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Skin Disorders

Insect Bites:
A dash of meat tenderizer (papain powder) and a drop of water massaged into the sting site for 5 minutes will quickly relieve the pain. If these ingredients are not available, an ice cube often helps. Antihistamines such as Benadryl or Atarax can help relieve the itching. Soothing lotions such as Calamine lotion can be used. Topical steroid creams are rarely effective. Insect repellents containing diethylmethatoluamide (DEET) may afford moderate protection against mosquitos, fleas, flies, chiggers and ticks but are relatively ineffective against wasps, bees and hornets. An effort should be made to identify and eradicate the agent. Pets and the house should be inspected and mattresses, rugs, furniture and animal sleeping quarters should be decontaminated if necessary.
Chicken Pox:
Keep your child home and away from other children and adults who have never had chicken pox for at least 5 days after the rash has started and until all lesions are scabbed over. Hands should be washed after touching the patient and child should use personal towels and utensils. Cut finger nails and prevent child from scratching the lesions which might leave scars and cause lesions Use Benadryl and/or calamine for the itching - Lesions that are very painful and covered with thick gold yellow scabs. - Very high fever more than 102.5° F, especially a fever that persists for more than one to two - Child is fussy, not active, not eating or acting unwell. Child has decreased alertness. - Persistent bad cough, chest pain or difficulty breathing. Don't use ibuprofen products like Advil or Motrin. Don't use any steroid cream.
Wash scabs three times daily with washcloth and soap. You may use hydrogen peroxide for dry crusts. It is very important to remove the crusts. Keep the child's washcloth and towels separate. Please call back if not better by 5 days. Parent Education: "Skin Disorders" Acne can be aggravated by a variety of chemicals. Avoid using oil based cosmetics, face creams, hair sprays and aftershaves with alcohol, spices or lime in them. Use only mild soap like Dove. Stay away Washing and scrubbing too frequently doesn't make your acne go away faster. It could make it worse. Don't use any cream or medication unless you check first with your doctor. If Retin-A is prescribed, extra dabs on pimples won't make them go away faster. Too much could Protect your skin when outdoors especially try to avoid extreme hot or cold weather conditions. They can worsen the irritating side effects. Besides using a sunscreen and a moisturizer, keep your face covered when it is cold and windy. A baseball cap and scarf can help to protect your face.
Diaper Rash:
Use a protective ointment such as Zinc Oxide if a rash develops. Wash area well after every bowel movement. Allow area to air dry. Keep the diaper off as much as possible. This may be more reasonable at night or with wet naps. If the rash is not better please call our office.

Source: http://www.orlando-pediatrics.com/wp-content/uploads/2013/10/PE%20-%20Skin%20Disorders.pdf

Desço os degraus e finalmente descanso meus pés sobre aquele chão imundo

Giovanna Lima Desço os degraus e finalmente descanso meus pés sobre aquele chão imundo. São Paulo é minha paixão. Nada como respirar esse ar poluído, observar esse céu cinza e perambular pelas ruas, com escritos em quase todas as residências. Sampa não conquistou só a mim. Dolores Del Fuego fugiu dos 40 e poucos graus de Cuiabá e do conforto da família para viver nesse país c

Florida Breast Health Specialists Hormone Therapy Information and Questions to Ask Your Doctor What is Hormone Therapy? Hormonal therapy medicines are whole-body (systemic) treatment for hormone-receptor- positive breast cancers. Hormone receptors are like ears on breast cells that listen to signals from hormones. These signals "turn on" growth in cells that have receptors

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Heart Disease Channel
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Nifedical XL Drug Interactions

Drug interactions can occur when Nifedical XL is taken with certain other drugs, such as some antibiotics, beta blockers, and digoxin. Some of these potential Nifedical XL drug interactions can alter the level of Nifedical XL in your blood or raise your risk of side effects. To avoid these types of complications, make sure to talk with your healthcare provider or pharmacist (prior to taking Nifedical XL) about the drug interactions that may apply to you.

An Overview of Nifedical XL Drug Interactions

Nifedical XL® (nifedipine) can potentially interact with a number of other medicines. Some of these medicines that may lead to Nifedical XL drug interactions include:
  • Certain antibiotics or antifungals, including:
o Erythromycin (Ery-Tab®)
o Isoniazid (Nydrazid®)
o Itraconazole (Sporanox®)
o Ketoconazole (Neoral®)
o Miconazole
o Quinupristin and dalfopristin (Synercid®)
o Telithromycin (Ketek®
Ouch! 6 Types of Pain You Might Experience When Getting a Stent

Nifedical XL Drug Information

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At Heavenview, we invite you to GROW!

1   grow 2   develop 3   share

Grow in the WORD

Heaveniew is a Christ-Centered Apostolic congregation founded upon the infallible Word of God. As such, we believe and teach the Apostles doctrine, endeavoring to teach the Gospel of Jesus Christ with love, mercy, and compassion. We believe in the Bible standard of full salvation. The Bible itself is the final source of all that we believe.

All Scripture is inspired by God and is useful to teach us what is true and to make us realize what is wrong in our lives. It straightens us out and teaches us to do what is right. It is God's way of preparing us in every way, fully equipped for every good thing God wants us to do. (2 Timothy 3:16-17 NLT)

Grow in Worship

We welcome you to join us as we worship Jesus Christ. In our services you will see those who worship by clapping their hands (Psalm 47:1) or by raising their hands (I Timothy 2:8). Many worship with singing (Psalm 147:1) and some even worship by dancing (Psalm 149:3). We worship with music and instruments because we have a passion to bring glory to God (Psalm 150:4-5).

We invite you to join us in worshipping Jesus Christ here at Heavenview. No matter how unique the various worship styles are of those around you, no one can worship God like you can. Ultimately the outward demonstration of worship is only one indicator of a heart that is truly connecting with the Lord in a powerful and personal way. We encourage you to make your own connection with God while you are with us. As you join us in worship, you too will celebrate the reality of God’s grace in a spectacular way.


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send link to app

Animals Jigsaw Puzzle Free

Two fun logic games for preschool kids ages four-years old and up with 12 nice, colorful pictures. In both puzzles, your kid has to assemble a whole picture from the allotted tiles. In the first one, the child rotates the tiles, and in the second by placing the tiles in their correct places.The games are great for developing logical reasoning and spatial intelligence in children. The bright graphics are optimal for small children, and the engaging, smart and surprisingly addictive mechanics of these popular puzzles will keep your son or daughter occupied and quiet for hours, while also training their cognitive processes the fun way.
Three Difficulty Levels:Easy (kindergarten, ages 4-5 years old)Normal (preschoolers / preparation to school, ages 5-6 years old)Hard (ages 7 years and up)
These educational games help to develop intellectual abilities (IQ), logic, concentration, imagination, visual memory and other brain functions in children. If you want your kids to be intelligent and successful in elementary school and seek out pedagogical apps ("edutainment") that can improve children's learning skills, you will find this application very useful.
Parents or teachers can easily download and install the game on an Android tablet or smartphone from Google Play.


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Main »

MIT CADR side view Original VAX 11/730 stack PDP-11/34a front panel

Retrocomputing - DEC PDP-11's, VAXen and Lisp Machines

I've always been taken with big hardware. I love the look and feel. At some point in the mid 90's someone offered a Symbolics 36xx and I could not say no. It's been down hill ever since. Since then I've gathered up a few more lispm's, a VAX and some PDP-11's.

Here are some pages which collect up some information and software I've gathered or written.

I like DEC hardware, especially UNIBUS. If you know of any which needs a home, let me know. And I'll take anything to do with lisp machines, made by anyone (Symbolics, LMI, MIT, etc...)

When the first 11's came out I was using a PDP-8 and we all had hardware lust for the new 11's. Now I can finally afford to own a few.

In the mid '80's I would hear stories about lisp machines but never actually saw one until much later. Fortunately they have come down in price also.


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Seafront stone houses

Reference : EVI009

Region :

Central Greece

Prefecture :

Island of Evia

Type of property :

Traditional house ready to move in

Price :

245,000 €
for each house completed

Immobilier grece : Central Greece, Island of Evia

Location :

Northern part of the island. Approx. 10km from the town of Edipsos, famous since ancient times for its thermal springs, as well clear beautiful beaches and impressive green nature.

Access from Athens is by road (via Halkida 90 mn drive) or via ferry boat (from Arkitsa 45 mn).

Evia is the second largest Greek island with attractive shores and bays offering a surprising variety of magnificent landscape.

Description :

Small compound of three two-level stone built houses situated on a beachfront piece of land of 4,512m2 which has a sea frontage of 50 meters.

The houses have been under construction and are presently incomplete. They have surfaces of 112m2 each, composed of two or three bedrooms, one bathroom, wc, lounge with fireplace, kitchen, sea decks with magnificent views. Central heating, air-conditioning, solar water heater, cable tv.

Common spaces will be stone-paved with paths and alleys leading to the beach.

Contact us concerning this property
Copyright © 1996-2018 Hellenic Realty - All rights reserved


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Sparkol Help

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Start a new topic

Numerical Zoom and Rotation Specification

Please add the ability to specify canvas zoom level and object rotation numerically (examples: 125% zoom, 135 degree rotation). The current method for both is awkward at best, and horrendous when you have spent time precision rotating an object to a strange angle (123 degrees), then mistakenly click on the rotation control.

5 people like this idea

Hi Dave, great news!  In the new version 2 - coming soon - you can set the rotation by a numeric value and you can see and set the zoom on the canvas by a numerical value too!  Great suggestion and will be available shortly.

 Yes, I will vote on numerically changing the zoom level with presets. Also, it will nice if the zoom level is visible all the time instead of just during changing.

