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Office Space

Private and productive office space

Meeting Rooms

Private offices and meeting rooms on-demand

Virtual Address

Send and receive mail in prestigious office locations

Phone Answering

Every call answered. An extension of your team

Virtual Assistant

Someone you can count on for your administrative needs

Do I Need an Executive Assistant?

By Brian Farris   |    November 17, 2020   |    11:48 AM

Small Business Owners, Here Are 3 Signs You Need an Executive Assistant

If you're an entrepreneur or small business owner, there's a chance you could benefit from some executive assistance. Here's how to tell if you could use an extra hand, plus tips on how to find affordable administrative help.

What exactly is an executive assistant?

Executive assistants do many of the same things as receptionists and administrative assistants, though there are some key differences.

These professionals have ample administrative experience, and they can definitely handle the phones. They also tend to have expertise in project management. Once they’ve been successfully onboarded to a company, they’re pros at working independently.

Executive assistants often work with a company’s top brass, like the founder or CEO. At Intelligent Office, we like to say our Intelligent Assistants are the next best thing to getting a clone.

But do you really need an executive assistant? Here are the top three signs you could benefit from some additional support.

1. You feel overwhelmed.

This is perhaps the most obvious sign that you need an assistant. Their main job is to reduce stress and overwhelm so that you can focus on your core competencies and maintain a healthy work-life balance

An executive assistant can handle tasks like:

  • Setting up meetings
  • Printing, copying, and filing
  • Preparing, sending, and following up on invoices
  • Depositing checks
  • Outbound calling to help grow your client roster
  • Phone answering, including customer service

If offloading tasks like the ones above would reduce your stress levels, it’s time to consider an executive assistant.

2. Your business is growing.

As your small business grows, you may find yourself juggling an ever-increasing load of responsibilities. Tasks that used to be easy to finish suddenly get lost in the weeds. Before you know it, you feel like you have no control over your workday.

This scenario isn’t uncommon for growing businesses. After a certain point, it doesn’t make sense for a company’s leadership to handle every administrative and operational task — you have other things to worry about.

Hiring an executive assistant means those tasks will be handled by a competent professional, helping you gain more control over your workday.

3. You have the budget to hire an executive assistant.

No matter how stressed they are, some small business owners don’t have the budget to hire additional support.

But, if you’re considering hiring someone due to an increase in business, the ROI of an executive assistant could pay off handsomely.

The secret to finding an affordable and flexible executive assistant

There are a few ways to go about hiring an executive assistant. The traditional route entails posting a job opening, reviewing countless resumes, conducting interviews, and finally hiring.

Fortunately, there’s an easier way to get the support you need: Virtual Intelligent Assistants (that’s what we call our executive assistants here at Intelligent Office.)

These professionals provide a concierge level of executive assistance — think of them as your one-stop solution to service every administrative need. We use an “on-demand” model, which means you only pay for the time you need. It’s an affordable and stress-free alternative to hiring a full or part-time assistant.

Don’t take my word for it, though. Click here to get in touch with an Intelligent Office location near you. Our team will get to know your company and answer any questions, then you can make the best choice for your small business.


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André Leon Talley Dishes on Galliano, McQueen, and Lagerfeld, Darling

Photograph by Diane von Furstenberg.

Fashion is full of one-of-a-kind personalities, but there have been very few figures as original, as self-possessed, as self-made, as unabashedly exuberant, and as eternally in vogue as André Leon Talley. We may be biased. In 1975, early in his magazine career, Talley worked as an assistant at Interview. It’s only fitting that Talley’s new memoir, The Chiffon Trenches (Ballantine), has been stirring up so much fashion-industry controversy for naming names and telling behind-the-camera stories. But the memoir isn’t mere gossip. It tells a pilgrim’s story of a child growing up in Durham, North Carolina under the wing of his beloved grandmother, and finding his passion—or at least a very rich and stylish paradise—in the pages of glossy magazines. Like most miraculous careers, Talley’s climb up the world’s most powerful mastheads was a thing of chance, of charm, of real talent, of bold cosmopolitan intelligence, of being in the right place at the right time, and of knowing where one’s loyalties lay. The Chiffon Trenches is a whirlwind of café-society highs and more highs, with cameos by everyone from John Galliano and Karl Lagerfeld to Diana Vreeland and, of course, Anna Wintour. Talley got on the phone with one of his nearest, dearest, and chicest, Gloria von Thurn und Taxis, to recount the good times they’ve had together, from the palace to the park bench.

GLORIA VON THURN UND TAXIS: Darling, I’m so glad to talk to you. You have written such a fabulous book. I can’t get over it.

ANDRÉ LEON TALLEY: Do you love the book?

VON THURN UND TAXIS: I love it. The book is so entertaining. But also so educational for people who don’t know about the great masters of fashion that you talk about. Like your story of Alexander McQueen. I must tell you, I met him only once at [the Italian entrepreneur] Flavio Briatore’s house, when Naomi Campbell came over. The house is in Kenya, it’s on the beach, and it’s a beautiful place. It was New Year’s Eve and there was Alexander McQueen. There was definitely something dark about him.

TALLEY: Oh, very dark, very dark. He was on a suicide mission, and it took him three attempts before he succeeded. He tried three times overnight to kill himself one way, and then he tried to hang himself. He was going online to see how to kill himself. The world of fashion is very sad sometimes. But what I’d like to mention is how you said to me, “Darling, there’s not one tacky line in your book.”

VON THURN UND TAXIS: Darling, that’s exactly the point. The whole book is written by a man who obviously had a great education, and a huge amount of style. It’s a man very happy with himself. You can see that you have roots—solid, solid, solid roots—and that’s thanks to your grandmother and your upbringing. It’s fabulous, because it gives you this laid-back-ness when you arrive in Paris. You studied at Brown, and you have all that education. And then you come to New York, and you have the Metropolitan Museum, and you have —

TALLEY: Diana Vreeland and Andy Warhol.

VON THURN UND TAXIS: And, of course, Vreeland is immediately in love with you. Who would not be? This young, handsome, tall man who is so willing to learn. You sucked up all that knowledge like a sponge. And you’d already had years and years of studying all those fabulous magazines that your grandmother bought for you.

TALLEY: People have forgotten in this world today how to behave properly. People don’t have manners anymore. They’re rude in public, they’re rude in their communications. And I think you and I bonded because we believe in doing things correctly—you might call it a protocol. We love tradition!

© Bertrand Rindoff Petroff/Bestimage.

VON THURN UND TAXIS: I remember the first time I saw you in Paris during the haute couture shows. You arrived in your fabulous suits. You were always dressed immaculately. And what I love about your book is how you remember the details of clothes. I said to my mother, “If you ask André, ‘What was Ava Gardner wearing in 1962 at the great Met Ball?,’ André will be able to say, ‘She was wearing an Elsa Schiaparelli.’” Darling, you have a memory for material that is unheard of. You are like a walking encyclopedia of fashion.

TALLEY: Yes. And I always gravitated to people who were also walking encyclopedias. One of our great mutual friends was Sir John Richardson. He had such a great knowledge of art and Picasso.

VON THURN UND TAXIS: He also had a great memory for details. And you were very fascinating to him. Every time I called him up to say that I was coming to New York, he asked me, “Can you please make sure we get to see André Leon Talley? I love him so much.” You and he together were such blast. You know what strings to pull to make people laugh, needless to say. I mean, we dance for our money!

TALLEY: We sing for the supper. And we love to eat.

VON THURN UND TAXIS: You fascinated me immediately when I first saw you. As you write in your book, you were the only black man in a totally white society in those days.

TALLEY: One of my favorite early memories of us is when [the American art collector] São Schlumberger moved from the Hôtel de Luzy to her new residence on rue Férou on the Left Bank. She came for a visit to the Schloss and saw your décor and went back to Paris and had the whole apartment done up that way, inspired by your private apartments in the Schloss!

VON THURN UND TAXIS: And didn’t you put on a fashion show in her house for John Galliano?

TALLEY: Yes! At the Hôtel de Luzy.

VON THURN UND TAXIS: You describe Galliano as being very poor when you discovered him.

TALLEY: He was sleeping in a bag on the floor. And we saved him. São and I really reestablished his career with the fashion show we threw at her house. I remember we met her for lunch, and John as so nervous. And we said to São, “We have a favor to ask you.” São said, “Why not?” And it was done. And that show was the biggest success of 1994. With that, John got his job at Givenchy, and from Givenchy he went to Dior.

VON THURN UND TAXIS: Are you still in contact with him?

TALLEY: Oh, yes. He’s wonderful. He’s been sober and he’s got his job doing great work at Maison Margiela. He’s back in full form. He’s like the phoenix who rises from the ashes.

VON THURN UND TAXIS: How welcoming of São Schlumberger to let him use her house.

TALLEY: São was so important to Warhol and to Interview. She was one of the first high social queens of Paris to commission three portraits by Andy Warhol. And everyone was so envious because São always entertained Andy, and Fred [Hughes, Warhol’s manager], and [Interview editor] Bob Colacello when they came to Paris. São was incredible. She was extravagant, she was confident, and she could care less. She made her own rules. She was very extravagant about dresses—Lacroix, Chanel, Givenchy. She told me at one point that she bought the most expensive dress at Hubert de Givenchy. It was so expensive she had to go home and show her husband the bill to get it approved. He said, “Why do you need this dress?” And she said, “It’s so beautiful.” And he then bought it. So it’s the kind of world we walk in, and walk through. I remember coming to your house for Christmas one year. You were reading Oscar Wilde fairy tales in English to the young children of your family, your cousins and nieces and nephews. And there was a little German orchestra in lederhosen, and it was just so beautiful, so special. Tradition is everything, and you cannot forget traditions. You cannot forget going to church. Every day you go to church, and that impresses me. It gives you strength. Darling, clothes are not important in this pandemic. What’s important is your strength that comes from your faith, your values. All of that is very ingrained in you, so therefore you can survive.

