Now

There are class action defective airbag lawsuits about airbag deployment in progress against Takata and other companies. If you or a loved one has been injured or died due to airbag defects or failure, you may be eligible to join one of these actions, or you can file independently. It is important that you try to obtain all possible evidence from the accident scene, including airbag parts, photos and witness information.

Work with an experienced Attorney who has handled this type of legal action for best results.

Get legal help now by registering your claim with us.


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Hosa Pro Cable 1/4" Mono, 5ft

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Inci-Flex Srl: from the Pyramids to the Alps

A new and important stage of growth for Inci-Flex that, after the launch of the ambitious internationalization plan based in the Maghreb and the recent strengthening of management in flexo and roto areas, now opens a new production site near Milan for the engraving of rotogravure cylinders. With important goals of service and development.

If they must have a slogan, Inci-Flex’s would be “Technology and passion”. These are the two main drivers that have supported the Pre-press service for packaging (it provides digital flexo plates, roto cylinders, direct laser engraving and liquid flexo plates) in the conquest of the market leadership. Inci-Flex, in fact, has attracted attention to the massive and prescient investments in technology and the visionary development plans launched by the young CEO Vincenzo Consalvo to bring the company founded by his father Carmine in 1984 to the top. And now it announces a new wide-ranging initiative, designed to closely monitor the rich market in Northern Italy (and beyond) with an adequate service capacity. In this beginning of 2019, Inci-Flex will therefore open a new production site for the engraving of rotogravure cylinders at Trezzano sul Naviglio, in the Milan hinterland. It responds to a precise design of development that sees consolidation in the rich and strategic territory of Lombardy as an indispensable condition for the future progress of the company.

To effectively intercept the flow of jobs that are printed in rotogravure in the Centre and in the North of the country”, considers Vincenzo Consalvo,”the response speed and the flexibility of our original organization were no longer enough. If you need just a few hours of work to prepare a flexo plate, and with a courier we can deliver it anywhere within the next day, it takes a lot more to obtain and engrave a rotogravure cylinder, without considering the difficulties and costs of transport). Therefore to keep up response speeds in this sector as well what the market requires without reneging quality to which our customers are accustomed, we decided to monitor the territory closely, structuring ad hoc spaces and activities.”

Not just gravure

The new headquarters of Trezzano, where the Inci-Flex staff already operating in Bollate will also converge, will host the warehouse, the machinery and engraving equipment as well as the offices and the commercial and customer assistance resources coordinated by the technical director Gianni Rossetti. From this basis, of course, the Southern Italian service company will ensure all the services in their portfolio, ensuring printers large and small all the advantages and guarantees that a unique and reliable interlocutor able to meet every need can offer.

Up to today the market has rewarded the quality of our work, the punctuality of the service and the certainty of always finding someone ready to understand and satisfy the needs of the individual customer. This has generated the confidence that is and remains our greatest asset and competitive advantage. The direct presence in the north will allow us to extend this type of relationship in new areas, even outside Italy, to which until now we could not aspire.

Internationalization at 360°

The ambitions to expand beyond the borders of their home region society are not new are not new to the Campania based company. Inci-Flex Srl took its first steps towards internationalization in 2013, when Consalvo understood the potential of the emerging markets of North Africa and launched important commercial actions in Tunisia, Algeria, Egypt, Morocco and the Ivory Coast, to then start the project Inci-Flex Algérie. The initiative, which generated a mixture of scepticism and admiration in the environment, was coupled with other visionary leaps, such as those that led to the acquisition of new equipment and technologies (primarily Full HD, CDI Crystal 5080XPS Esko), which would then become the point of reference for the entire flexible packaging sector. And this proceeds hand in hand with the gradual strengthening of the company’s organizational and management structure, which has seen as the last step, the insertion of two new managers at the head of the company’s flexo and roto areas.

I do not agree with the European vision that considers the Maghreb area politically fragile”, says Consalvo. “On the contrary, here I see human wealth and the possibility of bringing that plus value of skills and technologies accumulated over 40 years of experience and growth in a super competitive market (the Italian one, Ed.). For this reason, 2019 will see the birth of a new flexo production site in Algeria, from which we can also serve customers in other neighbouring countries. In an increasingly globalized market like the present one, we need first of all to break down the mental and structural borders”, says the entrepreneur. “Today we must be ready to face different cultures, economies and methodologies, aiming at the ethical exchange of skills to guarantee us a lasting position on markets. With a single focus, anytime and anywhere: The satisfaction of the customer.”

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October 12, 2010

Indo-chinease Vegetable Fried Rice

fried 2

Yesterday, I cooked a simple, nutritious, comfort & healthy dish for our lunch box.  Healthy way of adding vegetables to our daily routine.  Especially, Indo-chinease fusion is most delicious & versatile cooking I like.  Either semi-dry or dry variety can be served with this.

Ingredients :
  1. Basmati rice - 2 cups
  2. Vegetables (thinly sliced) - 1 cup (carrot, capsicum, beans, spring onions)
  3. Olive oil - 1 tbsp
  4. Ajinomoto - a pinch
  5. Green chilly - 2 no (slit lengthwise)
  6. Light soya sauce - 1/2 to 1 tsp
  7. Vinegar - 1 tsp
  8. Salt to taste

Direction to cook :

1.   Cook the basmati rice with salt & a tsp of oil.  Cool it.

2.   Heat olive oil in the pan, add ajinomoto, green chilly & vegetables.  Cover & cook on medium flame till cruncy & done.

3.   Add soya sauce & cook for couple more mins.

4.   Add the rice, vinegar & toss it gently.

5.   Garnish it with spring onions.

Serve with semi or dry curries.

