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NYU Stern MBA – New York University grad turns Entrepreneur in India

New York Stern MBA NYU

The NYU Stern MBA program at New York University might be known as one of the best Finance programs in the world. And being located in the commercial capital gives it a huge advantage – career opportunities in the financial services industry with investment banks doling out the best salaries and bonuses in the business.
But NYU Stern has other strengths too, that generally get overshadowed by the ‘Finance MBA‘ label.

Anubhav Jain completed his MBA from NYU Stern. But the New York glitter and glamour didn’t hold him back. He returned back to start his own company in India. Read how NYU turned him into an entrepreneur.

How the NYU Stern MBA helped me become an entrepreneur

I did my B.Tech from IT BHU in Ceramic Engineering followed by MS in Materials Engineering from Georgia Institute of Technology. While at school, I did my internship with Praxair and after graduation, was offered a full time position. I started my career in R&D and then moved into managing a manufacturing unit. My career was going great but after I while I wanted to move back to India and also had a feeling that I want to do something else. With my experience I felt I only had limited options to choose from unless someone gives me a break. I started thinking what it would be like to start something on my own but didn’t have any mentor so felt lost.

At this time I decided to go for an MBA as it would have helped me in expanding my scope and learn things which would have been difficult or would have taken a longer time had I decided to move up the corporate ladder. I chose US school over one in India after discussions with alums from both sides. I ended up at Stern for my MBA because the school offered a perfect mix of aspects I was looking for in terms of academia and opportunities.

I was interested in corporate strategy and finance and primarily took courses that were more focused on hard skills e.g.” fixed income” rather than “leadership”. What one does at b-school depends entirely on what he or she wants to achieve out of it. The amount of information and exposure I got while at NYU Stern was incredible. If I wanted to know more about any career option, I was able to meet up with people in the field and get a real life feel of the details.

After MBA I came back to India and joined Bristol Myers Squibb in market research. However, I ended up doing anything and everything that varied from short and long term planning, budgeting, forecasting etc. to obviously market research and competitive intelligence. I was enjoying the opportunity but at the same time had the same feeling (to start something of my own) as in my previous role. After a lot of introspection I could figure out that I need to take some risk, so I finally decided to quit my job and do something on my own.

I explored various ideas but decided to stick with what I knew the best i.e. in the field of materials. I joined hands with my friend, Abhijeet Dwivedi, from IT-BHU and started Samics Research Materials. Samics is the first advanced materials company in India and at the time of writing this blog is a few weeks away from production. Samics will manufacture high to ultra high purity i.e. >99.9% single and multi component oxides for various high tech applications such as fuel cells, thermal barrier coatings etc. Please visit www.samics.com for more details.

I am sure I would not have done this but for my MBA from NYU Stern. Besides learning a lot in finance, accounting, marketing, strategy etc. the one thing I gained that made all the difference was self belief and confidence. It is this faith in self that gives you the strength to break the norm and jump into unknown. Most of us who want to go for entrepreneurship wait for the next big idea like Google, Facebook etc. but forget that it took quite some time for these companies to get the limelight. You will only know the true worth of an idea if you actually do more than just thinking about it.

There are certain things that I would strongly suggest if you are thinking of an MBA. I learnt that most top schools are similar as far as the job opportunities are considered. So if the prime objective is getting a nice job, you won’t go wrong with any top 15 schools. Whether the economy is good or bad you will end up almost in the same situation since your background, interest and zeal to do something decides your fate; school is statistically speaking irrelevant.

Please feel free to reach out to me if you need any help or advice.

If you have questions for Anubhav about the program, post them on the NYU Stern MBA forum.

Also read how this student made it into NYU Stern School of Business with $60,000 scholarship in Round 3

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// Sameer Kamat
Sameer Kamat
Founder of MBA Crystal Ball. Author of Beyond The MBA Hype & Business Doctors. Here's more about me. Connect with me: Linkedin | Facebook | Twitter | Youtube

  1. Vini says:

    I have done my B.Tech in ceramic engineering from NIT Rourkela and now currently working in Refractory technology Group of TATA Steel. I am willing to do Masters in Material Science but not very keen to do PhD too. Since the scope in this area is very limited , will it be sufficient to do only MS. I don’t want to stay very long in abroad. I want to come back to India and work. Plz help. I am really confused.

  2. Sameer Kamat says:

    The query is off-topic for this post. But here are some quick perspectives:

    Why are you ‘willing to do’ an MS? Or for that matter a PhD?

    Don’t jump into an overseas degree without knowing what you want from it. Have a specific goal and a career plan in mind first. Then think about whether you need a degree.

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Latest News

Medicare faces calls to stop physician pay cuts in E/M overhaul

Medicare officials must soon decide whether to kick off next year with a shift of money away from specialties centered around procedures and toward primary care and other fields more focused on office visits.

A planned overhaul of reimbursement for evaluation and management (E/M) services emerged as perhaps the most contentious issue connected to Medicare’s 2021 payment policies for clinicians.

A nurse holding up a sign that says Medicare roobcio/Thinkstock

The Centers for Medicare & Medicaid Services (CMS) included the planned E/M overhaul — and accompanying offsets — in the draft 2021 physician fee schedule, released in August. The draft fee schedule drew at least 45,675 responses by October 5, the deadline for offering comments, with many of the responses addressing the E/M overhaul.

The influential Medicare Payment Advisory Commission (MedPAC) “strongly” endorsed the “budget-neutral” approach taken with the E/M overhaul. This planned reshuffling of payments is a step toward addressing a shortfall of primary care clinicians, inasmuch as it would help make this field more financially appealing, MedPAC said in an October 2 letter to CMS.

In contrast, physician organizations, including the American Medical Association (AMA), asked CMS to waive or revise the budget-neutral aspect of the E/M overhaul. Among the specialties slated for reductions are those deeply involved with the response to the pandemic, wrote James L. Madara, AMA’s chief executive officer, in an October 5 comment to CMS. Emergency medicine as a field would see a 6% cut, and infectious disease specialists, a 4% reduction.

“Payment reductions of this magnitude would be a major problem at any time, but to impose cuts of this magnitude during or immediately after the COVID-19 pandemic, including steep cuts to many of the specialties that have been on the front lines in efforts to treat patients in places with widespread infection, is unconscionable,” Madara wrote.

Madara also said specialties scheduled for payment reductions include those least able to make up for the lack of in-person care as a result of the uptick in telehealth during the pandemic.

A chart in the draft physician fee schedule (Table 90) shows reductions for many specialties that do not routinely bill for office visits. The table shows an 8% cut for anesthesiologists, a 7% cut for general surgeons, and a 6% cut for ophthalmologists. Table 90 also shows an estimated 11% reduction for radiologists and a 9% drop for pathologists.

The draft rule notes that these figures are based upon estimates of aggregate allowed charges across all services, so they may not reflect what any particular clinician might receive.

In total, Table 90 shows how the E/M changes and connected offsets would affect more than 50 fields of medicine. The proposal includes a 17% expected increase for endocrinologists and a 14% bump for those in hematology/oncology. There are expected increases of 13% for family practice and 4% for internal medicine.

This reshuffling of payments among specialties is only part of the 2021 E/M overhaul. There’s strong support for other aspects, making it unlikely that CMS would consider dropping the plan entirely.

“CMS’ new office visit policy will lead to significant administrative burden reduction and will better describe and recognize the resources involved in clinical office visits as they are performed today,” AMA’s Madara wrote in his comment.

Changes for the billing framework for E/M slated to start in 2021 are the result of substantial collaboration by an AMA-convened work group, which brought together more than 170 state medical and specialty societies, Madara said in his comment.

CMS has been developing this plan for several years. It outlined this 2021 E/M overhaul in the 2020 Medicare physician fee schedule finalized last year.

Madara urged CMS to proceed with the E/M changes but also “exercise the full breadth and depth of its administrative authority” to avoid or minimize the planned cuts.

“To be clear, we are not asking CMS to phase in implementation of the E/M changes but rather to phase in the payment reductions for certain specialties and health professionals in 2021 due to budget neutrality,” he wrote.

Other groups asking CMS to waive the budget-neutrality requirement include the American College of Physicians, the American College of Emergency Physicians, the American Society for Radiation Oncology, and the American Society of Neuroradiology.

The American Academy of Family Physicians (AAFP) asked CMS to temporarily waive the budget-neutrality requirement and pressed the agency to maintain the underlying principle of the E/M overhaul.

“Should HHS [Department of Health and Human Services] use its authority to waive budget neutrality, we also recommend that CMS finalize a reinstatement plan for the conversion factor reductions that provides physician practices with ample time to prepare and does not result in a financial cliff,” wrote John S. Cullen, MD, board chair for AAFP, in a September 28 comment to CMS.

Owing to the declaration of a public health emergency, HHS could use a special provision known as 1135 waiver authority to waive budget-neutrality requirements, Cullen wrote.

“The AAFP understands that HHS’ authority is limited by the timing of the end of the public health emergency, but we believe that this approach will provide Congress with needed time to enact an accompanying legislative solution,” he wrote.

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The 2020 Mid-Year Economic Update_long

Boise Cascade 2Q Sales Down 1%

Profit fell 23 percent for the quarter.

