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What does dayboy mean?

Definitions for dayboy

Here are all the possible meanings and translations of the word dayboy.

Princeton's WordNet

  1. dayboy(noun)

    a day boarder who is a boy

  1. Chaldean Numerology

    The numerical value of dayboy in Chaldean Numerology is: 7

  2. Pythagorean Numerology

    The numerical value of dayboy in Pythagorean Numerology is: 9

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What does heat mean?

Definitions for heathit

Here are all the possible meanings and translations of the word heat.

Princeton's WordNet

  1. heat, heat energy(noun)

    a form of energy that is transferred by a difference in temperature

  2. hotness, heat, high temperature(noun)

    the presence of heat

  3. heat, warmth(noun)

    the sensation caused by heat energy

  4. heat, warmth, passion(noun)

    the trait of being intensely emotional

  5. estrus, oestrus, heat, rut(noun)

    applies to nonhuman mammals: a state or period of heightened sexual arousal and activity

  6. heat(noun)

    a preliminary race in which the winner advances to a more important race

  7. heating system, heating plant, heating, heat(verb)

    utility to warm a building

    "the heating system wasn't working"; "they have radiant heating"

  8. heat, heat up(verb)

    make hot or hotter

    "the sun heats the oceans"; "heat the water on the stove"

  9. heat(verb)

    provide with heat

    "heat the house"

  10. inflame, stir up, wake, ignite, heat, fire up(verb)

    arouse or excite feelings and passions

    "The ostentatious way of living of the rich ignites the hatred of the poor"; "The refugees' fate stirred up compassion around the world"; "Wake old feelings of hatred"

  11. heat, hot up, heat up(verb)

    gain heat or get hot

    "The room heated up quickly"

  1. Heat(n.)

    (Zool.) Sexual excitement in animals; readiness for sexual activity; estrus or rut.

  2. Origin: [OE. hete, hte, AS. htu, hto, fr. ht hot; akin to OHG. heizi heat, Dan. hede, Sw. hetta. See Hot.]

Webster Dictionary

  1. Heat(noun)

    a force in nature which is recognized in various effects, but especially in the phenomena of fusion and evaporation, and which, as manifested in fire, the sun's rays, mechanical action, chemical combination, etc., becomes directly known to us through the sense of feeling. In its nature heat is a mode if motion, being in general a form of molecular disturbance or vibration. It was formerly supposed to be a subtile, imponderable fluid, to which was given the name caloric

  2. Heat(noun)

    the sensation caused by the force or influence of heat when excessive, or above that which is normal to the human body; the bodily feeling experienced on exposure to fire, the sun's rays, etc.; the reverse of cold

  3. Heat(noun)

    high temperature, as distinguished from low temperature, or cold; as, the heat of summer and the cold of winter; heat of the skin or body in fever, etc

  4. Heat(noun)

    indication of high temperature; appearance, condition, or color of a body, as indicating its temperature; redness; high color; flush; degree of temperature to which something is heated, as indicated by appearance, condition, or otherwise

  5. Heat(noun)

    a single complete operation of heating, as at a forge or in a furnace; as, to make a horseshoe in a certain number of heats

  6. Heat(noun)

    a violent action unintermitted; a single effort; a single course in a race that consists of two or more courses; as, he won two heats out of three

  7. Heat(noun)

    utmost violence; rage; vehemence; as, the heat of battle or party

  8. Heat(noun)

    agitation of mind; inflammation or excitement; exasperation

  9. Heat(noun)

    animation, as in discourse; ardor; fervency

  10. Heat(noun)

    sexual excitement in animals

  11. Heat(noun)

  12. Heat(verb)

    to make hot; to communicate heat to, or cause to grow warm; as, to heat an oven or furnace, an iron, or the like

  13. Heat(verb)

    to excite or make hot by action or emotion; to make feverish

  14. Heat(verb)

    to excite ardor in; to rouse to action; to excite to excess; to inflame, as the passions

  15. Heat(verb)

    to grow warm or hot by the action of fire or friction, etc., or the communication of heat; as, the iron or the water heats slowly

  16. Heat(verb)

    to grow warm or hot by fermentation, or the development of heat by chemical action; as, green hay heats in a mow, and manure in the dunghill

  17. Heat

    heated; as, the iron though heat red-hot

  18. Origin: [OE. heten, AS. htan, fr. ht hot. See Hot.]

  1. Heat

    In physics and chemistry, heat is energy transferred from one body to another by thermal interactions. The transfer of energy can occur in a variety of ways, among them conduction, radiation, and convection. Heat is not a property of a system or body, but instead is always associated with a process of some kind, and is synonymous with heat flow and heat transfer. Heat flow from hotter to colder systems occurs spontaneously, and is always accompanied by an increase in entropy. In a heat engine, internal energy of bodies is harnessed to provide useful work. The second law of thermodynamics states the principle that heat cannot flow directly from cold to hot systems, but with the aid of a heat pump external work can be used to transport internal energy indirectly from a cold to a hot body. Transfers of energy as heat are macroscopic processes. The origin and properties of heat can be understood through the statistical mechanics of microscopic constituents such as molecules and photons. For instance, heat flow can occur when the rapidly vibrating molecules in a high temperature body transfer some of their energy to the more slowly vibrating molecules in a lower temperature body.

Chambers 20th Century Dictionary

  1. Heat

    hēt, n. that which excites the sensation of warmth: sensation of warmth: a heating: exposure to intense heat: a warm temperature: the warmest period, as the heat of the day: indication of warmth, flush, redness: vehemence, passion; sexual excitement, or its period, esp. of the female, corresponding to rut in the male: a single course in a race: animation.—v.t. to make hot: to agitate.—v.i. to become hot:—pr.p. heat′ing; pa.p. heat′ed.n. Heat′-ap′oplexy, sunstroke.—p.adj. Heat′ed.—ns. Heat′-en′gine, an engine which transforms heat into mechanical work; Heat′er, one who, or that which, heats: a piece of cast-iron heated and then placed in a hollow flat-iron, &c.—adjs. Heat′er-shaped, triangular, like the common heater; Heat′ing, causing or imparting heat.—ns. Heat′-spot, a spot on the surface of the body where a sensation of heat is felt; Heat′-ū′nit, amount of heat required to raise a pound of water one degree.—Latent heat, the quantity of heat absorbed when bodies pass from the solid into the liquid, or from the liquid into the gaseous, state; Mechanical equivalent of heat, the relation between heat and work—viz. the amount of molecular energy required to produce one heat-unit; Specific heat, the number of heat-units necessary to raise the unit of mass of a given substance one degree in temperature. [A.S. hǽto, heat, hát, hot; Ger. hitze.]

The Standard Electrical Dictionary

  1. Heat

    A form of kinetic energy, due to a confused oscillatory movement of the molecules of a body. Heat is not motion, as a heated body does not change its place; it is not momentum, but it is the energy of motion. If the quantity of molecular motion is doubled the momentum of the molecules is also doubled, but the molecular mechanical energy or heat is quadrupled. As a form of energy it is measured by thermal units. The calorie is the most important, and unfortunately the same term applies to two units, the gram-degree C. and the kilogram-degree C. (See Calorie.) Calories are determined by a calorimeter, q. v. Independent of quantity of heat a body may be hotter or colder. Thermometers are used to determine its temperature. Heat is transmitted by conduction, a body conducting it slowly for some distance through its own substance. Bodies vary greatly in their conductivity for heat. It is also transmitted by convection of gases or liquids, when the heated molecules traveling through the mass impart their heat to other parts. Finally it is transmitted by ether waves with probably the speed of light. This mode of transmission and the phenomena of it were attributed to radiant heat. As a scientific term this is now dropped by many scientists. This practice very properly restricts the term "heat" to kinetic molecular motion. The mechanical equivalent of heat is the number of units of work which the energy of one unit quantity of heat represents. (See Equivalents, Mechanical and Physical.)

Suggested Resources

  1. heat

    Song lyrics by heat -- Explore a large variety of song lyrics performed by heat on the Lyrics.com website.

  2. HEAT

    What does HEAT stand for? -- Explore the various meanings for the HEAT acronym on the Abbreviations.com website.

British National Corpus

  1. Spoken Corpus Frequency

    Rank popularity for the word 'heat' in Spoken Corpus Frequency: #1947

  2. Written Corpus Frequency

    Rank popularity for the word 'heat' in Written Corpus Frequency: #2331

  3. Nouns Frequency

    Rank popularity for the word 'heat' in Nouns Frequency: #847

  4. Verbs Frequency

    Rank popularity for the word 'heat' in Verbs Frequency: #969

Anagrams for heat »

  1. eath, haet, hate, heta, Thea

  1. Chaldean Numerology

    The numerical value of heat in Chaldean Numerology is: 6

  2. Pythagorean Numerology

    The numerical value of heat in Pythagorean Numerology is: 7

Sample Sentences & Example Usage

  1. Harry S Truman:

    If you can't stand the heat, get out of the kitchen.

