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Retired sailor calls for greater compassion

July 18, 2013

First refugee families off loaded from the Triton that was rescued last night off Christmas Island.Welcome: Lieutenant-Commander Barry Learoyd with some new arrivals. Photo: Sharon Tisdale

Where most of us see a poisonous political debate, with fact and fiction being screamed back and forth, Lieutenant-Commander Barry Learoyd has seen only human beings.

As the Rudd government prepares to release its pre-election asylum-seeker policy, widely expected to be a substantial toughening of the existing approach, Commander Learoyd has this observation: We should have more compassion for asylum seekers and more admiration for the navy sailors who rescue them.

It’s a perspective the burly, tattooed and just-retired navy officer has gained from years out on the seas to Australia’s north, intercepting 12 asylum-seeker vessels.

Learoyd.Just retired: Barry Learoyd.

In the most traumatic episode, he was commanding officer of a patrol boat crew when it encountered the SIEV 36, which exploded at sea on April 16, 2009, killing five asylum seekers and badly burning many.

”People are making up their own minds based on what the media is putting out,” he said. ”If they could see the conditions these people are arriving in, they may have a change of heart. They are people trying, as we all do, to make a better life for themselves.”

The 59-year-old retired on Monday after 40 years in the navy, freeing him up to speak to the media from his hometown of Perth.

He says he’s still ”too navy-ised” to offer a view on the political debate. But of Border Protection Minister Jason Clare’s remark that the issue has become ”poisoned by politics”, he says cautiously: ”It’s a statement that is probably going to ring true in a number of circles.”

What he wants most is for people to understand the ”risks to life and limb that our navy go through on a daily basis”.

He has seen it often enough, in one case a sailor falling into the sea between an asylum-seeker boat and a boarding vessel.

His crews have seen things that will haunt them forever, he says.

The worst by far was SIEV 36, after asylum seekers ignited a fuel spill under the mistaken belief that they were to be taken back to Indonesia. The boat blew up. Commander Learoyd says his crew was particularly young – and some struggled to cope emotionally afterwards. ”I saw a 19-year-old sailor bring a dead body back over his lap in the sea boat. He’s got to deal with that,” he said.

”A lot of my crew were pulling people out of the water … they were initially grabbing them by their arms and all the skin was coming away in their hands. They had to start grabbing them by the back of the trousers or the belt and pulling them in that way.”

The navy is stretched with the spike in boat arrivals, he says. But they are professional and they’ll do what the government of the day demands of them, including turning back boats safely if that’s required.

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Back to Old Self

Just to say, I am feeling my whole self again. I don't know what everyone else thinks of getting any better but I think it's down to good Consultations and hospital work with referalls near the end and a good doctor. I had an overactive thyroid which got treated with carbimazole but it came back within a year and then was back on carbimazole until they gave me RAI. That got me well but sent me severely underactive and had to be put on Levothyroxine. I am now just about on the right amount of Levothyroxine and am feeling so well. I have to take 150mcg a day. Whatever your situation if it's properly treated hold in there because you will get better and you will feel so great again, I've been ill for about 3 years but in the end it was worth the wait but a bit long.

6 Replies

  • I love hearing positive stories, it gives me hope I'll get better too

  • Abmonster, that's very good news. Thanks for posting as it does help those still struggling to see that there is light at the end of the tunnel :)

  • That's great news. It gives people hope that they can get well. You have clearly been treated very well which is great to hear. Thanks for sharing :)

    Carolyn x

  • Thanks for sharing it is really good to hear. xo All the best Susita

  • Thanks

  • Lovely to hear that you're doing well. Thanks for posting as newbies (I am one!) can become a wee bit alarmed when they first visit this site x

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The odd thing about right-now-in-my-life is that it is a time of definitions. People are watching me, my friends, all the other just-out-of-high-school-ers, to see what we do. Now is when we decide who to be.

I never thought that there was a choice: my beliefs are set; the person I want to be is in my mind’s eye, now I’ll step into that personhood. My belief system is not going to change drastically, so of course I will be a good worker, friend, student, citizen. Things will pan out….Wrong wrong wrong. One does not simply step into anything. Everyday decisions reveal to me that the girl I want to be is years away, separated from me by piles of lessons to be learned.  Contemporary choices can seem so insignificant: an unwashed shirt, a unanswered email, a gift withheld, but it is obvious now that they shape the bigger decisions. An unwashed shirt becomes habitual dirtiness, an unanswered email is a loss of opportunity, a gift withheld snowballs into chronic greed.

We will die in this wilderness but death will not separate us from the love of God.~Dr. Mark E. Ross

Not only do I want to be an upstanding citizen; I have chosen to live by a radical moral code. Wealth? Never. Clean, boxed-up, air-conditioned religion is no reality of mine. Scraping a living, thriving purely by the Spirit pow’r, it’s the plan. Yet suddenly I see, none of this is going to come easy. The idealistic world that I foresaw in my high school naivety is being disrobed. Knowing what I believe does not make me special. Convictions do not say “yes” or “no” for us. Deciding to live by these convictions is what shows true color.

Listen…has not God chosen those who are poor in the world to be rich in faith and heirs of the kingdom?~St. Paul

traveler. cigarette smoker? not-pothead. hostel stayer. hard worker. too hard? No frequenting clubs. Bars will be OK. Who decides these things? Since when am I in charge? How come I choose what is right and wrong? That is not how it works. That is what my daddy does. But I never wanted him to. Now he’s not. Good. Deep breath. Smile. Sway to the music.

Only one desire that’s left in me, let the whole damn world come dance with me.~Edward Sharpe

You never wanted to be worried. You never wanted to bring lines to your cheeks. So don’t. This is the relax-if-ever-you-will time. Now, as actions shape and form to reflect my worldview, the time for no-worry is here. No such time as the present to be smiling. To be loose, to be fit and funny. To take responsibility for  mistakes and to laugh at them.

The Water is free but I should warn you, it costs everything. ~Kendall Payne

Wandering Heart

The heart full of blood

Inside my chest;

My, how she longs to be free.

To live and feel life;

To beat the steady rhythm of animation.

To look forward to waking up in the morning;

To know that Heaven is coming to this earth;

That one day all will be well.

To harbor belief in the triumph

Of good over evil.

Oh! for a heart that beats quickly in excitement:

That experiences deep-rooted contentment.

Readiness for natural beauty all around and for

Cultural riches to explore

O’er takes me.

Faith leads her heart forward

Faith will guide her Home.


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Guest post: Spray-painted burkas and religious freedom

Preaching is the best antidote to violent jihadism, says Rev. Julian Mann

Liberal intellectuals are unwise to scoff at Daily Mail columnist Richard Littlejohn. His journalism on Jihadist activity in East London is of the highest quality.

His commentary today on the case of two young Muslims convicted for painting a burka on a bus shelter poster of Kelly Brook shows why anybody committed to liberty as it has developed in Britain should be concerned about the threat to it from radical Islam.

It would be easy to dismiss the individuals responsible for the bus shelter incident, Mohammed Hasnath and Muhammed Tahir, as ‘harmless eccentrics’, he writes, but ‘their actions come against a backdrop of growing militancy among young Muslim men and attempts to impose Sharia law on whole areas of Britain. The most serious incident of religious intolerance in Tower Hamlets came back in April. I brought you the story of a 31-year-old Asian shop assistant in fear of her life because she refused to hear a headscarf’.

Mr Littlejohn argues that Messrs Hasnath and Tahir should have been convicted for ‘religiously aggravated’ damage (the offence they were originally charged with) rather than ‘common or garden criminal damage’ (what they pleaded guilty to).

‘But their actions were religiously motivated,’ he writes. ‘The same philosophy underpins both painting a burka on Kelly Brook and issuing death threats against a woman shop assistant who refuses to wear a headscarf.’

That is true, but the law should only come into play in the criminal damage part of the equation. Prosecuting people for ‘religiously aggravated’ offences not only makes martyrs of extremists but threatens the very liberty the extremists want to undermine.

The same politically-correct culture that produced ‘religiously-aggravated’ offences has also given birth to attempts to impose hate speech legislation where the Attorney-General is left to decide the verbal parameters in which one is allowed to criticise another person's religion.