Satya said...

fried rice looks very delicious Swapna ...this one is my favorite too

Sanghi said...

veg fried rice looks really great!!

Unknown said...

Perfectly cooked grains. Loks delicious.

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Bob Greenberg and Brainwaves: Capturing the Best Teaching Practices and Leaving a Legacy

Bob Greenberg, a veteran educator, inspires other educators through his Brainwaves channel. Bob hosts exciting guests in education . Bob passionately says [tweetthis twitter_handles=”@bobgreenbergll”]”Students  are our legacy.” Bob Greenberg[/tweetthis] Bob hasn’t retired, he has sent himself into overdrive as he records and shares a snapshot of history and educational thought at this moment on his YouTube Channel. What a great story!

Listen now to Bob Greenberg

Add @bobgreenberg to your PLN

Bob Greenberg – Show #85 – Capturing the Best Teaching Practices and Leaving a Legacy

Bob Greenberg was a teacher for 15 years, then a magician for 15 years, then returned to teaching for 15 years. Now in “retirement,” he hosts a successful series to inspire teachers in the trenches. Bob travels around the world to interview educators for his Brainwaves YouTube interview series.

“Brainwaves” was the name of his class while he was teaching, so when he retired he took the name with him. He has interviewed 50+ people around the world. Listen now to find out more about this amazing educator who is using his retirement to inspire other educators everywhere.

During the interview, Vicki remarked that, [tweetthis twitter_handles=”@coolcatteacher”] “Living life all out, pursuing your passions, helping the profession you love: these qualities exemplify Bob Greenberg.”[/tweetthis]

During Bob’s 100th Brainwaves episode, he featured thought leaders in education from around the globe, including Ken Robinson, Yong  Zhao, and Jerome Brunner. Vicki was honored to be on his show a while back, speaking about teaching, writing, and transliteracy.   The saying, “Once you’re an educator, you are always an educator” is really true with Bob, as he continues to teach with passion even after he has “retired”.

We take our hats off to Bob and every other “retired” educator who continue to passionately support our noble profession. Well done, Bob!

Listen now to Bob Greenberg

A Few of Our Favorite Brainwaves Videos

(Check out the Whole Channel)

Listen now to Bob Greenberg

Every Classroom Matters is a bi-weekly Radio Show by Vicki Davis on BAM Radio network with best practices for busy teachers. Subscribe.
Show notes prepared by Lisa Durff, Production Coordinator for Every Classroom Matters.

Need help listening to the show?

Play the show on the BAM Radio site or subscribe in a podcatcher. If you need help, use this tutorial.

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Top Tips for Fast Formative Assessment that Works

You’re teaching your heart out. All of a sudden, you look in their eyes and wonder if they understand. But in due time, you decide enough of them know the material and it is time for a test. After they take the test, you start grading. In a moment, you realize that while one or two know the material, that you were hopelessly unaware that most of them needed some more teaching. I’ve been there and it is one of the worst feelings of teaching. When it happened to me, I felt like quitting. I felt like a failure. But no more.

fast formative assessment that works

Now, when I teach difficult concepts like binary numbers, I can teach them and know in the moment what they know. No more waiting. No more guessing. That’s because, formative assessment is in my toolkit and I’m empowered to poll the whole class with a click.

As shown above, we can do better than the old fashioned guess and stress mode of teaching and testing. Formative assessment is here.

Listen to this show on BAM Radio Network | iTunes

Different from summative assessment, the goal of formative assessment is to know what they know as knowledge is forming in their minds. Equally important, the point of formative assessment is NOT to take another grade. While you might be tempted, DON’T DO IT! (Unless they all surprise you and make perfect scores!  Then, by all means take a grade and do a dance while you’re at it!)

As an illustration of the many ways you can assess formatively, Steven Anderson and I continue in the second episode of a three-part series on formative assessment. (See the first episode with Tony Vincent linked below.)

Given the points I’ve made already, I believe that formative assessment is one of the key tools for the 21st-century educator’s toolbox.

GradeCam: Today’s Sponsor is a Formative Assessment Wonder

Formative assessment options can save you time. GradeCam is a quick grading tool for formative AND summative assessment. You get instant feedback on what students know. GradeCam lets you print out bubble sheets, use your smartphone, to take a picture of your students’ quizzes, and GradeCam will grade the quizzes for you! GradeCam allows you to quickly collect and assess student learning in the moment and adjust your lessons in real-time. GradeCam also works with laptops, desktops, tablets and any device that has a camera connected to wifi. GradeCam can also quickly transfer all of the scores into a grade book

If you visit Gradecam from this blog post, you can get a 60-day free trial. You can also listen to a bonus episode I recorded about the “Biggest Formative Assessment Mistake that People Make” with Tony Vincent.

Easy Grading with Gradecam

Show Notes:

  • What story can you use to introduce formative assessment to teachers?
  • Is there a trap teachers fall into of thinking they have to grade everything?
  • What is the central purpose of formative assessment?
  • How can teachers use formative assessment to self-assess their own teaching?
  • Are there some fast easy ways to use formative assessment?
  • What are Steven’s favorite formative assessment tools?
  • Episode 1 in this Formative Assessment Series

Who is Steven Anderson?

Steven W. Anderson @web20classroom is the director of instructional technology for the Winston-Salem/Forsyth County Schools in Winston-Salem, NC. He also regularly travels the country talking to schools and districts about the use of social media in the classroom. He has been the recipient of the Twitterer of the Year Award, and in 2012 he was named an ASCD Emerging Leader, which recognizes young, talented, educational leaders in their field.

