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October 26, 2021

Places and Foods

Family Lifestyle Food and Travel Blog

Budget Studio Apartment Rental in Insadong Seoul

My recent ten days trip to Seoul changed my perception about this beautiful city. I visited a couple of places in Seoul and it reminds me a lot of the cities in Japan and Taiwan. The people in Seoul are friendly and walking around the city is easier with public transportation like the subway train.

Of course, there are plenty of accommodations choices available in Seoul. There are many boutique hotels, budget to luxury hotels, apartments and studio apartments. Since I will be staying one night (for extension) with my friend, we prefer to have a studio apartment with two huge beds with great location (near the Seoul subway station) as well as near tourist attractions or places of interest.
airbnb insadong
I booked via Airbnb.com. Airbnb.com is founded in August of 2008 and based in San Francisco, California, Airbnb is a trusted community marketplace for people to list, discover, and book unique accommodations around the world — online or from a mobile phone.

You can get an accommodation at any price point, in more than 34,000 cities and 190 countries. You can rent a room, an apartment, a villa and even a castle for a day to a week, even for a month.

Before you start, you can register with Airbnb. Next, you can search your city of interest, key in your dates and how many pax and the accommodation icons will pop up on the map.
airbnb sunny
Each accommodation comes with pricing, descriptions and reviews. Do read the reviews to get honest opinion on the hosts.

After reading the property’s description, please read the reviews by previous guests. These are the comments by guests and these are honest reviews by real guests. Guest satisfactions also reveal many criteria of the property so please do read this as we made our decision by reading through most of the comments.
airbnb sunny reviews
Then, only we contacted the host and the best part of Airbnb is you get to know the host and communicate with them especially for us who travelled to Seoul for the first time. We wanted a host that speaks English so he/she can communicate with us well.
airbnb insadong room view
We booked our studio apartment at Insadong for only RM 261 for one night for the whole studio apartment. It is located a stone throw away of Anguk Station Exit 5. Due to the privacy of the host, I will not reveal the exact building of the apartment but it is near the Exit 5.
airbnb insadong room view 2
The studio apartment comes with two big size beds that can easily fits for 4 persons with one bathroom toilet. The apartment is spacious and it comes with a mini kitchen, FREE WIFI, LDC TV and air conditioner/heater. Thus, it is very bright, clean and cozy as the host takes care of the apartment properly.

What is in Insadong?

Insadong is a neighbourhood in the Jongno-gu district of Seoul. The beauty of Insadong is the hidden alleys of this neighbourhood that comprises of restaurants and bars while the main street is occupied by modern galleries, tea shops, food and beverages outlets as well as shopping outlets. This district is used to be the largest market for antiques and artworks in Korea. You will find Insadong a pleasant place to venture, shop and for some real good food.
insadong main street
Our stay was hassle free and we were blessed with the convenient stay in Insadong of Seoul. Sunny is an exceptionally friendly host and I do not mind booking with her again.

If you don’t have an account yet with Airbnb.com, you can sign up using my referral link (www.airbnb.com/c/wng30) and get RM80 travel credit to be used for your first booking. You can also gain more travel credit by sharing YOUR referral credit, and get RM80 when your friend completes a stay with Airbnb.

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Prepaid Tuition Plans Are 93% Funded

The College Savings Plans Network (CSPN) reported that as of the close of the most recent fiscal year, Section 529 prepaid tuition plans are, on average, approximately 93% funded.

This is a slight increase over the past fiscal year, typically ending June 30, when the national average of funded prepaid 529 plans was 91%.

This average is based on data aggregated by CSPN from 19 of 20 prepaid 529 tuition plans, including those that are both open and closed to new enrollments. According to CSPN, 11 prepaid tuition plans are currently open for new enrollments, and all are nearly fully funded at a national average of 97%. In total, $22.4 billion has been saved in more than 1.6 million prepaid tuition accounts administered by 20 states.

“This new data shows that prepaid tuition plans continue to be a solid choice for families with young children to save for college,” said Betty Lochner, director of Washington’s GET Program and vice chair of College Savings Plans Network. “On average, prepaid tuition plans have recovered well from the recession, and they’re continuing to absorb recent increases in college tuition. In fact, their 93% average funded status far exceeds the 76% average funded status that’s currently estimated for our country’s public pension funds.”

CSPN releases proprietary data on 529 college savings plans semiannually.

More information is available at http://www.CollegeSavings.org.

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Forever Wild buys north Alabama landmark Walls of Jericho

THOMAS SPENCER News staff writer
Publication Date: February 1, 2004  Page: 17-A
Photo by Bryan Bacon
Photo by Bernard Troncale

ESTILLFORK As you travel up the Paint Rock Valley toward the Walls of Jericho, the mountains close around you. The pavement ends. And for miles the dirt road is alternately rugged and rocky, mud-rutted and wheel-well deep in water. The final mile on foot, crisscrossing the stream in the narrowing canyon, can be downright treacherous.
But for as long as folks in this isolated valley on the northern edge of Alabama can remember, people have made the journey. The reward is the destination: a natural rock amphitheater cupped by steep limestone cliffs.
Here, the Paint Rock River's headwaters tumble out of the Cumberland Mountains. A crystal-clear stream plunges 50 feet off a ledge, disappears into a cave, erupts again from a cave in the limestone and cascades down a succession of stair-step waterfalls.
Davy Crockett lived just over the state line in Tennessee and is said to have hunted these lands. People were baptized in the calm pools below rock terraces that the water carved into great curving pews.
"It was like a pilgrimage," said Judy Prince, a native of the valley. "Young and old alike would go, many times on Sunday afternoon."
People courted here. A minister was known for writing his sermons here. Prince's elderly aunt requested she be brought here one last time before she died.
"It is a really sacred place," Prince said.
For almost three decades, the land has been closed to the public, but in March it will be purchased by Forever Wild, Alabama's land preservation trust; shortly thereafter it will be opened to the public.
"We would hope to have it open in the summer months," said James H. Griggs, director of the land division of the state Department of Conservation and Natural Resources.
The Walls of Jericho is the centerpiece of a huge expanse of timberland that went up for sale last year. In a complex series of sales, The Nature Conservancy enabled a North Carolina timber company to purchase an 82,000-acre tract by promising to buy 21,453 acres of the most scenic and ecologically sensitive land.
The Conservancy was able to borrow $14 million to purchase the land with the understanding that Forever Wild would buy the 12,500 acres in Alabama for about $9 million. The Conservancy is holding the rest of the property while Tennessee gathers the money to buy it.
The property is dotted with caves; the streams that start there form the Paint Rock River, home to 100 species of fish and 45 of mussels. Seventeen of those mussel species are rare or imperiled, and two are found nowhere else in the world. Three globally imperiled fish occur in the Paint Rock River.
In its biological diversity, the river resembles the Cahaba River, but the land along the Paint Rock does not face the same sort of development pressure, giving concerned parties an opportunity to preserve its environmental diversity and beauty. But that pressure will build as Huntsville grows.
"This is one of our top priorities in Alabama," said Jeff Danter, executive director of the Nature Conservancy's Alabama chapter. "Huntsville is growing so fast we don't have a lot of time to influence what happens to this landscape."
Building trust
The Conservancy is working hard to build trust with the residents of the Paint Rock Valley, who have a historic distrust of outsiders.
The road that winds back toward the Walls of Jericho performs a twining dance with the Paint Rock River, past cattle pastures and small cotton fields. There are places where, after a good rain, the river can rise and strand people in the bends. There is a history of moonshining in the valley and not much history of law enforcement.
Even the names of river mussels seem to grow out of the local imagination: the round hickory nut, the pink heel splitter, the three horn warty back, the snuff box, the shiny pigtoe.
Judy Prince, 60, who left the region to spend 30 years in Birmingham as a mental health professional, is working with the Nature Conservancy as a bridge to the community.
Her family has been deep in the valley for generations. Her brother and father operated Prince General Merchandise and were postmasters at Estillfork, the last dot on the map before the road turns dirt.
Prince said people in the valley are glad the Walls will be preserved, but they want a say in how it is developed. "Ask the people there what they want done," she said.
The expected visitors "don't need to abuse the Walls of Jericho," she said. "It needs to be preserved."
Doug Fears, the Nature Conservancy's local representative, works on convincing the residents that the Conservancy is their ally in their desire to conserve the Paint Rock Valley. The Conservancy hopes the area can remain in low-intensity agriculture rather than fall prey to dense development.
Fears grew up in the valley, then spent years as a professional fund-raiser for the Boy Scouts in Tennessee. He planned to retire, but went to work for the Conservancy after finding out about its efforts to preserve the Paint Rock and the Walls.
"We used to go up there with my father, and I used to take my daughter up there," he said. "These were special places to me."
For forever
The scene varies greatly, de pending on the season and the amount of rain. In the winter, icicles drip from the cliffs. In the spring, trillium wildflowers spill down the mountainside. In the summer, wild hydrangeas bloom along the creek bed.
Too much rain and it's dan gerous, if not impossible, to reach the Walls. Too little and the sight is not as dramatic. "To really see it, you have to pay the price and get your feet wet," Fears said.
At full tilt, the water spills down the main channel and wa ter shoots out of other holes in the wall "like a fire hose," Fears said.
He went on a hike recently and sat down with his 29-year-old daughter beside a waterfall in some of the land preserved by the Conservancy. And she marveled at the thought that, forever, fathers and daughters would be able to sit in that setting.
"That pretty much put it in perspective," Fears said. "This isn't a job. It's a great honor and privilege."