VON THURN UND TAXIS: Darling, you are so right. Now I wanted to say that when I was reading the book I bent over with laughter about the part where you go to Africa. You describe the chaotic nature of the airport and hotel, but you also grasp the creativity of the place.

TALLEY: Yes, it was Easter. I arrived and thought, “Have I come to Lagos to be killed in a traffic jam leaving the airport?” But the way they dressed in the church. Oh, my goodness, the Africans were dressed so beautifully in traditional dress. It was all based on Handel’s “Hallelujah” chorus. The music was extraordinary. The ministers were extraordinary. I was supposed to go back to Africa this year with Naomi, but then the pandemic came and everything shut down.

VON THURN UND TAXIS: Can I come with you guys next time? I belong there, as you know.

TALLEY: You grew up there.

VON THURN UND TAXIS: In Somalia and in Togo. And I’m telling you, Africa is a magic place. You either love it or hate it. It’s the cradle of mankind, the cradle of mankind.

TALLEY: It’s the cradle of civilization. Darling, do you remember the night we went to Whoopi Goldberg’s house? We were going to L.A. on a private plane, and I said, “No, cancel that trip. We are going to Whoopi Goldberg’s housewarming in New Jersey.” Remember?

VON THURN UND TAXIS: Yes, I loved it so much.

TALLEY:  And we met Earth, Wind & Fire? That was a great moment. Those are wonderful memories.

VON THURN UND TAXIS: I love how you describe Karl [Lagerfeld] in the book, the way he functioned and thought and how he made his own world. It was a little bit terrible when we saw him in New York the last time.

TALLEY: The last time we saw him was at the Boom Boom Room. That was very sad to see him there, surrounded by sycophants. He was distant. Behind the sunglasses, he was already in his own universe. He might have been very sick then already.

VON THURN UND TAXIS: Yes, I think so. It’s very sad. But god, we always have a great time together, you and I. Do you remember when we flew to Los Angeles and we ended up playing tennis—

TALLEY: At David Geffen’s house, darling.

NEW YORK, NY - 1979: Diana Ross and Andre Leon Talley dancing at Studio 54, c 1979 in New York City. (Photo by Sonia Moskowitz/Getty Images)

© Getty Images/Sonia Moskowitz.

VON THURN UND TAXIS: I remember. You were sitting there, and you were telling me, “Can you not be faster? You are so slow. Play faster.” And I was saying, “But listen, I am out of breath.” We always have the best time together. It doesn’t matter where it is. It doesn’t need to be a private plane. We can also sit on a park bench. So, tell us, what finally what motivated you to write this book?

TALLEY: I had this documentary done on me, The Gospel According to André. It came out two years ago, and it was so well-received. People loved it and were so moved by the story that it gave me the confidence to write a book. That is the reason I wrote it. I took a risk to have that documentary crew follow me around for a year and a half. It was quite annoying, but it turned out to be wonderful. And the reception of the people—strangers, young people, old people, black people, white people—it was so marvelous that it gave me the inspiration.

VON THURN UND TAXIS: That’s fantastic, because you are also a bit insecure. You are this very tall man, but you are still a little baby.

TALLEY:  Yes, yes, yes, yes.

Photograph by Jonathan Becker.

Editor-at-large Andre Leon Talley and Editor-in-chief Anna Wintour attend the Costume Institute gala at the Metropolitan Museum of Art, New York, New York, 1999. (Photo by Rose Hartman/Getty Images)

© Getty Images/Rose Hartman.

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Home/East District Winter 2020 Lay Servant Academy
Loading Events
This event has passed.

You are invited to join us for the Lay Servant Ministries Academy to begin or continue training for living out the call to make disciples for the transformation of our churches, communities, and world.

register here

Cost:  $20 per person; snacks will be provided.

Payment Information:  Visa and MasterCard accepted

Please print a copy of your registration for your receipt.

Check payments must be mailed within 7 days of registration.  Please include a copy of your invoice with your check.

Make checks payable to INUMC

Mail to:
Attn:  Lisa Timmerman
301 Pennsylvania Parkway, #300
Indianapolis, IN 46280

No cancellations/no refunds

Registration deadline:  February 2, 2020 at 11:59 pm

These classes are open to anyone!  However, you must be a member of a United Methodist congregation to become certified.

Doors open at 2:00 pm

Opening Worship 2:30 pm

Class Time 3:00 pm – 5:30 pm

Closing Recognition Ceremony & Communication

4:30 pm – 5:30 pm on February 23rd

Family and friends are invited to join us for this special worship time.

Textbooks may be ordered via:

PDF only texts may be ordered via:

Class Choices:

  • Basic Lay Servant Ministries – This course is foundational for all courses in lay servant ministries. Participants are encouraged to discover and employ the personal spiritual gifts as God intended and to consider the importance of exercising servant leadership , developing future leaders, remaining rooted in constant spiritual practices, and being part of a group that holds members accountable in their
    discipleship. You will also learn a few best practices as a church leader for mission and ministry in the community—and in your daily life. Expect to have fun along the way!  You will need to order this textbook: Lay Servant Ministries Participant’s Book; Authors: Sandy Ziegler & Brian Jackson ISBN: 978-0-88177-626-3
  • Leading Prayer Advanced Course:  Public Prayer – Praying in public can be daunting, but prayer is something one learns. This course on praying in public will help the participants grow in confidence and skill in public prayer and enrich their
    personal prayer life.  You will need to order this textbook:  Shaping the Prayers of the People:  The Art of Intercession; Authors: Samuel Wells & Abigail Kocher; ISBN: 978-0-80287-097-1
  • Preaching Advanced Course:  Called to Preach – Called to Preach is designed for those who have not completed formal preaching training, for
    pastors seeing a basic refresher course, and for others who are called upon to preach in a
    pastor’s absence. Called to Preach is the required preaching course in the lay speaker track of
    study.  You will need to order this text book: From Pew to Pulpit; Author:  Clifton F. Guthrie; ISBN: 978-0-68706-660-5

For more information contact Tricia Williams at tricia.williams@inumc.org


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Behind many successful pastors are what are often described as “unsung heroes of our United Methodist churches”, their spouse.

During the 2017 Indiana Annual Conference, clergy spouses gathered, shared memories, and encouraged one another to pursue joy.

“Joy for me is a journey of yourself, and it is also a journey of Jesus, others, and yourself,” said First Lady Racelder Grandberry-Trimble.

First Lady Racelder also encouraged the clergy spouses to pray fervently and often. She also called for the need to support and pray for all clergy, including those who are without a spouse.

Each spouse brought a photo that showed a time when they experienced joy and shared about that experience.

First Lady Racelder shared about the simple things she’s done throughout her time as a clergy spouse that brought her joy along with a few ways fellow clergy spouses may find joy in the challenges of ministry;  being present, listening, and prayer.

The gathering ended with taking up an offering for the Indiana Miracle Offering for Global Health.


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INN Blog Posts

eBooks - Good for Investors, Good for Advertisers

We are always on the lookout for new and better ways to serve our audience and advertisers. As is often the case, our most recent innovation does both. We publish new articles and interviews every day. For the most part, everything we publish will remain on our network forever, for people who want to check the archives. But after an article comes off the home page, the number of people reading it drops dramatically. But there are some stories that are bigger and deserve more attention than they are given. So we have started doing eBooks. You can check these eBooks out below. The Uranium Renaissance eBook Life Cycle of a Gold Mine 2013 Forecast eBook All of these eBooks have been very popular with our audience. With our most recent eBook, The Uranium Renaissance, we decided to try including some lead generation and advertising for sponsors. So far, about 1 month into the campaign, we have generated hundreds of leads for the sponsors in this very niche market. In addition, these advertisers are associated with the quality content that educates investors on the opportunity that the uranium market represents. The eBbook is 86 pages in total with 71 pages of content, 11 advertiser pages and 4 pages for the cover, introduction and table of contents. This gives us an excellent content to advertising ratio of 6.45:1. The content breakdown is as follows:

  • 14 feature articles

  • 8 interviews

  • 4 video interviews

  • 2 infographics

  • 4 sponsor profiles

As part of the launch of the uranium eBook, we conducted an extensive campaign within our network, via social media and through third party advertising networks. Not only did this increase awareness of the eBook, but also brought a significant new audience to our network, benefiting all of our advertisers. The majority of the new leads generated were retail investors as should be expected. However, we found that there was significant institutional interest in the eBook as well. Some of the institutions downloading the eBook (and requesting information from the sponsors) included:

  • Vice President, Senior Analyst Uranium & Iron Ore at Dundee Capital Markets

  • Equity Research Associate at Dundee Capital Markets

  • Analyst at GL Funds

  • Analyst at RCF Management LLC

  • Executive Director at Lynas Capital Ltd

  • Mining Resources Analyst at Argonaut Securities

  • Executive Assistant to CEO at Canaccord Genunity (Australia)

  • Chief Operating Officer at Argonaut Limited

  • CEO of Bannerman Resources

  • Manager Corporate Broking at Foster Stockbroking

  • Client Adviser/Branch Manager Toowoomba at Bell Potter Securities

  • Managing Director at Kamara Poulos Group

  • Chief Investment Officer at Plurimi Capital LLP

  • Specialist Industry Analysis, Emerging Markets at Rio Tinto

  • Broker-Dealer Agent at Newport Coast Securities, Inc.

