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According to a report by CoinJournal, the hashrate of the bitcoin network has soared in recent months, climbing by more than 100% in just 4 months. In June of 2018, the hashrate was more than 40 EH/s, as compared with the 2017 peak of about 13 EH/s. Over a similar period, though, the price of bitcoin has declined significantly, falling by about 60% from its highs at the end of 2017. What does the increase in hashrate signify, and is there a possible connection between this growth and the decline in bitcoin price over the same period?

Hashrate Growth

Put simply, the hashrate of the bitcoin network references the amount of computing power used by the network. The higher the hashrate, the faster a computer is able to complete operations necessary in the mining process, and the faster that mining can take place. For miners, a higher hashrate can be both a blessing and a curse, as hashrate growth means that mining companies must make continuous reinvestments in order to remain competitive.

Late in 2017, as bitcoin reached its highest values of all time, mining profitability likely increased as well. As price appreciation grows, it is often followed by deployment of added hashrate. However, this doesn't necessarily happen at the same time. In fact, there is likely a delay between the initial increase in token value and the subsequent increase in hashrate. One reason for this is that the process of setting up and turning on new mining equipment takes time. This factor is exacerbated by other issues miners face, including searching for cheap electricity.

$4 Billion of New Mining Equipment

CoinJournal's report suggests that about 2 million top-range ASIC units have come online for bitcoin mining since the end of 2017. Together, these units represent about $4 billion in new mining equipment used for generating BTC. Hashrate has effectively tripled each year during the last four years or so, while at the same time mining efficiency has increased thanks to technological and software advances. In this case, it could simply be that the mining industry has been slower to catch up with bitcoin prices than investors have.

Investing in cryptocurrencies and Initial Coin Offerings ("ICOs") is highly risky and speculative, and this article is not a recommendation by Investopedia or the writer to invest in cryptocurrencies or ICOs. Since each individual's situation is unique, a qualified professional should always be consulted before making any financial decisions. Investopedia makes no representations or warranties as to the accuracy or timeliness of the information contained herein. As of the date this article was written, the author owns bitcoin and ripple.

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Apollo Enterprises Q3FY17 Concall Summary

Apollo Enterprises

Financial Highlights

Apollo Hospitals Q3FY17 Financials
  • Consolidated revenues for the nine months grew by 17% y-o-y to INR 5,422 Crores (Standalone: +15% to INR 4,780 Crores). However, in the third quarter standalone revenues grew by 18% y-o-y to INR 1,681 Crores.
  • Revenues were impacted by INR 25 to 30 Crores due to consolidated revenue impact (more than half of that was in Chennai cluster)
  • Standalone revenues, healthcare services grew by 9% for the period of nine months – driven by a volume growth of 5% y-o-y & improved case mix
  • Standalone pharmacy witnessed revenue growth of 24% for the nine month period. ROCE was at 15% level for the nine months period and over 18% over annualized Q3.
  • Standalone EBITDA increased by 7% to INR 6044 Crores. EBITDAR growth was 9% - mainly because some new hospitals are on long term leases
  • Healthcare business EBITDA increased by 2% to INR 511 Crores whereas, the Standalone pharmacy business EBITDA grew by 55% to INR 93 Crores
  • PAT before extraordinary items fell by 6% to reach INR 237 Crores (Previous year – PAT included a one off gain of INR 47 Crores for the transfer of Dental and Dialysis business to AHLL)
    Key Operational updates:
  • New hospitals reported 53% y-o-y growth in revenues to INR 421 Crores.
  • New doctors that are being hired are the anchor doctors or on a guarantee model basis.
  • Within the new hospitals, Vanagram and Woman & Child – SMR have observed a healthy volume growth of 15% and 2% respectively (turned +ve EBITDA)
  • OMR, Trichy and Woman & Child – SMR Karapakkam registered a growth of 23%, 9% and 19% respectively (turned +ve EBITDA)
  • In the third quarter, Apollo hospitals achieved the milestone of 10,000 beds capacity across India with the new launch of Navi Mumbai hospital
  • The Navi Mumbai hospital is the first tertiary care facility and with the addition of this new facility, Apollo currently has 13 new hospitals with a bed capacity of 2,400 beds in Mumbai (a capital employed of INR 1,700 Crores).
  • Incremental impact of depreciation and interest cost due to Navi Mumbai Project – Depreciation: INR 2 to 3 Crores per quarter. Benefit of lower interest cost will be seen next year due to low interest rates.
  • Currently two Day Cares in Mumbai – focus is to make them profitable before expanding
  • Currently, the Navi Mumbai hospital is at an occupancy level of 50% - in line with the budget. (Breakeven period – to reach about 150 beds (current: 100 beds) which will take about 24 months)
  • Mature hospitals operate at a 17% ROCE, whereas the ROCE of standalone pharmacy business has crossed 15% benchmark
  • EBITDA margins for pre-2008 batch of stores witnessed a growth of 7.4% in the nine months period. About 76 new stores were added in Q3 FY 17 – total number of stores in the network now 2,506.
  • Revenues from Apollo Munich grew by 25% for YTD Dec 2016. EBITDA reached INR 57 Crores for the nine months period (last year: INR 10 Crores)
Apollo Hospitals Q3FY7 Revenue Breakup

Cluster performance updates

  • Chennai cluster witnessed a positive growth in IP and OP volumes for the nine month period. Revenues grew by 4% with 12% growth in ARPOB.
  • Utilization of the Chennai main hospital is 61% – which is not much different from the cluster utilization of 59%
  • New initiatives at Chennai cluster
    o    Addition of new doctors in the pipeline
    o    Creation of new facilities
    o    Bringing in visiting consultants
    o    Creating one Apollo concept – where clinics & pharmacy will act as a gateway to patients
  • Occupancy at the Chennai cluster hovered at 59% (mainly due to new hospitals and beds were added in the recent quarter)
  • Hyderabad – observed a double digit growth in OP and IP revenues mainly due to better patient mix (decline in ALOS). ARPOB grew by 17%.
  • Karnataka region – includes the hospitals in Bangalore and Mysore. Occupancy improved from 428 beds to 479 beds in the nine months period.

Key investment/initiatives updates:

  • Apollo hospitals’ investment in the Ask Apollo platform will enable the network to strengthen the digital connect with the patients
  • Platform traffic has increased at a healthy pace over the past 3 months
  • Apollo with Bajaj Finserv has launched a zero interest EMI based financing scheme across the country
  • Apollo has partnered with the State Government of Andhra Pradesh in a PPP model to establish 164 Electronic Urban Primary Health Centers (eUPHC).
  • eUPHC will enable poor patients to access specialists through telemedicine and diagnostics in their neighborhood
  • IFC has acquired a 29% stake in Apollo Health and Lifestyle Ltd – an investment for INR 450 Crores. The proceeds will be used to expand its network of clinics, cradles and diagnostics centers across India.
    Company Outlook:
  • Operational & Strategic priorities of Apollo Hospitals
    o    To increase the occupancy levels
    o    To make case mix richer
    o    To increase the ROCE for mature hospitals from 17% to 20% level

  • Apollo hospitals is confident that the company will attain 18% - 20% ROI levels in the next five years
  • The company will focus on elevating the performance of the new hospitals (which were added in the last 3 years) – by enabling the right mix of specialties, reinforcing the local market connect and strengthening the medical teams.
  • Net debt is expected to increase this year due to two ongoing projects – Bombay and Proton
  • Capex for FY 17 and FY 18 would be in the range of INR 100 to 125 Crores. Maintenance capex will typically come out of free cash flows (Project requirement is almost INR 350 Crores)
  • Company plans to add about 200 stores every year – about 180 new stores opened in the nine months – for the next two to three years

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Impact of Demonetisation on Various Sectors

Demonetization sectoral impact.png

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Courtesy of:Investorwhiz

A Detailed Analysis of Demonetisation

The sudden announcement of government to discontinue the use of 500 and 1000 denomination notes w.e.f 8th November midnight was received with applause as well as criticism by many. This demonetisation exercise is not only a big but also a bold step to erode the parallel black money economy that has ailed Indian economy for decades. Many have their concerns around the efficacy of this measure in long term. Yes, it is a step which flushes out black money in a flash and is not sustainable in long run but right now the sentiment in India topples towards “some step is better than no step”.  It is also being accepted that FY ending March’17 may show a dip in our GDP. We had earlier published an article on Impact of Demonetisation on Indian economy. In this article we are discussing “Demonetisation” as a measure and its Pros and Cons. Thereafter we will move onto its impact on various economic and industrial sectors of India.

Effects of Demonetisation

We would say that immediate effects of demonetisation are clearly evident and those are more on social level presently. It seems money has simply evaporated and people of all ages and from all social levels are rushing to banks. With estimated 300 million people who do not have any valid id cards (in spite of various government initiatives) and more who do not have access to mobile phones and similar technology, demonetisation in India will face its own challenges. That and the effect of this move on coming elections in the state of UP where political rivals of the ruling BJP, are crying bloody murder. We are covering these and more profound effects on demonetisation.

Reduction in currency circulation
Owing to discontinuation of Rs. 500 and 1000 denomination, a temporary fall in currency circulation is expected and can be seen already. These notes form 86% of total money (in value) minted in India by RBI! With 86% sucked in due to demonetisation, liquidity will obviously take a fall. But this situation will be contained as the new note of Rs. 2000 gets into circulation and bank withdrawals becoming easier. This condition can also lead to temporary deflation and weakening of rupee until the circulation normalises.

