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Modern education has not yet succeeded to fight patriarchy | ActionAid India
+91 80 25586293

Modern education has not yet succeeded to fight patriarchy

Author: Akanksha Bose
Posted on: Friday, 19th May 2017

“I would get married and try my best to be best daughter-in-law of the world,” says Bimla proudly during an informal discussion about our after-school plans. Surprised to hear this, I asked don’t you aspire to study further and to have a career of your own? “What would you do with your studies when you are destined to serve your husband and in-laws after marriage,” she replied.

There has always been a question of how culture has shaped society, whether on the basis of community separation or social institutions like that of family, caste, creed, class, gender and race. The statement mentioned above clearly illustrates that young women still think that their only purpose in life is to serve a man and that creates a perfect environment to nurture patriarchy.

More so than men, women themselves forge this age old idea in their minds, because they have been conditioned that way through lots of aspects of culture and history. Matriarchal and Matrilineal families are hardly heard of in anywhere except for concepts in syllabuses about familial structure. Some anomalies are perhaps seen in remote areas of the North eastern states like Mizoram and Meghalaya.

To be studying in a school that consisted of a variety of different cultures, I know from personal experience, how families outside the glitz and concrete live and function as communities. Though affluent in financial and often political contexts, the treatment of women in their families follows the same traditional patriarchal pattern of men supremacy.

Studying in the Humanities section, I was surrounded by students of all sorts, as Arts is still deemed the inferior of the academic lot, I was thrown in with a diaspora of cultural accumulation. When asked as to what his plans were after school, a boy belonging to an affluent family answered “I’ll take up my dad’s business and then get married to a girl of their choosing”. When asked how she would be treated and what would her freedom in the family be if she decided to have an independent career, he started laughing. Asking if I made a joke, he said, “Didn’t you though?” Women are not expected to come out of the domestic bubble and the thought itself is literally “laughable” to the boy in question.

The concept of divorce again is seen as nonexistent. “We don’t believe in divorces” said the boy, as if a device in his head went off at just the right time protecting the values and beliefs of his community. Hearing these scenarios in the 21st century perhaps defies the whole purpose of modern education and progress. The goal of gender equality seems far off when taking a look towards these communities. Such scenarios take place in real life and often make us question our cultural upbringing and learning.

One aspect that has been common throughout the transition of these institutions is the standing of women. Patriarchy, debated time and again, has been the source of discussion and often entertainment in the upper and middle income groups as they can afford to sit down and talk about it like it’s an easily solvable issue and not a cultural construct going on for what seems like millennia.

The lower-income strata on the other hand have given this practice many names, fate, destiny and moreover karma. The treatment of women though has had more of a similarity that is often glossed over by the differences in income and social status. Seen vividly in states all over India, women are treated as nothing but pawns for money and pleasure. The after effects of these beliefs such as female foeticide, domestic violence, rape and various others that have not only led to the suppression of female opinion but has also scarred the existence of the female sex. In a written reply in Lok Sabha, Women and Child Development Ministry Maneka Gandhi said a total of 24,771 dowry deaths have been reported in the country from 2012-14 with maximum of them occurring in Uttar Pradesh with 7,048 deaths. If we look at the NCRB data, the country has recorded 3.48 lakh cases of cruelty against women by the husband or his relatives, and West Bengal tops the chart with 61,259 such cases in past three years. According to a recent ActionAid survey, over 4 in 10 women in India face sexual harassment before the age of 19 again pointing out the transparent disregard of a woman’s safety in India.

But pinpointing it to certain class or community would be wrong, this ideology of weakness in women has been carved immaculately and often so effortlessly that most have forgotten to question its existence. The beauty of a system is an execution that makes the system seems normal. Something that patriarchy has achieved. Normalisation of this particular tendency has led to women shutting their mouths on matters such as marital rape and domestic torture.

Through the gaps of generations, there have been revelations but these are muddled with controversies, some on the definition of feminism and equal rights, others on the position of women in the overall social hierarchy and many others. There has been significant progress throughout the decade. Campaigns the #HeForShe, One Billion Rising, 16 Days of Activism on Violence Against Women, ActionAid India initiated Beti Zindabad campaign and the Beti Bachao Beti Padhao Abhiyan by Ministry of women are few initiatives that have been striving for gender parity and participating in trial to stash this ideology away.

Our race to achieve the “modernist agenda” has perhaps let a little bit of social welfare seep in, but we are a long way from achieving the real deal.

Disclaimer:  The author is an intern with ActionAid India and the views expressed in this article are of her own.

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The Music Just Stopped – Housing Prices, Home Capital and Moody’s

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What is your why?

Every year I go through a season of evaluation, reflection, and I do some critical thinking about where I want to go as a man, as a leader, as a husband, as a father, and where I want to go in my job. Before I get in to thinking of the what and the how of where I want to go, I sit back and do some reflection on why I do what I do. If we do not clarify the motivating factors of our life then we can easily give up on goals, dreams, and any vision we may have.

This is not an easy thing to do though. It takes serious intention and self reflection to discover our internal motivators. It takes us recognizing what actually puts a fire in our bellies. It takes digging through the sludge. This year has been a struggle for me to find my why. I have sat down probably half a dozen or more times and then come back to my wife to share some of my reflection and she keeps reminding me that I have not dug deep enough. I have not done the hard work to find the end motivators. I have kept coming back with how and what answers versus why answers. I am so thankful that she helps me to dig deep and find my why.

When we take the time to dig deep and find our why, we can then begin to process our what, how, and where we want to go as a leader. What is your why? Don’t just come up with a token answer either, dig deep and do some work and I promise you’ll go further. It’s like the old quote from Abraham Lincoln, “Give me six hours to chop down a tree and I will spend the first four sharpening the axe.” When we take the time to clarify our why, we will go further faster toward the vision we want to accomplish.

And in case I haven’t convinced you, check out this Ted Talk from Simon Sinek.

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Feeling worried or sceptical about the drug and alcohol rehabilitation process is highly normal. Consider the unfamiliarity of rehab, of drug and alcohol withdrawal and of a life beyond addiction.

At Addiction Advocates, we fully appreciate how you’re feeling, which may even be reducing your desires to accept professional drug and alcohol rehabilitation. Again, this reaction is normal and expected to a degree.

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Is it normal to feel worried about rehab?

Yes, it is very normal to feel worried about rehab. You may be worried for a multitude of reasons. Whether you’re questioning your own ability to withdraw from drugs and alcohol, whether you’re worried about the unknown, whether you’re concerned about whether rehab will benefit you, or whether you’re anxious about your entire recovery experience, all of these worries are understandable.

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Will I stay at a drug and alcohol rehab in Dewsbury?

If you’re suffering with an addiction, residential rehab will likely be a strong recommendation for you. Yet, with that being said, you do have the flexibility to look beyond a drug and alcohol rehab in Dewsbury.

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Yet if you’re someone who craves greater privacy, we can also help you select residential rehab at afar.

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Our team will be here to guide you, to offer insight into a suitable rehab experience for you. Yet this is your drug and alcohol rehabilitation journey. We will prioritise your expectations of addiction recovery as a process.

Are all rehab programmes the same?

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Is it normal to worry about post-rehab life?

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Longing for those results will naturally cause worry, as you’re clearly passionate about recovering and returning home to Dewsbury with long-term recovery capabilities.

It is important to remember that you must maintain control on a post-rehab basis.

Visiting a drug and alcohol rehab in Dewsbury will provide you with the tools and techniques to maintain positive recovery results. Yet you must commit to utilising those tools, to live through your post-rehab expectations.

