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Samsung's next Galaxy flagship smartphone reportedly won't have an in-display fingerprint reader

Drew Angerer/Getty ImagesDJ Koh, president of mobile communications business at Samsung, with the Galaxy Note 8.

KGI analyst Ming-Chi Kuo has released a new note to investors (which we saw via 9to5Google) in which he says he doubts that Samsung’s next Galaxy Note smartphone will have an in-display fingerprint reader.

Kuo released a note last year in which he (correctly) predicted that the Galaxy S9 would stick to a more standard fingerprint reader, and that the scanner placed underneath the display would see the light in the second half of 2018, when the tentatively named “Galaxy Note 9” should hit retail stores’ shelves.

We are now in March, about six months from the typical Galaxy Note launch window, and Kuo is telling investors that Samsung will “likely” drop the feature due to “technological difficulties,” ranging from issues with screen protectors to accuracy and speed.

Most recently, Chinese phone maker Vivo announced a device, the X20 Plus UD, which uses the lower third of the screen as a fingerprint reading area.

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Forget phone screening. According to recent research from my friends at GreenJobInterview, video interviewing is growing rapidly in organizations big and small.

Not sure what video interviews entail? We're talking about:

Recorded interviews

For example, let's say you've got your shortlist of candidates you want to screen more intimately. You invite them to your video interviewing platform, they log into the system when it's convenient for them, follow the instructions on setting up their profile, prepare themselves for the recorded interview process and even do some test recordings to make sure they're comfortable with all the hip gadgetry and functionality.

You might even require the candidates to answer not only a series of questions via recorded video clips, but also other text-based questions, assessments and other screening devices baked into the process.

Live virtual interviews

Yes, some smaller companies use free services like FaceTime, Skype and Google+ Hangouts. But many larger enterprises use secure virtual platforms built just to conduct interviews one-on-one and in groups.

With live virtual interview platforms, the candidates again log into the system, follow the instructions on setting up their profile, prep themselves for the interview and do tech tests. If you've done it, you know it's the next best thing to being there.

And it's certainly the next best thing to using the phone. Who calls anymore, anyway?

Why bother with video interviews?

Here's the short answer: because of the time and cost savings for both recruiters and employers. You'll also see a more natural side to each candidate because video interviewing reduces the number of lies they'll have to tell at their current job to interview with you in person.

When you invite your candidates to a video interview, don't just turn on the webcam and start babbling away about why they should want to work for your company. Instead, keep these tips in mind:

1. Have the right equipment—and know how to use it

Make sure you have what you need to participate in video interviews: an up-to-date computer, decent webcam, quality headset and solid broadband Internet connection. And it's worth checking ahead of time to make sure your candidate does, too.

2. Practice using that equipment

This might sound obvious, but how many times have you tried to Skype with someone who doesn't know how to turn their headset on?

Make sure you practice with your setup—and encourage your candidates to do the same. (Usually the vendors and/or you will give the candidates a "tech check." See #6.)

3. Set up in an appropriate environment

Set up in a well-lit, quiet place where you won't be interrupted (not a public place like a Starbucks or Denny's). Make sure there's either a blank wall behind you or something conservative and non-offensive.

4. Wear something nice

Default to an outfit between business casual and business formal (depending on your company culture). Even though you're not in the same room as your candidate, they'll still want to see that you dressed professionally.

5. Look at the camera

Try to make eye contact with the person you're talking to as though you're right there in the room with them. Try to avoid looking at yourself in that little screen in the corner, as appealing as that might be.

6. Use tech support if it's offered

Even after you do some of the above, most video interviewing platform companies offer tech support services, usually 24/7. They'll tell you what to wear, the best lighting to use and so on.

Most free services, however, do not offer any such support. So if you're interviewing via Skype, keep that in mind and double-check that everything works fine before the scheduled time.

7. Know your candidates

Last, but certainly not least, become familiar with the candidates you're interested in working with before the interview. Video interviewing is no less important than real face time with the candidates, so take the time to know how and why they might be the guy or gal for the job before you even ask them the first question.

Video interviewing is here to stay. If you and your candidates prepare properly, nailing the virtual interviews can get you the right hires. In some cases, the virtual interview could even be the final interview. (They hope—and sometimes, so do you.)

Kevin W. Grossman has been in the human resource and recruiting marketplace for over 13 years. His first career management book titled Tech Job Hunt Handbook is now available from Apress. You can reach him at or on Twitter @KevinWGrossman.

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Brazen Life is a lifestyle and career blog for ambitious young professionals. Hosted by Brazen Careerist, we offer edgy and fun ideas for navigating the changing world of work -- this isn't your parents' career-advice blog. Be Brazen.

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Photograph of the event in the Brookhaven 7-foot bubble chamber which led to the discovery of the charmed baryon (a three-quark particle).
Since the spectacular discovery of the Higgs boson in 2012, physicists at the Large Hadron Collider (LHC), the gigantic particle accelerator outside Geneva, have suffered a bit of a drought when it comes to finding new particles.

In a welcome relief, the LHCb collaboration, who run one of four large experiments at the LHC, have announced one of the most genuinely exciting observations to come out of the 27km super-collider so far - an exotic particle that cannot be explained by current theories.

In the early 1930s physicists had a clean picture of the subatomic particles that make up our world. Every known atom has a tiny nucleus at its heart surrounded by a cloud of electrons, and each nucleus was made out of varying numbers of protons and neutrons. However, as the decades wore on a number of new, and somewhat unwelcome, particles were discovered, at first in detectors studying particles from outer space and later in particle-collider experiments.

By the 1950s, dozens of apparently elementary particles had been discovered, causing frustration among physicists who often brandish an inability to memorise a list of facts as a badge of honour. The famous physicist Enrico Fermi perhaps best expressed the mood of his colleagues in an infamous remark:

"Young man, if I could remember the names of these particles, I would have been a botanist."

Help came in the 1950s when physicists came up with a new model that explained most of these particles as being made up of a small number of truly elementary particles. Borrowing a line from James Joyce's Finnegans Wake (a book that is even harder to understand than quantum field theory), Murray Gell-Mann dubbed these new particles "quarks".

By the late 1960s the existence of quarks had been verified experimentally. We now know that there are six in total - the up, down, strange, charm, bottom and top quarks, along with six antiquarks (their anti-matter copies).

The quark model neatly explained all these peculiar particles. Protons, neutrons and many others besides are made of three quarks, belonging to a family known as baryons. Alternatively, a quark and an antiquark can pair up to form a meson.

Since then the quark model has been extremely successful, and is now a cornerstone of our understanding of particle physics. It was only at the turn of the millennium that some strange results started to suggest that the model might be incomplete. Until 2003 quarks had only been seen in twos or threes, but then a number of particles that looked like combinations of four quarks started to reveal themselves.

In 2008 the Belle Collaboration in Japan reported the observation of a new exotic particle - the unfortunately drably named Z(4430)- (where - for its negative charge). This has a mass that places it in a dense forest of charmonium states - particles that are made up of a charm quark and a charm antiquark. Crucially though, the Z is electrically charged whereas all charmonium states must be neutral, clearly marking it out as something unusual.

After a careful analysis of data from 25,000 decays of mesons resulting from more than 180 trillion collisions at the LHC in 2011 and 2012, the new announcement confirms the existence of Z(4430)- with extremely high confidence. The particle was observed with an overwhelming significance of 13.9 sigma, well above the usual 5 sigma threshold required to declare a discovery. LHCb also went further than Belle by measuring the spin and parity of Z(4430)-, two quantum-mechanical properties that give a firm handle on the internal makeup of the particle.

The observation by LHCb is important because few physicists will take a result seriously until it has been seen by two independent experiments. This is why hundreds of millions of Euros were spent building two large detectors at the LHC. The observation of the Higgs boson by two independent teams, ATLAS and CMS, was what really convinced the scientific community that the particle was real.

This result is the clearest evidence yet of the existence of a tetraquark - a four-quark state, with the LHCb analysis suggesting that Z(4430)- is most likely to be made of a charm, anti-charm, down and anti-up quark. Theorists are now able to add a whole new type of particle to the quark model and begin the hard work of trying to understand exactly how these four quarks are bound together.

Meanwhile, physicists working at the LHC experiments will continue to explore unmapped regions of the subatomic world, with the hope of turning up more members of this exotic new family. Now that we know that at least one is out there, it is very unlikely that Z(4430)- is alone.

Harry Cliff is affiliated with the University of Cambridge, CERN, the LHCb experiment.

This article was originally published on The Conversation. Read the original article.


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Jen Oaks' 2016 "Minx!" Calendar Combines Pinups & Body Positivity For The Best Way To Start The New Year

Pinup calendars may have been a tradition for decades at this point, but rarely are they so body-positive as Jen Oaks' 2016 "Minx!" calendar. Sure, other calendars might claim to celebrate women's bodies, but do they feature a diverse range of "ample babes and curvy vixens for your full-figured delight," complete with full on, Cher-style' 70s glam? I didn't think so.