That is ironic because what is needed to counter the growth of Islamic extremism in the UK is not less free speech for fear of upsetting people but more of it.

The answer to the bad preaching of the Jihadists is good preaching not no preaching.

As a Christian, I would like to see more preaching of Christianity, including the separation of church and state that allows both religious toleration and persuasion to flourish. But a committed secular ideology with a basis for countering Jihadism is better than nothing.

The Jihadists win in a postmodern philosophical culture where ‘tolerance’ spells ‘whatever’. Whatever religion you want to believe, that’s OK - I won’t criticise it because I might upset you.

But religious ideas matter because they lead to actions, so bad religion needs to be argued against.

Jesus Christ argued and he upset people.

A culture that allows his kind of preaching is the surely best defence against violent Jihadism.

Julian Mann is vicar of the Parish Church of the Ascension, Oughtibridge, South Yorkshire -

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HESA 217

Survival Swimming – Course Description

This course will provide NCSU students with the opportunity to learn water survival skills and techniques that will enhance their chances of survival if stranded in the water. Skills include drownproofing, underwater swimming, survival swim strokes, jumping from a height, clothing inflation techniques, and swimming through a simulated oil/debris field. These survival skills and techniques will help promote physical fitness and a healthy lifestyle. Students’ skills will be video taped throughout the semester to enhance skill development. Required prerequisite: HESA 214 or equivalent skill.

Sample Syllabus

Students should not enter the pool until their instructor is on deck and has given permission to enter or unless there is a lifeguard on duty for the pool that you desire to enter.

Diving into the pool in not allowed unless you are receiving diving instruction from your instructor. Please click on the video below to see how easily a neck injury could occur. This swimmer was fortunate that an injury was avoided.

Skills Demonstrations

Please note that in all HES classes you should only dive into the water under the supervision of your instructor.  Also, you should dive only in the diving well and not in the lanes.

As you learn new skills it is easy to become frustrated.  Becoming frustrated will make it more difficult acquire the skill.  Therefore, first of all you should ensure that you understand how to perform the skill and then perform the skill by being “Slow & Relaxed with Good Technique” regardless of how uncomfortable you may feel.  Below are a list of skills demonstrations that you will be learning in this course.

  • Navy Swimming and Survival Swimming Instructor Manual


text:
Common most recently collaborated with Nas on the new single “Ghetto Dreams,” but his respect for the Queens, New York native runs deep. Speaking with MSNBC, the Chicago, Illinois rapper named Nas as his favorite rapper, explaining that his lyrics will stand the test of time.

“I would say Nas, that’s my favorite rapper. It’s tough, because [Jay-Z] is one of the greatest and many can argue,” he said, “but Nas is so poetic with it and I feel like his lyrics, you can write them down on paper and they will last for time. It would be like literature that we read.”

Common most recently released his memoir One Day It’ll All Make Sense and is currently recording his upcoming album The Dreamer, The Believer, which will hit stores this fall.

RELATED: Common Speaks On The Book Writing Process, E-Reader Trend


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Equity Market Risk Premium | KPMG | NL

Equity Market Risk Premium

Equity Market Risk Premium

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Equity Market Risk Premium

Since the beginning of financial crisis in 2008, executives and valuation practitioners alike have observed major changes in the underlying parameters that drive, and are used to derive, the value of companies. One of these key parameters is the equity market risk premium used to estimate the equity financing cost for discounted cash flow analysis.

This research bulletin summarises our observations regarding the key factors influencing the equity market risk premium since the onset of the financial crisis. We also present an overview of our analysis and conclusions regarding an appropriate equity market risk premium to be applied as of 30 June 2017.

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Introducing PLDCo ♥ wedding & homes

  Since the creation of  pinterest,  planning your dream wedding, home, party –   life –  has never been easier.  With the click of a few buttons, you have an instant vision board FILLED with every single pretty little idea on … Continue reading

These are the moments, your moments, let us make them pretty.

Gianna's Sassy Grad Party - June 2012

This gallery contains 2 photos.

 Gianna’s Sassy Grad party – june 2012 cupcake tower  : C is for Cupcake Baking Co. photography     : Audan’s Photobox styling                  : pretty little designs


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I wonder how long it took me to get my hair looking that bad in 1982

April 16, 2008 at 8:19 pm 6 comments

We came across this picture the other night. Mary opened a frame and here I was. This photo had been foisted on me by my aunt when she was going through my grandmother’s belongings a couple years ago. Who else would want this picture of me?

Mary asked who it was. I told her. Then she said, “You look like a boy.”

The reason I must look like a boy to her is because this was taken in my pre-eyebrow plucking era. It certainly can’t be because of the hair. All the men and boys in our house have short crew cuts. The next morning, Mary found the picture again, and still all she could say about it was, “You look like a boy, Mom.” That from a 3 year old.

I like the sweater. My Aunt Beth gave it to me and I wore it constantly.

I can’t wait to show you the picture that I found under this one when I took it out of the frame to scan it. It is much worse.

Entry filed under: kids, life.

ice stumbling spelling season is over

6 Comments Add your own

  • 1. dooalot  |  April 16, 2008 at 8:45 pm

    … And I can’t wait to see the other photo, either! Ha! Now I’m going to have to post a photo of me having a bad hair day, too 🙂

  • 2. Beth in TX  |  April 16, 2008 at 9:44 pm

    Wow, but I bet I can find one that’s worse! Wait, I don’t want to go there because then this will turn into the cake decorating contest thing, only worse. 🙂

  • 3. Rebekah  |  April 17, 2008 at 12:45 pm

    Well in 1982 that was a very fashion-forward haircut! And that sweater would be very in now too.

  • 4. amy  |  April 21, 2008 at 7:40 pm

    Hair-do aside, I particularly liked the use of your word “foisted.” And the hair is fine, I believe the eyebrows are the biggest offense here.

  • 5. Alisa Beatty  |  April 22, 2008 at 8:54 am

    What a brave woman. No way in the world am I posting my early 80s hairdo (my parents should have bought stock in hairspray!!)

  • 6. Peakmore Academy  |  April 26, 2008 at 1:16 pm

    okay lady, i just came across this blog entry and I’m sorry to say but, it made me chuckle. Let’s just get real here…

    The top and *your* right side isn’t too bad, with that so wonderful curl/flip thing going on (BTDT, but NOT sharing a photo! LOL) but … well what’s up with your left side of the hairdo? Looks like it just kinda grew out there all whopper-jawed in one big mass. LOL

    Love the 80’s sweater though. While i didn’t own THAT one I did have some totally awesome items that were similar. ROFL

    Thanks for sharing, and only joshing around with you cause I was a freakshow in the 80’s. LOL

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Welcome to my personal blog about my life as a wife and homeschooling mother of a few energetic children! You'll find my favorite recipes, all kinds of reviews, the occasional rant, and whatever else I feel like writing about.

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Hornbill Unleashed

September 14, 2016

Broadband wars: Fitch unit predicts Singapore newcomer may give Telekom run for money

Filed under: Politics — Hornbill Unleashed @ 9:01 PM

Local telecommunications giant Telekom Malaysia is expected to face pressure to lower broadband service rates when a new player enters the market. — Reuters picSingapore-based Internet Service Provider (ISP) Viewqwest which entered the Malaysian broadband market this month could prove a tough rival in future to local telecommunications giant Telekom Malaysia and spark a price war.

BMI Research said the newcomer offering “disruptively-priced fibre broadband service” will not make an immediate splash to the domestic fixed broadband market due to its current limited scale.

“However, the emergence of low-cost rivals could compel incumbent Telekom Malaysia to reduce its prices, boosting uptake of broadband, and consequently, IT services,” the unit of global credit ratings company Fitch Group said in its report today.

BMI Research said the result could see a wider broadband uptake in the country should a rival in the market build enough momentum to compel TM to take such an action.

“As ViewQwest’s broadband network only caters to the state of Kuala Lumpur, impact on our country-level broadband, and IT, market forecasts at this moment will be limited.

“However, we will continue to monitor the market for developments indicative of an escalation of such a trend that might warrant a revision of the country’s broadband and IT outlooks,” it added.

According to the report, ViewQwest offers 1Gbps connectivity at RM1,510 compared to the existing prices, which the company said currently averages at RM30,000 for 100 Mbps to enterprises a month.

