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Workshop on Deflation – Causes, Consequences and Policies

Friday June 12th

Opening remarks by First Deputy Governor Kerstin af Jochnick

Session I

Chair: Jesper Lindé

"The Limits of Monetary Policy with Long-term Drift in Expectations" [Paper]
Stefano Eusepi, Marc Giannoni and Bruce Preston
Discussant: Leonardo Melosi

"Is Inflation Targeting Best Practice Monetary Policy? An Update" [Paper]
Jon Faust
Discussant: Frank Smets

"Targeting Prices or Nominal GDP: Forward Guidance and Expectation Dynamics" [Paper]
Seppo Honkapohja and Kaushik Mitra
Discussant: Saroj Bhattarai

Session II

Chair: Andreas Westermark

"Scarcity of Safe Assets, Inflation, and the Policy Trap" [Paper]
David Andolfatto and Stephen Williamson
Discussant: Ed Nosal

"Are Low Interest Rates Deflationary? A Paradox of Perfect-Foresight Analysis"
Mariana Garcia Schmidt and Michael Woodford
Discussant: Lars E.O. Svensson

"Unconventional Monetary Policy and International Risk Premia" [Paper]
John Rogers, Chiara Scotti, Jonathan H. Wright

"Inflation, financial conditions and non-standard monetary policy in a monetary union. A model-based evaluation" [Paper]
Lorenzo Burlon, Andrea Gerali, Alessandro Notarpietro and Massimiliano Pisani

Saturday June 13th

Session III

Chair: Karl Walentin

"Hysteresis and the European Unemployment Problem Revisited" [Paper]
Jordi Galí
Discussant: Gernot Mueller

"Threshold-Based Forward Guidance: Hedging the Zero Bound" [Paper]
Richard Harrison, Lena Körber and Matt Waldron
Discussant: Taisuke Nakata

Session IV

Chair: Ferre de Graeve

"Stagnation Traps" [Paper]
Gianluca Benigno and Luca Fornaro

"Why Are Real Interest Rates So Low? Secular Stagnation and the Relative Price of Investment Goods" [Paper]
Gregory Thwaites

"Inflation Through the Lens of Fiscal Theory" [Paper]
Eric Leeper and Campbell Leith
Discussant: Marco Del Negro

Organizing committee

Ferre De Graeve
Jesper Lindé
Karl Walentin
Andreas Westermark

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D’Addario -Hemke soprano sax reeds

Available on backorder

Frederick L.Hemke reeds have a fabulous dark tone, a favorite among classical and traditional jazz saxophonists.
Excellent performance especially in the basic registers, adding clarity to the tone and ease in soft bindings.

SKU: RHKP5SSX Categories: , , Tag:

Hemke sax soprano

Additional information

Durezza ance Rico

2, 2.5, 3, 3.5

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How To Write My Paper?

If you are writing a document, essay or any other file to be used for a demonstration, writing a newspaper is a daunting task for anyone. Many pupils find it very tough to write a paper. Initially, they discover writing a research paper to be more ambitious than any other assignment. They also feel that if they cannot write a paper quickly and easily, then they won’t have the ability to write anything interesting. To overcome these feelings, some students resort to carrying too many breaks between newspapers. However, this is only one of the worst things to do.

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Little Karolina | Newborn Session

When your client sleeps through the whole session and doesn't even notice you come and go, you feel like ninja photographer)

Sweet Karolina was a champ during her session. I think she was the first newborn baby who didn't care what's going on as long as she's fed and dry.

I usually do newborn sessions in a comfort of my little once home  and bring lots of props, baskets and backdrops with me. It usually looks like I'm moving to my client's place, but believe me I pack everything back. The session sure takes a lot of time and patience but it's so worth it! Thanks to those cute babies I can't stop smiling during the whole 2 or even 4 hour sessions and at least a week after.

Rita Kravchuk Photography | Newborn Photographer | Toronto and GTA, Ontario, Canada


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Abstract of a female figure in multiple juxtaposed positions. This piece is made of twelve same size flush mounted prints mounted flush on Aluminum panel. There are several variation available - some with overprinted monotype elements.   31" x 41.5"

Parnell: "Figure In Motion. 69Y1A"

  • Shipping costs have been included by this artist in the sales price.  Artist has guaranteed shipping within 7 days of completion of sale.


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All-Suite Avalon Siem Reap

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- Headsets for all guided shore excursions
- Complimentary local beer/spirits, soft drinks, coffee and tea throughout the day and at dinner


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Posted on January 21st, 2021by RMANY

Ep 46: 2020 Recap with Rena Gower and Dara Godfrey

Fertility Forward Episode 46:

Welcome to this mini-episode of the Fertility Forward Podcast where, today, it’s just your hosts, Rena Gower and Dara Godfrey. Listen in as they debrief on the biggest topic of 2020 – the COVID-19 pandemic – and share some of their hopes for 2021. Find out what Rena and Dara’s experience of the pandemic has been like, including recording via Zoom rather than at the studio, having less time for self-care, and missing human connection, and hear how they have both been coping with these challenges. While this past year hasn’t been easy for anyone, there are also some silver linings, including the time to reflect on the relationships that don’t serve us and foster deeper connections with those who are important and understanding the importance of relaxing. As always, Rena and Dara close the show with their gratitude, which they hope have been as inspiring for you as they have been for them. Tune in today!

