text:
Monaco residency requirements

Tips as well as Advice on Relocating to Monaco

Moving to a new nation can be exceptionally daunting– there’s a whole lot to plan and consider before, during as well as after you relocate, until you get settled in to your brand-new house. Nevertheless, with so much on offer around the globe, it does seem ridiculous to stay based in one location, does not it? A prominent relocation choice, especially with companies, is Monaco, and it’s simple to see why. If you’re thinking about moving to the glorious city-state, below’s some recommendations to help you out.

Cost Of Living

Before making an application for residency in Monaco, you need to find out if you can pay for to live there. For a rough guide, the cost of general living (food prices, eating in restaurants, leisure) is about the same as big metropolitan areas in Europe, like London and Paris. Your main expenditure will be housing; rates are relatively high because of restricted availability, but nothing to be put off by. Naturally, a big perk to your bank balance is the tax obligation benefits that come with living in Monaco– tax is significantly less right here compared to most other countries, and they boast tax-free salaries.

Purchasing Or Renting

You have 2 options for staying in Monaco; either you buy or you rent. If you want to buy a place, it’s a great idea to search online websites and contact brokers. It’s not very difficult a process, though you will require a notary to validate and verify the sale, which means additional fees. If you want to rent out, your finest option is to go on the free rental market. You should try a contact regional agents in Monaco for assist and advice– they could provide you an idea on availability and rates.

Making An Application For Residency In Monaco

Making an application for residency could take a little time. You’ll have to present a great deal of papers, such as:

  • Valid passport
  • Birth Certification
  • Education and professional information
  • Health insurance (that covers Monaco)
  • Certification of no criminal record in the past 5 years

You’ll also need to go with a number of meetings and meetings, and your residency is renewed every 12 months for the first 3 years, and after that once every 3 years. It might seem like a bit of problem, but it will be worth it!

Leaving For Monaco

You’ve got your one way ticket and you’re ready to head off to your new house! Though, it probably won’t be quite as straightforward as that, and you’re likely to need to take a while getting ready for your relocation. If you’re taking your belongings with you, you’ll have to hire a worldwide delivery company. It’s very important that this is a reputable company, so take a while looking at reviews and shopping around. It’s additionally important that you obtain your timings right. You don’t want every little thing turning up when no ones there, however you also don’t wish to go days without your stuff.

Moving to Monaco is an interesting– if rather terrifying– move in your life. You’ll want to make sure everything runs smoothly, but be ready for little hiccups in the process. If you’re still a little bit careful, you can always use the help of moving services who will take away some of the pressures and get you to your new home in one piece. Relocation Monaco are an approved Relocation Services provider by the Monaco Chamber of Commerce and Economic Development. Relocation Monaco are based in Monaco, their website has lot of information regarding monaco residency requirements as well as general Monaco banking and property advice.

Monaco residency requirements

Accommodations in the Sun

Monaco is a completely independent sovereign state which is beautifully placed in the heart of Europe. With fantastic landscapes and fairy-tale weather conditions, this state positioned in between Cannes and the Italian border, has become one of the hottest attractions on the planet. Besides investing and taking a holiday in the state, more people continue to look toward Monaco along with the surrounding area as a place to settle down for retirement life. You will discover home types to fit all different requirements; the different types of property available for rent in Monaco are seemingly limitless. Certainly, you should have no difficulty in finding something in Monaco which will meet your requirements and desires.

. If you are not looking to buy just yet, there are lots of rent possibilities. For something long lasting, there are numerous popular services which have been linking individuals with beautiful real estate in the Monaco area for years. There’s a large number of ways to help you to connect with residents who’re living in the Monaco region, they are really prepared to lease their flats, condos, or entire houses for varying time periods and prices; the costs are fair and competitive. Millions of travellers have already had beautifully unforgettable experiences after acquiring accessible renting options in another country.

There are many distinct Monaco vacation and long-term rental residences on the market. Monaco is one of the leading travel destinations in the world, for which there is always changing availability of property alternatives. For everyone interested, numerous timeshare solutions exist, varying in time available, fee and size of property. Hundreds of thousands go here each and every year to spend time under the sun, basking in the surroundings, smells, and sounds of the area. There’s something for each and every taste in Monaco. Even though Monaco is not a inexpensive place to reside in, it does present varying property types and differing fees to suit an array of different needs and salaries. Furthermore, you have the added, and welcome, bonus that you will be able to enjoy one of the more amazing locations on this planet in one of the safest environments around.

There are lots of available rental accommodations offered in wonderful Monaco, the prices varying from 1,300 per month for 70 square meters to upwards of 3,500 per month for 116sqm. There are properties to fit many different budget types, for smaller studio locations there are far more good prices from 470 to 600 per month. The architectural mastery in the surrounding area is breath-taking and awesome, so there’s sure to be something which you’ll fall for, and there will definitely be a property accessible to fit your requirements – something cosy for you to spend time experiencing the fabulous sights and sounds. Moving to Monaco or any other country can seem like a daunting task – as a fully independent and highly dedicated relocation provider Relocation Monaco can provide you with a seamless service if you are thinking of relocating to Monaco. Take a look at their website for more information regarding ‘monaco residency requirements‘ as well as much more information relating to moving to Monaco.

Monaco Residency

Residency in Monaco brings several advantages:

  • Favourable tax system for Monaco Citizens
  • Stay in Safe environment
  • Outstanding area with Nice International airport Thirty Minutes by car/10 minutes by helicopter
  • Mediterranean Climate
  • Global environment
  • Business friendly
  • English commonly spoken
  • The Cote d’Azur and Italy on the doorstep

Ways to make an application for Monaco Residency

To obtain Monaco Residency there are particular requirements for each candidate to fulfil. The requirements for making an application for residency in Monaco are as follows:

  • Establish a savings account in Monaco
  • Each candidate (or couple) will certainly need to deposit enough funds for the bank to then provide the needed bank attestation (letter) to verify that the account holder(s) has adequate funds to support themselves whilst living in Monaco.( unless the candidate for residency has a valid work agreement released by a regional Monaco company). The banks have differing requirements for this varying from EUR 100,000-EUR 1 million per candidate ( grownup).

Relocation Monaco are an approved Relocation Services provider by the Monaco Chamber of Commerce and Economic Development. Relocation Monaco are based in Monaco, their website has lot of information reaarding monaco residency rules as well as general Monaco banking and property advice.

Lease or buy a home in Monaco

If leasing the lease has to be for a minimum of YEAR and have adequate bed rooms to accommodate the number of individuals applying. For example, in order for this to qualify for Monaco residency, a couple needs to lease a one bedroom house at least and for a household of 4 a minimum if 2 bedrooms. This lease is generally automatically at the end of each lease period.

Security check

Each candidate needs to offer a police certificate specifying that each adult candidate does not hold a criminal record in the origin country where they have actually lived throughout the previous five years. In Monaco an adult is any one over the age of sixteen years of age for this purpose. This certificate ought to not be more than three months old at the time of application for the residency.

In addition, the following documents need to be sent for each candidate when applying for Monaco residency.

  1. Legitimate passport
  2. Birth certificate
  3. Marital relationship certificate(s)
  4. Any previous divorce certificate (or death certificate if the applicant has a partner who is deceased.)
  5. The Police certificate as above
  6. The registered lease for the Monaco apartment
  7. The brand-new electricity contract for the Monaco house
  8. The official Monaco residency application forms completed and properly signed
  9. Health report for candidates of 70 years and over

To finish the Monaco residency procedure, an official residency interview will certainly be organized throughout which all the needed documents are sent. Following this the Monaco residency application will be processed and authorized. This will take around 8 weeks for EU passport holders and sixteen – twenty weeks for non EU passport holders as they must initially get a unique Visa from the French Embassy in their country of residence which as soon as approved and issued ( approximately sixteen weeks) will then allow the applicant to finish the Monaco formalities within three-four weeks, when the residency card will certainly be released also referred to as the Carte de Sejour).

The requirements for obtaining Monaco residency are reasonably straightforward and as long as the applicant can offer all the needed documents, then there is no general reason why the applicant ought to not be granted Monaco Residency and get theirs Monaco resident’s card.

The first Monaco residency card will be issued for a period of twelve months after which this card should be renewed. The card is called a Monaco carte de resident temporaire and is restored each year for the first three years. In then fourth year of constant Monaco residency the holder then will certainly be provided with a three year card, called the Monaco Carte de resident ordinaire. These cards are valid for three years and have to be restored at expiry. In year ten, the holder of a Monaco residency might get a carte Privilege which is provided at the discretion of the Monaco authorities. This is not instantly provided and if not given the candidate will certainly remain to get the three year Monaco local’s card.

The expense of making an application for residency in Monaco really depends on the expense of renting an home contributed to the general expense of living in Monaco. Unlike other nations offering residency programs, getting residency in Monaco does not need the candidate to “invest” a specified sum of money in Monaco nor is it obligatory to acquire a home as a leasing suffices.

It is a really favourable place to become a resident and enjoy the many advantages which becoming a local of Monaco affords.

Market Update On Buying Property In Monaco

The property market in Monaco has been more active recently after a very slow period overall ever since the Economic problems of late 2007/2008. The issues with the global economy infiltrated to the Monaco property market causing numerous years of low interest by potential purchasers due to the global unpredictabilities all of us faced. Monaco property holders overall pulled back from selling their properties as circumstances weren’t good and as the majority of Monaco property owners are not speculators, rather longer term investors keen to secure their wealth, they did not have to offer to cover loans as a lot of Monaco buildings are fully paid for at the time of purchase.

An additional aspect creating more activity, in addition to the global economic conditions and thus confidence to invest again in Monaco realty, is that new residents to Monaco are discovering it significantly hard to discover appropriate rental properties as there’s more demand than supply, coupled with really high rental prices due to the current scarcity of rental properties.

