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Growing Crisis Paperback

It Is Here, and the Time to Respond Is Now

by Mike Bickle;

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Growing Crisis

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The dramatic shifts seen over the last few years—from economic to political to moral to beyond—have set the stage for a crisis that will affect every sphere of society. But this crisis isn’t just looming in the United States; all of humanity is at a crossroads like never before. Mike Bickle, director of the International House of Prayer of Kansas City, offers God’s definitive answer to this approaching global crisis. He provides a fresh biblical perspective on: * The agenda to secularize and de-Christianize America * What the upsurge of secular humanism looks like * The rise of ISIS and Islamic extremists * The looming financial crisis Readers will overcome fear and confusion in the last days and learn to pray effectively for this nation and the world.

Growing Crisis by Mike Bickle was published by Creation House in January 2017 and is our 41820th best seller. The ISBN for Growing Crisis is 9781629987354.

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Details for Growing Crisis

Author / Artist
Book FormatPaperback / softback
PublisherCreation House (January 2017)
Number of Pages272
Thickness18 mm
Height210 mm
Width140 mm
Product Code4457256
Page last updated 18th August 2017
Eden is an accredited Living Wage employer


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EDGE Creative | Contact

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Martha Shilling Bennett, M.D.

Martha Shilling Bennett, M.D.Dr. Bennett appreciates knowing families and positively influencing their health. She enjoys time with her husband and children and also likes gardening, swimming, and music.

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Lunch time maths centre scores top marks from students

Ambition: Learning for Life, more students excel in maths

Education State Target: By 2020 for Year 5 and 2025 for Year 9 students, 25 per cent more students will be reaching the highest levels of achievement in mathematics.

Lunch time activities have a new meaning at Braybrook College, as students brush up on their numeracy skills.

School principal Kelly Panousieris and Numeracy Coordinator Morag Brennan set up the maths centre at the end of Term 1. The centre gives students a space, outside of the classroom, where they could seek additional support to help them achieve their best.

The centre is seen as a collaborative space for students to complete activities, and their maths homework, with a maths teacher on hand to answer any questions.

Ms. Panousieris said the maths centre operated on a daily basis, with about 50-75 students a week now willing giving up their lunch time to spend time in the centre and brush up on their maths skills.

She said students had nothing but praise for the centre and thought it was a wonderful resource. “They tell me they now feel more confident going into tests.”

Ms. Brennan said a number of gadgets for hands-on problem solving were available within the centre and as well as the Mathletics program.

She said having the Mathletics program in the centre meant students who didn’t have a computer at home could complete their homework and not fall behind.

“I also work closely with the school’s maths faculty to provide data analysis for teachers so they can tailor their lessons to suit all students, and I also train every maths teacher to set up maths exercises in the Mathletics program to suit individual student needs.”

Braybrook College’s maths centre is one example of the great initiatives underway across the State to support the achievement of the Education State targets, including that more students excel in mathematics.

Video: Principal Kelly Panousieris, Numeracy Coordinator Morag Brennan and Year 9 students – Kim NYUGEN & Paw K’Pru SAY KAW and Year 7 students – Jade LENNIE & Bailey CAMPBELL


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Electrical Engineering and Computer Science

Distinguished Lecture

Learning, Inference and Action in the Open World

Eric Horvitz

Principal Researcher
Microsoft Research
Thursday, February 04, 2010
4:00pm - 5:00pm
1670 Beyster Bldg.

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About the Event

Systems that sense, learn, and reason from streams of data promise to provide extraordinary value to people and society. Beyond delivering value, harnessing theoretical principles to build systems that operate in the open world can teach us about the sufficiency of existing models--and light the paths to new research. I will discuss directions with learning and inference in the open world, highlighting key ideas in the context of projects in transportation, energy, and healthcare. Finally, I will discuss opportunities for building systems with new kinds of competencies by weaving together components that leverage advances from several research subdisciplines.

Eric Horvitz is a Principal Researcher at Microsoft Research. His interests span theoretical and practical challenges with learning, reasoning, and decision making under uncertainty. He is a Fellow of AAAI and AAAS and has served on the NSF Computer & Information Science & Engineering (CISE) Advisory Board, the DARPA Information Science and Technology Study Group (ISAT), the Naval Research Advisory Committee (NRAC), and the board of the Decision Education Foundation (DEF). He received his PhD and MD degrees at Stanford University.

Additional Information

Contact: J. Patterson

Phone: 53495

Email: jeannecp

Sponsor(s): CSE

Open to: Public


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Reviews Categories | Antenna Tuners | Alpha Delta PathFINDER Digital Autotuner Help

Reviews Summary for Alpha Delta PathFINDER Digital Autotuner
Alpha Delta PathFINDER Digital Autotuner Reviews: 14 Average rating: 4.1/5 MSRP: $399.95
Description: Digital autotuner covering 1.8 thru 30 MHz plus 6
meters with digital readout. Select either coax or
balanced wire antenna with front panel switch and
built-in balun. 200 watt rating (100 watts 6 meters).
Wide 10:1 VSWR tuning range for coax antennas, up to
3200 ohms for wire antennas. Wider than internal
tuners. Audible signals for visually impaired.
Product is in production.
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<— Page 2 of 2

KA2SHU Rating: 2/5 Mar 23, 2003 14:08 Send this review to a friend
Lots of problems with the one I owned  Time owned: 0 to 3 months
The digital power meter was not accurate. It frequently read much more power than my rig was capable of. Other times it read less than what was actually there.

The tuner did not always find the best match on the first try. This was especially true when I using a random wire antenna which is why I purchased it in the first place.

The digital display stays partially lit even when the unit is off. It consumes some power when idle.

The unit was sent back to Mfg and re-aligned. Some of the problems remained. I know that these problems are unique to the tuner as my MFJ 949D works well without a hitch.

The tuner was returned.
WB8CAC Rating: 5/5 Dec 11, 2002 22:29 Send this review to a friend
YES !!!!!!!!!!!  Time owned: 0 to 3 months
I have no idea how many antenna tuners I've tried in the last 35 years, but I've never been really happy with any of them.
I recently replaced a MFJ-969 ( NEVER GET ONE OF THESE!!! ) with the PathFINDER. NOW I'M HAPPY! This neat little box will match a democrat to a republican if you ask it to. Not quite as fast as I imagined it being, but it works! Massively simple operation, great performance, and a very friendly ( very cool looking ) display that lets you know just what is going on.
Can't wait for them to get a data cable for my FT-100D.
Gotta go now... gonna see if it will make my great grandmother's walker work on 160 meters... wish me luck.
K1VIP Rating: 5/5 Nov 19, 2002 22:06 Send this review to a friend
Great tuner-Cool ToY!  Time owned: 0 to 3 months
I love this little tuner. It cleaned up my shack, got ride of my stupid MFJ antenna switch for my inverted V and my Vertical. Has no problem tuning any bands in my setup. Tunes quick and is a great match for my FT-847 which has no tuner with it. The metering seems pretty accurate too.
And did I mention it looks cool??? Hmmmm
Buy one and know you got your $ worth. Now to play with some 450ohm latter and a bunch of wire!
K8ML Rating: 5/5 May 6, 2002 13:49 Send this review to a friend
Best autotuner yet  Time owned: 0 to 3 months
At K8ML, I have used a variety of tuners over the years from manual ones to built-in transceiver tuners and I can say this one is by far the neatest one I have ever used (just got it today). I like the wide tuning range which allows me to go from band edge to band edge even on 80 meters. My transceiver tuner won't do that. Also, I can cover 80 thru 10 meters on my 40 meter dipole. Switching from my coax fed beam (C3S) to my ladder line 40 meter dipole is really handy. No external balun needed.

I love the digital readout. It shows RF watts, VSWR, which antenna is selected and shows both a bargraph and numeric readout. It also shows when the sound feedback is on. It's like having an autotuner, digital wattmeter and balun all in one box.