  2. Clarendon County Sheriff Randy Garrett:

    Depending on the age of the birds, they knew whether to jack the heat up or jack the heat off.

  3. Herodotus:

    Not snow, no, nor rain, nor heat, nor night keeps them from accomplishing their appointed courses with all speed.

  4. Herodotus:

    Neither snow, nor rain, nor heat, nor gloom of night stays these couriers from the swift completion of their appointed rounds.

  5. Chad Asplund:

    Heat exposure is cumulative, so in the very hot months, plan to have at least 8-10 hours of heat respite per day to offload some of the heat.

Images & Illustrations of heat

Translations for heat

From our Multilingual Translation Dictionary

  • حرارةArabic
  • calorCatalan, Valencian
  • žár, říje, teplo, pálivý, ostrý, horko, vedro, pikantníCzech
  • runde, løbetid, varme, hedebølge, opvarmning, heat, hede, tænde, opvarmeDanish
  • Hitze, Wärmeenergie, Vorlauf, Lauf, Läufigkeit, Schärfe, Brunft, Brunst, Rolligkeit, Wärme, heiß machen, erhitzenGerman
  • [[προκριματικός]] [[αγώνας]], θερμότηταGreek
  • varmo, oestro, varmego, hejtiEsperanto
  • tira, picor, calor, eliminatoria, poli, emoción, brama, celo, onda de calor, ímpetu, cachondez, estro, vorágine, canícula, intensidad, bola rápida, picante, chota, empalago, calentar, cachondear, excitar, elevar la temperatura, estimular, caldearSpanish
  • گرمی, گرماPersian
  • tulisuus, kuumuus, helle, kiima, lämpö, karsintaerä, paine, lämpöenergia, kuumennus, painostus, juoksuaika, kiihko, kuumentaa, kiihottaa, paahtaa, lämmittääFinnish
  • riðilFaroese
  • rut, chaleur, artillerie, excitation, chauffe, flicaille, piquant, warm up, réchauffer, chauffer, échauffer, exciterFrench
  • clíth, adhall, teas, eachmairt, reithíocht, dáir, catachasIrish
  • teasaichScottish Gaelic
  • calor, quentarGalician
  • גל חום, חום, טמפרטורה, פיקנטיות, הלהיט, חימם, הדליקHebrew
  • गरमीHindi
  • tüzelés, hő, meleg, hőségHungarian
  • ջերմություն, տապ, տաքություն, շոգArmenian
  • calore, madama, pressione, caldo, foga, infornata, eliminatoria, colata, fervore, batteria, estro, pula, calura, impeto, scaldare, eccitare, riscaldareItalian
  • חוֹםHebrew
  • 熱, 暑いJapanese
  • გემიGeorgian
  • calor, oestrusLatin
  • HëtztLuxembourgish, Letzeburgesch
  • šiluma, kaitra, ruja, karštis, šildyti, kaitintiLithuanian
  • siltums, tveice, karstums, svelme, meklēšanās, sildītLatvian
  • whiringa, mahana, whakamahana, whakataoMāori
  • bahang, kepanasan, habaMalay
  • hitte, tochtig, loops, broeds, krols, pikantheid, warmte, opwarmen, verhitten, heet worden, opwinden, verwarmenDutch
  • hetetokt, varme, brunst, tenne, varme opp, opphisseNorwegian
  • calorOccitan
  • nagonka, afekt, ruja, klamka, gorąco, ciepło, rozgrzewka, żar, upał, psy, ferwor, cieczka, gnat, pikantność, spluwa, podniecić, podniecać, ogrzać, ogrzewać, podgrzewać, grzać, rozgrzać, rozgrzewać, podgrzaćPolish
  • تودوخيPashto, Pushto
  • pressão, picância, calor, eliminatória, cio, estro, bófia, fervor, esquentar, excitar, aquecerPortuguese
  • ruphayQuechua
  • calira, caleira, chalurRomansh
  • căldură, rutRomanian
  • жара́, тепло́, нака́л, острота́, нагре́в, пыл, теплота́, зной, те́чка, разогревать, возбуждать, нагревать, разогреть, нагреть, греть, возбудить, теплоRussian
  • calori, caloreSardinian
  • toplinaSerbo-Croatian
  • skupinaSlovene
  • nxehtësiAlbanian
  • hetta, värme, heat, löptid, värmeenergi, brunst, styrka, värmebölja, temperatur, runda, upphetsa, egga, tända, värmaSwedish
  • தகுதிச்சுற்றுTamil
  • కారము పుట్టుట, విద్యుత్చక్తి, ఉద్రేకమ, వేడిTelugu
  • آنچ, گرمی, تپشUrdu
  • hit, hitükönVolapük

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16 Delightful Silhouette Cutter Crafts......Seriously, This Thing Can Make Children

 Hello, lovelies. I hope you had a wonderful holiday with you & yours! Did Santa leave you anything fun under the tree this year? He did for me! I was relieved to see that Santa was a pretty forgiving man this year & was kind enough to scratch my name off the naughty list. Although, I'm quite sure my name just got moved to list C: The Grouchy But Sometimes Nice List. Sooooo, he left me a Silhouette Cameo

I've been wanting a Silhouette machine for eons & have spent the past few months trying to make my case to the hubby on why we needed one more thing to smoosh into our home office.  A very difficult task I may add when one has no clue what the heck a Silhouette machine even is! I didn't think my explanation that it was an electronic cutter was really helping my case. Great, so it cuts things......there's this other cool invention called "scissors".  Those can cut things too for a lot cheaper. But by time the the holiday shopping season was in full mode I was pretty sure I had the hubby convinced that the Silhouette machine could make ANYTHING! I may have even convinced him that that is where children come from.

Honestly, I'm a bit intimated by this machine. So, I decided to peruse the net to see all the wonderful things the Silhouette can create .....maybe find a little inspiration to give me a kick in the butt to start on my first project.

 {Wood Grain Lampshade from Vintage Revivals}

{Headboard Makeover from Craftaholics Anonymous}

{Gift Tags from Silhouette Blog}

{Book Bag from eighteen25}

{Monogram plate from Taylor Made}

 {Vintage Number Canisters from A Bowl Full of Lemons}

{Cupcake box from the Silhouette Blog}
{Ornate flowers from Mel Stampz}

{Quatrefoil Glass from Under the Table & Dreaming}

 {Canvas Wall Art from the Silhouette Blog}
{Etched jars from How Does She?}

 {Birthday Invites from Eileen Josephine}
{Rhinestone Applique from Make it and Love it}
{Labeling via You Say Too}

{Zippered Pouches with Iron-ons from Make it and Love it}
{DIY Bunting from How About Orange}

See what I mean? The possibilities are endless & now I even have myself convinced this think can make children.
I just haven't discovered that tutorial yet.
Did you receive any fab gift this year?

Regina of Live Delightfully said...

Awesome! Congrats on your new toy! I have a Cricut Expressions. I bought it after a LOT of convincing of the husband. Then I was so intimidated by it that I didn't use it for a whole YEAR! Needless to say, the hubs had LOTS to say about that. I have used it a couple of times since then, but not a lot. I'm hoping I can get into it more and more and more. Thanks for the inspiration!

Linda @ theLENNOXX said...

Amazing! I need one of those too (hold on tightly to your baby maker, it might disappear soon lol!!) But seriously, I adore the monogrammed plate, I had no idea you could create so much awesomeness with your uterus!

You HAVE TO share pics (in 9 months time) of what you've created! I'm sure it will be cute!

Merry Christmas funny lady!

xox Linda

Sarah said...

Wow, I had no idea those machines could do so much! I love the woodgrain lampshade and the ornate flowers! So gorgeous! I can't wait to see what you make with your new toy!! I got a few awesome gifts this year. But I'm still waiting to get my "big" gift! My bf is buying me a new phone!! I'm so excited! Maybe I'll finally be able to join the 21st century and get an iPhone! Lol! I hope you had a wonderful Christmas!! :)

Tonia @ TheGunnySack.com said...

Wow! Great gift! I would love one of these things. I can't wait to see all of the great stuff you make. Did you see today's Pick Your Plum for vinyl?

Lindsay @ Delighted Momma said...

WOA!! That thing is awesome! I think I want one too! Cant wait to see what you make :)

Lisa said...

Nice gift! I actually got a Cricut and now that I heard about the difference between that and the Silhouette, I kinda want the Silhouette more. I like that you can connect to your computer with the Silhouette.

I'd love to hear from you!

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Spiked Chocolate Brownie Sundae

It's almost too much to handle.

It's a chocolate-lovers fantasy. Period, end of story.