  • Senior Vice President - Resource Group (Overseas Business) at EMIL, Aditya Birla Group

  • Business Development & Broker Relations at Intrepid Financial Group

We also believe that eBooks will have a very extended shelf life. As digests of extremely interesting and relevant content, they will be of interest to new and expert investors alike. As a result of the success to date, we currently have 5 new eBook titles in various stages of development and planning.

  • Top 10 Lists - Our content covering top countries, mines, stocks and ETF’s is consistently our most popular throughout the year and we expect very high audience interest in this ebook

  • Graphite and Graphene - As one of the hottest markets in the resource space, we know interest will high and extremely targeted

  • Energy Storage - covering a range of topics from battery technologies to storage system installations to electric vehicles, this ebook will include a variety of commodities including vanadium, lithium, graphene, zinc, cobalt and tin

  • Underdogs of the TSX - Outliers on the TSX, these companies have low market capitalization despite significant cash reserves

  • 2014 Resource Forecast - As with the 2013 forecast ebook, this edition will cover all of the major commodities and be referred to by investors throughout the year.

Please contact us to learn about sponsorship for these projects or with your suggestions for new topics for us to cover.

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Pop-up Event Planning and Execution

Project Background:

Nanjing Government wanted to introduce Nanjing to New York public as the main tourist attraction in China. Their goal was to showcase the modern and historical sides of Nanjing, from different aspects by interacting with the local audience of New York.

Project Execution:

We activated the “NanjingWeek” with a 5-day showcase of Nanjing’s culture, history, and scenery in Grand Central Terminal in New York City. Starting with the concept development, we worked closely with our clients on production management, logistical coordination, and media reach.

Project Results:

The event was featured on TimeOut(6.5 million circulations) etc. and attracted more than 7000 visitors each day.

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Legacy Awards - Iowa 4-H Foundation

Legacy Awards

Join us virtually!

The Iowa 4-H Foundation invites you to support the Legacy Awards Gala, an evening to celebrate Iowa 4-H and to recognize those who have made a significant impact on the program. Our 2021 event will be unlike any other as we shift to an all virtual format. Help us honor four outstanding supporters of the Iowa 4-H program, make a contribution during our virtual event and have a chance to interact with 4-H'ers showcasing their exhibits.

6:30 - 7:00pm Interactive 4-H Showcase
7:00 - 8:00pm Virtual Awards Ceremony

Ticket Details

  • VIP $125 - Includes event link and a "Gala-in-a-Box" (Printed program, 4-H Cookie, custom candle, 4-H working exhibit kit & more!) To ensure you receive the Box in time, please register by Monday, Feb. 15.
  • Young Professional $50 - 35 or under; Includes event link and a 4-H working exhibit kit. To ensure you receive the kit in time, please register by Monday, Feb. 15.
  • Livestream Only $50

*Event link will be sent via email the week of February 22*

The 2021 Honorees

Individual Supporters:  The Mahr Family (Marvin & Linda, Indianola, Iowa; Larry & Barbara, Oregon, Wisconsin; Loren & Carol, Indianola, Iowa; Roger & Marilyn, St. Charles, Illinois)

The Mahr family’s love for their parents and passion for 4-H shows through their generosity of giving back to the students. Marvin, Larry, Loren and Roger Mahr were greatly shaped by their parents’ dedication and involvement with 4-H.  Larry initiated the Mahr Family 4-H Scholarship in 1999 to recognize Iowa State University students in the College of Agriculture and Life Sciences and the College of Veterinary Medicine. Since that time, the entire family has been involved with the scholarship, interviewing each finalist and helping to select the recipients.

Outstanding Alum:  Cristen Clark (Runnells, Iowa)

Cristen Clark grew up on a century farm in Polk County and is a 9-year alumni of the PC-Champions 4-H Club in Jasper County. Cristen is known for her work with the Food & Family Project and her Food & Swine blog promoting agriculture and connecting consumers with farmers. Cristen continues to be involved with 4-H with her own children and started the Owned and Bred Project for 4-H’ers who farrow their own pigs in Polk County.

Corporate Partner:  Iowa Pork Producers Association (Des Moines, Iowa)

The Iowa Pork Producers Association has been a partner with Iowa 4-H for decades. Focusing on the leadership opportunities 4-H provides, IPPA has supported 4-H’ers to attend National 4-H Congress for over 10 years. Recently IPPA invested in the development of the Iowa 4-H online platform AnimalU to better educate youth about the entire livestock industry process.

Contributing Youth:  Diana Davison (Waukon, Iowa)

Diana Davison, an Allamakee County 4-H’er, lives by the motto “Take the risk or lose the chance.” Heavily involved in 4-H, Diana has taken the opportunities provided by the 4-H Program and run with them. She discovered her love and talent for photography and is now pursuing it as a career. She includes other 4-H’ers as she honors veterans with the Quilts of Valor project and gained the confidence to become Iowa Teen Miss United States Agriculture, 2020.

Thank you to our sponsors!

Presenting Sponsors:

Event Sponsors:

Don & Cheryl Timmins

© 2021 Iowa 4-H Foundation. All Rights Reserved.


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Corn Strategy - Nov. 16, 2016

2015 crop:

We prefer to hold existing basis contracts, anticipating higher prices in 2017.

2016 crop:

Better pricing opportunities probably won’t come until well into 2017. You should have used late harvest strength...

Members Only Content

Join Iowa Farm Bureau or login to view all members only content and receive other member benefits.


text:
Reasons for optimism, despite tough financial conditions

Reasons for optimism, despite tough financial conditions

With crop prices, farmland values and farm incomes all in a period of sustained declines, there is no shortage of gloom about the current state of farm finances.

But while farmers are facing much more difficult times than a few short years ago, there are a few reasons for optimism in these troubling times, according to speakers at the Iowa Farm Bureau 2016 Economic Summit.

The drop in farmland values has not been as severe as some predicted, said Steve Bruere, president of Peoples Company land brokerage. Limited land offerings for sale have helped stabilize prices, he said.

And, he noted, the price pullback has created opportunities for some farmers and investors to purchase farmland at a reasonable price.

Even with values down from their peak, farmland remains one of the best investments available, said Bruere. Interest rates remain low, and there are few...

Members Only Content

Join Iowa Farm Bureau or login to view all members only content and receive other member benefits.


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Eden for Elders: Carol Ruggles Advocates Changing Our Attitudes Toward Aging

Carol Ruggles is a woman whose life reflects the adage of Heraclitus: “It is in changing that we find purpose.”

At Park Place Elder Living in Mount Pleasant, laughter floats through the halls between embraces and kind words, amidst the daily joys and sorrows that abide in every home. In the center of this spirited feeling is a woman whose life is dedicated to changing how we approach elder care in this country. Carol Ruggles, coordinator of elder events at Park Place, has a vision that coincides with the Eden Alternative’s philosophy of improving the lives of elders. Through education and outreach, the Eden Alternative champions creating an environment of growth, opportunity, and beauty for elders, no matter where they live. Carol is willing to do all in her power to make this vision a reality.

A Shining Light

Ask anyone who knows Carol and they will tell you that she is a bright, fun personality who helps make Park Place a sensational place to live and work. Carol not only marches to the beat of her own drum, she’s the drum leader of the whole band!

Accompanied by her sidekick, Bella the poodle, Carol has a unique way of looking at the world that inspires others. And she has a distinctive way of dressing that never ceases to attract attention. In fact, many can’t wait for her arrival in the morning to see what get-up (usually involving Blue Fish clothing) she’s wearing.

The Eden Alternative

When complimented on her efforts at Park Place Elder Living, Carol invariably gives credit to the Eden Alternative philosophy. She embraces its vision for promoting quality of life for elders and their   care partners by eliminating the three factors that commonly plague elders: loneliness, helplessness, and boredom.

Last May, Carol attended the International Eden Alternative Conference in Nashville, Tennessee, where she was given the organization’s top honor: the Nancy Fox Leadership Award. Carol has been on her Eden journey since 1998, when she became a Certified Eden Associate. Committing further to the philosophy, she became an Eden Mentor in 2005 and went on to become a Certified Eden Educator in 2009. Eden Educators build relationships in the community in order to galvanize support for their mission of realizing well-being for all elders.

Eden at Home: A New Model

Within the last year, Carol has expanded the reach of Eden in Southeast Iowa, leading a series of educational events in Fairfield on how the Eden Alternative can be applied to individual households. Given the growing aging population and the general preference for receiving care in one’s own home, the Eden Alternative recognized a powerful need for grassroots solutions at the community level.

The result was the formation of Eden at Home, which has partnered with Thresholding Inc. of Fairfield to work towards bringing a sense of well-being and peace to the lives of elders, family, and friends as they experience the uncertainties of aging and death.

Another growing movement is the Green House Project, the brainchild of Eden Alternative co-founder Dr. William Thomas. The Green House Project is a new approach to long-term care in which nursing homes are replaced with small, home-like environments where people can live fully interactive lives. The Green House Project has been highly successful, with homes in nearly every state, and is being considered for southeast Iowa.

Honoring Life

The paradigms of aging are shifting, not only in Iowa but all over the globe. The stigmas that have long been attached to nursing homes are slowly lifting. They are being subverted by the belief that the sanctity of life can be preserved and honored in elder and end-of-life care. Because of people like Carol, these beliefs are no longer on the distant horizon. They’re taking root now and growing stronger every day.


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Kate Arrow: Deserted Wood

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Return a tribe's valuable idol!

Publisher Big Fish Games
138 MB

Game Description

Travel with Kate deep into the jungle in this exciting hidden object game! Use your wits to avoid danger, survive a plane crash, and find Kate's grandfather, who promised to return a tribe's prized idol! Can you ensure that grandfather's promise is fulfilled? Find out in Kate Arrow: Deserted Wood.