Given that the Zoom factor is one of the constant issues mentioned by you, let me highly recommend that you make the zoom factor an ever present number. At this point the only way I know what I am zoomed at is to zoom in or out to activate that number. And then back. We hope.

Did this feature get implemented yet and I'm just missing it?

Entering a numerical value for rotation has been implemented.

Setting the zoom using a numerical value is not yet a feature in VideoScribe.

Please add precision/numerical canvas zoom control.

I have logged the ability to numerically adjust the zoom with our development team as a feature request.

Hi all, i can't find the Numerical Zoom function. Is it already working?

This would increase and decrease much easier! Now it is very difficult to resize an image.

Thanx for your reply

Numerical zoom and image resizing are not yet available.

This feature request has now been implemented in the latest version 2.3.4.

The zoom factor now remains visible at all times and can be typed in manually.

Thanks for your request, please do let us know how we improve VideoScribe.

Comments to this discussion are now closed!


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Skip to main content.

London Zoo fun day, 13th June

London Zoo's annual Fun Day for children with special needs and their families will include an 'Animals in Action' presentation, lots of talks and demonstrations, as well as the Zoo's 650 different types of animals, live music and entertainment, face painting, craft activities, multi-sensory animal encounters and discount vouchers for the retail outlets and main cafeteria.

Children and adults will be admitted at the following special reduced rates for this day (applies to tickets pre-booked and pre-paid before Friday 6th June 2009):

Children under three years: free of charge

Children three - 18 years: £7.50 (normal price is £15)

Adults: £10 (normal price is £17)

Essential carer: free of charge (limited to one per family)

The Zoo opens at 10.00 and closes at 17.30.

You can download a booking form through the Special Kids in the UK website here:

Site by Frieze Web Design and


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Neil Sperry on KCKL September 20

Neil Sperry

Press release

At 4:30 on Thursday, September 20, Neil Sperry will call into the KCKL radio program (95.9 FM) to talk about his upcoming presentation “Facts and Fantasies of Texas Gardening, An Evening with Neil Sperry”. The presentation is part of the Henderson County Master Gardener Fall Conference, which will be held two weeks later on Thursday, October 4, at the Athens Country Club.

Mr. Sperry is no stranger to radio. In addition to hosting a show on WBAP 820 AM radio, he broadcasts to more than 50 stations statewide with his daily Plant Talk Texas and weekend Texas Lawn and Garden Hour. So tune in September 20 and find out what you will miss if you don’t come to the HCMGA Fall Conference!

Tickets for the HGMGA Fall Conference are $50 each, including dinner, and are on sale now. A table can be reserved with the purchase of eight tickets. Tickets are expected to sell out, so buy your tickets as soon as possible!

The tickets will be sold online at a safe and secure website:, and assistance is available from a Master Gardener, if needed, for online ticket purchases. A receipt will be emailed immediately after purchase.

For those who like to shop, the event will also include a silent auction, with wonderful items donated by local businesses.

For more information, please contact Claudia Durham 214-507-8583 or Elizabeth Murphy 719-649-2320.

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BBC News

Village Shop

The listings below are an automated feed from Ebay for the village "Hensting".
View more listed items with "Hensting" in the title. (Problem with any of these listings? Report it to us here).

Looking for more items...

A call to local artists:
If you have created art or prints of a local village please contact us.
We are interested in:

  • Village Christmas Cards
  • Original Artwork of Village Landmarks

We will try and help you sell these items online
Or create your own personalised village store here.


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Every domestic purchaser of installed Windows and Doors with Heronhurst are independently contacted by HomePro Insurance as asked to give their opinion and rating on the product, people, and service provided by Heronhurst. If you make a purchase from us, you will automatically be invited to submit your review and rating

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Summer Summer Summer Time

By Saturday, December 5, 2015 0 No tags Permalink

Remember when I said we wouldn’t wait a whole season before writing again? And it’s officially summer here. LOL OOPS. Sorry guys! I’m the worst. These past few months have been so crazy, and admittedly, I did forget about the blog on more than one (possibly 10+) occasions. But, I am here now, and ready to update you on all that’s been going so you can rest assured that we’re happy, healthy and loving Melbourne more than ever! I’ll make this a recap post to cover all that’s gone on since the end of August :)

  • We celebrated my birthday on August 26th by hanging out with our small group, and going to the Night Market, which is around the corner from our apartment complex. In lieu of birthday cake, I had deep fried Oreos (I mean, what more can a girl ask for?!) And had a wonderful surprise in the mail later that week when I received a dozen DELICIOUS cupcakes sent from my employer, Help Scout :) They’re the best at taking care of employees and, in my opinion, the best help (sorry, couldn’t resist a shameless plug ;))
  • On September 22, Will and I celebrated our 2-year wedding anniversary (whaaaat). Time flies by when you’re having the time of your life :) We had a really chill day, and went to grab dinner together at our favorite dumpling restaurant. So blessed and thankful every day to be married to my absolute best friend <3 life is such a joy with him.
  • As mentioned in the previous blog post, we went to Boston for my company’s retreat (which took place in Portland, ME). Since part of Will’s side of the family lives there, we decided to make a two-week trip out of it, so I could also work in the Boston office and get to spend some extra time with my colleagues (whom, prior to that trip, I’d never met in person yet!) My parents also made the journey up to Boston to see us, and it was just a stupendous time. Must say, it was pretty weird being back in the U.S. (culture shock, ha- who would’ve thought?!), but so, SO good at the same time to see family. The retreat was a total blast; 75% of our company works from home, so it was a great chance to meet everyone, bond, and have some time to just chill out. There was plenty for us to do, from bike rides around the city, dinner @ an amazing BBQ joint, bowling, massages, and more! Have I mentioned lately that I love my job? Because I really do.
  • We booked our trip to South Africa, and time has flown by SO quickly, because we are leaving TWO DAYS. OMG. We’re going for a month, and we could not be more excited. We haven’t had a vacation since, oh, the last time we went to SA, so we’re long overdue for some R+R.
  • After 2.5 years with my forever dying/freezing iPhone 5, and 2 years with his equally forever dying/freezing iPhone 5S, we were pretty much fed up and went to get new phones! We also ditched our crappy cellular provider for the one with the best coverage in Australia, and we are so happy. I got the gold 6S, while Will opted for the space grey 6S+. I love the live picture function- it’s so creepy and cool at the same time!
  • Earlier this month, we had an international dinner night with our small group + other friends from church. We pretty much have every continent represented within our small group, that we thought it’d be fun to have everyone bring a dish from their native country. Will made chipotle + chorizo mac & cheese, while I made milk tart (custard pie from South Africa – thanks for the recipe, Aunty Des!). The milk tart took me three tries before I got it right, but now I have it down pat, and think I’ll attempt it for Christmas in SA :D. We had other dishes like Hungarian pancakes, gumbo, cheesecake, Finnish cookies, curry, several noodle dishes from Malaysia + Indonesia – oh man, and everything was soooo good. There were about 20 or 21 of us, and we just chatted, laughed, and hung out for a bit in our building’s BBQ area- it was a gorgeous evening. Thank you so much to everyone who came out! What an incredible time!
  • I just had to shout them out. My best friend and her hubby just had a BABY 2 weeks ago! AAHHH! (Hi Em + Miller + baby George <3!) We love you all so much, and can’t wait to FaceTime with baby George some more, and squeeze and kiss him next year!
  • It’s been on my bucket list for several years now, but we signed up and did the Color Run two weeks ago and it was even more amazing that I initially imagined. A few of our friends from church decided to get a team together (The Hue-Tang Clan ;)) and go together; we ran for a bit of it, and then walked the rest of the way. What an awesome time!! It was also the largest Color Run ever out of all the ones they’ve done worldwide – 24,000 people! You may have seen our photos on Facebook or Instagram, but we were totally caked in powder and glitter. During the actual race, we didn’t get as much as we would’ve liked on ourselves – but when we got to the finish line and, subsequently, the Finish Festival, everyone got a package of powder so we had a powder fight and covered each other! We were also blasted in glitter OMG. I was still shimmering a few days after the race hahaa. We took a selfie in different stages of the race – one before, several in between and two after the fact – and I’m so glad we did, because you can definitely see the progression in color :D
  • One reason I love fall (well, fall back in the U.S.) is that all our favorite TV shows return – and en masse! “How To Get Away With Murder”, “Empire”, “Shark Tank” and “The Walking Dead” are some of our favorites (I’m also SO happy that Hulu picked up “The Mindy Project” – I love Mindy Kaling), and also picked up some new shows like Gotham (I love any- and everything Batman, except for Ben Affleck LOL) and Heroes Reborn (Will’s new show!)
  • We had our second annual Thanksgiving lunch with some of Will’s American coworkers! You may remember our celebration from last year, and it was equally (if not more) delicious this year. Will made his amazing mac & cheese, and I attempted sweet potato casserole (my favorite). There was also green bean casserole, cornbread, stuffing, ham, Nando’s chicken (lol), caramel apple pie, blondies, pumpkin pie, and au gratin potatoes. And as is our tradition each year (it has been for the past ~5 years), we watched the Iron Bowl together, and of course, Alabama WON.
  • My sweet friend, Tara (hey girl!) and I treated ourselves to a late birthday celebration (her birthday was in July) and went to see Mockingjay together in STYLE! We went to the Gold Class portion of one of the movie theaters here, and it was sooooo awesome. We got to order food to have during the movie and had incredible reclining seats; the movie was also fantastic. Can’t believe the Hunger Games movies are already done :'(. Thanks for such an amazing time, girl!
we were so excited!

we were so excited!