Transcript of Episode 46

Rena: Hi everyone and welcome to Fertility Forward. We are part of the wellness team at RMA of New York, a fertility clinic affiliated with Mount Sinai Hospital in New York City. Our Fertility Forward podcast brings together advice from medical professionals, mental health specialists, wellness experts, and patients, because knowledge is power and you are your own best advocate.
Rena: Hi everyone for today's Fertility Forward episode, it is just Rena and Dara doing a 2020 recap and welcome to 2021 episode. You know, we like to share sort of our own personal selves with you and keep it real with you. You know, we're both, you guys are regular listeners. You know, we both kind of share snippets of our own stories in our lives and the episodes. And so, you know, we wanted to address what is certainly no longer the elephant in the room, but the big topic, which is the pandemic. And we just really wanted to do a kind of mini episode, just to talk to you guys about the pandemic, about how our experience has been. You know, if you guys have been listening, you know, we're no longer recording in our office, we've been doing everything via zoom to this has, you know, changed. And so we just wanted to come to you guys and share with you our own experiences and how we've been coping throughout this time.
Dara: Hey everyone! Happy 2021. It's still so strange. I can't believe it's coming upon almost a year since I've actually have not seen Rena in person. And I'm sure Rena remembers this, but I believe one of the last people I saw before lockdown was both Rena and her daughter. They came to our house right before we weren't allowed to see anyone. And so as much as I am grateful for having that, that last moment with you, I miss you. And it's, you know, I could see you right now on our screen, but not to actually see you in person has been tough.
Rena: Really tough. And of course, I remember that we saw, because I think the first time I had been to your house and of course my daughter, who's four was obsessed with your girls who are older and all of their toys and new things you got to see. So she loved it. And then even since then, you guys have had a new addition to your family, which I know my daughter would love.
Dara: Yes, we have our cat, Maple, which we picked up from a shelter in New Jersey back in October. So it's already coming on four months with our new newest addition. He's a boy he's so cute, named Maple. So I'm hoping once we're able to see friends and family, again, you guys can come over and actually meet the cat. I'm not sure, hopefully no one heard, but we did a recording the other day with Dr. Sekhon and I had my cat with me the entire time giving me support during the recording.
Rena: Animals are great. And now because of Maple Siri, my daughter keeps asking me for a cat and we already have a dog. So I told my four year old, once she gets a job and can pay for the cat, we can get a cat when she can pay for the cat. And I said, as soon as you're ready, I'll start paying you to do chores. We can work out a system. So you let me know. So we'll see.
Dara: That's so funny that you said that my little one, my eight year old had asked me, like, when can I get my own dog or my own cat that, you know, it's all my own responsibility. And I said, the day that you leave my home and have your new home and you can be responsible for it all on your own. So it's nice to see that we're both in alignment for what we want for our kids, but it's amazing. I've seen a big spike in a lot of the people that I've been speaking with on getting pets, dogs, cats, and I really do feel at least I can speak for myself. It has really given me so much comfort in, in such a trouble, you know, troublesome time. It's, it's brought that humanistic. I don’t know, that, that simple comfort of unconditional love that I think we all could use a little bit more of now.
Rena: Yeah, I know. And I know you love Maples so much because you know, we talk frequently and I see, and you know, my dog, Charlie is a cavalier King Charles spaniel, and she's six and a half and I call her my ride or die. Like that dog has been with me through everything. I love her. And what am I, you know, pandemic positives is that now, you know, I'm with her so much more, she's such a source of comfort for me. And I think, yeah, you know, something we've seen is certainly an uptick in pets. And now, you know, I keep hearing the shelters are empty because everyone's fostering, which is awesome. I think pets are so important for mental health and they're just such sources of goodness.
Dara: For sure. I love that pandemic positive. There's a lot of pandemic positives in all of this, and I'm happy you brought that up because I mean, I definitely, we could speak about this a little bit more in terms of, you know, the environment that surrounding all of us and even with our patients, but it's nice to hear the pandemic positive. I love that. I've never heard that. I can't believe I haven’t. But yeah, let's talk about some of the pandemic positives. So I feel like we've had a lot of that and it's so easy to look at, you know, all the, the tricky moments and the challenging moments, but I think there there's been a lot of good.
Rena: Sure. Yeah. I think, you know, I love that it's a term I've been using a lot, but I feel like too, before I'd rather end the episode on, you know, a level of positivity. And I just feel like we also owe it to people to kind of keep it real. And maybe first we should address the hardships of this period, you know, because I don't want people to listen and obviously, you know, they know we always were big into the power of positivity and gratitudes, but I also don't want to make this a fluff episode and, you know, that this has only been positive for us and great because the reality is it hasn't. So maybe first we kind of keep it real a little bit and talk about how it has been difficult for us too because obviously we're humans and we're working mothers and then definitely we'll spin it to talk about the positives because I am definitely someone who use 2020, and then the future as a learning experience, a lot of positives, but it certainly was not without hardship as well.
Dara: I’m with you. I think it's actually good to end on a positive note, but realize that not everything was, you know, rainbow and butterflies. I think it was a very challenging year, I think personally, but also in terms of, you know, working with the patients. I think overall it's amazing how there's just a, an energy that I felt that was really heavy. And I still think we're there. I don't think it's, it's, we're, we're in the clear yet. I feel like we're still, we're still in that. I think, you know, the politically and also in terms of our health, our safety, our wellness. Yeah. I mean, I think since we started working from home, I think that, you know, at least in terms of my patients, I think where people, you know, where I, I typically see people struggle is often during the holiday season, but this was, you know, almost a full year of working with some really challenging moments in terms of self care.
Rena: Sure. I think, yeah. As you mentioned, you know, that the political climate played a role as well and, and, you know, there would be kind of before the pandemic, you know, I would say my sessions with patients really were, you know, fertility focused. That's sort of my scope of practice at RMA. We talk about fertility, family building, et cetera. But after the pandemic, I mean, not only were sessions, you know, just so much longer in length because people had so much more to unpack and they've really lost a lot of their outlets, but there'd be days where, you know, it'd be back to back with people. I wouldn't have any time to check the news or know what was going on outside. So I'd really only find out what was happening because my patients would tell me, and I say what? I would have no idea, and I would learn from them and they would bring it up in session because it was so disturbing to them. And I think as you kind of touched upon, you know, the sessions were heavy and I think both of us, you know, our role is to hold space for people's feelings in different ways, but we're really, you know, space holders. And I think it was very heavy during this time to be someone who did that. And I think it was, you know, I know for me, one of the hardest things was that I was so busy and my nature is to be such a perfectionist and serve everyone that I did that at the expense of myself. That I was trying to sort of meet the demand of everybody, but I really stopped taking care of myself. You know, I stopped eating well. I had just, you know, I stopped doing any sort of self-care and really sort of have been feeling the ramifications of that. So I'm really trying to dial back and take better care of myself. I'm, you know, something I preach to everyone is you can't pour from an empty cup, but I, through everything, you know, I, I totally let my cup get empty. So now I'm really working on filling that back up and not feeling bad about it because I can't do my job and I can't serve anyone else if I don't take care of myself. So that was really hard.
Dara: I saw it. I, I saw it in you. I mean, I could tell, especially, you know, the first six to eight months were really challenging and I, and I'm seeing a change in you even in the last couple of weeks in terms of, of self care.
Rena: You know, I got to, I know you said and you were such a source of support for me, cause I was, you know, I'm so lucky that I can share things with you and you're always such a good, you know, I think we're, we operated the same like vibrations and we're really similar mindsets and I think you're so good at, you know, helping me kind of dial back and teach me it's okay to say no, which is something I'm working on. But yeah, I mean, I got sick in March and really have just sort of had some long haul symptoms, which had become really bad. And so finally I realized I can't, you know, I have to figure this out. So that was something that was hard. And then also, you know, figuring out how to parent during this time, you know, there's a period of time where I didn't have any childcare. I'm a single parent. I was trying to juggle work, my four year old, zoom school, shelter in place. You know, it was just, it was just too much.
Dara: Too many roles. You were, you were wearing too many hats.
Rena: Yeah. And, you know, as I read the research and the mental health field, you know, obviously we're still, we don't know cause we're still in it, but what the kind of long-term effects will be immune, especially on people that were trying to be both parent and worker. And, you know, I sign a lot of my patients who already had children at home, you know, they, something I always talked to you about is their sleep schedule. They'd tell me just like so many of us they'd be up till two in the morning because they'd work after their kid went to bed. So from like nine to 2:00 AM, they'd get up at six and it's just, that's so untenable.
Dara: Yeah. I mean, even of course I thought that there could be two major outcomes during this time period: people who actually have less on their plate. And in some ways, you know, if, if they're, you know, if, if they're not working anymore, if they're at home more. And so I thought, okay, this could be a great opportunity for people to really focus on themselves, on their health and their wellbeing, but not surprisingly, I actually found more people who, you know, if they were working, especially and working from home, as opposed to in an office actually gave themselves less time for self-care because, you know, sometimes when you're in an office environment and you have, you know, you, you have there's breaks, there's, you know, a lunch break sometimes, you know, there's an office chat and it's like, it's built in, it's built in. And what I noticed a lot was that people were working well past or typical nine to five or whatever their typical schedules were that they were working much longer hours. And then, you know, if they need a time to, you know, unwind or watch TV, it was happening later at night. So it's good that, it's nice that you mentioned like the sleeping issues. Cause I think if anything, that more so than any, you know, in terms of the areas of, of wellness is that sleeping habits and schedules weren't as great. And there was less time focused on, you know, exercise or taking time for themselves to really, you know, find a hobby, do something that they love. And it's interesting. Okay. Nutrition definitely played a role. Some people actually cooked more, which was great, but in terms of snack, snack use and alcohol, I feel like went up.
Rena: I was going to say, did you see any patterns in nutrition? I know my patients all reported, they were eating a lot more until we had a lot of about stress eating and triggers
Dara: It was the stress eating. So yes, people, you know, for the most part, we're cooking a little bit more than they had in the past, but this is also New York where, you know, ordering in delivery was, is still a huge, I mean, thank goodness. It's a great business because that's, what's keeping hopefully some of these restaurants from, you know, surviving, but in, in terms of the excess snacks, you know, the pretzel, the cookies, the cakes, baking, and like as much as I love the idea of homemade bread making…
Rena: Banana bread! Wasn’t that a meme?
Dara: Well banan bread was one, but sourdough bread and focaccia, like I've seen that across the board. So many more people have started to make their own bread, which is great. Cause I'm all for making your own, you know, something that goes bad after a couple of days, as opposed to the wonder bread that's on the shelf for months on end. But it's one thing, if you have a slice, if it's another thing, if you're having the entire loaf all in one or two sittings. So the stress eating was definitely there. And you know, I just think that the isolation for a lot of people I think is, is tough. And especially when there's a lot going on and people who want, you know, or are really trying to, you know, wanting to have a baby. And then on top of this, having the stress of the pandemic, the potential stress of their jobs, you know, not having the relationships in terms of their friendships or their family members, that was definitely altered. I mean, zoom is great. Thank goodness for the advancement in technology, but you know, I still don't think it's the same thing as really having that face to face. I'm worried about, I'm not sure about you Rena, but I'm a big hugger and I'm worried about, are we ever going to go back to the same hugging style? I know shaking is I, I think, you know, handshaking is, we're not going to be doing handshakes in the future as much as we have in the past, but just even the act of like getting a good hug. I miss that.
Rena: Sure. I mean, I think human connection is important and I think, yeah, zoom just doesn't cut it. And I usually, I mean, personally, I'm always so burnt out by the end of the day, after being on zoom, I'm not into zooming with friends or zoom groups. And I usually just say no, because it's just not the same. And I'm so burned out. You know, a lot of my patients are certainly doing it and I think that's wonderful. You know, my parents are always telling me they have like zoom dates, but to me it's just not the same. And yeah, I think it's been interesting. And I think it's, I don't know. I think for me, it's also, I refuse to think that this is the new way of life. That zoom is a way to have a baby shower or a wedding or a birthday or whatever. I think it's amazing technology, but I think, you know, certainly something I hear from my patients, especially those that are single, it has been so difficult and I feel for them so much, I think it has been incredibly difficult and you know, I, my heart really goes out to them and I, you know, I've consciously really thought more about people in my life that I know are alone and I've tried to reach out to them more and just be with them because I think it's really, it's hard. I mean, human connection is just like sleep. We need it for mental health. It's necessary. Humans need socialization.