New residents are increasingly considering buying their property in Monaco, and as specific banks in Monaco want to lend clients to buy Monaco property, with Euro interest rates at lowest levels, it is an economically sensible option for those with sufficient security to place with the lending bank. Loans are normally made at 60– 70 per cent loan to value, sometimes more if the client has enough resources to lodge with the bank in the form of money or a portfolio of valuable securities (international bonds/ equities/investment funds.) If in cash, the security placed with the bank may be very carefully invested to produce an annual return which meets or surpasses the rate of interest charged on the loan, so this could be a fringe benefit. Loans on Monaco property are usually designed for a period of five years, renewable for a maximum of three times (15 years).

The prices of apartments to buy in Monaco varies considerably, with the lower prices per square metre beginning at roughly EUR 25,000 to the highest which can exceed EUR 90,000 per square metre.

Moving to Monaco or another nation can feel like a overwhelming endeavor – as a fully independent and also very committed relocation specialist Relocation Monaco can provide you with a seamless service if you’re deliberating on relocating to Monaco. Have a glance at their web site for additional information concerning ‘Apartments In Monaco For Sale‘ along with substantially more info relating to migrating to Monaco.

Which Monaco House fits your needs?

With housing options including deluxe seaside residences, penthouses close to Casino Square and small studio apartments in Jardin Exotique, deciding on the best home when moving in Monaco can be challenging. To assist you in finding the house or apartment that best suits you, lets looks at the buying basics, as well as explore the various types of home in Monaco.

Buying principles

Even though background checks are essential for anyone focused on buying a home there, Monaco doesn’t place any restrictions on foreign clients. The majority of people would rather pay in cash, but it is possible to take out a loan that covers up to 70 percent of the purchase price. Monaco does not collect property taxes on residential real estate. Some of the house for sale in Monaco is quite expensive and bargains tend to be few and far between, though prices have dropped slightly in recent years due to the global economic downturn.

In Monaco, rent is required to be paid in advance on a quarterly basis. When first renting an apartment, an additional three months rent should be paid in advance, as well as a refundable security deposit. In most instances, leases are renewable on an annual basis.

Depending on the location and size of the property, as well as what type of building it is, prices can vary drastically. In the last two to three years, purchase prices and monthly rental fees have declined on average by 25 to 35 percent. In Monaco, prices are quoted by square metre. The cost per square metre ranges from the current average of 25,000 up to 50,000 and above.

Apartments in comparison to houses

The majority of the properties available in Monaco are apartments, though they vary drastically. They include small studios ideal for one or two people to huge luxury triplexes and penthouses with four or more bedrooms that can easily accommodate large families. Almost all apartments include excellent amenities, such as pools, gyms, saunas, and 24 hour security – as well as stunning views. In addition, most apartments currently available, both for sale and rent, have been recently updated with fully equipped kitchens and open floor plans. The majority of the complexes offer parking facilities adjacent to, or underneath, the apartment buildings. They can either be purchased privately or rented on a monthly basis.

There are a limited number of private houses for sale or rent in Monaco. Those that are presently available tend to be rather expensive, though they are the epitome of luxury with beautiful kitchens, hardwood floors, walk-in wardrobes, and exceptional panoramic views of the city and the sea. Many apartments and homes have terraces on which you can enjoy an evening with friends.

Although Monaco is less than 2 square kilometres in size there are a number of properties for sale and rent available. In fact, the most difficult part of your search will likely be deciding which one you should make your new home.

Monaco doesn’t collect property taxes on home real-estate. Some of the house accessible in Monaco is quite costly and bargains are generally few and far between, however rates have decreased a bit in recent years due to global economic downturn.

In Monaco, rent payments is required to be compensated in advance on a quarterly basis. When first booking an apartment, an additional three months hire should be paid in advance, as well as a refundable security deposit. In most instances, leases are renewable on an annual basis.

Selling price

Dependent on the location as well as size of the residence, as well as which kind of building it is, rates may vary significantly. In the last two or three years, purchase costs and monthly lease costs have decreased on average by 25 to 35 percent. In Monaco, costs are quoted by sq . metre. The cost per sq metre ranges from the current average of 25,000 up to 50,000 and above.

Apartments as compared to homes

There’s a restricted number of private houses for sale or rent in Monaco. Those which are currently obtainable are typically pretty expensive, even though they’re the epitome of luxury with stunning kitchens, hardwood floors, walk in closets, and outstanding panoramic views of the town and the sea. Numerous flats and houses have terraces on which you can enjoy an evening with friends.

Although Monaco is less than 2 sq . km’s in size there are a number of properties for sale and rent available. In fact, the most challenging element of your search will likely be figuring out which one you should make your new residence.

Monaco Residency

The conditions, benefits, and the way to apply

Become a Monaco Resident and enjoy the tax benefits, the local weather, the security, the lifestyle and the excellent location in the middle of Europe having Nice airport only thirty minutes away having connections to major cities around the world.

The requirements for Monaco Residency

You will certainly have to lease or purchase a property in Monaco.

If renting, this should be practiced for a minimum of a year and you need to be able to produce a registered lease for the Monaco property.

If buying, you will need to offer proof of ownership.

WWW Relocation Monaco can help with sourcing the rental property or one to purchase and will certainly produce a list of properties for you to see which fit the guidelines you will give us. You will find lots of property companies in Monaco which provide the same homes. This is because the marketplace is really little with a limited availability of Monaco homes for rent or for sale. We deal with a thoroughly selected group of agencies who we feel provide the level of service we want our clients to enjoy. You will certainly need 2-3 days to go to Monaco to see the properties when you have actually made your decision as to when you wish to proceed with the Monaco residency application.

Due to the shortage of Monaco rental properties we recommend that you go to Monaco 1-2 months prior to you wish to start the procedure, when we will certainly select a list of rental homes for you to view, which suit your requirements, like number of bed rooms, specific location, budget plan. You will find numerous property representatives In Monaco providing mostly the exact same properties so we provide a one stop service, we perform the groundwork with chosen representatives to produce the short list of Monaco homes for you to see, for that reason saving your effort and time.

Financing a property in Monaco

We can likewise assist with arranging finance should you wish to purchase a property. Chosen banks will provide approximately 60-70 % of the property value, but will need a deposit or investment portfolio as security to protect the loan. We select the bank/s which provide the most reliable and competitive funding options.

You will certainly have to develop a regional banking relationship with one of Monaco’s numerous banks. You will have to open a bank account in the name of the person(s) who want to make an application for Monaco Residency and deposit the bank account with the minimum preliminary deposit as demanded by the bank. This amount varies commonly from bank to bank. Our Monaco network of local banks have preliminary bank deposit prerequisites from EUR 200,000- EUR 1million. As part of the main Monaco residency application, your Monaco bank will certainly need to issue a bank “attestation” (letter) to confirm that you’re a well established customer of the bank and have adequate funds to support yourself whilst citizen in Monaco.

If you’ve got a Monaco work contract from a local company or you have your very own company in Monaco, you will not require this letter. You will be needed to keep the needed amount with the bank whilst you are utilizing their bank attestation for your residency, both the preliminary application and renewal (see below). We can help in bank choice in accordance with your individual or company profile.

As soon as you have picked your rental or purchase home in Monaco and have either the authorized lease or purchase contract, the appointment for the official Monaco Residency application interview could be made. This interview takes place in the Residents section of the Monaco Police. It will certainly take around 45 minutes and you are going to be required to produce these files for each candidate over 16 years of age.

Files needed for the Monaco Residency Application

  1. Valid passport
  2. Birthcertificate
  3. Marriage certificate/divorce certificate if appropriate.
  4. Certificate from the Authorities in the country (or countries) in which you have lived for the last 5 years. If you have resided in several countries, then you’ll need to have a certificate from each. These certificates may be obtained in various ways, depending on each country. They should not be made more than three months before the residency interview.
  5. The registered rental for the Monaco rented home (at least 12 months) or proof of purchase (legal documents relating to the deal).
  6. A brand-new electrical power contract for the Monaco property in your name.
  7. The Monaco bank attestation/letter.
  8. The finished official Monaco residency application (we assist with all of these).

Monaco residency approval process

Once the residency interview is complete, the approval procedure is going to take approximately 2 months for owners of EU passports. For non EU passport holders, you must first make an application for a French Long-term stay visa type D, which gives you the right to get Monaco residency in Monaco. This French long term stay visa must be obtained from the French Embassy/Consul within your country of residence. It will take somewhere between 1-4 months to get, based on the embassy guidelines in your country of residence. Only once this visa has been approved and placed in your passport can the next phase, the Monaco residency interview take place. Once you have this visa and have had the interview in Monaco, the acceptance procedure for your Monaco Residency is going to take around 2-3 weeks.

In both cases, you could stay in Monaco during the acceptance procedure, and for non EU passport owners, once the French Long Term visa type D has been issued. (This is a very specific visa, it’s not the Schengen/multiple entry/long term visit visa, it’s specifically for obtaining residency).

We track the residency approval process and will inform you of as soon as your residency card has been authorized and provided for collection.

Tax status for Monaco citizens

Summary of tax status for Monaco Citizens for assets located in Monaco. (Property outside of Monaco may be subject to taxes in the country where they are located according to each country’s tax laws).

Monaco Residency application help

WWW Relocation Monaco can help with the complete Monaco Residency application procedure, together with the real estate search for both rental or purchase, banking and the official residency application and documentation requirements.

In case you would like to discuss this further, please call us and we will be happy to assist. [nbsp] The Charges for this one stop service are subject to individual requirements and we will gladly provide a quote based upon your predicament and requirements.

Relocation Monaco are an authorised Relocation Services company through the Monaco Chamber of Commerce and Economic Development. Relocation Monaco are based in Monaco, their site has a great deal of info associated with monaco property rental coupled with fundamental Monaco consumer banking and property help and advice.


Content-Type: application/http; msgtype=response

WARC-Identified-Payload-Type: text/html

WARC-Truncated: length

WARC-Type: response

text:
MooreMagnets - Organize in Style
Cart 0

Magnet Board 18 inch x 24 inch No Frame - Warm flowers on off-white fabric

$ 64.00

Magnet board with lovely off white fabric with colorful flowers, including 8 coordinating magnets. These boards are perfect for bedrooms, kitchens, offices, craft rooms, and anywhere else you need to keep up with messages, notes, phone numbers, appointments, etc. Unlike magnetic boards you can purchase at an office supply store, my boards offer many different color and/or fabric choices to suit your, or your child's, taste.