I notice in the manual that it was custom made by LDG to Alpha Delta specs. Now I know where it came from. Right on! Good product.
<— Page 2 of 2

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How to Remove Spray Paint From a Car Door

Written by contributing writer | 13/05/2017
How to Remove Spray Paint From a Car Door
Clean spray paint from the surface of a car using the proper solvents and materials. (spray image by Dragana Petrovic from

Spray paint can end up on the surface of your vehicle either as the result of vandalism or accidents during messy home projects. The good news is that spray paint can safely be dissolved from a car door using solvents and cleaning materials. The proper method for removal will be determined by the type of spray paint and how long ago it was applied. Whether the paint was freshly sprayed or fully cured, however, there is a way to effectively remove it.

Fill a bucket with a mixture of warm water and car soap for a soapy solution. Scrub the spray painted areas on the car door using a cloth gentle enough for automobile surfaces, such as terry cotton or microfiber; water-soluble spray paint can be removed with warm water and a mild detergent if it hasn't fully cured.

Dampen a dry cloth with acetone, the chemical found in nail polish removers. This household solvent will safely dissolve the spray paint without harming the underlying car paint. It tends to evaporate quickly and is not strong enough to penetrate the vehicle's original coat.

Rub the acetone gently into the spray paint until it begins to thin. Apply more of the solution as needed, but stop once the door's original paint is visible.

Rinse the vehicle of loose paint and excess acetone using a garden hose. Wash the treated area with car soap and follow up with dry towels to eliminate all moisture from the surface.

Apply car wax to the restored area on the door to polish any spots where the spray paint may have left a haze. Wax that contains a rubbing compound will also reduce a dulled appearance.

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  • Bucket
  • Garden hose
  • Car soap
  • 2 cleaning cloths
  • Acetone
  • Towels
  • Car wax

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How to Tie a Burka

Written by ireland wolfe | 13/05/2017
How to Tie a Burka
Burkas are a traditional fashion for women in some cultures. (Liquidlibrary/liquidlibrary/Getty Images)

Burkas and hijabs are associated with the Islam faith, but many Muslim women wear this clothing simply to show modesty. Various burka styles attach to garments in different ways. Most burkas slide over the head and do not need to be tied. Hijabs, headscarves worn in some Middle Eastern countries, can be worn with a burka or alone. These scarves can be tied in a variety of fashions depending on if your hijab is square or long, like a shawl.

Secure your hair in a bun or ponytail, if you have long hair. Wear a full underscarf or turtleneck to cover your neck.

Fold the scarf in half on each end to make two triangles. One side should be smaller than other. Place your scarf directly on top of your head with one side hanging longer than the other.

Hold one side of the hijab or scarf at your temple. Wrap the longer side around your head until it meets your other hand. Tie the two ends in a small knot, or pin them together.

Put the burka head piece on your head. Fasten the head piece by tying the strings in a bow or knot at the back of your head. Some burkas also attach behind the head with Velcro. Tighten the straps on your two-piece burka until the head piece is tight.

Things you need

  • Two-piece burka
  • Hijab, or long rectangular scarf
  • Underscarf or turtleneck

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Reflector Learning Styles

Written by katie tonarely | 13/05/2017
Reflector Learning Styles
Reflector students usually prefer to work alone and completely analyse their assignments before starting. (writing image by sasha from

Everyone learns differently, and a learning style can help teachers know how their students learn best. Reflector learners are usually introverted and like to listen, instead of being the ones in the centre of attention. In a class of multiple students, it can be hard to cater to individual learners. Instead, be aware of different strengths and work to incorporate those into your lesson planning.

A learning style indicates how a student will best learn. Though several theories exist regarding types of learners, the theory that proposes that some people are reflector learners also indicates three other types of learners--activist, theorist and pragmatist. Different learning styles have different strengths. A student with the reflective learning style likes to think things through, complete careful research and observe the world around him.

Activities for Reflectors

Reflectors enjoy note-taking, charts and placing items in groups. When you are lecturing, encourage reflector learners to take copious notes for absent students. Because reflectors like to think through things carefully, give them ample time to complete assignments. Expect your reflector students to ask questions. While reflector learners will likely do well with a traditional paper and pencil assessment, encourage them to work on a research paper instead. They will likely enjoy being able to take their time and research the topic thoroughly. During class discussions, choose a reflector learner to be the person asking the questions, instead of expecting her to answer questions or add too much insight.

Working with Reflectors

Diane Heacox, author of "Differentiating Instruction in the Regular Classroom," recommends grouping students to make the most of their learning styles. One option is to place similar students together. This way, they will all prefer to work on a project the same way. You can also give them specific assignments that cater to their learning style. Another way to group students is heterogeneously, meaning that you put students of different learning styles together with the hope that they will help each other to succeed by working on the part of a project that speaks to their strengths. This grouping works well, because too many reflectors together could take too long trying to come to a conclusion, as they will likely be analysing each detail.

Though reflectors might complete some classroom activities easier than others, Heacox recommends giving them projects outside their comfort zones to make sure they are stretching themselves. While reflectors like note-taking, encourage them to draw a physical representation of their learning one day, or perhaps lead a group discussion instead of focusing on their own learning.

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Karaoke Suggestions for a Bass Baritone

Written by julianne brown | 13/05/2017
Karaoke Suggestions for a Bass Baritone
Your singing will be best if you know your tessitura. (Jupiterimages/Goodshoot/Getty Images)

Singing range is defined in two different ways. Range refers to the general span of one's voice, for example, from "G" below "middle C" to "treble E" (E near middle C plus one octave). Tessitura refers to the area within the general range where one feels most comfortable singing. Knowing your vocal range even if you sing only for leisure will help you sound your best and most of all help you enjoy singing! This article focuses on the bass baritone range, which can be a little tricky to identify and find songs that suit it. The best way to find songs that are comfortable for you is to read a book on the basics of singing, listen carefully to artists and then sing along to a recording or a video recorded performance, for example as can be found on YouTube.

Identifying your Range/Tessitura

Karaoke Suggestions for a Bass Baritone
Some practice will help you really enjoy Karoke, especially if you like to sing more than once in a while. (Jupiterimages/Goodshoot/Getty Images)

If you wish to actually have some knowledge when you get on stage for Karaoke night, purchasing at least one basic book on singing is a good idea. If you read diligently and follow the instructions for singing, then finding the artist on the radio whose songs match your range/tessitura becomes much easier.

Country Artists

Karaoke Suggestions for a Bass Baritone
Several Country Music artists provide songs suitable for the bass baritone. (Jupiterimages/BananaStock/Getty Images)

Veteran Country Music singers like Johnny Cash (1932 to 2003) and Dwight Yoakam (b. 1956) sing in the bass baritone range. Johnny Cash had great flexibility and depth and could sing in the fullness of the range. Dwight Yoakam generally sings from the middle to the top of the range. Songs by either of these artists would be a good match. Steve Earle, slightly younger than Yoakam, also sings well within the entire range. Keith Urban is in this range, too, although he generally sings at the top of it.

Karaoke Suggestions for a Bass Baritone
All singers need a microphone to project their voice. (Jupiterimages/Photos.com/Getty Images)

Of the solo artists in the Popular Rock genre, Elton John, Billy Joel and Eric Clapton consistently sing in the bass baritone range. Billy Joel sings in the full range, Elton John tends to sing in the middle to top of the range and Eric Clapton generally sings at the very top of the range. James Taylor also sings in the full range. Chances are these artists' top hits appear on most Karaoke lists. Several songs by the artist Prince offer comfort for singing in this range. For those who favour icons, Bob Dylan is worth looking for, as is Jim Croce.

Karaoke Suggestions for a Bass Baritone
You need to have the attitude to pull of songs by alternative rock bands! (Jupiterimages/Photos.com/Getty Images)

Many of the groups with male leads in the bass baritone range truly fall into the "catch all" category of Alternative Music. The instrumentation and themes of songs seem to defy typical rock style, such as a heavy bass line, electric and acoustic guitar and keyboard. Even so, they have a strong steady beat that drives the song and some mix of acoustic and electric guitars. Bands like the Black Crows, Blues Brothers, INXS and Talking Heads offer just enough interest and challenge. David Byrne, lead for Talking Heads, uses his range with large leaps (i.e., he begins a phrase at the top of the range and ends it at the middle or bottom of the range). Much of the time, however, Byrne seems to sing at the top of this range. Black Crows and Blues Brothers both consistently sing in the middle to top of the range.