Total Time:
Level: Easy
Yield: 2 servings
Serves: 2 servings

  • 4 scoops chocolate chocolate chip ice cream
  • 2 brownies, chopped
  • 2 c. hot fudge
  • 2 tbsp. Godiva liquor (or other chocolate-infused liquor)
  • whipped cream

  1. Scoop ice cream into the bottom of two sundae cups. Top with hot fudge.
  2. Crumble the brownies on top of the ice cream.
  3. Drizzle with the liquor, and top with a little more hot fudge.
  4. Finish with whipped cream and a brownie garnish.
More recipes like this
Ultimate Malted Brownie Sundae
Ultimate Malted Brownie Sundae
À la mode: Perfect for a child's party (or a grown-up's!)
Brownie Sundae Cups
Hot Fudge Sundae Brownie Cups
Hot Fudge Sundae Brownie Cups
Like many pastry chefs, Ghaya Oliveira loves taking classic desserts, breaking them down into their components, and reconfiguring them. This approach inspired Grace Parisi to transform a traditional recipe for German chocolate cake into an elegant and incredibly delicious ice cream sundae.Recipe: German Chocolate Cake Sundae
German Chocolate Cake Sundae
Berry Sundae with Bittersweet Chocolate Sauce


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Monday, February 28, 2011

The New State Budget May Cut 189,000+ Public Education Jobs

The Center for Public Policy Priorities today released some devastating county-by-county analysis of the state budget cuts proposed by Gov. Perry and the Republican controlled legislature:
Impact By School District
ISD Funding
change in
Job loss Private
job loss
Allen (13,949,745) (347) (485) (832)
Anna (2,339,745) (58) (81) (140)
Celina (1,402,810) (35) (49) (84)
Farmersville (478,114) (12) (17) (29)
Frisco (87,276,087) (2,171) (3,035) (5,206)
McKinney (25,950,220) (646) (903) (1,548)
Melissa (1,431,237) (36) (50) (85)
Plano (62,715,776) (1,560) (2,181) (3,741)
Princeton (1,421,577) (35) (49) (85)
Prosper (15,206,604) (378) (529) (907)
Wylie (5,947,427) (148) (207) (355)
Community (749,628) (19) (26) (45)
Lovejoy (14,484,554) (360) (504) (864)
Totals (233,353,524) (5,805) (8,116) (13,921)
The public education analysis projects that as many as 189,000+ public education jobs will be eliminated in Texas. Almost 14,000 public education jobs may be eliminated in Collin Co.

The state is short $27 billion, more than one-quarter of the state’s discretionary budget, of which about 91 percent is consumed by public schools, higher education, and health and human services.
Texas already spends less per capita than almost any other state, but Senate Finance Chair Steve Ogden -- a Republican who Rick Perry has described as the smartest budget man he knows, and someone he implicitly trusts with the budget -- warned today the proposed budge cuts will “decimate public education."
Texas Republicans would rather put our children's future at risk than allow corporations to pay their fair share to help build the well educated workforce Texas businesses need to prosper in the future.

Texas Observer: Gov. Rick Perry has repeatedly said Texas’ deficit is “reflective of the national recession’s lingering impact on state revenue.”
In fact, the recession has little to do with the $27 billion budget shortfall. Back in 2006 the Republican controlled Legislature concocted a Rube Goldberg-style [school funding and business tax reform] measure that simultaneously cut property taxes, implemented a new “margins” tax on business and rejiggered the way public schools are financed.
Problem was, as the state Legislative Budget Board pointed out at the time, the plan’s math didn’t wash because the margins tax wouldn’t bring in as much as the Legislature thought. In fact, the board said, it would leave a $5 billion hole in the state budget every year.

The upshot: Perry, who pushed the swap, knew full well he was helping to create today’s “crisis.”
Star-Telegram: A 68-page report released by Texas Comptroller Susan Combs on Monday reveals that Texas will give business $32.2 billion worth of tax exemptions for sales, franchise, and gasoline and motor vehicle sales taxes for the 2011 fiscal year that ends on Aug. 31, 2011.
Exemptions to the state sales tax, the state's biggest source of revenue, will total $30.8 billion for the current fiscal year, Combs said, although some items exempted from the sales tax are taxed from other sources. Gasoline tax exemptions will amount to $113 million. Motor vehicle sales tax exemptions will total $125 million.

"While sales and use tax collections totaled $19.6 billion in fiscal 2010," Combs said, "the tax is limited in scope when compared with the total number and kind of transactions in the economy, because of various exemptions and exclusions," Combs said.

A number of lawmakers are calling for the elimination of at least some exemptions to boost revenue and help offset deep service reductions proposed in preliminary draft budgets. Others say canceling the breaks amounts to a tax increase, which Gov. Rick Perry and Republican legislative leaders have vowed to oppose.

Read more at the Star-Telegram
NYTimes OpEd "Leaving Children Behind" by Paul Krugman:
Consider, as a case in point, what’s happening in Texas, which more and more seems to be where America’s political future happens first.

Texas likes to portray itself as a model of small government, and indeed it is. Taxes are low, at least if you’re in the upper part of the income distribution (taxes on the bottom 40 percent of the population are actually above the national average). Government spending is also low. And to be fair, low taxes may be one reason for the state’s rapid population growth, although low housing prices are surely much more important.

But here’s the thing: While low spending may sound good in the abstract, what it amounts to in practice is low spending on children, who account directly or indirectly for a large part of government outlays at the state and local level.

And in low-tax, low-spending Texas, the kids are not all right. The high school graduation rate, at just 61.3 percent, puts Texas 43rd out of 50 in state rankings. Nationally, the state ranks fifth in child poverty; it leads in the percentage of children without health insurance. And only 78 percent of Texas children are in excellent or very good health, significantly below the national average.

But wait — how can graduation rates be so low when Texas had that education miracle back when former President Bush was governor? Well, a couple of years into his presidency the truth about that miracle came out: Texas school administrators achieved low reported dropout rates the old-fashioned way — they, ahem, got the numbers wrong.

It’s not a pretty picture; compassion aside, you have to wonder — and many business people in Texas do — how the state can prosper in the long run with a future work force blighted by childhood poverty, poor health and lack of education.

But things are about to get much worse.

A few months ago another Texas miracle went the way of that education miracle of the 1990s. For months, Gov. Rick Perry had boasted that his “tough conservative decisions” had kept the budget in surplus while allowing the state to weather the recession unscathed. But after Mr. Perry’s re-election, reality intruded — funny how that happens — and the state is now scrambling to close a huge budget gap. (By the way, given the current efforts to blame public-sector unions for state fiscal problems, it’s worth noting that the mess in Texas was achieved with an overwhelmingly nonunion work force.)

So how will that gap be closed? Given the already dire condition of Texas children, you might have expected the state’s leaders to focus the pain elsewhere. In particular, you might have expected high-income Texans, who pay much less in state and local taxes than the national average, to be asked to bear at least some of the burden.

But you’d be wrong. Tax increases have been ruled out of consideration; the gap will be closed solely through spending cuts. Medicaid, a program that is crucial to many of the state’s children, will take the biggest hit, with the Legislature proposing a funding cut of no less than 29 percent, including a reduction in the state’s already low payments to providers — raising fears that doctors will start refusing to see Medicaid patients. And education will also face steep cuts, with school administrators talking about as many as 100,000 layoffs.

The really striking thing about all this isn’t the cruelty — at this point you expect that — but the shortsightedness. What’s supposed to happen when today’s neglected children become tomorrow’s work force?

Anyway, the next time some self-proclaimed deficit hawk tells you how much he worries about the debt we’re leaving our children, remember what’s happening in Texas, a state whose slogan right now might as well be “Lose the future.”

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Hilary Duff in J Brand High Rise Alana Jeans in Nemesis

Hilary Duff smiled for the paparazzi while running a few errands in Hollywood. I love that she always seems to be in a good mood and smiling for the paps.

Hilary wore a pair of J Brand High Rise Alana jeans in Nemesis with a cropped black blouse and heels. I love how these fit her, I think they look great on her and I like that she chose a cropped blouse to show off the higher rise of the jeans. You can buy J Brand online from Revolveclothing.com.

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Qubool Hai watch online
Qubool Hai 22nd September 2015 Written Update Desitvbox, Qubool Hai 22 Sep 2015 Telly Update, Written Episode 22nd September 2015, Qubool Hai 22nd September 2015 Written Update Review, Qubool Hai 22 Sep 2015 Written Story.
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Qubool Hai 22nd September 2015 Written Update

Scene one:
Locale: Khan begum’s residence
Azad is shocked to view mahira like that. he claims that he doesnt know the way it transpired, aor who did it, but for the first time, he understands he has realsed for The 1st time, the amount he desires her, and he cant Enable her go, and his breath shall be long gone once she goes. he states that he cant Stay with no her, which time all-around, before his insistence, the destiny shall have to alter. he says that he shall come back. he leaves.

In the meantime, khan begum will come back to razia, that is in Severe pain, and tells her that she couldnt conserve her, as some black magic stopped her, that was developed by them, and asks what shall they do now. razia states that she doesnt know,a s whenever they entertained Demise being a visitor, it will feed totally. she asks khan begum to take her to mahira. Khan begum aids her rise up.