  • The Lost Dogs Home, a local animal shelter, hosted a “Human Walking” event to encourage people to get out of the office on their lunch break and come walk doggies from their shelter. It was such a fantastic idea! For dog obsessors (like ahem myself), this was a dream come true to get to pet and walk sweet doggies for free. I went by on my break, and there was a long-ish line to wait to get a dog to walk, but people came in groups of 4 or 5, so it made it go by quickly. They gave you any dog that was ready to go (there was a big pen they were in if they needed to rest, eat, or grab a drink of water), and an elderly golden retriever I had previously petted a few minutes prior became available and when the woman came up to me, I had to suppress a fangirl-ish squeal; I was SO excited. Her name was Bonnie and she was 12 years old; her owner had had her since she was just a pup, and she was just there to fill the demand. I loved her and gave her a ton of pets and hugs :)
  • You may remember us mentioning that we weren’t quite done with decorating our office, but it’s about 90% there! We purchased a daybed, and it serves as the perfect two-in-one package: a great place to work/grab a nap + rolls out into a full-size bed for guests when they visit! We just love it, and it fits perfectly right under our window, so you have an incredible view when you wake up.

the grey pillow is from target, the pineapple one is from H&M (so is the bedding + throw) and the daybed is from IKEA.

  • I can only speak for myself on this subject, but now that Thanksgiving is over, I am in full-on Christmas mode. I started on Friday with some Mariah Carey, Michael Bublé and Boyz II Men, and I got so fuzzy inside. I even took my lunch break on Tuesday when the Charlie Brown Christmas special (50 year anniversary!) was on TV, HAHA. I love that movie so much. All this Christmassy stuff is making SO happy that we’ll be in Cape Town to celebrate – it’s honestly one of my favorite things in the world. Also, Melbourne is in full-blown Christmas mode too (and has been since early November, since Thanksgiving isn’t a thing here), and there are decorations up everywhere :) We caught the projections show on Town Hall (which you may remember from last year), and this year’s theme is “Twelve Days of Christmas”. You can check out a video I took of it on my Twitter here – it was incredible.

Hope you all had an amazing Thanksgiving, and more than likely, we’ll be updating during our stay in South Africa – or at the very least, we’ll be posting photos on Instagram and our Facebook, so catch us over there too! Also, thanks for putting up with our crazy, unintentional (we promise) hiatuses LOL. Maybe our new years resolution will be to keep up with this thing more often *insert see-no-evil monkey emoji here* ha.

Love you guys!
Kelly + Will

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DS3 summer school in Paris

I had the pleasure to run a (actually two) practical on “representing and comparing probabilities using kernels” at the DS3 summer school at the Polytechnique in Paris, following a lecture by Arthur Gretton. Thanks to Zoltan Szabo for organising the session.

We covered the implementation basics of two-sample testing, independence testing, and goodness-of-fit testing, with examples including testing the quality of GAN samples, detecting dependence across translated documents, and more. I even managed to sneak Shogun into the practical 😉 Good fun overall!

Slides 1, slides 2, and practical session notebook.

Deep Self-Organization: Interpretable Discrete Representation Learning on Time Series

I got mildly involved in a cool project with the ETHZ group, lead by Vincent Fortuin and Matthias Hüser, along with Francesco Locatello, myself, and Gunnar Rätsch. The work is about building a variational autoencoder with a discrete (and thus interpretable) latent space that admits topological neighbourhood structure through using a self organising map. To represent latent dynamics (the lab is interested in time series modelling), there also is a built-in Markov transition model. We just put a version on arXiv.

Shogun participates in GSoC 2018

We are happy to announce that Shogun’s umbrella organisation, NumFOCUS, has been accepted for GSoC 2018 — and we will be mentoring through them!

If you are a talented student who wants to spend a summer hacking open-source, make sure to apply! Check out the NumFOCUS GSoC ideas page (contains Shogun’s and other projects’ ideas). Our very own ideas page can also be found in our wiki.

GSoC is a global program focused on bringing more student developers into open source software development. Students work with an open source organization on a 3 month programming project during their break from school.

Shogun provides efficient implementations of standard and state-of-the-art machine learning algorithms in an accessible, open-source environment. Shogun has been involved in GSoC since 2011, check out our blog posts about past years.

NumFOCUS is a nonprofit that is dedicated to support and promote world-class, innovative, open source scientific computing.


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Saturday, June 20, 2009

Today I am...

I just found this idea on my friend, Darilyn's blog. It was so simple yet said so much about her. Thought I'd give it a try.

FOR TODAY Saturday June 20th

Outside my window... The street light is illuminating the neighbor's trees. I'm just witing for the birds to start their daily singing. I love this new window just because of the birds.

I am thinking... of how to get this baby out of my belly and how wonderful it's going to be to hold her. T told me yesterday that he's going to hold her. I think he's understanding more than I give him credit for. Everyone's so excited around here.

I am thankful for... a patient husband who loves me and my children who have picked up sooo much slack these past nine months. They have really proven, even more than I thought possible, what amazing people they each are.

From the kitchen... I just grabbed an apple (a gala)--perfect firmness. I got it to kill my heartburn. Works like a charm. Wonder if Z was annoyed with the sound of my crunching it in bed. He didn't say anything--see, patient. I also, while I was down there, grabbed some very stinky dishrags. DJ's been in charge of the kitchen this week. She's a STAR! It gleams in there, but she must have been forgetting the rags. Ooops.

I am wearing... my black and white nightgown.

I am creating... all kinds of baby stuff. Today I'm going to work on the last project for Lachlan--the silky/fuzzy blanket, which I have already attempted twice and failed. Today I'm taking it from a new angle. Wish me luck.

I am going... to pick up Q at the church this afternoon and hug her to pieces. I've missed her so much!

I am reading... The Black Cauldron, Skinnybones, and Seven Sons and Seven Daughters with my kids. There's also an Andrew Clements book, but I can't remember it's name, and I'm not willing to turn on a light at this point to see it. I'm also working my way through Jacob 5 in the Book of Mormon--a hard one for me to get through.

I am hoping... that this baby arrives safely and is healthy and that we both make it through the labor thing as easily as has been in the past.

I am hearing... Z breathing heavily next to me and nothing else--ahhh.

Around the house... everything is dark and quiet. Things are in some amount of order. The laundry is 99% done. My children and husband are sleeping peacefully.

One of my favorite things... is feeling the baby's kicks, but I don't think I'll miss it when it's gone.

A few plans for the weekend:
  • Wrapping Father's Day gifts.
  • Finishing up Father's Day plans with the kids.
  • Getting the house cleaned.
  • Picking up Q.
  • Folding laundry and getting it all put away.
  • Working on my last paper and getting it all turned in.
  • Working on Lachlan's blanket.
  • Having a baby--haha! Yah right.
  • Getting everybody ready for Sunday.

Here is a picture thought I am sharing...

Darilyn said...

Your picture thought is the best ever! And you never know, maybe you will be having a baby this weekend! By the way, Chris went with the Venture Crew on a 90 mile coast bike trip this week, that's why he's been gone. It's just me and Emma and Heidi!

Devri said...

love the thought photo! If you think it, it will come! (i wish)

hey, go enter to win a IPOD Touch on my blog! hurry! hugs

Tink said...

What a great way to document "you" today! Love the picture too! So precious.

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text:
Entries tagged with: Bridge To Employment

Work Experience for School Pupils

All work-related learning can provide you with skills and knowledge to help you consider your… read more…
a a a a a
Work Experience
Please Note: There will be some instances where funding will be required to access a service listed in this directory. Application for this requires to be made following appropriate Highland Council and/or NHS assessment for Adult Services and consequent resource allocation procedures. Further information on accessing services can be obtained from your local Adult Services Team.


text:
Common Herb Borage
offers new weapon against cancer

LONDON: A common herb, borage, that has been used for medicinal purposes for more than 700 years is providing scientists with a new weapon in the battle against cancer, British experts said on Wednesday.

The starflower, commonly known as borage, contains a substance called gamma linolenic acid (GLA) which studies have shown can kill brain and prostate cancer cells and inhibit the spread of malignant tumours by restricting blood vessel growth.

In a recent study of women with breast cancer, scientists from Nottingham in central England found that a cocktail of GLA and the anti-cancer drug Tamoxifen speeded up patients' response rates.

Oil extracted from borage is a rich source of GLA, Dr Alan McGown, the head of drug development at Britain's Cancer Research Campaign charity, told a news conference. The starflower has the most potent concentration of GLA in nature. Oil from the plant is 24 percent GLA. The compound is also found in evening primrose oil which is used to treat premenstrual problems.

McGown said the starflower's watery cucumber taste made it a popular culinary herb in the Middle Ages but it is now grown mostly for its bright white and blue flowers and for cancer research and treatment. GLA has little or no side effects. In the Nottingham study, published in the International Journal of Cancer, 38 breast cancer patients were given eight oral capsules of GLA, a total of 2.8 grams a day, and Tamoxifen and compared with a control group of women who took just Tamoxifen.

The women taking the cocktail achieved a significantly faster clinical response than the controls, prompting the scientists to suggest that GLA could be a useful addition to Tamoxifen in women with a specific type of breast cancer. The provisional results from our Phase II study suggest high-dose oral GLA to be a valuable new agent in the treatment of endocrine-sensitive breast cancer, the scientists said.

Professor Gordon McVie, the director general of the CRC, said women should be aware of the potential benefits of GLA but he advised patients to consult their doctors and not to self-prescribe

Recommended Reading

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Money Map Report

Getting your money in ahead of the next big trend – that’s how you make real wealth. Let the Money Map Report be your global profit guide. Keith Fitz-Gerald and his team of investing specialists pool their huge network of contacts and 100+ years of combined experience to identify the biggest profit opportunities, well before Main Street catches on. Find out which fast-moving trend is about to reward investors, the best way to play it, and how to structure your portfolio for the biggest gains.

