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RRSP GIC guide

Guarantee your principal and start earning tax-free interest on your retirement savings with an RRSP GIC.

If you want to earn a decent return on interest with your Registered Retirement Savings Plan, then an RRSP GIC (or Guaranteed Investment Certificate) could be a suitable fit for you. These investments guarantee your principal and are a low-risk option for any diversified portfolio.

Learn how these GICs work, why you might want to invest in one and what you should be aware of before you lock your money in.

How does an RRSP GIC work?

Registered Retirement Savings Plans (RRSPs) are government-registered plans that let you earn tax-free interest on your retirement savings. RRSP GICs are investment products that can be held in your RRSP to balance out the risk in your portfolio. This is because they guarantee your principal, so you can rest assured that you won’t lose any money if the stock market goes down.

These investments can come with either a fixed or a variable interest rate, and are typically taken out for a specific period of time (called a term). Fixed rates offer a set return on interest over time, while variable rates (associated with market-linked GICs) offer a fluctuating amount based on market conditions.

Why invest in an RRSP GIC?

You may decide to invest your money into an RRSP to save for your retirement and defer your taxes in years where you earn a higher income. RRSP GICs can help to guarantee your principal and give you a favourable return on interest. They are typically invested alongside higher-risk equities and mutual funds to round out your portfolio.

One of the best things about GICs is that they allow you to choose how much risk you want to take, while still protecting your principal investment. A fixed rate GIC, for example, will offer a predictable return (around 2-3%) while a market-linked GIC has the potential to offer higher interest rates, but can also leave you empty handed if the market isn’t doing well.

Both fixed and variable rate GICs are a suitable option if you want to protect a portion of the money you’ve already invested in an RRSP as you reach the age of retirement. They can also be a good fit if the market isn’t doing very well, and you want to shelter your money from losses until conditions improve.

How to compare RRSP GICs

You can look at a number of factors to find the best deal on your next RRSP GIC.

  • Fixed or variable rate. Fixed rates will offer a predictable return over the course of your term while variable rates will fluctuate based on how well the stock market is doing.
  • Length of term. You can take out an RRSP GIC for anywhere between 3 months-10 years, with longer terms typically offering the best interest rates.
  • Minimum investment. You may be required to invest a minimum amount to get your GIC up and running (often $500 or more).
  • Redemption type. Cashable GICs will let you take money out at anytime without a penalty. Non-redeemables are a bit more strict about when you can redeem, but typically offer higher interest rates.
  • Payment frequency. You should be able to choose how often you receive interest payments, with money paid out monthly, yearly or when the GIC matures.
  • Renewal process. Some GICs will roll over automatically when they mature while others will need to be cashed out (and then re-invested if you want to keep earning).

Things to avoid with RRSP GICs

RRSP GICs are a safe and secure way to invest your money, but there are a couple of things you should be aware of before you take the leap.

  • Lower return. If you go with a fixed term, you could end up making less than you might if you were to invest in higher risk equities or a market-linked product.
  • Limited access to funds. It can be difficult to get money out of an RRSP GIC once it’s invested, especially if your GIC is non-redeemable.
  • Unable to cope with inflation. GICs that are invested over longer terms could result in a net loss on your investment when you factor in the cost of inflation.
  • Interest subject to taxation. Any interest you earn on your GIC will be taxed as part of your income when you withdraw the money in your retirement.

Bottom line

RRSP GICs are a suitable option if you’re looking for a tax-free way to invest for your retirement without losing your principal. Find out more about how these products work and learn how to compare providers to find the best deal.

Frequently asked questions about RRSP GICS

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Find the best carp fishing lakes

The most advanced French carp lake directory on the web.

Lac du Perlin venue at a glance
  • Driving distance from Calais: 5.9 hrs
  • Driving distance from Caen : 3.7 hrs
  • Lake size: 5 acres
  • Best carp to date: 40 lbs
  • Up to: 6 anglers
  • Accomodation options: bivvi
  • Other species listed: none
  • On site bait:
  • Bivvi cooking facilities: no
  • Food package available:
  • Verified: 2018-12-23

Lac du Perlin venue description
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The carp that inhabit the lake are stunning specimens, both mirrors and commons over 40lbs. The majority have starburst scales, incredible colouring and sturdy bodies. They are powerful fighters and you will enjoy the challenge of catching them.

Click here to visit the venue website

Lac du Perlin carp lake

Aerial view of Lac du Perlin carp lake
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Weather forecast for Lac du Perlin carp lake

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Position of K5PRK-A --- 0.7 miles southwest of Allen, TX --- Report received 5 minutes 19 seconds ago

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External links for K5PRK-A

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Markit acquires DTCC stake in MarkitServ

Source: Markit

Markit, a leading, global financial information services company, today announced that it has acquired the ownership stake in MarkitSERV held by the Depository Trust and Clearing Corporation (DTCC).

Markit and DTCC founded MarkitSERV in 2009 as a joint venture that combined the firms' electronic trade processing services for OTC derivatives.

There will be no changes to the services provided by MarkitSERV to its more than 2,500 customers in the OTC derivatives industry. MarkitSERV will remain a separate entity, currently regulated by the Financial Conduct Authority in the UK.

Jeff Gooch will continue to be Chief Executive Officer of MarkitSERV and Global Head of Processing at Markit.

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+33 (0) 9 72 31 24 47
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Presentation of the Grey Water Recycling Process Simulator with Energy Recovery

Watch the animation video that shows our FGWRS simulator. This simulator allows in real time to demonstrate the interest of the grey water recycling coupling with energy recovery.
It is a unique tool developed by SHERPA Engineering in partnership with all the members of our consortium.
It allows us to study your project and propose the most suitable solution.


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HomeExplore topicsAll ages
Special Needs
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All children are born with strengths as well as challenges.
Behavioral Expectations and Supports for Children with Special Needs

When it comes to children with special needs, it’s important to know how to best support your child – especially when it involves behavior. Learn about and understand the behavioral expectations for children with special needs.

If your baby begins to show characteristics of a disability, you want to provide the best care for. your child’s needs. Here we help you explore the beginning stages of the process of getting your child any necessary evaluations and follow up support that may be necessary during the first five years of life.

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San Marcos Family Law Attorneys
(760) 757-6854

Enforcement of Child Support

Following a divorce, oftentimes the non-custodial parent (the parent who does not get full custody of the children) is required by law to pay child support to the custodial parent. Unfortunately, many non-custodial parents refuse to pay some or all of the ordered child support for a variety of reasons. Not only does this create hardships for the custodial parents, but more troubling, it works counter to the best interest of the child as determined by the court.

If your former spouse or non-custodial parent has failed to abide by the terms of a child support order, a skilled and experienced attorney can help you to enforce the agreement. Contact the San Marcos child custody enforcement lawyers of Fischer & Van Thiel, LLP, at (760) 757-6854 today to speak directly with a compassionate and dedicated legal advocate about your situation.

Consequences for Failure to Fully Pay Child Support

When a non-custodial parent refuses to fully pay child support, many serious complications can arise. If your ex-spouse has failed to pay child support, he or she may face consequences such as:

  • Wage garnishments
  • The seizure of possessions
  • Penalties associated with being held in contempt of court
  • Suspension of driver’s, occupational, and/or business licenses
  • Withholding of tax refunds

These penalties and the threat of their imposition can help to ensure and enforce payment from a non-custodial parent who fails to uphold his or her obligations.

Speak with a San Marcos Divorce Lawyer

If you or a loved one is involved in family law litigation or a divorce case with child support, custody, or visitation issues, and need legal representation, don’t hesitate to contact the Fischer & Van Thiel Family Law Firm of San Marcos at (760) 757-6854 today to get solid legal advice and a professional divorce lawyer consultation.


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Organic compounds

Organic compounds are basically compounds that contain carbon and hydrogen. The simplest organic compound is methane, which contains one carbon atom covalently bonded to four hydrogen atoms.

These compounds are called organic because they were once believed to all have been derived from living things, but that is not necessarily the case. There are millions of organic compounds that occur naturally or can be produced synthetically. Organic compounds are the basis for the molecules of life, like carbohydrates, fats (lipids), proteins, and nucleic acids. The main components of fossil fuels (petroleum and natural gas) are a class of organic compounds known as hydrocarbons.

Organic compounds are divided into two main groups: hydrocarbons, which comprise compounds that contain only carbon and hydrogen atoms, and a second type defined by a functional group that has replaced one of the hydrogen atoms in the molecule. Functional groups can be a single atom (like F, Cl, Br, or I) or a combination of atoms (NH2, OH, C=O, or SH).

Hydrocarbons can be further classified as:

  • Alkanes: saturated hydrocarbons that contain a linear or branched chain of only C-C and C-H bonds
  • Alkenes: unsaturated hydrocarbons that contain doubly-bonded carbon atoms (C=C)
  • Alkynes: unsaturated hydrocarbons with triply-bonded carbon atoms (–C≡C–) or their cyclic counterparts (carbon atoms that bond to form a ring structure)
  • Arenes: aromatic hydrocarbons that contain at least one benzene ring (a ring of six doubly bonded carbon atoms that exhibits unique chemical properties)

The chemical reactivity of organic molecules is influenced by the functional groups:

  • Oxygen-containing groups (alcohols, ethers, aldehydes, ketones, carboxylic acids, and carboxylic acid esters)
  • Nitrogen-containing groups (amines, anilines, and amides)
  • Sulfur-containing groups (thiols, thioethers, thioesters, and disulfides)

Carbon atoms can also bond with heteroatoms or other elements to form aliphatic or aromatic heterocyclic rings of varying sizes and reactivities.

Because of the almost infinite number of ways in which carbon can bond with carbon and other elements, it’s no surprise that about 95 percent of the millions of known compounds are organics with highly diverse structures. New organic compounds continue to be discovered and synthesized every day, adding to the already wide range of applications in all aspects of modern life — including medicine, pharmaceuticals, food, textiles, materials, and electronics.

