text:
When John Vall approached his shot on hole one after swinging through holes 16, 17, and 18, there were voices echoing in the trees. His drive landed him 15 feet ahead of his golfing party, and his second stroke was smooth and confident as his party tried to engage him in conversation while he lined up his shot. His second shot landed his ball 20 feet from the pin, and as he walked up the slight incline for his third stroke on the par four, John conservatively played for an eight foot put that tapped in the cup while his party marked down another par for the meets top scorer.

John started the day behind, going three over par in his first three holes. With Coach Eric Ewan's words ringing in his ear, to pull back the aggressive swings and play conservatively, John marched his score down to two over on the remaining 15 holes to take first place in the Pebble Lake home meet for the Comets.

John was on point for the day, knocking down several 10 to 15 foot puts in the conservative approach. It translated to other golfers. Brent Ferenczy felt he was playing from behind, not feeling like he was having a good day on the course. That was until he looked through his scorecard and discovered he had his best day of golfing, shooting a 117 on the day. Joel Quam likewise had his best day, knocking a few strokes off his top game to swing an 88 in chasing Vall, who took the blue ribbon by seven strokes in a dominant performance.

The Comets took second place overall in the guys division on the backs of Ferenczy and Quam's personal bests. The top scores were contagious as Audra Ewan, Augusta Ewan and Kayla Thompson also improved in their overall scores for the season.

Ewan's team continues to make strides in their game, with assistant coach Derrick Clark walking the links with Ewan to remind golfers on their team's approach and to guide students in club selection while addressing the ball. "With the team taking second, that's good. Joel shot his best round of the year, as did Brent. That's why we took second," Ewan noted as he closed out the day with his golfers taking home more hardware as they are learning to approach their game with life coaching, taking care of the little things well in a conservative and steady gameplan.


Content-Type: application/http; msgtype=response

WARC-Identified-Payload-Type: text/html

WARC-Type: response

text:
Skip to main content

9ct Gold Diamond Solitaire Ring - 15pts - D5026-N

Hover over image to see a close up
Tap image to see a close up
Default Image

9ct Gold Diamond Solitaire Ring - 15pts - D5026-N

A lovely claw set round brilliant cut premium quality diamond (15pts diamond weight) is held within four white gold claws, at the centre of a 2mm wide tapered 9ct gold band. A classic and modern diamond solitaire engagement ring. Not available in smaller sizes.

WAS £199.00
Our Price £175.00
RRP £499.00
Information Guides
We understand that choosing an engagement ring is a very important decision which is why we have fully trained, specialist diamond advisors in all of our stores plus we'd be more than happy to discuss your special purchase over the phone on 01895 201040 (option 2 or 3).

If the size you require is not available online, please email us at for further information and availability. Similarly, if you have a specific engagement ring design in mind we may be able to manufacture it for you. Please email us with as much detail as possible or pop into your local F.Hinds branch to enquire about our Bespoke Design Service.

Click for more helpful advice about ring sizes and getting it right and choosing an engagement ring.

Please note, we accept F.Hinds Gift Cards but we no longer accept paper vouchers online - click for instructions about how to spend these.
You may also like these optional items
Collection and Delivery
Collection from your local store
Please enter your postcode above to check availability
Please enter a valid Postcode
Please enter a valid Postcode, the maximum length is 12 characters
  • Delivery to UK from: Thursday 04 October 2018*
  • Delivery to EU from: Wednesday 10 October 2018*

*Orders for multiple units/items may take longer and this will be calculated at the checkout stage.

warcinfo:
isPartOf: CC-MAIN-2018-39
publisher: Common Crawl
description: Wide crawl of the web for September 2018
operator: Common Crawl Admin (info@commoncrawl.org)
hostname: ip-10-37-160-190.ec2.internal
software: Apache Nutch 1.15 (modified, https://github.com/commoncrawl/nutch/)
robots: checked via crawler-commons 0.11-SNAPSHOT (https://github.com/crawler-commons/crawler-commons)
format: WARC File Format 1.1
conformsTo: http://iipc.github.io/warc-specifications/specifications/warc-format/warc-1.1/


text:
Home / Knowledge / News / Fashion / Pencil trousers creates furor in Hong Kong market
Pencil trousers creates furor in Hong Kong market
May '08
Pencil trousers which have come back in vogue are finding colossal space in domestic and international market, largely because of the fact that it gives a slim and stylish look.

The trend has taken grounds in Hong Kong as well, where its popularity has accompanied explosive demand for the garment. Colored pencil trouser in particular are getting the larger share of the store shelves.

Covering a whole spectrum of bright colors like sapphire blue, wine red, black etc, these fashionable pencil trousers can be teamed with frock, T-shirts and high-heel shoes to give that perfect accentuated feminine look.

Enterprises in China are entering into massive production of these pencil trousers for enlarging their exports to Hong Kong.

Fibre2fashion New Desk - China

Must ReadView All

Courtesy: Pexels

Textiles | On 19th Sep 2018

Punitive PRC tariffs on US goods has extra 5% on textiles

Responding to Washington’s latest duty increase in a dispute with...

Courtesy: Tecnorama

Textiles | On 19th Sep 2018

'Reliability & excellent quality are Tecnorama’s USP'

The complete reliability and excellent quality of Tecnorama systems...

Courtesy:  Stanislav Kondratiev on Unsplash

Apparel/Garments | On 19th Sep 2018

AAFA questions US tariffs on $200 bn Chinese goods

The American Apparel & Footwear Association (AAFA) has questioned...

Interviews View All

Anshul Sood, Oceedee

Anshul Sood

‘Indian footwear market is nascent and largely a trend follower’

Spokesperson, Hugo Boss

Hugo Boss

'Hugo Boss works with carefully selected sourcing partners'

Darshan Mehta, Infinium Polychem

Darshan Mehta
Infinium Polychem

We are spending double digit figures on R&D

Anupam Arya,

Anupam Arya

Jaipur-based Fabriclore Retailing Pvt. Ltd. is attempting to revive...

Sarah Perkins,

Sarah Perkins

Fairfax, Virginia-based Specialty Graphic Imaging Association (SGIA) is a...

Italtex is a leading studio publishing fabric trend-books since 1959....

Johan Berlin, InvestKonsult Sweden AB

Johan Berlin
InvestKonsult Sweden AB

Investkonsult Sweden AB has been buying and selling second-hand textile...

Matthew Kolmes, Supreme Corporation

Matthew Kolmes
Supreme Corporation

Supreme Corporation manufactures innovative specialty yarns and safety...

Giorgio Mantovani, Corman S.p.A

Giorgio Mantovani
Corman S.p.A

Giorgio Mantovani, MD of Corman, with a presence in both Milano and New...

Divvya and Nidhhi Gambhir, Walnut

Divvya and Nidhhi Gambhir

Divvya and Nidhhi Gambhir started their career with the launch of...

Adriano Goldschmied, AG Jeans

Adriano Goldschmied
AG Jeans

The hype around 'designer jeans' was created by him. And the new wave of...

Bani Batra,

Bani Batra

Bani Batra’s couture wedding collection is inspired by traditional Indian...

Press Release

Press Release

Letter to Editor

Letter to Editor

RSS Feed

RSS Feed

Submit your press release on

Letter To Editor

(Max. 8000 char.)

Search Companies

Leave your Comments

September 2018

Subscribe today and get the latest update on Textiles, Fashion, Apparel and so on.

news category

Related Categories:

Advanced Search


text:
Leapfrog gives more than 1,000 hospitals a 'C' or worse for safety; infection control a hurdle for low-scoring facilities

Patient and nurse in hospital
Leapfrog Group has released the first update to its Safety Grades for 2018. (Getty/monkeybusinessimages)

Leapfrog Group gave more than 1,000 hospitals a "C" or worse score in the latest update to its Patient Safety Grades, with infection control a top pain point for a number of facilities that lag behind.

Released twice a year, the report includes hospital safety scores issued by Leapfrog between "A" and "F." The group awarded 879 "C" grades, the largest group, 145 "D" grades and 22 "F" grades. In addition, 750 hospitals were awarded an "A" and 683 were given a "B" grade.

Leah Binder, CEO of Leapfrog, told FierceHealthcare that each low-scoring hospital faces its own challenges, but that the infection control measures outlined by the Centers for Medicare & Medicaid Services is one area where some hospitals struggle consistently.

Free Daily Newsletter

Like this story? Subscribe to FierceHealthcare!

The healthcare sector remains in flux as policy, regulation, technology and trends shape the market. FierceHealthcare subscribers rely on our suite of newsletters as their must-read source for the latest news, analysis and data impacting their world. Sign up today to get healthcare news and updates delivered to your inbox and read on the go.

Overall, she sees signs of improvement, she said. For instance, five hospitals that earned an "A" for this round of grades previously earned an "F," according to Leapfrog, and 46 facilities earned their first "A" scores this spring. This suggests hospitals taking their scores seriously and making improvements, Binder said.

"I think it's really encouraging to see hospitals achieving real improvement in safety," Binder said. "It shows leadership and commitment and passion and a 24-hour-a-day, roll-up-your-sleeves never-ending quest for safety."

RELATED: Most hospitals aren't using medication administration technology effectively, Leapfrog Group says

Critics of Leapfrog's safety grades have questioned its use of self-reported hospital data in calculating scores. Researchers at the University of Michigan dived into Leapfrog's data and found that hospitals which reported high compliance with the group's Safe Practices did not necessarily have lower infection rates or lower federal penalties for readmissions.

An example, according to the researchers, is that hospitals can report that they have certain hand hygiene protocols in place, but that doesn't include figures on how often clinicians are actually washing their hands.

Leapfrog said in response to the study that hospitals who try to game their grading system are "generally frustrated" by the effort.

RELATED: Leapfrog gives nearly 1,000 hospitals a 'C' for patient safety, but a handful of states are making significant strides

Leapfrog's latest report also shows some improvement at the state level. Maryland, which was included in Leapfrog's grades for the first time in the fall, climbed out of the bottom in this update, and Washington, D.C., saw its first "A" hospital score since 2013 for Sibley Memorial Hospital.

North Dakota, Delaware and Alaska tied for the lowest state ranking, with no hospitals earning an "A" grade.

The top-ranking states include Hawaii, Idaho, Rhode Island, Massachusetts and Virginia.

"Patient safety is a team sport, within a hospital, within a state, within a community, within a region," Binder said. "It's really about everyone working together, and where we see people working together, we see progress."


WARC-Identified-Payload-Type: application/xhtml+xml

text:
How to Win the Mental Game With the 5 Second Rule

FEI 2018 Financial Leadership Summit speaker Mel Robbins explains how a simple rule has helped people, teams, and businesses around the world change for the better.