Aftercare services will be in place to help you through your anxieties. Your confidence will naturally advance by also understanding and working on your relapse prevention plan. Please be reassured that as time passes, normalising sober living will be a possibility for you.

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Work Habit #1: Sitting at a Desk Most of the Day

Sitting at a desk for most of the day is an extremely common reason why people gain weight. As. Dr. Kuzinkovas noted in a 2017 blog post, a study found that sitting for long periods of time can play a role in causing obesity, weakening the muscles, impairing blood circulation, worsening anxiety and increasing the risk of heart disease and cancer.

Start by taking the stairs instead of the elevator whenever possible. During your day, get up periodically to stretch and walk a lap around your office. At lunchtime, leave the office for a brief 20-minute walk. If possible, look into getting a standing desk or holding standing meetings.

Work Habit #2: Unhealthy Lunch Options

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IELTS Coaching

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The International English Language Testing System evaluates proficiency in the English language of aspiring students willing to study abroad in International Universities. The test is applicable where the official communication for the course is required to be in the English Language.

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  • Reading
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  • Speaking

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There is a total of 9 bands score parameter for which you need to score as per the specific requirement of University. The assessment is in the form of measuring speaking, writing, listening, and reading skills.

Part 1(Listening)

Time Frame – 30 minutes
Total Questions – 40

The task to Perform:

You need to listen to 4 recordings which is spoken by an English Speaker and as per your hearing, you have to answer questions in different formats like Matching, fill in the blanks, multiple choices questions, questions based on maps and many others.

Part 2 (Reading)

Time Frame – 60 minutes
Total Questions – 40

The task to Perform:

There will be 3 long texts taken from authentic places like journals, magazines from which you have to answer all respective questions testing your analytical, mental and factual skills

Part 3 (Writing)

Time Frame – 60 minutes

Total Questions – 2

The task to Perform:

First Task is to write an essay on current issues occurring around the world. It tests your writing skills in depth and how well you are able to write which is easily understandable too. The second task depends upon which IELTS test you have registered for. In the case of IELTS Academic, you need to decode the Graph in your own language, and you will get the score accordingly. Another is IELTS General Training, which is for Migration purpose generally, under it, writing a Letter will showcase your way of efficient written communication.

Part 4 (Speaking)

Time Frame – 11 to 14 minutes

The task to Perform:

It is an oral interview between the designated examiner from IELTS and candidate. All speaking is recorded. There are three specific parts deals with a different perspective to judge the speaking ability of the candidate.


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at Denver : Punted three times for 120 yards…a 40 net average…Those who purchase tickets are required to self-screen for COVID-19 symptoms prior to the game.Following the Buffalo game, the Patriots will travel to MetLife Stadium for a Monday Night Football game against the New York Jets.Nicknamed the Golden Palamino at Texas Tech, Anderson was stamped with yet another tag, one of the Gold Dust Twins, when he and fellow rookie back Jim Grabowski signed their contracts for a combined $1 million-plus prior to the 1966 season.I’m always going to stick up for my guys.

In the end, though, I think the 49ers are too strong for the Chiefs and will win a very close, high-scoring game.Ya-Sin certainly learned this lesson throughout his rookie season last year.I said for several weeks I thought the Packers’ three biggest needs in this draft, in whatever order, were offensive line, defensive line and corner, and I felt there’d be a good chance need and value could meet late in the first round at one or more of those positions.15 and won’t be able to move up far enough to get one they deem worthy of selecting.

Minnesota : Posted three solo tackles, a sack, a tackle for a loss and a QB hit on 37 defensive snaps.The message was from Mitchell’s father, Terry, in response to an answer I’d given a month earlier to a reader’s question: Do you ever find yourself regretting not doing a piece on a really good guy who doesn’t make the final cut?Weight wise and everything, I am the best I custom team jersey been since I have been here.I think most Patriots fans are just waiting for the next quarterback to invest their faith in and I’m right there with them.After the Colts picked up Kelly’s fifth-year option for the 2020 season last year, he was hoping to be able to get an extension done before the start of the regular season.

He’s been in hip pocket, and been his caddie the entire time he’s been here.Has 106 rating in 2 career games vs.Previously signed by Green Bay as an undrafted free agent on April 30…Played in 25 games with 24 starts for the Aggies in 2018 after beginning his career at TCU, where he appeared in 17 contests in 2015…Registered 119 tackles , 23 tackles for a loss, 15½ sacks, three forced fumbles, a fumble recovery, two interceptions and five passes defensed at Utah State…Started all 12 games he appeared in as a senior in 2019 and earned second-team All-Mountain West honors…Ranked No.

Representatives for at least two MLB teams showed up to watch Bemidji’s junior catcher, Olszewski’s son, Gunner.

I definitely feel like it went good, for the most part, Akers said during an end-of-season video conference on Sunday.6 in total offense and scoring …Missed six contests due to injury�?Vs.

I talked to those guys, and every year they always have a lot of players in the draft every year and Coach Saban’s always very helpful in his evaluations.First, Gordon didn’t play at anywhere near the level that Burrow did during the 2019 college season.First, it’s the second year in Coach Matt LaFleur’s system, and I think everyone is more knowledgeable and comfortable this year.Smith’s sack total was tied for No.The second reason is because Indianapolis only gets two return-from-injured reserve candidates each season, and the team has already used both – one on defensive tackle end Tyquan Lewis, and the other on tackle guard Joe Haeg.

PERSONAL: Given name Tyler R.I found myself with a handful of time in the offseason, he recalls, and getting dumber by the day.

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Community In Fear Following Release Of Hitman
Community in fear following release of hitman
Nigeria News

Community in fear following release of hitman

Community in fear following release of hitman

Community in fear following release of hitmanMustakim Scullard, who is facing murder charges have been released on bail.

Athlone Magistrate’s Court granted the 20-year-old bail of R1,500 last week.

Minister of Community Safety Albert Fritz said the National Prosecuting Authority assured that it will investigate the circumstances surrounding the release of an alleged gang hitman.

NPA opposed the bail and plans whether to appeal the magistrate’s decision.

According to the department, Scullard shot two rival gang members.

“The 34-year-old victim escaped. However, the 19-year-old victim was shot and killed at close range.”

“Scullard was identified by witnesses and was arrested two days later in Nellie Court.”

“He was found in possession of a 9mm pistol and 16 live rounds,” the department said in a statement.

The department’s court-watching brief noted that the accused was charges with murder, attempted murder, and possession of a firearm and ammunition.

He first appeared on 20 July 2020 and postponed until 27 July 2020 for bail information.

On 27 July, “the court was informed that the matter is a schedule 6 offence which requires exceptional circumstances to be submitted by the accused to be released on bail.”

Formal bail application was postponed on 11 August until 25 August.

“Bail was opposed by the state on both dates. The investigating officer testified in the opposing of the bail application.”

Fritz said that while considering that Scullared was a first-time offender, he does not change the fact that he is an alleged gang hitman and stands as a threat communities’ safety.

“It should be noted that while the perpetrator has been granted bail, the case remains under investigation ensuring that the accused will return to court on 28 October 2020.

He appealed to the public with any report that could aid investigation on this matter to come forward and report.

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Social Engineering: common threats and how to prevent them from harming your business

Social engineering is one of the greatest security threats facing businesses today. Affecting organisations of all sizes, social engineering attacks are increasing in frequency and sophistication, with hackers continually devising new ways to deceive employees into divulging personal details or sensitive company information.