Compounds or allotropes of carbon that contain only carbon atoms are classified as inorganic compounds and exhibit novel properties. This class of chemicals has a wide range of potentially useful applications and includes graphite, diamond, and the more recently discovered graphene, fullerenes, and other carbon nanotubes.

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39939 Victoria Place Oakhurst, CA
$ 552,840
Property Attributes
  • MLS#559061
  • TypePending
  • CountyMADERA
  • CityOakhurst
  • Area644
  • Zip93644
  • Style
  • Price$ 552,840
  • Bedrooms4
  • Full Bathrooms4
  • Half Bathrooms0
  • Sqr Footage2740
  • Lot Size0.37 Acres
Listing Provided Courtesy Of:
John Bortz with Century 21 Ditton Realty.
Data Source:
Fresno MLS - 45 - CA
Property Description

Here is a great investment property with 2 very similar homes having 2 bedrooms, 2 baths and a garage with each, all located on small parcel close in town. Both homes have wood fireplaces, decks on the back side of the homes accessible through the living room and/or master bedroom. One of the units has been recently painted inside while the other unit had a full kitchen remodel with Corian counters, stainless appliances and new cabinets. Both units are currently rented and have no problem staying occupied. Purchase these homes as an investment, or live in one and rent out the other. Conveniently located for access to groceries, doctors and most all of your other shopping needs and all while being close to a cul-de-sac for quiet and privacy. Located close to Bass Lake and Yosemite National Park. Potential AirBnb rental.

Elementary School Middle School High School
Oakhurst Elementary School Oak Creek Middle School Yosemite High School
Price History
5/8/2021 Listed $552,840

General Features

Board Loaded No
Census Tract 0.000
Exterior Features Wood
Fips Code 39
Flooring Carpet, Vinyl
G.p.m. 0.00
Garage Spaces 2
Gas & Electric Public Utilities, Propane
HOA Fee 0.00
Levels Single Story
Patio/Porch Features Wood Deck
Price Per Square Foot 201.77
Private Pool No
Property SubType Single Family Residence
Property Type Residential
REO/Bank Owned No
Roof Composition
School District Bass Lake Joint Unio
Sewer Public Water, Public Sewer
Site Amenities Cul De Sac
Special Features Built In Cabinets
Sub Lease Expiration Date 1800-01-01T00:00:00
Year Built 1991
Zoning Description PRD

Interior Features

Basement Sq Ft. 0.00
Bath Features Tub
Bathrooms Display 4
Dining Room Features Living Room/Area
Heat/Air Conditioning Central Heating, Central Cooling
Kitchen Disposal, Dishwasher
Laundry Features Inside, In Closet
Living Area 2740.00
Total Bedrooms 4
Total Fireplaces 2

Exterior Features

Available Date 1800-01-01
Bathrooms 4.00
Parcelnumber 064083020
Foundation Both
Garage Type Attached
Lot Size Acres 0.3700
Lot Size Source (Tax Records)
Lot Size Square Feet 16117.00
Parking Features Uncovered
Pool Y/N No
Price Per Acre 1494162.16
Solar No
Spa No
Water Level 0.00
Well Depth 0.00
Well Hp 0.00

  • Foreclosure
  • Views
  • Short Sale
  • New Construction
  • Adult 55+
  • Lease To Own
  • No HOA Fees
  • Furnished
  • Primary On Main
  • Air Conditioning
  • Seller Finance
  • Green
  • Fixer Upper
  • Horse
  • Golf
  • Fireplace
  • Deck
  • Garage
  • Basement
  • Pool

Property vs Pending Average in 93644

AVG $380K
AVG 35
Year Built
AVG 1984

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Download our mobile app for a personalized browsing experience.


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• Dr. Kenn O'Connor

Oriental Medicine and Autism (Part 1:Introduction)

Autism diagnoses are on the rise, with the most recent statistics from the Center for Disease Control and Prevention estimating that one in fifty-nine children are diagnosed with an autism spectrum disorder (ASD). Parents see their child struggling in one or more areas of their lives and look for therapies that can support their child. Typical treatments consist of pharmaceuticals, behavioral therapy, communication therapy, sensory integration therapy, and motor therapy, but did you know that Oriental Medicine can help your child cope with autism as well?

Oriental Medicine is often associated with helping those with chronic pain through acupuncture, but its capabilities span far further than that. Oriental Medicine views autism as an imbalance in the body that is a result of a weakness in one or more systems. Some of these deficiencies may be present from birth, while others may occur after trauma, frequent illness, improper nutrition, or other stresses the child encounters.

The treatment principle is to reduce or eliminate any strain on the body while strengthening the entire body so that the child can adapt better to changes in their environment. There are four categories in Oriental Medicine that correspond to autistic symptoms. We will cover these topics in more depth as this blog series continues, but for now, we are going to give you an overview of each. The four categories are too much heat in the body, exhaustion, blockages, and dormant illnesses.

1) Too much heat in the body

Oriental Medicine’s concept of heat does not mean an objective heat such as a fever, but rather an increase in energy and metabolic rate. The child with heat is the red-faced child in the grocery store who is jumping on and off the cart, picking items off the shelf, and poking their sibling. Their senses are extremely sensitive, and they may get overstimulated with the bright fluorescent lights, multitudes of people talking, and all the smells wafting by them. With so much stimulation in public places like a grocery store, these children tend to have a meltdown very quickly. The increase in energy from the heat pattern also applies to the child’s mind, which will flit from one topic to another, making it challenging to concentrate both in school and at home.

2) Exhaustion

Growing and developing takes a lot of energy to accomplish. A lack of sleep, often being sick, or not getting the correct nutrition can deplete the child. These are the children who want to stay in bed in the morning and fight getting ready for the day. Once they are out of bed, the next battle tends to be breakfast. They typically either do not want to eat or only want to eat the same foods every day. The rest of the morning routine can be difficult as well because the child tends to daydream and thus repeatedly needs to be told what to do. Getting them out the door in the morning is exhausting for both the parents and the child. Any sort of interaction can be overwhelming for these children as they don’t have the energy to engage with others.

3) Blockages

Our bodies rely on many systems operating correctly and communicating with each other for proper function. Sometimes, blockages keep these parts from working together properly and cause pain and discomfort. As young children, these are the colicky types that typically wake up in the middle of the night crying. The exhausted parents will try anything to get them back to sleep, but just as the child settles down and starts to fall asleep, they jolt awake and start crying again. As they get older, these children often soothe themselves by rocking or swinging as the constant motion gets things moving in their bodies and diminishes the blockages.

4) Dormant illnesses

A person can overcome an illness to the point they are no longer symptomatic, yet the disease is not entirely eliminated from the body. These are the children that get sick every time they get run down. Parents find themselves saying things like “this seems like the same cold we dealt with last year,” or “every time they get sick, it goes right to their chest.” These children never seem entirely healthy and are often in a foggy state in which it is difficult to communicate with them. Almost always, the child’s speech will be affected, either lacking expression altogether, slurring words, or making incoherent noises.

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This article originally appeared in the July-August issue of Well-Being in Paradise https://wellbeinginparadise-fl.newsmemory.com/ Oriental Medicine is more than needles When talking about acupuncture


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Starrcast IV
Inside the Rhodes
Official PPV Replay

* Available in United States
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Full HD streaming to TV, computer and mobile

Lifetime replay included

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If there is one family that helped define greatness in professional wrestling over the last six decades, it is the Rhodes family. Inside the Ropes' Kenny McIntosh will welcome Cody, Brandy and Dustin Rhodes as they discuss their family's pro wrestling DNA, their past and current adventures inside and beyond the squared circle, the Rhodes family legacy and more in a deep, elite discussion that will know no bounds!

  • October 25, 2019

    Baltimore is known as Charm City for a reason. The city shines with passion, emotion and history with its unique blue collar charm loved the world over. Professional wrestling's history is as intertwined with Baltimore as the Inner Harbor with World Championship changes, iconic moments and legendary pay-per-view events having emanated from Baltimore and seen the world over. As the November air grows crisp, the most die-hard and hardcore professional wrestling fans will congregate on Baltimore to see the most amazing array of superstars and legends ever assembled. These legends …

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Tablao Los Amayas - Tablao Los Amayas

About the Show

Tablao Flamenco Los Amayas is located in the city center of Málaga. From the heart of Sacromonte in Granada, the Amaya Family has migrated to Liceo de Málaga in the historic city center of the capital city. Tickets for the show include the Show only, the Show with a drink or with a menu.

Tablao Flamenco Los Amayas presents the special production "¡Picaso y el flamenco!" with six different performers under the direction of Sensi Amaya. The show of duration one hour and ten minutes features artists who will elevate the magic of flamenco to its true status as a world cultural heritage.

Aditional Venue Information:

Handicapped Facilities: Venue: not accessible; Bathrooms: accessible
Public Transport: City Bus: 14,40
GPS Coordinates: 36.723000293899,-4.419509321451
Non-smoking: The entire venue is non-smoking

Show Information

Calle Beatas 21, Málaga
1 hour + 10 minutes
80 people
Shows per night:
2 (19:00 / 21:00)

Reserve your Tickets

Please select the date to see available times. Then click the next button to see the available tickets for the show.

Click "Next" to continue

Ticket Information Prices are with tax included

Show: 18 Euros
Show + Drink: 25 Euros
Show + Tapas: 45 Euros | Menu details

*Children: For prices please select a date/time above and click "Next".

Dinner times: The dinner service starts with the show.

Important Observations: The tickets will not be sent by post. The confirmation email will serve as your tickets and the reservation will be held under your name at the venue. If you are not able to print the confirmation email, please send us an email directly after finalizing the purchase and we will arrange entry presenting photo identification (Passport, driver's license or other national identity card).