Compulsory declaration of undeclared income
The government of India had been strategising this move of demonetisation for quite some time as we look at the initiative it took after it came to power. Right from linking Aadhar cards, encouraging bank accounts opening and then volunteer declaration of income in cases of concealment. Well, the voluntary declaration or IDS ended on 30th September, a scheme that just required tax payers to pay a tax without any legal proceedings or penalties. Well, the time is gone and now to get at least some worth of the hidden cash stash, you will have to go through compulsory declaration which will be taxed and penalised as well.

Introduction of more cash to main stream banking
This step is already taking place but of course due to influx of withdrawals, the real effect of all people turning to mainstream banking channels is still to be seen. It might take months but is sure to happen as every common man would deposit the cash and opt for debit and credit cards.

Automation and organised monitoring of transactions
All banking transactions are obviously monitored because there is a proper digital trail to it. With more account holders post demonetisation, most of the money will get routed through banking channels making it easier for authorities to track illicit transactions. It is pertinent to mention here that banking channels discourage such transactions, thanks to the trail they leave.

Loan rates may come down
The biggest payoff of demonetisation is to create a cashless economy and make people open bank accounts. More than 50% of people in India do not have bank accounts, if this process goes as expected then even after taking a pessimistic view, at least 30% will open bank accounts to deposit money. This should increase the liquidity with banks pushing down the rates on loans as well as deposits.

Drugs and terrorism
It is a well known fact that illegal drugs trade and terrorism run on hawala money. Drop in currency circulation coupled with discontinuation of certain denominations will certainly hamper these operations. According to a well placed report, terrorists use fake Rs. 500 notes to get their operations up and running in India, well the discontinuation should take care of this situation for the time being.

Real estate prices will come down drastically
There has been a lot of talk around real-Estate bubble bursting in India but frankly nothing significant happened on the ground. Yes, the sector had slowed down but urban India still had to shell out big moolah to secure a dream home. So how will demonetisation take care of over hiked and inflated real estate? We will discuss it in detail when we get to sector-wise analysis but in short, a major part of Real Estate, about over 50% dealt on cash transaction to save on tax. With currency gone, the cash transactions will be all but impossible to execute.

Boost to economy
According to a report in Bloomberg, a massive part of currency in India never sees bank which is pegged at about $450 billion and is roughly 1/5th of India’s GDP! The total value of Rs. 500 and 1000 notes in circulation were 14 lakh crore, of which 25-50% remained unaccounted for due to hoarders. Now if this cash comes into circulation, it will surely add to the economic growth of the country and if it does not then too one can be sure that the stash lies useless.

Menace of Fake notes
Over the past two years recovery of fake currency dipped by 30%, reason being high quality of fakes that look and feel almost real. This made the detection very difficult. The highest percentage of fake currency in circulation was of Rs. 500 and 1000 denomination. The discontinuation of these two denominations has already hit the illegal money minting establishments hard including the biggest one in Malda, India.

Replacement of currency is a costly affair
There is no doubt that demonetisation would eventually make India cash rich but as of now, we must point at one big expense it has to incur for replacing the old denomination with new. The cost to RBI is estimated at Rs. 2800 Crores for this entire exercise while the total benefit of demonetisation is pegged at Rs. 2.5 lakh crore. At the net level, this deal is definitely beneficial even if it has its cost.
Presently we can expect almost $3 Trillion of assets to go missing from the RBI Balance sheet owing to black money which will be destroyed and other stashes not tendered to bank. According to the report the percentage that makes up this $3 trillion is assumed at 20% but we assume that it would be higher at about 30% at least. The higher percentage can be assumed because there is a huge chunk of Indian population that does not have access to banking or chooses not to be part of mainstream banking.  To balance its books, RBI will have two options – either declare special dividend for government or cancel old debt of government. In both these cases, government is sure to have windfall gains at the cost of RBI!

The GDP question
There is one more aspect we have to look into and that is lost GDP of almost two months! With restricted spending, GDP will surely take a hit. In fact before this move, IMF had given a forecast of impressive 7.6% growth rate to Indian economy. But with recent factors taken together, the GDP of India might contain itself under 6% according to various reports from very many rating agencies.  One can only hope to recover the loss when liquidity returns and Indians shop with vengeance!

All those with black money invested outside country would escape unscathed
Now there is one major point on which this step has been criticised which is that bigger fish shall escape this onslaught of making economy clean. And yes, it is true since most of the people making black money usually invest it in assets or push it overseas. More measures complimenting demonetisation will be required to make it a well rounded programme.

Sector-wise Impact of Demonetisation on Indian Economy

In India, broad sector-wise contribution to GDP is- Agriculture (17.9%), Industry (24.2%) and Services (57.9%).Demonetisation will affect various sectors of economy in its own way. An initial slowdown is expected almost everywhere because of low liquidity that would ail Indian economy for sometime. With retail demand falling, the ripples would be witnessed in the industrial sector particularly manufacturing entities.

Banking Sector

Banking sector is going to be on a roll with demonetisation. With liquidity increasing and their deposit to loan percentage improving significantly, bank stocks are going to take a high street ride. This move will lend stability and strength to core banking structure. One can also expect generation of employment in this sector as more and more unaccounted cash finds its way into formal banking channels and as discussed earlier, this amount is humongous! Going forward, increased number of banking transactions shall continue to fetch brownies for banking sector.

Financial markets

There are two ways in which financial markets will benefit from this move once the situation stabilises. Many people who hoarded cash would eventually look for new avenues for investments and stock market would be a natural choice. Also, banks are big contributors into financial markets. They invest their reserves and create financial products that are in turn invested into the stock and commodity markets. One can expect that this rush of liquidity would directly impact financial markets positively.

Its true that as soon as the news of demonetisation was announced, all online shopping marts like Snapdeal, Amazon and Flipkart stopped cash on delivery. It may have hurt their sales slightly but very soon these online shopping portals can expect to be on roll. With more and more people joining the formal banking system, online shopping will certainly get a boost. Payment gateways like e-wallet, Paytm and mobile wallets are also going to gain big from this step.

Real estate

In 2012, finance ministry reported that Real Estate forms 11% of our GDP and unfortunately this is one sector where 50% of the total money that comes in is black. In India, it has become a norm to buy a house partially through bank payments and rest by cash. According to a report by Ambit Capital, Black money in Real Estate is about Rs. 30 lakh crores which is 50% of the total black money! It is the re-sale market that has driven the black money transactions mostly and an imminent fall of 25-30% in luxury home rates.
With already slowing growth, demonetisation is going to hit the sector hard. This move is also expected to rationalise the over-inflated Real Estate sector in coming months. The move will also reduce the profitability of this sector which was mostly unaccounted for. In fact we are already witnessing fall in the share prices of Real Estate companies. The spill over effect of Real estate will be evident in Cement, building materials and steel industry too but owing to government backed infra projects, this impact will be limited.

NBFCs will be impacted negatively with the demonetisation move. Housing loan demand will see a drop as consumers will wait for a price correction. Housing finance companies having a high exposure to Loan against property (LAP) and builder loans will be especially impacted. There may also be higher delinquencies in consumer loans and SME loans. With higher CASA, banks will surely reduce rates and there will be increased competition from banks. Though cost of funds will also reduce for NBFCs, the negative impact from a higher competition from banks will surely be material

Consumer durables

A lot of black money was used into buying consumer durables like high end TVs and Air conditioners. The sales of consumer durables will see a sharp drop in the short term because of lower liquidity in the hands of consumers. Things are expected to normalise in a few quarters.

Luxury goods

India has a thriving market for luxury goods which crossed $18 Billion mark in 2016. The demand for these goods has been increasing in double digits and was expected to register this growth until demonetisation came. Now, the actual effect of this step on luxury good market remains to be seen but it is safe to say that a lot of black money got re-routed to this segment in the past which is now eliminated.

Jewellery sector

Jewellery sector is known for its cash transactions which have been debarred now. This sector is largely unorganised and fragmented. Gold and gems were the top choices for people with black money. The big showrooms may still be able to contain losses because a large part of their business takes place through cards and banks but it will be smaller players who would be hit badly through demonetisation.

Tourism and hospitality

For the time being, one can expect tourism to take a blow. The domestic tourist does not have enough liquidity and we are referring to those who do not blow money on holidays and pay through cash. International tourists coming to India for more rustic experience will definitely keep away because the far nooks and corners of India are quite untouched by technology. Simple transportation, buying food and making bookings may be an impossible task at many destinations. The present condition in the country is also not very conducive. This in turn will impact the business of hotels and tour operators adversely for some time.

Indian telecom industry is humongous and boasts of being the 2nd largest in the world.  According to TRAI, since 2007 the telephone subscriber base in India has grown at the rate of 19.5 % CAGR!  The only effect of demonetisation that seems to impact telecom sector would be slowdown in demand for phones especially smart phones. Telecom is an organised and highly regulated sector and would not feel the pinch of this move and even if it does, it will be miniscule and indirect.

Auto and Auto Components

2 wheeler sales will be highly impacted as a large percentage of rural 2W transactions are in cash. There will be a short-term impact on passenger   vehicles due to purchase deferment. Demand is expected to revive in medium-term.Luxury cars & SUV will witness significant impact due to wealth deterioration and decline in rural transactions that are mainly cash based.Over 70% of fist hand commercial vehicles are financed through banks but the secondhand truck sales have a higher percentage of cash and thus will be impacted. Demand for tractors will be materially impacted

Auto component sector will be impacted in the short term because of the decline in sales. However, a lot of players in the unorganised segment will be wiped out in the replacement market. This should give the sector a boost in the medium term.