Is your business safe from social enguneering

The financial consequences of social engineering fraud can be devastating for your business. That’s why you need to stay ahead of cyber criminals by implementing the latest IT security measures, educating your employees on how to identify fraud, and having the right insurance cover to protect your business assets in the event of an attack.

What is social engineering?

Social engineering is the use of deception to manipulate individuals into voluntarily providing confidential or personal information that could be used for fraudulent purposes.

Cyber criminals use social engineering tactics to convince people to click on a malicious link or open email attachments infected with malware, persuade unsuspecting users to hand over sensitive information, or even scare people into installing and running malware.

Social engineering is different from traditional hacking in that the attacks are non-technical and don’t necessarily involve the compromise of software or systems. It’s the element of human interaction and persuasion that sets social engineering apart from traditional hacking – and makes it arguably more difficult to deal with.

What are the different types of social engineering fraud?

There’s a variety of social engineering tactics used by cyber criminals to gain access to sensitive data and information, including:

  • Phishing

This is the most common type of social engineering and is typically delivered in the form of an email, chat, web ad or website that’s been created to impersonate a real organisation e.g. a bank, the government or a major corporation. Some phishing messages may ask the user to verify their login details on a mocked-up login page complete with logos and branding to look legitimate. Some messages may say that the user has won a prize and request bank information to deposit the “winnings”. And others may ask for a charitable donation after a natural disaster or tragedy.

  • Baiting

Baiting involves offering something enticing to a user in exchange for login details or sensitive information. The bait could be a music or movie download or a corporate branded flash drive. Once the bait is downloaded or used, malware is placed on the user’s system.

  • Quid Pro Quo

Similar to baiting, quid pro quo is the request for login details or sensitive data in exchange for a service e.g. a hacker, posing as a technology expert, may call a user and offer free IT assistance or technology improvements in exchange for login details. A hacker may also pose as a researcher and ask for access to the company’s network as part of an experiment in exchange for $100. If it sounds too good to be true, it probably is!

  • Pretexting

Pretexting is the human equivalent of phishing. The hacker creates a false sense of trust with the user by impersonating a co-worker or authority figure to gain access to login details. For example, an employee may receive an email from what appears to be IT support or a chat message from an investigator who claims to be performing a corporate audit.

  • Piggybacking

Also known as ‘tailgating’, piggybacking is where an unauthorised person physically follows an authorised person into a restricted area or system. Examples include when a hacker calls out to an employee to hold the door open because they forgot their access card or when they ask an employee to quickly borrow their laptop or phone.

How can your business prevent social engineering attacks?

As with other cyber security threats, prevention is the key when it comes to minimising the risk of social engineering. Here are some of the most effective ways to prevent social engineering attacks on your business:

1. Employee education
Without doubt, the best defence against social engineering fraud is educating your people. Every employee in your organisation needs to know what social engineering is, the common types of fraud, and how to identify and respond to an attack.

2. Policies and procedures

Employees at every level of the organisation need a clear set of guidelines in place to respond appropriately to instances of social engineering. This may include setting parameters and verification checks around releasing and exchanging information, requiring at least two-person authorisation to change any vendor or client payment details, reinforcing the importance of building security, and warning against accessing unknown security devices.

3. IT security

Ensure that your IT security is fully up-to-date. This includes installing the latest anti-virus software, firewalls and email filters. You should also use an anti-phishing tool to alert you to risks and prevent USBs from automatically running programs when inserted.

4. Test for vulnerabilities
Periodically test the people, processes and technology elements of your social engineering prevention procedures. Look for gaps or weaknesses in your defences so you can work on strengthening them.

5. Insurance
If you do fall victim to social engineering fraud, you want peace of mind knowing that you’re protected against any losses your business may sustain. Standard insurance packages and crime insurance policies often fall short in this area, as there is often an exclusion when the transfer of money, securities or property was performed knowingly by an employee. That’s why having the right insurance cover is so important.

Has your business minimised the risk of social engineering?

Social engineering is a serious and ongoing concern for organisations of all sizes, which is why prevention plays a key role in avoiding social engineering attacks on your business.

Appropriate insurance can protect your business assets in the event of an attack. It should be tailored to your specific needs and respond to a wide range of social engineering fraud. It’s also worth remembering that organisations that demonstrate robust controls and procedures are more likely to obtain favourable terms from insurers.

If you would like further information or an obligation free Insurance quote, please contact Rebecca Fleming, Manager of our Travel Division at Gow-Gates Insurance Brokers on (02) 8267 9919 or to discuss your circumstances or to obtain a quotation.

General Advice Warning – the information in the above article is intended as a guide only and should not be relied upon without consulting your relevant insurance policy wording and conditions or conversely seeking professional advice from either your insurance broker or insurer regarding a claim or potential loss. Failure to adhere to this warning could result in a denial of a claim or potential loss or a reduction in settlement of a claim or potential loss.


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Monday, August 2, 2021
HomeCity News2, including woman assistant, held for editor's killing

2, including woman assistant, held for editor’s killing

Two persons, including a 24-year-old woman, have been arrested for allegedly killing the editor of a news magazine in Maharashtra’s Thane district and then disposing of his body, police said on Monday.

India Unbound editor Nityanand Pandey’s body, with injuries to the head, was found on Sunday near a creek in Khardi village in Kharbao in Bhiwandi.

Pandey (45) had gone missing on March 15 and his kin had filed a missing person complaint with Kashimira police station.

Addressing a press conference on Monday, Thane Superintendent of Police Shivaji Rathod said the killing was the result of alleged sexual harassment faced by the arrested woman at the hands of Pandey over the last two years.

“Ankira was working with Pandey for three years and she has said that she was facing sexual harassment at his hands for two years. She then conspired with Uma Shankar to eliminate him,” he said.

“On March 15, the two accused took Pandey on the pretext of showing him a row house in Uttan. They spiked his protein drink which rendered Pandey unconscious. They then strangled him and threw his body in a creek near Khardi village,” he said.

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Monday, August 2, 2021
HomeNationSC holds Justice C S Karnan in contempt, sentences 6-month imprisonment

SC holds Justice C S Karnan in contempt, sentences 6-month imprisonment

karnan, sc, contempt

The Supreme Court on Tuesday held Calcutta High Court’s Justice C.S. Karnan guilty of contempt and ordered that he be jailed for six months.

The court ordered the Director General of West Bengal Police to constitute a team for the implementation of its order “forthwith”.

Holding Karnan guilty of contempt for his utterances against the Chief Justice of India and other judges of the apex court and the Madras High Court, a seven-judge bench headed by Chief Justice Jagdish Singh Khehar had barred the electronic and print media from carrying any of his statements.

“We are of the unanimous view that Justice C.S. Karnan is guilty of contempt of court and interfered with judicial process of grievous nature,” the court said in its order.

The bench also said it was satisfied in punishing him and sending him to jail for six months.

The 61-year-old judge earned the top court’s ire after he named 20 ‘corrupt judges’ in the judiciary earlier this year and demanded an investigation alleging corruption.

He also wrote to Prime Minister Narendra Modi, urging a probe.

The Supreme Court then transferred him from the Madras High Court to Kolkata – a decision he critiqued as victimisation since he was a Dalit.

Justice Karnan had on May 4 declined to undergo a mental health checkup as ordered by the Supreme Court, telling a team of doctors he was “absolutely normal” and had a “stable mind”.

The apex court has taken suo motu cognisance of various letters written by Justice Karnan against judges of the Madras High court and the Supreme Court and restrained him from exercising administrative and judicial power from February 8.

Justice Karnan appeared before the Supreme Court on March 31 in connection with the contempt proceeding, becoming the first high court judge to do so in the history of Indian judiciary.

