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Buying My Home – Right To Buy

Who can buy their council home?

Most of the Council’s secure tenants have the right to buy their home providing the following requirements are met:

  • You must be a secure council tenant.
  • If you were a public sector tenant before 18th January 2005, you must have at least two qualifying tenancy years (qualifying tenancy years are public sector tenancies, which include tenancies with Right to Buy landlords, with registered housing associations, or time spent in armed forces accommodation). If your public sector tenancy started after the 18th January 2005, you must wait until you have at least five qualifying tenancy years.
  • You must not have broken the terms of any suspended possession order made by the court.
  • You will not be eligible if you are an un-discharged bankrupt, have a bankruptcy petition pending against you, or you have made an arrangement with creditors, which is still outstanding.
  •  You may apply with members of your family who are not joint tenants, but they must occupy your home as their only or principal home and must have done so for the 12 months prior to your application.

Do all properties qualify to be purchased under the Right to Buy scheme?

Even if you satisfy the basic criteria above, the following types of property are not suitable for the scheme:

  • A property suitable for occupation by people of pensionable age or who are physically disabled, which has been let particularly with these people in mind.
  • Retirement Living (Sheltered) housing for the elderly, physically disabled, mentally ill or mentally disabled.
  • Houses and flats on land which has been bought for development and which are being used as temporary housing.
  • A property owned by an employer, let to an employee, so that they can be near their work.
  • A property forming part of, or within the enclosure of a building which is held mainly for purposes other than housing; or situated in a cemetery.
  • Homes which the Council has leased from someone else, and which have to be given up empty when the owner wants them back.
  • Almshouses.
  • Homes given to students so that they can follow certain full-time courses at a university or college (unless the tenancy continues for more than 6 months after the tenant stops attending the course).
  • Homes where the tenants have been given the tenancy of the property temporarily while they look for a permanent home, unless the tenants are still there after one year.
  • Homes which are not self-contained.

What Next?

If you are a Council tenant and are interested in buying your home, then you need to take the following steps:

Step 1 – Information

View the Right to Buy: buying your council home information on (external link), where you can download an application form.  You can also request an application form by contacting us using the contact information at the bottom of this page.

Step 2 – Application

Complete the application form and return it to the Housing Services Team at the Council.

Step 3 – Confirmation

Within 28 days of the receipt of the completed application the tenant will be told whether they have the Right to Buy their home.

Step 4 – Valuation & Offer

Within a further 8 weeks for a house, or 12 weeks for a flat, an independent valuation will have been carried out and an offer letter will have been sent to the tenant, who then has 12 weeks to decide whether or not to proceed with the purchase.

How long will the whole process take?

The length of time from application made to the completion of the purchase can vary depending on individual circumstances but on average most go through within about 6 months.

Right to Buy & Service Charges for Sold Flats

You are classed as a Leaseholder if you purchase your flat under Right to Buy or on the open market and the flat is within a building maintained by the Council. As a leaseholder you are required to pay an annual service charge for any services the Council provides to the building or land under the terms of your lease.

On initial sale of the property a Section 125 notice will be served and this will provide details regarding the service charges you will be required to pay.

The notice will also state any major works that are planned within the first five years to the property and details of your contribution.

Leaseholders must remember that if the service charge is not paid without good reason, the council may ask the court for a money judgement and this could affect your future ability to obtain credit.

Leasehold Agreement

Council flats are sold with a lease for a fixed term normally 125 years, and can be bought and sold during the term. The actual building your property resides in is owned by the Freeholder (Wealden District Council).

The lease is a legal document that contains your contractual rights and obligations as a leaseholder and the Councils contractual rights and obligations as the owner of the freehold, who maintains the structure and common areas of the block.

The Councils Leaseholder Handbook contains answers to many frequently asked questions and is available for download or alternatively contact our Leasehold Management & Right to Buy Officer using the contact details at the bottom of this page.

Right to Buy Website

There is now a dedicated website and telephone number for tenants to find out about Right to Buy.  Please visit the Communities and Local Government Right to Buy website (external link) for more information.

Right to Buy Sales

View data relating to the  of local authority dwellings including annual and quarterly sales including summary information on sales of Registered Provider stock (previously known as Registered Social Landlords or housing associations).

Right to Buy Handbook

View our Right To Buy Handbook (pdf)) which sets out your rights and responsibilities as a leaseholder of a flat purchased under the Right to Buy.


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As a successful marketing agency Surrey, Thunderbolt Digital make sure to keep on top of current goings on in the industry, as well as closely following what the social media giants like Facebook are up to. Facebook always seems to be adding a new feature or other, but have you ever wondered as to how they decide just what to develop and include? In case you haven’t noticed, Facebook keep a very close eye on their competitors and have managed to remain so popular by playing them at their own game and “borrowing” rival features when required.

Instagram and Snapchat

Snapchat has been something of a problem for Facebook, especially since the app was voted the favourite amongst teens back in 2016; it seems that younger audience were more drawn to picture based form of content sharing, as opposed to the more text-centric updates from Facebook (and Twitter). Of course, here’s where Facebook’s acquisition of Instagram came in handy – the picture-sharing platform was able to launch a feature called Stories, which was nothing other than a blatant duplicate of Snapchat, complete with filters and stickers. However, despite the brazen duplication, Instagram now has more daily users than Snapchat has accounts thanks to Stories.

Workplace Chat and Slack

Not content with its success in recreational social media, Facebook is working to secure a place in enterprise solutions a la Microsoft and Slack. Slack is a useful communication tool specifically meant to help employees to be able to communicate and collaborate with each other without becoming distracted by social media – of course, Facebook wasn’t happy about that, and in line with its general policy, went about making its own competitor app, Workplace. With the aim of making Workplace company-wide (rather than used by a select few employees like Slack is), the release of a free version, and the new addition of Workplace Chat, Slack has every right to feel threatened.

Work History and LinkedIn

You may have already noticed in your search results that Facebook have been posting job vacancies for a while, but they may be looking to further cash in on the job market by implementing a hidden CV feature that allows users to detail their work history. Interestingly, any information added to this section will not be displayed publicly, so seems reserved for the act of job hunting – something previously left to the realm of LinkedIn.

Sets and Pinterest

So what’s left for Facebook to conquer? The answer seems to be Pinterest, the inspirational site used to discover and organise ideas, tutorials, recipes, and more. Facebook’s answer to this is the newly announced “Sets” which is (ironically) being touted as a “new way to share” things like plans, memories, and style. So what does Facebook have to gain from this? Pinterest’s audience is mainly comprised of women and has a very large active user base of creative hobbyists, a market which Facebook does not tap into as fully as it could.

SMEs in need of an experienced marketing agency Surrey will find Thunderbolt Digital to be a vital ally in their quest for online mastery! We’ve spent years assisting businesses with their marketing strategies, managing their social media accounts, optimising their websites, and much more. If your business deserves more recognition but is being lost among the sea of competition online, come in and chat with us today to see how we can change this. Simply call 01252 413757 or email and schedule a meeting with us – we’d love to hear from you!

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WebMD Health News

Is Drinking Diet Soda a Health Risk?

soda cans on crushed ice
From the WebMD Archives

May 5, 2017 -- About one in five Americans drinks diet soda every day, according to the CDC. Is that a good thing?

Numerous studies over the past several years have reported links between diet soda and weight gain, diabetes, heart problems, and other health issues. Most recently, headlines sounded alarms about a higher chance of dementia and stroke among diet soda drinkers .

That may sound worrisome, but experts say you don’t need to clear the diet drinks out of your fridge just yet. Many questions must be answered before we’ll know whether diet soda raises your chance of health problems.

Diet Soda, Dementia and Stroke

Boston University researcher Matthew Pase, PhD, and colleagues examined 10 years of health information from nearly 3,000 American adults over 45 to count the number who had a stroke. They did the same for nearly 1,500 American adults over 60 to determine how many developed dementia.

After accounting for a variety of things that could influence their health, such as age, physical activity, and waist size, the researchers found that diet soda drinkers nearly tripled their odds of stroke and dementia, compared with those who drank no diet soda.

Scary, right? Not necessarily, says Pase. Only 81, or 5%, of the people in the study were diagnosed with dementia, and only 97, or 3%, had a stroke.

“At the end of the day, we’re talking about small numbers of people,” says Pase. “I don’t think that people should be alarmed.”

Pase also makes clear that his study’s results, published in April in the journal Stroke, don’t explain the link. Do diet sodas cause health problems like stroke and dementia? Or do people who have higher chances of getting such health problems choose to drink diet soda, perhaps to try to cut sugar and calories in their diets? Pase can’t say.

Links, but No Cause and Effect

Other studies have also tied health concerns to diet soda broadly rather than to specific artificial sweeteners. (The FDA has approved six for use in drinks and food.) Like Pase’s study, they could not show whether diet soft drinks were to blame.

