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A Rocket Silver Elio.
A Rocket Silver Elio. -
Listen To The Story

Upstart automaker Elio Motors has designed a three-wheeled vehicle that has a sticker price of only $6,800. But even at this low price, the Detroit-based company wants to get rid of the monthly car payment altogether.

The company plans to offer a special credit card to pay off your car note and fill up with gas at the same time, according company founder Paul Elio.

“You get a brand new vehicle and a credit card with a $300 limit on it, and we let you walk back out the door,” Elio says.

His company is partnering with a bank to bundle a car loan with a gas credit card. When you fill up, you’ll be charged three times the amount of your gas purchase. The extra money pays down the car loan. He thinks this deal will attract low-income drivers and get gas guzzlers off the road.

“I think there are a lot of folks who are struggling, driving unreliable cars, and they can’t get off that treadmill,” Elio says.

Elio couldn’t afford a car payment in college, he says, so this deal would’ve helped him. Plus, he says, his prototype will get at least 80 miles per gallon.

The cars will be manufactured in Shreveport, La. I asked a group of business majors at Centenary College in Shreveport whether they’d buy a car this way. Carson Rush brought a gas guzzler to college. He thinks this vehicle would be more affordable. “I drive a Tahoe. Whenever I fill up it can be upwards of $80 or $90. This would be more fuel efficient for me,” Rush says.

Student Donovan Williams pays his credit card off each month. He thinks this financing might be convenient, depending on what strings are attached. “The whole credit card thing is convenient. People charge things to their credit card and pay it off at the end of the month all the time as it is,” Williams says.

But Alexis James is holding out on judgment. She wants to know how much it will cost to finance the vehicle. “It really makes you raise the question as to what is the interest rate? Because when you have a credit card, there’s always interest that you have to pay,” James says.

As for the interest rate, Elio says there’s still a lot of details to sort through. But the bank will base the rate on a car buyer’s credit rating. Now, you’d think there’d be a huge market for a car under $7,000. But compared to the leases on other two-passenger cars, Elio’s is not much of a steal, according to Lara Koslow, a partner at Boston Consulting Group who works in the automotive division.

“There are cars on the market now that actually are $100 a month for a lease. There’s competition out there, even at that price point,” she says.

This financing arrangement might boost sales, Koslow says, but drivers still must want to be behind the wheel.

“You can’t give away something people don’t want. I think the question is: Is it a want? Is it a vehicle breakthrough or bust? Is it a Toyota Camry or a Ford Edsel?” Koslow says.

The Edsel was Ford’s experimental blunder from the 1950s. Elio hopes his car catches on. He plans to ramp up production on the three-wheeler late next year.


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Asian Stocks, Nat Gas Gain While EM Currencies Weaken Against Greenback

Most Asian stocks climbed as Australian shares gained and Japanese indexes extended rallies after the yen touched a five-year low versus the dollar. Malaysia’s ringgit slipped while natural gas futures advanced.

The MSCI Asia Pacific Index added 0.1 percent by 9:53 a.m. in Tokyo, as more than three stocks rose for each that declined. Japan’s Topix Index climbed a fourth day, headed for the highest close since 2008 while Australia’s S&P/ASX 200 Index gained 0.5 percent. Standard & Poor’s 500 Index futures rose 0.1 percent. The yen slipped to 105.35 per dollar after weakening every day last week and the ringgit lost 0.2 percent. Palladium rose a fourth day while gas futures gained 0.5 percent.

The Asia Pacific gauge has risen more than 2 percent since Dec. 17, when the Federal Reserve announced the first cut to its record stimulus program amid an improving economy. The U.S. is projected to post the first monthly increase in pending home sales since May today while China’s premier said deepening reforms will keep the economy stable. Iron-ore shipments from Australia, the biggest exporter of the raw material, are being curbed after a cyclone closed ports in the nation’s northwest.

This article is for general information purposes only. It is not investment advice or a solution to buy or sell securities. Opinions are the authors; not necessarily that of OANDA Corporation or any of its affiliates, subsidiaries, officers or directors. Leveraged trading is high risk and not suitable for all. You could lose all of your deposited funds.

Mingze Wu

Mingze Wu

Currency Analyst at Market Pulse
Based in Singapore, Mingze Wu focuses on trading strategies and technical and fundamental analysis of major currency pairs. He has extensive trading experience across different asset classes and is well-versed in global market fundamentals. In addition to contributing articles to MarketPulseFX, Mingze centers on forex and macro-economic trends impacting the Asia Pacific region.
Mingze Wu

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Serving Cochise Co., AZ:

Law Office of David E. Hill, P.L.C.

