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The American economy added 192,000 jobs in March according to preliminary government data – which it’s worth noting you should probably take with an ocean of salt.

That figure was below expectations of roughly 200,000 jobs, and down slightly from February’s revised total of 197,000 jobs.

Some good news? According to the government data the U.S. labor participation rate inched up from 63 percent to 63.2 percent – meaning America’s work force expanded by an estimated half a million people (assuming you believe the government’s numbers).

For those of you keeping score the official unemployment rate – which has been rendered largely irrelevant due to the evaporating labor force – held at 6.7 percent.

Some bad news? Hourly wages were down last month – and weekly wages remain stuck at near-peak recession lows.

Then there’s the issue of the quality of jobs being created.

According to Zero Hedge, “in March the best paying industry groups – information, financial activities and manufacturing (which actually saw a drop of 1,000 jobs in the past month) – added a cumulative total of 2,000 jobs among them.”

In other words jobs that have “real purchasing power” are not being created …


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I will create a logo or a cartoon character in vector

Madeinvn is a great artist and I have had multiple successful gigs with them :) Definitely someone I would recommend.
Reviewed by diditclick about 3 hours ago
This seller is great! Got it on their first try and I'm very happy with the results.
Reviewed by diditclick 11 days ago
very professional and efficient, a very good designer, especially in hand drawing and vector cartoon illustration!
Reviewed by jctec_cn about 2 months ago
Hao was truly professional and creative. He promptly made all the required changes and was very flexible in his design and deliverables. Highly recommended! He understood the concept 100% just by looking at a draft and text description, easy to work and communicate with. Outcome was very satisfactory, really nice and better than we could imagine
Reviewed by mormytron 2 months ago
Our logo turned out amazing! It is exactly what we were looking for. We will definitely contact you again for future projects.
Reviewed by koneil 9 months ago
Quick artist
Reviewed by octopcorp 11 months ago
create a logo or a cartoon character in vector
create a logo or a cartoon character in vector
create a logo or a cartoon character in vector

Compare Packages

  $5 $10 $15

Description Basic character Character Full package
  One character in black and white, no or simple background One character in full color, no or simple background Your character(s) and background in full color
High Resolution
The file will be delivered in a high resolution suitable for print (at least 2000px, 300dpi)
Source File
The original, layered design file allows you to make future edits to the design.
The number of tweaks the seller includes.
unlimited unlimited unlimited
Delivery time 3 days 5 days
  Select $5 Select $10 Select $15

About This Gig

I will draw your avatar or your character in my style (or imitate a style as you request)

Starting at $5, a character in black and white, no or simple background
For $10, a character in full colors, no or simple background
For $15, full color character(s) and background
All services include unlimited revisions until you are satisfied with the final product

***MONEY BACK if you are not happy with my service, just ask for a mutual cancellation and you will be refunded

There will be a sketch for you to review before the final illustration.
Please contact me before starting an order or if you would like to see more samples of my work.

Thank you for reading.
Best regards.

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Swedish Midsummer

Midsummer Night is the lightest of the year and was long considered a magical night. After a winter of darkness the Midsummer Celebration is spent with close friends and family, enjoying the long days, summer sun and time together.

In Sweden, people often begin the day by picking flowers and making wreaths to place on the maypole, which is a key component in the celebration.... click 'Read More' for a comprehensive video about everything you need to know about Midsummer, courtesy of The Official Website of Sweden

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Silly Socks Basketball Boot

Silly Socks Basketball Boot

  • Offers Available
  • Free UK Delivery when you spend £15.00
From £2.50 (Delivery from £2.99)
Was: £4.99 Save: £2.49 (50%)
Item out of Stock  |  Same day First Class dispatch if ordered before 3pm
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  • Cotton
  • Basketball boot style
  • Colour pop
  • Size: UK 6-12
  • Other style available

Do they love basketball? Well these silly socks are the most ideal present for them for any occasion. Super bright & cool these socks not only keep your feet nice & warm but they make it look like you’re wearing a pair of basketball boots. A great novelty gift, these ace socks look pretty cool.

Great to wear around the house, to work, to footy practice, wherever you like these beauties are sure to jazz up your day. Available in many other designs too. Cotton Size: UK 6-12

  • Our standard delivery is just £2.99
  • FREE delivery over £15! (SPECIAL OFFER)
  • Sent first class
  • Same day dispatch if ordered before 3pm
  • Personalised Gifts will follow separately once we have personalised them
  • Order placed over the weekend, will be sent out Monday

Next Day Delivery

  • Priced at £7.99
  • Available for Saturday delivery if ordered on Friday before 3pm
  • Orders over the weekend we be sent out Next Day delivery on Monday
  • Same day dispatch if ordered before 3pm
  • Will arrive before 1pm

Next Day Delivery on Personalised Goods

  • Lead time 1-3 days to personalise item
  • Orders over the weekend we be sent out Next Day delivery on Monday

International Delivery

  • Please allow 7- 10 days for delivery

Do I need to sign for my Parcel?

Yes, a signature is normally needed so please use an address where you know someone will be in. If there is no one in Royal mail will leave a delivery card telling you where your parcel is and how to collect it or arrange another time for it to be delivered.

We offer returns up to 30 days on all of our products.

Personalised Gifts we cannot refund unless faulty.

Here at Flamingo Gifts we accept all major credit & debit cards plus American Express without our customers having to leave the site. We use terminals though SagePay, Paypal & Amazon.

We offer 100% secure transactions, with all transactions on our website being protected by state of the art 128 bit secure socket layer servers, encrypted with the latest in online security to ensure safe shopping.


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Micro Avionics Paramotor Icaro Headset

Code: MP001A
    • £249.00 (inc. VAT)
    999+ In Stock Now | Order before 3pm for same day dispatch
    Gift Wrap (More Info)

    Product Summary

    The PM-100 Stereo Paramotor headset with side tone is a fully specified stereo paramotor headset designed to be worn under a MicroAvionics CE marked safety helmet. Helmet mount for Icaro or similar helmet.

    Paramotor headset with side tone - Helmet mount for Icaro or similar helmet.

    The PM-100 Stereo Paramotor headset with side tone is a fully specified stereo paramotor headset designed to be worn under a MicroAvionics CE marked safety helmet.

    No other UK manufacture has all these features. User can configure to work with any radio. Features an auxiliary connection for Stereo Music, Mobile Telephone, Stereo Audio Out, Second Radio, Remote PTT, Tandem intercom. The headset has Side Tone. Side tone enables the user to hear their own voice whilst transmitting, this eliminates the need to shout and transmits a clear audio transmission. Two headsets can be linked together for tandem use, using the optional tandem intercom lead.
    Main Components

    • Gel Ear Sealscan also be retro fitted to other headsets.
    • Auxiliary Locking bayonet plug.
    • High specification noise canceling mic.
    • Volume dial on each headset.
    • Padded headband for more comfort.
    • PTT on headset.

    • User configurable for any radio
    • Electronic noise filtering circuit.
    • Comfortable to wear headset does not squeeze your head.
    • Flexible boom mic with large sponge wind muff.
    • Twin skinned ear defenders that cut out more ambient noise, up to 3 times quieter than other headsets.
    Be the first to review Micro Avionics Paramotor Icaro Headset. Write a review

    All prices include UK VAT.
    Until Brexit negotiations are complete, all EU countries pay UK VAT
    None EU Countries do not pay UK VAT but may be subject to import duty on arrival at your countries rates

    We accept the following methods of payment

    No customer payment details are held on any part of the Flightstore system. We use encrypted PCI Compliant world banking services for your security.

    As such existing customers will be able to retrieve their address details but are required to re-enter their payment details each time. Please see the terms and and conditions of Worldpay, Sagepay, Paypal and Amazon for futher clarification if required

    Free UK delivery is available for orders to the UK Mainland only and applies only to orders over £90

    Same Day Despatch means same working day Monday to Friday excluding Bank Holiday

    Flightstore will despatch your order the same working day, Monday To Friday excluding UK bank holidays  if we receive your order before 3pm.

    If for any reason we cannot despatch your order within this time period we will contact you immediately to inform you of the new despatch date, if this doesn't suit you, you may cancel your order.

    In the event that we can only supply part of your order we will split your order and only debit the payment from items we can despatch.

    Flightstore use a variety of delivery services which you can select from at the checkout stage. From 1st Class mail to guaranteed and weekend deliveries through to international standard and express we can get your order to you in a fast and efficient way.

    Returns Policy

    Unwanted items returned for a refund.

    Flightstore will accept any product back that is unused and in their original undamaged packaging up to 30 days after purchase. You are free to inspect the goods, and in the case of clothing try them on for size, to make sure they meet with your requirements but products cannot be “Used first” and then sent back as unwanted.

    If a product is returned to us as unwanted but is not in 100% resaleable condition then the customer will be returned the product at our cost on such occasions

    This does NOT include DVD’s or Software which cannot be returned for a refund when the seal has been broken or the package opened.

    Please note when buying more than one quantity of exactly the same item only one item can be opened. for example if you are buying 3 x size 16" shirts we only accept one opened one back and the other two still unopened.

    Please note: When returning goods to us it is the customer’s duty to ensure the goods are sent on an insured service. Flightstore are not liable for lost parcels when returned to us. No refund can be given unless we receive your returned goods.

    Faulty items

    Faulty goods will be replaced immediately within 28 days of purchase. After that perio but still within the manufacturer’s warranty faulty items will be replaced or repaired at our discretion. All products purchased from Flightstore Pilot Shop are guaranteed for a minimum of 12 months where no manufacturer’s warranties apply.

    Faulty goods can only be replaced with the same product.

    If a product is assessed as being damaged by the customer Flightstore will first approach the manufacturer to get permission to replace or repair the product under warranty. This does not affect your statutory rights.