Boise Cascade Company (NYSE: BCC), Boise, ID, reported second-quarter sales of $955.4 million, down 1 percent from the same period a year ago. Profit fell 23 percent to $20.2 million.

For the six months ended June 30, sales were $1.8 billion, up 2 percent over the prior-year period. Profit fell 13 percent to $27.8 million.

Building materials distribution sales increased slightly in the second quarter to $762.1 million, compared to $758.4 million a year ago. The overall increase in sales was driven by sales volume increases of 3 percent, offset by a decrease in sales prices of 3 percent.

Wood products sales fell 3 percent in the second quarter to $339.9million. The decrease in sales was driven primarily by decreases in plywood sales volumes and lumber sales prices of 5 percent and 16 percent, respectively.

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The 2020 Mid-Year Economic Update_long

DXP Sales Up 20.1% in 1Q

Organic sales up 1.7 percent in first quarter.

Industrial distributor DXP Enterprises Inc. (NASDAQ: DXPE), Houston, TX, reported sales for the first quarter of $348.5 million, an increase of 20.1 percent year-over-year. Organic sales were up 1.7 percent. Profit decreased 12.2 percent to $11.6 million.

"This quarter’s results highlight the continued tepid growth in the U.S. and the slight decline in Canada," said CEO David Little. "Today’s environment presents unique challenges around DXP’s growth model. We will invest where returns and business strategies make sense with a renewed eye on cost, efficiencies and business discipline."

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Do you ever feel stuck in your life? Unable to get out of a rut?

In this week’s Torah portion, Joseph is far more than stuck. Almost killed by his brothers, he is thrown into a pit, then sold into slavery, ends up in Egypt, then thrown into prison. For 13 years Joseph suffered until things miraculously turned around.

What was Joseph’s attitude all this time? He had every excuse to play the victim and feel sorry for himself. Wasn’t he, after all, trapped in a hopeless predicament? He had every reason to be furious and vengeful. Instead, Joseph, with his head high, takes it all and never forgets G-d and his father, Jacob. And when he finally reunites with his brothers 22 years later, he tells his shocked siblings:

You sold me to Egypt. But don’t worry or feel guilty…for G-d has sent me ahead of you to save lives. There has been a famine in the area… G-d sent me ahead of you to insure that you survive in the land and to sustain you through great deliverance. It is not you who sent me here, but G-d. He has made me Pharaoh’s vizier, master of his entire government and ruler of all Egypt.

Joseph did not feel stuck. He always knew, though he may not have seen it with his eyes, that “it is not you who sent me here, but G-d.”

Imagine: A 17-year old boy sold into slavery. 13 years later he rises from captivity to become viceroy of Egypt. Some 7 years later he turns Egypt into a superpower. 22 years from the time he was sold, he controls the destiny of his brothers and father, and for that matter, of the entire populated world!

Are you still feeling stuck?

* * *

I spent a weekend at a retreat in Running Springs, California. Nestled in the serene San Bernardino Mountains, with 200 beautiful people, we celebrated life together and its endless possibilities.

Mrs. Miriam Swerdlov, a compelling and engaging educator, with a good dash of humor, shared with me the following story: She once traveled with a group to a mid-winter convention in Detroit. Their return flight was delayed due to a snow storm. They called and notified the Rebbe that they were “stuck at the airport” waiting for the snow to subside. The Rebbe told his secretary to ask them what the word “stuck” means. No, not the literal translation; rather, the Rebbe had never heard that a person was stuck in any situation. We are never stuck in a place. There is a reason for being wherever we are.

As Divine providence would have it, in the same week I was privileged to meet first hand a person who, by all accounts would be considered “stuck,” and he found a “way” out.

A certain Rabbi bumps into me in a store, and asks if he recognizes me from somewhere. (If one can’t be “stuck” I guess “bump” is also not the right word). I didn’t recall, but he did. “I once came to consult with you about publishing my commentary on the Talmud in English,” he tells me. A 25-volume commentary at that. It’s not every day that you meet someone who has authored 25 volumes on the Talmud.

If that’s not enough, listen to this. “And what do you today,” I ask. “I head a school for young adults suffering from mental disorders, such as autism, schizophrenia, bi-polar, Down syndrome and Asperger syndrome.”

I gulp.

The rabbi tells me that he himself has four mentally challenged children, and what motivated him to establish this special school was the Rebbe. Years ago the Rebbe had told him, “through ‘v’shenantem l’vonecho” you will merit ‘v’debarto bom.’” By educating your children in Torah you will be blessed that you and they will communicate – and connect – with each other.

The rabbi thus started the school, which now educates, according to the rabbi, 28 special students. In the twelve years since its founding, the school has produced eight students who have integrated into mainstream educational institutions, and four who have graduated and hold steady jobs.

“Were the Rebbe’s words fulfilled? Has the children’s education visibly improved their communication skills?”

“Let me share with you the following episode,” he tells me, “and you will judge for yourself whether there was a visible improvement in the children.”

“At the conclusion of one semester we celebrated the graduation of some of our students. Since some of our financial support comes from the USA, we felt it appropriate to organize a similar event in New York, for the supporters to witness with their own eyes the progress of the children they are helping educate.

“At the event, we made a Siyum haShas (conclusion of the Talmud), and I told my autistic son that he would be the next speaker. My son, for the record, had never spoken before in public. I introduced him, and here is what he said:

“Do you know what it says in the last Rashi of the entire Talmud? The Talmud concludes with the statement ‘whoever studies Torah laws every day is assured of life in the World to Come, for it says Halichos (the ways of the world) are his (Chabakuk 3:6). Do not read halichos but halachos (Torah laws).’ Explains Rashi that ‘halochos’ means ’mishne u’breisah, halocho l’moshe m’sinai” (different bodies of law).

“But there is another ‘halocho-halicho,’ another form of movement, which Rashi does not mention: The strides that my father took in establishing our school, and the great progress that the students have made from being locked in their ‘shells’ to reaching unimaginable heights…”

This is the triumph of the human spirit. Never stuck, never trapped, never hopeless. Always brimming with hope, enthusiasm and the belief in endless possibilities.

Based on the above, it seems appropriate that the description of the rabbi’s school should not be “for students with mental disorders,” but rather “special children,” not as euphemism, but to recognize the special strengths that their souls contain.

* * *

I wrote these words on Yud Tes Kislev, another great day of triumph – when one man, imprisoned by the Czar’s regime, was released from prison. The Alter Rebbe, Rabbi Schneur Zalman of Liadi, recognized, just as Joseph did so many years earlier, that he was not “stuck;” his captivity was part of G-d’s higher plan. And indeed, his imprisonment and subsequent freedom – just as Joseph’s – became a permanent holiday, celebrating the advent of unprecedented revelations of spiritual wisdom, known as Chassidus, empowering us with the ability to transform our contemporary lives.

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oldest most voted
10 months ago

WOW! I can’t say anymore!

Marliza Miriam Kleynhans
10 months ago

Thank you, Rabbi Jacobson, for the very encouraging message that we are NEVER stuck in life!!!!
Marliza Miriam
Cape Town

10 months ago

I don’t usually read these, so glad I did, as this is just what I needed to hear this morning.

1 year ago

Wow! This is really good! Rare ’tis, that I click on to read “whole article” on anything on-line. Nah. I pass.

But the introduction blew me away, I clicked on, and….
Excellent – best on Saturday a.m.@7:30-ish!
I thank you
Dr. Randall
Charlotte, NC

Joyce The Voice
1 year ago

Always learn from your posts. It’s the journey that life takes us on that reveals who Hashem wants us to be in his world. May we have the vision to see what he has prepared for us.

9 years ago

for very practical reasons, i need to know the name of the rabbi mentioned here, and the contact info for his SPECIAL school,
this can be very helpful, to say the least
thank you in advance

ruth housman
9 years ago

I read this wonderful article with tears in my eyes, because for me, the truth is so beautiful, so evident, and I wish everyone could feel this, could relate to this, could understand its profound message.

The routes we travel have many ruts in the road, and we so often stumble and fall into them. This is part of life. We know this, but how many of us, are able to realize, as in this most glowing article, that these ruts are part of the learning experience, that we are so often detoured, in amazing ways, and that it is so often that road, the unexpected road, that brings us truly, home.

thank you so much. I can never get enough of these stories that are so uplifting, beautiful, and true!

Tzipi Glick
9 years ago

We need to hear that message over and over. after a very stressful week, facing difficult decisions, this article gives me strength to handle it in positive way. Yashar Koach.Gut Yomtov

Rishe Deitsch
9 years ago

Rabbi Jacobson – another home run. This is a life-changing article.
Request permission to use in Nshei Chabad Newsletter.

Sheila Pratt
9 years ago

I really needed to read your wise words. Thank you so much for this.

12 years ago

Dear Rabbi Jacobson,

I cant say enough to thank-you for that last message on being stuck. I really need to hold on to that life saving message because thats exactly where I am at this point in my life.

Never stuck, never trapped, never hopeless. Always brimming with hope, enthusiasm, and the belief in endless possibilities.

I so want to live like that! Thanks again for a wonderfully encouraging message that I believe has helped so many like myself.


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TikTok-er Ingested an Entire Bottle of Nutmeg

— This is what happened to his brain

I'm a toxicologist. People have been doing this for hundreds of years. Stop doing it. Don't do it: A TikToker drank a bottle of nutmeg spice in a protein shake. This is what happened to his brain.