"My inspiration came from a fixation with '70s Playboy, Russ Meyer films, and the urge to illustrate some vintage clothing to make pinup characters sort of from the era," creator Jen Oaks writes on her Etsy page. According to Cosmopolitan, she also drew inspiration from '70s style icons like Pam Grier, Jane Fonda, and, of course, Cher. 12 illustrations later, and lo! The Minx! calendar was born, in all its empowering, body-positive glory. Unsurprisingly, Oaks has received largely positive reactions so far: She told Bustle over email that comments have ranged from the "YESSS, hot, saucy, DANG!" variety to people wondering where they can get the clothes featured in the illustrations.

The calendar isn't merely notable for its plus-size subjects; just as importantly, the illustrations feature a racial diversity not found in most pinups. Whether she's white, black, Latina, or rendered in monochrome, one thing is true: The ladies in these illustrations are smokin' hot.

Although her 2016 calendar is the most recent example, Oaks has been creating plus-size pinups for some time now. "I drew that first batch of babes in 2011 and released them as a 2012 calendar, then reissued it for 2013," she explained to Bustle over email.

If you can't make yourself fork over the money for a calendar, don't fret — Oaks has more plans for her pinup subjects. "Next month I'm going to list individual signed archival prints of each girl without the calendar type. I definitely want to make the two tough girls by the car into a silkscreened blacklight print," she wrote. "Maybe rollergirl will make some friends."

Take a look at a few more illustrations below, and head over to Jen Oaks' Etsy page to buy the calendar. To see more of her work, check out her Instagram and website.

Images: Courtesy of Jen Oaks (4)


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21 Weird But Genius Hair Inventions That Give You Amazing Tresses

Try using the arrow keys

I used to be one of those girls who would put every product in the world in her hair. And then I became that girl who put absolutely nothing in her hair — not even heat! — for over a year. And then when I got back from Asia, I started discovering a ton of odd yet absolutely genius hair tools and products. These weird beauty inventions spanned from everything from hot brushes to perfumes that specifically created for your hair.

You may be wondering what constitutes a "weird" hair product or tool. Here are my personal standards: it's anything that you haven't seen before, or it is something so incredibly genius that you find yourself wondering how you ever went through life without it. It could be a tool that helps you style your hair quicker and easier than any that you've ever used in the past, or an innovative product that's totally changed your life (i.e. your morning beauty routine) since you started using it. It does something for your hair that you were never able to accomplish in the past.

While you're probably familiar standard flat irons, conditioners, and curlers, these amazingly weird but genius hair inventions circling the internet right now are where it's really at. Try one (or more!) of these inventive options to achieve the look you've always dreamed of.

More Slideshows


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The 3 Best Women's Cotton Socks

Something not everyone knows: Not all socks that qualify as "cotton" socks are made from 100 percent cotton. A generic pair of cotton socks you pick up in a store is often made of a blend of several different fabrics or fibers including things like rayon, acrylic, nylon, spandex, and polyester. But, the very best women’s cotton socks will be made out of 100 percent cotton, and will be softer and more breathable because of it.

Because all of the socks below fit that bill, what should you look for in the right sock for you? The profile of the sock is going to important to your decision, and your choice will largely come down to your personal preference. For example, do you prefer a classic ankle sock or a no-show sock? Are you looking for a sock with grips on the bottom that can keep your feet in place on slippery hardwood floors or in a barre class? Consider these questions as you shop.

And, because cotton-synthetic blend socks dominate the market, it can be difficult to find 100 percent cotton socks. I've done the research and can save you some time: Below are the best women's cotton socks money can buy, all made of 100 percent cotton and zero synthetic fabrics.

1Best Ankle Socks

These cotton ankle socks from Davido come in four neutral color options (white, gray, black and white/gray), and are a steal at eight pairs for just $16. Best of all, they're tried, true, and have earned dozens of positive reviews on Amazon. Some reviewers rave at how comfortable these socks are, while others point out their more functional features. These socks are machine-washable (and won't shrink like some other cotton items) and retain their shape over time. However, some have noted that these socks tend to run a bit small, so you might want to size up when ordering.

  • Available Sizes: 6-8, 9-11, 10-13

2Best No-Show Socks

These 100 percent cotton, no-show socks purport to be nearly invisible when you're wearing shoes like loafers or low-top sneakers. You can order them all in one solid color, like nude, white, black, or gray, or mix it up with a variety pack of different colors. For just $9, you'll get six pairs of socks, making this pair the least expensive on this list. Best of all, they're designed with silicone grips on the heels to help keep the socks in place. One fan raves, "I can't begin to tell you how excited I was to see that the inside heel of these has anti-slip tracking. I can't ever wear these kinds of socks cause they slip off and get lost inside my shoe but these really stay in place!"

  • Available Sizes: 6-9, 9-12

3Best Cotton Socks With Grips

While the pickings are slim when it comes to finding cotton athletic socks, these 100 percent cotton socks, available in the four-pack pictured above (as well as a host of other color options) are perfect for activities like barre, yoga, pilates, or ballet. They're also made with an antibacterial, moisture-wicking cotton that makes them ideal for exercise of all types. And, when you're not working out, the sticky, silicone dots on the bottom help prevent your feet from sliding across the hardwood floor. "These grippy socks are great! They fit snugly enough that they don't twist around or move out of place... The grips on the bottom are better than some of the socks that I have paid more than twice as much for and they look very nice."

  • One Size Only

Bustle may receive a portion of sales from products purchased from this article, which was created independently from Bustle's editorial and sales departments.


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Vince Cable Says It's "Too Late" For A Progressive Alliance – On The Night He's Meant To Be Launching It

"Labour’s not willing to play ball, and we frankly don’t feel like working with them under their current regime," Cable told BuzzFeed News.

Posted on
Laura Gallant / BuzzFeed

On the night he was supposed to be launching the Progressive Alliance, former business secretary Vince Cable today announced it was “too late” because the Liberal Democrats “couldn’t work with the Labour party in its current form”.

On its homepage today, the Progressive Alliance – a movement led by the thinktank Compass, which aims to stop left-wing votes being split among different parties – still boasts Cable as one of its main speakers at a launch event tonight.

But instead, he spent Monday evening out canvassing in his Twickenham constituency.

Cable was originally the highest-profile supporter for an alliance between the Liberal Democrats, the Greens, and Labour, and was one of six speakers listed at tonight's launch in London.

But speaking to BuzzFeed News in Hampton, on the outskirts of London, he said: “It’s too late [for a progressive alliance]. And in any event we couldn’t work with the Labour party in its present form and that’s why we’ve made it clear there’s no prospect of a coalition with Labour in its current state.”

Cable said of his billing on the site, “I sent apologies a couple of days ago. I never confirmed that I was going. I’ve done things with them in the past but the election’s now been called.”

He later added: “The candidates are now settled, right, so there is no question of pre-electoral agreements between parties, except in the case of the Greens where there’ve been localised understandings, as here. But in a wider sense, Labour’s not willing to play ball, and we frankly don’t feel like working with them under their current regime.

“That whole progressive alliance thing didn’t emerge in response to the election. It emerged because of the Brexit vote and because of people worrying about the aftermath and the position of European nationals. When I went to the first few meetings with Caroline Lucas and Clive Lewis and various others, it was about those issues. It wasn’t about 'how do we position ourselves for the next election'.

“At the moment we’re all focusing on our little patches. I’ve got to get in here. I’m not thinking about repositioning around everybody else.”

"A #progressivealliance must be built on deep respect between its members, not on short-term calculation of politic…

Liberal Democrat leader Tim Farron has pledged the party would not form any coalitions after the election, a position that would have made Cable’s cross-party enthusiasm for a progressive alliance awkward.

Speaking about the impossibility of coalitions, Cable said: “The Tories have got into this hard Brexit mindset and the leadership of the Labour party have behaved quite appallingly over the whole Brexit issue so we’ve got little in common with either of them.

"We’re fighting our own battles, and absolutely categorically we’re not forming a coalition in the next government.”

Emily Dugan is a senior reporter for BuzzFeed News and is based in London.

Contact Emily Dugan at

Got a confidential tip? Submit it here.


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11 Signs You Are A Socially Awkward Situation Saver

Not all heroes wear capes. Most just save the day by making potentially awkward situations a little less awkward. Here's signs you know how to Cut Through the Heat and can save any situation – brought to you by Sprite.

Posted on

1. You will stack it on purpose when a friend's joke tanks, just to take the heat off them...

2. ...and make it look like it was all part of the plan.

3. You're really good at making weird high-pitched noises when the silence starts getting too awkward.

BuzzFeed Yellow / / Via

4. You know how to subtlety let someone know they need to change the story they're in the middle of telling because the person they're talking about is right behind them.