Why book with

  • No booking fees
  • Personal attention to all requests
  • All payments are encrypted with SSL technology
  • Booking your tickets only takes a few minutes


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The Quiet Life Flowers Hoodie - Lavender

The Quiet Life Flowers Hoodie, Lavender is no longer available

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The Quiet Life Flowers Hoodie

$91.00 $114.00

(£80 GBP)

This lavender Flowers Hoodie from The Quiet Life has arrived as part of the California based brand’s FA20 collection and features a new screen printed graphic on the centre of the chest. As a casual everyday style, the attached hood can be resized to suit using colour matched external pullcords and at the waist a kangaroo pouch pocket offers space to carry essentials whilst also doubling up as a hand warmer compartment. Printed in tones of pink, green, orange, white and yellow, the chest artwork shows stylised ‘Quiet’ lettering surrounded by illustrated flowers which results in a playful look. Helping to keep heat retained and the fit close when active, wide colour matched ribbed cuffs wrap around the edge of the body and long sleeves.

This season The Quiet Life has continued to follow their own creative vision and independent spirit to design a fresh selection of goods that have been customised with new artwork, stylised lettering and decorative print designs. Looking to art, photography, music and outdoor activities for inspiration, flowers, tie dye and illustrated characters can be seen throughout alongside a capsule range designed in collaboration with Ben Marcus, Marcus Dixon and EKTA artist Daniel Götesson.

View More The Quiet Life at Flatspot

    • Cotton Fleece
    • Drawstring Adjustable Hood
    • Screen Printed Chest Graphic
    • Front Pouch Pocket
    • Ribbed Cuffs & Hem
    • Regular Fit
    • Order by 12pm for same day dispatch (weekdays only).
    • Next day delivery is Mon-Fri only (exc. Bank Holidays).
    • Saturday Delivery - order by 12pm Friday & choose the Saturday Delivery service.

    UK Shipping

    • DPD Local 'Predict' Next Day Delivery - £4.50 - FREE over £80
    • DHL Next Working Day Delivery - £8.00
    • Saturday Delivery DPD Local 'One hour predict' - £10.00

    NB. Next Day delivery is not available to some postcodes. Delivery will take 2 business days. See more info here

    International Delivery

    • Channel Islands - prices start from £7.00
    • Europe - prices start from £15.00
    • USA - prices start from £15.00
    • Rest of World - prices start from £20.00

    For more information please see this page

    If you are not 100% satisfied with your purchase you can return your goods for whatever reason, no questions asked, for a refund or exchange* (*UK only).

    Click here for our UK Returns page

    Click here for our International Returns page


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Fleksy sound design in the making

Fleksy has always been known as a highly customizable and unique keyboard. Part of what makes us so unique is the layout of the keyboard, look of it, as well as our gestures. But up until now, the one characteristic that was lacking this unique factor was our sound design!

You might wonder? Sound…in a keyboard? Most of you might not realize because of our phones being constantly set in vibrate / silent mode but over 35% of our users have sounds activated, which makes it a very important part of a virtual keyboard. The reason for it comes from its original form: the physical keyboard makes a sound, and sometimes a lot of it

For this exact reason, we took the decision to revamp our sounds and make our typing experience livelier and more dynamic with our new sound library!

To better understand the work and the reflection that went behind our sound re-design as well as the importance that sound has for Fleksy and for the world we live in general, we interviewed Bernd Siebenhofer, our Sound Designer.

If you listen closely, you’ll find sound design in every piece of music and musicality in every piece of sound design — even if it’s just noise.

SD: So Bernd, let’s get to know you a bit better, what got you into sound design and what’s your mission at Fleksy?

Bernd: I grew up in a very musical family which had a profound impact on me since I was a little kid. The effect that music and sounds could have was fascinating to me. Soon, I began to actively seek out new music on my own and started to play an instrument. After several years of pursuing music as a hobby, I decided to turn my passion into a profession and started studying music production and sound design in Salzburg, Austria. My mission at Fleksy is to put what I’ve learned into action and help give the app a sonic identity.

Bernd Siebenhofer — Fleksy Sound Designer

What is the fine line between creating music and designing sounds?

The two are very much intertwined. The way you play an instrument will shape the resulting sound. Thus, an experienced musician will make use of various techniques to get the exact sounds they want.

If you listen closely, you’ll find sound design in every piece of music and musicality in every piece of sound design — even if it’s just noise.

How do you get inspiration for creating sounds? Does your environment influence it?

The most obvious answer would be through consuming media of various forms, but — as with every creative endeavor — inspiration can come from all different kinds of things. I like to take long walks in nature which oftentimes sparks new ideas. Since everything around you can be inspiring, my environment always shapes my creative work in one way or another.

Recording sounds is a key component of sound design

Do you actually use your environment to record sounds?

Absolutely, yes — you’ll have a hard time finding a sound designer who doesn’t. It’s common practice in sound design to record just about any interesting sound you come across which, in the audio world, is referred to as “field recording”. You never know when you’ll need a certain sound so it’s best to prepare by building up a library of your own recordings.

“Creating a distinct “swoosh” sound for the swiping gestures was our main focus.”

What was your process for creating the new system sounds for Fleksy?

I intended to create sounds that were both functional as well as aesthetically pleasing. Also, they had to fit the brand, of course. I started by experimenting with different waveforms, which are the basic building blocks for sound designers. It was important to create something that would cut through environmental noises whilst not being too harsh and aggressive. Once I had the basic sound, I created variations (e.g. for the spacebar or modifier keys) basing their intervals on a musical chord. Creating a distinct “swoosh” sound for the swiping gestures was also the main focus. It had to convey a sense of speed and “feel right” when triggered.

Bernd's synthesizer

How would you describe the new Fleksy system sounds and do they differ from the previous ones?

Whilst not being bad, the old sounds were a bit static. The new ones render the typing experience more lively and dynamic. There’s also a greater sense of coherence within the sound pack.

What’s your vision for future sound packs for Fleksy?

Fleksy is revered for its customizability. In the future, every user should have the ability to pick a sound pack that they think fits their personality and typing preferences to make Fleksy feel even more “their own”.

Experimenting with waveforms

Thanks, Bernd, two lighter questions to finish this interview.

What is your favorite sound ever designed?

That’s quite hard to say, but one sound that stands out to me is the start-up sound of the first PlayStation. It triggers this feeling of nostalgia and brings me back to being a kid. Also, it’s impressive how futuristic it sounds even today, 25 years after the release of the console.

What is the worst sound that you ever heard?

We once had an egg cooker at home that would make the most horrendous buzzing sound when the eggs were done. It still haunts my dreams.

👉🏻 To hear our latest typing sounds, you can download Fleksy here: https://fleksy.io/XEQS1C8bB2

See more articles and news by Fleksy on our blog below!


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Heather blue tee with the four seasons of New Orleans: Mardi Gras, Crawfish, Snoball, and Football.

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Advising on market needs

What will be the next new hype at the consumer level and what is the trend in growing plants? Floralí Licensing can assist breeders mapping the markets for then and indicating what consumers are currently ready to buy, what growers of finished products are eager to grow or prefer to grow.

The right approach in licensing must also be chosen right away because once a start has been made, it is not easy with the license agreements to make changes in a fast and flexible way. For instance if a new plant has the potential for worlwide introduction through 1 or a few retailers, or though 1 youngplants company, then the opportunity may be spoiled if the variety in question has already been licensed in 1 or a few countries to independent growers.

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About Birmingham

Like many other cities, Birmingham has a link with the Roman Empire. The city was mentioned as far back as 1086 in the Doomsday Book, and developed into an important trade centre from the 12th century onward. During the 17th century, a large weapons industry grew up. Among others, Birmingham provided Oliver Cromwell’s army with weapons and later on they supplied Napoleon. During the golden age of the Industrial Revolution, the city grew rapidly thanks to its supplies of iron, coal and labour. Subsequently, Birmingham became an important hub in England’s canal and train networks, and these days the city has a network of over 60 km of canals and other waterways, which is more than Venice. Today the canals are mostly used for pleasure boating, making it a perfect way to discover Birmingham.

During the Second World War, large areas of the city were destroyed, and the city centre was rebuilt. In recent years, however, an architectural renaissance has occurred and old squares, streets and waterways have been restored and renovated. Many typical British brands, and frequently world famous brands have been created here, including Bakelite, Cadbury’s, Brylcreem, HP Sauce and Typhoo Tea. The city’s inhabitants include J. R. R. Tolkien and Ozzy Osbourne.

Birmingham Town Hall is situated in Victoria Square, Birmingham, England.
Shahid Khan/Shutterstock.com

Today, Birmingham is a fast growing tourist destination with a compact, pedestrian-friendly city centre and where many exciting attractions are waiting to get explored. A city full of surprises where the English old world charm meets the new and young vibrant atmosphere thanks to the many students in the city.

Good to know

Public Transport

In Birmingham, public transport consists of an extensive bus network and the inner suburbs are linked by local trains and trams. There are several different types of travel passes from which to choose, including a one-day rover pass.

You can also pay your bus ticket when boarding the bus, but remember that you need to give the exact change. There are official bus stops scattered around Birmingham when wishing to board on a bus so hailing will not be necessary.

For online timetables and fare information, check Network West Midlands website (www.networkwestmidlands.com/ways-to-travel/bus)

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120 Days: A Big Fish Story

120 Days: A Big Fish Story

In the climactic moments of the new Yeti film 120 Days, guide David Mangum is engaged in hand-to-hand combat with a tarpon. His guest has the giant-eyed fish near the boat, and with his bare hands, Mangum grabs the leader, tries to grab the lip of the fish with his other hand, and that's when the fish jumps.