Karaoke Suggestions for a Bass Baritone
A classic song is always an excellent choice. (Jupiterimages/Photos.com/Getty Images)

Singers Frank Sinatra, Johnny Mathis, Dean Martin and Perry Como offer many titles for those who wish to "croon." There are any number of hits from these great singers and entertainers.

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Washington General Liability Insurance Guide

    If you own a small business in the Washington , this information will help you understand Washington Commercial Liability insurance and protect your business and your personal assets from legal claims and settlements that can spell financial ruin. Whether you work in Seattle, Spokane, Tacoma, Vancouver, Bellevue, Everett or anywhere else in the Evergreen State, having sufficient general insurance is an important part of any small business plan in Washington.
    General Liability Insurance Quotes

Fast Facts About Washington Small Business

A small business is defined as any company with fewer than 500 employees. Small business is vital to Washington’s economic well-being, accounting for more than 98% of all state employers. Of Washington’s 548,896 small businesses in 2008 (the latest data available), 148,178 were small employers, accounting for almost 55% of the state’s private-sector jobs. Another 400,718 were sole proprietorships with no employees.

Source: SBA Washington Small Business Profile 2011.

About Commercial Liability Insurance for WA Businesses

Commercial liability insurance (also called business liability insurance and commercial general liability insurance) protects your Washington business from financial loss resulting from claims of injury or damage cause to others by you or your employees. A policy typically covers:

  • Bodily Injury – physical damage to a person other than an employee at your place of business and injuries caused by you or an employee at a client’s home or work place.
  • Property Damage – damage caused by you or an employee to someone else’s property.
  • Personal Injury – libel, slander, copyright infringement, invasion of property or privacy, wrongful eviction, false arrest and similar acts that cause damage to a person’s reputation or rights.
  • Advertising Injury – losses caused by your advertising
  • Legal Defense and Judgments – costs to defend against real and frivolous suits and judgments up to the limit of your coverage. Note this generally does not include punitive damages for negligence or willful misconduct.

Washington Minimum Business Insurance Requirements

Commercial Liability Insurance is not mandatory for businesses operating in Washington. Washington is a pure comparative fault state. An insurance adjuster must first assess fault, and the adjuster or court will reduce any award proportionate to the fault of the plaintiff. Washington also holds that each defendant is liable for his or her share of the monetary award unless the plaintiff is not at fault at all. In that case, each defendant shares in the responsibility of all liable defendants. There are no caps for non-economic personal injury award in Washington, which the State Supreme Court has found would constitute an infringement of the right to trial by jury. The statute of limitations is 3 years for general personal injury and product liability. Accidents and lawsuits (legitimate and frivolous) do happen in Washington. If you own property or other valuable assets you would be wise to invest in sufficient commercial general liability coverage for your Washington small businesses.

How Much Washington Liability Insurance Should You Carry?

Each situation is unique, but as a general guideline, the type of Washington business you operate or products you manufacture should determine how much Washington commercial general liability insurance you need. A good rule of thumb for most small businesses is between $500,000 and $1 million. However, if yours is a high-risk business such as the building trades or has a high volume of interaction with the public such as a restaurant or retail business, you should consider increasing your coverage. Note that if you operate out of your home, your homeowner’s or renter’s insurance has limited coverage for business liability and loss.

How Are Premium Costs Assessed?

Washington commercial liability insurance premiums are based on a number of factors including the types of service or products you provide, the number of people you employ, how long you’ve been in business, and your claims history. Coverage is typically capped at a specific dollar amount for your policy period.

Other Insurance to Consider for Your Washington Small Business

  • Washington requires that anyone who employs 1 or more persons, whether full or part time, carry workers compensation insurance. Sole proprietors with no employees are not required to carry workers compensation. Other exemptions may apply. Contact the Washington State Department of Labor and Industries for details of exemptions and compliance.
  • Washington requires that all drivers carry minimum automobile insurance. If you use your car or truck for business, it is recommended that you purchase a commercial vehicle policy.
  • Optional

  • Employee Disability
  • BOP – Business Owner’s Package
  • E&O – Errors & Omissions
  • EPLI – Employment Practices Liability Insurance
  • Professional Liability
  • Product Liability
  • Commercial Property Insurance

    Regulating Agency and References

    Washington State Office of the Insurance Commissioner
    This agency is responsible for regulating all insurance policies sold in the state, including commercial liability coverage.
    Call: (800) 562- 6900
    Write: 5000 Capitol Blvd.
    Tumwater, WA 98501

    Washington Small Business Administration
    The SBA is an independent agency of the federal government created to aid, counsel, assist and protect the interests of small business concerns and maintains offices in Seattle and Spokane. Get links to district offices at

    National Association of Insurance Commissioners (NAIC)
    This is an organization of insurance regulators from the 50 states, District of Columbia and the five U.S. territories. NAIC provides a forum for the development of uniform policies when appropriate. It also offers an online form for filing complaints, reporting suspected insurance fraud and downloading key financial information about insurance carriers at

    Insurance Information Institute (III)
    This organization’s mission is to improve public understanding of insurance – what it is and how it works. Visit III at

    Related General Liability and Other Business Insurance Articles

  • Premises Liability Insurance Basics for Small Business
  • What’s the Difference Between Workers Compensation and Employee Disability Insurance?
  • How to Save on Workers Compensation Insurance for Small Business, Part I
  • How to Shop for Commercial Fleet Insurance

    Last Updated: 8/23/2011


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Journal Article

Mobile City and Language Guides â€” New Links Between Formal and Informal Learning Environments  pp85-92

Mads Bo-Kristensen, Niels Ole Ankerstjerne, Chresteria Neutzsky-Wulff, Herluf Schelde

© Jun 2009 Volume 7 Issue 2, Editor: Shirley Williams, pp85 - 190

Look inside Download PDF (free)

One of the major challenges in second and foreign language education, is to create links between formal and informal learning environments. Mobile City and Language Guides present examples of theoretical and practical reflections on such links. This paper presents and discusses the first considerations of Mobile City and Language Guides in language centres, upper secondary schools and universities. The core concept of Mobile City and Language Guides is geotagging. Geographical locations can be geotagged either through GPS or by marking positions directly in, e.g., Google Earth or Google Maps. Students or teachers can add various kinds of information to geotags: Photos, audio, text, movies, links, vocabulary and various language tasks. This allows the student, in self‑defined learning contexts, to down‑ and upload location‑based materials with his or her mobile phone, for immediate or later processing. More and more students are able to afford mobile phones with multimedia and broadband Internet. The potentials of user‑generated mobile‑ and web‑based content are increasing. In these years, the internet is moving from the so‑called Web 1.0 to the more user‑centered Web 2.0, i.e. Weblogs, YouTube, Google Maps, MySpace, FlickR, etc. In an educational context, Web 2.0 represents an interesting development of the relatively monologue Web 1.0, where traditional homepages often only allow minimal interaction with the site content. This paper investigates the opportunities that Mobile City and Language Guides seem to give second and foreign language students to learn from informal, location‑based, experience‑based and authentic materials; and discusses how language centres, upper secondary education and universities can involve informal learning contexts through student use of mobiles with broadband and Internet technology supporting second and foreign learning. Mobile City and Language Guides is only of several possible mobile and Internet‑based language educational scenarios. The challenge for the future, therefore, is to develop and implement new, meaningful and exciting scenarios that strengthen the linkages between formal and informal learning environments.