Law Office of David E. Hill, P.L.C.
  • Serving Cochise Co., AZ
  • Steinfeld Mansion, 300 North Main Avenue, Suite 102, Tucson, AZ 85701
  • Effective representation of victims of serious personal injury and death
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I began practicing law in Tucson in 1979. My wife and I raised our children in this community. My practice focuses on litigation involving serious injury and death arising from medical malpractice, vehicle accidents, slip and falls and other forms of general negligence. I am licensed to practice in all state and federal courts in Arizona and have appeared in courts in each county of the state. Since 1992 I have been certified by the State Bar of Arizona as a specialist in the area of personal injury and wrongful death. I also have an “AV” peer review rating with Martindale-Hubbell which is the highest possible with respect to ethical standards and legal ability. I take great pride in the professional skills I have cultivated during my career and my clients are very important to me. I have handled hundreds of cases in my career and tried over 70 cases to a jury verdict with a favorable outcome for my clients over 90% of the time. Please contact me for a free consultation.

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Cocktail and Clubbing Hen Weekend in Brighton

FROM £159pp
A fantastic package that has been designed with you and the girls in mind! Settle in to to your superb, centrally located quality accommodation ahead of your first night out in this lively seaside town! Get ready to party on Friday night with our popular bar and club combo which enables you and the girls to experience all that Brighton's town centre has to offer with entry to a variety of bars and a top nightclub. On Saturday, mix, muddle and mash all of your favourite cocktail concoctions during a 90 minute masterclass hosted in a popular bar. Our charming barman will introduce to the colourful world of mixology before you and the girls get ready to enjoy your last night out in Brighton - which consists of entry in to the best club in town.... What more could any hen want?

Included in this Package

Quality Hen Weekend Accommodation

Quality Hen Weekend Accommodation

More Info
Quality Hen Weekend Accommodation

Quality Hen Weekend Accommodation

We know that getting the right hotel in a great location, close to the beach and the nightlife hub - West Street, is important on your hen weekend with the girls, in this lively seaside town...
Which is why we put a lot of time and effort into finding the right hotels in the area! Brighton has some unique seaside hotels that give you that 'by-the-sea' feel and all our accommodation in Brighton has been tried and tested by both ourselves and countless other groups.  Brighton is renowned for it's outlandish night scene and no stag or hen night would be complete without a trip to the King's Road Arches or West Street, what's more, we can guarantee that you'll never be too far from it because all our hotels are centrally located! The quality accommodation we use has been designed with comfort in mind including breakfast on each morning of your stay for your convenience...

Your Brighton Hen Weekend Quality Accommodation includes:
  • Quality accommodation
  • Great location
  • Twin/Triple/Quad rooms
  • Private Bathroom
  • Breakfast on each morning of your stay
  • Check in: Early afternoon
  • Check out: Late morning
Bar Crawl & Club Combo

Bar Crawl & Club Combo

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Bar Crawl & Club Combo

Bar Crawl & Club Combo

Experience all that Brighton's nightlife has to offer! It can be difficult getting a large group into the best bars at night....so let us organise this for you!
We've teamed up with some of the most popular bars and clubs in Brighton and created a 'guest ticket' which will allow you access to some of the best nightlife that Brighton really does have to offer.

Your Brighton Weekend Bar Club Combo includes
  • Entrance to the most popular bars
  • Entrance to top nightclub
  • Guest list entry
  • Great night out
  • Recommended for first night out!
Cocktail Making

Cocktail Making

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Cocktail Making
Cocktail Making
Cocktail Making

Cocktail Making

Learn how to mix, muddle and mash all your favourite cocktails on your special weekend away with the girls...
A crowd pleaser and one of our most popular activity choices - our charming barmen (or mixologists as they are known in the business) will teach you how to mix some of your favourite cocktails from the menu. You will all then get the opportunity to make, and most importantly drink your own cocktail creations. After the masterclass relax with the girls with some delicious hot and cold nibbles (great for soaking up some of that alcohol!) Enjoy...

Your Brighton Hen Weekend Cocktail Making session includes:
  • 90 minute private event.
  • Centrally located
  • Your very own barman for the whole event
  • Demonstration cocktails to try
  • Background info on the history of cocktails, the bar tools and the products
  • Choose from the extensive menu and recreate your drinks behind the bar
  • Your session will include some great games
  • An assortment of nibbles included
  • Minimum of 8 people required for this experience (Brighton requires a minimum of 10 people)
  • Usual time slots available - 12 pm, 2 pm, 4 pm and 6 pm
  • Pregnant women can be catered for with a variety of non alcoholic cocktails
Queue Jump Guestlist Nightclub Entry

Queue Jump Guestlist Nightclub Entry

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Queue Jump Guestlist Nightclub Entry

Queue Jump Guestlist Nightclub Entry

A top night at a great club can make or break your stag weekend.
So, why waste your time trawling around town looking for a decent nightclub, when we've tested them all for you (well, somebody had to do it...). And you needn't worry about ending up in a dive because we've checked them all and only use the best. We can provide a club to suit any group. From themed bars, to colossal nightclubs. Don't worry about not getting in on the big night out either because we'll arrange VIP guest list with queue jump... all hassle free!