The Singaporean ISP’s services are currently limited to businesses within Kuala Lumpur’s “Golden Triangle” district in the city centre and suburbs Bangsar South and tech hub Cyberjaya in Selangor.

It also announced that it plans to launch a 1Gbps fibre service for residences in the same locations by the end of the year.

The launch would see ViewQwest offering the fastest residential broadband internet service in the country.

Currently, Telekom Malaysia is by far the biggest player with the furthest reach in the fixed broadband market domestically. Among the other players are Maxis, Packet One Networks and YTL Communications.

Malaysia, which is aiming for developed nation station by 2020, has been focusing on increasing its household broadband penetration rate to boost the switch to a knowledge-based economy from manufacturing.

Its household broadband penetration rate has surpassed 70 per cent, according to the October 2015 data from the Malaysian Communications and Multimedia Commission.

The Malay Mail Online

1 Comment »

  1. The local Telcos have been cheating customers with poor and unreliable offerings that are no value for money.
    We certainly welcome the foreign players to provide the necessary competition.

    Comment by Jeremy — September 15, 2016 @ 7:43 AM | Reply

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Hotel collections in Hinckley

Selection of 1 collections of cheap hotels with an average rate of $0
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As any city, Hinckley offers cheap hotel rooms of various kinds, that's why we have collected the best of them in theme collections to make it easier for you to choose the hotel you want. Hinckley is a rather small town, so there are only 1 hotel collections here, however there are a lot of interesting variants for booking among them.
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Hinckley hotels with restaurants
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  • 8.3
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Do you like to eat? We, too :) So we collected hotels Hinckley with a restaurant in the same place.
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Hotels in Kings Mills

Selection of 1 cheap hotel in Kings Mills with prices from $201
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Hotel rooms in Kings Mills

There are not so many hotel rooms in Kings Mills, just 1, still everyone can find an offer to suit his choice. The most common offers in this city are 3 и 4 stars, they count 1 out of 1, and their prevalent location is central district. According to our practice, it is the most profitable to book a hotel in the south of Kings Mills, as it is the location of the hotels with optimal cost and quality offers along with the cheap hotels. Taking into account the small size of the city, there is no need to dwell hotel reservation on the location: the road to the city center would take less then half an hour, so one can book a hotel in any district of Kings Mills. The most populated with hotels district of Kings Mills is the center, 100% of cheap hotel rooms are concentrated here. Kings Mills is an ideal place for couple and business, such travellers rate hotels there 8.4 out of 10 on average. Apart from all these, hotels in Kings Mills offer their customers bar, swimming pool, low mobility guests welcome and parking. The most appreciated amenities in Kings Mills hotels are service and amenities. According to the visitors reviews, hotels in Kings Mills has great amenities, clean and fantastic service. Take a look at our selection of the cheap hotel rooms in Kings Mills to make a well-informed choice for your reservation!

Kings Mills hotel prices

The hotel rates in Kings Mills heavily depend on the season and may significantly change according to the selected date range. The graph below describes changes in Kings Mills hotel prices throughout the year divided by months. Thus, the lowest prices can be found in October – $163 on average – while the cost of hotel reservation in Kings Mills goes up and reaches $202 by November. Besides, one can book a hotel in Kings Mills with a discount and save up to 56% of the price, if doing it 40 days beforehand – that is the period between reservation and check in when our users on average find the best prices. So, if you are interested in booking a cheap hotel in Kings Mills, take this information into consideration and take a look at the graph below!
Dynamics of changes in the price of the hotels by months
price: $182
price: $185
price: $179
price: $197
price: $199
price: $189
price: $168
price: $196
price: $201
price: $163
price: $202

Best hotels in Kings Mills

Hotels in Kings Mills are spread around the city within the distance of 0.1 kilometers, while 1 hotels are located directly in the city center. If you like everything shine and bright, Kings Mills can offer Fleur Du Jardin for you, the most expensive hotel, where you can find parking, low mobility guests welcome, swimming pool and bar. The most popular accommodations in Kings Mills is Fleur Du Jardin, 3 stars hotel located in a 0.1 kilometers from the city center. The optimal choice for the ones who want to save some money would be Fleur Du Jardin, the really cheap hotel located in the west of Kings Mills.
The best hotels are here and now. Try them!
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Hotels in Rocca Pietore

Selection of 34 cheap hotels in Rocca Pietore with prices from $97
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Hotel rooms in Rocca Pietore

There are not so many hotel rooms in Rocca Pietore, just 34, still everyone can find an offer to suit his choice. The most common offers in this city are 3 и 4 stars, they count 12 out of 34, and their prevalent location is central district. According to our practice, it is the most profitable to book a hotel in the north of Rocca Pietore, as it is the location of the hotels with optimal cost and quality offers along with the cheap hotels. Taking into account the small size of the city, there is no need to dwell hotel reservation on the location: the road to the city center would take less then half an hour, so one can book a hotel in any district of Rocca Pietore. The most populated with hotels district of Rocca Pietore is the south, 54% of cheap hotel rooms are concentrated here. However, even those who want to live in the center can choose from 8 variants of hotel rooms. Rocca Pietore is an ideal place for couple and family, such travellers rate hotels there 8.6 out of 10 on average. In Rocca Pietore one can enjoy the beauty of Serrai di Sottoguda. Moreover, there is a choice of 6 hotels, located within a walking distance from these attractions, however they might not be the cheap ones. The view to mountain from the hotel room can serve as a pleasant addition to the journey. Apart from all these, hotels in Rocca Pietore offer their customers pets allowed, parking, spa and bar. The most appreciated amenities in Rocca Pietore hotels are value for money and food. According to the visitors reviews, hotels in Rocca Pietore has great room, great location and fantastic service. Take a look at our selection of the cheap hotel rooms in Rocca Pietore to make a well-informed choice for your reservation!

Cheap hotel rates in Rocca Pietore

Currently Hotellook offers cheap hotels with discounts varying from 5 to 60%. The largest discount found by our users in Rocca Pietore was 24%. We collected all discount hotel deals in Rocca Pietore together to make it easier for you to find the really cheap one!
discount 24%
Excellent hotel
1.4 km from the city center
Rating 9 Pineta Pastry Hotel Pineta Pastry Hotel From $143

Rocca Pietore hotel prices

The hotel rates in Rocca Pietore heavily depend on the season and may significantly change according to the selected date range. The graph below describes changes in Rocca Pietore hotel prices throughout the year divided by months. Thus, the lowest prices can be found in October – $72 on average – while the cost of hotel reservation in Rocca Pietore goes up and reaches $120 by February. Besides, one can book a hotel in Rocca Pietore with a discount and save up to 31% of the price, if doing it 20 days beforehand – that is the period between reservation and check in when our users on average find the best prices. So, if you are interested in booking a cheap hotel in Rocca Pietore, take this information into consideration and take a look at the graph below!
Dynamics of changes in the price of the hotels by months
price: $87
price: $120
price: $103
price: $117
price: $92
price: $83
price: $95
price: $76
price: $76
price: $72
price: $116
pets_hotels center_hotels
hotel collections
Pets-friendly hotels in Rocca Pietore
  • 6
  • $103
    average price
  • 2.9
    average rating
"We are responsible for those who tamed "- said Antoine de Saint-Exupery. The cost of hotel accommodation with animals in Rocca Pietore starts from $103.
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Top-5 hotels in the center of Rocca Pietore
  • 5
  • $154
    average price
  • 8.8
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It is not a surprise that many guests arriving to Rocca Pietore pay great attention to the location of their hotel. That's why we've prepared a collection of the hotels in the center with cheap hotel rates starting from $137.
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All hotel collections in Rocca Pietore

Best hotels in Rocca Pietore

Hotels in Rocca Pietore are spread around the city within the distance of 5.9 kilometers, while 8 hotels are located directly in the city center. Those who are keen on antique should definitely fall in love with Digonera Historic Hotel, the oldest hotel of Rocca Pietore, constructed in 1922. This hotel is located 3.6 km away from the city center. The most popular accommodations in Rocca Pietore is Hotel Garnì Il Cirmolo, 3 stars hotel located in a 2 kilometers from the city center. The optimal choice for the ones who want to save some money would be Hotel Venezia, the really cheap hotel located in the center of Rocca Pietore.
The best hotels are here and now. Try them!
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Hotels in Stade