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Monday, August 21, 2017

Viewing the Eclipse with Elyse's Class

Today was the solar eclipse that people have been anticipating for months, and the girls' school, JC Magill, invited families to come view it with their children. So I did.

I didn't get any pictures of the actual eclipse--taking good pictures of an eclipse requires an expensive filter, and I don't have one--but I got plenty of pictures of people looking at the eclipse:

In this picture, Elyse might look upset or worried, but she's just holding her eclipse glasses tight to her head to make sure none of the deadly eclipse rays get in her eyes and blind her:

It didn't get nighttime-dark, but it did get unusually dark for 2:30 in the afternoon:

It was dark enough for a few minutes that, to get what it considered a good exposure, my camera's shutter speed was 1/4th of a second, too slow to handhold and get good focus, but just right for blurry artistic shots like this:

(In most of the other pictures, I had the ISO setting pretty high so the shutter speed could be faster, hence the lack of blur in them.)

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TIAA-CREF Announces Executive of Division Covering Endowments

March 29, 2011 ( - TIAA-CREF announced the appointment of Gene Flood as Executive Vice President of Diversified Financial Services, a new division to include the company’s endowment, planned giving and life insurance businesses.

Flood, who has served as a member of the CREF and the TIAA-CREF Mutual Funds Boards of Trustees and as Chairman of their Investment Committees since 2005, will report directly to Roger W. Ferguson, Jr., President and Chief Executive Officer of TIAA-CREF.  Flood will start his new role effective May 2, 2011.

According to the announcement, Flood has more than three decades of asset management and finance experience.  Since 2000, Flood has served as President, Chief Executive Officer and Director (since 1994) of the investment advisor Smith Breeden Associates, Inc.

Prior to joining Smith Breeden, Flood was a Principal and Portfolio Manager at Morgan Stanley Asset Management.  He also was on the faculty of Stanford University’s Graduate School of Business where he taught finance.

Flood has a B.A. in Economics from Harvard University and a Ph.D. in Economics from the Massachusetts Institute of Technology.


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Plant Paradise Country Gardens

Plant Paradise Country Gardens

Heliopsis helianthoides ‘Sunstruck’ (false sunflower)

SKU 00058
Out of stock
Product Details

Ordering Information

Heliopsis helianthoides ‘Sunstruck’ (false sunflower) has a compact habit, more ray florets and a deeper golden yellow flower colour than Heliopsis ‘Loraine Sunshine. The large 2 inch flowers appear earlier than other Heliopsis selections. Heliopsis helianthoides ‘Sunstruck’ is an easy to grow, long-blooming, tall hardy perennial that attracts a multitude of pollinators.

1 gallon containers

  • Light: Full sun
  • Soil: All types except sandy
  • Moisture: Average – Tolerates dry
  • Benefits: Pollinators, Butterflies, Cut-flower, Long-blooming, drought tolerant
  • Height: 16 inches
  • Blooms: June to September
  • Foliage: Variegated creamy yellow and green
  • Spacing: 20 inches
  • Growth Habit: Clumping
  • Zones: 4-9

Always feel safe shopping at Plant Paradise Country Gardens with our secure payment gateway.

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Plant Paradise Country Gardens

Plant Paradise Country Gardens

Heuchera ‘Wildberry’ (coral bells) (Proven Winners)

SKU 00079
Out of stock
Product Details

Ordering Information

Heuchera ‘Wildberry’ (coral bells) has large scalloped glossy leaves with a beautiful rich shade of purple that hold their purple colour for much of the season. The purple colour gets more intense in the greater degree of sun. Very sun tolerant. (Photo courtesy of Walters Gardens.)

1 gallon container

  • Light: Full Sun – Full Shade – Part Shade
  • Soil: All types except sandy
  • Moisture: Average
  • Benefits: Pollinators, Cut-flower, Butterflies
  • Height: 10 inches (26-28 inches with flowers)
  • Blooms: Mid Summer
  • Foliage: Scalloped, glossy, large purple leaves
  • Spacing: 18 inches
  • Growth Habit: Mounding
  • Zones: 4-9

Always feel safe shopping at Plant Paradise Country Gardens with our secure payment gateway.

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Mark McGeeney

Mark McGeeney and Cameron Menzies are the latest two stars to join the world’s top darts team.

McGeeney was two darts away from winning this year’s Lakeside Championship, while Menzies is being tipped for big things over the next few years.

The pair are part of the Dunvegan Darts team - the same darting stable as Team Unicorn stars Gary Anderson, Michael Smith, Ian White, Chris Dobey and Adam Hunt.

The move further cements the relationship between the two companies. Dunvegan MD is Tommy Gilmour MBE: “I really am delighted that our relationship goes from strength to strength. The pair are top players and we are excited to watch the development of Mark and Cameron over the coming years.”

McGeeney has won the Dutch Open for the last two years, but you may remember his dramatic Lakeside Final in January when he lost 7-6 to Glen Durrant after being two legs up in the deciding set and he then missed two darts to win the title.

He also reached the World Masters Final in 2016 and 2017 and along with Menzies appeared in last year’s Grand Slam of Darts in Wolverhampton.

“It is a big privilege for me to sign for Unicorn which will help me to take my career to the next level,” he said. “I am involved in two great darting teams, so the future looks very good.”

Menzies just missed out on qualifying for the Grand Slam knock-out stages at the Wolves Civic after his run to the semi-finals of the 2017 World Masters. He is thrilled by the move: “It is surreal for me because I haven’t had any backing like this before. It will be a fun and enjoyable experience especially with the calibre of players already at Unicorn.”

His first aim is a Tour Card at Q School in January then a place in the top 64. He certainly has the game to achieve that having already proved himself on the PDC Unicorn Challenge Tour this year.

Unicorn Managing Director Edward Lowy is also delighted with the duo: “This is great news! It is so pleasing to welcome two more talented Dunvegan players to Team Unicorn. Mark and Cameron have so many great darting opportunities ahead of them and we will help them on that journey every step of the way.”

Player name:-  Mark McGeeney
Nickname –  Gladiator
d/o/b –  28/06/1972
Place of birth – Birmingham
Height  - 6 ft 3 ½ “
Hometown –  Stockport
Family/marital status –  Engaged
Occupation before darts –  CNC Engineer ( still working)
Hobbies –  Golf
Sponsors – Unicorn, Dunvegan Sports Management, Proseal
Darts used – Unicorn Mark Mcgeeney 23g
Best darts moment so far – Back to Back Dutch Open titles 2017/2018 and winning the World Cup with England
Practice partners – Myself
Favourite double on the dartboard – D20, D18
Fav food –  Pasta
Fav drink –  Orange & Lemonade
Fav hol destination – Netherlands
Fav Music –  Metallica & Michael Jackson
Fav Movie – Master & Commander
Fav pdc comp –  Grand Slam of Darts
Fav tv programme –  Family Guy & Top Gear
Fav footy team – Everton
Sporting Heroes –  Tiger Woods & Phil Taylor
BDO World Championship   Final   2018
World Masters   Final   2016, 2017
UK Open   Preliminary   2013
Grand Slam Of Darts   Last 32 Group   2017
Zuiderduin Masters   Last 24 Group   2017
WDF World Cup Singles   Last 128   2015
BDO World Trophy   Semi Final   2015
British Open   Winner   2015
Dutch Open   Winner   2017, 2018
England Classic   Winner   2014
German Open   Winner   2017
Hal Open   Winner   2017
Helvetia Open   Winner   2017
Isle Of Man Classic   Winner   2018
Lincolnshire Open   Winner   2015
WDF World Cup Team   Winner   2015
Weoley Castle Open   Winner   2010


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Acts 13v13-52 – Hope has a name

How is Jesus different from Israel’s greatest king, and who should we bother telling?

Acts 12v25-13v12 – Guidance & Roadblocks

When the Holy Spirit speaks as people pause to pray, the church is guided into fresh mission and may face strong opposition.

Acts 12v1-24 – Power and Prayer

Do we expect prayer to make any difference? Are we bothered enough to make time, persevere and actually ask God to intervene?

Acts 11v19-30 – The inclusive-yet-exclusive Gospel

Whoever they are, we should rejoice with new believers, encourage other believers and share fellowship with all believers.

Acts 11v1-18 – Sometimes you have to change your mind

When the Holy Spirit acts and the church takes note, then we can be united to go in the same direction – God’s direction!

Acts 10v23-48 – Not a Jew? It’s still for you!

Can we step out in faith when we don’t have the full picture? What’s the message, and who gets to hear it?

Acts 10v1-22 – What is on God’s Menu?

How does a dinnercloth laden with forbidden food change the mission focus of the church?

Acts 9v19-43 – What am I famous for?

One was nicknamed ‘The Encourager’ and another was popular because of her good deeds as encouragement, kindness, Bible and Spirit come together.

Acts 9v1-19 – Saul and Ananias

How readily do we hear and obey visions that come from the Holy Spirit? And what does it take to persuade someone to believe Jesus is the Messiah?

Acts 8v26-40 – Listening Evangelism

Insights from Philip’s role in helping an Ethiopian envoy become a follower of Jesus.