5. You're really good at giving the "I didn't hear you but I'm going to pretend I did" thumbs-up.

6. You can make small talk with fathers-in-law and mothers-in-law.

7. You've mastered the art of ALWAYS knowing what to do with your hands.

8. You're all about telling someone if they have something in their teeth without making it a big deal.

BuzzFeed Yellow / Via

9. When introducing people to each other you remember who's who and never leave anyone out.

BuzzFeed / Via

10. You're always on call for your mate when they're on an awkward date and they need an excuse to get out of it.

11. And if your friend ends up with sauce on them in a suspect place, you too will recreate the suspect sauce placement.

Being a socially awkward situation saver is a thankless task. So from all of us at Sprite – thank you, legends.

Take this survey. It's almost like taking a quiz!


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Senior Quantity Surveyor, Jobs, England, Berkshire, 39288
This vacancy is now closed

Senior Quantity Surveyor - Berkshire

Freelance: £400 – 450 per day Ltd - Highways - Surveying
Ref: 39288 Date Posted: Tuesday 02 Oct 2018
LinkedIn ShareShare

Major highways infrastructure contract requires a commercially astute Senior Quantity Surveyor!

The contract is currently in the early phases, with remediation and earthworks due to start.  Overall value will be £500m +

The role will see you report into a Section Commercial Manager, overseeing key packages of work.

The role will require the suitable Quantity Surveyor to have the following experience:

  • NEC
  • Heavy civils
  • Proactive approach to the way you deliver your work
  • Ability and confidence in delivering as a Senior Quantity Surveyor

If you feel you have the relevant experience for this role please contact Michael Nordoff on 020 8655 4944 or via

Melrose House, 42 Dingwall Road, Croydon, CR0 2NE

get in touch

020 8655 1600 (Fax: 020 8655 1588)


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Deputy County Counsel II/III – Land Use

Sonoma County

Salary: $8,158 - $11,404/Mo.

County Counsel's Land Use Practice Group seeks highly motivated, career-oriented attorneys with excellent research and writing skills, the ability to think strategically and creatively, and the desire to assume responsibility and work cooperatively on complex, fast-moving projects.  Ideal candidates for the position will possess experience in private project review, CEQA compliance, code enforcement, housing law and finance, and/or the drafting and interpretation of land use ordinances, plans, and policies as well as public law litigation experience, including trial work.

For more information & to apply online, visit or call 707-565-2331. EOE Apply by 1/30/18!

Thursday, December 13, 2018 - 03:42

The former police chief and a police captain for the City of Fullerton are now facing criminal charges for allegedly attacking two paramedics at a Lady Antebellum concert in August.


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As a full-time student you could join one of our academies. These have been set up to encourage development and excellence. Whether your interest is sporting, academic or medical, we have created programmes and support to help you excel.

As part of any academy you can expect to enjoy success during your time at Callywith College, but the skills you acquire will stay with you as you progress to university, career and into life as an enriched individual. Academy activities are included into your timetable, enabling you to access as much as possible without interfering with your studies.

Please note that academies can only be taken in conjunction with a full-time programme of study.

Health, Wellbeing & Sport

In addition to our sport academies, Callywith College provides an environment where students can grow and develop by offering free regular recreational activities. We offer students a menu of physical activities including basketball, gym sessions, martial arts, yoga and female football, which fit around student timetables, to help promote both physical and mental health throughout the campus. View the full timetable below:

Health, Wellbeing & Sport (Summer Sessions) timetable

Study Plus

In addition to your course and as part of your timetable, you can choose from a range of activities that form our Study Plus programme. Study Plus activities are offered throughout the week. As well as adding to your CV or university application, these can give you a break from your studies and enable you to meet people from other courses.

You can follow an activity that complements your existing study or use it to discover something entirely new. There are many activities you can chose from including photography, college magazine and languages, plus the opportunity to gain work experience. If we don’t offer an activity that interests you, let us know and we’ll see if we can add it to the Study Plus programme.


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Emma Bu

职业: English Teacher/ Masters Student

教学经验: 2+ years of ESL Teaching to students of all ages. However, I DO NOT teach kids on Cambly.

兴趣: I looooooove travelling, listening to music from other countries, learning new languages, and reading good books.

教育: TEFL Certified & B.A in English Studies/Literature from Plymouth University.
Currently doing a masters in English Studies (Linguistics & Teaching English as a Second Language)

所讲语言: 英文 (母语)


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Diamond Jacks Casino Resort

RV Park

write a review
711 Diamondjacks Blvd
Bossier City, LA 71111
Official Website

GPS: 32.5108, -93.7249

Last Price Paid: $31
Number of Sites: 32
Elevation: 171 ft

1 person has reviewed this location.

Ratings Summary

Site Quality
Thumb 8c4ef22e 81e9 4e29 ab81 cfd81c7eed8e
Travels with Ollie
York, PA 24' Oliver Travel Trailer Elite II 2014 Ford F150
28 reviews
Nightly rate: $31
Days stayed: 2
Site Number: 5

Travels with Ollie would stay here again

“Not too bad.”

Reviewed Feb 26, 2018

Overall Rating

We were visiting a friend in Shreveport, and this was the most convenient location. It's right next to a railroad and a highway, but oddly enough we weren't bothered by the noise. The bathrooms were inside the office, and were clean. Also used the laundry – $1.50 to wash and 75 cents to dry. There's a multi-use trail right by the RV park that runs beside the Red River, and we had a great meal at the steak house in the Casino.

Site Quality

This review is the opinion of a Campendium member and not of Campendium.com

Have you written a blog post
about Diamond Jacks Casino Resort?

Share it here!

  • 50 Amp
  • 30 Amp
  • 20 Amp
  • water
  • sewer
  • Full Hookups
  • wifi: yes
  • swimming pool: onsite
Site Amenities:
  • picnic table
  • pull thru
  • laundry
  • restrooms: onsite
  • swimming pool: onsite
  • pets

Southern Living Mobile Home Park - RV Division
RV Park
Bossier City, Louisiana
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RV Park
Bossier City, Louisiana
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Cash Point Landing
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Bossier City, Louisiana
Red River South Marina-Resort
RV Park
Bossier City, Louisiana
Tall Pines RV Park
RV Park
Shreveport, Louisiana
Blanchard Dump Station
Dump Station
Blanchard, Louisiana
Hilltop campgrounds rv park
Hilltop Campgrounds & RV Park
RV Park
Princeton, Louisiana


text:
Laura Ingalls Wilder RV Park and Campground

RV Park

write a review
2991 Highway "A"
Mansfield, MO 65704

GPS: 37.0989, -92.5701

Last Price Paid: $25
Number of Sites: 23
Elevation: 1458 ft

1 person has reviewed this location.

Ratings Summary

Site Quality

Cell Phone Coverage

Thumb 2018 05 24 14 54 57  1  michelle mcmahon stephens
27' Keystone Cougar 22RBS
21 reviews
Nightly rate: $25
Days stayed: 3
Site Number: 24

MSteev would stay here again

“Wonderful, family run RV park”

Reviewed May 30, 2018

Overall Rating

Wonderful RV park! We originally booked 2 nights here but extended our stay an extra night because we enjoyed it so much.

This park is family run and it shows. They are putting in a lot of effort to improve the park. The family that runs it is very nice and helpful. It's located right across from the Laura Ingalls Wilder museum. We walked over one afternoon and took the tour of her home and walked through the museum. Neat place.

The RV park is very grassy with gravel. Our site was pretty level and had lots of shade. Not all sites have full hookups so be sure to ask when you reserve. Some are just W/E.

There is a creek that runs along the property that is cool and beautiful. Fun to splash in. Lots of trees on the property. There is also a small pond, a natural cave to explore, and plenty of areas to walk your dog if needed.

A bathhouse next to the office has two restrooms, two showers, and laundry. We used the showers twice. They were small, but clean. The bathhouse is not air conditioned or heated so summer showers can be a bit hot and muggy and I imagine winter showers quite chilly.

THE WIFI IS AWESOME! I could not believe such a small RV park had such great wifi. Thank you, Riddick family!

The small town of Mansfield is just down the road. We enjoyed the local icecream shop as well as the pizza and pasta restaraunt.

Overall, this is a great RV park. We will definitely stay again if we're ever in the area again.

Site Quality

This review is the opinion of a Campendium member and not of

Have you written a blog post
about Laura Ingalls Wilder RV Park and Campground?

Share it here!