You can subscribe to the podcast on iTunes or elsewhere, get the RSS feed, or listen via the media player above.button-itunes

Disclosure of Material Connection: This is a “sponsored post.” The company who sponsored it compensated me via cash payment, gift, or something else of value to edit and post it. Regardless, I only recommend products or services I believe will be good for my readers and are from companies I can recommend. I am disclosing this in accordance with the Federal Trade Commission’s 16 CFR, Part 255: “Guides Concerning the Use of Endorsements and Testimonials in Advertising.)

Never Miss a Podcast Episode

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I love students! Best teacher blog winner * Mom * Speaker * author * HOST 10-Minute Teacher Show * @Mashable Top Teacher on Twitter * top #edtech Twitterer

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Riveting Ways to Engage Girls in STEM, Achieve High Test Scores

How to reach every learner every day from a teacher who is doing it

Physics can be taught with a total project based learning approach and have high test scores. Teacher Ben Owens demonstrates this every day. High poverty and high needs students don’t stop him. He expects 100% engagement from every student every day (and gets it.) Listen Now

Ben Owens-stem girls

Even more exciting is how the girls in his class enjoy physics. (Some of them recently won a “punkin’ chunkin’ contest” in his local Appalachian mountain community.) Hear the @engineerteacher tell his fantastic story of learning, engagement and high achievement.

Essential Questions: Riveting Ways to Engage Girls in STEM, Achieve High Test Scores

  • How project based learning and physics compliment each other.
  • How Ben Owens works to reach every student with difficult math and physics concepts.
  • How Ben helps girls get more excited about math (It is not what you think.)

Educator Resources from this Episode

Leave Us a Rating and Review

You can subscribe to the podcast on iTunes or elsewhere, get the RSS feed, or listen via the media player above.button-itunes

I love students! Best teacher blog winner * Mom * Speaker * author * HOST 10-Minute Teacher Show * @Mashable Top Teacher on Twitter * top #edtech Twitterer

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How The Web Impacts Conventional Media

internet on technology
In this day and age many enterprises really want to embrace digital technology just to remain in contact with their competition and provide an up-to- date, aggressive service to their shoppers and prospects. As an illustration, whenever you need any service, simply log into the Web, and you will notice one million and one people and organisations who render such providers. Wireless Web also assures quick transfer and alternate of information. With the use of technological innovations, business house owners and entrepreneur perceive their cash move better, how one can manage their storage prices well and lets you save time and money.

With the use of their netbooks or cell units and an effective connection, a employee can easily focus on matters referring to enterprise with a coworker as he takes the train house. Folks with disabilities can receive enquiries via Internet, phone or fax. With connection speeds able to reaching 100 Mbps, this service, also known as 4G (which stands for “Fourth Era”), is far quicker than other cellular Web connections.

As they are saying, with a rise in demand there is a consequent increase in supply, therefore, with the rise within the utilization of mobile phone expertise, various web functions have developed just like the cell weblog, mobile video and cell leisure TV that is very a lot in demand.

The internet services also lowered value of internet entry on the mobile devices. Apart from the fee reduction via the outsourcing role of web in enterprise, outsourcing allows businesses to focus on their core services and turn into extra efficient.

Rapid Internet Know-how

internet on technology
All things considered, it wasn’t that long ago that cell telephones were not within the arms of each individual on the street. Wireless internet providers give prospects access to the internet with out the wires, in fact. Earlier, solely phone was the expertise to support web providers. In the close to future, social media bots will play a fantastic position so far as connecting with potential clients is concerned.

Online Shopping Position: One function of web in enterprise is the beginning of ecommerce websites and on-line fee options that enable individuals to shop online from the consolation of their very own properties. If these gadgets, similar to your TV or a video game console still have internet service, the issue may be limited to the machine in query.
internet technology pdf download, internet technology tutorialspoint pdf, internet technology course outline
From grocery lists to how we express ourselves, the internet has ceaselessly changed every part about modern living. Prosumers are shoppers who produce content resembling videos, photographs and blogs that can be immediately distributed and shared amongst millions of people via social media platforms. Previously individuals want to keep up the necessary data of their customers manually.

5 Digital Options That Can Help Your Enterprise

internet on technology
The way people follow the information has undergone major changes through the years. Philippine Center for Inventive Imaging or PCCI is a multimedia and internet design faculty Philippines located in … Read More Here


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Archives for

Keppel Land

Corals @ Keppel Bay Project Details

Where seafront splendour meets urban glamour… …prime waterfront living begins. Luxury Urban Marina Living. It’s Your Style Located in the exclusive Keppel Bay precinct along Singapore’s vibrant southern shores, Corals at Keppel Bay offer prime waterfront living with attractions at your doorstep. Get set for a life less ordinary. Idyllic Waterfront Living By The Marina.


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A Cork woman is set to hit our screens soon as she takes part in the newest reality TV sensation.

Netflix is dropping a brand new show 'Too Hot to Handle' this Friday and it looks set to fill a Love Island-sized hole in on our television sets.

The show embodies a lot of the same concepts as the hit ITV series, but has a few twists mixed in.

A group of good-looking single people are dropped in a class gaf and will be doing plenty of challenges together, but unlike Love Island the hanky panky or coupling up will hinder their chances of winning big money.

After settling in to the plush villa in the first episode the contestants are told restraint will be the key to winning the massive $100,000 prize.

No hanky panky or shifting of any kind is allowed, and anyone who breaks the rules will see their jackpot potential drop.