Subscription Features:

  • 12 monthly newsletters with at least one new investment recommendation
  • 52 weekly email updates. Keith analyzes markets, news, and position in the model portfolio. His “Key Takeaways” explain what matters to your money (and what’s just noise)
  • Urgent “Profit Alerts” tell you when to exit a position
  • LSV Index – simplifying the markets since 2009, this three-part indicator flashes “green” when it identifies superior buying opportunities
  • Access to The Money Map Report model portfolio, plus past newsletters and alerts
  • Research reports on different market sectors (commodities, income, energy, and more), with investment ideas and recommendations for each one
  • Keith’s book: The Money Map Method: How to Create Lifelong Wealth in a Forever Changed World. It shows you how to use the 50-40-10 balanced portfolio allocation strategy to minimize risk and maximize gains
  • Six triple-digit winners converted to “free trades”

If you’re a Money Map Report subscriber, click here to login. If not, see below for more information about Money Map Report.

If you’re currently age 50 or older and enrolled in Social Security or collecting on behalf of a spouse, please pay close attention to the following message.

Several audits by the U.S. Inspector General have found extraordinary errors in the processing and payment of Social Security checks.

The report determined that for the last 33 years an enormous group of recipients have been drastically underpaid.

As a result, these Americans who have filed to collect certain benefits may be collectively owed hundreds of millions in underpaid checks. Most victims of these errors have no idea they could be owed money – a sum that could equal $23,441.

Everything is explained below, including questions to help you determine if you could be entitled for this money.

Please note: We are not a government agency and are not associated with Social Security. We’re a private, independent financial organization that conducted our own exhaustive investigation into these Inspector General audits.

And we’ve found that this oversight by employees of the federal government put an enormous amount of money up for grabs for countless unknowing Americans.

In fact, this cash remains in the pocket of the Social Security Administration, which is sitting on $2.85 trillion that’s set to be disbursed.

Fortunately, it’s not too late to receive this money.

The vast majority of this unpaid cash is still waiting to be claimed.

And if you are eligible for just one of these common Social Security benefits, and were underpaid, you could collect your share as a lump-sum payment.

If you are willing to dedicate the time, you could speak to one of their agents or you can dig through their 2,728 rules and thousands of additional sub-rules outlined in their complimentary Social Security’s Program Operations Manual to get details on this underpayment.

Or pay a financial advisor to sort through everything.

But we’ve already done the hard work for you.

In fact, it has all been outlined in an official report on behalf of the Office of the Inspector General.

Here’s everything you need to know:

The Office of Inspector General (OIG), a branch of the U.S. Department of Health and Human Services, recently conducted three monumental audits on the Social Security Administration.

OIG represents the federal government’s largest team of civilian auditors.

Every year, OIG convicts hundreds of individuals and their companies who misuse or steal taxpayer dollars. Their work recovers BILLIONS for hardworking U.S. citizens like you.

In 2015, this same organization returned $3.35 billion of U.S. taxpayer dollars due to oversights in healthcare spending during the Obama Administration.

The three recent audits by OIG exposed what might be some of the most irresponsible Social Security errors since they began monitoring government oversights, over 40 years ago.

Based on random samples, the OIG audits concluded that the Social Security employees incorrectly processed claims – leading to a collective underpayment of multiple millions of dollars to people eligible for certain benefits.

According to the most recent audit in February 2018, a vast majority – 82% in fact – of specific people eligible for certain related benefits – were owed money.

How widespread is this problem?

Studies by independent research firms have in the past raised questions about Social Security recipients being left in the dark about money owed to them.

In fact, the Boston College Center for Retirement Research discovered that Social Security recipients are leaving an estimated $25 billion in the pocket of the U.S. government every year.

These OIG audits are just the latest example. There are countless other instances still under the radar.

Take Hawaii widower, Denise Felton, for example. She recently found out she was underpaid $56,255 in Social Security due to the same type of miscalculations. In her case, they went completely unnoticed for 15 years!

Luckily, after finding the right help, she was finally able to collect her lump-sum payment in just three days.

The audits alone show that there are tens of thousands of others just like her.

And those audits are based on random samples.

So, how do miscalculations like these even happen to begin with?

In many cases, Social Security calculations are automated. But there are other instances, involving limitations and exclusions, when Social Security Administration personnel must make calculations manually.

And just like all humans, governmental employees make errors – probably even more often than you would think.

For example, a separate OIG audit showed that a filing error by Social Security Administration employees resulted in more than $40 million being paid to people who are not even alive.

And another recent OIG audit (this one for HUD) found that their government employees had wrongly “rounded out” dollar amounts on financial statements, costing taxpayers over $500 billion.

Yet another error recently occurred when SSA employees did not properly account for cost of living increases, shortchanging recipients $139,803.

When subtle errors like these are made, they usually go undetected. That’s because the rules surrounding Social Security are extremely complicated. In fact, there are more than 2,700 rules governing Social Security benefits.

If you don’t know all the rules, one simple error could easily cause 12-months’ in underpayments of your Social Security benefits to slip through the cracks. In Denise Felton’s case, these underpayments went on for 15 YEARS.

But there is good news.

We’ve gone through all the rules governing underpayments.

And if you are eligible, we lay out everything and show you how you can receive your share of that $25 billion in unpaid benefits right now.

In the first OIG audit we analyzed, there’s as much as $303 million up for grabs – and that’s just the total amount for this case alone.

Remember, the Social Security Administration has already admitted to making these errors. All you need to know is the necessary steps needed to hold them accountable for paying the unpaid benefits.

It could entitle a recipient age 50 or older to a lump-sum payment of up to $23,441.

That’s on top of the $33,456 in additional benefits you could be receiving this year.

And that $56,897 could be in addition to any money you’re currently earning outside of Social Security.

Claiming your underpaid benefits now will not affect the payout of your current monthly benefits.

It won’t affect your past earnings. You’ll keep that money too.

We’re talking about additional money on top of your current monthly checks.

All you have to do is ask for it. And you should.

Because there’s virtually no chance of getting this money otherwise.

Here’s why:

After submitting the OIG audit for one of the recently discovered errors, the Social Security Administration was only instructed to “take appropriate action” to make up for these staggering errors…

But only for a tiny fraction of the total victims involved in this first case.

In fact, Social Security was only expected to pay back a tiny group of 29 recipients, as an “appropriate” solution to make up for their own negligence.

That’s just 0.11% of the Social Security recipients who were victims in this case!

You heard correctly. That means, according to our calculations, 99.89% of the total unpaid money is still up for grabs.

If you’re one of the remaining Social Security recipients over the age of 50 who weren’t paid the money you’re owed, then you need to act now.

Depending on your specific situation, the SSA will impose a strict time limit on when corrections can be made. If you’re already collecting benefits, your time may be running out.

Remember, these errors were not caused by a typo you made.

This was not a mistake by your current or former spouse… or even by a past employer.

These are simple human errors made by employees at the Social Security Administration.

Unfortunately, these “small” errors happened to add up to a ton of money.

Luckily, if you are eligible, we’re here to tell you how to request your payout. And it could only take a few minutes of your time.

By doing so now, you could move your claim to the top of their list.

There’s no need to hire a lawyer.

And you don’t need to read any of the 27 chapters in the Social Security Handbook. We’ve already done that for you.

All you need to do to get started is look at our five questions we’re going to show you in a minute… and understand one simple rule about Social Security entitlement.

Now, every person’s situation may be slightly different. But by taking these actions, you could receive your entitled share of these underpayments within five days.

And we can help you.

My name is Keith Fitz-Gerald.

I have spent more than 34 years in the markets as an analyst, consultant, and quantitative trader.

I cut my teeth at some of Wall Street’s biggest firms, including Wilshire Associates, which oversees more than $8 trillion for over 600 institutional investors.

And today, I’m the Chief Investment Strategist for Money Morning.

We’re a large financial publisher located in Baltimore, Maryland.

And we’re not associated with the Social Security Administration.

Our mission is very simple.

Month after month, my team and I work tirelessly to provide our 2.6 million readers with the guidance and information they need to protect and grow their wealth.

When we first learned about these three significant government underpayment errors as reported by the Office of the Inspector General, we knew we had to do everything we could to fully research this situation… and help folks recover every penny that is rightfully theirs.

The number for the first error is impossible to ignore.

  • In total, as many as one in seven of Social Security recipients eligible for certain benefits in this case may collect tens of thousands of dollars in underpayments.
  • Those who are age 50 or older may be entitled to claim a lump sum up to $23,441 in underpaid benefits – that’s IN ADDITION to the money you already collect from Social Security.
  • If you’re already full retirement age, even under age 70, that means you could be collecting up to $56,897 in benefits this coming year ON TOP of any other income you may be receiving outside of Social Security.
  • In total, that’s roughly the average household income for someone age 50 and older. And almost double the household income of someone 65 or older.

In fact, there’s even more to the story.

According to a second OIG audit… about a separate underpayment issue potentially involving these same unique recipients…

The underpayment error was more widespread than initially determined.

In fact after taking a sample of eligible recipients, OIG determined that half of them were collectively underpaid $261,821:

13.5% were underpaid $67,600…

19% were underpaid $74,720…

And 18% were underpaid a whopping $119,501.

That means ONE IN TWO of Social Security recipients eligible for certain benefits in this second case could be owed thousands of dollars in underpayments.

And the third report goes even further.

It states that 82% of beneficiaries eligible for certain benefits related to the first reports, were underpaid.

Granted not everyone entitled to these benefits was underpaid – and depending on your situation, the amount owned to you may be less than $23,441.

But there’s no denying that even if you are entitled to only a fraction of that it’s still YOUR MONEY – and you have the right to recover every penny owed.

The next step could be recovering your portion of the money.

It may not be so easy – if you try on your own.

That’s because it involves understanding the thousands of rules governing Social Security underpayment – which in your case may go back over 30 years.