** This item is made to order and will be shipped 14-21 days after your order is placed. Fabric placement may vary slightly**

This board measures approximately 18 inch ? wide x 24 inch ? high and has picture hangers attached to the back allowing you to mount the board. The picture hangers are the triangle style so nails or screws will be needed for hanging. Please note that no nails or screws will be included with your purchase. The entire surface of the board has sheet of metal and holds magnets just like your refrigerator!

Like this size but want a different fabric? See the "Pick Your Own Fabric" version of this size magnet board here:

**Not intended for ages 12 and Under**

Share this Product

More from this collection

warcinfo:
robots: classic
hostname: ip-10-143-241-238.ec2.internal
software: Nutch 1.6 (CC)
isPartOf: CC-MAIN-2017-39
operator: Common Crawl Admin
description: Wide crawl of the web for September 2017
publisher: Common Crawl
format: WARC File Format 1.0
conformsTo: http://bibnum.bnf.fr/WARC/WARC_ISO_28500_version1_latestdraft.pdf


text:
Mahanagar [2014 – Free Download] Bengali 400 MB DVD-RIP SQ

131 Min | Drama | April 2014

IMDB Rating: 7.9

Director: Satyajit Ray

Starring: Anil Chatterjee, Madhabi Mukherjee, Jaya Bhaduri

Mahanagar Review: Through ‘Mahanagar’ the great Satyajit Ray tells a story of an ordinary traditional family living in the modern big city (hence the title). However, the breadwinner of the family does not earn enough money to support the whole family. The wife decides to support him by working herself. Fortunately she finds a job and befriends a modern Anglo-Indian co-worker who does influence her by applying lip-stick and giving her a pair of sunglasses. The father of the family is a retired teacher and he does not accept the fact that his daughter-in-law is working. Gradually, the rest of the family disapprove her working. The retired teacher visits his former student and ‘asks’ for financial help.

Through this wonderful family drama in Mahanagar, Ray tells us a story of the clash between modern and traditional values in a middle-class family struggling to make a living in the big city. Furthermore, Ray examines the ‘urban’ relationships as is reflected between the employer and employee, the husband and wife, the co-workers, the working mother and her child and so on. It is no surprise that Ray is THE most accomplished director of Indian cinema. Mahanagar, like pretty much everything else he did, only reminds us why.

The performances in Mahanagar are top-notch. Again, this is no surprise as Ray manages to extract the best from his actors. Madhabi Mukherjee is breathtaking as we see her transform from a naive housewife, to a determined and excited employee to a strong courageous woman who stands up for her friend. Anil Chatterjee is excellent as the struggling husband who tries to make ends meet, silently accepts his wife’s working but secretly resenting it. Vicky Redwood adds freshness with a strong presence and a likable performance. Haradhan Bannerjee is very good as the prejudiced but sympathetic boss. Jaya Bhadhuri delivers a very natural performance. The rest of the cast are all just as competent.

The ending isn’t the traditional happy ending one witnesses in the numerous Indian films but it’s one of optimism and hope that beautifully ‘seals’ the film. ‘Mahanagar’ is a fantastic example of the best of Indian cinema. A classic gem it is.

Top free links to Download ’Mahanagar’ full Movie:
|| Direct | Uppit | NowDown | FilesBomb ||

Subtitles Here

  • Add Your Comment


text:
ByTim Horton, writer at
Business Development Manager at Universally Speaking. @TimHortonGame | Email: [email protected]
Tim Horton

Spoiler Free!

From DreamWorks Animation, the studio that brought you animated greats like “Shrek,” “Kung Fu Panda” and “The Croods,” comes the highly anticipated sequel to the Academy Award-nominated HOW TO TRAIN YOUR DRAGON.

This is actually the thrilling second chapter of the epic trilogy, that’s right TRILOGY, How To Train Your Dragon 3 is set for release June 2016.

So, what's it all about this time around?

Five years have passed since the heroic young Viking Hiccup (Jay Baruchel) befriended an injured dragon and forever changed the way the residents of Berk interact with the ferocious and now oh so lovable fire-breathers.

Now, Vikings and dragons live side-by-side in peace on the fantastical isle that has been transformed into a dragon’s paradise.

Hiccup and his faithful dragon Toothless have taken to the skies mapping the surrounding lands and charting new settlements over vast seas, leaving the others to engage in all new dragon riding based contact sports as only vikings can do.

All is thrown into turmoil however when Hiccup discovers that the peace between dragons and Vikings is threatened by the power-hungry, self proclaimed dragon master Drago "Bloodfist" who is building a giant army of dragons that he will use to wash over the earth and conquer all kingdoms far and wide, ironically in the name of 'dragon liberation for the people'.

We also get introduced to an all new, very cool looking dragon rider. A female warrior character which introduces a nice twist to the story, which I will not spoil by revealing here, allows Hiccup to be introduced to a whole other world of dragons he could never have imagined.

See Also - FIFA 15: New Details For PS4 Version REVEALED!

Who is the Mystery Rider?
Who is the Mystery Rider?

The lovable gang from the original are back; Astrid, Gobber and Viking friends Snotlout, Fishlegs and twins Ruffnut and Tuffnut, all lending their sometimes foolhardy support to Hiccup and Stoick the Vast, who must all work together to protect the dragons they have grown to love.

In the process, Hiccup finds the answers he has been looking for in ways he could never have imagined.

Fans of the original How To Train Your Dragon will find themselves right at home from the get go in this beautifully envisaged sequel. There is no shortage of fun and adventure that effortlessly caters to all ages.

One minute I was laughing my 3D glasses off, the next trying to hide the tears. This movie takes you through an emotional roller-coaster that’s for sure. Fans of the oh so adorable Night Fury ‘Toothless’ will be in animated heaven for 105 minutes as Toothless gets a lot more screen time this time around.

You can’t help but fall in love with the bond that Hiccup and Toothless share, it is evident whenever the two are featured together on screen, it is a perfect example of unconditional love, trust and selflessness. That is what separates How to Train Your Dragon from other animated features, expressive emotion through mostly non verbal communication.

How to Train Your Dragon was a perfect grounding story to lead onto the adventure that is the sequel. With new locations, characters and monstrous dragons, there is certainly no time for a quick bathroom break, you are hooked from start to finish.

The introduction of an Alpha dragon I really got excited about. The bigger the better in my book.

In the first film, the “Dragon” team introduced the idea that there’s a dragon hierarchy and that a monstrous Alpha dragon hidden away in a cave is served food by squadrons of other dragons or risk being devoured themselves. What if the Red Death of the first movie was actually not the top of the food chain? What if there were a couple of rungs above it and, at the very top, a behemoth of a dragon, bigger than anyone has ever seen?

The giant Ice Dragon
The giant Ice Dragon

The concept is simple , there are only a few Bewilderbeasts (Above) in existence but they are the natural-born Alpha of the dragon world. They have an unseen ability to communicate with, and force their will upon, other dragons all except for the renegade babies, who typically listen to no one, So, if you control the Alpha, you control all the dragons.

Drago’s secret weapon is just such a beast, which he has trained to fight at his command. When he discovers that Valka is protecting a benevolent Bewilderbeast in her sanctuary, he sets in motion a plan to draw it out in an epic battle for dominance before moving on to pillage Berk and capture all of its dragons.

The film does hold a few twists and turns so be prepared! The way in which we see revelation and character progression is again astounding the team have really done a great job in working in real life character personal toils. As with any film you want be left feeling something when you leave the cinema and this title is no exception, it leaves you feeling, and then some.

Characters and their dragons with a little help from the director DeBlois (That's how we roll here at Gamertag Gaming, always exclusive content)

Stoick has a brand new dragon, Skullcrusher, that wasn’t seen in the first film. He’s a big rhino of a dragon, mixed with a truffle pig, He’s a very eager but very serious tracking dragon and can find just about anything on scent. He’s a bloodhound. They needed a dragon that was sizeable so that when Stoick sits up on top of him, it it would look to be able carry his weight but also not make Stoick look ridiculously small in the process.

Valka’s dragon Cloud Jumper, which exhibits a lot of owl behavior, is an amazing creature with two sets of wings that can split apart and makes for a very distinct silhouette in the sky. These two have a long-term relationship, i wont spoil it for you and say why, “they have such an intuitive way of flying together that Valka doesn’t even need a saddle,” DeBlois says. “She stands up on it and it barrel rolls and she walks around it.”

Astrid’s relationship with Stormfly the Deadly Nadder has evolved, much like the other riders and their dragons. “They’re five years in, they understand each other, and they reflect each other’s personalities to some degree,” DeBlois says. “Astrid is very headstrong and extremely capable. We gave Stormfly a personality that complements that by making her more like a doting fetch dog in the sense that she listens to Astrid’s every command with great enthusiasm. So Stormfly does love to fetch whatever it is, whether a ball or a human! They have a really playful relationship, which is a nice outlet for Astrid because she’s otherwise so serious and strong.”

The twins Ruffnut and Tuffnut ride the same dragon, a two-headed Zippleback named Belch & Barf, each which have distinct personalities and are always at war with each other. “We love playing out the idea that even though they’re forced to work together, they’re always trying to sabotage each other,” DeBlois says.

“Fishlegs and his Gronckle, Meatlug, are the loveable pair. Meatlug is Fishleg’s steady and stalwart buddy. She gives off the appearance of being somewhat dimwitted, a quality that is reflected on Fishlegs. But you can’t write Fishlegs off as a dullard because he’s actually quite intelligent. She’s there for him at all times…they just move at a slower pace,” DeBlois says.

“Snotlout and his dragon, Hookfang, a Monstrous Nightmare, are the aggressive showmen. They’re always trying to draw attention to themselves, always trying to impress. He’s kind of like the little guy who drives the big expensive car just to make himself seem more impressive,” DeBlois laughs.