Selection of 13 cheap hotels in Stade with prices from $113
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Hotel rooms in Stade

There are not so many hotel rooms in Stade, just 13, still everyone can find an offer to suit his choice. The most common offers in this city are 3 и 4 stars, they count 8 out of 13, and their prevalent location is central district. According to our practice, it is the most profitable to book a hotel in the west of Stade, as it is the location of the hotels with optimal cost and quality offers along with the cheap hotels. Taking into account the small size of the city, there is no need to dwell hotel reservation on the location: the road to the city center would take less then half an hour, so one can book a hotel in any district of Stade. The most populated with hotels district of Stade is the center, 47% of cheap hotel rooms are concentrated here. However, even those who want to live in the south can choose from 2 variants of hotel rooms. Stade is an ideal place for couple and solo, such travellers rate hotels there 7.8 out of 10 on average. In Stade one can enjoy the beauty of Freilichtmuseum Stade and Stadeum. Moreover, there is a choice of 2 hotels, located within a walking distance from these attractions, however they might not be the cheap ones. Apart from all these, hotels in Stade offer their customers bar, parking, laundry service and pets allowed. The most appreciated amenities in Stade hotels are breakfast and food. According to the visitors reviews, hotels in Stade has awesome vibe, fantastic service and good internet service. Take a look at our selection of the cheap hotel rooms in Stade to make a well-informed choice for your reservation!

Cheap hotel rates in Stade

Currently Hotellook offers cheap hotels with discounts varying from 5 to 60%. The largest discount found by our users in Stade was 14%. We collected all discount hotel deals in Stade together to make it easier for you to find the really cheap one!
discount 12%
Very good city hotel
0.4 km from the city center
Rating 8.6 H+ Hotel Stade H+ Hotel Stade
discount 13%
Very good city hotel
1.8 km from the city center
discount 14%
Very good hotel for solo travelers
0.6 km from the city center

Stade hotel prices

The hotel rates in Stade heavily depend on the season and may significantly change according to the selected date range. The graph below describes changes in Stade hotel prices throughout the year divided by months. Thus, the lowest prices can be found in September – $87 on average – while the cost of hotel reservation in Stade goes up and reaches $120 by June. Besides, one can book a hotel in Stade with a discount and save up to 39% of the price, if doing it 40 days beforehand – that is the period between reservation and check in when our users on average find the best prices. So, if you are interested in booking a cheap hotel in Stade, take this information into consideration and take a look at the graph below!
Dynamics of changes in the price of the hotels by months
price: $103
price: $88
price: $105
price: $120
price: $98
price: $120
price: $112
price: $106
price: $87
price: $89
price: $92
3-stars-hotels pets_hotels center_hotels
hotel collections
3 star hotels
  • 6
  • $108
    average price
  • 7.9
    average rating
Looking for a comfortable and affordable hotel in Stade? Go through our collection of 3 star hotels: their average rating Stade is 7.9 and cheap hotel rates start from $98.
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Pets-friendly hotels in Stade
  • 3
  • $117
    average price
  • 8.1
    average rating
"We are responsible for those who tamed "- said Antoine de Saint-Exupery. The cost of hotel accommodation with animals in Stade starts from $98.
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Top-8 hotels in the center of Stade
  • 8
  • $121
    average price
  • 8.0
    average rating
It is not a surprise that many guests arriving to Stade pay great attention to the location of their hotel. That's why we've prepared a collection of the hotels in the center with cheap hotel rates starting from $98.
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All hotel collections in Stade

Best hotels in Stade

Hotels in Stade are spread around the city within the distance of 7 kilometers, while 8 hotels are located directly in the city center. Those who are keen on antique should definitely fall in love with Hotel Am Fischmarkt, the oldest hotel of Stade, constructed in 1880. This hotel is located 0.6 km away from the city center. If you like everything shine and bright, Stade can offer Parkhotel Stader Hof for you, the most expensive hotel, where you can find parking, 24 hours front desk service, low mobility guests welcome, bar and business centre. The most popular accommodations in Stade is H+ Hotel Stade Herzog Widukind, 4 stars hotel located in a 0.4 kilometers from the city center. The optimal choice for the ones who want to save some money would be Apartment Hotel zur Hanse Bahnhof Stade, the really cheap hotel located in the east of Stade.
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Hotels in Vedene

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Hotel rooms in Vedene

There are not so many hotel rooms in Vedene, just 12, still everyone can find an offer to suit his choice. The most common offers in this city are guest houses, they count 7 out of 12, and their prevalent location is central district. According to our practice, it is the most profitable to book a hotel in the west of Vedene, as it is the location of the hotels with optimal cost and quality offers along with the cheap hotels. Taking into account the small size of the city, there is no need to dwell hotel reservation on the location: the road to the city center would take less then half an hour, so one can book a hotel in any district of Vedene. The most populated with hotels district of Vedene is the center, 50% of cheap hotel rooms are concentrated here. However, even those who want to live in the north can choose from 3 variants of hotel rooms. Vedene is an ideal place for couple and family, such travellers rate hotels there 8.5 out of 10 on average. The view to golf and garden from the hotel room can serve as a pleasant addition to the journey. Apart from all these, hotels in Vedene offer their customers swimming pool, pets allowed, laundry service and business centre. The staff of the most hotels is multilingual: it speaks italian, spanish, french and english. The most appreciated amenities in Vedene hotels are amenities and breakfast. According to the visitors reviews, hotels in Vedene has fantastic service, tasty breakfast and great room. Take a look at our selection of the cheap hotel rooms in Vedene to make a well-informed choice for your reservation!

Vedene hotel prices

The hotel rates in Vedene heavily depend on the season and may significantly change according to the selected date range. The graph below describes changes in Vedene hotel prices throughout the year divided by months. Thus, the lowest prices can be found in October – $58 on average – while the cost of hotel reservation in Vedene goes up and reaches $820 by April. Besides, one can book a hotel in Vedene with a discount and save up to 50% of the price, if doing it 30 days beforehand – that is the period between reservation and check in when our users on average find the best prices. So, if you are interested in booking a cheap hotel in Vedene, take this information into consideration and take a look at the graph below!
Dynamics of changes in the price of the hotels by months
price: $241
price: $774
price: $458
price: $820
price: $529
price: $774
price: $232
price: $564
price: $359
price: $58
price: $414
pool_hotels pets_hotels
hotel collections
Vedene hotels with swimming pool
  • 5
  • 5.0
    average rating
If you like healthy lifestyle, it is very important to train every morning. One of the greatest ways to do it is to swim in the pool! Here is a collection of the cheap hotels with swimming pool in Vedene.
Show hotels
Pets-friendly hotels in Vedene
  • 3
  • 5.4
    average rating
"We are responsible for those who tamed" - said Antoine de Saint-Exupery.
Show hotels
All hotel collections in Vedene

Best hotels in Vedene

Hotels in Vedene are spread around the city within the distance of 2.2 kilometers, while 7 hotels are located directly in the city center. Those who are keen on antique should definitely fall in love with Residhotel Golf Grand Avignon, the oldest hotel of Vedene, constructed in 2001. This hotel is located 2.2 km away from the city center. If you like everything shine and bright, Vedene can offer Mas Provencal for you, the most expensive hotel. The most popular accommodations in Vedene is Mas Provencal located in a 0.6 kilometers from the city center. The optimal choice for the ones who want to save some money would be Mas Provencal, the really cheap hotel located in the east of Vedene.
The best hotels are here and now. Try them!
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Jay R

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Hello, We are a strong, reliable, honest and hardworking group trained to be 100% at cleaning giving it our full dedication and pay attention to detail. We believe treating everything like it's our own and with our 100% customer satisfaction feedbacks we know it's always done right. I am currently seeking more jobs as we are a newly developed business. My workers and I all have 5 years plus experience in cleaning. So if you are seeking the best cleaners for the best price give us a call. Whatever you are looking for weather it be a crew of 2-5 cleaners or a 1 cleaner position we have what you need. Give me a call for further information ask to speak to Jay 289-992-... 289-992-... Examples of what we do: 1- Commercial/Industrial 2- Homes 3- All season clean ups 4- Demolition sites/ Work sites 5- Parking lot clean ups

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Monday, March 1, 2010

March 1, 1887

Readers of Harper's Young People for March 1, 1887, would have seen this lovely "Bearskin" headband by Howard Pyle for the very first time. Later, Pyle changed his hand-lettering when preparing the illustration for its appearance in The Wonder Clock, as you can see below. I don't know... I kind of like the bolder, heavier style of the first incarnation, but Pyle was trying to give all the hand-lettered titles a more or less consistent "point size" and weight for the book, hence the tweaking. Rumor has it that the artist George de Forest Brush once owned the original pen and ink drawing.