  • 50 Amp
  • 30 Amp
  • 20 Amp
  • water
  • sewer
  • Full Hookups
Site Amenities:
  • big rig
  • pull thru
  • dump station
  • pets

Missouri Park Campground
RV Park
Mountain Grove, Missouri
Rippee Conserrvation Area
Dept. Fish & Wildlife
Ava, Missouri
Rv express 66
RV Express 66
RV Park
Marshfield, Missouri
Fountain Plaza RV Park
RV Park
Marshfield, Missouri
Sycamore Loop Dispersed
National Forest
West Plains, Missouri
Paradise In The Woods RV Park and Campground
RV Park
Strafford, Missouri
Camp Ridge
National Forest
Chadwick, Missouri


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Minute Notes 2018

Minute Notes - March 29, 2018 - 5pm EST

Attending: Josh, Sam, Mike, Gabe

Minutes by Sam

National Barista Comp. & Beanstock

  • Sam site visit to Quantum on March 29th for Aeropress Competition. Quantum will look into seeing if the study room and patio is free on May 25th. They’re open to closing the cafe down early for the event.

  • Mike to touch base with Adam about the Educational aspect of the weekend

  • Adam, Josh & Jen to talk about sponsorship & finances; rely in Gabe when ready to create a sponsorship package

Brewer’s Cup & Cup Tasters

  • Ideas for winners since SCA will not be sending a representative to Worlds:

    • SCA organizes origin trips - so SCA Canada can potentially do the same to send Brewers Cup and Cup Tasters winners to the trip

    • Give money to winners to Brewers Cup and Cup Tasters

East Qualifier Barista Competition

  • Josh communicated to East Qualifier Barista Competitors

  • Graham would like to get the 4th place plaque - Sam to facilitate the plaque change

  • 18 competitors invited to compete in Nationals; if more than 2 drops out SCA will only open spots to fill in 16 slots

  • Sam to follow up with Cliff about East Qualifier outstandings

SCA Communication

  • Communicate to qualifying competitors with updates along the way

  • Adam to send Gabe SCA profiles/PW and pass off any Marketing & Communication information

  • Put out a call for competitors & judges, sponsors, hosts for Brewers Cup & Cup Tasters

  • Communicate:

    • Subcommittee form

    • Brewers Cup & Cup Tasters will not happen in May

Next Meeting: April 5th, 5pm EST

Minute Notes - March 22, 2018 - 5pm EST

Attending: Josh, Sam, Adam, Mike, Jen

Minutes by Mike

Recap of EQBC

  • There were many issues, but the competition happened.
  • The espresso machines arrived 1 day late, which made the setup very stressful. It is not always possible to have machines shipped earlier because that means machines need to be stored offsite and then transported.
  • One lesson is that SCA Canada need to clearly define expectations for roles. For example:
    • Machine sponsor- be on site the entire time of practice and competition, understand the electronics of the machine, etc.
    • Event manager- be on site the entire time of practice and competition, delegate tasks to others, etc.
    • Station maintenance- keep track of grinder movement from station to station, monitor issues with grinders, etc.
  • SCA Canada need to define a screening process to hosts and explain up front that the host needs to communicate to the National Committee frequently. Also, the National Committee needs to be more hands on with checking in and mentoring in advance of the event.
  • There was an error with tabulating the scores of all competitors, and Josh will send a message to all competitors explaining the error.

  • Included with the National Sponsorship package, SCA Canada need to define expectations of the sponsors and include vetting of sponsors.

  • National Coordinators were sceptical of their ability to run the Cup Tasters and Brewers Cup Championships at the same time as the Barista Championship. Even though a vote was done previously to have Cup Tasters Championship along with Barista Championship, SCA Canada felt like it would be advantageous to run Cup Tasters and Brewers Cup at the same event.
  • A vote was passed with 4 of 5 votes to run Cup Tasters and Brewers Cup Championships at a later date.

Marketing and Communications Coordinator

  • 4 applications came in.
  • Adam will forward the applications to National Coordinators and a vote will take place via text on the 23rd.

  • Communication needs to be made to Jen in advance of the events so that planning can be made.
  • Guidelines need to be set for typical items such as food, etc.
  • Sponsors need to pay before the event happens.
  • Focus on yearlong National Sponsors.

Next Meeting: March 29th, 5pm EST

Minute Notes - March 8, 2018 - 5pm EST

Attending: Josh, Sam, Adam, Mike, Jen

Minutes by Jen

Ottawa Eastern Regional:

  • Equipment from ECM is on its way to Bridgehead
  • Dalla Corte shiping tables
  • Gabriel may be able to help with coordination. Wes and Adam can also help.
  • Josh handle communications
  • Need to talk to the venue people, and order water.
  • Zuccarini and Christina will be there at 8am on the 15th
  • Jen will send a list of previous roaster sponsors from the East
  • Little Victories to host a party on Thursday night

  • Sam is doing a site visit March 9th with Grant
  • There will be a volunteer call out next Tuesday at Boxcar Social - cancelled
  • AeroPress competition and Barista Competition in one venue? Application is being submitted
  • Hario x Eight Ounce hosted after party
  • Debated having Brewers Cup and Cup Tasters on the same weekend. Decided to just have cup tasters as it is easier to organize. Adam will call out for volunteers to organize it. No Brewers Cup this year - tentative
  • No one has come forward about the marketing position yet. We need to reach out to those who might be interested. The deadline will be extended if need be.

Next Thursday's conference call to be skipped, next meeting will be the 22nd.


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Hi. Welcome to Canspan BMG.

We can help.

We make sure you’re getting the most value from every precious ad dollar spent. We’ve got the tools and the expertise to find your customers, generate leads, drive sales and loyalty, and grow your community. As a creative agency with a data driven media team, we’re a one stop shop that can streamline your marketing program.

Some of the world’s hottest brands trust us for our “big agency” capabilities and boutique customer care. Give us a chance and we’ll earn your trust too.

Social Media Marketing

  • Cross platform strategy
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Search Engine Marketing

  • Google PPC campaigns
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Digital Marketing

  • Email
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  • TV planning
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Creative Services & Production

  • Graphic design
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Video Production & Marketing

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What Rebates Can You Get With Health Insurance?

Means testing has been introduced into the private health insurance rebate, which is dependent on income and age.

In 1999, the federal government introduced a private health insurance rebate to help Australians with the cost of private health insurance premiums. In July 2012 this rebate began to be means-tested and the proportion of rebate that you receive is now dependent on your income threshold and your age. The range of rebate is from 0% to 40% – although note that the government is no longer paying a rebate on 100% of your private health insurance premium.

How much of a rebate do I get?

Currently, the income test thresholds are as follows:

Singles < $90,000 $90,001-105,000 $105,001-140,000 > $140,001
Families < $180,000 $180,001-210,000 $210,001-280,000 > $280,001
 Age Standard Tier 1 Tier 2 Tier 3
< 65 26.791% 17.861% 8.930% 0%
65-69 31.256% 22.326% 13.395% 0%
70+ 35.722% 26.791% 17.861% 0%
Medicare Levy Surcharge
All ages 0.0% 1.0% 1.25% 1.5%
Source: PrivateHealth.gov.au

What’s my income?

For the purposes of assessing your private health insurance eligibility, your income for surcharge purposes is the total of the following amounts. Your:

  • taxable income, including the net amount on which family trust distribution tax has been paid
  • reportable fringe benefits, as reported on your payment summary
  • total net investment losses, including both net financial investment losses and net rental property losses
  • reportable super contributions, including reportable employer super contributions and deductible personal super contributions.

If you are 55–59 years old, you minus from the total above any taxed element of a super lump sum, other than a death benefit, which you received that does not exceed your low rate cap.

If you’re not sure what level of rebate you may be entitled to, try the the Private Health Insurance Rebate Calculator on the Australian Taxation Office (ATO) website.

Source: ATO

How can I claim my rebate?

You can either claim your rebate via your income tax return at the end of financial year or by way of a reduced health insurance premium. If you decide to claim the rebate by way of a reduced premium, be aware that you may receive an expensive surprise in the form of a tax bill if you miscalculate your entitlement!

Learn more about Health Insurance

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Ooredoo Oman signs $177 million in financing deals

15 January 2016 |

Ooredoo Oman has signed three financing deals, with both local and international banks, worth a total of $177 million.

According to a bourse statement from the company, the money will be used for general corporate services and will underpin Ooredoo Oman’s continued investment in its network and enhancement of services. It did not disclose the identities of the two lending banks.

The company has invested heavily in modernising its network over the last three years, resulting in population coverage growing to approximately 99%.

“There has been huge interest from both local and foreign banks in our new facility,” said Jorgen Latte, Ooredoo CFO.

“With our clear vision and strategy, Ooredoo attracts many banks who want to participate and support our strategic ambitions.”

The company said that securing the financing deals was reflective of its “strong balance sheet, positive brand equality and excellent market performance”.

In September last year, Ooredoo Oman signed an LTE roaming deal with Telenor.


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Weather Alert: in Prince Georges county.
December 16

Public safety agencies to conduct active shooter training in Annapolis

Phil Davis

Several public agencies will conduct active shooter training Thursday at the J. Albert Adams Academy in Annapolis.