Fortunately for the fly-fishing world, aspirational filmmakers Travis Rummel and Ben Knight provide a slow-motion, over-the-shoulder look at this bare-knuckle fight, and the result is mesmerizing. Slow-motion is often overdone in fly-fishing films, but in this close and frantic sequence, there's so much going on that you'll want to hit replay repeatedly to watch the fly stuck in the lower lip, and the way the fly tail swings and throws a perfect curl of water framed by a cavernous mouth. The giant eye of the fish seems locked onto Mangum as it snakes side to sidehalf its 7-foot body length out of the water, and the other half thrashing against Mangum's outstretched hands and tearing the leader through his fingers.

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I have hooked many, many tarpon (and landed a few) but I have never been eye-to-eye with a tarpon raging at the gunwales, felt the spray from its head-shakes, and watched its gill filaments waving like sea-grass. That's the point of 120 Days, to give regular folks and occasional saltwater fishermen an idea of what it's like to be a Florida tarpon guide and focus all of your energy, passion, and talents on those four months of the year when you have a shot at catching tarpon on a fly. This is a guide's view of the tarpon experience.

In 120 Days, Mangum says "I never wear gloves, I feel like it's a little fight, you know, and you want to let him beat up on you a little bit. He deserves it."

The filmmakers share this same bare-knuckle honesty and they don't try to glamorize the fishing or sanitize their subjects Mangum or guide Brett Martina. They are both intensely serious about tarpon fishing. Mangum has used a para-sail to scout for tarpon, crashed, and injured himself in the process. He uses a skull for an anchor buoy to warn interlopers to "stay the f*ck away from me," and to his clients, journalist Tom Bie says "I don't think he's overly a dick." Which is to say, you better not trout set when a tarpon takes your fly.

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• News

Bond market bounces back

Buyers are putting risk into portfolios

It was as if the halcyon days of the bull market had returned this month when emerging market borrowers from as far afield as Abu Dhabi, Moscow and Seoul returned to the international bond markets to raise more debt in the space of two weeks than they had in the past two years.

Not since the first signs of the credit crisis in the summer of 2007 has the emerging market bonds market been so busy, nor emerging market credit risk been so in demand. Fixed-income investors appear willing to put risk back into their portfolios....


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Italian state to accelerate privatisations

The Italian ministry of finance could speed up the €13bn ($16.4bn) listing of Poste Italiane, the country's postal service, and two other privatisations, as part of its disposal of state-owned assets.

Fincantieri-Cantieri Navali Italiana, a shipbuilder, could be the first to float, with Poste Italiane following soon after, according to Italian newspaper Il Sole 24 Ore.


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Lazard fights Merrill Lynch for placement agents

Lazard's eagerness to run a private equity fund placement agency has resulted in a lawsuit from Merrill Lynch.

The smaller bank moved into the agency sector, which raises funds for private equity firms, in February when it poached nine members of Merrill Lynch's placement team. The raid ripped into what had been one of the world's top two agencies, leaving Merrill Lynch recruiting replacements to limit the damage.


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Spotting the risks and rewards

The challenge in 2003 is to survive and then be ready for the upturn

This is not the kind of New Year that financial market practitioners find appealing. It appears that war is about to break out in Iraq, the prices of oil and gold are rising, and important sections of the global economy are teetering on the brink of a double dip. The challenge is how to survive the scary part and then be ready to switch quickly into a positive mode when the indicators change suddenly from red to green – as they probably will at some stage of the year. There is no all-purpose safe haven or hedge.

The global...


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What next for Deutsche Börse?

Having been outmanoeuvred by Nasdaq OMX on Friday Deutsche Börse has a small number of options on the table

The latest twist in the global exchange consolidation saga has brought Deutsche Börse down to earth with a bump. Now, the German exchange operator, which has been struggling to globalise its Germanic-centred franchise for the past ten years, is left with an ever-dwindling number of options as it seeks to ink a deal.

Nasdaq OMX ended several weeks of speculation on Friday when it said it had teamed up with US futures giant IntercontinentalExchange to submit an $11.3bn counterbid for NYSE Euronext. The joint bid was intended...


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Tuesday, 2 December 2014

Gyrodrive Electric Flywheel Deal

GKN plc and Alexander Dennis Limited (ADL) have signed a deal that will see the introduction of 250 greener, cleaner vehicles to transport fleets across the UK during the next two years.
As part of the agreement ADL – Britain’s biggest bus and coach manufacturer – has chosen GKN Hybrid Power as a preferred partner and committed to the purchase of 250 of its leading-edge Gyrodrive electric flywheel systems.

ADL will focus initially on the introduction of the low emission technology to bus fleets in London and Oxford but anticipates rapid deployment across the UK in the next few years. It will also be working closely with GKN to develop the technology for international markets.
The Gyrodrive system uses a high speed flywheel made of carbon fibre to store the energy generated by a bus as it slows down to stop. It then utilises the stored energy to power a GKN EVO electric motor which helps accelerate the bus back up to speed, generating significant fuel savings at a considerably lower cost than battery hybrid alternatives.
ADL’s Euro6 Enviro400 bus, the UK’s best-selling double deck – fitted with the Gyrodrive system - recently achieved Low Carbon Emission Bus Certification, which acknowledges a 30% reduction in greenhouse gas emissions and entitles operators to enhanced fuel rebates.
The Gyrodrive system is designed to last for the life of the bus eliminating the need for any battery changes and offering much lower whole-life costs than other hybrid alternatives, making it a truly viable proposition commercially.

Based on Formula One race technology developed in the UK, the innovative GKN system will help increase the efficiency of every bus to which it is fitted by using less fuel and therefore reducing carbon emissions. This same technology helped Audi’s R18 e-tron win at Le Mans in June, Audi’s third consecutive win with GKN’s flywheel.
Earlier this year transport operator Go-Ahead Group selected GKN to supply 500 systems for use on buses in cities across the UK following successful trials in London.
Philip Swash, CEO GKN Land Systems, said: ‘We are delighted to have been chosen by ADL as its preferred supplier of this technology and are committed to developing a long term relationship aimed at improving the efficiency of public transport.
“This technology presents huge opportunities internationally and we are excited to be working with ADL, a company that has increased its global footprint enormously in the last decade.”
CEO of Alexander Dennis, Colin Robertson, commented: “ADL is now well established as Britain’s leading provider of advanced hybrid systems with almost 800 of our low carbon buses operating across the country. This alliance with GKN introduces a new dynamic to the market place, courtesy of a lower cost solution that provides significant fuel and greenhouse gas reductions, coupled with reliability and durability. Add to this the incomparable aftermarket support that we can provide together and it represents a powerful proposition.”

GKN Hybrid Power is based in Oxfordshire, with final assembly taking place in a new facility at GKN’s site in Telford. The Gyrodrive technology is being further developed for other mass transit markets including trams, construction and agricultural equipment. Earlier this year GKN announced the acquisition of Williams Hybrid Power from Williams Grand Prix Engineering Limited to form GKN Hybrid Power, which is focused on delivering complete hybrid solutions across multiple vehicle, power and industrial markets.

ADL bus to be built in Canada

Bus producer Alexander Dennis Limited (ADL) is to set up a new manufacturing plant in Canada after winning an order for up to 400 vehicles.
The move follows a deal with Ontario transport authority Metrolinx to supply more than 250 new low-height double-deck buses over the next five years.
The agreement includes an option for a further 150 vehicles, if required.
ADL already has nearly 125 double-decks operating in the Greater Toronto and Hamilton area of Ontario.
The bus firm will build a chassis assembly facility in Ontario next year, creating up to 30 jobs in the process.
The first of the new buses are expected to be delivered in early 2016.
The value of the deal with Metrolinx has not been disclosed.

ADL chief executive Colin Robertson said: "This initiative is the result of a seven-year business relationship with Metrolinx that has gone from strength to strength.
"It involves a multi-year, exclusive agreement for the supply of double-deck buses and marks a milestone for ADL.
"It also reinforces the reputation and performance credentials of our Enviro500 high capacity, three-axle double-deck range, which is now proving to be a winner in continents around the world."

Image from ADL press release


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25 Questions to Cross-sell and Upsell your Menu Items

Upselling and cross-selling are techniques that require training and experience. There has to be a balance between upselling/cross-selling and being too pushy to customers. Striking that balance will enable your establishment to create better experiences for your diners, get good reviews, and earn a higher profit margin. To make things slightly easier when training your staff to upsell/cross-sell, here are some questions that your staff can take into consideration when facing customers.

  1. Can I get you a bottle of sparkling water?

  2. May I get you something to drink? Our specialty cocktails are uniquely and specially concocted.

  3. Would you like to begin with one of our appetizers or small plates? I highly recommend _____, it’s one of our most popular dishes.

  4. Since you had this to start, I’d like to recommend getting this dish for your entree.

  5. Would you like to get a bottle of wine that pairs well with your dinner?

  6. Can I offer you a dessert menu? We make all these in-house and fresh to order.

  7. I do have 3 entree recommendations for you, _____, _____, _____.

  8. Would you like to try our newest addition to the menu today?

  9. Great, would you like to make that a set meal?

  10. Would you like to add ____ to that _____?

  11. Instead of the regular sides would you like to try one of our premium sides?

  12. Have you had a chance to browse our new menu desserts?

  13. Any extra sauces I can get you with that?

  14. To upsize that’s only an additional ____, would you like to upsize?

  15. Would you like ___ and ___ to start? It’s our most popular appetizer.

  16. Great choice, these ____ pair really well with ____, would you like to have that served as well?

  17. We have add-ons for these _____, I personally really like this combination, would you like try it?

  18. Would you like to have dessert for take-out instead? It’s fresh out of the oven!

  19. Would you like a sample pour of our craft beer?

  20. Would you like the family meal with a wide variety of dishes that can be shared?

  21. Adding extra ____ to ____ is actually one of my personal favourite combos, would you like to get that?

  22. May I suggest to get the bottle of ____ to share amongst yourselves?

  23. This is today’s daily special, highly recommended, and very popular. We only have limited servings a day, would you like to try?