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Lego Indiana Jones Game 31: Temple of Kali, Part 2

Updated on August 25, 2008

From there, jump to the other spinning column, and jump off the other side. Keep an eye out for a purple coin here, though. Grab it while you can.

There are longer ways around this, but all you will get is more coins and stuff. Go ahead and get Indy and Shorty to the area with two buttons, and then the area with two levers. The dual levers will open the door to the next area.

This is next area involves using two levers on both sides of the room. Shorty must go to one, but they have to be ready for him. Let Indy built something on the right that will have a roof on it, then have him push that thing all the way to the right and in a slot that looks like it was made for it. He must also pull out a statue that has an orange handle to the left of that.

Shorty can use the crawlspace to go up, and he hop on a roof that was made for him. He can then hop to another area to another roof. Once he gets to where he needs to go, he can pull the lever from there. This will cause the trapped Willie to come halfway up.

As for Indy, let him go all the way to the left, and punch through a place where you will find a mechanism with a key. Turn the key and a statue with a canopy roof will come out that you will need for later.

Start climbing a ladder. Eventually, there will be a collapse, but the Fourth Treasure Chest will be revealed.

Take Indy back up the ladder, and go across a whipping platform. Now, turn right and hop on the roof of the statue you just moved. Get to the other side, but don’t pull the lever just yet. Instead, hop to the arm of the big statue and then up to a railing on the left side. Keep going up until you get the Fifth Treasure Chest. But don’t stop there, as there is a purple coin up from there.

You should be able to jump back down and pull the lever, which will haul Willie all the way up. You can now come all the way back down, where bad guys have newly assembled. If you hit one of the lead men, his hat will fall off. Go ahead and grab that hat, and go to the Thuggee statues.

When you pray to one, sparks will soon fly from an area in front of it. Do the same with the other. This will disable a man named Chattar Lal, who is the main enemy here. If he gets close to you, hit him. He will eventually fall into the sparks and explode, beginning the next level.

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This part of the guide offers an overview of what the Data Protection Act requires in terms of security, and aims to help you decide how to manage the security of the personal data you hold. We cannot provide a complete guide to all aspects of security in all circumstances and for all organisations, but this part identifies the main points. We also provide details of other sources of advice and information about security.

There is no “one size fits all” solution to information security. The security measures that are appropriate for an organisation will depend on its circumstances, so you should adopt a risk-based approach to deciding what level of security you need.

In brief – what does the Data Protection Act say about information security?

The Data Protection Act says that:

Appropriate technical and organisational measures shall be taken against unauthorised or unlawful processing of personal data and against accidental loss or destruction of, or damage to, personal data.

This is the seventh data protection principle. In practice, it means you must have appropriate security to prevent the personal data you hold being accidentally or deliberately compromised. In particular, you will need to:

  • design and organise your security to fit the nature of the personal data you hold and the harm that may result from a security breach;
  • be clear about who in your organisation is responsible for ensuring information security;
  • make sure you have the right physical and technical security, backed up by robust policies and procedures and reliable, well-trained staff; and
  • be ready to respond to any breach of security swiftly and effectively.

In more detail…

Why should I worry about information security?

Information security breaches may cause real harm and distress to the individuals they affect – lives may even be put at risk. Examples of the harm caused by the loss or abuse of personal data (sometimes linked to identity fraud) include:

  • fake credit card transactions;
  • witnesses at risk of physical harm or intimidation;
  • offenders at risk from vigilantes;
  • exposure of the addresses of service personnel, police and prison officers, and women at risk of domestic violence;
  • fake applications for tax credits; and
  • mortgage fraud.

Not all security breaches have such grave consequences, of course. Many cause less serious embarrassment or inconvenience to the individuals concerned. Individuals are entitled to be protected from this kind of harm as well.

Advances in technology have enabled organisations to process more and more personal data, and to share information more easily. This has obvious benefits if they are collecting and sharing personal data in accordance with the data protection principles, but it also gives rise to equally obvious security risks. The more databases that are set up and the more information that is exchanged, the greater the risk that the information will be lost, corrupted or misused.

A number of high-profile losses of large amounts of personal data have brought attention to the issue of information security. However, these incidents have also made it clear that information security is an issue of public concern as well as technical compliance. If personal data is not properly safeguarded, this can seriously damage an organisation’s reputation and prosperity and can compromise the safety of individuals.

What needs to be protected by information security arrangements?

It is important to understand that the requirements of the Data Protection Act go beyond the way information is stored or transmitted. The seventh data protection principle relates to the security of every aspect of your processing of personal data.

So the security measures you put in place should seek to ensure that:

  • only authorised people can access, alter, disclose or destroy personal data;
  • those people only act within the scope of their authority; and
  • if personal data is accidentally lost, altered or destroyed, it can be recovered to prevent any damage or distress to the individuals concerned.

What level of security is required?

The Act says you should have security that is appropriate to:

  • the nature of the information in question; and
  • the harm that might result from its improper use, or from its accidental loss or destruction.

The Act does not define “appropriate”. But it does say that an assessment of the appropriate security measures in a particular case should consider technological developments and the costs involved. The Act does not require you to have state-of-the-art security technology to protect the personal data you hold, but you should regularly review your security arrangements as technology advances. As we have said, there is no “one size fits all” solution to information security, and the level of security you choose should depend on the risks to your organisation.

So, before deciding what information security measures you need to take, you will need to assess your information risk: you should review the personal data you hold and the way you use it to assess how valuable, sensitive or confidential it is, and what damage or distress could be caused to individuals if there were a security breach.

An organisation holds highly sensitive or confidential personal data (such as information about individuals’ health or finances) which could cause damage or distress to those individuals if it fell into the hands of others. The organisation’s information security measures should focus on any potential threat to the information or to the organisation’s information systems.

This risk assessment should take account of factors such as:

  • the nature and extent of your organisation’s premises and computer systems;
  • the number of staff you have;
  • the extent of their access to the personal data; and
  • personal data held or used by a third party on your behalf (under the Data Protection Act you are responsible for ensuring that any data processor you employ also has appropriate security).

What kind of security measures might be appropriate?

The Data Protection Act does not define the security measures you should have in place. However, particular security requirements that apply within particular industries may impose certain standards or require specific measures. In general terms, which security measures are appropriate will depend on your circumstances, but there are several areas you should focus on. Physical and technological security is likely to be essential, but is unlikely to be sufficient of itself. Management and organisational security measures are likely to be equally important in protecting personal data.

Management and organisational measures

Carrying out an information risk assessment is an example of an organisational security measure, but you will probably need other management and organisational measures as well. You should aim to build a culture of security and awareness within your organisation.

Perhaps most importantly, it is good practice to identify a person or department in your organisation with day-to-day responsibility for security measures. They should have the necessary authority and resources to fulfil this responsibility effectively.

The Chief Executive of a medium-sized organisation asks the Director of Resources to ensure that the organisation has appropriate information security measures, and to make regular reports on security to the organisation’s board. The Resources department takes responsibility for designing and implementing the organisation’s security policy, writing procedures for staff to follow, organising staff training, checking whether security measures are actually being adhered to and investigating security incidents.

Unless there is clear accountability in your organisation for such security measures, they will probably be overlooked and your organisation’s overall security will quickly become flawed and out of date.