Your Weekend VIP Nightclub Entry includes:
  • Queue jump entry
  • VIP guest list entry
  • Top central club
  • A great night out!

Why Maximise?

  • Personal Account Manager
  • Your own 'MyWeekend Online' customer area
  • Low Deposits and flexible payments
  • Maximise travel pack, maps and directions
  • Over 19 years' experience
  • Over 500,000 past customers
  • 24 hour weekend assistance

MyWeekend Online

  • Organise and manage your group easily
  • Invite party members by email or SMS
  • View your selected itinerary
  • Individual online payments (no more chasing)
  • Print off weekend itinerary and directions
  • Request transfer quotes to activities
  • Request return transfer quotes to destination from home

Enquire Online

Full Name *
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We will send you a text as soon as your proposal is ready
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If your date changes it’s not a problem
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 0208 236 0111

Mon - Fri: 09:00 - 19:00
Sat: 10:00 - 15:00

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Blacks and Hispanics less likely than whites to receive screening.

Disparities persisted after increased colorectal screening coverage.

PHILADELPHIA - Despite expanded Medicare coverage for colorectal cancer screening tests, lower rates still exist among blacks and Hispanics compared to other ethnic groups, according to research published in Cancer, Epidemiology, Biomarkers & Prevention, a journal of the American Association for Cancer Research.

Researchers from the University of Texas School of Public Health used data from the Surveillance Epidemiology and End Results Program (SEER), a National Cancer Institute database, to determine the prevalence of colorectal cancer screenings among Medicare beneficiaries aged 70 to 89 years with no history of any tumor. Researchers examined the data for an effect of Medicares expansion of colorectal cancer screening; including coverage of fecal occult blood test, sigmoidoscopy and colonoscopy.

"Colorectal cancer screening increased as Medicare coverage expanded," said Aricia White, Ph.D., an epidemic service officer at the Centers for Disease Control and Prevention. "However, screening rates were still low according to recommendations."

White and colleagues analyzed data from 16 SEER regions of the United States between 1996 and 2005, and found that blacks were less likely than whites to receive colorectal cancer screening before and during Medicare coverage of fecal occult blood test and after coverage of colonoscopy. Hispanics were also less likely to receive screening after colonoscopy coverage.

Electra Paskett, Ph.D., M.P.H., professor in the college of medicine at the Ohio State University and Comprehensive Cancer Center and deputy editor of Cancer, Epidemiology, Biomarkers & Prevention, said this study, like others before it, shows that "we need to make a more concerted effort to make sure that everyone who is eligible to receive these tests gets screened."

"Interventions might need to be focused on the people who are less likely to receive the screening test," she added.

Although there are no follow-up studies planned, this is an area that needs further study.

"While screening rates increased over time, they are still lower than national recommendations," said White. "More efforts need to be made to increase colorectal cancer screening among all beneficiaries."

# # #

Follow the AACR on Twitter: @aacr #aacr

Follow the AACR on Facebook:

The mission of the American Association for Cancer Research is to prevent and cure cancer. Founded in 1907, the AACR is the worlds oldest and largest professional organization dedicated to advancing cancer research. The membership includes 33,000 basic, translational and clinical researchers; health care professionals; and cancer survivors and advocates in the United States and more than 90 other countries. The AACR marshals the full spectrum of expertise from the cancer community to accelerate progress in the prevention, diagnosis and treatment of cancer through high-quality scientific and educational programs. It funds innovative, meritorious research grants, research fellowships and career development awards. The AACR Annual Meeting attracts more than 18,000 participants who share the latest discoveries and developments in the field. Special conferences throughout the year present novel data across a wide variety of topics in cancer research, treatment and patient care. Including Cancer Discovery, the AACR publishes seven major peer-reviewed journals: Cancer Research; Clinical Cancer Research; Molecular Cancer Therapeutics; Molecular Cancer Research; Cancer Epidemiology, Biomarkers & Prevention; and Cancer Prevention Research. AACR journals represented 20 percent of the market share of total citations in 2009. The AACR also publishes CR, a magazine for cancer survivors and their families, patient advocates, physicians and scientists.