Scene 2:
Spot: In the dargah
Azad goes into the dargah tensedly, and it is told by a small Female to go over his head and choose off his sneakers. He complies after which enters. he reaches the prayer area, kneels down and prays with teary eyes, begging to the lord’s mercy on mahira to save her, as he remembers mahira’s stone encounter. he claims that he has not come here, until now, as he doesnt gell perfectly with her, but right now he has come to talk to him to save the Female, who may have without end worshipped him, to save lots of her existence. He claims that he has never requested just about anything from any individual, but nowadays he extends his arms out and begs for mahira’s lifetime, as usually he wont have the capacity to have confidence in his existence ever all over again. He asks forgiveness for any crime that he has committed so far, and asks the lord to bless him and possess mercy on mahira. he remembers his times with mahira. he appears on the tears streaming down his facial area with Bizarre appears. He comes out resignedly, grief stricken, every time a peer baba stops him. the peer baba opinions that a lion is shedding tears right now. Azad says that he hasn’t cried till now, regardless if he was born. The baba claims that tears circulation from the heart but originate from the center, when it feels a person’s ache. He states that those individuals are Blessed, whom god offers a coronary heart, to come to feel discomfort. he states that azad was stone hearted, nevertheless the lord has melted him, and his tears inform the Tale of his appreciate for somebody. Azad claims that he can only give pain, but not really like. The peer baba suggests that really like comes about from the guts. The peer Baba claims to azad that he as well includes a coronary heart along with a tender sidee, which he just realised these days. he claims this heartbeat of affection, that he has found out now ought to permanently be cherished by him. azad is tensed. The baba suggests which the lord shall undoubtedly bless and leaves. azad however is unconvinced that he can help you save someone, and enjoy anyone, as He’s a beast.

Scene 3:
Site: About the road
azad drives to the highway, as he remembers the peer baba’s terms, believing that if his stone coronary heart can melt, then mahira can turn again much too. he suggests that he wont Enable anything transpire to mahria, and shall revive her back, at any Expense and shall do whatever it will take.

Scene four:
Site: Restaurant
Akram meanwhile tries to make the most of kainat, who is amazingly worried. She hits akram by using a rod, and arrives out, frm the bathroom, and ruehs out. She pretends to become quiet and composed, as she mingles back together with her good friends. Akram’s wound heals right away and he will come out and grabs kainat, warning them that of they about consider to maneuver, he shall eliminate this Woman. kainat screams for assist to generally be saved. Among the list of fellas arrives forward and then hits another guy, for standing there observing the drama of a woman staying attacked helplessly. following shaming him, he then turns to akram, and snidely remarks that it requires guts from men and women like him, who kidnap the ladies in wide daylight. he says that he would love to shake arms with him, contacting out to him if he is terrified. outside of anger, akram shifts kainat aside, after which shakes palms with him. the person usually takes its gain after which sabotages akram, and hitting him, on the ground, he seems at kainat, who thanks him by her eyes, as he eyes her relieved.

Scene 5:
Site: Razia’s hideout
Razia is in debiliating issue, and states that she shall have to go, or elose who shall help save mahira. She drifts off into unconscious state, when khan begum is shocked and attempts to wake her up. But is stunned as she sees razia’s body totally turned black and corroded.

Scene 6:
Place: Outside Khan begum’s residence
As men stand outdoors the garage, they focus on that thios is definitely the garage thats created on unauthorised assets, after which decide they shall have to interrupt it down, According to orders. they elevate the shutter with the garage, and finds mahira’s idol turned into stone. From the garage, the men remark they haven’t seen an idol similar to this at any time in advance of, and decide that its concealed as it have to have already been something costly. they commit to get it away. They wrap it up in the carton and get it out. Then they seal the garage back again once more.

Azad drives previous, and finds the men having the carton and surprise Exactly what are they performing close to the garage and Should they be having the idol. he decides that he cant Permit it happen. As he finds the garage sealed, he is shocked. He states they cant go ahead and take idol, and decides to save lots of mahira. He runs to meet up with the men. He comes to them and requests them which they cant go ahead and take idol away. The chief asks if he can confirm which the idol belongs to him, as its developed on unauthorised property, and it belongs to them or else. he pleads and begs though the govt officials deny to provide it back again to him, Even with his pleadings. They say they shall split the garage as well as the idol. He claims which they cant even touch it. he says that they would crack when he permits them to go ahead and take idol from there. The person’s crew nab azad, though their chief states that now they shall split it here only. Azad suggests that he shall preserve the idol, but who shall help you save them from him. They overpower azad, following a scuffle. The man picks up the hammer and raises it to give a deadly blow for the idol. but just then, azad overpowers all of them, and comes just in time, to hold The person’s hand, and asks him to strike azad as a substitute. He operates away from there. Azazad eyes mahira’s statue, overcome with thoughts. Azad breaks down stating that his really like last but not least bought defeated before his beastly conduct. He says that appreciate currently being an enormous power, bought the ideal of him also, but his appreciate couldnt stand the exam of time, Regardless that he enjoys her immensely. he collapses on the floor, and screams out confessing that he loves mahira, and retains declaring it repeatedly all over again, as he breaks into distraught tears, beside her. tears stream down his cheeks and drop on mahira’s stone statuette, by her hand. The display freezes on their faces.

Precap: With the outcome from the tears, mahira commences returning to senses, as the stone outcome fades off. Azad is relieved and overwhledm with thoughts, as he isnt able to believe that his excellent luck. Azad hugs her and many thanks the lord immensely, for giving his mahira back to him. Mahira stays unconscious in his arms..

Written Update By Sahir

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World’s most expensive buildings revealed

The most expensive building in the world according to a survey is New York’s One World Trade Centre with an estimated cost of $3.9bn.

Dubai’s Burj Khalifa is in seventh place – behind surprises such as a hospital in Australia and the parliament building in the capital of Romania, Bucharest.

The study by building data experts Emporis has been adjusted to take currency movements into account and considers both buildings under construction and existing buildings that were built after 1976.

The list in full:

1. One World Trade Center, New York City – completed in 2014 for $3.9 billion

2. Palace of the Parliament, Bucharest – completed in 1988 $3 billion

3. Royal Adelaide Hospital, Adelaide – due to be completed by 2016 for $2.1 billion

4. The Palazzo, Las Vegas – completed in 2007 $1.9 billion

5. The Shard, London – completed in 2013 for $1.9 billion

6. Taipei 101, Taipei – completed in 2004 for $1.76 billion

7. Burj Khalifa, Dubai – completed in 2010 for $1.5 billion

8. CapitaGreen, Singapore – completed in 2014 for $1.4 billion

9. Kyoto Station, Kyoto – completed in 1997 for $1.25 billion

10. Elbphilharmonie, Hamburg – due to be completed by 2016 for $1.03 billion

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2 Pages Resume Set CV Template

Template >> Resume - 2 Pages Resume Set CV Template 132119 by SNIPESCIENTIST @ CreativeMarket

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Theme >> Tumblr - Synthesis 20971 by Pixel Union @ CreativeMarket

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DevAfterWork is a series of informal networking events for the developers’ community. The events are specially tailored for an “after work” context, so the participants can learn from and connect with both local and international speakers in a more relaxed environment

DevAfterWork is a series of informal networking events for the developers’ community. The events are specially tailored for an “after work” context, so the participants can learn from and connect with both local and international speakers in a more relaxed environment

Register for our next event
Days Days
hours hours
min min
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Current Event: DevAfterWork powered by eMAG

Beyond the eMAG ecommerce business, there are over 50 apps that are successfully used in all four countries where we have offices: Romania, Bulgaria, Hungary and Poland. These range from the eMAG ecommerce platform, warehouse management and product documentation apps to those used for marketplace, call center services and even our own search engine, called ELISSE. We want to keep in touch with the industry and give the ones passionate about IT the context to meet each other, share key learnings and take a pick at what happens behind the curtains of eMAG – a Dev session powered by us. Want to join? Don’t forget to register here!

 Past Event: #unCommon summer@theoffice

The overtime spent at the office can be more enjoyable when watching a movie, a theatre play or a smart comedy show, together with your colleagues and friends.
#unCommon summer@theoffice is a cultural program of DB Global Technology, presenting in an unconventional space, Romanian and foreign productions from international film festivals, outstanding and engaging theatre plays, meant to transform the time spent at the office.

Past event: DevAfterWork empowered by Ubisoft

On March 23 we are waiting for you to book your seat at DevAfterWork empowered by Ubisoft. Don’t miss great talks on .Net and Big Data!
A series of presentations & case studies, followed by nice talks and… a delicious beer tasting event.
Make sure you don’t miss the surprise goodies!

Past Event: DevAfterWork with Amazon Czech Republic

Amazon launches you the invitation to a 3 hours’ meeting with technical and informal talks dedicated to the IT community. This is the perfect way to meet the current Amazon Operations IT employees and hiring managers to hear about life at Amazon and discover why this is the perfect place to experiment and innovate.
Our special guests at the event will be Jan Kafka, EU ITRSS Manager, and Henrik Schmidt, Sr Manager EU ITRSS. With a vast exprience working in an international environment, the speakers will present some case studies and challenges met along their careers and also some benefits of joining Amazon in Prague. For more details about the topics that will be discussed at the event please access our Agenda.