    Goods Returns Proceedure

    Please return items to Flightstore 14, Leeds Road. Mirfield West Yorkshire WF14 0ET
    Please include a copy of your sales receipt
    Please state the reason for the return and instructions of what you require, ie: Straight Exchange, Exchange for another item or a refund.
    We will then action your request within 3 working days

    Alternatively you can contact Flightstor eon 01924 480777 to discuss ypur return


text:
Best fun on St John! Free kayaks & snorkel Beach.

From $2,140 / week

Payment Protection

Reserve for only
balance of due

Pay on FlipKey to get Payment Protection for this rental. Never pay by bank or wire transfer.
Send to a friend

Description from the owner

Bedrooms: 4

Bathrooms: 4

Sleeps: 10

Type: Villa

Best fun on St John! Free kayaks & snorkel Beach.

Book this 4 bedroom, 4 bathroom villa in Cruz Bay today! A total of 10 people can sleep here comfortably. This property has been booked 2 times.

Guests can enjoy a hot tub, deck, and outdoor grill among other amenities offered by this rental.

Travelers are sharing their opinions on this property. It has an overall rating of 5/5 thanks to an average of 16 reviews.

Costs vary, with the average weekly rate as low as $2,140.00 to as high as $5,725.00, depending on travel dates.

The owner responds to 100% of inquiries and last updated the property’s calendar 11 days ago.

About the owner

John D.

John D.

  • Response rate: 100%
  • Response time: A few hours
  • Calendar updated: 11 days ago
  • Overall rating:
    4.8 / 5.0
Based on 89 reviews and 5 properties
See more Call owner +1-888-557-2005

Proximity to TripAdvisor's Top Cruz Bay Attractions

Reviews (12)

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Campbells Oceanview Apartment - Union Island

From $120 / night

Reserve for only
balance of due

Never pay for your vacation rental by wire transfer
Learn about paying safely on FlipKey
Send to a friend

Description from the manager

Bedrooms: 2

Bathrooms: 1

Sleeps: 4

Type: House

Campbells Oceanview Apartment - Union Island

Book this 2 bedroom, 1 bathroom house in Union Island today! A total of 4 people can sleep here comfortably.

No travelers have shared a review of this property yet.

Costs vary, with the average weekly rate as low as $840.00, depending on travel dates.

The owner last updated the property’s calendar 2 weeks ago.

About the manager

Grenadine Island Villas

Grenadine Island Villas

  • Response rate: n/a
  • Response time: n/a
  • Calendar updated: 2 weeks ago
  • Overall rating:
    4.7 / 5.0
Based on 217 reviews and 503 properties
More properties Call: +1-844-232-0101

Proximity to TripAdvisor's Top Union Island Attractions

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- FlipKey has rentals in over 11,000 destinations around the world:


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Customer Reviews

Andrew H.
★ ★ ★ ★ ★

'Excellent timely service and good quality flowers.'

★ ★ ★ ★ ★

'Easy to use, arrived on time for the funeral. I appreciate a site like this for those far away events in life. Thanks.'

★ ★ ★ ★ ★

'Ordered online on a Saturday morning from and was delivered very quickly!'

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• News

Quote MTF launches outsourcing service

Hungarian-regulated operator sees opportunity to provide technology sources to investment banks as new regulations bite

Quote MTF, the operator of a European share trading platform, will begin offering its technology to other operators in a bid to capitalise on a growing trend of banks looking cut costs by outsourcing their internal trading infrastructure.

The Hungarian-regulated entity, which launched a trading platform in April 2011 but has struggled to gain meaningful volumes, said in a statement this morning that it had launched a new outsourcing...


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Category: Illness

Raw food isn’t always healthier. Learn about the dangers of drinking unpasteurized milk.

Posted in: Bacteria/Virus | Illness
Tagged: Raw Milk | Food Safety

Avoid this holiday dish to protect your loved ones from foodborne illness.

Posted in: Holidays | Illness

Get our tips on steps people living with HIV/AIDS can take to minimize their risk of contracting a foodborne illness.

Posted in: At-Risk | Illness
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Join Thermy the Food Thermometer in the fight against bacteria for Food Safety Education Month.

Posted in: Bacteria/Virus | Illness


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  1. Dividends.
  2. Earnings growth.
  3. Changes in valuation multiples.

In this series, we drill down on one company's returns to see how each of those three has played a role over the past decade. Step on up, ExxonMobil (NYSE: XOM).

Exxon has returned a total of 134% over the past decade. How'd it get there?

Dividends accounted for a lot of it. Without dividends, Exxon shares returned 87% over the past decade.

Earnings-per-share growth was strong over this period, growing at an average of 13% a year. That's well above the market average, and almost unheard of for a company Exxon's size. Most of the growth has been tied to the rising price of oil, but there's more to it than that: Exxon's management has done an extraordinary job allocating capital, investing in the right areas, and growing the company's earnings power year after year.

But amid those powerful internal results, shareholders have had to grapple with a more commanding force: A 40% fall in Exxon's earnings multiple:

Source: S&P Capital IQ.

This same phenomenon of compressing valuation multiples has taken place at competitors Chevron (NYSE: CVX) and ConocoPhillips (NYSE: COP). Part of the decline has been a function of broader market trends; large-cap stocks were overvalued 10 years ago, and the past decade has been a reversion to normal. The oil spike and collapse of 2008 spooked investors and proved that there are no certainties in energy markets, but by and large, big oil companies have been remarkably successful at generating cash and keeping earnings and shareholder returns at attractive levels. After falling for most of the past two years, paying a current multiple of 9.7 times earnings for a company like Exxon is likely to be a good bet for patient, long-term investors.

Why is this stuff worth paying attention to? It's important to know not only how much a stock has returned, but where those returns came from. Sometimes earnings grow, but the market isn't willing to pay as much for those earnings. Sometimes earnings fall, but the market bids shares higher anyway. Sometimes both earnings and earnings multiples stay flat, but a company generates returns through dividends. Sometimes everything works together, and returns surge. Sometimes nothing works and they crash. All tell a different story about the state of a company. Not knowing why something happened can be just as dangerous as not knowing that something happened at all.


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The following video is part of our "Motley Fool Conversations" series in which industrials editor/analyst Brendan Byrnes and consumer goods editor/analyst Austin Smith discuss topics across the investing world.

In today's edition, Brendan and Austin continue their series, "Stocks the Market Hates," in which they discuss stocks with high short percentages. Today, they discuss mailing services leader Pitney Bowes and health-care management giant Express Scripts. Both Brendan and Austin agree with the short positions in Pitney Bowes, which pays out a huge dividend but could be part of a declining industry and may have waited too long to develop its software portfolio. Austin wouldn't short Express Scripts, because it's the dominant player in its industry, and, if approved, the acquisition of Medco could be huge for the company.


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Let's turn to Consolidated Edison (NYSE:ED). The utility company is looking at a tough quarter, thanks to Hurricane Sandy, and the company's Monday earnings report will give us some more details on just how bad the storm was. Let's take an early look at what's been happening with the utility over the past quarter, and what we're likely to see in its quarterly report.

Stats on Consolidated Edison

Analyst EPS Estimate

Change from Year-Ago Actual EPS

Revenue Estimate

$3.35 billion

Change from Year-Ago Revenue

Earnings Beats in Past 4 Quarters

Source: Yahoo Finance.

Will Consolidated Edison's earnings hold up?
Consolidated Edison had a tough quarter from a stock-price perspective, with shares having fallen more than 5% over the past three months. Those declines all came in early November, as the company dealt with the aftermath of Hurricane Sandy.

Unfortunately for shareholders, Consolidated Edison was one of many utilities that didn't have a storm reserve set aside to help it deal with Sandy-related costs. That's not entirely uncommon, as Duke Energy (NYSE:DUK) and Dominion Resources (NYSE:D) also lack storm reserves on their books; but Northeast Utilities' (NYSE:ES) Connecticut Light & Power, and other companies that did have storm reserves, will find it easier to deal with the hurricane's costs without having to go before regulators to ask for rate increases.

The more important question going forward is whether local governments will require big capital expenditures for major improvements to infrastructure. With concerns arising about an explosion at one of Consolidated Edison's substations during the Manhattan blackouts following the storm, it's possible that more localized power generation methods may be required. It's unlikely that ConEd will have guidance on this issue in its report, but it's something investors should look forward to in the quarters to come.

Consolidated Edison will report a tough quarter next week, but with expectations fairly low, any good news could be a positive surprise for the stock.

Click here to add Consolidated Edison to My Watchlist, which can find all of our Foolish analysis on it and all your other stocks.

Fool contributor Dan Caplinger has no position in any stocks mentioned. You can follow him on Twitter @DanCaplinger. The Motley Fool recommends Dominion Resources. Try any of our Foolish newsletter services free for 30 days. We Fools may not all hold the same opinions, but we all believe that considering a diverse range of insights makes us better investors. The Motley Fool has a disclosure policy.


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In the early-morning hours of Thursday, reports surfaced that cola and snack giant PepsiCo (NYSE:PEP) was in talks to buy beverage-industry disruptor SodaStream (NASDAQ:SODA) for an unconfirmed price as high as $2 billion. After the news broke, shares of SodaStream jumped in premarket trading to nearly $96 a share but soon returned to earth after Pepsi CEO Indra Nooyi told CNBC the buyout rumor was "totally and completely untrue."

The rumored buyout news was initially broken by Israeli newspaper Calcalist, but it's still unclear what source provided the paper with details that now appear to be false. One thing is for certain, though: With recent data showing that short positions represent nearly 7 million shares, or 33% of shares of outstanding, shorts positions stand to lose a lot if shares climb higher from here.

All things considered, it could prove to be quite the volatile start of summer for SodaStream's stock price -- and an especially ugly one for investors shorting the stock.