Media Contact:

Natalie Poole

(267) 646-0619


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Cosmetic treatment

Q: Our practice would like to provide some services not available on the NHS as they would be considered cosmetic. Currently the only option for patients is expensive treatment at a local private hospital. We would like to provide the services at reasonable cost to both our patients and those of other local practices. It is proving impossible to get the PCT to give us a definite answer as to whether this is possible and, if it is, what rules and regulations we would need to follow. Can you give us a definitive answer?

A:Your practice cannot charge its NHS patients for such services but you can charge the patients of other practices.

You would need to insure/indemnify yourselves for doing cosmetic surgery. You should also check registration requirements with the Care Quality Commission (www.cqc.org.uk) because there may be a requirement to register with it to offer the services (this is rather a grey area at present).

Under GMC guidance (www.gmc-uk.org) you must not offer inducements to other practices to refer patients to you. If the income the private services generate is considerable, this could lead to a reduction in your NHS premises reimbursement. Your LMC may well be able to advise you further.

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Josephine Gay
Josephine Gay

NEWTOWN, Conn. — Michele and Bob Gay are confident their daughter, Josephine, 7, was sent to earth to teach them about life.

As they memorialized her on Saturday morning at St. Rose of Lima Catholic Church, they smiled and laughed as they recalled the lessons their daughter, one of the victims of the Sandy Hook elementary school shooing massacre, taught them.

Through Josephine, also known as Joey, they learned not to give up on people, that iPhones are not waterproof, and every cupcake needs a taste taster.

They also remembered finding peanut butter covered spoons in various locations throughout their house, because of Josephine’s affinity for the spread. Her parents pointed out she preferred the regular kind of peanut butter, not the organic one. Every mouthful needed a new spoon, Bob Gay said.

Hundreds of mourners attended the Mass of Christian burial. The parents celebrated their daughter’s life during the 90-minute ceremony.

Monsignor Robert Weiss remembered Josephine as a girl that liked Barbie, her iPad and the color purple.

“Purple is the color of passion,” Weiss said.

And despite Josephine’s difficulties as a mute child, she had a passion for life.

He also addressed the difficulty of the past week and how the massacre at Sandy Hook should make people angry.

“If you haven’t gotten angry, then get angry,” Weiss said. “But don’t hold onto it.” It is also essential that the community use the tragedy to make positive change, he said.

“These children did not die in vain,” Weiss said.

About 50 emergency responders paid their respects at the beginning of the funeral by walking through the church and up to the altar where the casket lay. They stood outside during the ceremony.

Katy Petiford is a staff reporter with the Evening Sun on loan to the New Haven Register reporting from Connecticut this week on the Newtown shooting.

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Behind the scenes for the 1000th episode of 'The Better Part' back in 2010 are, clockwise from left, Myrna Gelphman (hidden), Phil Lenihan, Charles Bedord, Val Jeffry, Renu Khosla, and Chuck Johnson. The show is receiving the Lifetime Achievement Award from KMVT. (File photograph by Jacqueline Ramseyer)
File photograph by Jacqueline Ramseyer
Behind the scenes for the 1,000th episode of ‘The Better Part’ back in 2010. Left clockwise are Myrna Gelphman (hidden), Phil Lenihan, Charles Bedord, Val Jeffery, Renu Khosla, and Chuck Johnson. The show received a Lifetime Achievement Award.

A long-running public access show based out of Cupertino has been recognized for its contribution to community television.

“The Better Part,” a television show produced entirely by individuals ages 50 and older that share all production duties, received the Lifetime Achievement Award from KMVT in Mountain View on Dec. 7.

“‘The Better Part’ has been producing shows relating to senior issues and lifestyle for several decades, and the group has produced well over 1,000 episodes,” said Bobby Chastain, executive director at KMVT. “The variety of their programming has been wide, and they have provided a platform for guests to share their stories.”

Chastain said the award recognizes “continuing outstanding contributions to community television,” and instead of choosing just one person to honor, as has been done in past years since the award’s creation in 2013, the channel chose to honor the entire crew.

“‘The Better Part’ is unique because the program is produced by a group rather than a single person,” he said. “Members take turns coming up with the ideas for programming and then crew for each other on a rotation basis. This system of inclusion has ensured that the program has continued long past the original members and producers.”

Chastain said that in addition to consistently producing shows, the group also provides media training to seniors.

The show began in 1983 with a group from the Cupertino Senior Center who wanted to figure out how to work video equipment to document moments with their friends and family. This led to the city asking the group if they wanted to produce a weekly public access TV program. The club that produces “The Better Part” is called Cupertino Senior TV Productions.

Phil Lenihan, who has been involved with the show for roughly 10 years, said the show has covered every topic “from varicose veins to bagpipes.”