Dara: Yeah. That human connection. And I think we see so many more people be isolated. And I wonder when you know, things, I wonder if they get back to the way they were before, because I don't think they ever will. But when there is more, I guess some of these restrictions that are lifted, I really do hope that I don't know that connection is, can get back to where it was before. I mean, I feel like we're not going to be going to concerts anytime soon or, or big I don't know a big symposium, but I don't know. Even some, some group events, I'm, I'm itching, itching for it. So I, I, uh, I know a lot of people are like that too.
Rena: I know whenever I hear music, you know, I, cause I love music and I always just think to myself, Oh, when can I see these guys in concert? But I don't know, you know, but I think maybe one of the positives that's come out from it though as well is sort of, I don’t know how you feel about this, but you know, because now we really have the power to choose who we, you know, quote unquote, see, you know, whether it's via zoom or social distance or whatever, and everything's so much more difficult, you know, I think we have the power to choose who's really important to us. And so it's kind of eliminated anyone that really wasn't serving you because why would you actively choose it? And what's better than a pandemic to just say no to something.
Dara: That’s so true. I think now that's so much easier to say no. And I do. It's interesting that you said that cause I I'm with you that yeah, I think, I think it's made a lot of us think about who are really the most important people in our lives and are they serving us? Are they, are they bringing us the comfort and the friendships that we really, that we deserve?
Rena: Totally. I think, yeah. I think it's interesting. And I'm just sort of reflecting back as we're talking and thinking about, you know, who I've kind of kept in touch with this past year, you know, and I think that says a lot and you know, you're certainly someone we've, we've kept up a lot and I think, you know, I've known you for what, almost four years? Yeah. Almost four. And that's a long time. And I feel like our friendship has really grown in the fact that we've, you know, you've been someone I've really stayed in touch with over this time, both professionally and personally, is definitely one of my pandemic positives, you know, your force in my life. And so I think that's wonderful. And so I hope other people have experienced that too, but at the same time, if you haven't, you know, you're certainly not alone. It's, it's hard. It's really hard.
Dara: It's really hard. And I feel the same way about you Rena. I really feel like we do connect on a deeper level and it's, it's nice to be able to open up to someone who really sees you for who you are, doesn't judge you. And I mean, I've seen big changes. I think in, in, in both of us during this time. You know, as, as challenging as it's been, in some ways things have slowed down, I don't know about you, but I've what I learned from, from the past, you know, almost year now is that I don't need to rush as much. And I think part of it is living in the City, living in Manhattan, there is a natural baseline energy. And you know, if you speak to most people who live here, we walk on the streets really quickly, we weave in and out, you know, people who are slow walkers, we could definitely tell who the tourists are compared to the locals. You know, we want things done quickly and efficiently. And I think what this at least has taught me is that it's okay to slow down and not only is it okay to slow down, it's actually healthy to slow down. And when you actually can slow down, you can actually appreciate a lot of the things that are going on at this moment. And I think that's where I've taken it personally, as opposed to, you know, planning ahead, okay, I'm gonna plan a trip. I'm going to, you know, plan when I'm going to eat for dinner a week from now. And yes, all that can be great, but that also can lead to a lot of disappointment when, you know, we have to cancel trips and all that. And I think taking things one day at a time, and this has actually helped with my practice and has changed the way I've actually worked with, with my patients is, is, I mean, food is important and speaking about food and overall health is great, but also taking things one day at a time and not planning too far in advance. And I think giving yourself more compassion to, to slow things down and to really appreciate where you are in this very room.
Rena: I love that, you know, I definitely, before the pandemic, you know, I had worked with my patients a lot on how to kind of be present and sort of stay in the micro, I call it, so the one day at a time approach. But I think too, as you said, you know, I was definitely someone who, you know, every weekend I'd have planned, I’d be doing this and that with my daughter, you know, I’d be super structured and now it's kind of taken that away. It's like, well, I don't, I don't need to make plans. There's not much to do. And I'm okay with it. And I'm definitely someone who either kind of how I was raised or maybe being in New York City and the culture we have here. But I was just reading, I think I told you Untamed by Glennon Doyle and something that really stuck with me was to give some example of her wife, Abby, it would always trigger her when she'd come home in the middle of the day and Abby would be watching TV and she would get angry and sort of think to herself like how dare you watch TV in the middle of the day? Who does that? You know, why aren't you doing something quote, unquote productive? And then, you know, she did some work on it, Glennon, and then realize it triggered her because she was raised to think like that wasn't okay. You should be productive at all times. And you know, being quote unquote lazy or relaxing was for, you know, the evening or the weekends. And that was totally my mentality. It was like, I need to be productive or working at all times, or there's something wrong, 24/7. And so when I read that, it made me really laugh because I think I, I've been working really hard to be okay with relaxing and on the weekends, not needing to go work out at 7:00 AM. Why do I need to be at the gym at 7:00 AM on the weekend? What am I doing? Like it's okay to go at 12 or one or two. And that's a totally new thing for me. And it's been super liberating.
Dara: It's nice to have less structure I'm with you too. And I wonder if it's because we're women, which I can't speak for men or also, you know, the professions that we're in that, you know, are typically much more, more, somewhat more structured based and finding ways to control tough situations. But I really do think if anything, overall, this has all taught us that some things are out of our control and it can be scary and we can acknowledge that, but also to be okay with, with some of those unknowns and, and not necessarily just roll with the punches, but also be okay with some of the silence. With, with just looking out the window, like the simple things, looking out the window and like looking at the sky which I'm doing right now, or you're right, doing something that generally seems like a waste of time during a workday, but in reality can actually help you reset and refocus.
Rena: Right and feed you. I was literally just having a conversation with a patient about it, who was talking about, you know, how it wasn't productive for her to, I want to use a different example than she used, but let's just say, look at videos of kittens. Okay. And how she felt bad about that and it wasn't productive? And I said, well, no, that actually is really productive because it's feeding you and filling you up and it's self care. And without them, you're not going to be able to, you know, figure out your journey and do this work you need to do. That's so important to do so let yourself do it. And I think both you and I are people who, you know, we're always working on ourselves and we're always striving to learn. We're always listening to podcasts or doing research and trying to evolve. And I think it's been really sort of interesting to sort of see kind of us in the pandemic, you know, continue to do that. But I think too both of us, myself, definitely admittedly so, and I think you too would have said before, like, we're both people who like to be in control, you know, we were structured, we like routine, we like to be in control. And like, man, did this shake that up because you know, we would've been having a very hard time. And so I've seen you, you know, it's been really amazing to watch you kind of, you know, knowing you as I do to watch you kind of, you know, I like to use the analogy is okay, is this ball going to hit you in the face or are you going to catch it? And you've totally caught the ball, you know, and just kind of rolled with it and you have been cool. And I think it's been amazing for you just as an individual and then to watch you again, kind of catch the ball and not let it just hit you in the face has been really awesome.
Dara: It may have hit me in the face a little bit, but I screamed and I got over it, you know?
Rena: Right. You're still here, you know, and I think it's been, yeah, it's been as someone, you know, myself who would have said, I think over, you know, the work I've done, the work I continue to do on, on trying to evolve, you know, a few years ago there, this ball would have like smacked me in the face, blood, broken my nose. I wouldn't have gotten up. I would have still been on the ground, you know, but now, you know, and again, sometimes you're forced into a situation and it's kind of, you know, survive and thrive or, you know, not. I definitely, at the beginning, especially when I got sick, that was a really hard and then dealing with no childcare. But then once sort of everything was sort of established. It was a lot better, but yeah, I think
Dara: was gonna say just like life, you know, there are, you know, there's, there's in life, you know, there's, there's challenging moments and not every day can be easy and not every day can be smooth, but I'll tell you this. And this is kind of a good way to end. I actually learned a lot from you Rena, because it was your idea to end all of our podcasts with gratitude, with a gratitude practice, but what has really saved me, Rena, during this entire pandemic was that I started a gratitude practice with my family. So every night before my kids go to bed, we review the day and only mention the things that we're grateful for. It's not like I like this but, it's I loved dinner or I appreciated this, or I'm grateful for my cat. And I'm telling you that for me personally has been really what has kept me focusing more on the positives than the negatives day-to-day because it's so easy. There's always negative. We can always find the negativity, but once you actually uncover even the simplistic things like that, the really the basic things, I'm happy I have a comfy bed to sleep in.
Rena: Yeah it doesn’t have to be existential.
Dara: No! But I think that alone and really, I owe this to you Rena because you really lay that foundation that has not only served me, but it's served my family. So Rena, what I'm grateful for today is you and our friendship and unbelievable how far we've come in just a year with all of these episodes. And I'm so excited to see where, where we go with this. I also have to give a shout out to Maple, my cat, and on top of that, I'm very excited an air fryer just arrived at my door today.
Rena: I can't wait to hear, I want to get one. Next podvast we can talk about your air fryer.
Dara: I cannot wait! I will report back. I'm making chicken in my air fryer tonight. So will let you know how it goes, but yes. And in all seriousness, a lot to be grateful. And what about you Rena?
Rena: Well, I love that. I love that you're doing that with your family. I think gratitudes are an amazing way to start your day. You know, waking up, set your intentions thing about what you're grateful for and end your day. I try and do it with my daughter, she's a little young at four, so, you know, it varies, but I'm trying to start the practice with her. We do that every night too. So I love that you're doing that. I'd definitely recommend anyone listening. It's a great way to start and end your day. You know, my positives, I think, you know, I've been through a lot of different things in my life. And I started to do a lot of real work on trying to better myself and not be a victim right when my daughter was born. So she's, you know, four and a half. So through my work, you know, I'm a big believer in the stoic philosophy, which is that life does not throw you anything you can't handle. Life throws you trials and challenges because it wants to prepare you for the next. So if you are a real believer in the stoic philosophy and you want to go deep, it's they believe that life throws you things because they're preparing you for the ultimate challenge, which is death. So I don't like to be that dark about it, but I don't like to be a victim. You know, I was a victim for a really long time. And then I picked myself up and I learned how to be a warrior. And so I have so many positives from this, you know, I think I’ve become a better parent. I think a more present parent. I found my strength as a parent or confidence in myself professionally. You know, I think I've just been a better friend, family member. And of course I can continue to grow and improve. Everybody can, that's being a human, but I think just to figure out what is important. And then also I think because of the fact that, you know, we're now at home, I finally decided to do something I want to do for a really long time, which is to go to the Institute for Integrative Nutrition and get my Health Coach license. So I just started that. I’m super excited. So those are some of my positives and for anyone that's listening, you know, we really encourage you. We hope this episode, you know, was real, gave you a real taste. You know, we weren't here being super positive and easy all the time. You know, we had our challenges too. So, you know, feel free to reach out to us. You know, if there's anything else you, you want to hear about our time during this, any questions you have about how to continue to cope with this, you know, mentally or with nutrition. You know, I was definitely myself, you know, guilty of stress eating. I was a big fan of paleo granola. It happens, you know, we're human. So, you know, we hope this episode just sort of gave you guys a real taste and human perspective. So if you have any comments, anything, you know, DM us, reach out because we love to hear and, and keep giving you guys what you need.
Dara: We're here for you. We really are.
Dara: Thank you so much for listening today and always remember: practice gratitude, give a little love to someone else and yourself and remember you are not alone. Find us on Instagram @Fertility_Forward. And if you're looking for more support, visit us at and tune in next week for more Fertility Forward.