  • In 2014, a study reported that overweight and obese people who drank diet sodas ate between 90 and 200 more calories of food per day than those who drank regular sodas.
  • Also in 2014, a review of several studies, published in the British Journal of Nutrition, revealed that people who drink diet sodas raise their risk of type 2 diabetes by about 13% for each 12-ounce can they drink each day.
  • A 2015 BMJ review of studies also found that a single daily serving of diet soda boosted the chance of diabetes by 8%.
  • A 2012 study found that daily drinkers of diet soda who were, on average, 69 years old had a 43% higher chance of heart attack, stroke or dying as a result of blood vessel problems.
  • Israeli researchers who studied 381 adults without diabetes showed that diet soda drinkers had many things that raised their odds of having type 2 diabetes, including higher weight and belly fat, higher levels of blood sugars, and more glucose intolerance. Their 2014 study suggested a cause: Artificial sweeteners affected gut bacteria, which in turn affected metabolism. But that connection was only noted in mice.

The authors of these studies suggest many explanations for the links between diet soda and health concerns. In addition to potentially changing gut bacteria, artificial sweeteners may stimulate the appetite, which could lead to overeating. Researchers don’t know yet whether these explanations will prove to be accurate.

David Ludwig, MD, PhD, says that studies like these raise important concerns about diet soft drinks, but they're not proof that we need to be worried.

“We need more clinical trials,” says Ludwig, an endocrinologist and professor of nutrition at the Harvard T.H. Chan School of Public Health, and author of Always Hungry.

Ludwig conducted a test in 2012. In it, he randomly divided 224 overweight or obese teens into two groups. One group continued their normal habit of drinking sugary sodas; the other group switched to diet sodas. After a year, the diet soda group had dropped a little bit of weight, compared with those who drank regular sodas. By the 2-year mark, however, the two groups were about the same.

In another clinical trial, participants who drank diet soda lost about 5 pounds more than water drinkers over a 12-week period. However, that study was funded by the American Beverage Association, a trade group that represents soda makers.

Overall, says Ludwig, clinical trials have shown that if you switch from sugary sodas to diet ones, your weight will benefit. However, no clinical trial has yet been long enough to answer whether diet sodas affect the odds of having diabetes or whether they are as safe as unsweetened drinks like water. Diabetes and obesity, Ludwig says, are the primary focus of concerns about diet soda.

“Compared to unsweetened beverages,” asks Ludwig, “are they causing harm?”

Why Your Diet Soda May Derail Your Diet

One possible explanation for the link between diet sodas and weight gain and diabetes risk: The sweeteners in diet soft drinks may trick you into overcompensating, or eating a greater number calories than you normally would, says Christopher Gardner, PhD, director of nutrition studies at the Stanford Prevention Research Center. This can happen in one of two ways.

The first, he says, is psychological. If you choose a no-calorie diet soda over a regular soda, you may reward yourself later in the day with a treat. And that treat may have more calories than you saved by avoiding the sugary soft drink.

Your brain chemistry may play a role as well. The sweetness in the diet soda may prime your brain to expect a calorie boost. When no calories are on the way, that could trigger your appetite and lead you to eat more.

“Diet sodas may help you with weight loss if you don’t overcompensate, but that’s a big if,” says Gardner, who's also a professor of medicine at Stanford University.

Ludwig suggests that drinking artificially sweetened beverages may affect your taste buds in ways that make you less likely to choose healthy foods.

“You may find fruit less appealing because it’s less sweet than your soda, and vegetables may become inedible,” he speculates.

Both Gardner and Ludwig acknowledge that their theories are just that: Theories.

To Drink or Not to Drink Diet Sodas

The American Beverage Association said in a statement that the FDA and other health organizations consider artificial sweeteners safe, and no research has shown otherwise .

“Scientific evidence does show us that beverages containing these sweeteners can be a useful tool as part of an overall weight management plan. America’s beverage companies support and encourage balanced lifestyles by providing people with a range of beverage choices -- with and without calories and sugar -- so they can choose the beverage that is right for them.”

Seattle-based dietitian Angel Planells encourages people to choose water over soda of any kind. But, he says, diet soda can fit into your diet as long as you make other healthy food choices.

“If you drink a diet soda, that won’t make up for eating a super-size fast food meal,” says Planells, a spokesman for the Academy of Nutrition and Dietetics.

Breaking the diet soda habit, if you choose to do so, can be tough, says Planells. He recommends starting with baby steps rather than going cold turkey. If you drink five or six diet sodas a day, drop down to two, to three, and then to one. Just be sure to drink water so you stay hydrated.

Ludwig advises people who want to get off sugary drinks to consider diet soda a temporary choice.

“I tell my patients to continue making the transition to unsweetened beverages,” he says. “We know that diet sodas are better than sugary beverages in terms of body weight, but we don’t know if better is actually good.”

WebMD Health News Reviewed by Brunilda Nazario, MD on May 05, 2017

Christopher Gardner, PhD, director of nutrition studies, Stanford Prevention Research Center; professor of medicine, Stanford University.

David Ludwig, MD, PhD, endocrinologist and professor of nutrition, Harvard T.H. Chan School of Public Health, and author of Always Hungry.

Matthew Pase, PhD, researcher in neurology, Boston University School of Medicine.

Angel Planells, registered dietitian and spokesman for the Academy of Nutrition and Dietetics.

American Beverage Association statement.

Bleich, S. American Journal of Public Health, March 2014.

CDC: “Consumption of Diet Drinks in the United States, 2009-2010.”

Ebbeling, C. New England Journal of Medicine, October 11, 2012.

FDA: “High-Intensity Sweeteners”

Gardener, H. Journal of General Internal Medicine, September 2012.

Greenwood, D. British Journal of Nutrition, September 14, 2014.

Imamura, F. BMJ, July 21, 2015.

Pase, M. Stroke, April 20, 2017.

Peters, J. Obesity, June 2014.

Suez, J. Nature, September 17, 2014.

© 2017 WebMD, LLC. All rights reserved.


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We Buy Houses In All Areas of Essex County, New Jersey In Any Condition – Price Range – Or Location

We Buy Houses Essex County

We Buy NJ Real Estate, LLC is owned and operated by Licensed Real Estate Professionals and has an A+ rating with the Better Business Bureau.  We have over 20 years of experience and have been considered the most trustworthy real estate investors in the New Jersey market.

We buy all types of real estate in all areas of Essex County, New Jersey. Our areas served are as follows:

Belleville Glen Ridge North Caldwell
Bloomfield Irvington Nutley
Caldwell Livingston Orange
Cedar Grove Maplewood Roseland
East Orange Millburn Verona
Essex Fells Montclair West Caldwell
Fairfield Newark West Orange

Listen to what one home owner had to say about his experience with us!

We Buy Houses New Jersey - Sell My House Fast New Jersey

Want To Hear More Testimonials From Satisfied Sellers?

Do You Need To Sell Your Essex County House?

If you have a property and need to sell it… we’d like to make you a fair cash offer and close on it when you’re ready. No matter the condition of your house – your situation – or timeframe…

Sell Your House Now - Please Submit Your Property Info Below

... to receive a fair all cash offer and to download our free guide.
  • This field is for validation purposes and should be left unchanged.

If you prefer to talk to someone in our office before submitting your property information just give us a call today at (908) 320-7995

We’d love to make you a fair no-obligation no-hassle offer.  You’ve got nothing to lose 🙂 Contact us today.


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MAA BOO - Iloi & Anna - Philosophy & Bio

MAA BOO is a fantasy island “discovered” in 2013 by Anna & Iloi in their quest for a summer getaway. It is a land maybe close, or maybe far away where maps and plans are useless because nothing but your heart can lead you.

MAA BOO swimwear is the result of endless memories of the Greek sun, beaches, islands and sun kissed smiles, all wrapped into one! The essence of the brand is to create unique pieces, complementing the female figure, that will follow you around all summer long and be part of your best sunny memories.

As its creators, MAA BOO swimwear is a brand that is a free Greek spirit at heart! All pieces and designs are original. Fabrics are custom made in Greece, bringing colours, shapes and memories to life.

Put differently, MAA BOO is that piece of magic that you can pack in your suitcase and escape to your fantasy world.

Iloi and Anna met at the age of 13 and ever since decided they would follow the summer where it led them. It was many parties, studies and summers later that they did what they had promised themselves to do.

Intrigued by the question, why in a land of summer there were not enough Greek swimwear brands, and with their experience from the world of communication and shipping, the duo joined forces once again and created MAA BOO, just for the fun of it!

With the “if you really want it you can do it” attitude, Anna and Iloi made their fantasy island a reality; a fun, fresh, colorful and beautiful swimwear brand, representing the free Greek spirit!

MAA BOO swimwear.

Just for the fun of it!


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Lara and Rebecca's Wedding in Jacksonville Beach, Florida

Beach Summer Orange 4 wedding vendors

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Lara and Rebecca's vendor team

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Alice Sullivan

Director, 1970 British Cohort Study at the Centre for Longitudinal Studies, Institute of Education, University of London

Alice Sullivan leads the team responsible for developing the content, design and analysis of the 1970 British Cohort Study. Her research interests are focused on social and educational inequalities, including inequalities of social class, gender and ethnicity. Her published work includes papers on Bourdieu and cultural capital, rational choice theory, private and state schooling, single-sex and co-educational schooling, and education policy. She is interested in longitudinal research methods, the design of survey instruments, and mixed-methods approaches.


