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Boxing Classes & Lessons for Kids

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Complexe Le Pheonix
At Complexe Le Pheonix martial arts center, our priority is each one's personal development. Our flexibility, the experience and diversity of our team allows us to meet the goals and needs of our customers and this in a friendly atmosphere. To maximize time and family union, we strongly encourage parents and children (4 years +) to train in the same place and same time. We can provide you with flexible options that will fit your busy schedules at an affordable price . We are at your disposal to ...
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- College search made simple.
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Garrett College Tuition & Costs

Your Estimated Price

$13,486 Annual Cost to Attend

Cost Breakdown
$6,048 tuition
$5,310 on campus room & board
$1,400 books and supplies
$728 fees
(Based on stats from 2013/2014)

$14,578 Annual Cost to Attend

Cost Breakdown
$7,140 tuition
$5,310 on campus room & board
$1,400 books and supplies
$728 fees
(Based on stats from 2013/2014)
Estimated Net Price
Get Your Estimated Cost

Colleges like Garrett College are working hard to make tuition affordable to deserving students.

Use our tool to get a quick guess about your actual costs and links to tools to get an even better estimate directly form the college.

Average Aid

$1,087 Annual Institutional Aid

Average Aid
94% of students receive aid
66% get federal aid ($4,274 avg)
56% get state aid ($2,564 avg)
25% get institn'l aid ($1,087 avg)
45% get loans ($5,354 avg)

Tuition Trends

Historical Tuition and Fees, with Projected Future Amounts

Future projections are based on past four years' data averaging 0.691% annual change in in-state tuition and fees and 0.593% change in out-of-state tuition and fees. Amounts shown are estimates only and not guaranteed. For a better estimate, contact the college directly.

Financial Aid

Annual Aid Awarded
Average Amount Percent Awarded
Grant or Scholarship Aid $4,815 94%
Federal Grant Aid $4,274 66%
Pell Grants $4,232 66%
Other Federal Grants $610 5%
Institution Grant Aid $1,087 25%
State Grant Aid $2,564 56%
Student Loans $5,354 45%
Federal Loans $5,234 45%
Other Loans $11,820 0%

Merit Aid Available

No known Merit Aid available.

Your best bet is to reach out to this school directly to request more information.

If you know something about merit aid this school, please let us know.

Financial Aid Timeline
Financial aid priority deadline: March 1
Financial aid deadline: March 1
College will notify student of financial aid decisions on or about: -
Student must reply to financial aid decision by: -
Does Garrett College offer...
Tuition Payment Plan? Yes
Financial Aid Contact Info
687 Mosser Road
McHenry, MD 21541
(301) 387-3000
Costs Per Credit Hour
In State $216
Out of State $255

Student Responses to Review Topic: Bang for the buck
  • 3
  • Student from Swanton, MD
  • Mar-31-2017 I am a current student here

    The college is reasonably priced but is more expensive than most community colleges in Maryland. For the beautiful landscapes and lake views it is a good value.

    Read More
  • 5
  • Catherine from Ashton, MD
  • Jan-14-2015 I am a past student here

    I can't express enough how much Garrett helped me move on to four-year college. They gave me everything I needed and all of my professors were knowledgeable, approachable, friendly and challenging!!

    Read More
  • 5
  • Brianna from Oakland, MD
  • Aug-17-2014 I am a current student here

    I graduated from one of the two high schools in Garrett County, so I get the Commissioner's Scholarship and Financial Aid. I go for free except food.

    Read More
  • 5
  • Samantha from Oakland, MD
  • Aug-27-2013 I am a current student here

    Garrett has the wonderful program for local students to get two free years of tuition, its a hard opportunity to pass up.

    Read More

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Originally published: March 30, 2013.

Semana Santa, along with Carnavales, Christmas vacation, Indigenous Resistance Day and any other holiday that does not fall on a Wednesday and can therefore become part of a puente, are all venerated occasions for packing your coolers full of rum, calling up your fellows-in-suffering and getting the fuck out of Caracas for much needed respite at the beach.

Not that there is much difference between the two: beaches in high season are as crowded, noisy, and dirty as a weekday afternoon on Avenida Baralt. Just trying to get to one means spending the better part of a day in traffic, occasionally bribing the National Police at security checkpoints just because they feel like making extra cash. But yes, we’re that desperate: chaos-by-the-sea feels like a refuge from chaos, period.

Now, I work in political campaigns. There have been several of these a year for the past…several years. So it’s been a while since I spent Semana Santa as a proper vacationer. Most normal people, however, welcome the chance to escape from the political vortex that is daily life in Venezuela.

Let’s now add escapism to the growing list of luxuries we can’t afford.

The last time I went to the beach it was as a volunteer for the State of Miranda’s Carnaval 2009 plan. Capriles had just been sworn in as governor, taking over from Diosdado Cabello, so it was deemed absolutely crucial to his credibility as a proper authority figure and administrator that his first 100 days of government matched all the populist gimmicks the former had pioneered during his time in office, including the Holiday plans.

I arrived at Caño Copey, in Barlovento, the Saturday morning of the 4-day Carnaval weekend. A gobernación advance team had already been working on the field for days setting up first-aid tents and lifeguard stations, building stages, testing sound systems, and securing what would be our makeshift center of operations: a cinderblock and zinc-roof shack right on the shore, rented out for the week, which functioned as sleeping quarters for volunteers, a stockroom for materials, a conference room for morning briefings with gobernación and national guard officials, an empanada de cazón stand, and a cooling station for shade-seeking stray dogs.

I was furnished with a very official-looking Gobernación de Miranda shirt and a box full of crap-quality promotional swag to give away to beachgoers: Visors, waterbottles, fannypacks, keychains, hats, balls, t-shirts…all stamped with the new Gobernación de Miranda logo. As I made my way to the giant stage blaring reggaeton as part of the scheduled 11 a.m. dance contest, a large-bellied shirtless man holding a bottle of Polar beer stopped me:

“Mira, Capriles va a poner perros calientes gratis? Porque el año pasado Diosdado nos puso carritos de perros calientes,  y bueno, tú sabes, donde están los perros este año?”

I told him I’d get back to him on that (and later found out that no, there were no free hot dogs this year but that the gobernación did plan on giving away fried fish). The whole 5 km. stretch of beach had not one single trash can that I could find, but tons of lebranche frito.

Clambering onto the stage, I gazed at the sight below. It was garish. A frenzied sea of pushes, shoves, arms reaching out to grab anything, screams of Aqui! Aqui! coming from all directions.

Somebody said to throw the t-shirts, hats and other goodies to the crowd, except the box of stuff was ripped from my arms by the mob of people who really wanted their free fannypacks. I saw a muscular dude knock down an older lady while trying to catch a flying bandanna, nevermind he’d already collected three, which he was visibly hoarding under his arm. Señor! Ya usted tiene tres, dele chance a los demás! No, mami, a mi no me han dado todavía! he yelled while bobbing up and down among the sweaty jam of faces.

I gave up after just 5 or 6 minutes. It just felt wrong and unscrupulous and I had to retreat to our shack to cry a little bit.

Not to be outdone, the National Government deploys its annual Plan Nacional de Recreación para Vivir Bien every easter. Under the premise that recreational activities serve as far safer alternatives to getting drunk and killing people, the Bolivarian Government hires over 6,000 organizers to lead 1,8 million beachgoers in bailoterapia sessions, volleyball matches, musical performances, group yoga, and all sorts of fun-in-the-sun games along the nation’s coasts. Invasive, to say the least.

This is all put forward under the guise of fighting crime as part of the Misión a Toda Vida Venezuela. Well, not only that: according to Interior Minister Nestor Reverol, the recreational agenda is “part of the strategic policy of our State, where the government plans out Venezuela people’s  free time.”  Of course, it doesn’t hurt that the volleyball nets are red, that organizers wear Maduro campaign gear, and that the PSUV party sponsors concerts at the beach, as well as free buses to drive you there.

And, who knows? Maybe there really are some people out there who might shoot you if the government didn’t distract them with mass bailoterapia instead. And maybe some beach-lovers like their easter laced with politics. But let’s not pretend the institutionalization of these Semana Santa plans is anything other than what it is: symptoms of petropopulism in its terminal, metastatic stage.