Remember, according to the Inspector General, the SSA are only expected to pay back a small percentage of potentially underpaid recipients.

But by law, if they owe you the money, they have to send you the check.

Of course you can always call Social Security and try getting one of their reps on the phone.

But luckily, my team and I dedicated five and a half months figuring this all out for you.

We went line by line through the entire Inspector General report, dissecting every detail.

We examined all 2,728 rules governing Social Security benefits and thousands upon thousands of additional sub-rules outlined in their Program Operations Manual.

We’ve determined exactly who is eligible, and what these recipients must do to collect their funds. Of course, every person’s situation is different, but you could receive your check in as little as five days.

And we put that all in a report that I’d like to rush to you right away.

It’s called: How to Claim Your $23,441 in Unpaid Social Security Benefits within the Next 5 Days.

This report was created to help you recover your unpaid benefits as easily – and as quickly as possible.

It’s comprehensive.

First, we’ll walk you through the full OIG findings and spell out in easy-to-understand language how the errors by the Social Security Administration potentially cost you thousands of dollars.

Next up, you’ll learn the simple steps that could land you a check for as much as $23,441.

You could get this information for free from the Social Security Administration if you know where to look – or who to call.

But we’ve made it easy for you.

Everything is outlined for you already in our report.

So, instead of spending countless hours researching information online…

And wasting even a moment on the phone…

We show you how to get your claim to the front of the line. And depending on your situation, get your check in your mailbox in as little as five days.

The Social Security Administration is one of America’s biggest government bureaucracies.

It employs over 60,000 people in 10 regional offices, 6 processing centers, and 1,230 field offices around the country.

Trying to navigate this labyrinth on your own could be – to put it mildly – challenging.

Instead of receiving a check up to $23,441 in as little as five days, you could be spending your time talking on the phone.

How to Claim Your $23,441 in Unpaid Social Security Benefits within the Next 5 Days will help you to avoid all that and claim the money owed to you without hassle.

Remember, you may be eligible to receive much more than $23,441.

All because of some processing errors by SSA.

So with this report as your guide, you can learn all the details of this gross oversight – and underpayment – by the SSA.

There is also a strict deadline on when citizens have a right to claim their unpaid benefits.

It’s different for each individual based on when the underpayment began.

If you delay, you run the risk of losing this money forever.

But armed with the information in my report, you’ll have everything you need to demand the Social Security Administration pay you every penny owed.

How to Claim Your $23,441 in Unpaid Social Security Benefits within the Next 5 Days is valued at $99…

But we are going to rush it to you for FREE.

And this urgent report is not the only thing you will receive today.

It’s our mission to make sure you get the money you are entitled to.

Not by a long shot.

You see, when we began digging into the full extent of the underpayment error documented clearly by the Office of Inspector General, we also uncovered something very disturbing:

The Social Security’s math doesn’t add up.

A few years back, Time magazine reported that a married, middle-class couple now pays, on average, $598,000 in Social Security taxes during their careers.

Yet, when they retire, they can only expect to receive $556,000 in benefits.

This is outrageous.

Forget earning interest.

Forget keeping up with inflation.

Forget breaking even.

That’s a $42,000 deficit.

Instead of paying for the “privilege” of Social Security, Americans might as well take their money to the closest slot machine.

They’ll have better odds of coming out ahead.

What’s worse, because of Social Security’s 2,728 rules governing their benefits – written with technical terms impossible for people to understand…

American’s are completely missing out on millions of dollars in Social Security benefits they could be receiving each year.

For example, if you are married, a provision in the Social Security bylaws allows you to call up your Social Security clerk, make a simple six-word request, and immediately raise your income by an extra $1,329 a month.

In fact, Social Security Advisors, a high-end consultancy firm in Manhattan, report that 71% of married couples are missing out on an average of $120,000 in benefit income.

And it’s not just married people. Divorced folks are also missing out on huge benefits too.

In fact, if you are divorced, there is a single line on your last tax return that could reveal if you’re eligible to claim as much as $15,948 extra per year.

And you don’t have to feel guilty, because this won’t negatively affect your ex’s benefits.

Parents or grandparents are also eligible for special “education” benefits most people have no idea exist.

In fact, there is a two-step filing method that could provide enough money to pay for your children, or grandkids, to get both a bachelor’s and master’s degree.

Last I checked, there was $2.5 billion available, just in this program, for the taking.

We also uncovered a Social Security filing tactic that had a value of up to $177,000 for eligible recipients.

Think about what you could do with an extra $177,000.

Could you pay off your mortgage?

Could you take your entire family on a once-in-a-lifetime trip across Europe?

Could you finally retire?

All of this could be right in front of you, courtesy of Social Security.

And these examples are only the tip of the iceberg.

A former member of President Reagan’s Council of Economic Advisors, and is currently with the National Bureau of Economic Research.

After conducting extensive studies on Social Security benefits he reported: “Americans leave $10 billion in unclaimed spousal benefits on the table each year.”

And the Boston College Center for Retirement Research went even further…

They’ve determined that “Americans leave roughly $25 billion dollars in unclaimed Social Security benefits on the table each year.”

Now, I’m sure if you dedicate the time, you can dig through Social Security’s complimentary publication and find details on each of their benefits.

You could also speak to one of their agents or hire a financial advisor to sort through everything.

But why should you have to jump through all of these hoops?

My team and I believe that it shouldn’t be so difficult to get what you deserve from this safety net.

It is no longer a viable option to just sit back and assume Social Security is going to give you what you’ve earned.

You have to take matters into your own hands.

And we’re going to help you.

We have created an additional report that we want to rush you right now.

It reveals 15 Social Security benefits that are so lucrative they could grow your net worth by seven figures.

That is not a misprint.

What is in this report could make you $1 million (or more).

Which is why it’s called: Supercharge Your Social Security: 15 Shocking Benefits That Could Make You a Millionaire.

And we want to send you a copy for FREE.

Open up this report and you’ll discover:

The $156,327 “DRC Provision”
(Could This Be the SSA’s Best-Kept Secret?)

This powerful filing method is literally available to every person eligible for Social Security.

If you are eligible for Social Security, you are eligible to collect what could be an extra $156K.
But only 1.4% of recipients are cashing in on this.

Yet only 1.4% are currently claiming this money.

This is mind-boggling when you consider that a Harvard economist has estimated it could be worth $156,327.

It’s highly likely that a vast majority of Americans have no idea that the “DRC Provision” exists.

But you’re about to be shown how to use it to your advantage.

PLUS, we can show you how to use this DRC Provision to avoid the #1 filing mistake that could cost you $17,688 a year.

Nearly 8 out of every 10 Social Security recipients are making the same costly error.

They aren’t considering their “crossover” calculation when they file.

That means each of these Americans is leaving potentially $17,688 a year on the table.

Can you afford to be one of them?

I think you could probably find some good uses for that money.

You can read up on this benefit in Supercharge Your Social Security.

In fact, the report goes one step further with some helpful online tools you can use.

Also included are:

The Ivy League “Life Hack” That Could Unlock the Secret to DOUBLING Your Monthly Social Security Checks

Wharton is the business school at the University of Pennsylvania – a top Ivy League institution.

And one of its premier statisticians invented a tool that can be described with a single word…

Remarkably, while this breakthrough has nothing to do with Social Security, you’ll be shown how to use it for this safety net.

And you’ll be happy you did.

In fact, how does collecting $3,501 each and every month sound to you? (That answer is obvious: It sounds great!)

It could all be thanks to what you’ll discover with this Ivy League “LifeHack.”

The “Lucky 7″ Secret to Becoming a Social Security Millionaire

“It delivers $1,174,858 in lifetime benefits!”

Tap into a “Lucky 7″ set of benefits and it could grow your net worth by seven figures.

You could be eligible for this million-dollar payout, even if you’ve never earned a big salary in your life.

You’ll get all of the details in Supercharge Your Social Security.

Here’s another great benefit:

Transform Your Social Security Benefits into a No-Hassle, Interest-Free Loan

Even most financial planners don’t know this, but you can essentially get a one-year, interest-free loan from Social Security.

It’s a great option if you’re looking to start a business, or want to pay off some of your higher interest credit card bills.

Or maybe you just need quick cash and you don’t want to trigger penalties by selling retirement assets early.

As you’ll see in Supercharge Your Social Security, this money is yours to do with as you please.

  I’m Retired!
  I Would Like an Extra Eight Grand!

The SSA has also created a benefit that allows you to kick-start your retirement with a one-time $7,972 payday.

There are three ways to qualify.

And each is covered in this report.

Have You Celebrated Your 10-Year Wedding Anniversary?
(If So, the Social Security Administration Has a Pretty Pricey Gift for You)

The traditional 10-year wedding anniversary gift is tin.

Forget a Tin Pot!
You’ll Actually Want This
Anniversary Gift

If you’ve been married for at least 10 years, you could use this Social Security benefit to add an extra $1,300 a month to your bank account.

But the SSA has a much better present in mind… cold, hard cash.

Couples who have been married at least a decade are eligible for as much as a $1,300-a-month raise to their Social Security payments.

All they have to do is step forward and claim it.

That can certainly buy a lot of tin candlesticks, tin pots, and tin picture frames.

(Or, better yet, something you actually want.)

Learn how easy it is to receive this money in the report, Supercharge Your Social Security.

COLA Relief!

In October of 2017, the Social Security Administration announced a cost-of-living adjustment (COLA) for Social Security payments of 2%.

Don’t think this measly increase is ever going to help you with the outrageously expensive cost of living we’re seeing in America today.

The good news is, if you filled out the specific form you’ll learn about in this report, then you’ll have set yourself up to receive an 8% raise for FOUR consecutive years.

That’s more than double the 3.88% COLA has averaged over the last 40 years.