Blake Bos owns shares of SodaStream. The Motley Fool recommends PepsiCo and SodaStream. The Motley Fool owns shares of PepsiCo and SodaStream. Try any of our Foolish newsletter services free for 30 days. We Fools may not all hold the same opinions, but we all believe that considering a diverse range of insights makes us better investors. The Motley Fool has a disclosure policy.


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In today's first round match-up of The Motley Fool Better-Buy Tournament, Microsoft squares off against Whole Foods in a battle to determine which stock is the better buy now. The 64-company tournament pits two Motley Fool analysts against each other as they make the case for their stocks, with the winner determined by you, the readers.

Motley Fool tech and telecom analyst Andrew Tonner makes the case for Microsoft (NASDAQ:MSFT) to advance to the next round because, after years of dragging its feet in mobile, Microsoft finally could be poised to make key inroads into this key tech space. And, thanks to its robust financial foundation, Microsoft still has plenty of flexibility to allow its new management team to pursue new opportunities. This could have significant payoffs for those who still believe that Microsoft's best days are ahead of it.

Motley Fool Consumer Goods editor Mark Reeth believes that Whole Foods (NASDAQ:WFM) has a lot of growth ahead of it. Although the company has been top dog in the natural food revolution for years, the healthy-eating trend is only getting stronger in the United States. That's why, despite the fact that the company has approximately 370 stores in total, it sees room for a total of 1,200, and will continue opening stores to hit that goal. When it does open new stores, they turn a profit quickly, with same-store sales at locations open for less than two years hitting 20% this last quarter.

Watch these analysts square off in the video below, and then vote for a winner. Then check out the other companies in the Motley Fool Better-Buy Bracket

This year's winning stock?
There's a huge difference between a good stock and a stock that can make you rich. The Motley Fool's chief investment officer has selected his No. 1 stock for 2014, and it's one of those stocks that could make you rich. You can find out which stock it is in the special free report, "The Motley Fool's Top Stock for 2014." Just click here to access the report and find out the name of this under-the-radar company.

Cast your vote in the poll below the video!

John Mackey, co-CEO of Whole Foods Market, is a member of The Motley Fool's board of directors. Andrew Tonner has no position in any stocks mentioned. Mark Reeth has no position in any stocks mentioned. The Motley Fool recommends Whole Foods Market. The Motley Fool owns shares of Microsoft and Whole Foods Market. Try any of our Foolish newsletter services free for 30 days. We Fools may not all hold the same opinions, but we all believe that considering a diverse range of insights makes us better investors. The Motley Fool has a disclosure policy.


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Bruce Bartlett

Bruce Bartlett

2/06/2009 @ 12:01AM

The Harsh Impact On Consumption Of Lost Home Equity

Economists have long known that there is a relationship between wealth and spending in the economy. According to most studies, people will increase their spending by about $5 for each $100 increase in their net wealth. Therefore, they will reduce their spending by $5 for each $100 reduction in their wealth as well.

According to the Federal Reserve’s flow of funds statistics, the net worth of households and nonprofit organizations fell by $7.1 trillion between the third quarter of 2007 and the third quarter of 2008, from $63.6 trillion to $56.5 trillion. Given the acceleration in the economic downturn since September, net worth has undoubtedly fallen by another couple of trillion dollars since then.

Just looking at the data we already have, we would expect that consumer spending would fall by $355 billion annually. If the total loss in wealth is closer to $10 trillion, as it probably is at this point, the reduction in spending rises to $500 billion per year. That adds up to a decline in the gross domestic product of 3.5% from what would otherwise have been the case, more than enough to bring on a recession all by itself.

Emerging research, however, suggests that the problem may even be worse in this recession because so much of the decline in wealth is concentrated in housing. Most research on the wealth effect is based on changes in stock prices. But people don’t view changes in financial wealth and housing wealth the same way. They tend to view housing wealth as more stable and permanent, stock market wealth as less stable and more transitory. Consequently, economists now believe that the marginal propensity to consume out of increased housing wealth is higher than that for stocks–and hence the decline in consumption from lower housing wealth will be greater than standard estimates of the wealth effect imply.

* In 2001, a study by economists Karl Case, John Quigley and Robert Shiller found that almost all of the aggregate wealth effect came from changes in housing wealth, with very little resulting from changes in financial wealth.

* Research by economists John Benjamin, Peter Chinloy and Donald Jud published in 2004 corroborates these findings. They estimate that a $100 increase in housing wealth raises consumption by $8, but a $100 increase in financial wealth raises consumption by only $2. They suggest that the inability of consumers to tap funds in 401(k) and individual retirement accounts may be a factor. The concentration of financial assets among the wealthy and the broader ownership of housing is another.

* Economists Christopher Carroll, Misuzu Otsuka and Jirka Slacalek got similar results in another 2004 study. They found that the long-run increase in consumption is $9 for every $100 rise in housing wealth but that increases in financial wealth raise consumption less than half as much.

In past recessions, almost all of the decline in wealth was concentrated in corporate equities, with aggregate real estate wealth continuing to rise. In 2001, real estate wealth rose by more than $1 trillion, and 100% of the decline in wealth came from lower equity prices. Real estate also held its value during the 1973-75 and 1981-82 recessions. During the 1990-91 recession, real estate fell, but very slightly.

Thus the $4 trillion decline in home equity that households have experienced in recent years is really quite extraordinary. In 2005, owners’ equity represented 58.5% of real estate values. In the third quarter of 2008, this figure was down to 44.7%. In the 1980s, home equity was as high as 70% of gross real estate wealth.

If the estimates of a higher propensity to consume out of real estate wealth are correct, then this explains much of the severity of the current recession. Rising real estate wealth sustained consumption during past recessions where the falloff in wealth was concentrated in stock prices. With real estate falling sharply along with stock prices, the economy is suffering a double whammy today that is exacerbated by the greater decline in consumption resulting from the fall in real estate values.

Another problem is that households have less of a saving cushion to tide them through the current downturn. As banks made it easier and easier to refinance homes and cash out equity, and to establish home equity credit lines, people found that they didn’t need to keep money lying around in savings accounts or tied up in certificates of deposit. They simply borrowed against their homes whenever they needed cash.

According to a Federal Reserve Bank of Dallas study, the substitution of home equity for traditional saving explains almost all of the decline in the personal saving rate from 9% in the 1980s to just over 5% in the 1990s to less than 2% so far in the 2000s. In the last three years, the personal saving rate has averaged only 0.5% per year. A Federal Reserve Bank of Kansas City analysis also cites the decline in down payment requirements for home purchases as a significant factor reducing the need for traditional saving.

Changes in wealth also have labor supply effects. A Federal Reserve Board staff paper in 2003 found that those that gained from the run-up in the stock market in the 1990s retired sooner than those that didn’t, which helped drive down the unemployment rate. Now we are seeing the reverse effect. New research from the Federal Reserve Bank of San Francisco finds that the decline in wealth and reduced availability of credit are increasing the labor force participation rate, as people are forced to substitute wage income for capital gains. This could make it harder to reduce the unemployment rate in the present downturn.

Finally, changes in wealth are very important for consumer confidence. Council of Economic Advisers Chair Christina Romer found that the fall in the stock market and concomitant reduction in wealth in 1929-33 even affected those owning no stocks. In a 1990 paper, she argued that the stock market crash created uncertainty among all consumers, causing them to defer outlays on durable goods as they waited for signs of a sustained economic turnaround.

Going forward, we can expect the saving rate to rise as households rebuild their wealth. We are already seeing some evidence of this. The personal saving rate rose from 0.8% in August to 3.6% in December. Depending on how soon and how quickly home and stock prices rebound, people may need to raise their saving substantially for years to come. A study of Japan’s high postwar saving rate found that it was largely explained by the destruction of the war. The Japanese needed to save at a high rate for decades to replace the wealth that had been lost, only reducing their saving when wealth was restored. The same thing could happen here.

All of this suggests that we are only beginning to see the impact of lower home and equity prices on economic activity. Getting consumers to spend again when they need to save more to replace lost wealth could be much more difficult than in previous recessions. This problem is compounded by tighter lending standards that are likely to last for years as banks rebuild balance sheets. Unemployment will be harder to reduce if people put off retirement or re-enter the labor force due to the loss of savings they had been depending on to live.

It may also mean that government policies need to be directed specifically toward increasing home and stock prices. Given that home equity has a more powerful impact on spending by households, anything that raises home prices will be especially beneficial. Also, the more quickly households are able to reach their target level of wealth through increased saving, the more quickly they will start spending again. Temporary measures to reduce taxes on saving and investment may therefore be desirable.

The impact of declining wealth from both stocks and housing is yet another reason why this recession is unique in the postwar era. If consumers continue to pull back their spending due to a loss of wealth and the availability of credit, it might take substantially more stimulus spending to compensate. It could also require unorthodox methods to revive growth beyond the usual monetary and fiscal measures. Policies may need to target asset values in some way because as long as they stay down, workers and consumers will act in ways that frustrate an economic turnaround.