  1. Una sobre-simplificación del asunto: La cultura de la piñata nos ha hecho mucho daño desde que uno es un niño. Y si el gobierno, sea oposición o regimen la refuerza, allí tenemos la porquería de país que tenemos. Todos en la búsqueda de quedarse con un pedazo de la torta, así sea a coñazo limpio. Y esto va desde los muy educados (que le caen a repartirse la renta) hasta los menos educados que le caen a los free-stuff.

    • It may be an over-simplification, Juan, but I still find your argument to be quite accurate. I was telling someone here in Canada about the piñata culture I came to know growing up, and her reaction was: “oh ok, so the piñata trains kids to be capitalists”, to which I replied: “no, it teaches them to be savages”. Or perhaps she and I are both right… there probably isn’t much of a difference between the two things, anyway.

      • ““oh ok, so the piñata trains kids to be capitalists”,”

        I would’ve told her that piñata culture trains kids to be socialist parasites, because in capitalism, you’ve to work to earn your stuff, in socialism, you just have to be in the place where everything’s being given for free.

        • yeah true, but I think she was referring more to uncontrolled consumerism, which i guess is somehow fuelled by capitalism too?

  2. That was well worth a re-read.

    Holy Week in the Catholic world is always something of a mystery, even to the non-affiliated. In Guatemala, there is the solemn ritual of painstakingly constructing elaborate alfombras out of sawdust to line the path of a sombre, around the clock procession involving the re-staging of Christ’s crucifixion and various degrees of mortification. In Bavaria, there is the passion play cycle.

    It is always interesting to see the regional differences.

  3. So, on top of going to a beach where you cant even SEE the beach because every m2 is occupied by at least one, if not 3, other people, you also endure political propaganda during your holiday. Great.

  4. What is the probability that the person that sold the free stuff to la gobernacion charged a le bit extra so he could grease the hand of the funcionario that signed the contract?

Leave a Reply


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text:
About: Homerton University Hospital

(as a relative),

What I liked

What could be improved

Thomas Audley ward is short staffed a situation made even worse when nurses have to leave the ward to collect medicines or equipment. My mother was and still is in a bay of 4, she and another lady both need help for washing; eating and bedpans. Some of this requires 2 people therefore making the staff shortage even worse. Also not all the staff are caring angels! I think they must be sick of my complaining, but the lady lying in that bed is my beautiful Mother. All I ask is that staff treat each and every patient as they would wish their own family members to be treated, with kindness, patience and respect. Some staff are unsuited to the job whereas others have exactly the right attitude. AND BOY DOES IT SHOW! I do believe a lot of the problems on this ward are down to budgets.

Story from NHS Choices

Do you have a similar story to tell? Tell your story & make a difference ››


text:
"I'm very grateful to staff at UCH"

About: University College Hospital / Gastroenterology

(as the patient),

I am a patient at UCH in central London. I have a long medical history, too much to tell but I would like to highlight the following. Firstly, Dr. Heather-Payne at UCH is a fantastic doctor. I am full of praise for her and I appreciate her warmth and humanity as well as her expertise. Secondly, Mr Hiten Patel the surgeon also is a fantastic doctor who treated me last year. I have nothing but praise for him. Lastly, I would like to say that the specialist nurses Jane, Mandy and Fiona are all most excellent. I didn’t want cancer but with staff like this I cope with life very well. I’m very grateful to them.

Do you have a similar story to tell? Tell your story & make a difference ››


text:
"I had a cholysytectomy which could ..."

About: Wharfedale Hospital

(as a relative),

What I liked

I had a cholysytectomy which could not have gone better. I was seen promptly had all my work up on the same day. My theatre procedure went without any problems and I did not need any pain relief, apart from one paracetamol, post surgery.

The diagnostics in X-Ray was good as were all the OP, ward and theatre staff. It was like a private hospital.

What could be improved

Story from NHS Choices

Do you have a similar story to tell? Tell your story & make a difference ››

Response from Involvement Facilitator, NHS Leeds

Thank you for taking the time to share (on the NHS Choices website) your recent experience at Wharfedale Hospital. I was pleased to learn that the procedure was uncomplicated and that you were happy with the ward and theatre staff.

We shall pass your comments on to the Patient Relations Manager at Leeds Teaching Hospitals NHS Trust.

  • {{helpful}} of {{total()}} people think this response is helpful


text:
"Shocked at the conversation I overheard "

About: Heartlands Hospital / Trauma and orthopaedics

(as the patient),

Having been admitted for a broken arm I have to say how disappointed I was at my treatment. We are all well aware of the situation of nurses nationally being overworked/underpaid and to be honest I've always thought highly of them.

However after my stay with you I really have to question this. It seemed to me that some of the staff far from being overworked quite often they were playing with their mobiles and standing round chatting. This in itself does not look good but when the one staff member is heard discussing quite racist views that they has I was truly shocked. As the hospital itself is situated in a fairly multi ethnic environment I am appalled that you have staff treating a large amount of non-white patients that hold such views. I am still reeling over the language and the conversation I heard. When somebody is entrusted with such a role I would have thought that they should have the knowledge that even if they have these beliefs that they should not be aired so openly on the ward.

I am still considering whether to take this matter further as I am still actually in a state of shock over it.

Do you have a similar story to tell? Tell your story & make a difference ››

Response from Heart Of England NHS Foundation Trust

Thank you for your comments. We are sorry to hear that you were unhappy with your experience at our Hospital and this is obviously not acceptable behaviour from the nurses involved. We are always trying to improve our services and it would be really helpful if you were to contact our Patient Advice and Liasion Service (PALS) on (0121) 424 1212 or by email and provide them with more details i.e. ward/area, time of your visit so we can investigate your issues raised. We will also ensure our Head of Nursing is made aware of your comments.


text:
"the help and care i received in a&e was great"

About: Barnsley Hospital / Accident and emergency Yorkshire Ambulance Service NHS Trust

(as the patient),

i was admitted to a&e sunday morning with breathing differculty. the help and care i received was great, also the followup phone call i received today at home to make sure i was copeing.god bless the a&e.

Do you have a similar story to tell? Tell your story & make a difference ››


text:
"We can all do something about loneliness"

About: Nottinghamshire Healthcare NHS Foundation Trust

(as a volunteer/advocate),

I gave a talk to about 30 Nurses and Allied Health Professionals (Occupational Therapists etc) about fighting loneliness with the slogan and request to 'Speak to someone new today'.

One of them took this to heart and smiled and spoke to an oldish lady he met in the street one day. She ignored him. A few days later he met her again and she stopped him and said 'The other day you spoke to me. Thank you, it made my day, you were the only person that spoke to me that day'.

There are so many lonely people, please help. I have set up an e-mail address speaktosomeonenewtoday@gmail.com to gather more feedback stories. Some of those uncaring nurses that we hear about may speak to a lonely person, sometimes perhaps a patient!

Do you have a similar story to tell? Tell your story & make a difference ››

Response from Involvement Team , Involvement & Experience, Nottinghamshire Healthcare NHS Trust

'Speak to someone new today' is a really interesting concept. Simple and effective.

We rush about in our daily lives and sometimes forget that some people are lonely and isolated with dwindling social networks. This is felt more acutely as people age. The art of face to face conversation is something we should be preserving at all costs.

I hope you will post again to share some of the stories you receive on your e-mail address:

Thank you for sharing this story


text:
"10 weeks sober"

About: BAC O'Connor Centres / RIOT (Recovery is out there)

(as a service user),

I am an alcoholic, I went to hell and didn't want to drink any more, I lost everything that meant anything to me in life. I tried AA, I tried Adsis. I didn't want to live any more, I could not see what I could offer anyone and I couldn't stop drinking.

At adsis I had a support worker (3rd one), who saw that I desperately needed more help and he set the ball rolling for me to apply to go into rehab, I had hope at last.

I did a home detox and then I lapsed twice whilst waiting for a place to become available. During this time I was supported by the organisation called RIOT. This is a team of workers who have been through addiction like myself. They advised me, gave me support and helped me to understand what rehab would be like and how it would benefit me, they made me feel at ease.

I'm on my 10th week of rehab at the O'Connor Centre - 10 weeks sober - learning all the time. I'm feeling for the first time in many years - all emotions - pain, guilt, shame, even happiness.

I feel I belong for the first time in years. I'm learning how I have behaved so badly in the past, owning it, accepting it and how I can learn from it and behave differently in the future. I'm learning tools to help prevent relapse, to not leave doors open. I get rid of things that in the past I would have drank again and again.

I have to change my life, my relationships, my outlooks, even some beliefs to enable myself a recovery that is long and leads to a happy life.