And this could mean an extra $10,224 a year!

This Benefit Could Be Used to Collect $193,000!
(Even if You Haven’t “Earned It”)

Maybe you were a stay-at-home mom and never paid a single dime into Social Security.

Or maybe you left your career many years ago and believe you didn’t earn enough credits to qualify for benefits.

That doesn’t mean you are shut off from collecting Social Security. Far from it.

An estimated 12.4 million Americans could be eligible to receive as much as $193,330 (some even more).

My report will give you all the details on how to collect this enormous sum of cash.

Sick of the IRS Taking Too Much from Your Social Security Checks?
(Protect Yourself with This Unconventional and Impenetrable Tax Shelter)

There once was a time when your Social Security checks weren’t taxed.

Keep your hard-earned Social Security income out of the hands of the IRS.
All it takes is a few mouse clicks.

Those days are LONG gone.

Today, depending on your income, up to 85% of your benefits can be taxed.

In other words, you entrusted your hard-earned money to the government during your career.

And much of it they turned around and used to pay for things completely unrelated to Social Security.

Things you may not have voted for if given the choice.

Then when it’s time to finally get your money back, the government has the gall to tax you on it.

But instead of getting mad… get even!

There is a remarkable way to legally shelter your income so that your Social Security is shielded from the IRS.

You can do it with a few mouse clicks.

Everything is revealed in Supercharge Your Social Security.

1 Question… 1 Minute… $106K!

Millions of Americans could claim an extra six figures in Social Security benefits with minimal effort.

In fact, if you are in this group, you might have $106,000 coming your way

Even if you’ve already started collecting benefits you could still take advantage of this.

To get the process started, all you’ll have to do is to fill out a form that is so simple, it should only take you one minute to complete.

There is literally a single question on it.

That’s it.

Do not pass this opportunity up!

Everything you need to know will be spelled out in easy-to-understand language in my report.

Plus So Much More…

Including a way for eligible parents to collect an extra $26,304 a year based on their child’s work history.

Supercharge Your Social Security will Empower YOU.

My team and I aren’t affiliated with the SSA.

And even if you don’t accept Supercharge Your Social Security from us, we still strongly encourage you to review the complimentry materials the SSA provides on each of their benefits.

In fact, we’re going to help you there, too.

This report will show you exactly where on the SSA’s website to look for every opportunity we examine.

We Want to Give YOU the Tools Necessary to Take Control of Your Social Security.

This way you are able to squeeze every penny you deserve out of this safety net.

You have, without question, earned it!

Now, to be clear, you may not be eligible for every one of these Social Security benefits, strategies, and tactics.

And claiming some will require more legwork than others.

Which is why we’re taking all of the guesswork out of the equation.

Both of my reports: How to Claim Your $23,441 in Unpaid Social Security Benefits within the Next 5 Days… and Supercharge Your Social Security… make everything easy for you.

With each report you will receive:

  • Eligibility requirements…
  • Which forms to fill out to claim your money – and additional benefits…
  • The phone numbers to call to sign up for everything…
  • And the amount of money you stand to receive.

Locking in just one of the opportunities in this report could mean tens of thousands of extra dollars in your pocket.

If you are eligible for a few of them you may be able to grow your net worth by six figures (or more).

After all there is $25 billion on the table here.

  • How to Claim Your $23,441 in Unpaid Social Security Benefits Within the Next 5 Days

  • Supercharge Your Social Security: 15 Shocking Benefits that Could Make You A Millionaire

And these two urgent reports are just the beginning.

You see, these reports form a much bigger initiative.

And you are invited to join it.

If You Are Ready to Take Back Your Retirement

This Initiative is FOR YOU!

It’s no wonder so many Americans are forced to lean on Social Security.

Since the recession, salaries have plummeted to levels we saw in the late 1980s and early 1990s.

And thanks to inflation, $1 in 1990 is only worth 54 cents today.

So you can see why USA Today is reporting that:

And The New York Times is warning of:

But the state of our investing is just as perilous.

Most workers have been told that 401(k)s can help secure their retirements.

Well, here’s what Wall Street wants you to know:

401(k)s have historically averaged a 4.8% return.

And here’s what they don’t want you to know:

Those same 401(k)s can charge up to 3% a year in management fees.

That’s highway robbery!

How is anyone supposed to get ahead?

How is anybody supposed to retire when facing such impossible odds?

When you take a step back and look at the big picture, what you’ll find is startling.

The Total Retirement Deficit for Americans Has Now Reached an Estimated $14.7 Trillion.

I’ll repeat that…

Just to be able to achieve the bare minimum standard of retirement, Americans have to climb out of a $14.7 trillion hole.

Again, that’s not to live lavishly. That’s just to get by.

So many people now believe that retirement has become an impossible-to-reach goal.

But my team and I are doing our part to change that.

For Too Long the Deck Has Been Stacked Against Too Many.

Today, You Get Dealt a Winning Hand!

We have launched an initiative we’re calling Take Back Your Retirement.

And you are invited to join us.

  • If you are nearing retirement age, but haven’t built up enough financial security to finally enjoy your golden years – this is for you.
  • If you have been fortunate to earn a sizeable nest egg, but want to guarantee it provides you with the comfortable lifestyle you deserve – this is for you.
  • If you are already retired, but want to make your money work even harder for you NOW than it did during your career – this is for you.
  • No matter your story or situation – this initiative will empower you with real solutions and real answers for staking your claim to that retirement you have rightfully earned.

It all starts with…

Take Back Your Retirement
FREE Resource #1: How to Claim Your $23,441 in Unpaid Social Security Benefits within the Next 5 Days (a $99 value)

It’s critical that you read through this first report right away.

Because it will show you the easy steps you should take to recoup any unpaid money the Social Security Administration owes you.

In as little as five days from now, you could receive a lump-sum check for up to $23,441.

This report is going to map out the steps you should take to determine if you are eligible – then recover every penny owed to you.

Make no mistake: The SSA is not going to call you and tell you they owe you up to $23,441.

You have to take matters in your own hands – and demand the money that is owed to you.

And you have to do it fast – since depending on your situation, there is a specific period of time Social Security gives you to claim unpaid money.

Your time is running out.

But this report could help you recover every penny owed to you in as little as five days – with minimal hassle.

You can have this report in your hands today.

Take Back Your Retirement
FREE Resource #2: Supercharge Your Social Security: 15 Shocking Benefits That Could Make You a Millionaire (a $99 value)

This reveals 15 Social Security benefits that are so lucrative they could actually mint you hundreds of thousands of dollars – even a million dollars – in extra income.

My staff and I painstakingly poured through all 2,740 Social Security rules and soon realized that Social Security offered folks dozens of benefits that most people have no clue exist.

If you tap into these benefits, it could be a virtual goldmine – especially for folks relying solely on Social Security for their income.

The problem is the SSA makes it very difficult for folks to even understand what they qualify for.

So we’ve spelled out everything for you in this easy-to-read – and simple report.

This report alone could make you $1 million.

But through this initiative, you will also be sent a collection of additional resources.

Each will help you defend and grow your wealth by capitalizing on other government programs, as well as the investment markets.

Take Back Your Retirement
FREE Resource #3: How to Collect Between $937 and $2,275 in Healthcare “Reimbursements” Every Month (a $49 value)

Healthcare costs are rising faster than ever. If you feel this trend completely absurd, you’re not alone.

We pay $10,000 to $50,000 EVERY YEAR towards medical expenses that in the past cost Americans virtually nothing.

And it’s getting worse each year with no end in sight.

But, believe it or not, there is a silver lining – one that could allow you to collect a steady stream of monthly reimbursement checks for between $937 and $2,275 every month thanks to the healthcare industry!

Thanks to a little-known amendment made in 1978, some savvy Americans are now collecting these very lucrative checks as a form of payment to offset their healthcare costs.

This little-known investment income stream can help consumers, like you and me, offset some of the high cost of healthcare and insurance premiums.

In fact, we estimate this strategy is paying out $485 million PER MONTH.

In this very detailed report called How to Collect Between $937 and $2,275 in Healthcare “Reimbursements” Every Month my team and I will show you exactly how to claim your share of that money.

And here’s the most incredible part:

There are zero restrictions on who can collect this money. It’s available to anyone as long as you’re willing to make a small investment and follow some very easy instructions.

We provide you with all the details of exactly how to take advantage and start collecting up to $2,275 every month.

These are checks that must be distributed – so it might as well be you collecting them!

Our Take Back Your Retirement initiative also includes another incredibly lucrative bonus…

Take Back Your Retirement
FREE Resource #4: Earn Thousands in Rent Checks Each Month Courtesy of the Federal Government (a $49 value)

Did you know you can collect $1,795 or more every month in "federal rent checks" courtesy of the U.S. government?

Some very savvy folks across the country have known how to take advantage of this distribution policy for years. But in this report, I’m going to blow the lid off this little-known investment opportunity… and show everyday folks how to collect these checks every month, too.

You see, thanks to an obscure 1972 law, federal agencies like the Department of Justice, NASA, the CIA – even Congress and the White House… are required by law to pay rent for the properties they occupy.

The rent is paid for by taxpayer dollars – and can cost millions of dollars. The government pays the rent to private agencies – and then the private agencies are required by law to distribute the money back to investors in monthly checks.

So, if you understand how this works, there is a way for you to receive a check every month from these required distributions.

It’s all a matter of getting yourself a coveted spot on the distribution list.

And that’s what I’m going to show you how to do in this report.

If you follow my instructions to the tee, in 10 minutes you could claim your spot and start receiving checks for $1,795… $2,145… $2,671 or more every month.

And it doesn’t require any major hoops to jump through. In fact, you can get started with a simple phone call or by going online.