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Executive Gateway to $100,000 to $1 Million+ Careers
Articles by Wendy Enelow

Exploring Your Options: Employee, Consultant or Entrepreneur

By Wendy Enelow, CCM, MRW, JCTC, CPRW

Never in the history of modern-day business have you – as a working adult – had so many different options for your career.Â  Not only do you need to decide WHAT you want to do – finance, sales, IT, HR, general management, etc. – you have to decide HOW you want to do it.Â  Do you want to be:

* An employee, enjoying the safety, security (somewhat questionable these days!), and benefits of “corporate” employment.Â  There are a great many positive things to be said about getting that W-2, your pension plan, and all the other perks.

* A consultant, thriving in the world of projects, clients, and solutions.Â  The diversity of a consulting career intrigues many senior managers and executives, allowing them to leverage their particular expertise and enjoy lots of different experiences and opportunities.

* An entrepreneur, defining and pursuing your own course of action.Â  Entrepreneurship can be enticing and tremendously rewarding, but you must learn to live with the risk and potential for financial uncertainty.Â  It can be a heavy load to carry.

This article will focus on each of these different career paths, their advantages and potential disadvantages, to help you determine which is most appropriate for you.Â  We begin with the most widely pursued path, that of the employee.

Despite the uncertainty of financial markets, the recently poor performance of the technology sector, and other depressing economic news, the opportunities for employment do exist – today and in the future.Â  Finding them might take a bit more effort and creativity than in years past, but jobs do exist and will continue to exist.

If you’ve made the decision to pursue employment, then you must ask yourself the following questions:

* How are you going to manage and advance your career?

* How are you going to position yourself for continual increases in your compensation?

* How will you find self-satisfaction and personal fulfillment in your job?

The single most important thing to remember as an employee is that no matter who writes your paycheck, ultimately you work for yourself and for your family.Â  Therefore, your job must not only provide money, benefits, and the like, it must also provide you with a feeling of self-worth and personal identity.Â  In a world where work often dominates our lives, these personal feelings of value and contribution are vital to your own personal growth and sense of achievement.Â  Just as critical, your employer must find value and worth in what you bring to their organization.

Planning and preparation are key.Â  It is strongly recommended that you develop your own “Career Map,” a tool that allows you to envision where you will be a year from now, 5 years from now, 10 years from now, and so forth.Â  With your “Career Map” in hand, you’ll have a roadmap to chart your projected career growth and direction, knowing that it will change over time as you move forward, encounter new opportunities, expand your knowledge, and reposition yourself for continued growth.

When you have a plan in hand, you have control over your destiny, something that all too many employees feel they give up when they accept an employment opportunity.Â  Many believe their careers are now in the hands of the company, and they sit passively by, waiting for the company to make the next move.

But, not you!Â  You know that your objective is to move up another tier in the management structure of your company, or another company, within the next two years.Â  In anticipation, you should engage in the following activities:

* Prepare and continually update your “Achievement Journal,” highlighting each and every contribution, project, cost saving, revenue increase, and more that you’ve delivered to the company.Â  This will be a vital tool in negotiating your next promotion and accompanying salary increase.

* Develop a “Networking Resource File” that you can easily and quickly update with each new network contact, people who may be of value when planning and executing your next job search campaign.

* Prepare a “Compensation Chart” to specifically depict your REALISTIC projections for growth in salary, benefits, and other financial perks.Â  Keep this with your Career Map and update them simultaneously.

As an employee, you strive to meet two independent, yet interrelated, agendas – your personal agenda and the agenda of your employer.Â  It is quite possible to achieve both as long as you are clear about what you want and can communicate that information, and your supporting qualifications, achievements, and talents, to an employer.

Ten years ago, there were few consultants, and those who were, most often worked for the large, well-established consulting firms.Â  Today, however, consulting has become a rapidly growing profession, advantageous for both the consultants and the companies who engage them.

As a consultant, once you’ve established yourself and built a solid reputation, you are free to pick and choose your assignments, concentrating on areas of professional interest and challenge to you.Â  Further, you are often quite well paid for your expertise, and the opportunities are unlimited.Â  There are consultants who specialize in strategic planning, sales, marketing, IT, HR, productivity and efficiency improvement, corporate and investment finance, mergers and acquisitions, operations, and virtually every other profession and function you can think of.

As an employer, you can capture the best talent for a specific project or assignment, whether for two weeks or two years, and be “done” with a consultant when the project is complete.Â  There is no long-term commitment or “marriage” as there exists between employer and employee.

If you’ve made the decision to pursue a consulting career, then you must answer the following questions:

* Do you thrive in a constantly changing work environment?Â  Consultants are on the move, from client to client, working in a diversity of organizations.Â  To succeed, you must be able to quickly adapt to your changing environment and get up to speed almost instantaneously.

* Can you handle the pressure of constant deadlines and commitments?Â  More often than not, consultants work on time-sensitive projects and are constantly pressured to deliver, deliver, deliver. Can you handle the stress?

* Do you have strong team building and team leadership skills?Â  Teaming is the preferred method of operation in tens of thousands of companies today.Â  Virtually no one works independently.Â  Rather, you are engaged as a consultant to either participate on a team or lead that team.Â  Do you have the requisite management, leadership, and communication skills to meet that requirement?

* Are you a talented marketer, confident, articulate, and self-motivated?Â  Most consultants, other than those employed with the largest of consulting firms, must sell their consulting services as the first step in building new client relationships.Â  As such, no matter your area of specialization, you must be an astute marketer, able to quickly communicate your knowledge and expertise; able to quickly demonstrate your value to a prospective client.

* Do you wish to work as an independent consultant, or do you prefer to join an established consulting firm?Â  This is perhaps the most critical of all questions.Â

If you choose a career as an independent consultant, you are choosing what many consider an entrepreneurial path.Â  There will be no single employer writing your paycheck, no paid sick days, no paid holidays, and no paid benefits package.Â  Rather, you will have to create your own opportunities through a combination of your marketing savvy, your client relationship management skills, and your particular area of consulting expertise.Â  What’s more, you have to ask yourself if you can live with the financial risk of self-employment and the roller coaster of emotions that often follows along.Â  You’re “up” when you’re working and “down” when you’re not.

If, on the other hand, you choose to join a consulting firm, you are often getting the best of both worlds – the dynamic and constantly changing working environment that appeals to so many consultants, along with the stability of that biweekly paycheck from your employer (the consulting firm).

Today, consulting is a well-established and well-respected career path appealing to the professional, the manager, and the executive.Â  Opportunities abound as companies have realized the tremendous financial and operational benefits consultants can bring to their organizations.Â  It truly is a “win-win” for everyone involved.Â  If you have the fortitude, the drive, and the expertise to position yourself as a consultant, you will find the personal, professional, and financial rewards can be quite significant.

Nations around the world have nurtured entrepreneurship in its various forms for centuries, but never before has there been such a phenomenal number of entrepreneurs, from the small business owner down the street to Bill Gates of today’s technology revolution.Â  It is vital that you be realistic in your expectations, knowing that the vast majority of entrepreneurs own small ventures and not mega-corporations.Â  We are not seen on Oprah, not featured in Time magazine, and not rushing to the bank with our millions of dollars.Â  Rather, we are hard-working individuals who have chosen an entrepreneurial career path for a diversity of personal and professional reasons.

Before you make the decision to launch an entrepreneurial venture, ask yourself the following questions:

* Are you a risk-taker?

* Can you live with the uncertainty of when you’ll get your next paycheck?Â  Do you have money saved?

* Can you work tirelessly for weeks and months on end?Â  Do you have a high level of energy?

* Can you work through disappointments and lost opportunities, and continue to move forward?

* Are you confident, assertive, self-motivated, and self-reliant?

* Do you have the emotional support of your friends and family?

If you answered “yes” to these questions, then you most certainly have the entrepreneurial grit, determination, and support system that are so vital for success.Â  Without those qualities and an intense commitment, you’ll face an almost insurmountable challenge.Â

Then, ask yourself why you’re considering entrepreneurship.Â

* If it’s to escape the drudgery of a 9-5 job, forgot it! 9 to 5 will seem like a vacation when you’re self-employed.

* If it’s to make a ton of money, forget it!Â  No matter the business concept, no matter the marketing strategy, no matter your network of contacts, no matter anything, building a new venture COSTS money. It will take time, maybe 6 months, maybe 3 years, before you ever begin to see a steady stream of profits.

* If it’s so that you can call your own shots, forget it!Â  Although you may be profitably self-employed and think that you’re running the show, the reality is that your customers/clients run the show.Â  Now, instead of reporting to just your manager, you’re reporting to each and every client that you work for.Â  Your accountability increases, not decreases.

* If it’s so you can pick and choose which hours you want to work, forget it!Â  You’ll find that you’re working ALL of them to meet client and project deadlines.Â  Sure, it’s easier to take a Friday off here and there, but only if your business continues to operate and respond to client needs in your absence.

* If it’s to create a stable working environment, forget it!Â  Entrepreneurship is a dynamic and forever-changing career path.Â  You must be able to work fluidly, be willing to change as the market and your customers dictate, and be able to emotionally handle the constant flux in which you may find yourself.

Are you totally discouraged now?Â  Don’t be!Â  Yes, there are uncertainties, long hours, lack of sleep, financial concerns, and tremendous commitments as an entrepreneur, but there are also tremendous advantages.Â  As an entrepreneur and small business owner myself, I cannot imagine doing anything else.Â  Despite the many negatives, there is no other career path that would have been appropriate for me.Â  Is it the same for you?