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How To Build An E-learning Platform In 2020?

The entire world is compelled to practice social distancing at this time. Now that most of us are confined within our homes, it doesn’t mean we stop living. We need to work. we need to study!

In the past few years, eLearning platforms have witnessed stable growth.

The global Corporate eLearning Market size was 64.4 Billion in 2019 and is expected to grow at a CAGR of 9.16% during 2019 – 2025.

Large eLearning platforms like Udemy, EdX, and Coursera are amongst the big players in the industry. However, in order to get in the ring with these big brands, it is imperative to come up with an idea – in combination with a good online learning management system.

What Is An E-learning Platform – Why Building An E-learning Platform Is Popular In 2020?

To cut a long story short, building an eLearning platform or an application lets users enhance their knowledge in a particular subject or an industry. This new way of learning and growing saw a sudden surge in the year 2020.

Some Stats to Ponder On!

  • By 2025, the global eLearning platform market will hit $325 billion
  • 60% of the internet users agree that the online learning platform format is suitable for them and that it fits their lifestyle.
  • 42 % of companies stated that they were able to increase their revenue post their employees undertook online training.
  • 81 % of college students agreed to the fact that eLearning platforms have helped them obtain better grades. (Source)

These stats indicate that eLearning platforms are helping different people build careers and achieve their goals. We already know how to build an app, now, let’s understand how to create an eLearning platform In 2020.

What Are The Types Of E-learning Platforms?

Before you start creating your eLearning platform, it is crucial to know what type of platform you intend to build. Here are some.

Learning Destination Platforms

LDP is majorly like a marketplace. Using this platform, users can access a wide variety of courses that are online from multiple niches. Some popular examples of such eLearning platforms are Udemy and Coursera.

Learning Management System

These platforms are popular and are majorly used for sharing your own courses. All the necessary features of this platform are built-in.

Open-Source Learning Management System

Open-source LMS is more or less similar to the one above but in a platform like this, you can easily customize the features as per your need and requirements.

Custom Built Platforms

As the name suggests, these platforms are custom built and made from scratch. Using this platform, one can fit in specific needs, goals, and target audiences. This is one of the most popular platforms as it offers an engaging experience to the users.

Important Features To Consider When Building An E-learning Platform

User Profile and Authorization

User Profile and Authorization is a must-have feature when you build an eLearning platform. Quick and easy sign up is basic. One of the most common ways of doing this is by using email/contact number with a password. Signing in with social accounts is also a great option and convenient.

For Learners Profile:

  • User information
  • Profile setting
  • Cart
  • Active and completed courses
  • Achievements

For Professionals Profile

  • Courses created
  • Stats and details about the course

Search Bar

When you create an eLearning platform, it is important to understand that your platform is bound to have multiple and a variety of courses. Hence, it is of utmost importance that your eLearning platform facilitates a user-friendly search system. For this, it is important that your platform has

  • Search box
  • Categories and subcategories on the landing page
  • Recommendations – (Popular/recent)
  • Filters that show results on the basis of price/language/teacher etc.

The dashboard is important because it furnishes “providers” and “learners” using the eLearning platform with data to monitor their progress. Here are some basic features for learners and providers.

For Learners

  • Number of courses
  • Progress report
  • Hours spent

For Providers

  • Instructor courses list
  • Performance metrics (rating/review/revenue)

Course Creation

The course creation is amongst the most important features you must keep in mind when you build an eLearning platform. Make sure that the course creation tool is user-friendly and allows easy uploading of learning materials. It is always a good idea to allow users to upload a range/variety of content like images, videos, and PDFs

Course Description

The visual representation of a course is again very crucial when building an eLearning platform in order to engage more and more users. Consider including engaging tests, videos, quizzes, and podcasts.

Here are some functionalities that every online class should have:

  • Description
  • Information about the creators
  • Start and end dates
  • Ratings and reviews
  • Certificates or grades info
  • Feedback and rating system

The majority of the eLearning platforms that have been created have paid courses. I’m sure you would have some paid courses on your platform too. Therefore, providing your users with a safe and convenient payment system becomes essential.

For this, a few popular methods include

  • Paypal
  • Credit Cards
  • Apple Pay
  • MoMo

Push Notifications

Prompting the users about their assignments and tasks is important because once the user goes offline, the chances that they would forget are pretty high.  For this, Push notifications are a perfect solution.

Moreover, push notifications also play a crucial role in motivating users by providing them with feedback, reviews, and recognitions.

While you build an eLearning platform, consider implementing push notifications such as:

  • Newsletters
  • Notification about new courses
  • Notifications about their achievements
  • Payment reminders
  • In-Cart reminders

Admin Panel

The admin panel facilitates automated reports and progress tracking for the users. An admin panel would give your users more time to work on their online courses/build new courses.

For students, an Admin Panel is useful to help them check their stats, course updates, and assignments.

How To Create An E-learning Platform In 2020?

Now that we already know what the must-have features of an eLearning platform are, it’s about time we talk about how to build an elearning platform. After all, that’s the most exciting part of it all.

Define Your Target Audience

In order to define your target audience, there are five aspects that you need to keep into consideration.

  • Age
  • Gender
  • Interest
  • Content Interest
  • Location

With this information sorted in your hands, it becomes easier for you to decide the courses that you want to add first on your platform.

Not just this, having a clear understanding of your target audience would also help you later when you want to market your product.

While you are at it, consider running a competitor analysis too. See what your competitors are doing, what’s working for them, is there something that you can pick up from them that could add value to your platform?

Focus On The User Experience

To build an eLearning platform is pretty complex and a little tricky. As a platform owner, your main priority is to facilitate your users with a smooth and logical user experience.

The Easier your eLearning platforms navigation and the interface is, the better it is in terms of engagement. When you create an eLearning platform, It is essential to map the user’s navigation – based on the type of user and their end goals.

Build A  Mobile-Friendly eLearning Platform

Although most of the users prefer learning on a big screen, making sure that the eLearning platform that you have created is mobile friendly, is vital. What if your users want to learn and grow on the go, right?

We suggest you begin by developing a web app for your platform and later add-on mobile apps for the same. However, make sure your web platform is adaptable to different screen sizes.

Hire Dedicated Teams for Development

If you aren’t an expert, it’s best you hire dedicated developers for your project. The dedicated team will be able to help you create the best eLearning platform for you.

Another benefit of hiring dedicated developers is that they would be able to custom make your platforms including only necessary and relevant features, hence improving the overall performance of your product.

But then, How do you choose the right outsourcing partner?

This should help! Make sure you choose a company based on their hourly rates, reviews, and ratings.