Again a largely organised sector, Pharma is expected to do well in face of demonetisation which also happens to be the 3rd largest in the world in terms of volume and is expected to grow by 15% until 2020 overtaking US. In fact counterfeit drug industry that heavily relies on liquid cash is expected to be eliminated in wake of recent developments. Since drug manufacturing requires R&D and licensing this move shall thwart the illegal unorganised sector within pharmaceutical segment and result in benefit for the established and reputed players.

The slowdown in demand from the end user industries like Auto, Consumer durables and Construction will lead to lower demand and thus decline in volumes. Over leveraged companies will be especially impacted

Real estate is a major contributor to ad revenues of print media and thus a slowdown in this sector will definitely impact the ad revenues. Most multi system operators have cash dealings with local cable operators and their working capital will cycles will get elongated. Thus, Media sector will be negatively impacted in the short to medium term

 Liquor sector will be slightly impacted especially in the hinterlands where cash dealings are more. However, the sector will largely remain unaffected

Oil &Gas

 Oil and Gas sector will not be much impacted. The initial pickup in demand due to the petrol pumps allowing old notes to be used will boost sales. In the medium term, there may be slowdown in demand. Refining business will be unscathed. CNG demand will not be impacted much. Overall, the impact of demonetisation will be neutral on the sector.

 With over 70% trucks off the road, the logistics sector is negatively impacted. Bu the impact will be short lived. Demonetisation will lead to rapid digitisation of currency and will give fillip to the e-commerce sector. This will definitely give boost to the logistics sector.

Power generation sector will have no impact due to demonetisation. The power distribution companies will also come out unscathed. The Discoms may see some delay in payments especially in areas where the payments were made in cash. The massive liquidity in the banking system will lead to reduction in interest rates and this will especially help the leveraged players in the industry. Overall impact is positive in the medium term.

This sector will be severely impacted. Large part of transactions done in cash in segments like paints tiles etc and hence will be severely impacted.  As the underlying real estate demand ( 60-65% of consumption) will be severely impacted due to curtailment of black money, the demand for building materials will contract .

Demonetization has impacted the retail industry due to a liquidity crunch. As the Indian retail industry generates a lot of cash transactions, a reduction in sales will continue in the short-term, i.e. one-two quarters. This impact is being felt largely by small traders and the unorganised retailing segment as compared to the organised retailing and malls. Reduction in real estate will give impetus in the medium term.

Other sectors

Short term disruptions are expected to continue in Small and medium enterprises sector (SMEs), agriculture, professional service and consultancy set ups. For Chartered Accountants, post-demonetisation is going to be definitely busy and revenue generating period as the clients are sure to rush to find safe avenues for their cash. On the other hand, really small business owners like the grocery shop by the street corner are expected to suffer a lot. They will have to introduce all their earnings to banking system which will also rope them in and under other establishment laws and indirect taxation.

Most of the downs are expected to ratios and the calm after storm settles. It is expected that demonetisation is one of the many steps and long process that government is planning to take. In the wake of demonetisation, RBI is holding an important meeting on 7th December when the situation will truly unfold.


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A pretty Instagram star has come up with an incredible method for checking if a woman's boobs are real or fake.

Svetlana Bilyalova, who has more than 4.6million followers, uses two iPhones for her scientific inspection.

Her foolproof idea is all about what happens when you turn off the lights.

In her video, which has been watched more than 2.2million times, Svet explains what is going to happen.

Speaking to the camera she says: "Today I will demonstrate to you my new, revolutionary scientific discovery.

"It will help you find out, are the t*** fake of not?"

She then grabs two iPhones - although I'm sure any phone with a torch would work equally as well.

You also need a women willing to take part in the experiment.

As Svetlana shows on her two volunteers - if the boobs are fake they will glow red when the lights are turned out.

If they are natural - they will not glow at all.

She adds: "They are so beautiful. The silicon shines bright red."


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Rosenborg skipper Mike Jensen taunted Cork City last night by claiming their best won’t be good enough.

The Norwegian champions are in the driving seat in this Europa League tie having won 2-0 at Turner’s Cross last week.

And Jensen insists complacency won’t be an issue at the Lerkendal Stadium in Trondheim tonight.

“We are ready to come out - so Cork can try all they want,” he said.

Cork's Garry Buckley dejected after conceding the second goal vs Rosenborg

And the Danish international believes Rosenborg have plenty of room for improvement on their first-leg display.

“We need to control the game better with the ball at our feet as we know Cork will try to attack us,” he said.

“Any time I’ve played an Irish team, they have come out at 100% so I expect that will happen again.”

Rosenborg have won all four of their previous ties against League of Ireland opposition - Dundalk, Sligo Rovers, Bohemians and Shelbourne.

But they have made life difficult for themselves at home with Dundalk forcing extra-time here last year while Sligo won in Trondheim four years ago.

Asked if Dundalk caused Rosenborg more headaches than Cork, Jensen said: “In some ways, yes.

“Against Cork, we were very good defensively and also attacking in front of goal. Against Dundalk it was sometimes the opposite.

“That's why I say Dundalk was more difficult but we need to play better than we did in Cork last week.

“Especially in midfield, we need to keep the ball better and play with more pace. We need to reach a higher technical level.

“Cork are difficult to play against and we can’t afford to give anything away.”

Rosenborg caretaker Rini Coolen insists his players are not getting ahead of themselves.

The playoffs beckon barring a catastrophe but Coolen wants to get the job done in style.

“We’re taking this game very seriously and we have to respect our opponents as we know they have to create something,” he said.

Anders Konradsen and Besim Serbecic will come into the team in defence and midfield respectively, although Coolen did not reveal who drops out.

Pal-Andre Helland missed the first-leg with injury but is available but Yann-Erik de Lanlay is another week away.

Anders Trondsen was rested in Sunday’s league draw with lowly Stabaek but is available tonight. Samuel Adegbenro remains sidelined.

If you haven't already, be sure to like our Irish Mirror Sport and Irish Mirror GAA pages on Facebook and follow us on Twitter.


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How To Install A Backsplash Tutorial

Use these step-by-step directions to take your shower from drab to fab by installing Italian marble tile.

Tile: To work out the quantity of tile you will want, measure the sq. footage of your backsplash, then add 10 to 20 p.c to that whole — this can account for waste from trimming or breakage. So, for the sake of your sanity, you generally must dip your hand into initiatives that can be completed rapidly and provide eye-popping results. Backsplashes are just that form of undertaking: fast, beautiful, sensible, and yes, instantly gratifying.

If using a shower liner for the pan of the bathe, I would simply carry it up the entrance of the bench and pull any excess material or folds behind the face of the entrance of the bench. Don’t overlook to slightly slope your bench prime towards the center Farmer Home of the shower to allow for water drainage from the bench seat. Obviously you’ll need just a few vertical framing members to support the bench and wrap the bathe liner round.

If you discover that you’ve applied too much thinset and it comes by means of the joints, take a screwdriver and scrape the surplus thinset out (Image 2). When the additional thinset dries, you’ll have a tough time removing it and more than likely it won’t match the color of the grout. Place some weight (like a concrete block or two) on the tile basin and let it sit for 24 hours while the thinset cures. This will ensure that the tile basin stays in place till every little thing is dry. Vinyl wallpaper is a reasonable way to offer backsplash protection as well. It’s out there in all kinds of colors, styles and costs, offering almost limitless potentialities. The draw back to vinyl is that it isn’t warmth resistant; it should not be used as a range backsplash.

Looking at sanded grout at the store, I saw that totally different grout firms used several types of sand. Some used silica sand and others used quartz sand. I’m unsure if those several types of sand would scratch the marble or not, however as a result of the grout line on our sheets of hexagon tiles was less thatn 1/8” I decided to use unsanded grout for the first time. Mold resistant is epoxy grout. To lower your expenses purchase epoxy grout and sanded grout from Laticrete same colour. Use epoxy for bathe relaxation sanded grout.

Forget concerning the hassles of grout, mortar, spacers and the tools you want with a traditional tile job. With Aspect Peel & Stick tiles, making use of tile is a complete lot simpler and less time consuming. Once you’ve prepared your surface, all it’s important to do is peel off the backing to disclose the adhesive on the again side of the tile. When we attain a cupboard or other space that requires a trimmed tile, we be sure Living Room Design we’re utilizing the right tools to make our cuts, mark the tile and then lower to a proper fit. A #60 bag of Quickrete Topping Mix (out there at Home Depot) will provide ~ 0.5 cubic toes of mud, subsequently you will need approximately 4 to 6 #60 luggage of flooring mix concrete.

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Tiling Materials

If you’re in the means of building or renovating, little doubt you need tiles for one utility or one other. Tiles are a implausible materials that can be utilized in nearly any area for a variety Unique Home of functions. Modern tiles can be found in a range of types and designs and so they allow you to create the exact look that you really want.

This is a cement based mostly mortar which has a little bit of sand added to it. It’s excellent for grout lines which can be larger than 1/8 inch because there is no threat of the grout shrinking and ruining the grout job due to the presence of sand. Sand additionally supplies extra power to the grout joints, making the entire construction more resilient to put on and tear through the months and even years. This is great for ceramic and stone tile since some of these tile have bigger grout joints. Sanded grout is absorbent and should appeal to filth; because of this, it’s a good idea to seal it once you’re finished grouting. Lastly, don’t use sanded grout on simply scratched tile such as marble.