Download size: 138 MB

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Iran Economy News Retirement Loans Fail to Bring Iran’s Pensioners Out of...

Retirement Loans Fail to Bring Iran’s Pensioners Out of Poverty

Iran’s Pensioners

By Jubin Katiraie

Iran’s cabinet of ministers has recently adopted a regulation that obliges the Maskan Bank to pay for housing loans to retirees. Is this feasible, and is it worth anything?

The issue of homes for retired people, as one of the most vulnerable groups in society, has been a concern in recent years. So that a high percentage of retirees receive minimal salaries and are renters.

According to government media reports on 31 December 2019, the Cabinet of Ministers approved the retirement loan regulations.

According to the regulations, the Maskan Bank will be bound to pay a home-purchase loan to retirees, which will be 50 million Tomans in Tehran and metropolitan areas – and in other cities and villages – it will be 40 million Tomans.

Through this plan, retirees covered by all funds would be eligible for this facility. According to media sources, the plan was also determined by the Maskan-e-Mehr’s returned installment cash.

But the retirees in this plan, came in third place in terms of receiving facilities, now that the realization of its sources is under question.

The Maskan Bank was first obliged to comply with its granting facilities to the Maskan Mehr and then to the saving fund of the Maskan Yekom, and then retired people’s housing facilities became the priority.

The interest rate for retirement housing facilities in Tehran was nine percent, in provincial capitals and cities above 200,000 people seven percent, and in other urban areas and villages, it is four percent.

In terms of granting the loans to retirees when it comes to its resources, there are two things to consider:

First, can the amount of loan support the charges of housing for retirees in cities?

Second, and more importantly, how much is the retirement loan installment and can pensioners who are part of the society with the minimum income pay these installments?

Ali Dehghan Kia, head of Tehran’s Social Security Retirement Center, said: “A study of housing prices in a city like Tehran shows that on average people have to pay 10 million Tomans to buy one meter of a house. How can we help retirees with a 50 million Tomans loan?”

“Thus, the approved plan cannot solve the housing problem of pensioners, and if we want to help in this regard, we should consider installments of this loan very low to match their livelihoods,” Dehghan Kia said.

The problems of retirees are not just about housing and the loans related to housing. The situation of the pensioners has worsened in Iran since the beginning of the rule of this regime.

Cruelty about the new year payments for Social Security Pensioners

“New year bonus and the income of pensioners will eventually be deposited by the end of February,” the director of the Social Security Organization said on 31 January.

According to the labor law, the new year bonus of workers is equal to sixty days of the last salary provided that it does not exceed ninety days of the minimum wage. The Persian calendar year ends in March.

So, the new year bonus for 2020 is at least 3.32 million tomans and at the maximum, it is 4.548 million tomans. But Social Security retirees receive as much as the government employees, which is 1.2 million tomans for this year.

This is an injustice against the social security retirees who have been subject to the labor law for their entire lives, but when it comes to new year bonus payments, they are subjected to the state employment law.

If their new year bonus is paid like a worker, instead of 1.2 million tomans, they must be paid at least more than 3 million tomans.

Eight million tomans livelihood basket and the minimum pension of 2.8 million tomans

Hadi Qavami, the spokesman for the parliament integration commission, recently announced a 15 percent increase in salaries for employees and retirees in 2020.

“No employee and retiree will receive less than 2.8 million tomans of salaries in the coming year, counting a 15 percent increase in salaries,” Qavami said.

Meanwhile, in recent days, labor rights activists have been talking about the crossing of the livelihood basket from the 8 million tomans line.

Retirees’ concerns about pooling basic insurance and supplementary insurance

Basic insurance deficiencies are another problem for retirees. State pensioners say that one of their main demands is the elimination of supplementary insurance and talking about insurance aggregation does not solve the problem.

Bank retirees have been left out of pay raises

In 2014, Mohammad Bagher Nobakht, the deputy of Iran’s President Hassan Rouhani and head of the Management and Planning Organization, announced an increase in salaries of state-owned banks by between 400,000 and 860,000 tomans.

But the point is that retirees of state-owned banks are not included in this announcement. Bank retirees have said that by law, the salaries of bank employees and retirees were supposed to be the same, but that didn’t happen.

Read more:

Iran Nurses Pay Delay

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This Morning host Phillip Schofield revealed he is at "breaking point" now over the restrictions on families seeing each other at Christmas this year.

He said he has "had enough" of the rules that mean many families will not be able to visit each other this festive season, as the new tiers were announced nationwide.

Speaking to guest Lora Evans, he said: "You say everyone's at breaking point.

"I know I am, actually, as a matter of fact.''

Phil said he is utterly fed up of the lockdown restrictions

He continued: "I am quite happy to speak for a lot of people and say I've had enough, I have had enough.

"I will follow the rules, but I've had enough.

"But as far as everyone's mental health is concerned, taking a little slice of Christmas you say is going to be good for everyone."

Phillip with wife Stephanie and their two daughters Molly and Ruby

"We are following the rules and the bubbles that we are allowed," he clarified.

"Obviously we hope everyone stays safe this Christmas, but inevitably up and down the country, there will be those people who inadvertently come into contact with someone with Covid.

"Essentially, is it worth dying for five days at Christmas?" he asked.

Piers Morgan's wife, journalist Celia Walden, was also on the show

Meanwhile, he was joined by Celia Walden, a journalist who is married to Good Morning Britain's Piers Morgan.

She revealed the family have big plans for a party next year when the pandemic is over, as they are opting to just spend Christmas together with their nine-year-old daughter Elise.

She explained: "I think it's very sad, I'm sad about all of it.

"It's difficult because Piers has a huge family, then suddenly who do you pick? It's like weddings - and that's going to lead to arguments.

"We thought it would be cleaner, this one year, to do it very, very intimately with just us three."

* This Morning airs weekdays on ITV at 10am


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Innovation and Relations Management

Are you interested in innovation, the knowledge of tomorrow and what influence this has on us as a society? Do you want to help shape the future and support Knowledge and Technology Transfer?
Then become an expert in your field and become a member of the KIT Industry Experts Network. Contribute your experience, your competencies, and your know-how and get involved as a volunteer supporter of KIT innovations.

As a member of the pool of experts, you can contribute in various ways depending on the time available. As an experienced mentor, you will accompany scientists and KIT founding teams. Or use your knowledge of the industry to support the team of the KIT Technology Transfer Office as a discussion partner with expert advice.

With your expertise you will support scientists and the team of the KIT Technology Transfer Office.

Through events and various exchange formats you will make new contacts and stay in touch with each other and with KIT.

By accompanying innovation projects and contributing knowledge, you promote the implementation of research results and the shaping of the future.

Depending on your personal interests, you can get involved and gain insights into current research topics at KIT through your commitment.

KIT KIE Aufnahmeantrag KIT
Have we aroused your interest?

Opportunities to get involved

Online surveys
Mentoring KIT
Innovation mentoring
Give a lecture
weitere Möglichkeiten
Further possibilities

KIT Industry Experts in Aktion
KIT Industry Experts in Action - Knowledge Transfer of Own Experiences after the Time at KIT to Current Students

On Thursday, January 16, 2020, more than 60 students of the KIT Faculty of Economics and Business Administration listened spellbound to what KIT alumni, who today work for Bosch, Daimler AG, SCHOTT, and TRUMPF, reported on their career.

It was a great evening for networking, exchange and learning from each other. The enthusiasm was felt on both sides!

Many thanks for your commitment KIT Industry Experts, Aileen Hofer, Dr. Jan Hochdörffer, Dr. Jörg Nienhaus and Dr. Sarah Stief.

To the short report
Klaus Hepp
Visit of KIT Industry Expert Klaus Hepp at KIT

Lively Knowledge and Technology Transfer!

Our member Klaus Hepp visited the KIT with his colleague from Vulkan do Brasil on October 11th.
The delegation from Brazil met our scientist Michael Heidinger and visited further KIT institutes. Plans for the future and joint cooperation were made.

"As an alumnus, it was a great pleasure and honour for me to visit the KIT. [...] [We] were deeply impressed by what we saw and learned at KIT" said Mr. Hepp - thank you very much for your visit!

1.NetzwerktreffenRobert Fuge
First network meeting

On July 10, 2019, the time had come - the first network meeting of the KIT Industry Experts took place - with a delicious breakfast, interesting discussions, and an exciting guided tour on the topic of "Additive Manufacturing" directly in the laboratories of the wbk.

It was nice to have you here - we were very pleased to meet some of you personally.

KIT Industry Expert, Klaus Brossok, lectured at KSRI

On May 16, 2019, KIT Industry Expert, Klaus Brossok, reported on challenges in pharmaceutical logistics at the Karlsruhe Service Research Institute (KSRI), presented projects, and provided insights from a consultant's point of view.

Thank you very much for your commitment!

Karlsruher Institut für Technologie (KIT)KIT
Well informed with the technology alert

With the free technology alert of the KIT technology platform you will receive the latest technology offers of the industries of your choice directly to Appears in your e-mail inbox.

Register now
Get in contact with us at any time!
Laura Bosch
Project Management KIT Industry Experts

+49 721 608-29173laura boschBpp4∂kit edu


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Macomb County Child Custody Lawyers

Macomb County Child Custody Lawyers

Close up of man's hand losing grasp of a child's hand, when determining parenting responsibilities speak to a skilled Macomb County Child Custody Lawyer.

When parents get a divorce, one of the issues at the forefront of their minds is child custody. It is extremely difficult to face the fact that after divorce, you will not be able to spend as much time with your children, even in the best of circumstances. Although this is an extremely emotional issue, it is also a legal one, and your case will be decided according to the law in Michigan. A Macomb County child custody lawyer will work hard to help you secure the best possible outcome and will fight for your rights throughout the entire process.