  24. Would you care to start with an appetizer tonight? Our chef is running our house favorite, ______.

  25. Would you like to add a soup or a salad to your entrée? Today’s soup is _______.

Ready to run your restaurant more efficiently?


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OH Leuven – Zulte Waregem 25-01-2014

Date: 25-01-2014
Game: OH Leuven - Zulte Waregem 1-0 (0-0 HT)
Competition: Jupiler Pro League, Belgium
Stadium: Den Dreef, Leuven
Attendance: 8.235
Ticket: €15,00

OH Leuven was founded in 2002 after Stade Leuven and Daring Leuven merged. The club started in the 3th division and managed to reach the play-offs in their 1st season. The following season the club ended in 3th position, followed by another 2nd position and a play-off ticket. This time they managed to win the play-offs against Torhout, Denderleeuw and Visé, followed by a promotion to the 2nd division. After 6 seasons in the 2nd division, mostly ending in the top 10, "OHL" gained promotion to the 1st division as they became champions in 2011. Currently the club is for the 3th consecutive season active at the highest level of Belgian football.

Pictures from other games: 09-09-2013 Belgium U21 - Northern Ireland U21 1-0


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Joe Willock is at the centre of Arsenal's midfield transfer masterplan as Newcastle look to strike another move for the England under-20 man.

Willock enjoyed a phenomenal loan spell on Tyneside last season and is a wanted man again - but the Gunners will attach conditions to the move.

Newcastle's transfer budget does not seem to extend to brokering a permanent move, which gives Arsenal room to manoeuvre.

Here is the definitive word on a move which may make sense for both parties.

The view from Arsenal

Here is Chris Wheatley, Football London's Arsenal correspondent, with the view from the Emirates on Willock and how the club are preparing for life after the England under-20 midfielder.

What is Arsenal's current stance on Joe Willock's availability?

Mikel Arteta's comments after the pre-season game against Hibernian were pretty telling. He said that Willock "is our player and in the time that he is here we will try to make the most out of him."

Arsenal are likely to allow Willock to leave on loan but they are keen on protecting his value, with a contract extension a possible outcome.

Do they have a valuation?

A fee in the region of £20million-£25million has been mentioned, and makes sense due to Willock's current market value, his age, the fact that he is an English midfielder and when you consider his form at the back end of last season.

Joe Willock was left out of Arsenal's squad vs Hibernian despite travelling to Scotland. (Photo by Stuart MacFarlane/Arsenal FC via Getty Images)
Joe Willock was left out of Arsenal's squad vs Hibernian despite travelling to Scotland. (Photo by Stuart MacFarlane/Arsenal FC via Getty Images)

There's some surprise at Newcastle that they'd let such a talented English player go. What's the thinking?

The possibility remains that he will sign a contract extension before going out on loan, with any permanent transfer likely to include a number of clauses with one eye on the future.

Arsenal are signing Albert Sambi Lokonga from Anderlecht for around £17.5million and will look to add another central midfielder to replace the outgoing Granit Xhaka.

Who are the key figures in making a decision on Willock?

Mikel Arteta is the key decision maker alongside technical director Edu. The Brazilian is particularly adept at squad planning and consults closely with Arteta and academy chief Per Mertesacker over such matters, while new head of football operations Richard Garlick is responsible for the contract side of things.

Any insight into Willock's thinking on a return to Newcastle?

Willock really enjoyed his loan spell at Newcastle. He particularly liked living close to Northumberland's sandy beaches and flourished under Steve Bruce who made him a key player in the team.

He is certainly keen on a move up there if it benefits his development and he'll play regularly.

What is the fan mood around Willock given his excellent loan move at NUFC?

I think there are differing views on whether Willock's long-term future lies at Arsenal. He's clearly a talented player but the purchase of another central midfielder in Lokonga suggests that Arteta is planning for life without the youngster.

He showed last season that he is an adept squad player, capable of coming up with important goals, but the feeling is that they would be willing to let him leave for the right price this summer.

The Newcastle view

Lee Ryder, the Chronicle's chief football writer, believes that a deal is within reach for Newcastle.

What is Newcastle's current stance on Joe Willock?

Newcastle have registered their interest and contacted Arsenal about a loan offer with a view to a permanent.

They don't have the funds to make a permanent cash bid as it stands, unless there is a further release of funds from Mike Ashley.

A limited transfer pot as been made available and it's not going to be enough to buy Willock outright.

Who are the key figures involved in making a decision on Willock?

The key figures will be Ashley himself in terms of sanctioning any deal but managing director Lee Charnley and Steve Bruce have put together a shortlist.

Willock has always featured right at the top of that list.

Joe Willock applauds fans after the Premier League match between Newcastle United and Sheffield United at St. James Park on May 19, 2021
Joe Willock applauds fans after the Premier League match between Newcastle United and Sheffield United at St. James Park on May 19, 2021

Is there any chance of a permanent move - or does it look more likely i's a loan move?

It looks like it will be a loan bid.

Newcastle can't afford the funds to buy him on a permanent deal.

How does Steve Bruce feel on Willock?

The goal-getter has been a favourite of Bruce for a long time, and in fairness to Bruce it was his choice above Steve Nickson (chief scout) last winter.

He has built up and good rapport with him and when the mood in the dressing room was dipping last season, Willock was somebody Bruce turned to bring something to the table.

His youthful exuberance and goals of course helped Newcastle stay up.

Any insight into how Willock enjoyed his loan spell and whether he wants to come back?

He never ruled it out at the end of the season but now we will see if there are any rivals who are genuine in taking a look.

We're going to be up there high on his list if he can't get regular football at Arsenal.

Based on last season and the 2-1 loss at Hibs, you'd think they would need him but we will see.

How do fans feel about the prospect of Willock returning on loan?

It's obvious he's a fan favourite and they chanted they wanted him "To stay" last season against Sheffield United in their only game back in the stadium.

That said, to expect a goal a game in the season ahead would be too much. Willock has set a high bar from last season and may need time to settle.

Midfielders always go on runs in front of goal like strikers and he may go more than three or four games without one. That's when we have to be realistic in our expectations of a young player.

Should Newcastle fans be pegging all their hopes on a borrowed youngster from a rival club?

We all know the answer to that one.

Willock is a class player but ambition wise he should have already been purchased if Newcastle were serious about going places.

Sign up to get your exclusive copy of our Arsenal annual. Simply complete your details in the form here - by signing up to our FREE Arsenal annual and confirming that you want a copy of the guide sending to your home, it will only cost you £1.25 to cover postage and packaging.


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Hugo Lloris

Sent the wrong way for Aubameyang's penalty but made a good low block through a crowd of bodies on 20 minutes. Made a save just before the half-time whistle to deny Mustafi but could only watch Aubameyang's curling second sail past him. He did the same for both Arsenal's third and fourth goals, getting nowhere near them. 5

Serge Aurier

Not one of his best games this season with a couple of early mistakes. Could have got much closer to close down Aubameyang for Arsenal's second goal. Picked up a yellow card for a wild challenge late on. 4

Juan Foyth

Made some important interceptions in the first hour but all he will remember is the fluffed attempt at a back pass which set Arsenal on their way to their third goal and changed the course of the three points. 4

Jan Vertonghen

Handed Arsenal their opening goal quite literally with a handball from a corner in the Spurs box at the start of the game and ended it with a second yellow card for a challenge on Lacazette which saw him head off down the tunnel. 3

Ben Davies

The Welshman made a brilliant sliding block to deny Bellerin on 20 minutes, but offered little going forward. Arguably the best of a poor backline on the day but that's not saying much. 5

Eric Dier

Powered home the leveller for Spurs from Eriksen's free-kick but moved back into the centre of a back three and struggled. Slid in far too early to allow Torreira to run through and score Arsenal's fourth. 5

Alexandre Lacazette scores Arsenal's third goal

Moussa Sissoko

One of Spurs' better performers on the day in the middle of the park in his third start in eight days. 6

Christian Eriksen

Fired in a low free-kick for Dier to stoop and head home Spurs' first half equaliser. Struggled to make things tick in the second half. 5

Dele Alli

The Gunners struggled to deal with his movement and he was brought down on countless occasions. Saved Tottenham at the other end with a goalline block. Picked up a yellow card though for a trip on Xhaka before being replaced in the second half. 6

Heung-Min Son

Forced Leno in two early low saves within the first 25 minutes and caused Arsenal all kind of problems, leading to Holdings bringing him down in the box for a penalty. He was presented with a great chance just after the hour mark when Bellerin's loose pass came his way but his effort was saved by Leno. Had a quiet second half. 6

Harry Kane

Slotted home his 26th London derby goal from the spot, sending Leno the wrong way. Saw his curling free-kick from distance tipped over by the keeper. Struggled for chances other than that due to poor service. 5

Harry Winks

Came on to add a bit of bite to the Spurs midfield but it soon became about damage limitation. 5

Lucas Moura

Couldn't make an impact down the right. 5

Danny Rose

Replaced Davies late on to little effect. N/A

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Tomas Soucek's debut has to come against Brighton

We didn't need reminding of it to be honest, but we were as West Ham were beaten by Liverpool at London Stadium.

Jordan Henderson and Georginio Wijnaldum were simply a class above Mark Noble and Declan Rice. The Hammers skipper couldn't lay a glove on his Liverpool counterpart while Rice, who struggled initially, did improve after the break.

But the youngster is no doubt crying out for someone a bit more mobile alongside him to help him out. As inspirational as Noble can be, he has been off his game in recent weeks and needs a break.

New recruit Tomas Soucek's arrival should hopefully help out. Moyes sees the Czech international as someone who can play in central or defensive midfield, so it'll ease the burden on Rice.