Final Thoughts

With the lockdown restrictions across the globe, building an eLearning platform is a great business opportunity in 2020. Also, elearning platforms facilitate a flexible learning opportunity.

Building an eLearning platform that can hold the user’s attention is tricky and takes a lot of effort. However, skilled and professional development teams can make the job easy.

Thinking of building an eLearning platform? Why not test our skills? Let’s discuss it!

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Emotions & Mindset in times of Change: UpYourBrave Livestream

The last week has been significant for my personal growth because in public, for the first time, I shared the gifts I have gained from suffering sexual abuse as a 7-year old. While most of my friends know this history, it was nice to link this occurrence to my journey from self-doubt to self-belief and self-esteem. The Emotional Fitness tools that I have gained from healing that experience are gifts that I share with others as a professional speaker specializing in Emotional Fitness.

The first video below is when I share my backstory, my personal journey, during the UpYourBrave show, which was focused on Emotions and Mindset in times of change.  As the panel discussion was live-streamed, I was very nervous, which is why I cough and clear the throat chakra energy, which is a history of being too scared to speak out.

The second video below is the full panel discussion and interview from this event on 25 May 2020.

It was a great privilege to be on this panel of great people having impactful discussions.

If you would like any help, visit www.meetrcr.com to book an online meeting.

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Book a time for a FREE introduction call or if you are considering coaching then we offer a FREE trial coaching session. Either for Executive Coaching or Emotional Fitness Coaching, simply select a 1-hour time slot from the calendar link below.

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Review of Xiaomi Mi Robot Vacuum Cleaner

Xiaomi Mi Robot

Xiaomi Mi Price

Xiaomi – one of the largest electronic companies in the world – continues to transform the robotics cleaning industry this time with the Xiaomi MI Robot Vacuum Cleaner With Laser Guidance System. This autonomous vacuum from the Chinese manufacturer promises much greater suction power and longer battery span than its predecessors (and competitors) among other great features.

Xiaomi’s ability to make elegant robovacs that cater to the varying needs of all its customers shone brilliantly through this model. In conjunction with amazing functionality, the Xiaomi MI Robot Vacuum gains a lot of user points for being aesthetically pleasing. It’s external design and unique capabilities make it very easy to fall in love with hence the reason many are terming it the best robovac from Xiaomi – for the moment at least.

If you’re in the market for a robotic vacuum we recommend sparing a few moments to examine the Xiaomi MI vacuum cleaner before making any purchases. This Chinese vacuum possesses highly elevated features and functionality guaranteed to entice even the greatest skeptics. A closer look exposes the amazing traits that make this robovac a far more superior option than the majority currently present in the market.

About The Product

Product Specifications:

  • Brand Name — XIAOMI MI
  • Item Weight — 4 pounds
  • Package Dimensions — 9 x 19.3 x 6 inches
  • Item model number — 372010
  • Batteries — 8 AA batteries required.
  • Color — white
  • Manufacturer Part Number — 372010

Important features:

  • 5200mAh Li-Battery
  • Anti-Collision & Anti-falling Detection
  • WIFI connect mobile phone app
  • Highly Automatic
  • 1800 P.a Suctions & Cleaning power.
  • 14 oz dustbin
  • “Apple Appeal” stylish design
  • Completely sealed filters
  • Warranty

Xiaomi strives to build highly functional robots with specs that can outperform other premium robots in the industry. The company tries to incorporate features that are not common in most vacuums. Their vacuums are perfect for homeowners seeking robovacs that can offer much higher cleaning standards than the majority currently in the market.

  • 5200mAh Li-Battery

This model is equipped with a 5200mAh Lithium-ion battery that can sustain continuous cleaning for a maximum of 2.5 hours. Once the vacuum’s systems detect a low charge the machine halts cleaning at once and heads back to its starting base to recharge. This cleaning duration surpasses the vast majority of cleaners in the market. Apart from the Xiaomi MI, other cleaning robots can only manage 150 minutes at best. Only a select few can come close to the 2 hour mark let alone reach the 2.5 hour border. If you have a large home this is definitely the robot vacuum for you.

  • Anti-Collision & Anti-falling Detection

Anti-Collision & Anti-falling Detection

The Xiaomi MI comes with 12 sensors that include cliff sensors and ultrasonic radar sensors that guide the machine in a similar way laser systems guide self-driving cars. A gyroscope and an accelerometer are also included among the 12 laser ensemble to further enhance navigation. These lasers allow the vacuum to scope a room with ease and determine the most appropriate route where the vacuum can avoid obstacles. The cliff sensors, working in tandem with the laser distance sensor located at the top of the device, detects disparities in the floor surface to prevent the machine from plummeting down stairs and other raised platforms.

  • WI-FI connect remote control app

This Xiaomi model can be operated remotely courtesy of the MI Home App with just a basic WI-FI connection. Users can access pretty much every feature on the Xiaomi model remotely that they can access manually. A user can schedule cleaning times, monitor the cleaning progress, switch between cleaning modes and even control accessories such as purifier light fitting among others all via a wireless device. A disclaimer: the app is still relatively new and although it works great generally there are some slight issues with select features and updates that have brought about mixed reviews.

  • Highly Automatic

This model is by far the most automated of the Xiaomi vacuum family. In order to achieve cleaning performance without any human guidance the machine was built with intelligent planning path technology to guide the robovac around the home or office. True to its name, it utilizes a laser guidance system to avoid collisions and tumbling down stairs. Still on automation, should it detect its charge drop to low levels it will immediately pause cleaning return to its charging base where it will recharge and then go back to the point it was cleaning earlier – all on its own!

  • 1800 P.a Suction & Cleaning power 1800 P.a Suction & Cleaning power

When it comes to cleaning the Xiaomi MI is among the few vacuums that can generate 1800 pascals of air pressure in order to remove dirt. While this is an impressive feature that the majority cannot come close to, it should be noted that this can be achieved in the basic standard suction mode. Users can achieve even more suction power by choosing a different mode depending on the level of clean they desire. Worried about possible high noises? Don’t be. Only 64 decibels is produced which is quite low. Sounds above 70 decibels are considered to be high and inconveniencing and hence should be avoided.

  • 14 oz dustbin

This vacuum boasts of a 14 ounce dustbin (slightly less than half a liter). Granted, the vacuum bin is not among the largest when compared to other brands. However, it is the among the most accessible. The vacuum can be emptied quickly and efficiently. Xiaomi incorporated a sensor that beeps gently to indicate the bin needs to be emptied.

  • “Apple Appeal” stylish design

The robot is available in a classy white design that mimics the elegant Apple look.With a 34.29cm diameter it boasts a magnificent circular  shape with an impressive height of 9.65cm. The weight is also very reasonable. At only 8.4 pounds the vacuum weighs enough to be transported conveniently and small enough to clean effectively without causing any major interruptions.

  • Completely sealed filters

A highly significant feature of this vacuum is its advanced cleaning system which is built to completely obscure airflow. This ensures the smallest dirt particles are sucked into the HEPA filters (also completely sealed) where they are trapped to ensure maximum clean.

It is also relatively easy to get replacements for these filters when you need them. For the best deals it is advisable to purchase multiple replacement filters together with the Xiaomi MI vacuuming unit.

  • Warranty

Since this product is Chinese based its warranty per unit varies depending on the wholesaler or point of purchase. Amazon has among the best warranty offers i.e. up to 1 year.

What Customers Say

With an 84% 5-star rating on Amazon, most customers are impressed by the Xiaomi MI robot cleaner with laser guidance system. The navigation system allows for a unique mode of cleaning whereby the laser system divides a room into square sections cleaning one after the other. This form of cleaning, they noted, saved a lot of time compared to other models.

As far as the suction is concerned, there are currently four modes: eco, balanced, turbo and max. Most customers prefer cleaning in turbo mode since it provides great results compared to the last two modes. Max mode was chosen for surfaces with extra particles such as pet hair that might have been missed by the turbo suction although such instances are extremely few.

Many customers have called the Xiaomi Mi robot a wonder vacuum with its ease of use, unbelievable navigation and phenomenal ability to destroy pet hair.

However, this vacuum is not without some caveats. Some users voiced concerns about the price of the vacuum. Retailing close to $400, it is a highly priced equipment to acquire. Also, the battery does not charge all the way to 100% but stops at 80%. Similarly, it stops cleaning and recharges when the battery has about 19% charge. This robs users of valuable cleaning time since other brands recharge at 15% and below. It also doesn’t clean pile carpet well occasionally stopping when its brushes get entangled.

Buying Advice

All factors considered, the Xiaomi MI robot vacuum cleaner with laser guidance system is worth every penny.

Its cleaning is more efficient than other higher priced vacuums as it divides a room into sections and cleans individual sections before moving to the next. Also, the navigation is excellent for large-roomed houses and works great on a wide variety of floors including tile and wood. It also comes with other special features that most vacuums lack such as a side brush that gently directs dirt and waste to the suction mouth. Also, the robot’s height can be adjusted to suit the surface its cleaning – a feature absent in many vacuums making this model among the best.

