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Bank of America Lacks Post-Recession Customer Satisfaction Bump

Stalled out at a low customer satisfaction score of 69, Bank of America is the only big bank that still falls short of its prerecession satisfaction level, according to the American Customer Satisfaction Index’s 2014 results for commercial banks. For two decades, the ACSI has tracked customer satisfaction with checking, savings, and loan services for retail banks, many of which have undergone mergers. The research shows that smaller institutions consistently provide their customers with a much better experience than big banks.

Over the past 10 years, none of the measured banks come close to matching the numbers set down by the aggregate of all smaller banks, averaging 80 on ACSI’s 100-point scale. Since 2005, the highest score among the four banks is 76—earned in 2013 by JPMorgan Chase.

That said, the trend in 2014 is negative overall, as the industry retreats 2.6% driven by a 4% drop for smaller banks and a 3% decline for JPMorgan Chase. Citigroup, Wells Fargo, and Bank of America are unchanged compared with a year ago, but the lack of improvement for BoA keeps it well behind its rivals. And while most banks now match or exceed their prerecession ACSI scores, BoA remains 5% below its benchmark of 73 from 2008.

Money: Guess Which Big Bank Has the Unhappiest Customers »

MarketWatch: America Voted: This Is the Bank We Dislike Most »

The Charlotte Observer: Bank of America Continues to Lag Peers on Customer Satisfaction Scorecard »

Motley Fool: Believe It or Not, This Bank Has the Worst Reputation »


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Wednesday, March 1, 2017

Action Figure Review: Baze Malbus from Star Wars: The Black Series Phase III by Hasbro

 Near the beginning of last month I reviewed Chirrut Imwe and now I'm finally getting to review his fellow Guardian of the Whills, Baze Malbus! At this point, Baze Malbus is the final member of the Rogue One crew to be announced by Hasbro. What sucks is that probably means we're not going to see Bodhi Rook at all. How in the world did Hasbro miss out on that character? Anyways, now that I have Baze in hand I have to say that I'm very conflicted by him. There are some really good things about this figure, but also some very negative aspects, too. I'm disappointed by those as Chirrut was incredible and he, along with Baze, were probably the two most memorable characters in the film, so I really wanted some incredible figures of the pair. There is a book about these guys coming out by Greg Rucka (titled Guardians of the Whills) , so hopefully we'll continue to see tales of their earlier exploits. For now, let's look at how Hasbro translated actor Jiang Wen's awesome character into plastic. More after the break....

 The Facts:

Height: 6 1/8ths inches

Articulation: Swivel/hinge ankles, double hinged knees, swivel thighs, balljointed hips, ball jointed mid-torso, swivel/hinge shoulders, swivel/hinge elbows, swivel/hinge wrists, a hinged neck, and a balljointed head.

Accessories: Generator pack, flexible charge belt, heavy repeating blaster, and a small tech device.

Non-Scalper Price: $20 dollars
 The Positives:

* There's definitely a very good headsculpt here, and it looks more impressive from the side. Hasbro has definitely captured Baze's appearance and his unique hairstyle really well.

  * Hasbro did a great job of accurately portraying the pieces of armor Baze wears. It definitely doesn't look standardized at all but it seems to get the job done. The armored pieces look a bit too clean, perhaps, but they're nicely rendered here.

 * There are lots of other cool details here too, such as the pouches on Baze's belt, the cuffs on his jumpsuit (which kind of looks like Luke's Bespin outfit), and the power cells stored in the carriage frame across his abdomen (the small grey square looking things). This is one of those figures that is really fun to look at and try to determine what every object is for.

* I have no idea what this little device is, but it's a removable piece that fits securely onto the back of Baze's belt. It's a cool little extra. A communicator perhaps?

 * The generator pack for Baze Malbus' heavy repeating blaster is really, really nice, The sculpt and paintwork are crazy good and really show off some top notch work from Hasbro. The backpack plugs into a hole on Baze's back and stays on rather securely.

 * And here's the heavy repeating blaster and the flexible charge belt that helps to keep this monster fed. The belt really is quite flexible and the blaster itself looks great. It's very nicely sculpted with more good paint apps on it.
 The Negatives:

* Remember how I showed Baze's portrait from the side? Well, that was to show the sculpt and how I think this is a solid portrait. The problems seem to be with the paint applied to said portrait. I don't know, but there's just something off about Baze's eyes and eyebrows that makes him look less impressive than some other Black Series figures.

* Another weird aspect of Baze is that he really has very limited articulation. I could probably forgive him having a limited mid-torso joint due to his chest armor, but the fact that his hips can barley move is problematic. I just found this guy nearly impossible to pose.

* The belt for his blaster is also not long enough. Try to put Baze in any pose except for a standard "holding the blaster to the side" pose an the gun is either going to be yanked from his hand or the belt will pop out.
Man, I really want to like this figure more but I can't get over some of the weird problems. Why doesn't base have functional hip articulation? Why is the cord on his blaster so short? Why does he look great from the side but awkward when viewed face forward? I don't know. He's still a Good figure with some very nice accessories, but he's a bit lacking compared to some other figures in this line. And that's sad, because the odds are we won't see another Baze Malbus figure in this line ever again.

If you're looking for more reviews of Baze Malbus stuff, the only other thing I've looked at is the "Fight the Imperial Might" Micro Machines set that comes with a Baze Malbus microfigure. For more Star Wars: The Black Series reviews, check out the following:

Star Wars: The Black Series Phase III (6 inch) by Hasbro (2015)
442nd Siege Battalion Clone Trooper, 212th Attack Battalion Utapau Trooper, Coruscant Guard ---(Phase II), and 501st Legion Clone Trooper 4 pack
Ahsoka Tano
AT-AT Pilot
Captain Cassian Andor (Eadu)
C-3PO (Resistance Base)
Captain Phasma
Chirrut Imwe
Constable Zuvio
Darth Revan
Darth Vader (Emperor's Wrath)
Director Krennic
Finn (FN-2187)
Finn (Jakku)
First Order Flametrooper
First Order General Hux
First Order Snowtrooper
First Order Snowtrooper Officer
First Order Special Forces TIE Fighter
First Order Stormtrooper
First Order TIE Fighter Pilot
Guavian Enforcer
Han Solo
Imperial Death Trooper
Imperial Death Trooper, Captain Cassian Andor, and Sergeant Jyn Erso (Jedha) 3 pack
Imperial Hovertank Pilot
Imperial Shock Trooper
Jango Fett
Kanan Jarrus
Kylo Ren
Kylo Ren (SDCC 2016)
Kylo Ren (Starkiller Base)
Luke Skywalker
Obi-Wan Kenobi (SDCC 2016)
Phase 1 Clone Trooper Commander, Phase II Clone Trooper, Imperial Stormtrooper, and First Order ---Stormtrooper Officer four pack
Poe Dameron
Poe Dameron and First Order Riot Control Stormtrooper
Princess Leia Organa
R2-A3, R5-K6, and R2-F2
Resistance Trooper
Rey (Jakku) & BB-8
Rey (Starkiller Base)
Sabine Wren
Sandtrooper Sergeant, Crimson Stormtrooper, Lieutenant OXIXO, and R2-Q5
Scarif Stormtrooper
Scarif Stormtrooper Squad Leader
Sergeant Jyn Erso (Eadu)
Sergeant Jyn Erso (Jedha)
X-Wing Pilot Asty

  1. As someone who is a Star Wars movie fiend, I was really disappointed in how Rogue One essentially featured a cast of "throw away" characters. I can remember maybe three or four of the characters names (after seeing it twice). It's rather difficult to invest oneself in these particular people considering well.....You know how the film ends, and what they go on to do from that point.

    1. I had a fear that that was how the movie would end (although I kind of think it was the right call) but throughout the movie as I found most of the characters very endearing, I had hopes that at least a few, or at least one, would make it out alive. I'm going to be honest: I cried when Chirrut and Baze died. I didn't have time to mourn much for others as the movie quickly progresses. I'd read Catalyst, so I was pretty heavily invested in the Erso family, too. This movie was a killer, but what mainstream film like this has attempted something like this? For anyone who says that Star Wars doesn't do anything new, take a look at Rogue One. That was a gusty move.

What'chu talkin' 'bout?

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Holistic Injury Prevention & Runners’ Revamp (HIPRR)

injury knee image.jpg

Certified ChiRunning InstructorMarc Waxman and Dr. Kate Kelly recently launched a new approach to holistically support runners whose activity has been hampered by injury.  By working together, Marc and Dr. Kelly develop a customized plan for each individual that will address the root causes of injury and provide a clear plan to injury-free running.

Basic components of HIPRR:

  • 1-hour session with Coach Marc and Dr. Kelly (usually at a track)
  • Warm-up guided run with Coach Marc
  • Observation of running at various pacing with video analysis
  • Observation of various running-related movement patterns supervised by Dr. Kelly
  • Specific recommendations shared verbally by Dr. Kelly for exercises or self-treatment/in-office treatment suggested, if necessary (also sent via email after the session)
  • Specific recommendations for running technique changes shared verbally by Marc (also sent via email after the session)
  • Follow up supports from Dr. Kelly and/or Coach Marc are available after 1st HIPRR session and will be determined based on evaluation at the 1st session.  They could include any combination of the following:
    • In-office treatments with Dr. Kelly
    • Guided runs/targeted coaching with Marc
    • Follow-up HIPRR session with Marc and Dr. Kelly at track (similar to session 1); this would occur after time lapse for treatments, self-scheduled exercise, and/or guided runs

If you are interested in HIPRR, please contact Dr. Kelly directly.