The Annapolis Office of Emergency Management said in a release the exercise — which will encompass everything from police and medics response to the news conference after — will take place between 3:30 p.m. and 8 p.m. tomorrow.

As a result, officials are closing Clay Street at the intersection of Rideout Street as well as Glenwood Street at the intersection of Harwood Place.

The city said only local traffic will be allowed onto Glenwood Street from Taylor Avenue.

The office is also warning nearby residents that the exercise will bring a considerable amount of police gear clothed in tactical gear to the area and they may hear simulated gunfire.

For more information, call 410-216-9167.

Support local journalism. Subscribe to The Capital today »

Copyright © 2018, Capital Gazette, a Baltimore Sun Media Group publication | Privacy Policy


text:
Pop Quiz! Rate Your Road-Driving Skills

What do you do when you hit a freeway ramp?

Pop Quiz! Rate Your Road-Driving Skills

1. I like to do this behind the wheel:
• meditate/think about the meaning of life while listening to my whale-song CDs. (-1)
• shave (face). (-2)
• shave (other). (-4)
• focus on driving. (5)

2. When it comes to speed limits...
• I consider them a starting point for negotiations. (5)
• Sammy Hagar said it best: I can't drive 55. (4)
• I stay below the speed limit. (-2)
• I'm usually too high to make out the signs. (-10)

3. I check my mirrors...
• before changing lanes or merging. (5)
• to look at my kids in the back seat. (1)
• before I head out to the club. (0)
• to make sure I'm not a vampire. (2)

4. I won't buy a car if...
• it isn't a Toyota. (0)
• it comes with all-season tires. (5)
• it wins Motor Trend's Car of the Year award. (4)
• I've been drinking. (2)

5. Turn signals are for...
• suckers. (-2)
• letting other motorists know why I've been braking for the past mile. (-5)
• leaving in the off position as I cut into a long line of traffic stopped on a freeway on-ramp. (-8)
• making other drivers aware of my intentions before I start braking. (7)

6. I hold the steering wheel...
• at about nine and three. (5)
• with one hand at noon. (-2)
• with a Western grip. (1)
• with my knees. (-5)
• while wearing my tan Isotoner driving gloves. (-1)

7. When I get a speeding ticket, I...
• send a check immediately. (0)
• get angry, then send a check. (1)
• am relieved the officer didn't search my car. (3)
• go to court to fight my ticket, not because I'm innocent but in the hope that the officer won't show up. (5)
• I've never had a speeding ticket. (-2)

8. A freeway ramp is where I...
• freeze up in anticipation of having to merge with traffic. (-3)
• struggle to hit the recommended speed. (-1)
• do my best to explore the limits of my vehicle's grip. (8)
• set up my panhandling operation. (-5)

9. Traffic calming...
• refers to devices such as speed bumps that reduce the speed of traffic. (2)
• is what naturally happens when courteous motorists yield to the faster traffic behind them. (5)
• can be induced by rythmic breathing and biofeedback exercises. (0)
• is the nickname roadies gave to the drug cocktail Steve Winwood requried before going on stage. (3)

SCORING: 0 or lower: Please stop driving. 1-11: Next time, just pick up Elle. Also, the doctor will see you now. 12-21: Better than average, but you're still more Milka Duno than Danica Patrick. 22-33: You probably know who Milka Duno and Danica Patrick are, so you have that going for you. 34 and above: Not too shabby, Fangio.

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Rating of Ford Fiesta
Chance to win image iPhone 6s & image vouchers - T&C *

Rate your car

Ford Fiesta: A class of its own

The new Ford Fiesta 2014 with the Aston Martin front grill has the looks of a show stopper. It does turn quite a few heads on the roads. I've test driven every car in this in this segment i.e. Rapid, Vento, Linea, Sunny, Scala and the Honda City diesel. This is my analysis, loved the way 2nd gear torque on the Vento/ Rapid (essentially the same engine), loved the rear seating of the sunny (only and only that), loved the dashboard trim of the Linea (and also the interior ambient lighting). Then I test drove the Fiesta. It is quite up there with the engine performance of the Rapid (well just about), it has the dash is aesthetics of the Linea and technology (SYNC and other minor attention to detail features) that is unmatched in it class. The voice command operation of your phone is unparalleled. I think a special mention about the music system is befitting. It has incredibly crisp and audibly loud (no noise) sound. The rear seating is a bit cramped compared to other in it class. Ride Quality is brilliant. The suspension is very sturdy where it needs to be. On the highways, it snugs to the road.

On: Jul 12, 2014 | 2312 Views
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5 Best Super Premium Credit Cards in India for HNI

By | March 9, 2017

India is home to the 4th largest population of millionaires in the Asia Pacific region, with over 2 Lakh+ such High Networth Individuals (HNI) in the country. While you might wonder what makes one HNI, there is no standard put forth for the classification as the definition of HNIs varies with the geographical area.

Who’s HNI? Wikipedia says, individuals with financial assets (excluding their primary residence) with a value greater than US$1 million are considered as HNI. In Indian context, individuals with over Rs.20 Lakh in surplus/savings or Rs.6 Cr in assets “maybe” considered as HNI.

Super Premium Credit Cards in India

India’s Best Super Premium Exclusive Credit Cards

So banks are willing to offer special Travel & Lifestyle privileges to such HNI’s who are likely to spend a lot on Travel, shopping and more.

More you spend = More Profit to Bank = Makes sense for Bank’s to offer you Privileges like Free Lounge Access

The income criteria is set high for most super premium exclusive cards primarily for a reason: Making it available to everyone makes it less exclusive and also in most cases, only a person in that range actually is in a position to enjoy the given beenfits. Here are some of India’s best super Premium credit cards with unique features and good value proposition,

1. HDFC Bank Diners Club Black Credit Card

With its lucrative 10X reward points program, its undoubtedly the #1 Credit card in India as of now. The 10X Program keeps getting extended since past 2 years and you may expect it to continue going forward. Even without the 10X points, it comes with a 3.3% reward rate by default on all retail txn’s which is good enough. The Points can be redeemed for flights, recharges, etc.

My HDFC Diners Club Black Credit Card (India)

Only downside though is lower acceptance of Diners cards in India compared to Visa/MC, which means, you have to keep a backup card handy. A Good relationship value with the bank + high spends + high limit (5L+) on existing card may help you get approved for this card.

  • Reward Rate: 3.3% – 33%
  • Annual fee: Rs 5,000+GST (waived on 5L spends)
  • Eligibility: 24L Income p.a.
  • Full Review: HDFC Diners Black Review

2. HDFC Bank Infinia Credit Card

HDFC’s most Prestigious Infinia Credit Card comes with a credit limit of Rs 8 Lakhs and above and the unique NPSL* (No Pre-set Spending Limit) feature makes it stand out. Apart from that, it comes with Unlimited Lounge access for primary and secondary card holders via Priority pass program with 3.3% reward rate by default which makes it one of the most desired credit cards to hold in India.

The 5X/10X rewards program are getting popular these days with HDFC which increases the reward rate to 16.5% with selected partners.

With sky high income level expectations, getting approved for Infinia as a fresh card is pretty tough and you want to be a truly HNI for them to consider giving you one. If you’re upgrading, a very high credit limit(8L+) + very high spends on existing card + good enough income may help.

  • Reward Rate: 3.3% – 16.5%
  • Annual fee: Rs 10,000+GST (waived on 8L spends)
  • Eligibility: 48L Income p.a.
  • Full Review: HDFC Infinia Review

3. Citi Bank Prestige Credit Card

There are very few who hold this card in India, primarily because of the resistance with high joining fee. Redeeming the points for Airmiles and hotel loyalty programs is its unique feature. Also, with Unlimited Lounge Access via priority pass for primary and 4 Add-on cards makes it worth a lot.

If you are planning / doing trips in APAC, this card can help you save a decent amount (Hotel+ lounge+ Limo). This card is for someone who wants to spend on experiences than saving money.

  • Reward Rate: 2% – 10%
  • Annual fee: Rs 20,000+GST (no waiver)
  • Eligibility: Easy to upgrade from Premier Miles, than to get it as a fresh card
  • Full Review: Citi Prestige Review

4. Yes Bank Exclusive Credit Card

Yes First Exclusive Credit Card by YES Bank

Yes Bank is a new Entrant in credit card space by 2016, eyes #3 slot in 4 years and so they’re very aggressive in acquiring customers. With Yesbank Exclusive credit card, you get almost all of the features that you get with HDFC Infinia, especially the Unlimited Lounge access on primary and add-on card holders.

It’s easy to get approved by Card-on-card basis these days as long as you have 8L+ Credit limit on your any other credit card. On top of that, its issued as Lifetime free for a limited period. Its a must have card if you’re looking for International Lounge Access.

5. Amex Platinum Charge Card

Amex Platinum Charge Card (India)

Amex is known for its excellent customer service and with American Express Platinum Charge card, you can avail “Do Anything” Platinum Concierge services which helps you save a lot of time in planning your trip if you travel often. Their Visa services are quite good too.

