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With competition outside of WWE as hot as ever, Raw just two days after All In was clearly attempting to be ambitious standpoint of big reveals including a title change, the surprise return of a legend and a managerial debut. WWE succeeded in eliciting a number of different emotions over the span of three hours in what turned out to be a quick-moving show with plenty of intensity. Normally, that would be considered a success. This time, however, it was hard to walk away from the show’s close without feeling anything but disappointment.

An overbooked mess of a final segment felt a lot like late 1990s WCW and left many viewers questioning the psychology what they just saw. The finish, which included The Shield continuing their feud against Braun Strowman, Dolph Ziggler and Drew McIntyre, also overshadowed some strong moments throughout the show, most notably a war of words between Shawn Michaels and The Undertaker.

The Shield returns from arrest, gets brutal beating

The show opened with Braun Strowman joining Dolph Ziggler and Drew McIntyre inside the ring to show highlights of the beating they gave The Shield last week. “You see that? That’s what I call justice,” Strowman said. “Big Dog, I’ve got a pack of my own now and I’m going to show you that this is my yard.” Ziggler added that the trio will be the most dominant force in WWE history before The Shield arrived through the crowd just as acting general manager Baron Corbin sent out members of the locker room to prevent a brawl from breaking out.

The Shield quickly dispatched the first two groups, including Dean Ambrose throwing Finn Balor face-first into the apron. An in-ring melee ensued between The Shield and the three heels until the entire locker room pulled them apart, leading to more mini-brawls up the ramp. After commercial, The Shield were placed in the back of a police wagon and arrested. Throughout the evening, Raw’s Mike Rome tweeted updates of how they appeared before a judge and were formally charged with inciting a riot, criminal damage and disorderly conduct before posting bail and being released on their own recognizance.

Meanwhile backstage, Balor secured a main event match by challenging Corbin’s manhood. Later on, however, Strowman and the duo of Ziggler and McIntyre threatened Corbin and demanded he provide them with competition now that The Shield was gone (with Ziggler stating “this is our show”). Corbin fixed the Strowman problem by telling Balor he was too busy as GM to have the match. He also allowed Ziggler and McIntyre a title shot after they attacked The Revival brutally backstage and threw them into road cases.

Raw Tag Team Championship – Dolph Ziggler & Drew McIntyre def. The B-Team (c) via pinfall to win the titles: After The Revival’s music hit but they never showed, their replacements were largely dominant against Bo Dallas and Curtis Axel. McIntyre hit Axel with his Claymore kick just as Ziggler landed a ZigZag to get the pin.

Braun Strowman def. Finn Balor via pinfall: Balor’s mid-match rally saw him hit a tope con hilo on Strowman, Ziggler and McIntyre outside the ring. But his sloppy triangle choke attempt not only looked bad as Strowman oversold a move that was visibly obvious wasn’t even fully applied, it led to Strowman lifting him up and slamming him hard. Strowman followed with a powerslam to get the pin and another one after the bell. After Balor was tossed outside the ring, an attempt by the heel trio to set up their own version of The Shield’s triple powerbomb onto the stairs was interrupted by police sirens.

A police van was then backed into the arena with Roman Reigns driving. But after The Shield jumped out and approached the ring, the entire heel locker room ran out led by Kevin Owens to take them out. In what became a vicious attack, Strowman hit Reigns in the face with the ring steps and Rollins was violently thrown off of the stage and into the side of the police van. Ambrose, who was stomped on the announce table in front of his wife Renee Young on commentary, then had his head slammed into the van door by Ziggler. McIntyre hit a Claymore on Ambrose, Ziggler hit a super kick on Rollins and Strowman closed by powerslamming Reigns to the floor while the entire heel locker room rejoiced.

This was about as overbooked as anything WWE has produced since an eerily similar close to TLC last year when Kurt Angle joined The Shield in Reigns’ absence. The fact that Strowman could turn so quickly from a beloved babyface who doesn’t need help to a generic heel who enlists the help of half the locker room to beat down three guys just goes to show how far Vince McMahon is willing to go to help Reigns draw sympathetic cheers. Everything that made Strowman over and unique has been thrown out in favor of a convoluted mess.

While WWE deserves credit for weaving the main storyline throughout an entire three-hour show to build suspense, The Shield’s arrest was comically without justification considering how often the pull-apart brawl has become an overused crutch on main roster programming. Meanwhile, any bonus points WWE achieved for how brutal the closing brawl was (including Rollins badly bleeding from his arm) was quickly overshadowed by the shoddy psychology of Owens coming to the aid of Strowman just two weeks after ending a feud against him. This was painful to watch on many levels.

To make matters worse, Balor somehow spent the evening jobbing out to everyone he came in contact with, either heel or babyface. Not all was awful on this night as McIntyre and Ziggler not only came across as strong in manipulating their way to the Raw tag team titles, they carried with them a Kevin Hall and Scott Nash vibe in doing so that almost felt like prime nWo. Grade: D+

The Undertaker, Shawn Michaels go face-to-face

Michaels entered the ring to share how surprised he was that many of his Hall of Fame friends picked Undertaker to defeat Triple H at WWE’s upcoming Super Show-Down pay-per-view in Australia considering the WrestleMania unbeaten streak is over. But after Michaels took it one step further by saying, “the ‘Cerebral Assassin’ is going to cerebrally assassinate the Undertaker,” out came “The Deadman” to pop the crowd with a long entrance.

The Undertaker claimed Michaels’ ego couldn’t accept that “I took the one thing from you that was most important – your career.” But HBK fired back with an intense promo about how he been the only superstar who has refused to come back from retirement despite the constant cries of fans “because I am a man of my word, a man of honor and a man of integrity.” Most importantly, Michaels said he hasn’t come back because of the respect he has for The Undertaker. After countering by asking whether it was respect or fear, Undertaker said he would put Michaels down again should he decide to come out of retirement and that he plans to do the same to Triple H in Melbourne. Mic drop.

Whether seeing two WWE legends of this stature trade promos in 2018 gets you fired up for nostalgia or has you remembering their combined age is 106, it’s hard to deny the intensity delivered by both in this segment. Both the theme and dialogue were simple and powerfully delivered, with more than a tiny tease that a possible trilogy match between Taker and Michaels at WrestleMania 35 just might be in the cards. While Michaels revealed he will be in attendance in Australia on Oct. 6, what isn’t known as of yet is what part he might play in the match or storyline. Either way, this was a move in the right direction for a Triple H-Taker match that up to this point has felt like nothing more than a desperate attempt to sell out a giant stadium overseas. Grade: A-

Alexa Bliss gains revenge on Ronda Rousey

Elias opened an in-ring segment on guitar to point out how much he strongly dislikes women who hit men as a reference to Trish Stratus’ return last week. He then began to insult the Columbus crowd before Bliss, Mickie James and Alicia Fox crashed the party. Bliss elicited cheers from her hometown fans by pointing out that she graduated high school in the same building and leading an “O-H-I-O” chant. She then quickly reminded she’s a heel by turning on the crowd and calling them “mindless Ohio imbeciles.” Just as Bliss began to flirt with Elias by asking him to finish his song “because I want to walk with Elias,” Rousey’s music hit to welcome her and Natalya.

Alexa Bliss def. Natalya via submission: The match was quick and to the point. Smart referee distraction from Bliss allowed James and Fox to attack Natalya in the corner. Bliss followed with a DDT and then pointed at Rousey at ringside as she slowly set up an armbar. Natalya quickly tapped to end the match and after Rousey checked on her, Bliss’ initial attempt to attack from behind was met by a punch to the midsection. Rousey then fought off a Fox attack to deliver three brutal arm drags. But Bliss chop blocked Rousey and eventually threw her into the steps outside the ring.

Later on backstage, Rousey consoled Natalya, who moaned that she’s “sick of the games” and doesn’t feel like herself. As Natalya walked away, the Bella Twins slid in to shower Rousey with praise. Brie declared there is no one like Rousey in WWE while Nikki said she will go on to become “the greatest WWE champion ever” and that Rousey inspired their comeback. The Bellas then offered their services as training partners to which Rousey politely turned down because of how “fantastic” Natalya has been.

Bliss’ handling of her home crowd and the brilliance at which she swerved from babyface to heel in her interaction is worth mention as one of Raw’s highlights (as was her flirting with the former “Drifter”). Bliss was just as brilliant from a psychological standpoint in how her character adapted the armbar as a means to get in Rousey’s head. Strong psychology was also in play from the Bella Twins after the match with a continued tease of a heel turn against Rousey after buttering her up. Grade: B

What else happened on Raw?

  • The Bella Twins def. The Riott Squad via pinfall: The first match together for Nikki and Brie Bella on Raw in three years turned out to be a forgettable one for Brie. In her first post-pregnancy match since the inaugural women’s Royal Rumble in January, Brie badly botched a pair of suicide dive attempts. Brie was caught up in the ropes during her first try before crashing to the floor in front of a late-arriving Sarah Logan. Her second try was much more dangerous as Brie was lucky to avoid serious injury when she came up short of the target and fell onto her face. Nikki, however, appeared to be in mid-season form despite her own absence from the ring and looked great following a hot tag before finishing Liv Morgan with the Rack Attack 2.0.
  • Bobby Roode & Chad Gable def. The Ascension via pinfall: The first outing of this surprise new tag team saw Gable synchronize himself perfectly into Roode’s entrance. It also saw way too much cheesy smiling from both considering the pair have barely anything in common to make this team feel like a natural pair. Before the match even started, Konnor cut a promo in which he called Roode “a flash in the pan who couldn’t make it in the singles division” and Gable “a sawed off duck butt.” (Yes, you read the latter correctly.) Gable capped the fairly forgettable match with a beautiful German suplex and bridge to pin Viktor.
  • Authors of Pain def. Keith Thompson & Jimmy James via pinfall: Comically dressed just like them in a tactical vest, 205 Live general manager Drake Maverick made his debut as AOP manager and vowed before the match that he is going to make them Raw champions. The subsequent match against a pair of tiny local enhancement talent was as quick as it was violent. A Super Collider took out both before Rezar recorded the pin.
  • The Boss ‘N Hug Connection def. Dana Brooke & Ember Moon via pinfall: One week after Brooke came up empty against Sasha Banks, teaming up with Moon didn’t help her cause. The storyline of Titus Worldwide getting in Brooke’s way continued as she was distracted enough by their constant coaching to yell audibly, “Enough, I’ve got this!” Brooke then missed a flipping splash into the corner and Banks followed with a hurricanrana roll up for the 1-2-3.
  • Kevin Owens returns to attack Bobby Lashley: One week after his kayfabe quitting when he walked off the set of Raw, Owens’ return was rushed and wasted. Lashley emerged from a meeting with Corbin in which his performance review called for an in-ring meditation intervention with Jinder Mahal. After Lashley cut a backstage promo that made him sound crazy, he joined Mahal and Sunil Singh by donning a scarf and sitting in the ring to breathe deeply. Owens ran in to crash the party by hitting a super kick and apron powerbomb on Lashley before screaming out in anger.
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Home Get in touch Forum Swiss pass/OB regional pass 4 days Lauterbrunnen?
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Swiss pass/OB regional pass 4 days Lauterbrunnen?