A little more about Coach Marc and ChiRunning…


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Defective Items

A defective item is a commercially produced and distributed good that is:

  1. Unfit for its intended use
  2. Without adequate instructions for its use
  3. Dangerous or harmful for normal use
  4. Inherently dangerous due to defective design, manufacture or assembly
  1. ActivLife TENS machines have undergone design risk assessment and quality assurance, to ensure they are fit for their intended purpose
  2. We provide a clear and concise instruction manual with every device
  3. The same risk assessment determines that our devices are not dangerous or harmful for normal use
  4. Nor are they inherently dangerous due to defective design
  5. Very occasionally, a product may be defective due to component fault or assembly error

If an ActivLife product is defective, we will exchange it, repair it or refund your money, as required by Australian Consumer Law.

You must notify us of the defect as soon as you become aware of it, or within one month of the purchase date. The nature of the defect must be verified by either returning the item, or sending a photograph. Where applicable, ActivLife will pay for postage.

In addition to your consumer rights, ActivLife TENS, EMS and ECS control units are covered by a 24 month warranty.

Unopened items

ActivLife will exchange or refund the purchase price of returned, unopened items, if received by us within one month of the purchase date.

In the case of Complete Kits, the outer box can be opened, so long as the electrode pack and lead pack are not opened. The buyer pays for postage and handling.

Opened items - not defective

Electrode packs

Electrodes are consumable items, intended for single person use. Once the packet is opened we cannot re-sell them.

Under Australian Consumer Law:

  • We have a responsibility to refund your money or exchange electrodes if they are defective; please see above
  • We do not have a responsibility to refund or exchange, if you simply change your mind, after you have opened the pack

Accessory compatibility should not be an issue if buying to suit one of our machines. All 2mm pin electrodes sold on this website are compatible with our entire current and discontinued TENS machine range.

If buying to suit a TENS machine from a different manufacturer, there may be issues of incompatibility. Please choose your items carefully. To help you decide, we provide photographs and product descriptions of each item we sell.

TENS machine Complete Kits

[If you have not used TENS therapy before, we offer a 2 week hire service, for trial before you buy. Most customers convert to purchase after the hire period. Two weeks is ample time to determine whether the therapy is helping you. Choose this option if you are unsure about committing to the full purchase].

If you have purchased a TENS Complete Kit and then:

  • Change your mind after opening the accessories, or
  • Decide you are not satisfied with the therapeutic benefit...

...we will refund the purchase price less $50. The following conditions apply:

  • You must contact us within 2 weeks of receiving the product, to tell us you will be returning it
  • The product, minus the electrodes, is then returned to us undamaged, within 7 days of this notification


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Acupuncture For Tennis Elbow

Tennis elbow is commonly very difficult to resolve. However, Japanese acupuncture treatments can be extraordinarily effective and the curative effects can be long lasting.

Pulse Diagnosis In Acupuncture

Pulse diagnosis can really help me determine the healing process that needs to occur, whether there is sports injury involved, exhaustion or illness.

Acupuncture For Sports Injuries

Japanese Acupuncture is an ancient and incredibly powerful method for treating sports injuries, including ankle sprains. torn muscles, and broken limbs.

Acupuncture For Anger Release

Someone asked, “Can you use acupuncture for anger release?” I will answer this question here and also explain how Japanese Acupuncture works to release anger.

Acupuncture For Nausea

Acupuncture for nausea is very effective because of the ability of acupuncture treatments to restore balance in the body.

Acupuncture For Muscle Spasm

In this post we discuss the perspective of Japanese Acupuncture and explain how acupuncture can relieve muscle spasm.

Acupuncture For Sciatica

In many instances, using traditional acupuncture for sciatica can help immeasurably in relieving the searing pain and discomfort of sciatic nerve irritation.

How Does Acupuncture Work?

During my 25 years in practice countless people have asked me how acupuncture works and you may also have pondered upon this question, before, during or after your acupuncture treatment. There is no short answer, over 3500 years of recorded history and millions of successful treatment outcomes only serve to emphasize the clinical efficacy and diversity of […]

Traditional Japanese Acupuncture — What is the Difference?

If you believe that quality is a vital aspect of life as is your health and wellness, please read this article. The situation regarding Medical practitioners, Physiotherapists, Massage practitioners, in fact all shapes and kinds of health practitioners and the practice of Acupuncture in Australia is ambiguous to say the least. The use of dry […]

Rhythm of Life in Traditional Chinese Medicine

As in the West the passing of time is notated by the allotment of the seasons. The observation of nature and the ability to relate it to the human condition is an incredibly insightful science/philosophy founded by the forefathers of traditional acupuncture in China, thousands of years before the birth of Christ! This science/philosophy has […]


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Employment Law

One of the most rapidly evolving areas of legal practice, we offer specialist advice both to employers and to employees. From our base in Ayr we are ideally located to support our clients throughout central and south west of Scotland, from Glasgow to Dumfries and Galloway.

Whether you run a business and want to ensure that you are complying with your legal obligations or you are an employee with a problem at work, we are there to help.

We cover the whole range of employment issues and offer expertise in representing clients at the Employment Tribunal.

We provide our clients with practical solutions to their employment problems, communicated in a straightforward way.

Services for Employers

We provide support at each stage of the employment relationship.

Our services include:

  • Advising on recruitment and interview processes
  • Preparing and amending contracts of employment and staff handbooks
  • Training managers on HR issues
  • Carrying out workplace investigations
  • Providing HR support on site
  • Mediating workplace disputes
  • Advising on disciplinary and grievance procedures
  • Advising on redundancy and restructuring processes
  • Preparing settlement agreements
  • Providing Employment Tribunal representation

We will provide a clear estimate of the costs involved for each piece of work.

Services for Employees

We regularly advise our clients on issues relating to their contract of employment. We advise on disciplinary and grievance procedures. We negotiate termination packages for our clients. We advise on settlement agreements.

We provide representation at the Employment Tribunal on all aspects of employment and discrimination law. Our approach is practical and focused on the outcome you want to achieve.

We will provide realistic advice on your prospects of success and clarity about the costs involved in the process. This will include exploring whether you have legal expenses insurance cover through a home insurance policy, or whether you qualify for representation through the Scottish Legal Aid Board Advice and Assistance scheme.

Other Services

We provide advice on the employment rights of apprentices, agency workers and workers engaged on a self-employed basis. We can prepare contracts for each of these legal relationships.

We are members of the United Employment Lawyers network.


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Adecco is currently assisting a local client recruiting for a Lab Tech in Madera CA These Lab Tech Jobs are 3 6 month long opportunities with starting pay rates of 12 hour plus overtime For instant consideration for these Job...


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Zig Zag Medium Shade Umbrella

  • Fits dolls up to 20”
  • 21" Handle height
  • Has double wheels and a baby doll security belt
  • Features overhead shade and storage compartment
  • Perfect for little parents on-the-go!
  • Comes assembled and folds up for easy storage
  • Attractive & trendy zig zag design
  • Encourages hours of nurturing, pretend play
  • Ages 3 and up

Adora’s Zig Zag Medium Umbrella Stroller adds more love, more joy and more hours of playtime fun! Beautifully crafted, this Zig Zag Medium Shade Umbrella Stroller is made to fit 15-16" GiggleTime and BabyTime Babies to the beloved 20" ToddlerTime Dolls but can fit most dolls, stuffed animals and plush dolls up to 20" in length. It features an attractive gender-neutral zig zag design in cool mint, white and gray and has an Adora printed belt to keep your baby dolls safe and sound. Made with high quality materials, this lightweight doll stroller makes it easy to tote around all of your little one's favorite Adora dolls and toys. Comes assembled with a storage compartment, convertible shade even and folds up for easy storage! Imagine all the wonderful memories your little one will make while bringing their favorite Adora toys everywhere they go! Perfect for little parents that are always on-the-go, Adora's Zig Zag Medium Umbrella Stroller is a must-have baby doll accessory! Ages 3 and up.

Safety Tested
Every Adora product is designed and toy tested for various age grades. You can be assured our products are compliant with all current standards and regulations of the Consumer Product Safety Improvement Act (CPSIA) and Consumer Product Safety Commission (CPSC). In other words, our toys get an A+ every time and always pass with flying colors!
You can rest easy because we are free of the bad stuff! All Adora products meet the CPSIA guideline and ban on Phthalates (pronounced "thah-lates"). Phthalates were most often, but not always, used to make plastic toys softer and/or more pliable.
Adora toys are less likely to cause an allergic reaction! Why? Our products contain fewer allergens, substances and particles that irritate allergy sufferers and cause them to have a reaction. So, kiss those allergy symptoms Goodbye!
Made with Love
From snuggly soft toys to cute lovable dolls, Adora toys are designed in our sunny California playroom and Made with Love! They are full of ADORAbility and irresistible cuteness. All the things that make Adora…well, Adora!

Our Fan Photos: Tag your photos with #adoraplay and #madeforplay for a chance to be featured!

Get 10% Off Your First Order


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Morton’s Toe Treatment in Sugar Land

Morton’s Toe is a common forefoot disorder where the second toe is longer than the big toe or hallux. Frequently the dip of the second toe develops a callous and is curved downward similar to hammertoe or mallet toe.

Formation under the second metatarsal head. Treatment of Morton’s Toe begins with selecting proper footwear. Footwear with a high and wide toe box is ideal for treating this condition. It may be necessary to buy footwear a half size to a size larger to accommodate the longer second toe.

Orthotics with a metatarsal pad are effective in minimizing the excessive pressure on the 2nd metatarsal head area.

If the long second toe is painfully contracted or if the problem is not responsive to conservative treatment, then hammertoe surgery may be required to treat this problem.

Why Choose Us?