Keywords: second and foreign language education, formal and informal learning, broadband mobile technology, web 2.0, geotagging

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Most property market experts see no rebound in prices before 2017

By Nikos Roussanoglou

It will take at least two or three years before the local property market emerges from the deep crisis of recent years due to the weight of the excessive supply and the lack of demand, according to an economic conjuncture survey by the Athens University of Economics and Business.

In contrast to some forecasts for a market recovery from 2015, conditions in the sector are continuing to deteriorate. The survey showed a fresh decline in market confidence from 30.37 in the previous survey to 29.60 points, with 50 points representing the border between optimism and pessimism.

Most market professionals (87 percent) believe the crisis will last up to three more years – i.e. until 2017 – with the main reason being the huge stock of unsold properties that are estimated at between 200,000 and 270,000 across the country. Such a high supply is impossible to absorb given the current demand, or lack thereof. Contributing to this lack of demand are the high unemployment rate, the lack of financing by banks, high taxes on property and the low birthrate, the university’s survey argued.

Of the experts questioned, 95.8 percent said they thought the market is suffering from oversupply, while 88.4 percent believe that prices have dropped further in the last six months. Five out of six (83 percent) said that prices will slide to lower levels in the first six months of 2014, with one in six seeing a steep drop.

Just 10.1 percent of respondents expect demand to recover in the period up to the end of June, with 28.9 percent expecting no change in the demand levels. The majority (61 percent) believe demand will sink to a new low.

Another survey by Remax Athmonon estate agents showed that even in the upmarket northern suburbs of Athens, more than half of the property transactions (56 percent) were conducted at rates below those used for tax purposes, known as “objective values.” Maroussi was the municipality with the highest number of transactions, of which 33 percent were conducted at prices 20 to 30 percent below the objective values.

The same survey showed that the share of properties which do find buyers ranges between 3 and 11 percent of the supply, depending on the area.


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Lutron Announces RA2 Select: a Simple, New, Pro-Installed Solution for Whole Home Lighting and Shade Control

Personalized smart lighting, shade, and temperature control system helps
 electrical contractors uncover new customers and save time during
system setup

Lutron Electronics Co., Inc.

Personalized smart lighting, shade, and temperature control system helps electrical contractors uncover new customers and save time during system setup

Introducing RA2 Select – a new whole home lighting and shading control system designed for the busy electrical contractor.  With its simple, fast and flexible system architecture, RA2 Select offers smart home capabilities, personalized control, and added convenience for the homeowner while providing easy setup, installation, and scalability for the installer.

“Lutron’s new RA2 Select system offers electrical contractors an exciting new opportunity for company growth. RA2 Select is an ideal solution for homeowners who want the benefits of a simple, professionally-installed smart home system, but want the flexibility and power to make their own system changes via the app,” said Rich Black, Director of Residential Business Development at Lutron.

System Architecture

RA2 Select utilizes select features from Lutron’s RadioRA 2 and Caséta Wireless systems to provide a simple, scalable solution for contractors and homeowners alike. RA2 Select uses Clear Connect Radio Frequency (RF) Technology, Lutron’s reliable, wireless communication technology built on over two decades of experience designing RF products.

  • RA2 Select is scalable up to 100 devices. Components can be added at any time to grow the system from a few rooms to a whole home solution.
  • RA2 Select products include: a black main repeater (and up to four additional wireless repeaters), Maestro-style dimmers and switches, fan controls, new Pico scene keypads, plug-in dimming and appliance modules, Lutron wireless thermostats, and accessories.
  • RA2 Select is compatible with select Lutron shading solutions: Sivoia QS Triathlon roller and honeycomb, as well as Sivoia QS wireless roller, Kirbe, honeycomb and drapery.
  • Devices are added and setup through the Lutron App. Thereafter, the installer or homeowner can use the app to make changes, set schedules, and add devices.
  • Integrates with other leading smart home products.
“The introduction of RA2 Select makes it easier than ever for electrical contractors to grow their smart home business,” said Black. “RA2 Select is feature-rich, yet can be programmed directly from the app, which means no required courses or training for the contractor. Most contractors will find themselves getting systems up and running in 15 minutes or less.”

System Features

  1. New Pico scene keypads are available pre-engraved with common scenes for typical activities in the home. Homeowners can transform their family room into a home theater with one button.
  2. Lutron’s Pico wireless remote controls are automatically and intelligently pre-configured to the dimmers in the home with typical applications and light levels for that room type. This saves the installer time by providing recommended configurations for all controls.
  3. RA2 Select is compatible with the free Lutron App, available for both Android and Apple devices. From the app, homeowners can monitor and adjust lights, shades, and temperature, whether home or away, and make changes to timeclock events or scenes.
  4. A variety of product colors and finishes will ensure a coordinated look throughout the home.
The free Lutron App is available on iTunes® and Google Play®.

Visit for more information.

View complete press release

Download RA2 Select brochure


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Blog Post

Press Release: Embeddetech Introduces Virtuoso Software: The World’s First Embedded Virtual Device Framework

Virtual embedded software development for professional and student designers of custom electronics, launching a Kickstarter campaign June 20th.

28 October 2016

TULSA, OklahomaEmbeddetech,Inc. announced the launch of a Kickstarter crowd-funding campaign beginning June 20th, with the goal of accelerating the commercialization of its ‘Virtuoso’ software. Virtuoso is a powerful virtual device framework targeted for professional and student designers of custom electronics. The software allows custom electronic printed circuit board hardware, also known as “embedded systems”, to be virtualized for development. This means that firmware application developers can drag-and-drop commonly used components like LEDs, touch screens, and keypads, or develop new components from scratch, and start developing applications.

Prior to Virtuoso, firmware developers have been unable to easily write and test embedded source code unless the physical electronic PCB assembly hardware is available. With Virtuoso, a fully functional replica of the hardware is used to speed up firmware development while the hardware is developed in parallel. For companies that develop custom electronics and must deal with the project management challenges of designing custom hardware and software together, the virtual device development workflow can translate to substantial savings in development costs as well as accelerated time to market.

Jonathan Torkelson, President of Embeddetech, envisions Virtuoso being widely adopted by both students and professionals.

“As an electrical engineering student, I benefited enormously from an internship program with the Oklahoma Center For The Advancement Of Science And Technology,” said Jonathan. “Internships allow students to benefit from the experience of applying theory to solve real-world problems. With Virtuoso, students can download and run virtualized real-world problems, making it easier to gain crucial hands-on experience. This new virtual device workflow solves many of the logistical problems of getting that experience.”

A graduate of the University of Tulsa’s Electrical Engineering program, Jonathan also serves on the department’s Industrial Advisory Board. One of the company’s goals is to work with undergraduate students to develop virtualized example problems to augment theory-rich classes such as Digital Systems, Digital Signal Processing, Control Systems, Robotics, and Artificial Intelligence.

“We look forward to getting this technology in our students’ hands and seeing what applications they can make with it, without having to spend any money on hardware,” said Dr. Kaveh Ashenayi, the Chairman of the University of Tulsa’s Electrical Engineering Department.

Following a successful product launch expected in Q1 of 2017, Embeddetech plans to bring photo-realistic real-time 3D virtualization to embedded software development using Unreal Engine, a powerful game engine developed by Epic Games. Embeddetech has developed a second framework which adapts Unreal Engine to Microsoft’s .NET Framework, allowing business applications to leverage the power of the modern 3D game development workflow.

Embeddetech has other tools for professionals, college students, and makers on its roadmap.

Embeddetech is a research and development company, with offices in Tulsa, Oklahoma and Uttar Pradesh, India. Founded in 2003, Embeddetech services a wide variety of industries in the design of embedded systems. The services are wide-ranging, including electromagnetic compliance testing, custom printed circuit board design, embedded firmware development, PC application development, and applied research.

For more detailed information on Virtuoso, click on the Kickstarter campaign link below.

For more detailed information on Virtuoso, click on the Kickstarter campaign link below.