There’s a gap between confidence and self-doubt, between the moments where you’re going to take a risk and the fear stopping you. According to Award-Winning CNN Contributor and Life Coach Mel Robbinsthe secret to improving your life take just five seconds.

After 6 months of struggling, everything changed for Robbins. “One night I was watching TV and I was having one of those talks. You know those talks with yourself, ‘Alright, that’s it, tomorrow morning it’s the new you.’” In that moment, Robbins saw the image of a rocket being launched on the TV screen and she had an epiphany: what if the next time she experienced self-doubt, she simply counted back from the number five and did the thing she knew she should do, but was too nervous to execute? The next morning she put it to the test. “That alarm went off and I could feel the self-doubt coming in. But I did something I had never done before. I started counting, just like NASA: five, four, three, two, one. And all of a sudden I’m standing up.” From that point forward, Robbins continued to use the technique to help herself overcome self-doubt and overwhelm.

“As silly as it sounds, my entire life changed because I suddenly had a tool to make different decisions.”

According to Robbins, when you count backwards from five, you’re using a form of metacognition to override the patterns that get encoded in your basal ganglia and draw your focus to your pre-frontal cortex, the part of your brain that gives you control over your thoughts and actions.

Robbins recognizes that this tool is not to be used when making financial decisions, thinking about risk assurance, or talking to your compliance compartment. “It’s not lost on me that your job requires accuracy,” Robbins said to the FEI 2018 Financial Leadership Summit audience early Monday. “I also know that it’s odd that we come to conferences about finance and we talk to you about risk and the last thing that you can be doing is taking a lot of risk… Because of the fact that you’re very successful at thinking about things and making sure things are accurate, it’s not going to be in your nature.”

But the tool can help business leaders with networking, tough conversations with team members, asking for help and other day-to-day activities that we sometimes choose to put off or avoid. “The five second rule is a tool that’s going to help you push yourself in those small moments. Are you going to speak up or step back? Are you going to micromanage your team or are you going to pull back and let them expand? Are you going to show up at something that makes you nervous? Are you going to have the hard conversation?”


text:
Please find our contact form located below for contacting our friendly and helpful team. Feel free to attach any photos or files that you would like to send across, as our team can look at photos of your existing room and furniture and try to help find your dream fireplace that will enhance your current styling.

Our factory location based in Hinckley is where your dream fireplace is constructed and not open to the public, for customer enquiries or showroom visits please use our Syston location or find your nearest stockist (1159 Melton Road, Syston, Leicester, LE7 2JS).

Our Details
Firecraft Stone Fireplaces
Units 2-4 Fleming Road, Hinckley, Leicestershire, LE10 3DU


text:
Malaysian PM Najib Razak hopeful to find MH370 wreckage as kins want closure

Kuala Lumpur: Malaysian Prime Minister Najib Razak on Tuesday said he is hopeful that the wreckage of missing flight MH370 will be found as the grieving families of the 239 people on board hoped for some kind of closure on the second anniversary of the world's biggest aviation mystery.

However, Najib said Malaysia, Australia and China would hold a tripartite meeting to decide the next move if the plane is not found in the 120,000 sq km area in the southern Indian Ocean that is currently being searched. "If it is not, then Malaysia, Australia and China will hold a tripartite meeting to determine the way forward," Najib said in a statement.

Representational image. AP

Representational image. AP

Flight MH370 disappeared on March 8, 2014 while en route from Kuala Lumpur to Beijing with 239 passengers and crew on board. There were five Indians on the flight. The plane is believed to have ended its journey in the southern Indian Ocean. The international investigation team probing the missing flight MH370 has issued a statement on the plane's disappearance, indicating that what happened remains a mystery.

"To date, the MH370 wreckage has still not been found despite the continuing search in the South Indian Ocean," said the statement, which also offered no new insights into what happened to the plane. "The discovery of debris on the island of Reunion last July provided further evidence that, as I announced on 24th March 2014, Flight MH370 tragically ended in the southern Indian Ocean. But we know that neither the passage of time, nor this evidence, will comfort those whose grief cannot be assuaged," Najib said in his statement.

"The disappearance of MH370 was without precedent, and the search has been the most challenging in aviation history. Amidst some of the world's most inhospitable terrain - at depths of up to six kilometres, across underwater mountain ranges, and in the world's fastest currents - the search team has been working tirelessly to find MH370's resting place," Najib added.

He said that despite all these challenges, the Government remained committed to solving the "agonising mystery for the loved ones of those who were lost in the tragedy". "On this most difficult of days, our thoughts and prayers are with the families of those who will never be forgotten," he added.

Indian national KS Narendran, 52, whose wife Chandrika Sharma was on the plane said it was important to find out what happened so that air travel would be safer than what it is today. "Not knowing is not an easy position to be in," he was quoted as saying by Star newspaper.

Updated Date: Mar 08, 2016 18:57 PM

Also See


text:
Australasia's Biggest Online Store

We won't be beaten by anyone. Guaranteed

Small Easter Egg Rubber Stamp, Decorated with Stripes

Product Details
Ask a Question About this Product More...
Write your question below:
Look for similar items by category
This title is unavailable for purchase as none of our regular suppliers have stock available. If you are the publisher, author or distributor for this item, please visit this link.
Back to top


text:
Violent Streak

A Violent Streak

Author Stephanie Warner ISBN 9781554554461 Binding Trade Paper Publisher Fitzhenry & Whiteside Publication Date August 08, 2018 Size 165 x 229 mm
List Price $15.00
These poems travel along a ragged b-line from the banks of the frozen Yukon River to the sun-blasted hinterlands of Barcelona, and all the way to the "cat's cradle' of the ring-roads in Beijing. In A
Read More
View Biographical note
View Review quote


text:
Back to all reports

The bollard is damaged

Reported in the Road traffic signs category by resident hayes north at 09:27, Tue 10 November 2015

Sent to Hillingdon Borough Council 3 minutes later

Either due to being hit or the wind, the plastic bollard keep right cover has been knocked off.

Its the location is the roundabout in Park Lane where Balmoral cuts across. With the high wind being plastic, the bollard could et blown down the road or get crushed by a truck..

RSS feed of updates to this problem Receive email when updates are left on this problem.

  • Not been fixed, thank you

    State changed to: Fixed

    Posted by resident hayes north at 17:38, Mon 16 November 2015

  • Has been fixed, Thank you

    Posted by resident hayes north at 08:44, Fri 20 November 2015

This report is now closed to updates. You can make a new report in the same location.


text:
NYK’s VLCC TENKI arrested in Malaysia

The Malaysian Maritime Enforcement Agency (MMEA) on Oct 28 arrested NYK’s VLCC TENKI, anchored off Lumut, Malaysia, Malacca Strait, for unauthorized anchorage. NYK is facing a fine, three crew were taken to police.

FleetMon Logo

Need a FleetMon account? Sign Up now.

Your browser is out of date!

It is great that you want to track the seven seas! Unfortunatly your browser is out of date. To view our website correctly you need an up to date browser. It is a security risk for you to use an old browser by the way. Update your Browser now


text:
Trail King Industries acquires Dakota Trailer Manufacturing

Trail King Industries has just acquired Dakota Trailer Manufacturing, a manufacturer of Aluminum Grain Trailers for the agricultural market.

Trail King, as a manufacturer of agricultural, commercial, construction, material hauling, and specialized hauling equipment made this acquisition as part of the company’s long-term strategic growth plan, according to the company.

The company said the acquisition sets the stage to expand and complement Trail King’s agricultural product line which will now include Aluminum Grain Trailers, ranging in sizes from 21 to 51 feet.  By adding this product line Trail King said it will not only strengthens its existing agricultural offerings, but also reinforces its commitment to fully serve its dealer and customer base.

“Our sights are set on continuing to exceed dealers’ and customers’ expectations by providing new solutions that complement Trail King’s current offerings,” said Bruce Yakley, president and CEO.

“Trail King’s proven success, widely-recognized brand value and expansive dealer and customer reach makes it an exemplary home for Dakota Trailer with boundless possibilities for the future,” said Brian Strahl, president and owner of Dakota Trailer.

TAGS: News
Hide comments

  • Allowed HTML tags:

Plain text

  • No HTML tags allowed.
  • Web page addresses and e-mail addresses turn into links automatically.
  • Lines and paragraphs break automatically.


text:
Court refuses GMC extension of Dr Ankur Chopra’s practise suspension – negligence case continues

1st June 2017

Fletchers Solicitors is watching with interest the next steps in the General Medical Council’s (GMC) action against Dr Ankur Chopra, following the Court’s refusal to grant their application to extend his interim suspension Order earlier this month.

Dr Chopra’s practice, Roebuck House in Hastings which serves 3,800 patients, was originally placed in special measures by the Care Quality Commission (CQC) following an inspection in October 2015.

The CQC had criticised the practice’s medicine management systems as being “unsafe” and “putting patients at risk.” It also stated that “risks to patients were not always assessed and managed, for example infection control audits were not up to date,” and that, “some parts of the practice were not clean.”

It was still held to be “inadequate” on a subsequent inspection in July 2016, with inspectors having “serious concerns relating to the safe delivery of services and leadership of the practice.”

The GMC application sought to extend Dr Chopra’s interim suspension to March 2018, however, the Court ruled against the extension on the grounds that, although new allegations had been made, these had not yet been proven and therefore it was disproportionate to impose this additional sanction ahead of a planned tribunal.  It reasoned that the risk to the public could be managed by the imposition of further conditions and that there would be a far greater harm caused to the local rural community as a result of being deprived of Dr Chopra’s services.

The Court was keen to stress however, that “it could understand why a Tribunal would be “seriously concerned” about the further allegations arising whilst Dr Chopra was already subject to the conditions imposed by the GMC. Dr Chopra continues to have restrictions on his practicing certificate and that matter has been referred back to the GMC Tribunal for reconsideration.

Our client John Davison has an ongoing claim against Dr Chopra. Mr Davison says, “I am very troubled to read about the court’s ruling and that Dr Chopra is not subject to an extended suspension. In particular the fact that his practice has twice been found to be failing to deliver sufficiently safe care to patients. Both myself and my lawyer will be watching this situation very closely.”

Fletchers lawyer Michael Carson, who is handling the case for Mr Davison says, “While we cannot comment on this case specifically because it is ongoing, we share Mr Davison’s concerns that tougher sanctions are not considered proportionate for any practice that has been found by independent inspectors to have consistently failed to meet expected standards over a prolonged period of time, and where the Court itself has stated that the alleged behavior would have a direct potential impact on the health and safety of patients at the practice, such as Mr Davison.”