There is no danger of Noble being dropped for such a crucial game as the one this weekend when the Hammers face Brighton on a proper relegation six-pointer in east London but one thing is clear.

Soucek will have had only three days of training to get to know his new teammates, Moyes and the style of play, but he has to be thrown in at the deep end.

Jeremy Ngakia's debut showed plenty of promise

Mark Noble of West Ham with smiles at Jeremy Ngakia following his Premier League debut

Moyes watched the young right back have a stormer of a game for the Hammers under-23s against Manchester United in Dagenham and decided he could hack it at the top level - and he couldn't have had a tougher start.

Thrown in against Liverpool for your Premier League debut as a 19-year-old, Ngakia had to deal with Divock Origi, Mo Salah and Roberto Firmino.

It was reminiscent of when Ben Johnson was thrown in to make his first senior start against Man City last year by Manuel Pellegrini and he pocketed Riyad Mahrez.

While Ngakia had a shock to the system early on when he missed a clearance and was then burned twice by Origi in the first five minutes, he regrouped and delivered a very mature display for someone so young.

The Hammers number 52 looked more the confident with the ball at his feet, was willing to go forward to make things happen, and defensively he was sound thereafter.

It was a very promising debut, not without its mistakes, but excellent nonetheless. Pablo Zabaleta will probably be recalled for Brighton and Ryan Fredericks is on the verge of a return as well but the teenager did himself absolutely no harm whatsoever on his senior bow.

Slow Hammers need Michail Antonio back

West Ham were without their speedy winger after he twinged a hamstring in training and he was missed once again.

More than once, the osts cleared their lines and looked forward but apart from Sebastien Haller, had little outlet. Robert Snodgrass, always a willing runner and always wanting the ball, just doesn't have the pace to outrin the likes of Andy Robertson so attacks were constantly stalled, played in field and then it allowed Liverpool to regroup.

Antonio can stretch the defence and get the Hammers up field extremely quickly - he just needs others to be able to keep up with him.

It was just a bit too ponderous from the home side throughout on Wednesday, as it has been for the past few weeks in all fairness. It is hoped that Antonio should be back for the Brighton fixture at the weekend and Moyes will be desperate that is the case

Manuel Lanzini reacts as he is substituted against Liverpool

Manuel Lanzini needs taking out of the firing line

Moyes launched an impassioned defence of his under-fire star, who was jeered off midway just before the 70 minute mark on Wednesday.

The manager said post-match: "He was such a good player for us and I am desperate to get him back to the levels he was at. I trust him, I believe he can get back to those levels. He has had a bad injury and what I need the supporters to be right behind him because we need him."

Moyes is in danger of relying too much on the Argentine to be the spark when he was one who can do it sitting on his bench - Pablo Fornals.

The Spaniard must be wondering what he has done wrong to warrant being dropped form Moyes' team with Lanzini struggling enormously. He doesn't look the same player prior to his serious knee injury and Moyes is playing dangerously on gambling on an out-of-form midfielder.

He's right when he said that last time around, Lanzini was integral to their survival in the Premier League and he is right, but he also had Marko Arnautovic then who was a revelation as a centre forward.

Joao Mario came on leaps and bounds quickly too in 2018 while Arthur Masuaku was a huge threat from left wing-back. Moyes doesn't have Mario now and Masuaku has regressed enormously in the time since the Scot was last at the club.

The manager has to make a brave call, in his eyes, and take Lanzini out. Fornals was West Ham's most in-form player before Manuel Pellegrini was handed his P45 and he will certainly want to prove a point if he is given the chance to.


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10 Reasons To Look Forward To Fall

I can’t believe I am actually writing something that covers anticipation for the end of Summer, but I am. As much as I don’t want this season to end, I have to accept that it is and there’s nothing I can do about it. For now, I will look on the bright side of things and get excited for the very few good things about Fall. I will then hold on to each one of these things for dear life until the dreaded season of Winter comes… but until then, let’s focus on the below:

The Fashion: Although I do love Summer’s bright, colorful dresses and jewelry, Fall is just as fun to shop for – if not more. Sure your flip flops and sandals will go away with the high temps, but it’s okay because flats are just as cute… Not to mention you can start wearing boots soon. And what is better than a hot pair of boots? You can stock up on blazers and dress up outfits by layering – something you couldn’t do during Summer because it was too hot (except in your office). You can wear black and other dark colors again without feeling goth. And you can show off your cute layered outfit without wearing a jacket because it’s not cold out yet. It’s just right.

Comfortable Apartments: As much as I love sweating to death at night (weight loss method, duh), it will be nice to feel comfortable in my own skin. Fall is the only time where it’s not too hot and not too cold, so there’s no need to worry about the AC or the heat. You can just live your life cool, calm, and relaxed.

No More Bugs: You can have bananas and other fruit in your house/apartment without partaking in the attack of the fruit flies. You can also be outside at night without waking up in the morning looking like you have the chicken pox (I’m talking about you, mosquitos). You are free from bees, ants, horse flies at the beach, and all other types of small, gross creatures… for now.

Football: Even if you don’t actually enjoy the sport of football, there is something about football season that makes a 20-something love Fall Sundays (and Monday nights… and the occasional Thursday/Saturday). Football basically symbolizes Fall, meaning that every Sunday there will be always be food, drinks, and beer – and who doesn’t love those three things wrapped into one? Football also means fierce competition, jersey wearing, and hot men. Need I say more?

Surprisingly Warm Days: Once Labor Day hits, people stop taking vacations and doing things that involve the outdoors on the weekends (especially Sundays… unless you’re AT a football game). However, the temps don’t magically drop once September 1st hits. You still have a chance for a few good beach days here and there. And when you DO get those awesomely warm days, you appreciate them much more than you did during Summer (and it doesn’t cost anything to park at the beach anymore!).

Pretty Surroundings: If you live in a place that experiences all 4 seasons, you will be surrounded by colorful scenery aka Fall foliage that will make you smile until it all falls to the ground (that is a sign of WINTER). But until then, enjoy the beauty and make some Fall food (aka anything involving apples and pumpkins).

Halloween: As Fall approaches, so does Halloween meaning you can start brainstorming ideas for your Halloween costume(s)! And costumeS there will be since H-ween is on a Wednesday this year (blackout Weds anyone?) meaning everyone will be confused and celebrate the weekend before AND the weekend after. This happened my Sophomore year of college and it was fabulous. I had 5 costumes and I’m prepared to do it again… Even though I am a post-grad and don’t go out as much and therefore probably won’t have 5 costumes… but I can pretend.

Good TV is Back: Sure, we I had Pretty Little Liars all Summer long… and now The Newsroom… but there was a lot missing on television during the Summer months. Modern Family, New Girl, REVENGE… They’re all returning and more come September. And I can’t wait.

Goodbye Bikinis: Good news my friends! You can stop working out as much and start eating again because you’re putting your body into hibernation until next Summer! Now you have a whole year until you can make that bod look 10 (or 20) times better (I say this every year… and it never happens… oh well). I mean, there is a reason Thanksgiving is right before Winter. You’re going to need your over sized coat to hide all the weight you gained that day and the day after eating leftovers.

Getting Things Done: With work all week, you have 2 days to get things done (Sat & Sun). And during Summer, you want to spend those 2 days doing something outside. Anything you needed to do outside of work, you put off for a rainy weekend day – which usually resulted in you sulking and watching TV because you were ‘losing your tan’ – AKA you put it all off until Fall. So be prepared to feel accomplished because come September you’re going to get shit done. Or at least you think you are…

Samantha Matt

Hi I’m Sam. I made this website in 2011 and it’s still going. My first book, AVERAGE IS THE NEW AWESOME, is coming out in January (you can buy it right now on Amazon or from your fave bookstore!). I like pizza, French fries, barre, spin, more pizza, more French fries, and buying clothes. Writing is fun. Follow me on twitter & Instagram at @samanthamatt1... and on this site's meme account on IG at @20somethingproblems. OKAY GREAT THANKS BYE.

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Cleanup helps keep Forsyth beautiful
Annual event ends with picnic
Clean WEB
Kevin Smith, outreach specialist with Keep Forsyth County Beautiful, moves bags of recyclables that were collected Saturday during the Great American Cleanup event. - photo by Crystal Ledford

Hundreds of volunteers fanned out across Forsyth County on Saturday to help keep it clean.

Kevin Smith, outreach specialist with Keep Forsyth County Beautiful, said about 300 volunteers turned out for the Great American Cleanup effort.

“That was about the same as last year,” Smith said. “The national event is a three-month period, but we do our big event on Saturday of Earth Day weekend.”

The volunteers split up into several teams that traveled to different areas to pick up trash, primarily along roadsides.

“We did 23 different sites around the county and that was an increase from years past,” Smith said. “In the past, we did 15 to 17. This year, we did smaller groups at each of the sites so we were able to cover more roads that way.”

For the first time, Smith said, volunteers this year separated out recyclables such as glass and plastics.

After the cleanup, volunteers were encouraged to return to Fowler Park for free food and fun. There were also children’s arts activities focused on Earth Day, which was Monday.

Monica Hennings, one of the volunteers, said she felt a responsibility to help clean up the county.

“We all live here and people can be pretty messy,” she said. “So it’s nice to go out and make the county look pretty.”

Napoleon Foster, another volunteer, said the day was important to share with children.

“One of the things you want to do is make sure you get kids involved at an early age to put a damper on littering itself,” he said. “You got to make them aware what littering costs our environment.”