“The shows are fun, creative, happy,” he said. ” We’ve done every kind of show. Before I joined, we did a series on gardening: good weeds, bad weeds. We’ve featured a barbershop quartet, and now we’re doing a series with a psychiatrist on mental health and various health issues.”

Val Jeffery, who has been with the show since 2001, said the wide variety of topics covered on the show is its major strength.

“The Better Part’ stands out from other shows because of the varied subjects we have cover,” she wrote in an email. “All programs are a team effort, and by allowing different people to choose and produce programs, it gives a variety of different subjects to appeal to a wider audience.”

Jeffery said she and the late Ernie Piini, who volunteered on the show for more than 20 years, once produced a program on audiology with the niece of Lucille Ball.

“She shared family stories as she educated us on hearing loss,” Jeffery said.

Lenihan said he and the crew take pride in being a self-run operation.

“We’re a self-contained group so we just do our thing. One guy from (KMVT) works with us to make sure we don’t drop the cameras,” he said with a laugh. “It feels wonderful that our peers are acknowledging the great work we’ve been doing. Our people love making television shows.”

Jeffery said the show being chosen for the award holds deeper meaning.

“Winning this award is a statement that seniors can do anything,” she said. “I think it was chosen for this award because we are possibly the longest running series made by senior volunteers in the whole of the USA, maybe even in the world.”

“The Better Part” has won several other awards, including one from the Western Alliance for Video Excellence.

For more information, visit

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Classes/Programs - Meridian Tech

Entrepreneur Essentials – 7 Steps to Launch a Company with Confidence and Pitfalls to Avoid

In this free two-hour class, we cover the basic questions you need to answer when deciding to open a business, paying particular attention to market research and financials, two major areas that cause trouble for all new businesses.

Upcoming dates:

Saturday, February 10, 2018, 10-12pm at the Stillwater Public Library

Business Startup Camp

Ready to start working on your business plan but need a formal class setting? The CBD offers a 6-week program to help. The class experience allows participants to work together to develop their business and is facilitated by CBD staff, along with guest speakers. Contact us for pricing and upcoming camp dates.

Business Consulting

Want to talk through an idea with an experienced consultant? We have expertise in marketing, product planning, international business and writing business plans. The initial consultation is available at no cost.

Business For Breakfast

Entrepreneurs and small business owners meet for breakfast the third Thursday of the month from 7:30-9 a.m. in the CBD training room (room 104 North). The networking breakfast consists of a guest speaker and networking activities with topics including marketing and public relations, finding new customers, work/life balance, time management, legal matters, HR issues, how others have found success, and recruiting, training and retaining employees.

Upcoming dates:

December, no breakfast meeting
January 18, 2018: Marc Brockhous, Dunlop Codding, Patent and Intellectual Property
February 15, Gwendolyn Bates, Department of Labor, Employment Issues

Contact Diane at the Center for Business Development at 405.377.2220 or to sign up for any of these classes.


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7 Deliciously Cheesy Cheese Words

Cheese-eater, cheeseball, The Big Cheese, and more

Definition - informer, stool pigeon, rat

The earliest uses of cheese-eater were boringly literal, referring to an eater of cheese. Occasionally we find the word used in a figurative manner, as in a 1653 translation of Rabelais' Gargantua and Pantagruel:

But in that he chargeth the Defendant, that he was a botcher, cheese-eater, and trimmer of mans flesh imbalmed, which in the arsiversie swagfall tumble was not found true, as by the Defendant was very well discussed.

The anonymously written The History of the Republick of Holland (1705) avers that the Old Hollanders (who were, according to the author, "despised by their Neighbours, by reason of their Boorish Manners") were called cheese eaters, as well as milk-sops and butter boxes, but we have little additional lexical evidence to support this contention.

The sense of cheese-eater we are concerned with appears to have originated in the United States in the first half of the 20th century.

Ross charged that the "cheese eaters" were usually harassed, threatened and beaten up on the "Q.T." after they ran to the Chinese guards with tales.
Courier (Pittsburgh, PA), 15 Aug. 1953

Definition - inferior in quality; cheap, cheesy

Much like cheese-eater, cheeseball has a considerably longer history of use in a literal fashion than it does in a figurative one, beginning in the 19th century to be used to refer to a ball of cheese (such as mozzarella). The adjectival use of cheeseball to indicate that something is cheesy is fairly recent, with written evidence dating only as far back as the 1980s. Both cheeseball and cheesiness come from the habit of using cheesy to designate things as shabby or second-rate, which we have been doing for well over a hundred years.