Do you have a similar story to tell? Tell your story & make a difference ››


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Ranger®  Limiter Technology gets you the results of hand feeding without the hassle.

inpage ranger techThe proprietary technology works with your existing forage and encourages cattle to eat smaller, more frequent meals without overdoing it.

Designed to be self-fed, rations with Ranger®  Limiter Technology are ideal for cattlemen who want their cattle to look good and hit target gains, but lack the labor or time to hand feed. Helping you get more pounds per animal per acre and the right kind of gain is what we call a “Body by Ranger®.”

No matter the goal, Ranger®  Limiter gets them ready

Ranger® Limiter Technology comes in multiple product forms and works in many scenarios, so long as cattle have continuous access to a quality forage (grass or hay). Whether developing bulls or heifers, creep feeding calves, preconditioning stockers, or winter feeding your herd, Ranger® Limiter helps get your cattle ready to meet your development goals.

Ranger® Limiter Technology is the convenient way to feed cattle the way you want them to look, while delivering predictable, efficient performance.

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  • Ranger BP works with high rates of DDGs
Ranger® Limiter Complete Operations without mixing capabilities and/or looking for a complete feed
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Ranger® Limiter Complete Creep Operations without mixing capabilities and/or looking for a creep feed
  • Nursing calves
  • Complete vitamin and mineral pack
  • Two product options

Is Ranger® Limiter right for you? Ask yourself:

• Am I spending too much time hand feeding cattle?
• Do I want my cattle to meet target gains when they need to?
• Am I interested in a safer way to feed cattle that doesn’t involve being in their pen daily?
• Is there plenty of forage available?
• Am I ready to see what a Body by Ranger would look like in my herd?

If you answered yes to all of the above, Ranger® Limiter could be the right fit!

For more information please look at our frequently asked questions or contact your local Cargill representative or Nutrena® dealer today and ask for Ranger® Limiter Technology.


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i have 2010 ram 1500 hemi, passenger front tire has a little play when lugs tightened, how do i get the play out or what may be the problem

Asked by Jul 04, 2014 at 12:26 PM about the 2010 Dodge Ram 1500 ST Quad Cab

Question type: Maintenance & Repair

when on jack, passenger front tire has a little play when tightened completely. Drivers side front tire has none. Any idea of how to fix problem at cheapest cost.

1 Answer

Sounds like a wheel bearing or hub to me. I had to change both on my 2004with 20 inch wheels, with about 65,000 miles on it .

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text:
need a picture of vacum hose diagram

Asked by Oct 17, 2014 at 01:11 AM about the 1988 Chrysler Le Baron Highline Convertible

Question type: Maintenance & Repair

need to know where the hoses go exactly to the engine

1 Answer

Go to Google images.

2 of 2 people found this helpful.

Your Answer

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2013 Mercedes-Benz SL-Class for Sale in Savannah, GA

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2013 Mercedes-Benz SL-Class SL 550 Review
by PhilSyrdal

A touring salon...or a powerful beast?

Our 1000+ mile trips have been truly enjoyable, easy and comfortable. All the versatility of a roadster/luxury coupe available at a touch. Yet in the lap of luxury lurks a beast if you unleash it. This car has awesome power and torque. The beauty of the design turns heads. The Diamond White over the porcelain/black ash wood interior is rich and ...

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Instant Market Value of $62,664

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Location: Mt Pleasant, SC 29466

Average time on market: 36 days Certified Pre-Owned: No Transmission: Automatic Color: Polar White Description: Used 2014 Mercedes-Benz SL-Class SL 550 for sale - $73,499, 7,447 miles with Bluetooth, Leather Seats, Sunroof/Moonroof, Navigation System
Avg. Dealer Rating: (5 reviews) "this is the second time I have tried to buy a car a from them in recent years and had a bad experience. They absolutely low ball the price of a potential trade in and refuse to discuss price on the listed car they are selling. its an old technique. I have found the same car in another market 100 miles away, priced and equipped the same. "
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Used Suzuki Aerio for Sale in Sacramento, CA

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2003 Suzuki Aerio 4 Dr SX Wagon Review
by Isa

the fiture so excelent

this cars is awesome because the design so cool and the prices is good so cool and safety is not bad it have 4 airbags and abs ebd vvt machine turbi for 2300 litre its this is save your money

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2003 Suzuki Aerio 4 Dr SX Wagon Used Cars in Elk Grove, CA 95757

Price: Negotiable

Mileage: 129,911

Location: Elk Grove, CA 95757

Certified Pre-Owned: No Transmission: Manual Color: Blue Description: Used 2003 Suzuki Aerio 4 Dr SX Wagon for sale , 129,911 miles with Alloy Wheels
Avg. Dealer Rating: (6 reviews) "They contacted within a few hours. "
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Used Volkswagen EuroVan for Sale in San Diego, CA

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2001 Volkswagen EuroVan 3 Dr MV Passenger Van Review
by Dabarry1234

VW Weekender

Fun family adventure wagon if I can keep it moving. VW needed to put a much more durable transmission in the van. The seating arrangement for the kids is awesome in back, they can play games at the table, watch movies, do homework and the like. The pop up top works well for up to two people to sleep in.

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2003 Volkswagen EuroVan MV Used Cars in Chula Vista, CA 91911

Price: $16,995

Mileage: 148,104

Location: Chula Vista, CA 91911

Certified Pre-Owned: No Transmission: 4-Speed Automatic Color: Silver Description: Used 2003 Volkswagen EuroVan MV for sale - $16,995, 148,104 miles
Avg. Dealer Rating: (4 reviews) "Checked out the car and everything seemed great until we sat down to talk numbers. Price listed is 8995 and the dealer raised the price $1000 when I told him I was very interested. Asked why the bump in price and he told me he thought it could be sold for 9995 instead. Everything seemed a bit sketchy after that point and walked away. "
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Wade Howard | CaringBridge

Wade Howard

First post: 9/18/2016 Latest post: 1/12/2017

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I love going back to the farm in fall. Which may seem a bit surprising to most who know me. I grew up in a small southwestern Iowa town on an acreage, working in my dad’s sporting goods store, The Pier. It was not exactly the lifestyle I yearned for… I wanted to live in the city and be surrounded by more options – more art, more restaurants, more shopping.

Now, I’m living that dream. Surrounded by amazing locally-owned restaurants, miles of public art trails and theater options galore. I’ve also found shopping. Lots and lots of shopping. (Ask my hubby for proof of receipts…On second thought, don’t.) Yet in the fall, there’s something that draws me back to my roots. There’s a comfort and simplicity in seeing a field dotted with bright orange pumpkins, while sipping hot apple cider. This is why I love Geisler Farms.

The last couple of years I’ve been there multiple times each fall, taking family and a different group of visiting friends each time. They’ve all fallen in love with Geisler Farms, too. Who wouldn’t want to race pedal karts or experience an adult-size hamster roll?

The appropriately named “Fun Zone” is only $4 a person (kids two and under are free). You get to explore outdoor activities as long as you like. And you get to go on hay rack rides. Add on another $4 and you get to try to find your way through a corn maze. (Good luck!)

There’s just something about being encouraged to act like a kid again (yes, in public) that I find exhilarating and entertaining. The hop-a-long ponies and tricycle tracks are great examples of “be-a-kid-again” activities.

Yes, they also have a grain bin transformed into a kid-friendly corn pool. Our son, Ty (3), was finding corn in all kinds of interesting places at home the rest of the night! Our daughter, Tenny (1), wanted to touch (and eat!) the corn, but was a bit too timid to get in on the corn-filled fun.

My nephew, Devin, loved the rubber duck races and the hay rack ride.

The grand-daddy of all activities was a new attraction added this year. The owners of the Geisler Farms built it. And it is impressive. It is a massive slide.

You know that “tickle” you get in your stomach when you’re going down the Iowa State Fair’s big yellow slide? Amplify that. Because here you’re sliding down a tube (an industrial-style ditch tube turned into a slide), not seeing anything other than darkness and a tiny bit of light at the end of the tunnel. Wow. What a rush. Our son was afraid to go down the slide when we got to the top. And after literally pushing him down it the first time, he wanted to go down the slide again and again.

 Each time, before we leave Geisler, we load the kids up with popcorn and cart them around the pumpkin patch. It’s a great way to end the day. We’re pretty sure memories like this will last a lifetime for kids. It certainly is the case for us.