  • Personal Service
  • Friendly Staff
  • More Than a Decade of Service
  • Latest Technology Used To Serve Patients
  • In-House Diagnostics
  • 3 Convenient Locations
  • Doctor With Great Bedside Manner
  • Takes The Time To Explain Things
  • Board Certified In Foot Surgery & In Reconstructive Rearfoot & Ankle Surgery

Request A Consultation


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Advanta IRA is considered an agent for custodial banks. We provide record keeping as well as tax reporting for non-traditional assets in self-directed accounts. For plans which are deemed qualified under the IRS code such as the individual 401(k), we provide the plan documents as well as record-keeping services for the assets you choose. In addition, we offer a “Do Your Own” plan. We provide you the IRS-approved plan documents, and you do the record-keeping.

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Two recent academic papers on aviation and climate change

Academics from the Tyndall Centre for Climate Change Research – Professor Kevin Anderson, Dr Alice Bows and Dr Ruth Wood – have returned to the vexed question of aviation and climate change.

See articles Aviation and shipping privileged – again? UK delays decision to act on emissions and A one-way ticket to high carbon lock-in: the UK debate on aviation policy. They do not pull their punches.

Much of the recent work of Prof Anderson and colleagues focuses on the fact that climate change forecasts are now worse than feared, a message that remains unpalatable to most decision-makers.


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86-0731-89578196 [email protected]

Ruthenium Evaporation Material (Ru)

Ruthenium Evaporation Material (Ru)
Material Type Ruthenium
Symbol Ru
Atomic Weight 101.07
Atomic Number 44
Color/Appearance Silvery White Metallic
Thermal Conductivity 120 W/m.K
Melting Point (°C) 2,310
Coefficient of Thermal Expansion 6.4 x 10-6/K
Theoretical Density (g/cc) 12.3
Z Ratio 0.182
E-Beam Poor
Temp. (°C) for Given Vap. Press. (Torr) 10-8:  1,780
10-6:  1,990
10-4:  2,260

Ruthenium is a chemical element with symbol Ru and atomic number 44. It is a rare transition metal belonging to the platinum group of the periodic table. Ruthenium is usually found as a minor component of platinum ores; the annual production is about 20 tonnes. Most ruthenium produced is used in wear-resistant electrical contacts and thick-film resistors. A minor application for ruthenium is in platinum alloys and as a chemistry catalyst.

Material Notes

AEM Deposition provides Ruthenium pellets, Ruthenium pieces, and Ruthenium powder for sale, purity is 99.9%.

Click for a downloadable datasheet on the Ruthenium Evaporation Material (Ru)
Can't find the downloadable datasheet you need? Click here to send email to get it.
Click here for answers to some of the most common questions we get asked.


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Blog Feature

By: Ian McGugan

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April 29th, 2018

How to control your financial destiny (and boost your sex appeal)

Financial Planning | Financial Education

When Ronald Read died at age 92 in 2014, his friends and family were surprised to discover he had been hiding a secret.

The retired janitor and gas station attendant, who lived in rural Vermont nearly all his life, had quietly accumulated a fortune of $8 million despite never earning more than a modest income.

At exactly the same time, not that far away from where Read grew rich, far better paid people were apparently scrambling to make ends meet.

“It’s really not that unusual to find Wall Street bankers who are close to declaring bankruptcy,”

Gary Goldstein, co-founder of executive search firm Whitney Partners, told a journalist in 2013.

“Some people are really struggling.”

There are at least two lessons to take away from these contrasting cases.

One is that you don’t need a big salary or an insider’s knowledge of financial markets to wind up wealthy.

From all accounts, Read simply bought stocks in companies he knew and held them patiently for decades.

The other important lesson is that what really matters is developing a habit of saving money.

Read succeeded because he lived below his means – something Wall Street bankers are apparently rather dismal at doing.

These are lessons we should all keep in mind.

If you’re looking for a financial adviser, you will hear lots of pitches promoting the virtues of exotic investing strategies.

You will very rarely hear advisers talk about the true secret of building wealth, which amounts to persistently saving money and sticking to a sensible investing plan.

How to choose a financial adviser

Proof that this approach works comes from “The Millionaire Next Door”, a landmark academic study of wealthy Americans done in the mid-1990s.

The researchers discovered that the link between income and net worth isn’t nearly as strong as you think. (Ronald Read could have told them that!)

People who make lots of money often spend it on clothes, cars and houses.

Our natural urge to impress others with our expensive possessions

Those who make less but are saving regularly wind up with far more money in the end.

So why aren’t more of us big savers?

It probably has something to do with our natural urge to impress others with our expensive possessions.

Unfortunately, keeping up with the Joneses leads to a never-ending treadmill of spending more and more for diminishing amounts of satisfaction.

Rather than striving to project a facade of affluence, we may want to take a lesson from some of the world’s most prominent billionaires.

A surprising number are anything but conspicuous consumers:

  • Warren Buffett, the multi-billionaire investor, still lives in the house he bought in 1958 for $31,500.
  • Mark Zuckerberg, founder of Facebook, drives a Volkswagen GTI hatchback he bought in 2014 for about $30,000
  • Ingvar Kamprad, the recently deceased founder of Ikea, ate in the Ikea cafeteria and drove the same car for 20 years, despite being the eighth richest person in the world.

Billionaires aside, a regular habit of saving money can even make you more attractive to potential partners, according to an academic study of what people find alluring in potential mates.

But before we get to that fascinating piece of research, let’s examine some key issues around saving.

How to save

Any personal finance expert will tell you that the most painless way to put away money is to pay yourself first.

It’s a classic piece of savings wisdom, because it works.

Paying yourself first means you set your savings target and have that amount automatically deducted from your paycheque before you even see the money.

Ideally, you set things up so your savings are then whisked into a pre-determined investment program.

This approach pays off in several ways.

First, you’re not exposed to temptation the way you would be if you had the money in your wallet.

Second, you don’t have to draw up a budget and rely on your ability to stick to it – you simply live on what’s left over after your savings are deducted.

Third, you reduce the perceived pain of saving, since you don’t see the money before it’s invested.

How much to save

The short answer is 20 per cent of your gross salary.

Yes, ouch: I can hear your pain from here.

But the numbers are beyond dispute.

Saving 20 per cent of your salary every year, and investing it in a way that produces historically typical results, will let you accumulate 10 to 12 times your salary in savings over the course of a 30- to 35-year career.

Assuming the past is any guide, that amount of savings will then generate a retirement income equal to roughly half of your working income.

Combine that with any employer pensions or government stipends, and you will have ensured yourself a comfortable retirement.

How to  ensure yourself a comfortable retirement.

What happens if you can’t save 20 per cent of your income right now?

It’s still important to save as much as you can.

After all, what you don’t put away today, you will have to make up tomorrow.

All things being equal, however, starting early puts you in a much better position.

You gain an advantage because of the magical effect of compounding – that is, the gains you achieve by reinvesting the money you make on your investments

To see the power of compounding in practice, consider someone who invested $100,000 in the Vanguard 500 Index Fund on February 28, 1997.

If she didn’t reinvest her gains, her savings would have grown to $295,480 by February 28, 2017.

However, if she put all her dividends, interest or capital gains back into the fund, her nest egg would be $426,500 – more than a third greater than the non-compounder.

How to save happily

Peter Adeney, who writes the Mr. Money Mustache website, credits his strong savings habit with allowing him and his wife to retire at age 30.

His simple-living style may not appeal to everyone, but one of his insights should.

It’s about how to be happy while saving money.

Adeney says the secret is learning how to use hedonic adaptation to your advantage.

Despite its formidable-sounding name, hedonic adaptation refers to a very simple concept: It’s our tendency to experience short bursts of happiness when we acquire a new possession, but quickly revert to our baseline level of happiness, usually within a couple of weeks.

Once we’re aware of this tendency, Adeney says, we can use it to our advantage by parcelling out our discretionary spending in small doses and spacing those luxuries over longer intervals.

Rather than renovating our entire house all at once, we can do it in stages, enjoying each incremental improvement before looking forward to the next.

Similarly, we can upgrade our wardrobe one item at a time, instead of buying everything in one massive spending binge.

By taking things slow, we can give ourselves time to savour each tiny step forward.

How to think about savings

Picture your savings as a big life preserver.

It provides a buffer against job loss or unexpected major expenses.

Ideally, you should have some money set aside outside of your investments, which you can draw on in case of an emergency.

But even if you have to temporarily withdraw money from your investments, you are still further ahead than you would be if you had to borrow money and pay off bank loans or credit card debts.

You can also picture your savings as a shock absorber.

By arranging to make regular, fixed contributions to your investment account, you benefit from what’s known as dollar-cost averaging.

This means you automatically buy more shares of a fund when the price is low, and fewer when the price is high.

Over the long term, this reduces your average cost per share – without any effort on your part to time the market.

Finally, you can think of your savings as a relationship enhancer.

A 2017 paper by researchers at the University of Michigan found that people consistently rated savers as more enticing romantic partners than non-savers.

A Penny Saved is a Partner Earned”

The study, called “A Penny Saved is a Partner Earned”, acknowledged that this attraction might partly be a desire for partners with greater financial resources.

Mostly, though, the appeal seems to reflect the tendency of a strong savings habit to signal greater self-control in all areas of life.

Talk about big payoffs: A strong savings habit isn’t just financially wise.

It’s sexy too.

Maybe it’s time to start flaunting your ability to put away money.

About Ian McGugan

Ian McGugan is a multi-award-winning business reporter with Canada’s Globe and Mail. He’s been writing about investing, economics and business for more than 20 years. Previously, Ian was executive editor of Canadian Business magazine, founding editor of MoneySense magazine, and he’s also worked for the Financial Post and the Financial Times of Canada. Best-selling financial author Andrew Hallam cites Ian McGugan as one of his most influential mentors.


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Photo from a hike in Arizona.

Photo from a hike in Arizona.

It all started when...