When the Courts will Decide on Child Custody

Child custody may seem like an issue that is entirely out of your hands when going through a divorce, but it is not. Michigan law allows parents in Macomb County to come to an agreement on their own regarding custody and visitation time. If you and your spouse can come to an agreement on your own, and the agreement is fair to both parents involved, a judge will approve the agreement, and it then becomes legally binding.

When the parents getting a divorce cannot agree on child custody matters, a judge will make the final decision. A judge will only consider the best interest of the child when determining child custody. This decision is also legally binding and if you wish to change a child custody order, you must seek a modification from the court before making any changes.

What are the Best Interests of the Child?

In Macomb County, and throughout the rest of Michigan, a judge will take 12 factors into consideration when determining what is in the best interests of the child. They include:

  • The relationship between the child and each parent,
  • The capacity of each parent to provide the child with affection, love, guidance, continuation of education, and the religion they have been raised in,
  • The ability of each parent to provide the child with their basic needs, such as food, clothing, and shelter,
  • The length of time the child has lived in a stable environment and a preference for maintaining that stable environment,
  • The permanence of the marital or custodial home,
  • The moral character of each parent,
  • The health, both physical and mental, of each parent,
  • The school, home, and community relationships of the child,
  • The child’s preference, if they are of a certain age and maturity,
  • The willingness of each parent to maintain a healthy and loving relationship between the child and the other parent,
  • Any history of domestic violence, and
  • Any other factor a judge deems relevant in child custody hearings

Macomb child custody lawyers are extremely familiar with the best interests of the child standard and will explain how they apply to your case.

Call Our Michigan Child Custody Lawyers Today

Child custody issues are typically the most emotional and difficult of any divorce that involves children. If you are getting a divorce and are worried about this contentious issue, our Macomb child custody lawyers at Iafrate & Salassa can advise on your case. We will explain the different types of custody in Michigan, answer all of your questions, and give you the best possible chance of a successful outcome. Call us today or contact us online to schedule a consultation with one of our skilled attorneys.

We offer free consultations. Call today or fill out the form below.
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Our Guide To The Best Historical Isle Of Wight Tourist Attractions

Our Guide To The Best Historical Isle Of Wight Tourist Attractions

The Isle of Wight has been a popular holiday destination since Victorian times and of course, the Island is known for its picturesque beaches and seafront promenades, but there is more to it than people realise. Whilst it measures just 23 miles by 13 miles and it is the second smallest county in the country, the Isle of Wight is steeped in history, from the Royals to the Romans and fossils to architectural wonders.

There are actually a number of historical Isle of Wight tourist attractions to visit and you can travel back in time to soak up the past and get a real insight into the Island’s role throughout history. So, if you’re looking to learn more about the Island’s culture and heritage but you’re not sure where to even start, keep reading today. Below is our guide to the must-visit historical Isle of Wight tourist attractions.

Castles and fortifications

When coming to the Island, the majority of people will take the time to visit the castles and famous fortifications. These are probably some of the most popular historical Isle of Wight tourist attractions and if you should be sure to visit;

  • Carisbrooke Castle – a historic motte-and-bailey castle located in the village of Carisbrooke
  • Yarmouth Castle – an artillery fort built in 1547 to protect Yarmouth Harbour from the threat of French attack
  • Bembridge Fort – an unrestored Victorian fort set on the chalk cliffs that was called into action in both World Wars
  • The Needles Battery – two military batteries built above the Needles to guard the West end of the Solent
  • Fort Victoria – a former military fort also built to guard the Solent

Some of these historic attractions will be free to visit and others will have an entrance fee. Many of these attractions are however owned by the National Trust, so if you’re planning to visit a lot of them, it may be worthwhile looking into getting a National Trust membership.

Royal residences, churches and gardens

It is fair to say that the Island might not be as popular as it is now if Queen Victoria didn’t make her family home here, so you undeniably have to visit some of the royal residences when you’re on the Island. It is also worth seeing the traditional churches and beautiful gardens too, so make sure the following are on your ‘to see’ list;

  • Osborne house – a former royal residence in East Cowes that was built for Queen Victoria and Prince Albert as a summer home
  • Farringford House – a Grade 1 listed house in Freshwater that was home to the poet Alfred Lord Tennyson
  • Quarr Abbey – a working monastery that is home to a small group of Benedictine monks
  • Ventnor Botanic Garden – a botanic garden located in Ventnor
  • Shanklin Chine – a breathtaking geological feature

Both the stunning architecture and the beautiful outdoor spaces alike make visiting the Isle of Wight so memorable and whether you come during the summer of winter months, it really is worthwhile getting out and about to see as much as you can.

Museums and railways

Many famous people, from poet laureate Alfred Lord Tennyson and photographer Julia Margaret Cameron to socialist philosopher Karl Marx and writer Charles Dicken, spent time on the Island and they are to thank for some of the amazing museums you can visit now. There are also a few other brilliant historical Isle of Wight tourist attractions you really should see too, including;

It is also worth noting that if you are interested in fossils and fossil hunting, then it is worth visiting some of the beaches too as the Island is widely regarded as the best place in Europe to find dinosaur fossils.

Visiting the best historical Isle of Wight tourist attractions

Hopefully, you will now know more about the many different historical Isle of Wight tourist attractions and if you’re wanting to swap a day at the beach for something a little bit more educational, you’ll know exactly where to start. It goes without saying that even if you don’t necessarily enjoy learning about history, it is still worth visiting some of these tourist attractions, they really can be breathtakingly beautiful.

If you’re currently planning a trip to the Isle of Wight and you’d like to find out more about the Island in general, please feel free to explore the rest of our site. You can rely on us to provide you with a range of information about the Island and help you to ensure that you don’t miss out on anything that it has to offer.

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Facts About Kristiansand

  1. The city was founded by and named after Danish King Kristian IV in 1641.
  2. Kristiansand Cathedral was completed in 1885. It was designed by architect Henrik Thrap-Meyer.
  3. Kristiansand Zoo was founded in 1964 and is one of the most popular tourist attractions in Norway.
  4. Kristiansand city is the fifth-largest city in Norway, and the municipality is the sixth-largest in Norway
  5. The Kristiansand area has been inhabited since prehistoric times.
  6. The arms of Kristiansand were granted on 8 December 1909 and are based on the oldest seal of the city, dating from 1643.
  7. Two major rivers, the Otra and the Tovdalselva flow into the Skagerrak at Kristiansand.
  8. Kristiansand is twinned with: Gdynia, Poland; Hjørring, Denmark; Kerava, Finland; Letchworth, United Kingdom; Münster, Germany; Orléans, France; Rajshahi, Bangladesh; Reykjanesbær, Iceland; Trollhättan, Sweden & Walvis Bay, Namibia.
  9. On 1 January 2020, the three neighboring municipalities of Kristiansand, Songdalen, and Søgne will be merged to form one large municipality called Kristiansand.
  10. The Population of Kristiansand is 93,205, as of 2019.
Facts About Kristiansand
Facts About Kristiansand
Other Informative and Interesting Facts, that you might enjoy:

More Information about Kristiansand with VisitNorway, find out more

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Aspalathus comptonii

Aspalathus comptonii - Species Dictionary - Southern Africa : iSpot Nature - Your place to share nature. iSpot is a website aimed at helping anyone identify anything in nature. Once you've registered, you can add an observation to the website and suggest an identification yourself or see if anyone else can identify it for you.

Southern Africa National Biodiversity Institute
Plantae, Spermatophyta, Angiospermae, Magnoliophyta, Eudicotyledonopsida, Rosanae, Fabales, Fabaceae, Faboideae, Crotalarieae, Aspalathus, Aspalathus comptonii


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Museums and collections

Memo Museum Pula

MEMO Museum or Museum of Good Memories is an interactive, multimedia museum that presents everyday life of the citizens of Pula from the beginning of the '50s until the end of the '80s of the 20th century.

The museum, through its three parts - the street, square and room, allows visitors to travel through time thanks to everyday items such as "fićo" - Zastava 750 - a small car, "Tomos" motorbike, pony bicycle“, black and white television, gramophone and old gramophone records, cassette recorder with old cassettes, old computers, typewriter and sewing machines, telephones and telephone booths, newspapers and magazines, furniture and hair dryer hoods and hair curlers.

In this museum, visitors can touch all the objects, open drawers and closets, try out clothes, play any of the old games, sit in the "fićo" - Zastava 750...

Working hours 2020:
01.07. - 15.07: 14:00 - 19:00, Sundays closed
16.07. - 31.08: 10:00 - 20:00
01.09. - 31.12.: closed, open only to groups of min. 5 people by prior arrangement

Memo muzej Pula
Scalierova ulica 4, HR-52100 Pula-Pola
T: +385 99 827 7280, +385 98 187 8480


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Larry Magid: Be safe when shopping for the holidays

Larry Magid: Be safe when shopping for the holidays

This year is the 15th anniversary of “Cyber Monday,”  which began in 2005 as a marketing gimmick from Back then it was relatively common to have broadband at work but not at home, so people shopped at the office using the boss’s computer network. Cyber Monday was an extension of sorts from that much older tradition, “Black

Larry Magid

Friday,” when people crowded into stores in search of bargains.

This year, I’m sure some people will seek deals from brick and mortar shops, but, for many, Cyber Monday and Black Friday are merging, because we’re doing most if not all of our shopping online. Between now and the end of the year, we can expect record numbers of people to shop online though, given the levels of unemployment and economic uncertainty, it’s not clear how much we will collectively spend.