Past Event: DevAfterWork powered by Ericsson

Discover how to face the challenges of Agile development and join a session with useful cases on Internet of Things at DevAfterWork powered by Ericsson.
Find out more! Agile could be a better approach for the implementation in the dynamic IoT environment that is different from a traditional ICT domain. Have a closer look to the most efficient techniques used by professionals from Ericsson!

Past Event: DevAfterWork empowered by DB Global Technology Center

IT with heels is dedicated to technology ladies who have not only chosen their career in technology, but also show leadership and inspiration for their teams, colleagues and customers.
DB Global Technology, Deutsche Bank’s technology centre in Central and Eastern Europe, invites you to meet and learn from successful women in tech. The speakers, both local and international, will share their experiences that led to successful careers in technology. Join us on 26th of October, starting 17.45 hrs., for this special event dedicated to all the IT ladies. Well be waiting for you at DB Global Technology offices, 6A Dimitrie Pompeiu Blvd., 1st floor.

Past Event: DevAfterWork empowered by ING

Ever heard of a place called Trading Room? It’s not exactly a place people speak about every day, but for sure it is one of the most unconventional and technologized rooms one can enter.
Let’s put it this way: a trading room is the place where magic happens, where traders and dealers shape the worlds economy on the stock exchange. With a WallStreet atmosphere, this is the place where big transactions take place, where shares and bonds are traded in every possible currency and huge amounts are being bought and sold. Also, this is the place where new age technologies are implemented before anywhere else in a company. Come hear more from experts in one of the most advanced company in this field and learn how Romania has become a landmark in this industry. Our friends from ING are here to share how technology reshaped their company and how the techies in Amsterdam, Singapore and Romania work together in one of the most challenging projects one can think of: redefining the Trading Room through technology.

Subscribe to our newsletter now and stay informed!

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< Back to Press Releases

Tropico 4 - New DLC! El Presidente Returns with a Little "Voodoo"

25 th July, 2013, Bracknell, UKndash;nbsp;Tropico fans have a new reason to rejoice, as Kalypso Media is pleased to announce a new DLC pack for Tropico 4, the city-building game loved by fans and critics alike. Aptly titled "Voodoo", the new DLC pack adds a Voodoo Curse mission, along with fun extras like the Voodoo Priest avatar costume, a new character trait and a new building, all designed to help El Presidente alleviate an evil curse placed on him by a Soviet sorceress. Can you, as El Prez, put together everything you need to save the day, while attracting tourists to the new Voodoo Manor building?nbsp;

Theldquo;Voodoordquo; DLC is available now for both the Xbox 360reg; video game and entertainment system from Microsoft (400 Microsoft Points) and Windows PC (pound;3.49 GBP/euro;3.99 EUR) via thenbsp; Kalypso Launchernbsp;andnbsp; Steam.

Tropico 4 sees you return as El Presidente, the tyrannical (or benevolent) dictator of the island paradise of Tropico. The world is changing and Tropico is moving with the timesndash; geographical powers rise and fall and the world market is dominated by new players with new demands and offersndash; and you, as El Presidente, face a whole new set of challenges. If you are to triumph over your naysayers you will need to gain as much support from your people as possible. Your decisions will shape the future of your nation, and more importantly, the size of your Swiss bank account.

Tropico 4 features all new missions across new maps and includes exciting and fun new features to keep the action fresh and challenging. You can even elect ministers into power to help get your more controversial decisions passed through the government. But remember to keep your friends close and your enemies closer as everyone has an agenda!

-nbsp;nbsp;nbsp;nbsp;nbsp;nbsp; ENDSnbsp;nbsp; -

About The Kalypso Media Group

Founded in 2006 in Germany by industry veterans Simon Hellwig and Stefan Marcinek, Kalypso Media is a global, independent developer, marketer and publisher of interactive entertainment software with over 120 employees worldwide.

Along with Headquarters in Worms, Germany, the company has offices in the United Kingdom and the United States.nbsp; Kalypso Media also enjoys very strong global digital distribution through its Kalypso Media Digital Ltd. subsidiary, owns three development studiosndash; Realmforge Studios GmbH, Gaming Minds Studios GmbH and Noumena Studios GmbHndash; and works with multiple leading independent developers.

Kalypso Medialsquo;s titles include the critically acclaimed Tropico 3, Tropico 4, Sins of a Solar Empire (Europe and Asia), and Dungeons. Upcoming titles include The Dark Eyendash; Demonicon (PC), Air Conflicts: Vietnam (Xbox 360, PlayStation 3 and PC) and Rise of Venice (PC). Further information about Kalypso Media is available at http://www.kalypsomedia.com.nbsp;

Games Press

Games Press is the leading online resource for games journalists. Used daily by magazines, newspapers, TV, radio, online media and retailers worldwide, it offers a vast, constantly updated archive of press releases and assets, and is the simplest and most cost-effective way for PR professionals to reach the widest possible audience. Registration for the site and the Games Press email digest is available, to the trade only, at www.gamespress.com


text:
September 25, 2017
Hot Topics:

Object Serialization

  • November 7, 2005
  • By Matt Weisfeld
  • Send Email »
  • More Articles »

Saving to a Flat File

The first example I will cover is that of using a flat file for object persistence. I define a flat file as a simple file managed by the operating system. This is a very simple concept, so don't get too caught up in this description.

Note: Many people do not like to use the term flat file. The word flat implies that the object is literally flattened, and in a way it is.

One of the things that you may have thought about is the fact that an object cannot be saved to a file like a simple variable—and this is true. In fact, the problem of saving the state of an object has led to a complete software application industry, which I will explain at length later in this article. Normally, when you save a number of variables to a file, you know the order and type of each variable, and then you simply write them out to the file. It could be a comma-delimited file or any other protocol that you may determine.

The problem with an object is that it is not simply a collection of primitive variables. An object can be thought of as an indivisible unit that is composed of a number of parts. Thus, the object must be decomposed into a unit that can be written to a flat file. After the object is decomposed and written to a flat file, there is one major issue left to consider—recomposing the object, basically putting it back together.

Another major problem with storing objects relates to the fact that an object can contain other objects. Consider that a Car object may contain objects like Engines and Wheels. When you save the object to a flat file (or anything else for that matter), you need to save the entire object hierarchy, Car, Engines, and the like.

Java has a built-in mechanism for object persistence. Like other C-based languages, Java largely utilizes the concept of a stream to deal with I/O. To save an object to a file, Java writes it to the file via a Stream. To write to a Stream, objects must implement either the Serializable or Externalizable interface.

Serializing and Marshalling Objects

You have already seen the problem of using objects in environments that were originally designed for structured programming. The middleware example, where you wrote objects to a relational database, is one good example. You also touched on the problem of writing an object to a flat file or sending it over a network.

Basically, to send an object over a wire (for example, to a file, over a network), the system must deconstruct the object (that is, flatten it out), send it over the wire, and then reconstruct it on the other end of the wire. This process is called serializing an object. The act of actually sending the object across a wire is called marshalling an object. A serialized object, in theory, can be written to a flat file and retrieved later, in the same state in which it was written.

The major issue here is that the serialization and de-serialization must use the same specifications. It is sort of like an encryption algorithm. If one object encrypts a string, the object that wants to decrypt it must use the same encryption algorithm. Java provides an interface called Serializable that provides this translation.

Serializing a File

As an example, consider the following code for a class called Person:

import java.util.*;
import java.io.*;
class Person implements Serializable{
   private String name;
   public Person(){
   public Person(String n){
      System.out.println("Inside Person's Constructor");
      name = n;
   String getName() {
      return name;

This is a simple class that contains only a single attribute representing the name of the person.

The item of note here is the line that identifies the class as Serializable. If you actually inspect the Java documentation, you will realize that the Serializable interface really does not contain much; in fact, it is meant solely to identify that the object will be serialized. Below is a short description from the J2SE API specification.

public interface Serializable

Serializability of a class is enabled by the class implementing the java.io.Serializable interface. Classes that do not implement this interface will not have any of their state serialized or deserialized. All subtypes of a serializable class are themselves serializable. The serialization interface has no methods or fields and serves only to identify the semantics of being serializable.

You use this Serializable interface to allow you to serialize your Person objects.

class Person implements Serializable {

This Person class also contains a method called getName( ) that returns the name of the object. Other than the Serializable interface, there is really nothing new about this class that you have to consider. Here is where the interesting stuff starts. You now want to write an application that will write this object to a flat file. The application is called SavePerson and is as follows:

import java.util.*;
import java.io.*;
public class SavePerson implements Serializable{
   public static void main(String args[]){
      Person person = new Person("Jack Jones");
         FileOutputStream fos = new FileOutputStream("Name.txt");
         ObjectOutputStream oos = new ObjectOutputStream(fos);
         System.out.print("Person's Name Written: ");
      }  catch(Exception e){

While some of this code delves into some more sophisticated Java code, you can get a general idea of what is happening when an object gets serialized and written to a file.