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pnb housing
July 30th, 2015

5 Things to look for in a company Fixed Deposit

Blog Seprator

Company Fixed Deposits (FDs) may offer a higher rate of return than normal bank deposits. As a part of diversification of your portfolio, it is advisable to invest in company FDs. But you have to be look for a few important things before you invest

Here are 5 things that you must look for before you pick a company FD:

  • Credit rating: A rating is assigned by a rating agency, which looks at the credit worthiness of the company that is accepting the deposit. When you pick a company deposit, do not opt for unrated fixed deposits. The Reserve Bank of India (RBI) has made it mandatory for Non Banking Finance Company (NBFC) deposits to have at least an A rating before they can issue a deposit. You should consider schemes with AAA ratings.
  • Background: It is indispensable that you give consideration to a company’s background. You can research the repayment history and the reputation of such established companies and use the guidance of your financial advisor to pick a safe company deposit.
  • Liquidity: Company FDs have an element of liquidity in the sense that you can withdraw money after a period of time. The lock-in period can be as low as 3 months. The following penalties apply if you make a premature withdrawal:
    Category of Investor Premature Withdrawal Interest Payable Premature Withdrawal Interest Payable
    Individual Investor After 3 months but before 6 months 4 per cent After 6 months but before date of maturity 1 per cent lower than interest on public deposit for period deposit has run.
    Other Investors After 3 months but before 6 months None After 6 months but before date of maturity 1 per cent lower than interest on public deposit for period deposit has run.
  • Interest payments: You can choose to receive interest payments monthly, quarterly, half-yearly or annually. Please note that interest rate may vary depending on the frequency of interest payment.
  • Facilities: Company fixed deposits offer a host of facilities to depositors. Some of these are:
    Nomination: You can appoint a nominee who will receive the proceeds of your deposit in case of your demise before maturity of the deposit.
    At par encashment: You can receive your interest payments or encash your FDs by receiving an at PAR cheque.
    Loans against FDs: A loan up to 75 per cent of the deposit amount can be taken against your company fixed deposits.

Company fixed deposits are safe if the depositor does his homework and researches diligently with respect to the background and the creditworthiness of the company that is issuing the deposit.

PNB Housing Finance Limited is over 2 decades old deposit taking company. The company derives its parentage from Punjab National bank and is a renowned name in the market.

Company’s fixed deposits are rated FAAA by CRISIL, which is the highest safety rating that the rating agency gives out.

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Best Practices for a Safe Ride
Part II: In the Water

Polaris is passionate about helping people experience the outdoors. Whether using a RANGER to complete a task or taking a sunset cruise on a Bennington Pontoon, the highest priority should always be safety. As a part of Motorsports Awareness Month, we want to take the opportunity to review a few of the fundamentals of safe and responsible riding across every terrain.

We are hitting the water this week for Part II of our peek into safer and responsible riding across terrains.

Before the Ride

  • Learn from the Experts: There are several industry organizations that serve as great resources for information, we encourage all riders – seasoned and new – to seek out such organizations and clubs in their area and leverage their knowledge. A few of note include:

  • Take a Class: The best boaters are informed boaters. Before being a captain or a passenger, it’s important to take a training course to understand your boat and expectations on the water. Visit for a list of courses offered by state. Many of these classes also provide insights on local laws and regulations and can help you familiarize yourselves with those in advance.

  • Consult the Boat Owner’s Manual: It is best practice to review the owner’s manual before you hit the water to help you understand how to safely operate your boat.

  • Maintain your Boat: Similar to your automobile, it is always good practice to make sure your boat gets the proper maintenance – some owners can perform, and others may require a visit to your local dealer. Check out the basic maintenance checklist at Discover Boating.

  • Bring a Jacket: Lifejackets are a key part to a safer day on the water. A life jacket should fit snuggly, have all straps and buckles fastened, and be age and weight appropriate to the wearer. The regulations regarding wearing jackets vary by age and location, but at a minimum one must be present for every boater on board. Helpful resources:

  • Watch the Weather: Weather can make or break a day on the water. Check the forecast and the water conditions before you head out and throughout your day. Remember that conditions on the water, such as wind, can be more impactful than off the water.

During the Ride

  • Count your Life Jackets: Just a reminder to always make sure you have the correct number of life jackets on board.

  • Obey Local Laws & Regulations: Always review and follow the boating rules and regulations for your given location. Visit for links to state boating laws.

  • Share the Water: The water is often enjoyed by more than just boaters. Personal watercrafts, kayaks, and paddle boards are just a few of the other vessels you may see. Make sure to be alert and aware for all to enjoy a day on the water safely. Visit Discover Boating for an overview on boating etiquette.

  • Be Prepared: Bringing the right items to help when things don’t go as planned is key. Be prepared with a fire extinguisher on board, plenty of life jackets and a first aid kit.

    Helpful Resources:

  •  Stay Alert & Sober: The number one factor in water accidents is operator inattention. As a captain you must stay alert, watch for markers, avoid excessive speeds, and remain sober. As a passenger, you can help by remaining on the lookout to assist your captain.

    According to BoatUS Foundation, almost half of all boating accident involve alcohol – if serving as captain it is best to stay sober and avoid consumption of alcohol or drugs.

Beyond the Ride


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Polaris Recalls all 2011-2021 Phoenix 200 ATV Models

Polaris has determined that the throttle speed control stop on all Model Year 2011-2021 Phoenix 200 ATV models can break if the throttle speed control bracket is contacted with excessive force, which can lead to an interaction between the throttle lever and throttle speed control bracket that results in a stuck throttle condition, posing a crash hazard. This concern is present on all Model Year 2011-2021 Phoenix 200 ATV models and must be remedied even if a prior recall bulletin was previously completed.

If the speed control bracket has been removed, the vehicle is safe to be operated. Polaris has identified a repair procedure for this concern to allow continued use of the speed control system.

Number of affected vehicles: approximately 15,600 vehicles globally

Number of incidents: Polaris has received 18 reports of throttle stop breaking or sticking, including one report of a crash which involved a minor injury.

Consumers should immediately stop using the impacted vehicles and contact your authorized Polaris dealer to schedule an appointment to have the repairs performed at no cost to you.

Polaris has re-issued communication to include this repair information notifying dealers and contacting affected registered owners by mail, phone and email if available.

More information is available on the CPSC website

To search off-road recalls by model or vehicle identification number (VIN) to see if your vehicle is affected by any recalls, visit the Off-Road Safety Recalls page or call Polaris at 800-765-2747.

*Polaris issued a Stop Sale, Stop Ride on May 25, 2021 for Model Year 2014-2021 Phoenix 200 ATV models, following our notification to CPSC. On June 9, 2021, Polaris expanded the affected vehicle population and issued Stop Sale, Stop Ride notifications to include Model Year 2011-2013 Phoenix 200 ATV models. The expanded affected vehicle population has been reported to CPSC. On August 17, 2021, Polaris issued a repair to address this concern. On September 23, 2021, Polaris announced the voluntary recall in cooperation with CPSC and updated our posting to reflect this change.


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Saturday, January 28, 2012

Valentine’s Beauty Blog Swap

I have something VERY exciting to share with you all today!! The Beast & Beauty is doing a big world wide  Valentine’s Beauty Blog Swap!! Instead of merely paraphrasing and missing points, I have simply cut and paste her blog entry here!!

The Beast & Beauty  Valentine’s Beauty Blog Swap

Ok, so I know you have heard me banging on about the fact that beauty products are so expensive here in Australia compared to the prices paid in places like America, and I know there are a lot of bloggers from outside of Australia desperate to get their hands on some of the amazing products we have here in Australia. So I have found the perfect solution.

This is like Secret Santa and KK rolled into one but better, much much better!
Here’s how it works…

1.You must be a beauty blogger or a blogger who fairly regularly blogs about beauty to take part.

2. Sign Up by Sunday 5th February. I will not be taking any more entries after that.

3. In the comments below state your blog URL, Twitter handle and be sure to provide an email address.

4. I will match you up with someone across the globe, email you their details and then the fun begins.

5. Put together a package of beauty products you love and you think your Secret Valentine will love (Each blogger should aim to spent approx AUD $50 on the package, postage is extra)

6. Reveal yourself and a little bit about you by placing a note/postcard inside the package (Everyone loves to thank someone specific at the end)

7. Check your email on Monday February 6th 2012 (In order to allow the swaps to go smoothly I will be sending out an email with the details of your Beauty Valentine to allow you almost two weeks buy and to post out your item.)

8. Items need to be posted by or on February 17th.

9. When you receive your item be sure to write a Thankyou post featuring your new haul, Copy and past the image above into your post and link it back to this post and the The Beast & Beauty Valentine’s Beauty Swap.

Ok, so what are you waiting for? A great way to make new friends globally, send some love and receive a nice Valentine’s surprise!

If you want to participate and be allocated a Beauty Blogger Secret Valentine sign up in the comments below with your name, a link to your blog, an email or twitter account I can contact you on and your country of residence.

Also, I am hoping for a even balance of people from Australia and overseas in order to match appropriately. If this is not the case, For Aussie bloggers it will be first in best dressed.

I am thrilled to have the chance to take part, and I must say from my experiences thus far with the organizer (the Beast & Beauty blogger) that she is wonderful! She is very approachable and responds quickly to emails. And she has changed the dates to give more time to shop for your match and really personalize the box!!

The best part, or at least in my opinion, one of the best parts is that its most likely that you will end up with someone from a completely different country than you are in! So a great chance to try new products!!! I posted the link above and will post it here too!

  1. I am stalking my match now as I just got her!! And oh my gosh! I have NO IDEA what to get! Too many options! I need to find out what is NOT available in australia!

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09 10


text:
Karinear 8400W 30 Inch Electric Cooktop 5 Burners Ceramic Cooktop,...

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Product Description

Karinear 8400W 30 Inch Electric Cooktop 5 Burners, Drop-in Electric Stove Cooktop with Front and Back Metal Frame

5 burner electric cooktop5 burner electric cooktop

Karinear electric cooktop without Plug, need to be connected the hard wire.