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Apr 27, 2016 - 12:58 AM

We are a couple in our late 20s. We will train from Milan to OB region in early Sept, planning to base in Lauterbrunnen for 4 nights to visit the area before leaving to Germany via German rail. We have 2 questions that we hope someone could help us with:

1) We love scenic towns and would love to do some easy clying/hiking around the area.Is there any recommended routes that could fit our itinerary? Our draft itinerary as follows.

DAY1 Morning train from Milan to Spiez, then SBB to Lauterbrunnen. Cycle/hike in the area.

DAY2 Jungfrau excursion (if weather permits) and visit Wegen/Grindelwald

DAY3 Murren/Schilthorn and cycle/hike nearly areas

DAY4 Interlaken Lake Brienz boat ride (or Bern if it rains); or shall we go Lucern? (we thought it might be similar to lake como)

DAY5 Morning train to Germany via Bahn.

2) Swiss pass or OB regional pass? They seem to have the same coverage in the region.

This is our first time in swizerland so please feel free to add or amend our itinerary if you have better suggestions.

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expert &
Apr 27, 2016 - 3:59 PM in reply to Misschestnut

Welcome to MySwissAlps, Misschestnut!

Let's look into the rail pass issue first. The Swiss Travel Pass and the Regional-Pass Bernese Oberland don't provide the same coverage for the Lauterbrunnen area. If you download the maps from our "validity" sections on both pages, and zoom in to see details, you'll see the differences. The list of attractions and their discounts on the same pages may be of help too. As you'll see, the Regional-Pass provides better coverage here. A 5 day variant may suit your needs. Apart from the trips in and near Lauterbrunnen, it will cover your inbound journey from Brig onwards and your outbound journey as far as Bern. You could compare this option to a Swiss Half Fare Card by doing the maths as explained here.

Hiking options for the Lauterbrunnen region are listed here. Some highlights would be Muerren-Gruetschalp, Maennlichen-Kleine Scheidegg and Lauterbrunnen-Stechelberg. There are plenty of other (more challenging) options too. I don't know that much about cycling. The Lauterbrunnen valley is certainly suitable. Other than that I'd advise to do some research on www.veloland.ch.

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US health officials call for booster shots against COVID-19

Breaking News

FILE – In this Jan. 15, 2021, file photo, Dr. Yomaris Pena, Internal Medicine Physician with Somos Community Care at a COVID-19 extracts the Pfizer COVID-19 Vaccine out of a vial at a vaccination site at the Corsi Houses in the East Harlem neighborhood of New York. U.S. health regulators have authorized extra doses of the COVID-19 vaccines in people with weakened immune systems to better protect them from the virus. The announcement Thursday, Aug. 12. by the Food and Drug Administration applies to millions of Americans who take immune-suppressing medicines because of organ transplants, cancer or other disorders.(AP Photo/Mary Altaffer, File)

COVID-19 Dashboards

NEW YORK (AP) — U.S. health officials Wednesday recommended all Americans get COVID-19 booster shots to shore up their protection amid the surging delta variant and evidence that the vaccines’ effectiveness is falling.

The plan, as outlined by the director of the Centers for Disease Control and Prevention and other top authorities, calls for an extra dose eight months after people get their second shot of the Pfizer or Moderna vaccine. The doses could begin the week of Sept. 20.

Health officials said people who received the single-dose Johnson & Johnson vaccine will also probably need extra shots. But they said they are awaiting more data and have yet to work out the details.

The overall plan is awaiting a Food and Drug Administration evaluation of the safety and effectiveness of a third dose, the officials said.

In a statement, health officials said it is “very clear” that the vaccines’ protection against infection wanes over time, and now, with the highly contagious delta variant spreading rapidly, “we are starting to see evidence of reduced protection against mild and moderate disease.”

“Based on our latest assessment, the current protection against severe disease, hospitalization and death could diminish in the months ahead,” they said.

Copyright 2021 Nexstar Media Inc. All rights reserved. This material may not be published, broadcast, rewritten, or redistributed.

If you have a news tip or a correction to the story you can email it to us through this link. If you would like to send a comment to the author of the story, you can find their email on our Meet the Team page.

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Campbell's Heart Healthy Recipes & Coupons #spon - My WAHM Plan

Campbell's Heart Healthy Recipes & Coupons #spon

Thank you Campbell's Soup Company for sponsoring this post. All opinions are 100% my own.

We may have switched our calendars to March, but the weather here still feels like February on most days.

On  those "February" days I love to send soup to school with my girls for their lunches. It's a quick and simple way to warm them up from the inside out and ensure they are eating a nutritious lunch and more often than not, I'm sending them Campbell's soup.

On the soup days- I eat soup at home as well. It's an easy way to get another serving of veggies and it's a great conversation starter when my girls get home because they will ask me which soup I chose. Plus- Campbell's soup is an excellent way to take care of my heart.

About Campbell's Address Your Heart:

National heart month may be over- but I have made a commitment to better health for myself and my family. Campbell's Soup understands that health is foremost on people’s minds, and keeping your family in tip top shape can be a challenge in these busy times.
That's why their website is loaded with tips, coupons and American Heart Association Certified Recipes like these that make serving a healthy dinner just as easy as serving soup for lunch.

Broccoli Cheddar Rice

Grilled Bruschetta Chicken

Louisiana-Style Chicken, Sausage & Shrimp Skillet

Don't these dishes look good? I can't wait to make the sausage and shrimp skillet! Hop on over to Campbell's Kitchen for more recipes, coupons, healthy eating tips and more.

Please share in comments: What's your favorite Campbell's Soup? We are fans of the classic Tomato soup and Minestrone but buy our fair share of Chunky soups as well.

Disclosure: I received one or more of the products or services mentioned above for free in the hope that I would mention it on my blog. Regardless, I only recommend products or services I use personally and believe will be a good for my readers. I am disclosing this in accordance with the Federal Trade Commission's 16 CFR, Part 255: "Guides Concerning the Use of Endorsements and Testimonials in Advertising."

  1. The Broccoli Cheddar Rice looks terrific, something that I would really enjoy! Plus a good way to sneak in the veggies!

  2. Hi Heidi,

    I love making the Broccoli Cheddar Rice dish because the veggies are hidden in all that chessy goodness.

  3. My favorite soup is cream of mushroom. I love making the green bean casserol with it

  4. My husband's favorite soup is their Chicken Noodle Soup. Whenever he isn't feeling well, that's what he wants.

  5. Favorite is their Cheddar & Bacon Potato Soup - YUM!

  6. Chunky New England Clam Chowder is loved around here, as is the Tomato Soup and the various "Creams of" are used in many a recipe. BB2U

  7. Hi Tara,

    Funny you should mention the Cream of mushroom soup. I just put it on my grocery list so I could make a Tuna noodle casserole.

  8. Hi Ellen,

    We have the chicken noodle on hand for the same reason!

  9. Hi Scott,

    That must be a Chunky soup we haven't tried yet, but with Bacon in the name- it's only a matter of time before my husbands spots it.

  10. Hi BB,

    My hubby loves the Clam Chowder too.

I'd love to hear from you!


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5-spring1With warm weather on the rise, it’s time for the kids to get excited about spring! Check out these events in March at your child’s school to find out what’s happening:

Casa Dia Montessori – Kinswood

March 17: St. Patrick’s Day Parade

Older kids make hats and other crafts, and then parade around the younger kids’ rooms.

March 26: Easter Bunny Pictures

The Easter Bunny will be visiting students at school! It arrives at 8am and every kid has the chance to get their photo taken. Afterwards, parents will be able to purchase their children’s photos online.

March 28: Red Cross Blood Drive

This month, Casa Dia Montessori at Kinswood will host the Red Cross Blood Drive from 1pm-5pm. You don’t even have to be a parent; anyone can participate. Sign up by calling the school or at the Red Cross website. If you sign up at the website, use the password “CasaDia.” Walk-ins are also welcome.

Casa Dia Montessori – Watson

March 20: Spring Parties

The date has changed from March 17th to March 20th, the First Day of Spring. There will be season-themed games and treats provided by parents. Sign up on the door of your child’s room. Please only bring store bought and nut-free items.

March 25: Easter Bunny Pictures

When the Easter Bunny visits school during the school day, everyone gets their photo taken! One week after pictures are taken, parents get proofs at school. They can order them online or through the school.

Centre at Conway

On-going Event Throughout March: Collection for Five Acres Pet Rescue (Non-Kill Shelter)

Please find the list of items we are collecting for the animals. Teachers will be talking to the children about how we care for our pets.

March 20: Spring Celebration

The children enjoy a celebration within their rooms welcoming spring.


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Susana Balbo

Susana Balbo Wines
Mendoza, Argentina

After graduating cum laude with a degree in Enology in 1981, Susana Balbo became the first female winemaker in Argentina’s history, and her first vintage of high-quality Torrontés made it clear that Argentina had a white wine to call its own. In addition to working as an international consultant, Balbo has played an outsized role in driving her country’s wine industry forward, having been elected president of Wines of Argentina not once but three times. It was during this time that Argentinian wine exports made history, growing in double digits and gaining recognition on the world’s wine map. In this role, she became an influential leader in this new wine-producing Argentina after decades of a wine market reliant on only domestic consumption.