Gobber’s dragon is Grump, a large, lazy, walrus of a dragon. “He lives up to his name,” DeBlois says. “He’s always grumpy, always in the way, always falling asleep, all of which adds to Gobber’s aggravation on a daily basis.”

The Verdict

Among the things I like about [How to Train Your Dragon 2](movie:44736) is the way DeBlois and his team have delivered a number of important messages, packaged within this fast-paced animated adventure. The battles between good and evil forces are not simplistic, but shown to have all kinds of side consequences. Frightening moments are not sugar-coated, and we are shown that dangerous moments can — and do — bring tragic end results. Kids today are fully aware of life-and-death issues, and simply because they are showcased in an animated film doesn’t mean they need to be ignored.

The film is great! Not only does this second movie match the charm, wit, animation skill and intelligent storytelling of the original, I think it even exceeds it. I loved it, the team loved and you will too. Worthy of all the hype and worldwide praise it has received thus far.

We will be awarding this movie 9/10 "Stunning. The hottest animation movie out there"

The first 5 minutes of How to Train Your Dragon 2 -

As a special treat to go along with the prize pack giveaway we are hosting on MoviePilot we have supplied you with the first 5 minutes of How To Train Your Dragon 2 - Enjoy and comment below if you are looking forward to seeing this movie. And I can't wait for [How to Train Your Dragon 3](movie:570818)!

Don't forget to enter to win the amazing How to Train Your Dragon 2 prizes courtesy of Gamertag Gaming!

Like what you read? For more of the same follow us on Twitter - @Gamertag_Gaming

Not only are we number one for gaming news and reviews but we also have an online store where you can buy awesome looking gamer clothes! Come check us out!

Latest from our Creators


text:
X Close Preview
Track: Trust
Preview: 30 sec, Mono, 24 kbps
quality of this sample is lower than quality of the real track.
Track price:
Quality: 256 kbps
Length: 10:55 min
Size: 20 Mb
Miserably Ever After
Artist: Grief
Album: Miserably Ever After
Year: 1996
Tracks: 9
Genre: Retro
Price: $3.24


text:
What are you going to learn next?

What are you going to learn next?
We are a small team of project managers who help our peers learn more about project management through elearning courses.
We understand that you are looking for quality material, and we know that you are already busy in your job :)
Already have an account? Login now to access your courses.
Welcome Back!
The downloadable material you’ve ordered before are available in your My Account page, and you can access your courses in the My Courses page.
Your other options are available down below.
Enjoy your time here, and don’t hesitate to ask support for help if you have any questions.

The best generic project management methodology

A very basic understanding

PRINCE2® 2017 new!
The intermediate level
€75, eLearning course

The advance level
€99, eLearning course

PRINCE2 Agile®
Using PRINCE2 in Agile projects
€99, eLearning course

The Simplest and most common Agile framework

Agile and Scrum
A very basic understanding

Agile Scrum Foundation®
Generic knowledge about Agile
€279, course and exam bundle

PSM I Prep
Professional Scrum Master
€27, sample exams
€47, full course

Scrum Product Owner
€37, sample exams
€146, full course

The most comprehensive method for project management in Agile

A very basic understanding

The intermediate level
€75, eLearning course

The most famous IT Service Management framework

ITIL® new!
€75, eLearning course

The most famous project management guide

A very basic understanding

Exam Preparation
Basic to advanced
€190, elearning course

Is _____ the right course and certification for me?

OK, let’s see…

  • PRINCE2: it’s useful in all projects, and gives you a good idea of what project management should be.
  • PMBOK and PMP: it’s also a generic standard and explains the full scope of project management (yet, without a step by step approach like PRINCE2).
  • Agile, Scrum, AgilePM: you may not need them outside IT projects, unless you keep hearing about them in your industry and need to have the knowledge.

What's the best course and certification for me now?

Do you work in IT projects?

  • Yes: then usually the highest priority is Agile.
    1. Agile and Scrum (either ASF or PSM)
    2. AgilePM
    3. PRINCE2
    4. MoV (Value Management) – we don’t offer this topic at the moment
    5. MoP (Portfolio Management) – we don’t offer this topic at the moment
    6. PMP – only if you want to establish yourself as a project manager
  • No: then Agile doesn’t have a high priority for you. This can be a good order for most people like you:
    1. PRINCE2
    2. PMP
    3. MoP (Portfolio Management) – we don’t offer this topic at the moment
    4. AgilePM

How can I choose between you and other providers?

Very easy, just compare the demos :)

There’s just one thing; some providers only offer a short demo from the beginning of their course, which is high-quality and attractive, but completely different from the rest. Make sure you can also have a demo from the middle of the course.
Many providers outsource the production of courses; someone prepares a summary of the official manual, a professional narrator records the audio, and another company adds images and animations. Management Plaza is different. We are a few project managers who have been working in projects and giving classroom courses for a long time. Everything we offer here has been created by ourselves, using the latest training methods, deep knowledge of the standards, hands-on experience, and a lot of enthusiasm.

What's your refund policy?

Until 3 days after you purchase an elearning course and while you’re in the first 50% of the content (unless otherwise mentioned in the product page), you can cancel your purchase for any reason, and you will be fully refunded. Besides that, our products are transparent, and you can take a large part from the beginning of each course for free, to make sure it fits your needs and quality expectations before buying.

I have more questions!

Our online support works 16 hours a day, 5 days a week. You can contact them using email or online chat to answer any questions you have about the content in the courses, details of access, prerequisites, purchase process, etc.

If you have a question about project management or about selecting the best topic for your next target, you can contact Frank Turley or Nader K. Rad. If you need a classroom training, your contact person would be Eralp Tezcan.

Management Plaza is an R.E.P, a Certified Partner of AXELOS, and accredited training organization (ATO) by APMG, EXIN, and PEOPLECERT.

AXELOS Certified Partner
Accredited by APMG

Excellent course. The training style in the videos makes Agile Scrum easy to learn and I was very confident to take the online exam after using your online Exam Simulator. I have already started using Scrum at our work.

Marie Van Laer

I learned much more from this course that I did on the classroom training. I got 95% in the exam, many thanks.

Patrick Tully

Very useful training material. I was doing the simulated exams a couple of times and memorized the ones that I missed. Very good that you get a detailed explanation of the correct answer. Passed my PSM I-exam the first try. Well invested money!

Monica Anderberg

I needed to understand concepts from the scrum guide in order to be able to answer the questions. I think that this is a great preparation for the PSM I exam. I passed it with 95%. I also found the explanations for each question very helpful.

Hendrik Weist

I have to say Management plaza is one of the best resources I’ve ever used. I will be recommending it to others.

Icholas Power

I have just gone through Management Plaza’s PRINCE2® training manual and I must say, I have enjoyed reading it. Comparing to a number of other Self Study Materials, I must say that it was a very interesting document to go through and dare I say, was more interesting than the others I have tried. Frank’s sense of humor made it a worthwhile read. Thumbs up for such a quality material to prepare for PRINCE2 exams!

Chikamso Efobi

I have checked all other sample Self Study courses but Frank made Management Plaza’s materials exceptional. Very organized and structured in a way that it will be easy for me to understand. Thumbs up for the best Self Study Course!

Sarah Giannelli

Very reliable, easy to understand and convenient especially due to the audio and video. Well prepared to support for the exam and I will use the training material after the exam to help me in my day to day job.

Muchiri Watitu

The Foundation Self Study course makes me feel more confident to pass the exam. The teams support is very great as they make you feel very comfortable even just doing Self Study and making sure I don’t feel left out alone during while doing self study

John Enukora-Ekokah

The training material is very good. Passed the Foundation Exam in 1 take using Management Plaza’s course. I like the Simulated exams best. Support is superb. Thank you

George Vaicar

Very effective material to learn from. excellent way to prepare quickly for the exam. Greatly organized Self Study course in order to learn easily

Bartosz Bilkiewicz

The PSM materials works really fine. I enjoyed using the Simulated Exams. There are a lot of questions to practice and it did really polish my knowledge to pass the exam

Mikhail Neuroman

More testimonials…

Management Plaza Team

Frank Turley
Author | frank@mplaza.pm | LinkedIn Profile

Has been a Project Manager for more than 15 years and a PRINCE2® Practitioner and Scrum Master. He is also a PRINCE2 and Project Management trainer and coach and has written a number of PRINCE2® and Project Management related books. More…

Nader K. Rad
Author | nader@mplaza.pm | LinkedIn Profile

15 years of experience in project planning, project management consultancy, and project board advisement in different industries and environments. Author of more than 40 books, mostly on project management topics. Speaker, instructor, and trainer of various project management topics. Official reviewer of PRINCE2 Agile and PRINCE2 2017. Certified as PMP, PRINCE2 Practitioner, MoP Practitioner, AgilePM Practitioner, and many more…

Eralp Tezcan
Trainer | eralp@mplaza.pm | LinkedIn Profile

A many-faceted trainer and coach. 19 years of project experience in various fields such as banking, human resources, translation and training. Currently part of the Management Plaza training team and the acting Training Coordinator for classroom trainings. More…

Kamil Mroz
Kamil Mroz
Trainer | kamil@mplaza.pm | LinkedIn Profile

Certified PRINCE2 practitioner, Lean Six Sigma professional & strategic consultant (in BSC & EFQM techniques) combined with many years of experience leading projects for clients in Biotech & Pharma. He is deeply involved in the PM community as an International Correspondent for PMWorldJournal – regularly speaking at PM conferences, actively contributing to publications and enthusiastically sharing his experience with the next generation of project managers!

Leonardo Plaza
Support | Leonardo@mplaza.pm | LinkedIn Profile

Has been working for Management Plaza as administrative assistant and support since 2014. He is currently the Shop Manager of Management Plaza

Jannah C. Jabil
Support | jannah@mplaza.pm | LinkedIn Profile

Has been working for Management Plaza as administrative assistant and support since 2012. Graduated with a Bachelor’s Degree in Sociology and has gained units in Masters in Human Resource Management. 7 years extensive experience as Freelance virtual assistant specializing in Administrative Assistance, Support, Social Media Marketing and Research.