I began to study the "internal" kung fu arts of Hsing-I, Taiji, and Bagua at the age of 16.  Classes were rugged and injuries were common as we sparred, practiced throwing, joint locking and striking.  My teacher used acupuncture and herbal linaments to hasten our healing.  Under his tutelage I began to learn the basics of acupuncture and herbs.  Later I worked for one of his students named Russ, fixing up rental properties.  Russ had spent 10 years in Japan and learned Shiatsu, a method of massage.  People frequently showed up at the rental properties we were working on to have him perform shiatsu.   I observed Russ for a while and due to the high volume of people showing up to be worked on he had me start working on some of the people.  Later I studied with a Native American healer named Carol Brown.  She allowed me to participate in ceremonies and taught much about healing touch and prayer.  At the age of approximately 25 I began an in depth study of Chinese Herbalism at the Rocky Mountain Herbal Institute with Roger Wicke, Ph.D.  I learned the traditional way in which I tasted and wrote notes on the effects of over 200 herbs.  Only later did I begin to work with formulas and learning how to tailor them for each individual person.  This experience has given me a depth of knowledge regarding herbs not accessible through books alone.   For the last 10-15 years I have been on the board of directors at the Rocky Mountain Herbal Institute and feel the school is on the forefront of herbal education in the world due to it designing AI (artificial intelligence) teaching systems.  After developing a thorough foundation in herbs I entered the Southwest Acupuncture College in Boulder Colorado and studied many different methods of acupuncture and moxibustion with world class teachers.

Upon graduating from the Southwest Acupuncture College I worked in private practice in Denver Colorado.  I then moved to San Clemente California where I worked in a multidisciplinary medical office alongside a chiropractor and many medical doctors.  During that time I gave lectures concretely explaining how acupuncture works to local doctors specializing in pain syndromes.  I now reside in Brooklyn and bring my experience to aid my clients in achieving and maintaining optimum health.


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January 06, 2006
Kurt Gallagher
(202) 639-6491

AFGE Praises Mine Inspectors' Efforts in Spite of Job Challenges

WASHINGTON—American Federation of Government Employees National Vice President Joseph Flynn today offered condolences to the families who lost loved ones in the tragic Sago Mine accident this week. Flynn, who represents West Virginia federal employees, also praised the federal inspectors of the Mine Safety and Health Administration for their efforts to ensure mine safety in spite of institutional challenges. AFGE represents employees of MSHA.

“We are deeply saddened by the tragic accident at the Sago Mine that caused the loss of twelve lives,” said Flynn. “Mine inspectors of the Mine Safety and Health Administration work diligently to ensure safe workplaces despite staff and budget cuts and despite the fact that the fines they are allowed to impose may represent paltry amounts that mining executives can just scoff at.”

Flynn explained that private citizens regularly pay more for a speeding ticket than what mining companies may be fined for violations. Flynn also stated that many mining companies have gutted their internal safety departments, thereby putting more pressure on MSHA. In 2006 MSHA will receive a $4.9 million smaller budget than in 2005, when adjusted for inflation.

“Tragedies result when Congress cuts budgets, cuts staff and companies no longer take safety seriously,” said Flynn.

The American Federation of Government Employees (AFGE) is the largest federal employee union, representing 600,000 workers in the federal government and the government of the District of Columbia, including employees of the Mine Safety and Health Administration.

SUBSCRIBE Latest news & info

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Current Opportunities

Research/Programmatic Internship

Developing Future Leaders

AFPC has great interest in preparing our interns for future success. Policymakers and statesmen, who have held senior positions in government, are brought in as part of a weekly lecture series to meet with interns and discuss the numerous career paths in foreign policy and the ways to best pursue them. Additionally, AFPC maintains good relations with all of its former interns and has established an extensive network of AFPC alumni. To provide networking opportunities, AFPC hosts annual reunions that allow former interns back into the office to share their experiences with the current interns, and provide them with insights and potential access to future positions in the government and graduate programs. As a result, the majority of former AFPC interns have obtained positions or pursued graduate degrees at leading public policy institutions and government agencies, including the Central Intelligence Agency, Department of Defense, Department of Justice, Department of State, Federal Bureau of Investigation, Georgetown University, Harvard University, and U.S. Congressional staff offices.

Internship Responsibilites

AFPC internships are part-time with the opportunity for flexible hours. Interns are expected to work a minimum of 20 hours per week between 8:30 AM and 6 PM in the AFPC headquarters. Candidates should have a strong interest in foreign policy and national security. Knowledge of Russian, Mandarin, Arabic or Farsi is helpful.

We are actively seeking candidates with experience using Adobe InDesign

Responsibilities vary depending on program schedule, but may include:

  • foreign policy research and writing
  • logistical support for both domestic and foreign delegations
  • editorial assistance with publications
  • special events planning
  • general administrative support
  • designing high quality and professional brochures, newsletters, reports, and publications
  • creating informational graphics
Opportunities for Publication

In addition to providing interns with a substantive research experience, AFPC encourages and provides opportunities for interns to author or co-author opinion editorials. Listed below are examples of AFPC intern's publications:

How to Apply

Please follow the application guidelines and deadlines below. We do not accept LinkedIn applications and incomplete applications will not be considered. If you have not been contacted 45 days after the respective application deadline then you were not selected for an interview. Interested candidates are requested to submit the following by email to AFPC Internship Coordinator Amanda Azinheira at

  • cover letter (please include hours and availability)
  • resume
  • foreign policy related writing sample (four pages or less)

Additionally, please specify your top three interests from the following choices in your cover letter:

Application Deadlines:

Fall Semester (September - December)  --   July 1
Spring Semester (January - April)  --   November 15
Summer Semester (May - August)  --   March 15

All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity or national origin.

AFPC Internship Program Staff

Program Director: Richard M. Harrison
Internship Coordinator: Amanda Azinheira


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• Best Practices: Selecting Cyber Insurance Coverage
    Lisa Joublanc, CCM, CFA, Vice President and Treasurer for Global Payments, and Mary Guzman, Senior Vice President and E&O Practice Leader, McGriff, Seibels & Williams, discuss what treasurers need to
  • AFP Fraudwatch: Treasury Calls for More Information Sharing
    U.S. Treasury Secretary Jacob Lew is calling on the financial services sector to improve its efforts to better protect consumer data and strengthen defenses against cyberattacks, thefts and disruption
  • Case Study: Improving the Collections Process
    Greg Baldwin, Deputy Treasurer for Johnson County, Kansas, tells how his office streamlined its collections process.
  • Bitcoin Breakdown: New York Unveils BitLicense Framework
    The New York Department of Financial Services (DFS) has released the details of its proposed BitLicense regulatory framework. If passed, New York would become the first state in the U.S. to directly r
  • July 2014 Payments Newsletter
    This month saw the Foreign Account Tax Compliance Act (FATCA), which imposes a withholding tax on payments from U.S. sources to certain noncompliant foreign entities, finally take effect. Also this mo
  • Digital Payments to Nearly Double by 2019
    The total value of digital payments is on course to reach $2.5 trillion this year, and the figure is expected to rise to $4.7 trillion by 2019. The biggest contributing factors to the rise are expecte
  • Chinese Banks Suspend Yuan Remittance Program
    Three Chinese banks have temporarily suspended a yuan remittance service over suspicion of money laundering. China Central Television (CCTV) has accused Bank of China (BOC) of allowing wealthy Chinese
  • Survey: Rate of U.S. Firms Settling in RMB Nearly Doubles
    The number of American businesses using renminbi (RMB) to settle trade has nearly doubled in the past year, and that trend is expected to accelerate over the next 12 months, according to a new survey.
  • Bitcoin Breakdown: EU Banks Told to Back Off Bitcoin
    This week, California Governor Jerry Brown signs a bill legalizing bitcoin, a venture capitalist wins 30,000 Silk Road bitcoins at a U.S. Marshals auction, and Japan decides against regulating bitcoin
  • AFP Fraudwatch: Brazilian Fraud Ring Steals $3.75 Billion
    This week, fraudsters are believed to have stolen nearly $4 billion by exploiting Brazil’s boleto payment method. Using man-in-the-browser attacks, a fraud ring has compromised nearly 500,000 boleto t
  • Cyberrisk: The New Frontline of Risk Management
    An alarming surge in cyberattack incidences on many of the largest U.S. companies has ushered into corporate boardrooms a new axiom of executive management: cyberrisk. Public companies are faci
  • AFP Fraudwatch: Treasurer Relives Her Firm’s Cyberbreach
    What’s it like from a treasurer’s perspective when your company is hit by hackers? A treasurer recalled what transpired when her company suffered a $125-million cyberbreach.
  • Bitcoin Breakdown: Canada First Nation to Regulate Bitcoin
    Canada gave royal assent to Bill C-31 last week, becoming the first country to regulate Bitcoin and other virtual currencies. Some nations have weighed in on Bitcoin on a case-by-case basis, including
  • June 2014 Payments Newsletter
    This month, Payments turns its attention toward fraud and cyber risk, as recent events have caused quite a shakeup. We recap a session at the CTC Corporate Treasurer’s Forum, in which FBI Special Agen
  • AFP Fraudwatch: P.F. Chang’s Cyberbreach Lasted 9 Months
    Last week, P.F. Chang’s Chinese Bistro confirmed that it had undergone a massive security breach that compromised customer credit and debit cards. Though details of the breach were initially sparse, i
  • AFP Fraudwatch: A Closer Look at GameOver Zeus
    Treasury and finance professionals who attended the 10th Annual CTC Corporate Treasurers Forum last week received an in-depth look at GameOver Zeus, the botnet responsible for stealing at least $125 m
  • AFP Fraudwatch: Game Over for Botnet, Ransomware Operators
    The U.S. Department of Justice teamed with Europol, the UK’s National Crime Agency, the Microsoft Cybercrime Center, Dell SecureWorks and others to take down the GameOver Zeus botnet and Cryptolocker
  • Mobile Deposit Usage Surges in Canada
    Canadians have deposited more than one million checks via mobile phones since the Canadian Payments Association (CPA) approved the check image rule last year, according to data from NCR. The rule allo
  • European Treasurers Share Concerns over Bitcoin
    Last week at the annual General Assembly of the Association of Corporate Treasurers—Suisse Romande (ACTSR) in Geneva, Switzerland, a representative from the Bitcoin Foundation gave a presentation on B
  • AFP Fraudwatch: Retail Treasurers Increase Cyberinsurance
    Treasurers of retail chain stores said they expect their companies will spend as much as triple the amount they already pay for cyberinsurance in the wake of the Target security breach. That’s on top
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    This month, we bring you exclusive coverage of the recent AFP Treasury Advisory Group (TAG) Meeting and the 2014 AFP Retail Roundtable, both of which were held this month in Dallas. The Foreign Accoun
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    With the Foreign Account Tax Compliance Act (FATCA) scheduled to take effect on July 1, many treasury departments are making sure they know what they need to do to comply. Not surprisingly, the law wa
  • Fear of the Unknown: EMV Tops Retail Treasurers’ Concerns
    Treasurers at the 2014 AFP Retail Roundtable in Dallas said Thursday that their biggest concern is EMV migration. They cited cost, customer resistance, and nagging doubts that switching to the chip-an
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    Fraud has always been a concern for treasurers, and in the post-Target environment, it has only become even more of a priority. At the latest meeting of AFP’s Treasury Advisory Group in Dallas, practi
  • Navigating Canada’s Anti-Money Laundering Laws
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Lechwe on Bangweulu Plains