Further Reading…

“Ineffective or risky” Procedures

5th July 2018

In its 70th year we are all extremely proud of the service the NHS provides us through a team of hard working and dedicated staff.  It is no secret however, that financially the NHS is under huge strain leading to numerous cuts and long waiting times.

Take the first step now, you have nothing to lose

  • Top Ranked Leading Individual - Chambers UK 2016
  • The Sunday Times Top 100 - Best Companies To Work For 2016
  • The Lawyer UK200 - Listed Firm 2015
  • The Law Society - Clinical Negligence
  • The Legal 500 - Leading Firm 2015
  • The Investors In People Awards 2016 - Winner
  • Lexcel - Excellence in Legal Practice Management and Client Care
  • IIP - Investors in People
  • sia - Spinal Injuries Association
  • MASS - Motor Accident Solicitors Society
  • Apil - Association of Personal Injury Lawyers
  • Headway - The Brain Injury Association
  • avma - Action Against Medical Accidents
  • Backup Trust - Transforming Lives After Spinal Cord Injury
  • Child Brain Injury Trust
  • Cyber Essentials
Any Questions?

We know that making a claim can raise a few questions, here are some of the ones we get asked most often.

Read our FAQs

Contact Details
03300 080 321
Dukes House, 34 Hoghton Street, Southport, PR9 0PU
St James's Tower, 7 Charlotte Street, Manchester, M1 4DZ
Map of the UK


text:
A Cocoa woman was charged with animal cruelty after police say they found a severely malnourished dog at her home. Video posted Oct. 4, 2017, by Lamaur Stancil, FLORIDA TODAY

A Cocoa woman was charged with animal cruelty after police found a severely malnourished dog at her home last week, according to her affidavit.

Nakayla Sanabria, 28, of the 1200 block of Amherst Court, was taken into custody Wednesday, police said. She was being held at the Brevard County Detention Center in Sharpes in lieu of $2,000 bail.

On Sept. 26, a home security representative making door-to-door solicits called police after he saw the dog, named Sampson, through a window at Sanabria's home, the affidavit states. Sampson appeared emaciated, the salesman told police, and officers who responded to the home agreed.

Police entered the home when Sanabria returned. Inside, they said they found dog waste on the floor and piles of trash. Officers turned the dog over to Brevard County Animal Control.

With his rib cage exposed and significant muscle loss, a vet for Animal Control said Sampson was one of the worst cases of neglect he had ever seen.

In her interview with police, Sanabria said she had taken in Sampson and two other dogs two months ago after the dog's previous owner was evicted from a home. She said she fed the dogs three times a day, according to her affidavit, and that Sampson has had the same appearance since she first took him into her home.

Sampson was being treated at Animal Emergency and Critical Care of Brevard in Melbourne. The staff would not comment Wednesday on Sampson's condition.

Lamaur Stancil is a breaking news reporter for Florida Today and He can be reached at 321-242-3662 or 321-987-7179. E-mail him at Follow him on Twitter at @TCPalmLStancil.
More: State files cruelty charge against Sebastian officer in dog's death

More: Saving animals becomes nonprofit work in Brevard

Show Thumbnails
Show Captions

Read or Share this story:


text:
Could a secret U.S. government spacecraft be bound for a rendezvous with a spy satellite or even the International Space Station? Wochit

Could a secret U.S. government spacecraft be bound for a rendezvous with a spy satellite or even the International Space Station?

Little is known about the mission called Zuma that is awaiting launch from Kennedy Space Center aboard a SpaceX Falcon 9 rocket. SpaceX put the mission on hold last week to review an issue that came up in tests of Falcon nose cones, and no new launch date had been set as of Saturday.

The mission’s name probably has nothing to do with South African President Jacob Zuma, in a nod to Elon Musk’s roots in that country, or with Zuma the chocolate lab from the children’s cartoon “Paw Patrol,” as some have guessed or kidded.

But speculation about one intriguing scenario would link Zuma to another classified national security mission SpaceX launched earlier this year for the National Reconnaissance Office.

To be clear: The NRO has not confirmed any involvement with Zuma, while the spy agency has disclosed five other launches this year.

Zuma’s unusual northeasterly trajectory into a low Earth orbit, however, looks similar to the NRO mission a Falcon 9 launched from KSC on May 1, labeled NROL-76.

Amateur satellite trackers specializing in classified missions later detected some surprising activity by that spacecraft, which in orbit was labeled USA 276.

On June 3, the spacecraft approached within about four miles of the ISS — just barely outside its imaginary safety zone — and circled the orbiting research complex occupied by six astronauts.

Over the next two days it remained within 600 to 1,200 miles while a pair of unmanned cargo ships came and went from the outpost.

The June 4 departure of Orbital ATK’s Cygnus spacecraft was a surprise, occurring a month ahead of schedule. A SpaceX Dragon arrived June 5.

Show Thumbnails
Show Captions

The close encounters suggested the NRO mission, led by Ball Aerospace, might be testing technologies for observing the rendezvous and grappling of spacecraft in low Earth orbit.

Military planners have increasingly voiced concerns about the potential for Russian and Chinese satellites to approach and disable critical American spacecraft. The Air Force in recent years has launched two pairs of satellites designed to track threats in much higher geosynchronous orbits, where high-value communications, reconnaissance, weather and missile warning satellites fly.

Or was the NRO mission’s proximity to the space station and the flurry of activity there nothing more than a series coincidences, after multiple launch delays?

Politically, it’s difficult to believe the NRO would have flown so close to the manned ISS, a symbol of international cooperation and peaceful uses of space, by accident.

“If the flyby was intentional, one has to wonder if targeting a high-profile object like the ISS was meant to send a signal,” wrote Marco Langbroek, a satellite tracker and member of the astronomy department at Leiden University in the Netherlands, in a June article in “The Space Review.”

[FLORIDA TODAY photo team honored for chronicling space shuttle era]

[SpaceX rocket and drone ship sail into Port Canaveral at sunset]

Whether intentional or not, Langbroek concluded, the early June events were “really weird.”

If the Zuma launch, which was contracted by Northrop Grumman, had happened Thursday or Friday, Langbroek noted that the NRO's USA 276 spacecraft would have flown over Cape Canaveral near the launch window.

That would have placed Zuma, which appears headed for a similar orbit inclined about 50 degrees relative to the equator, according to publicly available information, close to USA 276 once in orbit.

Observations post-launch will attempt to confirm if Zuma performs an orbital dance with USA 276, the ISS, or both.

Or if it ends up in a very different orbit that suggests an entirely different mission.

“I readily admit, this all to a high degree remains speculation and wishful thinking of course,” Langbroek wrote to fellow satellite trackers of the potential connection between the Zuma and NRO missions. “We’ll see what happens. But I found it curious enough to draw attention to it.”

Contact Dean at 321-242-3668 or

Twitter: @flatoday_jdean

Facebook: /flametrench

Show Thumbnails
Show Captions

Read or Share this story:


text:
Skip to main content
Flowserve-Flowserve-Twin Screw Pumps - TSP

Twin Screw Pumps - TSP

BRAND: Flowserve

The TSP is a double suction, twin screw pump designed for continuous service in high viscosity applications. With the design characteristics of positive displacement, pulse-free flow, and high suction lift/self-priming capabilities, it delivers smooth, constant flow across a wide range of viscosities, temperatures, and pressures.

  • Oil & Gas
  • Chemical
  • General Industry

industry sectors

  • Upstream Exploration & Production
  • Midstream Transportation
  • Downstream Processing
  • Basic
  • Specialty
  • Pulp & Paper
  • Other Industries
  • API 676
  • Hydraulic Institute
Operating Parameters
  • Flows to 2550 m3/h (11200 gpm)
  • Pressures to 100 bar (1450 psi)
  • Temperatures to 450°C (850°F)
  • Viscosities to 200 million SSU
Design Range

Size Range: Sizes from 50 mm (2 in) to 450 mm (18 in)

Features & Benefits
  • Double-Suction Design provides balanced hydraulic loads by channeling incoming flow to the screw inlets at each end of the pump
  • External Bearings and AGMA 11 Timing Gears are in separate oil reservoirs to eliminate exposure to the pumped fluid
  • Versatile ISO 21049/API 682 Seal Chamber readily accommodates multiple seal types and meets HSE regulations without modification
  • Split Bearing Bracket Construction facilitates easy maintenance of individual bearings and mechanical seals
  • Modular Non-Welded Casing is available in multiple standard and specialty alloys
  • Nozzles integral to the outer casing insulate the inner casing from piping loads, helping to maintain a non-contacting shaft design
  • Screws integral with shaft to prevent deflection during high loading

Our global expertise and local service centers ensure that you stay up and running. Learn more about our services.

Learn More


text:
Straight Gay Shemale

Exclusive offer! Brazzers monthly membership $29.95 now only $17.99    Join now

Asian Slut Gia Lee Sucks Cock

Favorite +

A very hot asian slut is walking through a garden when she meets a guy with a big dick. Look at her face as her pussy gets wet and she drops on her knees and starts sucking his big white dick. Will she suck his cock until she receives his sperm all over her pretty little face ore will he refuse?

Download full-length 25min 23sec movie now!
Join I Know That Girl for only 24.98$ 14.99$ This offer ends in:
  • Uploaded by dtr76ed
  • : 4min
  • : 27 Jun 2012
  • Exclusive video
    Gia Lee
4980 views Embed

Related videos

Be the first to comment on this video

Go to top


text:
ad space for rent : bill@flyorh.com

About a month ago I was tweeting about watching airline fares and trying to figure out when the prices were their lowest to book my trip.

Jim Lokay, reporter from WCVB Channel 5, tweeted back that I should sign up for Yapta (Your Amazing Personal Travel Assistant).

As a result, I set up an account with Yapta and also reached out for an interview with their CEO of Yapta, James Filsinger to learn more. Here is a compilation of my experiences with their website and my interview with James, who was very gracious—thank you. Big shout out to Jeff from Tailwind PR for setting this up for me!

First impressions
I went to the site, signed in, and entered the trip details that I had just booked with JetBlue under the “My Trips” section. A week later, I received an e-mail alert that the price had dropped. I called JetBlue, they recognized the new lower price and I saved money, joining the other 1,500,000 registered users that have saved more than $500 million since 2007. Note JetBlue can not credit your card, but gives you a credit in a travel bank for future flights. There are no change fees to do this.

My only problem with the site was that there was no “Sign in” tab at the top, but instead you had to press “MyTrips” in the middle of the screen. James mentioned that they will look into this. On the other hand, the application for my phone is great! I just went in just now for my trip next Saturday:

· High price: $345.50

· Low price: $205.50 (my price too!)