GG is a 19-year-old man presenting to the emergency room with dry mouth, flushing, and nausea. He tells the admitting nurse that tiny little Smurfs were dancing around his feet and that some of them had turned into pickles. It was the funniest thing he had ever seen.

GG was an average 19-year-old in 2020 America. Because schools were closed, his classes were online. He skipped them so that he could meme on the Internet. Over the past few days, #nutmegchallenge had become popular. "Nutmeg" is when soccer players kick the ball between their opponents' legs, but that name could be taken literally. In GG's mind, he was going to take it literally. He was going to drink a protein shake flavored with a whole bottle of nutmeg spice and post the video online.

Immediately after drinking a bottle of nutmeg spice in his protein shake, GG felt okay. It didn't taste good. It felt grainy in his throat on the way down. It left a funny aftertaste that he thought should have been minty, but it wasn't. The shake was mixed in cold water and he instantly had a brain freeze. "I'm BadlandsChugs now," he thought. "Time to post the video online and play some video games now," he thought.

As the hours passed, GG's mouth started drying out. He felt like his tongue was becoming sandpaper, grinding the roof of his mouth into sawdust. He drank a gallon of water, but the more he drank, the thirstier he got.

In the bathroom now, GG saw himself running in the mirror, but the faster he ran, the rounder he got. His walls started melting. His heart started pounding, but then little bugs started crawling underneath his skin.

He tried to drink more water and told his mom that he was going to drink the ocean. His face was as red as a beet. He was hot and flushed. He could feel himself crawling out of his own skin. He drank a total of four gallons of water over a few hours as his speech started to slur. He became visibly agitated, and as hard as he tried, he just couldn't urinate any of the water out. His bladder was like a balloon, ready to pop.

In the bathroom again, GG collapses. He starts seizing. In the commotion, his mom finds him on the floor, drifting in and out of consciousness. She calls for 911, as he's brought to the emergency room where we are now.

At examination, GG was agitated, but alert. He was flushed, but had no fever. Breathing was normal. His heart rate was fast, his blood pressure was high, and he had an arrhythmia.

He told doctors that little elves were crawling up his stomach. He warned the doctors that the elves were going to come out soon, bearing gifts of canned carrots. He said that even after drinking the entire ocean, he still hadn't urinated yet that day.

But GG hung his head in silence. He gripped the armrests of his chair, fighting the urge to vomit, as he seizes again for the second time. Doctors had no idea that GG drank a whole bottle of nutmeg. He didn't tell them that. But given this history of present illness, there are several clues as to what's happening.

GG complained of dry mouth. This is why he was so thirsty. But if four gallons of water didn't fix it, then what was going on? It looks like he wasn't producing any saliva. His body was flushed and red, but he didn't have a fever and he wasn't sweating.

This brings us to the idea of "rest and digest." When you take a nap in the middle of the day, you sweat. Your heart rate slows. That's the rest. When you see or smell delicious food, you salivate. That's the digest. Both of these are controlled by your nervous system, but GG isn't sweating despite being flushed. He doesn't have any saliva in his mouth. His heart is pounding. All of this means that he has a blockage of "rest and digest" in his nervous system, but where did that come from?

At this point, GG didn't even know who he was talking to anymore. He unlocked his phone and showed the doctors the video that he made. This tells them everything that they need to know because the nutmeg spice has poisoned his body, causing problems with his brain and his heart.

Nutmeg spice is from the nutmeg tree. Ignore the "spice" part, because if you drink an entire bottle for "Ha ha, funny" TikTok memes, you're not treating it like a spice. Like everything that's herbal and natural, nutmeg has hundreds of chemicals in it. Natural things are all made of chemicals.

Inside the spice is a chemical named myristicin. GG drank it. It went into his stomach, into his intestines, and then absorbed into his liver, where it was broken down and metabolized. This metabolism is so that parts of the chemicals that are reactive get neutralized, so that they can't damage other parts of the body. But how does this myristicin get broken down?

Scientists thought this could happen, which makes it look a lot like this alpha-methylphenethylamine, am-ph-et-amine, something we know as treatment for ADHD, among other things.

In the synapse where the nerves connect, chemicals send signals. When the signal is done, the synapse needs to clear itself so that signals aren't sent nonstop. This means that those chemicals need to be pumped back in or broken down. But if an alpha-methylphenethylamine is present, the synapse doesn't get cleared. It goes into the cell and it forces more chemical out, sending signals nonstop, continuously stimulating the nerve.

This is why we call it a stimulant. This could be the reason for GG's problems at the moment, but something's wrong. Alpha-methylphenethylamine in large amounts pushes out things like adrenaline. What happens during an adrenaline rush? Your heart starts to race. Your body temperature increases. You might even urinate yourself.

The adrenaline rush puts you in "fight or flight" mode. This is the exact opposite of "rest and digest" mode. Both of these are controlled by opposite ends of the same nervous system. Blockage of "rest and digest," which is what GG appears to have, doesn't mean a promotion of "fight or flight" mode.

If the nutmeg that he ate became a large dose of alpha-methylphenethylamine in his body, then he should be in "fight or flight" mode. He wouldn't be holding onto his urine the way he is, and he would have a high body temperature, which would mean fever, but he doesn't have those, meaning that myristicin might not be broken down this way.

This isn't the only chemical that's in nutmeg spice. Elemicin, which is only one change away from myristicin, is also in it. After liver metabolism, elemicin could look like another phenylethylamine, one that comes from a cactus and also causes hallucinations. This could explain GG's tweaked-out state, but the reality is that we're not really sure that these breakdowns actually happen in humans because GG has a blockage of "rest and digest" and not a promotion of "fight or flight."

While nutmeg is a funny spice and "Haha" TikTok memes, it does things in the body. Maybe it does become psychoactive chemicals in the body or the chemicals are already psychoactive in themselves when consumed in large amounts, like a whole bottle in a protein shake. But we still don't know for sure, and this isn't something that you should want to play around with.

The reason that something hasn't been done about this might be because almost no one says that this experience is pleasant. Overwhelmingly, no one ever really wants to do it again and you shouldn't ever do it in the first place.

Usually, herbal products that are common today have Greek and Roman roots, but nutmeg trees don't grow anywhere near Greece or Rome. Western Ancients never wrote about nutmeg. They probably didn't know about it; 1195 AD was the first written account of it in Europe, when an emperor entered Rome and the streets were fumigated with myristica -- that's nutmeg before chemists knew what myristicin was. It was the Arabian traders who imported it in from the islands.

The effects of nutmeg on the brain and heart have been known for hundreds of years now. In the 1300s, a book of remedies written in High Middle German described using nutmeg to get drunk. In 1576, Flemish physician Lobelius described an English woman who became delirious after eating 10 or 12 nutmegs. The English thought it could treat gas, but to no avail.

Nutmeg has been around and well known for centuries, but the effects aren't so funny when they're happening. The Illinois Poison Center looked back and saw that one person had died during nutmeg toxicity, but they weren't sure if it was because of other medicines on top of it.

For GG, the only thing that can be done is to let the spice clear from his body, except something's wrong. While huge amounts of nutmeg can affect the brain, the limited records that we have don't usually say that it causes seizures.

GG said that he drank four gallons of water since he drank the spicy protein shake and he noted that he didn't and couldn't urinate. If he drank all that water and none of it has exited his body from either end, then where could that water be? As this question is raised, GG seizes again in front of the medical team and he doesn't regain consciousness after it's over.

Doctors' suspicions are confirmed to find that GG not only has nutmeg poisoning, but he also has hyponatremia. Hypo- meaning low, natre- referring to sodium, or more formally, natrium, as shown by its symbol on the periodic table of elements, and -emia meaning presence in blood. Low sodium presence in blood.

GG wasn't able to urinate. Urinary retention is a blockage of "rest and digest." As his bladder stretched and distended, it signaled to the body to hold onto water by releasing something called antidiuretic hormone, also known as vasopressin. If a diuretic causes someone to urinate, then an antidiuretic prevents someone from urinating.

If the bladder is stretched, the body doesn't want to produce any more urine because it's going to stretch the bladder more, so it lets out the hormone to tell everything to stop and to hold onto water.

GG was also nauseous. Vomiting is a way that someone's going to lose water, so nausea is a powerful stimulus for the release of antidiuretic hormone.

All of this meaning that those four gallons of water that he drank are now sitting inside of him, unable to get out. But if nothing has left his body, then how is it possible that there's low sodium? Nothing's left his body, so there shouldn't be less sodium present, right? Yes, but the water in your body is made of 0.9% sodium chloride. For every one liter of water, there are nine grams of salt.

Most of the water in your body is inside of your cells and in general exists with 0.9% sodium chloride. In the medical world, we call this "normal saline" or "isotonic." The interesting thing about sodium is that wherever it is, water will flow towards it.

In this small science experiment, I dissolve salt in this water and place it into a tube. I submerge the tube in a pool of distilled water, and you'll see that water flows towards the salt. That water flows towards the sodium.

If water flows towards where there's salt, and GG's blood has a low sodium presence, then it means his body water is flowing into the cells. This would mean that his organs are swelling with water. This would mean that it's going into his stomach and his intestines.