This leaves some trying to keep their distance while others sacrafice money to take a shot at true love.l

One contestant whose sure to have a few fans around Leeside is Nicole O Brien.

The self-described 'public figure' is originally from the county but has been living in London for the past while.

She's among the ten competitors who could become household names over the next month.


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Hourly Based Fee
Only Advice
Call today to arrange a meeting.
1 (902) 393-1248
P.O. Box 1201     Charlottetown, PE     C1A 7M8
T: (902) 393-1248 (direct)     CorkumFinancial@pei.sympatico.ca     www.CorkumFinancial.ca

Critical Tax and Financial Issues for Business Owners

This article is focused on Prince Edward Island, but most topics are relevant everywhere in Canada. While written from the perspective of an entrepreneur starting a business, the financial issues I discuss in this article should be well understood by all business owners, regardless of how long they have been in business. When I meet with a business owner for the first time, it normally takes up to three hours to touch on the many issues I think are minimum knowledge requirements. Certainly, some items are not applicable to certain business situations; others are critical. I will discuss the following topics:

  1. Business Planning
  2. Structuring Your Business
  3. Year-end Selection
  4. Employee Issues
  5. Tax Deductions
  6. Income Splitting
  7. Taxable Benefits
  8. Sales Taxes
  9. Estate Planning

a. Business Planning

Obviously, new entrepreneurs need a business plan, well thought out and prepared by themselves, perhaps with some assistance. A crucial first mistake is often a lack of planning, or too much reliance on a professional advisor in preparation of a plan. You need to understand your plan, know the risks and know how to mitigate these risks and achieve your goals. You need to be able to explain it to your banker yourself because your advisor is not going to run your business – you are! It is very unlikely you will have any recourse against a consultant if the plan fails. Know your plan and the underlying facts and figures, and if you don’t believe them, change the plan or stop there. Your life’s savings and your reputation are on the line – protect them.

b. Structuring Your Business

You basically have two choices of business structure – incorporation or not. Within these two choices, there are other alternatives that I will not discuss here, such as partnerships and joint ventures. The biggest reason to incorporate these days is for limiting your liability against creditors. If your business is unable to pay its bills, incorporation will prevent creditors from seizing your personal assets except to the extent you have given personal guarantees. Most lenders require personal guarantees; other creditors usually do not.

Incorporation can be useful for tax benefits if you earn income that can be left within the company for re-investment. If you are buying another business or purchasing expensive assets, incorporation may be beneficial to improve cash flow by using pre-tax dollars. Small businesses in PEI (earning less than $500,000) pay tax at about 15% (varies with provincial and federal budget changes from year to year) while personal tax rates in PEI range from about 25% to 51%. At first glance, it appears that savings in a corporation can be substantial; however, when the money is removed from the corporation, additional taxes are payable. Therefore, all you really have may be a deferral of tax. On the other hand, with proper planning and timing of your withdrawals, you may be able to lower your combined personal and corporate tax rate for absolute savings.

There are other issues to consider in making the important decision on whether to incorporate. Advantages may include sharing income with family members to reduce tax; sharing ownership to achieve estate planning goals; to be eligible to use the small business capital gains exemption; to access special tax deductions available to real estate developers; etc. A discussion of these purposes are beyond the scope of this article. There are disadvantages to consider also, including set up costs, annual tax preparation fees, and specific rules governing payments made for personal use.

Regardless of the type of business, if there are two or more owners, even if one is a spouse or a child, a buy-sell agreement between owners is mandatory for your protection in the event of death, disability or voluntary or involuntary departure of an owner.

c. Year-End Selection

An unincorporated business is taxed as part of your (or you and your partners’) personal tax return. The government requires the business to calculate its income on a calendar year basis using December 31 as a fiscal year end. Corporations file separate tax returns, and may select any day of the year as the end of their fiscal year. The first year cannot exceed 53 weeks.

When choosing a fiscal year-end, there are a number of factors to consider. Choose wisely; the CRA requires a good business reason for you to change it later. Consider the following, and talk to your professional accountant before deciding:

  1. When does your business cycle end? For example, for tourist operators, their profit picture will be best in the fall, immediately after the end of their busy season. This may be your choice if you want your financial reports to look their best. On the other hand, to maximize tax write-offs, a tourist operator would choose April, after a winter of expenses and no revenue.
  2. When is it most convenient for you to finish your bookkeeping and meet with your accountants?
  3. A corporation may declare tax deductible bonuses and not pay them for up to 180 days after year-end. For tax planning purposes, a fiscal year-end in the latter half of the calendar year would allow you to choose to pay the bonus to yourself in either the current or following calendar year, depending on what is best for your personal tax situation.

d. Employee Issues

When you hire people to work for you, there are very specific tax withholdings and reporting requirements. In years gone past, payments of small amounts as “casual labour” were allowed without withholdings. Those days are gone. Almost all payments to workers require withholdings of Employment Insurance premiums. With few exceptions, CPP premiums and income tax must be withheld. You need to register with the Workers’ Compensation Board, and you are governed by Occupational Health and Safety standards.

If a worker purports to be self-employed, make sure they are. If you hire someone on the same terms as you would hire an employee, then you must withhold payroll deductions. If you do not, you can be held accountable later, and may be required to pay both your share plus the employee’s share of EI and CPP premiums, as well as penalties and interest. When in doubt, CRA will provide you with a ruling on whether they are employed or self-employed. If you are in the construction industry, you must also submit an annual information report to the CRA stating the amount of payments made to subcontractors.

Individuals may approach you wanting to work “under the table” because they are collecting Employment Insurance or are not planning to report the amounts for tax purposes. Agreeing to such terms is playing with fire, with potentially devastating costs.