You get Unlimited Priority Pass lounge Access for Primary + one Add-on card older. Apart from this, you also get access to: Delta Sky Club international lounges as well with direct card swipe.

Its for the affluent few and introduces you to the world of luxurious hotels, invite only events, etc. Major advantage is that you get elevated status with few hotel chains which can be highly rewarding if you stay with them, for ex, you get SPG gold with this card, which has quite a good value.

  • Reward Rate: ~1%
  • Annual fee: Rs.60,000+GST (revised, as on Oct 2018)
  • Eligibility: 15L Income p.a.
  • Welcome Bonus: Rs.50,000 worth of Taj vouchers (or) 100k MR Points

Looking at the card Benefits, you can see that each of the super premium credit card is unique in its own way. Most of them are famous for its extraordinary reward rate and Travel perks, like international lounge access and much more.

Which is your favourite super premium credit card and why? Share your views in comments below.

Author: Siddharth

A Credit Card freak minting reward points and cashback for years, started adding Airmiles in recent times. Obsessed with aviation, airport lounges and luxury travel at affordable cost.

49 thoughts on “5 Best Super Premium Credit Cards in India for HNI

  1. Urluck

    Is it true for HDFC Infinia and Dinners black card, your IT Return must be more than 30 lacs or so ?
    This cards are lifetime free or with annual fees ??

    1. Siddharth Post author

      Yes in that range, i guess 45L for Infinia, these are for fresh cards. Upgrades are processed even at low ITR, but relationship value has to be good enough as mentioned.
      Diners Black maybe given LTF, but Infinia i don’t think so.

      All depends on the customer profile, based on which they may relax the fees.

      1. R M

        My regalia was upgraded to Infinia after they increased the CL to 10L. It’s still LTF like the regalia (as per the cover letter received with the card).

  2. Abhishek Roy

    It’s always great to see these cards. Flashing these cards in the lounges gives you a sense of little pride. That sense of respect that you get from the bank when you say you’re already using their best credit card. It took us time and a lot of patience but yes, we now own two among those best 5. I keep smiling when I look back now. 🙂

  3. Majumdar

    For Infinia I believe it is much more stringent. They need take home salary (less bonuses) of Rs. 3.5 L per month. For DCB it is Rs. 1.75 L pm.

    I m using HDFC regalia, how can I upgrade to INFINIA?

  5. Sateesh guptha

    My annual income is 16.8lpa. At present i had hdfc regalia and amex membership rewards card. Both are life time free. Im looking for another good card. Pls suggest best credit card for me.

  6. Dr. Ananth Prabhu G

    Happy to Have HDFC Infinia. Been using it for the last 2 years. Its one of the best credit cards. Period.

  7. Himanshu Jain

    Hi guys I suggest to have to cards .

    1 ) yes bank preferred

    Spends as much as you can on this card only as point conversation is very good which is 2 %

    And if you are able achieve 7.5 lakh it’s you get bonus point worth 5000 RS which become 2.6 %

    Which is as high as any other it’s also allow points on wallet loading like Paytm , MobiKwik.

    So you pay fuel by Paytm and MobiKwik earn cash back of 0.75 % as well as 2.6 % = 3.35 % which is unmatchable .

    2 ) hdfc regalia in signature variant used this for sharing priority pass with your partner and use for flight ticket if there 10- 15 % hdfc card .

    As yes preferred only give priority pass for primary holder and hdfc 6 entry for both

    I suggest to have one signature and one master card for everyone .too many card is mess and no use .

    If you can get both these card you get every thing available in market .

    1 ) total 4 + 6 priority pass which you can share with your partner equally.
    2 ) get 2.6 % reward return
    3 ) rewards on fuel by paying thru wallet
    4 ) buy 1 get 1 book my show
    5 ) lounge access domestic

    And finally do have idfc signature debit card can take care of movie expenses open join account and get 2 debit card . In same account .make fd deposit account @ 7.75% on 366 days

    Himanshu Jain

  8. Mohit Jain

    Hey Siddharth
    I would like to begin by congratulating you on having such insightful information about credit cards in India. I want to pick your brains on few thoughts I have regarding my Credit Card profile. To give you a brief review of my overall profile:-
    • Current card holdings
    o HDFC Regalia – Credit limit 6.07L- 0 Annual Charge (I am a preferred customer with HDFC bank and all my
    credit cards are lifetime free)
    o AMEX Gold Charge card – Last reported official support on my Card – 4.15L ( Never paid annual fees in my 6
    year tenure)
    o CIBIL : 818 (Down from 835 last year)
    o Total Annual spend on Credit cards : 24L+ ( Will increase it to 36L next year onwards)
    o I would want to stick to 2 Credit cards throughout ( keeping in mind on not to dent my Cibil score and also
    not to dilute my spends on multiple cards)
    • Target
    o Long term
     AMEX Black card by the age of 45yrs (Currently 32yr old)
    o Short-er Term (3 years)
     Card with enough points to travel return business class (for a couple) at least once a year.
     Points don’t expire (or gives reasonable amount of time to redeem)
    o Willing to pay any annual fees as long as I am able to get value out of it.
    • Current strategy
    o Use my relationship with my bank, HDFC to increase my limit to 8.0L+ in 2 years. Then hoping to get an invite for HDFC Infinia.
    o This would bring me on top of the ladder with HDFC and then I can focus on AMEX.
    o Once I have HDFC Infinia, I might pursue AMEX for AMEX Platinum Charge Card.
    o Then sit on it for about 5-7 years and have good spends on it.
    o Hoping to get an invite for the BLACK card post that.
    Kindly let know on what you think about this. Also, I would be happy to know any better/faster way to climb up the ladder and get those free miles. Keep up the good work.

    1. Siddharth Post author

      That sounds to be a nice plan. But it doesn’t work like that to certain extent. In next 5 years Credit cards in India will have a radical change, so there are many chances of New super premium cards in other banks as well.

      Coming to the point, For biz class tickets, you need to start exploring Jet Airways credit cards. For other benefits, you’re already on the right article 🙂

      1. Mohit Jain

        Hey Siddharth
        A quick update on my situation:
        • HDFC Regalia stopped giving points for spends on e-wallets. I have a monthly spend of about Rs 2L on PayTm for utilities. Believe it or not – I was actually redeeming my points for a DEL-BDQ return fair every other month. Almost 24k worth of free flight tickets annually.
        • Amex Gold Charge card also doesn’t give points for e-wallets loading. In fact that’s true for entire range of Amex Cards in India.
        Going forward, what is the best way to accumulate points for my annual spend of almost Rs 30L on utilities.
        • Would the spending count towards the annual milestone spending of some cards? Or utility payments Via CC are pretty much worth less now.
        • Any other premium card that still offers points for spend of utilities via e-wallets? Or the happy days are gone? 

    2. Captain Bishuddha Bharatiya

      Wow Mohit you are an amazing person. You already have great credit lines. You should try to get some more cards.
      1. How much credit limit you got when you first started with HDFC ?
      2. How many times your credit limit was increased and by how much ?

      1. Mohit Jain

        Kindly see below
        1. I started with HDFC premium plus (My first ever CC) with Credit limit of 75k. With great credit discipline I was upgraded to my current status.
        2. The limit was mainly increased every 2 years, with the most recent being about 6 months ago. The jump in credit limit has over 1.5 lacs almost every time. I have never requested for an increase in limit but was always offered.

    3. Ankur Mittal

      Having more cards doesn’t hurt your CIBIL score. I have infinia, diners black, yes first exclusive, ICICI jet sapphiro, citibank premiermiles, SBI elite, PNB and indusind card and still my CIBIL score is 844.

      1. Praveen Perumalla

        Awesome, Ankur. You’ve covered all the providers 🙂

      2. Captain Bishuddha Bharatiya

        Outstanding collections Ankur.
        How much limit you have in each cards ?

      3. Bhairav

        Infinia and Diners Black both? Since when did HDFC issue 2x Super Premium cards to one customer?

        1. Ankur Mittal

          The limits are 8 and 4 lac. Regarding issuing both the top cards, it depends on how much business you do with the bank.

          1. Captain Bishuddha Bharatiya

            Ankur thanks a lot for your reply.
            I have annual business income Rs. 4 lakhs and currently I have HDFC Regalia First ( 1.8 lakhs limit ). Do you think peoples like me who don’t have home, cars, two wheelers, business ,etc. loans with HDFC and who just only have saving account and 50k monthly card spends can get Diners Black or Infinia in future ?

      4. Mohit Jain

        I am always a big advocate of less is more. It’s only finite amount of expenses I can put on my cards every month (assuming each spent is done with keeping rewards points in mind). I’d rather put it on just a few and avail compounding benefits. But, yes maybe you are right; it shouldn’t affect the CIBIL directly. Also, since you are like a supermarket of cards, could you guide me on the best one which still gives away points for Utilities payment via e wallets?
        Thanks much!