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Since April is “All About Adolescents,” we thought we would dive into an important topic that affects injury recovery in our young female population. Have you or an adolescent female you know had a difficult time recovering from an overuse injury? This young woman may be suffering from a phenomenon know as “Female Athlete Triad.”   This condition is the culmination of 3 main factors including:

Energy Deficiency

  • Disordered Eating
  • Decreased Caloric Intake
  • Insufficient protein intake
  • Disruption of hormone levels
  • Decreased micronutrient levels (iron/zinc) = anemia

Disruption in Menstrual Cycle

  • Irregular menstrual periods
  • Amenorrhea: Complete cessation of menstrual periods

Decreased Bone Mineral Density

  • Osteopenia
  • Osteoporosis

Low energy availability for a prolonged period of time will ultimately lead to a decrease in a person’s basal metabolic rate (BMR). This BMR reduction will result in higher levels of blood cortisol (stress hormone) and decreased levels of estrogen. This decrease in estrogen will lead to irregularity or complete absence of the menstrual period. The lack of estrogen and increased cortisol will finally result in decreased bone mineral density and ultimately osteopenia (osteoporosis in severe cases).

When this energy deficit becomes a chronic issue and leads to the other precipitating factors, the young woman may experience symptoms including increased fatigue, difficulty recovering from training, delayed healing, cardiac arrhythmia, difficulty gaining muscle mass, stress fractures, as well as difficulty concentrating and cognitive issues.

As physical therapists, we are trained to recognize the signs and symptoms of the female athlete triad and treat accordingly. As part of our integrative treatment approach, we may counsel the young woman on proper nutrition, incorporating adequate rest into the training schedule, and injury prevention methods. If your daughter, sister, friend, etc., may be suffering from the female athlete triad, have them schedule an appointment at IP to begin their road to a successful recovery!


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Skip to content

The word health refers to a state of complete emotional and bodily well-being. Healthcare exists to help folks keep this optimum state of health. The World Health Organization offers the recommendation and evidence needed for individuals to lead wholesome lives. Good health requires the commitment of many, from lawmakers to lunch makers. And there are steps each of us can take to promote and defend health.

Mental health is not only the absence of psychological sickness. A number of health points are widespread around the globe. Generally, the context during which an individual lives is of nice importance for each his health status and quality of their life. According to the World Health Organization, the primary determinants of health embrace the social and financial surroundings, the physical surroundings and the individual’s particular person traits and behaviors.

Order psychological health publications A exhausting copy of a publication could be ordered on-line by filling out this type – we don’t ship outside of Australia. Some gadgets can be found in limited quantities only.

Hello open minds A career in psychological health has rewards for everybody. Priorities and transformation Victoria is dedicated to offering world-main standards of look after all people dwelling with a mental sickness.

What Is Good Health?

  • Then there’s the things that we query about whether or not they’re safe in moderation, e.g. caffeine and tuna fish.
  • First there’s all the numerous do’s and don’ts about common food, like don’t eat undercooked meat or runny eggs.
  • Not solely this, but whether it is mixed with other ingredients, manufaturers are not legally required to listing it as an ingredient on the label.
  • But that’s to not say the conspiracy is right.

Workers may also be vulnerable to pores and skin ailments, together with eczema, dermatitis, urticaria, sunburn, and skin most cancers. Other occupational ailments of concern embody carpal tunnel syndrome and lead poisoning.

Samsung Health protects your private health knowledge securely. All Samsung Galaxy fashions launched after August 2016, Knox enabled Samsung Health service will be obtainable. Please be famous that Knox enabled Samsung Health service will not be available from rooted cell. Sign up to receive the NIH Health Information newsletter and get e-mail updates twice a month about healthy residing and wellness from across NIH.

Factors For Good Health

Preventive health Disease prevention and early detection focusing on particular areas similar to obesity, bodily exercise, sexual health and coronary heart disease. Population health Evidence gathering, statistical information and evaluations are essential tools for planning preventative health and wellbeing measures.


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Selection of forums for :

Sleeping Forest

The Forum for the Sleeping Forest Legion in 9 Empires

#sleeping, forest, forum, legion, empires

The Daycare Room

From sleeping to snot, this is the playroom for daycare providers to give and recieve advice, vent and just have a break.

daycare, room, from, #sleeping, snot, this, playroom, providers, give, recieve, advice, vent, just, have, break

Hogwarts School of Witchcraft & Wizardry

Draco dormiens nunquam titillandus (Never tickle a Sleeping Dragon)

hogwarts, harry, potter, magic, tabletop

Scandal Central High

Free forum : The hallways of Brentwood Central High School are never quiet. The whispers of the latest scandal can always be heard. From So and so is sleeping with such and such teacher. to So and

free, forum, scandal, central, high, hallways, brentwood, school, never, quiet, whispers, latest, always, heard, from, sleep

Sleeping Forest

Free forum : W e l c o m e ! ! !. Sleeping Forest. Free forum,

free, #sleeping, forest

Free forum : Bleach Awakening of the Elder Ones

Free forum : A Bleach RP based in an alternate universe. Years of struggle and strife are common on this planet. But these conflicts may begin to involve those that should have remained sleeping.

bleach, roleplay, awakening, ascended, ones, alernate, universe, zafaron, uriuc, shinigami, quincies, superhumans, arrancar, soul, society, bounts, hueco, mundo, karakura

Sleeping Worlds

The HQ for the Sleeping Worlds ps

free, #sleeping, worlds

Woodlife People

This is where we share knowledge

camping, survival, snares, wild, food, skinning, firestarting, tents, #sleeping, bags, ruck, sacks, video, prepare, preparedness

Sleeping Spirits

The place for all those haunted by spirits or are spirits themselves.

#sleeping, spirits, place, those, haunted, themselves

ICAT's Sleeping Bugs..

This is a forum for All Icat Students and for those who wants to sleep any where any time. So come and join here .

#sleeping, humour, sleep, sleepy, class, icat, chennai

Awesome Attached Mamas

This is a forum for attachment parents, or anyone who is interested in learning more about co-sleeping, babywearing, breastfeeding, cloth diapering, or overall gentle parenting

parenting, attachment, cloth, diapering, babywearing, co-sleeping, breastfeeding, gentle

Free forum : PlayfulPaws

Free forum : To talk about your pet(s). Dedicated to my Kenny Andrew who didn't make it. R. I. P. Sleeping Angel. 6-20-2005

free, playfulpaws

Sleeping Dragons

Free forum : Where Dragons Snore. Sleeping Dragons. Free forum,

free, #sleeping, dragons

Palace of Hundred Lotus

Welcome to the Palace of Hundred Lotus, the best place to have a nice bath and to chat with exalts, spirits and even human being.

exalté, exalted, solar, roleplaying, game, rôle, #sleeping, steel, soleil, invaincu, unconquered, dawn, caste, zenith, twilight, night, eclipse, dragon-blooded, lunar, sidereal, abyssal

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About this resource

The Department of Children and Families (DCF) Scholarship Program awards scholarship funds for youth who have been in out-of-home care and are entering a degree, license or certificate program.

To qualify for a DCF Scholarship award, the applicant must:

 Have been in an out-of-home care (OHC) court ordered (Ch. 48 or 938) placement (kinship, foster home, group home or residential care center) and left OHC at age 18 or older; or

 Have been in an OHC placement on their 16th birthday and gone to court ordered guardianship or adoption from an OHC placement any time after attaining the age of 16.

 Have aged out of OHC placement in another state but become a permanent resident of Wisconsin prior to attending a Wisconsin postsecondary institution.  Be accepted into an accredited postsecondary institution (i.e., college, vocational or technical program) at the time the application is submitted.

 Be age 20 or less, unless enrolled in a postsecondary program and receiving the DCF Scholarship on his / her 21st birthday, thus extending eligibility to the student’s 23rd birthday.

Scholarships may be awarded up to the cost of attendance and may not exceed $5,000. Funds for all scholarships will be paid directly to the institution. Funds may not be used for outreach, enrichment, special student programs or any other program participation costs. Unused funds will be returned to the DCF.


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Skip to main content

Eintracht Frankfurt confirm Kadlec capture

The 21-year-old scored 14 goals in the Czech Liga last season and has started this campaign well with three in five league matches.

Frankfurt will be hoping the Czech Republic international can arrest their early-season woes and give them a different option in attack.

Armin Veh's side have lost both of their opening fixtures, conceding seven goals in the process and are bottom of the table, but he is confident Kadlec can have an impact.

"I am glad that it worked out," the coach said after the club announced his arrival. "I must say that the player has cost a lot of money by our standards, but you should be careful with the expectations anyway. He is still young and should develop over several years here. "

"We found early on that we have two central strikers. However, we needed someone who can play multiple positions. Václav can do that."

Kadlec admitted he was excited about beginning a new chapter in his career in the Bundesliga and promised to do everything he could to improve their current form.

"For me, the Bundesliga is one of the three strongest leagues in the world, and I can develop my talent here," he said.

"Eintracht Frankfurt has long fought for me. Frankfurt also played in the Champions League and I hope that we can confirm the result of the last season.

"I like to play in the striker. But I can also play left or right, and also behind the tip."

Kadlec became the youngest goalscorer for the Czech national side with his strike against Liechtenstein in October 2010.


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Fort Meade man arrested after 'homemade' videos showed him sexually abusing children, officials say

Polk County detectives arrested a 36-year-old man from Fort Meade for engaging in sexual activities with children and possession child pornography, they said.

Detectives said the investigation into Steven Lacy DeVane started in May after the Fort Myers Police Department notified them of a tip they received from the National Center for Missing and Exploited Children. They said there were images and videos of child pornography being downloaded from a Fort Meade address.

During the investigation, detectives said they discovered homemade images and videos showing DeVane sexually abusing children he had access to. Officials did not specify how he knew the victims.

After executing a search warrant, detectives said they found bed sheets, a mirror, window coverings that appeared to be the same as ones seen in the images and video. They also seized his cell phone, and found 70 files of child porn imagery. The victims were between the ages of 2 and 12.

“DeVane not only engaged in child pornography, he also committed lewd acts in the presence of a baby he had access to – and filmed it," Sheriff Grady Judd said in a statement. "I am grateful, that with the help of our partners at NCMEC, our detectives were able to lock him up and rescue his victims from that beyond horrific environment.”