Today, Susana Balbo is the owner and chief winemaker of Susana Balbo Wines in Mendoza. Moreover, she is a National Congresswoman and in 2017 was elected by the President of Argentina to be part of the W20. With a 30-year career in the wine industry, Susana Balbo is certainly the most well-known female Argentinian winemaker, within the country and abroad. In 2012 she was the only Argentinian named among the ‘50 Most Powerful Women in the Wine World’ by the British magazine Drinks Business. In 2015, she was awarded ‘Woman of the Year 2015’ by Drinks Business Magazine.


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The very youngest children (three to five years of age) are one of the most challenging groups to interview. However, this group is also seen as vulnerable to maltreatment. Limited language abilities, short attention span, lack of experience serving as primary sources of information, and narrow life experiences are only a few of the challenges for preschoolers when asked to serve as witnesses. As Senior Trainer and Curriculum Chair for the National Children’s Advocacy Center (NCAC), a long-time forensic interviewer and a former preschool teacher, the author has an interest in providing an adaption of the NCAC Child Forensic Interview Structure (CFIS) to better meet the needs of the youngest children who are challenged by the demands of these unique conversations. A number of issues are raised by the blanket application of “best practice” principles when interviewing preschool children. In this paper the author will consider some of the developmental issues and concerns for preschool children and will also provide recommendation for possible adaptations of the NCAC CFIS with preschoolers.

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Things to Do and See in Northern Lapland Nature Centre Siida

Sámi museum and Nature Center Siida will be renewed on 2020-2022. Siida-building will be renovated, expanded and the exhibition renewed. Read more on the webpages of Siida.

Permanent Exhibitions

Nature Centre's cultural-ecological exhibitions illustrate the adaptation of nature and the indigenous Sámi people to the extremities of life in the far North.

  • The introductory exhibition describes the development of the local nature and culture from the Ice Age to the present day.
  • The main exhibition introduces the special characteristics of life in the North following the rhythm of the seasons.
  • For more information on the exhibition, go to the Siida website ( .

Temporary Exhibitions

Siida has three exhibition spaces for temporary exhibitions where the Nature Centre and Sámi Museum organize several nature and culture-themed exhibitions annually. Read more on the exhibitions on Siida's website (

Guided Group Activities

Siida offers guided groups tours in Finnish, Sámi, English, Swedish, and German.

The guided group tour is subject to a fee and must be reserved in advance. The duration of the group tour is 1h and the price is €105 (incl. VAT 24%). Tours are tailored to each specific group. The recommended maximum group size is 25 people.

A thematic tour of the open-air museum can be booked during the summer season, which depicts life in Inari in the 1850s. The tour lasts one hour, and is available in Finnish and German. The price is €18/person(incl. VAT 24%), the minimum charge is €180.

To read more about Siida's tours, go to Siida website (

Films at the auditorium

  • The award-winning Aurora Borealis multimedia presentation presents Martti Rikkonen's photographs of the Northern Lights (12 min). Daily at 12 and 15 in the winter season and at 11, 14, and 17 in the summer season. The presentation is accompanied by enchanting music by the Vilddas group. Subtitles are available in six languages. The presentation is included in the ticket price, and is shown if the auditorium is free.
  • In addition, the Aurora Borealis and Lake Inarijärvi presentations can be shown to groups subject to order (€10/presentation).

Outdoor Etiquette

1. Respect nature.

2. Mainly use marked trails.

3. Camp only where it is allowed.

4. Light your campfire only where it is allowed.

5. Do not litter.

Read more


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Instructions and Rules in Paistunturi Wilderness Area

Lichen-covered rocks and pieces of wood form the remains of an old reindeer fence. The surrounding fell scenery is in fall colours.

Instructions on Exploring Paistunturi Wilderness Area

  • Hiking, skiing and temporary camping are allowed everywhere in the wilderness area according to the Everyman's rights (
  • Metsähallitus has decided to grant general permission to light fires in the terrain in Lapland. Dry branches, twigs and small stumps can be used as kindling. In places where there is a maintained campfire site within 500 metres, all fires must be lit at the campfire site. We recommend that you do not build campfires in the areas where there are few trees.
    • Making open fires is always prohibited at both marked campfire sites and when fires are permitted by the land owner if a forest fire warning ( has been issued for the area.
    • This prohibition does not apply to cooking shelters or other fireplaces with a flue.
  • For organising events is the wilderness area, a permission is always needed from Metsähallitus.
  • Because of the location of the wilderness area next to Kevo Strict Nature Reserve, visitors need to bear in mind that camping is  allowed only in designated places in Kevo. The Strict Nature Reserve has been divided into two parts: the canyon area and the fell area, both of which have their movement restrictions. The boundary line between Paistunturi Wilderness Area and Kevo Strict Nature Reserve is clearly marked. In the forested areas, it is marked with a treeless zone. In open areas, the boundary is marked with poles which are a couple of metres tall and made of wood, the corner poles are made of metal. There are signs of the Nature Reserve on the poles. Read more from the pages of Kevo.
  • Hook and line fishing and ice fishing are allowed under everyman's rights, except where specific restrictions apply.
  • Angling with a single rod is permitted, except in the restricted waters. Persons aged 18-64 years must pay the fisheries management fee. Angling permits for restricted areas are available from Metsähallitus' online shop (
  • Fishers need to check the restrictions on fishing sites at (in Finnish).
  • Read more about Hiking in Finland.
  • As a rule, a permit issued by Metsähallitus is required for activities other than those included in everyman's rights, which may include research and organised events. Further information on required permits: research and access permits ( and permits and notifications related to events (

Mobile Phone Coverage

  • Although Finland has a broad network for mobile phones, there are some areas in the Paistunturi Wilderness Area without signal. There may also be some smaller spots where there is interference. If this happens try to climb to a higher place or go into an open area. It may be worth removing the SIM card from your phone and then trying again to make emergency call. Different phones also differ in their coverage.
  • We recommend that you keep your mobile phone warm at all times and take along food and drink. Certain phone models do not work when the temperature falls below zero. You should therefore let someone know your planned route. To keep your mobile phone charged, bring along a spare power source, a spare battery or an old phone with a working battery.

  • The highland of Paistunturi Wilderness Area is suitable for experienced hikers. It is demanding in the summer, but even more so in the winter, when the harshness of the conditions is multiplied. There is not much firewood in the area, and not many open wilderness huts either, so hikers need skills and adequate equipment. Because of the long distances, it is not easy to get help in the wilderness. If going hiking in the wilderness area, you need adequate shoes, maps, a compass, a tent, a camping cooker, windproof clothing, a sleeping bag and sufficient food supplies. Make sure you pack a first-aid kit.

  • Do not forget to tell your friends or family about your planned route and timetable. You can also inform Siida - Northern Lapland Nature Centre, but in that case do not forget to report that you have returned, so that the rescue service will not look for you unnecessarily.
  • The rescue service can be contacted through the emergency phone number 112.
  • If you face an emergency on your hike, e.g. get lost, get injured or observe wildfire, call 112 and report an emergency. More information on how to act in an emergency.
  • Make sure you pack a first-aid kit.
  • Hiking in Finland:

  • The time of the mosquitoes is from the end of June until August or September, when the temperature goes below zero for the first time at night.

  • "In Kevo Strict Nature Reserve, the ‘ruska' begins on the 10th of September at 2pm ± 5 days." This was the definition by Paavo Kallio, the late professor of botany in the University of Turku. "Ruska" means the beautiful autumn colours, which can be seen for two or three weeks.
  • Snow covers the ground for the first time usually in October or November, however before the New Year snow cover is usually quite thin.
  • If crossing rivers and brooks in the spring during the floods, you need consideration where and how to cross.

112 Suomi - mobile application

When an emergency call is being made through the 112 Suomi - mobile application ( the dispatcher will automatically receive the callers position.

It is recommended to keep the mobile phone warm and to bring extra food and water with you. There are many excursion locations with no mobile coverage and some mobile phones does not work in sub-zero temperatures, that is why it is always a good idea to let someone know about your itinerary and timetable.

Outdoor Etiquette

1. Respect nature.

2. Mainly use marked trails.

3. Camp only where it is allowed.

4. Light your campfire only where it is allowed.

5. Do not litter.

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CBD seeks red-hot status – digital magazine

CBD seeks red-hot status – digital magazine
Once a red-hot ingredient, cannabidiol (CBD) seeks to retake the supplement spotlight after a rocky 2020, led by new hemp-derived phytocannabinoids and other derivatives. Market saturation and regulatory uncertainty has hampered industry growth, but research on the endocannabinoid system is connecting CBD intake and various health issues, from inflammation to mood and beyond. Other minor phytocannabinoids identified for more in-depth research include cannabigerol (CBG), cannabinol (CBN) and cannabichromene (CBC).

Takeaways for your business:

• Much remains to be known about the effect of phytocannabinoids on the endocannabinoid system (ECS).
• Cannabinoids with targeted therapeutic promise could drive consumer self-care market expansion.
• Delta-8 THC is on the rise as a psychoactive alternative to THC, and the sports market is watching.

Register to access this resource

Registering as a member of Natural Products INSIDER Digital will give you free access to premium content including digital magazines, webinars, whitepapers and more.


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Chiropractor who sold ostarine in 'supplements' pleads guilty

Plea Agreement 2021.jpg

A New Jersey chiropractor charged with marketing drugs as “dietary supplements” has pleaded guilty to a felony charge, the U.S. Department of Justice (DOJ) announced Thursday.

Nicholas Andrew Puccio, 41, of Columbus, New Jersey, pleaded guilty to introducing an unapproved new drug into interstate commerce with the intent to defraud and mislead FDA and consumers, according to a DOJ news release.

From 2016 to 2020, the U.S. government alleged, Puccio marketed drugs as dietary supplements to the bodybuilding and fitness community, including a product labeled as containing ostarine. Ostarine is a type of synthetic steroid known as a selective androgen receptor modulator (SARM).