With a super powerful suction power and a variety of gadgets and special features the Xiaomi XI’s ability to clean homes and offices is rivaled only by a select few.  This robovac is also very easy to use and maintain thus making it a worthy machine to invest in.

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Help Guide

Deprivation of Assets: Local Authority care and support

Fees for residential care and support can be expensive. If you are thinking about arranging care through your local authority, you may be aware that a means-test is applied to determine what proportion of the fees the person going into care will have to pay. The greater the value of their assets, the more they will have to pay towards their own care.

Naturally, someone can give away assets to reduce the overall value of the assets that they have. However, doing so must be approached with caution. If someone is found to have given away assets deliberately to reduce the future care contributions they may have to make, the rules on ‘deprivation of assets’ will take effect.

This factsheet explains the concept of deprivation of assets and how this could affect your care and financial planning.

Deprivation of Assets: Local Authority care and support 1

What is a deliberate deprivation of assets?

If you decrease the overall value of your assets, with the intention of reducing the amount you will have to pay towards your care, you may be deemed to have carried out a deliberate deprivation of assets.

There are strict rules surrounding deliberate deprivations to prevent people from artificially obtaining a more favourable calculation in the means test for care fees.

The means test

When you apply for residential care through a local authority, the local authority will look at your assets (your income and capital) to decide how much you should pay towards your care fees. This may also take into account the value of your home.

Based on current figures, your assets will be assessed as follows:

  • If you own less than £14,250 you will not have to pay towards your care.
  • If you own between £14,250 and £23,250 you will have to pay a contribution.
  • If you own over £23,250 you will have to fund your care yourself.

What is included in the term ‘assets’?

For the deprivation provisions, assets include:

  • Capital assets – such as lump sums of cash, your savings, shares, land or property. Personal possessions (cars, jewellery etc.) are not taken into account unless they were bought to deliberately reduce your capital. For example, buying a car with your savings before being assessed for care fees could be considered a deliberate deprivation.
  • Income assets – such as wages or pension income.

What will count as ‘deliberate’?

When you give or transfer an asset away, it will only be a deprivation of assets if you did it deliberately to avoid care and support charges. Therefore, the local authority must show that this was your only reason for doing so, or that it was a significant factor in your reasoning. This last point is important, as it means a disposal can still count as a deliberate deprivation even if there were other reasons for depriving yourself of the asset.

The local authority will take the following factors into account when investigating a deprivation of assets:

  • Was avoiding the care and support charges a significant motivation?
  • When the asset was disposed of, could the person have reasonably expected they
    would need care and support?
  • Did the person reasonably expect they would need to contribute to the cost of their care?

Government guidance confirms it would be unreasonable for a local authority to consider a disposal to be a deliberate deprivation if, at the time, you were fit and healthy, and could not have foreseen the need for care.

What is meant by ‘deprivation’?

The rules on deprivation of assets are concerned with situations where the value of your assets has been reduced. As such, deprivation covers a broad range of ways in which you might transfer an asset out of your possession. Some examples include:

  • Making a lump-sum payment to someone else, such as a gift.
  • Substantial expenditure which has been incurred suddenly and is out of character with previous spending.
  • Transferring the title deeds of a property to someone else.
  • Putting assets into a trust that cannot be revoked.
  • Converting assets into another form that would normally be disregarded in the means test, for example personal possessions.
  • Reducing your assets by living extravagantly, for example gambling.
  • Using assets to purchase an investment bond with life insurance.

How far back can this go?

Contrary to popular belief, there is no ‘cut-off’ point when deprivations will be automatically disregarded. The local authority can consider any deprivations you have made – no matter how long ago – to assess whether these were done to deliberately avoid care and support charges.

A common misconception

Some people believe there is a ‘seven-year rule’ which prevents local authorities from looking at disposals made more than seven years ago. However, this is incorrect. A seven-year rule applies to lifetime transfers for inheritance tax but not in relation to care home fees.

What are the consequences of a deliberate deprivation of assets?

Although there are many reasons why you might want to give an asset away, if the local authority finds that a deliberate deprivation of assets has occurred, they have a range of powers they can use. These are intended to put them back into the position they would have been, had the deprivation not occurred.

Their powers include:

  • Recovering care charges from the person who is now in possession of the asset.
  • Starting County Court proceedings against you to recover debts. This step could be taken if you do not pay the charges as assessed by the local authority, or if you have misrepresented information to them about your financial position.

Why do deprivation of assets provisions exist?

The rules on deprivation of assets are set down in the Care Act 2014. Some background to the rules is provided in Annexe E of the statutory guidance to the Act:

“People should be treated with dignity and respect and be able to spend the money they have saved as they wish – it is their money after all. Whilst the Care Act 2014 represents an important step forward in redefining the partnership between the state and the individual, it is important that people pay the contribution to their care costs that they are responsible for. This is key to the overall affordability of the care and support system. A local authority should therefore ensure that people are not rewarded for trying to avoid paying their assessed contribution.”

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Rockler Corner Key Doweling Jig

Beautify and strengthen mitered joints using hardwood dowels and other materials!

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Our Corner Key Doweling Jig lets you join mitered corners by running dowels through the joint at 45°. The exposed oval dowel ends result in a unique decorative effect, and the dowels serve to strengthen the joint, much like splines. You can use solid wood dowels in a contrasting species, non-ferrous metal tubes, a combination of both, or even tie the joint together with leather laces. More advanced decorative effects can be achieved by double-drilling to create dowels with a multi-layered core. The jig makes the angled drilling accurate and easy. No other product on the market offers the same functionality, repeatability and convenience. Extended length bits are required.

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Season seat base increased

(Edmonton, AB) – The Edmonton Oilers announced today, due to demand, the Club is increasing its limit on Season Seats by 1,000 for the 2016-17 season, bringing the Season Seat cap to a maximum of 15,000 at Rogers Place.

“We have seen incredible demand for the new seating options at Rogers Place,” said Oilers Chief Commercial Officer Stew MacDonald. “Well over 90% of our current Season Seat Holders have already selected their new seat locations. With the growing number of members on our Season Seat Registry we made the decision to expand our Season Seat base to allow the greatest number of Registry members to become Season Seat Holders at Rogers Place.”

The Oilers Season Seat Registry was created to provide a fair way to ensure those who want Season Seats get them when they become available. Oilers fans can subscribe to the Season Seat Registry at The deadline to register to be eligible for Season Seats for 2016-17 is Friday, April 22.

The Oilers will continue to offer Power Packs and individual game tickets in Rogers Place, though Season Seats are the best guarantee of tickets to the biggest games of the season. Details on Power Packs and individual game tickets will be announced in the coming months.


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October 2020 Lumber and Commodity Report

The RoMac Building Supply Wood Commodity Index (Index) for October dropped 11.2 percent, or $93.59 per thousand, as the markets finally began to cool off after a scorching summer of price increases. Although the decrease almost wiped out the 13.0 percent gain from September, the market has a long way to drop to catch up to the 47.0 percent increase in August. At least the trend is heading in the right direction for builders. Concern about the COVID-19 pandemic worsening; catching up on pent-up demand from spring; and a general softening of demand as the country heads toward winter are encouraging dealers to put their purchasing books away.

Some manufacturers, especially on the OSB sheathing side, believe the supply and demand equation will remain out of whack for the next several months, which is encouraging higher pricing. However, lumber futures are telling a different story. Based on market adjustments this week, the chances of a pricing free fall are growing.

The dimensional lumber portion of the Index dropped 13.2 percent as everything, but 2×4-16 treated pine, which was up 4.6 percent, gave back pricing. Spruce stud pricing was down from between $85 to $190 per thousand, depending on the cut, while dimensional spruce was off 17.1 to 21.5 percent. Shorter lengths were hit harder. 2×12 pine dropped from $75 per thousand to $165 as 16’ lengths cratered. While the cuts were steep, there is probably a lot more downward movement ahead.

The sheathing portion of the Index was mixed. CDX pine plywood pricing was down almost 32.0 percent, or about $275 per thousand, which is $8.80 per sheet. Oddly, OSB sheathing increased $5 and is selling at a higher price. The plunge in CDX is going to mount a lot of pressure on OSB and the market is going to determine if once again CDX pine is the principal market driver.

The outlook for the next few months hinges on the severity of the pandemic, the chaos surrounding the presidential election, and the overall demand equation for the country. While housing may be strong in areas like Florida, if other portions of the country go on lockdown or struggle with overall demand, prices will decline quickly.

Builders need to monitor the market and not bid projects on the low side of pricing. Let the numbers come to you and get higher prices established before slashing numbers. Do not forget that spring is only five months away.

Don Magruder is the Chief Executive Officer of RoMac Building Supply in Central Florida and he is a former President of the Southeast Mississippi Home Builders Association, and past Associate Vice President of the Home Builders Association of Lake County. To contact Magruder, email him at through our Contact Page.


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Princess Eugenie Made The Most Touching Tribute To Prince Philip

“I will remember you in your children, your grandchildren and great grandchildren.”