Karinear 5 burner electric cooktop 30 inch will be your best partner in the kitchen! It not only has more comprehensive functions to meet your cooking needs, but also has a more ornamental design in the appearance of the electric stove, which can be perfectly embedded in any kitchen counter.

Note: All this kinds of high-voltage, high-current electrical appliance does not have a plug, which need to be connected the hard wire (220-240V). The American home is 110V, don’t worry about it, because according to the wiring diagram we provide, you can have 220V-240V for the built in electric cooktop.

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About Karinear

Karinear is a new brand started from 2020, dedicating to electric cooktop. We have a number of our own factories and physical stores. Adhering to high-quality, technological innovation development concepts and traditional handicraft experience. we have confidence that we can provide every customers with exquisite products.

Karinear 30 Inch 5 Burner 8400W Electric Radiant Cooktop

product features

with Front and Back Metal Frame(Prevent glass breakage)

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Child Safety Lock: Yes

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Timer Setting: 1-99 minutes

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Compatible with any cookware

Color: Black

Material: Vitro Ceramic Glass

Electrical Supply: AC220V-240V / 50-60Hz (No plug included)

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Built-in modern design 30 in electric cooktop, can be built into any kitchen counter with a smooth ceramic glass top in black. The built-in electric cooktop can not only save space, but also make your kitchen more ornamental.

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The 30 inch built-in radiant electric stove top is equipped with a 1-99 minute timer. When the timer is over, the electric stovetop will automatically turn off, don’t worry about it, you can do other things after setting the timer.

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The radiant cooktop 5 burners are equipped with residual heat indicator. When the temperature of the cooktop is very high, “H” will be displayed to remind the electric cooktop that it is dangerous, do not touch it with your hands to avoid burns.

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with Front and Back Metal Frame

One advantage of this electric radiant cooktop is that we have front and back metal frames, which can prevent glass breakage, effectively increase the life of the glass cooktop. Because when we are cooking mobile cookware, we often accidentally touch the edge of the glass of the electric cooktop, which may cause scratches on the glass.

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With high quality vitroceramic glass surface , the drop in electric cooktop 30 inch is not noly easy to clean, but also protected from scratches and withstands intense heat without cracking or chipping. The sleek black finish and Drop-in design offers an attractive look for any counter. By the way, there will be a scraper comes with the electric stovetops.

【8400W High Power Electric Cooktop】 Karinear 30 inch electric cooktop is equipped with 5 burners, 2 of which have expandable heating elements, convenient for larger cookware. The electric cooktop 5 burners reaches high power output of 8400W: 1200W+1200W +1800W+ 1100W/2000W(Dual) +1200W/2200W(Dual). 8400W High power cooktop heat up more quickly for you. Built-in Ceramic Hob 220-240v hard wired, NO Plug, need a professional electrician for wiring.
【Stylish Appearance, Drop-in Electric Stovetop】 The 30″ built-in electric cooktop could save space and fit perfectly with kitchen counter. With sensor touch control, durable scratch-resistant vitro ceramic glass, Karinear glass cooktop not only looks beautiful, but also easy to clean. The 30 inch electric cooktop equipped with front and back metal frame, which can better protect the glass edge of the electric cooktop. Prevent glass breakage.
【99 Minutes Timer, Automatic Shutdown】 The 5 burner cooktop has a timer function which range is 1-99 minutes. If you suddenly have something urgent to do while cooking, you can set the timer automatically shut down the cooktop stove electric when the countdown is reached. This 30 in electric cooktop also has a pause function, if you suddenly want to go to the toilet or listen to a call, you can use this pause function.
【Safe Radiant Cooktop】 Karinear 30 Inch Electric Smoothtop Style Cooktop has multiple protection functions, including child lock, residual heat indicator, over-heating protection and auto shutdown. Karinear electric cooktop, with guaranteed quality, has undergone rigorous testing, and is an absolutely safe electric cooktop.
【Compatible with any cookware】 The 30 inch cooktop is a electric ceramic cooktop, which is very convenient that compatible with any cookware. All cookware with a flat bottom, such as iron, aluminum, stainless steel, and glass cookware are suitable for use. 8400W High power cooktop heat up more quickly. 5 burners can be used at the same time, saving a lot of time, making it easy to handle multi-person parties.

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Video: The Week in Politics with Michelle Grattan

Michelle Grattan on campaign stumbles

Michelle Grattan, University of Canberra and Michael de Percy, University of Canberra

As the opinion polls remained tight between the two major parties, there were costly gaffes this week from both sides. University of Canberra senior lecturer in political science Michael de Percy and Michelle Grattan discuss the “flash of the old Barnaby”, Labor frontbencher David Feeney’s troubles on Sky, and the campaigning skills of Malcolm Turnbull and Bill Shorten.

The Conversation

Michelle Grattan, Professorial Fellow, University of Canberra and Michael de Percy, Senior Lecturer in Political Science, University of Canberra

This article was originally published on The Conversation. Read the original article.


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Newspoll: 52-48 to Labor in Queensland

A day after the LNP made Queensland’s head spin by resolving to have Brisbane Lord Mayor Campbell Newman campaign for Premier from outside of parliament while contesting the fairly solid Labor seat of Ashgrove, Newspoll throws in another grenade: a poll showing Labor leading 52-48 on two-party preferred, with Anna Bligh enjoying what is undoubtedly a record 49 point reversal on her net approval rating. Like most state Newspolls, this one was compiled from respondents in the state over the course of Newspoll’s last three months of polling, on this occasion covering a sample of 944 with a margin of error of 3.2 per cent. It was thus conducted during and after the floods crisis, whereas the previous poll was conducted entirely before. On the primary vote, Labor is up 12 points to 38 per cent, the Coalition is down eight points to 37 per cent and the Greens are down three points to 10 per cent, while the two-party figure compares with 59-41 to the Coalition in the previous poll. Even after a 25-point rise in approval and 24-point fall in disapproval, Anna Bligh’s ratings are still good rather than great: 49 per cent approval, 43 per cent disapproval. John-Paul Langbroek’s farewell result was a five-point fall in approval to 33 per cent and a two-point rise in disapproval to 40 per cent. On better Premier, a 41-31 lead to Langbroek turned into a 53-26 lead to Bligh. Full tables from GhostWhoVotes.

The result is very different from the other post-floods poll to emerge, from Galaxy on February 20. This showed a much worse result for Labor on voting intention – the LNP led 46 per cent to 35 per cent on the primary vote and 55-45 on two-party preferred, despite the fact that Anna Bligh’s approval rating was a much higher 60 per cent. It is also different from LNP polling we were hearing about as part of the campaign to undermine Langbroek, which supposedly asked separately who respondents would vote for out of Labor and the LNP, or Anna Bligh and John-Paul Langbroek – finding the LNP leading 56-44 on the first question but 52-48 on the second (as the Sunday Mail reported it, the latter result was “short of the 54 per cent needed to win”). With Campbell Newman however, “it would be 66-34”. Newman was also said to lead Langbroek 77-10 as preferred party leader.

UPDATE: Andrew Fraser of The Australian checks off the positives: “Newman is demonstrably a popular mayor in Brisbane, the LNP has secret polling that allegedly shows he’s popular across the state, and he has a ‘cut-through’ factor in the media, which the LNP desperately needs and which Langbroek lacked.” However, without having investigated a possible dearth of alternatives, it seems to me that the LNP has committed to an appallingly big risk by pitching Newman against a solid Labor seat held by an appealing young member. History suggests Labor will be able to make hay by putting it to voters that Newman will be back at city hall soon enough if he doesn’t win – so that a vote for Jones would be a vote not just for her and Bligh but for Newman as well, whereas a vote for Newman would leave only him standing. If polling were to emerge showing Newman indeed falling short, the conservatives would walk into yet another mid-campaign implosion.

Author: William Bowe

William Bowe is a Perth-based election analyst and occasional teacher of political science. His blog, The Poll Bludger, has existed in one form or another since 2004, and is one of the most heavily trafficked websites on Australian politics.

73 comments on “Newspoll: 52-48 to Labor in Queensland”

Comments Page 2 of 2
1 2
  1. geezlouise

    Yeah if u actually read my posts, you would know that I know

    Rudd was PM, not opposition leader, so that does not count… oh wait! I was wrong Rudd does count, he was also made opposition leader in 2006 and he won the election, that is the correct comparison

    As for disaster area, Fentree Guly, whom some throught the ALP would pick up, swung to the Liberals by 12%, twice the election average

  2. There is another big chink in Newman’s armour and that is his very crusty relationship with major ratings agencies who don’t consider him much of an economic manager. Much of the Curious Snail\Galaxy\Madonna King type criticism has been over Bligh losing the AAA credit rating. Can’t wait to see how these react to the Newman brand of debt.

    [“If Brisbane City Council was a private enterprise or a publicly listed company, the alarm bells would be ringing and the share price would be collapsing with this non-disclosure,” Cr Sutton said.

    But Cr Newman said he would table QTC’s reviews in the council chamber.

    “It’s going to save $180,000 (over four years) and we have that openness and independence,” he said.

    The most recent ratings report reiterated the council’s AA+ rating but downgraded its outlook from “stable” to “negative”.

    S&P analysts flagged the potential for rising debt as a result of the TransApex tunnel and bridge projects, as well as the political situation at the time as factors in the downgrade.]