When an employee leaves your employ, voluntarily or involuntarily, you must complete a Record of Employment for EI purposes. Complete the form correctly, with the appropriate reason for termination and allocation of insurable hours. If the form is adjusted to help the employee improve his or her EI claim, you could be held liable for fraud, with related fines and charges.

e. Tax Deductions

When running a business, it is important that you understand which expenditures are tax deductible and which ones are not. I will attempt to provide you with an overview. First, there are two common types of expenditures with differing tax treatments. These include expenses of short-term benefit and expenditures of a capital nature that provide long-term benefits. Generally speaking, expenditures may not be deducted except to the extent that they are made by a taxpayer for the purpose of gaining or producing income from a business or property. In addition, the amounts must be reasonable in the circumstances.

The Income Tax Act defines limits on many types of expenditures, and obviously prevents personal expenditures from being tax deductible. For example, unless you are travelling away from your own municipality for at least 12 hours, most meals are only deductible to the extent of 50%, and then only if you are entertaining a business contact. In addition, an expense made for the use or maintenance of a yacht, a camp, a lodge or a golf course facility are not deductible unless your business is providing such properties for hire or reward. Another example of a non-deductible expense is membership fees or dues in any club that has dining, recreational or sporting facilities for its members as its main purpose. However, as a rule, you should carefully examine all of your expenditures to determine if they relate to your business, and if so, claim them accordingly. When in doubt, keep a record and call your tax advisor.

An expenditure made that has long-term benefits will not be immediately deductible. For example, when you purchase office equipment, a building or a vehicle, the cost of these items must be allocated over a number of future years in the form of depreciation (also called “amortization” or “capital cost allowance”). For example, equipment may be claimed at a rate of 10% of its cost in the first year, and 20% of the remaining undepreciated cost in each subsequent year. When buying these types of assets, called capital assets, you may be entitled to additional tax benefits in certain industries. Farmers, fishers, manufacturers and processors, for example, may claim a 10% federal tax credit on the purchase of certain new equipment. The Province of PEI offers an additional tax credit in certain very limited situations. There are also special rules which limit your tax deductions and HST rebates on certain passenger vehicles costing over $30,000 (the 2018 limit, which may change year to year).

A number of tax questions arise over vehicles used for business and personal purposes. If you are incorporated, should the corporation own the vehicle? Should the vehicle be leased or purchased? How much of your cost can be claimed and HST recovered in each situation? The answers depend on your situation and need to be reviewed with your advisor. However, maintaining a log of your travel kilometres, segregating business from personal, is essential to avoid costs in a tax audit.

You should seek advice when you use certain assets, such as vehicles, your home or computers for both personal and business use. Specific calculations are required for income tax and HST purposes in these cases.

With the complex rules of what is deductible, what is partially deductible and what is not, you can see the importance of having a professional tax advisor work with you in preparing your tax returns. In some cases, there may be appropriate ways to structure your business affairs to improve your tax deductions. For example, when borrowing money, you should discuss possible opportunities to structure the loan as a business loan prior to completing the transaction. In addition, if you are transferring personal assets to your business, upon commencement of the business or later, you should ensure that the appropriate tax deductions are obtained.

People do not like paying taxes. Business owners who do not report all of their sales, or who falsify invoices, sometimes only to help a customer and not themselves, are committing tax evasion and fraud. Participating in illegal activities to save taxes leads to serious tax penalties and possible criminal charges. The financial and reputational consequences may be permanently damaging, so avoid such temptations.

f. Income Splitting

Income splitting is the ability to share income among family members to reduce overall taxes. One way to do this is to share the ownership of the company. Since the Canada Revenue Agency (CRA) requires family members to pay fair market value for their investments, one should consider sharing ownership at the time of startup when the business has no value.   At that time, family members can invest in ownership for nominal sums of money.  Therefore, plan how you want business profits (or losses) to be shared, and structure the ownership of the business accordingly.  However, these rules were changed for 2018 and future years, and shareholders must actively participate in the business to share in profits.  Ensure you get professional help when setting up the ownership of your corporation.

Are you not sure about ownership structure? Business ownership can always be changed later if all owners agree. However, to avoid immediate tax costs, there are special tax and legal procedures that need to be followed and you should get professional advice. Although it may cost more later to change, sometimes keeping your structure simple until you know for sure what you want makes sense. Professional advice is essential at this stage of your decision making.

Another way to split income is by payment of wages to family members. It is important that you pay no more than a fair wage for work performed by family members, especially if they are not owners, to avoid the wrath of the Canada Revenue Agency.

When employing family members, you should obtain a ruling from the CRA as to whether you need to withhold Employment Insurance premiums.  All employees, family or not, must start contributing to the Canada Pension Plan at age 18.

g. Taxable Benefits

If you are incorporated, use of company assets or payment of personal expenses by the company will result in benefits that must be reported on your personal tax return. Neglecting to properly allocate personal benefits can result in significant tax penalties.

Common situations that need to be considered include:

  1. Borrowing money from the business in excess of funds that you lent to the business;
  2. Having a business vehicle available for personal use;
  3. Payment of life insurance premiums by the business;
  4. Incorrect allocation between personal and business expenditures;
  5. Allocation of certain normally deductible benefits to shareholders but not to other employees.