Isaira Quiros
Support | isaira@mplaza.pm | LinkedIn Profile

Has been working for Management Plaza as Online Shop Assistant and Support since 2016. Graduated with a Bachelor’s Degree in Social Work.
Bilingual Executive Assistant (Spanish – English), with extensive experience in coordination, planning and support of administrative and operational functions for high level executives in multinational companies.


text:
using scissors on my crafts give me joy

was feeling in the mood for making some handmade stuff today, so after a very enjoyable lunch with gen at Jones the Grocer (the eggs ben there is just divine), she and i went to get materials for my handicraft project!

my loot!... from all those craft shops that are really just looking to rip you off

bought the plain pencil case from Muji at $7.90 each. they’re having a 15% for every 2 stationary items now so woopee for me! the brown buttons on the extreme left are from daiso, the other two sets of buttons are from the paper market-like place at wheelock level 3, cost something like $5.90 or $6.90 each man. the felt apples are also from daiso!

spent $15 on buttons only to come home and realize my mum has a whole stash of them.... -.-

after some hard work of stitching (very messily done but who cares)…

and on the other side!

ok i admit it looks rather girly but i made it for jeremy!!! hahaha but considering the amount of effort it takes to sew numerous buttons in, multiple occasions of nearly pricking myself with the needle, and also a significant effort on the part of my eyes, he is very very obligated to use it 😛

just kiddingggg! 😛

(not really…)

yea if you thought that was girly, wait till you see mine:

well i like it (:

what an accomplishment! 😀

not bad for an evening’s work, and definitely something interesting for a change! besides, i was too drowsy from the antihistamine to do any productive studying 😛

2 responses »

  1. SO NICEEE the pencil boxes!!!! I still haven’t replaced my 7 year old dirty pencil box yet ):

Leave a Reply

Fill in your details below or click an icon to log in: Logo

You are commenting using your account. Log Out / Change )

Twitter picture

You are commenting using your Twitter account. Log Out / Change )

Facebook photo

You are commenting using your Facebook account. Log Out / Change )

Google+ photo

You are commenting using your Google+ account. Log Out / Change )

Connecting to %s

%d bloggers like this:


text:
Pop for Breakfast: “Wild” by Royal Teeth

Royal Teeth

There’s something in the water in Louisiana that’s making musicians infectiously happy. Vitamin D? Grits?

Sextet Royal Teeth make the kind of music that car commercials would die for. The kind of music that embodies free spirits and lightning bugs and naturally wavy hair. I bet their t-shirts stay white forever.

Download Wild for free off their Bandcamp page.

Catch Royal Teeth in Toronto on March 29th @ Virgin Mobile Mod Club (Doors 6pm, $20.50 RT/SS More info here) and be sure to bring some vitamins in case they need to reclaim some of their southern charm in our fridge of a city. It might be warm by then. Maybe.

Twitter | Soundcloud | Facebook

2 thoughts on “Pop for Breakfast: “Wild” by Royal Teeth

    • Why, hello there. Usually it depends on whether the band prefers Soundcloud or Bandcamp, which gets updated the most frequently, and whether I’m posting with a lot of other Bandcamp tracks or Soundcloud tracks, to make the formatting prettier. I personally enjoy Bandcamp’s clean layout and the lack of obnoxious track comments.

Leave a Reply

Fill in your details below or click an icon to log in:

WordPress.com Logo

You are commenting using your WordPress.com account. Log Out / Change )

Twitter picture

You are commenting using your Twitter account. Log Out / Change )

Facebook photo

You are commenting using your Facebook account. Log Out / Change )

Google+ photo

You are commenting using your Google+ account. Log Out / Change )

Connecting to %s


text:
Will Oakland

~ Person

Year Title RatingReleases
1908 Thro' The Woodlands 1
1908 When You and I Were Young, Maggie 1
1909 Dear Old Dear 1
1909 We've Been Chums for Fifty Years 1
1910 You Can't Make Me Stop Loving You 1
1910 I Wonder How the Old Folks Are at Home 1
1911 Wanted! A Harp Like the Angels Play 1
1912 Eileen Allanna 1

Showing all release groups by this artist. Show only official release groups instead, or show various artists release groups.


text:
Amrut 4, 2009 (PX Sherry Cask 2701)

Amrut, PX Cask
I’m a big fan of Amrut and a big fan of high quality, intensely sherried whisky (and, unlike some whisky geeks, I quite like PX sherry cask whiskies as well). And the only other sherried Amrut I’ve had (the Intermediate Sherry) I like a lot. So this purchase was a bit of a no-brainer when I came across it. I did not, of course, come across it in the US. For some reason we don’t get these single cask Amruts here—maybe this will change? Those who keep company with brand ambassadors may know if it will or the reasons why it won’t.

I was particularly curious to see how this full-term matured (though, of course, not a very long full term given the climate issues) sherry cask Amrut would compare to the more complicatedly made Intermediate Sherry which only spends a portion of its maturation period in sherry casks (what type? I don’t know). I opened it for an Amrut vertical I hosted for some friends a month or so ago. We all liked it but I have to admit that, given the high strengths of all the whiskies we drank, they ran together in my mind not very long after the tasting concluded—and I’ve not gone back to it yet since. And so I’m interested to see what I make of it tonight when I have more time to give to it.

Amrut 4, 2009 (62.8%; PX sherry cask 2701; from my own bottle)

Nose: The usual Amrut powdered ginger and old polished wood (rosewood), with a dusting of cocoa powder and quite a bit of malt. Not closed at all despite the high strength but the alcohol burn makes it hard to get too close to it. There’s some cherry liqueur in there too and a bit of tobacco as well. Blind, I would not so far have thought this had had anything to do with PX sherry. With a bit of air there’s some dried orange peel now and a bit of dark honey, but this is going to need water. With a few drops of water there’s some camphor and some apricot to go with the orange. After a minute or so there’s some toffee as well.

Palate: Starts out with the orange peel but then gets pretty sweet (the honey) and malty. Hot but approachable. Brighter on the second sip and there’s more wood too now—what there isn’t again is any sign of this being a PX sherry cask. Another sip or two and I’ll see what water does. Nope, nothing new: bright orange peel mixed in with peppery ginger. With water there’s less ginger, less wood (and, of course, far less burn) and the orange gets more lemony. Everything is in far better balance and there’s a butterscotch/toffee note emerging as well. Sweeter now.

Finish: Long. The sweet and malty notes fade out slowly as the ginger picks back up. With water the citrus hangs around much longer and it feels now like I’ve been sucking on some orange/lemon hard candy for a while.

Comments: I’m not sure what I was expecting but this wasn’t it. This is not the PX sherry profile you might expect from Glendronach or even Lagavulin’s Distiller’s Edition: there’s none of the rich, dark, sticky sweetness you find there; this is an altogether brighter affair. Indeed, it’s less sherried than the Intermediate Sherry which does not spend all its life in a sherry cask. It is very good though and that’s what really matters.

Rating: 87 points.

10 thoughts on “Amrut 4, 2009 (PX Sherry Cask 2701)

  1. I finished this bottle last night. It remained generally consistent over the course of the bottle’s life, quite recognizably Amrut (with the powdered ginger notes) and not very PX in terms of the sherried notes. I did feel that in the last quarter of the bottle’s life the wood became more apparent, especially on the finish.

    • Have not got a reply back but your info explains a lot. Same 2701 PX Barrel different fills. For a PX did not get much sherry on the nose or taste. I too liked the intermediate Sherry more. I Know Andrew Ferguson personally I will give him a call today or tomorrow he will know the answers.

  2. Yeah, I now think that the EU cask was also probably a finish; it didn’t say that on the label but it doesn’t seem to say it on the Canadian one’s label either (it’s in the press release). That would explain the low PX character in my bottle as well.

  3. Pingback: Amrut Bengal Tiger Single Cask (Canada) – Selfbuilt's Whisky Analysis

Leave a Reply

Fill in your details below or click an icon to log in: Logo

You are commenting using your account. Log Out / Change )

Twitter picture

You are commenting using your Twitter account. Log Out / Change )

Facebook photo

You are commenting using your Facebook account. Log Out / Change )

Google+ photo

You are commenting using your Google+ account. Log Out / Change )

Connecting to %s


text:
Welcome to MyBot

Register now to gain access to all of our forums and to download the latest version of MyBot for Clash of Clans. Once registered, you will be able to download our FREE bot.

  • Announcements

    • Fliegerfaust

      Malicious and Banned Links   10/09/2016

      Please be careful of downloading ANY LINKS that are not originating from a MyBot.Run URL or another trusted URL (such as apkmirror.com, bluestacks, memu, xda-developers, etc).   We have banned ALL telegram links and other verified malicious links we have come across already. Users attempting to do this or get around this ban will be banned permanently.   Please report ANY suspicious links to MyBot Staff or pm me directly
    • monkeyhunter

      MyBot.run V7.2.5 RELEASED! Working with August 4th Update!   09/09/2017

      MyBot.run continues the legacy again with release of V7.2.5!!   This release supports the May 22 SC game update & August 4th Graphic Update, and has some new features hidden inside as well   Get your copy in thread below!!

  • Content count

  • Avg. Content Per Day

  • Joined

  • Last visited

Community Reputation

0 Neutral

About Hboali

  • Birthday 08/21/1987

Profile Information

  • Gender Male
  • Location Bahrain
  • Interests MyBot

Clash of Clans

  • My Town Hall Level(s): Town Hall 11
    Town Hall 10
    Town Hall 9
  • My number of bots setup: 0

Recent Profile Visitors

113 profile views
  1. Yes I tick pre-train spell, and I get these, Error: Spells size not correct but pretrain already. 11 Error: Detected Spells size =11, My Spells size = 11 Start check on brew unit... No Spell On Brew. Pre-brew spell disable by user
  2. Hi dear Samkie ... Everything is perfect except the spells train queue, bot make troops queue only and delete any spells on the queue, do I have to change something in the setting? Or is normal, Thank u for the amazing mod love it. sorry for my bad English.
  3. TH 11 Max, 56xx trophy


text:
How your chip-and-PIN bank card gets skimmed and your money stolen

While chip-and-PIN technology is meant to protect bank cards from card skimming, criminals have found ways to work around the chip’s protection.