Although you have not explicitly covered some of the code in this example, like file I/O, you can get into the code in a much great detail with a few of the books referenced at the end of this chapter.

By now you should realize that this is an actual application. How can you tell this? The fact that the code has a main method in it is a sure tip that this is an actual application.

Page 2 of 3

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text:
September 25, 2017
Hot Topics:

SharePoint 2013 Workflow Limitations and Work Arounds

  • March 17, 2016
  • By Uma Narayanan
  • Send Email »
  • More Articles »

Introduction to SharePoint Workflow Limitations

In this article, we will be discussing the limitations with SharePoint 2013 workflows that was working in SharePoint 2010. We will also see some of the practices we need to keep in mind when designing the workflows. One of the examples is the nested Workflows that was supported in SharePoint 2010 is not supported in 2013. We will understand the limitations with the help of a business scenario.

The scenario is that there is a main list named "Project" that holds the details about the project, such as the "Project Name" and "Client Name." A workflow runs on the 'Project' list that goes through the different stages of the project. On the UI, we need to display the tasks assigned to users with the project details it's associated with. By default, the project information is not carried over to the task. The information that is available is the "Related Items" field, which links the task item with the original list item.

So, our approach might be to create a SharePoint 2013 workflow that runs once a task is created that will fetch the related information from the parent list. However, here comes the limitation where SharePoint 2013 doesn't trigger a WF when an item is created from another workflow; in other words, if the workflow on the projects list creates a task in a task list and the expectation is to run a workflow on item created on task list, the workflow will not run. This was supported in SharePoint 2010 workflows, so the workaround is to create the workflow on the task list as a SharePoint 2010 workflow instead of as a 2013 workflow.

So, we create a workflow in SP2010 engine that will decipher the "Related Items" field and update the task list. The step by step process is to first create a list named "Project" and add three columns of type 'Single line of text' named "Project Name" and "Client Name."

Similarly, create a task list named "Project Tasks" and add the columns "Project Name" and "Client Name" of type 'Single line of text'. In the task list, we create two additional fields, a field named "RelatedItemString" of type 'Single line of text' and one a calculated field named "CalculatedItemId." The formula for the "CalculatedItemId" is:

The 'Related Items' is an object that has the information of the ItemId, listId, and the WebId. The JSON format for the data looks like what's shown in Figure 1. The JSON value is stored in RelatedItemString and it's in the following format:

Figure 1: Storing the JSON value

The final value stored in CalculatedItemId is the "ItemId" value from the JSON.

Once the schema is created, the next step is to create the workflows. For this example, the workflow on the project list is a one-step SharePoint 2013 approval workflow.

The workflow on the "Project Tasks" lists that runs when an item is created will be a SharePoint 2010 workflow. The SharePoint 2010 workflow in the SharePoint designer is defined as shown in Figure 2:

Figure 2: The SharePoint 2010 workflow

One thing to note here is at times population of the "Related Items" is not immediate. On SharePoint online, it's seen that it can get delayed up to 30 minutes. So, Point 1 in Figure 2 illustrates adding a wait handle for the related item to get populated before continuing with the extraction of the information.

In Point 4, the related Items JSON value is saved in a workflow variable and then it's updated to the "RelatedItemString" column. The "RelatedItemString" is then used in the calculated field to extract the ItemId information.

Also note that the "CalculatedItemId" field is not populated immediately, so a wait handle is required on the "CalculatedItemId" field. Once the ItemId is retrieved, this can be used to retrieve the data from the Project list for that item. This is illustrated in Point 6.

Once ItemId is extracted, it's stored in a workflow variable as shown in Figure 2, Point 8. The next step is to fill the information from the parent list to the task list. In Point 9, add a new action named "Set Field in Current Item," click the 'Fx' button, and select the properties as shown.

Similarly, we can set any number of fields from the parent list to the task list. These fields then can be used to display a more informative UI.

In this example, we saw that triggering nested workflow is not supported in SharePoint 2013. It's not just on the task list; any item created in any list cannot auto start the workflow on an item-created event. Related items is the key between the parent item and the task item; however, sometimes its population can be delayed. Because some string operations are not supported on designer workflows, we may have to introduce calculated fields to support the requirement implementation. In this , we also discussed the workaround is to use 2010 WFs for implementing nested workflows and also some scenarios to keep in mind while developing the workflow.

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Financial Inclusion Conference 2012 - Summary of Day One

Financial Inclusion Conference

"The First Mile Walk into the Financial System"

7 - 8 August 2012
Hotel Ashok, New Delhi

The tenth edition of the Financial Inclusion Conference, jointly organised by Sa-Dhan and FICCI opened today in New Delhi. Welcoming the participants, Mr Mathew Titus, Executive Director, Sa-Dhan said that there are challenges in fulfilling the mandate of financial inclusion, which need to be addressed. To view the session plan for Day One, click here.

Mr Amiya Sharma, Chair, Sa-Dhan said that this year’s conference will look at the nuances of the three main streams working in the financial inclusion arena – SHG Bank Linkage, Microfinance Institutions and the BC Model. This conference aims to highlight the dilemmas and challenges of these institutions and the clients they service. Consequently it seeks to deliberate upon the need for appropriate policy interventions to make financial inclusion a reality.

Ms Naina Lal Kidwai, Vice President – FICCI and Country head, HSBC-India, in her address said “inclusive growth is a priority for the government, regulators and the industry and it is important that we take a look at how to take this forward”. Over the last few years, RBI has taken several steps for achieving financial inclusion but there is need to measures outcomes. She also identified four enablers for achieving financial inclusion –

  •        Simple processes and procedures
  •        Use of technology
  •        Financial literacy and
  •        Focus on customer service and consumer protection

Dr KC Chakraborty, Deputy Governor, RBI, in his inaugural address appreciated the theme of this year’s conference - “The First Mile Walk in to the Financial System”, which focuses on customers rather than the suppliers. “The extent of Financial Exclusion in India in mammoth”, he said. He further said that financial inclusion will require well functioning and efficient financial markets.

He identified the following essential conditions of achieving full financial inclusions –

·       Provision of full range of financial services, credit, deposit, remittance as well as pensions and insurance
·         Meeting requirements of credit for consumption such as education and health
·         Meeting the needs of enterprise finance
·         Provision of services in remote markets

Key delivery channels currently offering financial inclusion services such as MFIs, organisations providing payment and remittance services, SHGs and Business Correspondents are built around the Banking Ecosystem, therefore, banks are key to financial inclusion efforts.

He further said that the institutions which have the ambition to offer full range of financial services should aim to become banks. They should create governance and management structures which allow them to get banking licenses. He also emphasised the need to focus on technology to bring down transaction costs. Session One has been described exclusively here.

The second session on the first day discussed the measures of success or learnings for microfinance. Microfinance sector has been and continues to be one of the important delivery channels in providing much needed financial services to the poor. Further, this intervention has led to empowerment of women, financial education, livelihood creation and overall impact in the lives of the poor households. While many of these positive changes are attributed as the success of the microfinance movement as a whole, criticisms and challenges to the movement have peaked in recent times. The tradeoffs between social and commercial objectives are being questioned. Larry Reed, Director, Microcredit Summit Campaign said that the ultimate measure of success has to be the success of client. Thus number of people moving out of poverty is one of the most important measure of success. We need to see the success in the lives of the clients as the success of the MFIs.

The panel in the third session of the day discussed the significance and sustainability of the SHG Federations. Role of the SHGs in achieving financial inclusion has been widely acknowledged. Concerns over self reliance, sustainability of the SHGs have led to promotion of SHG Federations. Kalpana Pant, Joint Director, Chaitanya presented some models which may lead to financial sustainability for the federations.  Some of these models include SHG Federations acting as financial intermediaries.  Dr BS Suran, GM of NABARD was, however, of the opinion that the Federations can play important role in capacity building of the SHGs but financial intermediation requires evolved financial management skills which may become difficult for the federations to obtain. Dr CS Reddy of APMAS, emphasised the need to have suitable legal framework for SHG Federations for their sustainability.

Members of SHG federations present in the conference mentioned the difficulties they encounter while trying to open bank accounts. The panel discussed three possible solutions.
One emerging from the Jeevika model in Bihar, which uses the services of facilitators or Mitras, drawn from the community and trained for the purpose, to make it convenient for SHG members to transact with banks and another emerging from SHG members themselves – who suggested that banks should have dedicated counters at branches for SHG members so that  it is convenient for them to transact with banks. The third was regarding simplification of identification documentation requirement for SHG members.