· Current: $345.50

Don’t believe it is that easy? Call JetBlue at 1-800-JET-BLUE and ask them if they always recognize the lowest price. I don’t know how easy the other airlines recognize the lowest price, but I can tell you that JetBlue was incredibly easy.

How much does Yapta cost? It is free! Yapta makes money from the ads displayed on the website and by working with referral partners like Kayak and Orbitz.

Win-win situation
Why would airlines make it so easy for people to get the lowest price? After all, the $500 million people saved by using Yapta has to come right off the bottom line. The answer seems to be loyalty.

Wouldn’t you feel better booking a ticket today, knowing of that if the price drops, from now till the day of your trip, that you can get that lower price? More importantly, the only way you can get these savings is to fly again with that airline! I think JetBlue should create a Yapta badge. Bring the humanity back into booking tickets! Another reason airlines (not JetBlue, SouthWest, Airtran or Alaska Air) do not mind doing this is that they will have change fees of approximately $175 per ticket, and we all know how much airlines love fee income.

One other important note about refunds on purchased tickets: you’re only eligible for a refund/credit if you book your ticket directly with the airline. If you book with Expedia, Orbitz, Travelocity, or any other third-party booking company, you are beholden to their price guarantee policy, if they offer one. Orbitz, for example, will only issue a refund when another Orbitz customer books the same flight, in the same fare class, at a lower price. The odds are extremely rare that this will occur!

Last year Yapta started another service for corporate travel. Corporate travel managers simply instruct their travel management company to share itineraries with Fare IQ like I did with my flight. Last year Fare IQ saved their corporate customers $2,000,000. Note Fare IQ is not free, but charges a percentage of the savings that are created for their corporate clients.

In closing, I highly encourage anyone who reads this to sign up for Yapta. And if you are in charge of corporate travel at your company, look into Fare IQ. Lastly, I found another reason to love JetBlue—they always recognize the lowest price!

ad space for rent : bill@flyorh.com

Post your comment

User Comments

POPULAR KEYWORDS : Cheap Flights From New York City To Fort Lauderdale, American Airlines Orh, Jetblue Track Flight, Worcester Nearest Airport, Jetblue.Com, Flights From Orlando To Hartford, Flights To Orlando International Airport, Myrtle Beach Airport Departures, Sarasota To Orlando Flights, Jetblue Parking Jfk, Buy True Blue Points, Portsmouth Nh Airport Allegiant, Jetblue Airbus 321, Regional Airport Flights, Jetblue To Puerto Rico, Jet Blue Flights To Florida, Jetblue International Routes, Flight To Sarasota, Nyc To Worcester Ma Flight, Worcester Ma Flights.

ad space for rent : bill@flyorh.com

ad space for rent : bill@flyorh.com

ad space for rent : bill@flyorh.com


text:
You are here

Please provide feedback on the content of this page or the entire site by completing the form below. If you have a specific question on a DOT program or resource, please use the contact information provided on the web page.

Title: How should an ELD record a driver’s HOS when operating in another country such as Canada?


text:
Stuffed Peppers

  • Level: Intermediate
  • Total: 2 hr 30 min (including chilling time)
  • Active: 2 hr
  • Yield: 6 servings
Save Recipe

Tomato Sauce:

2 cups canned whole San Marzano tomatoes (with liquid from the can)

1/4 cup diced yellow onion

4 cloves garlic

1 tablespoon chopped fresh basil

1 tablespoon chopped fresh oregano

1/4 cup extra-virgin olive oil

2 teaspoons kosher salt

1 teaspoon fresh ground black pepper

2 tablespoons grapeseed oil

1 cup canned diced San Marzano tomatoes

Stuffed Peppers:

2 tablespoons kosher salt, plus more for seasoning

1/2 pound orzo pasta

2 tablespoons extra-virgin olive oil

2 tablespoons grapeseed oil

1 pound sweet Italian sausage, casings removed

1 cup canned diced San Marzano tomatoes

1 cup shredded Parmesan

2 tablespoons chopped fresh basil

Fresh ground black pepper

6 red or yellow bell peppers

Shredded mozzarella, for sprinkling

Broccoli Rabe:

4 tablespoons plus 2 teaspoons kosher salt

2 pounds broccoli rabe

1/4 cup grapeseed oil

1 teaspoons fresh ground black pepper

Special equipment:
an immersion blender
  1. For the tomato sauce: Combine the whole tomatoes and liquid from the can, onion, 2 cloves of the garlic, basil, oregano, olive oil, salt and black pepper in a 2-gallon container and puree with an immersion blender until smooth.
  2. Heat a large saute pan over high heat until it begins to smoke. Reduce the heat to medium and add the grapeseed oil and remaining 2 cloves of garlic and quickly saute. Add the diced tomatoes and saute until heated through, 1 to 2 minutes. Add the pureed tomato sauce and bring to a simmer. Cook for 15 minutes and remove from the heat.
  3. For the stuffed peppers: Preheat the oven to 350 degrees F. Bring 1 gallon water and 2 tablespoons salt to a boil in a 2-gallon pot. Add the pasta and stir continually for the first 2 minutes of cooking to make sure it doesn't stick, then stir occasionally until the pasta is cooked to al dente, about 9 minutes.
  4. Strain the pasta, spread it on a cookie sheet and drizzle with the olive oil. Mix to coat and refrigerate until cold.
  5. Heat a saute pan over medium heat and add the grapeseed oil and sausage. Cook the sausage, stirring with a wooden spoon to break up the chunks, until browned and fully cooked, about 15 minutes. Remove from the pan, spread on a cookie sheet and refrigerate until cold.
  6. Preheat the oven to 350 degrees F. Combine the orzo and sausage in a mixing bowl with the diced tomatoes, Parmesan and basil. Season with salt and black pepper.
  7. Cut the top off each bell pepper and remove the seeds and ribs from the inside. Trim the bottom of each pepper so it will sit upright on the plate.
  8. Stuff the peppers with the sausage mixture and top with the mozzarella. Arrange in a 9-by-13-inch baking dish, cover with foil and bake for 20 minutes. Remove the foil, return the peppers to the oven and bake until tender, 5 to 10 minutes more. Remove from the oven and allow the peppers to sit for 5 minutes.
  9. For the broccoli rabe: Combine 2 gallons of water and 4 tablespoons salt in a large pot and bring to a boil. Prepare an ice bath for shocking the broccoli rabe.
  10. Add half of the broccoli rabe to the water and cook until al dente, 3 to 4 minutes. Strain the broccoli rabe from the water and shock in the ice bath. Bring the water to back up to a boil and repeat with the rest of the broccoli rabe.
  11. Remove the broccoli rabe from the ice bath and pat dry with a towel.
  12. For plating: Reheat the tomato sauce to a simmer over medium heat.
  13. Heat a saute pan over high heat until it begins to smoke. Add the grapeseed oil and then add the blanched broccoli rabe. Saute for 2 to 3 minutes and then season with the black pepper and 2 teaspoons of the salt.
  14. Pool about 4 ounces of the tomato sauce on 6 plates. Divide the broccoli rabe among the plates, putting it in the center of the plate and making the pile flat so you can place the stuffed pepper on top. Place the stuffed pepper on top of the broccoli rabe and serve immediately.

Stuffed Bell Peppers

Picadillo Stuffed Peppers

Stuffed Peppers

Spinach and Red Pepper-Stuffed Chicken


text:
Image source: Getty Images.

Every small-cap biotech stock whose future depends on the success of a single compound will eventually face a binary event. Whether that event is the release of data from an important clinical trial or a yes/no decision from regulators, a single news item can cause a company's stock to soar or plummet. Any investor in this type of stock needs to stay in the know about what catalysts are coming and why they're important for the company's future.

With that in mind, here's a list of three all-or-nothing biotech stocks facing upcoming catalysts over the next year that I plan to watch with great interest.

One drug, multiple indications

First up is Intra-Cellular Therapies (NASDAQ:ITCI), a red-hot biopharma that managed to charm the markets in 2015. This company's future is completely tied to the success of ITI-007, a compound that holds great promise in treating a range of diseases of the central nervous system.

Intra-Cellular is currently running three phase 3 trials to test ITI-007's ability to treat bipolar depression, behavioral disturbances associated with dementia, and schizophrenia. It also has trials in earlier stages testing the drug in a range of other indications.

Image source: Intra-Cellular Therapies.

The company is the furthest along with its testing related to schizophrenia. Last year it released results from its first phase 3 trial, and they looked quite encouraging. Schizophrenia patients who were treated with ITI-007 showed a statistically significant improvement in their Positive and Negative Syndrome Scale (PANSS) score -- meaning their symptoms became less severe -- compared to those who took a placebo. The drug also demonstrated a safety level similar to that of a placebo.

Intra-Cellular is currently running a second phase 3 trial on schizophrenia, and top-line data is expected later this year. If that looks good, then FDA submission should follow soon after.

There's no doubt that it's an exciting time to be an investor in Intra-Cellular's stock, and with another round of data due out soon, this company deserves a close watch.

Catching the attention of big pharma

I'm a firm believer that the majority of biotech stocks that trade below $5 per share should be written off as uninvestable, but I must admit that I'm intrigued by Geron (NASDAQ:GERN).

Geron's lead product candidate, imetelstat, is currently in late-stage trials as a treatment for two rare but serious blood cancers: myelofibrosis and myelodysplastic syndromes. I'm hopeful for this drug's potential because in early clinical trials, imetelstat generated both partial and complete responses in patients who had myelofibrosis, which no other drug had ever accomplished.

Geron's early clinical success caught the attention of Janssen, the biotech arm of Johnson & Johnson, and the two companies are now collaboration partners. Janssen was so interested in imetelstat that it forked over $35 million in up-front capital and has also pledged up to $900 million in milestone payments if imetelstat becomes a blockbuster hit.

Image source: Getty Images.

The next data readout for imetelstat isn't expected until 2017, so Geron's investors have some waiting to do before the next catalyst comes. Still, imetelstat looks like it could be the real deal, and the vote of confidence from J&J speaks volumes, so I plan on keeping a close eye on this stock.

Last man standing

The final company on today's list is Sarepta Therapeutics (NASDAQ:SRPT), a small-cap biotech focused on rare diseases. While Sarepta's pipeline has a number of interesting drug candidates, its most important compound by far is eteplirsen.

Eteplirsen is currently being studied as a treatment for the rare muscle disease Duchenne muscular dystrophy, or DMD. Patients with DMD gradually lose muscle function, which leads to a wide range of negative clinical outcomes and often results in an early death.