Kickstarter campaign:

Virtuoso Benefits:

Virtuoso Features:

Virtuoso Documentation:

Virtuoso Software:

For educational and commercial sales, or media publication rights and inquiries contact:

Doug Torkelson
Direct: 918 252-1157
Email: [email protected]

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webber-intro-swingWelcome to the Emerald Lake Estate. This beautiful 185-acre private and gated estate is located in Magnolia, Texas, approximately 40 miles northwest of Houston. It is the largest tract of land inside the upscale 3,500-acre High Meadow Ranch (HMR) subdivision which is home to an exclusive golfing and equestrian community.  This uniquely developed estate includes the centerpiece 25-acre Emerald Lake, a 9-acre Japanese garden, a 7-acre botanical (azalea) garden with over 5,000 azaleas, as well as an estate house, guest house, boat house, multiple gazebos, 21 bridges in all shapes and sizes and miles of walking trails!

intro-flora_r3_c1Over the past 15 years, David and Rondi Weber have taken this pristine wooded landscape and sculpted it into one of the most unique properties in all of Texas!  There’s absolutely nothing like it ANYWHERE in the Houston, Dallas or San Antonio markets.  Boating, fishing, golfing, camping, hiking, horseback riding, nature watching, gardening and much more…it’s all here… in your own backyard!

intro-flora_r1_c1With the planting of over 20,000 trees, shrubs and flowers through the years, they have transformed the property into a veritable paradise with a resort-like ambience.  In fact, each spring the Weber’s open their gates for the annual “Azalea Walk” event to the local community and numerous garden clubs.  Guests can walk the mile long trail and view this eclectic mix of exotic flora brought in from all over the United States.  The colors in the spring are absolutely breathtaking!

intro-flora_r2_c1Privacy has always been an objective and only about 90 acres have been fully developed, including the lake and various gardens, leaving most of the perimeter in its natural forested state.  And, there’s still an abundance of space in its natural state for developing new areas.

“The canvas is still large enough to paint your own picture,” says owner David Weber, “And even though Rondi and I have decided it’s time to downsize and simplify our lives, there’s still a lot of opportunity to take things to the next level.  I’m excited for the new owners to have their own once-in-a-lifetime experience.”

If you can envision yourself living on one of the most exclusive and unequaled pieces of property in the southern United States, we invite you to experience this little piece of paradise right here in Magnolia, Texas.  It just may surpass your wildest dreams!


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#S3-048: The Great Need to Flow in the Authority of God [Podcast]

The Kingdom of God Series

The upsurge in astrological interest is unmistakable evidence of moral and social decay. Occultism rises ominously in times of world turmoil, religious apostasy, and moral decline. So says Chuck Swindoll. 1 While there may be a rise in demon activity on planet earth, there also is a rise of believers in Jesus who know their authority in Christ and are using it. Maybe you don’t know that Jesus made you an authorized one or maybe you do know but you have cooled off in this area. If so, getting back to the Word in this area is the source of our life and victory.

Listen to the Audio

Click Play to Listen | Right Click to Download | Subscribe in Stitcher Radio

Read the Notes

You can view a basic transcript of this podcast at the bottom of this section.

Accept the Challenge

Each week’s podcast contains a call to action. The Word of God will not produce in your life unless you put into operation.
This week’s call is:

Rise up and use your God given authority. Pray, lay your hands on the sick. Stop the enemy right in his tracks. Refuse to accept anything which is not of God in your life.

Join the Conversation

Each week’s podcast also contains a question designed to encourage testimony. Testimony is vital to a believer’s life. We overcome by it (Rev. 12:11).
This week’s question is:

Question: How has the subject of authority impacted your life? Would you please share your thoughts in the comments section below?

Episode Resources:

You can find additional information on the subject of the Kingdom of God in the resources listed below.

  1. #S3-044: What is the Kingdom of God? [Podcast]
  2. #S3-045: What Does The Future Kingdom of God Look Like? [Podcast]
  3. #S3-046: How Important in the Kingdom of God Are the Kings Kids? [Podcast]
  4. #S3-047: Why the Lordship of Jesus Is the Linchpin of Kingdom Authority [Podcast]

About Emery

Emery committed his life to the Lord Jesus Christ over 40 years ago and has served as both a full-time pastor and an itinerant minister. Both he and his wife Sharon of 35 years emphasize personal growth and development through the Word of God. The ministry of the Holy Spirit is both the focus and the hallmark of their mission. Read more about them here.

Subscribe to the Podcast

If you have enjoyed this podcast, please subscribe.

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Share the Love

If you enjoyed the podcast, please rate it on Stitcher Radio and leave a review. If you have a suggestion for a Bible topic you would like to see taught, or if you have a question, please e-mail me at emery@emeryhorvath.com

Podcast Notes

Matthew 2:16–18 (NKJV) 16 Then Herod, when he saw that he was deceived by the wise men, was exceedingly angry; and he sent forth and put to death all the male children who were in Bethlehem and in all its districts, from two years old and under, according to the time which he had determined from the wise men. 17 Then was fulfilled what was spoken by Jeremiah the prophet, saying: 18 “A voice was heard in Ramah, Lamentation, weeping, and great mourning, Rachel weeping for her children, Refusing to be comforted, Because they are no more.”

  • People are influenced by demons.
  • Herod certainly was.
  • What causes a man to kill innocent two-year-old children like this?
  • What causes a man like Hitler to do the atrocities which he did?
  • A mother strangles her child to death.
    • She says “A voice told me to do it.”
  • The son of Sam killed people in New York City because of a dog, a Labrador retriever, told him to.
    • David Berkowitz murdered six people and wounded seven others.
    • He was also responsible for fourteen hundred arson attacks.
  • He was sentenced to 365 years in jail.
  • In 1987, David gave his heart to God and is actively involved in prison ministry to this day.
  • The need to know about Kingdom authority is rooted in this singular fact, you are not alone on planet earth.
  • In Eden, the most perfect place which ever existed on the planet, Adam found out that he was not alone.

Genesis 3:1 (NLT) 1 The serpent was the shrewdest of all the wild animals the LORD God had made. One day he asked the woman, “Did God really say you must not eat the fruit from any of the trees in the garden?”

  • The fact that the human race shares the same space on planet earth with demons is not a reason to fear once you understand your kingdom ‘position’ in Christ.
  • This position is expressed in Ephesians 1:16-22 and in 2:6.

Positional Truths Versus ‘Here and Now’ Realities

Ephesians 1:16–22 (KJV) — 16 Cease not to give thanks for you, making mention of you in my prayers; 17 That the God of our Lord Jesus Christ, the Father of glory, may give unto you the spirit of wisdom and revelation in the knowledge of him: 18 The eyes of your understanding being enlightened; that ye may know what is the hope of his calling, and what the riches of the glory of his inheritance in the saints, 19 And what is the exceeding greatness of his power to us-ward who believe, according to the working of his mighty power, 20 Which he wrought in Christ, when he raised him from the dead, and set him at his own right hand in the heavenly places, 21 Far above all principality, and power, and might, and dominion, and every name that is named, not only in this world, but also in that which is to come: 22 And hath put all things under his feet, and gave him to be the head over all things to the church,

  • Paul prayed for the Ephesian Church.
  • This prayer contains within it the very foundations of authority.
  • The very reason why you are authorized is found within these words.
  • What did Paul pray?
  • He prayed that God, the Father, would give to the Ephesian believers a spirit of wisdom and of revelation in the knowledge of Him and that the eyes of their understanding would be enlightened.
  • You will never really know Bible truth any other way.
  • To what end?
  • Well, Paul tells us.
    • That we may know some things.
    • This knowing is an enlightened knowing.
    • It’s a spirit of wisdom and revelation knowing.
    • It’s not just knowing facts.
    • The Bible has sixty-six books, that’s a fact.
    • There’s no enlightenment in that.
    • Noah built an ark,
    • There’s no enlightenment in that.
    • Here in Ephesians, the fact is raised from the dead.
    • There’s no enlightenment in that.
    • It’s just fact.
    • Paul’s prayer is that we might be able to get the truth behind the facts.
  • What facts?
  • Well, three specific things.
    • The hope of His calling
    • The riches of the glory of His inheritance in the saints.
    • The exceeding greatness of His power.
  • Then, from verse twenty on through verse twenty-two, Paul amplifies or blows up the last of the three things you need to know which is the exceeding greatness of His power displayed in raising Jesus from the dead.
  • Notice what God’s power did.
  • It has to do with authority.
  • He raised Jesus up FAR ABOVE.
  • Not just a little bit above, but far above.
  • Far above what?