The first breakaway session after lunch discussed the benefits of the credit bureau and some of the challenges that currently remain. The session presented the view of the microfinance practitioners as well as of the bureau. Mr Colin Raymond from IFC began the session by giving a perspective on why many MFIs do not report to credit bureaus. Some of the key issues include lack of awareness, cost and aversion to changes required in systems for reporting. Mr Suresh Krishna of Grameen Financial Services and Mr VS Radhakrishnan  of of Janalakshmi Financial Services representing MFIs highlighted the benefits of the credit bureau that they have experienced which included improvement in repayment rate and defaulters coming on their own to repay. The credit bureaus have also made the overall credit process more robust. Mr Radhakrishnan highlighted that bureau reports have the potential to be used much beyond just the credit appraisal but also for management decision making. Mr Suresh Krishna mentioned some of the current challenges with credit bureau such as reporting formats across MFIs not being standardized, lack of standard KYC documents, delay in reporting to credit bureau by different MFIs and lack of data sharing among credit bureaus. He also mentioned that currently SHGs, banks involved in microfinance and NGOs are also not reporting to credit bureaus.

From the credit bureau side Mr Sriram Kalyanaraman and Mr Ajay Kohli from Equifax and Highmark lauded the achievement of the sector in operationalizing the credit bureau particularly within a very short timeframe. They also mentioned that the cost of reports in India is one of the lowest globally. However, they said that there is a significant need for improving the quality of data that is currently being reported by MFIs, which can greatly improve efficiency. They also mentioned the tremendous potential that credit bureaus offer for the future. With data available, bureaus can come out with a variety if industry reports, risk reports and customized reports for MFIs, which will further strengthen the sector. However, the first priority is to improve the quality and accuracy of data which is also important to gain the confidence of the regulators.

The second breakaway session discussed the issues relating to microenterprise and livelihood finance. Bhagirath Iyer, Partner, IFMR Capital quoting research from IFC said that Micro Small and Micro Enterprises (MSMEs) constitute an important segment of the economy. It contributes to 85% of the non-farm employment and 8% of GDP but the credit requirement of this segment is not completely fulfilled. Total demand for credit for microenterprises is estimated to be Rs6.5 million of which only 7 trillion is being met from the formal sources. The microfinance model currently being practiced by the MFIs do not effectively serve the need for the microenterprises. There is need for a MSME finance model which is proven and widely understood. Mr NV Ramana, former CEO of the BASIX group said that livelihood finance concerns increasing income levels and generating employment and often requires long-term finance. MFIs, with weekly or monthly repayments are not geared towards livelihood finance. Dilip Chenoy, CEO&MD Natinal Skills Development Corporation said that the finance is not sufficient , we need to work with the entire ecosystem concerning the livelihood.

There were deliberations on wider financial inclusion which includes, social security for the poor, in the third breakaway session. Mr Arman Oza CEO Vimo Sewa, in his opening remark said that there is a need to include financial education to complete the set of services necessary for wider financial inclusion. Mr V Sathya Kumar, Executive Director – Microinsurance, LIC stated that, lapse of policies is one of the key challenges. This happens because agents involved in microinsurance are not able to continue servicing policies. He further stated that collaborative relationships with BC model have the potential to make distribution and servicing of microinsurance policies economically viable. Mr A G Das of PFRDA informed the audience about the Swabhiman and Swavalamban schemes of the government and stated that the participation in these schemes is improving which is encouraging. Mr Yogesh Gupta of Bajaj Allianz Life Insurance said that insurance is a complex product. For microinsurance to succeed there is a need to simplify the product as well as the associated procedures and documentation. Mr Kumar Sialabh, CEO – Vima Sewa, spoke about the challenges in providing health insurance, which include claim rejection or reduction as well as non-renewal of policies. He further emphasized the need to have a long term relationship between the insurer and the insured so that trust builds up on both sides.

The last session of the day focused on the old age income security for the unorganised sector. Mr AG Das, Chief General Manager and Mr RK Sharma, General Manager of PFRDA presented details of National Pension Scheme (NPS)-Swavalamban which is a pension scheme for the unorganised sector.  They also emphasised that MFIs and NGOs can act as aggregators for servicing the pension accounts. Organisations like Bandhan, ESAF and BWDA are already acting as aggregators and have helped in increasing the outreach of the Swavalamban scheme.

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  1. Really nice work.This is so much more than i needed!!! but will all come in use thanks!!
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  2. Nice post. Financial inclusion conference is a great step for discussing all type of financial issues

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Difference Between Similar Terms and Objects

Difference Between SFTP and SCP

computerSFTP vs. SCP

SSH File Transfer Protocol (also simply known as Secure File Transfer Protocol or SFTP) is a network protocol. It provides file access, file transfer, and file management functions over a trusted data stream. It was specifically designed as an extension of the Secure Shell Protocol (or SSH), version 2.0. As an extension, it is primarily used to provide secure file transfer capability; however, it is also intended to be usable with other protocols. The Internet Engineering Task Force (or IETF) has defined –through the Internet Draft– that SFTP is described within the context of the SSH-2 protocol; however, SFTP is general and independent of the rest of the SSH-2 protocol suite. It has the ability to be used in a variety of applications, including a secure file transfer over Transport Layer Security (or TLS) and the transfer of management information in VPN applications. It assumes that it will be run over a secure channel (like SSH) that has a previously authenticated client –the identity of whom is available to the protocol.

Secure Channel Protocol (or SCP) is a network protocol. It provides a means of transferring data that can withstand or is completely impermeable to interception and tampering. Though it is meant to be a way to keep information transfer completely safe, there is no completely secure channel in the real world, just ways in which insecure networks can become less insecure and transfer information more safely –that is, someone may be able to see or hear the message but has no means of altering the information that is exchanged over the server.

SFTP protocol allows for a plethora of operations on remote files. It has more in common with the remote file system protocol than its predecessor, the SCP protocol. As a part of the extended features of the SFTP protocol, a client is able to resume interrupted transfers, directory listings, and remote file removal. As a result, it is relatively easy to implement GUI SFTP client in comparison to a GUI SCP client. SFTP attempts to be a more platform independent protocol than its predecessor –SFTP avoids having wildcard expansion specified by the client be up to the server. Also, SFTP servers are available on most all platforms. It is a completely new protocol not related to the SSH –which is run over FTP. SFTP does not provide authentication or security; rather it expects the underlying protocol to secure both. As it is, SFTP is used mostly as a subsystem of SSH protocol, version 2 implementations (as it was designed in the same work group). It is possible, however, to run SFTP over SSH-1 or other data streams.

1. SFTP is a network protocol that provides file access, transfer, and management functions over a trusted data stream; SCP is a network protocol providing data transfer that is impermeable to interception and tampering.

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  1. In this context, SCP usually refers to the application–secure copy (a remote file copy program).

    Like SFTP, SCP transfers files via SSH, but SFTP uses interactive sessions (like traditional FTP).

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Nearly a quarter of the world now uses Facebook every month

The social network nearly has 2 billion of the world's 7.5 billion people as monthly users on the platform.

Published Date
04 - May - 2017
| Last Updated
13 - Jun - 2017
Nearly a quarter of the world now uses Facebook every month

Facebook recently announced its first quarter results for the year and the social network posted a whopping 76% jump in profits compared to the same quarter last year. But, that’s not all. Facebook is now nearing 2 billion users (1.94 billion to be exact), of the 7.5 billion strong global population. This means that nearly a quarter of the world is now on Facebook! “We had a good start to 2017,” said CEO Mark Zuckerberg.

Most new users on the platform are being added outside of North America and Europe as Facebook took various steps to expand its global reach last year. The lighter version of the Facebook app is also gaining momentum. The app called Facebook Lite recently crossed the 200 million user mark.

Speaking after the earnings announcement, Zuckerberg attributed the company’s latest endeavours, such as video streaming, the newly launched TV app, and its foray into healthcare, to the growing size of its user base. "With that foundation our next focus will be building community," he said. "There's a lot to do there."

While its profits seem to be on a stupendous rise, and its users at an all time high, Facebook has warned of slow ad revenues in the near future. Although the company grew its ad revenues by 51% this quarter, Chief Financial Officer David Wehner said that ad revenues were set to dip over the rest of 2017.

If this is the case, Facebook might not be looking to implement its mid-roll ads on a wider scale this year. Even if it rolls out video ads on a large scale in 2017, the company does not seem to be expecting an increase in revenue from them. On the upside, Facebook has a lot of interesting tech planned for the future, including its upcoming Augmented Reality features. Also on Facebook's mind right now, is the 3,000 moderators that the company plans to hire to monitor videos and other flagged reports.

Digit NewsDeskDigit NewsDesk

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Jeremy Hall - Photographer & Editor

Choose a movie title for the story of your life. Sometimes it feels like “Groundhog Day” but I’d like to think more along the lines of “Life Is Beautiful.”

What characteristic do you most admire in others? Honesty. If people are true to themselves and to others, they are typically a pleasure to be around and you never wonder if they have a secondary agenda.

What's the most important lesson you've learned in the last year? To value the life we have, each and every day. Truly prioritize what matters and make the most of it.