Ensure that you get proper tax advice in these and similar areas.

h. Sales Taxes

If you sell over $30,000 worth of taxable goods and services per year, you are required to register for Harmonized Sales Tax (HST) (Goods and Services Tax (GST) in certain other provinces). Until you have sales of $30,000, registration is optional and you should seek advice on whether to register or not. If you are certain to exceed this level of sales, I recommend that you register immediately upon establishment of the business. In this way, you are entitled to a rebate (called an input tax credit) for all HST paid on expenditures, whether they are purchases of capital assets or day to day expenses. On the other hand, of course, you must charge HST on all of your sales. The difference between HST collected and paid out must be remitted to the Federal Government on a regular basis, the frequency of which depends on the amount of your sales. Most small businesses remit on a quarterly basis, although there are other options.

At the time you establish your business, it is important to examine the implications for HST and, in some provinces, provincial sales taxes (PST). You may be entitled to a rebate on HST previously paid on personal assets being converted to business use.

When you purchase product to be consumed in Prince Edward Island from off-island sources, you are entitled to a full rebate of the GST or HST (if you are registered). Special rules apply to certain types of expenditures, such as expensive automobiles, meals and entertainment, import/exports, etc. Again, getting professional advice early is important.

i. Estate Planning

Estate planning is looking ahead to your death and determining how ownership of your business should be transferred.

As a first step, immediately update your Last Will and Testament. In your Will, deal with disposition of all your assets, including your business. As a general rule, all assets can be transferred to your spouse without immediate taxes. All other transfers, including those to your children, will be taxable. Careful planning is required to treat your beneficiaries “fairly” (which is not necessarily the same as “equally”). Some assets will be fully taxable upon transfers to individuals other than your spouse, others may be partly taxable, and others tax-free.

Your estate must pay your final debts, including taxes, so you may need life insurance to avoid sale of the business to pay income taxes on the value of that very same business.

After completion of your Will, prepare a Power of Attorney, giving a trusted friend or family member the ability to act on your behalf in the event that you become incapacitated. If you are seriously injured or acquire a disease resulting in mental incapacity, it is important that someone can immediately act on your behalf with respect to important matters, both personally and within the business. Purchase disability insurance, and also consider critical illness and long-term care insurance to meet significant financial obligations that often accompany disability.

Life insurance is not a tax-deductible expense for your business unless required by a lender for collateral. However, in certain cases, it is still beneficial for the insurance to be owned by a corporation – seek additional advice in this area. Also note that if you pay disability insurance premiums personally, resulting benefits will be tax-free. However, if your business claims any portion of the premiums as a tax deduction, the full benefits will be taxable to you.  If the business pays any portion of disability insurance premiums for any employee, then disability benefits received by all employees will be taxable.

My experience is that many business owners have great ideas that become unsuccessful because, as entrepreneurs, they are too anxious to get started and do not have the patience or expertise to lay out the proper groundwork. Do yourself and your family a favour; spend a few dollars up front to protect your life’s savings. Get professional advice before starting.

Do not act on any advice in this article without exploring your personal situation with a professional accountant. Rules change, individual circumstances differ, and you may have interpreted my comments incorrectly.

As should be apparent by now, there are many issues to consider when setting up your business. I have discussed many of the topics in this article, but not nearly all of the issues to be considered that are particular to individual cases.

Blair Corkum, CPA, CA, R.F.P., CFP, CFDS, CLU, CHS holds his Chartered Professional Accountant, Chartered Accountant, Registered Financial Planner, Chartered Financial Divorce Specialist as well as several other financial planning related designations. Blair offers hourly based fee-only personal financial planning, holds no investment or insurance licenses, and receives no commissions or referral fees. This publication should not be construed as legal or investment advice. It is neither a definitive analysis of the law nor a substitute for professional advice which you should obtain before acting on information in this article. Information may change as a result of legislation or regulations issued after this article was written.©Blair Corkum


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FORMATION of the “1022 CREW”

By MaureenRutherford Nieland “Mo”

It all started with 1022 Park Place, Coronado, California. This is where my grandparents, Alfred and Mary EllenVingoe, came from England in the 1920s to settle in Coronado. As my mom’s siblings matured, they spread themselves out through Coronado and San Francisco to make their own homes.

I was born at the Coronado Hospital in 1946. Dr. Booth delivered me there and said at the time that “I was going to be a showgirl in Vegas.” Little did he know, I spent 37 years there in the gaming business, and DID dance VERY often at all the clubs there.

All these years later through Facebook, Aleene Sexton Queen and Helen Nichols Murphy Battleson found we had more in common then being raised in Coronado. It was “1022 Park Place”, where Aleene’s aunt and uncle lived for quite a few years in the 1930s; then many years later, Helen and her family owned the house, who then sold it to Donald Hubbard, the present-day owner.

I had been by “1022 Park Place” many times to look and stare and wonder what it was like to live inside that beautiful home back in the 20s. Finally, one day while HOME for the 4th of July Class Reunion last year (2010), I was taking a picture of the house with my best girlfriend, Carolann, and Don Hubbard came out and jokingly said, “We charge for pictures you know.”

That’s when after all these years of wondering what it looked like inside, Don invited Carolann and I in for a tour of the house. (What a kind and wonderful man he is. He and his daughter are both authors of wonderful stories.)

This meeting brought Aleene, Helen, and I into full circle. They are both just a tad older then me and wouldn’t have noticed me as a kid running rampant in Coronado. Aleene and I had a closer bond then we thought. My mom and her and other great friends use to play cards together — one of the friends being the fire chief at the time, Ted Kohl and his wife Edna. Now that we are all older, the age gap has closed between us and we have MANY fond memories to share.

Don Hubbard affectionately gave us the nickname “The 1022 Crew” We are the “1022” Crew!!!