Tributes from loved ones continue to pour in the Duke of Edinburgh. Princess Eugenie paid tribute to her grandfather Prince Philip in a touching Instagram post. The Duke of Edinburgh passed away peacefully at Windsor Castle on April 9. He was 99-years-old.

“Dearest Grandpa, We all miss you. You would be so touched by all the tributes that have been shared with me the past few days,” the 31-year-old royal wrote in the caption on Wednesday, April 15. “People remember sitting next to you at a dinner, or shaking your hand once, who remember you saying hello in passing, or remember how much their DofE award meant to them.”

The 31-year-old two pictures. The first was of herself and her sister, Princess Beatrice, attending the Derby Festival with their grandfather in 2012. The second picture was of Prince Philip and Eugenie as a little girl in a baby blue coat.

The princess went on to reminisce on fond memories and life lessons she got from her grandfather.

“I remember learning how to cook, how to paint, what to read. I remember laughing at your jokes and asking about your spectacular life and service in the navy,” she wrote. “I remember incinerating the sausages and you swooping in to save the day. I remember your hands and your laugh and your favourite beer.”

Sidenote: We want to know Prince Philip’s favorite beer!

Eugenie concluded her message by saying how his legacy will be remembered by everyone in the family. And since he is now gone, she added that the family would step up and look after “Granny,” aka Queen Elizabeth.

“I will remember you in your children, your grandchildren and great grandchildren. Thank you for your dedication and love for us all and especially Granny, who we will look after for you. ”

Eugenie is the daughter of Prince Andrew, Duke of York and the Duchess of York, Sarah. In February 2021, the princess welcomed her first child and Prince Philip’s great-grandson, August Philip Hawke Brooksbank, with her husband Jack Brooksbanks.

Eugenie, like the rest of her family, will keep the Duke of Edinburgh’s memory alive for future generations. She will no doubt be sharing some of her memories with her grandfather to her son when he is older.


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Ron Johnson to Keynote Heritage Event re: Lawsuit

The Heritage Foundation is hosting Special Treatment: The President’s Unlawful Health Care Handout to Congress on Monday, April 7th.  Sen. Ron Johnson will keynote the event, speaking about the lawsuit he filed against the Office of Personnel Management in January.  For more details on the event or to RSVP, click here.

In March, Heritage released a paper outlining their support for Sen. Johnson’s lawsuit.  Ron made the following remarks regarding the lawsuit and the paper:

“I believe it is wrong that the political class gets special treatment that no other American forced onto Obamacare gets in the individual market — a pre-tax employer contribution. I also believe President Obama’s administration illegally violated the will and intent of Congress in carrying out this rule. Despite making 20 unilateral delays and alterations to Obamacare since its implementation, the president has no authority to change the law.”

In case you missed it, the Obama administration responded last week to Ron’s suit, calling it a “generalized grievance.”

We disagree, and we hope that you’ll join Ron as he stands up to this lawless administration.  Sign up for email updates or chip in to help fund the suit.  Every little bit counts!


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What They Are Saying: Ron Johnson “Chugs a Beer Like a Champ,” “Is the Best Thing On the Internet”

Celebrates Tavern League of Wisconsin endorsement by “slamming” a beer
Yesterday, Ron Johnson released a video showing him chugging a beer in celebration of receiving the endorsement of the Tavern League of Wisconsin – which endorsed Senator Feingold in 2010.
Here is what they’re saying about Ron’s viral video:

From the Washington Free Beacon:Sen. Ron Johnson (R., Wis.) can definitely chug a beer like a champ, as he demonstrated after receiving the endorsement of the Tavern League of Wisconsin. Johnson’s campaign put out a video of what one does when receiving such an endorsement. Johnson, sitting at a bar, downs a beer without taking a breath. It takes Johnson approximately six seconds. Afterwards, he doesn’t take a gasp for air either. “That’s pretty good,” the tavern-keeper says when the senator is done.

Johnson is in a tight race for reelection against former Democratic Sen. Russ Feingold. It is unclear if Feingold can down a cold beer this fast or with this much skill. If you ever see Johnson with a beer and think it’s just for political show, it’s not. Ron Johnson can go into BEASTMODE.

From the Associated Press:

The video was shot to celebrate Johnson’s endorsement by the Tavern League of Wisconsin, the influential lobbying arm for bars. The group endorsed Johnson’s challenger Democratic former Sen. Russ Feingold in 2010. As for what beer he pounded, Johnson spokesman Brian Reisinger says “of course” it was a Miller Lite. Johnson also has a television ad showing him changing his grandson’s diaper, dodging a stream of urine in the process. The message was he cleans up messes at home and in Washington.

From the Daily Caller:

A video of Wisconsin Republican Senator Ron Johnson slamming a beer is making waves across the internet. The senator who represents Wisconsin posted a video of himself on Twitter hammering an ice cold beer in quick attempt. The video was in response to the Tavern League of Wisconsin endorsing Johnson. The beer Johnson chose to slam was a Miller Lite according to his communications director Brian Reisinger.

From the Washington Examiner:

Wisconsin Sen. Ron Johnson celebrated his latest endorsement the only way he really could — chugging down a pint of Miller Lite. His quick five-second chug, complimented by the bartender, followed his endorsement by the Tavern League of Wisconsin, a non-partisan trade association with 5,000 members. The endorsement of the long-time businessman and one-term senator was remarkable because the Tavern owners backed Johnson’s Democratic opponent, former Sen. Russ Feingold, in their last matchup.

From NBC 26 in Green Bay:


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Entrust Your Commercial Roofing Project to One of the O’Fallon, IL Area’s Most Respected Roofing Leaders – Daech & Bauer

Commercial Roofing O'Fallon ILHave you recently noticed a leak in your office’s roof? Are you concerned that the roof on a commercial building you own in the O’Fallon, Illinois area won’t be able to withstand a hail storm or other severe weather? If so, make the call to Daech & Bauer Roofing today. We’re a respected commercial roofing contractor that has successfully completed more than 10,000 projects in the area, and our dedication to providing exceptional service has helped us to become a six-time winner of the Home Builders Association Remodeler of Distinction award.

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When you choose Daech & Bauer, you can trust that we will always stand behind our work. We offer a five-year standard labor warranty, in addition to manufacturer product warranties, to provide you with extra peace of mind about your choice of roofing contractor. In addition, extended labor warranties are available through the Owens Corning™ Preferred Contractor program.

Call today to put your commercial roofing needs in the hands of the experts at Daech & Bauer Roofing. We proudly serve O’Fallon, IL and the surrounding areas.


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Musical instrument wholesale and distribution.

Seymour Duncan Hot Tele Set

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SRP: £174.95 inc vat

Availability: Out of stock

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Free delivery on trade orders over £250

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The Hot Tele Lead pickup uses flat, hand ground alnico 5 rod magnets and a special high output coil wind to give you enough midrange power to cut through like a humbucker. The absence of a steel bottom-plate gives you a fat, full punch in both the low and mid-range frequencies, yet it retains the muscular twang of a vintage style lead pickup. Great for Telecaster players who demand a more powerful lead tone, with extra presence and drive.

These are hand-built in Santa Barbara, and use hand ground alnico 5-rod magnets, along with the traditional deep drawn chrome plated Telecaster cover and lacquer dipped bobbins. Wax potted for squeal free performance.

Additional Information

Additional Information

SKU 1611208-11
Barcode 800315040667
Country of Manufacture United States
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Position Set
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Shane Cotton

The Voyage Out

Nov 8
Dec 27, 2014
Hong Kong
Exhibiting Artists:

Rossi & Rossi is pleased to announce The Voyage Out, an exhibition of new works by one of New Zealand’s foremost contemporary artists, Shane Cotton. Marking his first solo show in Hong Kong and second solo presentation with the gallery, The Voyage Out demonstrates the artist’s ability to defy easy categorisation—in search of new ideas and forms, he consistently reinvents his own painting practice.

Part of a hugely influential generation of contemporary Maori artists, Cotton has played a central role in shaping New Zealand’s postcolonial discourse. In The Voyage Out, he offers twenty new works on paper, many of which deploy his signature forms of the past few years: ambiguous texts; birds being stretched and warped through space; coloured dots and lines that simultaneously censor his images and create spatial depth; and, most contentiously, mokomokai—preserved Maori heads that were traded in the nineteenth century. One by one, the paintings transform into proto-Surrealist spaces of invocation, in which seemingly unrelated forms from past and present are thrown together against stormy skies. But these works also present significant developments within Cotton’s practice. First, at the centre of several paintings, there is the introduction of a diamond; inside, the artist creates abstract forms that hark back to British painter Ben Nicholson. He also finds new depths with his ‘smoke’ paintings, whose ambivalent surfaces are punctuated by a wobbling and unpredictable three-dimensionality.