FDA in 2017 raised concerns about the safety of SARMs and issued warning letters to several companies selling them. That was the same year FDA seized products from the facilities of a company that openly sold SARMs and was associated with a former bankruptcy lawyer with a colorful nickname and online personality: Charles Anthony Hughes, aka “Dr. Tony Huge."

In its 2017 warning letters, FDA stated SARMs had been linked to such life-threatening reactions as liver toxicity and have the potential to increase the risk of heart attack and stroke.

“When Mr. Puccio marketed unapproved drugs as dietary supplements, he sidestepped important safeguards to protect the public, and must be held accountable,” Acting U.S. Attorney Daniel P. Bubar of the Western District of Virginia said in a statement. “Our office will continue to closely partner with FDA to ensure safety and effectiveness in our drug supply and prosecute those who flout these rules.”

Puccio’s plea follows one in December when the owner of a North Carolina-based company admitted to selling SARMs and other drug compounds as undeclared ingredients in products marketed as sports supplements and research chemicals.

Puccio, who pleaded guilty before Judge James P. Jones in U.S. District Court for the Western District of Virginia, is scheduled to be sentenced on Sept. 23. He faces a maximum penalty of three years in prison, according to the government.

DOJ said his sentence will be determined based on a judge’s consideration of U.S. sentencing guidelines and other statutory factors.

According to Puccio’s plea agreement, he agreed to forfeit $150,000 to the U.S. government, including remitting $65,000 before the entry of his guilty plea and $85,000 on or before Sept. 15. Among other conditions, Puccio also agreed he will not play a “role in the manufacture, sale or distribution of any product (a) containing any ingredient listed on the FDA’s Dietary Supplement Ingredient Advisory List or (b) that is represented to be a dietary supplement when, in fact, it is not.”

David Barger, an attorney representing Puccio, did not immediately respond to a request for comment.

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Minor Campaigns in Africa 1902-1956

Showing the single result

Most of the operations in West Africa (which were of an almost continuous nature) took place in Nigeria. Operations in East Africa tended to be far inland, such as the lengthy operations against the ‘Mad Mullah’, a Muslim religious leader, in Somaliland. The only occasion on which a sizeable British force was deployed was during the Somaliland operations of 1902-04.


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7379 Cr 401 Anderson, Tx 77830

Sold Price: $0
Anderson, TX
Grimes Co/USA
Sold Price: $0

Bedrooms: 1
Bathrooms: 1
Building Size: 600 Square Feet
Lot Size: 17.976 Acres
Property Status: Sold

17.976 Acres  on Corner of FM 3090 and CR 401 Perfect mix of woods and open, Approx.50/50 open to wooded.  All utilities are in place ready for building your new home. The bunk house and  pavilion offer a great place to camp while building. The Metal building is the  perfect place  keep all your tools and  toys.  Excellent fences and cross fences along with the  barns  offer a safe place for the livestock and pets. Nature trails will keep the kids busy exploring the oak forest.  This property offers great possibilities with  road frontage on Fm 3090 and Cr 401 that makes it easy to divide.  Amenities includes, metal shop with overhead door, accessible by incline concrete drive ramp and good gravel driveway.

Light restrictions.

Property Features: General Information
Land Size: 17.976 Ac
Building 1 Size:  600 sf
Bedrooms: 1
Bathrooms: 1
Building 2 Size: 234 Sf
Attach Storage: 78 Sf
Pavilion: 540 Sf
Barn: 1122 Sf
Road: 3090 & CR 401
Fences: Perimeter/Crossed
Creeks:  N/A
Terrain: Flat
Soil: Sand-Sandy Loam
Gis Map

Sellers Dis
Warranties: N/A
School District: Navasota
Exemptions: Ag

Directions: From Anderson take Fm 149 West L, (will turn into FM 3090) approximately 6.7 miles.  Property starts on the corner of Fm 3090 and Cr 401.  First gate on the left. (Cr 401)  Additional entrance on FM 3090.

Showing: Call office for appointment  and gate code.

Navasota Realty will gladly co-broke. Buyer’s agent must accompany from first showing forward. If listing broker shows the property to the buyer and procures the sale, the buyer’s agent’s commission may be reduced. All information is deemed reliable, but not guaranteed. All information should be independently verified.


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Holland Ridge– Lot 16

Sold Price: $0
Lot 16 Valley View Dr
Anderson, TX
Sold Price: $0

Building Size: N/A Square Feet
Lot Size: 2.15 Acres
Property Type: Lot
Property Status: Sold

Lot 16 features attractive split-rail fence along its Hwy 90 frontage and generous frontage on Valley View Dr. The back property line is bordered by an attractive pipe fence. Scattered trees (including a lovely Mimosa tree) with long distance views of the park are peaceful reminders of the comfortable serenity of Holland Ridge Subdivision.  All concrete roads are done, lakes recently stocked, pavilion coming soon.  The views of the lake and creek are common areas for the subdivision.

All Holland Ridge lots feature underground electrical and paved streets.

Lot Features Specifications
Lot: 16 2.150 AC
Valley View Dr.
Trees: Few
Terrain: Slightly Rolling
Creeks/Lakes: Common Area
Aerial of divisions

Use Restrictions
Show Anytime!  Call office to advise of showing.  Some stages still under development.
If listing broker shows the property to the buyer and procures the sale, the buyers agent commission may be reduced
From Navasota, Head northeast on TX-90  towards Anderson, Tx  5.6 miles.  Entrance to Holland Ridge Subdivision will be on the right.


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Main Content

Little Late: Lilly Singh
WEEKNIGHTS 1:35/12:35c

S2 E401/14/21

"Stone Cold" Steve Austin
Also available on the nbc app

Lilly cries while discovering ghosts around the set of A Little Late with Lilly Singh, then chats with “Stone Cold” Steve Austin.

Available until 01/14/22
Tags: a little late with lilly singh, Lilly Singh, lilly singh late night, nbc lilly singh, late night show, "Stone Cold" Steve Austin
S2 E422 minTV-14Full EpisodeTalk and InterviewLate Night
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Lasagna King of Chicago?

Leona's focuses on their best-selling pasta

Family-owned Leona's has been serving up pasta to Chicagoans since 1950. Founded by Leona Molinaro, the restaurant which originated in Lakeview has grown to 12 locations owned and operated by her grandsons.

Last year's sales showed lasagna as the most popular selling item on their vast and varied menu. As a result, owner Leon Toia (yes, he's Leona's grandson – how did you guess?) has revamped the menu to feature 11 lasagna dishes. A few of these dishes include:

• Five Cheese Lasagna with Tomato Cream & Romano Chicken
• Spinach & Artichoke Lasagna & Roasted Salmon
• Five Cheese Lasagna, Tomato Cream Sauce & Grilled Shrimp
• Italian Meats Lasagna & Homemade Big-A-Meat-Ball
• Red and White Lasagna with Roasted Portabella Mushroom
• Five Cheese Lasagna with Sun-Dried Tomatoes & Broccoli
All lasagnas fall in the $12 price range and are typically large, Leona's-sized portions.
Check out Leona's web site for the location nearest you to try out one of these decadent noodle dishes.

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Taylor Gabriel, Akiem Hicks Leave Bears' Game With Injuries

Gabriel caught three touchdown passes before being removed from the game

The Chicago Bears were bit hard by the injury bug on Monday night, losing a pair of key players to injuries during their game against the Washington Redskins.

Wide receiver Taylor Gabriel, who caught three first-half touchdowns for the Bears, was forced to leave the game after going into the concussion protocol, the team announced.

The Bears also lost defensive tackle Akiem Hicks, who was diagnosed with a knee ailment. Hicks was seen walking off the field to the locker room with the team's training staff, but Matt Nagy said after the game that he hopes the defensive lineman will be okay.

Prior to the game, the Bears announced that right tackle Bobby Massie would be sidelined with an undisclosed ailment. After the game, Nagy confirmed media reports that the lineman was dealing with a case of vertigo.

Finally, Eddy Piñeiro played on Monday despite dealing with a knee injury. The kicker said that he is dealing with a pinched nerve in his right knee, and said that he was in some discomfort during the game.

The Bears won't have a lot of time to heal, as they'll have a short week before taking on the Minnesota Vikings on Sunday afternoon at Soldier Field.

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Sorting the Sunday Pile, Week 12: And So Ends Donovan McNabb's Career in Philly

Sorting the Sunday Pile looks back at the NFL weekend that was. It's also an unofficial Mittens blog.

Donovan McNabb one more excuse

The Eagles traveled to Baltimore, went through the motions for 30 minutes, and when they took the field for the second half, McNabb was on the sidelines, benched for the first time in his professional career. His replacement -- for the day and, presumably, the future -- 2007 second-round pick Kevin Kolb, was just as forgettable, which puts head coach Andy Reid in a predicament.

Of course, Reid's detractors would point out that his troubles are self-inflicted; his loathsome disregard for the running game, and blind allegiance to McNabb have everything to do with the Eagles current situation.

That's not to say that McNabb, for most of his 10 years in Philly, has been anything other than a really good NFL quarterback. (The Eagles reeled off four straight NFC Championships earlier this decade, including a Super Bowl appearance in 2004. And that wasn't all because of Freddie Mitchell.) Just that, as we're often reminded, the NFL is a business. And when winning is the only thing that matters, loyalty and history don't mean much.

Also not helping McNabb's case: his numbers from the previous two games. He completed 47.3 percent of his passes, threw for 398 yards, one touchdown, five picks, and lost two fumbles for good measure. You can get that for a lot less than the nine million bucks he's scheduled to make next season. So now that we've established that McNabb has been unwatchable recently, there are still five games to go in the regular season. The Eagles are 5-5-1, virtually have no shot at the playoffs, and will face the Cardinals in three days' time. Now what?

The easy answer is that Reid, who could be sharing a U-Haul with McNabb come January, could stick with Kolb and see what he has in the second-year quarterback. Such a move would confirm what most of us already assume to be true: McNabb's career in Philly is done and the team is playing for the future.