-- TT


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Tag: taxation

The Gang of Six Is Back from the Dead: Contemplating the Good, the Bad, and the Ugly in Their Budget Plan

The on-again, off-again “Gang of Six” has come back on the scene and is offering a “Bipartisan Plan to Reduce Our Nation’s Deficits.”

The proposal is quite similar to the one put forth by the President’s Simpson-Bowles Commission, which isn’t too surprising since some of the same people are involved.

At this stage, all I’ve seen is this summary (A BIPARTISAN PLAN TO REDUCE OUR NATIONS DEFICITS v7), so I reserve the right to modify my analysis as more details emerge (and since I fully expect the plan to look worse when additional information is available, the following is an optimistic assessment.

The Good

  • Unlike President Obama, the Gang of Six is not consumed by class-warfare resentment. The plan envisions that the top personal income tax rate will fall to no higher than 29 percent.
  • The corporate income tax rate will fall to no higher than 29 percent as well, something that is long overdue since the average corporate tax rate in Europe is now down to 23 percent.
  • The alternative minimum tax (which should be called the mandatory maximum tax) will be repealed.
  • The plan would repeal the CLASS Act, a provision of Obamacare for long-term-care insurance that will significantly expand the burden of federal spending once implemented.
  • The plan targets some inefficient and distorting tax preference such as the health care exclusion.

The Bad

  • The much-heralded spending caps do not apply to entitlement programs. This is like going to the doctor because you have cancer and getting treated for a sprained wrist.
  • A net tax increase of more than $1 trillion (I expect that number to be much higher when further details are divulged).
  • The plan targets some provisions of the tax code – such as IRAs and 401(k)s) – that are not preferences, but instead exist to mitigate against the double taxation of saving and investment.
  • There is no Medicare reform, just tinkering and adjustments to the current system.
  • There in no Medicaid reform, just tinkering and adjustments to the current system.

The Ugly

  • The entire package is based on dishonest Washington budget math. Spending increases under the plan, but the politicians claim to be cutting spending because the budget didn’t grow even faster.
  • Speaking of spending, why is there no information, anywhere in the summary document, showing how big government will be five years from now? Ten years from now? The perhaps-all-too-convenient absence of this critical information should set off alarm bells.
  • There’s a back-door scheme to change the consumer price index in such a way as to reduce expenditures (i.e., smaller cost-of-living-adjustments) and increase tax revenue (i.e., smaller adjustments in tax brackets and personal exemptions). The current CPI may be flawed, but it would be far better to give the Bureau of Labor Statistics further authority, if necessary, to make changes. A politically imposed change seems like nothing more than a ruse to impose a hidden tax hike.
  • A requirement that the internal revenue code maintain the existing bias against investors, entrepreneurs, small business owners, and other upper-income taxpayers. This “progressivity” mandate implies very bad things for the double taxation of dividends and capital gains.

This quick analysis leaves many questions unanswered. I particularly look forward to getting information on the following:

  1. How fast will discretionary spending rise or fall under the caps? Will this be like the caps following the 1990 tax-hike deal, which were akin to 60-mph speed limits in a school zone? Or will the caps actually reduce spending, erasing the massive increase in discretionary spending of the Bush-Obama years?
  2. What does it mean to promise Social Security reform “if and only if the comprehensive deficit reduction bill has already received 60 votes.” Who defines reform? And why does the reform have to focus on “75-year” solvency, apparently to the exclusion of giving younger workers access to a better and more stable system?
  3. Will federal spending under the plan shrink back down to the historical average of 20 percent of GDP? And why aren’t those numbers in the summary? The document contains information of deficits and debt, but those figures are just the symptoms of excessive spending. Why aren’t we being shown the data that really matters?

Over the next few days, we’ll find out what’s really in this package, but my advice is to keep a tight hold on your wallet.

I’m Willing to Go Along with President Obama’s ‘Balanced Approach’ to Deficit Reduction, but Only if We Use Honest Math

The President has issued an ultimatum that more tax revenue must be part of budget negotiations. Indeed, he endlessly repeats his desire for a “balanced approach,” implying that as much as 50 percent of the deficit reduction in any agreement should come from higher revenues.

Because I am a thoughtful, middle-of-the-road, pragmatic guy, I’m willing to accept the President’s ultimatum. I do have one tiny request, however, and that is for any such deal to be based on honest math.

What I mean by this is that I don’t want politicians to approve a budget that results in more spending, but then claim that they “cut spending” because the budget didn’t grow even faster. I want a spending cut to mean less spending (gee, what a novel idea).

And when they talk about new revenue, I want to see how much revenue the IRS is collecting this year, and measure revenue increases against that number. After all, the crowd in Washington should be happy to get more money, even if it is the result of benign factors such as more jobs being created, companies earning higher profits, and people getting more pay.

I assume these are reasonable requests. After all, this is how businesses and households operate their budgets, and I’m sure the political insiders wouldn’t want to use dishonest numbers to mislead voters (perish the thought!).

So what would a balanced approach look like, assuming we want to use honest math? The answer isn’t that complicated. I started with the latest estimates from the Congressional Budget Office for spending and revenues for this fiscal year (FY2011). I then assume, in the interest of a “balanced approach,” that spending should be cut by 5 percent each year and that revenues should climb by 5 percent each year.

The results, as illustrated by the graph, are remarkable. If we use a 50-50 deal of higher revenue and lower spending, we balance the budget in just five years. The President is right!

Taxpayers will be happy to know the “balanced approach” gets rid of red ink and also leaves enough room to make the 2001 and 2003 tax cuts permanent. Heck, there would be enough left-over revenue to enact additional tax cuts. After all, since we’re looking for balance, there’s no need to let revenues grow by 7 percent or 8 percent each year.

So, Mr. President, do we have a deal? Should we use your “balanced approach” and eliminate today’s big deficit by cutting spending and raising revenue by equal amounts? You were serious about your request, right? Hello, is anybody there?

As you already realize, I don’t think the President actually means what he says about a “balanced approach.” Or, to be more specific, I think he’s happy to do a 50-50 deal, but only if “spending cuts” and “revenue increases” are defined in ways that enable the growth of government.

Inside the beltway, this is known as “baseline budgeting” or “current services budgeting.” But whatever it’s called, it is a dishonest way of presenting information to the American people, as explained in this video.

CAP Leftists Have Accidental Encounter with the Laffer Curve, Learn Nothing

The big-government advocates at the Center for American Progress recently released a series of charts designed to prove America is a low-tax nation. I wish this was the case.

The United States does have a lower overall tax burden than Europe, which is shown in one of the CAP charts, but that doesn’t exactly demonstrate that taxes are low in America. Unless, of course, you think weighing less than an offensive lineman in the NFL is proof of being skinny.

But the one chart that jumped out at me was the one showing that the United States collects less corporate tax revenue than other developed nations. The CAP document states, with obvious disapproval, that “Corporate income tax revenue in the United States is about 25 percent below the OECD average.”

The obvious implication, at least for the uninformed reader, is that the United States should increase the corporate tax burden.

But here’s some information that CAP didn’t bother to include in the study. The U.S. corporate tax rate is more than 39 percent and the average corporate tax rate in Europe is less than 25 percent.

So let’s ponder these interesting facts. CAP is right that the U.S. collects less tax revenue from corporations, but even they would be forced to admit (though they omit the info from their report) that the U.S. corporate tax rate is much higher. Let’s see…higher tax rate-lower revenue…lower tax rate-higher revenue…this seems vaguely familiar.

Could this possibly be an example of that “crazy” concept of (gasp!) a Laffer Curve? To be sure, it is only in rare cases, when tax rates get very high, that researchers find that high tax rates lose revenue. In most cases, the Laffer Curve simply implies that higher tax rates won’t raise as much money as politicians want.

But have our friends at CAP inadvertently identified one of those cases where a tax cut (i.e., a lower corporate tax rate) would “pay for itself”?

There certainly is strong evidence for this proposition. In a 2007 study, Alex Brill and Kevin Hassett of the American Enterprise Institute found that the revenue-maximizing corporate tax rate is about 25 percent (click chart to enlarge).

Somehow, I suspect this wasn’t their intention, but I want to thank the statists at CAP for reminding us about the self-destructive impact of high tax rates.

For those who want to learn more about the Laffer Curve, these three videos will make you more knowledgeable than 99 percent of people in Washington (not a big achievement, I realize, but the information is still useful).