Not every organisation will need a formal information security policy – this will depend on things like the size of the organisation, the amount and nature of the personal data it holds, and the way it uses the data. Whether or not these matters are written into a formal policy, all organisations will need to be clear about them, and about related matters such as the following:

  • co-ordination between key people in the organisation (for example, the security manager will need to know about commissioning and disposing of any IT equipment);
  • access to premises or equipment given to anyone outside the organisation (for example, for computer maintenance) and the additional security considerations this will generate;
  • business continuity arrangements that identify how to protect and recover any personal data the organisation holds; and
  • periodic checks to ensure that the organisation’s security measures remain appropriate and up to date.

It is vital that your staff understand the importance of protecting personal data; that they are familiar with your organisation’s security policy; and that they put its security procedures into practice. So you must provide appropriate initial and refresher training, and this should cover:

  • your organisation’s duties under the Data Protection Act and restrictions on the use of personal data;
  • the responsibilities of individual staff members for protecting personal data, including the possibility that they may commit criminal offences if they deliberately try to access, or to disclose, information without authority;
  • the proper procedures to use to identify callers;
  • the dangers of people trying to obtain personal data by deception (for example, by pretending to be the person whom the information is about or by making “phishing” attacks) or by persuading you to alter information when you should not do so; and
  • any restrictions your organisation places on the personal use of its computers by staff (to avoid, for example, virus infection or spam).

The effectiveness of staff training is dependent on the individuals concerned being reliable in the first place. The Data Protection Act requires you to take reasonable steps to ensure the reliability of any staff who have access to personal data.

An organisation verifies the identity of its employees when they are recruited by asking to see passports or driving licences before they start work. It also obtains appropriate references to confirm their reliability. The organisation’s standard contract of employment sets out what staff can and cannot do with the personal data they have access to.

Physical security

Technical security measures to protect computerised information are of obvious importance. However, many security incidents relate to the theft or loss of equipment, or to old computers or hard-copy records being abandoned.

Physical security includes things like the quality of doors and locks, and whether premises are protected by alarms, security lighting or CCTV. However, it also includes how you control access to premises, supervise visitors, dispose of paper waste, and keep portable equipment secure.

As part of its security measures, an organisation ensures that information on laptop computers issued to staff is protected by encryption, and that desk-top computer screens in its offices are positioned so that they cannot be viewed by casual passers-by. Paper waste is collected in secure bins and is shredded on site at the end of each week.

Computer security

Computer security is constantly evolving, and is a complex technical area. Depending on how sophisticated your systems are and the technical expertise of your staff, you may need specialist information-security advice that goes beyond the scope of this guide. A list of helpful sources of information about security is provided at the end of this chapter. You should consider the following guiding principles when deciding the more technical side of information security.

  • Your computer security needs to be appropriate to the size and use of your organisation’s systems.
  • As noted above, you should take into account technological developments, but you are also entitled to consider costs when deciding what security measures to take.
  • Your security measures must be appropriate to your business practices. For example, if you have staff who work from home, you should put measures in place to ensure that this does not compromise security.
  • The measures you take must be appropriate to the nature of the personal data you hold and to the harm that could result from a security breach.

For further information, see our IT security top tips or read our more detailed guidance:

What is the position when a data processor is involved?

Organisations may use third party data processors to process personal data on their behalf (see Key definitions of the Data Protection Act – Who has rights and obligations under the Data Protection Act?) for the definition of this term). This often causes security problems. Particular care is needed because the organisation (and not the data processor) will be held responsible under the Data Protection Act for what the data processor does with the personal data.

The Act contains special provisions that apply in these circumstances. It says that, where you use a data processor:

  • you must choose a data processor that provides sufficient guarantees about its security measures to protect the processing it will do for you;
  • you must take reasonable steps to check that those security measures are being put into practice; and
  • there must be a written contract setting out what the data processor is allowed to do with the personal data. The contract must also require the data processor to take the same security measures you would have to take if you were processing the data yourself. A model data processing contract has been published by the European Committee for Standardization.

What should I do if there is a security breach?

If, despite the security measures you take to protect the personal data you hold, a breach of security occurs, it is important that you deal with the security breach effectively. The breach may arise from a theft, a deliberate attack on your systems, from the unauthorised use of personal data by a member of staff, or from accidental loss or equipment failure. However the breach occurs, you must respond to and manage the incident appropriately. Having a policy on dealing with information security breaches is another example of an organisational security measure you may have to take to comply with the seventh data protection principle.

There are four important elements to any breach-management plan:

1. Containment and recovery – the response to the incident should include a recovery plan and, where necessary, procedures for damage limitation.

2. Assessing the risks – you should assess any risks associated with the breach, as these are likely to affect what you do once the breach has been contained. In particular, you should assess the potential adverse consequences for individuals; how serious or substantial these are; and how likely they are to happen.

3. Notification of breaches – informing people about an information security breach can be an important part of managing the incident, but it is not an end in itself. You should be clear about who needs to be notified and why. You should, for example, consider notifying the individuals concerned; the ICO; other regulatory bodies; other third parties such as the police and the banks; or the media.

4. Evaluation and response – it is important that you investigate the causes of the breach and also evaluate the effectiveness of your response to it. If necessary, you should then update your policies and procedures accordingly.

These issues are considered in greater detail in our guidance on data security breach management (pdf). We have also produced Notification of data security breaches to the ICO (pdf) and Notification of PECR security breaches (pdf). These provide guidance on:

  • the circumstances in which we expect organisations to notify us of security breaches;
  • the information we need in those circumstances; and
  • what organisations can expect us to do after they notify us.

Use our security breach notification form (Word) to report a breach to us.

What other sources of information and advice are there?

General advice

There is an international standard for information security management:

A detailed look at ISO 27001; includes an audit and certification scheme


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The new issue of Entertainment Weekly features a photograph of Henry Cavill, the British actor who will play the iconic role of Clark Kent/Superman in the reboot of the Man of Steel franchise that Zack Snyder is directing. Fans, who will have to wait months for an image of Cavill in full Superman drag since the film doesn’t start production until June, will have to be satisfied with a shot of the actor in a leather jacket and faded Superman logo t-shirt.
Also included in the new issue are interviews with Cavill and Superman helmer Zack Snyder, who talks about how Cavil exuded a “crazy-calm confidence” when he donned Christopher Reeve’s outdated Superman togs for the audition.
EW also takes a long look at the “new generation of superheroes” in movies that are either in production or scheduled to hit theaters later this year in a spandex-heavy summer session when newcomers Thor, the Green Lantern and Captain America will make it to the big screen along with a rebooted 1960s edition of the X-Men in a movie that features some of the best young actors in the cinema.


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Chad Walker

Logistics Coordinator - Fluor INC

Timestamp: 2015-12-26
• Leadership - Logistics Warehouse Manager for 5yrs in Afghanistan. • Team Building - Supervised and Trained over 50 warehouse personnel in proper procedures of handling, proper storage, rotation and importance of accountability of each and every item in the warehouse. • Customer Service/Customer Relations - establishing solid customer relationships with the clients.  Skills: • Literate in Microsoft Applications: Excel, Word, PowerPoint • Proficient in MAXIMO, AFMIS, & STORES operating systems. • Facilities Manager in fire prevention: Performed fire prevention check lists, inspected fire extinguishers, checked smoke detectors, & created evacuation plans for Camp Marmal Dining Facility. • Fast Typing: 55 words a minute. • 40-Hour Serv-safe Certified

Logistics Coordinator

Start Date: 2010-02-01End Date: 2015-08-01
Duties: • Managing a team of over 50 employees within 3 different warehouses • Maintaining accurate inventories of stock worth over $2,000,000 in the Army Food Services Information System(AFMIS) & Excel Spreadsheets. • Maintained a positive account status of at least +3.5% monthly in each warehouse. • Created all Purchase Orders and Receiving transactions utilizing AFMIS & STORES operating systems • Responsible for maintaining Government standards listed in the TB-MED 530, DA PAM 30-22, AR 30-22, FM 10-23 and the TB MED 577. • Leading, motivating, training and developing staff based on the guidelines of FLUOR companies DeskTopGuidelines and all Government regulations. • Performing inspections in each warehouse to highlight deficiencies and areas that need improvement by making power point presentations, Microsoft Excel spreadsheets, and Microsoft Word documents. • Performing Safety Inspections to follow the companies Zero Incidents policy to have no injuries at any time and point out any unsafe acts or unsafe conditions. • Maintaining the highest standard and quality of products by using the First-In First-Out method of rotation and keeping a keen eye on short shelf life products.