That should be okay because your abdomen is soft, but the water would also be going into his liver. It would be flowing into his heart and his muscles, but those aren't enclosed in a hard space either, so it wouldn't be too big a problem if they swelled up inside. But how about the brain?

The brain is enclosed in a hard space, the skull. The brain only has space to expand 8% in volume until it starts to crush up against the sides of the skull and ooze out of the sutures. As water keeps flowing into the sodium-rich cells of GG's body, his brain is starting to crush up against the sides of his skull, smashing blood vessels as it expands, preventing blood flow and causing hypoxia, or the deprivation of oxygen.

This damage, upon brain expansion, is called herniation and means permanent brain damage in GG's case. The psychosis. The hallucinations. The final seizure without regaining of consciousness. Since GG is still breathing, it may not yet be too late. He may not have herniated his brain just yet.

The easiest way to treat this problem of his at this point is to use the same science that diagnosed his hyponatremia. If water follows sodium and water is flowing into his organs, then the fix is to draw that water out of his organs with even saltier water.

If 0.9% sodium chloride is the standard in his body and the water that he drank is flowing towards that gradient, then infusing 3% hypertonic water into his veins will reverse the flow of that water back into his bloodstream and out of his brain. Doctors use a catheter to pull urine out of his bladder. There's not much that they can do to reverse the nutmeg other than to wait it out.

All of these are reasons as to why it's not clear what nutmeg really does to the body. If nutmeg does become an alpha-methylphenethylamine, excess of those do cause the body to release a lot of antidiuretic hormone, causing someone to hold onto water. But did that actually happen or was it because nutmeg caused a blockage of "rest and digest," causing urinary retention?

Holding onto urine and stretching the bladder causes secretion of antidiuretic hormone. Nausea stimulates it too, so which one was it? The psychoactive events following nutmeg could obscure the neurologic signs of confusion, agitation, and delirium that's also caused by physical changes to the brain during hyponatremia, when the water starts to swell into the brain and the brain starts to expand against the skull.

Luckily, for GG, no herniation occurred in his brain and the 3% sodium infusion was enough to solve the hyponatremia and draw the water out of his brain. Upon regaining consciousness, he realized that no amount of views on TikTok made that terrible experience worth it.

Thank you so much for watching. Take care of yourself and be well.

Chubbyemu is a PharmD who works in the pharmaceutical industry. See more of his videos on his YouTube channel.

Last Updated May 07, 2020


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Homemade and Nothing New Gift Giving

Gifts are a beautiful way to show those you love that you are thinking of them. Its a way to celebrate your love for them, and show them how well you know them. I'm always happy to get people things they need or want, but love having a few extra things up my sleeve for those that don't know what they want. These are especially geared towards those who just don't need any more stuff. Those who are trying to declutter, trying to lessen their footprint, or just don't want more things.

Christmas is just under two weeks away, so perhaps this comes a little late for this year. But maybe it will be a help for someone looking for a last minute gift, or forward planning for next year.

Nothing New
  1. A Date Night - tickets to a movie theater or a gift card to a restaurant. Added bonus, if they are parents: offer to babysit if you live close enough.
  2. A Night Off - for parents, more budget conscious then above, but same idea, just give them the free babysitting.
  3. E-books for their Kindle - a favorite for readers who don't have any more room on their shelves!
  4. A Mani/Pedi, with Good Company - schedule a date with you, or with one of their friends, for a little treat for their feet.

When You Really Want to Give Something Physical
(but don't want it to just be more stuff)
  1. Homemade Vanilla Extract - its delicious, super easy, and a great, welcome treat for anyone who bakes. You can find great glass bottles on Amazon. This also makes a great housewarming gift!
  2. Homemade Hand Salve - Again: easy, so lovely, great cute jars on Amazon. I infused my olive oil with rosemary, then used lavender essential oils. It smelled divine! It also lasts forever.
  3. Air Plant "Garden" - no green thumb required for this little garden. These beautiful plants will clean your air, brighten your house, and serve as a great centerpiece.

I've given all of these gifts at various times (other then the air plants, those I want for myself!), and they were all met with much appreciation.
I hope you have a good holiday season, and I hope you get to experience the joy of giving!

  1. Love it! I so want to declutter but we can't always agree on what to keep and what to throw away.

    A friend of ours recently suggested our little group of friends do a "white elephant" gift thingy. I have never heard of this term, but apparently it is sort of like regifting.

    1. The agreeing on what to get rid of can definitely be hard. I've found that if there is stuff that we are on the fence about, put it in a box and put it on a high shelf. If you don't use anything from the box for a set period of time (6 months maybe), then donate the whole thing.

      White elephant exchanges are fun! A gift and a game in one!

Leave me some love!
~ Meegs


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models for a photo shoot

There are many modeling agencies in London, some of them have a better reputation than the others, here are few tips on how to choose the best girls for your photo shoot.model modeling in studio

the first thing that you have to keep in my is what type of photography shoot will you be doing, for example, if you want to have fashion shoot you definitely want to choose a model that has lots of experience, that will make your work so much easier. experienced models know how to flirt with a camera and from what angle their face looks the best. if you decide to hire inexperienced model you might save some money on her wage, but you will spend much more time trying to make her do interesting poses and that will cos you and your team so much more time. in the video bellow yo can see how professional models work in front of the camera.

what if you want to shoot a sexy calendar or a commercial with busty girl. you can try to ask for a girl like that in a modeling agency, but chances are that they will have only skinny girls that are suitable for fashion pictures. if you want to hire a girl that is not shy and has a great curvy body you might try hiring an escort girl.

Thant might sound bit odd in the beginning as escorts are usually hired by clients to entertain them for a night, but when you think about if it makes sense. They have a great body as they ave to photographer taking pictures of modelskeep them self-fit to get hired from rich clients, and they are definitely not shy in front of the camera. The other benefit of hiring models for your photo shoot is that you will save lots of money as these girls are not charging as much as professional models.

first think about what type of girls do you need, skinny, busty, tall, or maybe even chubby. When you know what body type you need, go to places where girls like this are.

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Listing Provided Courtesy Of:
Courtesy of Kathy Sobh of MaxWell Polaris.
9104 177 ST NW Edmonton, AB
$ 425,000
Property Attributes
  • Listing#E4209526
  • TypeSingle Family
  • RegionALBERTA
  • CityEdmonton
  • AreaEdmonton
  • NeighborhoodSummerlea
  • ZipT5T3L2
  • Style2 Storey
  • Price$ 425,000
  • Bedrooms4
  • Full Bathrooms3
  • Half Bathrooms1
  • Sqr Footage2120
Listing Provided Courtesy Of:
Courtesy of Kathy Sobh of MaxWell Polaris.
Property Description

Beautiful 2 story in Summerlea ! Over 2100 square feet ! New Windows , Carpet and paint ! Main floor living room ,den , family room with sliding doors to the Huge back yard , Kitchen and dinning room and a two piece bath all on the main floor . The upper floor has a totally of 4 bedrooms all with new carpet , windows and paint .. Three huge bedrooms and a master bedroom that you will love . THe basement is fully finished with another 3 piece bath room , family room and a Den that is as big as the bedrooms upstairs . There is also a water hook up in the basement where there once was a bar or little kitchen area . The back yard is fully fences and runs all around the home with deck and Garden area great play area ! This home is in walking distance to West Edmonton Mall right through the walking path in the crescent , Transportation and Schools !

General Features

Bathrooms 3.1
Beds 4
Community Summerlea
Flooring Carpet, Ceramic Tile, Laminate Flooring
Full Baths 3
Half Baths 1
Listing Area Edmonton
Parking Double Garage Attached
Roof Asphalt Shingles
Site Influences Golf Nearby, Landscaped, Park/Reserve, Public Transportation, Shopping Nearby
Style 2 Storey
Type Single Family
Year Built 1981
Zoning Zone 20

Interior Features

Basement Full
Basement Development Fully Finished
Bedrooms Above Grade 4
Ensuite Yes
Finished Levels 3
Heating Type Forced Air-1
Rooms Above Grade 9

Exterior Features

Building Type Detached Single Family
Construction Type Wood Frame
Exterior Stucco
Foundation Concrete
Front Exposure East
Garage Y/n Yes
Lot Shape Irregular
Lot Sq Metres 639.94

  • Views
  • New Construction
  • Adult
  • Lease To Own
  • No HOA Fees
  • Furnished
  • Master On Main
  • Air Conditioning
  • Seller Finance
  • Green
  • Fixer Upper
  • Horse
  • Golf
  • Fireplace
  • Deck
  • Garage
  • Basement
  • Pool

Property vs Zip Code Average in T5T3L2

Statistics provided by Inside Real Estate

AVG $430K
AVG 28
Year Built
AVG 1981

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Fender FSR Hot Rod Deluxe Vanilla Cane

We have this in stock!

This item is not available for purchase online. Please call (703) 450-4667 to order.
WARNING: Cancer and Reproductive Harm. For more information go to

Fender FSR Hot Rod Deluxe Vanilla Cane

An updated version of the legendary amplifier that’s been the heart of many guitarists’ rigs, the Hot Rod Deluxe IV features modified preamp circuitry, smoother-sounding spring reverb and updated aesthetics that any player is sure to appreciate. A supercharged amp decked out with player-requested features, this scorching 40-watt 1x12" combo is ideal for guitarists who need hot-rodded power with performance to spare.