The “Tax Expenditure” Con Job

For both political and policy reasons, the left is desperately trying to maneuver Republicans into going along with a tax increase. And they are smart to make this their top goal. After all, it will be very difficult – if not impossible – to increase the burden of government spending without more revenue coming to Washington.

But how to make this happen? President Obama is mostly arguing in favor of class-warfare tax increases, but that’s a non-serious gambit driven by 2012 political considerations. Moreover, there’s presumably zero chance that Republicans would surrender to higher tax rates on work, saving, and investment.

The real threat is back-door hikes resulting from the elimination and/or reduction of so-called tax breaks. The big spenders on the left are being very clever about this effort, appealing to anti-spending and pro-tax reform sentiments by arguing that it is important to get rid of “tax expenditures” and “spending in the tax code.”

recently warned, however, that GOPers shouldn’t fall for this sophistry, noting that “If legislation is enacted that results in more money coming into Washington, that is a tax increase.” I also explained that tax breaks are not spending, stating that “When politicians tax (or borrow) money from one person and give it to another, that’s government spending. But if politicians allow a person keep more of their own money, that’s a tax cut.”

To be sure, the tax code is riddled with inefficient and corrupt loopholes. But those provisions should be eliminated as part of fundamental tax reform, such as a flat tax. More specifically, every penny of revenue generated by shutting down tax preferences should be used to lower tax rates. This is a win-win situation that would make America more prosperous and competitive.

It’s also important to understand what’s a loophole and what isn’t. Ideally, you determine special tax breaks by first deciding on the right benchmark and then measuring how the current tax system deviates from that ideal. That presumably means all income should be taxed, but only one time.

So what can we say about the internal revenue code using this neutral benchmark? Well, there are lots of genuine loopholes. The government completely exempts compensation in the form of employer-provided health insurance, for instance, and everyone agrees that’s a special tax break. There’s also the standard deduction and personal exemptions, but most people think it’s appropriate to protect poor people from the income tax (though perhaps we’ve gone too far in that direction since only 49 percent of households now pay income tax).

Sometimes the tax code goes overboard in the other direction, however, subjecting some income to double taxation. Indeed, because of the capital gains tax, corporate income tax, personal income tax, and death tax, it’s possible for some types of income to be taxed as many of three or four times.

Double taxation is a special tax penalty, which is the opposite of a special tax break. The good news is that there are some provisions in the tax code, such as IRAs and 401(k)s, that reduce these tax penalties.

The bad news is that these provisions get added to “tax expenditure” lists, and therefore get mixed up with the provisions that provide special tax breaks. This may sound too strange to be true, but here’s a list of the biggest so-called tax expenditures from the Tax Policy Center (which is a left-leaning organization, but their numbers are basically the same as the ones found at the Joint Committee on Taxation).

Since this post already is too long, I’ll close by simply noting that items 2, 4, 7, 8, 11, and 12 are not loopholes. They are not “tax expenditures.” And they are not “spending in the tax code.” Every one of those provisions is designed to mitigate a penalty in the tax code.

So even if lawmakers have good motives (i.e., pursuing real tax reform such as the flat tax) when looking to get rid of special tax breaks, they need to understand what’s actually a loophole.

But since politicians rarely have good motives, there’s a real threat that they will take existing tax penalties and make them even worse. That’s another reason why tax increases should be a non-starter.

FATCA Law Is a Nightmare for Cross-Border Economic Activity

One of the tax increases buried in Obamacare was an onerous and intrusive “1099″ scheme that would have required businesses to collect tax identification numbers for just about any vendor and then send paperwork to the IRS whenever they did more than $600 of business.

  • Send one of your sales people to New York for a couple of nights? They would have to get the tax ID for the hotel and submit a form to the IRS.
  • Buy a printer for the office? The printer company would need to provide a tax ID and the purchaser would have to submit a form to the IRS.
  • o Have a retirement dinner for somebody in the accounting department? Get the restaurant’s tax ID and submit another form to the IRS.

This system was seen as a nightmare, even leading to rather amusing cartoons mocking the law and showing how it would expand an already abusive IRS. And in a rare fit of common sense, the 1099 requirement was repealed earlier this year.

That’s the good news. The bad news is that an international version of Obamacare’s 1099 scheme also was enacted early last year. But since the burden is largely falling on foreigners, there’s no groundswell among voters to repeal the law – even though it will impose far more damage on the American economy.

Known as the FATCA (the acronym for the Foreign Account Tax Compliance Act), this law was included as a revenue-raising provision to pay for one of Obama’s failed stimulus bills.

But while the bill didn’t create jobs, it has created a giant nightmare for all sorts of people and firms – including foreign financial institutions that may now decide that it’s no longer worth the trouble to invest in America.

Consider these excerpts from a shocking story in the Financial Times.

…one of Asia’s largest financial groups is quietly mulling a potentially explosive question: could it organise some of its subsidiaries so that they could stop handling all US Treasury bonds? Their motive has nothing to do with the outlook for the dollar. …Instead, what is worrying this particular Asian financial group is tax. In January 2013, the US will implement a new law called the Foreign Account Tax Compliance Act. …the new rules leave some financial officials fuming in places such as Australia, Canada, Germany, Hong Kong and Singapore. …implementing these measures is likely to be costly; in jurisdictions such as Singapore or Hong Kong, the IRS rules appear to contravene local privacy laws. …Terry Campbell, head of Canada’s banking association, points out, the rules are essentially akin to “conscripting financial institutions around the world to be arms of US tax authorities”. …the IRS is threatening to impose a withholding tax of up to 30 per cent on sales of US assets by groups that it deems to be “non-compliant” – and the assets could include US shares or US Treasury bonds. Hence the fact that some non-US asset managers and banking groups are debating whether they could simply ignore Fatca by creating subsidiaries that never touch US assets at all. “This is complete madness for the US – America needs global investors to buy its bonds,” fumes one bank manager. “But not holding US assets might turn out to be the easiest thing for us to do.” …“Right now my board is probably as concerned about political risk in America as Indonesia, from a business perspective – perhaps more so,” says the head of one large global bank. It is a complaint that American politicians ignore at their peril.

Many people, when hearing about foreign banks resisting demands by the IRS, might automatically assume the issue involves jurisdictions with strong human rights laws with regards to financial privacy, such as Switzerland or the Cayman Islands.

There are plenty of those stories, to be sure, but American tax law has become so bad that the IRS is causing headaches and anger even in nations with high taxes and weak protection of client data.

Here’s an excerpt from an article from the Financial Post in Canada.

Toronto-Dominion Bank is putting up a fight against a new U.S. regulation that would compel foreign banks to sort through billions of dollars of deposits to find U.S. citizens who might be hiding money. According to Bloomberg News, TD has complained that the proposed IRS rule is unreasonable because it would require the bank to make US$100-million investment in new software and staff. Other lenders resisting the effort include Allianz SE of Germany, Aegon NV of the Netherlands and Commonwealth Bank of Australia, Bloomberg said. Now the Canadian Bankers association has joined the fray. In an emailed statement the CBA called the requirement “highly complex” and “very difficult and costly for Canadian banks to comply with.” …According to the New York-based Institute of International Bankers, major global banks would end up spending US$250 million or more to comply with the regulation in terms of new technology employee training.

The vast majority of Americans are very fortunate that they don’t have any personal interactions with the IRS’s onerous international tax rules. But that doesn’t mean they shouldn’t care. The tax treatment of cross-border economic activity can have enormous implications for America’s prosperity, as I’ve already explained in my discussions of a reckless IRS regulation that could drive more than $100 billion of capital out of American banks.

But that’s just the tip of the iceberg. FATCA is far more onerous and extensive, so the damage will be much greater. Not surprisingly, the law utterly fails to satisfy any sort of cost-benefit analysis.

From the perspective of politicians, the “benefit” is more tax revenue. So how does FATCA score on this basis? During the 2008 campaign, Obama claimed this policy would generate $100 billion of additional revenue every year. When it came time to score the legislation, however, the Joint Committee on Taxation predicted that the law will generate only $870 million per year. That’s a big drop-off, even by the shoddy standards of Washington.

Yet for this tiny amount of revenue, the law imposes a giant regulatory burden on all individuals, companies, and institutions that meet two criteria: 1) They have some form of cross-border economic activity, and 2) They have a business or citizenship relationship with the United States.