Several companies have tried to win regulatory approvals for potential DMD treatments over the past year, but so far all have failed. The FDA still hasn't made an official ruling on eteplirsen yet, deciding instead to kick the can down the road twice. Most recently the agency requested additional data so it could study it before making a final decision. In other words, Sarepta is having a lot of trouble getting eteplirsen over the finish line, but since it's the only runner left in the race, it might actually have a chance at success.

We don't yet know when the FDA will make a decision, but given the clear unmet medical need, I'd imagine that we'll have a better idea of the timing within the next few months. That makes Sarepta another story that I plan on watching like a hawk.

Brian Feroldi has no position in any stocks mentioned. Like this article? Follow him on Twitter where he goes by the handle @Longtermmindset or connect with him on LinkedIn to see more articles like this.

 The Motley Fool owns shares of and recommends Johnson and Johnson. Try any of our Foolish newsletter services free for 30 days. We Fools may not all hold the same opinions, but we all believe that considering a diverse range of insights makes us better investors. The Motley Fool has a disclosure policy.


text:
Logo source: Vanguard.

The Vanguard Windsor II Fund (NASDAQMUTFUND:VWNFX) was launched in 1985 after the original Windsor fund, managed by the legendary manager John Neff, was closed to new investors. Today, the Windsor II is one of the firm's largest actively managed funds, helped by the fact that its low expense ratio makes it one of the least expensive funds of its type.

Fund share class

Expense ratio

Windsor II Fund Investor Shares

Windsor II Fund Admiral Shares

Source: Vanguard.

It has a few quirks, however. Here are the five most important things you should know before investing in it.

1. Many cooks in one kitchen

Windsor II has a storied history of success. Though it has a value streak -- the fund typically favors lower-priced companies with higher yields -- it ballooned through the 1990s, an era when growth stocks were all the rage. Growth in assets led to new managers being appointed by Vanguard to handle smaller portions of the fund's capital.

The fund currently has five subadvisors, each managing some of its assets. Investment firm Barrow, Hanley, Mewhinney & Strauss advise the largest portion of the fund. The lead firm is named after Windsor II's legendary manager, Jim Barrow, who was the face of the fund until his retirement in October 2015.

Source: Fund annual report.

Where many of Vanguard's funds are advised by Vanguard and Wellington Management, Windsor II has quite the handful of managers running the portfolio. Note that Vanguard's team manages the smallest fraction of the fund's assets.

2. Fees are variable

Vanguard has attracted trillions of dollars of assets under management by focusing on price. Its funds are consistently less expensive than those offered by its competitors. Most important, though, is that many of its actively managed funds carry variable fees based on performance. Windsor II is no exception.

For the fiscal year that ended in October 2015, Windsor II's five managers would have earned base fees of about $69 million for managing the fund. However, those fees were reduced by about $11.5 million due to less-than-stellar performance over the preceding 36- or 60-month period, to a total of about $57.5.

Managers are judged based on their performance relative to their benchmarks. Each manager can earn a higher fee for beating their benchmark, and will lose a portion of their fee for losing to their benchmark.

Barrow, Hanley

MSCI US Prime Market 750 Index

Hotchkis and Wiley

MSCI US Investable Market 2500 Index

S&P 500 Index

Russell 3000 Index

Source: Fund annual report. Performance is measured against the index over the preceding 60 months, with exception for Barrow, Hanley, and Lazard, which are measured against index performance over 36-month periods.

3. Windsor II is cheap

Relative to other actively managed funds, Windsor II is especially inexpensive to invest in. The fund carried an annual expense ratio of just 0.34% of assets for investors who own the Windsor II Investor Shares. Those who own the higher-minimum Admiral share class paid an annual expense ratio of just 0.26% of assets.

The chart above shows how these fund fees stack up compared to the average active and passive fund. As with any Vanguard mutual fund, the Admiral share class is always a better deal than the Investor share class. Note, though, that Investor shares can be converted into Admiral shares at no cost when an investor reaches the Admiral minimum.

4. It's primarily a large-cap value fund

Windsor II is primarily a large-cap value fund, and most of its top 10 holdings are household names. The top five holdings will be  recognizable to virtually anyone: Microsoft, Pfizer, JPMorgan, Wells Fargo, and Philip Morris International.

As with any active fund, Windsor II deviates from large cap indexes like the S&P 500 by sector weightings. Note that the fund has significantly more exposure to healthcare, financial services, and energy than the S&P 500. Meanwhile, it is significantly underweight in growth sectors like technology. One would naturally expect Windsor II to perform best against the market when healthcare, financials, and energy companies lead the market.

5. You may be able to replicate it cheaper

Active funds have to pay portfolio managers and analysts, and the expenses involved are naturally passed on to their  investors. Conversely, passive funds do not employ stock pickers, and thus can offer lower fees and expenses.

Although its managers are graded against several different benchmarks, the fund considers its overall benchmark to be the Russell 1000 Value Index. Windsor II has lagged that by just 0.13% annually over the last 10 years. However, performance over the last five years has been particularly weak, as the fund lagged its benchmark by 1.15% per year.

Passive funds might offer similar performance at a lower cost. The Vanguard Russell 1000 Index ETF (NASDAQ:VONV), which carries an annual expense ratio of just 0.12%, is designed to track the performance of the index.

Likewise, the Vanguard Value ETF (NYSEMKT:VTV) roughly tracks the same stocks as the Russell 1000 Value ETF, but carries an even lower expense ratio of just 0.08% per year. It can also be purchased as a mutual fund.

All in all, the expense difference is relatively small. We're talking about just a little more than one-quarter of one percentage point per year of added expenses for Windsor II vs. Vanguard's passive index funds with similar exposures. It's much more likely that stock selection, not expenses, will drive the bulk of Windsor II's future performance above or below its benchmark.

Try any of our Foolish newsletter services free for 30 days. We Fools may not all hold the same opinions, but we all believe that considering a diverse range of insights makes us better investors. The Motley Fool has a disclosure policy.


text:
As a leader in truck leasing and logistics, when Ryder System (NYSE:R) announced fourth-quarter earnings last week, it got me thinking about what the company's business says about the state of the economy. Logically, if manufacturing output is increasing, then truck leasing would be, too. Thus, so should Ryder's revenues.

Ryder's revenues rose by less than half a percent to $4.80 billion from $4.78 billion. By contrast, the U.S. Census Bureau's statistics on manufactured durable goods indicated that from Dec. 2002 through Dec. 2003, new orders increased 6.49% and shipments grew by 8.17%. That's a significant difference.

But it's just one company. Any number of reasons other than demand could have an impact on revenues, such as mergers and acquisitions, or entering and exiting markets. While that doesn't appear to be the case here, looking at a few more shipping-related companies provides a clearer picture.

The latest revenues on Dow Jones Transportation Average companies CSX (NYSE:CSX), J.B. Hunt Transport Services (NASDAQ:JBHT), Norfolk Southern (NYSE:NSC), United Parcel Services (NYSE:UPS), Yellow Roadway (NASDAQ:YELL), and Ryder, showed an average increase of 4.08%. That's closer, but still a far cry from the 8.17% increase in shipments the government reported.

So what gives? Part of the difference might be explained by manufacturers taking up slack shipping capacity internally, without turning to transport companies. Or perhaps the difference could be that U.S. manufacturers are increasingly producing and shipping goods overseas that never enter the U.S., and hence, do not translate into revenues for U.S. transportation companies. Or for that matter, jobs.

The results do seem to jive with the various reports showing continued weak employment in manufacturing, while output and productivity are on the rise.

Most importantly though, what it does show is that the economy probably isn't growing as robustly as the government's numbers are indicating, at least from the perspective of the average American. And that much of the economic growth we have seen thus far has been the result of international commerce and largely limited to U.S. multinational companies. The good news is that the weak dollar and corporate profits should begin to trickle down and translate into more jobs over the course of the year.

Interested in talking with other Fools about the economy? Check out the Economy and Markets discussion board.

Motley Fool contributor Mark Mahorney is an antagonist residing in Denver. He promises to respond cynically to all emails.


text:
Though working Americans have different ideas on when to retire, many regard their 60s as the ideal time to exit the workforce permanently. But while the average retirement age in the U.S. today is 63, current members of the workforce may have to kiss the idea of retiring in their 60s goodbye. In fact, many are already resigned to the fact that they'll need to work longer. A recent study by human resources consulting firm Willis Towers Watson reveals that almost 25% of Americans think they won't be able to retire until age 70 or even later.

This sentiment is consistent with Transamerica's latest retirement survey, which finds that two-thirds of baby boomers are either already working past age 65 or plan to do so. Furthermore, 40% are so convinced they'll need to postpone retirement that they're taking steps to maintain their skills in order to work past 65.

Image source: Getty Images.

Now if you're thinking that the idea of working well into your 70s is crazy, ridiculous, or just plain wrong, here's some bad news: Unless you're extremely vigilant about saving, there's a good chance you'll wind up trekking to work for a decade longer than expected. The good news, however, is that you can increase your chances of retiring on time if you commit to saving early on.

Social Security isn't enough

First, let's get one thing straight: If your plan is to save the bare minimum for retirement and rely on Social Security to pick up the slack, think again. Social Security is only designed to replace about 40% of your pre-retirement income. If you're like most Americans, you'll need a minimum of 70% of your pre-retirement income to keep up with your living costs in retirement, and that's probably a best-case scenario. What this means is that if you fail to amass a decent chunk of retirement cash, you're likely to wind up working longer or struggling financially in your old age.

We've got some catching up to do

A big reason why so many Americans are coming to terms with the idea of working longer is that they know they're so blatantly behind on savings. In fact, an estimated one-third of Americans have no retirement savings whatsoever. And while older Americans who neglected their savings may have a harder time catching up, if you're relatively young and still have a few decades in the workforce ahead of you, it's not too late to change your fate -- but you do need to start now.

Save later, retire later

So just how much of a setback will you face by holding off on saving for retirement? Let's say you begin saving $200 a month at age 35, and that your investments generate an average annual 8% return (which is feasible for a stock-heavy portfolio). By the time you reach 65, you'll have roughly $272,000 to your name. Over the course of a 20-year retirement, that's about $13,600 a year, or just over $1,100 a month, to pay for your living expenses with Social Security hopefully covering the rest. But watch what happens if you wait 10 years to start saving. All other things being equal, instead of winding up with $272,000 by age 65, you'll have just $110,000. That's only $5,500 a year, or just over $450 a month, to cover your bills.

The following table shows how much money you'll wind up with in retirement if you start saving $200 a month at various ages:

Age to Start Saving

Total Saved by Age 65 (Assumes 8% Annual Return)

Available Cash Per Year for a 20-Year Retirement

Available Cash Per Month for a 20-Year Retirement

Data source: Author's calculations.