Relative risk

In relative terms, online shopping is pretty safe. Sure, there are risks, but there are risks with all forms of shopping.  As I could have said in any year, you can get into a fender bender on the way to the store or be pickpocketed at the mall.  But this year, there is an added risk.  Congregating anywhere, including at stores, increases your risk of contracting or spreading COVID-19. Wearing a mask reduces and social distancing significantly reduces the risk, but not completely.

All things considered, I think it’s safer to shop online this year than it is to go to a store. Still, there are things that can go wrong when you shop online.

One risk when shopping online is to be sure you’re dealing with a legitimate merchant who is not only honest but also exercising a reasonable amount of security. One option is dealing with merchants you know. But even then, there’s no guarantee against a data breach.

Getting an unpleasant surprise

Unlike brick and mortar stores, you can’t see and touch the merchandise you see on an app or on the web. That’s not a big deal if you already know the product, but if it’s something you haven’t purchased before, you might be in for a surprise once you open the package.  Your best bet is to only buy from sites with good return policies. In many cases, sites will allow people to return products until the end of January rather than the typical 30-day policies.  See what their return shipping policies are. Some are free, some require you to prepay the freight or postage and others will deduct the return shipping from your refund.  Some make it free if there’s a defect in the product but otherwise charge. Amazon has a combination of policies, including “free returns” on some merchandise but not on others.  Some gifts come with return labels but sometimes the return has to be initiated by the person who bought it.

Having a good return policy is especially important when buying clothes that may not fit right or look exactly like they do on a screen. I remember buying a “blue” shirt but the shade of blue I saw on the screen was way different than what I saw when I unpacked it, which may have had something to do with the variation in computer and smartphone displays.

How to reduce risk

Whenever possible, shop from a merchant you know and trust. That could be a big name company like Amazon, Target, Macy’s or Walmart, but it could also be a mom and pop store in your neighborhood.  Since the pandemic, many local merchants are allowing you to order online and pickup either inside the store or at curbside. Even if they don’t have a website, you might be able to order over the phone and arrange for them to put it in the back of your vehicle, as I typically do.

If you’re not sure about an online merchant, do a web search to see what folks are saying. You can type the name of the merchant and the word “scam” to see if people are accusing them of anything, but take those results with a grain of salt. It’s extremely common for even the most reputable companies to get some negative comments. Look for a preponderance of comments or ones from highly reputable sources like a Better Business Bureau or a trusted editorial site. I sometimes look at Yelp and other sites where people weigh-in. Again, I look for a trend among multiple reviews, not just a small number of highly negative or highly positive reviews.

  • See if there are any reviews online or in the app store. Do consider the source of the review. Sites run by  journalists from reputable trade magazines or news organizations are usually honest, but there are also review sites that are run by shills, who are paid to praise products.
  • If you’re downloading an app or land on a site, make sure it’s from the actual merchant and not someone using their name.
  • On the web, look for a https in the browser’s address bar. The “s” stands for secure, indicating that the information is encrypted. It doesn’t certify that the site is legitimate or guarantee absolute security, but it’s important.
  • Use secure and unique passwords that you change periodically. For more on this, visit
  • Use a credit card if possible or, if not, use a debit card, PayPal or some other payment service that offers fraud protection. Credit cards are best because if you do dispute a charge, the card issuer will remove it from the bill while it is being investigated. With other payment forms, you may be out-of-pocket immediately until the issue is resolved in your favor.

These days most people will shop from home but if you are out, avoid shopping from public WiFi. If you must shop from a public WiFi network, be sure you know who operates that network. Don’t log on to ones that aren’t run by — for example –the store you’re in. If you need to go online away from home, it’s safer to use your phone’s cellular connection than to log on to an unknown WiFi network.

Here’s to a safe and happy holiday season.

Larry Magid is a tech journalist and internet safety activist.

Published at Thu, 26 Nov 2020 16:25:13 +0000


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Science Pick
A collection of write-ups that speak for what's trending in science & technology.

Things aspiring Software Engineers should know - X

As a Software Developer, I started my journey in the Software Industry at Novell from where I moved to Citrix and later to Amazon. Being in this industry for close to 6 years now, I have met and learnt from many wonderful intellectuals and have worked with them on various top class products that directly or indirectly impact billions of lives worldwide.

I have experienced diverse corporate cultures, working environments, software development practices and processes. During this journey where I accomplished some distinguished feats and also committed many silly mistakes, I have learnt lot of things of which I think some should be helpful and of interest to the aspiring Software Engineers. You may check out the points mentioned in the previous articles in this series. Here is another one-

It's not about the quantity but quality

Knowing multiple languages thoroughly can be a plus point but it is certainly not mandatory to do so. Companies like Amazon, Google, Microsoft do not really care about which programming language you know and have worked with previously. What matters more is that you know fundamental concepts well and know how to utilize them.
things aspiring software engineers should know,its not about quantity but quality
For example, if you are well versed with Object Oriented Programming concepts, you can use them in any existing Object Oriented Programming language or even a newly created one. On the other hand, if you know lot of languages but lack in knowledge of concepts you wont be able to do much or effective even with what you know.

Same is the case with tools. Many companies do not use tools available in market but use the in-house built ones. If you have clear understanding of how the tools of a certain category work, you can understand and use almost any tool in that category with some effort. However, if you have just mugged up the commands or key combinations to use, small change in interface may be big enough to drive you crazy.

My sincere suggestion to you would be to not try to just learn little bit of many languages. Knowing one or two thoroughly in each paradigm like procedural programming and object oriented programming is sufficient. Focus more on learning the concepts and their implementations so that you can apply those in any language you may need. Similarly, understand how things are working instead of just mugging up how to use them.
This is one of the things that I seriously think an aspiring Software Engineer should know. If you think some point should be added to this topic or some topic deserves to be added to this series, do post a comment and let me know. Keep watching for more. If you are keen on learning more about the better software development practices you can start following right from the college days, do get a copy of my first book "Hello World - Student to Software Professional" published by Partridge (A Penguin Random House Company). Now available worldwide on all the MAJOR ONLINE Stores - Amazon, Google Play, Flipkart, Barnes & Noble and many others.

Copyrights © 2021 Inspiration Unlimited eMagazine

Any facts, figures or references stated here are made by the author & don't reflect the endorsement of iU at all times unless otherwise drafted by official staff at iU. This article was first published here on 11th May 2014.
Ashish Vaidya
Ashish Vaidya is a contributing writer at Inspiration Unlimited eMagazine.

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A Notebook That Lasts Forever And A Gifting Idea That is Priceless


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Life on the Vine

Life on the Vine

Cultivating the Fruit of the Spirit

by Philip D. Kenneson

Life on the Vine
  • Length: 246 pages
  • Published: October 01, 1999
  •  In stock
  • ISBN: 978-0-8308-2219-5
  • Item Code: 2219
  • Case Quantity: 40

Many books--many fine books--have been published on the fruits of the Spirit. But none are quite like Life on the Vine.

Philip Kenneson combines in this book rich, theologically grounded reflection on Christian life and practice with stunning analysis of contemporary culture. After a probing introductory chapter on the necessity and complexity of cultural analysis, Kenneson takes up each of the fruits of the Spirit listed in Galatians 5:22-23. He explores what each fruit means in its biblical context, then investigates how key traits of late modern Western culture inhibit the development and ripening of each fruit.

Life on the Vine is that rare book that will reward the reader on many levels. It may be read as a biblical and theological study, as an inspirational work on spirituality, as incisive cultural criticism and as a practical guide to Christian discipleship.

Introduction: Being Known by Our Fruit
1. Dying on the Vine?
2. Cultivating Love
in the Midst of Market-Style Exchanges
3. Cultivating Joy
in the Midst of Manufactured Desire
4. Cultivating Peace
in the Midst of Fragmentation
5. Cultivating Patience
in the Midst of Productivity
6. Cultivating Kindness
in the Midst of Self-Sufficiency
7. Cultivating Goodness
in the Midst of Self-Help
8. Cultivating Faithfulness
in the Midst of Impermanence
9. Cultivating Gentleness
in the Midst of Agression
10. Cultivating Self-Control
in the Midst of Addiction

Conclusion: Hoping Against Hope

Philip Kenneson is professor of theology and philosophy at Milligan College. He is the coauthor, with James L. Street, of Selling Out the Church and has contributed to Christian Apologetics in the Postmodern World and The Nature of Confession (both IVP).

BY Philip D. Kenneson


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Alexandra Camargo

Phone: (305) 912-0085 Ext 1006

Alexandra recently moved back to South Florida from New York City where she earned a Bachelor's Degree in Accounting and a minor in Economics from Queens College, City University of NY. Prior to relocating to South Florida, she worked for JP Morgan Chase, where she held the highest customer relation rate by establishing great relationships with her customers. She has many years of experience working in the accounting field, and before joining the team here, she worked for Verdeja DeArmas & Trujillo, a mid-size accounting firm as an auditor for Not-for-Profit organizations. She worked in collaboration with KPMG auditing governmental entities. Alex is currently working towards a masters degree in accounting and becoming a CPA. Alex speaks fluent Spanish which is a great asset for the diversity of clients we interact and communicate with.

Alexandra is  a member of the American Institute of Certified Public Accountants (AICPA) and the Florida Institiute of Certified Public Accountants (FICPA).

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The Department of Housing and Urban Development (HUD) released an updated Servicemembers Civil Relief Act (SCRA) Notice, form HUD-92070, in late December 2014 to replace the SCRA Notice which expired on November 30, 2014. The updated SCRA Notice issued in December included information contradictory to the timeframe of protections afforded to servicemembers in the SCRA, as amended.