Work is such a huge part of our lives today that both personal and professional fulfillment are vital in your career.Â  Now, with such unlimited opportunities as an employee, consultant, or entrepreneur, you can pick and choose the path that is most closely aligned with your skills and long-term career objectives.Â  Go forward with zest and determination, and make your career what you want it to be!

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Kiddylicious Early Learning Centre | Western Cape Government

Kiddylicious Early Learning Centre

Early Childhood Development services means services intended to promote early childhood development; and are provided by a person, other than a child’s parents or caregiver, on a regular basis to children up to school-going age. These include in centre services (Partial Care facilities) and out of centre programmes and services that include home visiting programmes, playgroups, toy libraries and space based ECD programmes.

ECD Partial Care is a service where a person takes temporary care of more than 6 children during specific hours of the day or night. Any person providing an ECD Partial Care service must register with the Department of Social Development.

Location: Sir Lowry's Pass, Cape Town, South Africa
Owned / Funded by / Endorsed by: (Western Cape Government)
Facility Category: Registered Early Childhood Development partial care facilities
Contact Information:
Street Address:

34 Ballyfar, Old Sir Lowry's Pass Road, Sir Lowry's Pass

The content on this page was last updated on 29 June 2017


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Western Dental & Orthodontics

434 E Dr Martin Luther King Jr Blvd
Stockton, California 95206

Office Hours

Monday: 8:00AM - 5:00PM
Tuesday: 8:00AM - 5:00PM
Wednesday: Closed
Thursday: 8:00AM - 5:00PM
Friday: 8:00AM - 5:00PM
Saturday: 8:00AM - 4:30PM
Sunday: Closed

About the Office

Our office is now open! For more information on COVID-19 steps we are taking to keep you and our team members safe, visit: COVID-19 Updates. To confirm our office schedule and book an appointment now, call: (209) 643-6172

If you have been searching for a great local dentist in Stockton, you’ve come to the right place! Our Western Dental Stockton location on MLK Blvd has a network of skilled dental professionals who perform high - quality work for all our patients at an affordable price. We feature dental care and experience that is hard to find. With a long reputation for safety and professionalism, our well - trained staff at Western Dental in Stockton prides themselves in offering you the finest oral and dental health care.

Insurance and Financing Options

We accept most forms of insurance, provide our own insurance and offer easy financing options.

google-icon 4.6 Yes! Actual Rating for This Office

Cinthia Diaz February 22, 2020

Best western dental I ever been thanks to Michelle for helping me out I just wanna thank all the staffs for being so kind and how hard they work on every patient

Maria Lopez February 05, 2020

Great customer service the lady's in the front are very friendly and made me feel comfortable, No wait time I was in and out less then a hour, Dr Yassa is amazing he answered all my question I had he take his time with me, I'm telling all my family and friends about this western dental.

We’ve updated our Privacy Policy. To learn more about how we collect and use information through our website, please read our Privacy Policy here. By continuing to use this site, you agree to our updated policy.


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CRIM 4004 Managing Data 3/0/3 This course teaches students to build and manage databases using SPSS. An emphasis is placed on working with large national data sets, including those available through the U.S. Census Bureau and the Inter-University Consortium for Political and Social Research. Although a basic understanding of research methods and statistics is helpful, it is not necessary for this course. PRE-REQUISITES: CRIM 1100

Lecture Hours: 3.00 Lab Hours: 0Total Hours: 3.00


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Tuesday Canvassing: Knightsbridge

Join us Tuesday Evening in Knightsbridge to help elect Chuka Umunna in the Cities of London and Westminster! Westminster and the City of London deserves better than the Brexit backing Conservative Party. We will be meeting outside Sloane Square Tube Station for a 6.30pm start. All timers, some timers and first timers all welcome! Full training provided.

Contact details are listed below...

November 05, 2019 at 6:30pm - 8:30pm
Sloane Square Station
Sloane Square
London SW1W 8BB
United Kingdom
Google map and directions
Benny Curtis · · 07552982673

Will you come?

Can we keep you updated?

The Liberal Democrats will use your contact details to send you information on the topics you have requested. Any data we gather will be used in accordance with our privacy policy at www.libdems.org.uk/privacy To exercise your legal data rights, email: data.protection@libdems.org.uk.

Sign in with Facebook, Twitter or Email.


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Basic Chaplain Training- Community

Monday, September 21, 2020 from 8:30 AM to 4:00 PM

Event Information

NOTE: Please understand we are scheduling this training to be in Nocona, Texas. If there is issues with travel or it is unsafe to gather we will do this training via a  Live Virtual Classroom. We will make this decison no later than August 15th, 2020.

You've been called to serve outside the walls of the church ~ You've been called to be a Chaplain. Be part of a growing family that is impacting their communities and the nation.

Cost for the 3 day training is $250 individuals and $450 for married couples

September 21-23, 2020

8:30-4:00 daily

This training does not make you a Chaplain. There is an application process along with a National Background Check.

© 2018 - 2020 WFM Chaplains - All Rights Reserved.


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School Crossing Guards

School Safety

Crossing Guards play a very important role in ensuring our children get to and from school safely. These highly dedicated civilian employees are required to work in all types of weather and can be depended on every day. The children and parents build a special relationship with the crossing guards and this job is truly rewarding in many aspects.

Seven Intersections

We currently employ 25 crossing guards that staff seven different intersections. Some of our intersections require two crossing guards for added safety.


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Hirst Mill Crescent, Shipley, West Yorkshire

Guide price

  • Bedrooms: 5
** STAMP DUTY PAID BY VENDOR OVER £500,000 ** Hirst Mill Cottage is a superbly presented family home that features stylish, well planned living accommodation, located in a superb residential location, close to the amenities and transport connections of Saltaire

Arrange viewing 01274 581794

Dacre Son & Hartley - Saltaire

77 Bingley Road, Saltaire, Shipley, West Yorkshire, BD18 4SB

See all properties from this agent

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Exclusive: New 14 Year Old Bottled in Bond Bourbon From MGP Is On Its Way

Indiana’s MGP Distillery will launch its first bottled in bond bourbon this November under the George Remus label. The whiskey’s end-of-year debut coincides with the 100th anniversary of the enactment of the Volstead Act, which carried out the 18th Amendment outlawing alcohol production and distribution in the United States.

Remus Volstead Reserve straight bourbon was distilled in the fall season (July-December) of 2005 and matured in MGP’s brick warehouses in Lawrenceburg, Indiana. Like all bottled in bond whiskeys, it is 50% ABV. However, at 14 years of age, it far exceeds the minimum 4 years required for bottled in bond whiskey. The bourbon is packaged in a decanter bottle and commemorative box designed to evoke the Art Deco era of Prohibition, when namesake George Remus operated a notorious bootlegging ring. Preliminary tasting notes reveal aromas of honey-roasted peanuts and pecans, blueberry-pomegranate juice, and baking spice. The palate is soft and fruit-forward, with chocolate, nuts, and drying oak—understated in spite of the 50% ABV.

MGP is well-known to American whiskey drinkers as a supplier of high-quality bourbon and rye for dozens of other brands, and the release of Volstead Reserve underscores its commitment to drawing upon its expansive inventory to build its own stable. “We want to continue to explore what Art Deco and Prohibition were all about in American history,” says MGP vice president of brands Andrew Mansinne. “And with our reserves of bourbon, we can have some fun doing that.” The whiskey’s 14 years in barrel nearly mirror the length of Prohibition, which lasted from 1920 until December 1933, but Mansinne notes that this was purely coincidental. “The moon and the stars aligned and we said, what better opportunity than to [use these barrels for] Volstead?”

Like the other expressions in the George Remus lineup—which includes the flagship George Remus straight bourbon (86 points) and the annual special-edition Remus Repeal Reserve (92 points for 2018’s Series II)—this whiskey was assembled by senior master blender David Whitmer, whom Mansinne describes as instrumental to the brand’s identity. “He has been on our brands team since day one,” says Mansinne. “He was at the tiller when we came to him with [the idea for] Volstead Reserve.”

Remus Volstead Reserve is a one-time-only release. Just 6,000 bottles, priced at $200 each, will be available in 14 states (Arizona, Colorado, Illinois, Indiana, Kansas, Kentucky, Minnesota, Missouri, Montana, Nebraska, Ohio, Tennessee, Texas, and Wisconsin). While this bourbon will not be repeated, Mansinne says Remus fans can look forward to other limited-edition whiskeys in the future. “As we find some pretty cool barrels and as we find opportunities that are historically significant, we will come out with these one-time things,” he says. “Whenever we can find an opportunity, we’ll take advantage of it.”

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Main Content

When Commodore Stephen Decatur, Jr., and his wife, Susan, moved to the new federal city in 1816, they purchased land on the northwest corner of the President’s Park (today's Lafayette Square) with the prize money Decatur was awarded for his naval conquests in the War of 1812. The Decaturs commissioned Benjamin Henry Latrobe, America’s first professional architect and engineer, to design a home “fit for entertaining.” In Washington, Latrobe also designed St. John’s Episcopal Church (better known as the President’s Parish) and parts of the White House.