  9. Neo

    Will the people holding all these cards with such fantastic limits care to elaborate what they do for a living? You guys are making us lesser mortals envious!! 🙂

  10. PUNEET

    I have HDFC MONEY BACK CARD WITH LIMIT 3.60LAC from 2015
    NOW HOW CAN I GO FOR HDFC DINNERS REWARDZ OR REGALIA CARD need any card related to movie ticket or airport lounges

  11. Shiladitya

    I have applied for yes bank first exclusive card based on my salaried income.
    I got a call within few mins of application which I was unable to take.
    So, asked the executive to call tomorrow.
    Will keep all posted on the process but seems like they are super eager to get new customers

  12. Amiksh Patel

    How would you compare the HDFC jet diners card to the HDFC diners card?
    Which is the better option?

  13. Naulik Patel

    How would you compare the HDFC Jet Diners card vs the HDFC Diners Card. Which is the better option ?
    I currently hold a HDFC Jet Diners Card and am thinking of switching to the HDFC Diners Card?
    Am I being wise doing this

    1. Amex Guy

      I’d stick to Diners, perhaps because I don’t see much value in JP Miles. It’s significantly better to get a generic miles program like PremierMiles for economy, and their business upgrades aren’t that useful because 1.) They offer free upgrades a lot if you travel a lot with them and 2.) No leg in India is long enough for business trip to be of value. Their international business was OK, nothing to write home about, but good overall. However, that too is of value while only upgrading within APAC. Now, for APAC, your usual Diners allows transfer to Singapore Air. Use that. The redemptions to business and even their elusive first class are really good and worth the money. Also, you can get JP Miles as well. So not really much value with Jet Diners as such, unless you’re hell bent on travelling business with Jet, which isn’t that much value to begin with.

      To also accrue KrisFlyer points wile you travel within Indian, an advantage JP Miles have, you can use Vistara, which gives Kris points on flights. So you have a like-to-like option now on Singapore Air which has better redemption options.

      Also, your usual Diners points can be used as cash credit while booking economy/business cash trips. So if you decide to save money one day instead of gunning for a first class upgrade, you at least have that option.

  14. Pulkit Bakliwal

    Hi Siddharth,

    Could you suggest which is a better card ? The dinner’s BLACK or the HDFC Infinia ?

      1. Pulkit Bakliwal

        you mean black gives you superior features ? Because i have generally seen a problem of acceptance of Diners as I am currently using Diners Jet which HDFC is offering to upgrade to Infinia.

        Waiting for your feedback.

        1. Siddharth Post author

          If the acceptance is important for you than the 10X rewards, yes, Infinia is better in that case.

          1. Ramesh Kumar

            In recent times based on my experience it seems like many bank swipe machines started accepting diners club cards and also got email from HDFC few weeks ago saying now it’s accepted in 2.5 million swipe machines(just for information on June 2017, it’s just 1 million).

  15. Shree V Mundhra

    How would you rate the new Standard Chartered Ultimate Card with respect to the cards you have mentioned in this article.

    1. Siddharth Post author

      Good enough to add to list. Might update article soon.

  16. RahulV

    @Siddharth, HDFC mentions Diners Clubmiles credit card as super-premium credit card in their website. Do you think the same way? I think the 1 RP = 1 AirMile on Clubmiles should make it a super-premium card.

  17. jitendra kumar saraogi

    i am already having yes preferred card with limit of Rs.177000/- but i am also interested to get yes exclusive card on card on card basis as i am having a sbi prime card with limit of Rs.505000/-.
    so please advise me suitably in this regards.
    thanks in advance.

    1. Points Guy India

      If you already have yes first preferred then you cant use card on card offer to get yes first exclusive,
      only was forward would be to use yes first prefered as much as you can and also keem high balance in yes bank savings account,
      and check with yes first cards customer care every six month to know weather you have upgrade offer or not.

    2. AshishR

      You cant get YFE card, requirement is 8L CL
      Instead apply for hdfc diners club black

  18. jitendra saraogi

    Thanks for your responses.
    Please also suggest how can I get Hdfc diners black card with 5 lac limit on sbi prime card however I am also having Hdfc Regalia card already with limit of Rs.442000/-.
    Your help will be much appreciated.

  19. Chaitanya Choudhary

    Hey, I have AmEx Platinum Reserve and a lifetime free Gold Charge, I got reward points equivalent to the annual fee. I am planning to get rid of both of them and getting the Platinum Charge. Do you think that’d be better?

  20. Nikesh Shukla

    I am looking for unlimited lounge access in and out of India,for primary and add on card members. I zeroed in on Citi Prestige, Yes First Exclusive and HDFC Infinia. Let me know if I am missing any other.

    Can you tel me which one will be the best in terms of features, rewards viz a viz annual fee?

  21. Amlan Mishra

    Isn’t SC ultimate credit card eligible to be placed in this list?

  22. RM

    Hi Sid and others, need a suggestion. I’m holding 3 of the top 5 cards listed here – HDFC Infinia, Yes exclusive and HDFC diners black (as an add on to my father). Now, I have a free for life citi rewards card with only abt 2.5L credit limit, but relationship of more than 15 year old. I’m suggested I should continue my oldest card as it helps in my credit rating. Should I still keep it or close this now, as other cards are enough and way better for me. I think less cards mean greater peace of mind!

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Nothing Happened greeting card

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IT Audit Assistant Manager

As IT Audit Assistant Manager, you will work in a highly collaborative and growing internal audit team at this FTSE30 consumer markets and retail group, this is an exciting opportunity to join their rapidly growing group IT audit function.

The IT Audit Assistant Manager will work closely with global stakeholders across three businesses to define the IT risk universe and define a risk based audit plan.  It is expected that you will deliver a broad range of IT audit and risk engagements in collaboration with in-house internal audit teams and third-party providers. Driving the implementation of data analytics within the audit approach.  As IT Audit Assistant Manager, you will develop audit programs and complete IT audits in areas such as change management, infrastructure, network, and application access, computer operations, and emerging technologies (e.g. social media risk).

As the IT Audit Assistant Manager, you should have a minimum of three years of experience in the fields of IT audit, assurance and/or IT security.  Candidates from other disciplines or with less experience may be considered.   Qualifications such as CISA, CISM, CISSP, ITIL are desirable, although not essential.

This is a great opportunity to work for a world recognised brand.

Similar searches: Permanent, Consumer Goods & Services, Production, Manufacturing & Operations, Retail, Wholesale & FMCG


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2017 Carmel Symphony Orchestra Family Fun Concert

The Carmel Symphony Orchestra (CSO) hosts its annual interactive family-style concert, Family Fun!, on March 26 at 3 p.m. at the Palladium at the Center for the Performing Arts in Carmel, Ind. Serving as guest conductor will be former Carmel High School Music Department Chair, Soo Han.

Children will have the chance to sit on stage during the concert with CSO musicians as they play excerpts from some of the world’s greatest classics. After the concert, children may try out various musical instruments on display throughout the Palladium in an “instrument petting zoo.” Additionally, CSO’s 2016 Young Artist Competition winner, 17-year-old Gabriel Bruner, will perform during the concert.

Family Fun! is sponsored by the CSO League and the Young Artist Competition sponsor is Meridian Music. Concert tickets can be purchased by visiting CarmelSymphony.org or by calling the Center’s Box Office at 317.843.3800. Discounts for students are available for all CSO concerts: the $5 YouthPASS for High School and younger, and the $10 CollegePASS for College students. Adult tickets for the Family Fun! concert are only $20. For more information, please visit CarmelSymphony.org.

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Corpicino Lattimo

Corpicino Lattimo

Dark Bronze

The Corpicino Latimo lamps explore the technique of Italian style cased glass. A gem toned layer of transparent colored glass is overlayed over a pure white glass, creating a sheer soft color with the quality of cashmere. These boudoir scaled lamps are designed to add a light hearted yet sophisticated spot of color wherever a small space requires it. Hardware comes plated in nickel, but a range of metal finish options are available.

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BucketFeet is Flying High

Bucketfeet Crains Chicago

BucketFeet was one of nine startups selected from thousands to be in the American Airlines video contest "Flights, Camera, Action". Be sure to vote every day for BucketFeet's video featuring Co-Founders Raaja Nemani and Aaron Firestein (and you can win 25,000 miles!). And don't miss these opportunities to get your BucketFeet fix:

  • BucketFeet is sponsoring Expo Chicago this weekend (9/19-22) at Navy Pier, providing the shoes for all art fair staff.  Buy yourself a pair at the MCA store.
  • Check out BucketFeet's hugely popular PopUp Store at Block37 (108 N. State) across from Anthropologie, now extended through the end of 2013!  As with all things BucketFeet - it's more than just shoes... there's a gallery featuring work by Chicago-based BucketFeet artists and work by students at Marwen (http://www.marwen.org/).