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Monday, August 2, 2021
HomeBusinessUTI-IAS acquires Vijay Mallya’s 3.97pc UBL voting rights

UTI-IAS acquires Vijay Mallya’s 3.97pc UBL voting rights

Unit Trust of India Investment Advisory Services Ltd (UTI-IAS) has acquired liquor baron Vijay Mallya’s 3.97 per cent voting rights on pledged shares in United Breweries Ltd (UBL) following default.

After this development, Mr. Mallya’s voting rights in the company remain at 0.06 per cent.

According to a filing to the BSE by United Breweries on Wednesday, “Unit Trust of India Investment Advisory Services in their capacity as the security trustee in relation to term loans secured by a pledge over 1.04 crore shares of the company, have acquired voting rights in relation to the pledged shares upon notification of occurrence of an event of default.”

Voting rights in relation to 1.04 crore shares amount to 3.97 per cent and were acquired by UTI-IAS on May 11. This was intimated to the company on June 5, according to the filing.

However, United Breweries added that while voting rights have been acquired, equity shares have not yet been acquired.

“The equity shares themselves have not yet been acquired as the pledge has not yet been invoked and these shares remain pledged to the acquirer,” it said.

Mr Mallya has been battling a number of cases including against banks over a ‘wilful defaulter’ tag related to loan defaults by now defunct Kingfisher Airlines.

Earlier this year, a 17-bank consortium led by State Bank of India (SBI) initiated the process of taking over physical possession of the prized Kingfisher House, worth Rs 100 crore.

Mr Mallya has also been under scanner over issues at his various group companies including United Spirits Ltd, where he has sold the controlling stake to UK-based Diageo Plc.

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Franchise strategies

Joint success in retailing

Do you wish to be successful in retailing? With more than 20 years experience in planning and implementation, TERRES M+C offers extensive expertise in all areas of retailing as a franchisor. It develops success-focused retail concepts based on market requirements and sector mix.

Success is a question of being consistent. TERRES M+C offers a wide range of consulting services. Specialised system consultants look after retail partners to ensure sales measures are optimally implemented on site. An extensive network throughout the fields of science, market research and development also create a decisive competitive edge.

Our expertise in brief:

  • Cooperative partnership – success factor system concept – success factor cooperation
  • Range – individual ranges – the successful result achieved by TERRES M+C thanks to professional shelf management software for shelf and surface optimisation
  • Marketing – retail location visibility, premises quality, effect of the façade, display window design, entrance area, contemporary interior design, advertising efforts – the experienced TERRES M+C team assesses conditions on site and produces suitable recommendations.
  • Processes – main stock list, selected supplier catalogues, process simplification (EDI), single item DTA
  • Cooperation – close dialogue between people leads to consistent quality assurance, whether dialogue takes place at trade fairs, at events or during an inter-company comparison.

Tip from the experts

“For TERRES M+C, a modern partnership involves strengthening retail partners’ marketing position and successfully positioning them in the competitive environment.”

First-rate and strongly networked

TERRES M+C consistently develops its tools further together with its partners, deriving custom-fit action strategies from development. This is a system which also impresses the German Franchising Association, of which TERRES M+C has been a full member since 2009. It is also a member of GfK, the Germany Society for Consumer Research, and the German Retailers Association.

Professionally adept thanks to further training

Only those who are professionally adept will be able to advise customers expertly. That's why further training is written with a capital F and T at TERRES M+C. The TERRES Academy offers Raiffeisen Market employees and managers seminars on personal development, product training and further qualification.


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Our World ~ Yours Truly

The past few weeks, our world has been...well, busy, to say the least. So, if you've missed me, that's where yours truly has been...preoccupied with other things...not merely hanging around.

Luke, our friend and neighbor, talked to his boss and got the Pres a little job! Well, although yours truly was skeptical at first about it being "light duty and nothing strenuous," it really is. And yes, it was cleared with the Cardiologist.

Each morning the Pres goes off to work returning late in the afternoon which has given yours truly the time to clean up the yard, plant some annuals, some seed and fix a few things that just needed fixing as well as ripping out briers here and there.

Then in the midst of it all there was a bridal shower to attend, a First Communion for our nine year old granddaughter, and going to visit our eldest grandson who we hadn't seen in a few years. Then we delivered a yard of top soil to my son's after he came out here and shoveled it onto the trailer, knowing that the Pres cannot do anything strenuous. Thus far, he's holding his own and has no A-Fib. Of course, the longer we can keep that at bay, the more chance his heart has to rebound and become strong enough for surgery not too far down the road.

This week, the Pres (accompanied by yours truly) goes for another Echo-cardiogram and then next week, we are hoping to touch base with the surgeon who will give us "the good, the bad and the ugly" .

In addition to all those things, we took time out to have a 20 foot retractable awning put on the South side of the house. While we were shopping around and comparing prices, Luke and Laura suggest a local place who does a lot of the commercial awnings. Talk about customer service!! Sure, their price was a tad higher, but the quality of the workmanship and end result can clearly be seen!!

Speaking of workmanship, it seems that "Red" really enjoys Percy's Place, which was a real mess after the Winter. At least now, he's got a few plants coming up and the majority of the leaf litter has been removed by yours truly.

Anyway, that's what we've been up to here in

Our World

stay in touch,

TexWisGirl said…
you've been busy!
MadSnapper said…
really really busy week. hope there is more good than bad and ugly at the doc visit. that squirrel is just to cute for words and that last photo is gorgoeus
FAB said…
I trust the 'Red' appreciates all your hard work.

FAB said…
This comment has been removed by the author.
Barb said…
You've been busy and it sounds like Pres is, too. I love Percy's Place - would like to do something like that in my back garden for the Grands.
Ginny Hartzler said…
I love the little fairy Garden, and hope that Mr. Red does not try to wreck it! What kind of job is the Pres doing? I think he will be very glad to not sit around all day
Ann Thompson said…
I bet the Pres is thrilled to have a job to go to even if it is light duty. That's got to be tough not being able to do things he's used to doing.
We've been wanting a retractable awning for our deck. Possibly this year.
Pamela Gordon said…
You have been very busy this week or so and I'm glad your husband is able to do a little bit of work on the side that won't harm him. I hope he gets good reports from his doctor this week. A retractable awning would be very nice. Take care.
Anonymous said…
Wow..that 'Yours Truly' chick has been some busy.
Mimsie said…
Busy time for one and all. Great the Pres has a light job to keep him happy (and you too).
That little red squirrel is gorgeous and he certainly seems happy with Percy's Place.
Hope all goes well with next visit to doctor and that heart keeps on behaving.
Sometimes it is worth paying that little bit extra to get good service and a better product. Hope that all goes well too.
Rambling Woods said…
Very busy week? I'm sure that the Prez is happier with something to do..... Hopefully he follows the rules

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Morning Welcome

I wanted to get a pic of the early morning sky.  At first, as you can see, I took a shot right through the kitchen window.

 It looked so inviting that I stepped over to the slider, unlocked the door and stepped out onto the Welcome mat.

It sat in silence.

 Sharing morning welcome with you and those at

Anonymous said…
Lovely light in the sky.
Mimsie said…
Is that a feathered friend of yours I can see perched silently in yonder tree? If so a lovely sight to greet one in the early morning.
Ann said…
great way to start the day
Rambling Woods said…
Pretty sky and raptor... Michelle

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5 Simple Tips To Help Fix Your Back Pain

One of the most common complaints or issues we see at AIDPPT is Low Back issues. Back pain is one of the major factors in reduced productivity in the workplace! It is not just because of people calling in sick but when you are suffering, regardless if the pain is sharp or a dull ache; you are unable to concentrate on the job/task at hand.