    Yes indeedy, the reason that Can-do-better Campbell hasn’t been downgraded by the ratings agency is because he sacked them.

  3. dovif

    I ken that you know but from your conclusions it is obvious that you don’t really understand so I took it upon myself to assist you with that. You seem fond of absolutes so I tried to present the information in a style you would be comfortable with.

    Comparisons between Rudd and Newman as Opposition leaders are flawed. If that is the basis for your claim of certain LNP victory then I wish you well.

  4. Salary-Ann Atkinson now claims that she was offered one of these crazy Leadership of the State Tory deals too.

    [Former Brisbane lord mayor Sallyanne Atkinson has revealed that senior Liberals approached her about making a Campbell Newman-style switch to state politics in 1990.

    Brisbane’s current Lord Mayor, Councillor Newman, sparked turmoil in the Liberal National Party (LNP) this week when he announced he wanted to lead the party and oust Labor state Premier Anna Bligh at the next election.

    His bold move forced the LNP leadership team of John-Paul Langbroek and Lawrence Springborg to fall on their swords.

    But now questions are being asked about whether Councillor Newman will be able to transfer his popularity at the local government level into enough support for him to become premier.

    And while words such as “unprecedented” and “extraordinary” are being employed to described the situation, there are some echoes of previous times.]

  5. I think some of you are being too critical of this LNP idea.

    It is no more ridiculous than any of their other ideas.

    On the other hand, maybe it will work. Realistically the Government will be battleing to get re-elected – the time already in office, and the’reporting’ from the Courier mail and Madonna King, 4BC, et all, will make it very difficult.

    I agree with earlier posters that the best approach for Mrs Bligh is to go full term – so as not to seem too oportunistic and thereby annoy people, and because I expect that as time goes on Messers Seeney and Newman will contradict each other over various things.

    Mr Seeney often seems like a big enough dope, that I am tempted to believe that his claim to ‘not know the result’ of the LNP leadership vote may well be true. On the other hand, even in that mob, could there possibly have been 13 who were silly or desperate enough to vote for Fiona Simpson, albeit instead of a previously dumped ‘interim leader’?

  6. geezlouise

    Well the Rubb comparison was extremely flawed, a better comparison with Rudd would be Iemma, and both time the ALP went close to oblivion

    The LNP is thinking of the best person for the job and they think Newman is the best person, we will see if the Disaster bounce for Bligh will carry over to the next few polls. If I was Bligh, I would retired at the top of the world.

    The question is, has any of the issue Qlders had with Bligh changed, in the last 3 months. The lying etc, I think not

  7. I think Newman even has doubts on this. Tonight he looked exhausted he had big rings under his eyes and he admitted to the press that he has had a few sleepless nights. With Newman not having an income and also with his council mayor job on hold plus the factor he has no certainty to win his seat I think the pressure will certainly build up. The longer Bligh holds out for an election the more restlessness there will be from Newman the uncertainty will be prolonged.

    Plus the LNP are certainly divided on this with Fiona Simpson being able to manage to muster up 12 votes although that has been disputed by Jeff Seeny that she got 12 votes. Mike Horan came up in the toowoomba chronicle today hardly giving a ringing endorsement on this. You could tell his comments were restrained and you could read between the lines he was not happy about this. Having Newman as leader of the LNP could work but it’s something that should of been done by parachuting him a seat. The way they have done it looks clumsy, disunited and incongruent.

  8. At the last election the LNP had about 50 media releases available for perusal on their web site. Three of those media releases dealt with the vital issue of the size of crab pot holes.

    I am anxious to know the thoughts of both opposition leaders about this vital matter.

    I hope the LNP have not dropped the ball on this.

  9. The statewide swing against the ALP in 2009 was about 4% or so, but the swing against it in Ashgrove was only about 1%. That makes the 7% odd margin look like a fairly hard climb, even for a popular (almost ex) mayor.

  10. The LNP have a huge problem when Springborg whines about faceless men:

    [But deposed deputy leader Lawrence Springborg said he had deep concerns about the process of appointing Cr Newman as leader.

    “I think this has been presented as a fait accompli and it may very well be. We don’t even know if there is a (party room) vote,” he said.

    “It has been delivered as an inevitability to MPs.

    “My issue is with the process and the outside influence of those unelected people who have created this situation.”]

  11. More examples of how Brisbane City Coucil has been slow to sort out financial affairs.

    [MORE than a third of property owners who lost their land to the Clem7 tunnel are yet to receive final compensation.

    The passage of five years since Brisbane City Council announced the resumptions has seen the tunnel’s completion and the subsequent collapse of operator RiverCity Motorway under the weight of $1.3 billion in debt.

    Council’s estimate of the total cost of resumptions has more than doubled in that time, but still it is yet to settle claims from the owners of 27 properties taken for the tollway.

    Resuming 74 surface properties for Clem7 along with 127 “volumetric” resumptions, 52 of which remain unsettled would cost $165.5 million in all, a council spokeswoman said.

    This has blown out 133 per cent from the $71 million slated for resumptions in April 2006.

    Twenty businesses dislocated by the project are also yet to be fully compensated.]

  12. Scorpio @ 28

    [Nobody self destructs like the Queensland Tories.]

    I beg to differ – the SA Liberals wrote the textbook.

    An example from the last state election: two days before election day and an Opposition frontbencher called Vickie Chapman (wet) refused to rule out a challenge to the Opposition Leader Isobel Redmond (dry) IF they won the election.

    It became THE story in the lead up to election day and in some marginal electorates, Liberals starting fighting amongst themselves the day before election day which carried through to spats amongst Liberals on polling booths.

    The Queensland Tories may be bad but they need a junket down here to learn how to do it properly.

  13. I think 1 tactic worth considering for the ALP is for the Member for Ashgrove to resign and contest the by-election. If Newman wins then it is a failed tactic for the ALP. But if Newman looses it is a success and the LNP would almost certainly need to find a new leader (or recycle an olds one).

  14. Actually Springborg came across quite good in the QLD 7:30 report not that I’m a LNP fan far from it. But during Springborg’s leadership he became very winey and negative If he had spoken a bit more like that during his time as leader he may have became premier. Basically in the interview he stressed parliamentary democracy should not have leaders foisted on them by outside unelected officials. Contends Langbroek could of turned it around and that LNP should not be driven by poll panic. Also reaffirmed that he will be sitting on the backbench. Mike Horan has also called a press conference for Monday looks like he is going to call it quits.

  15. Looks like Newman is unconcerned about using ratepayers funding for State campaigning.

    [Mr Lucas told reporters yesterday that, as Cr Newman had no competitors for preselection and nominations had closed, and Brisbane’s LNP councillors had selected Graham Quirk as the new lord mayor, Cr Newman should stand down.

    ”It’s incredibly rich. Not only has he turned his back on the ratepayers of Brisbane, not only have the ‘backroom boys’ sorted out a deal for the preselection, he’s still happy to take the cash as mayor and Jeff Seeney to take the cash as opposition leader,” he said.

    ”He won’t resign until after the 30th of March so that the people won’t get a say on who is his successor. It’s this sort of drunken free-for-all that puts the ratepayer and the taxpayer as second. What we have seen over the past week in Queensland is bad if not worse than the Bjelke-Petersen days.”]

  16. Yeah I believe 7 News had a clip of Newman’s Lord Mayoral media adviser being on hand on a Saturday when he was doing State campaigning. What is he thinking? I imagine Labor both at Council and State levels are looking at launching legal claims against misuse of Council funds.

    Why couldn’t he have waited a couple of weeks???

  17. Galaxy poll I have always had mixed views about their always hit and miss. There last poll before the state election had the LNP winning I tend to have more confidence in Newspoll. Still even with the questionable accuracy I would tend to believe the indicators that the LNP got a huge bounce. I lot of that LNP vote is soft vote and I have a view that should come back to the government. I really believe that if Labor loses it wont be a bloodbath like NSW, Bligh did a great job during the floods and that won’t be forgotten anytime soon. Labor should also strategically be making a point that Jeff Seeny is the opposition leader not Newman which would even go as far as refusing to debate Newman and only agree to debate Jeff Seeney. This undermines Campbell Newman and also reminds voters that Seeney could be premier which some voters wouldn’t feel comfortable with. Also how Newman is viewed in regional and rural QLD should be interesting. There is a an anti-southern Queensland view north of the border that won’t change anytime soon by parachuting a Brisbane lord mayor to the leadership. I read comments about Newman’s leadership on the Gympie Times and alot of them were not thrilled with Newmans leadership and some of them were Tories.

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text:
Grgich Hills Estate Zinfandel 2015

Napa Valley
$87.00 $98.00

From a warm year, this is a concentrated, intensely full-bodied wine, given additional color and weight by 3% Petite Sirah. Black pepper, dried herb and a touch of reduction lead to an evolved, elegant thread of blackberry and strawberry. -WE90

This gorgeous wine reveals tangy raspberry aromas with notes of underlying black cherry lushness. A subtle touch of strawberry, coupled with a hint of blackberry, lingers gently on the palate. Along with rich, complex flavors which continue to evolve in the glass, this focused Zinfandel has a firm, elegant structure, indicative of its long aging potential. Pair this wine with cevapcici (Croatian sausages), a rack of lamb or steak sandwiches.- Winemaker's Notes

The Winery

Grgich Hills Estate is a historic fixture in Napa Valley, founded by Miljenko "Mike" Grgich in the Rutherford AVA in 1977. The winery produces an array of wines from five estate vineyards located throughout the famous valley, and has received international acclaim for its elegant and balanced wines.