Americans living overseas are one of the groups that will be severely penalized. Simply stated, foreign financial institutions are treating U.S. citizens like lepers because they don’t want to deal with the IRS and be deputy enforcers of terrible American law. Here are comments from some of Americans living in other nations (all of whom wish to remain anonymous because they fear being targeted by a thuggish IRS).

  • From an American with a spouse working in Germany – “…when he went to create an account, he discovered that the bond fund could not be sold to US citizens.”o  From a non-profit group operating in Europe – “…we received notification from [bank redacted] that they were terminating our account.”
  • From an American working in Switzerland – “I’m in the process of having my…accounts with [bank redacted] forced closed, except for the mortgage. I’ve been unable to open an account with any other Swiss bank.”o  From an American living in Belgium – “…my portfolio of investments held at their bank was blocked. …He advised me that as of that date, I could no longer trade, but could only hold, sell or transfer my portfolio. I was banned from trading in either US stocks or all others.”
  • From a retired teacher in Germany – “I was denied the policy because I am an American citizen. My agent very clearly said that he could sell the policy that I wanted to any other nationality, except me-because I was American!”
  • From an American working in Saudi Arabia – “As a resident of Saudi Arabia, I have twice been rejected as a customer, purely on the basis of my US citizenship. In both instances, I was told that increased administrative and compliance burdens imposed by US authorities have led the banks in question to refuse to open securities accounts for American citizens.”
  • From an American in Japan – “All of these banks and institutions are cutting me off from participation in any but the most simple of basic bank account. Why? Because they do not want to take the time and instill the systems and carry the cost of reporting the income of each of their US citizen clients to the US government.”
  • From an American married to a European – “I have been unable to gain legal advice in Switzerland regarding US Wills and Guardianships because [bank redacted] lawyers are ‘not permitted to speak to Americans about legal, tax or banking matters in specific terms.’”
  • From an American married to a European – “The company who has been holding my modest UK share portfolio wrote to me in September 2010 saying they were closing my account. They were removing all US persons from their client base due to the increased reporting and audit costs placed on them by the Fatca legislation.”
  • From an American in Europe with a foreign spouse – “They sent me a letter saying: Our records show that you are an American citizen. Because of various strict new American rules regarding securities accounts held by American shareholders, we are closing such accounts including yours.”
  • From an American assigned overseas by his company – “I was extremely surprised and outraged by the fact that not one bank (including foreign branches of US banks!) would allow me to open a simple savings account to pay my rent and bills. All of the banks cited my US citizenship and the difficulties they experience with the US government.”
  • From an American in Spain – “I have been forced to close a U.S. bank account due to being an overseas citizen and cannot open new bank or brokerage accounts in the U.S. I am also being denied the opening of new brokerage accounts in Spain.”

Last but not least, another set of victims are foreigners who legally reside in the United States. That makes them tax residents according to American tax law, which means that they also are lepers from the perspective of foreign financial institutions.

Let’s close this lengthy post by including this letter from a Danish bank to a Danish citizen living in the United States. Once again, identifying information is redacted because the person did not want to suffer IRS persecution (it should disturb all of us, by the way, that there is such universal fear of IRS thuggery).

With the Support of the Obama Administration, Paris-Based OECD Now Wants De Facto World Tax Organization as Part of Its Anti-Tax Competition Campaign

I’ve been battling the Organization for Economic Cooperation for years, ever since the Paris-based bureaucracy unveiled its “harmful tax competition” project in the late 1990s. Controlled by Europe’s high-tax welfare states, the OECD wants to prop up the fiscal systems of nations such as Greece and France by hindering the flow of jobs and capital to low-tax jurisdictions.

Guided by a radical theory know as Capital Export Neutrality, the OECD wants to impose global tax rules that would prevent taxpayers from ever having the ability to benefit from better tax law in other jurisdictions. This is why, for instance, the international bureaucrats are anxious to undermine national tax laws – such as America’s favorable treatment of bank deposits from overseas – that enable people to escape onerous tax regimes.

Bolstered by support from the Obama Administration, the OECD now is taking its campaign to the next level. At its Global Tax Forum in Bermuda, which ends later today, the bureaucrats unveiled a new scheme that effectively would result in the creation of something akin to a World Tax Organization.

The vehicle for this effort is a Multilateral Convention on Mutual Administrative Assistance in Tax Matters. This may sound dry and technical, but the OECD wants all nations to participate in this pact, which has existed for a couple of decades but was radically expanded last year to give high-tax governments sweeping new powers to impose bad tax law on income generated in low-tax jurisdictions.

But the real smoking gun is that the OECD has put itself in charge of the “co-ordinating body” that will have enormous powers to interpret the agreement, modify the pact, and resolve disputes – thus giving itself the ability to serve as judge, jury, and executioner.

This is a profoundly dangerous development with all sorts of very troubling implications. Since I’m in Bermuda trying to destabilize this effort, I don’t have time for extensive analysis, but here’s a press release from the Center for Freedom and Prosperity and here are some of my immediate concerns.

  1. Higher tax burdens. If high-tax governments succeed is imposing this Multilateral Convention (insert “World Tax Organization” whenever you see that term), tax competition will be undermined and politicians will respond by increasing tax burdens. This is why nations such as France have been pushing this scheme, of course, and why left-wing academics have long dreamed of this type of arrangement.
  2. Risk to human rights. Amazingly, the Multilateral Convention is open to repressive regimes, which then would have access to all sorts of sensitive and confidential taxpayer information. Already, the thuggish dictatorship of Azerbaijan has signed up, as well as the unstable nation of Moldova and the corrupt government of Mexico. The implications are grim, including the sale of private data to criminal gangs, the loss of sensitive information to hackers, and the direct misuse of American tax returns.
  3. Loss of sovereignty. For all intents and purposes, the Multilateral Convention outlaws certain pro-growth tax policies and discourages others. Equally worrisome, it creates a system allowing foreign tax collectors to cross borders. The Obama Administration has specifically acquiesced to this provision, so perhaps we will soon see corrupt Mexican tax authorities harassing businesses and individuals on American soil.
  4. Outlawing tax avoidance. The OECD historically has tried to portray its efforts as a fight against tax evasion, but the Multilateral Convention explicitly talks about “combating tax avoidance.” This should not be a surprise since the Capital Export Neutrality ideology is based on the notion that taxpayers should have zero ability to lower their tax burdens. This means we can fully expect an assault on all forms of tax planning, with American companies almost sure to be among the first to be in the OECD’s crosshairs.

The final insult to injury is that American taxpayers are the biggest funders of the OECD, providing nearly one-fourth of the bureaucracy’s bloated budget. So our tax dollars are being used by OECD bureaucrats (who receive tax-free salaries!) to dream up new ways of increasing our tax burdens. In case you need any additional reasons to despise this bureaucracy, here’s a video detailing its anti-free market activities.

And since I’m recycling some videos, here’s one explaining why tax competition is so important.

New Paper Explains Why Low-Tax Jurisdictions Should Resist OECD Attacks against Tax Competition and Fiscal Sovereignty

One of the biggest threats against global prosperity is the anti-tax competition project of a Paris-based international bureaucracy known as the Organization for Economic Cooperation and Development. The OECD, acting at the behest of the European welfare states that dominate its membership, wants the power to tell nations (including the United States!) what is acceptable tax policy.

I’ve previously explained why the OECD is a problematic institution - especially since American taxpayers are forced to squander about $100 million per year to support the parasitic bureaucracy.

For all intents and purposes, high-tax nations want to create a global tax cartel, sort of an “OPEC for politicians.” This issue is increasingly important since politicians from those countries realize that all their overspending has created a fiscal crisis and they are desperate to figure out new ways of imposing higher tax rates. I don’t exaggerate when I say that stopping this sinister scheme is absolutely necessary for the future of liberty.

Along with Brian Garst of the Center for Freedom and Prosperity, I just wrote a paper about these issues. The timing is especially important because of an upcoming “Global Forum” where the OECD will try to advance its mission to prop up uncompetitive welfare states. Here’s the executive summary, but I encourage you to peruse the entire paper for lots of additional important info.

The Paris-based Organization for Economic Cooperation and Development has an ongoing anti-tax competition project. This effort is designed to prop up inefficient welfare states in the industrialized world, thus enabling those governments to impose heavier tax burdens without having to fear that labor and capital will migrate to jurisdictions with better tax law. This project received a boost a few years ago when the Obama Administration joined forces with countries such as France and Germany, which resulted in all low-tax jurisdictions agreeing to erode their human rights policies regarding financial privacy. The tide is now turning against high-tax nations – particularly as more people understand that ever-increasing fiscal burdens inevitably lead to Greek-style fiscal collapse. Political changes in the United States further complicate the OECD’s ability to impose bad policy. Because of these developments, low-tax jurisdictions should be especially resistant to new anti-tax competition initiatives at the Bermuda Global Forum.