Kasanka Bats & Bangweulu Wetlands Zambia Safari

Tour Length11 days
Priced from pps $5394 R76487 £4262 4748 A$7465 C$7205 NZ$7866 Full pricing info
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Summary of this Exclusive Small Group Camping Safari

  • Max. Group Size 6 Travellers
  • Starts & ends in Lusaka, Zambia
  • Transport 4x4 Vehicle
  • Wildlife Exceptional Birding, Migration Safari (Seasonal) & More
  •  See Departure Dates

Quick Itinerary Overview

Experience an unusual and authentic African bush adventure, camping in the wild Kasanka and Lavushi Manda national parks of Zambia! Travel in a small group, each with your own private guide, two per vehicle, camping in rooftop tents. A dedicated chef prepares all your meals and the safari crew takes care of logistics and camp chores so that you can sit back and simply enjoy the journey!

Few people get to see the remote and pristine wilderness areas this exclusive, yet affordable, Zambian Safari explores. On this adventure, we witness the incredible migration of several million fruit bats in Kasanka, as well as encountering a rich array of wildlife, plants and birds, including rare species such as sitatunga, wattled-crane, Ross’s Lourie and blue monkeys. During our two-day adventure in the Bangweulu Swamps of the Lake Waka Waka wetland system, expert guides also take us to view the elusive shoebills of Lavushi Manda National Park.

This phenomenal African adventure will leave you with unforgettable memories and once-in-a-lifetime photographs!

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Itinerary for this Tour

Day 1: Lusaka

This Kasanka & Bangweulu Wetlands Safari begins in Lusaka, the capital and largest city in Zambia. At the start of the safari, you are collected from the international airport and transferred to your guesthouse for your first overnight stay in Zambia.

Once you have settled in at the guesthouse your safari guide meets up with you to discuss the program for the next day.

This evening dinner at your guesthouse in the booming city of Lusaka is included.

  • Meals included: Dinner

Day 2: Lusaka to Wasa - Kasanka National Park

Early on the morning of day two, we leave Lusaka, driving northeast to Kasanka National Park. Entering the national park via Maluashi Gate we proceed to our overnight lodge located on the banks of a big lagoon.

We cover a long distance today thus the lodge staff prepares dinner for us. We enjoy a traditional meal and spend the night in comfortable chalets.

  • Meals included: Breakfast, Lunch & Dinner

Day 3 & 4: Pontoon 1 - Kasanka National Park

Wake up to beautiful views of the lagoon where you may see puku, hippo and other wildlife. An early start is recommended as sunrise is one of the optimal times for watching bats.

The lodge is close to Mushitu (swamp forest) and on day three we spend the morning exploring the forest in front of the lodge. In the forest, you will get to see millions of bats and a rich array of birds!

After watching the bats and birds in the forest at the lodge we proceed to our campsite for the next two nights. The campsite lies in an evergreen forest looking out over a swamp where rare sitatunga antelope often gather. The famous Fibwe Hide, close to camp, is ideal for watching the shy sitatunga. The camp is also near an elevated bat hide built at treetop height to provide outstanding bat watching and stunning views.

During our time at Pontoon 1 campsite, we embark on activities with local guides who take us to see the bats, birds and animals of this unique region. Exploring with local guides enables us to gain real insight into the local ecosystem and to fully experience the wilderness of Kasanka. Hiring the local guides also helps to support the local communities of the area.

Sunset is another ideal time for viewing the bats because this is when they return to roost after a day of feeding.

  • Meals included: Breakfast, Lunch & Dinner

Day 5 & 6: Bufumu & Mateshe - Kasanka National Park

On day five we pack up camp and set off to explore more of Kasanka National Park. We take a slow drive to the remote northwestern area of the park where the "Tall Tree" is found. The canopy tower known as "Tall Tree" stands 14 metres tall, offering exceptional views over the Mateshe. The tower is ideal for birdwatching as well as taking in the stunning views.

The north-west region of Kasanka hosts an impressive diversity of wildlife and birds. You can explore the African bush on foot with one of our guides and simply enjoy the peace and quiet.

We spend two nights camping in the secluded area allowing enough time to unwind and soak up the wild surroundings.

  • Meals included: Breakfast, Lunch & Dinner

Day 7 & 8: Kabwe River - Kasanka National Park

On day seven we pack up camp and move on to our next campsite at Kabwe, located nearby on the banks of a river.

The camp at Kabwe is also in a remote and tranquil spot and overlooks an attractive grassland. The campsite lies halfway between the Bat Forest and Bufumu Forest - the perfect position for accessing the best birdwatching and game viewing opportunities in the area. In between wildlife, bat and bird watching activities, we relax at the camp, admiring the beautiful setting.

  • Meals included: Breakfast, Lunch & Dinner

Day 9 & 10: Bangweulu Wetlands - Lavushi Manda National Park

Day nine begins with an early morning departure from our camp at Kabwe. From there we exit Kasanka National Park and cover the short distance to Lavushi Manda National Park.

Entering Lavushi Manda Park we make our way to the world-renowned Bangweulu Wetlands. Bangweulu is a designated Ramsar Convention Site recognised as one of the most important wetlands in the world.

We spend the next two nights at a dedicated Shoebill camp in the Bangweulu Swamps. Expert guides take us out to search for the shoe-billed storks by boat. Our excursions are carefully planned to maximise our chances of excellent shoebill sightings over the next two days.

  • Meals included: Breakfast, Lunch & Dinner

Day 11: Bangweulu Wetlands to Lusaka

Waking up early on day 11, we have breakfast at camp and enjoy our last moments out in the wild Bangweulu Swamps. Then we set off on a game drive, taking us back to the park gate. Leaving Lavushi Manda National Park we drive southwest back to Lusaka, where our adventure began.

Along the way, we pass the southern tip of the Democratic Republic of Congo and pause to refuel in Mposhi. Arriving back in Lusaka you are dropped off at the guesthouse where dinner and your last overnight stay is included.

  • Meals included: Breakfast & Lunch

Luggage Allowance: A maximum of 20kg's of baggage is permitted per person. A soft bag needs to be used for your luggage. No hard-shell cases can be carried. Excess luggage can be stored safely in Lusaka

Optional Extras and Excursions

For up-to-date and confirmed pricing info for optional items, please drop us an enquiry.

  • Guided Bat Experience walks with a dedicated guide
  • A guided bird walk
  • “Cats and Nocturnals” guided night drive
  • Shoebill Trek guided adventure
  • Banana Boat Cruise

Child Policy

This tour does not take children.

The minimum age requirement for this tour is 16 years.

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Departure Dates
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Search Tours by Type, Duration & Destination

+Where does the tour go to?
Top Destinations
+Optional Activities & Day Trips
For confirmed pricing on these optional items, please drop us an enquiry
  • Guided Bat Experience walks with a dedicated guide
  • A guided bird walk
  • “Cats and Nocturnals” guided night drive
  • Shoebill Trek guided adventure
  • Banana Boat Cruise
+Included in the Tour Price
  • Transfer from Lusaka airport to the guesthouse
  • Two nights of accommodation in Lusaka (one prior and one post safari)
  • One night of chalet accommodation (DBB) for the first night in Kasanka
  • Your own private guide
  • All fuel and vehicle costs (includes bedding & rooftop tent)
  • Drinking water for the duration of the tour
  • All meals (Breakfast, Lunch & Dinner on safari) prepared by the private chef
  • All camping site costs
  • Park fees for 10 days in Kasanka and Lavushi Manda National Parks
  • Selected South African wines at dinner
  • After dinner liqueur
  • Pre-dinner snacks with sundowners
  • All guiding & driving by professional guides & 4X4 experts
  • Camp set-up & dismantling each morning & evening
  • Satellite phone (for medical emergencies only)
  • Charging facility for camera batteries
  • Mosquito repellant
  • Use of a head torch on safari
+Not Included in the Tour Price
  • Personal travel insurance
  • Local and international flights
  • Any additional or optional activities not listed
  • Items of a personal nature
  • Gratuities
  • Malaria medication
  • Drinks (except wine with dinner)
+Departure Dates

A minimum of 4 clients is required to guarantee departures. Bookings of fewer than 4 people are accepted, but departures will only be confirmed once 4 clients book. A maximum of 6 clients is permitted per departure.