Now keep in mind that these figures don't include investment gains in retirement, which could cause the numbers to go up. But the general point is that starting early gives you the greatest chance of retiring on time. These days, the average American retiree spends roughly $3,700 per month. Even if you take inflation into account, if you're able to withdraw $2,600 a month from savings (which you'd have in our most ideal scenario above) and supplement that income with Social Security benefits, you stand a good chance of being able to cover your living expenses without having to work longer. But the more you wait to start saving, the less likely you are to retire in your 60s -- or at all.

Of course, there are some benefits to working longer -- namely, that under the right circumstances, it could be good for your health. But if your goal is to retire in your 60s while you're young and healthy enough to enjoy your leisure time, then you'd better start saving some money. Immediately.

Try any of our Foolish newsletter services free for 30 days. We Fools may not all hold the same opinions, but we all believe that considering a diverse range of insights makes us better investors. The Motley Fool has a disclosure policy.


text:
How Did SMRT Fare for the Year?

smrt logoSMRT Corporation (SGX: S53) released its results for the full year of 2014 on Wednesday. SMRT is one of the two main transport operators in Singapore. The other being ComfortDelGro Corporation (SGX: C52), which owns a majority share in SBS Transit (SGX: S61).

SMRT derives revenue from ridership of its trains, LRTs (light rail transit) and buses – collectively known as “fare sources” – and also from “non-fare sources” such as taxis, rental, advertising and engineering and other services.

For the full year, revenue increased 4% year-on-year to $1.2 billion due to higher revenue in all business segments, except LRTs and other services. The revenue from fare sources was up 2.7% to S$851.9 million while the revenue from non-fare sources gained 7.6% to S$312 million.

Total operating expenses rose 7.3% to $1.1 billion, due mainly to higher staff costs, depreciation and other expenses.

SMRT’s fare sources recorded an operating loss of $25 million as compared to an operating profit of S$32.3 million last year. For train operation, despite a 2.9% increase in ridership, operating profit plunged 91.6% to $5.5 million from $65.1 million in the previous year. This was due to operating costs outpacing fare revenue growth. Train operation was the only segment that raked in operating profit under the fare sources.

Operating profit from the non-fare sources increased by 12.4% to S$106.4 million, mainly due to an increase in profits for taxi, commercial and engineering services. Taxi profits ballooned 49.7% to $9.6 million, due to higher rental contribution from a newer fleet and lower diesel tax as a result of a smaller diesel fleet. Rental profits, the highest contributor of operating profit for the non-fare sources, increased 9.6% to $73.4 million. This was because of an uptick in lettable space from the redevelopment of Woodlands Xchange and higher rental renewal rates. All the segments under non-fare sources were profitable, except other services, which saw an operating loss of S$1.2 million.

Overall, net profit for the year slumped 25.7% to S$61.9 million. Consequently, earnings per share was down 25.8% to 4.1 Singapore cents.

As of 31st March 2014, SMRT had a total borrowing of S$636.4 million against a backdrop of cash balances of S$146.9 million. It is in a net debt position of $490 million, an increase from that of S$277 million exactly a year ago. Return on equity for the year was at 7.9%, a decrease of 2.8 percentage points from last year.

The firm generated a cash flow from operations of S$234.4 million for the year, decreasing 10% year-on-year. It spent S$651.9 million in capital expenditures as compared to S$250.6 million last year.

SMRT has proposed a final dividend of 1.2 Singapore cents per ordinary share. Including the interim dividend of 1.0 Singapore cent, the total dividends that will be paid out for the year will be 2.2 Singapore cents. This translates to a dividend yield of 1.8%, at the closing price of S$1.22 on Wednesday.

Going forward, the transport operator will continue with its productivity efforts in the new financial year to help mitigate the declining profitability in the fare business. It also expects the imminent changes to the rail financing and bus operating models to address the sustainability of its fare business in Singapore. Furthermore, it is awaiting the launch of the new Sports Hub retail mall, which the firm will be jointly-managing with NTUC Fairprice and is just a stone’s throw away from its Stadium Circle Line station.

SMRT is currently trading at 30 times its latest earnings.


text:
US Supreme Court to Determine Whether Workers Waive Class Action

By Julie Werner & Ed Zimmerman

Julie Werner is Senior Counsel with Lowenstein Sandler LLP's Employment Group.  Ed Zimmerman chairs the firm's Tech Group.

[Update on November 1, 2017: For more breaking news on Class Action Waivers as they pertain to consumer web agreements and the public relations and legal implications of those waivers, please see the October 31, 2017 Forbes Article "Class Action Waivers in Consumer Web Agreements: Congress Enters the Debate," by Ed Zimmerman and Nick Mehler]

On Monday, the United States Supreme Court (“USSC”) will hear arguments in a matter fundamental to how employers and their employees and contractors argue about rights and entitlements.  The USSC can, in these matters, equip employers with powerful tools to shut down cases that look like the currently raging Uber class action and the important Microsoft class action (2000), the latter of which resulted in thousands of contractors becoming employees and receiving benefits and equity.

The USSC arguments on Monday in Epic Systems Corp. v. Lewis, Ernst & Young LLP v. Morris, and NLRB v. Murphy Oil USA, Inc. will focus on whether arbitration clauses in the employment or independent contractor context result in enforceable waivers of a worker’s right to bring or participate in a class action. These arguments underscore the rift in federal circuit courts of appeals regarding the interpretation of arbitration agreements as class action waivers in employment and other independent contractor agreements.

Artist, then wine merchant, then artist, Jean Dubuffet's sculpture outside the Royal Academy of Arts in London. Dubuffet's sculpture strikes us as a perplexed worker on the way to or from work.Ed Zimmerman (April 2015)

Arbitration agreements are controversial:  those who favor arbitration believe that disputes decided privately outside the courtroom result in more equitable outcomes though perhaps more favorable to the defendant; opponents believe that secretive processes bias against individuals and consumers, especially where one party to the agreement has greater sophistication and resources.

Congress passed the Federal Arbitration Act (the “FAA”)[i] in 1926, now yielding 90 years of policy favoring arbitration.  As a further strategy to minimize the risk of exposure even in arbitration, businesses have increasingly included class action waivers in their arbitration agreements.  These provisions seek to deter individuals from taking action, particularly when the disputed amount makes legal action cost-prohibitive.  In American Express Co. v. Italian Colors Restaurant,[ii] for example, a dispute arose against American Express regarding Amex’s imposition of certain charges.  Although the agreement between American Express and the merchants required arbitration and included a class action waiver, the merchants filed a class action, contending that if each had to proceed individually in arbitration, the cost of expert analysis would exceed the amount of the recovery.  The USSC was unmoved by this argument, holding that the FAA does not permit courts to invalidate a class action waiver even if the plaintiff’s cost of individually arbitrating a federal statutory claim exceeds the potential recovery.

Similar to American Express’s agreement with merchants, many employers have included class action waivers in arbitration agreements with their employees to limit risk of employment class actions. The various national Uber litigations have been focused, in large part, on procedural issues related to whether the waiver Uber’s drivers have signed means that their work for Uber hinges upon an implied obligation to waive their right to bring or participate in a class action. This procedural aspect of these cases has consumed more ink and discussion than the substance of whether the drivers were properly classified as contractors or employees.

The National Labor Relations Board (“NLRB”) has asserted that class action waivers in arbitration agreements violate the National Labor Relations Act (a 1930s law that applies to all base level employees, even absent a union) because the NLRB asserts that language interferes with an employee’s statutory right to “concerted activity.”  In 2013, the Fifth Circuit Court of Appeals rejected the NLRB’s view in DR Horton, Inc.v. NLRB[iii], holding that class action waivers did not violate the NLRA.  The Fifth Circuit took this same position again in 2015 in Murphy Oil USA v. NLRB[iv], holding class action waivers permissible and not violative of the NLRA.   In 2016, the Second Circuit Court of Appeals took the same view as the Fifth Circuit in Patterson v. Raymours Furniture Co.[v]

But in a split among the circuit courts considering this issue, in 2016, the Seventh Circuit Court of Appeals in Lewis v. Epic Systems[vi] took the opposite view: holding that class action waivers do indeed violate the NLRA.  Similar to the Seventh Circuit, in 2016 the Ninth Circuit Court of Appeals also held class action waivers impermissible in arbitration agreements in Morris v. Ernst & Young,[vii] a case that impacted the language in E&Y’s employment agreements with its staff.

This rift among the Fifth, Seventh, Second, and Ninth Circuits will be the thrust of the oral arguments on Monday October 2nd before the USSC. We expect some delay before the USSC opines on whether arbitration agreements with individual employees that bar those workers from pursuing work-related claims on a collective or class action basis in any forum are prohibited as an unfair labor practice under the NLRA.  Regardless of how the USSC rules in these cases, it is unlikely the Department of Labor (“DOL”) would honor any class action waiver language even if the parties expressly included it in the document.  An agreement to arbitrate applies to the parties to the agreement, but the USSC has previously held in the 2002 case of EEOC v. Waffle House, Inc.[viii] that arbitration agreements do not restrict or bind the EEOC or the DOL.

Employers and lawyers eagerly await the USSC’s decision to provide necessary clarification on this important issue.  Even if the USSC finds these waivers broadly enforceable, employers will need to determine whether there’s reputational damage for conditioning employment or other work on signing waiver.

[i] 9 U.S.C. §1 et seq.

[ii] 133 S. Ct. 2304 (2013).

[iii] 737 F3d 344 (5th Cir. 2013).

[iv] 808 F.3d 1013 (5th Cir. 2015).

[v] 15-2820 (2d Cir. 2016).

[vi] 823 F.3d 1147 (7th Cir. 2016).

[vii] 13-16599 (9th Cir. 2016).

[viii] 534 U.S. 279 (2002).

I’m a lawyer representing tech startups, growth companies and the venture capital and growth equity funds that back them. I co-founded and Chair the Tech Group at Lowenstein Sandler LLP, where I’ve worked since I was a summer associate in 1991. In 2013, Dow Jones ranked Low...

Ed Zimmerman founded & chairs Lowenstein Sandler LLP's Tech Group. He has taught VC/Angel Investing in Columbia's MBA program for a decade. Ed invests in startups & venture funds.


text:
Budding Enthusiast
  • Content count

  • Joined

  • Last visited

About AMW

  • Rank
  • Birthday July 17

Profile Information

  • Gender*
  • Ford Model
    Ranger MK2 dual cab

Previous Fields

  • Location

Recent Profile Visitors

The recent visitors block is disabled and is not being shown to other users.