DeVane was arrested and faces three charges of using a child to engage in sex acts and 70 counts of child porn possession.


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U.S. Economy Shrinks Slightly

Posted at 9:49 AM, Jan 30, 2013
and last updated 2013-01-30 09:51:03-05

NEW YORK (CNNMoney) — Uncle Sam cut spending in the fourth quarter of 2012, causing the U.S. economy to contract for the first time in more than three years.

Gross domestic product, the broadest measure of the nation’s economic growth, contracted at an annual rate of 0.1% from October to December, the Commerce Department said Wednesday. It was the first quarterly contraction since the second quarter of 2009, amid the Great Recession.

The contraction was due to cuts in federal spending, primarily on defense. Defense spending contracted at a 22% annual rate.

Weaker U.S. exports and a contraction in spending on commercial buildings also weighed on economic growth, more than canceling out strong consumer spending.

Consumer spending makes up the largest part of the U.S. economy and accelerated at a 2.2% annual rate in the fourth quarter.


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Young exhibitors ready for Kent County Youth Fair

Posted at 1:08 PM, Aug 04, 2014
and last updated 2014-08-04 13:08:28-04

LOWELL, Mich.– The Kent County Youth Fair opens for the 80th year, Monday.

Visitors will get to see some new exhibits and participate in a couple new events.

But behind the scenes, young handlers will tell you it’s a lot of time and hard work.

“I definitely get nervous,” said Alexandria Schut.

The 18 year-old will be showing off a lamb this week. Even though she’s been showing animals since she was five years old, Schut still gets butterflies.

“Its extremely stressful to know how much hard work you put into it and it’s all, when you judge an animal, it’s all up to that one person’s opinion,” Schut explained.

She fits in time for being a regular teen in between the feedings, bathings, and shearings.

The Kent County Youth Fair is more than just cute animals. It’s a reflection of what these kids learn.

“They’re learning a ton of life skills,” said Fair Board President, Jon Bieneman.

“They learn how to take care of animals, where their food is coming from. Just really a wide range of skills.”

Across the tent, Hailey Loehfelm and Elle Ohlman are excited to show off their hard work with a new Alpaca exhibit.

“Theyre fun to work with and they are so calm and gentle,” Loehfelm explained.

They’ll be judged on how well they interact with their Alpaca during a variety of events.

For young exhibitors like Schut, showing animals is a full-time job. And, it’s a love that will eventually turn into a career.

“Next year I’ll be going to Okalahom State University where I’ll be going into animal science and agriculture law,” Schut said.

For a list of daily activities and new events at the Kent County Youth Fair, click here.


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UK expels 23 Russian diplomats over spy poisoning

Posted at 9:27 AM, Mar 14, 2018
and last updated 2018-03-14 09:27:20-04

LONDON (AP) — Britain announced Wednesday it will expel 23 Russian diplomats — the biggest such expulsion since the Cold War — and break off high-level contacts with the Kremlin over the nerve-agent attack on a former spy and his daughter in an English town.

Prime Minister Theresa May told lawmakers that the 23 diplomats, who have been identified as undeclared intelligence officers, have a week to leave.

She announced a range of economic and diplomatic measures, including the suspension of high-level bilateral contacts with Russia. An invitation for Russian Foreign Minister Sergey Lavrov to visit Britain has been canceled, and May said British ministers and royals will not attend the soccer World Cup in Russia this summer.

May also said Britain would clamp down on murky Russian money and strengthen its powers to impose sanctions on abusers of human rights.

“We will freeze Russian state assets wherever we have the evidence that they may be used to threaten the life or property of U.K. nationals or residents,” May said, without giving details.

May announced the measures after Moscow ignored a midnight deadline to explain how a nerve agent developed by the Soviet Union was used against Sergei and Yulia Skripal. The father and daughter remain in critical condition in a hospital in Salisbury, southwestern England.

May accused Moscow of reacting with “disdain” to Britain’s request for an explanation and said Russia’s actions were “an unlawful use of force by the Russian state against the United Kingdom.”

“It is an affront to the prohibition on the use of chemical weapons,” May said. “And it is an affront to the rules-based system on which we and our international partners depend.”

Russia’s ambassador in London, Alexander Yakovenko, said Britain’s actions were “absolutely unacceptable” and “a provocation.”

Moscow has refused to comply with Britain’s demands unless the government provided samples of the poison collected by investigators.

Putin spokesman Dmitry Peskov told reporters on Wednesday that Russia “rejects the language of ultimatums.”

Peskov said Britain has so far only offered “baseless accusations which are not backed up by any evidence.” He said Russia would cooperate with the investigation but does not see Britain’s willingness to reciprocate.

“We hope reason will prevail and other countries will think hard how serious the evidence against Russia is,” he said.

Russia has claimed that the nerve agent could have come from another former Soviet country, pointing to Moscow’s foe, Ukraine.

Lawmaker Vladimir Gutenev, a member of the state commission for chemical disarmament, said Russia had scrapped its stockpile of Novichok, the nerve agent used against the Skripals.

“It is hard to say what may be happening in neighboring countries,” he was quoted as saying by the Interfax news agency.

Britain has sought support from allies in the European Union and NATO, including the United States. May’s office says President Donald Trump told the prime minister the U.S. was “with the U.K. all the way.”

On Wednesday it also called for an urgent meeting of the U.N. Security Council to discuss the investigation.

European Council President Donald Tusk said Wednesday that the attack was “most likely” inspired by Moscow and announced he would put the issue on the agenda at an EU leaders’ summit next week.


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NewsLocal NewsKent

Assisted living homes taking extra precautions, working 24/7 despite COVID-19

Posted at 6:37 PM, Mar 18, 2020
and last updated 2020-03-18 21:11:40-04

WYOMING, Mich. — It is not just medical workers putting in overtime during the coronavirus pandemic. Caregivers at assisted living facilities are working around the clock to keep residents safe.

David's House Ministries in Wyoming has been adding employees and seeking extra cleaning supplies to keep the virus away while also adding extra activities inside to keep spirits high.

With every day that passes, the need grows larger. While they have everything under control at the moment, they are requesting help from the community in case months pass with no COVID-19 resolution.

"It can be stressful at times like any healthcare profession." says Greg Vander Goot, director of advancement at David's House. "There are things you deal with that are stressful and we don't have an abundance of staff. We have care every day, 365 or 366 days this year with leap year."

The biggest stress relief that could come to the facility is of course a quick fix to the pandemic, but in the meantime they are asking for any donations. The biggest need is extra cleaning supplies, games and and fun things to do inside along with monetary donations to support their staff. They are also looking for folks who want to join their team and help with the care.

Vander Goot says David's House runs a pretty tight ship as far as staff goes. They don’t have extra people and if somebody were to get sick or care for sick children, their overtime costs will go up and impact the budget.

The budget is also in limbo after the facility had to postpone, and likely cancel their one of their largest fundraisers of the year.

The workers that are currently staffed are well trained in thorough cleaning techniques. They are also teaching residents how to properly wash their hands and to do it frequently.

As an extra precaution to the residents, so that they do not run into any problems plaguing some assisted living homes across the nation, residents are not allowed. Workers are also screened every time they come to the homes for symptoms of COVID-19. If they show signs that they could be sick, they are sent home immediately.

While visitors are not allowed, family members can still call to check on their loved ones.

If you would like to donate, you can visit David's House Ministries at 2390 Banner Dr. from 9 a.m. to 4 p.m., Monday through Friday. You can also donate at the David's House Ministries website.


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FEMA to reimburse families for COVID-related funeral costs

Joe Biden
Posted at 4:53 PM, Mar 17, 2021
and last updated 2021-03-17 16:53:47-04

FEMA announced they are going to reimburse families for COVID-19-related funeral expenses.

On its website, the agency said the funds would come out of the $2 billion they received from the Coronavirus Response and Relief Supplemental Appropriations Act of 2021.

FEMA said the funds would reimburse individuals and households for COVID-related funeral expenses incurred between Jan. 20 and Dec. 31, 2020.

The agency said they are working with various groups to enlist their help with outreach to communities and families.

FEMA said they'll implement a funeral assistance program for this assistance in April.

FEMA added that "additional guidance" was being finalized and would be released "as soon as possible."

The agency said anyone with COVID-related funeral expenses is asked to "keep and gather documentation."


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NewsNational News

Record warmth in Michigan causes overcrowding at golf courses day after Christmas

Posted at 10:07 PM, Dec 26, 2019
and last updated 2019-12-26 22:07:47-05

Forget the gifts you get at the stores. Mother Nature delivered the gift of warm weather on the day after Christmas in metro Detroit, and most are not asking for a gift receipt.

Normally this time of year the danger would be slipping on ice, or problems on snowy roads, but today in metro-Detroit, we found a different danger – crowded golf courses.

“December golf – it is amazing," said Richard Wolsky. "It is a Christmas gift.”

At the Glenhurst Golf Course in Redford, workers said it was as busy as it would typically be on the Fourth of July. Tee times are taken. Golfers on the course are feeling lucky.

“I put my clubs up a couple weeks ago thinking it was the end of the season and it is amazing to be out here to play,” said Andre Welch.

The golf course was so popular, there was a wait.

“They told me the only tee time I could get was 2:40 in the afternoon and only nine holes," said Michael Fleming. "I said, 'oh my God, no.' I asked if they could squeeze me in with another pair and they did. My point is it is booked solid."

It even became so busy that many who came out to golf were simply turned away.

“It is a good day out here," said Charles Carter, 17, who was unable to golf with his dad as hoped. "We were expecting to get out on the course but everybody took advantage of it."

Charles' dad added that he wasn't surprised.

“Beautiful weather for a golfer means: swing,” he said.

This article was written by Kim Russell for WXYZ .