It'll undoubtedly quiet the sports-talk set, but that's little consolation for a team with no credible excuse for their current plight. The other option is to give McNabb the Thanksgiving Day start (Reid will make an official announcement one way or the other later today) and pretend Sunday never happened. Making that decision easier? Kolb's abysmal performance against the Ravens. I don't think he could've played worse if he threw every pass left-handed.

It terms of playing the postseason, it doesn't matter what Reid decides; the 2008 Eagles died in Cincinnati last week. If Kolb is the the next franchise quarterback, then he probably deserves to play out the year, if for no other reason than to see if he's the long-term answer. Yesterday's forgettable half of football would suggest he's a younger, less handsome A.J. Feeley, but that's all it was: 30 minutes. You don't spend a second-round pick on a player to give up on him before he gets a legit shot. Not unless you're talking about John Beck, anyway.

If there's a bright spot in all this, heading into Week 12, Football Outsiders had McNabb as the seventh-best quarterback in the league in terms of efficiency. And while that may be an indication that things aren't nearly as bad as they seem, I'm pretty sure most Eagles fans would gladly take any of these players ranked below McNabb: Aaron Rodgers, Eli Manning, Tony Romo, and, obviously, Jeff Garcia.

The Brady Quinn Era Was a Short One

Sunday was a busy day for coaches benching their franchise quarterbacks for the good of the organization. McNabb was the big story, but Brady Quinn, who was making this third start after replacing '07 Pro Bowler Derek Anderson, lasted just three quarters before head coach Romeo Crennel decided that it was time to make a change.

It bears mentioning that Quinn came into the game with a small fracture on the index finger of his throwing hand, which to my untrained eye, would seem like an impediment to matriculating the ball down the field through the air. Crennel felt differently. Quinn was 8-of-18 for 94 yards, threw nary a touchdown and gave up two huge interceptions before giving way to Anderson.

As usual, Quinn's teammates didn't help him out; between the dropped passes, silly penalties, and more dropped passes, the Browns were lucky to lose at home to the Texans by only 10 points.

Unsurprisingly to everybody not on the Browns coaching staff, Anderson played just as poorly as did before he was benched three weeks ago. He completed 35 percent of his throws (5 of 14) and tossed a late-game pick. After the game, Crennel mumbled something about inserting Anderson because the team needed "a spark," which is further proof that he has no business running an NFL team. During the post-game press conference, Crennel said Quinn will start next week, and let's all hope he's spark-alicious, if for no other reason than to spare us the pain of watching Anderson trying to complete a forward pass.

Baby Jesus Loves Brett Favre, Jets

Not every Week12 story was a sad one. In fact, the Jets' convincing win in Tennessee suddenly makes them the AFC's dark-horse candidate to get to Tampa. (if that seems a bit hasty, it's because it is.

But as Peter King can attest, Brett Favre has that effect on people. I suggest you don't try to fight it. It's futile.) It seems almost ludicrous to suggest as much after watching Favre bungle his way through the first half of the season. In recent weeks, however, Favre has been the ultimate game manager, and while that term is often viewed pejoratively, it shouldn't be; He's minimized mistakes -- particularly those of the game-changing-turnover variety -- and has been consistently efficient.

And, really, that's all a head coach can ask for, even from an 18-year, 39-year-old future Hall of Famer. I can't imagine many people are complaining now that the Jets are 8-3, currently atop the AFC East, and primed for a return to the playoffs.

More impressive than Favre and the Jets offense? Kris Jenkins and the Jets defense. This is the time of year -- three months in with just over a month to go -- that we're subjected to some form of "high-priced free agents seldom equate to success on the field," and the usual suspects -- the Redskins and Raiders -- are held up as proof. Well, New York is the exception. In addition to Favre and Alan Faneca on offense, Jenkins and Calvin Pace have played a big part in the defense's success.

Eric Mangenius is back, people.

Cassel : Brady :: Brady : Bledsoe (Not Quite)

For the second consecutive week, Matt Cassel threw for at least 400 yards. Pretty impressive. So impressive, in fact, that people are seemingly losing their minds about just how good he is. There's no disputing that the former USC backup to Carson Palmer and Matt Leinart has played beyond expectations this season (especially since "expectations" was a euphemism for "stand over there out of the way" until Tom Brady went down with a season-ending knee injury 15 plays into '08).

But the hype surrounding his 12-week evolution now borders on the hysterical. Here's what I wrote just two days ago:

"Cassel currently ranks 18th in the league in yards per attempt (7.0), 26th in completions of more than 20 yards (18), and no quarterback has been sacked more often (32). Hardly hot.

Has Cassel been better than anybody expected? Yeah, sure. But all the talk about him evolving into a legitimate NFL quarterback after a half season of work is a tad short-sighted. And while I'm sure some team desperate for a little Pats fairy dust will pay him six or seven or eight million a year next offseason, he'll still be the same Matt Cassel who went nine years between starts."

Cassel has also benefited from his situation; the Patriots featured the NFL best offense last season, and offensive coordinator Josh McDaniels has done a swell job of putting Cassel in situations where he can succeed. Still, the backup to the backup to the backup deserves some credit; coaches can come up with air-tight schemes, but unless there's someone capable of executing them, it doesn't much matter. Just ask Andy Reid.

So is Tom Brady in danger of getting "Drew Bledsoe-ed"? Um, no. The bigger question is what will the Patriots do if Brady isn't ready to start the 2009 season. Cassel will be a free agent this spring, and I can't imagine he'd return to New England for second-string money and no chance to win the starting gig once Brady is completely healthy. Even if that means taking his five-year, $30 million deal to play for the Lions and average two wins a season.

Muffed Punts

Leftovers from Sunday's action...

.... I'll admit to spending too much time bellyaching about absurd officiating or idiotic coaching decisions, but I'd like to take this opportunity to point out the deft coaching stylings of the Cardinals' Ken Whisenhunt. In retrospect, it seems obvious, but since I can't remember ever seeing another team try it, it merit's a mention. Consider this a public service announcement, along the lines of "yes, NFL games can end in a tie."

Anyway, with the Giants leading 37-26 and 2:00 to go in the game, the Cardinals took eight plays to drive 45 yards, down to the New York 26. On first down, Whisenhunt sent in Neil Rackers to attempt a 44-yard field goal. The thinking: it's a two score game and why not get the field goal first with some time left on the clock, try the onside kick and give the offense a half-minute to score a touchdown.

It proved to be moot; the Giants would recover the onside kick and Eli Manning would take a knee, ending the game. But even though it didn't work, I applaud the strategy. I just wonder why we don't see more of it. Instead, you have guys like Marvin Lewis settling for three even though his team was down 20 with just over six minutes to go. Make or miss, the Bengals still needed three scores. (I know, that helps explain why Cincy is 1-9-1 and Arizona is 7-4. Fair point.)

... Dear opposing coaches, PLEASE DON'T DISRESPECT RANDY MOSS. He hates it when you do that, and it makes him want to try hard ... except when it doesn't. Or something.

.... Hmm, it looks like Jack Del Rio's decision to ban music from the locker room had absolutely nothing to do with winning or losing. Weird. On the first play of th game against the Vikings, linebacker Napoleon Harris gobbled up a botched snap, he rumbled 27 yards, and that was the game. It might be time for Del Rio to bust out that Mike Nolan Memorial Reebok suit. That probably won't change the team's fortunes, either, but at least he'll look good losing.

... I know the reports are that Marc Bulger left Sunday's game against the Bears because of a concussion, but I wonder if he'd just had enough. I wouldn't blame him.

... Big win for the Ravens. Not only do they remain just one game back of the Steelers in the AFC North, they're also a wild card team. And the players were so excited about waxing the Eagles, John Harbaugh's former employer, that they doused their rookie head coach with not one, but two Gatorade showers. Two. In Week 12. This is still professional sports, right? Look, Baltimore has been a pleasant surprise this season, and they're coming off a five-win effort a year ago, but it's not like they're the Lions. Let's have some perspective here. Thanks in advance.

... The Denver Broncos are officially the worst team in the league. Mike Shanahan should be forced to coach the rest of the season wearing an Al Davis costume. By the way, this could only happen to the Raiders: with about a minute to go in the first half and the game tied 3-3, Johnnie Lee Higgins returned a punt 89 yards for a touchdown, did a celebratory end zone backflip, and because he under-rotated and landed on his hands, he drew a 15-yard excessive celebration penalty. You see, according rules, players can't go to the ground to commemorate the occasion. Sounds about right. Whatever, it's worth 15 yards to not be the Broncos right now.

Post-Game Debaclings

Quotes that Emmitt Smith might like...

"No. But that's just the competitive nature that you have ... that you feel like something positive's going to turn things around and get things going in the right direction. But that's why I'm not the coach."
- Eagles quarterback Donovan McNabb, answering the question, "Should you be benched next week?"

"Ever since I left, this is what I wanted to do -- to come back to Invesco and show I've still got it ... Come back and kind of put it to the people who didn't think I was good enough."
- Raiders receiver Ashley Lelie, who began his career with the Broncos

"You would have to ask coach why I was pulled ... He was upset with a couple of decisions I made out there. I didn't have any idea that I was on such a short leash."
- Browns sometimes starting quarterback, Brady Quinn

"I found our performance today to be totally unacceptable."
- Jaguars head coach Jack Del Rio, after his team ran its home record to one-for-2008

"I've failed so far, no doubt about it -- I've said that before -- and empty [Ford Field] seats, that's on me. The record is on me. I've been very upbeat with that, I've been very direct with that. I've never used an excuse or an explanation, I've just said, 'yes.' In terms of where we're at, no doubt about it. Now, how do I go on? I get up and I get this team ready to go and I'm looking forward to it and I got to bring some energy to these guys."
- Lions head coach Rod Marinelli, making less since than Oswald Bates

Sorting the Sunday Pile, Week 12: And So Ends Donovan McNabb's Career in Philly originally appeared on NFL FanHouse on Mon, 24 Nov 2008 08:30:00 EST . Please see our terms for use of feeds.

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ArchaeoTourism Link

ArchaeoTourism Link

ArchaeoTourism Link

NCER’s archaeo tourism sites will be connected via the trans-border Archaeo Tourism Link which will provide holistic knowledge and experience to tourists. Facilities at the sites will also be enhanced to improve convenience for visitors and generate more economic activities for the rakyat in the areas.