  1. AMW

    ranger 2010

    My manual is about doing about 10L/100Km (28mpg) on long cursing runs and around 11.8L/100Km (24mpg) around town. Andrew
  2. Ford is recalling about 391,000 Ranger pickup trucks because the driver's airbag inflators can explode with too much force and cause injuries. The recall covers trucks from the 2004 through 2006 model years in the U.S. and Canada. http://mashable.com/2016/01/26/ford-airbag-recall/#QTKaFAHh1qqt So UK Rangers seem OK (for now). Andrew
  3. AMW

    Fifth Gear

    I hope so although I am considered a new pick up soon just not sure it will be a Ford after this issue.
  4. AMW

    Fifth Gear

    Well she is back plus new gear box came to £1500 all in. Sad that a truck with such low millage eneded up need a new gear box :o Andrew
  5. AMW

    Fifth Gear

    Not good news total rebuild required (£1000) not including the labour to remove and refit the gearbox. Andrew
  6. AMW

    Fifth Gear

    My 04 plate 2.5 turbo Ranger will not stay in fifth gear just pop straight out Ok in all the other gears. No noise or vibration. Any one had this problem? Andrew http://a-m-ward.blogspot.co.uk
  7. AMW

    Oil Change

    I use Magnatec 5W-30 A1
  8. AMW

    Cam Belt

    Hi a first post from me. I have a 2004 Ford ranger 2.5TD a couple of questions. 1. Is the engine a non interference type? 2. I believe the cam belt change is 60,000 miles. Andrew


text:
Foreword Reviews

The Multitude

God save the poets who wield a prose writer’s gift for language and clarity: Yes, you, Hannah Faith Notess, your voice is immediately felt, thoughtful, and concise. The author of a chapbook (Ghost House) and memoir (Jesus Girls: True Tales of Growing Up Female and Evangelical), Notess is an editor for Response magazine.

You said my naked back looked strong to you.
My sloped, hunched shoulders flickered in my brain,
but then I thought of the junior high girl
I briefly became-who cut the pictures out
of her ballet books, who rewound the tape
of Fonteyn draping her back like silk across
Nureyev’s arm, then turned her own small back
to the bathroom mirror. Every variation
of that shape she could think of, she practiced,
till her muscles tensed like twisted swing chains
on the playground. Unwound, stretched to her limit,
she pushed against the future and reached me,
her future. I arched my back, a bridge to her,
and said, half to her, half to you, Thank you.

Reviewed by Matt Sutherland

Disclosure: This article is not an endorsement, but a review. The author of this book provided free copies of the book to have their book reviewed by a professional reviewer. No fee was paid by the author for this review. Foreword Reviews only recommends books that we love. Foreword Magazine, Inc. is disclosing this in accordance with the Federal Trade Commission’s 16 CFR, Part 255.

Load Next Review


text:
Selection of forums for :

DreamStory Tales

This is DreamStory Tales Main Forums! Very New!

dreamstory, #tales, this, main, forums!, very, new!

Awakened Chaos

Myths are glorified stories told over the course of thousand upon thousands of years. Tales of Divine Gods clashing, battles for power, love, self satisfaction, and the birth of a world where dreams are created. For a very long time, that is all we t

awakened, chaos, myths, glorified, stories, told, over, course, thousand, upon, thousands, years, #tales, divine, gods, clashing, battles, power, love, self, satisfaction, birth, world, where, dreams

Search for a forum in the directory

Create a free forum

Create your tales forum


text:
Ashland Introduces New Cold-Box Catalyst

Alternative formulation offers production, environmental benefits

Ashland Casting Solutions reports it is introducing the first new catalyst for its Isocure phenolic urethane-forming cold-box binder system. Isofast catalyst offers an alternative formulation that provides "significant productivity and environmental benefits to the core-making process over the existing TEA and DMEA catalysts."

A unit of Ashland Specialty Chemical Co., Ashland Casting Solutions supplies products, processes, and technology to metalcasters worldwide.

The company emphasizes that the Isofast catalyst is not a hazardous air pollutant so it is not regulated by the U.S. Environmental Protection Agency's new MACT standards. "Isofast catalyst is more efficient than TEA and results in a catalyst consumption reduction of 25-50% by weight, while curing cycle times are shortened by 35–45%," Ashland says.

Also, this new catalyst is said to provide a more complete initial cure, thus reducing the need for core-box cleaning. Isofast is said to produce less odor than other catalysts, and the lower catalyst consumption reduces the volume of scrubber solution that must be managed.

Ashland offers the Isocycle catalyst recycling program to handle spent scrubber solution.

Mike Swartzlander, v.p. with Ashland Specialty Chemical and general manager of Ashland Casting Solutions, says, "We are continually learning about our customers' metal casting requirements and developing solutions that help them achieve success in today’s demanding manufacturing market."

Hide comments

  • Allowed HTML tags:

Plain text

  • No HTML tags allowed.
  • Web page addresses and e-mail addresses turn into links automatically.
  • Lines and paragraphs break automatically.


text:
Citi CEO addresses MBA grads on post-crisis rehab tour

By Maria Aspan

PHILADELPHIA (Reuters) - Citigroup Inc Chief Executive Vikram Pandit, whose bank barely survived the financial crisis, on Sunday stepped into a once-unlikely position: role model to America's future financial leaders.

Continue Reading Below

"Over the last two years, I too, received a great education, facing crises and making decisions -- many of them very difficult," Pandit told graduating business students at the University of Pennsylvania's Wharton School on Sunday.

He told the students the only way they could have learned more about the American economy and global economics over the last two years "is to have lived it -- an experience, that I can assure you, was not full of pure enjoyment."

The speech was another step in the long, painstaking rehabilitation of Pandit, who took over Citigroup at the end of 2007 and barely held onto his job during the worst of the crisis.

On Sunday, he told the Wharton audience that accepting the top job at Citigroup in late 2007 was "a bit like becoming captain of the Titanic after the ship hit the iceberg."

His bank took some $45 billion in U.S. bailout funds in 2008 and 2009, and counted the government as a shareholder as recently as December.

But since then, Citigroup has reported its first full-year profit since 2007, shed the last of the U.S. government's common share stake, and even on Friday reinstated a nominal dividend to shareholders.

"They've turned the corner," said Michael Robinson, senior vice president at Levick Strategic Communications, a crisis consultant that has done work for Citigroup in the past.

"They've cleaned things up and now they're rolling out the CEO ... A year or two ago that would not have worked, but now I think they're doing the right thing to raise their profile," he said.

About 4,800 people, including almost 1,000 graduates, heard Pandit speak inside the University of Pennsylvania's Palestra stadium as gray skies forced a last-minute relocation indoors.

The crowd responded to Pandit with healthy applause, especially when he joked about his own graduate business degree from Wharton rival Columbia Business School. But his Titanic quip garnered almost no reaction from the audience.

Students after the ceremony gave Pandit mixed reviews, although they said they do not hold him responsible for the financial crisis.

"I don't think people think everything's fixed" in the financial world, said Pat McBrearty, 28, a graduate who plans to go into consulting.

Pandit is "a leader in an industry that people still have issues with," he said.

Pandit has already reaped some benefits of leading the bank's slow recovery. His base salary this year will be $1.75 million, up from the token $1 he has taken since 2009.

His comfort level has increased at the same time. Pandit has been increasingly visible -- and good-humored -- over the last few months, making speeches at events ranging from a UJA-Federation of New York charity fund-raiser to a conference of prominent Chinese-American citizens.

But skeptics remain. One hedge fund manager greeted Pandit at the UJA-Federation event this month by expressing surprise that he was "still around."

And some bank investors have yet to be won over. A weak trading environment and shrinking consumer loan book are cutting into Citigroup's revenue, raising concerns about the bank's ability to move from recovery to growth.

"To this day, it's considered mismanaged, it's unwieldy, it's still the same Citibank," said longtime Pandit critic Bill Smith of Smith Asset Management, whose company owns Citi shares.

On Sunday, Pandit told the students that he has been "second-guessed from the outside, and sometimes from the inside -- almost continuously ... But we made it."

But he added that Pandit still has work to do to fully restore both his bank's reputation and his own.

"If the stock continues to perform, and the company avoids a major misstep, Pandit has a shot at long-term redemption. But that's something that's measured in many more years than one," Gordon said.

(Reporting by Maria Aspan, editing by Maureen Bavdek)


text:
New Mexico St. 69, Pacific 64

Gordo Castillo scored 17 points to lead New Mexico State to a

69-64 victory over Pacific on Saturday night.

Renaldo Dixon added 13 points for the Aggies (5-7).

Castillo and Bandja Sy hit back-to-back 3-pointers to put New

Mexico State up 52-43 with 11:05 remaining.

Pacific (6-5) closed to within three with a pair of Allen

Huddleston free throws with 3:11 to play, but Castillo hit another

3-pointer from the corner with 3:02 left. The Tigers closed to

within three again with 6.4 seconds left, but Castillo converted a

one-and-one opportunity at the line to seal the win.

Sam Willard led Pacific with 15 points and 11 rebounds, and Pat

Eveland added 14 points.


text:
Gaskin, Ahmed hope to be speedy combo for No. 6 Washington

              FILE - In this Nov. 10, 2017, file photo, Washington running back Myles Gaskin, left, scores a touchdown against Stanford during the second half of an NCAA college football game in Stanford, Calif. Gaskin is likely to rewrite the record book for No. 6 Washington by the end of his senior season. But he'll have help this season in the form of sophomore Salvon Ahmed. The duo get a major test out of the gates against No. 9 Auburn. (AP Photo/Marcio Jose Sanchez, File)

SEATTLE (AP) — Myles Gaskin happened to be in Idaho for a wedding during the summer and was staying close enough to the Boise State campus to take a stroll past the football stadium one night.

It provided Gaskin a moment to reflect on his first three seasons at Washington and an unexpected, record-setting career that started inside the blue-field stadium on a night where he finished with just five yards rushing on five carries.

“I walked over there on my own by myself, just kind of looked at it and realized how far it’s been, how long it’s been,” Gaskin said. “Just very thankful for the whole thing. It’s been a lot of fun. It’s been a lot of fun. It went by fast but I loved it.”

While he may sound like his college career is over, there’s plenty more for Gaskin to accomplish beginning on Saturday when No. 6 Washington faces No. 9 Auburn in Atlanta. Gaskin begins his senior season on the cusp of becoming Washington’s all-time leading rusher. He already holds school records for rushing touchdowns and total TDs and could become the 10th player in FBS history to rush for at least 1,000 yards in each of four seasons.

His 4,055 career yards rushing are the most for any returning FBS player entering the 2018 season.

“When you see his game, you could tell he’s more of an aggressive runner than people actually think,” Auburn linebacker Deshaun Davis said. “On paper, you think he’s more of a speed guy; he has speed, but Washington runs a lot of power. They run the counter game really well. He can hit downhill but make no mistake about it: If you give him the edge, he’s going to take it.”