That’s according to Nathan Desfontaines, who spoke at a recent meeting of the South African chapter of the International Association of Privacy Professionals.

Desfontaines said that although the chip on your bank card protects you from fraud by requiring a PIN for transactions, legacy support for swiping means that cards are still vulnerable.

Floor limits

Skimmers also exploit floor limits that banks afford to clients.

A floor limit is a set transaction value, below which the card machine does not authenticate a transaction with the bank.

Instead, the details of the transaction are held and processed in a batch at the end of an agreed period (daily, weekly, or monthly).

Floor limits are useful in places that deal with large volumes of customers, where the risk of authenticating a transaction later is worth the extra speed. Toll gates are an example.

Swiping without getting a PIN prompt

In South Africa, when you swipe a debit or credit card without putting in the chip first, it tells you to insert the chip part of the card.

This function is controlled by the card’s service code, said Desfontaines.

However, since the service code is stored on the card, skimmers can manipulate it to make the card behave as if it was not secured by a chip and PIN.

Luis Padilla from Universidad Complutense de Madrid published a specification of the data stored on the magnetic stripes of financial cards, including the service codes.

Examples of service codes may be found in a Visa newsletter on mitigating fraud risk through card data verification.

The infographic and photos below of a card skimming demo illustrate how track data is stored and what different service codes mean.

Magnetic stripe data and service code “hacking”

How criminals steal your money after skimming your card

Card skimming demo

IAPP card skimming demo setup

Card data reader and writer

IAPP card skimming demo card reader

Example card with bank-issued service code

IAPP card skimming demo before hack

“Cloned” card with no-PIN service code

IAPP card skimming demo after hack

Nathan Desfontaines

IAPP card skimming demo Nathan Desfontaines

Standard Bank was hacked in R300 million fraud hit: report

How ATM card skimmers work

How to spot a card skimmer at a restaurant

Standard Bank building system to beat SIM-swap fraud

Cape Town barman and waiter arrested for card skimming

Latest news

Partner Content

Show comments

Share this article
How your chip-and-PIN bank card gets skimmed and your money stolen


text:
Leave a comment
TV One Summer 2012 TCA Panel

Source: Mathew Imaging / Getty

Keke Wyatt has confirmed that she is expecting baby number nine with husband, Michael Ford. According to The Jasmine Brand, Keke said,

“My family is excited. We come from big families where I’m from. Everyone knows my work doesn’t stop when I’m pregnant so I’m excited to continue performing and traveling around the world.”

Congratulations to KeKe and Michael!  Dang, nine kids though?

2 thoughts on “KeKe Wyatt Expecting Baby #9

Leave a Reply

Fill in your details below or click an icon to log in:

WordPress.com Logo

You are commenting using your WordPress.com account. Log Out / Change )

Twitter picture

You are commenting using your Twitter account. Log Out / Change )

Facebook photo

You are commenting using your Facebook account. Log Out / Change )

Google+ photo

You are commenting using your Google+ account. Log Out / Change )

Connecting to %s


text:
Leave a comment

Leila Foley-Davis made history in 1973 after she became the first Black woman elected mayor in the United States. Her election predates the election of Doris A. Davis of Compton, Calif., who became the first Black woman mayor of a major metropolitan city later that year.

Ms. Foley-Davis was born Lelia Kasenia Smith on November 7, 1942 in the formerly all-Black town of Taft, Okla. Foley-Davis, a divorced mom of five living on welfare, unsuccessfully ran for a school board post in 1973 but managed to gather enough votes to win the mayoral seat in Taft.

The election to the mayor’s post led to subsequent meetings with President Gerald Ford and President Jimmy Cater and in 1974, she was named Oklahoma’s Most Outstanding Woman Of The Year.

In the ’80’s, Foley-Davis lost the seat but in 2000, she was re-elected to the seat. She then made a bid for a Oklahoma House of Representatives post but failed to find success in the campaign.

According to recent writings, Foley-Davis remained in Taft, which is still predominately Black. A highway was named after her in town but she has remained largely out of the limelight since her historic election.

PHOTO: Twitter

Like BlackAmericaWeb.com on Facebook. Follow us on Twitter.

Leave a Reply

Fill in your details below or click an icon to log in:

WordPress.com Logo

You are commenting using your WordPress.com account. Log Out / Change )

Twitter picture

You are commenting using your Twitter account. Log Out / Change )

Facebook photo

You are commenting using your Facebook account. Log Out / Change )

Google+ photo

You are commenting using your Google+ account. Log Out / Change )

Connecting to %s


WARC-Identified-Payload-Type: application/xhtml+xml

text:
Recent Post:

HP Officejet Pro Series

" The office is dominated by laser-based technology, but HP's page-wide inkjet devices with robust speed, print quality, and paper handling capabilities could change customers' view of inkjet technology."

Cut your costs in half
Use up to 50% less energy than lasers with these ENERGY STAR® qualified devices, plus use up to 50% less paper by printing in duplex mode.

No comments:

Post a Comment

Related Posts Plugin for WordPress, Blogger...


text:
Archive for the ‘OPI Classic Collection’ Category

The Classic Colors of OPI nail polish offers OPI nail colors that are beautiful, yet sassy. You are sure to find nail polish colors that match your mood, your character and your wardrobe!

All prices are $10 unless otherwise stated. Discontinued colours are $11.

B11 – Friar, Friar, Pants on Fire!

B34 – Pink Before You Leap

C09 – Pompeii Purple

C22 – How To Jamaica Million ($11)

C23 – Yucatan If U Want ($11)

C29 – Smok’n in Havana ($11)

D01 – Lincoln Park after Midnight

D21 – Sit Under the Apple Tree ($11)

D23 – Give Me a Coral Sometime

F04 – Japanese Rose Garden

F09 – Jewel of India

F52 – Bogota Blackberry

H02 – Chick Flick Cherry

H08 – I’m Not Really a Waitress

HL702 – I’d Like to Thank…

HL703 – My Big Break

I08 – Hong Kong Sunrise

L30 – Grand Canyon Sunset

L54 – California Raspberry

L60 – Dutch Tulips

L64 – Cajun Shrimp

L72 – OPI Red ($11)

L87 – Malaga Wine

M03 – Dusk Over Cairo

N09 – Kennebunk-port

N25 – Big Apple Red

P02 – Nomad’s Dream

P05 – Sonora Sunset

S45 – Not So Bora-Bora-ing Pink

S46 – Java Mauve-A

S63 – Chicago Champagne Toast

S72 – Romeo & Joliet

T02 – Black Onyx

W23 – OPI & Apple Pie

Read Full Post »


text:
Archive for the ‘OPI Garden Party Collection’ Category

The OPI Garden Party Collection features pretty party shades for nails. Imagine a Garden Party that’s just a little different from anything you’ve ever experienced. Think afternoon tea with an edge and a touch of romance. The OPI Garden Party Collection is feminine, flirty and just a bit sexy.

Start with an opaque shade of white nail polish on just the tips of your nails. Brush a line, as thin or a this as you like . . . following the curve of your nail from one side to the other. Let dry. Then choose your favorite Garden Party OPI nail color and apply over the entire nail.

($10 eac)

H21 – No Bees Please
H22 – Funny Bunny (Discontinued!!!)
H23 – Just Tea-sing! (Discontinued!!!)
H24 – I’ll Take the Cake!

Read Full Post »


text:
Skip to content

2014 Audi TT 2.0T

This customer came in with a beautiful 2014 Audi TT 2.0T in a stunning Samoa orange metallic color and wanted to take it to the next level. This TT rolled in already equipped with an S Line Competition Package, a Black Optic Package and 19″ Matte black rotor wheels. How could we make this already stunning vehicle even more unique? After visiting us this vehicle left equipped with some extras…carbon fiber mirrors, floor mats, trunk mats, Audi 2.0T Black Exhaust Tips and a TT-RS Grille. Want the same look? We have all of these in stock and more!

Leave a Reply

Fill in your details below or click an icon to log in: Logo

You are commenting using your account. Log Out / Change )

Twitter picture

You are commenting using your Twitter account. Log Out / Change )

Facebook photo

You are commenting using your Facebook account. Log Out / Change )

Google+ photo

You are commenting using your Google+ account. Log Out / Change )

Connecting to %s

%d bloggers like this:


text:
back to top

Laws of Evidence

3 Credits

This course is a part of:
Certificate Program
Associate's Degree Program
Bachelor's Degree Program

Recommended Prerequisites:
either one of the following:
PLG-110: Constitutional Law and Criminal Procedure
PLG-108: Legal Research, Writing & Civil Litigation

This course presents the constitutional, legal, and administrative principles that regulate the activities of administrative agencies, on both the state and federal levels. Students will learn both formal and informal advocacy techniques, including the role of the paralegal in such proceedings. Substantive topics will include administrative delegation of power, rule making, agency discretionary powers, remedies, and judicial review. Procedural topics include agency operation, adjudication, hearing preparation, and administrative and judicial appeals.

Course Objectives

At the completion of this course, the student will be able to:

  • Perform basic administrative law research on the Federal and state levels, including agency directories and LEXIS
  • Discuss how administrative bodies work
  • Explain the scope and limitations of agency investigations
  • Describe how administrative rule making is done
  • Provide an overview of Administrative Procedures Act
  • Explain the role of the Freedom of Information Act in agency matters


text:
Archive for April, 2016

Success with Eggplant (almost)

Last summer I tried a new (to me) way for keeping my eggplant bounty over for use in the winter.  I’ve really been happy with how it has worked out.  I sliced it thinly, brushed the slices with a thin coat of olive oil and baked them spread out on cookie sheets at 350º until they turned golden brown.  That’s all; no breading and frying, no salting and draining.  When they cooled I froze them on cookie sheets, and when frozen, piled them into plastic bags and stored them in the freezer.  I’ve used them several times with excellent results.  Last weekend we were having guests for dinner and I made an eggplant lasagna (using the eggplant in place of the pasta sheets).  Since I didn’t want to defrost any more eggplant slices than I needed, I got out my container and counted out the slices I would need.