Sites within the Archaeo Tourism Link include:

Lenggong Valley in Perak

This is a UNESCO World Heritage Site, which is home to a series of caves and open-air archaeological sites that can be traced back to the Palaeolithic, Neolithic and Metal Ages. The site is also famed for the discovery of “Perak Man”, Southeast Asia’s oldest, most complete human skeleton.

Sungai Batu in Lembah Bujang, Kedah

This is believed to be the site of the oldest and earliest civilisation in Southeast Asia, with iron smelting activities that can be traced back to the 8th Century BC. To date, 54 out of the 97 sites at the Lembah Bujang archaeological complex have been explored.

Guar Kepah in Pulau Pinang

This site is believed to be the only one with clear evidence of shell middens in Malaysia. Guar Kepah is also famed for the over 5,700-year-old “Penang Woman” skeleton that was discovered in 2017.

An infographic showing the six socioeconomic impacts of the Northern Corridor Economic Region (NCER).

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National Center for Lesbian Rights

Relationships & Family > Parenting

All Cases & Advocacy All Legislation & Policy All Press Releases All Resources & Publications

The number of entries will adjust as search terms and filters are added or removed.

Content Area

Legislation & Policy

upEND Movement

NCLR supports the upEND movement to end the current child welfare system and replace it with a system that focuses on keeping children safe with their families, rather than on separating and regulating families of color. The existing child welfare system disproportionately surveils and separates Black, Native, and LGBTQ families, as well as families whose members have disabilities, causing deep and lasting harm to children and families. Racism is so deeply rooted in child welfare systems’ history, policies, and practices that they are not easily modified or revised. Rather, the system as we know it has to be ended in order to ensure racial equity. The upEND movement was begun by the Center for the Study of Social Policy.

Legislation & Policy

Surrogacy360.org Advisory Committee

NCLR is a member of the Advisory Committee for Surrogacy360, which seeks to provide acurate information for intended parents seeking to use surrogacy internationally in an ethical manner. NCLR does not generally recommend that U.S. parents engage in surrogacy arrangements outside of the United States because of the danger that children born through surrogacy may not be recognized as U.S. citizens and encourages parents to consult with experienced surrogacy and immigration attorneys in the U.S. before considering surrogacy abroad.

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Lynrocten Federal Credit Union Closes

May 2013
Lynrocten Federal Credit Union Closes

Member Deposits Protected up to $250,000; Consumer Service Hotline Open

ALEXANDRIA, Va. (May 3, 2013) – The National Credit Union Administration (NCUA) today liquidated Lynrocten Federal Credit Union of Lynchburg, Va.

NCUA made the decision to liquidate Lynrocten Federal Credit Union and discontinue operations after determining the credit union was insolvent and had no prospect for restoring viable operations.

Member deposits are federally insured by the National Credit Union Share Insurance Fund up to $250,000. NCUA’s Asset Management and Assistance Center will issue correspondence to individuals holding verified share accounts in the credit union within one week.

Members with additional questions about their insurance coverage may contact NCUA’s Consumer Assistance Center toll free at 800-755-1030. The Center answers calls Monday through Friday between 8 a.m. and 5 p.m. Eastern. Individuals may also visit the website at any time for more information about their insurance coverage.

Lynrocten Federal Credit Union served 1,068 members and had assets of approximately $13.8 million, according to the credit union’s most recent Call Report. Chartered in 1936, Lynrocten Federal Credit Union served the employees of Rock-Tenn Company and their immediate family members.

Lynrocten Federal Credit Union is the sixth federally insured credit union liquidation in 2013.

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Mary Corbet

writer and founder

I learned to embroider when I was a kid, when everyone was really into cross stitch (remember the '80s?). Eventually, I migrated to surface embroidery, teaching myself with whatever I could get my hands on...read more

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Musing about Lace Making … and the Link that Got Me Going

Amazon Books

Here’s a neat resource for some needlelace, filet lace, and other lace patterns that can be adapted to different types of needlework….

BibliOdyssey recently posted photos from old Lace Modelbuchs (Pattern Books). You’ll find some beautiful examples of needlelace patterns, as well as some grid patterns that can be used for filet lace or adapted into cross stitch or needlepoint patterns pretty easily. I like old books like the ones featured here. They’re exquisite.

I think I’ve mentioned before that I’m not a lace maker, though I have delved into different types of needle lace, including filet lace (the real stuff, not the crochet), cutwork (can it properly be called lace? probably not), drawn thread work (again, would you call it lace? perhaps not, though it can sometimes look pretty lacy) and traditional needle lace for inserts to whitework projects and so forth.

Needlelace Sample

My picots stink in that piece. I’ve improved the technique somewhat since then. It takes some doing, working picots that size with a needle and tiny thread. I think in that piece I was working with size 100 linen thread.

I haven’t worked much on my cutwork techniques. But someday, when I go back into whitework (I’m still glutting on color), I’ll take it up again.

I like the idea of lace making – and golly, I’d love to learn how to make bobbin lace. Have you seen the bobbin lace at Plimoth Plantation that they’re making for The Jacket? It’s seriously stunning stuff!

I did sally forth into one bobbin lace venture many years ago. It was after visiting my sister in Washington, DC. We went to one of the Smithsonians (I think it was the National Museum of American History). There, I saw a fantastic example of embroidery – it was worked by sailors of yore, on old sails, with all kinds of fibers from their shirts and clothes and stuff. It was fantastic!

But what caught my eye and completely captivated me was the lady sitting across from the exhibit – an exhibit unto herself – with her lace pillow and some 180 (or some such number) bobbins that she was flipping about, flipping some more, her fingers flying hither and thither, with a twitch of the wrist and swift cross movement of her hands, shifting the bobbins until they looked like they were moving on their own accord across the pillow, inserting pins, and on and on … all while chatting with people! And there, before her, a delightful pattern of airy lace was forming with practically no effort (so it seemed to me!). I was astounded, captivated – in short, really impressed. I just Had to Learn to Do That.

It so happened that there, or at another museum close by (somewhere along the journey), I was accosted by a beginner’s bobbin lace making kit. It beckoned me, and I heeded its call! Ok, so the “pillow” was a kind of styrofoam board thing. But – I was game. I invested.

Yes, so anyway. As I said, I’m no lace maker. But gosh, don’t you love the stuff?

I’d like to embroider on net – you know, the fine, sheer netting that bride’s veils were made of back in the days before puffs of tulle? Not your typical tulle. No, no, no! The stuff that drapes and hangs beautifully and is ever-so-lovely as it falls about the shoulders limply. I have looked for such netting. I’ve bought samples from Lacis, from Martha Pullen, and from several other sources that advertise netting for veils. But it’s always … tulle. It’s stiff, even after washing the sizing out. I don’t want to make a tutu. I want to make a drapey, light, spilling veil! Alas, I haven’t found the stuff yet. Or maybe I just don’t know what to look for!

But I did buy a book. And some day, I’ll find what I’m looking for. And then – look out, world! I will become a Maker of Lace!

Either that, or this will all go the way of the bobbin lace kit…. !

Enjoy the link to BibliOdyssey. He’s got a bunch of other resources listed on there, too. If you ever become a maker of lace (or if you are a maker of lace) and come across that mysterious drapey netting, I’d love to hear about it!

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(17) Comments

  1. Mary – I think you want to look for SILK tulle. I was in a specialty shop that had victorian style nightgowns years ago, and they had used silk tulle in the sleeves. SOFT, drapey. Amazing stuff. I wanted some. Right then.

    Of course, I haven’t been able to find it in yardage, but just knowing it’s out there somewhere has sustained me. Grin.

    Of course you could always get out your bobbin lace pillow and use silk sewing thread to make it. You might have enough for a veil in a about 30 years! 😛

  2. How about silk gauze? It has body and is easily embroidered on. Here in the U.S. 32, 40 and 48 count is most easily available but in England you should check out Elizabeth Anderson’s Miniature Embroidery. She has a new book and website by that name but the website seems to be down currently.

    Jane, the silk gauze fan of Chilly Hollow

  3. How about cotton tulle, such as used in old fashioned mosquito nets? From my experience silk tulle while soft is not all that drapey, at least here in Australia.

    Also, I think picots are one of THE most difficult things in needlelaces to get consistently good. I fail so far, VBG, but I have a very occasional decent one. I recently tried some Lefkara, a Cypriot style of needlelace, at a workshop and got about 1 out of 5 picots half way decent. Guess I need a LOT more practise! Thanks for sharing,

  4. Thanks for the link.
    Fun!Last month I’ve bought a little old book in a second-hand bookseller: La Dentelle Renaissance. (you can take a look at it on my blog, i have just posted about it)

  5. Have you tried 3mme silk gauze. It’s light, soft and drapy and handles well for fabric manipulation. I haven’t embroidered on it, but other methods I’ve tried work well.
    Ann in Maine

  6. Hi,

    When I was in Hong Kong I saw fabrics they don’t have over here in the US.

    Expensive though.

    You need silk netting or silk gauze.
    Gauze is thin and if your doing a lot of needlework, you need silk netting to hold the weight.

    I think silk gauze is made of shorter fibers of silk and netting is make of full cocoons. This does make quite a difference in how strong the material is.

    You could also make your own net out of silk thread, This was the way they did it in the old days.

    FYI: The kind of fine threads that a lot of handworkers need aren’t made anymore. In the past, thin threads used for netting among other things, out of wool or cotton, was spun by children.

    Smaller fingers equals finer thread. Since children don’t do this anymore there is no fine thread here in the west.

    This is a problem for crocheter of old time patterns. We can’t get the fine thread that used to be available this is also so for embroiderers who want fabric with high thread count, such as 48 count threads per inch, or higher count fabrics.

    Here is a link to a place that sells all sorts of silk items.
    This page shows “Samples of Embroidered Silk Netting + Tulles.”