Cutting is strictly the identical as described elsewhere in this document however will be difficult as you often have little to carry on to. Sealing necessities depend upon the material that the mosaic tiles are made up of. Sometimes it’s arduous to describe a leaking space or you may have multiple leaks or a number of issues. In that case, just use the remark field and let us know you want to discuss to us. We’re joyful to name you and speak with you straight. You can contact us at 314-739-4040 24 hrs a day or email me using the button beneath. The possibilities are countless on the subject of the methods you’ll be able to personalize your stone or tile flooring.

For over a century homeowners have counted on Mohawk for all their flooring coverings. With Mohawk Ceramic Tile you possibly can let your imagination go free and categorical your distinctive and private decorating tastes. Mohawk Ceramic Tile features all the most Furniture Marketplace recent tile fashion developments in colors, sizes and designs including ornamental insets and borders. To help you choose your Mohawk Ceramic Tile there are some phrases you should know earlier than going buying.

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Innovations in greenhouse systems - energy conservation by system design, sensors and decision support systems

S. Hemming, J. Balendonck, J.A. Dieleman, A. de Gelder, F.L.K. Kempkes, G.L.A.M. Swinkels, P.H.B. de Visser, H.F. de Zwart
The targets for energy saving in Dutch horticulture are high. Research follows the two lines: total energy reduction and sustainability. The principles for that are: maximum use of natural sunlight (free energy input to greenhouse, free light for crop growth and production); maximum insulation (prevent energy losses through greenhouse covering); efficient use of energy (e.g. next generation cultivation strategies, mechanical dehumidification, diffuse light, optimum CO2, low temperature heating, high humidity levels); replace fossil fuels by renewable energy sources (e.g. geothermal, biofuels, solar energy, wind). Research results are shown in the Innovation and Demo Centre for Energy in Bleiswijk (IDC Energy). The goal of this paper is to describe some of the newest results of the Dutch research programme on energy saving focussing on energy conservation by greenhouse system design and the use of sensors and decision support systems. Energy savings on heating of 50-70% have been realised for a tomato crop compared to average practice in a highly insulated greenhouse. Another greenhouse concept focusses on the maximum use of natural sunlight during low solar elevation. With 3D ray-tracing models the effect of greenhouse roof angle, orientation, shape and construction materials as well as the effect of different diffuse coverings with anti-reflective coatings and hydrophilic condensation properties on light transmission during winter months has been quantified. It is expected to gain 10-20% more natural light by the new greenhouse concept during winter months. Wireless sensors are used to measure temperature and humidity distribution at many spots inside a greenhouse. Innovative web-based decision support models have been introduced into practice to give insight in the climate distribution and to predict the risk for crop health. For that a new climate control strategy the Roaming Climate Measuring Box and a Botrytis Alert have been developed. The greenhouse climate is automatically controlled on basis of the most humid or coldest spot in the greenhouse. That way up to 10% of energy can be saved and the risk for botrytis can be minimised. Two new sensors measuring actual crop photosynthesis have been developed and are currently tested in practice. Sensors are based on (i) the CO2 balance of the greenhouse and (ii) measuring chlorophyll fluorescence of a crop by means of laser and camera technology. In the future, such information is envisaged to be directly used for greenhouse climate control or crop management.
Hemming, S., Balendonck, J., Dieleman, J.A., de Gelder, A., Kempkes, F.L.K., Swinkels, G.L.A.M., de Visser, P.H.B. and de Zwart, H.F. (2017). Innovations in greenhouse systems - energy conservation by system design, sensors and decision support systems. Acta Hortic. 1170, 1-16
DOI: 10.17660/ActaHortic.2017.1170.1
greenhouse design, greenhouse coverings, energy saving, crop model, climate model, ray-tracing, web-based models, sensors

Acta Horticulturae


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Jul 022018
Non-Traditional Ways to Volunteer with an Animal Shelter or Rescue

Hi everyone. Island Cat Mom here…taking over the blog once again. The other day I was in PetSmart buying some kitty litter and a few other things. The shelter I volunteer with has a few cats in the adoption habitat at the store. I walked over and saw Perseous…one of the cats from our shelter…and said [read more]


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Sunday's Racing

< Back

The eagle eyed amongst you may have noticed that our Sailing Calendar was showing this coming Sunday 30th Nov as a Pursuit day. It is not. It is a normal Class day. The Calendar has now been amended to reflect this.


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Handling Time

Orders are typically processed Monday - Friday 9am-5pm.
Orders placed online after 2:00pm EST will be processed the next business day. Please allow 1-2 business days for your order to be processed.

Free Shipping

IWS offers Free Standard Shipping for purchases in-store or online with orders $50 and up. Standard Shipping is typically USPS first-class mail or UPS Ground. Delivery times can vary based on the destination. Not sure if this is the right option? Call us 954-427-4929

  • Excludes oversized items such as body boards, surfboards, stand up paddleboards.
  • IWS shipping department reserves the rigtht to determine what will be considered an oversized item.

In Store Pickup

We LOVE visitors. Feel free to shop online and have your order ready for pickup in our store. Most orders are ready for pickup within 1-2 hours.

  • Orders ready for pickup will be notified by email.
  • Make sure to have your oder number and photo ID ready to pick up your purchase.
  • Pickup is available during standard store hours, 7 days a week.

Shipping Wthin The US

IWS offers flat rate shipping for products ordered online or in-store. Shipping prices are based on order totals excluding any shipping, handling, duties, or taxes. Excludes oversided items. Days estimated are in business days.

Order Amount In-Store Pickup US Economy Ground (3-7 Days) 2-3 Days 2 Days Overnight
Clothing, Accessories, Most Items FREE Under $50 = $4.99 | $50+ = FREE $9.99 $19.95 CALL
Bodyboards FREE $19.99 CALL CALL CALL
Beater Boards FREE $29.99 CALL CALL CALL
Surfboards 6'2" and Smaller FREE $75.00 CALL CALL CALL
Surfboards 6'3" To 7'11" FREE $115.00 CALL CALL CALL
Surfboards 8'0" To 9'0" FREE $129.00 CALL CALL CALL
Surfboards 9'1" To 10'0" FREE $129.00 CALL CALL CALL
Stand-Up Paddle Boards FREE $150.00* CALL CALL CALL

 *Cost may change depending on location, size, duties, taxes, and time of delivery.

International Shipping (Excluding Oversized Items)

IWS can ship any item, anywhere. Some items may require a custom quote but most items are available internationally at checkout. Our site now shows you the duties/customs charges, and shipping so there are no surprises when your package arrives. The duties and customs are paid for before the item ships. This excludes oversized items. If your country is not available at this time for us to ship directly, we will happily ship to any US based freight forwarder. You may use any company you choose. 9-5 import and BraBox are examples of local companies available. IWS does no endorse any specific company for this service. We reserve the right to adjust shipping charges as needed but will contact you before doing so.

 LAST UPDATED - 09/20/2017

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Skim Lessons

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Skimboarding Lessons

Skim boarding is a popular sport that can be done year round along the shores of South Florida.  As a growing competitive sport, a skimboarding lesson from a professional can greatly improve your skills.  Our skim boarding instructors are seasoned professionals that compete on a regular basis.  They stay current with the latest tricks and maneuvers and can share their secrets with you.  Skimboarding lessons are available 7 days a week!

Private Lessons

Learn skimboarding with a private one-on-one lessons! The hands-on training with professional instructors ensures you will have the fundamentals down, and will have a solid grasp of board handling, standing up and riding. Most lessons are organized in two parts.

First you start off on the beach with your instructor explaining the basics of skimboarding, ocean safety and getting on your board. Once the instructor feels confident with your abilities you'll hit the shore and start practicing!

If you are an experienced skimboarder and just looking to get some tips and tricks to improve your riding we can skip the ground school and get started right away.

All lessons are tailored specifically for the customer, with a focus on ensuring you are having the most enjoyable experience both in and out of the water!

Lesson Time:  1.5 hours
Number of Students:  1
Price:  $60

Small Group Lessons

Small group lessons are perfect for family and friends. Our professional staff will plan a lesson based on your groups interests, skills and goals. Whether you’ve been surfing for a little or a long time, spending a session with your friends, family, or co-workers in the water can be a lot of fun.

Lesson Time:  1.5 hours

1 Students: $60 per student
2 Students:  $50 per student
3–5 Students:  $40 per student

Large Group Lessons

The more the merrier. If your group is planning on a surfing excursion, this package is perfect for you!   Get big discounts if you come in groups of 6 or more. Perfect for birthday parties, corporate team building, bachelor/bachelorette parties, school field trips, graduation parties, Bar/Bat Mitzvahs, and more.

Lesson Time:  1.5 hours

6 - 10 Students:  $30 per student

11 - 20 Students:  $25 per student

21+ Students:  $20 per student

Skim Clinics

Our group skimboarding clinics are designed for people that want a smaller group session than our free lesson program allows. Registration is encouraged to guarantee a spot.

Saturdays, 9:30am - 11:00am

Cost: $25 per student

** Each class must have a minimum of 5 students to be held. **

Reserve online now or call us today to reserve a lesson with one of our experienced instructors.  (954) 427-4929

Frequently Asked Questions

Still have questions or want to talk surf

Call us at (954) 427-4929

Or e-mail us:

Lessons are provided by Island Surf & Sport, Inc.


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Learn to Find Workplace Hazards

Wednesday, January 24, 2018 @ 10:01 AM gHale

Hazards are everywhere. They exist under desks, on the plant floor – just about any place where people work.

That is why a regular inspection of the workplace prevents injuries and illnesses by identifying and eliminating actual and potential hazards.