Scheduled Tour Departures
Click on a departure date to enquire

If you do not see departures listed for your dates, or would like information on potential changes, please do contact us for further info.

Explore the Route


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Dara Birnbaum: Technology/ Transformation: Wonder Woman

T.J. Demos

One Work Series

Opening with a prolonged salvo of fiery explosions accompanied by the howl of a siren, Dara Birnbaum's Technology/Transformation: Wonder Woman (1978-79) shows the secretary Diana Prince changing again and again into the superhero Wonder Woman. By isolating and repeating the moment of transformation - spinning figure, arms outstretched - this landmark work in the history of video and appropriation unmasks the language of television, the mechanisms of gender representation and the technology at the heart of the metamorphosis.

T.J. Demos explores Birnbaum's pioneering development of the possibilities of video as a medium, situating it historically amidst postmodernist appropriation, media analysis and feminist politics. He proposes a fascinating shift in the positioning of Birnbaum's work, from an emphasis on her deconstruction of mass cultural ideology to an innovative and newfound consideration of her creative retooling of consumer imagery.

Buy this Book

Hardcover | Paperback

  • Hardcover 6 x 8 1/2, 120pp., 40 illus., 2010 – £19.95
  • Paperback 6 x 8 1/2, 120pp., 40 illus., 2010 – £14.95

Buy this Book >


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Enter your keyword and location to begin your job search. Entry level opportunities are now available for the admissions counselor industry in gresham, oregon. You can explore career opportunities with AfterCollege. To refine your search results, use the job listings filters on the left after doing a keyword search. You'll find several job opportunities in gresham, oregon are listed below in the admissions counselor industry. Don't delay, hiring managers are reviewing candidates looking for admissions counselor entry level job opportunities in gresham, oregon.

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Training & Support - Agentpoint

Agentpoint real estate website solutions are built around the Wordpress Content Management System (CMS) making it easy for you and your team to manage and update all website content.

Training & SupportWe will train you and your staff to enter and manipulate your website data making sure it is visually appealing. We have online tutorials available to help you learn how to get the most out of your online solution and we’re always happy to provide further telephone training completely free of charge.

All great online solutions never stay the same and involve updating and managing site content. Our solutions make this easy work for you allowing you to have a true dynamic and cutting edge website.

Its a requirement that all websites produced by Agentpoint have website hosting and standard ongoing support for the first 3 months. After 3 months either support or hosting and support can be removed and these aspects managed by the client directly.

All websites produced by Agentpoint include 1 hour of remote/telephone training during the compulsory 3 month website hosting and support. This 1 hour can be used all in one session or can be broken down into smaller sessions eg 4 individual 15 minute sessions. We usually find that an initial 15 minute training session followed by another training session a week later is enough for most clients to be comfortable updating their website and also using our CRM system Zoo Property.

We have online training documents along with pdf guides that can be accessed by you to help build your knowledge of our systems and your website.

Additional training can be purchased in hourly rates at $125 + GST per hour. We can also organise on-site training at the same rate.

Standard Ongoing Support (Cost: $85 + GST per month)

We’re at the forefront of real estate technology meaning our products are continually improving. Through subscribing to a support package with Agentpoint allows you to access our new technologies meaning you can continually evolve your online marketing solution.

Support can include “picking our brains” about latest Agentpoint technology, providing advice in relation to adding content or even adding content to your website. It could be as simple as how to create a post or eCampaign. Our goal is for you to utilize your solution to the optimal level.

Included in a support package is the ongoing maintenance of your website. This includes making sure the website remains online and working, updating the site to the latest version of WordPress, addressing any styling or function issues with updating WordPress and updating plugins and themes to the latest versions as new releases are available. In essence we maintain the health of your website.

Our support lines include:

  • Ticket Support – You can submit a ticket through our Helpdesk that will then be dispersed between our team. Tickets are usually answered within 10 to 20 mins of being submitted from 8.00 am to 8.00pm weekdays. Tickets are actioned according to their importance and its our goal to try and address all tickets within 24 hours of being submitted.

    By using the ticket system allows both parties to monitor the process of tickets and view any discussions/materials in relation to the ticket. It also allows us to quickly recognise a request and allocate it to the appropriate person within our organisation.

  • Email Support – You can email our office helpdesk[@] who will address any questions or issues you have.
  • Phone Support – On 02 8005 2707, Between 9.00am and 5.00pm Monday to Friday you can call our office and speak to one of our staff. We can answer your questions and fix your issues and even provide real time training (may need to schedule a time if it is in-depth training). Any calls received outside business hours will reach our answering service where a message can be left.
  • Outside Business Hours Emergencies – For general support there is no outside of business hours telephone support only via the Helpdesk. You can email our office helpdesk[@] who will address any questions or issues you have.

Platinum Ongoing Support (Cost: $270 + GST per month)

Platinum ongoing support is designed for clients who would like a more intimate dedicated support team for support, training and updates for their Agentpoint products. Along with the training and maintenance options outlined above Platinum Support clients will receive:

Account ManagersAccount Managers – You will be assigned to account managers who will be responsible for all support concerns you have. You will have direct access to contact them via a private helpdesk email and telephone number during business hours. They will know the finer details of your products and can quickly provide answers to your questions.

High Priority SupportHigh Priority Support – Platinum support clients have a specific team of developers and designers assigned to their needs. This means your requests will be actioned more timely than requests sent into our standard support department.

Website Updates/UpgradesWebsite Updates/Upgrades – Your account managers will handle website upgrades or adjustments you require. They will look after any quotes that need to be prepared and will project manage the implementation of these changes.

Outside Business Hours EmergenciesOutside Business Hours Emergencies – There is a telephone number you can call for outside of business emergencies. Someone will answer your call or get back to you as soon as possible to address any issues you have. You can email our office helpdesk[@] who will address any questions or issues you have.

Read more about Platinum Support »

Find out more about Training & Support

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Digital Listing Presentations | Agentpoint

Create impressive online sales appraisals that win more listings

Stand out from your competitors during listing presentations, while using smart technology to convert potential vendors and landlords into customers.

Digital Listing Presentations for the Modern Agent

ProposalPoint transforms how you present your service proposition to prospective clients.

Our platform allows you to create custom, modular & interactive proposals with a unique link. From sales appraisals to pre-listing kits and more, ProposalPoint has a range of applications to fit your business needs.

View Live Demo

flagDifferentiate Yourself
Be more tech savvy than your competition

lightbulb_outlineEmbrace Technology
Retarget ads via Facebook & Google to increase brand recognition

phonelinkInteractive Experience
Present information in a modern and intuitive format

ring_volumeBe alerted
Know when clients are viewing the proposal so you know the best time to call

publicSave Cost & The Planet
Reduce printing and posting cost & promote green business

access_alarmSales Pipeline Management
Set reminders around when to update and follow-up on appraisals

SEND online proposals, MEASURE & be ALERTED around engagement, RETARGET ads via Google and Facebook and then WIN more listings.

checkInteractive with popups, sliders and lightboxes

checkSecure unique link or ability to password protect the proposal

check100% within Agency branding

checkAbility to set an expiry date or withdraw a proposal

checkChoice of your own domain or a sub-domain

checkOption for a custom design proposal @ cost effective rates

checkNotification via email when vendors/landlords view/open proposal

checkVendor/Landlord retargeting via Google and Facebook ads

checkEdit/Update proposals at anytime

checkLinks from Ads back to your agency website

checkWorks in all devices (Desktop, Tablet, Mobile)

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Kauai Veterans Cemetery Hanapepe, HI - Cemetery | AgingCare.com

Kauai Veterans Cemetery

4331 Lele Rd Hanapepe, HI 96716

Kauai Veterans Cemetery is a cemetery in Hanapepe, HI 96716. A cemetery is a final resting place for people who have died. To make arrangements contact Kauai Veterans Cemetery directly.

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Construction Insurance in Atlanta and Sandy Springs, GA

Construct a Protection Plan for your Business

Atlantic International Company of Georgia provides insurance to construction businesses in Atlanta, Sandy Springs, Dunwoody, Roswell, Alpharetta, Johns Creek, and surrounding areas.

Construction Insurance

Just like any other business, your construction business needs core insurance offerings to go along with industry-specific coverage. Expensive equipment and tools, and possible injury, should be taken into account when thinking about what type of coverage may be necessary in the construction industry.

Atlantic International Company of Georgia coverage options for construction businesses include:

  • Liability insurance
  • Property insurance
  • Business vehicle insurance
  • Workers’ compensation
  • And much more …

Contact an insurance specialist at Atlantic International Company of Georgia today to go over these options and many more!


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The EyeFundusScope, an awarded project developed by Fraunhofer Portugal AICOS, will be a crucial component in a new project that aims to integrate and validate a mobile solution for the risk assessment of diabetic retinopathy. The Mobile Diabetic Retinopathy Screening project (MobileDRS) led by the Portuguese company First Solutions SA, intends to create a low cost and effective tool integrated in a commercial solution for management of screening programmes.

Diabetic retinopathy is an eye disease triggered by a physiological dysregulation caused by diabetes. Nowadays, it is the leading cause of avoidable blindness in the world. The continuous monitoring is essential to protect the vision since its progression is asymptomatic in the early stages. The hard mobility of traditional equipment and low availability of specialists limit the effectiveness of the screening process.

The EyeFundusScope is a mobile prototype developed to identify lesions appearing on early stages of diabetic retinopathy. Started as a small MSc thesis project, it proves now to be an example of potential technology transfer to industry from Fraunhofer Portugal AICOS.