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More Odd Music – “Alice” by Sunn

Well, here’s some more odd music. A friend of mine turned me on to these guys a couple of years ago. Sunn is easily one of the oddest bands around. Most of their music is better suited as background noise for intelligent tasks or doing drugs. I don’t do drugs, but I do listen to […]


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custom lipstick manufacturers

custom lipstick manufacturers Liya Biotechnology Co., Ltd puts efforts to develop greener custom lipstick manufacturers in accordance with the product development strategies. We designed it focusing on reducing environmental impacts throughout its life cycle. And in order to reduce the environmental impact on human, we have been working to replace hazardous substances, add anti-allergy and anti-bacterial features to this product.

Liya custom lipstick manufacturers The custom lipstick manufacturers always ranks 1st by annual sales in Liya Biotechnology Co., Ltd. This is a result of 1) the manufacturing, which, starting from design and ending in packing, is achieved by our talented designers, engineers, and all levels of workers; 2) the performance, which, assessed by quality, durability, and application, is guaranteed by the said manufacturing and verified by our customers all over the world. private label hair growth products,top chapsticks,high end lip balm.
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Shriv ComMedia

iOS mobile applications are growing and have become the need of every Apple smartphone. Shriv ComMedia Solutions is iOS application development company in India providing mobile application development services to its clients. In past one decade, the software development company has delivered various iOS apps for all verticals of the industry.
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View Cart → "2013 Estate Grown Malbec" was successfully added to your cart.
2007 Estate Grown Anniversary Cuvee

2014 Estate Grown Encore

Product Description

Bold, heavy bodied and lush with ripe blackberry, plum, and black currant flavors.  Barrel aged for 30 months in 60 gallon oak barrels, the concentration of flavors inspires food pairings with smoked meats, wild game, grilled vegetables, and herbs like sage, rosemary, and bay leaf.  After the first taste, you will say “Encore”!

Blend: 50% Cabernet Sauvignon, 50% Syrah

Suggested Food Pairing: Steak Salad with Arugula and Sun-dried Tomatoes

Additional Information

Weight 3 lbs
Dimensions 2.8 x 2.8 x 11.5 in


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Rich Corporations Get $500 Billion, No Strings Attached

Photograph by Nathaniel St. Clair

It is beyond obscene that the U.S. government used the Covid-19 panic to ram through a $500 billion loan giveaway to rich corporations. Loans with no strings attached. How did the geniuses in Washington conclude that stuffing cash into the pockets of oligarchs would help the 30 million dumped out of work? Those plutocrats have proved time and again, since Ronald Reagan first started throwing money to them, that when you give them dollars it does not trickle down to ordinary people. It goes to stock buybacks and multimillion-dollar ceo bonuses and raises. It is money flushed down the toilet.

A government that burns money like this can afford Medicare for All. Especially during a lethal pandemic. But our senators, congressmen and white house officials clearly prefer to let people die of plague while they make inequality great again. Their motto is the haves get it all, the have-nots get crumbs. A government that can squander $500 billion on the super rich can afford a universal basic income for its citizens. But our political elites prefer to loot the country and pass the cash to people already swimming in it. No lifeline for the millions who just lost their income. Nothing besides a one-time check for $1200 and unemployment. Which they get from their states. Which are going bankrupt and can’t expect money from Trump, Mnuchin or Mitch McConnell, because no – that trio is too busy bashing Democratic governors and passing out the plunder like candy to corporate cronies and donors.

Adding insult to injury, the political elite who rigged this pillage didn’t even bother to conceal it, cover it up, make excuses or lie about it. Nope. The stock market sank, so without further ado Trump et alia pushed through a bailout for the people who need it least. They didn’t conceal it, because they just assume everybody who matters agrees – when there’s stock-market trouble, the U.S. opens its coffers to corporations, because this is the United States of Corporations not of Citizens, especially not citizens without substantial portfolios. Those people don’t matter. The 30 million who lost their jobs don’t count. And in case they were deluded enough to think they did, Trump, Mnuchin and McConnell just gave a fortune to plutocrats to make it crystal clear: in the U.S. the rich have all the rights – especially the right to government money.

But, you may ask, what about the small business loan program? Well, the first time around that didn’t go so well, with lots of money grabbed by publicly traded corporations. We’ll see how the re-do fares. But even that cannot conceal the brazenness of the $500 billion corporate loan giveaway, which requires no job hirings or worker retentions. At least the small business Paycheck Protection Program (PPP) does that. The $500 billion corporate gift should be redirected, tout de suite, to the states or to the PPP – where at least it could do some good for ordinary people. But Washington doesn’t think much of ordinary people.

What our rulers really do think of us is best demonstrated by how Republicans treat meat packers, who do hard, dirty, disgusting, dangerous work. Many meat packing plants have become Covid-19 hothouses, with workers dying. On May 1, the CDC announced that almost 5000 meat packers are infected. So some plants temporarily shut down. Trump freaked out over this and designated slaughterhouses an essential industry. Workers evinced reluctance to return to work, since for many the pestilence could be a death sentence. But governors in states with slaughterhouses threatened to stop these workers’ unemployment checks if they did not clock in. So meat packers have a choice: starve or get the plague. Either way, Washington and their governors clearly regard them as expendable.

One irony is that many meat packers are undocumented workers – you know, the people Trump loves to vilify. Suddenly he says they’re essential to ongoing American life. But many of them, presumably, could not get unemployment funds anyway, due to their immigration status. We’ll see if they risk infection and possibly death for a president who routinely belittles and insults them and whose only concern for them thus far has been to kick them out of the U.S. as fast as possible.