So, to the filmmakers, it's probably best to say: "Enjoy the money you'll make from audiences that love cheeseball comedies, and better luck next time."
— Robert Denerstein, The Daily Journal (Franklin, IN), 29 Jun. 1988

Definition - a photographic display of shapely and scantily clothed female figures —often used attributively

It is unclear why suggestive photos of both men and women should be given words ending in -cake, but each gender has their own term. Beginning in the 1920s suggestive photos of women have been referred to as cheesecake.

The Broadway chorine, imported to Hollywood for permanent use in First National Vitaphone Pictures, followed the lead of "Cheesecake" Betty, a turbulent, high-kicking blonde!
Battle Creek Enquirer, (Battle Creek, MN), 6 Nov. 1929

The corresponding term for men, which began two decades or so later, is beefcake ("a usually photographic display of muscular male physiques; also, a man of the type featured in such a display or such men in general").

Alan Ladd, the original beefcake boy, growled when photos of his chest were used to publicize a movie in which he wore clothes.
Daily Boston Globe (1 Dec. 1949)

Definition - miser

The English language has had plenty of words for "miser" over the years. Many of these combine two existing (and uncomplimentary) words to make a new word for a cheapskate which has a certain zing to it. Thus we have ended up with words such as dryfist, flayflint, muckworm, and skinflint. Before nipcheese was employed as a term for a miser it was used to refer to a ship's purser.

Five bad Things on Board a Ship. A Kent-street Captain; a Hurricane Boatswain; a Horse Doctor; a Nip Cheese Steward; and a greedy nasty Cook.
The Five Strange Wonders of the World

Definition - a most powerful or important person

Take care that you do not confuse the big cheese with butter-and-egg man, although both are dairy-based and informal terms for important people, and each originated in the 1920s. A butter and egg man is defined as "a free spender or wealthy investor; a naive prosperous businessman."

Somehow when a fellow gets a few drinks aboard he is possessed with a desire to burn up the road. He is the big cheese, in his own estimation, and other people are too insignificant to bother about.
The Ada Weekly (Ada, OK), 17 Dec. 1925

Definition - something worthless or insignificant miserly economizing

Cheeseparing has a pair of meanings, neither of which is particularly pleasant. In addition to its sense of "something insignificant" the word is used in the sense of "miserly economizing." It joins chopped liver and small beer in the category of 'gastronomic terms for things of little importance.' Similarly, a cheeseparer is "a parsimonious person, a skinflint."

Must we carry away your Cheese-parings? Thrust your Bodkins forth!
— William D'Avenant, the Tragedy of Albouine, 1629

Definition - used in the imperative as a warning of danger

There are a handful of theories for why cheese it has been used to imperatively warn of danger, particularly when it is referring to the police ("cheese it, the cops!") Among these are that it is a variant of "cease it," that the phrase is a euphemism for Jesus, and a number of other increasingly improbable origins. None of these theories have been unanimously accepted by etymologists. The phrase was more common in the 19th century than it is today, and appears to have been in use since at least 1810.

There was a gleam of dark lanterns among the broken arches. "Cheese it, the cops," shouted a boy in the gallery, and on they came.
The New York Tribune, 27 Jan. 1883

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Wesley Willis's Joy Rides
December 4, 2009 1:17 AM   Subscribe

Wesley Willis's Joy Rides, one week only at Pitchfork TV. Dual-wielding a Technics KN and a microphone, breaking Chicago down to a vector space of magic marker; homeless busker, Napster celebrity, punk headliner and hellraiser: take your pick. The late Wesley Willis as remembered in Joy Rides.
posted by kid ichorous (33 comments total) 16 users marked this as a favorite
These are really amazing drawings. Screw the outsider tag, the perspective is fantastic on the street views. I was in art education full time for 5 years and I don't think I ever saw anyone who had that certainty of line and the confidence in rendering. Just because he didn't go to art school, or was schizophrenic or was black or was poor or whatever label you want to point his way his line simultaneously describes so lucidly tone and form. And that's hard, really hard - something that, beyond a certain point, probably can't be taught.

Every work of art is an uncommitted crime and his album title announced that Rock music keeps Wesley Willis out of state prison. Maybe he didn't know the Adorno quote, but the impulse is the same. He is only an outsider in relation to market forces, not to the creative process.

posted by multivalent at 2:03 AM on December 4, 2009 [7 favorites]

Valent, I have to plead ignorance on this one. Outsider music is a label thrown at stuff like early Beck. I wasn't aware of the connotations within visual art.
posted by kid ichorous at 2:08 AM on December 4, 2009

I'm sorry if I sounded angry, I just see a lot of artists within visual art who adopt a faux naivety to give them grit and their work a credibility - the truth often seems to be that they are posturing rather than making things in an engaged manner. This guy, on the other hand, had to deal with a lot of circumstances outside his control and made good, relevant and interesting art.