The project MobileDRS led by FIRST Solutions SA includes the adaptation of the mobile prototype once awarded by Exame Informática. A smartphone-based acquisition of retinal images combined with 3D-printed components around a dedicated optical system is expected to overcome those limitations, empowering a wider range of medical professionals or non-experts to acquire retinal images in a flexible and affordable way.

With its validation, the MobileDRS project may play a future role in covering isolated populations using a mobile and low cost device, reducing costs for the Health Ministry and enhancing the effectiveness of screening programmes. The mobile solution will be integrated in an information system for management of population screening programmes, called SiiMA Rastreios, which allows the implementation of the functional circuit from the examination invitation to treatment and follow-up.

The project (identified as POCI-01-0247-FEDER-010838 according to Portugal 2020) is co-funded by the European Structural Investment Funds (ESIF) from European Union, framed in the COMPETE 2020 (Operational Programme for Competitiveness and Internationalisation).


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NEWS: ‘Molecular’ Tag Adds New Level of Tracking and Authentication

Applied DNA Sciences, a US based provider of molecular-based security and authentication solutions, has introduced its latest security print platform solution, SigNature®, featuring the Videojet 1860M continuous inkjet (CIJ) printer . Find out all about this  exciting new product at the AIPIA Summit of the Americas in New Jersey (4/5 June). The product was first shown at Interphex USA in New York this April.

“This comprehensive supply chain certification solution allows manufacturers and brands to implement a secure tag, test and track capability into existing production lines quickly,” said Janice Meraglia, VP of government & military programs at the company, who will be speaking.

SigNature® molecular ink,delivered with a Videojet 1860M printer, is created with the addition of a unique, secure molecular tag and is qualified in both black (V4221M) and invisible (V4259M) which can fluoresce blue under UV, say the companies.

The security platform allows companies to tag, test and track a unique molecular tag applied to products or packaging during the manufacturing process. It provides a supply chain management tool to proactively track items globally, adding another level of protection against counterfeits and diversion. It transforms the inkjet code into a comprehensive supply chain certification solution.

The platform compliments a range of consumer, corporate and government initiatives which include: communication of covert code information directly from customer to brand owner; serialization being implemented by global pharmaceutical companies; and authentication for counterfeit avoidance under review by government agencies.

The molecular tags facilitate traceability of products and packaging, enabling such claims as the forensic certification of origin, authenticity, provenance, quality, ethics, integrity, or sustainability. The print platform features black and clear inks to meet various application needs associated with supply chain management and brand protection.

In addition to pharmaceuticals, biopharma and medical devices, the solution can be applied to other industries such as food and beverage, aero defence/industrial parts and others, they claim.


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Sleeping roomRoom
Save this listing.
Private room in apartment

Big room with fantastic view!

Eugen & Sabine User Profile
Eugen & Sabine

Big room with fantastic view!

Private room in apartment
2 guests1 bedroom2 beds1 shared bath
2 guests
1 bedroom
2 beds
1 shared bath
Eugen & Sabine is a Superhost
Superhosts are experienced, highly rated hosts who are committed to providing great stays for guests.
This is one of few homes in this area that has this feature.

Grosses Zimmer mit Balkon und herrlicher Fernsicht in die Zentralschweizer Berge wie Rigi, Pilatus, Titlis....

Free parking on premises

Sleeping arrangements

Bedroom 1
2 single beds

House Rules

No pets
No smoking, parties, or events
Check-in time is flexible and check out by 11AM

178 Reviews

Brittany User Profile
July 2016
Eugen and his family were very welcoming and hospitable. The apartment was super clean with amazing decor. Thank you for leaving us food for breakfast and making us feel right at home.
Dora User Profile
May 2016
So....o nice live with this family. And their house is very organized and clean. The view from the window is very beautiful. The hosts have the special record for you to memory your travel there. So nice!
Lise-Anne User Profile
May 2016
Our stay was absolutely wonderful. Eugen was so kind and sweet... He even let us have a taste of his homemade bread when we arrived after a long train ride. We loved chatting with Eugen and his daughter, especially in the morning when we would have breakfast together. Eugen also …
Roxanne User Profile
December 2018
Check in was a breeze. The room is spacious and clean. The bathroom was very clean too. Sabine and Eugen are lovely people. I highly recommend this place. We loved the small touches - chocolates in our room.. breakfast each morning.. a fully equipped kitchen. We loved our stay…
Suva User Profile
November 2018
It's absolutly worth to go, Eugen & Sabine made my first trip in Swissland wonderful, they are so kind and sweet family, everything you need is prepared there, everything! One couldn't expect more than that! My best wishes!
Shilpi User Profile
November 2018
these guys were awesome
Riesta Khairany User Profile
Riesta Khairany
November 2018
Eugen & Sabine's hospitality is superb ! Their room is really big and really have a funtastic view as it described. They also communicate very clear to describe you any detail information you need. I will always come back to their place anytime I visit Lucerne again. Thank you Eu…

Hosted by Eugen & Sabine

Rothenburg, SwitzerlandJoined in September 2015
Eugen & Sabine User Profile
223 Reviews
Eugen & Sabine is a SuperhostSuperhosts are experienced, highly rated hosts who are committed to providing great stays for guests.
Wir leben seit Juni 2014 in Rothenburg und geniessen die Aussicht in die Berge von unserem Balkon aus. Wir reisen sehr gerne und freuen uns immer, neue Menschen, Orte und Länder kennen zu lernen. Wir sind gerne draussen an der frischen Luft beim Fahrrad fahren, spazieren ode…
Languages: Deutsch, English, Français
Response rate: 100%
Response time: within a few hours
Always communicate through AirbnbTo protect your payment, never transfer money or communicate outside of the Airbnb website or app.

The neighbourhood


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Save this listing.
Entire apartment

Precioso apartamento cala benidorm

Irene User Profile

Precioso apartamento cala benidorm

6 guests
2 bedrooms
5 beds
2 baths
6 guests
2 bedrooms
5 beds
2 baths
Great location
100% of recent guests gave this home’s location a 5-star rating.
Sparkling clean
2 recent guests have said that this home was sparkling clean.

Benidorm,España,espectacular apartamento en la más bonita y tranquila zona de la playa de poniente,a200 metros de la plata y a 5 minutos en coche del golf villaitana .Parque residencial con piscina, pistas de tenis,squash y pista multi deporte para niños.

Apartment in the most beautiful and quiet area of the poniente beach.200 meters from the beach and 5 minutes by car from de golf villaitana.Residential park with swimming pool, tennis ,squash and court for children.

Sleeping arrangements

Bedroom 1
2 single beds
Bedroom 2
2 single beds
Common spaces
1 sofa bed

House Rules

No pets
No smoking, parties, or events
Check-in is anytime after 3PM and check out by 12PM (noon)

6 Reviews

Fernando User Profile
August 2018
Irene’s place is great. Cute apartment with a big terrace that looks onto the beach. There are places to park your car around the house and the beach area is 5 walk down the street. Thanks to Marina who gave us the keys and was really informative. Great stay, I would book this pl…
Inke User Profile
July 2018
Thank you Irene. We just came back from a great holiday in Benidorm. Everything was as it was mentioned. Great view and swimmingpool for the kids. The appartment was big and many comforts. We loved it!!! And also thanks to Marina for fixing the toilets so quick :-) and being the…
Bwanalaba User Profile
May 2017
The host canceled this reservation 37 days before arrival. This is an automated posting.
Arantxa User Profile
August 2017
Precioso apartamento, limpio y equipado. Muy bien ubicado en zona tranquila de Benidorm. Irene atenta en todo momento y Marina que fue quien nos dio las llaves un encanto.
Jules User Profile
August 2017
Appartement spacieux et très propre. Près de la plage. Très belle vue, avec une magnifique terrasse.
Alberto User Profile
April 2018
Excelente apartamento

This host has 1 review for other properties.

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Hosted by Irene

Irun, SpainJoined in September 2014
Irene User Profile
7 Reviews
Response rate: 100%
Response time: within an hour
Always communicate through AirbnbTo protect your payment, never transfer money or communicate outside of the Airbnb website or app.

The neighbourhood


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Skip to content
Save this listing.
Entire cottage

Cozy Waterfront Huntsville luxury mobile cottage

Cozy Cottages User Profile
Cozy Cottages

Cozy Waterfront Huntsville luxury mobile cottage

Entire cottage
6 guests2 bedrooms4 beds1 bath
6 guests
2 bedrooms
4 beds
1 bath
Great location
100% of recent guests gave this home’s location a 5-star rating.
Cozy Cottages is a Superhost
Superhosts are experienced, highly rated hosts who are committed to providing great stays for guests.
Sparkling clean
2 recent guests have said that this home was sparkling clean.

This cottage is a little piece of heaven right on the water. It is tastefully decorated and feels like a home away from home. It is very clean, cozy and offers the best that Muskoka has to offer.
This cottage is located in an RV resort with a pool, park, private fire pit and private dock.

Hot water

Sleeping arrangements

Bedroom 1
1 king bed
Bedroom 2
1 bunk bed
Common spaces
1 air mattress

House Rules

No pets
No smoking, parties, or events
Check-in is anytime after 4PM and check out by 10AM

8 Reviews

Eddie User Profile
July 2018
Great host, she was very nice, the spot is great to relax and enjoy the sun, will be going back for sure.
Akbar User Profile
October 2017
First this trailer is located in RV trailer park. Scenery of beautiful nature was spoiled looking at various trailer that parked next to each other .I stayed just for a night with family of six. Bedding was uncomfortable and very small room with bunk bed claustrophobic . This pla…
Jacqueline User Profile
September 2017
Our main goal was boating and this location was prime. Had a great time on the lakes and in the town of Huntsville all from our boat. Our son also enjoyed the 4 wheeler trails that were close by. The trailer was very clean and well stocked with all you would need. Cathy was a…
Travis User Profile
October 2017
It was a nice place with all the amenities. View was amazing. Very quite, would definitely recommend to anyone
Gordon User Profile
August 2017
This is a beautiful place on the water and just what we were looking for. Beautiful scenery and a very attentive host. Cathy was quick to respond and always available for any inquiries. Definitely recommend this place.
Matthew User Profile
July 2018
Was all around a good experience. Would book it again.
Richelle User Profile
July 2018
Really cute. Nice place to get away from busy life.