So $500 billion for plutocrats, peanuts for everyone else, forced labor and forced exposure to a deadly virus for “essential” workers. If that sounds like a democracy to you, check the dictionary definition. It spells oligarchy, maybe even tyranny.

Eve Ottenberg is a novelist and journalist. Her latest book is Birdbrain. She can be reached at her website.


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Percy Jackson & The Olympians (Paperback)

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Chinese edition of Percy Jackson & the Olympians: The Titans Curse, the second book in the series. The story is largely based on the Greek mythology. Film based on this book is scheduled to release in 2010. In Traditional Chinese.

Product Details
ISBN: 9789573265061
Publisher: Yuan Liu/Tsai Fong Books
Publication Date: July 1st, 2009
Pages: 368


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Expressioins Of Hope
Barbour Publishing

Expressioins Of Hope

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This new deluxe gift book offers uplifting words for any day of the year-all penned by America's best-loved poet, Helen Steiner Rice. With the timeless theme of Hope you will find just the refreshment you need to get through the day. In addition to the 125 poems, Expressions by Helen Steiner Rice is packaged in a portable, go-anywhere format and includes an appealing full-color interior

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Are Dollar Stores Open on Christmas? Here's What You Need to Know About Their Holiday Hours

We've got the details on Dollar Tree, Dollar General, and Family Dollar.

Dollar Stores Open on Christmas
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Christmas is just around the corner, and in between all the cookie eating, eggnog drinking, holiday card writing, and Hallmark movie viewing, you're probably a little bit frazzled. After all, even those of us who make our list and check it twice find ourselves scrambling for several last-minute Christmas gifts each year. Whether it's a festive Christmas decoration that'll help you decorate the Christmas tree in style, a fun stocking stuffer that you know will put a smile on your youngest child's face, or hostess gift for the neighbor's annual holiday party, you could probably use a quick trip to your local dollar store.

But before you make the trip, you need to know if the stores are open on Christmas Day. Here, we're sharing the Christmas hours for Dollar Tree, Dollar General, and Family Dollar. (By the way, if you're wondering about other stores open on Christmas, we've also got information on Starbucks' holiday hours, Walmart's holiday hours, grocery stores open on Christmas, and all the restaurants open on Christmas too.)

Here's to a Christmas spent focusing on the important things—family, friends, and love—and a trip to town that's easier than polishing off a batch of your favorite Christmas candy.

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Dollar Tree Christmas Hours

Select locations have been open on Christmas Day in the past, but for 2020, all Dollar Tree locations will be closed on Christmas Day, a company spokesperson confirmed to You'll want to make your list and check it twice...before December 25.

Family Dollar Christmas Hours

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The same holds true for Family Dollar. This year, all Family Dollar locations will be closed on December 25. So do your best to plan ahead this year.

Dollar General Holiday Hours

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If you want to stop by Dollar General for final holiday purchases, you'll have to do so before Christmas Day. A spokesperson tells that though stores will be open on Christmas Eve, all Dollar General locations will be closed on Christmas Day. To check out your shop's hours year round, you can look at the store locator.

It seems as if Dollar General is in line with a few other establishments that decided to close on December 25, including grocery stores such as Sam's Club, ALDI, and Publix. But don't worry—along with Dollar Tree and Family Dollar—there are still a handful of stores and restaurants open on Christmas, including CVS, and Walgreens/Duane Reade. Happy shopping!

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When I was a kid, I loved reading choose-your-own-adventure books. You never knew where you were going to end up or how things would turn out. Farming is a lot like a choose-your-own-adventure story. Producers have to choose the right crop species, tillage practices, cover crop species and other inputs to result in a successful growing season.

The results of the first-ever Cover Crop Benchmark Study showed that growers are effectively using all types of tillage in conjunction with cover crops.

Cover Crop Benchmark Study Logo

The industry-exclusive survey from Cover Crop Strategies found the majority of growers use no-till practices (83%), but 28% who responded use conventional tillage on at least part of their farm. Vertical tillage is used by 19% of growers, while 17% use strip-till. Mulch-till and ridge-till came in with the lowest numbers of growers, at 9% and 2%, respectively.

Chart 1

This tells us growers have to find the right combination that works for their operation. All factors have to be considered, such as soil type, location, labor availability and topography.

No matter what type of tillage is being used, growers can still capitalize on the soil health benefits that can be gained by using cover crops. Soil erosion can be prevented, water infiltration can be increased, weeds can be suppressed, and pest cycles broken — all by incorporating cover crops and managing them properly.

Jason Federer, an Indiana grower whose father started using covers on their family farm, can testify to the improvements in soil health due to utilizing cover crops, even though he uses some tillage on his farm.

“We have more problems with too much water than not enough, and over the years, I’ve watched infiltration improve behind our cover crops,” Federer says. “It’s hard to quantify, but I’m convinced the practice is helping overall soil health, just from the abundant population of earthworms we find. Also, when you pick up a handful of soil, it just smells ‘healthy’ and is very friable. I also see steady improvement in runoff reduction after big rains.”

Cover crops aren’t just a tool for mainstream crop growers. The Cover Crop Benchmark Study found growers who raise cotton (99), pulse crops (146), fruits and vegetables (193), hemp (91), nuts (81), and even vineyard owners (79) have put cover crops to work and seen positive outcomes.

A 2019 study by the University of Arkansas explored how using cover crops could help watermelon growers improve yields while improving the soil and reducing pest pressure. Using legumes as a cover crop increased the nitrogen available in the soil, while acting as hosts for pollinators to benefit the watermelon crop.

Check back for more coverage of the Cover Crop Strategies first-ever Cover Crop Benchmark Study.