The SCRA Notice, form HUD-92070, provides information on the following: 1) legal rights and protections under SCRA; 2) who may be entitled to legal protection under SCRA; 3) legal protections provided to servicemembers under SCRA; 4) how to request relief; and 5) how to obtain information about the SCRA. The information in the SCRA Notice released December 2014 conveyed that servicemembers were protected for a period of 90 days after military service from actions to enforce debt against real estate as well as from the sale, foreclosure or the seizure of real estate. Rather, as a result of an amendment on December 18, 2014, which extended a temporary one-year timeframe for protections against certain debt enforcement related to real estate, the SCRA Notice should have stated the protection period as one-year after military service.

The SCRA originally provided protection for 90 days after military service from debt enforcement action or the sale, foreclosure or seizure of property where real estate was concerned. However, the 90 day timeframe was extended, beginning in 2008, by a string of amendments. These timeframes were set to revert back to the original 90 day timeframe pertaining to debt enforcement and other proceeding relating to mortgage and trust deeds as of December 31, 2014, but was amended once again in mid-December. Here is a list of the amendments to the 90 timeframe.

  • The Housing and Economic Recovery Act (HERA) temporarily increased the 90 days to 9 months from July 30, 2008 to December 31, 2010;
  • The Helping Heroes Keep their Homes Act temporarily extended the HERA provision through December 31, 2012;
  • The Honoring America’s Veterans and Caring for Camp Lejeune Families Acttemporarily increased 90 days to one-year from February 2, 2013 – December 31, 2014; and
  • The Foreclosure Relief and Extension for Servicemembers Act enacted on December 18, 2014 extended the one-year time frame until December 31, 2015.

As of mid-January HUD has posted a revised copy of the SCRA Notice reflecting the correct timeframe of one-year as extended in the SCRA.

While the corrections have been made to the official form, it makes complying with the requirement to provide accurate information to borrowers more difficult for financial institutions since many had already begun using the form with errors, released in late December 2014, and may not realize the form has been corrected. In fact, HUD did not indicate on the corrected form (e.g. inclusion of revised date) that it was revised to include the correct information.

To ensure you are using the correct form verify the date of the form, the expiration date, and the time periods listed under “What Legal Protections are Servicemembers Entitled to Under SCRA” state one-year.  You can find the corrected SCRA Notice on HUD’s website at

Submitted by: Robin Cooper

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I have been told many times throughout my adult life that the West Coast has a relaxed and stress-free atmosphere; this week I was able to judge for myself and couldn’t agree more.  While it is difficult to believe attending the ABA Regulatory Compliance Conference could be relaxing, it truly was just that for me.  From the beautiful cool weather and serene ocean to the harbor views and delicious restaurants, San Diego rolled out the red carpet for us bankers!  The Manchester Grand Hyatt was a beautiful hotel and even the “seminar chicken” was rather tasty.  If I had one suggestion to make it would be more daily caffeine and sweets; I mean we are at a “compliance” conference and some of us were dealing with some serious jetlag!

Overall, I was impressed with the messages presented by ABA staff, industry gurus, and bankers from across the nation.  Rob Nichols, President/CEO of the ABA laid the groundwork in an early general session discussing the strategic priorities of the ABA.  While a portion of the message was a request to support “Bank Pac” (the ABA’s federally registered political action committee that allows a voice to be heard in Washington D.C.), there was one very important strategic priority for the ABA that set the theme for the convention: millennials.  President Nichols stated that millennials (birth years: early 80’s to 2000) have now passed the baby boomers as the largest population and staggeringly, “7 out of 10 millennials would rather go to the dentist than to a bank!”  What does this mean for those of us who are not in this age group – change!  It’s time to take our current, minimal electronic banking options to a whole new level and for us conservative, traditional compliance folks that’s a tough one to handle.  Millennials live in a world of extreme digital expectations; they don’t want to just transfer funds electronically they want to have loan applications on mobile platforms, complete P2P transfers on the mobile device, and never have to handle a paper check, ever!

This strategic priority of the ABA, laid the foundation for another very “techy” general session at the conference on “FinTech”.  FinTech was the buzzword at this year’s conference, referring to financial technology and the call for the banking industry to get on board.  One panelist, a strong advocate of FinTech, stated very clearly what the majority of us in the room were thinking, “regulations only come in size XXL and regulation smashes the processes that FinTech is trying to establish.”  In other words, lift some of the regulatory burden, untie our hands, and let us delivery what our customers need!  [Link to OCC white paper on FinTech.]

While there were many breakout session options to choose from, I gravitated toward the lending sessions.  While my primary focus was TRID, I also attended some great sessions on the Military Lending Act, Flood, and HMDA.  A few highlights of my sessions are below:

Top TRID Issues – A great session that included a panelist who was an original author of TRID (it was difficult not to charge the podium!) shared some insight into expectations of the proposed update to the regulation.  He stated that the CFPB will likely release the anticipated proposal in late July as the Bureau stated and to expect a codification of webinar issues that have been addressed by the CFPB.  Rob Alba of the ABA later confirmed that in addition to webinar items, the proposal may also include clarification of cure issues, liability issues, and what was referred to many times as the “black hole”, the ability to make changes to disclosures during the period of time after a customer has received their closing disclosure.  The earliest to expect the final update to the regulation is January 2017.

Another session related to TRID was presented by Treliant Risk Advisors regarding TRID Testing.  The panel broke the testing function into ten steps that included items such as: including all aspects of the compliance management system in your testing, evaluating to ensure sufficient scope, reviewing disclosure deadlines, testing tolerances, and recalculating tables on the LE and CD.  One item that caused a bit of buzz in the room was Treliant’s discussion of the regulations allowance for reissue of the LE even if you haven’t crossed the 10% tolerance threshold as a courtesy to the customer.  The panel agreed with what we have presented many times in our own training sessions, you are not required to reissue unless you surpass the 10% threshold but you are not prohibited.  If you do reissue, it does not reset your baseline tolerance requirement.

The TRID for Construction Loans session was well presented with model forms to guide us through some of the trickiest elements of a construction only and a construction to permanent transaction.  One clarification received by the audience from the panelist that helped author TRID related to the Loan Terms section on a construction only transaction.  On a construction, interest only transaction that balloons, the answer to the question, “Can this amount increase after closing?” should always be “NO” because the regulation was intended for this field to only be “YES” if a periodic principal and interest payment may increase, not an interest payment increase.  As one participant pointed out, and I tend to agree, it’s a bit deceptive to the customer when disclosed in that manner.

The Military Lending Act session had a couple of nuggets of information to be aware of including the comment that the DOD is expected to release additional guidance on the rule in the next two to three weeks.  In addition, the DOD and the CRA’s have yet to sign a contract to allow data sharing from the DOD database to the credit bureau reports; therefore, it is likely the credit bureau reports you utilize in your bank will not be a viable option to meet the safe harbor allowed in identifying a covered borrower.  As a bank, you need to be familiar and prepared to access the DOD database as of implementation date to meet the safe harbor.

The session on the inter-agency flood rules included quite a lengthy discussion on private flood regulation and what steps are being taken legislatively.  HR2901 passed Congress in late April and there is currently a Bill pending in the Senate to define both a federal flood policy and a private flood policy which may eliminate the need to compare and contrast private policies to FEMA policies.  The panel stated that passage of the Bill may eliminate the need for additional regulation.  In addition, the ABA did state that they have approached regulators about whether force-placing insurance and adding it into the loan balance results in an increase to the loan (triggering a MIRE event) that forces escrow requirements.  The ABA has yet to receive a response from the agencies on the request.

The HMDA session was very informative and left us all scratching our heads.  The new HMDA rules apply to transactions for which you take final action on or after 1/1/18.  That may mean you will have pipeline loans that will be impacted by the new rules from 2017.  So, in essence you don’t have as much time as you think.  This also sparked another question, if you are not supposed to collect GMI under the new expanded requirements until 1/1/18, how do you report GMI for those apps you took in 2017 but are not taking final action on until after 1/1/18.  There was no straight answer provided by the panel.  The panel did state; however, that the MISMO HMDA data specification toolkit was approved last week and should be released in upcoming weeks.

Overall, a very well attended, organized, and knowledge packed conference put on by the ABA in San Diego.  I look forward to wearing my mouse ears at next year’s conference June 11-14 at the Walt Disney World Dolphin Hotel in Orlando, Florida.

Kelly Owsley

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Trivial Benefits in Kind

Trivial Benefits in Kind

Under new rules in Section 323A ITEPA 2003, certain benefits in kind may have just become more beneficial. On the run up to Christmas it can often be the case that employers take this opportunity to bestow gifts on their staff, and with this in mind we take a look at changes made to how these benefits in kind are taxed.

Under previous rules when staff are provided with a benefit from an employer, an employee would suffer an extra income tax charge, however as of 6th April 2016 employees can now be exempt from income tax on ‘trivial’ benefits provided by employers. Under this exemption the benefit is exempt from tax as employment income if all the following conditions are satisfied:

  • The cost of providing the benefit does not exceed £50 (or the average cost per employee if a benefit is provided to a group of employees and it is impracticable to work out the exact cost per person).
  • The benefit is not cash or a cash voucher.
  • The employee is not entitled to the benefit as part of any contractual obligation (including under salary sacrifice arrangements).
  • The benefit is not provided in recognition of particular services performed by the employee as part of their employment duties (or in anticipation of such services).

Types of trivial benefits that are allowed include expenses such as:

  1. Taking a group of employees out for a meal to celebrate a birthday.
  2. Buying each employee a Christmas present.
  3. Flowers on the birth of a new baby.
  4. A summer garden party for employees.