Built in 1818, Decatur’s home was the first private residence in the White House neighborhood. Thereafter known as Decatur House, it was a nearly square three-story town house constructed with red brick in the austere Federal fashion of the day. In 1819, the Decaturs moved in with high expectations for the Capital as well as their own social position. Already a celebrity from his conquests in the Barbary Wars and the War of 1812, Stephen Decatur became one of Washington’s most celebrated figures, and the couple advanced their position by throwing a number of lavish parties in their new house. Unfortunately, the couple only occupied the house for a mere 14 months as Decatur was mortally wounded in a duel against Commodore James Barron on March 22, 1820.

The White House Historical Association and Decatur House, a National Trust Site

After Decatur's death, Susan auctioned most of the home’s furnishings, moved to a small house in Georgetown and rented the Decatur House for the next 15 years to a string of foreign and American dignitaries. Henry Clay, Martin Van Buren, and Edward Livingston made Decatur House the unofficial residences for secretaries of state from 1827 to 1833, each renting the house while they served that post. In addition to housing such prominent political figures in American history, Decatur House was continuously occupied by numerous free and enslaved servants who also played a pivotal role in shaping America. In 1829 Charlotte Dupuy, a women enslaved by Henry Clay, left an indelible mark on the history of Decatur House when she sued Clay for her right to freedom while living in the house.

Due to her overwhelming debt, Susan Decatur was forced to sell the home in 1836. Decatur House was purchased as a retirement home by wealthy hotel and tavern owner John Gadsby, who owned the prestigious National Hotel on Pennsylvania Avenue. He was also well known as the proprietor of Gadsby’s Tavern in Alexandria, leased and operated by Gadsby from 1796 to 1808. The two-story ell built along H Street, N.W. in 1821 for the servants of the tenant, the French minister Baron Hyde de Neuville, later housed numerous enslaved individuals of the Gadsby household, including three generations of the King and Williams families. It is a rare extant example of urban slave housing in the District of Columbia. After Gadsby’s death in 1844, his wife Providence rented the house to Vice President George M. Dallas and several members of Congress. Her last tenant was Louisiana Senator Judah P. Benjamin. During the Civil War, the federal government took over the building, using it among other things as the Headquarters for the Army Subsistence Department with the main duty of administering the contracts for provisions for the Union army’s ration packs.

The White House Historical Association

General Edward Beale of California purchased the town house in 1872. A frontiersman, diplomat and entrepreneur, Beale was the initiator of the U.S. Army’s Camel Corps in the deserts of New Mexico and Arizona and served as ambassador to Austria-Hungary during the presidency of Ulysses S. Grant. Edward and his wife, Mary, redecorated the house to create a fashionable Victorian home. They installed gas chandeliers and added the impressive parquet floors in the second floor parlors where they frequently hosted social gatherings for Washington’s elite. Upon Edward’s death in 1893, the home was passed down to his son Truxtun Beale, who served as ambassador to Persia and Romania. Truxtun and his wife, Marie, also did their part to carry on the tradition of entertaining in style as they hosted numerous soirees for diplomats and other prominent Washingtonians.

In 1956, after the home had been in the Beale family for 84 years, Marie Beale bequeathed the Decatur House to the National Trust for Historic Preservation. Marie Beale’s generosity not only saved Decatur House, but many other historic buildings surrounding Lafayette Square which were slated to be demolished to make way for new government office buildings. Decatur House was opened to the public as a museum in the early 1960s.

In 2010, the White House Historical Association established the David M. Rubenstein National Center for White House History at Decatur House. The first of its kind, the center will house historical documentation, support research efforts and provide education programs related to the study and history of the White House.

The National Center for White House History is located at Decatur House, a National Trust Historic Site owned by the National Trust and operated by the White House Historical Association.

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Stephen Stockman

Salesperson, Land Specialist / Jeff Propst Team / Licensed in MO

I was born and raised in North Central Missouri where I currently reside with my wife Christy and our three beautiful daughters Kaydence, Presley and Oaklyn. My father introduced me to deer and turkey hunting at a young age and it didn’t me long to become completely consumed with chasing mature deer. As my passion for deer hunting grew, so did my passion for managing the land and enhancing the properties I hunted. I’ve been fortunate enough to see and manage some top-notch properties in Northern Missouri and Southern Iowa and am lucky enough to wake up every day and do that very thing. I am an honest, hard working, family guy who generally enjoys people and loves to work with clients to transform their investment from a piece of land to the hunting property of their dreams.

Agent Properties

State County Acres Price Status
Missouri Mercer 120 acres +/- -- Pending
Missouri Mercer 350 acres +/- -- Sold
Missouri Mercer 35 acres +/- -- Sold
Missouri Mercer 117 acres +/- -- Sold
Missouri Grundy 41.5 acres +/- -- Sold


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I've Slowed Down My Shopping, But I'm Still Eyeing Up These 31 Cool Basics

To clarify, the title of this story refers to my shopping for fashion items. I say that because while I’ve been buying less clothing and fewer shoes and accessories lately, I’ve been spending more money on groceries and household cleaning products than ever.

Nonetheless, I’d be lying if I didn’t admit to doing a little extracurricular adding-to-cart here and there, even if it's just browsing. Yes, I am, of course, prioritising the rational self-quarantine essentials first, but I can’t help but have a look at stay-at-home fashion items such as cosy slippers, cute loungewear and cool-feeling basics that I can wear both now and later, too. As they say—old habits die hard. To shop all the wearable-but-interesting basics I’m eyeing up right now, just keep scrolling.

I can't be the only one who still loves wearing black in spring and summer.

There's no such thing as too many cool tanks.

I love everything about this, from the print to the cut to the colour.

I've been wanting a single, chunky gold ring, and this just might be the lucky winner.

Tie-dye print clothing has been a major mood-lifter for me lately.

Shop the matching Milan Biker Shorts ($90).

Ripped jeans are in the middle of a comeback, and I'd like to be part of it.

You'll never get sick of these sandals. They'll look good with dresses, jeans, skirts or anything else.

My spring motto is tanks, tanks and more tanks.

If there were ever a dress to wear at home, this would be it.

I'll never think of a slip skirt the same again.

I'm very into shackets these days.

From the colour to the strap detail, everything about this baguette bag is just better.

It's not a regular T-shirt. It's a cool T-shirt.

I'm not usually that into brown, but this bag really speaks to me.

Next up, the biggest spring/summer 2020 fashion trends you need to know.

This piece originally appeared on Who What Wear U.S.

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Haysville KS

Garage Door Repair Haysville Kansas – (316) 215-7006

Lots of people go a long period of time without thinking of their garage door, however when your garage door is not functioning properly, it becomes all you could think of. What happens if it traps the car inside? What happens if I end up being a target of burglary due to the fact that the door can not shut? What happens if this dangerously dangling door comes crashing down on top of my youngsters, my vehicle, or my family pets? Quit fretting! Easy Up can come to your house or facility ASAP with our extremely educated and experienced garage door repair and setup technicians to deal with all things involving garage doors and garage door devices. Whether you require your garage door maintenanced or totally replaced, Easy Up is the remedy.

Easy Up Garage Door Repair values a job done to perfection and will never ever cut corners to get a project done. Our customers are the world to us, so we treat every project with the highest consideration. You will see!

  • Garage Door Services Haysville KS
  • Garage Door Spring Repair
  • Garage Door Openers
  • New Garage Doors
  • Repair Bent or Cracked Panels
  • Keypads
  • Remotes
  • Pulleys
  • Cables

We service all makes and models of garage door and also automated opener in Haysville KS!

  • Amarr
  • Chamberlain Liftmaster
  • Clopay Pro-Series
  • Craftsman
  • Genie
  • Linear
  • Overhead Door
  • LiftMaster Openers
  • Sommer
  • Wayne Dalton
  • Windsor

We promise that every Haysville KS garage door technician we place on your work order is licensed and bonded to make certain the task is done right the first time. We are open 7 days a week from 8am to 7pm. Call (316) 215-7006 today!

Submit your review

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Wichita KS Garage Doors
Average rating:
 2 reviews
by Vernia Prall on Wichita KS Garage Doors
Vernia Prall

Nick provided excellent service. Very very reasonable price, was able to repair instead of replace. The technician invoiced me the exact price the expert quoted me and had excellent communication throughout the experience.

Some of our neighbors were charged more than twice the amount we were since the technician only got the replacement option. I highly recommend these professionals for any garage door repair service.

by Joella Damiani on Wichita KS Garage Doors
Joella Damiani

Stan gave me a excellent price on the repairs and did an incredible job also. He addressed my email messages very rapidly, scheduling us for new garage doors within the week.


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Best Watches for Women Under $200 – Top 10 Choices for the Ladies

You know what?

Getting a new watch is always a fun and exciting experience.

However, there are times when all the options available to you can actually make the choice a bit harder.

In this list, we hope to help you narrow your choices down with the best women’s watches under $200.

As we all know, you don’t have to bust the bank for a stylish and functional timepiece.

This list has some of the top budget choices for women looking for a watch that keeps good time, looks great, and is budget-friendly.

So if you’re on the hunt for such a watch, read on to find out more.

  1. MY TOP PICK: Michael Kors Women’s Parker Gold-Tone Watch
  2. Michael Kors Women’s Runway Silver
  3. Timex Women’s Indiglo Easy Reader Watch
  4. Citizen Eco-Drive Silver- and Gold-Toned Watch EW1544-53A
  5. Bulova Womens Swarovski Crystal Watch (Model 96L253)

Are Watches Below $200 Good?