Mike Grgich became world famous for crafting the 1973 vintage of Chateau Montelena Chardonnay that ranked top at the famous Judgment of Paris tasting in 1976, beating out some of Burgundy's most famous white wines. As a result, Grgich Hills Estate's Chardonnay is one of the more popular wines in the range, sourced from cooler vineyards in American Canyon and Carneros. With no malolactic fermentation, this is a fresher style of Chardonnay with bright acidity. Another popular white wine is the Fumé Blanc, a Sauvignon Blanc aged in large French oak casks.

As with most Napa wineries, Grgich also produces a line up of rich and bold red wines, including a Zinfandel, Cabernet Sauvignon and Merlot. The Grgich Estate Zinfandel is sourced from the vineyard in Calistoga, Napa's warmest AVA, and delivers ripe opulence on the palate. The Merlot and Cabernet Sauvignon are sourced from a few estate vineyards, and are blended together each vintage to yield the optimal result.

Grgich Hills Estate crafts a number of reserve and special wines, the most popular being their single vineyard Yountville Cabernet, sourced from some of the oldest Cabernet Sauvignon vines in Napa Valley, planted in 1959. The Violetta Late Harvest dessert wine is named for Mike's daughter, Violet, and is sourced from the American Canyon vineyard.

While many successful wineries like to expand their operations, Grgich has remained a medium-sized, family-owned winery.-Information from Wine Searcher

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Use Your Pre-Cruise Stay to Stock Up on Savings

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Smart cruisers know the benefits of heading to your South Florida cruise port a day or two early. Not only do you avoid travel delays and other unexpected surprises ruining your vacation, but you can also spend your time pre-cruise saving a ton of money on things you’d otherwise spend more on at sea. Everything from shopping to spa time can be enjoyed near Port Everglades in Fort Lauderdale and PortMiami for savvy cruisers who love to save on their hard earned vacations!

Here are some of our favorite tips to stock up on the savings during your next pre-cruise stay.

Save On Your Shopping

Some people are good at packing. Some people are great at it. Others are downright terrible. If packing is something you tend to do last minute, it’s easy to forget essential items which can make or break your cruise vacation. Didn’t grab your sunglasses? What about a swimsuit or sandals? These are all things you can get on the ship, but usually the prices are higher than you’ll find at malls and shopping plazas near the port.

If you took a look in your closet after booking your cruise out of PortMiami and found a depressing lack of acceptable cruise-themed clothing, Miami is a great place to improve your wardrobe. Those staying at the Hilton Garden Inn Miami Dolphin Mall are in a great spot for some retail therapy. Two of Miami’s biggest shopping centers, Dolphin Mall and Miami International Mall, have everything you need and more to look great on your cruise for way less than you’ll spend on the ship. Guests have options for their accommodations as Homewood Suites by Hilton Miami Dolphin Mall is located in the same building as the Hilton Garden Inn. The hotels have an outdoor pool and sundeck for those interested in cultivating a bronze glow before even setting foot on the ship. Remember, a tan is always the best accessory!

Hilton Garden Inn Miami Dolphin Mall

Hilton Garden Inn Miami Dolphin Mall

If Port Everglades in Fort Lauderdale is your departure port, you’ll want to stay at a hotel near the Sawgrass Mills mall complex, which has a great assortment of luxury brands plus all your favorite stores where you can snag anything you may need for the cruise. The mall is just across the street from DoubleTree by Hilton Hotel Sunrise Sawgrass Mills and only a 15 minute ride from the cruise port.

Save With Pre-Cruise Spa Time

Vacations are about getting away from the stresses and grind of daily life. Cruise vacations in particular place an emphasis on relaxation, luxury and pampering so it’s no surprise that the spas on board the ships are popular spots. However, we recommend getting your spa day in a day or two before your ship departs. Ship spas are luxurious, no doubt, but between the crowd and the high prices for services, the spa on board loses some of its luster.

The spa at The Diplomat Beach Resort

The Diplomat Spa + Wellness

A day at the spa before you cruise is like taking a pre-vacation for your vacation! Those cruising from Fort Lauderdale should consider the spa at the The Diplomat Beach Resort hotel in Hollywood, a newly reinvented legend of South Florida comfort and relaxation. The spa offers all the usual amenities along with personal training sessions and holistic programming for a better you all the way around.

If PortMiami is your departure port, Spa 101 at Hilton Bentley Miami/South Beach Hotel offers professional spa services which go far beyond the basics. Hot stone massages, nail treatments and anti-aging facials can help you look and feel your best before the real vacation event starts. There’s no better way to really get into vacation mode than a day at the spa and you can’t beat the view, either!

Hilton Bentley Miami/South Beach Hotel

Spa 101 at the Hilton Bentley Miami/South Beach Hotel

Save with Park, Stay & Go

Bundling always saves you money. It works with your cable, internet and phone bill. It works with your home and auto insurance, and it definitely works when you’re planning a cruise vacation out of PortMiami or Everglades. Some hotels in the area offer outstanding cruise and stay packages, which feature discounts on pre-or-post cruise hotel rooms, transportation to the cruise port or airport and even a place to park your car while on the ship. Those staying at the Hilton Miami Airport Blue Lagoon, for instance, can take advantage of cruise, stay and go options which offer 7 nights of parking and a ride to the port or airport in one convenient package.

Hilton Hotels

Hilton Miami Airport Blue Lagoon

Don’t spend top dollar on your next cruise vacation when there are so many ways to save by booking smarter. Bundling your services, picking up necessary items before you cruise and getting in a spa day can help make your vacation the best it can be without leaving you in the red.

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Illegal Re-entry Charge Against Francisco Aguirre Dropped; Fight with ICE Continues

Story and photos by Pete Shaw

Francisco Aguirre, the immigrant justice activist who for 81 days in 2014 took sanctuary in Augustana Lutheran Church when the US government threatened to detain and deport him, returned there on Sunday June 19. However, this time the cause was celebratory. On May 27, Assistant US Attorney Greg Nyhus filed a motion to dismiss the illegal re-entry charge that the Department of Justice had been pursuing against Aguirre for nearly 21 months.

And for those 21 months numerous people, and faith and justice groups, rallied behind Aguirre and his family, providing them with the necessary support and working every available avenue to see Aguirre prevail. They also provided a platform for calling attention to some of the hardships faced by people without documentation in the United States and the need for a more humane immigration policy.

“One thing I learned is that hope is the last thing you’re going to lose in life,” said Aguirre Sunday night. “If you don’t have hope, you’re not going to survive.”

Aguirre came to Portland from El Salvador in 1995 without documentation, fleeing violence that was largely a consequence of US foreign and economic policies, particularly the Dirty Wars of the 1980s and the Drug War. Those US interventions in Central America resulted in destabilized legitimate governments whose reach is short, and in those places where they have no power, have been replaced by the rule of drug cartels and others who use violent means to reach their desired ends. That instability and its resultant gang violence is also what lies behind the more recent migration of mothers and children from Central America, particularly Guatemala, Honduras, and El Salvador.

After a no contest plea to drug trafficking charges–which Aguirre disputes, adding that he thought he was pleading innocent–Aguirre was deported to El Salvador in the late 1990s. He soon returned to Portland, again without documentation. In August 2014, he was pulled over for driving under the influence, a result, he said, of drinking two beers. That DUI charge drew the attention of the federal government.

On the morning of September 19, 2014, a federal agent knocked on the door of Aguirre’s home in Fairview, saying he wanted to discuss something with him. At first the agent did not say what he wanted to talk about, but when Aguirre pressed him, he said it had to do with Aguirre’s small computer repair business. Finding it suspicious that this man was backed by 11 other agents, Aguirre asked him for paperwork showing that was in fact why they were there. The agents worked for ICE, and the claim of investigating Aguirre’s company was a ruse to draw him out of his home so they could take him into custody. Aguirre stood his ground and asserted his rights, saying they could not enter his home without a warrant.

9918Following the encounter, Aguirre made some phone calls, and very quickly the immigrant and immigrant rights community moved to defend Aguirre. By that night he had taken sanctuary at Augustana Lutheran in Northeast Portland. For a few months thereafter, wherever Aguirre went he was surrounded by allies–often in large throngs–who had his back. Court dates saw the gallery packed with those who could not find a seat waiting outside. On one visit to the Portland Field Office of US Citizenship and Immigration Services to complete some requirements for obtaining a U Visa–offered to immigrants who are victims of serious crimes and who have cooperated with authorities in prosecuting those crimes–Aguirre was accompanied by a caravan of supporters. Phone calls, petitions, and visitors flooded the offices of Billy Williams, the US Attorney for the District of Oregon, demanding the charges against Aguirre be dropped.

Aguirre also had in his corner Ellen Pitcher, the tenacious lawyer who defended him. At Sunday’s celebration, Pitcher stated that Williams said he was not aware of an illegal re-entry charge ever being dismissed. She said she was confident that Aguirre would have prevailed had the trial gone forward due to his experiences in El Salvador and his good works here in Portland, which include organizing day laborers, helping found the VOZ Workers Rights Education Project, and serving as coordinator of the Martin Luther King, Junior Worker Center on NE Grand Avenue. Pitcher’s mettle also no doubt helped with the charge being dropped. “I’m very persistent,” she said. “I refuse to give up.”