Cotton opens up the spaces of paintings to find what lies behind them. Yet the resulting breakthroughs are less about staging Surrealist disorientations than they are about discovering unseen dimensions. Thus, they refer as much to quantum physics as to traditional Maori cosmology. The artist also wears his influences openly—like Nicholson, he borrows freely from American painter and photographer Ed Ruscha, American conceptual artist John Baldessari and New Zealand’s greatest painter, Colin McCahon. But Cotton’s works create a unique vision: a collision of colonial traumas, histories of modernism, contemporary reflections on ideas of ‘place’ and the nature of our existence.


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Child Literacy Projects

Supporting Literacy in local Primary Schools

Aiding literacy in our local schools

Child literacy is a keen focus of Newbury Rotary and is a particular interest of our immediate Past Magician NRC BookplatePresident Hemant Amin. During his presidency in 2014-15 Hemant worked with local schools to see if and how Rotary could encourage reading in our local Primary Schools.

Several projects emerged and we created some bookplates too to put in the books donated.

Volunteering as a reading assistant

Rotarians were encouraged to train to assist and support reading skills in local West Berkshire Primary Schools  through the organisation of a local charity, ABCtoRead .

Book Grant donation to John Rankin Infant School

 Pirate NRC bookplate

In 2015 John Rankin School was undertaking a new initiative to create a wider awareness and understanding of the world by introducing the International Primary Curriculum supported by an international perspective with their school library.
Newbury Rotary was delighted to assist and provided funding to purchase the books.

Read full Press Release

Falkland Primary School Libary upgrade

Falkland School's Library and classroom reading corners had become rather tired and chaotic and FrogNRC Bookplatewere desperately in need of upgrading and re-stocking to encourage the children to love reading.

Newbury Rotary provided a grant to help them with their project to purchase new library boxes and seats and of course new books!. Like all good and worthwile projects nothing happens overnight, But what a difference the year between the Club's initial visit to view their facilities and our return visit in March 2016 has made. Just take a look at the before and after photos in the gallery above.

Read full Press Release

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more Raise funds for your own charity on Sunday 13th May 2018. Start time between 11 am and 12 pm.

Know Your Blood Pressure Pop-up Clinic 2018

more Pop in to the Town Hall between 8:45 and 13:00 on Saturday 14th April for a free Blood Pressure check.

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more Food, music, presents, who could ask for more!

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more A day out to Marwell Zoo.

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Releasing the laughter and emotions at Paultons Park!

2016 Kids Day Out

more Newbury Rotarians enjoy a fun day out at Paultons Park with local children from Castle School. Difficult to say who enjoys it more!

Sunday May 8th, Bucklebury

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more A fully marshalled route for charities and community groups to raise funds for their own causes.

Saturday 23 April, Newbury Town Hall

Know Your Blood Pressure Pop-up Clinic

more A one day drop in clinic to get your blood pressure checked.

West Berkshire Young Carers Christmas Party

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Rotarian Eddie Webb in a sea of  NWN Over 80's Xmas parcels

Newbury Weekly News Over 80's Parcel Distribution

more The Newbury Weekly News Parcel Fund is another great success. Newbury Rotarians rattled tins outside Sainsbury's on November 29th to collect funds and helped to distribute the parcels on December 12th.

Switching on Newbury Xmas Lights

more Newbury Rotarians will be marshalling the Christmas parade and the crowds in the Market Place for the switching on of the 2015 Christmas Lights

Rotarians and guests from Webcas enjoying a day out on the Kennet and Avon canal

2015 Community Barge Trips

more Each year Newbury Rotary charters the Rebecca Barge for 7 days from the Bruce Trust to host day trips for local community groups

Newbury Weekly News' Over 80's Christmas Parcel Fund Collection

Newbury Weekly News Over 80's Parcel Fund Collection at Sainsbury's

more The organisation of the Newbury Weekly News Parcel Fund is already in full swing. Newbury Rotarians will be rattling tins outside Sainsbury's on November 29th to collect funds as well as helping to distribute the parcels on December 12th.

Kids Out 2015

more The 2015 Kids Out Trip to Paulton's Park on June 10th

Walkers supporting MND UK.

Charity Walk 2015

more Over 60 walkers enjoyed a 5 or 7 mile walk around the beautiful "Middleton" countryside of Bucklebury raising over Â£2000 for their charities and community groups.

2nd Newbury Cub Scouts salute their fun day out on the Kennet and Avon Canal

2014 Barge Trips for Newbury Community Groups

more Newbury Rotary Club skippers and crews The Rebecca Barge from The Bruce Trust for a week in September giving a variety of local charity support groups and their carers a lovely day out on the Kennet and Avon Canal.

Stroke Association

Know Your Blood Pressure Pop-up Clinic

more Newbury Rotary organised a Know Your Blood Pressure pop-up clinic on Saturday 18th April 2014 for Stroke Awareness Day - Newbury Town Hall: 9:30am - 1:30pm.

May 11th Rotary Sponsored Walk

Sponsored walk 2014

more .

1st Nov 7:30pm. Newbury Rotarians will be marshalling. See you there!

Newbury Lions Firework Display

more Nov 1st 2014. Newbury Racecourse. Display starts at 7:30pm Newbury Rotary Club will be supporting this initiative by providing marshals to assist the Lions Club.

Kids Out annual trip to Paultons Park: June 10th 2015

Community Service Projects

more Newbury Rotary organised a "Kids Out" trip to Paultons Park for children from our local Castle School, and their teachers on June 11th 2014.

Life Education Thames Valley mobile classroom

Life Education Centres Thames Valley

more Life Education Thames Valley is supported by Newbury Rotary Club through donations and providing volunteer resources.

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Newbury Rotary Bookplate

Community Service

back Newbury Rotary Club supports and organises a variety of community activities for all ages.


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West Coast Canada Holidays

Vancouver harbour and city skyline

Our recommended West Coast Canada itineraries

West Coast Canada is a long way to go, so you're going to want to get it right. Whether you’re planning a journey on the Rocky Mountaineer, a skiing holiday to Whistler or a Vancouver and Rocky Mountains two-in-one, our Canada Experts are on hand to advise and create your perfect itinerary. Below we’ve listed just some of our favourite ways to explore Canada’s West Coast. All of these tailor-made Canada holidays are priced to include flights, accommodation, transport and unique experiences to enhance your holiday.

If you're planning a holiday to the West Coast, talk to a Travel Expert today on 0800 707 6010.

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Bayne Finishes 30th in Kansas

Bayne Finishes 30th in Kansas

KANSAS CITY, Kan. (Oct. 21, 2018) – An incident on pit road cost Trevor Bayne a chance at a solid points day in Kansas, as damage repairs during a green flag run put him multiple laps behind the leaders, and he was ultimately saddled with a 30th-place finish.

“It’s a disappointing way to end the weekend,” Bayne said. “We struggled to find the balance of our car, and we never really had a chance to get it right after picking up that damage.”

After qualifying 19th, Bayne managed the inconsistent handling of his AdvoCare Rehydrate Ford Fusion but surrendered a lap to the leaders before the end of stage one. Though he was able to get the lap back by taking the wavearound, he lost track position as the team had to take a long pit stop to replace a damaged mirror on the car.

Bayne restarted stage two in the 26th position, working his way up to 21st before coming to pit road during a cycle of green flag stops. As Bayne was entering his pit box and the No. 21 Ford was leaving his, contact was made damaging both cars. The crew was unable to immediately repair the damage to the AdvoCare Ford, and Bayne would need to stop two more times under green to get the car back to a driveable condition. By that point, Bayne was scored six laps down in 35th.

The team battled to remain on the track and would eventually begin to move forward, ultimately settling for a 30th-place finish.


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Summer Camps

  • summer
    Our events and programs are open to non-Roxbury residents as well as those who are enrolled in our school district.
    There are lots of summer activities available!
    • Private Music Lessons (Grades 6-12)
    • College Essay Writing Workshops
    * Certain summer programs qualify for discounts. Please see the individual camp pages for details. Discounts do not apply to the extended care or transportation programs/options.
    If you have any questions, please call the Community School at 973-584-7699 or email
    For more information about Roxbury Community School policies, including refunds, please visit,


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18/1576 Rifleman William George Swain

         8th Battalion Royal Irish Rifles

                      7th June 1917

Born in Aghalee,County Antrim,Northern Ireland in 1894.

His parents were George Swain (born in 1851) and Annie Conway(1870-1900),They were married in 1888.

He had 1 brother,Richard(born in 1892) and 2 sisters

Annie Jane(born in 1889) and Florence Edith Minnie

(born 18/03/1898).

When his mother died in 1900,his father remarried in 1901 to  Sarah Irvine (born in 1852) and she had a son,Samuel

(born in 1890).

In the Irish census taken on 02/04/1911,the family were recorded as living in Maghaberry,Maheramesk,Co.Antrim.

William was employed as a farm servant and his father was

an agricultural labourer.

William enlisted in Belfast and was killed in action on 07/06/1917.

It is worth noting that his headstone records him as being aged 20 at the time of his death ,but birth records for the area he was born in only show a birth for a William George G Swain in 1894.


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