Features Include: Vanilla Nubtex vinyl covering, Cane grille cloth, and a 12" Celestion® Creamback speaker. The modified preamp circuitry improves overdriven note definition, so you'll have articulate sound no matter how hard you push this amp. The onboard spring reverb has been modified to add smoothness, so you still get rich, shimmering tone, no matter how much reverb you use. The updated aesthetics include a lightweight pine cabinet, improved control panel texture and graphics, ivory pointer knobs, steel-reinforced strap handle and lightly-aged silver grille cloth, giving it the unmistakable look and vibe you can only get from a Fender amp. Reliable, flexible and pedal-friendly, the Hot Rod Deluxe IV is an ideal addition to any electric guitarist’s amp collection.

Product Specs

Model Name: 2020 Limited Edition Hot Rod Deluxe™ IV, Celestion® Creamback, Vanilla Cane, 120V
Model #223-1200-332
Series: Limited Edition
Country Of Origin: MX
Color: Vanilla
Amplifier Type: Tube
Control Knobs: Chicken-Head Style Pointer - Ivory
Inputs: Two - (1/4", Input 2 operates at -6dB)
Rectifier: Solid State
Cabinet Material: Solid Pine
Handle: Molded Plastic Strap with Nickel-Plated Caps
Speakers: One - 12" Celestion® Creamback
Total Impedance: 8 ohms
Power Tubes: 2 x 6L6
Preamp Tubes: 3 x 12AX7
Dimensions: 12.70x21.20x25.60 IN
Weight: 48.60 LB

WARNING: Cancer and Reproductive Harm -


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Fender MGT-4 Footswitch

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Add to Cart
WARNING: Cancer and Reproductive Harm. For more information go to

The MGT-4 Footswitch (included with Mustang GT200) is a great optional accessory item for Mustang GT100 and GT40. It's a four-button, pedalboard-friendly unit that lets users select various presets and effects from the floor. It also enables hands-free access to the chromatic tuner, with colored LEDs for visual feedback. Perhaps most importantly, the MGT-4 footswitch unlocks Mustang GT's 60-second looper functionality, with buttons to activate "Record," "Play," "Overdub" and "Stop" functions. Removable 12' cable with 1/4" plugs included.


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Armstrong 303 Flute

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Add to Cart
WARNING: Cancer and Reproductive Harm. For more information go to

The Armstrong headjoint offers players crisp response and ease of playing throughout all registers. The Sterling silver headjoint gives players more tonal character and flexibility. Open hole keys provide students the ability to develop and progess into a higher level of playing, encourages proper hand position and provides more clarity in tone. The B footjoint allows students to progress into higher level music and makes the 4th octave C speak more clearly when using the gizmo key. Top adjusting screws provide ease of repair and adjustment to keys. MADE IN USA.

top-adjusting silver plated mechanism

open hole Y-arm keys

 inline G, B foot

Sterling silver .014" (.35mm) thinwall head with "Basic cut" Sterling silver headjoint

Silver plated .018" (.46mm) body and C foot

Comes with hardshell case.

Key of C

 new instrument, old stock.  Made in USA


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Bethany Keener
Wednesday, January 18, 2006

ELKHART, Ind. (Mennonite Mission Network) — Though the young adults will most likely be sleeping in tents, this will be no ordinary summer camp-out.

Since the Dec. 26, 2004, tsunami, many Sri Lankan survivors are living in tents or makeshift wood structures. From July 12-Aug. 3, a dozen Youth Venture participants will live in similar arrangements while helping build permanent homes of concrete block. The team will also volunteer at Lankahara Society, an orphanage for girls.

Youth Venture participants will have opportunities for sightseeing, building relationships and learning about Sri Lankan culture. Young adults, ages 18-25, are invited to apply. More information and an application are available in the Christian Service section of
Youth Venture director Arloa Bontrager said the goal of the program is to “increase participants’ understanding of the world while demonstrating God’s love through their lives and work.” In this case, the U.S. group will have the opportunity to work alongside Buddhists, Hindus, Christians and Muslims.

“All faiths preach assisting people in distress,” said Ganesh De Silva, who will coordinate and lead the team.

Originally of Sri Lanka, De Silva has been working at the rebuilding efforts through the Elkhart 2 Sri Lanka Alliance since just days after the storm. As a Buddhist, he would like to see more interfaith dialogue, especially when centered on the common goal of helping those in need.

Through his work with the Sri Lankan organization Biodiversity and Elephant Conservation Trust and the Rotary Club of Panadura, De Silva has designed houses to be built in Panama and Ruvingama, villages founded since the tsunami.

The homes the Youth Venture team will help build are 600 square feet and consist of a kitchen, living room, bathroom and two bedrooms. A new home built with local materials and volunteer labor costs around $3,000. De Silva said new zoning laws ensure that the people who are most in need of housing receive it.

Lankahara Society also was affected by the tsunami. Begun in the 1920s by De Silva’s great-grandmother, the orphanage provided a home to 70 girls, from infants to 18-year-olds. Following the storm, 25 newly orphaned girls were placed in the orphanage. De Silva hopes to help expand the capabilities of the orphanage through a career center that will teach young women skills like sewing and cooking.

 at last- Youth Venture to join Sri Lanka tsunami relief

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Webinar—Learn more about Mennonites Against Militarism—Learn more about Mennonites Against MilitarismOctober 29
Missional Meditations — The face and the name—-The-face-and-the-nameMissional Meditations — The face and the nameMissional Meditations


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Mensterz Origin Hoodie

Sale price Price $89.99 Regular price Unit price  per

Tax included. Shipping calculated at checkout.

Mensterz Origin Series Hoodie, designed by Mensterz. For the men eager of authenticity.

The Origin Series is a part of our premium's collection, made through out team's careful choices and its best materials, to give the best experience of luxury for men.

Showcasing our brand through our jacket, the Origin Black Hoodie is part of what we call "Mensterz Optimum", which is the intended vision of our brand. Through careful inspections and an attentive process of creation, this hoodie was made with the goal to both protect its users from weathers while maintaining a premium experience of comfort.

Printed in our own custom ink. It's made with a softer cotton fabric which assure Mensterz's top comfortability.

The hoodie gains value through time, as our premium collection changes with the mindset to propose a different version of our visions while maintaining our values and authenticity.

The real Mensterz's experience begin with its utmost simplicity, which is showcasing the valuable mindset of a man, a menster. Born man, made Menster.

Size guide

  S M L XL 2XL
Chest width (inches) 20 21 23 25 26 ½
Length (inches) 26 27 28 29 30

  S M L XL 2XL
Chest width (cm) 51 53 58 64 67
Length (cm) 66 69 71 74 76


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To enjoy life, break old patterns and have new experiences.

Having new experiences will boost your happiness and creativity. Neuroscientists say that time slows down when we have new experiences and this increases our quality of life.

  1. Become aware of the patterns of your life.
    Notice that you do the same thing every day—wake up, shower, work, watch TV or socialize, sleep, and repeat.
  2. Break the pattern by doing something completely new.
    You can break the pattern by traveling to a new city over the weekend and spending the whole day exploring, eating new kinds of food, and meeting new people. Do something new and fresh.
Take action!
Our mobile app, BooksInAction, will guide you on how to acquire this skill.
If you have the app installed

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Tom and Ryan

Tom and Ryan have been paired together for eight years through Girls/Boyz First Mentoring.

Tom Lehner has mentored Ryan Wilder since 2011, when Ryan was a 5th grade student at Rumney Elementary School in Middlesex, Vermont. Ryan is now finishing up at Choice Academy in Barre.

Ryan has had many challenges in his life over the past eight years. Tom has been an unwavering and positive presence throughout their time together, including visiting Ryan as he has moved back and forth between other towns and different living situations. Tom even traveled two plus hours each way and visited Ryan when he was living in southern Vermont several years ago.

Ryan and Tom keep busy doing active, outdoor activities. Ryan says that he’s learned from Tom to keep busy and how to manage his anger issues. “There’s too much else to do besides being angry!” says Ryan.  Some of the highlights of their time together have been skiing at Morse Farm, hiking, canoeing, playing basketball, and bowling (when the weather is bad).

Ryan feels that Tom is a good mentor because he’s funny, active, likes to do a lot of outdoor activities and helps him get to where he needs to go.  They have even learned fly fishing together.

Tom loves Ryan’s enthusiasm for learning and thanks Ryan for making him more aware of the latest about teen culture. Tom’s advice for potential mentors is to “jump in and do it.  It’s so much fun to watch the learning.” Ryan likes that he is now the leader when he and Tom hike together and that Tom has to work hard to catch up. “I used to lose at many of the activities that Tom and I do together… but I’m getting better. I always beat him at basketball.”

-Wendy Freundlich, mentoring coordinator for Girls/Boyz First Mentoring

Tom was a 2019 Vermont Mentor of the Year nominee


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[ONLINE] Webinar: Reinventing Yourself after Job Loss | October 28

Event Overview

Job loss happens to everyone, at the best of times — but it’s never easy, and particularly not in the middle of a pandemic. Often times, the way we lose a job can be deeply hurtful. This hour-long webinar will offer tips and tools to help you reflect on and take ownership of what happened — and rewrite your story moving forward.