Hosted by Cozy Cottages

Joined in June 2017
Cozy Cottages User Profile
139 Reviews
Cozy Cottages is a SuperhostSuperhosts are experienced, highly rated hosts who are committed to providing great stays for guests.
Response rate: 96%
Response time: within an hour
Always communicate through AirbnbTo protect your payment, never transfer money or communicate outside of the Airbnb website or app.
About the home
When you stay in an Airbnb, you’re staying in someone’s home.
This is Cozy Cottages’s place.
Cozy Cottages
Cathy helps host.

The neighbourhood


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Denial of service attacks (DoS)

Stop denial of service attacks with Akamai.

Denial of service attacks (DoS) and distributed denial of service attacks (DDoS) have become some of the most significant threats to enterprise and application security over the past decade. Intended to render a machine or network unavailable to users, denial of service attacks become more sophisticated every year as attackers find new vulnerabilities in web applications and new ways of skirting traditional security measures. The cost of denial of service attacks or distributed denial of service attacks can reach into the tens of thousands of dollars per hour, but that pales in comparison to the potential loss of revenue from dissatisfied customers and loss of reputation.

Kona DDoS Defender from Akamai provides a highly effective protection against denial of service attacks and is trusted by some of the world’s biggest brands – the very companies most often exposed to these potentially devastating threats.

Multi-layer protection against denial of service attacks

Akamai’s Kona DDoS Defender leverages the power and scalability of the Akamai Intelligent Platform™ to offer unsurpassed protection against denial of service attacks. Kona DDoS Defender stops attacks by deflecting network-layer attacks and absorbing application-layer attacks at the network edge.

Today’s denial of service attacks can easily send as much as 300 GB per second of malicious traffic at a target. Local network appliances, ISPs and even many cloud-based solutions can’t handle an attack of that size. Kona DDoS Defender succeeds at absorbing attacks by leveraging Akamai’s vast network of more than 240,000 servers in over 130 countries. Mitigation capabilities are implemented natively in-path to thwart a DoS or DDoS attack before it reaches the customer origin. Kona DDoS Defender also includes a highly scalable Web Application Firewall that offers protection against application-layer attacks such as SQL injection and cross-site scripting.

With Kona DDoS Defender protecting against denial of service attacks, you can:

  • Reduce downtime with a solution that can scale to handle even the largest denial of service attacks.
  • Minimize the risk of data theft with a highly scalable web application firewall.
  • Maintain web performance during attacks by relying on Akamai’s globally-distributed Intelligent Platform.
  • Reduce the costs of web security leveraging Akamai’s cloud services and avoiding the need for complicated and expensive on-premise hardware.
  • Achieve maximum protection against new and evolving threats with the help of security rules that are continually updated by Akamai’s Threat Intelligence Team.

Learn more about stopping denial of service attacks with Kona DDoS Defender and about Akamai’s cloud security solutions for DDoS protection.


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Price: £19.99

Bear Grylls Paracord Fixed Blade

Part of our Gerber End of Season Clearance

If you’re going to pack an item into the backcountry, it becomes even more valuable when it serves multiple purposes. By combining Gerber’s decades of experience crafting tools and Bear Grylls’s survival knowledge, the Bear Grylls Paracord Fixed Blade is that item. You get the functionality of a field-proven, full tang fixed blade knife plus the added versatility of nearly 4 feet of paracord. And it weighs in under 6 ounces, that’s less than most smartphones—not bad for a 7.75-inch long knife. Balanced Minimalism The minimalist, balanced feel of the Paracord Fixed Blade is well-suited to extended backcountry travel where every ounce counts. The 4-inch handle performs equally well with or without the paracord, and it offers a full grip for all hand sizes and plenty of power for driving the blade to shape wood or work on small game. A deep choil that sits between your hand and the blade allows you to safely apply added pressure when driving the blade, and a textured thumb rest on the spine adds control. The 45 inches of paracord on the handle could fashion an emergency splint or repair a blown snowshoe binding. Until then, the cord serves as a lightweight grip on an incredibly capable knife. You can even customize the wrap to suit your grip preference.

Multitasking Sheath
The lightweight, slim design of the sheath is in keeping with the thin profile and minimalist style of the knife, a real plus when you’re traveling light and don’t want bulky items hanging from your belt or pack. You can customize the sheath to meet your access preference, too: tip up, tip down or to the side. It attaches easily to a pack, or remove the belt clip for the ultimate in minimalist packing.

Item # 31-001683
Overall Length: 7.75”, 19.7cm
Blade Length: 3.25”, 8.3cm
Weight: 5.75 oz, 163g
Steel Type: 5Cr15MoV
Handle Material: Paracord

- Full tang construction ensures durability
- Fine edge blade is easy to sharpen and does it all
- 45 inches (114.3 cm) of paracord make up the handle padding and can be removed to tackle other needs
- Lightweight sheath is reversible and the belt loop can be removed or used to strap it to your pack
- Slim profile extends from tip to butt
- Lightweight design for minimalist travel
- Comes with a copy of Bear Grylls “Priorities of Survival” Pocket Guide for easy reference
- Backed by Gerber’s Lifetime Warranty

International Orders Restricted
We are unable to ship knives or items with a blade Internationally. If you place an order from outside of the UK, we will contact you, but it result in refunding your payment for any knife purchased back to you and cancelling the item from your order.

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But the performer you can’t take your eyes off of is — quite appropriately — Alexandra Matteo as Stephanie Mangano, the woman who sweeps Tony off his feet. From the moment she steps onto the dance floor, it’s clear that she’s more graceful, more alluring— more special — than any other woman in the horde vying for Tony’s affections. And Matteo’s singing voice and acting chops are equal to her moves — she is a force.
— Paige Van Antwerp, The Newsweekly USA Today
There are sensitive performances (and superb singing) from the two women in Tony’s life – Alexandra Matteo as ambitious Stephanie.
— Tim Dunleavy, DC metro Theatre Arts
While Alexandra demonstrates incredible strength in voice and dance skill, she is still able to impart the delicate and vulnerable qualities of the character. Her graceful movements in gorgeous dance dresses make those sequences delightful to behold.
— Sally Dillon, Planet Vero
Alexandra Matteo’s languid vocals drive the show with a sensual rhythm.  Though an understudy, Miss Matteo brought her own sensibility to the vocals drawing the audience in with her hip swaying, leaving them begging for more.
— Paul Davis, TheatreBloom Baltimore


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Weekend Special | Take 10% Off. Get the code »

Fate Fantastic - Greenberg, Martin Harry (Editor), and Hoyt, Daniel M (Editor)
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Exploring the concept of fate and destiny, this collection of 16 original tales follows the paths of fate to distant worlds, dimensions, and times. Includes stories by Julie E. Czerneda, Alan Dean Foster, Robert A. Hoyt, and other noted fantasy and sci-fi writers. Original.

Fate Fantastic 2007, Daw Books, New York, NY

ISBN-13: 9780756404406

Mass-market paperback


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David Sandison

David Sandison was the author of biographies of Jack Kerouac, Ernest Hemingway, Che Guevara and Sharon Stone. He died in 2004. Graham Vickers is a freelance writer on the subjects of design, advertising, movies and popular culture. His other books include 21st Century Hotel, Key Moments in Architecture and the forthcoming Chasing Lolita.


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5 things to consider when choosing a business to work with

AlphaBiz Solutions
2 November, 2018

Business PartnersChoosing a business management software is a big decision involving both- your time & money. If you are in the process of buying one or have bought one in the past, you know how exhausting it can be to zero down to a software that meets all your requirements, fits your budget and is easy to use.

However, where businesses often go wrong is spending all most of their time researching for the best software and little or no time choosing the right business to work with i.e a business partner. Your business partner is just as critical as the software solution you chose to implement.

So, what is a business partner and why are they so important?

Most of the big software providers like MYOB & Sybiz sell their products through an intermediary entity in the distribution channel- the resellers. These resellers act as an extension of the software company who are not just selling and implementing the software but also providing software training, on-going maintenance and technical support to the businesses- the exact reason they are called 'Business Partners'.

Now, choosing and implementing a software system is a complex undertaking, requiring technological leadership and partnering to ensure success.  Here are 5 things you need to consider when choosing your business partner:

  A true business partner will invest time in understanding your pain points to offer you the most effectual and valid software solution to fit your unique business needs;

  They will work diligently to map out your business processes to ensure an effective deployment of your software solution;

 The right partner will not only support your implementation but also offer ongoing support through training and other resources;

  Visionary not just vendors- Your business partner should know how to leverage the software for your business, by maximizing all of its nuances appropriately to meet specific industry and operational requirements.

 Finally, choose a partner who is dedicated to a long-term relationship.

If you like this blog, we request you to share it with anyone you think will benefit from this. Right-click to copy the link.

We publish blogs every week on business news, latest trends, tips and tricks to work smarter and other key areas affecting your business. If you don't want to miss out on them, please sign up below:

AlphaBiz Solution is a WA based reseller of MYOB, Sybiz, WageEasy & FingerTec software for mid-sized SMEs. If you have a software requirement, get in touch with us today to see how we can help.
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