  • The word ‘principality means a supernatural ruler.
  • It means any supernatural being, besides God, acting in a ruling or commanding capacity; either good or evil.
  • That would mean angels.
  • It would mean demons.
  • It would mean the four living beasts who are around the Throne.

  • The word ‘power’ is the Greek word exousia or delegated authority.
  • It is any person who exercises (administrative) control over others.

  • The word for ‘might’ is the word for dunamis which is, in this context, any influential, governing authority understood in terms of physical strength; including both human and supernatural authorities.

  • ‘Dominion’ here is the Greek word for lordship.
  • The word is a noun and it is the state of having majestic dominion or ownership through legal authority; including both human and supernatural dominance.
  • Now in case that’s not enough, Paul gives us a fifth phrase, ‘and every name that is named.’
  • Just in case he missed something.
  • So, what is the sum total of these five descriptors?
  • The picture which Paul paints here is total dominion.
  • Where do I come in?
  • How does it help me to know He has dominion?

Seated with Jesus

Ephesians 2:6–8 (ESV) 6 and raised us up with him and seated us with him in the heavenly places in Christ Jesus, 7 so that in the coming ages he might show the immeasurable riches of his grace in kindness toward us in Christ Jesus. 8 For by grace you have been saved through faith. And this is not your own doing; it is the gift of God,

  • We are living so below when really we are so far above.
  • To illustrate this positional truth just ask yourself, where are you seated physically right now?
  • In the natural we are here, on planet earth, a physical location.
  • But, in the spirit realm, you are not here, you are seated with Jesus in heaven.
  • God the Father does not look down to see you.
  • He looks to His right hand to see you because Jesus is seated at His right hand and you are sitting there with Him.
  • This is what a positional truth is.
  • It’s different than natural truth.
  • Naturally, you are sitting here.
  • Spiritually, you are sitting there.
  • So when you’re dealing with the enemy, you have to remember which chair you are sitting in.
  • This truth, that you’re seated with Jesus in heavenly places, is a positional truth.
  • Positional truths are ‘true’ whether you ever act on them or not.
  • They are truths as God sees them or as God has LEGALLY established them.
  • Your mission, should you choose to accept it, is to pull on God’s positional truths until it changes things here in the natural.
  • Satan will take advantage of you if you don’t.
  • One tactic of the enemy is to magnify the natural and blow it up so big until you forget what chair you’re sitting in.
  • It works something like this.
  • Watch the negative situations which arise in your life.
  • Watch your thought life.
  • Because the thought will come and the feeling will arise that if you really had authority, all of this negativity wouldn’t be happening.
  • When that happens Satan is trying to cloud God’s positional truths by making the ‘here and now’ so big that you forget about where you’re seated.
  • Understand, Satan has no access to positional truth.
  • It’s established in God.
  • It’s established by the Blood Jesus shed.
  • Positional truth is a God area.
  • You are seated with Jesus far above all.
  • If you learn to step back and look at what’s happening’ and ask yourself ‘what’s the real truth here?’, you will be the one with the advantage.
  • What is the real truth when you’re being attacked by the enemy?
  • The real truth is you’re seated with Him above the enemy.
  • What’s the difference between people who know and act on these ‘authority’ truths and people who don’t?
  • The difference is this.
  • When the enemy comes to attack those who don’t understand their authority will look up to heaven for help.
  • Whereas those who understand that they are authorized will look down from heaven and overcome.
  • Your whole disposition is different when you’re looking down.
  • So, step up and take a seat.
  • When God raised Jesus from the dead, He raised you.
  • Authority is an indicator of healthy Kingdom living.
  • So, if authority is the key thing we should look at to know that the Kingdom is here, our focus shouldn’t be the future Millennial Reign of Jesus.
  • We should start walking out our authority now.
  • The kingdom of God is the Kings domain.
  • It’s the dominion of the King.
  • If you are not exercising dominion, if you are not walking in authority, if you are not binding, loosing, and rebuking the works of darkness, then you are missing out on a vital aspect of Kingdom of God life.
  • The very word ‘Kingdom’, as we have already seen, speaks to this truth.
  • Because the word Kingdom has dominion in it.
  • The Kingdom of God is the domain where God reigns.
  • It’s the sphere where God exercises domination.
  • Or, we could say it this way.
  • The Kingdom of God is the domain where God exercises dominion.

The Connection Between Authority and the Kingdom of God

  • Jesus said these stunning words about the Kingdom of God in Luke 11:20.

Luke 11:20 (NKJV) 20 But if I cast out demons with the finger of God, surely the kingdom of God has come upon you.

  • So, we’ve already noted the first words out of the mouth of Jesus.
  • After He was anointed, after He was tempted in the wilderness, Jesus spoke out, ‘Repent for the kingdom of heaven is at hand.’
  • But, did you notice how demons went flying out of people, Jesus cast them out left and right.
  • Demons being expelled, demons being pummeled, demons screeching, demons begging to be left alone, demons being driven into the dry places of the earth are all part of the Kingdom God in manifestation.
  • “If I cast out demons with the finger of God”, Jesus said, “surely the kingdom of God has come upon you.”
  • Jesus exercised dominion over devils.
  • And why not?
  • The King always exercises dominion in His domain.
  • Jesus cast them out.
  • The Greek word ‘cast out’ means to drive out with force.
  • It means to force to leave, to drive out, or expel. 2
  • That means there wasn’t any negotiation.
  • After all, this is the King whose talking.
  • This is the King who is saying, “Come out of him, you unclean spirit.”
  • You don’t ever want to mess with the King.

Adam’s Dominion Failure

  • You must understand that the very reason why we are not in the Garden of Eden is that there was a child of the King who was given dominion by the King and he choose not to use it.
  • Genesis 1:26 comes before Adam and Eve fell in the Garden.

Genesis 1:26 (ESV) — 26 Then God said, “Let us make man in our image, after our likeness. And let them have dominion over the fish of the sea and over the birds of the heavens and over the livestock and over all the earth and over every creeping thing that creeps on the earth.”

  • Adam’s failure was a dominion failure.
  • Do we really want to make that mistake again?
  • God gave Adam dominion over all the earth.
  • So, here comes a serpent slithering into the Garden except it’s not just any old serpent, it’s Satan in league with a snake.
  • What does Adam do when his territory is encroached upon?
  • Does he defend his territory?
  • Does he drive out the intruder?
  • All he had to do was say ‘No’.
  • All he had to do was to say to the serpent ‘Get out of here.’
  • God had already said, ‘I give you authority over everything that creeps.’
  • Look at all mankind has been through over the failure to use authority one single time.
  • The Kingdom of God is about authority.
  • Jesus said, ‘If I cast out devils by the Spirit of God, that’s how you know the Kingdom has come upon you.’
  • The Kingdom is not this floating thing that people have thought, you know angels and harps.
  • Adam failed to defend his territory.
  • Will you make the same mistake?

  1. [Charles R. Swindoll, The Tale of the Tardy Oxcart and 1501 Other Stories (Nashville, TN: Thomas Nelson, 2016), 153.
  2. William Arndt, Frederick W. Danker, and Walter Bauer, A Greek-English Lexicon of the New Testament and Other Early Christian Literature (Chicago: University of Chicago Press, 2000), 299.


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India allows state-run oil firms to raise diesel prices

India's government on Thursday allowed state-run fuel retailers to raise prices of heavily subsidised diesel, distancing itself from an unpopular policy ahead of general elections while trying to revive an economy growing at its slowest pace in a decade.

Fuel subsidies are a major drain on India's budget, which is already running a deficit that the government is struggling to bring within a target of 5.3 percent of GDP for the financial year ending March.