I decided to make it a double layered dish, one of meat, one of cheese.

I used my marinara sauce and my adaptation of Marcella Hazan’s Bolognese sauce, both made last summer.

A base of marinara topped by a layer of eggplant slices.

A layer of Bolognese, then add another layer of eggplant slices.

Add a layer of cheese.  I mix ricotta with Parmesan, egg, S&P and dried herbs (since I have no fresh yet) and then a final layer of eggplant.

Top with a final layer of marinara.

After this I got busy with preparations for guests and forgot to take any more pictures (sorry!) but I covered it with foil and baked it at 350º for about 40 minutes until all was bubbling.  I then removed the foil, added a layer of mozzarella and put it back at 400º melting the cheese and browning it slightly.  It made a beautiful lasagna, very light, not at all heavy or greasy.

There was only one problem:  The husband was allergic to eggplant!

“You should have told me!”

“I thought, what is the likelihood of her serving eggplant?”

“Coming to a gardener’s house?  Better than average…”

Comments (2) »

%d bloggers like this:


text:
Ruptured eardrum? Everything is spinning and making me feel like I the only way I can live is by laying down like a tarepanda. It’s already slightly better than yesterday. All I could do yesterday was lay down and throw up. I don’t think I’ve been this grateful for a bowl of congee in a long time. As shitty of a wife as I have been for the past few weeks, I’m really grateful for my fiance’s love and support. Who else would drive around to different places so late at night just to find something that would settle in my stomach? I feel so terrible I couldn’t keep down any of yesterday’s delicious food, so I will make up for it today. Even though he just left for work, I want to hug him while laying down in bed. I’ll definitely wake up early tomorrow to cook him something good.

  1. No trackbacks yet.

Leave a Reply

Fill in your details below or click an icon to log in:

WordPress.com Logo

You are commenting using your WordPress.com account. Log Out / Change )

Twitter picture

You are commenting using your Twitter account. Log Out / Change )

Facebook photo

You are commenting using your Facebook account. Log Out / Change )

Google+ photo

You are commenting using your Google+ account. Log Out / Change )

Connecting to %s

%d bloggers like this:


text:
Bees headband FA170108 Lucienne

easy to wear

for both formal and casual attire

this piece features brass moth bees

stamped and 24k gold plated in USA

colorful Czech rhinestones  (blue indigo, green emerald, hot pink,dark red...)

hand wired on fabric covered metal headband, for more comfort

handmade in USA

Join our Mailing List

Sign up to receive our daily email and get 50% off your first purchase.


text:
There were FOUR important Facebook updates this week. Do you know what they were? Test your social media genius and she how much you know!

Facebook is Beta Testing The Removal Of The 20% Rule

Facebook is currently running tests in the UK & Ireland. What I have heard through the grapevine from Facebook contacts/groups: “The feature is being BETA TESTED in parts of the world (not the US or Canada). Facebook is testing the analytics of the ads’ effectiveness of ‘not having’ vs. ‘having’ the 20% restriction. As with ALL ‘beta testing’ aspects to the platform, Facebook gathers the data and proceeds from there whether to ‘not offer’, ‘offer to all’, or ‘only offer to some’. No time frames are ever given during Beta Stage. The ‘less reach’ aspect is put in place to dissuade people from producing ‘business card’ type creative, with 100% text.”

This shift will eliminate the text policy, and the hope is that Facebook will no longer disapprove ads based on the amount of text included in an ad’s image. User Beware: This new feature is rumored to come with a catch. Instead of disapproving an ad for containing too much text, Facebook will alert users that they will be getting less reach for the same budget.

New Messenger ID, Link and Code For Your Page

Facebook just released new @username’s for business pages. The idea is that the new @usernames will make it easier for people to find and contact your business on Facebook Messenger. Your page’s username is simple the vanity URL you already have. Soon, your username will show up directly on your Page, underneath your Page title with an @ symbol before it. There’s also ‘Messenger Links’ that use a Page’s username to create a short and memorable link ( that, when clicked, opens a conversation with the business in Messenger. Try mine: (Facebook first tested as

In addition Facebook is also adding Messenger Codes. Just like Snapchat, these are unique codes that people can scan in Messenger using the camera in their phones to open a thread with your business.

Source: Official Announcement Link: Messenger

Facebook Live in Groups, Events and More Features

Of course, the BIGGEST news of last week is the fact that Facebook Live is finally available to ALL users. We used it this past Friday to show to world #ArtWalkNB! You can also use Live in GROUPS and EVENTS. Plus there are a ton of fun new features that are kind of Periscope-esque with floating/dancing emojis (Reactions) and kind of Snapchat-esque with Live filters & doodles. Want to enjoy it with a friend? No problem! Just send an invite to friends to watch Live with you. PLUS, there’s a new Live video interactive map. Keep in mind, any time you broadcast Live video to public, you could show up on the map! Here’s the map: Facebook LIVE Map

Live video will also start showing up in trending topics! Plus, look out for a brand new dedicated Live video search coming to mobile. Want to learn more about this: Official Announcement

Source: Official Announcement Link: LIVE Video

Facebook Cover Dimensions Have Changed

One more important update that has NOT been announced anywhere: the dimensions of the Facebook page cover image has changed!! Previously, it was 851 x 315px. Now it is 828 x 315px. If you’ve noticed your cover image a big pixelated or squished, this is likely why! Be sure to change the dimensions and, ideally, create as PNG. If you’re using Canva, use the custom dimensions as their template still shows the 851 x 315px. See this updated help section on Facebook:


text:
Fwd: Timing attack vulnerability in most Zeus server-sides
[SECURITY] [DSA 3379-1] miniupnpc security update

Watch out, NSA. Mira Modi is helping everyone use better passwords. (credit: Julia Angwin)

We now live in a world where a New York City sixth grader is making money selling strong passwords. Earlier this month, Mira Modi, 11, began a small business at dicewarepasswords.com, where she generates six-word Diceware passphrases by hand.

Diceware is a well-known decades-old system for coming up with passwords. It involves rolling actual six-sided dice as a way to generate truly random numbers that are matched to a long list of English words. Those words are then combined into a non-sensical string ("ample banal bias delta gist latex") that exhibits true randomness and is therefore difficult to crack. The trick, though, is that these passphrases prove relatively easy for humans to memorize.

"This whole concept of making your own passwords and being super secure and stuff, I don’t think my friends understand that, but I think it’s cool," Modi told Ars by phone.

Read 18 remaining paragraphs | Comments

[SECURITY] [DSA 3377-1] mysql-5.5 security update
Internet Storm Center Infocon Status


text:
Image 1/1
Add to Lightbox Download
.VIOLA DAVIS..At the 84th Academy Awards held at Kodak Theatre, Hollywood & Highland Center®, Los Angeles, February 26, 2012,.MANDATORY PHOTO CREDIT: ©Ampas/NEWSPIX INTERNATIONAL..(Failure to by-line the photograph will result in an additional 100% reproduction fee surcharge. You must agree not to alter the images or change their original content)..            *** ALL FEES PAYABLE TO: NEWSPIX INTERNATIONAL ***..IMMEDIATE CONFIRMATION OF USAGE REQUIRED:Tel:+441279 324672..Newspix International, 31 Chinnery Hill, Bishop's Stortford, ENGLAND CM23 3PS.Tel: +441279 324672.Fax: +441279 656877.Mobile: +447775681153.e-mail:


text:
Study: 1 in 5 people don’t have the time to look after their health

Friday, January 20, 2017 by

Due to the increased demands of our fast-paced modern life, people are working more hours and spending less time looking after their family’s health. Although most people understand the adverse effects of such a work orientated lifestyle, most of us don’t seem to be able to balance work, life, and health.

A recent study conducted at the Australian National University (ANU) indicated that our poor work-life balance has a determinant effect on our health. Lead researcher Dr. Lyndall Strazdins said the results from the first longitudinal study rang alarm bells for major health problems including obesity, type 2 diabetes, and heart disease.

“The overworking culture in Australia is entrenched. We need to limit working hours so people can spend more time doing things that are good for their health,” said Dr. Strazdins from the ANU Research School of Population Health.

And it isn’t any different in the United States. We have become a time poor people, often working two or three jobs to make sure we can put food on the table.

Your money or your time?

While everyone knows that it’s harder for people who are poor to get healthy through buying fresh organic food and a gym membership, remaining healthy also takes time, said Dr. Strazdins. A lack of time is apparently the number one reason most people give for not exercising or eating healthy food.

For the study, the research team followed about 5,000 people over three years, as part of the Household, Income and Labour Dynamics in Australia (HILDA) Survey. Dr. Lyndall Strazdins and colleagues found that one in five people aged between 25 to 54 years don’t have time to exercise and eat healthy food.

Whether it is a lack of time or money, Dr. Strazdins noted that five percent of the participants who were otherwise healthy moved into high-risk inactivity and eating habits within a year. Furthermore, they reported that one in ten people had a combination of time and income scarcity which more than doubled their risk of inactivity.

Both income and time scarcity seem to be the factors that are responsible for our sedentary lifestyle and poor nutritional choices. Instead of consuming fresh fruit and vegetables, the time poor individual eats out more or relies on convenient processed foods which are high in calories, salt, sugar, and fat.

The team concluded that income and time scarcity are patterned by socio-economic status and gender. The results of their study underline the need to address both issues if public health interventions are to be more efficient and fair.

The key to a healthy family is to plan ahead

Speaking to The Canberra Times, Stacy Morgan, who has just completed a degree in nutrition at the University of Canberra, said that the key to healthy eating is to plan ahead. With three teenage sons, a young daughter, and a husband, Stacy knows what it’s like to be time poor.

Nonetheless, she is a firm believer in the benefits a healthy lifestyle generates. Therefore, she has made physical activity and healthy eating a priority for herself and her family.

“You have to make it a priority,” Stacy said. “It’s about being organized, and putting things in your diary, and being mentally committed to a healthy lifestyle,” she added.