This hour-long webinar will be conducted over Zoom; a conferencing link will be sent out approximately 24 hours in advance.

About Your Instructor

Johanna Wyers is a Certified Professional Co-Active Coach trained at the world-class Coaches Training Institute. Johanna came to coaching after years of being asleep at the wheel of her own life. She loves helping creative souls wake up parts of themselves that have been long abandoned — or that are yet undiscovered. If you’re feeling disengaged and uninspired, her work aims to reconnect you to your deepest desires and “dance” you back to life. A native of Hood River, Oregon, when not at work Johanna loves to travel, urban forage, and, above all, dance. You can learn more about her life coaching work here.

Reasonable accommodations for persons with disabilities will be made if requested at least two weeks in advance. Contact [email protected]

Funded in part through a Cooperative Agreement with the U.S. Small Business Administration Administration

Event Details

Date & Time:

ONLINE | Oregon, USA
Oregon, USA

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Photography exhibit to be part of Euro Week

02.12.2014. 19:09
The Embassy of Latvia will host a photography exhibit: “Latvian Landscapes: The Road Less Traveled” by Matthew Blong as part of "Europe Week", a week-long celebration of European culture in Washington.

PLACE: 2304 Massachusetts Ave, NW Washington, DC 20008

Saturday, May 8, 2010
from 10:00 am - 4:00 pm;

May 10 - 28, 2010, open Mondays, Wednesdays and Fridays from 12:00 noon to 6:00 pm.

Preface (by Matthew Blong)

I knew before arriving in Latvia that the country would impress me. I had already read of its rich, layered history and its reputation for unspoiled nature. I had already heard about the energy of its capital, about the charm of its towns, about the loveliness of its coasts. I was prepared for those things.

What I wasn’t prepared for, what nothing could have prepared me for, was the power of its beauty. I could not have known that I would find myself in landscapes and cities so breathtaking that they had the ability not just to inspire but also to heal a wounded soul.

I was living in Riga – Latvia’s majestic capital, bustling with commerce and tourism. Like the majority of visitors, I enjoyed the charms of Old Town, shopping at the Central Market, the beaches of Jurmala, and, from time to time, the vibrant nightlife. Yet I yearned for more serene surroundings. I was suffering through the pain of a divorce and, feeling estranged; I sought to escape the more frequented streets as often as I could. For a year, I traveled nearly every weekend, crossing the length and breadth of Latvia’s countryside. I covered thousands of miles in my trusty (and appropriately named) Ford Escape, visiting all 23 of Latvia’s counties, stopping to photograph places that reflected a sense of peace – something I badly needed during a turbulent period in my life.

Usually, on these trips, I pushed myself as far away as possible from the capital and the busy highways, pursuing solitude, indulging my curiosity about the real places more obscured than illustrated by the tiny dots that represented them on my map. Sometimes I didn’t follow the map at all. I stumbled upon old churches and ruins of castles, upon towns and villages that looked as though they were exempt from the passage of time. I explored the limits of Latvia itself, treading close to its borders and occasionally crossing them.

In this exhibition, I wish to share some of the photographs I took along the way. For those unfamiliar with this breathtaking country, I hope that my pictures offer a compelling introduction; for those who already know Latvia, I hope that they remind you of this Baltic nation’s beauty while perhaps casting light on a few places that you have not yet visited.

The task I took on as a traveler was sometimes difficult. It took me a good deal of effort, time and patience to cover the necessary ground to garner these intimate portraits. But as a photographer, my job was easy. Latvia really is this beautiful.

About the Photographer

Matthew Blong is a photographer, traveler, and amateur linguist. Born and raised in the Washington, D.C. area, he has lived, worked and studied in half a dozen countries, and visited more than 70. His passions frequently lead him down less-traveled roads: in March of this year, he visited and photographed the newborn country of Kosovo, and in April he became one of the first American citizens to travel as a tourist to the Democratic People’s Republic of Korea. He has also journeyed extensively in the lands of the former Soviet Union; in 2003, he crossed the entire length of Russia on the Trans-Siberian railway.

Matthew has been taken with photography ever since he was in high school. In college, he served as Senior Staff Photographer and Photography Editor for the Yale Daily News. In 2001, he worked as an apprentice to a portrait and fashion photographer in Paris, where he first exhibited his work. In 2009 he traveled to Valjevo, Serbia where he was one of several international photographers to document and exhibit images of the town in a project called "Valjevo through the Foreigner’s Lens."

From 2004 to 2010, Matthew worked as a Foreign Service Officer in the U.S. Department of State. In addition to his tour in Latvia (2007-2008), he served a two-year tour in the central African country of Burundi (2004-2006). He also served a tour in Washington (2008-2010) working on Middle Eastern Affairs.

This fall, Matthew will enter the Thunderbird School of Global Management in Glendale, Arizona to study international business administration. He is currently residing in Syria, where he is studying Arabic at the University of Damascus and assembling a portfolio of photographs for a future exhibition.

Matthew speaks French, Russian, German and Latvian. He hopes to return to Latvia soon.


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About Me
Check out my, now outdated, modding tutorials here.

Notes about my work:
If I have agreed to work on your mod:

  • I reserve the right to stop work on it at any time or leave the project.
  • Any project I work on will utilise Minecraft Forge unless we have negotiated otherwise.
  • You may not make any money from the project by means of link shorteners such as however donations/payments are accepted.
  • I own the code in both source and binary forms.
Interests Bit of this, bit of that.

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Mini Final Drives Home > Final Drive Motors Listed by Manufacturer: > JOHN DEERE

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Company Leadership

Our Management Team

Our management team is comprised of a group of professionals with deep
experience in banking and financial services, including a combined 90 years in
church and ministry lending.

Joe Turner
President and Chief Executive Officer

Brian S. Barbre
Senior Vice President and Chief Financial Officer

Michael Boblit
Vice President – Corporate Lending Services

Ed Ramirez
Assistant Vice President – Credit Administration

Bill Crammer
Assistant Vice President – Relationship Manager

Jason Lietzau
Assistant Vice President – Relationship Manager

Janice Wilkinson
Director, Loan Administration & Servicing

Pete Demonteverde
Commercial Loan Portfolio Manager

Andrew Johnston
Credit Analyst

Our Board of Managers

Our Board of Managers serves in the role of company directors, creating the
vital link between our shareholders and the management team, and providing
governance and accountability that guides the entire enterprise.

R. Michael Lee
President/CEO, Kane County Teachers Credit Union

Jeffrey Lauridsen
Vice Chairman of the Board / Chairman of Audit Committee
Attorney, Law Offices of Anh Quoc Duy Nguyen

Juli Anne Callis
Chairwoman of ALM Committee
Former Chief Executive Officer, National Institutes of Health Federal Credit Union

Van Elliot
Secretary Member, Chairman of the Board of Directors, Evangelical Christian Credit Union Director, Financial Foundations

Jerrod Foresman
Corporate Secretary, Ministry Partners Securities, LLC
President, Virtue Financial Advisors

Mendell ThompsonMendell Thompson

Retired President/CEO, America’s Christian Credit Union

Guy A. Messick

Attorney – Partner, Messick Lauer & Smith P.C.


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Rosey Frill Mini Dress | MINKPINK
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Behind The Scenes
Of My Life

Hello world! Welcome to my homepage. Here you can find out more about me, my latest projects and highlights of what I have been doing in the last years until now! I dedicate my page to all of you. To the dreamers and big thinkers. Many years ago, I had a dream that I decided to follow, no matter what.

Looking back, I can see how the dots connected through the years and I can proudly say that I have come far. There is still a long way to go, my dream is yet to be accomplished, but I enjoy every step along the way. Because success no matter what success personally means to you, is a journey.. I want to take you on my journey and show you what I do to make my dreams come true.

I Would Love To Share With You The Words That Changed And Inspired me.

The feeling evoked by a description is more important than the description itself.

- Stella Adler

Isn't it funny how day by day nothing changes but when you look back everything is different…

Wake up determined to go to bed satisfied.

The hardest prison to escape from is your mind.

If you are too big to do the little things, you are too little to do big things.

There's all the difference in the world between having something to say, and having to say something.

Dreams come a size too big so that we can grow into them.

Identify your problems, but give your power and energy to solutions.

Get off of Facebook and put your face in a book! If you feed the beast, the beast will destroy you.

Gratitude in advance is the most powerful creative force in the universe.

What is right is not always popular, and what is popular is not always right.

Life is not a problem to be solved but a reality to be experienced.

Keep some room in your heart for the unimaginable.

Let’s play Follow the leader or follow the follower?

Most people are a product of their environment.

If opportunity doesn't knock, build a door.

What superior people seek is within themselves. What small people seek is in others.

It's your job to show up for your own life and fight for your own dreams.

The fool wonders, the wise man asks.

Early to bed and early to rise makes a man healthy, wealthy and wise.

It is time for us all to stand and cheer for the doer, the achiever - the one who recognizes the challenges and does something about it.

He who refuses to embrace a unique opportunity loses the prize as surely as if he had failed.

Good judgment comes from experience, and a lot of that comes from bad judgment.

- Will Rogers

You know, you do need mentors, but in the end, you really just need to believe in yourself.