    You can see various examples of other hand embroidery/beading under “embroidered silks”, “embroidered bridal veils”, “silk pictoral gallery”, “beaded silks”. We embroider on cotton tulle, nylon illusion tulle and silk tulle. They are available in:

    * Silk tulle
    * Nylon illusion tulle
    * Cotton tulle

    I think you could look at what they make and figure out what you need. They seem to say they will sell you plain net or gauze as well.

    If that doesn’t work, here is a another woman with the same problem.

    “so i went to the fabric store a few weeks ago to get some fabric for a trial veil and all they had was bridal illusion tulle, which is pretty stiff, and i wasn’t a huge fan of. i did a little poking around online and decided that i wanted silk tulle for my cathedral length veil, so that it would be more flowy (plus, i can’t imagine 108 inches of stiff tulle being all that beautiful). but now i can’t find silk tulle for sale anywhere! not in stores, not online (that isn’t sold in bulk), not anywhere”

    This reply may help you!

    “Fabric.com has two widths of what looks like a softer tulle available:

    54″ Wide

    108″ Wide

    You can order a swatch from them to feel it yourself, or just call them up and have one of the sales associates go check it out for you. I’ve ordered from them a bunch of times and they are super great.”

    An odd bit of trivia, The women
    s collective in Kazakhstan. If you look up the spelling you can search the web for the women who knit shawls with 1 strand wool and 1 or 2 strands of silk. These are the women the old fairy tale stories are about. Their shawls will pull through a wedding ring. These people uaed to make dresses this way that could fit inside a walnut shell.

    I mention them because they may have a source of strong silk you could use for netting or know the kind of netting that you need.

    Hope this helps,

    I’m on Facebook if you want to reach me. I’ve tried to add the URL below.

  7. WOW! Thanks, Janis, for all this information – very, very helpful, and I will explore it all in depth! Very kind of you to take the time to share so much information!

    Best regards,

  8. Hi, I found some tulle in Mexico which sounds like the kind you’re looking for. They had it stocked in a chain store called Parisina, and they also had stiff tulle as well.

  9. Your website is fascinating and I have learned so much. Can’t thank you enough!
    I have just come across your comment on lace veils and the difficulty of finding the net. I am researching Limerick Lace and have seen silk tulle for sale in Joels in Church Street in London. I cannot remember the cost but it was exquisite and was similar to the silk used in the wedding veil of the Duchess of Cambridge.

  10. did you ever find the netting. I was reading the other day about some from england that is listed as cotton netting that they claimed was the right stuff. now I cant find my notes

  11. Illusion tulle is soft and drapey. It’s cheap and even Amazon sells it. Try some of that in a synthetic to practice on it.

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text:
Mary Corbet

writer and founder

I learned to embroider when I was a kid, when everyone was really into cross stitch (remember the '80s?). Eventually, I migrated to surface embroidery, teaching myself with whatever I could get my hands on...read more

Contact Mary

Connect with Mary

2021 (107) 2020 (132) 2019 (147) 2018 (146) 2017 (169) 2016 (147) 2015 (246) 2014 (294) 2013 (294) 2012 (305) 2011 (306) 2010 (316) 2009 (367) 2008 (353) 2007 (225) 2006 (139)

Stunning Stitches for Crazy Quilts – Book Review

Amazon Books

Quite a while ago, Kathy Shaw asked me if I would be interested in seeing her new book, Stunning Stitches for Crazy Quilts, when it was published. And of course, I said yes!

For those of you who have been hanging out with me on Needle ‘n Thread for a while, you already know I’m a bit of a book fanatic. I love books, and I really love needlework books.

When it comes to the pleasure of just browsing a book, I really enjoy books that are visually exciting. I’ve noticed that most books on crazy quilting have that element of visual excitement.

Stunning Stitches is one of those visually exciting books, but it is much, much more. It’s a practical guide to traditional crazy quilting, presented in a very organized, accessible way for beginners and beyond. Let’s look at it…

Stunning Stitches for Crazy Quilts

Stunning Stitches for Crazy Quilts does exactly what the cover promises – it presents the stitcher with 480 (!) variations of embroidered crazy quilt seams, along with 36 templates to help you with the perfect placement of the stitches along the seams.

This is not a “how to crazy quilt” book – rather, it is a practical guide to creating a whole slew of different seams embellishments.

Stunning Stitches for Crazy Quilts

The book is comprised of four parts: an introduction that covers some basic stitching information and supplies used for seam embellishing, a section on templates and how to create and use them, a stitch dictionary covering all the simple stitches used to build seam embellishments, and a vast gallery of embellished seams with diagram layouts for building each of those seams.

The book is organized and direct. It’s easy to grasp the guiding concept behind Kathy’s method of building embellished seams for crazy quilting. It provides practically an infinite resource for seam embellishing, by combining and mixing and matching the different layouts, elements, and stitches offered in the book.

If you’re a crazy quilter who’s always looking for seam ideas, or if you’re an aspiring crazy quilter who isn’t sure where to start with building decorative seams, the book will provide you with all kinds of ideas and inspiration, based on some very simple concepts.

Stunning Stitches for Crazy Quilts

Right at the beginning of the book, we are introduced to the idea of building an embellished seam by starting with a base structure and adding layers of decorative elements.

Stunning Stitches for Crazy Quilts

The author presents some embroidery basics, so that the newcomer to crazy quilting can start with foundational knowledge and move forward pretty quickly into the really fun part of embellishing seams.

Stunning Stitches for Crazy Quilts

There’s a nice section on supplies, covering threads, ribbons, beads, charms, other embellishments, along with the practical tools of stitching, too.

Stunning Stitches for Crazy Quilts

Then we jump into the section about making and using templates to help the stitcher with spacing and placement on the seam foundations.

This is a terrific concept! Many beginning stitchers really struggle with consistent spacing when they start embroidering. Spacing stitches with consistency is a skill which can be hard to master and quite daunting if you’re going into crazy quilting for the first time. The templates wipe all fear concerning stitch spacing away.

Stunning Stitches for Crazy Quilts

I got to looking at the template designs in the book, and I realized that they aren’t necessarily just for crazy quilting, either.

Stunning Stitches for Crazy Quilts

If you like the idea of making up stitch samplers featuring lines and layers of surface embroidery stitches, for example – or maybe you like the idea of embroidering on paper, because they’d work for that, too – you could use these templates for those pursuits and others. They’re versatile!

I had all kinds of ideas rumbling around in my head when I saw them!

Stunning Stitches for Crazy Quilts

Following the section on templates, we move into the embroidery stitches. Here, through very clear diagrams, we learn the simple stitches used to build the more complex seams.

Stunning Stitches for Crazy Quilts

While there are only six stitch families used for the foundation seams, Kathy shows us how to use those six stitches in all kinds of ways to vary their look.

We also learn several isolated stitches for working the embellishments on the foundation seams.

All in all, the stitches are very simple and accessible for any level of embroiderer. There’s enough variety here to keep the embroidery exciting, without being overwhelming. I think the idea is good: you don’t have to know a vast repertoire of complicated stitches to build beautiful crazy quilt seams.

Stunning Stitches for Crazy Quilts

Then, we move into the Gallery. Oh, the gallery!

Here’s where you’ll find page upon page of colorful examples of embellished seams.

Stunning Stitches for Crazy Quilts

The seams are all arranged by stitch family, so that you can see how one foundational seam type can blossom into innumerable layered and decorated bands of embroidery.

Stunning Stitches for Crazy Quilts

Then, we move to the diagrams of those 480 decorative seams…

Stunning Stitches for Crazy Quilts

This section of diagrams gives the embroiderer the layout for each seam, so that we can easily and clearly see the layers used to build each embellished band.

Again, these are logically arranged by stitch family, based on the foundation stitches used on the seam.

And while 480 sounds like a huge number, it’s only the beginning. Once you start practicing this kind of layering of stitches, you can mix things up and keep going ad infinitum! You’re only limited by your imagination – and of course, by your good taste and sense of order!

Stunning Stitches for Crazy Quilts

I really appreciate the logical arrangement of this book, from the overall layout of the book to the orderly layout within each section.

The logical layout makes the concepts presented in the book easy to grasp and really accessible.

Stunning Stitches for Crazy Quilts

Is the book just for crazy quilters?

It’s certainly aimed at the crazy quilter, but I can see all kinds of uses for the concepts and design ideas in the book.

Sure, seam embellishment is a Crazy-Quilting Thing, but for anyone interested in general surface embroidery, it’s a wonderful thing to have a nice repertoire of decorative band stitching, and this book provides just that!

And of course, if you love stitch combinations, color, texture, and just fun explorations with your needle and thread, then the book is for you, too!

Where to Find It

In the US, You can find Stunning Stitches for Crazy Quilts available now through Amazon.

You’ll find it listed here on my Amazon Recommendations page. I’ve rearranged that page into two idea lists – one features embroidery tools & accessories and the other, my book recommendations. This will be under my book recommendations list.

And here’s a direct link to the book on Amazon.

Worldwide with free shipping, you can find it available here on Book Depository.

This article contains affiliate links to book sources, which means that Needle ‘n Thread receives a small commission for each purchase made through those links, at no extra expense to you. Every little bit helps keep things going, so thank you for using my affiliate links!

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(16) Comments

  1. What a wonderful book, it looks great. Love it, thank you for letting us know about it.
    Have a great day!

  2. Dear Mary

    Stunning Stitches for Crazy Quilts looks a very good instructional useful book for quilters. There seems to be so much in it, I especially like the templates for stitches that helps to space them as you sew, great idea. I’m not a quilter but the book would be great for those who are interested in quilting as it offers so much, perhaps I should try quilting. Thanks for reviewing and sharing Stunning Stitches with us and for the links on where to purchase the book.

    Regards Anita Simmance

  3. Hello Miss Corbet,
    Thank you for the wonderfully thorough review.
    I’ve never tried crazy quilting, it always seemed quite daunting with it being so elaborate. However, the idea of using templates is brilliant and makes it seem much more doable, it’s something I never would have thought of!
    This might be just the thing to make me give it a go, although I’d most likely go for “slightly mad” quilting rather than full-blown crazy 😉

  4. Oh yum! what a great review of what sounds like a delicious book…headed immediately over to Amazon to order it. Thank you!