Some examples of what is not allowed under the exemption include:

  1. Providing a working lunch for employees (because this is related to their employment).
  2. Gifts, incentives or events related to performance targets or results.
  3. Gifts, incentives or events in relation to employment services e.g. team-building events.
  4. Taxis when employees work late.

The new tax exemption only applies to the tax that the employee would suffer due to benefits in kind. This is not to be confused with the tax you can claim in your company tax return. For example a birthday meal may well still count as entertaining, which is not allowed for corporation tax.

If you would like any additional information regarding the changes to how benefits in kind are taxed, please do not hesitate to contact our Tax Partners, Steve Crompton or Chris Barrington, on the details below:

Steve Crompton
Partner – Head of Tax
direct dial: 01942 292541
mobile: 07790 840394

Chris Barrington
Tax Partner
direct dial: 01942 292505
mobile: 07730 436070


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History of Jacksonville Fire Department

Jacksonville Fire Department was established in 1906.  O.B. Fox held the Chief position at the request of Mayor M.L. Earle.  At that time, Jacksonville had no public water, but Mayor Earle felt that some form of fire protection was necessary, since he had been a volunteer fireman in Lufkin previously.  Mr. Fox retired as Chief in 1910, and Gene Davis was named Fire Chief.  He served until 1912 The following Chiefs were: Joe Phillips (1912-1914) W.B. Fry (1914-1930) L.B. Haberle (1930-1933) Carlton Odom (1934-1941) Arch Robertson (1941-1943) Charlie Williams (1943-1972) Howard Martin (1972-1984) Clem Cecil (1984-1987) Rodney Kelley (1987-2008) Paul White (2008-2014) Brent Smith (May 2014- November 2014) Keith Fortner (2014- Present).

A member of the fire department, Joe Pressley, built the first piece of equipment in Jacksonville that was motor driven.  Chief Fox assisted Pressley by doing all the metal fabrication on the truck.  Later, Charlie Marshall and Mr. Whitaker built the next motor driven vehicle; once again Chief Fox did the metal fabrication.

For many years, Jacksonville had only two fire trucks that were housed at Kiesow’s Garage, and were later moved to the City Hall building.  In 1964, when the municipality and the Texas Bank and Trust traded locations, the first fire station was built in City Park at 301 South Main Street with a garage designed to hold four fire trucks.  In 1965, Station #2 was built on North Bolton Street, with a truck and crew available on both sides of the Missouri Pacific Railroad. On April 28th, 1980, Station #3 was opened on the Loop with expected growth on the East side of town. Station #2 was later closed in March of 1984, after completion of the overpass and the city was no longer receiving credit for it on the key rate.  It was then that Station #3 on the Loop was renamed to Station #2.  Today, the Central Fire Station is equipped with a pumper, three ambulances and administration response vehicles.  Station 2 is equipped with a pumper, an Arial ladder truck/pumper, an ambulance and a brush truck.

  • While a pull cart was in service, Frank Collins fell and was run over by the cart.  He died from his injuries.
  • Captain Kevin McKinney passed away on November 17th, 2014 after a long battle with Non-Hodgkin’s Lymphoma.  Captain McKinney was a career firefighter of Jacksonville for 31 years.  The State of Texas received several studies of career firefighters over 21 years of service showing they were more prone to contracting Non-Hodgkin’s Lymphoma by a substantial percentage.  After Captain McKinney’s passing, the State of Texas declared his status as a Line of Duty Death.

  • In 1983, the Newburn Ambulance Service transferred all the company’s fleet to the City of Jacksonville Fire Department.  Several members of the fire department parted ways with the city when this occurred, and those that remained sought out Emergency Medical training and education.  For the time period, this was considered a very progressive and effective way to fully operate a municipal fire service, and shortly after, several surrounding East Texas cities adopted the same operation.


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Nokia Service Center in Jaipur | Official Nokia Care Details

Your search for Nokia service centers in Jaipur will end up here. I’ve prepared a list of all authorised Nokia repair centers in the Pink City right here. You can pick one as per the nearby location.

What is Nokia Care?

Nokia being the oldest mobile manufacturing company, was among the first one to open its service centres across the Pink City. The brand was too popular back then and had millions of buyers.

nokia mobile care jaipur

All those required a seamless support experience which was delivered by the official Nokia Care centres. One thing which I personally liked is the way they offered special attention to their premium segment users.

Back then when E-series and N-series were their most popular and costly handsets, those who owned these devices were given priority support.

Also read: Travel Delhi to Jaipur

Fast forward to present day, the brand is not so popular as it was back then but it still has a good number of user base in the town.

Nokia Service Centers in Jaipur

I’ve penned down Nokia mobile care’s name, address and contact details and you can also open the location inside Google Maps app by click of a button. This will get you all the help you’re looking for at the first moment.

Nokia Mobile Service Center in Jaipur

There are only two working centres as of now. If you come across any newly opened authorised Nokia service centres in Jaipur, let me know in the comment section. I’ll add the same after confirmation.

Also read: Galta Monkey temple

#1 Nokia Care Solutions – Sodala

This is the oldest Nokia care in Jaipur which is also the biggest one. I’ve personally got few of my handset repaired back when I used to have a Nokia phone. Being the oldest and popular Nokia care in Jaipur, this one stays busy most of the time. So, plan your visit accordingly.

nokia service center jaipur sodala
Picture Credit: Ranjit

Address: Plot number 7A, First Floor, Opposite Metro Pillar #120, Scheme – 1, New Sanganer Road, Near Sodala, Jaipur, Rajasthan 302019

Phone: 9799338888

Google Maps Link

#2 Nokia Mobile Care Solutions – Vidhyadhar Nagar

This one is the second and last Nokia mobile care in Jaipur, located on the other side of the city.

Address: 102, First Floor, Shivam Apartment, Central Spine Road, Vidhyadhar Nagar, JAIPUR 302023

Phone: 7665908888

Google Maps Link

Over to you

Let me know how was your experience with any of the aforementioned Nokia service centre in Jaipur in the comment section below. Do share this list with any of your friend who is in need of this information.

Please enter your comment!
Please enter your name here


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Leadership and Executive Coaching

Executive / life work balance

Designed to enable senior executives to perform in a stress free, time rich manner.  This supports their staff and ensures continuity of their own personal performance and excellence.

Having a professional coach ‘in your corner’ can be just the boost needed to overcome the obstacles and challenges that business leaders often have to ‘quietly’ contend with.

working executive coffee laptop

I like to work in a manner that provides the opportunity for reflection, releasing the pressure valve.  Thereby creating an atmosphere to speak with honesty and openness in a confidential environment.  The coaching and NLP tools that I bring ensures we engage our emotional intelligence, clear space in the mind for creativity, effective planning, goal setting and renewal.

Contact me to find out how I can help your personal performance improve your business.


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Journey with NAGATANIEN Ochazuke ～ Shinshu Limited Flavour

Chubu Food Karuizawa 2016.05.19
This time we will take you to the biggest relaxing spot in Japan - Karuizawa in Nagano Prefecture.  Before we talk about the limited flavor edition of NAGATANIEN's beloved Ochazuke, let us show you around in this beautiful and relaxing Karuizawa. Grab your bag and sunglasses, let's go!

Karuizawa is in Nagano Prefecture which was called "Shinshu" in the old days

Shinshu is surrounded by the beautiful nature.  Therefore, you can see four beautiful seasons here and enjoy different kinds of entertainment and relax yourself in the nature. Today, the first stop we will take you to is the famous shopping heaven - Karuizawa Prince Shopping Plaza!

For more shopping informaiton, please click here:
#Shopping ♪ Must-shop BEST 5 at Karuizawa Prince Shopping Plaza!

Karuizawa is not just only named one of the best summer getaways in Japan, the vegetables and fruits grown there are also highly rated because of the natural environment.

So, what are the ingredients of the limited flavor edition of the NAGATANIEN Ochazuke?

NAGATANIEN Ochazuke ～ Shinshu Limited Flavour

  • Wasabi and Shinshu Local Vegetable Nozawa
    Wasabi and Shinshu Local Vegetable Nozawa
    Do you know that wasabi is the signature vegetable in Shinshu area? That's because it is grown with Shinshu's high quality water and weather. Added with the best tsukemono (Japanese pickles) ingredient, nozawa vegetable, NAGATANIEN is happy to present you the Shinshu Limited Flavor Ochazuke!
  • New Taste Experience
    New Taste Experience
    I bet you have never experienced this special taste before.  With the wasabi, not just only the color makes the ochazuke more tasty, it also gives you a long lasting taste in your mouth!
  • A Fantastic Combination
    A Fantastic Combination
    On top of the long lasting taste of wasabi, you can also taste the fresh and crisp nozawa vegetable when adding the NAGATANIEN's Shinshu Limited Flavor Ochazuke to your rice!

Cooking Direction

  • 1) Just simply put the NAGATANIEN's Shinshu Limited Flavor Ochazuke on top of your rice.
  • 2) Then add boiling water to it.
  • 3) NAGATANIEN's Shinshu Limited Flavor Ochazuke is ready!! See how simple it is!

Shopping Heaven - Karuizawa

Karuizawa Prince Shopping Plaza is located in the center of Karuizawa where you can enjoy the nature and shopping at the same time! There are more than 230 shops for you to shop!

If you visit Karuizawa in winter, you will have a total different experience. How about do some shopping for your winter collection too!

Taste Of Nature For All Seasons

Want to bring something special and memorable to your friends and family next time? Collecting different limited flavor of NAGATANIEN Ochazuke is a good idea for sure.

Thanks for joining us today!
Wanna know where Journey with NAGATANIEN Ochazuke will take you to next time? Keep your eyes on our update!
"Mata Kondo" (See you next time!)

Cheuk out our Facebook page to get the most updated travel information about your favourite country Japan!!

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