You obviously don’t need to bust the bank just to buy a watch.

As this list has shown, there are many watches out there designed for those who don’t want to make a huge investment in a watch.

With a little bit of research, you’ll surely be able to find a great and cheap watch from brands such as Timex, Casio, Fossil, Seiko, Citizen, and more.

What Is The Best Brand For a Budget Watch?

There’s no definitive answer to this.

But a lot of people in the watch community will easily say the Japanese brands are some of the best at making cheap, affordable, and high-quality watches.

Japanese brands famous for this are Fossil, Seiko, and Citizen.

But there are also other brands around the world that deliver just as well.

Brands such as Bulova and Michael Kors have adorned the wrists of people all over the world because their watches don’t require tapping into your savings to buy while still being a top-quality timepiece.

The Best Women’s Watches Under $200 – Quick Comparison

Product imageProduct nameEditor's ratingPrice
Michael Kors Womens Parker Gold-Tone WatchMichael Kors Women's Parker Gold-Tone Watch4.9 out of 5 starscta
Michael Kors Womens Runway SilverMichael Kors Women's Runway Silver4.9 out of 5 starscta
Timex Womens Indiglo Easy Reader Quartz Analog Leather Strap WatchTimex Women's Indiglo Easy Reader Quartz Analog Leather Strap Watch4.8 out of 5 starscta
Citizen Eco-Drive Silver- and Gold-Toned Watch for Women, EW1544-53ACitizen Eco-Drive Silver- and Gold-Toned Watch for Women, EW1544-53A4.8 out of 5 starscta
Citizen Watches Womens FE6140-03A Eco-DriveCitizen Watches Women's FE6140-03A Eco-Drive4.7 out of 5 starscta
Bulova Womens Swarovski Crystal Quartz Watch (Model 96L253)Bulova Womens Swarovski Crystal Quartz Watch (Model 96L253)4.7 out of 5 starscta
Nine West Womens NW-1994RGGY Strap WatchNine West Womens NW-1994RGGY Strap Watch4.7 out of 5 starscta
Fossil Womens Georgia Quartz Stainless Steel and Leather Casual WatchFossil Women's Georgia Quartz Leather Casual Watch4.6 out of 5 starscta
Fossil Womens Riley Stainless Steel Multifunction Glitz Quartz WatchFossil Womens Riley Multifunction Glitz Quartz Watch4.6 out of 5 starscta
Skagen Womens Ancher Stainless Steel Mesh Dress Quartz WatchSkagen Womens Ancher Stainless Steel Mesh Dress Quartz Watch4.6 out of 5 starscta

1. Michael Kors Parker Gold-Tone Watch

Michael Kors Womens Parker Gold-Tone Watch

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While Michael Kors is a brand known for expensive luxury items, they also have a couple of less-expensive pieces in their catalog, and this watch is one of them.

This piece is a rose-gold toned watch that has a classy modern look.

With the rise of rose-gold tones in products, this timepiece fits right into the trend.

Aside from that, the watch is also adorned with Swarovski crystals both on the bezel and dial.

On the dial which shares the rose-gold tone of the case, there is a large numerical marker at the 12 o’clock position with Swarovski crystals taking the place of the other markers.

The watch has three sub-dials that display the chronograph function of the watch with a date window in between the four and five o’clock markers.

The case measures in at 39 mm which may be on the larger side, but since there are a fair amount of things on the dial, the size actually gives the watch a more organized look.

The timepiece runs on a quartz movement, which is accurate and affordable, making it the perfect pair for a stylish budget-watch such as this.

-Classy design

-Chronograph and date window

-Easy to read

-Adorned with Swarovski crystals

-The watch may be too large for some

2. Michael Kors Women’s Runway Silver

Michael Kors Womens Runway Silver

See Latest Price

If you’re a fan of rose-gold tones but don’t want it on the entire watch, this timepiece might be worth checking out.

It features a gold-toned case with rose gold accents on the bracelet and dial.

This gives the watch a very classy look, which is further accented by the simple stick markers and hands on the watch.

There aren’t any sub-dials on this model, but that can actually work to its advantage.

The simplicity of the dial makes the watch a much better partner for formal outfits, especially with the very large 42mm case which will really catch anyone’s eye.

The watch has 50m of water resistance, which isn’t the best, but as long as you don’t wear the watch in the pool or when going for a dive, you’ll be fine.

All in all, this a simple yet incredibly classy timepiece that runs on a trusty Japanese quartz movement.

Perfect for anyone looking for a watch that can add a touch of class to any outfit.

-Simple and classy design

-Reliable Japanese quartz movement

-Two-toned design

-Easy to read

-Only has 50m of water resistance

3. Timex Women’s Indiglo

Timex Womens Indiglo Easy Reader Quartz Analog Leather Strap Watch

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Moving on from Michael Kors, we have another classic timepiece from another classic brand, Timex.

The Indiglo is one of the brand’s more iconic pieces, as it has adorned the wrist of many people from all walks of life since its release.

This specific model is about as classic as it gets.

A simple black leather strap paired with a small, gold-toned case that measures in at 25mm, which is the quintessential size for a lady’s dress watch.

The dial itself is reminiscent of old-school timepieces with large black markers to perfectly contrast the white dial.

One of the highlights of the watch is the lume, which allows you to read the time regardless of the lighting condition, which is a great pair to the 30m of water resistance which results in a watch that will easily take care of your horological needs throughout the day.

-Old-school dress-watch design

-Goes great with both casual and formal outfits

-Easy to read

-The lume allows you to read the time in any condition

-The watch can tick quite loudly

4. Citizen Eco-Drive EW1544-53A

Citizen Eco-Drive Silver- and Gold-Toned Watch for Women, EW1544-53A

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Moving on, we have a gorgeous model from Citizen that utilizes its premiere technology.

For starters, the watch has a two-toned case and bracelet that utilizes two classic watch colors: gold and silver.

This results in a nice contrast on the watch that is driven home by the simple black and white dial with a date window at the 3 o’clock position.

While the watch’s design is great on its own, the main reason this watch is attractive is actually the movement underneath it all.

The watch uses Citizen’s Eco-Drive technology, which is basically a quartz movement that doesn’t need a battery change.

That may sound surprising since having to change the battery occasionally is one of the only caveats to having a quartz watch.

The way this is done is by putting a solar panel on the watch’s dial that charges the watch and keeps it ticking.

It has been the main feature of a lot of Citizen’s watches, and the Eco Drive line is by far one of the favorites from the brand.

-Eco-Drive movement

-Classy two-toned design

-The simple dial is easy to read

-100m of water resistance

-The design might be too “old-school” for some

5. Citizen Eco-Drive FE6140-03A

Citizen Watches Womens FE6140-03A Eco-Drive

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If you’re a fan of the Eco-Drive movement but want a more modern-looking watch, then this might be the Citizen piece for you.

It features a beige band, which blends very well with the stainless steel case and white dial.

The beige band is further accented by the markers and hands on the dial as they share the same color.

The result is a very light and modern look, perfect for any modern woman.

The case measures in at 34mm, which is a bit larger than most women’s watches, but the size works great for an everyday timepiece.

This watch can easily go with formal and office outfits as easily as it does with more dressed-down, casual Friday looks.

On top of all that, it runs on Citizen’s Eco-Drive movement, which is known all around for its convenience, accuracy, and functionality.

-Easy to wear

-Easy to read

-Uses Citizen’s Eco-Drive movement

-Stylish and modern design

-Only has 30m of water resistance

6. Bulova Women’s Swarovski Watch (96L253)

Bulova Womens Swarovski Crystal Quartz Watch (Model 96L253)

See Latest Price

Next up on the list, we have a model from a famously innovative brand, Bulova.

For years, the company has been known for coming up with wild and creative designs.

These designs have resulted in a lot of praise and a lot of criticism for Bulova, and that’s because some designs and ideas work really well while others don’t.

This watch is a clear example of it working.

This is a loud, bright, and extravagant watch perfect for those who want their timepiece to be noticed.

The first thing that one might notice is how the watch is loaded with Swarovski crystals.

There are a total of 126 crystals distributed throughout the bezel, mother-of-pearl dial, and bracelet.

Paired with a silver-toned case and bracelet, this results in a classy watch that truly shines.

On top of that the watch also has a great quartz movement and water resistance up to 30m, which leaves some to be desired, but it still just fine for a dress watch of its price.

-Loud design

-Quartz movement

-Mother-of-pearl dial is very classy

-23.5mm dial is a great size for a dress watch

-The design might be too loud for some

7. Nine West Women’s Strap Watch (NW/1994RGGY)

Nine West Womens NW-1994RGGY Strap Watch

See Latest Price

Following things up is a watch from another brand that’s more well known for clothes than watches, Nine West.

Nine West is a great brand that works well for all age groups, and it’s obvious that this watch was designed for the younger watch enthusiast.

It features a rose-gold toned case and a thin bezel, which adds a very feminine touch to the watch which pairs very well with the color of the case and dial.

The dial features a white background with rose-gold toned stick markers that are large and easy to read.

It’s obvious that this a very fashionable watch, especially with the gray strap with a rose-gold toned buckle and the domed crystal.

Underneath the whole thing is a Japanese quartz movement, which keeps accurate time while also making the watch more affordable.