Your first thought, considering the area we live in and the number of lawyers, techies and paper pushers among us, would be that routinely sitting at a desk and working on a computer can cause or worsen back pain. However, there are many other jobs like nursing, construction, and manual laborers that undergo additional strain from repetitive motion, lifting or standing on hard surfaces.

A number of factors can contribute to back pain at work. For example:

  • Force. Exerting too much force on your back — such as by lifting or moving heavy objects — can cause injury.
  • Repetition. Repeating certain movements, especially those that involve twisting or rotating your spine, can injure your back.
  • Inactivity. An inactive job or a desk job can contribute to back pain, especially if you have poor posture or sit all day in a chair with inadequate back support.

Back pain and lifestyle factors

Of course, factors such as aging, obesity and poor physical condition also can contribute to back pain. While you can’t control your age, you can focus on maintaining a healthy weight, which minimizes stress on your back.

Start by eating a healthy diet. Make sure you get enough calcium and vitamin D. These nutrients can help prevent osteoporosis, a condition that causes your bones to become weak and brittle and is responsible for many of the bone fractures that lead to back pain.

Combine aerobic exercise, such as swimming or walking, with exercises that strengthen and stretch your back muscles and abdomen. Exercises that increase your balance and strength can also decrease your risk of falling and injuring your back. Consider tai chi, yoga and weight-bearing exercises that challenge your balance.

For most healthy adults, the Department of Health and Human Services recommends at least 150 minutes a week of moderate aerobic activity or 75 minutes a week of vigorous aerobic activity — preferably spread throughout the week — and strength training exercises at least twice a week.

Also, if you smoke, quit. Smoking reduces blood flow to your lower spine, which can contribute to spinal disc degeneration and slow healing from back injuries. Coughing associated with smoking can also cause back pain.

Tip 1. Get off your butt once in a while…

In today’s tech savvy world we sit way more than the human body was intended to. We sit at work, we sit in the car, we sit to eat breakfast, lunch, and dinner .. bottom line we sit a lot. Why can sitting for too many hours be so bad? Here are just a few reasons: cutting off circulation throughout the body, causing damage to the spinal structures and realigning pelvis by causing hip flexor tightness and gluteal weakness.

Tip 2: Choose your shoes wisely…

If you have not already heard wearing shoes with a large heel can and will contribute to lower back pain. Wearing heels ultimately leads to an anterior pelvic tilt and excessive lordosis [an inward curve] of the lower back causing back pain. An anterior pelvic tilt is a combination of many factors however it is characterized by the front of the pelvis tilting downwards towards the floor. Muscular alterations occur resulting in tightness of the hip flexors and quads.

Tip 3: Lift from your legs…

Do you know the proper way of lifting a heavy object without straining your back? Here are the basic Do’s and Don’ts: make sure to bend the knees when lifting items from the floor, keep the object close to your torso throughout the lift, and push through the heels when standing. Do not lift and twist the trunk, Do not lift using only your back, Do not lift if pushing or pulling the object is an option.

Tip 4: Spin and pivot so you don’t twist and shout…

Whether you have a desk job, a manufacturing job or work in the kitchen do you often find yourself reaching behind you to grab something your need? One of the greatest inventions of the previous century is chairs that spin; but we often never use this feature. We choose to reach behind us to grab something off the desk or other counter rather than spin on the chair to keep our spine straight. Same thing happens when standing, your feet are not stuck in concrete, so pick them up and move your body to face the object to grab it and then turn back around and get back to whatever your were doing.

Tip 5: Don’t put your foot down step it up for a change!

You may experience pain when slightly leaning forward e.g. brushing your teeth, washing dishes and food prep. An easy way to alleviate the strain on your back is to open up one of the cabinet doors and place one of your feet up and inside the cabinet (if there is nothing underneath to step up on) you can purchase a collapsible step from a store like Bed, Bath and Beyond to use instead.

Want more answers on how to eliminate your back pain? Try our FREE REPORT: “Avoid Costly Mistakes And Learn 9 Ways To Ease Back Pain Naturally Without Painkillers, Bothering Your General Practitioner (GP) Or Risking Surgery!”

This report is for the person suffering from the torment of back pain. I’m talking about the type of dull ache and/or sharp pain that causes you to get so frustrated you wonder how long you’ll have to restrict your enjoyment of life as you wait for the pain to go away. You may even feel your only options are to stop all activity, reach for the painkillers, or consider surgery.

Andrew Dombek, PT, MSPT, CMTPT, CGFI

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New Neck Pain? Try this

Experiencing neck pain while working long hours at your desk?

It could be because your screen is too low!

Today we talk about positioning monitors to prevent neck pain while working from home.

1. Always keep your screen(s) at eye level whether sitting or standing

2. Utilize your TVs as monitors with HDMI cables or screen sharing with an Apple tv or Roku

If you want to schedule an in-person visit or would like to try a Virtual Session Give Us A Call at 703-723-6758.

Andrew Dombek, PT, MSPT, CMTPT, CGFI

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Amplified: Spreading tingle, taking calls for PrEP

March 5, 2017

This page is archived and may not contain current information or working links.

This article highlights the successes the AIDS Foundation of Chicago achieved in 2016. Read more about our work in our Annual Report.

In the heart of the near South Side, The Village – University of Chicago Medicine, is poised to end the HIV epidemic, one call, tingle and appointment at a time. The Village, a project of the Chicago Center for HIV Elimination, is home to one of Chicago’s best links to HIV prevention education and access: the Chicago PrEP Line, a unique service woven into the vibrant, body-positive and love-fueled PrEP4Love campaign.

The staff working on the Chicago PrEP Line are well-versed in the ways of PrEP: a groundbreaking pill-a-day HIV prevention regimen that is up to 99% effective when taken consistently and correctly. But their job is to mobilize and educate Chicagoans everywhere who are curious, interested or just plain astonished by PrEP.

“It’s just one more place to get questions about PrEP answered, and to be pointed to PrEP services in locations that fit their needs,” said Jim Pickett, the AIDS Foundation of Chicago (AFC)’s director of prevention advocacy and gay men's health. He mobilized the Chicago PrEP Working Group community, currently made up of 227 HIV professionals across the city whose work centers around PrEP, to produce the groundbreaking PrEP4Love campaign which highlights the  Chicago PrEP Line. In 2016, 239 people called this line, which has led many of them to clinics across the metropolitan area to learn more and get prescribed PrEP.

“I teach them about PrEP, connect them to PrEP, tell them how they can connect others to PrEP … it’s like a one-woman operation,” mused Leigh Alon, a research coordinator with the University of Chicago who works on the frontlines of the Chicago PrEP Line. She fields calls, tallies completed caller connections to PrEP appointments and supports the other operators who respond to questions about the HIV treatment regimen. “It’s allowed people to go on with their lives and not make people spend a lot of time and energy pursuing PrEP.”

“I get all kinds of vibes from people who call … some people know exactly what they need, some people are hesitant and ask a lot of questions; there’s a lot of distrust of the medical community from some communities we serve,” said Alon.

The Chicago PrEP Line’s origin story is a humble one: When the PrEP4Love campaign was being developed, The Village had a volunteer-staffed line for answering questions about PrEP as part of their PrEP Chicago program. It was a leap to commit them to being the first voice people spoke to after seeing PrEP4Love ads on the CTA, online and in print. But they did it.