I’ll tell you what questions you need to answer. And within a month your first “Federal Rent Check” could arrive in your mailbox. It’s that simple – and worth every penny.

Take Back Your Retirement
FREE Resource #5: IRS-Proof Your Life (a $49 value)

President Trump has just passed one of the biggest tax cuts in U.S. history.

But who will benefit from it the most?

Corporations, private businesses and those earning more than $500,000 a year – the “one-percent” as they’re known.

According to The Washington Times, “America’s middle class will see less than a quarter of the savings under the legislation.”

…to pay an extra $32,623 in taxes.
IRS-Proof Your Life will help you protect your money from Uncle Sam!

And even with the new tax law, one fact still stands: You have about 50% of this country not paying federal income taxes at all.

So it doesn’t take a rocket scientist to figure out who ends up covering way more than their fair share.

But you aren’t going to be a victim.

We have an escape plan for you.

We consulted the top experts in the country.

And from these efforts we created IRS-Proof Your Life.

Within minutes, you’ll be able to apply many of the legal tips and strategies revealed in this simple-to-follow blueprint.

And this could save you tens of thousands of dollars a year in taxes.

Below are just a few examples…

  • The #1 Secret for Avoiding an IRS Audit and Pocketing an Extra $1,860:

    The IRS controls a little-known website that could single-handedly prevent you from being audited.

    It also reveals a way for you to save an average of $1,860 a year (or more) in taxes.

  • The “Invisible” Bank Account That Can “Hide” $100,000 of Your Income:

    Chances are you have a checking and savings account.

    But there is a third account your bank knows about that can act as a 100% legal tax shelter.

    Surprisingly, 15.3 million Americans can open up one of these accounts, yet few do.

    You’re going to want to see if you are eligible ASAP, because it can keep as much as $100,000 out of the hands of the IRS.

  • Could You Use an Extra $5,000… $10,000… $25,000 a Year?
    (This Powerful Filing Tactic Allows You to Claim an EXTRA Refund EVERY Year for the Next 20 Years!)

    More than 1.3 million Americans are eligible for this.

    And if you are over 18-years-old and have paid taxes within the last two years, YOU may be one of them.

    All you have to do is complete a simple, four-page form and send it in.

  • Legally Skirt a $1,039 Insurance Tax You Could Owe This Year:

    If you are a middle-class American living in one of the 34 states revealed in this report, you could be suddenly struck by an aggressive $1,039 insurance tax.

    Fortunately, there is a way to avoid this serious hit to your bank account.

  • Double Your Home Deduction This Year and EVERY Year for the Rest of Your Life:

    One in 10 Americans may qualify for an exciting loophole that allows them to literally double their home loan deductions.

    Think about what you could do with that money!

    Now let’s make it happen!

  • Slash Your Dividend Taxes By 60%:

    You’ve been responsible. You’ve patiently built an investment portfolio that will last throughout your golden years. And now it’s time for your dividend income to go to work for you.

    But politicians regularly target this cash when they’re looking for ways to raise taxes.

    Fortunately, by filling out an easy form, you can cut your dividend tax bill down by 60%.

  • The “Calendar Loophole” That Can Add $6,000 to Your Retirement Account:

    Everyone knows you have to file taxes by April 15.

    But the IRS has a second filing date buried in their tax code for certain Americans.

    I strongly suggest marking it down on your calendar.

    Because in IRS-Proof Your Life, you’ll see how this date could allow you to grow your retirement account by $6,000.

And So Much More…

Take Back Your Retirement
FREE Resource #6: You Earned It! Get a Big Piece of the $1.41 Billion in Free Federal Money, Benefits, and Programs the Government Hands Out Every Day! (a $49 value)

Every day, the government hands out an average of $1.41 billion through a series of programs and, frankly, free giveaways that 99% of Americans have no idea exist.

You, and every other taxpayer, are already paying for this cash bonanza.

So you’ve earned your piece.

It’s yours.

You’re entitled to it.

But if you don’t step forward and claim this money, somebody else will.

Plus, Uncle Sam has also created a series of little-known investment opportunities and carefully negotiated deals that you can’t afford to miss.

By taking advantage of these situations a six-figure reward could be yours.

Here are just a few examples…

  • Secure a $966,000 “Life Insurance Policy” for Both You and Your Spouse, Thanks to Uncle Sam.
  • Earn 10-18% a Year with One Little-Known Government “Program.” (This Investment Is Only Available in 29 States.)
  • Own a Mansion in Boca Raton, Florida, or Aspen, Colorado, for Pocket Change.
  • Receive $127,500 to Open a Winery in Sonoma, California… a Roadhouse BBQ Joint in Downtown Dallas, Texas… or Become a Fishing Charter Captain in Key West, Florida.
  • Your Neighborhood Bank Could Have $50,000 in Excess Bailout Cash Available for You! (And They Could’ve Been Sitting on It for YEARS!)
  • Travel the World Like Royalty, Stay in Exotic Locations, and Eat the Best Local Cuisines. (The Government Is Footing the Bill.)
  • Have your State Send You a Check for Up to $4,999 in 14 Days! (Find Out If You’re Eligible ASAP!)
  • Get $7,500 to Remodel Your Bathroom and $3,329 to Upgrade Your Roof.

Plus, Much More…

For instance, You Earned It reveals how you can live like a king 100% rent-free in a Norman Castle in France, a Royal Country home in Latvia, a cozy townhouse in Edinburgh, Scotland, even a farmhouse with a spa in Auckland, New Zealand.

The options are limitless.

Just fill out a simple online form and you could be on your first getaway within two weeks.

This type of opportunity could allow you to live the retirement of your dreams.

And it’s only one piece of this incredible package you are about to receive.

Take Back Your Retirement
Is Yours FREE when you accept a 100% risk-free subscription to Money Map Report

The ordinary price for an annual membership is $299. But today you’re getting something EXTRAORDINARY…

A Money Map Report membership for just $39. That’s 87% OFF.

You are also getting a 30-day, 100% RISK-FREE membership to Money Map Report.

Money Map Report was started as a way to help everyday Americans capitalize on fast approaching events.

To accomplish this I focus exclusively on six key trends in the markets.

  • Demographics
  • Scarcity
  • Medicine
  • Energy
  • Technology
  • War/Conflict

The world is complicated. From North Korean nuclear threats, Russia money laundering and election hacking, to fears of China’s stock market collapsing, it can be hard to determine where the safe havens are for your money.

But if you look throughout history, it becomes very clear that these are the trends that push our economy forward. They are the forces behind the world’s biggest developments.

And by focusing on them, my Money Morning team and I have been able to uncover a nonstop series of high reward investment opportunities for Americans who are looking to fortify their retirements.

Below is just a small sample:

  Westport Innovations 543%
  SPDR S&P 500 455%
  Chipotle 179%
  Madison Square Garden 350%
  ITT Educational Services 346%
  Vanguard FTSE 449%
  Cheniere Energy 368%
  Goldman Sachs 456%
  Golar LNG 300%
  Ram Energy 421%
  Navios Maritime 400%
  Gilead Sciences 411%
  Aegerion Pharmaceuticals 345%
  ProShares Ultrashort Euro 382%
  Neurocrine Biosciences 400%
  Costco 300%

Every month we release a new edition of the Money Map Report that explores the powerful trends and stories that will impact the economy, the markets, and your wealth.

And you will receive exciting opportunities that allow you to capitalize on these events.

This publication is streamlined. It cuts through the clutter to deliver the exact information you need to know… at the moment you need to know it.

A $585,283 Payday

The average American nearing retirement age has about $127,000 saved up across their investments.

It’s simply not enough.

22 Secrets for Conquering the Stock Market

You will also receive a personal copy of my book, The Money Map Method.
It reveals a collection of investment secrets learned from decades working with and inside Wall Street’s most powerful institutions.

Now, had that money been allocated to the S&P 500 back in 2000, it would’ve risen 35%, hitting $171,214.

Not bad by any standard. But it doesn’t measure up to Money Map Report. It’s not even close.

If you were to back-test it, that same $127,000 would’ve transformed into $585,283 using the Money Map Report’s proprietary investing approach.

That’s right.

From the bursting of the dot-com bubble, through the Great Recession, and right up until today, this methodology can protect and grow your wealth during periods of crisis and prosperity.

It has, year after year, outperformed the market by a wide margin.

This Is the Secret Weapon for Taking Back Your Retirement.

The Money Map Report is priced so nearly anyone can afford it.

In fact, the retail rate for an annual membership is $299.

(But, through this initiative, you are about to receive something extraordinary.)

As a member you can tap into:

  • Monthly editions of the Money Map Report with two top stock picks
  • Money Map Report Trade Alerts
  • Money Map Report Weekly Dossiers
  • Access to the Money Map Report Intelligence Network
  • Money Map Report Audio/Video Briefings
  • Twice-Weekly Tactics and Risk Management Tutorials
  • 24/7 Access to the Money Map Report Members-Only Website
  • The Money Map Report Concierge Service

Become Our Next Success Story!

+$40k-$50k in 6 Months!
“In 6 months, I’ve made between $40,000-$50,000.”
– Robert Montrose
A $10,374 Wake Up Call!
“You just put $10,374 in my account this morning. You are an answer to my prayers!”
– Nelson Mecham
$36k in 3 Days!
“One year ago I wouldn’t have thought that someone in the world could make 1,000% in 3 days.

Nor that I could make a $36,000 profit in 3 days. Now I know it is possible.”

– Eric Duneau
1 Year… $125k
“I made approximately $125k for the year.”
– Carter Roberts
“I just made $70,000″
– Devin Chareston
Net Worth… Tripled!
“You have tripled my net worth in about a year.”
– Bob Kreen
A $405,000 Transformation!
“Thanks to you I’ve made $405,000.”
– William Connors
$1.5 Million Profit!
“I’ve profited in excess of $1.5 million. You have my profound appreciation.”
– Gary Loest

Nothing makes me prouder than hearing how Money Map Report has helped change our readers’ lives.