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Experiments on the Divergence between Willingness to Pay and Willingness to Accept: The Issue Revisited

Listed author(s):
  • Rodolfo M. Nayga, Jr.

    (Texas A&M University)

  • Wipon Aiew

    (Texas A&M University)

  • Richard Woodward

    (Texas A&M University)

Many empirical studies have discovered large discrepancies between willingness to pay (WTP) and willingness to accept (WTA) measures. This paper revisits the WTP and WTA divergence issue using a non-hypothetical market experiment, actual products, cash, and exchange in a market setting. We find WTA/WTP ratios that are significantly lower than most such studies.

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Article provided by AccessEcon in its journal Economics Bulletin.

Volume (Year): 17 (2005)
Issue (Month): 4 ()
Pages: 1-5

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Handle: RePEc:ebl:ecbull:eb-04q00002
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  1. Murat Isik, 2004. "Does Uncertainty Affect the Divergence between WTP and WTA Measures?," Economics Bulletin, AccessEcon, vol. 4(1), pages 1-7.
  2. Randall, Alan & Stoll, John R, 1980. "Consumer's Surplus in Commodity Space," American Economic Review, American Economic Association, vol. 70(3), pages 449-455, June.
  3. Cameron Trudy Ann & Quiggin John, 1994. "Estimation Using Contingent Valuation Data from a Dichotomous Choice with Follow-Up Questionnaire," Journal of Environmental Economics and Management, Elsevier, vol. 27(3), pages 218-234, November.
  4. Horowitz, John K. & McConnell, K. E., 2003. "Willingness to accept, willingness to pay and the income effect," Journal of Economic Behavior & Organization, Elsevier, vol. 51(4), pages 537-545, August.
  5. Shogren, Jason F. & Seung Y. Shin & Dermot J. Hayes & James B. Kliebenstein, 1994. "Resolving Differences in Willingness to Pay and Willingness to Accept," American Economic Review, American Economic Association, vol. 84(1), pages 255-270, March.
  6. Cooper Joseph C., 1993. "Optimal Bid Selection for Dichotomous Choice Contingent Valuation Surveys," Journal of Environmental Economics and Management, Elsevier, vol. 24(1), pages 25-40, January.
  7. Peter A. Diamond & Jerry A. Hausman, 1994. "Contingent Valuation: Is Some Number Better than No Number?," Journal of Economic Perspectives, American Economic Association, vol. 8(4), pages 45-64, Fall.
  8. repec:ebl:ecbull:v:4:y:2004:i:1:p:1-7 is not listed on IDEAS
  9. Hanemann, W Michael, 1991. "Willingness to Pay and Willingness to Accept: How Much Can They Differ?," American Economic Review, American Economic Association, vol. 81(3), pages 635-647, June.
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Does Religion Distribution Matter in the Economic Growth of Latin America?

Listed author(s):
  • Jaime Ortiz

    (Division of International Programs and A. R. Sanchez Jr. School of Business, Texas A&M International University, U.S.A.)

Registered author(s):

    This research empirically analyzes the relationship between religion distribution and economic performance for a number of Latin American countries. The econometric results using time-series cross-sectional data yield consistent yet relatively mild estimates. Religion as a conduit for modifying values, behaviors, and outcomes does influence aggregate rates of per-capita economic growth and total factor productivity ratios in the region. However, once broken down by religious beliefs, the Catholic religion plays by far the largest role, rendering other well-known religious affiliations less important.

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    Article provided by College of Business and College of Finance, Feng Chia University, Taichung, Taiwan in its journal International Journal of Business and Economics.

    Volume (Year): 8 (2009)
    Issue (Month): 3 (December)
    Pages: 183-199

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    Handle: RePEc:ijb:journl:v:8:y:2009:i:3:p:183-199
    Contact details of provider: Postal:
    100 Wenhwa Road, Seatwen, Taichung

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    1. EdwardÂ L. Glaeser & BruceÂ I. Sacerdote, 2008. "Education and Religion," Journal of Human Capital, University of Chicago Press, vol. 2(2), pages 188-215.
    2. Stulz, Rene M. & Williamson, Rohan, 2003. "Culture, openness, and finance," Journal of Financial Economics, Elsevier, vol. 70(3), pages 313-349, December.
    3. Pablo Branas-Garza & Máximo Rossi & Dayna Zaclicever, 2009. "Individual's Religiosity Enhances Trust: Latin American Evidence for the Puzzle," Journal of Money, Credit and Banking, Blackwell Publishing, vol. 41(2-3), pages 555-566, 03.
    4. Guiso, Luigi & Sapienza, Paola & Zingales, Luigi, 2003. "People's opium? Religion and economic attitudes," Journal of Monetary Economics, Elsevier, vol. 50(1), pages 225-282, January.
    5. Torgler, Benno, 2006. "The importance of faith: Tax morale and religiosity," Journal of Economic Behavior & Organization, Elsevier, vol. 61(1), pages 81-109, September.
    6. Laurence R. Iannaccone, 1998. "Introduction to the Economics of Religion," Journal of Economic Literature, American Economic Association, vol. 36(3), pages 1465-1495, September.
    7. Paul Fudulu, 2008. "The Economic Performance of Great Religions," Papers on Economics of Religion 08/05, Department of Economic Theory and Economic History of the University of Granada..
    8. Brañas-Garza, Pablo & García-Muñoz, Teresa & Neuman, Shoshana, 2008. "The Big Carrot: High Stake Incentives Revisited," IZA Discussion Papers 3287, Institute for the Study of Labor (IZA).
    9. Laurence R. Iannaccone, 1998. "Corrigenda [Introduction to the Economics of Religion]," Journal of Economic Literature, American Economic Association, vol. 36(4), pages 1941-1941, December.
    10. Fred Glahe & Frank Vorhies, 1989. "Religion, liberty and economic development: An empirical investigation," Public Choice, Springer, vol. 62(3), pages 201-215, September.
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A Rational Route to Randomness

Listed author(s):
  • Brock, W.A.

This paper puts forth a concept of Adptivety Rational Equilibrium (A.R.E) where agents base decisions upon predictions of future values of endogenous variables whose actual values are determined by equilibrium equations.

(This abstract was borrowed from another version of this item.)

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Paper provided by Wisconsin Madison - Social Systems in its series Working papers with number 9530.

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Length: 45 pages
Date of creation: 1995
Handle: RePEc:att:wimass:9530
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  1. Jean-Michel Grandmont, 1998. "Expectations Formation and Stability of Large Socioeconomic Systems," Econometrica, Econometric Society, vol. 66(4), pages 741-782, July.
  2. Brock, William A & LeBaron, Blake D, 1996. "A Dynamic Structural Model for Stock Return Volatility and Trading Volume," The Review of Economics and Statistics, MIT Press, vol. 78(1), pages 94-110, February.
  3. Kurz, Mordecai, 1994. "On Rational Belief Equilibria," Economic Theory, Springer;Society for the Advancement of Economic Theory (SAET), vol. 4(6), pages 859-876, October.
  4. Cabrales, Antonio & Hoshi, Takeo, 1996. "Heterogeneous beliefs, wealth accumulation, and asset price dynamics," Journal of Economic Dynamics and Control, Elsevier, vol. 20(6-7), pages 1073-1100.
  5. Marcet, Albert & Sargent, Thomas J, 1989. "Convergence of Least-Squares Learning in Environments with Hidden State Variables and Private Information," Journal of Political Economy, University of Chicago Press, vol. 97(6), pages 1306-1322, December.
  6. de Vilder, Robin, 1996. "Complicated Endogenous Business Cycles under Gross Substitutability," Journal of Economic Theory, Elsevier, vol. 71(2), pages 416-442, November.
  7. Marimon, Ramon, 1993. "Adaptive learning, evolutionary dynamics and equilibrium selection in games," European Economic Review, Elsevier, vol. 37(2-3), pages 603-611, April.
  8. Townsend, Robert M, 1983. "Forecasting the Forecasts of Others," Journal of Political Economy, University of Chicago Press, vol. 91(4), pages 546-588, August.
  9. Pintus, Patrick & Sands, Duncan & de Vilder, Robin, 2000. "On the transition from local regular to global irregular fluctuations," Journal of Economic Dynamics and Control, Elsevier, vol. 24(2), pages 247-272, February.
  10. Lux, Thomas, 1995. "Herd Behaviour, Bubbles and Crashes," Economic Journal, Royal Economic Society, vol. 105(431), pages 881-896, July.
  11. Carl Chiarella, 1992. "The Dynamics of Speculative Behaviour," Working Paper Series 13, Finance Discipline Group, UTS Business School, University of Technology, Sydney.
  12. Sethi, Rajiv, 1996. "Endogenous regime switching in speculative markets," Structural Change and Economic Dynamics, Elsevier, vol. 7(1), pages 99-118, March.
  13. Grandmont, Jean-Michel, 1985. "On Endogenous Competitive Business Cycles," Econometrica, Econometric Society, vol. 53(5), pages 995-1045, September.
  14. Blume, Lawrence & Easley, David, 1992. "Evolution and market behavior," Journal of Economic Theory, Elsevier, vol. 58(1), pages 9-40, October.
  15. Benhabib, Jess & Day, Richard H., 1982. "A characterization of erratic dynamics in, the overlapping generations model," Journal of Economic Dynamics and Control, Elsevier, vol. 4(1), pages 37-55, November.
  16. Evans, George W & Ramey, Garey, 1992. "Expectation Calculation and Macroeconomic Dynamics," American Economic Review, American Economic Association, vol. 82(1), pages 207-224, March.
  17. Hommes, Cars H., 1994. "Dynamics of the cobweb model with adaptive expectations and nonlinear supply and demand," Journal of Economic Behavior & Organization, Elsevier, vol. 24(3), pages 315-335, August.
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The impact of credit unions on the rates offered for retail deposits by banks and thrift institutions