Thanks for the post.
posted by multivalent at 2:18 AM on December 4, 2009

That's okay, I can remove the tag if it ends up causing too much confusion.
posted by kid ichorous at 2:35 AM on December 4, 2009

thank you thank you thank you for this post

posted by auralcoral at 3:13 AM on December 4, 2009 [4 favorites]

All I'm getting -- at what seems to be the right link -- is what I assume to be TUNNELVISION, which in turn is a girl shouting rhythmically over a tambourine in a basement choked with hipsters, and is not nearly as awesome as Wesley Willis.
posted by Shepherd at 3:27 AM on December 4, 2009

I got head butted by Wesley Willis back in the day.

Good times.
posted by Dagobert at 3:37 AM on December 4, 2009 [5 favorites]

Thank you so much for this post. I love Wesley Willis. I loved watching the documentary "The Daddy of Rock and Roll", but it was very limited in scope, only showing and discussing a tiny period of his life. It also seemed very low budget, and not well put together. It made me a bit sad to thinking that there wouldn't be a better documentary about his life until I saw this post, and watched that great little film. That was beautiful, and got me close to tears a few times. What a wonderful man.
posted by DanielDManiel at 4:07 AM on December 4, 2009

Wow, thanks! Those drawings are spectacular. I had no idea he was producing such work.
posted by zzazazz at 4:38 AM on December 4, 2009

Yeah, I've known about his music for years, but I had no idea about these awesome architectural drawings. They are really fantastic.
posted by mullacc at 4:48 AM on December 4, 2009

You know who else was excellent at drawing architecture?

What really appeals to me about his art is the contrast of the precise lines and detail of the cars and buildings with the careless sky. The buses in particular are incredible, then when you remember that bus rides were a frequent subject in his songs it makes you realize that he had a peculiar relationship with them.

Then there's the loopy, childlike clouds and quick fill-in of the area around them. It's interesting that it's always partially cloudy in his world.
posted by Mayor Curley at 4:52 AM on December 4, 2009

posted by TheWhiteSkull at 5:10 AM on December 4, 2009

I was headbutted too
posted by MNDZ at 5:15 AM on December 4, 2009

Woohoo i get to share my willis story.

Saw willis in 2001 at emos. I went with an ex-girlfriend and we went early to meet him. He talked to her and gave her his customary headbutts, and then when i went to meet him, he shook my hand but neglected to let go and was talking to someone else. So for about three minutes (or shorter, or longer, it felt like an eternity) i was just sitting there holding wesley willis's hand. Finally I felt awkward enough to let go, so i did.

it was pretty cool. he was a character to say the least.
posted by djduckie at 5:33 AM on December 4, 2009 [1 favorite]

Thank you for this post, this brings tears to my eyes. His music and drawings were a huge component of my youth, and it is wonderful to know more about this mysterious man I've always loved.
posted by localhuman at 5:34 AM on December 4, 2009

... I just see a lot of artists within visual art who adopt a faux naivety to give them grit and their work a credibility - the truth often seems to be that they are posturing rather than making things in an engaged manner.

please do NOT remove the 'outsider' tag! the things that jag you (faux naivety, posturing) are antithetical to wesley's music and his art. and most probably, his life. which is exactly what makes him fit into the 'outsider' category. the only thing i can think of that might disqualify that label is the fact that he was, within limits, a 'successful' artist & musician. other than that, i can't think of anything that would disqualify his work from (proudly) bearing that label.
posted by msconduct at 5:57 AM on December 4, 2009

this wiki article has a pretty good explanation of outsider art, including
... the English term "outsider art" is often applied more broadly, to include certain self-taught or Naïve art makers who were never institutionalized. Typically, those labeled as outsider artists have little or no contact with the mainstream art world or art institutions. In many cases, their work is discovered only after their deaths. Often, outsider art illustrates extreme mental states, unconventional ideas, or elaborate fantasy worlds.
i don't see anything there to contradict using the label.
posted by msconduct at 6:01 AM on December 4, 2009

I've gotten headbutted a few times by Wesley at shows, but once I was walking downtown with my boss and we passed him on the street. I said hello and he leaned in and head butted me. I went to introduce my boss, who took a few steps away for fear of being assaulted. He put up his hands as if he was ready to take on Wesley if he tried to headbutt him. Ahhh....good times.
posted by Slack-a-gogo at 6:42 AM on December 4, 2009

I hear he whupped Batman's ass.
posted by Halloween Jack at 7:03 AM on December 4, 2009

I'd never seen his art before, it is very impressive.