“In those discussions, Dr. John Schneider [of the University of Chicago], who’s a member of the CPWG, mentioned, ‘Hey, we have a PrEP line, and there could be an opportunity for us to make it citywide and provide that service,’” recalled Pickett. “That’s how it got featured on every PrEP4Love marketing piece.”

From the start of the PrEP4Love campaign in February 2016, the Chicago PrEP Line operators were already doing important work connecting people to PrEP, but they knew they needed more resources to sustain the service. That’s why, in the summer of 2016, the University of Chicago and AFC collaborated on a proposal to pitch the PrEP Line as a permanent fixture in Chicago’s array of HIV prevention strategies. The Chicago Community Trust’s LGBT Fund made for an ideal partner in this work; ultimately, they provided funding for the next chapter of the Chicago PrEP Line. “It moved from having no money to having much better support; it solidifies the commitment to the Chicago PrEP Line,” observed Pickett.

Today, the PrEP4Love campaign continues to reach communities vulnerable to HIV through a variety of ways, including live events, online outreach, and a host of collaborations, and the Chicago PrEP Line is there, open for business, supporting people through sometimes difficult conversations. “Some of my best experiences are among people who are positive themselves; they’d been worried about putting their partners at risk, and then they find out about PrEP and it helps them get to this really relaxed phase of their relationship,” said Alon. “It’s really been great when people have called in and handed the phone over to their partners and said, ‘yeah, you should get on PrEP.’”

Categorized under Chicago, Inside Story and Prevention.

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By Mary Moszynski
Appeared on page A7

The N.B. government is working with Ottawa to develop a mechanism to collect student loan payments following the release of a report revealing the province is owed $35 million in defaulted payments.

The Grant Thornton report, commissioned on behalf of the Liberal government to paint a picture of the province’s finances, states as of Sept. 30, there was $35 million in default student loans.

Since then the province has lost about $840,000 per month in missed payments.

The financial report recommended the government develop an effective system for default student loan accounts as quickly as possible.

Ed Doherty, minister of post-secondary education, said a new collections system should be in place within a year.

“As the government, we’re responsible to administer the taxes that the public pay and we have to make sure that we develop a system for the collection of student loans that is transparent and tight and that meets the national standards,” he said.

The CIBC administered the province’s student loans until 2005 when the province integrated its loan program with the federal government’s program.

Now a Toronto-based company maintains the defaulted loans on the province’s behalf.

Edulinx phones graduating students, informing them when their loan payments begin and available debt relief measures. If a graduate misses a payment the company contacts them 30, 60, 90 and 180 days after the missed payment.

After 270 days, the province becomes responsible for the loan.

However, the province has no means in place to attempt to collect the missed payment.

“This has been an ongoing problem for a number of years,” said Doherty.

Although the province is bolstering its collections efforts, the minister stressed the problem is not unique to New Brunswick.

“I don’t know what the standards are for collection rates for banks but our, I don’t think, is out of line in terms of what the standards in fact are.”

Charles Cirtwill, acting president of the Atlantic Institute for Market Studies, said the province needs to examine its loan program.

“Do you know any other lender that doesn’t have a collections agency chasing you down until you give them their money?” Cirtwill said.

“Quite honestly, in the real world when you take a loan from a bank there’s a structure in place, you’re expected to meet your payments and you can expect to hear from a collections agency on a regular basis, if you don’t,” he added.

What the inefficient collections system doesn’t explain, however, is why students aren’t paying their loans.

Are students graduating unable to find well-paying jobs? Is the cost of education simply too high? Or are students, feeling entitled to the money, shirking from the responsibility of the loan payments?

“I think it’s a complex issue and it’s multi-factorial,” said Doherty. “Many times students are not taking responsibility, other times they just do not have the financial means to make the necessary payments.”

A representative from the New Brunswick Student Alliance couldn’t be reached for comment.


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Five Easy Pieces:

Solving the deficit puzzle
SO YOU THINK THAT it’s hard to cut $500-million from the spending of the province of Nova Scotia? That the government’s huge annual deficit can only be eliminated by painful cuts to vital public services, or by putting hundreds of public employees on the unemployment line, or by jacking up taxes? Think again.

In fact it is relatively easy to eliminate that $500-million deficit within three years, thus bringing the budget into balance. And it can be done without cutting a single public service that Nova Scotians regard as essential to their well-being, without raising a single tax or imposing any new health care charges, and without firing one single employee of the public sector or forcing anyone to take unpopular unpaid leave. Moreover, certain classes of underpaid civil servants will get raises and, at the end of the three years, there will be room for tax cuts or debt reduction.

Sceptical? Our five-point plan is based on conservative assumptions and policy innovations that have proven themselves many times over in other jurisdictions:

¨       an ironclad hiring freeze in the public sector;

¨       selling off or closing industrial white elephants;

¨       getting government out of activities, like liquor retailing and distribution, where it performs poorly;

¨       eliminating useless grants to business and other special interests; and

¨       achieving efficiencies through compulsory competitive tendering, ending needless overlap and duplication of agencies and departments and hedging our foreign debt exposure.

Here’s how it could work:

  1. Let attrition work its magic.
Year One, $84m; Year Two, $168m; Year Three, $252m. Total: $504m

BY MOST ESTIMATES, about 70 percent of public program spending goes on wages and benefits – for teachers, civil servants, hospital workers, etc. Somewhere between 2.5-5 percent of those workers leave the government’s employ in any year. People retire, move away, go back to school or get a more attractive job with another employer. If we accompany that normal attrition with an airtight hiring freeze, in the first year alone it would eliminate anywhere between 10-15% of the current $500-million deficit.

Using conservative figures for the total wages and benefits of all public sector workers (approximately $2.8-billion annually out of program spending of roughly $4-billion) and an assumed attrition rate in public service of 3%, we arrive at payroll savings of $84-million in Year One, $168-million in Year Two, and $252-million in Year Three. Thus, through a purely volunteer process, government could realize significant benefits without a single lay-off or unpaid leave day.

Furthermore, government should devote any savings from departure rates over 3% to civil service pay increases. For instance, if attrition rates were in fact 4% in a year, the additional savings would total $28-million annually. That money should go into a special fund and be used to increase the pay of those classes of public employees found to be underpaid relative to private sector pay for similar work.

Why talk about increasing public servants’ pay at a time of budget restraint? Because with fewer people in the government, those who stay will have to work better and smarter. As noted in Prof. Peter Aucoin’s article for AIMS “We Can Get There From Here”, “the capacity of the public service to make its required contribution to good governance is at risk”. This is due to a number of factors either directly or indirectly related to inadequate compensation, including the early departures of experienced staff, and the diminished attractiveness of the public service as a career option. Moreover, the Nova Scotia Auditor General recently remarked that inadequate pay rates were causing valuable people to leave the public service in favour of the private sector. To address these concerns fairly, government could set up a non-partisan external group to look at civil service and politician pay levels to determine areas of highest priority.

Voluntary departures plus increased compensation for those public sector workers who remain is a powerful program for reducing public sector workers’ understandable fear of deficit reduction.

 2. Unload those white elephants.

Year One, $107m; Year Two, $107m; Year Three, $107m. Total: $321-million

INCREDIBLY FOR A government in such a precarious financial position, Nova Scotia continues to subsidize the making of steel that no one wants, and continues to spend millions of dollars playing at the natural gas exploration and development game in which it has no expertise. The benefit to the province of Sysco and Nova Scotia Resources is negligible, and the costs huge. In the last three years alone, the operating losses of these companies have averaged a total of $107-million every year. If their operations were to cease tomorrow, average savings over the next three years would therefore add up to $321-million. Without even considering the possibility of selling either company’s assets, government could instantly relieve itself of an enormous financial burden by closing their doors. We would end taxpayers’ exposure to future liabilities from these white elephants, and end their drain on the public treasury once and for all.