S4: Safety System Attack Details
ROK: ‘Safety is Good Business’
MKO: Human Factors in Safety
MKO: Safety, ‘Never be Complacent’
Cyber PHA Secures Safety

But there’s more to a workplace inspection than just looking around. It involves a very important aspect in safety and that is listening to people’s concerns. In addition, it also includes fully understanding jobs and tasks, determining the underlying causes of hazards, monitoring controls, and recommending corrective action.

What must an inspection examine? Who, what, where, when and how, plus a careful look at the environment, equipment and processes.

The users would also need to pay close attention to equipment and items most likely to develop unsafe or unhealthy conditions because of stress, wear, impact, vibration, heat, corrosion, chemical reaction or misuse.

Look for biological (viruses and mold), chemical (cleaners, adhesives, paints), ergonomic (repetitive and forceful movements, computer workstations), safety (inadequate machine guards, slippery surfaces), and physical hazards (noise, heat, cold).

Complete Report
A detailed inspection report includes a diagram of the work area, a complete inventory of equipment and chemicals used, plus checklists to help clarify inspection responsibilities and provide a record of activities.

Have a schedule that specifies when inspections will take place and in which areas, who conducts them and how detailed they’ll be. Frequency may be set in regulations or legislation and high hazard or risk areas require extra attention.

Inspectors must wear required personal protective equipment, and should follow these basic principles:
• Draw attention to any immediate danger. Other items can await the final report.
• Shut down and “lock out” any hazardous items that can’t be brought to a safe operating standard until repaired.
• Look up, down, around and inside. Be methodical and thorough.
• Describe each hazard with its exact location in your rough notes. Allow on-the-spot recording of all findings before they’re forgotten.
• Ask questions, but do not unnecessarily disrupt work activities.
• Consider the static (stop position) and dynamic (in motion) conditions of the item you are inspecting. If a machine is shut down, consider postponing the inspection until it’s functioning again.
• Discuss as a group any problem, hazard or accident that could end up generated from a situation involving the equipment, process or environment. Determine appropriate correction or controls.
• Photograph a situation if you’re unable to clearly describe or sketch it.
• Don’t operate equipment. Ask the operator for a demonstration. Be concerned if the operator doesn’t know what dangers may be present. Never ignore any item because you do not have knowledge to make an accurate safety judgement.
• Don’t try to detect all hazards simply by relying on your senses or by looking at them. You may have to monitor equipment to measure the levels of exposure to chemicals, noise, radiation or biological agents.

Specific Details
In the final inspection report, include all unfinished items from the previous one for follow up. Specify the exact location of each hazard, a detailed description of the problem, the recommended corrective action, and a definite date for correction. Assign a priority level (major, serious, minor) to each hazard to indicate the urgency of the required corrective action.

When an inspection is completed, it’s not over. The health and safety committee should review the reports to recommend corrective action where needed, then review progress. This will help to identify trends.
The Canadian Centre for Occupational Health and Safety (CCOHS) wrote this column. The Hamilton, Ontario, Canada-based organization provides information, training, education, management systems and solutions that support health and safety programs in the workplace.

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#8882 | 2017-06-22 Helsinki, Finland

ProData Consult is looking for a Senior Sourcing Specialist, Finland

ProData Consult is one of the largest independent IT-consultancies in the Nordic region within our segment. The company is headquartered in Copenhagen, DK, with branches at 10 different locations in Europe. We are expanding our dedicated Sourcing Team with an ambitious and motivated Senior Sourcing Specialist for our new office in Finland.

The primary function as a Senior Sourcing Specialist is to find the right IT Consultants that matches the client’s requests. You’ll be independently located in an office in Finland but in cooperation with the Swedish Account Managers you create the vacancy, which you use in your search. You primarily search for Consultants within the financial industry in our database, but turn to LinkedIn or other social media if you can’t find the right match in the system.

To succeed in this job, it is very important you know your way around in the financial industry and that you are critical in the screening process. Furthermore, your job is to create the Consultants ProData CV, so it matches the assignment and prepare the consultant for the interview in which you also participate. You are therefore an important part in the process to ensure that the client ends up hiring the Consultant.

Job Description
  • Rewrite the vacancy sent from the Account Manager
  • Create the vacancy in our system and post it on our website
  • Search in our database for relevant Consultants, screen them over the phone and select one or more Consultants to be sent to the client
  • In cooperation with the consultant you create the consultants ProData CV
  • Upload the Consultants ProData CV to the client through the client’s system
  • You participate and prepare the consultant for the interview

We imagine that you:
  • Have 2+ years of relevant education within IT, Human Resources, Communication etc. and/or have minimum 5+ years of experience within sales, recruitment, IT or similar positions
  • Are very experienced in Microsoft Office
  • Have a high discipline of working with data
  • Have experience in LinkedIn Search
  • Are fluent in Finnish, Swedish and English

We would prefer candidates who have a service minded and outgoing personality, eager but patient to learn, flexible, goal oriented in finding the right Consultant for the request, analytical mindset when talking to the Consultants, detail oriented, independent and take initiative, responsible for the assignment that you are giving and a good team player to your colleagues.

ProData Consult offers a job with a high degree of self-governance, where the communication is informal and the cooperation is characterized by flexibility, trust and helpfulness. A job where you get the opportunity to work independently, as well as in teams, where sharing knowledge is valued and very important.
We are a dynamic company where you as an employee have a great opportunity to influence development and grow further into your role.

Questions are addressed to HR Business Partner Henrijette Lindholm in Denmark.

Applications are evaluated on a regular basis, so please send your CV and application as soon as possible to hl@prodata.dk.

Start: ASAP
Duration: Unlimited
Work location: Helsinki
Job type: Employment

I am interested in this job!

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Note: If we feel that you are the correct candidate for this project we will contact you personally. Your CV data will not be sent to the client without talking to you first.

If you have any questions about this project, you are welcome to contact the resource department:

Henrijette Lindholm
HR Business Partner

Phone(+45) 43 43 11 71

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The website requires the use of "Necessary cookies". Our necessary cookies are only used for the purpose of delivering a functioning website and webservice.

Selected third party services may store cookies to place relevant adverts to be delivered to you on third party websites.


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rice salad

Rice Salad is a unique dish typical of the summer season: perfect to prepare in the morning to find it ready to return from the beach.
It is a fresh, light and personalized recipe with different ingredients according to one’s taste, as long as they are colorful, tasty and above all seasonal: it will bring joy to your table and thanks to its colors will appeal to children too!

  • 300 gr of Arborio rice
  • 200 gr of Tuna drained in oil
  • 150 gr of Tomatoes
  • 150 gr of Mozzarella
  • 100 gr of ham
  • 80 gr of beans
  • 75gr of Red peppers
  • 75 gr of Yellow peppers
  • 80 gr of Pitted black olives
  • 80 g Pickled
  • Chives
  • Salt

To make the rice salad, first, boil the peas in salted water for about 3 minutes. Drain and in the same water pour the rice and cook for 2-3 minutes less than the cooking times indicated on the package.

Meanwhile, devote yourself to the other ingredients: wash and clean the peppers, cut them first into strips and then into cubes and place them in a large bowl where you can also store all the other ingredients.

Wash and cut the tomatoes in half, remove the pulp and cut into cubes.

Cut the cooked ham and the mozzarella into cubes, while the gherkins are pickled and the olives are pitted.

When about 2-3 minutes are left from cooking, drain the rice and let it cool.

Season the ingredients with the chives, add the peas and the rice that has already cooled. Add the crumbled tuna fillets and the cooked ham, add salt and stir with a spoon.

Cover the bowl with the film and leave it in the refrigerator until lunch time so it will be cold and the flavors will be amalgamated. To make the classic rice salad tastier you can add hard-boiled eggs, a spoonful of mayonnaise or balsamic vinegar.

The rice salad can be stored in the refrigerator for about 2-3 days.


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4602 Benefit Avenue, PO Box 2150 | Ashtabula, OH 44005

Fabrication Services

Optimum Quality and Productivity

ITEN has almost 45 years of experience fabricating parts from our own UL listed high-pressure laminates, vulcanized fibre, glass polyester sheets, pultrustions, and other thermoplastic and thermoset materials.

Punching Services

  • Quality and productivity are optimized with ITEN built punching dies
  • ITEN punches prototype, short run, and high volume orders with multiple shipments
  • Paper phenolics, glass polyesters, glass epoxies, vulcanized fibre, polyethylene, PVC, polypropylene, nylon, Kapton, Nomex, and Formex are typical of materials processed
  • ITEN can CNC punched materials of all sizes
  • ITEN manages raw material, KANBAN, and other parts inventory programs

Pressing Services

  • 4’x6’ Laminating Press
  • 4’x8’ Laminating Press
  • 4’x10’ 6000 Ton Laminating Press
  • Polyester Presses
  • Punch Presses – Automatic, Coil & Hand Feed
  • High Pressure Laminate Used in Punch Press

Cut-To-Size, Sanding, And Slitting Services

Our Services

iten services - discovery

Manufacturing & Fabrication

iten services - manufacturing, distribution

iten services - prototype

iten services - sourcing

Tooling Design

iten services - tooling and design

Logistics-Warehouse and Trucking

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Why Choose ITEN?

Components / month
Countries and All 50 States
Active Parts
Parts in History

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OH: 1-440-992-4966
IL: 1-630-543-1463


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Video uploading comes to the Facebook app

Facebook has brought out an update to their Android Facebook application, which delivers many fixes and enhancements that include video uploading.