Stacy’s advice is to plan your meals ahead, shop once a week, and incorporate as much movement in your day as possible. If you have a meal plan for the week and all the ingredients in the fridge you’re less likely to make unhealthy food choices, she said.

comments powered by Disqus

Follow us on Facebook
Close This Box


text:
Appreciate Your Patience

Hey listeners,

I just wanted to say, Mark and I appreciate your patience.  I have received emails asking about the next release.  It’s coming.  Mark’s family and my family both went on summer vacations this month and not at the same time.  Those staggered breaks have delayed the release of Episode 19.

Mark’s adventure in editing is complete and he has the body of the episode ready.  The rest is on me to get the latest bolter segment ready and put the episode together.

I’ll make sure it is released by the 1st weekend in July.  To quote my son’s new favorite phrase, “I pinky promise.”

Just around the corner

I wanted to give an update.  Episode 19 is just around the corner.  It is in the editing process.

This episodes Bolter Segment is being written and recorded.  I have some special things planned in the next few episodes.  Hopefully the excitement has been growing with every installment.

I always feel we don’t say it enough.  Thanks for listening.

Some Sweet Lookin’ Crons

Hey everyone,

A listener sent photos of his army to me after he saw us mention our Marines Errant vs. Thokt Dynasty Necrons match for The Narrative Guys Beta.  They looked sweet so I wanted to share them with you.  If you want to learn more and participate in the Global Narrative Beta, follow the link to The Narrative Guys facebook page.

Great work and Thanks for sharing John T.


text:
Spirit is the Freedom

April 12, 2009 at 1:35 pm | Posted in Quotes | Leave a comment
Tags: , , , , , ,

“…Spirit is the freedom, is the free being within us.

It is detached.

It is eternal. Anant. It is eternal.

That Spirit is joy. That Spirit is the source of joy. That emits joy.

Joy is different from happiness and unhappiness…”

Shri Mataji Nirmala Devi

Leave a Comment »

RSS feed for comments on this post. TrackBack URI

Leave a Reply

Fill in your details below or click an icon to log in:

WordPress.com Logo

You are commenting using your WordPress.com account. Log Out / Change )

Twitter picture

You are commenting using your Twitter account. Log Out / Change )

Facebook photo

You are commenting using your Facebook account. Log Out / Change )

Google+ photo

You are commenting using your Google+ account. Log Out / Change )

Connecting to %s

Create a free website or blog at WordPress.com.
Entries and comments feeds.

%d bloggers like this:


text:
Residence Permit / Legal Stay

As a foreign full-time student with residence in Norway for 6 months +, you must apply for a residence permit to have a legal stay in Norway. There are different procedures for students from EU/EEA and other countries.

Citizens from Nordic countries

Please note that Nordic citizens do not need to apply for a residence visa/registration card, but should report moving to Norway.

Citizens from EU/EEA/EFTA

EU/EEA/EFTA citizens must apply for a registration card to have a legal stay in Norway.

Application procedure

  • Register online at UDI application portal
  • Book an appointment with the Oslo police at the Service Centre for Foreign Workers within 3 months after arrival
  • Bring sufficient documentation to your appointment:
    • Passport or National ID-card
    • Letter of admission (e-mail received from the Academy is sufficient)
    • Private health insurance or European Health Card
    • A personal signed declaration that states that you have sufficient funds to live in Norway.

Citizens from countries outside EU/EEA/EFTA

Non-EU/EEA/EFTA citizens must apply for a residence permit to have a legal stay in Norway.

Application procedure

Before your arrival

  • Fill out an application form: by 1 July to make sure that your application will be processed in time.
  • Make sure that you have collected all necessary documentation:

Deliver your application at a Norwegian embassy/consulate in your home country. Book an appointment in advance.

When you arrive Norway:

When your application has been granted:

  • As a general rule, you will become a member of the National Insurance Scheme (health services) an be provided with a regular GP
  • You are allowed to work part time (20 hrs per week):
  • With a Norwegian identity number you may:
    • open a Norwegian bank account.
      • Some banks might also provide you with a Norwegian identity number / temporary D-number.

Oslo police contact information

Phone number: +47 22 34 21 00 (9-12)
Opening hours: Mon-Thur, 08.15-10.30
Address: Schweigaards gate 15 B Service Centre for Foreign Workers
Book appointments via the registration online (EU/EEA) or via telephone.

Please contact the Administration if you experience any difficulties.

Tuva Aune Wettland

Tuva Aune Wettland

Academic Affairs and Research
Last updated: 25. August 2014


text:
Writing Glitch #138

Today’s glitch:

Unsurprisingly, the errors here are all about commas. 🙂

The first line of dialogue contains a comma splice, a place where sentences are run together with commas but need end punctuation instead. The second line contains what we used to call a mild interjection, which ought to be separated from the rest of the sentence with a comma. (In this particular sentence, leaving out the comma means the speaker is telling the other person he/she does well at being no fun. I’m quite certain that is not what was intended.)

“I don’t want tomatoes. I want to go home!”

“Well, you’re no fun.”

I suppose you could also have an exclamation mark after tomatoes, but beware overusing such marks. When they appear too often or too closely together (such as having every single sentence end with an exclamation mark because the speaker is shouting), they quickly lose their effectiveness.

About Thomas Weaver

I’m a writer and editor who got into professional editing almost by accident years ago when a friend from university needed someone to copyedit his screenplay about giant stompy robots (mecha). Having discovered that I greatly enjoy this kind of work, I’ve been putting my uncanny knack for grammar and punctuation, along with an eclectic mental collection of facts, to good use ever since as a Wielder of the Red Pen of Doom. I'm physically disabled, and for the past several years, I’ve lived with my smugly good-looking twin Paul, who writes military science fiction and refuses to talk about his military service because he can’t. Sometimes Paul and I collaborate on stories, and sometimes I just edit whatever he writes. It's worked out rather well so far. My list of non-writing-related jobs from the past includes librarian, art model, high school teacher, science lab gofer… Although I have no spouse or offspring to tell you about, I do have six cats. (The preferred term is "Insane Cat Gentleman.") I currently spend my time blogging, reading, editing, and fending off cats who like my desk better than my twin’s.
This entry was posted in Writing Glitches and tagged . Bookmark the permalink.

3 Responses to Writing Glitch #138

  1. Least I caught the second one!! Missed the comma splice entirely.

    Liked by 2 people

  2. As it is, I read the second sentence as a person named Well being no fun.

    Liked by 1 person

    • Could be, but you’d still need a comma to separate the direct address from the rest of the sentence. (If “Well” was the character’s name, I’d recommend changing the sentence to “You’re no fun, Well,” to avoid confusion.)

      Liked by 1 person

Don't hold back -- tell me what you really think.

Fill in your details below or click an icon to log in:

WordPress.com Logo

You are commenting using your WordPress.com account. Log Out / Change )

Twitter picture

You are commenting using your Twitter account. Log Out / Change )

Facebook photo

You are commenting using your Facebook account. Log Out / Change )

Google+ photo

You are commenting using your Google+ account. Log Out / Change )

Connecting to %s


text:
Tuesday, April 10, 2007

Pathological optimism

Bush's Iraq War has demonstrated for anyone with eyes that hope is not an exit strategy. In the latest issue of Time, Michael Kinsley notes that it isn't much of an investment strategy either.

A man once described by shuddering Congressional Democrats as "the blow-dried grim reaper"--former Reagan budget director David Stockman--may be headed for the slammer.
According to prosecutors, Stockman lied to banks about the firm's financial condition, inducing them to loan the company money it couldn't repay. He engaged in "round trip" transactions that involved masking loans--which were supposed to be repaid--as income. He exaggerated the manufacturer's prospects, knowing his claims were untrue, which led people to buy company securities that quickly became worthless. The firm filed for bankruptcy five days after Stockman was forced out in 2005. The government has taken over employee pension obligations. Just going bankrupt has cost the company more than $100 million so far. It is a magnificent debacle. The question is how much of it is Stockman's fault. He says none.

The charges are "really poppycock," says Stockman; he had been engaged in "an epic struggle for survival." Everything he told the public reflected "a realistic and balanced view of the facts as I understood them," he says, although they turned out to be wrong. He himself was buying shares throughout the period that the company was going down the toilet. He agreed with a friendly television interviewer who declared that "they"--meaning the government--"are criminalizing optimism." [...]

Stockman appears to be a serial book cooker. Even after he admitted during the Reagan Administration to playing games with how much came in and how much went out, he can't stop himself from doing it again. In The Triumph of Politics, he describes two tricks the Reaganites (including himself) used to deceive the public about the fiscal condition of the U.S. government. One was the "magic asterisk," used to bury wishful-thinking revenue assumptions in the footnotes, where it was hoped that nobody would discover them. This is essentially similar to the "round trip" loans described in Stockman's indictment last week. Then there is Rosy Scenario, a Cassandra in reverse, who gets carted out to proclaim that things are going to get better and better. Allegedly, false projections were also part of Stockman's arsenal of deceit in the auto-parts business, prosecutors charge.

The federal prosecutor who brought the charges seems to agree with Stockman that he truly believed that if he could buy a bit more time, he could turn things around. But that's no defense if you buy time by defrauding people. The pathological optimists who have controlled the federal Treasury for most of the past three decades may also be sincere, but that is also no excuse for the deficits they have produced.

(Emphasis added.)

Wishful thinking and false projections. Well, the acorn of Bush budget strategy didn't fall far from the oak tree of Reaganomics, did it?

Alas for Stockman, there won't be many people in the slammer with whom he can reminisce about the good old days: Most of the nearly two dozen Reagan Administration members who were convicted of crimes in US courts have long since served out their jail terms and/or died (or, in two cases, seen their convictions overturned on appeal). Most of the survivors now work in the Bush Administration or its client organizations.

Perhaps they'll visit Stockman on Tuesdays.

1 comment:

Ram's said...

This is nice article According to prosecutors, Stockman lied to banks about the firm's financial condition, inducing them to loan the company money it couldn't repay. The business strategy is more useful so you want to know about this information visit he site business strategy