To a great mind, nothing is little.

The master has failed more times than the beginner has even tried.

90% of your plans are going to fail no matter what you do. Get used to it.

- Mark Manson

We learn wisdom from failure much more than from success. We often discover what will do, by finding out what will not do; and probably he who never made a mistake never made a discovery.

It never gets easier, you just get better.

Make your life a masterpiece; imagine no limitations on what you can be, have or do.

- Brian Tracy

Wherever you get to is better than where you started. To Stay on the road is a massive achievement.

A comfort zone is a beautiful place, but nothing ever grows there.

Coming together is a beginning; keeping together is progress; working together is success.

You are a masterpiece because you’re a piece of the master.

Saying yes to happiness means learning to say no to things and people that stress you out.

Be true to your work, your word, and your friends.

- Henry David Thoreau

The road to success is always under construction.

Some people dream of success, while other people get up and make it happen.

- Wayne Huizenga

Time is more valuable than money. You can get more money, but you cannot get more time.

- Jim Rohn

I stopped explaining myself when I realized people only understand from their level of perception.

You can't use up creativity. The more you use, the more you have.

Don't be afraid to give up the good to go for the great.

Give your dreams all you've got and you'll be amazed at the energy that comes out of you.

We are what we repeatedly do. Excellence, then, is not an act, but a habit.

There will be obstacles. There will be doubters. There will be mistakes. But with hard work, there are no limits.

- Michael Phelps

Worrying - praying for things you don’t want.

The meaning of life is to find your gift. The purpose of life is to give it away.

- Pablo Picasso

Talent wins games, but teamwork and intelligence win championships.

- Michael Jordan

Before you act, listen. Before you react, think. Before you spend, earn. Before you criticize, wait. Before you quit, try.

- William Arthur Ward

It is easier to believe than to doubt.

Strength and growth come only through continuous effort and struggle.

- Napoleon Hill

With the new day comes new strength and new thoughts.

- Eleanor Roosevelt

Life has many ways of testing a person's will, either by having nothing happen at all or by having everything happen all at once.

- Paulo Coelho

Believe in yourself, and the rest will fall into place. Have faith in your own abilities, work hard, and there is nothing you cannot accomplish. Brad Henry

The mind is the seed of creativity but the heart is the soil. That seed cannot grow without an open heart.

It’s not so much what we have in this life that matters. It's what we do with what we have.

The world is changed by your example, not by your opinion.

- Paulo Coelho

Girl With Imagination Women With Vision

Be brave enough to live the life of your dreams. Follow your vision instead of other people's expectations and don’t ever let the limitations of others limit your vision. You have this one life, do not waste it. Everyone has an inner calling, follow that inner voice and I promise it will lead you to where you belong.


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• Steve Auth

Advent Mission Blog, Day 1

December 2, 2011

ST. PATRICK’S OLD CATHEDRAL, SOHO. Our Advent mission in Manhattan began today on a brisk and sunny afternoon in SoHo.  Our little band of five missionaries, two Legionary priests, Msgr Sakano, and the parish staff was quickly reinforced by a full division of nearly 20 Legionaries brothers, full of joy and enthusiasm.  Soon we had the neighborhood blanketed.

Much of the activity on day one was occurring in the Church itself, where the confessional lines were at points four deep.  Our closer in the back, the little one, reported some incredible stories of the Holy Spirit's intervention.

One was of a father and mother come to NY to visit their young professional daughter.  The trio had come to the Church to see what all the buzz was about, nothing more. After a brief interaction with our missionary, the father went to confession, but the ladies declined.  After leaving the Church, and walking a few blocks, they encountered one of our platoons of brothers stationed on the outer perimeter of the parish. The young woman said to her mother, "my goodness, they're 'real' brothers (not actors in costume)!" turned around, and returned to the Church for the sacrament.  This is the first time we've been able to document the impact of our perimeter troops in helping the Spirit keep Catholics inside the parish, in addition to their usual role of drawing them into the missionaries at the center.

Another man, who had also stopped by the Church to pray, was invited to the

sacrament by a missionary, and went.  It turned out he had a very big problem he was grappling with, and emerged later with joy and renewed strength.  He called our

missionary "an angel sent by God."

Later, we encountered on the Street a fashionably dressed young man with his friends, still carrying a rosary he'd received from one of our missionaries two years ago, worn out from praying on it.  We replenished his stock with a fresh one, and then, to the astonishment of his friends,  he asked if we could pray together on the street corner. It was a very joyful prayer.

At Mass in the evening, Msgr. Sakano spoke of the rhythm of parish life, and how the coming of the missionaries is part of that now, enriching and emerging all.  The parishioners in turn energize us, coming to us on the streets with words of encouragement and support.  We are all looking forward to Day 2, and the arrival of our reinforcements!

Steve Auth serves as chief investment officer of Federated Global Equities and has led New York City street missions for ten years at Old St. Patricks in SoHo and across the city.


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Paris based Pauline Chardin makes travelling look so easy, she just launched a blog called The Voyageur where she shares her beautiful travel photography, as well as insights into the places she and her husband visit. i always love seeing what people photograph on their travels, what one person notices that another does not. Pauline has visited some interesting places, i did not even know about the archaeological museum in Istanbul, but that is now top of my list if we ever go there. her photography is also absolutely exquisite, particularly the vegetation of Sri Lanka and this mouth-watering shot of quintessentially Italian figs and parmesan… mmm.

My day job is being a fashion designer, but I have been traveling and taking pictures for some time and it seemed only fair to share a little bit of it. The Voyageur is a place to make you discover or rediscover small corners of the world that feel unique, inspirational and surprising. All pictures are shot by me, unless, well, I am actually ON the picture, in that case I have my husband to thank for it. I currently shoot with a Sigma DP2M even if some of pictures here were taken with my former Sigma DP1. My husband’s pictures are shot with a Ricoh GR1V, a Leica MP or a Ricoh GXRm.

you can follow her at The Voyageur and on Instagram.

  1. Just wanted to suggest a few more NY places, based on what you’ve already pinned… Donna, for cocktails and tacos; Paulie Gee’s, for pizza; St. Anselm, for delicious grilled everything; Manhattan Inn, for old-timey pianomen and cocktails. Have a wonderful time!

  2. Hi there! I found your blog via instagram and love the layout! You take such wonderful pictures.

    Fall in NYC is absolutely gorgeous, you’re coming at the perfect time!!

    travel, food and photography blog

  3. Beautiful photos!

    And with NYC, I think you’d love to go to one of Michael Arnell’s evenings – he’s the guy that started the Jazz Age Party on Governor’s Island, and he does events all year long, check it out!

  4. I’m from Brazil, so it’s very expensive to travel from here. I feel like it takes forever to visit a new place, especially overseas.
    I totally relate to your “obsessive research”! I keep bookmarking links as if I was going to travel next week. So, when I finally do, my list of places to go and activities are enormous! The first time I went to NYC with my family I actually printed out a schedule for us making sure we has a museum a day at least!

    hope you have an amazing honeymoon!!

  5. Oh, I just adore travel blogs. Especially couple travel blogs, since that is what my husband and I do together too.

    Hahahaha, you are going to have such a splendid time in NYC! And food is always of the upmost importance! My husband and I are taking a belated honeymoon at the end of the month to London and Paris. I am thrilled beyond words!

  6. NYC in autumn, and on honeymoon, sounds wonderful. Beautiful photos. I’m heading over to check out the Voyageur blog.

  7. I just see someone else made a comment above about the Jazz Age Lawn Party. hahahaha I guess you will have to take your readers word on this, it is a very dreamy event and very much your style.

  8. Just stumbled upon your blog via my dear friend Erin Ellis’ portfolio page. Love the beautiful logo she lettered for you! Also loving what I’ve read so far on your blog. This post in particular as I am endeavoring something similar. Thanks for sharing, have fun in NYC! – Jessica

  9. These photos are beautiful – thanks for sharing! I love the pared down colours and striking compositions.

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Mr Instant Cash @

Mr Instant Cash

Mr Instant Cash is another newcomer to the payday loan industry. Going back a few posts, an introduction was made for the Tide U Over brand who are the team behind this project. Their other website was initially devised in 2010, but 2012 is the estimated launch. This one accessible at arrived in 2013 and just to update that Laura Lends later arrived in 2014. The Mr Instant Cash loans are headed from £100 to £400 and the calculator displays £1000 as being a possible return sum. This is one of the few differences with this service and Laura Lends (Tide U Over now goes much higher).

No charges page is provided here, but they do present a representative example that shows the same amounts as headed at their alternative company. However, if you are interested in using this company (or any of the others) then you would be advised to browse the introduction post for the central brand that explains their costs in more detail. You should find that the total charge here would be £35 per £100 that includes interest at £30 and speedy funding at £5. The payment calculator doesn’t display dates and so it is not clear whether you can receive discounts when your payday is closer than the full month (as you can at TUO).

You can manage your loan online through and this website does use SSL. The same working day operational times are in place that is between 9am and 4.45pm. As with their central brand, the Mr Instant Cash loans are starting to pop up on a range of popular review sites that is supporting their growth. It is clear though that the main Tide U Over service carries additional features handing them the edge. You can for instance pay less through selecting shorter terms on their calculator and it has now been identified that you can also apply for much larger amounts up to £5000 heading as far as 60 months.