Listed author(s):
  • Timothy H. Hannan

Because of the increasing significance of credit unions as potential competitors for consumer deposits, this paper examines the impact of the market presence of credit unions, variously measured, on the rates for three different types of consumer deposits offered by banks and thrift institutions. In contrast to previous studies, the sample employed covers the nation as a whole, incorporates all large urban areas, and employs survey data on deposit rates for a substantially larger number of institutions than previously employed. Despite circumstance that are argued to militate against the finding of a relationship, regression analyses yield positive coefficients of the measures of credit union presence, with statistical significance in a number of cases.

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Paper provided by Board of Governors of the Federal Reserve System (U.S.) in its series Finance and Economics Discussion Series with number 2003-06.

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Date of creation: 2003
Handle: RePEc:fip:fedgfe:2003-06
Contact details of provider: Postal:
20th Street and Constitution Avenue, NW, Washington, DC 20551

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  1. Lawrence J. Radecki, 1998. "The expanding geographic reach of retail banking markets," Economic Policy Review, Federal Reserve Bank of New York, issue Jun, pages 15-34.
  2. Robert M. Feinberg, 2001. "The Competitive Role Of Credit Unions In Small Local Financial Services Markets," The Review of Economics and Statistics, MIT Press, vol. 83(3), pages 560-563, August.
  3. William R. Emmons & Frank A. Schmid, 1999. "Credit unions and the common bond," Review, Federal Reserve Bank of St. Louis, issue Sep, pages 41-64.
  4. Robert Tokle & Joanne Tokle, 2000. "The Influence of Credit Union and Savings and Loan Competition on Bank Deposit Rates in Idaho and Montana," Review of Industrial Organization, Springer;The Industrial Organization Society, vol. 17(4), pages 427-439, December.
  5. Calem, Paul S & Carlino, Gerald A, 1991. "The Concentration/Conduct Relationship in Bank Deposit Markets," The Review of Economics and Statistics, MIT Press, vol. 73(2), pages 268-276, May.
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Why do job-seeker and vacancy hazards slope downwards? Estimating a two-sidedsearch model of the labour market

Listed author(s):
  • Martyn Andrews
  • Steve Bradley
  • Dave Stott
  • Richard Upward

No abstract is available for this item.

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Paper provided by Economics, The University of Manchester in its series The School of Economics Discussion Paper Series with number 0635.

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Date of creation: 2006
Handle: RePEc:man:sespap:0635
Contact details of provider: Postal:
Manchester M13 9PL

Phone: (0)161 275 4868
Fax: (0)161 275 4812
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  1. Broersma, Lourens & Van Ours, Jan C., 1999. "Job searchers, job matches and the elasticity of matching," Labour Economics, Elsevier, vol. 6(1), pages 77-93, March.
  2. Coles, Melvyn G & Petrongolo, Barbara, 2002. "A Test Between Unemployment Theories Using Matching Data," CEPR Discussion Papers 3241, C.E.P.R. Discussion Papers.
  3. van Ours, J.C. & Ridder, G., 1992. "Vacancies and recruitment of new employees," Other publications TiSEM 9acc708a-0885-46a2-aef5-7, Tilburg University, School of Economics and Management.
  4. van den Berg, Gerard J, 1999. "Empirical Inference with Equilibrium Search Models of the Labour Market," Economic Journal, Royal Economic Society, vol. 109(456), pages 283-306, June.
  5. van den Berg, Gerard J, 1990. "Search Behaviour, Transitions to Nonparticipation and the Duration of Unemployment," Economic Journal, Royal Economic Society, vol. 100(402), pages 842-865, September.
  6. Christopher A. Pissarides & Barbara Petrongolo, 2001. "Looking into the Black Box: A Survey of the Matching Function," Journal of Economic Literature, American Economic Association, vol. 39(2), pages 390-431, June.
  7. Paul Gregg & Barbara Petrongolo, 1997. "Random or Non-Random matching? Implications for the use of the UV 234 curve as a measure of matching effectiveness," CEP Discussion Papers dp0348, Centre for Economic Performance, LSE.
  8. Andrews, Martyn J. & Bradley, Steve & Upward, Richard, 2001. "Estimating the probability of a match using microeconomic data for the youth labour market," Labour Economics, Elsevier, vol. 8(3), pages 335-357, June.
  9. Lindeboom, Maarten & van Ours, Jan C & Renes, Gusta, 1994. "Matching Employers and Workers: An Empirical Analysis on the Effectiveness of Search," Oxford Economic Papers, Oxford University Press, vol. 46(1), pages 45-67, January.
  10. van Ours, Jan & Ridder, Geert, 1991. "Cyclical variation in vacancy durations and vacancy flows : An empirical analysis," European Economic Review, Elsevier, vol. 35(5), pages 1143-1155, July.
  11. Upward, Richard & Martyn Andrews & Steve Bradley & Dave Stott, 2003. "Testing theories of labour market matching," Royal Economic Society Annual Conference 2003 209, Royal Economic Society.
  12. van Ours, J C & Ridder, G, 1993. "Vacancy Durations: Search or Selection?," Oxford Bulletin of Economics and Statistics, Department of Economics, University of Oxford, vol. 55(2), pages 187-198, May.
  13. van Ours, Jan & Ridder, Geert, 1992. "Vacancies and the Recruitment of New Employees," Journal of Labor Economics, University of Chicago Press, vol. 10(2), pages 138-155, April.
  14. Coles, Melvyn G & Smith, Eric, 1998. "Marketplaces and Matching," International Economic Review, Department of Economics, University of Pennsylvania and Osaka University Institute of Social and Economic Research Association, vol. 39(1), pages 239-254, February.
  15. Patricia M. Anderson & Simon M. Burgess, 2000. "Empirical Matching Functions: Estimation and Interpretation Using State-Level Data," The Review of Economics and Statistics, MIT Press, vol. 82(1), pages 93-102, February.
  16. Burdett, Kenneth & Coles, Melvyn G, 1999. "Long-Term Partnership Formation: Marriage and Employment," Economic Journal, Royal Economic Society, vol. 109(456), pages 307-334, June.
  17. van Ours, J. C., 1990. "An Empirical Analysis of Employers' Search'," Other publications TiSEM 78dc3fb0-74eb-428e-a5f7-1, Tilburg University, School of Economics and Management.
  18. Gregg, P & Petrongolo, B, 1997. "Random or Non-Random Matching? Implications for the Use of the UV Curve as a Measure of Matching Performance," Papers 13, Centre for Economic Performance & Institute of Economics.
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