  5. Thank you for such a comprehensive review of this book. I found it most useful and I will be buying a copy when it comes out here.

  6. Looks like a great book. I’m loving all the new combinations, threads, etc that are coming out. I especially love the Sue Spargo line of threads to give pizazz and bling to our stitching. This looks like a lot of exciting combinations to experiment with and try in different threads.

  7. Wow…another book to add to my collection…yummie! It looks great! Thanks for sharing this temptation!

  8. This looks like a terrific book! Thanks for the review. I don’t know how the Amazon affiliate links work if you use them to put something on a Wish List, but perhaps you will see 🙂 I love books, most likely as well as you do, and even though I don’t do crazy quilting, that book looks like a box of candy to enjoy. I do wish someone would come out with the same type thing for our sewing machines with 100’s of stitches, that I am never quite sure how to stack them to give the crazy quilting effect or any kind of really pretty effect.

    I picked up a bunch of craft books at the thrift store yesterday and one was on using embroidery stitches in knitting. I don’t knit, but certainly very interesting to look at. They even showed a Fair Isle type sweater that instead of being knitted in, the design was added to a striped sweater with embroidery! Of course, something that can be done with a purchased sweater. If any of your readers are interested it is Beautiful Embroidered and Embellished Knits by Jane Davis.

  9. Do you have the book, “Treasury of Crazyquilt stitches” by Carole Samples? It is the first book I bought when I became interested in embroidery

  10. Les felicito por tan linda publicación, me emocionan los bordados, además soy una mujer mayor y esta; ha venido siendo en mi caso, el emprendimiento hacia una labor dentro de las manualidades, que hasta hace poco estuve realizando a través de toda mi vida, en la que he venido volcando mis sentimientos y emociones.

    Estoy muy interesada ya que soy una bordadora en mi hogar. mi pregunta, el libro viene también en español.? Vivo en Bogotá Colombia. El precio me lo darán en donde?
    Les agradezco de antemano su gentil atención y respuesta a estas inquietudes.

    1. Hi, there! I’m not sure if the book is available in Spanish. You might try googling “crazy quilt books” in Spanish and see if it or any others come up? That would probably help. Thanks!

  11. Je vais me le commander pour Noël ! C’est ce que j’attendais. J’ai 75 ans, j’ai commencé a broder a l’âge de 5 ans et puis j’ai oublié. Ce livre si détaillé va me permettre de replonger dans le rêve et le bonheur de broder. Je suis en train de coudre une courtepointe en héxagones de 5cm. Je cherchais une astuce pour le quilter avec fantaisie. J’ai trouvé. Merci de partager votre savoir. Janine

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Microsoft is opening a new cloud datacenter region in Israel

Microsoft's investment in cloud technology continues to grow, as the company announced today that it's launching a new datacenter region in Israel. This will make Microsoft's cloud infrastructure available in 56 cloud regions in 21 countries around the world, following investments in countries such as Germany and Switzerland last year.

The Israel cloud datacenter region will launch in 2021, and Azure will be the first service to be available from it. Office 365 services will also be available from this new region soon after. Michel van der Bel, President of Microsoft for Europe, Middle East, and Africa (EMEA), said:

“When I speak to customers across EMEA, it is clear that the power of the cloud is essential for their competitiveness(...). We have made significant infrastructure investments in the region and with this announcement, our planned region in Israel will join a growing number of EMEA markets recently made available including Germany, Norway, South Africa and Switzerland. Offering Microsoft Azure and Office 365 from a datacenter region in Israel forms a key part of our investment and involvement in the startup nation, as infrastructure is an essential building block for the tech intensity that public sector entities and businesses need to embrace.”

In addition to bringing cloud data closer to businesses that need it, having a cloud datacenter region in Israel means companies can comply with data residency regulations in Israel. This can often be a requirement for certain businesses, so this capability would enable those companies to move to Microsoft services more easily. Microsoft says startups in the country will benefit greatly from this launch, and the company has even launched programs and initiatives to help support those businesses through Microsoft for Startups.

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BB&T Mortgage (Truist) Review 2021

Good for: borrowers in the Southeast who want online tools with the option of face-to-face service. BB&T, now part of Truist Financial Corp., offers a full menu of home loans.
NerdWalletSep 13, 2021

Many or all of the products featured here are from our partners who compensate us. This may influence which products we write about and where and how the product appears on a page. However, this does not influence our evaluations. Our opinions are our own. Here is a list of our partners and here's how we make money.

Our Take

NerdWallet rating

The bottom line: BB&T excels in online convenience and offers a good variety of loan types, but has a limited physical presence outside the Southeast.

BB&T (Truist)

BB&T (Truist): NMLS#399803

Min. Credit Score

Min. Down Payment

Loan Types and Products

Purchase, Refinance, Home Equity, Jumbo, Fixed, Adjustable, VA, USDA

Pros & Cons

  • Offers a variety of low-down-payment mortgages as well as construction mortgages.
  • Website lets users estimate rates online by loan and property type, amount and location.
  • Has an online mortgage application.

  • Branches limited to mostly the Southeast region.
  • Does not offer FHA loans.

Compare to Other Lenders

NerdWallet rating
NerdWallet rating
NerdWallet rating
Min. Credit Score

Min. Credit Score

Min. Credit Score

Min. Down Payment

Min. Down Payment

Min. Down Payment

Loan Types and Products

Purchase, Refinance, Jumbo, Fixed, Adjustable, FHA

Loan Types and Products

Purchase, Refinance, Jumbo, Fixed, Adjustable, FHA, VA

Loan Types and Products

Purchase, Refinance, Home Equity, Reverse, Jumbo, Fixed, Adjustable, FHA, VA, USDA

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Become a NerdWallet member, and we’ll send you tailored articles we think you’ll love.

Full Review

The coronavirus pandemic introduced some new challenges to getting a mortgage. Many lenders facing high loan demand and staffing issues increased their fees, adjusted minimum required credit scores or temporarily suspended certain loan products. While some products and business practices have returned to pre-pandemic levels, you might still find delays and limited options. If you can’t pay your current home loan, refer to our mortgage assistance resource. For information on how to cope with financial stress during this pandemic, see NerdWallet’s financial guide to COVID-19.

BB&T mortgage at a glance:

BB&T offers a wide selection of mortgages, has an online application and publishes mortgage rates on its website, but its branches are mostly limited to the Southeast. BB&T Corp. and SunTrust Banks Inc. merged to become Truist Financial Corp., the sixth-largest U.S. commercial bank. The merger was completed Dec. 6, 2019, but the full transition to the Truist brand will occur over two years. In the short term, there will be no changes to many BB&T accounts and services, including mortgages, the company said.

Here’s a breakdown of BB&T's overall score:

  • Variety of loan types: 5 of 5 stars

  • Variety of loan products: 4 of 5 stars

  • Online convenience: 5 of 5 stars

  • Rates and fees: 3.5 of 5 stars

  • Rate transparency: 4 of 5 stars

BB&T loan types and products

Both BB&T and SunTrust will offer independent products for a "period of time," according to Truist. That may include differing underwriting guidelines, product features, terms, fees and pricing.

BB&T offers 10-, 15-, 20- and 30-year fixed-rate mortgages, and 3/1, 5/1, 7/1 and 10/1 adjustable-rate mortgages.

Low-down-payment options include the HomeNow mortgage program and Community Homeownership Incentive Program, or CHIP loans, which are geared to lower- and moderate-income borrowers with down payments as low as 3%. Both programs require borrowers to complete an online home buyer education course. No mortgage insurance is required for the CHIP.

BB&T's First-Time Home Buyer mortgage has no income limits and features a down payment requirement as low as 3% and a reduced mortgage insurance requirement.

USDA loans for rural borrowers and VA loans for eligible military service members and veterans are also available, but FHA loans are not.

BB&T also offers renovation and construction loans. When building a home, a construction-to-permanent loan finances the cost of the lot and the construction in a single loan. When the home is complete, the loan is modified to a permanent mortgage at a fixed or adjustable rate.

A construction-to-permanent loan is also an option if you're planning significant renovations to your existing home. You’ll make interest-only payments during the construction period with both the new construction and renovation loans.

BB&T’s home equity loan option comes with a fixed interest rate, and the lender pays for your home appraisal.

BB&T online convenience

You can start the mortgage process with BB&T by phone, in person or online. The BB&T website offers a tool to find a mortgage professional near you. You can also fill out an online form to have a loan officer contact you, or you can call a general number for information.

If you want to apply online, you’ll need to create an account to be able to take advantage of a full suite of online capabilities, including application status checks, document upload and e-signature.

You can speak with a mortgage loan professional before submitting an application to go over loan requirements and options, and you can get help at any time during the process.

Plenty of educational material is available on the BB&T mortgage website, including where to find down payment assistance.

BB&T mortgage rates and fees

One of the most important considerations when choosing a mortgage lender is understanding what the loan will cost. In order to provide consumers with a general sense of what a lender might charge, NerdWallet scores lenders on two factors regarding fees and mortgage rates:

  • A lender's average origination fee compared with the median of all lenders reporting under the Home Mortgage Disclosure Act. BB&T earns 3 of 5 stars on this factor.

  • A lender's offered mortgage rates compared with the best available on comparable loans. BB&T earns 4 of 5 stars on this factor.

Borrowers should consider the balance between lender fees and mortgage rates. While it's not always the case, paying upfront fees can lower your mortgage interest rate. Some lenders will charge higher upfront fees to lower their advertised interest rate and make it more attractive. Some lenders just charge higher upfront fees.

You can decide to buy discount points — a fee paid with your closing costs — to reduce your mortgage rate.

Deciding whether to pay higher upfront fees is a matter of considering how long you plan to live in your home and how much cash you have to apply toward closing costs when you sign the loan paperwork.

BB&T mortgage rate transparency

BB&T's website posts current mortgage rates for 15-year and 30-year fixed mortgages for purchase and refinancing. You can also get estimated mortgage rates for a variety of conventional loans and a VA loan, based on loan amount, down payment, property type and location. However, the estimate does not take into account your credit score, which can have a significant impact on your mortgage rate.

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