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(Sale Ends in 12 days 1 hours 40 minutes!)

A Poker Deal & An ExposÃ© of TILT by Paul A. Lelekis eBook DOWNLOAD

  • Manufactured by: Paul A. Lelekis

Price $6.00

Digital File #1

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A POKER DEAL & an EXPOSÃ‰ of TILT with a contribution by Jon Racherbaumer

Including the real deal on "The Trick That Fooled Houdini"

"When I met Paul many years ago I was struck by his intensity. He was deeply interested in the potential 'horse-power' of strong or subtle methods. He sought ideas that drive magic past thresholds of self-satisfaction, and whenever he performs you detect this energy. Paul embodies the spirit of the hard-core professional. He never stops mulling over ways to vary, tweak, modify, and perhaps improve every aspect of what he does. I am pleased to call him my friend."
- Jon Racherbaumer

MALLEABLE POKER DEAL - An amazing 3-part routine with a Poker Deal that will DAZZLE everyone - including magicians! This routine can be performed by almost anyone.

FIRST, a five-handed game of poker is dealt and the dealer displays that he can deal bottoms, seconds, and center deals at will...he then deals himself the four Tens!

SECOND, the dealer asks a spectator, at which hand is the shill supposedly sitting, the 1st, 2nd, 3rd or 4th hand...the 5th is the dealer's hand. When the spectator calls which hand of the four, the entertainer immediately deals out a Royal Flush to that hand...and even CALLS which SUIT, BEFORE he deals! This is one of the most amazing aspects of ANY Poker routine!

THIRD, the Magician says that the Deuces are wild! He deals out a third round of cards and deals himself the FOUR ACES and a DEUCE! This hand even beats a Royal Flush!

This Poker Deal is VERY easy to do... no sleights needed - in fact, even a rank amateur can perform this!

For those who are a little more advanced - you will now have the opportunity to appear to be a REAL Card Mechanic!

The fun and amazement factor is what makes this beautiful routine, so incredible to your spectators!

EXPOSÃ‰ of TILT - Learn from Jon Racherbaumer... one of the "Greats" of our time. This 10-page treatise discusses one of the finest sleights in the world, Marlo's TILT and also its predecessor, The Depth Illusion by Dai Vernon. Learn all about the many intricacies of this sleight. Understand that there are not only many different situations to use this sleight, but also many different ways to use it!

Learn a very little-known method of presentation that will COMPLETELY take the "heat" off of this sleight. ALSO...learn the 5 different methods of presentation and execution that will put YOU in a different category! Learn ALL about TILT and how it will "raise your game" to new levels!

The Trick That Fooled Houdini - You can look online and find as many different ways to do this famous trick as there are "self-proclaimed experts"...

Learn Vernon's most famous of tricks that he performed for The Great Houdini (then billed as The King of Cards)... and fooled him BADLY - when Vernon was just a young man!

This is the routine that Vernon most probably performed. Trust me... you will even fool card Pro's of today with this trick!

Download the eBook and enjoy learning these gems!

This product was added to our catalog on Tuesday 24 September, 2019.

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Michael Jackson World Network Fan Club
Michael Jackson song of the week
Michael Jackson song of the week

Tribute Album Review

Clinark’s album ‘Tribute to Michael Jackson (A Legend And A Warrior)’, while omitting  some of the more iconic songs like ‘Billie Jean’ and ‘Thriller,’ maybe the idea here was that some Michael Jackson songs need to be left to Michael alone. The album however includes 18 various songs, mainly popular, with a selection taken from right across the board. The 18 tracks incorporate a mixture of different styles too from reggae, dancehall, one drop reggae, pop, R&B and soul, and it is bound to give listeners an interesting and different flavour to the songs.

The first track on the album is an up tempo or better known as dancehall rendition of Michael’s ‘They Don’t Care About Us’. Here Clinark has added the word ‘really’ to the title, seeming to tone the protest notion down a notch and making it ‘They Don’t Really Care About Us.’ Other songs delivered in this catchy style include ‘Remember The Time’ and ‘Heartbreak Hotel.’

He does a good interpretation of Michael’s ‘Liberian Girl’ from the ‘Bad’ album with a more acoustic flavour.

Also worth mentioning is the more obscure yet powerful choice of ‘You Were There.’ It was written and performed only once by Michael at the Shrine Auditorium for Sammy Davis Jr’s 60th Anniversary TV special on the 13th November, 1989. Word has it that Michael said later that he would never sing the song again as it was Sammy’s song. After listening to the words, ‘You were there, before we came, You took the hurt, you took the shame…Yes, you were there, and thanks to you, There’s now a door we all walk through…one can’t help but commend Clinark for having included this song and having turned it around to a moving tribute to Michael.

Again, with the inclusion of ‘Smile’, from Michael’s ‘HIStory’ album, what may not seem like an obvious choice, Clinark’s sincerity is obvious here. He adds a smooth reggae style to what is now known to be one of Michael’s favourite songs.

‘Heal The World,’ from Michael’s hit album ‘Dangerous,’ released in 1991. A song with a strong message and what is said to be the song Michael was most proud of. Clinark delivers Michael’s message with his own unique one drop reggae rendition.

Clinark’s vocal talent is highlighted on several ballads that also feature on the album, one of which is ‘You Are Not Alone,’ a hit single for Michael from the ‘HIStory’ album released in 1995. It is interesting to note that Clinark adds a very unusual, yet clever touch here by using part of Michael’s recording of ‘You Are Not Alone’ in the background, to his own rendition of the same song.

He also does a solid take to another ballad, one of Michael’s older songs and one that sums up Michael’s life, ‘Music and Me,’ released by Motown in 1973. Once again, Clinark’s reasoning for selecting certain songs seems apparent here.

Clinark performs a remix of ‘I’ll Be There,’ originally recorded by the Jackson 5 in 1970, as a duet with British female singer Adele Harley. It is believed that Clinark recorded his reggae cover of the song days before Michael died. Together Clinark and Adele deliver a soulful interpretation of the ballad.

Other tracks on the album include ‘Stranger In Moscow,’ ‘We’re Almost There,’ ‘Lady In My Life,’ ‘Never Can Say Goodbye,’ the emotional ballad ‘She’s Out Of My Life,’ which Clinark gives a different twist, and ‘I Just Can’t Stop Loving You,’ kept close to Michael’s version, and accompanied on the track by Elaisha Santana. Clinark’s rendition incorporates both English and Spanish together on the same track.

It is no surprise and appropriate, given Clinark’s obvious sincerity in doing this album, that he ends his tribute with a more subdued rendition of ‘Gone Too Soon.’

While the album may raise a few different reactions with hard core MJ fans, on the unique and distinctive take on Michael Jackson songs, overall, it is a well done, well thought out album, with careful consideration taken to the choice of songs. What I am sure is bound to be unanimous in opinion, is that it is certainly a heartfelt tribute on Clinark’s part to The King Of Pop.

Reviewed on behalf of MJWN by Paula Katsikas

Leave a comment

© MJ World Network 1998 - 2020


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Wednesday, November 2, 2016

5 Fun Dog Memes Part 3

We have been enjoying creating memes for
Wordless Wednesday.
Here are 5 more for you!
Pierre Westie meme "Taking care of business like a boss."

Bentley Basset Hound and Pierre Westie meme "Life was meant for good friends and great adventures."
Bentley Basset Hound meme " Here's hoping your future is so bright you have to wear shades."
Pierre Westie meme "My dog does this amazing thing."Bentley Basset Hound meme "Fall: The time of year that we actually turn back time."
In case you missed our other memes,
fetch them here:

We are joining our BlogPaws™ friends for
Wordless Wednesday's blog hop. If you haven't checked out the NEW BlogPaws SLC, click here to get started.
Be sure to friend me!

  1. These look great & so clever!
    Love & Biscuits,
    Dogs Luv Us and We Luv Them

  2. great!!! I will look for my shades... and then I'm ready for the brightest future ever :O)

  3. Great memes again! Looking forward to that extra sleep this weekend!

  4. Awesome!!! We like the SHADES one best!! :) Well...the sleeping in one is good too! BOL!

  5. Love these, especially the one where the dog does this amazing thing by existing. They are such amazing creatures.

  6. Pawsome memes! We are very grateful to be able to sleep an extra hour this weekend. Woof, woof!

  7. Great memes ! We got our extra hour back last week ! Purrs

  8. Woofs to your memes .. we just call them quotes :-) Have a great fun day. Golden Woofs

  9. Oooooo I LOVES them!!! Especially the turnin' the clock back....Ma needs all the extra sleeps she can gets!!!! BOL
    Ruby ♥

  10. You boys are just full of words of wisdom, and you look pretty cool too!
    Jan, Wag 'n Woof Pets

  11. Another great group of Memes!!
    Dory, Jakey, Arty & Bilbo

  12. And they say you can't turn back time!

  13. Amazing job, as always. I hope you keep up with meme Wednesday. I look forward to these so much!

    Jean from Welcome to the Menagerie

  14. The memes were great! We loved them all!

  15. Your memes are great! I love those sunglasses on Pierre. He wears them well. :) Interesting point about turning back time too!
    -Purrs from your friends at

I'd love to hear from you! Bark back!