Facebook for Android version 1.6.1 brings to the Google mobile operating system the ability to upload and post videos to the social networking site natively

– for the first time.This comes off the back of the recent announcement from Facebook of their Every Phone App, which is a Java application for low costing budget handsets that basically allows for the same functionality.

On-board the new rendition of the Facebook app is the ability to use the ‘@’ sign in status updates, to tag friends and Facebook pages from inside of posts; this is a much welcomed feature and one that’s been a part of the desktop web browser version for some time.

There is also improved page support in the mobile software, which allows viewing the full list of Facebook pages that are previously ‘liked’, in addition to posting on pages that are administrated too, such as birthday invites, groups and similar pages.

Android for Facebook 1.6.1 is available from the Android Market place now, or from the social networking download section at from inside of a mobile phone’s web browser.

Originally published at


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Cabinet Office goes ahead with "drastic" IT transformation

The Cabinet Office has announced that it is taking extra steps towards “drastically” improving the state of IT in government Departments.

According to a blog post by Cabinet Office CTO Tom Read, the team has been listening to what users have been saying at the Civil Service Live presentations.

A "Can government IT be faster, smarter, better – and cheaper?" session has explored the changes the Cabinet Office and the Department for Culture, Media and Sport (DCMS) have already been making – but civil servants have been asking for “more.”

Read claims that government employees have been complaining of slow and regularly broken printers, unreliable and heavy PCs and laptops, distant and unresponsive support arrangements, poor Internet access due to “security” and out-dated mobile phones.

The CTO says that he has been listening to suggestions for improvement and changes are in the process of being made.

Such improvements include brining IT back “in-house,” cheaper and more flexible contacts, consulting users before things are purchases, investment in modern equipment, faster moving technology changes and simplification.

Changes happening now and into the future

“In the Cabinet Office and CMS we are now gearing up for go-live with our technology transformation programme,” claims Read.

“We have our first 250 users moving on to the new technology services at the end of August and the rest moving shortly after.

“We have tested the solutions extensively with users and think they’re going to love them. Less important, the new technology is substantially cheaper year-on-year than what is currently in place: things can be better and cheaper,” he adds.

The CTO also “promises” users that they are being listened to and changes are coming, following a civil servant’s concerns that promises from above are rarely kept.

Public sector-wide transformation Porthole Ad

The Cabinet Office and DCMS are not alone in charging ahead with technology transformation programmes, Departments such as Transport (DfT), Work and Pensions (DWP) and the Ministry of Justice (MoJ) are also involved in extensive projects.

The Home Office revealed last month that it intends to use G-Cloud for procurement during the tech changes it is making, while HM Treasury has revealed its ICT 2015 programme.

The wider public sector too is involved – Middlesbrough Council recently selected partners for transformation, while the Central London NHS Trust has similar digital plans.


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Dating apps are a potential security threat

Software company Flexera used the approaching Valentine's Day to test the security of the most popular dating apps and to see if they can be a potential threat to a company's security.

According to the company's report, CIOs should be extra careful, as 'the functionality and behaviour of many popular dating apps could violate organisations’ BYOD policies.'

Here's a breakdown of the report: It tested 25 popular dating apps for Apple's iOS and found that 88 per cent are capable of accessing a device's location service. Among the apps with this feature are Grindr, OKCupid and Tinder. Ad networks are supported on 76 per cent of apps, including Blendr, HowAboutWe and Zoosk.

Moreover, 60 per cent are able to access the device’s social networking apps as well as SMS/Texting functions, and 36 per cent have access to the device’s calendar. The report ends by saying that 24 per cent of apps, including Blendr, Hinge and Tinder, can access the device’s contacts list.

“IT Operations team have significant experience and expertise when it comes to traditional enterprise apps, so they understand what the apps do, how they work, what data they access, and whether or not they are risky. However mobile apps are another story,” said Maureen Polte, vice president of Product Management at Flexera Software.

“Most IT Operations professionals do not have the faintest idea what apps are loaded onto employees’ BYOD devices and whether those apps behave in a way that the organisation would deem risky. That’s why we recommend that organisations centralise their Application Readiness processes to test all apps, including mobile, that will be hitting their networks, allowing IT Operations teams to ‘blacklist’ any they deem to be in violation of their policies.”


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Some privacy gurus are recommending that companies start ramping up their internal privacy policies in order to make sure they exceed the minimal requirements of both the federal law and the most recent provincial privacy bills.

Canada already has a federal privacy law, the Personal Information Protection and Electronic Documents Act (PIPEDA), which protects individuals from having their personal information disclosed without their consent. Federally regulated companies have had to comply since Jan. 1, 2001, and by Jan. 1, 2004, all private sector organizations must also comply.

Some provinces are also getting in on the privacy game with their own private sector laws. In May, Alberta introduced Bill 44, the Personal Information Protection Act (PIPA). If passed, it will take effect on Jan. 1, 2004.

In a statement, the Government of Alberta said the proposed law will limit the kind of personal information businesses can collect to only what is necessary for conducting transactions with customers and employees. Albertans will also have to be told how their personal information will be used.

If a business intends to disclose that information to another party for sales or marketing purposes, individual consent must first be obtained.

The deadline for compliance with both provincial and federal privacy laws is fast approaching and IT departments are “going to have to move on it,” said Frank Work, Alberta’s privacy commissioner. “In terms of IT issues, whoever holds the information is responsible for its security – they know that now and they have probably known it all along.”

There is a question, however, about what a company is to do if it has offices scattered across the country. In this case, which law does it comply with: provincial, federal, or both? Legally, if a company has many branches across the country and is exchanging information across provincial borders, it is bound by federal law.

Personal information that flows across provincial or national borders will be subject to PIPEDA, which will apply within the province to the activities of federal works, undertakings and businesses that are under federal jurisdiction – for example, banking, broadcasting, tele-communications and transportation.

But Peter Cullen, chief privacy officer for the Royal Bank of Canada (who has since moved to Microsoft Corp.), said his organization has a lot more to worry about than just keeping track of provincial and federal rules. As a financial services organization, the Royal Bank must juggle compliance with the regulations of various associations, such as the Investment Dealers Association of Canada, which has its own privacy rules for the bank’s securities business. It also has to keep track of how well it complies with U.S. regulations.

“There are a couple of ways you can manage this situation,” Cullen said. Companies can either take a “hopscotch regulatory approach,” where they ensure compliance jurisdiction by jurisdiction, or they can take the customer-focused approach, where they “meet or exceed the customer’s standards – that way you don’t have to spend a whole bunch of time worrying about specific parts of the legislation.”

One example of this principle in action is the way the Royal Bank deals with PIPEDA’s requirements for an organization to protect personal information in its own control or in the hands of a third party. Instead of just asking its suppliers to meet the non-disclosure requirements outlined in a contract, Royal Bank requires its third-party providers to do a self assessment and report back on their information-handling practices.

Ann Cavoukian, Ontario’s privacy commissioner, says the customer-focused approach is ideal. “Companies should treat privacy as a business issue, not as a compliance issue,” she said. “Businesses that think privacy will attract opportunity and serve as a key business differentiator will go farther than if they just follow the letter of law.”

IT managers also have to start thinking about the concept of “privacy by design,” where privacy is “built into the very architecture of the system,” Cavoukian said. “Think of [non-compliance] as a bug that has to be resolved before a product gets out the door. You have to ensure that all privacy issues are factored in at the code level – policy is much softer than software.”

Work said the provinces are “very conscious of the need for a harmonized situation for businesses and have already had discussions about how to make it so, and continue to do so, overall.”

If a business came to him asking about what laws it should follow, Work said he would refer them to the Fair Information Practices found in the Canadian Standards Association (CSA) code, upon which all of the privacy laws are based, and which are incorporated into PIPEDA. “For the most part, if you comply with one [law], you should have complied with all – generally. I’m not aware of any radical wrinkles that change the level of the field.”

Work said he hopes that at the end of the day, (the now ex) federal privacy commissioner George Radwanski, who is “trying to get the bar set as high as he can,” will appreciate that the laws have to operate harmoniously. “Those of us that are implementing them just have to make that happen.”

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It’s been a busy month since NRF and exciting to see what’s been happening in the world of rugged mobile computing. Ivanti’s supply chain team has been out in the world talking about the migration to Android, and there’s been a lot of interesting conversation!   One of the common discussions was around how diverse the mobile form factors are becoming among Android hardware options.

Through conversations, many categorized the hardware into five segments: rugged PDA, rugged mobile, rugged mobile with keys, tablet, and specialty (wearable, fork-lift, etc.).  The separation between “rugged mobile” hardware, and devices identified as “rugged mobile with keys” is interesting. More on that in a moment.  Otherwise, the categorization seems to be dictated by screen size, with an element of durability.

Where are your keys?

Keyed entry is one of the big user experience changes with Android hardware. Many rugged mobile computers in prior generations offered a variety of (sometimes interchangeable) physical keypad options.  With Android, the keyboard options became, for many, redundant.  Instead, software keypads deliver countless on-screen options.  Still, “rugged mobile with keys” remains relevant and a part of many hardware manufacturers’ core product lines. A recent example is Zebra’s MC3300. It’s a proven product line with a strong history throughout supply chain use cases. The second generation to offer Android, and yet several keypad options remain part of the configuration.

That’s one of the really interesting things about the move to Android – keys now come in countless configurations. On-screen keypads have taken the place of physical keypads for several form factors, clearing the way for various screen sizes. At the same time, physical keys remain, creating this classification of “rugged mobile with keys”. It’s a group that requires its own category, because different use cases each have their own optimal device type.