Some have used our research and investment guidance to make tens of thousands of dollars, others hundreds of thousands, even millions of dollars.

And I look forward to you becoming our next success story.

And it gets even better.

Urgent Update Today:
We’re Including Four MORE Special Gifts

Special Gift #1: The Hard Assets and Personal Finance Playbook (a $29 value)…

From land, to antiquities and art, to currencies and precious metals, this report reveals the secrets to acquiring the most valuable hard assets at the cheapest prices.

Plus, you will discover the safest banks and credit unions.

It also examines specific CDs and income opportunities that are most shielded from risk. For instance, one offers a 12% yield and another can earn you $23,000 a year tax-free!

Special Gift #2: The Top Five Stocks Paying Double-Digit Dividends (a $49 value)…

If you are looking to retire comfortably, you need INCOME. Passive income.

The kind of cash that flows in month after month. That’s what this report delivers.

The five cash cows revealed in its pages offer what every income investor wants most: a safe, generous, and rising payout.

In fact, the average annual dividend from these picks is 17.7%.

Special Gift #3: Six Unstoppable Trends About to Make You Rich (a $49 value)…

A short while ago, I mentioned how there are six trends every investor can use to conquer Wall Street.

This report gives you an immediate way to capitalize on each of them.

You’ll discover an unconventional energy opportunity that has secretly outperformed the market by 7-to-1. And it’s primed to do even bigger things moving forward.

You’ll also be able to tap into a biosciences firm perfectly positioned for America’s quickly aging population.

Plus, there is a next generation robotics technology set to rise from $91.3 million in revenue today to $1.1 billion by 2020. That’s 1,100% growth.

And one company is set to be at the center of it all.

This is just a small glimpse of what’s in this report.

Special Gift #4: Nine Places to Retire Like a King – And Make Your Money Last Forever (a $19 value)…

These nine small-town retirement havens offer a mix of city sophistication and country charm.

With each destination you’ll enjoy gorgeous weather, zero pollution, top hospitals, low crime, and vibrant social scenes bustling with activities.

Most important, with a cost of living that’s 32% below the national average, you will get way more bang for the buck.

In fact, you might be shocked at how cheap the good life can be.

One of our favorites doesn’t tax the first $41,000 of retirement income. Another is in a state with zero inheritance or estate taxes, PLUS no tax on Social Security benefits, either.

One even gives blazing-fast broadband internet service to everyone inside its city limits for FREE. (a $19 value)

It’s Time to Take Back Your Retirement

When You Join This Initiative You Will Receive:

Report #1: How to Claim Your $23,441 in Unpaid Social Security Benefits within the Next 5 Days (a $99 value)

Report #2: Supercharge Your Social Security: 15 Shocking Benefits That Could Make You a Millionaire (a $99 value)

Report #3: How to Collect Between $937 and $2,275 in Healthcare Reimbursements Every Month (a $49 value)

Report #4: Earn Thousands in Rent Checks Each Month Courtesy of the Federal Government ($49 value)

Report #5: IRS-Proof Your Life: The Ultimate Blueprint for Keeping Uncle Sam’s Hands off Your Money!  (a $49 value)

Report #6: You Earned It! Get a Big Piece of the $1.41 Billion in Free Federal Money, Benefits and Programs the Government Hands Out Every Day! (a $49 value)

Book: The Money Map Method (a $19 value)

Bonus Report #1: The Hard Assets and Personal Finance Playbook (a $29 value)

Bonus Report #2: The Top Five Stocks Paying Double-Digit Dividends (a $49 value)

Bonus Report #3: Six Unstoppable Trends About to Make You Rich! (a $49 value)

Bonus Report #4: Nine Places to Retire Like a King – And Make Your Money Last Forever (a $19 value)

You get all this just for joining Money Map Report.

Claim $510 in FREE Gifts
Just Pay $299!

You have an amazing opportunity in front of you.

You could finally get everything you are entitled to from Social Security and the government.

You could protect more of your money from the IRS.

You could exponentially grow the value of your investment portfolio.

You could live the life you choose without the worries of money.

All that’s left is for you to join this initiative.

I look forward to us working together.

Keith Fitz-Gerald

Chief Strategist, Money Morning

Join Now

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Human-Information Interaction Research Lab
Information Technology for Sharing, Browsing, and Interacting with Data

About Us

The Human-Information Interaction Research Lab (HIIL) in the Faculty of Information & Media Studies (FIMS) at the University of Western Ontario was created by Dr. Lu Xiao in Fall, 2010. We are interested in designing and evaluating the socio-technical support to help people solve problems and/or learn. In the past, we have designed and evaluated collaborative learning tools; examined the role of rationale sharing in small group activities, in idea generation crowdsourcing activities, and in online deliberation activities; and studied learning processes in participatory design projects through community partnership. Our current work primarily focuses on the use of analytics and visualization techniques to understand and facilitate deliberation processes in both small group and large-scale settings, and to enhance digital curation of heterogeneous data sets.

Current Research Projects

Curating Testimony: a Design-based Partnership in Creating Collaborative Visual Analytic Tools for Human Rights Rememberance, Education, and Research

We became aware of the impetus to curate and analyze the recorded testimonies about human rights violation events. These testimonies are not only important to human rights research as primary data, but also valuable to the survivor communities and general public to understand the details of what has happened and what is happening, and to bring justice to the society. In this project, we combine machine learning/natural language processing algorithms and interactive visualization techniques to help researchers, educators, and survivor communities to browse, analyze, and use the curated data sets. Our research partners include the Center of Oral History and Digital Storytelling (COHDS) at Concordia University (, Page-Rwanda/Centre documentation (, and HablaCentro (

The Curating Testimony Project at Western University is one outcome of our Canadian component of the "Digging into Human Rights Violations: Anaphora Resolution and Emergent Witnesses” project (DIGHRV project). For our research activities in the DIGHRV project, please visit:

Analysis of Wikipedia's Article for Deletion (AfD) Discussions - towards Understanding and Supporting Large-Scale Online Deliberation

The rapid development of the tools increases online multi-participant activities, which makes online democratic deliberation an increasingly attractive research topic (Coleman & Gøtze, 2002; Forte & Bruckman, 2008; Hague & Loader, 1999). We analyze deliberation content (and context) to better understand the deliberation process and outcome and identify and store reusable knowledge. We currently study Wikipedia’s Article for Deletion (AfD) discussions. Wikipedia’s AfD process relies on a system of votes combined with rationales for deciding whether articles are to be kept or deleted. Rationales are based on such factors as evaluation of sources and reference to Wikipedia’s inclusion criteria. The decision of keeping or deleting the article not simply based on the number of votes, but an analysis of the validity and strength of the provided rationales. We have explored the types of rationales used in Wikipedia AfD, the relationships among the article’s topic, and the kinds of votes, the discussion situation (unanimous or non-unanimous), and the final decision (Xiao & Askin, in press).

Visualizing Shared Rationales in Computer-Mediated Communication (CMC)

Compared to the concept of design rationale, rationales in our program are loosely defined as reasoning or explanations of one's decisions, recommendation, and assertions, etc. Our previous studies have shown that sharing rationales in a dedicated virtual group space affects group members' knowledge awareness and contribution awareness of their work in virtual group environment. Additionally, groups develop specific practices around articulating and sharing rationales. As a continuation of the way, we explore ways of identifying and visualizing shared rationales in CMC.  (Our Lab is looking for motivated Ph.D. student in Computer Science to join this project. Please contact Dr. Xiao at lxiao 24 at uwo dot ca along with a copy of your CV if you are interested).

Design, Implementation, and Evaluation of a Community Workshop Model  about Math Informal Learning : Beijing, China and London, Canada

Most of the learning in our lives actually takes place outside the control and confines of formal education. Informal learning is "a broad and loose concept that incorporates very diverse kinds of learning, learning styles and learning arrangements” (mcgivney, 1999, p.1). Informal learning can be initiated either by a single individual or by a group of people such as a community. The organic and flexible formats of informal learning activities affords creativity and provides opportunities to trigger reflective thinking in the learning process, and the community-embedded context has the potential of supporting collective learning.

In Math education research, "findings suggest that subject- specific practices of school, family, and community partnerships may help educators improve students' mathematics skills and achievement.” (Sheldon & Epstein, 2005, p. 196). Implementation in schools, nonetheless, is challenged by many factors including unfamiliarity with and lack of first hand experiences by teachers, family members, and the community at large. New visions of learning mathematics that are targeted to 21st century learners and that make mathematics more enjoyable, accessible and relevant need to be supported at various levels: research, policy and practices in schools, homes and communities. However, parents are not necessarily familiar with contemporary mathematics classroom practices (Muir, 2012).

We are exploring a community workshop model that will provide learners together with their parents the opportunities to engage in and experience mathematics through hands-on explorations and use of tools. This research project has faculty members from Information Science, Education, and Educational Technology, and from University of Western Ontario and Beijing Normal University. We will offer the workshops in two international locations: London, Canada and Beijing, China. We expect that the study will help us: 1). understand the benefits and challenges of offering community-based parent-child (children) informal learning programs for math education; 2). explore how digital technologies can be designed to support parent-child (children) informal learning activities; 3). construct design requirements of social networking systems for collective and reflective informal learning activities; and 4).  explore the role of culture in informal learning activities (e.g., we may observe different parenting strategies in informal learning activities cross the two sites). Our Lab is looking for motivated MS/Ph.D. student in Information Science or Education to join this project. Please contact Dr. Xiao at lxiao 24 at uwo dot ca along with a copy of your CV if you are interested.