India imports 80 percent of the crude oil it refines into diesel, and benchmark Brent crude prices were at their highest annual average on record last year at around $111 a barrel, significantly raising its energy bill.

Diesel accounts for about 40 percent of India's fuel consumption, and the government currently loses 9.6 rupees for every litre of diesel sold.

"Oil marketing companies have been allowed to raise diesel prices in small quantities over a period of time," senior oil ministry official G. C. Chaturvedi told reporters.

Finance Minister P Chidambaram said he did not know when, or by how much, diesel prices will be increased.

The government liberalised petrol prices in June 2010, but has often prevented costs from being raised to reflect rising oil prices on global markets.

Prime Minister Manmohan Singh's government, which must hold general elections by early next year, is trying to revive Asia's third largest economy, which is set to grow at 5.7-5.9 percent this fiscal year, its weakest rate since 2002/03.

Ratings agencies had threatened to strip India of its investment-grade credit rating if the government did not take steps to rein-in the widening fiscal deficit. Chidambaram has repeatedly vowed that the deficit will not exceed 5.3 percent of GDP this financial year.

Fuel subsidies comprised more than 5 percent of the government's budget spending in previous 2011/12 budget. Asked if raising diesel prices would affect this year's subsidy bill, Chidambaram said the effect was so far unclear.

"I am proceeding on the basis that the subsidy bill remains the same. When they will make the small corrections, how much, I cannot say," he told reporters.

Fuel consumption in India rose 5 percent in the last fiscal year, its fastest since 2007/08, and analysts said any price increase was unlikely to dampen demand.

"The prevailing thought is there is certainly a sense of inevitability considering the huge subsidy burden and the need to maintain the fiscal deficit to GDP ratio at 5.3 percent," said Shubhada Rao, chief economist at Mumbai's Yes Bank.

"In that context, there is inevitability of upward price adjustment in petroleum prices. The magnitude and the timing will be worked out between the government and the retailers."

Shares in oil marketing companies rose while bond yields fell after the announcement.

Hindustan Petroleum Corp shares surged 5.2 percent while Oil and Natural Gas Corp gained 4.3 percent.

The 10-year yield fell as much 3 basis points to 7.85 percent.

The rupee rose to 54.47/4950 to the dollar from around 54.63/64 previously.

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Daylight robbery in Sharjah: Man helps save Dh250,000 victim

Sharjah Police are on a lookout for a duo who have been stealing money from people walking out of banks with cash.

On Sunday, in a similar incident two strangers almost managed to rob a man who had just walked out a Bank of Baroda branch at Meena Road in Sharjah with Dh250,000.

An alert real estate agent whose office is located just opposite the bank says he saw one of the two robbers approach the bank customer who had just got into his car with a bag full of money. “The driver immediately got out of his car and started checking if the rear tyres were punctured.

Meanwhile, another man slowly walked towards the car, opened the front door and without any fuss started walking away with the bag,” said the Abdul Qader who works at Al Tuligi Real Estate agency.

“I was standing outside my car and watching this whole scene unfold. The man was walking away with the bag and the driver was not even aware of the incident. I saw him just getting back in to the car and reversing his car from the parking lot. That’s when I screamed out and informed him about the incident,” he added.

Qader, who is in his 50s, said he started running towards the stranger who had just waked away with the bag. “Two more people joined me. We almost got hold of him. But he managed to throw the bag and even wriggle out of his torn shirt and escaped. Very soon the police and the CID had arrived. We tried scanning the area to identify the robbers but were not successful,” said Qader.

According to him, this is not the first time such an incident had occurred. “Just a few months ago another bank customer was robbed of almost Dh130,000 in a similar fashion. But we could neither get the money nor the men who had robbed in that incident,” he added.

[Picture Courtesy: Shutterstock]

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HR and Finance: Working Together at Last

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HR and finance departments have sometimes found themselves at odds, since the goals and contributions of each have traditionally been viewed as focusing on different areas of business strategy. While HR professionals are dedicated to the efficient deployment of human capital, finance managers see themselves as a revenue generating center and often view human capital as a cost. The traditional roles of HR and finance are, however, shifting and they are finding that their focuses are overlapping more and more. After all, from a CFO’s perspective, profitability is the goal; however, that goal cannot be reached without a high-performing workforce devoted to meeting the same objective.

Of course, there is no functional company without a functional workforce. And there can be no workforce without careful management of necessary salary, benefit, and tax-related expenditures. Business owners and CEOs need to recognize the occasional friction between HR and finance and keep both departments working in harmony toward a shared vision of company success. Just as important, CEOs facing critical business decisions often need to choose between two sets of conflicting advice. The following considerations can help

1. The role of HR is rapidly evolving and expanding.

Unlike finance, the HR field is experiencing an ongoing series of expansions and shifts in scope. 30 years ago, HR managers faced different responsibilities and held very different skill sets then they do today. HR departments are increasingly finance-savvy, and are taking more direct control over benefit distribution and employment tax issues. To grant a 3 percent raise, HR managers once needed to wait for finance to find the resources and grant approval. But these decisions are now often falling under the purview of HR alone.

2. Finance is still a field and a profession unto itself.

Many CEOs are still not comfortable blending responsibilities in this way, and would rather cede budgeting, cost control and tax management to those with a specifically and exclusively financial background. Keeping a tight rein on personnel expenditures often means keeping the tension between finance and HR alive, and continuing to view employees as costs and disposable assets, rather than revenue sources and stakeholders in company success

3. Tension is bad for business.

At the end of the day, the most efficient and functional company will be one that can balance the conflicting interests of HR and finance and keep the two departments working seamlessly toward shared goals. As always, the key to a healthy relationship is communication. This, in this case, means open doors, smooth data sharing capability, and a clear mutual understanding of each department’s needs and contributions. The right software platform, like emPerform, can help maintain a steady flow of information between the two, and the resulting coordination can make HR and finance-based decisions easier for conflicted business owners.

Overall, as companies begin to realize that their largest expense and determinant of success is a healthy workforce – HR and Finance will find that their roles will evolve to work closely together to monitor and foster employee performance and company output. Technology is enabling each department to speak to one another in the universal language of metrics and data.


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Ask for your CAD-G dentist in 43 German cities.

Replacing teeth with dental implants has traditionally been associated with long periods of healing, high costs, discomfort, and lost work time. The latest technological advances allow the patient to leave the chair with dental implants and permanent or temporary  crowns and bridges replacements after a short one-hour, non-traumatic procedure. This new modality provides enhanced patient satisfaction and simplifies the dental implant treatment process.

Teeth-in-an-hour  is the perfect solution for people that have no teeth (or will have the teeth removed) in either top jaw, bottom jaw, or both jaws. Historically, patients would have multiple surgeries over the course of 3-6 months to obtain what is now completed in less than one hour. The process is cutting edge: A CT scan is used with COMPUTER GUIDED software to plan the implant placement and fabricate the final bridge (teeth replacement) before the surgery is even performed. This computer guided implant surgery allows for minimal intervention, a high degree of safety, and unprecedented predictability.

Some of our Dentist-Partners ere  one of the first regional centers to offer Teeth-in-an-hour. The accuracy that the CT scan and computer software provides, coupled with the immediate placement of both dental implants and the final teeth replacement enhances the total patient experience. The patients are back at work 2-3 days later and are enjoying their new smiles immediately.” The surgeon works closely with your lab to plan your new smile and  teeth replacement  to build your custom-made teeth.

Teeth in an hour is a new concept using some traditional techniques. In order to provide this type of smile reconstruction, only experienced dental specialists with advanced dental implant training are involved. Every ne patient, either from Germany or Cruise´n Smile tourist will benefit tremendously by the advanced technology.

For more information or to schedule an appointment to determine if you are a candidate for Teeth-in-an-hour, you may contact our international customer support: 0049 451 7907041.  .