Whether with keys or without, organizations have a growing number of choices for Android hardware. And for these mobile devices, our Velocity framework can migrate your existing apps. Oh, and if your new device has shed its keys – you can create your own custom, on-screen keypads. Make them field specific, for example: only numbers if the active data field expects a quantity. Take a look to learn more.


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Take full advantage of RTG’s new Purrfect Pets slot machine

Take full advantage of RTG’s new Purrfect Pets slot machine

Purrfect Pets is a new video slot designed by the prestigious Real Time Gaming developer. This very entertaining title gives excellent winnings and includes two progressive jackpots.

The Purrfect Pets Slot Machine is a game that was recently added to the fantastic toy library of Real Time Gaming software provider. This prestigious developer is no longer to present in the online betting industry. Indeed, RTG has built a solid reputation over the years, and it has conquered the hearts of casino operators. It is to him that we owe the superb productions Lucha Libre, Bubble Bubble, Megasaur and many other titles that have been phenomenally successful among lovers of online slots entertaining and lucrative. Purrfect Pets is an entertainment option that does not include extraordinary graphics, but this game has very attractive symbols and promises an absolutely lucrative experience.

Purrfect Pets Slot Machine: Meet Adorable Puppies

Cats and dogs are adorable pets and best human friends. Not surprisingly, many developers have been inspired to design their titles. However, although RTG wanted to walk on trails already beaten by his peers, he made the difference by offering players an online slot machine on which dogs and cats do very well. This 5-reel, 25-line casino game incorporates various symbols of these very charming animals. You will also see during your rotations several elements which stick rather well with the theme of the game. These icons are among others a leash of dog, a bone, a packet of croquettes, a bowl, a bottle of milk and many others again.

Features of the Purrfect Pets Slot Machine

The winning principle remains the same on this online RTG slot game. At least three or more identical symbols must be obtained on an active paylines. To help bettors achieve this, the developer has integrated a multitude of excellent features, the first being the joker represented by the green-eyed cat which is also the most lucrative icon. The latter has the ability to substitute for all ordinary symbols to help form winning combinations. That’s not all! The joker also grants 10 free spins when it appears at least 3 times on the screen. Apart from this feature, players can activate several bonus games and get up to 50 free spins. It is clear that on this new RTG slot machine, it is not opportunities for winning that will miss.

Play the Purrfect Pets Slot Machine at La Riviera Casino

This production of RTG offers an interesting rate of redistribution and incorporates two progressive jackpots that can be randomly withdrawn. If you wish to have a chance to win, we advise you to register on La Riviera Casino. This online betting facility has a well-stocked toy library, given that it is powered by some of the world’s best developers, including RTG. In addition, this site offers its members wonderful incentives including a superb welcome pack of 500€ associated with 50 free spins. With this offer, players will be able to take full advantage of the new Purrfect Pets slot machine and several other games.

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text: They've given their opinions on a variety of new products, and now members of the Times-Union Consumer Panel are turning over the kitchen to a new group of volunteers. Thanks to everyone for doing such a great job. Now, it's time to welcome the new panel.Charlie FreemanCharlie Freeman said he's probably the panel's first "live-aboard," and we think he's right. The AT&T service technician and his wife, Cheryl, an assistant in the extended day program at St. Mark's School, live on the Westside and have two grown children and six grand-kids. He and his wife make their home aboard a 43-foot Hatteras motor yacht.Born in Fort Lauderdale, Freeman worked for Southern Bell for 30 years before retiring in 2000, but most of his off hours were spent on the water. "I was a commercial hook-and-line fisherman in the '80s, and had my own charter boat business in the '90s," These days he works for AT&T part time and owns a yacht delivery service.With their limited kitchen space, preparing meals can be a challenge, but Freeman said they have a microwave and Crock-Pot and do a lot of cooking on the grill.He fixes supper most nights, but both he and his wife like to cook and are avid fans of TV's Food Network.Freeman said he enjoys catching fresh fish right off the stern and taking part in monthly dock parties. He's a season ticket holder for the Jaguars and likes to read fiction and boating magazines. Right now, you'll find Tom McManus' book, "We'll Always Be Pals," on his bedside table, and if you plan to read it, he suggests keeping plenty of Kleenex on hand.Richard LavalleeRichard Lavallee, a salesman with roofing company ABC Supply, lives in Middleburg with his wife, Terri, a homemaker, and three of their four children - Dee, 19, Emily, 14, and Madison, 5.You could say cooking is in his genes. His fathe,r Joseph, was executive chef at the University Club in Jacksonville and Brookhaven Country Club in Dallas. In the '70s, Lavallee's father was a partner in the development of the chef's apprenticeship program, earning him a place in the American Culinary Federation Hall of Fame.Lavallee became involved in food service and for 10 years worked as a waiter, bartender, fast-food cook and manager. Now his 14-year-old is part of the culinary program at Ridgeview High School."In college, I thought you could make anything taste good with ketchsup and cheese," he said. These days he likes to cook from scratch and favors brined turkey, rare meats, simple sauces and recipes from Food TV's "Jamie Oliver" and the "Frugal Gourmet."But it's not all about food. He enjoys riding his Harley, taking cruises and family vacations at Disney World. He is a Jaguars and Seminoles fan.As a member of the First Christian Church of Orange Park, Lavallee takes part in the church's annual holiday model train exhibit. He's also supports the Children's Home and Orange Park Clothes Closet.Amber Mayes Ohio native Amber Mayes, who moved to Jacksonville in the '70s, lives in Arlington and is assistant principal at Terry Parker High School. She has two grown sons and four grandchildren.Mayes said she likes trying new products, especially if she has a coupon, and calls herself a semi-homemade gal. She got her first taste of cooking from her grandmother, who was from Czechoslovakia, and enjoys preparing a variety of foods including Italian dishes, Chinese stir-frys and strawberry or 7-Up cake."When I traveled to Greece, I fell in love with feta cheese and olive oil," she said.Biographies and romance are her favorite reads, and Mayes enjoys doing cross-stitch and being involved in anything educational.She loves both football (the Philadelphia Eagles and Cleveland Browns) and baseball (the Chicago Cubs), and every couple of years she takes a cruise to Central or South America. "I always come back with coffee and vanilla," she said.John MooreBeaches resident John Moore, who's been filling in the last few weeks, will continue on the panel. He's the marketing manager for MacKoul Distributors."Being in the grocery business all my life, I look forward to being on the panel. It's fun to taste and try the new products on the market, and it gets me into the kitchen. I do more cooking than I would otherwise."Marjie RogozinskiWhether it's shopping, cooking or entertaining, Marjie Rogozinski loves all the elements of food. A third-grade teacher at Martin J. Gottlieb Day School, she lives in Mandarin with her husband, Abe, an orthopedic surgeon. They have three grown children and a son, Zach, a senior at The Bolles School, still living at home."I'm a people person," she said. "Eating great food is the perfect way to socialize and an especially great way to establish friendships."She shops daily, patronizing a variety of grocery stores, cooks with an abundance of fresh vegetables and herbs and enjoys trying her hand at new recipes. If Rogozinski's name looks familiar, it's because she's a frequent contributor to the editorial page and Everyone's a Critic feature in the Times-Union. She teaches aqua aerobics classes, exercises regularly and enjoys current fiction."I enjoy learning," she said. She expands her knowledge through reading editorials, keeping up with current events and attending lectures, art openings and museums. She's a member of the Jewish Community Alliance Book Club and likes to travel, shop and write.


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A drug dealer who was the intended target when a Jacksonville mother of three was mistakenly shot in the head by another drug dealer will be spending the next decade behind bars.

Circuit Judge Adrian G. Soud sentenced Anthony Duane Wiggins, 26, to 10 years in prison Thursday. Wiggins had previously pleaded guilty to trafficking in cocaine and possession of a firearm by a felon.

Wiggins was attempting to sell drugs at a crack house on Transylvania Avenue when another drug dealer, Taurice Brown, showed up. The owner of the house had originally called Brown to buy drugs, but then called Wiggins when Brown took too long to arrive.

As Wiggins drove away after completing the drug deal, Brown started firing at his car.

One of the bullets missed Brown and killed Analiza Gobaton, 41, who was driving on Blanding Boulevard.

Brown was convicted last year of murdering Gobaton and sentenced to life in prison. Wiggins testified that Brown shot at him first, and he only fired once in response. Prosecutors presented evidence that 17 bullets were fired during the confrontation, with 16 of them being fired towards Blanding Boulevard from Transylvania Avenue.

On Thursday defense attorney requested leniency because of Brown's cooperation with authorities. But Soud rejected that request.

"While you did not shoot that young woman," Soud said, "your conduct in selling drugs contributed to the situation."

Larry Hannan: (904) 359-4470


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The Department of Revenue is hosting the contest. Submissions will be accepted through June 17. The department is scheduled to produce a new Georgia license plate in 2012.

The contest is open to all Georgia citizens or companies authorized to do business in the state. The public will select three semifinalists through an online vote between June 24 and July 8. Multiple design entries are allowed, and the design must promote Georgia as the "Peach State."

Gov. Nathan Deal will announce the winning design on July 15 in a ceremony to include the winner, Revenue Commissioner Douglas MacGinnitie and Lt. Gov. Casey Cagle.


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AUGUSTA, GA. | The 82nd Masters Tournament was billed as a thrill ride and most of Thursday's first round didn't disappoint.

Jordan Spieth restored some measure of sanity late in the day.