Mike Tittel - Photographer & Editor

Who or What most influenced you to become a photographer? When I started my career I worked as an adventure sports photographer so was deeply influenced by Galen Rowell.

Describe your biggest failure in business. Not always trusting my gut instincts.

Who or What inspires you on a regular basis? My wife. She’s amazing!

How do you think your coworkers see you? Honest, hardworking and super reliable.

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How do you recharge? Skiing, kayaking, and mountain biking.

What is your favorite way to give back to the community?
Serving food for thanksgiving at the homeless shelter

If you could photograph anything in the world, who or what would it be? The seven wonders of the world!

What kind of impact do you believe you have on people?
Sensitive to others and always willing to help.


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Lake Minnewanka’s Aylmer Pass

Aylmer Pass: Stunning Minnewanka Views and Rigorous Rockies Multi-Day Hiking

The View from Aylmer Lookout above Lake Minnewanka, Banff National Park, Canadian Rockies.This hike can be a bit more of a challenge compared to many of the other day hikes around Banff; hiking from the Lake Minnewanka parking/picnic area to Aylmer Lookout and back to the Minnewanka can take all day even for experienced hikers. But there is an option if you want to do some backpacking and camping and make it a two day trip.

This hike begins just a few kilometers outside of Banff town at Lake Minnewanka. At the end of the paved picnic area you will find the trailhead; the trail follows the lake’s north shore for about 7.8 kilometers. This part of the trail is not difficult, however it gets quite strenuous later on. It eventually forks away from the lake shore moving uphill to the old Aylmer fire lookout and Aylmer Pass.

Yamnuska: your guides for every Canadian Rockies adventure.Here’s is where things start to really get fun! The trail gains 600 vertical meters over the next two kilometers. As you hike up the trail look for the spur trail branching off to the right; this point is 2.3 kilometers beyond the junction with Lake Minnewanka trail. The fire lookout site, at the end of an open ridge below the summit of Mount Aylmer, is where most day hikers chose to head back down to the lake.

The old fire lookout is definitely worth the trip. At an elevation of 2,040 meters, form this ridge nearly all of Lake Minnewanka can be seen – the water is more than 500 meters below this point. From here you can see the twin summits of Mount Inglismaldie and Mount Girouard across the lake. Off to the southwest Mount Rundle and the Bow Valley can be seen. Up above the ridge to the north is Mount Aylmer – from which the trail gets its name. At 3,162 meters, it’s the highest peak in the Banff-Lake Minnewanka area.

If you’re not ready to head back down to the lake just yet, or you planned for a longer hike, the Aylmer trail continues on from the fire lookout trail junction. It continues to climb to up alpine meadows at Aylmer Pass; here you are above the treeline and near the boundary of Banff National Park. From here, above and to the east, is Mount Aylmer, a difficult but not too technical scramble.

Banff TravelIf you are planning on a multi-day backpacking trip, there is a campground near the junction of the Aylmer Pass trail and the trail that leads up to the old fire lookout area. If you have the time, you can also continue over the Aylmer Pass into the Ghost River Wilderness Area. A trail continues down the north side of the pass to Spectral Creek, but the descent to Ghost River and beyond involves fording Spectral Creek and the Ghost River, or else bushwhacking along the banks.

To get to the trailhead, from the interchange of the Trans-Canada Highway and the Banff East Exit follow the Lake Minnewanka Road 5.5 kilometers to the parking area at the lake.

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Trending topic

The Presidential Inaugural Committee announced the performers for Kids' Inaugural Concert, according to This will be only the second Kids' Inaugural Concert, as the traditon was started by President Barack Oabam and first lady Michelle Obama four years ago. Performers will inculde Alicia Keys, Brad Paisley, Katy Perry, Usher, John Legend and Stevie Wonder. There will also be a variety of events featuring other performers and celebrities. The concert will take place on Jan. 19.

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It seems that everyone is searching for used transport trucks and sleeper trucks for sale. At Dog Face Equipment we have one of the largest selections of used transport trucks for sale and transport sleeper trucks. Our sleeper trucks for sale are competitively priced and are beautiful inside and out. Many of our used sleeper trucks for sale have many pictures available to show you the cleanliness and hospitality of the interior. Dog Face Equipment currently has Ford transport trucks for sale, Kenworth transport trucks for sale, Freightliner transport trucks for sale, Peterbilt transport trucks for sale, Ford sleeper trucks for sale, Kenworth sleeper trucks, Freightliner sleeper trucks for sale and Peterbilt sleeper trucks. Our selection is huge, and always growing. Make sure you check back often for the most updated list of used tranport trucks for sale and used sleeper trucks for sale. You don’t want to miss out on any of these beautiful, comfortable and competitively priced trucks.

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The Right Start
Bronnie Abraham recently featured in the Financial Planning Magazine as the latest winner of the Gwen Fletcher Memorial Award for being the highest achiever in the CFP Certification Unit.
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Bronnie Abraham wins Gwen Fletcher Memorial Award
Dolfinwise financial planner Bronnie Abraham is the winner of the latest FPA Gwen Fletcher Memorial Award
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Planning on Investing? Have you considered a Super option?
Dolfinwise adviser Jason Bragger has been selected as the Superannuation Expert in the Financial Planning Association's "Financial Planning Week". Read Jason's Super & Investment Blog here.
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Dolfinwise announce merger
Dolfinwise is proud to announce the merge of Cameron Renshaw & Associates with Dolfinwise commencing 1st June 2013. Financial adviser Howard Querido will join the merged firm
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Retirement Planning

At Dolfinwise Retirement  Planning is about helping people achieve the life style goals and  objectives that are important to them. Retirement means different things to  different people. For some it is becoming a grey nomad and travelling  Australia, for others it’s endless days sitting on the back porch. Maybe it’s  the opportunity to reduce the golf handicap or perhaps try a whole new career as an unpaid volunteer.

Money in our view should not be an objective in itself, so our job is to help clients make wise choices with the wealth they have accumulated so they can maximise the life style afforded them by a lifetime’s hard work.

When making decisions as to the strategies and structures we recommend, the types of income streams appropriate, and the mix of investments, we are always mindful of what impact these decisions will have on our clients. As part of our retirement planning service, we focus heavily on clients achieving their lifestyle objectives rather than focussing solely on taxation savings or leaving a large legacy.

As we strive to operate free from conflicts of interest, our retiring clients can be confident that we are making recommendations based what we think is in their best interests. This is both in the short term and when making decisions that may affect the rest of their lives and perhaps their childrens’ lives. We believe that this is the key to effective retirement planning.

Contact Us

p. +61 7 3832 5777
f. +61 7 3832 5778

The Right Start
Bronnie Abraham recently featured in the Financial Planning Magazine as the latest winner of the Gwen Fletcher Memorial Award for being the highest achiever in the CFP Certification Unit.
Continue reading...

Bronnie Abraham wins Gwen Fletcher Memorial Award
Dolfinwise financial planner Bronnie Abraham is the winner of the latest FPA Gwen Fletcher Memorial Award
Continue reading...

Planning on Investing? Have you considered a Super option?
Dolfinwise adviser Jason Bragger has been selected as the Superannuation Expert in the Financial Planning Association's "Financial Planning Week". Read Jason's Super & Investment Blog here.
Continue reading...

Dolfinwise announce merger
Dolfinwise is proud to announce the merge of Cameron Renshaw & Associates with Dolfinwise commencing 1st June 2013. Financial adviser Howard Querido will join the merged firm
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dodge challenger tribute

i really like the sleek look of the challenger

More Videos...

Dodge Challenger -70 start and drive
Starting and driving my Challenger. Last driven two or three weeks ago.

dodge challenger tribute
a tribute to dodge's pony car although it arrived on the scene a little late, she brought a bang with good looks and performed well, too

Dodge tribute video
a video i put together about dodge cars

'72 Challenger Burn Out & Launch
Rick Knipe's '72 Dodge Challenger 436 Small Block @ test & tune session


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Bluer than Blue

"After you go

I can catch uo on my reading
After you go
I'll have a lot more time to sleeping
And when you're gone
Looks like things are gonna be a lot easier
Life will be a breeze you know
I really should be glad

But I'm bluer than blue
Sadder than sad
You're the only light
This empty room has ever had
Life without you is gonna be
Bluer than blue"

It seems that by this time on Friday that would be the song playing on my head over and over. Why? My girlfriend is leaving for Canada.

It is something that we have been hoping and praying for but it seems that all the angst because of waiting, the excitement of knowing it the first time has been all replaced with sadness.

I am sad that I'll be alone now shopping hitting the grocery and in doing everything that I used to do with her. It would be incredibly difficult to shop for new clothes now since I wont have the counsel of her opinions.

Also, because she is leaving I was obligated to buy my own computer that I could use, this time its a laptop. so that I could chat with her any where i am be it in Valenzuela or in my own house.

Yes, it is starting to sink in to me now that I am not able to see her for the next couple of months until I could get there and be with her again.

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