Bruce Bartlett is a former Treasury Department economist and the author of Reaganomics: Supply-Side Economics in Action and Impostor: How George W. Bush Bankrupted America and Betrayed the Reagan Legacy. He writes a weekly column for

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Special Report

The 400 Best Big Companies

12.22.08, 06:00 PM EST

Industry is

Name5-Year Total Return %Sales ($bil)Net Income ($mil)Industry
Casey's General Store 12.2 5.3 84 Food Markets
Ingles Markets 10.1 3.2 52 Food Markets
Kroger 8.7 74.5 1,240 Food Markets
Ruddick 12.1 4.0 97 Food Markets
Spartan Stores 37.9 2.6 40 Food Markets
Sysco -6.4 38.0 1,116 Food Markets
United Natural Foods -1.3 3.5 48 Food Markets
Village Super Market 31.4 1.2 25 Food Markets

Stock data as of Nov. 28. All per share data adjusted for splits through Jan. 12, 2009. We base the industry medians in this report on data for the Forbes Platinum 400 companies. Relative to market calculation is the ending value of invested in the stock divided by the ending value of in the S&P 500 over the same period.1Four-year. 2Three-year. 3Less than period indicated. +: Exceeds 500. D-P: Deficit to profit. NA: Not available. NM: Not meaningful. NR: Not ranked.
Sources: Audit Integrity; Forbes; FT Interactive Data, Reuters Fundamentals, Thomson IBES, and Worldscope via FactSet Research Systems; Standard & Poor's; Value Line.

Steve Forbes
  Intelligent Investing | Data | Knowledge | Insight | Wisdom


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In trading on Friday, shares of Markwest Energy Partners L.P. (NYSE: MWE) entered into oversold territory, changing hands as low as $50.28 per share. We define oversold territory using the Relative Strength Index, or RSI, which is a technical analysis indicator used to measure momentum on a scale of zero to 100. A stock is considered to be oversold if the RSI reading falls below 30.

In the case of Markwest Energy Partners L.P., the RSI reading has hit 28.5 — by comparison, the universe of energy stocks covered by Energy Stock Channel currently has an average RSI of 38.4, the RSI of WTI Crude Oil is at 39.6, and the RSI of Henry Hub Natural Gas is presently 59.0.

Click here to find out which 9 other oversold energy stocks you need to know about, at »

A bullish investor could look at MWE's 28.5 reading as a sign that the recent heavy selling is in the process of exhausting itself, and begin to look for entry point opportunities on the buy side.

Looking at a chart of one year performance (below), MWE's low point in its 52 week range is $45.36 per share, with $61.60 as the 52 week high point — that compares with a last trade of $50.54. Markwest Energy Partners L.P. shares are currently trading down about 2% on the day.

Markwest Energy Partners L.P. 1 Year Performance Chart

According to the ETF Finder at ETF Channel, MWE makes up 4.73% of the MLP ETF (AMEX: MLPA)which is trading lower by about 0.9% on the day Friday.

See what other ETFs contain MWE »

See what other stocks are held by MLPA »

Special Offer: Add income and energy exposure to your portfolio with a 30 day free trial to Frank Bifulco's Oil & Gas Income Portfolio


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The Securities and Exchange Commission is reportedly examining alternative mutual funds launched by some of the country’s largest asset managers, in order to improve regulatory oversight for the segment which is fast gaining popularity among retail investors. These risky investment products have seen a significant inflow of funds over the last 18 months from retail investors looking for higher returns in the current low interest rate environment. The financial regulator aims to examine alternative fund offerings of 30 firms by next April – including BlackRock, AQR Capital Management, Goldman Sachs, BNY Mellon, Blackstone and PIMCO – to ensure that retail investors are given a clear understanding of the risks involved in these investments by the asset managers as well as by financial advisers.

The move by the SEC was expected considering the fact that alternative mutual funds have swelled nearly tenfold in size from just over $30 billion in 2008 to $283 billion at the end of 2013, largely due to their unregulated nature. Last year, the Financial Industry Regulatory Authority released a cautionary note aimed at educating investors about the risks involved in these offerings, and it was only a matter of time before the SEC stepped in with guidelines governing the manner in which they are marketed and sold to retail investors. While alternative funds are expected to continue to grow in demand in the future, tighter regulation will most likely prevent the asset managers from maintaining the sharp growth figures they have seen over recent months. In this article, we highlight how changes in asset size for BlackRock’s alternative mutual funds affects the share value of the world’s largest asset manager.

We maintain a price estimate of $355 for BlackRock’s stock, which is around the current market price.

See our full analysis for BlackRock

While there is no doubt that the condition of the global debt and equity markets has improved considerably since the economic downturn of 2008, investment options have shrunk due to stagnant interest rates in the U.S. and the continuing slowdown in Europe. The situation drove demand for high-yield investment options among investors – something the world’s largest financial institutions have only been too happy to fulfill through their alternative mutual fund offerings. Alternative mutual funds focus on non-traditional investments like real estate, commodities, leveraged loans as well as unlisted securities, and also make use of complex trading strategies including the use of derivatives and short-selling to boost profits – making them comparable to hedge funds in terms of their risk profile.

Asset managers have a lot to gain from investments in alternative mutual funds because of the higher revenue potential in terms of fund expense ratios as well as performance-based fees. To put things in perspective, BlackRock earns operating fees which are roughly 0.6% of the total assets managed by its alternative mutual funds in comparison to fees of under 0.2% for actively-managed fixed-income funds and a substantially lower 0.05% for passive fixed-income funds. More importantly, performance-related fees for alternative mutual funds are as high as 0.4% (as shown in the chart above) compared to 0.03% for “lucrative” actively-managed equity funds.

We currently estimate that BlackRock’s alternative mutual funds will see 5-6% annual growth in assets over the coming years. But a slower growth rate stemming from restrictions imposed by SEC in the future will have a negative impact on our estimate share value for the company – something you can understand by making changes to the chart below.

See More at Trefis | View Interactive Institutional Research (Powered by Trefis)

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A crowd-sourced campaign turns on McDonald's

Here's a cautionary tale for the corporate social media consultants of the world. Last week, launched a Twitter campaign using the hashtag #McDStories; it was hoping that the hashtag would inspire heart-warming stories about Happy Meals. Instead, it attracted snarky tweeps and McDonald's detractors who turned it into a #bashtag to share their #McDHorrorStories.

Sample tweets:

-- Dude, I used to work at McDonald's. The #McDStories I could tell would raise your hair. (via Twitter)

-- One time I walked into McDonalds and I could smell Type 2 diabetes floating in the air and I threw up. #McDStories (via Twitter)

-- These #McDStories never get old, kinda like a box of McDonald's 10 piece Chicken McNuggets left in the sun for a week (via the LA Times)

-- The promoted TT  of #McDStories isn't going the direction I think @mcdonalds wanted it to go. Lots of weed stories and heart attack jokes. (via Paid Content)

-- Ate a McFish and vomited 1 hour later....The last time I got McDonalds was seriously 18 years ago in college..... #McDstories (via Twitter)

-- #McDStories I lost 50lbs in 6 months after I quit working and eating at McDonald's (via The Daily Mail)

McDonald's had paid for the privilege of having their hashtag promoted on the Twitter homepage, but they quickly realized this wasn't helping their brand. The Los Angeles Times reports that they pulled the campaign within two hours. But they discovered that crowd-sourced campaigns are hard to control (or stop). The #McDStories hashtag is still gathering steam, according to data from Trendistic.

“As Twitter continues to evolve its platform and engagement opportunities, we’re learning from our experiences,” Rick Wion, McDonald's social media director, said in a statement to the L.A. Times. As for this campaign, McDonald's certainly isn't lovin' it.

Hat tip: Eric Savitz

Update: Alexis Madrigal at the Atlantic congratulates me on the invention of a new social media term.


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There was a moment during the recent implosion of Congressman Anthony Weiner -- which just became official last week -- that should have sent chills down the spine of anyone who guides communication strategy for organizations, politicians or other public figures.

The New York Times reported that conservative operatives correctly predicted he would be caught in a sex scandal a full month before it happened. Their source: the Twitter users Weiner was following that were in plain sight for any other Twitter user to see.

Many of us understand the openness of social media represents an incredible opportunity for data mining and analysis for marketers. Now, it's clear these tools can be used by your political opponents to find your interests and weaknesses at a level never before available.

These evolving media dynamics are indicative of the social media landscape becoming, for a large number of Americans, the principal medium through which we connect, share, engage and learn. And clearly, politicians are no exception.

Which begs the question as to why the communications function on Capitol Hill has not been given greater due. After all, next to crafting policy, communications may be the most important function within a congressional office.

Wouldn’t elected leaders be better served by placing greater emphasis on receiving more senior level counsel from professionals who are deeply experienced in leveraging social media channels in building brands, managing issues, and sharing ideas?

Consider the most effective communicators amongst our recent presidents: JFK, Ronald Reagan, and Bill Clinton. It’s no coincidence they are perhaps the most beloved president of the past 50 years. And make no mistake: these communications skills stemmed from sound strategy (and for one, a career in acting), which is an art form developed through experience, trial and error.

The group monitoring Rep. Weiner's Twitter feed used Twitter's open architecture to identify a pattern in the young women he was following. Although they couldn't read the private messages he was sending, they correctly guessed what was going on -- he was essentially cyberstalking young women and they even took the step of reaching out to some of them to warn them about Weiner.

The fact that Rep. Weiner used a public tool to feed his impulses clearly tells us a great deal about his judgment, even while having some veteran communicators guiding him. But it also indicates how little Weiner and others understand about these new means of communication that have become commonplace tools.

Twitter and Facebook are incredibly powerful assets for reaching constituents directly with very targeted announcements/promotions. This is an area younger political (and corporate) staff are very well versed in, having been raised on a steady diet of instant communication.

But knowing how to do something and guiding lawmakers through today’s social media landscape are two very different skills. Indeed, how these tools can be used for and against you is an area that is only thinly understood.

So the question is: who is qualified? Who can sit across the table from a member of Congress and clearly delineate what that person can use their personal social media accounts for in representing their office, map out how much time should be spent each day engaging with constituents through digital channels, understands channel content and can comfortably discuss the types of photos that should be used, and when to respond to or ignore negative feedback?

Just like anything else, it requires practical experience, having already learned from trial and error, managing meaningful issues, and understanding how to truly leverage the nuances of today’s social media toolkit.