We love hearing the story of how BucketFeet came to be.  Read it here in Raaja's own words on MTV Voices.


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18th February 2016 - 4 top tips and 3 lovely quotes! From our Birmingham schools….

Catch Up top tips

Two of our Catch Up® schools in Birmingham recently presented their successes and experiences implementing Catch Up® Literacy and Numeracy in their schools. These are just some of their top tips:

  1. We found it most effective when our TAs worked with children in their year group so they were able to easily link sessions with what the children were doing in their lessons.

  2. Make a Catch Up® area in school, and put up key vocabulary posters around the school to help as reminders.

  3. Share the numeracy learner profile with the child and let them choose what they do next – it’s really motivating to give them ownership, so they come saying 'I've chosen to look at this area next' and they really want to do it because they chose it.

  4. The interventions are most effective when they are managed properly and, ideally, the person who is managing the intervention comes along to the training.
The teachers and teaching assistants also had some lovely things to say about their experiences using the interventions with pupils – here are some quotes from the day:

“What’s great is you are only pulling them out for 15 minutes so they’re not out all the time, and if they are absent, you can easily grab them another time.”

“If you’ve got a question you look in the book [the Catch Up® resource file] and the answer is in there!”

“I asked him was there anything he had learnt from his sessions with me that he hadn’t learnt in class and he came out with a big long list. It made my day!”

Many thanks again to the schools who presented at our ‘Implementing and sustaining high-impact literacy and numeracy interventions’ lunchtime seminar in January – thanks for sharing your top tips and stories of success with us and all of the other schools there!

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Check-in counter

Terminal 1
Opening hours: 0430-2035

First Class/Business Class/Marco Polo Members: Counter 4

Premium Economy Class: Counter 4

Self Check-In Bag Drop/Service Counter/Economy Class: Counter 3

CX564/CX530/CX450 Economy Class: Counter 2 (Opening hours: 0810 - 1220)

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(Check-in counters are closed 40 minutes before departure time)

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Kiosk for self-service check-in, boarding pass and baggage tag. Find out more.
Note: If Online Check-in has been completed, proceed to kiosk to obtain baggage tag and then the bag drop counter.

Effective 15 November 2018, passengers can check in, get their boarding pass and use the self-service bag drop kiosks at Taoyuan Airport MRT A1 Taipei Main Station.

Location: Taoyuan Airport MRT - Taipei Main Station (A1 Station)

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Pitcher's Finger Mars Sox Victory

Red Sox reliever Byung-Hyun Kim apologized for making an obscene gesture in front of booing fans when he was introduced before Saturday's playoff game against Oakland.

Kim, who allowed the tying run to reach base in the ninth inning of Boston's loss in the opener, was jeered fans at Fenway Park when the public-address announcer read his name.

"I apologize to the fans of the Red Sox, the people of New England and baseball fans throughout the world," the Korean pitcher said in a statement released by the club after the game. "It was an instant, reflexive reaction that I regret... I appreciate the passion our fans have for baseball in Boston; all of us depend on them and their support. I am very sorry."

Kim did not pitch in Boston's 3-1 win in 11 innings that cut Oakland's lead to 2-1 in the best-of-five series. Game 4 is Sunday at Fenway.

The usually reserved Kim raised his right arm and touched the bill of his cap. He then brought the arm down to his right side, raised it again without changing the small smile on his face and put up his middle finger.

Reliever Mike Timlin, the last player introduced before Kim, was upset.

"I was standing right next to him. I was personally embarrassed," said Timlin, who pitched three perfect innings. "He's a man. He's got to control his actions... I was embarrassed for myself and for the Red Sox."

Boston obtained Kim from Arizona for infielder Shea Hillenbrand on May 29. In 44 relief appearances and five starts with the Red Sox this season, Kim was 8-5 with a 3.18 ERA and 16 saves in 19 chances.

Kim gave up game-tying homers for Arizona in Games 4 and 5 of the 2001 World Series at Yankee Stadium.

By Howard Ulman


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Avery Ink Jet Matte Coated Postcards

Mfg.Part: 8387 | CDW Part: 156463 | UNSPSC: 14111506
Availability: 8-10 days
$18.94 Advertised Price
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  • 4 Cards per Sheet
  • 250 Total Cards
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  • InkJet
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  • 4-1/4"x5-1/2"
  • Matte Coated
  • 4 Cards per Sheet
  • 250 Total Cards
  • Perforated
50 Sheets

Avery Dennison is the leading supplier of office products. It makes a wide variety of products for the office and home, including labels, binders, dividers, cards, pens and pencils, highlighters and markers, and more. Avery Dennison makes things easier for you in other ways, too. The company partners with a large number of hardware and software suppliers whose products are specially designed to work with Avery products. Avery Dennison works with top printer manufacturers to make sure that Avery's printable products will perform with their printers.

Use your Ink Jet printer to create professional looking invitations, announcements, reminders and much more.

High quality, matte coated cardstock provides brilliant color and sharp text.

Ultra-fine perforations allow you to separate cards easily and cleanly.

Easy to format with Avery Templates in most popular software programs.

Weight meets federal postal standards.
Avery Ink Jet Matte Coated Postcards is rated 4.6 out of 5 by 53.
Rated 1 out of 5 by from Cards do not tear cleanly The latest batch of 8387 postcards I purchased do not tear cleanly, and leave ragged edges. Previous boxes have had better perforations. I don't know if it's just a problem with this batch or if quality overall has decreased. Disappointing.
Date published: 2018-08-21
Rated 3 out of 5 by from Paper Weight for Postcards? I have #3380 Textured White Postcards which states it meets US Postal regulations. However, I would like a slightly thicker paper for postcard invitation. I would like to know the weight of the paper so that I can buy a thicker postcard that I can use the same template. Perhaps they are all this thin? They look great with my design on them but I hate to see what they look like after being sent through the mail. Trying to "chat" with Avery was unsuccessful as no agent ever came. I'm rating a 3 but if the paper was slightly thicker, it would get a five, hands down!
Date published: 2017-06-14
Rated 1 out of 5 by from Unusable! These postcards are perforated as advertised, however, the perforations are not equally spaced. Two of the cards are 3 3/4" x 5 1/2" and two are 4 3/4" x 5 1/2". Not sure how you are supposed to make postcards using the template available when the postcards aren't the same dimensions.
Date published: 2017-05-24
Rated 1 out of 5 by from Totally blows! Template does not work. Directions are sparse...including video. Expensive product for quality of paper. Could not for the life of me get the postcards to align properly. Total waste of money. Better off buying cardstock and creating from scratch.
Date published: 2017-01-24
Rated 5 out of 5 by from Excellent product and quality! I will keep purchasing. I used this product to print farewell messages for my boss. The designs and colors in the templates available at avery.com are simply beautiful, for all tastes. My boss was so happy when he saw these cards in the scrapbook we gave him. They really added a very nice touch to the album plus the quality of the paper is so good and elegant. This is the first time I use this product and I will definitely keep purchasing it! Thanks!
Date published: 2016-06-21
Rated 1 out of 5 by from Template not centered Because i could not have the template centered, printing for front and back is near impossible.
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Rated 5 out of 5 by from UNIQUE POSSIBILITIES I love the endless possibilities making my own unique cards. I use the cards for one of a kind thank you notes o mail as well as invitations. So easy to use.
Date published: 2015-09-28
Rated 5 out of 5 by from Love these Used these wonderful postcards for printing fun games for a baby shower. Also were a great size for guests to write advice and tips for the parents-to-be!!!
Date published: 2015-09-25
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Project: T163700 #33108A

Climate change imposes increasing threats to national and regional power networks, particularly to overhead transmission lines. In a changing climate, the frequency and severity of extreme weather events as well as the mean state of the atmosphere will change; this affects overhead lines, as they are typically designed to take the current or historic climate into account. There is therefore a strong need to quantify the relevant changes in the climate and any the associated uncertainties as well as to identify the climate’s impacts on the overhead transmission line network on a regional scale.

The main objective of this work is to prepare a state of the art report with recommendations for utilities, designers and operators of overhead lines on how climate change impacts can be taken into account for improved and more reliable design requirements for the electrical transmission grid. Within the scope of the project, a comprehensive review of the available and relevant information is performed. This includes a review of the available scientific literature pertaining to current as well as projected global and regional climate change, as well as identifying features which are or will be relevant for the long-term design and reliability of overhead lines. Information on industry standards, practices and approaches to climate change adaption, as well as information on failures due to climatic impacts, was collected and presented to serve as examples on potential strategies. Recommendations are given on how to best take changes in the climate into account for overhead line design and the planning of adaptation strategies.

Climate change, climatic impacts, overhead lines, electricity distribution network, design loads, extreme weather, adaptation.