Aside from that, the watch doesn’t have a lot of features as a lot of the effort put into making the timepiece went into the design.

So if all you need is a fashionable timepiece that can keep time accurately while not doing much else, then this might be one of the top budget options for you.

-Premium design

-Accurate movement

-Easy to read

-Domed crystal

-The watch isn’t water-resistant

8. Fossil Women’s Georgia Watch

Fossil Womens Georgia Quartz Stainless Steel and Leather Casual Watch

See Latest Price

One brand that has yet to be mentioned on this list is Fossil.

The brand is another world-famous watchmaker known for releasing high-quality watches that can be bought by anyone.

This women’s watch has a very retro look perfect for anyone looking for a great pair for their casual outfits.

It has a large and classy dial with a white background and silver markers, resulting in a very easy to read yet sleek design.

To add to that is the brown leather strap with metal buckles and details that result in a rugged look.

And considering the looks everyone’s sporting these days, this might be one of the most fashionable pieces you can get on a budget.

Aside from looking exceptional, this watch is also a workhorse.

It runs on a quartz movement, which is part of the reason this watch is in the price range it’s in, while also being the reason that the watch can stay accurate for longer periods of time.

On top of that, it has a mineral crystal and 50m of water resistance, which gives this watch as much durability as it has style.

If you aren’t looking for a formal watch and instead are looking for a piece to go with your favorite casual jackets, then this might be the piece for you.

-Rugged design

-Large dial

-Genuine leather strap

-The leather band is hard to replace

9. Fossil Women’s Riley Watch

Fossil Womens Riley Stainless Steel Multifunction Glitz Quartz Watch

See Latest Price

Next up is another piece from Fossil, this time in the form of a more classy and formal watch.

The case and bracelet on this timepiece sport a silver-tone, while the bezel and dial are adorned with crystals that make the watch shine.

Despite all the shine on the watch, it’s surprisingly easy to read.

This is a testament to Fossil’s attention to detail, as they were able to make a watch with a design this loud yet not distracting from the main purpose of having a watch: to read the time.

The watch also has a chronograph, displayed on three subdials that are placed perfectly on the dial to allow you to use the function very easily while adding a bit of flavor to the main dial.

To keep time, the watch uses an Analog quartz movement, which is about standard for watches in this price range.

On top of that, the watch also is water-resistant up to 100m.

So that means you can wear it in the shower, while washing your hands, or even in the pool for a quick dip.

Just keep in mind not to keep it submerged for too long as it wasn’t designed to handle heavy and prolonged exposure to water.

Those of you out there looking for a nice dress watch made by a classic brand should definitely put this Fossil piece under consideration.

-Classy dress watch design

-Reliable movement

-100m of water resistance

-The silver tones help the watch pop

-Might be too loud to be used as an everyday watch

10. Skagen Women’s Ancher Watch

Skagen Womens Ancher Stainless Steel Mesh Dress Quartz Watch

See Latest Price

Just because a watch has crystals, doesn’t mean it has to be loud, and this Skagen piece proves just that.

This watch has a plain silver-toned dial that uses crystals as the markers.

This is all fits into a small, 23mm case perfect for formal occasions where you want your watch to accent your look, not steal the show.

The minimalist themes of the watch are further driven home by the black leather strap that the watch comes with.

Underneath the hood is a classic three-hand quartz movement that keeps time as accurately as any other movement out there if not better.

Another cool addition to the watch is the fact that the straps are interchangeable, which means that you can instantly change the look and feel of the timepiece whenever you feel like it.

So if you’re on the hunt for a minimalistic and classy dress watch, make sure to give this Skagen piece a good look.

-Minimalist design

-Interchangeable straps

-Reliable quartz movement

-Great size for a dress watch

-Only has 30m of water-resistance

How to Choose a Good Women’s Watch Under $200

best watches for women under 200

In this section, we take a look at some important things to consider and look at when shopping for a watch on a budget.

1. Brand

One of the first things to consider when you’re on the hunt for a watch on a budget is the brand.

Obviously, you aren’t going to find any legitimate Rolex or Patek Philipe models for under $200, but that doesn’t mean you won’t find a good watch.

As you probably learned from the article, there are a lot of brands that you can choose from when looking for an inexpensive timepiece.

Brands such as Michael Kors and Bulova will always deliver when it comes to design.

While other cheaper brands like Seiko, Citizen, and Fossil will always give you well-designed and highly functional timepieces.

All for a relatively affordable price.

2. Movement

This is one of the most important aspects of a watch.

After all, it is what keeps the device ticking and working.

If you’re looking at budget watches, it might be best to focus on quartz movements

This is because they are the most inexpensive movements to make and usually keep time even better than automatic and mechanical movements.

Automatic and mechanical movements are generally more expensive, and cheaper watches with these movements usually mean that there were some steps taken to reduce the cost of manufacturing which could, in turn, affect the watch.

3. Size

When checking out designs, it will be easier if you already know what size you want.

Larger dials work great on casual watches, that’s why some pieces on this list had dials as big as 39mm.

Having a watch of that size on your wrist will result in a strong look that’s perfect for days when you’re dressed down, but might not really work with formal outfits.

If you’re looking for something closer to a dress watch that you can wear at formal events to match your favorite gown, it might be best to go with smaller watches.

These watches generally have a classier look than larger ones and also do a better job at complementing outfits rather than stealing the show.

4. Complications

When talking about watches, a complication simply means an extra feature of the watch.

This could be a chronograph, a calendar, a date window, multiple timezones, and even luminosity.

Now, you don’t necessarily need a lot of complications (especially on a budget watch), but it would always be nice to have a couple of them as they add character and functionality to a watch.

5. Strap Or Bracelet

This is another factor you have to take into account.

Would you rather have a leather or silicone strap, or would you prefer a metal bracelet?

Having a strap would give the watch a more rustic look, and with the right watch could also give a classic vibe.

Bracelets are generally more formal and flashier than straps, so if that’s the look you’re going for then a bracelet might be the best choice for you.

How Often Do I Get My Watch Serviced?

It’s recommended to get your watch serviced every 3 to 5 years.

Where Can I Get My Watch Serviced?

You can usually get your watch serviced at any local watch or jewelry shop, but make sure to check if the people servicing your watch are licensed professionals.

Otherwise, you risk damaging your watch or voiding the warranty.

How Long Is The Warranty On My Watch?

That will all depend on the brand, but most brands have a warranty policy that covers factory defects and damages no caused by abuse of the watch for two years.

However, each brand and model may have a different policy so make sure to do the proper research.

There you have it, the best watches for women that you can buy for less than $200.

All the watches on this list perform very well, especially considering the price.

Aside from that, all the watches also have their own unique looks and styles that will cater to a lot of different tastes.

There’s no definitive best budget to watch out there because everyone has different tastes.

But if you know in your heart that the watch you chose will make you happy, then there’s no doubt at all that you’re wearing the best watch for you.

Further reading:

How to Wear a Silver Watch For Women

How to Match Watches With Clothes


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Herdade dos Grous

Herdade dos Grous is situated in the extensive Lower Alentejo plain, among olive groves, cork oak forest and 70 hectares of vineyard.

The property is the ideal place for relaxing, being in contact with nature and learning more about horse breeding and animal husbandry, wine and olive oil making or organic farming.

The rooms are located near the “Herdade’s” private reservoir and guests may enjoy two outdoor swimming pools, a restaurant and a wine bar.

To discover the surrounding nature of Herdade dos Grous there is a wide variety of experiences on offer such as: guided tours around the farm by foot, mountain biking, quad-biking, horse riding, tractor riding or even hot air balloon flights! You can also have horse riding lessons, do a High Ropes Course or have a picnic. In the lake you can enjoy rowing, canoeing and paddle boating.

Visiting the “Herdade’s” winery you have the opportunity of discovering all stages of the winemaking process and sampling the wines produced on the estate. There is also a shop where you can buy the wine, olive oil and handmade ceramics produced on the “Herdade”.

Services: Restaurant, Wine Bar, Wine tasting, Vineyard and Winery Tour, Wine Shop

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Be our guest at a free, one-hour information session & backstage tour.

All March Overture tours have been cancelled, in accordance with the March 12th Alberta Health Services advisory.

  • Rent the Hall

    Whether it’s a major event, or the ideal space for a meeting, reception or cocktail party, check out what we have to offer.


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Home > Refinance Calculator > 2014 Acura TSX

What's the monthly payment on a 2014 Acura TSX?

Published: June 3, 2020

The monthly payment on a 2014 Acura TSX with 58,418 miles is $251 at a 8.62% APR. We are assuming a vehicle with a market value of $13,246, a $1,000 downpayment, a credit score of 700 and a 60 months term. The payment can obviously vary by a large degree depending on the exact trim and mileage of the vehicle.

The following table therefore shows monthly payments by credit score and loan term:

Auto loan refinance calculator

For your exact vehicle and credit score, take a look at the table above or enter your vehicle's details into our refinance calculator below:

Payments for your Acura would be

$251 per month at 8.62% APR

How many miles are on the car?

Is this the right trim?

Is this the right engine?

Is this the right drive train?

What's your downpayment?

What's your loan term?

What's your credit score?