What was celebrated Sunday was the refusal of Aguirre, his wife Dora Reyna, and the numerous people and organizations who supported them to give up. Yet during the interfaith service guided by Augustana Lutheran Church’s Pastor Mark Knutson, at least 10 different community and faith groups that stood with Aguirre–and all immigrants suffering under the United States’ unjust immigration laws–were represented, although none seemed willing to take credit for their work. Rae Anne Lafrenz, coordinator of the Interfaith Movement for Immigrant Justice, spoke to this humility and grit when she told the audience, “You guys are the leaders. Any achievement that has happened is because of each one of you. Francisco’s family is together because of all of you. When Congress won’t act on our behalf, and when the government won’t act on our behalf, it’s up to the communities like this one to take action.”

Action will continue to be taken, and not just because there are about 11 million people without documentation in the US who, as Aguirre put it, are living with the fear that when they go out of their homes, they don’t know if it is the last time they will see their families, friends, and community members. Aguirre himself is not out of danger. He still faces the possibility of ICE detaining and deporting him. He said ICE had served him a warrant for his arrest and tried to get him to sign a document giving up his rights to fight the case in court. In his fight against ICE, Aguirre is being defended by Stephen Manning of the Immigrant Law Group.

DSC_9706aPitcher urged people to continue fighting for Aguirre and for all people without documentation. She noted that it was particularly important for people to lean on their representatives in Congress. Those representatives, she said, chose not to get involved in supporting Aguirre as he faced the illegal re-entry charge because they did not want to trespass on the Department of Justice’s turf. “They do not have that excuse anymore,” Pitcher said from the altar. Noting that Congress does have power over ICE, she stated, “It’s up to you and me to convince them to use it.”

Aguirre’s victory in his battle with the Department of Justice is a bittersweet one. Moises, his son from another marriage, was living with Aguirre, Reyna, and their two children. Just like Aguirre, Moises lacked documentation, and the stress of seeing what his father was experiencing, as well as the fear of going to jail–a conviction for illegal re-entry could have resulted in up to 20 years in prison–drove him to go back to El Salvador. On February 2 he was murdered there. Noting that Moises “ended up paying the consequences of all of this,” Aguirre expressed his belief that he was “here with us in spirit.” And a little more: on this Father’s Day, Aguirre noted that he had become a grandfather. With a mixture of sadness and pride he said, “I also want to say, Moises, happy Father’s Day.”

During the service, the house band–a very fine jazz trio–struck up a song with the line “God is watching from a distance.” In some religious communities, particularly those whose focus is on a punitive God who seems lustful for vengeance, such a line would be taken ominously. But the tone at Augustana Lutheran Church invokes a nurturing, loving God. Knutson gives the impression of someone who regards God in a non-traditional sense; that is, he invokes a God who reveals Herself in various ways to different people, but always calls them to act according to their better angels. Her watching from a distance is a gentle reminder that when all else seems to fail, She is there to soothe and comfort. Perhaps it is that grace that led Aguirre to say, “(US Attorney) Billy Williams should be proud because he made the right decision. This is his victory too.”

And maybe it is that grace, along certainly with Aguirre’s courage–augmented through the support of other immigrants and allies in the immigrant justice community– and of course, hope, that keeps Aguirre pushing his fight. Standing in the soft early evening light filtering through the windows of Augustana Lutheran Church, Aguirre thanked his supporters, but also encouraged them to join him in continuing to fight for immigrant justice. “We must welcome immigrants in whatever part of the nation immigrants exist. In a country of immigrants, we must learn to work with the immigrant community. We must continue to fight for the 11 million immigrants. We must come together to protect them.”

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Jennifer Williams on LRTV: Style Stalker For The Fashionista's & More [VIDEO]

Jennifer Williams says her style" is all up to the individual and her personal style is elegant, sexy but with a little edge." She is rocking  leopard print leggings from Neiman Marcus, a black turtle neck, and her shoes are from Yves St Laurent. She also said that "every girl should have a great pair of jeans that you love" and that you can rock with a pair of boots, pumps or sandals. A little black dress should also be kept in the back of every girls closet.

In the video Jennifer speaks on fashion, her meeting with "Jersey Girl" estranged other woman of Rafer Alston that she mentions in a episode of Basketball Wives. She also speaks on her divorce with Eric Williams, her education background and her new lip gloss line "Lucid" which will launch in April. I am so excited for Jennifer and can't wait to try out her new lip gloss which you can purchase in her store in Miami and the tri-state area . You can also purchase her lip gloss online at


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30th September 2021: PostgreSQL 14 Released!
Supported Versions: Current (14) / 13 / 12 / 11 / 10 / 9.6
Development Versions: devel
Unsupported versions: 9.5 / 9.4 / 9.3 / 9.2 / 9.1 / 9.0 / 8.4 / 8.3 / 8.2 / 8.1
This documentation is for an unsupported version of PostgreSQL.
You may want to view the same page for the current version, or one of the other supported versions listed above instead.

Chapter 48. Index Access Method Interface Definition

This chapter defines the interface between the core PostgreSQL system and index access methods, which manage individual index types. The core system knows nothing about indexes beyond what is specified here, so it is possible to develop entirely new index types by writing add-on code.

All indexes in PostgreSQL are what are known technically as secondary indexes; that is, the index is physically separate from the table file that it describes. Each index is stored as its own physical relation and so is described by an entry in the pg_class catalog. The contents of an index are entirely under the control of its index access method. In practice, all index access methods divide indexes into standard-size pages so that they can use the regular storage manager and buffer manager to access the index contents. (All the existing index access methods furthermore use the standard page layout described in Section 50.3, and they all use the same format for index tuple headers; but these decisions are not forced on an access method.)

An index is effectively a mapping from some data key values to tuple identifiers, or TIDs, of row versions (tuples) in the index's parent table. A TID consists of a block number and an item number within that block (see Section 50.3). This is sufficient information to fetch a particular row version from the table. Indexes are not directly aware that under MVCC, there may be multiple extant versions of the same logical row; to an index, each tuple is an independent object that needs its own index entry. Thus, an update of a row always creates all-new index entries for the row, even if the key values did not change. Index entries for dead tuples are reclaimed (by vacuuming) when the dead tuples themselves are reclaimed.

48.1. Catalog Entries for Indexes

Each index access method is described by a row in the pg_am system catalog (see Section 42.3). The principal contents of a pg_am row are references to pg_proc entries that identify the index access functions supplied by the access method. The APIs for these functions are defined later in this chapter. In addition, the pg_am row specifies a few fixed properties of the access method, such as whether it can support multicolumn indexes. There is not currently any special support for creating or deleting pg_am entries; anyone able to write a new access method is expected to be competent to insert an appropriate row for themselves.

To be useful, an index access method must also have one or more operator classes defined in pg_opclass, pg_amop, and pg_amproc. These entries allow the planner to determine what kinds of query qualifications can be used with indexes of this access method. Operator classes are described in Section 32.14, which is prerequisite material for reading this chapter.

An individual index is defined by a pg_class entry that describes it as a physical relation, plus a pg_index entry that shows the logical content of the index — that is, the set of index columns it has and the semantics of those columns, as captured by the associated operator classes. The index columns (key values) can be either simple columns of the underlying table or expressions over the table rows. The index access method normally has no interest in where the index key values come from (it is always handed precomputed key values) but it will be very interested in the operator class information in pg_index. Both of these catalog entries can be accessed as part of the Relation data structure that is passed to all operations on the index.

Some of the flag columns of pg_am have nonobvious implications. The requirements of amcanunique are discussed in Section 48.5, and those of amconcurrent in Section 48.4. The amcanmulticol flag asserts that the access method supports multicolumn indexes, while amoptionalkey asserts that it allows scans where no indexable restriction clause is given for the first index column. When amcanmulticol is false, amoptionalkey essentially says whether the access method allows full-index scans without any restriction clause. Access methods that support multiple index columns must support scans that omit restrictions on any or all of the columns after the first; however they are permitted to require some restriction to appear for the first index column, and this is signaled by setting amoptionalkey false. amindexnulls asserts that index entries are created for NULL key values. Since most indexable operators are strict and hence cannot return TRUE for NULL inputs, it is at first sight attractive to not store index entries for null values: they could never be returned by an index scan anyway. However, this argument fails when an index scan has no restriction clause for a given index column. In practice this means that indexes that have amoptionalkey true must index nulls, since the planner might decide to use such an index with no scan keys at all. A related restriction is that an index access method that supports multiple index columns must support indexing null values in columns after the first, because the planner will assume the index can be used for queries that do not restrict these columns. For example, consider an index on (a,b) and a query with WHERE a = 4. The system will assume the index can be used to scan for rows with a = 4, which is wrong if the index omits rows where b is null. It is, however, OK to omit rows where the first indexed column is null. (GiST currently does so.) Thus, amindexnulls should be set true only if the index access method indexes all rows, including arbitrary combinations of null values.


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Management & Finance > Merchant Voice

8 ways to win ‘generation Y’ customers

As we get older, our customers get younger. Generation Y, born between 1982 and 2000, offer online retailers challenges and opportunities. Here are eight tips to acquire younger shoppers.

1. What Worked 10 Years Ago Doesn’t Work as Well Now

You’ve probably been sending your customers weekly or monthly promotions via email since the early 2000s; social media didn’t exist then. It’s unlikely you have the same customers on your database today, further, email open rates have decreased. Generation Y prefer text messages and rarely open emails.

  • Tip. Create an SMS marketing platform. SMS is ideal for confirming appointments, announcing shop openings, 24-hour flash sales, competitions, events, and other special offers.

2. Prefer Companies that Make a Difference

Generation Y are altruistic and enjoy making an impact in society. A company that helps others is one they’re more likely to support. “Green” credentials and “giving back,” whether it’s to a charity or another philanthropic movement, appeals to them.