To understand why this issue is so important, here’s a video I narrated for the Center for Freedom and Prosperity.

And here’s a shorter video on the same subject, narrated by Natasha Montague from Americans for Tax Reform.

Last but not least, here’s a video where I explain why the OECD is a big waste of money for American taxpayers.


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Why Rawls Is Devoid of Moral Perspective

A brief response to Will on Rawls:

What is wrong with Rawls’ discussion of justice is that he neglects to realize that any form of distributive justice is disrespectful of the person to whom goods are being distributed at the expense of others.  Note, I’m not saying it is unjust to the person who is forced to give something up unwillingly, which it is, but that the person to whom those goods are given is being morally demoted to the status of a thief.  If I were the worst off behind Rawls’ ”veil of ignorance” I would want people to treat me with respect.  I would not want society to rob me of whatever little bit of dignity, self-respect and integrity I may still possess.  I would want others to help me because they wanted to. I hope that I would have, or develop, some form of redeeming characteristic that would justify someone’s love, respect, willingness to help, or support.  I would be ashamed if someone was forced to help me against their will.  The realization that we all are who we are in part due to an accident of birth; that we all could have been one the worst off instead of who we are had things been different, should make us empathetic and giving, not thieves.


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CFD Online Logo CFD Online URL
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Speed of after server move

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Old   January 31, 2005, 06:31
Default Speed of after server move
Jonas Larsson
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We have received a few reports from users that the speed of the site has been very slow since the server was moved to a new datacenter on Jan 15. The new datacenter should be an improvement in speed for most people. It is for me in Sweden at least. Hence, the speed problem affects a minority (not that Swedes are a majority, but anyway ;-)

If you have experienced a significantly slower connection to in the last couple of week please send an email to

In the email please provide your IP number. If you don't know it you can check it on

Also if you could do a traceroute to (the server) and include the output in the email that would be very valuable in helping us to track down the problem.

To do a traceroute on a Windows machine do "Start->Run" type cmd and then at the prompt type "tracert". Then you can right-click in the command window to mark and then copy the output into your email.

To do a traceroute on a Unix/Linux machine just type "/usr/sbin/traceroute" at the command prompt.

In addition, please also do a traceroute to "" (our ISP's network gateway) and "" (our DNS server).

The output from these traceroutes will be invaluable help for us to identify where the problem is.

Many thanks in advance for you help in resolving this issue.
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Old   February 4, 2005, 07:12
Default Re: Speed of after server move
Jonas Larsson
Posts: n/a
Thanks to everyone who emailed me about this. I now hope that we have solved the speed issues. It was a server-related problem with reverse DNS lookups which caused time-outs and delays to establish a connection for some users. We have hopefully fixed it now, at least some users have reported back tremendous improvements.

If someone is still experiencing unusually slow connections to then please email me and we'll take a second look at it.
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#13741150 Nintendo E3

Posted by Rig on 13 June 2017 - 04:33 PM

Yep, core Pokemon game and Prime 4 were excellent news.

#13732418 E3 2017 Predictions & Hopes

Posted by Rig on 06 June 2017 - 02:19 PM

The Nintendo Direct gave us a look at what's coming for Pokemon:

Pokken Tournament DX (glad I didn't buy the Wii U version)

Pokemon UltraSun and UltraMoon (for 3DS...there goes the "Pokemon Stars rumors)

Pokemon Gold and Silver remakes on VC

#13728940 Nintendo 30% Select Digital Games Birthday Coupon

Posted by Rig on 01 June 2017 - 07:48 PM

I never used my coupon last year.  Deals they offer suck.

#13700193 McDonald's (USA) now has Super Mario Happy Meal Toys

Posted by Rig on 26 April 2017 - 02:16 PM

I collected McDonald's toys as a kid.  Pretty sure there's still four or five large boxes of them in my parents' attic.

That being said, I will likely stop and buy the set.

You don't have to buy a Happy Meal to get these.  Just walk in and ask which ones they have, and you can purchase them solo.  Around here, they're $.99.

#13688778 amiibo Deals and Discussion Thread

Posted by Rig on 12 April 2017 - 10:10 PM

Smash amiibo will finally be finished! 7/21!

#13673689 Pokémon Sun/Moon - Releases November 18th, 2016

Posted by Rig on 27 March 2017 - 02:13 PM

Thanks.  I did finally complete the Pokdex back when.  Haven't played Moon in a while.  I really should gather a team for the Battle Tree.

#13670345 Walmart YMMV In Store Clearance Thread I

Posted by Rig on 23 March 2017 - 05:04 PM

Awesome! I grabbed the "flavored" Wiimotes, and found a Zelda SSB Amiibo! All the prices mentioned were accurate. None were newly tagged, of course.

#13661135 Nintendo Ebay Store Discounts

Posted by Rig on 14 March 2017 - 02:29 PM

You have to use the Wii U tablet for some tilt puzzles in Zelda though.  I also use the Pro Controller, and love it...but I do usually dread having to use the tablet for the tilt puzzles.

#13654389 Wii U - Beginning of the end > Cheap game thread

Posted by Rig on 07 March 2017 - 02:46 AM

Is Hyrule Warriors worth getting at this point?  Been thinking about it.  How is it controlling with the main pad?

Hyrule Warriors is very fun. I never play the Dynasty games, and I enjoyed HW.

This battery that people keep mentioning, is this a replacement for the battery in the tablet controller? I'm planning on finally picking up a Wii U over the next few days, so I'm not exactly an expert on the console. I'm trying to figure out if I should be adding a replacement battery to my shopping list.

Battery for the Wii U Gamepad. On Nintendo's online shop. Only place to get it I think. I bought it long ago, and it definitely helps.

#13653736 Wii U - Beginning of the end > Cheap game thread

Posted by Rig on 06 March 2017 - 05:31 PM

Omg I need one of those batteries/chargers due to the mountain of batteries I go through for wiimotes

Eneloop rechargeable batteries are almost certainly a much better investment.  They are excellent.

#13650506 Zelda Breath of the Wild Special/Master Editions, Amiibo- Discussion

Posted by Rig on 03 March 2017 - 02:20 PM

Likely not. Its not impressive on its own, its impressive that the standardized Zelda mold we've all become accustomed to has finally been broken and improved upon.

People are just happy to have something refreshing that upends their preconceived expectations of the series.

Did you complete the game already?

Not being snarky.  I'm actually just curious.

#13649364 YMMV- eBay $20 coupon for selling $50 in video game category

Posted by Rig on 02 March 2017 - 07:27 PM

Make sure you take a dozen photos of what you're selling. Make sure you package it extremely well when shipping.
Definitely use a service that provides delivery confirmation (like Priority Mail).

Otherwise, you always run a small risk of a bad buyer. If you make a good listing though, you can usually be okay.

#13646927 amiibo Deals and Discussion Thread

Posted by Rig on 28 February 2017 - 09:51 PM

Thanks!  Grabbed two for in-store pickup on the pink Yoshi bundle.  My coworker has been wanting the yarn Yoshi's for his daughter, who just got a Wii U.

#13639667 Zelda Breath of the Wild Special/Master Editions, Amiibo- Discussion

Posted by Rig on 23 February 2017 - 05:42 AM

I'm gonna have to trade my Post-Pandemic Edition for this dang ME. :/

#13617536 The General eBay Rant Thread

Posted by Rig on 01 February 2017 - 07:27 PM

Why *wouldn't* you leave feedback once a transaction was completed? Someone had time to complete a transaction, and they can't spare 30 seconds to give someone the feedback they earned?


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Strangest car ad on Craigslist ever?

7 posts in this topic

Craigslist Chrysler ad

As seen on Jalopnik. A very strange Craigslist ad..

From Craigslist:

I believe the car originally belonged to my Aunt Betsy, who was born in Wisconsin in 1931, and later migrated to California in 1954, while engaged to my Uncle Talbert.