So let’s look past the obvious in the Weiner scandal, and instead, consider that elected officials need sound counsel on how, why and when to access social and traditional media from someone both skilled in the art of communications and experienced in the use of social media channels.

In the end, any politician who uses these tools without professional guidance does so at his or her own risk.

About the Author: Aaron Perlut is a founding partner of St. Louis-based Elasticity, which helps organizations and public figures bridge the communications gap between traditional and digital media.


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The Voice of the Military Community

Members who served with HMS Glory

Welcome to Forces Reunited the place where you can find information and friends from HMS Glory.

We are the largest and fastest growing community of UK forces veterans on the web with over 500,000 members!

We can reunite you with your friends who served at HMS Glory and we have a wealth of information on different units, bases and ships in the site.

Below are just some of our members who have served at HMS Glory.


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Books Reviewed in General Fiction

Book Review

Two best friends grapple with an AIDS diagnosis in this humane novel about suffering and friendship. L. A. Long’s new novella, Bo, is a moving account of two friends coming... Read More

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Book Reviews

Before Saying Any of the Great Words

Selected Poems

In an early poem David Huerta describes his own work and the context in which he writes: “Under a leaden sky words and syllables / were dancing in my throat.”

Huerta one of Mexico’s leading poets (and the son of another famous Mexican poet Efraín Huerta) is carefully translated here by Mark Schafer. Schafer makes Huerta who might be seen as “difficult” accessible to readers without sacrificing any of the startling images leaps of meaning and emotional resonance the poet uses to great effect.

This book of selected works begins with early poems (Huerta published his first book while still at univer-sity) the next section provides selected parts of his astonishing poem Incurable (said to be the longest poem ever written in Mexico at nearly 400 pages) and the final section titled “After Incurable” provides us with shorter more concentrated more lapidary poems which nevertheless maintain Huerta’s uncanny ability to write words syllables lines and poems packed with personal emotion and sharp insights.

Copper Canyon Press continues its highly regarded and important task of providing English-language readers with the best of poetry from Mexico as well as many other parts of the world. As usual the book is handsomely designed and the typography is clean and pleasant to read. Those who are interested in the poetry of our close neighbor to the south or simply good poetry will find David Huerta’s latest collection a remarkable and satisfying read.

Disclosure: This article is not an endorsement, but a review. The author of this book provided free copies of the book to have their book reviewed by a professional reviewer. No fee was paid by the author for this review. Foreword Reviews only recommends books that we love. Foreword Magazine, Inc. is disclosing this in accordance with the Federal Trade Commission’s 16 CFR, Part 255.

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Terms and conditions

France Montgolfières Balloon Company Terms & Conditions

Ticket purchase:
1. Tickets may be bought online, by telephone or in person at our booking office or from one of our appointed agents.
2. This contract is made with you but you can give the France Montgolfières balloon flight experience to someone else as a gift provided you inform us when you make the booking. These Terms & Conditions will refer to that person, the balloon passenger.
3. It is our intention that all terms of the contract between us are contained in these terms and conditions. If you purchase a ticket through an agent or a hotel you agree to these terms with us and not with the agent or the hotel. If you do not agree to be bound by these terms and conditions you should contact us immediately.
Our obligations to you:
1. The ticket will entitle you to a flight to be arranged within 12 months of purchase and includes:
• Preparation and inflation of the balloon for flight
• A flight in a hot air balloon
• A celebratory balloonist toast after the flight
• The recovery of the passengers, balloon and the return to the rendezvous point.

2. Our prices:
All our prices unless otherwise mentioned are valid for the season and are per person, (except the Billet Couple which is per-two people), include VAT and insurance

3. Flight cancellation:
a) Hot Air balloon fights are completely dependent on weather and only the pilot has authority to decide whether a flight goes ahead. We reserve the right to cancel a flight due to unsuitable weather conditions at any time up to the moment of take-off, or if the balloon does not have a sufficient number of passengers. We do not accept liability for any costs or expenses you incur if we have to cancel a flight.
b) Every ticket unless otherwise mentioned is valid for 7 month (April until October). France Montgolfières extends the validity to one year, in order to cover a full flying year regardless the date of purchase. The accommodation in the Prestige Packages cannot be cancelled even if the flight does not take place.                                                                                c) The ticket “Maxi Choice,” with the supplementary cancellation insurance, is the only reimbursable ticket. The cancellation insurance itself will not be reimbursed. All reimbursement requests must be made before the expiration date of the ticket.
4. Boarding policy:
Clients must be in possession of a valid ticket issued by France Montgolfières Balloon Company in order to board our balloons. As a passenger flight operator, we are bound by the conditions of the Warsaw Convention. Our pilots have final responsibility for each flight and have complete discretion as to whether to allow you to board the balloon. You will be refused boarding if in the pilot’s opinion you would be a risk to the balloon or to the passengers or to yourself. The ticket will be considered used.
5. Flight policy:
As balloon flights are weather dependent, we cannot guarantee a flight will follow any particular direction. It is our intention that the balloon will be in the air for approximately 1 hour but the pilot has ultimate responsibility for deciding the duration, the meeting point, the take-off site and conduct of any flight and the appropriate time and place of any landing. Flights are undertaken within the limitations of VFR (Visual Flight Rules), as defined by the regulations of the French Civil Aviation Authority (DGAC) France Montgolfières Balloon Company is fully licensed by the French Civil Aviation Authority for the commercial transport of passengers by decree of December 2nd 1997.

6. Litigation:  The exclusive place of jurisdiction for all litigation resulting from this contract or our services is our place of business headquarters.
7. Insurance:
Civil liability insurance is included in the price ticket for each passenger. The level of insurance is in accordance with international agreements covering air transportation required by the Warsaw Convention. We will not be liable for any loss or damage to equipment and personal effects including clothing brought with you on the flight nor for death or personal injury above the level of our insurance coverage. If you do not consider the amount of insurance cover would be adequate to compensate you for any loss whether for death, personal injury or damage to your belongings you should take out your own additional insurance.
8. Sub-contractors:
In each of our flight regions, we reserve the right to sub-contract flights to companies under contract with France Montgolfières Balloon Company. All our partner companies are licensed by the French Civil Aviation Authority.
Your obligations to us:
1. Your ticket: Your ticket is valid for twelve months from date of issue in order to cover a full flying season(April until October). You must make a minimum of 4 attempts to confirm your flight date with our central reservation office within this period otherwise your ticket will automatically expire. If you have made fewer than 4 attempts and your ticket expires you will be able to renew it for an extra year at an additional charge of €35 per ticket. All tickets older than 2 years are considered invalid. Any demand of extension must be made before expiration of the ticket. Beyond the expiry date the ticket is invalid.  Please note that the flying season lasts from April – October. Tickets free of charge: Any ticket free of charge cannot be extended, reimbursed or modified.
2. Payment:
a) Individual clients –Full payment must be made when the ticket is purchased. If full payment was not made when the ticket was purchased the balance must be made 10 days prior to the first date for which you have booked your flight.
b) Groups - of 10 people or more, ticket bookings must be confirmed by email or fax together with a 30% deposit. The balance of the total price is due, at latest, 15 days before the flight date. Total price due will be based on the number of participants listed at 15 days prior to flight date.

c) The payment online of your order automatically validates your agreement with our Sales Terms and Conditions and that you have read and understand these conditions and that you renounce any other sales terms and conditions. By ordering online and following the authorisation procedures constitutes an electronic signature. This electronic signature has the same value between the two parties as a handwritten signature and is valid for all of France. All of the information furnished, validated and registered by the client at the time of purchase is proof of the transaction.  It is the client’s responsibility to insure that all the pertinent information required concerning his order or that of a third party’s, in the case of a gift, is correct in order that he or they may receive all the relevant information in return concerning the order and delivery of the goods purchased. The purchase is valid and may be used as soon as possible or at the most 72 hours after payment (excepting special request by the client) and according to the hereby Terms and Conditions.  The reception of the order is notified to the client by email as soon as possible.

d) The client is hereby informed that according the French law (L-132-2 of the Monetary and Financial Code) the payment order done by credit card is irrevocable.  The client may cancel the order only in the case of loss, theft, fraudulent use of the card or in the case of bankruptcy of the beneficiary.

3. Reservation:  Each passenger in our balloons must be booked in advance via our booking office.
4. Flight confirmation:
In order to confirm your flight, you must telephone the contact number (details are found on the ticket confirmation letter) between 24 hours and 12 hours prior the scheduled take-off time, to confirm weather conditions are suitable for flying and to reconfirm the meeting point and time.
5. Cancellation:
The ticket “maxi Choice” with the supplementary cancellation insurance is the only reimbursable ticket. The cancellation insurance itself will not be reimbursed. All requests for reimbursement must be made before expiration of the ticket.

a) Individual clients - you may cancel your flight up to 72 hours prior to take-off time provided you re-schedule your flight within one month of cancellation. If you cancel within 72 hours of flying time or are not present at the scheduled take-off site you are not entitled to a rescheduled flight or a refund. The ticket will be invalid.
b) Groups - the deposit is refundable in full if cancellation is made up to 30 days prior to the flight. If a cancellation is made 15 – 30 days prior to the flight date 50% of the deposit will be refunded however, if less than 15 days notice of cancellation is given the total amount is retained by France Montgolfières Balloon Company except if the tickets have cancellation insurance (available on request).
6. Medical conditions:
We are not qualified to confirm your fitness to fly. It is your responsibility to ensure you are fit to fly. You must not fly if you are suffering from any serious medical condition or have recently undergone surgery unless you have been issued with a doctor’s certificate stating you are fit to fly. You must not fly if you are pregnant or under the influence of drink or drugs. The baskets are not equipped with seats.
7. Children :
We will not fly children under the age of 6 years or shorter than 1m20. A child under the age of 12 years must be accompanied by a responsible adult. It is your responsibility to inform us of the age of the child passenger.
8. Clothing:
You should wear appropriate clothing as is advised in our flight information.