Gaskin won’t be carrying the load by himself. While the past two years have seen Gaskin combo with bulldozing running back Lavon Coleman to form Washington’s running tandem, this year the Huskies will also feature speedy sophomore Salvon Ahmed, who nearly mirrors Gaskin in size and, depending on the time and day, may be faster — or a tick slower— than his counterpart.

“I’m excited to see what he does,” Gaskin said. “We’re going to be competing every day. We compete in everything. … I can’t wait. I’m excited for him even more than he probably knows. I’m probably more excited for him than he is for himself.”

Ahmed flashed at times last year during his freshman season, but his contributions were mostly limited to just that — flashy moments that came and went without much consistency. He got just 61 carries but averaged 6.4 yards per rush.

It was his final regular-season game of 2017, when Ahmed averaged nearly 10 yards per carry in an Apple Cup win over Washington State, that created the excitement that has carried over into this season.

“I know he got to play last year but he didn’t get to play a lot, just being honest. He got to see other guys play and I think he got a good feel for it and I think he’s ready to take the next step,” Gaskin said.

How big of a step Ahmed can take could determine how potent Washington is offensively. The Huskies know what they have with Gaskin and fourth-year quarterback Jake Browning. But a big question going into the opener against the Tigers is: Who can be that other big-play threat for their offense?

“I think we both just have a lot to bring to the table. Both work hard and just kind of do what we do on the field,” Ahmed said of his partnership with Gaskin. “At the end of the day it’s football. Either of us can make a play and we’ve been practicing great as an offense. If we make a play it’s because of the guys up front. I think we both are going to make a lot of plays.”


text:
Why can’t Joel Matip play for Liverpool? Explaining the confusion

Jurgen Klopp doesn't seem to know why starting center back Joel Matip isn't currently eligible to play for him, so it's safe to say there's some confusion regarding the center back's situation.

It all stems from a conflict regarding the 25-year-old Matip and his status with the Cameroon national team. Matip reportedly refused to play for Cameroon in the Africa Cup of Nations after being listed on the Indomitable Lions' preliminary roster despite not wanting to play for his country. He hasn't played for Cameroon since 2015 and was not listed on the final, 23-man roster, but FIFA rules stipulate that a player could be blocked from playing for his club if he refuses to play for his country. Should FIFA rule that he's not eligible to play until the Cup of Nations is over, Matip could miss up to eight Liverpool games across all competitions.

The official wording from FIFA about this rule reads as follows:

“A player who has been called up by his association for one of its representative teams is, unless otherwise agreed by the relevant association, not entitled to play for the club with which he is registered during the period for which he has been released or should have been released pursuant to the provisions of this annexe, plus an additional period of five days.”

Matip was forced to miss Sunday's 1-1 draw vs. Manchester United while Liverpool waited for FIFA's ruling, despite never appearing to have the intention of representing his country.

Klopp attempted to clarify Matip's situation at his Tuesday press conference.

““There were not a lot of times in my life I was in a situation like this, actually, not even in a similar situation,” Klopp said. “I don’t want to blame anybody–that’s important–but I think our supporters, for sure, need to or deserve to know about the process we are in.

“In this moment, we are sure–not we only think, we are sure–we did nothing wrong. We are sure Joel Matip did nothing wrong. He didn’t play for Cameroon since 2015, [which] means since he [has been] here, he was not a Cameroon national player. He’s not in the squad of Cameroon in this moment, so he could not play for Cameroon, for sure, because he’s not in the squad.

“But in this moment, we have no 100% guarantee that he could play for us. That’s the situation.”

Klopp and Liverpool are expecting a ruling from FIFA on Friday, prior to Saturday's match against Swansea City.

This article originally appeared on


text:
No! No! No! Daniel Bryan announces retirement from WWE

Is this is the end for Daniel Bryan?

Hindustan Times/Hindustan Times via Getty Images

Daniel Bryan, sidelined by a major neck injury, has not been on WWE’s signature show, "Monday Night Raw," since last August. He hasn’t been in a match since last April.

Bryant confirmed on Monday that will we be on the company’s flagship show, but also dropped this bombshell in the process.

This photo of Bryan, with a short haircut and trimmed beard at the airport and supposedly on his way to "Raw" popped up on Twitter on Monday morning.


text:
Building community opportunities
for the Dupage area.

Aurora ReStore sells new and used furniture, appliances and home improvement items.

Find out about our organization, mission, our methods,
and the results of advocacy.

Learn More →

Take Action

Ready to take the next step? You can become a contributor
to our cause, or participate yourself.

Find Out How →


text:
Log in

1 star 2 stars 3 stars 4 stars 5 stars

Lustau Palo Cortado Peninsula

/ML 750
Quantity Available: 7
Origin: Spain
Primary Varietal: Other Whites
- +
View Detail
This is a drier, lighter-styled Sherry. Medium amber-colored, with great balance, intensity, and acidity as well as a scorched earth and roasted nut character. It is a stunning, flavorful yet light, crisp Sherry.

More like this


text:
Party Combat Archery in Nottingham

We want you to get competitive for your Nottingham party, pull back and aim to be the winning team.

What's Included

  • All equipment provided:
  • Bows, face masks and special high velocity low impact arrows
  • Experienced instructor and referee
  • Multi-games 60 minutes session (longer for larger groups)
  • Exhilarating but safe

More Ideas

Price: £33.00
per person

Guests: 10

1 Hours

This is the exciting new adrenalin sport, a hybrid of archery, dodgeball and paintball, where players shoot one another with tailormade foam tipped arrows - Nottingham Combat Archery could be the right game for you!

The game starts with a dash to the centre to collect arrows, similar to dodgeball, before retreating to cover and opening fire on the opposition! Catch an opponent's arrow to eliminate them, and call one of your team-mates back into action.

Hit all of the target cones on the opposition side of the field to end the game, but be careful, your opposition may have still outscored you!

Virtually painless and mess free, unlike paintball, Combat Archery is intense enough for thrill seekers and safe enough for kids to play; making this game the most fun you'll ever have with a bow and arrow!

Party Upgrades

Add on beers and pizzas from £106.50 per group for after your activity. The package includes 5 x 12" pizzas, 4 x buckets of chips and 10 x beers.

Party Notes

Sports footwear is advised.
Any disabilities need to be notified as some restrictions may apply.
No alcohol to be consumed prior to participation.

10-17 people: 1 hour session.
18+ people: 1.5 hour session.
Please request a start time when booking.

A sports centre and the venue will be confirmed on booking.

Booking Online

You can book your activity straight away via our secure online booking system, so you know you are ready to go! And don't forget, your friends can pay us direct via our event area, so you don't even need to collect payments.

Book Combat Archery
in Nottingham

per person

More Awesome Activities...

More Ideas

Party Ideas Made Easy

Clear, Simple Pricing

Tailor made, no hidden extras and price guarantee

Book online for £50.00

Safe and Secure with just one £50.00 group deposit

Friends Pay us Direct

Your friends pay online with free instalments

Download Event App

MyFreedom making organising groups effortless

98% Recommend Us

We are here to help every step of the way

Review Center
Secure Payments
Your item has been added here, when you are ready, click to view your enquiry

Freedom Ltd

Monday 8am - 8pm
Tuesday to Friday 8am - 6pm
Saturday 10am - 4pm

M25 Business Centre, 121 Brooker Road, Waltham Abbey, Essex, EN9 1JH

Facebook Instagram Pinterest Google Plus

1996-2018 ©


text:
Female Voice Talent Needed

Looking for FEMALE Voice talent to read :60 second script. Please submit up to three demos. Once a demo has been ACCEPTED then we will issue payment. It is important to note that submitting a demo doesn't guarantee your work will be accepted and paid for. You will not be considered for this project without submitting a demo.

This project will also offer a second milestone of URL tagging into the master.

Will pay $125 for approved :60 second script. Tagging later: will pay $10 per unique URL tagged (8 of them for a total of $80). Total for project will be $205.

If you have questions on this project please let me know.

Skills: Audio Production, Audio Services, Virtual Assistant, Voice Talent

See more: cartoon voice over jobs, video game voice acting jobs, voice recording jobs online, voice over auditions, voice over jobs from home, freelance voice over jobs, voice over jobs for freshers, how to find voice over work, female voice talent needed, voice talent needed portuguese, looking female voice talent, internet radio voice talent needed, female voice talent jobs, voice talent needed ivr, radio production voice talent needed, russian voice talent needed, english spanish bilingual voice talent needed, thai voice talent needed, female russian voice talent needed, female voice overs needed nyc

About the Employer:
( 2 reviews ) Phoenix, United States

Project ID: #15430175

10 freelancers are bidding on average $175 for this job

CONTACT US FOR VOICE DEMO,AS WE HAVE OVER MILLIONS OF VOICE ARTIST Relevant Skills and Experience: We are the No1 leading company in those field and you can query our profile to read our reviews and over millions voice More

$155 USD in 4 days
(117 Reviews)

Hi! I will proof your script, record in high quality, edit and master and deliver the finished audio on time, and in the format you need. I have voiced hundreds of pro projects of all kinds. Relevant Skills and Experi More

$205 USD in 2 days
(133 Reviews)

Hi there! I am a female American non-union voice over artist and I am seekign representation. Here's my demo as requested: [login to view URL] You are welcome to lis More

$111 USD in 1 day
(17 Reviews)

Hi there, Here are my studio demos [login to view URL] [login to view URL] [login to view URL] Relevant Skills and Experience audio produc More

$205 USD in 2 days
(24 Reviews)

am a professional Voice Over Artist and Masters Degree Audio Producer. I evoke a warm, relatable and intelligent sound. Relevant Skills and Experience I have voiced a variety of projects including commercials, Ebooks, More

$155 USD in 3 days
(5 Reviews)

Provide a voice over recording in English for a one minute length script. Relevant Skills and Experience Translation Proposed Milestones $155 USD - Provide a voice over recording in English for a one minute length sc More

$155 USD in 3 days
(5 Reviews)

Hi, I read the job description very carefully and I understand very well about the voice demo. I read the whole HPM Copy that should be on voice demo and I will definitely give you my best demo if you give me a chanc More

$205 USD in 3 days
(5 Reviews)

A proposal has not yet been provided

$155 USD in 3 days
(3 Reviews)

A proposal has not yet been provided

$150 USD in 2 days
(3 Reviews)

My demos are listed in the portfolio of my page, and also available on I have over 10 years experience as a professional voice over artist. Relevant Skills and Experience This is only my first week More

$250 USD in 2 days
(1 Review)