She had a Tabby cat named Blinky, who died in the spring of 57. Blinky had 6 kittens in 1955, all of whom she regrettably gave away at a fair in Modesto. The cats where never seen or heard from again. Betsy left Modesto in 1963, approximately at the time she allegedly helped purchase the car for her lover, Benson, whom Talbert was unaware of. Unbeknownst to Betsy at that period, a second Tabby cat, also named Blinky, gave birth to 8 kittens, who had made a home in the Chrysler, while it was parked in the garage of Bensons home, hidden from Uncle Talbert. Talbert took ill in 1966, quite suspiciously I was informed, and he later expired from the odd illness in 1967. Meanwhile the Chryslers interior had been moderately tattered from the matured cats, 3 of whom had made the car their permanent home.

Betsy and Benson seperated ways in 1971, and Betsy took the Chrysler, and the two remaining cats, Philby and Jessup, with her to Berkeley. It was then that Betsy unfortunately became addicted to pain-killers, and the Chrysler

was parked in a storage facility in Oakland for several years. Although Philby loyally stayed with Betsy, Jessup disappeared. Philby passed away in 1984, and Betsy was devastated.

For reasons unknown, Betsy became obsessed with the 2 barrel carburetor of the Chrysler, and took it off the engine, and carried in her purse for the next 12 years. She eerily named the carburetor Jessup, after her beloved missing cat, and she was finally admitted to a rehabilitation center in 1996. The Chrysler was removed from storage in Oakland, and later transported to Talberts sisters home in Richmond. While packing Betsys household items for storage, her

nephew, Melvin, found the beloved carburetor in the refrigerator of Betsys home, and he had the carburetor rebuilt. It had been placed inside a plastic bowl, and submersed in a green gelatin.

Melvin applied for lien-custody of the Chrysler in 1998, and was denied the lien by the Department of Motor Vehicles.

At that point, the distressed nephew abandoned the efforts to claim the Chrysler, and the car remained in the garage in Richmond, until Talberts sister died in 2004. For some odd reason, Talberts sister had willed the Chrysler to the deceased cat, and the car was restored to Betsys ownership once again in 2006, as the ownershp had been declared invalid.

Betsy died in Dec. 2008, and at that time the car was given to Melvin, as he had wished, and Melvin then traded the car to me, in exchange for a 50/unit of 1/2 inch 4 ft by 8 ft cdx exterior grade roof plywood sheathing.

I certainly hope that clears up the confusion.

Edited by moltar

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balthazar    1,623

I hope to hell it's all true- there's enough social conformity & judgement going on anymore, what with people unable to let others live their lives.

BTW- it's a '64 300.

Guess it was a fortunate thing it wasn't a 300-K, or Betsy may have been carrying around twin Carter 4bbls in her purse.

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Chelsea Green Publishing

Chelsea Green Blog

Anya Kamenetz: 6 Tips On Getting An Education for Cheap – Or Even Free

There’s no getting around it: Higher education doesn’t come cheap. In 2008, the average college student graduated $23,200 in debt, and that figure increases every year. But Anya Kamenetz, author of DIY U: Edupunks, Edupreneurs, and the Coming Transformation of Higher Education, believes you don’t have to go broke to get a good education. Here are a few of her top tuition-saving secrets.

1. Ask yourself: Is college right for me? “That might seem like a heretical thing to say, but the fact is today fewer than 50 percent of people who begin a four-year program actually complete it in six years, and there are an awful lot of people who find this out the hard way. I advocate taking time for introspection so that you have an idea of what your goal is, rather than just going to college because everyone else is going to college.”

2. Utilize open courseware. “There are so many opportunities these days for self-directed, self-propelled learning. This is good for people considering going to college, or people who are wondering what their major might be. OpenCourseWare Consortium is a bunch of different universities that put their stuff together. There’s also MIT OpenCourseWare, YouTube EDU, iTunes-U, and a new site called Einztein, which promises to be a set of courses curated by Ph.D.’s—they’re taking the best of the best online courses. There’s also the Open Learning Initiative, a set of about 50 courses in skills training like math or physics. Those also offer tutoring, so you’re doing exercises and getting feedback. Peer 2 Peer University has created a set of online courses that you go through with a group of students. You’re participating online through blogs or e-mail lists. Another great open educational resource is TED Talks. There are 600 high-quality, really well-produced videos. They’re on topics from neurobiology to poetry to international relations, and they’ve been used in classrooms all over the world.”

3. Time is money. “Since about half of all college students not finishing in the allotted time, that means they’re tacking on more tuition dollars with every extra semester. That happens when people switch majors, and also when people transfer, which about 60 percent of students do. So even if you think that you’ll never want to transfer, ask about your college’s transfer policies. One way you can make the multiple-institutions plan work for you is if you’re able to take credits over the summer, in night classes, or online from a less-expensive institution, and then apply them to your degree. That can be a really great way to get a higher value for your education. Typically, if you get more than half of your credits at one institution, you can get your degree granted from the name-brand institution, but a lot of your credits might come from a cheaper institution.”

4. Borrow from Uncle Sam.“After all this time, students still don’t understand the difference between federal and private student loans. You should maximize your eligibility for federal student loans, since federal loans have lower interest rates and better repayment schedules and terms than private student loans. Once you’ve maxed out the federal student loan (and by the way, if you need help filling out your FAFSA form, you can go to an H&R Block or a local accountant, because sometimes it can be really daunting), I recommend getting PLUS loans, which are still federal loans, but go on a parent’s credit score rather than the student’s. PLUS loans’ rates are much lower and their terms are much better than those of most private loans. You can also borrow more with them. Overall, my rule of thumb: The maximum amount you borrow in general should be no more than your starting salary. So if you’re going to be a liberal arts graduate with a bachelor’s degree, that’s $35,000. If you’re going to get an engineering degree, you can borrow maybe up to $60,000. You never want to see people borrowing $80,000 to $90,000 for a bachelor’s degree, no matter what the subject.”

5. Use social networks to create study networks. “The role of peer groups in learning is just starting to be studied, and it’s really important. Students that are proactive about forming study groups and relationships within their course of study do much better in all kinds of majors. Use Facebook to convene study groups, and use Twitter to connect with people in your course of study. There is also a website called StudyBlue: It’s basically a self-organized hub where students can go online to talk about their classes, share notes, and compare notes, and it’s across institutions. If there’s another student taking Spanish 1 at some other college, you can see what he or she is covering in class and share ideas and questions.”

6. Get a job or go abroad. “Another part that I really can’t emphasize too much is the experiential part of your education. You need to work, you need to have an internship, or a volunteer position or a travel experience while you’re in college. Look for positions that are paid, since paid internships tend to be of higher quality than unpaid ones. I would suggest that any kind of college student today do that.”

This article appeared originally in the September/October issue of Mother Jones.

Anya Kamenetz is the author of DIY U: Edupunks, Edupreneurs, and the Coming Transformation of Higher Education.

Chelsea Green Weekly for May 5, 2017

Ever wonder what your favorite Chelsea Green authors do between writing groundbreaking–both literally and figuratively–books? Here are the best links and resources for your weekend reading pleasure. Let’s start with The Alzheimer’s Antidote. The Alzheimer’s Antidote Amy Berger has been making the rounds on the health, wellness, and fitness circuit, explaining the theories behind her revolutionary […] Read More

Q&A with Kate Raworth about her radical new book, DOUGHNUT ECONOMICS

Q: First things first: Why did you want to write this book? A: I studied economics at university 25 years ago because I wanted to make a difference in the world and believed that economics – the mother tongue of public policy – would best equip me to do that. Instead, its theories left me […] Read More

Revisiting Naomi Wolf’s Call to Patriots–10 Years Later

Reading Naomi Wolf’s book The End of America: Letter of Warning to a Young Patriot today is an eerie experience. Written in 2007, it detailed the ways in which the Bush administration was beginning to chip away at the freedoms of American citizens. It outlined the ten steps dictators or would-be dictators take when their […] Read More

Chelsea Green: In the Media 2016

Oh, 2016. Where did the time go? Each year, Chelsea Green receives hundreds of mentions (well over 1000 in 2016) in the media both big and small. From interviews, to excerpts, to opinion pieces by authors we’re always working to make sure that the mission and message of each book is spread far and wide. […] Read More

Yes, America We Can Make It … Really

Uncertainty got you down? The political world may seem like it’s crumbling around us, but this we know: We can make it, America. Literally, we can make things. Houses. Gardens. Food. Below we’ve selected some of our classic how-to and DIY books (and some new favorites) to help you sustain your self, family, and community. […] Read More