 3. End alcohol abuse by government.
Year One, $0; Year Two $54m; Year Three, $54. Total: $108m

THE GOVERNMENT OF Nova Scotia isn’t a heavy drinker, but it abuses alcohol nonetheless. Its abuse lies in keeping warehousing, distribution and retailing of liquor in the hands of a cozy little government monopoly that costs the taxpayer a bundle, yet is hugely inefficient compared to the private sector. It doesn’t even realize maximum revenue for the provincial government, it limits employment in liquor distribution and retail and restricts choice for consumers.

Privatization allows retail operators and liquor distributors to let the market drive liquor prices, rather than government policy. In Alberta, getting government out of pricing policies had the effect of actually decreasing most retail prices, due to competitive market factors. Moreover, without a regulatory agency determining the product list and allowing suppliers to bring in any liquor products they want – based on customer preferences – product choice in Alberta increased by over 300%. The intrinsic benefits of privatization outweigh the status quo of having government run liquor operations in the province.

In 1999-00, Nova Scotians are projected to pay approximately $50-million in Liquor Commission operating costs, ending up with net revenues of $133-million. If the Liquor Commission were privatized, this level of annual revenues could easily be maintained through licensing or franchising fees.

Significant fiscal benefits would come in two forms. Most important would be eliminating the expense of running the Commission. By getting out of the business, taxpayers could save the $50-million paid in 1998/99 to meet simple but costly operating, warehousing, and administrative requirements.

The second saving would arise out of a one-time revenue from the sale of Commission assets, whose book value stands at about $72.4-million. Apply that money directly to the principal on the provincial debt, and the government would save about $4-million each year on interest payments. Add this to the $50-million in operating costs eliminated and you’ve got an annual contribution to deficit reduction of $54-million. Realizing that it could take up to a year to complete privatization, we count only the potential savings in Years Two and Three.

 4. Derailing the subsidy train.

Year One, $40m; Year Two $40m; Year Three, $40m. Total: $120m

THE DEPARTMENT OF Economic Development and Tourism (EDT), as it was then known, doled out $33.3-million in grants and assistance to individuals and businesses in 1998. On top of these discretionary expenditures, Economic Development spent an additional $24-million under the obscure heading of “Other”. While some of the items in this category appear to be part of day-to-day operations, others seem to be more unnecessary corporate welfare in disguise.

Keeping taxes high for everyone while giving away subsidies to a politically favoured few is a completely discredited approach to regional development. There are only two possibilities. Either the business is sustainable on its own, in which case the subsidy creates no economic activity, but is a gift to business at the expense of taxpayers. Or else the business is not sustainable, and will fail when the subsidies dry up, as they inevitably do. Moreover, such subsidies tax successful businesses in order to support weaker ones, often with the effect of dragging both down.

The government should end all discretionary loans and grants. Furthermore, EDT should be expected to pare its “Other” spending by at least 30% immediately. The combination of implementing these strategies, beginning in fiscal year 2000/01, would save just over $40-million a year, or nearly $120-million over three years.

 5. Less is more.
Year One, $137m;Year Two $152m; Year Three, $152m. Total: $441m
JUST AS WE cannot hope to tackle the deficit without tackling the cost of public sector employment, we cannot control spending without looking at the largest and fastest growing budget item: health care.

Contrary to what many people believe, Nova Scotia spends too much on health care, not too little, when compared to other jurisdictions. Our health care spending is 34% of total government spending, whereas every other province in the region spends less than 30% of their budget on health. Yet their health care systems are certainly every bit as good as our own, if not better. The difference in spending is very significant. If we were able to reduce spending to 31% of the provincial budget, Nova Scotia would still be devoting a larger share of its budget to health care than any other Atlantic province.

Could this be achieved without cutting medical services to Nova Scotians? We believe so. There is huge scope for efficiencies in the hospital sector alone, for instance by requiring that all non-physician service provision be put out to compulsory tender. The rule of thumb in the research literature is that if such services (laundry, food, maintenance, construction, equipment supply and maintenance, information technology, etc.) are put out for tender, the savings range from 20-35 percent.

Take as an illustration the Sisters of Charity. This religious order, a not-for-profit community-based group, applied to the government for permission to offer long-term care beds at $600 a day. The larger hospitals in this province estimate that it costs them $1200 a day to provide comparable service. Why is Nova Scotia not taking advantage of such opportunities to reduce costs while ensuring a high level of quality? The government’s role should be to ensure that the best and lowest cost providers are serving the needs of Nova Scotians. That means that the government must be completely neutral between public and private providers, and concentrate on quality and price.

Of course it takes time to build up the expertise to design and administer such a performance-based approach to health care, so we cannot expect to achieve a 3 percent saving on the ratio of health care spending to total program spending overnight. A reasonable target would be a one-percentage point saving each year, reaching the full 3 percent economies in Year Three. That is, in Year One, we would strive to get health care spending down from 34%, to 33%, of the program budget. This gradual reduction would, in three years, bring health care spending to 31% of total spending, still significantly more than other provinces in the region are spending.

Taking the current health budget of $1.77-billion as the base, achieving a 1 percent reduction in spending ratios would amount to a savings of $60-million. In Year Two, with health expenditures representing 32% of total program spending, the saving would be $50-million, and in Year Three, another $50-million would be saved. The cumulative saving over the 3 years would be $160-million.

USELESS OVERLAP IS still rife in the Nova Scotia government in spite of efforts to share numerous administrative and information technology services between departments.  There are people across government getting paid to perform nearly identical tasks, or administer strikingly similar programs and services.

For instance, there is no reason to have separate departments for Fisheries and Aquaculture, Agriculture and Marketing, Economic Development, and Natural Resources. They all play similar functions for particular industries, and should simply be merged in single Department of Industry. They have similar loan board functions, policy goals, and programs that would be more effective if coordinated through one entity. Moreover, between the four of them, their annual total expenditures as of March 31, 1999 reached $186-million.

Two other departments that could share an umbrella are Human Resources and Labour. Employee training, workforce preparedness, labour standards, and a host of other policies and goals should be jointly designed through one department. Between HR and Labour, their combined expenditures in 1999, while not huge, still amounted to just over $14-million.

Based on experience elsewhere, the saving from merging like departments and agencies such as these could easily be on the order of 25 percent, but let’s assume a more conservative saving of 15 percent. For our Department of Industry, shaving 15% off a $152.4-million budget (taking the combined $186-million budget for the four existing departments and subtracting the $33.3-million in economic development grants under Point Four, above) would save government roughly $23-million in fiscal Year 2 and Year 3. With a combined HR and Labour department, a spending reduction of 15 percent would result in savings of $ 2-million annually, over the same time period. Thus, total savings in each of Year 2 and Year 3 from the two newly merged departments would amount to $ 25-million.

A THIRD AND final point where “less is more” is foreign debt-exposure.  The past three years have witnessed unbudgeted expenses due to foreign exchange fluctuation averaging $77-million per year. A fully hedged foreign debt portfolio beginning in Year One, compared to the past three years, would save $77-million per year. This translates into a cumulative three year reduction in the deficit (before hedging costs) of  $231-million.

  6. Conclusion
Year One, $368m; Year Two $521m; Year Three, $605m.

Cumulative Grand Total: $1494m

BY USING THESE straightforward examples, government would find itself with savings in Year 3 of $605-million and a cumulative grand total of $1.494-billion saved over the three years of this deficit elimination program.