9. Delivery: delivery is made to the address indicated by the client on the order form.  The delivery time is that of the transporter.  If the delivery time exceeds 30 days from the purchase for which the French Hot Ari balloon Co. is responsible the ticket may be cancelled and the client reimbursed.

10. Retraction, guarantees, modifications and cancellations: in accordance to the French Consumer’s code L-121-18, clients have 14 days to retract their purchase made via internet. Any clause by which the client renounces his right to retract his purchase is null and void. The 14 day delay begins the day the client receives his purchase after which time the sale is considered definitive. Should the client request a refund, he simply needs to send an email accompanied with bank details and the same postal address as on the original order form as well as the Refund Request Form which may be downloaded from our site. The refund will be made within 14 days of our receiving notification by the consumer. According to the Law - L 121-18, proof of a retraction request rests on the client. We are not required to refund any supplementary postal or other charges should the client requests a refund mode other than the standard we normally use. In accordance with L-121-28 of the French Consumer’s Code the right to retract does not apply to leisure activities which require a date or a predetermined period.  Therefore, at the moment where the client makes a reservation for the activity the right to retract ceases.

11. Freedom of information law of 6 January 1978: in accordance with the Freedom of information law, all personal data concerning the purchaser may not be automatically (electronically) utilised. The purchaser has the right to request the deletion or rectification of all or some of the data concerning them. The data requested by us is necessary for the processing of our clients orders and are obligatory, however this data will not be sold or exchanged with any other third party.

12. Storage and proof: We are obliged to store our invoices and order forms for a period of 10 years according to the French law 1369-4 and 1348 of the French Civil Code.

13. The Client declares to have had the possibility to verify the details of his order and the total price and to have corrected any errors before finalising his order.

France Montgolfières – 4 bis rue du Saussis 21140 SEMUR EN AUXOIS Tél : (33) 3 80 97 38 61 Fax (33) 3 80 97 37 42

reservations@franceballoons.com  www.franceballoons.com


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Juiceblendz Franchise

Facts & Figures
Similar Franchises
About Juiceblendz

JuiceBlendz is redefining the smoothie industry with a perfect blend of delicious flavor and nutrition. JuiceBlendz knows today’s customers demand fresh, nutritious ingredients and delicious flavors to satisfy their healthy lifestyles. When it comes to finding that perfect blend, JuiceBlendz delivers. At JuiceBlendz, every blendz is formulated to feed the mind, body and tastebudz. JuiceBlendz uses only the freshest available ingredients, with no smoothie mixes or sugary purees coming anywhere close. The JuiceBlendz experience begins the minute you walk in the store, with a welcoming juice bar, flat screen monitors displaying menus designed to tempt the senses, and a clear view of the blending process, and finally, the perfect blendz of flavor, fruit, fresh ingredients, and nutrition in every sip. Try a JuiceBlendz and feel the difference.

Full Franchise Information

Take four parts customer service, three parts nutrition, two parts taste and a dash of moxie, then blend until smooth. That’s the recipe for success and what makes JuiceBlendz the freshest franchise opportunity today. Franchisees can expect: sophisticated location selection and lease negotiation support; full project management services from site selection to opening; complete hands-on franchisee training; Grand Opening marketing campaign and continuous community outreach programs to drive store revenue; corporate employees supporting operations; business and financial analysis and assistance; and direct ongoing support from JuiceBlendz management.

JuiceBlendz Franchise Opportunities – History

JuiceBlendz was founded in 2005 by Adam Ogden, in South Florida. The company began franchising the same year, with initial plans to expand to 125 stores nationwide.

JuiceBlendz Franchise Cost / Initial Investment / JuiceBlendz Franchise Income

The initial franchise fee for JuiceBlendz is $40,000. The total investment to open and operate a JuiceBlendz franchise ranges from $101,500 to $481,000, with net worth of at least $375,000 and liquid assets available of $125,000.

JuiceBlendz Business Opportunities: Other Information

JuiceBlendz teamed with Miami Dolphins all-pro defensive end Jason Taylor in 2007 to support his ‘Cool Gear for the School Year’ program, which provides disadvantaged children an opportunity to participate in a ‘Back to School’ shopping experience at an Old Navy clothing store. For one month a year, fans can contribute to the Jason Taylor Foundation simply by purchasing a blendz at JuiceBlendz.

Similar Franchises

This week we've helped 7,598 people find a franchise. You're next!


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Care Bears Double Feature (1985-1986) R1 Custom Cover

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Care Bears: Bear Buddies/ Cheer, There And Everywhere – Double Features [DVD]

BEAR BUDDIES: Journey into Care-a-lot where the Care Bears are the best of friends! From creating a rockin’ music band to trying to cheer up a sad friend, new and old friendships come together in these eight charming tales full of love, laughter, and family fun. And along the way, Share, Oopsy, Love-a-lot and the rest of the Care Bears discover what makes good friends into true bear buddies — being true to themselves and each other, a little understanding, and a lot of forgiveness! Includes the following episodes: “Belly Ball,” “All You Need Is…,” “Battle of the Band,” “Whose Friend Is Who,” “Present and Accounted For,” “Forget It,” “Gone,” and “True Heart’s Big Trip.” CHEER, THERE AND EVERYWHERE: Join the Care Bears for a magical series of adventures filled with loads of fun and lots of heart. With excitement around every turn – from a stellar Starshine Parade and a terrific Talent Show to a ghastly Gobblebug invasion – the Care Bears find a way to work together to overcome any challenges that arise. Along the way, they discover that there can be too much of a good thing, that things aren’t always what they seem, and that everyone has something to contribute. These delightful and heartwarming tales are sure to become instant family favorites!

  • Product Measures: 0.5 x 5.5 x 7.5
New From: $0.98 USD In Stock


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Hire a WordPress Developer

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  • Budget $250 - $750 AUD
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Project Description

please find attached brief

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SEO my Website

  • Status Completed
  • Budget ₹12500 - ₹37500 INR
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Project Description

Looking for SEO optimization to improve google page rank of my website [url removed, login to view]

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Android interface by bluetooth

  • Status Closed
  • Budget $30 - $250 USD
  • Total Bids 11

Project Description

I need to send by bluetooth the value of 4 numeric control bars.

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    • The New York Times
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Nikon, Canon SDK

  • Status Closed
  • Budget $30 - $250 USD
  • Total Bids 7

Project Description

Desenvolver um software que faz comunicação com as câmeras modelo nikon e canon. O programa deve exibir no computador o que esta sendo capturado em tempo real pela câmera, tirar e armazenar as fotos no computador.

Develop software that makes communicating with cameras and canon nikon model. The program should display on the computer that is being captured by the camera in real time, take and store photos on the computer.

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Cold Calling Jobs In Noida For Freshers

Cold Calling Jobs In Noida Discussion

Cold calling Jobs in Noida

Cold calling Jobs in Noida: Jobs for freshers with Cold calling experience in Noida. Cold calling job opportunities in Noida. Freshersworld lists the top Cold calling jobs in Noida for fresh graduates and even experienced Cold calling professionals. Find your Dream job at Freshersworld. Get the Cold calling Specialist new jobs in Noida. There are a large number of Cold calling Specialist job opportunities now available. A Cold calling Specialist job in Major Cities is a great way to jump start your career growth and leverage it to your own advantage. The Job Market in Noida is growing at a fast pace due to improvements in infrastructure and development. The Number of Job openings in Cold calling sector & other sectors also steadily increasing across all sectors. Sign up with Freshersworld to get the latest updates on Cold calling Job Vacancies in Noida.


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Asian shares show mixed performance

On Tuesday, Asian shares demonstrated mixed performance, as crude prices sank and the greenback weakened ahead of a major gathering of the American Fed at Jackson Hole, this week.

The Nikkei Stock Average traded 0.3% lower on yen strength. Meanwhile, Australian S&P/ASX 200 edged up 0.8% because demand for dollar-denominated metals went up as they became more affordable to purchase. The Hang Seng Index descended 0.4% with the Shanghai Composite Index almost intact and South Korean Kospi up 0.2%.

The firmer Japanese yen weighed on Japanese exporters by simply making them less competitive, with car makers Honda Motor Co. Ltd. down 2.3% as well as Mazda Motor Corp. losing 2.5% of its value. Meanwhile, in Australia, energy shares were weighed by crude’s price tumbles, with Oil Search Ltd. trading down 0.4%, while Woodside Petroleum Ltd. sank 0.8%.

Financial analysts point out that there’s still a sort of end of summer trade of low volumes as well as low volatility. From their point of view, the financial world is witnessing a bit of that in the Asian session.

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Raw Essentials US First Pocket Jeans

    THB 19,599.00 including tax

    Raw Essentials US First Pocket Jeans

    THB 19,599.00 including tax

    This product is sold out in our online store

    Where is it made?

    RE US First Classic

    The US first classic is a true piece of modern workwear. Taking
    inspiration from the Lumberjack’s jeans of pre-20th century
    North America, G-Star has merged original details into a
    modern fit. Traditionally designed for protective use, Lumberjack’s
    jeans would have been worn over another pair of
    trousers while allowing for easy movement, with the cinch
    back used to make them fit.

    Merging the worlds of denim and military apparel, this seasonal version of the US First is cut from premium selvedge and features a removable pocket in hardwearing canvas. Part of the RAW Essentials collection, the pinnacle of G-Star products.

    Tapered fit

    • Regular waist
    • Long rise
    • Narrows down from thigh to hem
    • Button fly

    The Raw Essentials US First Pocket Jeans is crafted from premium selvedge denim, woven slowly on antique looms from a more sustainable blend of soft cotton and recycled plastics.