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Military operational policies

Examples of military operational policies and codes of conduct:

United States Department of Defense Instruction on Sexual Assault Prevention and Response Program Procedures (2008)

As part of the implementation of the Department of Defense’s (DoD) policy on the subject, the instruction assigns responsibilities, provides detailed guidance and templates toward a comprehensive approach to addressing sexual assault within the framework of its Sexual Assault Prevention and Response (SAPR) Program. It comprises the following sections:

  • References

  • Definitions

  • DoD SAPR Program Requirements And Procedures

  • Safe Collection And Preservation Under Restricted Reporting

  • Commander’s Sexual Assault Response Protocols for Unrestricted Reports of Sexual Assault (and Commander’s Checklist)

  • First Responder Training Requirements

  • Case Management for Unrestricted Reports of Sexual Assault

  • Sexual Assault Quarterly and Annual Reporting Requirements

  • VA and Supervisor Statements of Understanding

  • VA Sexual Assault Response Protocols (and Checklist)

  • MoU between Installation Law Enforcement Office and (City, County, State) Agency

  • Disposition Authority for Sexual Assault Cases and Authority for Review of Administrative Separations Involving Victims of Sexual Assault

  • Victim Reporting Preference Statement

  • Forensic Medical Report Sexual Assault Examination

Extracted from: United States Department of Defense. 2008. Instruction on Sexual Assault Prevention and Response Program Procedures.

Ghana’s Code of Conduct for Armed and Security Forces

Ghana addresses sexual misconduct in its Code of Conduct by drawing from the standards on sexual exploitation and sexual abuse set by the United Nations as follows:

Sexual Exploitation and Abuse

The following must be avoided:

  • Any exchange of money, employment, goods or services for sex

  • Any type of sexual activities with children (persons under the age of 18 years)

  • Any other form of humiliation, degrading or exploitative behaviour

  • Any sexual favour in exchange for assistance

  • Any type of sexual misconduct that damages the image, credibility, impartiality or integrity of the forces that deployed you

Exhibit highest standards of discipline. All acts of indiscipline to be viewed as an affront to cohesion of the force and offenders will be severely punished.

Male/Female Relationship
Healthy and professional interaction between males and females to be encouraged. No immoral relationship to be encouraged among troops.

Rules for Code of Conduct

Do not engage in immoral acts of sexual, physical or psychological abuse or exploitation.

Respect and regards the human rights of all.

Extracted from: Hendricks, C. and L. Hutton. 2008. ‘Defence Reform and Gender – Tool 3, Gender & Security Sector Reform Toolkit, Eds. Bastick and Valasek, Geneva: DCAF, OSCE/ODIHR, UNINSTRAW.

Irish Defense Forces Soldier’s card

Example: Establishment and implementation of United Nations code of conduct on sexual exploitation and abuse

In 2003, the United Nations established standards of conduct to prevent and respond to sexual exploitation and abuse perpetrated by staff members. The Secretary General’s Bulletin: Special Measures for Protection from Sexual Exploitation and Sexual Abuse (ST/SG/2003/13) states:

The following applies to all staff of the United Nations, including staff of separately administered organs and programmes of the United Nations, and to United Nations forces conducting operations under United Nations command and control.

Sexual exploitation and sexual abuse violate universally recognized international legal norms and standards and have always been unacceptable behaviour and prohibited conduct for United Nations staff. Such conduct is prohibited by the United Nations Staff Regulations and Rules.

In order to further protect the most vulnerable populations, especially women and children, the following specific standards which reiterate existing general obligations under the United Nations Staff Regulations and Rules, are promulgated:

  1. Sexual exploitation and sexual abuse constitute acts of serious misconduct and are therefore grounds for disciplinary measures, including summary dismissal;

  2. Sexual activity with children (persons under the age of 18) is prohibited regardless of the age of majority or age of consent locally. Mistaken belief in the age of a child is not a defence;

  3. Exchange of money, employment, goods or services for sex, including sexual favours or other forms of humiliating, degrading or exploitative behaviour, is prohibited. This includes any exchange of assistance that is due to beneficiaries of assistance;

  4. Sexual relationships between United Nations staff and beneficiaries of assistance, since they are based on inherently unequal power dynamics, undermine the credibility and integrity of the work of the United Nations and are strongly discouraged;

  5. Where a United Nations staff member develops concerns or suspicions regarding sexual exploitation or sexual abuse by a fellow worker, whether in the same agency or not and whether or not within the United Nations system, he or she must report such concerns via established reporting mechanisms;

  6. United Nations staff is obliged to create and maintain an environment that prevents sexual exploitation and sexual abuse. Managers at all levels have a particular responsibility to support and develop systems that maintain this environment.

The standards set out above are not intended to be an exhaustive list. Other types of sexually exploitive or sexually abusive behaviour may be grounds for administrative action or disciplinary measures, including summary dismissal, pursuant to the United Nations Staff Regulations and Rules.

Implementation of the code of conduct

In 2008, a United Nations expert group meeting identified four pillars to effectively implement the code of conduct addressing sexual exploitation and abuse:

Raising public awareness and engaging communities:

  • The head of the security forces can issue a zero-tolerance policy statement to demonstrate commitment to the code of conduct.SEA Poster

  • Initiate distribution and awareness-raising campaigns for the public through civil society oversight bodies or community groups.

  • Establish various mechanisms for communities to monitor or report violations of the policy / code (e.g. hotlines or anonymous reporting processes; drop boxes). For example, as part of its Gender Desk, the Rwandan Defense Forces has a free hotline (3945) for reporting abuse cases involving the military.

Prevention of abuse through socialization and training of in-service security personnel and recruits (at all levels):

  • Distribute and post the policy / code throughout police stations and army barracks – for example as booklets, flyers or posters. See for example, the One UN, One Standard poster from Burundi (2005), also available in French.

  • Provide specific training on the code to socialize all personnel (both management and operational staff) and recruits on its contents and significance for the institution, and to ensure its implementation and enforcement.

  • For example, see the video ‘To Serve with Pride’ (2008) developed for United Nations personnel.

To Serve with Pride. E-E from UN PSEA on Vimeo.

  • Develop screening mechanisms (i.e. background checks) during recruitment to prevent hiring of individuals with a history of committing abuse or exploitation.

Response Systems (including recording, investigating, and acting on complaints):

  • Develop complaints procedures for personnel to report incidents of abuse.

  • Establish an internal Sexual Exploitation and Abuse disciplinary system

  • Identify external independent oversight mechanisms to investigate allegations against the security personnel – such as police complaints boards, ombudspersons offices.

  • Create mechanisms to provide support for victims of abuse.

  • Management and coordination of efforts

  • Develop inter-agency groups and networks of organization working on the issue.

  • Improve leadership commitment and capacity of supervisors to monitor and support personnel

  • Integrate the code of conduct into all contracts and partnerships.

  • Establish mechanisms to monitor practices and ensure compliance with standards is met.

Source: United Nations. “Protection from Sexual Abuse and Exploitation by UN and related personnel; Denham, T. 2008.

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Shoppers gave council officers tips on how to help turn Edmonton into a thriving town - and encourage people to ditch their cars in favour of bikes.

The corner of Church Street and Victoria Road was turned into a community hub, as Enfield Borough Council officers, together with charity Sustrans, spoke to residents about their views.

DIY Streets Edmonton is one of the first community led projects of its kind in the country, and is supported by the Big Lottery Fund.

It aims to create a safer way for children to travel to school by foot or bike, to promote healthier living.

People were keen to share their opinions - with many saying they would like to see flower baskets, more dog bins and less litter in the streets.

Veronica Conti, who works for the charity Sustrans, said: “It’s important for people to become active in changing their area, because the community knows better than we do.

“They are the experts after all. There’s so many schools around here and having safer streets for them is essential - one of the main points we want to advertise today is cycling.”

Trevor Stone, of Bouncers Lane, Enfield, is a keen cyclist and motorcyclist who is supporting the safer streets campaign.

He said: “By improving the roads, we will encourage more people to cycle to school. It’s a great way to stay fit and healthy.”