This is well above what is needed to eliminate a deficit that lies just below the $500-million mark. And does not even take into account savings that could arise from other departments’ budget exercises or other possibilities such as compulsory competitive tendering throughout all government or a requirement that departments earn a return on their capital assets or be required to sell them.

Nor does this grand total of $1.494-billion in savings take into account the fact that government would have had to borrow this amount in order to finance the current level of spending. Thus, by not incurring $1.494-billion in new accumulated debt, and assuming an interest rate of 7.5%, by Year Three the government would be avoiding approximately approximately $110-million in average annual new debt servicing costs. Our plan achieves a significant surplus without even counting these additional benefits.

The deficit puzzle is not a difficult one to solve. With these five easy pieces, government and the people of Nova Scotia would find themselves in Year Three with a balanced budget and around $105-million in surpluses with which to embark on debt reduction and tax cuts. Since the evidence is strong that it is jurisdictions with falling tax burdens and falling public debt that enjoy the strongest economic growth, that should be exactly where Nova Scotians want to go.

The deficit  puzzle solved:


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Air Advances: 2017 Ends With Strong Sign Of Air Freight Growth

By Dan Boaz

After a mild slowdown in October, the global air freight industry saw promising signs in November, with an 8.8 percent increase in FTK demand compared to the previous year. 2017 had featured strong air freight statistics, but many experts feared that growth was coming to an end. November’s increase suggests that the industry will continue to expand into 2018.

Read More »


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    Hello, I have a UTG L96 that was working fine not too long ago, and now its taking wayyy too much force to rack the bolt forward and seat it. Its sounds like something is grinding somewhere. Without the spring guide arm, the bolt easily slides back and forth in the receiver. No problem, no...
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    When my tsd sd700 vsr10 imitation (same gun as well mb03) is cocked, the bolt will not slide all the way forward. Instead, it will still have a couple milimeter to go, causing the cylinder head to not go far enough into the hopup bucking. The gun still shoots, but there is a major compression...
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A one stop shop for a number of superior grade equipment, instruments and solar products including PCB Assembly, Weighing Scales, Automation Machinery, Wind Mills and many other products since 2004..

Akshar Electronics, is an ISO 9001:2008 certified company that has emerged as a popular brand in the market owing to the high quality of equipment and instruments it offers. We are a leading Manufacturer of a wide range of products including but not limited to Automatic Micro Irrigation System, Bio Gas Plant And Equipment, Dairy & Milk Instrument, Water Depth Measurement System and Mooney Viscometer Rubber Testing Machine. Our machines are made using superior grade components and materials that helps achieve a build quality that can be visually seen in the products. Today, we have an annual turnover running into INR 1 Crores and are among the frontrunners in the industry.

Quality Assurance

We believe that quality is the stepping stone to success and have thus imbibed this virtue into all of our products. In order to ensure that all our equipment are in keeping with this belief, we have set up a Quality Control department that is tasked with monitoring the quality of the equipment we manufacture. Managed by highly qualified experts, the department works together with the production team to address any issues at the root level. Owing to their high quality our PCB Assemblies and Solar Products have become a popular choice in the market.

We have a sprawling manufacturing unit that is spread over 1100 sq ft and is fitted with the latest, most sophisticated equipment and implements that are updated on a regular basis. The production facility is managed by a team of highly skilled, knowledgeable professionals who make certain that only products worthy of carrying the company's name reach customers. The manufacturing unit is equipped with the following equipment:

  • Polishing machine
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  • Molding machine
  • Cutting machine

Our team consists of 20 adroit professionals, each of whom has brought rich experience and a unique set of skills to the company. The employee retention rate of our organization is fairly high owing to the exposure and opportunities we provide to each of the individuals working with us. Highly driven, each employee is target oriented and strives to deliver excellence to our respected customers.

Why Us?

We are a company dedicated to the service of our customers owing to which we have been able to earn their trust which has ultimately resulted in repeat orders. We believe that providing the most client satisfaction is the key to reaching the top in every domain. Some of the unique selling points of our company are as follows:

  • Our equipment such as PCB Assemblies and Solar Products carry comparatively lower price tags
  • We are known for our ethical business practices
  • The quality of each of our products is ensured by a stringent quality control policy
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ASU, IBM Form $2 Million Partnership to Help Close Gap in STEM

News Date

By Hazel Scott/ASU

Alabama State University and IBM (International Business Machines) announced a joint educational partnership that includes access to the IBM Skills Academy focused on digital learning and technology skills.

Through IBM’s existing academic initiative, the company will make available software and cloud technology estimated in the millions of dollars. The monies are in-kind.

Dr. Carl Pettis, ASU’s provost and vice president of Academic Affairs, said the partnership is one step closer to closing the diversity gap in STEM by preparing the next generation for the high-tech workforce.

"It is my hope that this partnership is the start of a fruitful collaboration between Alabama State University and IBM. We want our students, faculty and staff to take full advantage of the (digital) badges that are being offered and for them to make the most of this experience to better prepare themselves for tomorrow," Pettis said.

Digital badges are received once individuals complete training modules. They can add the digital badge to their resumes.

Kenley H. Obas, coordinator of the University’s Applied Technology Program, said the partnership is an education and research initiative aimed toward driving more diversity and inclusion in the workforce.

“This partnership will position ASU students to play a significant part in what will drive innovations for the future,” Obas said. “They have access to training for an ever-changing STEM field.”

The Pew Research Institute says black workers only make up about 9 percent of the STEM workforce.

IBM officials said they are looking to change this number by partnering with ASU and several other Historically Black Colleges and Universities across the country.

One major component of the partnership is the virtual IBM Skills Academy. The academy will address topics such as high-capacity quantum computing, artificial intelligence, blockchain, cyber security, design thinking, data science, analytics and research projects.

President Quinton T. Ross, Jr. pointed out that the IBM collaboration gives ASU students a competitive advantage in their pursuit of cutting-edge careers in science and technology.

“This partnership is opening doors to new opportunities for our students and will ultimately help to bridge the digital divide. The initiative is designed to educate and empower the first generation of quantum computing students and researchers. Giving students and staff access to IBM’s technology will help to position the University as a leading institution for science and technological education,” Ross said.

Historically, IBM has partnered with ASU in recruiting top students such as ASU alumna Annette Quarles, who most recently was promoted to Vice President of Development, Digital Business Automation at IBM, and alumni Janet Sutton and Simuel Sippial who collectively committed more than 50 years of service to IBM before their retirement.

This newest initiative allows that partnership to continue and become more expansive.

Obas said students and faculty are already tapping into IBM’s fast-growing technology resources.

 “Through the program, students are interacting with IBM officials and learning about new technologies and innovative careers the company has to offer,” Obas said. “They are being exposed to new technologies that aren’t necessarily being taught in the classroom. As a faculty member, there is a global, three-week workshop I’ve signed up for later this month. These IBM learning and technology resources provide the University with access to industry resources for academic enhancement.”


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Brass, an alloy of copper and zinc, is of historical and enduring importance because of its hardness and workability. The malleability of brass depends on the zinc content; brasses that contain more than 45 percent zinc are not workable, either hot or cold. Unified Numbering System for metals and alloys is the best way to know the composition of the metal and predict its applications. The letter C indicates brass is a copper alloy. The letter is followed by five digits. Wrought brasses — which are suitable for mechanical forming — begin with 1 through 7. Cast brasses, which may be formed from molded molten metal, are indicated using an 8 or 9.