    • Genuine white selvedge, woven in the USA
    • Medium weight 11 oz denim
    • RAW Sustainable. RAW Sustainable garments are made of materials that are sustainable and contribute towards minimizing the environmental impact of the G-Star collection
    • Unique restored features
    • 65% Cotton, 35% Recycled Polyester

    Medium Aged Restored 67

    Expertly finished and restored with custom repairs.

    Washing instructions

    • Do not bleach
    • Low temperature iron 110°

    Art. nr.: D01203-7637-6050

    Back to top

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Continuing Legal Education Regulation

CLE Regulation operates under the Commission on Continuing Lawyer Competency and assists attorneys with keeping track of their CLE hours. It is designed to enhance its members' professional competence as lawyers. Active lawyers are required to keep current on the law by attending a minimum of 12 hours of education each year. Of these, at least one must be in ethics, one must be in professionalism, and for trial attorneys three must be in litigation.

CLE Forms

The forms for submission of courses for CLE credit are available as PDF files. Read More

Mandatory Continuing Legal Education FAQs

Answers to frequently asked questions regarding mandatory CLE. Read More

Professionalism CLE Guidelines

The general goal of the Professionalism CLE requirement is to create a forum in which lawyers, judges and legal educators can explore the meaning and aspirations of professionalism in contemporary legal practice and reflect upon the fundamental premises of lawyer professionalism–competence, civility, integrity and commitment to the rule of law, to justice and to the public good. Read More

Continuing Legal Education Rules

Part VIII of the State Bar of Georgia Handbook: Continuing Lawyer Competency. Read More

Regulation Fees

CLE providers are required to pay $5 per hour per attendee and $15 per professionalism hour for courses held in Georgia. For seminars held outside of Georgia if the CLE provider elects not to pay the $5 per hour fee and the $15 per professionalism fee, then the attorney receiving credit for the hours will be required to pay the fee.

Important Deadlines and Late Fees

March 31, 2017: You must complete your 2016 CLE requirement by March 31, 2017. There will be a $100 late CLE fee after March 31, 2017.

Contact CLE:

Fax  404-527-8717

Please log in to check your current CLE report. If you are unable to login or reset your password, please contact Membership at 404-527-8777 for assistance.

If there are course credits missing from your report, please fax the course certificates to 404-527-8717, Attn: CLE.

For more information, please read the Mandatory Continuing Legal Education FAQs.

Upcoming Events

+ More Events


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• Change Music

    The game doesn't present you an option to change the music, but if you pause the game while playing and then press Select, you can choose from 7 songs.

    Contributed By: ReyVGM.

  • Memory Clear & Line Blocks

    At the "Select Player" screen, enter the "Eliminate Name" menu. Highlight "Exit", hold Down + A + B on controller 2 and press Start on controller 1. If done right, you'll have the option to delete all the save files at once. If you do so, press B at the "Select Player" screen to go back to the title screen and select "2 Players". While playing, all the blocks will be Line Blocks.

    Contributed By: ReyVGM.

  • Unlockables (Bombliss)

    UnlockableHow to Unlock
    Harder Stages in Contest ModeComplete the first 30 stages

    Contributed By: Zombielith.

Know Something We Don't?

You can submit new cheats for this game and help our users gain an edge.

Have We Been Fooled?

You can submit a problem report for any non-working or fake code in the lists above.


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Tom Clancy's Ghost Recon® Wildlands
Tom Clancy's Ghost Recon® Wildlands
Tom Clancy's Ghost Recon® Wildlands

Three Fourths Home: Extended Edition

Blue Coins

Three Fourths Home: Extended Edition

Rating pending

In her mid-20's, Kelly has been forced to move back to Nebraska. Back to that flat expanse, that seemingly endless sea of rustling cornstalks peppered by rusty silos and rustier towns. A typically intense Midwestern storm is approaching while Kelly is out; she needs to get home.

Three Fourths Home is a visual short story in which you assume the role of Kelly during her drive through the storm. In the 20 miles between her grandparents' crumbling barn and her parents' home, she receives a phone call from her mother. While driving through a stylized representation of rural Nebraska, you must navigate an extended conversation between Kelly and her parents and younger brother.

Three Fourths Home takes a look into a specific moment of these characters' lives and their relationships with one another. The narrative touches on a variety of issues affecting Kelly and her family, including disability, adulthood, and familial obligation.

As a visual short story, dialogue choice is the primary focus of Three Fourths Home. Between the main game and the epilogue, nearly 800 unique dialogue choices shade the story differently based on how you play. In addition to dialogue choice, you must also keep driving in order to keep the conversation going. Stop, and time slows to a crawl. Kelly has to move forward in order to get home.

New to the Extended Edition

For its Steam release, Three Fourths Home: Extended Edition includes an expanded edit of the initial release as well as several new elements, including a new epilogue in addition to a number of extra features.

Epilogue: Idling in the Rubble

Set at a bus stop in snowy Minnesota, Idling in the Rubble follows another conversation that Kelly has with her mother. The 20-30 minute experience delves into Kelly's past, examining her reasons for moving back to Nebraska and her internal struggle following the events of the main game.

Extra Features

Listen to the soundtrack by Neutrino Effect
Four new stories penned by Kelly's younger brother, Ben
Take a look through Kelly's final project for her college photography class

System Requirements

  • OS: Windows XP or Newer
  • Processor: 1.6 GHz
  • Memory: 2 GB RAM
  • Graphics: DX9-Capable Card
  • DirectX: Version 9.0
  • Hard Drive: 3 GB available space
  • Additional Notes: Full Gamepad Support
  • Note: This product requires a third-party download and account


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Toadflax Control: Information On Controlling Toadflax Plants

Image by pawpaw67

By Jackie Carroll

Both yellow and dalmation toadflax (Linaria vulgaris and L. dalmatica) are noxious weeds that have escaped into the wild and spread quickly, reducing wildlife habitat, native plant populations and forage acreage. There are a few other species of toadflax that make respectable and even desirable garden plants, however. So if you want to grow toadflax in the garden, make sure you choose a species that is not invasive in your area. If you are in doubt, check with your local cooperative extension agent.

Toadflax Control

If you already have toadflax in the garden and need to get it under control, then you should know that controlling toadflax is a challenge. If these competing plants are growing in the area, focus on the support of these plants. Dalmatian toadflax is susceptible to herbicide treatment, and yellow toadflax is somewhat susceptible.

Choose an herbicide labeled for use against toadflax, and apply it according to the label instructions. Apply herbicides to Dalmatian toadflax in spring and to yellow toadflax in late summer or fall. Your local cooperative extension agent can suggest the best herbicide for growing wild toadflax control in your area.

Tips for Growing Toadflax in the Garden

Growing wild toadflax in the garden is never a good idea, but here are some cultivated types that perform well in beds and borders:

  • L. maroccana is an annual type with masses of flowers that resemble snapdragons. It grows 1 to 2 feet tall and is often sold as ‘Northern Lights,’ a cultivar that produces a mix of bright colors.
  • L. alpine (alpine toadflax) is a little 3-inch perennial with clusters of tiny purple and yellow flowers. It is often used in rock gardens.
  • L. purpurea is a 3-foot perennial that produces spikes of purple or pink flowers.
  • L reticulata is an annual that grows 2 to 4 feet tall with deep purple flowers. ‘Crown Jewels’ is a more compact cultivar that grows only 9 inches tall and blooms in shades of red, orange or yellow.

Toadflax Care

Toadflax plants establish easily, making their care minimal. Toadflax prefers full sun and grows well in poor, rocky soils. The U.S. Department of Agriculture plant hardiness zone depends upon the species, but most are hardy in zones 5 through 8 or 9.

Although the plants tolerate dry spells, they look best with supplemental watering during periods of drought as part of their toadflax care.

Watch out for aphids and mites, which sometimes feed on the plants, whenever you are growing toadflax in the garden.

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DVD5Arab Heat

CategoryMiddle Eastern
You need to Login or Signup first.
DescriptionDVD5Arab Heat  Starring Alessio Romero, Aybars, Francesco D'Macho, Adam Killian, Damien Crosse, Dominic Pacifico, Antonio Biaggi, Bruno Bond, Tony Aziz, David Dirdam
The heat from the sun and desert can be oppressively hot, but the animalistic sex from these Arab men is scorching. Shot amid sumptuous sets, the title oozes heat of both the meteorological and human varieties. Solo, duo and trio scenes sizzle to the point that the ethnicity of the performers hardly matters, although at least two are Arabic. One (Aziz) even speaks part of his dialogue in Arabic. From the opener featuring Aziz, Aybars and Pacifico to the closer that starts off as a solo performance by Dirdam and ends with Dirdam and Aziz sharing an explosive underwater climax, each scene is directed within an inch of its life for maximum erotic effect. In between, Killian and D`Macho and then Biaggi and Romero also play in the water, and Cross and Bond turn hookah enjoyment into high sexual drama.