**Based on a loan of $12,246, FICO 700 and 60 months term.

What other 2014 Acura TSX owners are paying

We performed a nationwide study and looked at thousands of 2014 Acura TSX loans. On average, 2014 Acura TSX owners who purchased their vehicle last year had a FICO of 655. For reference, the nationwide average score is 670.

The variance from the average American car owner is likely driven by the price point of the car at $16,229. We found that the average APR on a 2014 Acura TSX loan is 11.48% over 66 months with a monthly payment of $334.

If the same 2014 Acura TSX owner refinanced her auto loan, she could save $1,320 thanks to improving her credit score by as little as 35 points. For more context, take a look at our study Best way to lower your rate? Make your payments!

How we calculate your monthly 2014 Acura TSX payments

Our auto loan refinance calculator estimates the monthly payments of your 2014 Acura TSX the exact same way as any auto loan company would do. We wrote an article that explains all the nuances around auto loans and refinancing and you can learn more about our auto loan refinance calculator here

If you are not sure what trim, engine or drivetrain your 2014 Acura TSX has, take a look at the 2014 Acura TSX's brochure by clicking here.

Monthly payments for similar Acura TSX

1. Payments for a 2013 Acura TSX
2. Refinance a 2012 Acura TSX
3. Payments for a 2011 Acura TSX
4. Refinance a 2010 Acura TSX

Resources and auto loan refinance

Resources that helped us develop this calculator include but are not limited to CUDLExperian, Equifax, TransUnion, FICO, CreditKarma and the Consumer Financial Protection Board.

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Tag Archives: chris matthews

Trump adviser cites non-existent ‘massacre’

[van id=”politics/2017/02/03/kellyanne-conway-bowling-green-massacre-jnd-orig-vstan.cnn”]

During an interview on MSNBC, Kellyanne Conway spoke about the Bowling Green massacre, but there is no such thing.
CNN Staff
Senior Trump adviser Kellyanne Conway made a statement during a TV interview Thursday that pricked the ears of fact-checkers everywhere.
She told MSNBC’s Chris Matthews:
“I bet it’s brand new information to people that President Obama had a six-month ban on the Iraqi refugee program after two Iraqis came here to this country, were radicalized and they were the masterminds behind the Bowling Green massacre. It didn’t get covered.”
First of all, Obama didn’t ban the Iraqi refugee program.
Second, there’s no such thing as the Bowling Green massacre.
Conway later clarified that she was referencing the case of two Iraqis — Waad Ramadan Alwan and Mohanad Shareef Hammadi — who lived in Bowling Green, Kentucky. Both were granted refugee status and entered the United States in 2009.
“On @hardball@NBCNews@MSNBC I meant to say ‘Bowling Green terrorists’ as reported here,” she said, before linking to an ABC news story on the case.
They were arrested in May 2011 on a series of terrorism charges and were sentenced two years later after pleading guilty.
The two men were never planning on committing an act of terrorism on US soil. Instead, they were trying to help get weapons to al Qaeda in Iraq. They were terrorists who should not have been allowed in the country, but they weren’t planning an attack in the United States. And they didn’t kill anyone in Bowling Green (or anywhere else in the US).
CNN has reached out to the White House seeking comment of Conway’s statement and have not yet received a response.
Chelsea Clinton, the daughter of Trump’s general election Democratic opponent Hillary Clinton, referenced Conway’s comments in a tweet Friday morning, saying “don’t make up fake attacks.”
“Very grateful no one seriously hurt in the Louvre attack …or the (completely fake) Bowling Green Massacre. Please don’t make up attacks.”
Some background on that case:
After arriving in the United States, the men were monitored by federal authorities. They told an FBI confidential informant that they wanted to provide weapons and explosives to al Qaeda in Iraq, court documents said.
An extensive undercover sting operation was launched, authorities said, and Alwan — who a Justice Department official once called “a really bad guy” — told an undercover agent he had been involved with “hundreds” of IEDs.
An indictment released at the time said the United States was able to locate Alwan’s fingerprints on an IED and on the base of a cordless phone used in an attack near Bayji, Iraq in the early 2000s. That the vetting process didn’t work and that these men were allowed into the country highlighted serious flaws in the refugee resettlement system and led to reforms of the vetting process.
As a result, Obama ordered that 57,000-58,000 Iraqi refugees recently allowed into the country be revetted, causing a massive backlog. So, while there was no specific ‘ban’ on Iraqi refugees coming into the country, there was a delay in allowing anymore in.
So to recap: There was no massacre in Bowling Green, and Obama didn’t ban Iraqi refugees from the country for six months. Major outlets, including CNN, did cover Alwan and Hammadi’s case. We did not, however, cover the Bowling Green massacre because it never happened.

The-CNN-Wire ™ & © 2017 Cable News Network, Inc., a Time Warner Company. All rights reserved.

Gary Johnson struggles to name a world leader he respects

By Eli Watkins, CNN
Gary Johnson is trying to be a major figure on the world stage, and it doesn’t sound like he’s doing it for the company.
[van id=”politics/2016/09/29/gary-johnson-chris-matthews-aleppo-sot-ac.cnn”]
The Libertarian presidential nominee was asked by MSNBC’s Chris Matthews during a town hall forum to name his “favorite foreign leader.”
Johnson began to restate the question, and Matthews interrupted: “Any one of the continents, any country. Name one foreign leader that you respect and look up to, anybody.”
The former New Mexico governor sighed, and his running mate, former Massachusetts Gov. Bill Weld, said his would be Shimon Peres, the recently deceased Israeli statesman.
“I’m talking about living. You gotta do this. Anywhere, any continent. Canada, Mexico, Europe, over there, Asia, South America, Africa. Name a foreign leader that you respect,” Matthews said.
Johnson, still struggling to answer the question, offered: “I guess I’m having an Aleppo moment … the former president of Mexico.”
The third party candidate was referencing his now infamous on-air appearance from the beginning of September when he responded to a question about Aleppo — a city at the center of Syria’s civil war and the heart of a refugee crisis as a result — asking: “What is Aleppo?”
His failure to identify a city that has become a focal point of the war in Syria, its human toll and resulting refugee crisis, signaled to many he was lacking in basic foreign policy knowledge.
On Wednesday, as Johnson continued to struggle with the “favorite world leader” question, calling it a “brain freeze,” Weld offered up “Vicente Fox,” the former president of Mexico who has become among the most outspoken critics of Republican presidential nominee Donald Trump.
Johnson confirmed Fox was the leader he was thinking of, and Weld went on to say his favorite living world leader was German Chancellor Angela Merkel.

The-CNN-Wire ™ & © 2016 Cable News Network, Inc., a Time Warner Company. All rights reserved.


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Lead Residential Carpenters in Tonawanda, NY

Squarefoot Tradesmen Posted: Jul 29, 2020

Tonawanda, NY 14150

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Sqrft is offering the following for qualified Carpenters:
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Jump Around! 5 Plyometric Moves for Major Fat Burning

This explosive workout will fire up your calorie burn.

Jennifer Weaver

Stuck in a fitness rut? Adding a plyometric workout to your weekly routine can help you get results even faster. This fancy fitness term refers to explosive, jumping movements, which have been shown to boost muscle strength, cardio ability, and even bone density.

Start with a dynamic warm-up to prep your body for this intensity. Then do each move in succession, resting briefly between exercises if you need to, with a two-minute break before doing the whole set again. One to two sets should be plenty to start, though you can progress to three once you've been doing it consistently.

—Amy Roberts, NASM-CPT

1. Tuck Jumps

Jennifer Weaver

Power up your lower body with these big jumps. Load your jump by squatting down slightly, arms behind you (A). Swing your arms forward and catapult your legs up, tucking your knees into your chest (but not bending your chest down to meet your knees) (B). Repeat immediately upon landing, using that momentum to launch your next jump. Do eight reps.

2. Around-the-world Bounders

Jennifer Weaver

These multi-directional two-foot jumps dynamically test your balance while keeping your heart pumping. Envision a single central point on your floor. Stand behind it, then hop forward with both feet and land on top of it (we've used a sheet of paper here for reference) (A). Immediately hop up to the left side (B), then hop back to center. Next hop forward (C), then back to center; hop right (D), then back to center; and finally, hop backwards (E), then back to center. Do four rounds in one direction; switch directions and repeat for four more rounds.

3. Plyo Wall Pushups

Jennifer Weaver

Who says only your feet should get to hop? This move challenges your upper body. Stand several feet from a wall, then align yourself in a plank leaning into the wall (A). Do a pushup (B), and at the top pop yourself off the wall, so your hands are airborne (C). Land back into the wall with slightly bent arms and do another. Complete eight total reps. Too easy? Move from a wall to a step to perform this as an incline plyo pushup.

4. Split Hops

Jennifer Weaver

Here's a combo of balance, timing, and power for your glutes and legs. Come into a lunge position, one foot in front of the other, hip-width apart (A). Bend both your knees and leap up into the air, leaving the ground with both feet at the same time (B). As soon as you land, do it again. Do four jumps then switch your feet for four more.

5. Wide Squat In-outs

Jennifer Weaver

The inner and outer thighs get a little leapin' love here. Start with feet hip-width apart, in a half squat (A). Jump up, and in mid-air widen your leg stance and turn feet out slightly, so you land in a deep plie squat (B). Jump up from this position, bringing legs back together before you land. Do a total of eight in-and-outs.

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