Spieth, the 2015 Masters champion and the fourth-ranked player in the world, birdied five holes in a row on the second nine of the Augusta National Golf Club and despite a bogey at the last, finished with a 6-under-par 66 to take a two-shot lead over Matt Kuchar of St. Simons Island, Ga., and Masters rookie Tony Finau.

There are seven players tied at 3 under, including Rory McIlroy, who is trying to close out the career grand slam, Henrik Stenson, former Augusta University player Patrick Reed, Haotong Li of China, and Charley Hoffman.

Spieth rallied from a pair of bogeys at Nos. 5 and 7 to eagle the par-5 8th on a 14-foot putt. After carefully making three up-and-down pars on the first third of the second nine -- and after changing a slippery glove -- he stepped on the gas with a two-putt birdie at No. 13 and birdie putts of 9 feet or less on the next four holes.

Spieth halted his own momentum when his wild drive to the left produced his third bogey of the day. He had to punch out of the trees sideways, landed his third shot left of the green, and made a deft pitch to within inches of the hole.

"I've had to do some interesting things on 18," Spieth said. "I wasn't very on with the driver. I hit a beautiful chip shot [for his third]. I couldn't have gotten it closer with a whole bucket of balls."

Kuchar had a similar run on the second nine after two early bogeys and played his last 11 holes at 6 under, without another blemish on his card.

Refreshed by an early-morning game of tennis with his wife and sons, Kuchar also had his irons on target and made his five birdies on the second nine on putts of 10 feet or less -- including a shot to within one pace at the par-3 16th to set up a tap-in birdie and a 10-foot birdie putt at No. 18.

"Playing tennis was a way to spend some time with the family and take your mind off the game," Kuchar said.

Kuchar's tie for fourth last year was his fourth top-10 at Augusta in six years.

"It's so exciting to be at the Masters, so exciting," he said. "Every year you get such a buzz on the driving range, in the practice rounds, that you can't wait for the golf to get going."

Before Spieth and Kuchar made their late sprints up the leaderboard, only the most vivid of imaginations could have conjured the amazing and even zany happenings.

• Defending champion Sergio Garcia made a 13 at the par-5 15th, almost doubling his previous high score at the hole and taking 10 shots more than the last time he played it.

• Tiger Woods dampened the "he's back" chatter with a 1-over 73. Phil Mickelson, trying to become the oldest Masters champion ever, at least finished under par with a 70.

• Amateur Doug Ghim made two eagles, including the first eagle-two at No. 18 in 12 years.

• Finau led the tournament at one point, 24 hours after he dislocated his ankle at the Par-3 Contest when he ran wildly at a green after making a hole-in-on and turned the ankle. In front of a national TV audience, a clip that has gone viral on the Internet, he popped the ankle back into place and was ready to play after an MRI early Thursday showed no damage.

"If it didn't happen to me, I'd probably laugh," he said.

• And Li, the first golfer from China to crack the world's top 50 and playing in his first Masters, had a share of the lead before making a bogey at No. 18.

Above it all rose Spieth, whose freewheeling game and streak putting seems to be made for Augusta, in the mold of Arnold Palmer and Mickelson.

Spieth led wire-to-wire in 2015 and tied Woods' 72-hole scoring record of 270. He also was in contention in 2014, 2016 and last year and has finished tied for 11th or higher in all four appearances.

"I think I have the right amount of confidence and composure that it takes," he said of playing Augusta National. "This course brings out a lot of feel to my game."


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2018 Nisei Week Tips in Little Tokyo, Los Angeles
Map of Nisei Week
Nisei Week Events in Little Tokyo, Los Angeles
2018 Nisei Week Tips in Little Tokyo, Los Angeles
Nisei Week Starts in August for 2 Weeks
Nisei Week is an annual event that celebrates the Japanese American Culture history in Little Tokyo. There are 2 weeks of events that happen in August right after the busy Japanese Summer Obon season for Southern California. Nisei Week is one of largest Japanese events in Little Tokyo.

Little Tokyo is located in downtown Los Angeles, between 1st and 3rd Street.  Nisei Week occurs in two large locations:  JACCC (Japanese American Cultural & Community Center) and JANM (Japanese American National Museum) buildings. Both locations will have stage performances going through out the weekend. There will be other locations that will have Nisei Week events like MOCA (next to JANM) for Tanabata festival. So check the schedule for exact time and locations.

2019 Nisei Week Daily Event Schedule
Check out the daily performances you want to see and plan to leave early to avoid traffic and parking issues.  The weather tends to be on the warmer side so bring sunscreen, water, hats and umbrellas to avoid the heat.  There's food at the JACCC (Japanese American Community Cultural Center) Plaza where you can sit down and eat. At MOCA (Tanabata Festival) there will be eating booths along with a beer seating area. You will be able to see the 100's of amazing streamers. Go For Broke Monument is next to MOCA Museum so don't miss it.

What to Wear at Nisei Week This is a summer festival, so please wear your Yukata if you have one. It is so special to see these color Yukatas being worn throughout Little Tokyo.

Suggestions on Transportation & Parking Areas All around Little Tokyo are parking garages and lots. The prices will vary between lots, Weller Court is a great parking spot. The key: go early to avoid traffic. You can find cheaper lots further away but safetly could be a concern. It's better to pay more and park closer due to these suspect areas.

Instead of Driving - Metro Gold Line Runs through Little Tokyo
Rather than drive downtown and park, take the MetroRail or MetroLink. The MetroRail Gold Line stops in Little Tokyo and connects with the Metro Red Line and MetroLink trains at Union Station. A number of the MetroRail stations have free parking, and the day pass is only $5 per person (less for seniors).

    MetroLink trains:

Little Tokyo Location - Downtown Los Angeles
Little Tokyo is located in downtown Los Angeles. Nisei Week events are located in three main areas, all within walking distance of each other.

1) JACCC - Japanese American Cultural & Community Center 244 S. San Pedro Street, Suite 505, Los Angeles, CA 90012, Phone: (213) 628-2725
Nisei Week Events: Food, booths, Stage for live performances and demonstrations

2) JANM - Japanese American National Museum 369 East First Street, Los Angeles, California 90012, (213) 625-0414
Nisei Week Events: Food, kids games, Japanese arts and crafts booths, Stage for performances (JANM/MOCA)

3) MOCA Building - The Museum of Contemporary Art 250 South Grand Avenue, Los Angeles, CA 90012, (213) 626-6222
Tanabata Festival will be held at MOCA. You can see the Tanabata Festival during the day or night, but at night it is a site to see. Kazari are colorful handmade streamers made by local Japanese groups or organizations. They are on display high above the ground in front of the MOCA building.
Things to do & see: Tanabata Festival, beer garden, food booths.
MOCA is right next to JANM Building. Also next to the MOCA building is the Go for Broke Monument. It is located on the north side of MOCA and Japanese American National Museum. This is easily missed so pay attention.

2 & 3) Between JANM Building & MOCA Building There is a stage with seating for live performances and stage demonstrations like martial arts.

2019 Nisei Week Events to See
1) Nisei Week Parade - plan on waiting on curb, bring snacks and/or dinner to pass time. Things to see: Nebuta Float
2) Ondo dancing on 1st Street, Los Angeles. You can watch or dance. Bring your chairs or sit on the curb.
3) Tanabata Festival at MOCA
4) Go For Broke Monument next to Tanabata/MOCA Museum
5) Live Taiko and performances at JACCC stage
6) Live performances at JANM stage
7) Japanese art and craft booths for the kids (JANM)
8) Food booths at MOCA and JACCC
9) Relax at the Beer Garden at MOCA

What is our plan at Japanese City?
Saturday (Week 1)
Tanabata Festival at MOCA, food booths, beer garden, performances
Sunday (Week 1)
Nisei Week Parade - plan on waiting on curb, bring snacks and/or dinner to pass time. Things to see: Nebuta Float
Saturday (Week 2)
JACCC Plaza & JANM - Natsumatsuri Family Festival
Sunday (Week 2)
Live Taiko Gathering and performances at JACCC Plaza (10+ Taiko Groups)
Ondo dancing on 1st Street, Los Angeles. You can watch or dance. Bring your chairs or sit on the curb.

Parade: Things to Bring While Waiting for the Parade
Nisei Weeek Parade Route: starts at Central Avenue traveling west on 2nd Street, right/north up Los Angeles Street, then right/east on 1st Street and ends at Central Avenue.

Parade spots: If you come late to the parade, you can find spots along the path to sit. The popular spots you will have to stand, but if you keep walking you will find open spots.

1) Cash: buy dinner, snacks, drinks while waiting
2) Camera, video camera, extra batteries
3) Snacks and/or dinner to pass time
4) Cooler: Drinks: water, juice
5) Book, magazine
6) Kids: electronics
7) Blankets for Parade (it will get cold)
8) Chairs for Parade or sit on curb
9) There are Japanese markets close by

Additional Nisei Week Festival Events to See
Car Show
Sumo performance
Martial Arts performances
Taiko performance
Fashion show
Japanese Cultural Exhibits
Odori Dance, Hula dance
Fashion show
Queens reunion
Baby Shows

Nisei Week Festival Schedule

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Easter Flowers

Celebrate this very special time of year with a beautiful gift of flowers. Send flowers at Easter to friends and relatives in Bodham and surrounding areas.We hand deliver all our floral arrangements thus ensuring freshness and quality. What's more we are delivering flowers on the Thursday before Good Friday or on Easter Saturday. This year our Easter floral arrangements include delightful yellows and golds.

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