Age: College Freshmen to Late 20s,  Age: Daddies/Men,  All Sex (No Plot or Story),  Bathhouse/Sauna/Shower,  Big Balls/Sack Attack,  Body Types: Beefy/Bodybuilders/Muscle Men,  Body Types: Gymnasts/Ripped/Swimmers,  Body/Chest Hair: Hairy and Smooth Guys Together,  Butt Play: Finger Fucking/Probing,  Cast's Looks: Butch/Rugged/Tough,  Cast's Looks: Chiseled Face/Handsome,  Cock Sizes: Big and Thick,  Cock Sizes: Horsehung/Size-Queen Alert,  Cumshots: Facial/To the Face,  Cumshots: Oral/Swallowing,  Deep Throating/Gagging,  Deep/Manly Kissing,  Double Oral Penetration,  Facial Hair: Beards,  Facial Hair: Chinstraps/Goatees/Soul Patches,  Facial Hair: Five-O-Clock Shadow/Scruff,  Fetish: Cigarettes/Cigars/Smoking,  Foreskin Play/Uncut Cocks,  Interracial,  Men in/of the Middle East,  Outdoor Sex,  Rimming (Ass Eating),  Tattoos: Extreme/Full Sleeve/Heavily Inked,  Threesomes/Threeways

Added2016-02-01 03:24:04
Size4.17 GB (4,479,932,416 bytes)
Num files11 files


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We just got it, and we love it! All new Taylor 814ce on sale now at Heartbreaker Guitars! The 814ce offers the ultimate all purpose guitar! Its balance, warmth and articulation are great for finger style, and it has enough punch to cut through any mix! It's a great choice for a gigging player looking for one guitar that can cover it all. The revoicing of the 800 Series has brought great warmth, a more mature mid range, and a looser, more luxurious low end to the 814ce, thanks in part to the customized bracing and a new, custom calibrated Elixir HD Light string gauge set. Premium appointments include maple binding and back strip, rosewood top edge trim, a rosewood pick guard, Taylor's new Element fretboard inlay in mother of pearl, a marbled fretboard, and new Expression System 2 acoustic electronics. the guitar features a Venetian cutaway and includes a Taylor deluxe hardshell case. This guitar is a jaw dropper! Please call for all details! Heartbreaker Guitars is a certified Taylor Dealer and will not be undersold! "Fall in Love" at Heartbreaker Guitars!

Year Condition Color Case
Call Brand New Sitka/Rosewood Original Hard

Heartbreaker Guitars Limited
Brendan Smyth
N. Las Vegas, Nevada
Call anytime between 9am and 7pm Pacific time.

We accept all major credit cards and Pay Pal.

We ship all over the world and in 5 years we haven't lost one guitar to damage (Knock Wood!). We ship via UPS and are very competitive.

No risk policy! You have 3 days to reach us from the day you receive your guitar to inform us of the return. As long as guitar is returned in same, brand new condition with all the original packaging we will issue a full refund. We reserve the right to refuse any return should the guitar be damaged, modified or blemished. Customer is responsible for return shipping and insurance.


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Fire Opal Flower Rings

Gemstone Shape

Gemstone Color

Setting Style

{{(showMoreOptions.state) ? 'Hide Advanced Options' : 'Advanced Options'}}

About Fire Opal Flower Rings

For thousands of years, rings have been more than just adornment. They have been symbols of authority, symbols of promises, and even legally binding signatures. Today rings still speak volumes about you. Our Fire Opal Flower Rings are as eloquent as they are beautiful and always one of a kind. Choose Aquamarine and Palladium or Tanzanite and Sterling Silver: it's your choice. Mix and match gems and precious metals for a look that's exactly you. Our amazing array of designs by talented jewelry designers means you can find Fire Opal Flower Rings that you can't find anywhere else. Because all Gemvara Fire Opal Flower Rings are made from scratch to your specifications, we can hand-select the finest quality gems and recycled precious metals to perfectly suit your design. Fire opal burns with an exotic flame.When washing your hands, don't leave any rings on the rim of a sink where they can slip down the drain! Clean Fire Opal Flower Rings in a bowl of water with mild dish soap: use a soft brush where dust collects. Gemvara's exceptional heirloom-quality Fire Opal Flower Rings are designed to be passed down for generations, crafted by hand in the United States.

We can help right away. Chat with a jewelry expert now!


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Is your surname Ubakivi?

Research the Ubakivi family

Aino Ubakivi's Geni Profile

Records for Aino Ubakivi

139 Records

Share your family tree and photos with the people you know and love

  • Build your family tree online
  • Share photos and videos
  • Smart Matching™ technology
  • Free!

Aino Ubakivi

Death: (Date and location unknown)
Immediate Family:

Wife of Arteemi Ubakivi
Mother of teadmata Ubakivi

Managed by: Ülle Kurul
Last Updated:
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Immediate Family

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Aino Ubakivi's Timeline


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Gertrude Asch

Is your surname Asch?

Research the Asch family

Gertrude Asch's Geni Profile

Records for Gertrude Asch

42,842 Records

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Gertrude Asch

Death: (Date and location unknown)
Immediate Family:

Daughter of Izzy and Adele?
Wife of Sam Rosenthal
Mother of <private> Rosenthal; <private> Rosenthal and <private> Sheftell
Sister of Adele Baumgarten

Managed by: Private User
Last Updated:
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Gertrude Asch's Timeline


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Sibous Ayachi

public profile

Is your surname Ayachi?

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1,324 Records

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Death: (Date and location unknown)
Immediate Family:

Husband of <private> Fatima
Father of <private> Ayachi

Managed by: Private User
Last Updated:
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Immediate Family

    • <private> Fatima
    • <private> Ayachi
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Sibous Ayachi's Timeline


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Join Geni to explore your genealogy and family history in the World's Largest Family Tree.

Kamenka: Ancestors and Descendants

« Back to Projects Dashboard

Project Tags

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The project is intended as a duplicate to the Kamenka-Каменка-Baehr-Bahr project, but including all people related to this village, not only those who lived there personally.

Under construction, for the time being . . . . . stay tune :)

On 6/22/11 only 22 profiles added.


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View Geocache Log

Didn't find it bugdoll couldn't find Kermit the Frog

Saturday, November 17, 2012Wisconsin

It looks like your log contains HTML or UBB formatting. We now use Markdown formatting because it works on both web and mobile. Would you like to convert your log?

Success! To keep these changes, hit “Submit Log Entry” at the bottom of the page.

Hmm. Some of your log formatting is not supported. You might want to remove it and use Markdown formatting.

I had to edit this log, I originally stated I found it, had this one mixed up with another. It was a no go, no Kermit, no frogs no cache !

This entry was edited by bugdoll on Sunday, 18 November 2012 at 21:19:49 UTC.

infoThis is the original cache type consisting, at a bare minimum, a container and a log book. Normally you'll find a tupperware container, ammo box, or bucket filled with goodies, or smaller container ("micro cache") too small to contain items except for a log book. The coordinates listed on the traditional cache page is the exact location for the cache.
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Get Solar

Solar Blog

Solar Could Meet 11 Percent of Global Energy Demand by 2050

Posted by GetSolar Staff In Monday, May 3 2010 under: international solar, IEA, Solar PV Panels

The International Energy Agency (IEA) was yesterday the source of an encouraging finding for the solar industry, courtesy of Paolo Frankl, the head of the agency's renewable energy division.

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Solar Cost Calculator Estimate Your Savings!
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Bollywood Treats

Mumbai Bollywood Rickshaw Tour and Film Viewing

Product ID: 38382

From £35.20 per person

Book now
Key Details
4 hours
Mobile Voucher Accepted
Printed Voucher Accepted
Instant Confirmation
Live Guide

Select date and participants:

What You'll Do
  • Get to know Mumbai’s extraordinarily popular Bollywood scene
  • See what all the fuss is about and watch a Hindi movie
  • Cruise past several stars’ houses and snap photos on the Walk of Stars
  • Experience the loud, crazy, colorful, vibrant Bollywood life in person
Experience the obsession of Mumbai first-hand on this lively Bollywood tour by rickshaw. Stroll the Walk of Stars, see Bollywood homes, and take in the lively, noisy atmosphere as you watch a fun film at Mumbai's original Gaiety Galaxy multiplex cinema.
What to Expect
Mumbai is the city of paradoxes, where the very rich and the poor live side by side, often oblivious to each other. But one obsession unites the two like siblings fathered by different destinies, yet bound by the same mother. Bollywood. The street kid here boasts of perfecting the dancing style of the biggest 'hero'. The rich 'townie' boasts of business dinners or parties with the latest movie star. There’s no denying that Bollywood runs through the blood of Mumbai.

The Mumbai Bollywood tour begins by walking and taking a rickshaw ride past the houses of two of the biggest Bollywood stars ever, Shahrukh Khan and Salman Khan, the latter is known to come and wave to his fans when in a good mood.

Then move to the most recent addition to bandstand’s Walk of the Stars’, where you can view handprints of famous Bollywood celebrities as well as pose next to a few statutes of film legends.

A short ride past a few more Bollywood stars’ houses takes us to Gaiety Galaxy, one of the original multiplexes in suburban Mumbai, which ensures you get your money’s worth as you are introduced to a Bollywood film in an atmosphere where the crowd tends to get quite carried away.

Depending on the film that’s being played, a hero’s entry on screen is greeted with loud cheers and clapping and a heroine’s dance number gets its fair share of whistles. A brief summary prior to the film’s beginning and an update in the interval ensures that you are fully in the loop of the film.

After a fun filled dose of dance, loads of melodrama, and perhaps some ‘dishoom dishoom’ action, head out a lot wiser with the ways of the true Mumbai obsession – Bollywood.
What's Included
  • All transportation
  • English-speaking guide
  • Movie ticket
What's Not Included
  • Tips
  • Meals
Cancellation Policy
Cancel up to 2 days in advance for a full refund
Meeting Point

In front of the pedestrian entrance to the Taj Lands End, Band Stand, Bandra (West), Mumbai, 400 050 (Open in Google Maps)

Know Before You Go
Group size: Maximum 12

Confirmation of booking: Please contact Mumbai Urban Adventures to confirm your tour 24 hours prior to departure.

Dress standard: Loose cotton clothing is the best option.

Child policy: Children must be 10 years of age up inclusively. Children below the age of 10 are not permitted on this tour.

From £35.20 per person

Book now
Our promise to you
  • Speedy booking and reserved spots
  • No-hassle best price guarantee
Organized by

Urban Adventures Asia & Russia

Product ID: 38382