  • Tip. If you sell anything that is handmade, recycled, up-cycled, reused or made locally — and if you have a charity or philanthropic campaign — highlight this in your promotions.

3. Small Is Beautiful; Community Is Cool

Generation Y roll their eyes at companies claiming to be the “leading XYZ” or “the biggest.” They support the underdog, the “under-the-radar” brand, the local artisan, and other young entrepreneurs. Don’t lie about your popularity. It’s fine to be a one-person company. One reason Etsy has done so well is its strong sense of community of artisans, which appeals greatly to generation Y customers.

  • Tip. Share a personal story about why you created your company on your About Us page. Strive for a sense of community with customers.

4. Craft Your Message in 140 Characters or Less

Get to the point. Generation Y skim-read copy, listen in sound bites, and are highly image-aware. Capture their imagination with a pithy 140-character pitch for a website paragraph, Tweet, Facebook post, Instagram entry, or SMS message. Use emotive, enticing word-picture adjectives to create desire for your product offering.

  • Tip. Create pithy copy for social media. Each post should include your website address and call to action.

5. Respond within Five Minutes

Generation Y are notoriously easily distracted. Capture them swiftly while they’re still in research mode. Apparently 82 per cent of those aged 18 to 29 have mobile phones within ten feet of them at all times. Text back immediately or they’ll think you’re not serious about your business.

  • Tip. Responding to a generation Y customer’s SMS query via text within five minutes increases her likelihood of doing business with you by 900 per cent.

6. Image Conscious

The highly visual Generation Y update their photos on social media on a daily (sometimes hourly) basis. Online retailers with frequently refreshed images and user-submitted content score well with them.

  • Tip. How often do you add to or refresh your images? What programs and platforms do you use to encourage customers to provide photos of your products?

7. Use Photos to Win the Sale

Use multimedia marketing services to showcase, in a text message, how you can solve their problem. You could attach an image of your product, an accessory, your shop front, your hours, a calendar, or QR code, for examples.

  • Tip. Use a multimedia marketing firm like Twilio, Skycore, or Mobipost to get your illustrated message out.

8. Generation Y Has Cash; Avoid Low Prices

While Baby Boomers may have the highest incomes overall, Generation Y (many of whom live at home) spend more cash on a discretionary basis than Baby Boomers. No one wants to waste money, but don’t assume that younger customers cannot afford your products and services.

  • Tip. If you have a fully-booked calendar, or your clients tell you how reasonable your prices are, or they sign up fast, or they’re amazed your prices include free delivery, and free installation, then your prices may be too low.
Elizabeth Hollingsworth

Elizabeth Hollingsworth

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Management & Finance

Online Fraud in 2021 Is Booming

Fraud-prevention expert Uri Arad will give an exclusive, live-stream presentation to the CommerceCo by Practical Ecommerce peer-to-peer community on Thursday, January 21, at 2:00 p.m. Eastern Time.

Arad is co-founder of Identiq, a privacy-protecting, network-based service that helps merchants identify legitimate consumers the first time they shop. It’s critical, as fraudsters are increasingly sophisticated and can look like a regular shopper.

Uri Arad with Identiq

Uri Arad

During the presentation, CommerceCo members will learn what potential fraud threats could harm their businesses in 2021 and what options they may have to protect their companies.

The presentation is exclusive to the CommerceCo by Practical Ecommerce community, which is made up of experienced professionals from retailers and brands. Membership in the community is paid, meaning only serious ecommerce pros participate. Members can discover products and techniques to improve their companies, network with peers to advance their careers, and learn skills to better themselves.

Ecommerce Booms, Fraud Looms

Ecommerce sales dramatically increased in 2020. Unfortunately, with the boom came a commensurate increase in card-not-present fraud.

Retail ecommerce sales in the United States grew by 20-to-40 percent in 2020, depending on one’s source.

The United Census Bureau, for example, reported on November 19, 2020, that “the third quarter 2020 ecommerce estimate increased 36.7 percent from the third quarter of 2019 while total retail sales increased 7.0 percent in the same period. Ecommerce sales in the third quarter of 2020 accounted for 14.3 percent of total sales.”

“We’ve seen ecommerce accelerate in ways that didn’t seem possible last spring, given the extent of the economic crisis,” said Andrew Lipsman, eMarketer principal analyst. “While much of the shift has been led by essential categories like grocery, there has been surprising strength in discretionary categories like consumer electronics and home furnishings that benefited from pandemic-driven lifestyle needs.”

eMarketer estimated that U.S. ecommerce sales were up 34.2 percent in 2020 compared to 2019. And the list could go on with estimates from dozens of other surveys, all saying the pandemic drove more sales online.

Fraud Opportunities

The shift to ecommerce has opened the door for crime. With retailers processing more orders, offering new channels like curbside pick-up, or adding ecommerce for the first time, fraudsters had new opportunities for attack.

Writing on the Identiq blog, Shoshana Maraney, Identiq’s content and communications director, described three of the many fraud trends that could impact merchants in 2021: buy-online-pick-up-in-store fraud, refund fraud, and account takeovers.

Maraney wrote, “The reason that refund fraud has taken off like a rocket recently — to the extent that few businesses have really caught up yet with quite how much money they’re losing — is that this has become a winning business model for fraudsters.”

“Criminals now offer refund fraud services. All the customer has to do is place the order, and the fraudster will take care of the rest. The customer will get to keep their order for free, paying the fraudster a small percentage of the cost of the item. The retailer bears the cost.”

Logo: CommerceCo by Practical Ecommerce

Arad’s presentation will describe the state-of-the-art methods for preventing card-not-present fraud in its many forms. What’s more, CommerceCo presentations are not just another webinar. Members can speak directly with Arad, asking him their own questions and even appearing on screen with Arad, if they like. I will be the moderator.

Finally, as with all weekly CommerceCo presentations, the video recording will be available to members.

Armando Roggio

Armando Roggio

Bio   •   RSS Feed


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Published in Cardiology

Journal Scan / Research · September 23, 2021

Allopurinol Is Associated With Increased Risk of Composite CV Events and Mortality

European Heart Journal

Additional Info

European Heart Journal
Cardiovascular risk associated with allopurinol vs. benzbromarone in patients with gout
Eur Heart J 2021 Sep 11;[EPub Ahead of Print], EH Kang, EH Park, A Shin, JS Song, SC Kim

From MEDLINE®/PubMed®, a database of the U.S. National Library of Medicine.

Further Reading


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DevOps Consulting

Communication, collaboration, and transparency

Full-spectrum DevOps Implementations

We help operations and development teams thrive and become more efficient, collaborative, and agile. We guide implementations for organizations of all sizes — leveraging our deep industry knowledge, strategic partnerships, and the global perspective necessary to provide our clients effective and scalable solutions.

Streamline Development

Optimal work-cycles for maximum efficiency

We deliver expert DevOps solutions by incorporating technologies from our partners that include software development, automation, and more. We guide the technical and cultural realignment required for DevOps success, and utilize our partners to implement a true DevOps transformation.

CServices-Secondary Graphics_DevOps-Streamline Development

Deliver on Business Goals

Achieve and surpass your expectations

With our DevOps solutions, your team can achieve more frequent software releases, faster lead times for changes and mean-time-to-recovery, and high-quality development, all without sacrificing agility. We leverage industry experience, proven methods, and leading software technologies, like Atlassian, Splunk, Puppet and more, to support a broad range of business goals.

CServices-Secondary Graphics_DevOps-Optimal Work-Cycles-

Drive Long-term Strategy

Map out the path to success

DevOps and supporting software offer business leaders the high system visibility necessary to identify opportunities for efficiency and establish realistic, timely goals. Meet your goals consistently with the right tools and frameworks that bring stability to your operations.

CServices-Secondary Graphics_DevOps-Deliver On Bussines Goals-

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Praecipio Consulting is an Atlassian Platinum Partner

This means that we have the most experience working with Atlassian tools and have insight into new products, features, and beta testing. Through our profound knowledge of Atlassian environments and their intricacies, we can guide your organization as you navigate these important changes.

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Episode 39: Marks of the Chaos Gods

This week, we’re joined by Kevin from Underdiscussion as we examine the marks of the four Chaos Gods in the new Chaos Space Marine codex. Khorne, Nurgle, Slaanesh, and Tzeentch – we look at all the various toys, units, and powers that each mark makes available, as well as the special characters for each mark. How do the marks shake out? Which is the most improved since the last codex? Which, if any, mark reigns supreme? Also, we pin down the date of our next tournament, and we peel back the curtain on our recording setup as we talk with Kevin about the changes over at Underdiscussion.

Music: “Frets of Fury“, remixed by vertexguy. Music courtesy of Overclocked Remix


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LUCKY ME Tortoise Koniac Colar Necklace

Lucky statement necklace by Sashas. Style the LUCKY ME Tortoise Koniac Colar Necklace with a brown dress, accessories in brown and gold tones, a beige leather shoulder bag and heeled boots in the same hue for a gorgeous all-day-long outfit.

- Fixed length
- 2 gold-plated clover elements with Sashas logo
- Dark silver crystals
- Woven leather cord in brown color
- Twist lock closure
- Comes in an enchanting jewelry box with multiple sketches. The jewelry boxes may vary between items. Each box includes paper notes with the brands logo, wrap paper and a wish card. Note Dimensions: 3.14/ 8cm x 3.14/ 8cm
- Features quality coating to preserve its beautiful finish
- Product should not be exposed to water, soap, perfume or cleaning chemicals of any kind

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