If you ever find yourself in Baltimore with a few hours to spare I highly recommend visiting the American Visionary Art Museum. It is packed to the brim with mind-boggling and esoteric "outsider" art.
posted by cloeburner at 8:18 AM on December 4, 2009

This is excellent. Thank you for posting it.
posted by Pope Guilty at 8:20 AM on December 4, 2009

I saw Wesley Willis at a show in Sacramento and got a headbutt or two. He would also instruct you to say "RAWR" as you did it. When my turn came up in line he asked me how old I was. "I'm 17," I said. "No, you 25," he corrected. "Thanks, but really, I'm only 17." "No, you 25." And that's how our conversation went for maybe a few more minutes.

I had him sign my box of Wheaties (WHEATIES! BREAKFAST OF CHAMPIONS) and still have it 8 years later at age 25.
posted by Zaximus at 8:37 AM on December 4, 2009 [2 favorites]

Wesley used to be at the Empty Bottle and Delilah's in Chicago regularly. I too was head-butted numerous times while being told to, "Say Rock. Say Roll." He was a very disconcerting guy. Friendly and repetitive to the extreme. If you got caught in a cycle of repetition with him it was very hard to get away. It was amusing to watch people who had no idea about him get caught in conversations with him that went in circles and ended in headbutting.
posted by Babblesort at 8:59 AM on December 4, 2009

Rock over London!
Rock on, Chicago!
posted by Capt Jingo at 9:11 AM on December 4, 2009

Man, I like that guy.

It's interesting to me how many people here are talking about him in the present tense. He's such an unusual person - the fact that he ever lived is the notable part. Death is a sidenote.
posted by roll truck roll at 9:23 AM on December 4, 2009

I talked to him for 15 or 20 minutes late one night in Wicker Park. He never headbutted me once.
posted by DaddyNewt at 9:58 AM on December 4, 2009

When I lived in Wicker Park circa 1993, he was a fixture at the local art store, set up there with his big poster board drawing. I had a sticker he sold me that was on my refrigerator. I hope it's still there--it's certainly true that the landlord was hands-off enough to have left it there. In fact, I knew him as an artist long before I became familiar with his music. (And at first I had misgivings about the hipsters who "discovered" him and showcased his music... I really did think it was exploitive. But in retrospect, he loved it so much, it's hard to see it that way now.)

He is the only person I ever allowed to headbutt me.

(Is that where the spot came from on his forehead? So much headbutting?)
posted by RedEmma at 10:36 AM on December 4, 2009 [1 favorite]

One of my exes was friends with Wesley, and Wes would occasionally come visit us in San Diego. At the time, he was still mostly doing his art and would carry his drawings around in a giant trash bag, resting the weight of them on his foot and doing a sort of teetering/limping walk.

Anyway, they suggested one day that he sit down by the beach and do drawings of the pier and stuff to sell to tourists. Except Wes only sort of went along with the idea; he parked himself near the beach and proceeded to draw the Dan Ryan Expressway from memory.

During another visit, a friend asked him to draw her apartment. I watched him bust it out effortlessly with a Bic pen. It was totally amazing until she asked him to include her cat. Fun fact: Wesley Willis could not draw cats.

He was an awesome and loving (but tormented) guy. I still miss him.
posted by stefanie at 10:55 AM on December 4, 2009 [4 favorites]

Wow, I wasn't aware of the art. I'm really impressed. It seems incongruous.

I saw him and met him at The Ridglea in Fort Worth, TX a not too long before he died. He apparently took a liking to my friend, because he headbutted him for a long time. Maybe two dozen times, and hard. He had a large callous on his forehead from headbutting people and that only contributed to the progressively meaty crunch, so, being jostled around by drunk high-schoolers in the smoke machine haze it was hard to tell if he was just smashing my friend's skull or being his brand of friendly. His handlers didn't seem concerned, though, but I don't think they could have stopped him if they were. He was very large and could have mowed through the throngs of skinny hipsters like a Japanese monster.

He seemed distrustful of me, but I shook his hand anyway. He didn't headbutt me, but he did hold my hand for a long time (not hand-crushing, but hard and firm. I couldn't have gotten away.) and stared through his eyebrows straight through the back of my skull. I don't know for how long... I'd guess a minute or two, but finally one of his handlers said something to him and he forgot about me. If he said anything to either of us through all of this, I either didn't hear it or didn't recognize it as speech.

The show itself was... an experience rather than a concert. The sound was horrible at that place and he was semi-coherent anyway. Except for the better known ones, like "I Whopped Batman's Ass," "Suck A Hairy Cheetah's Dick," and "Rock N' Roll McDonalds," which prompted singalongs as people realized what song it was, no one had any idea what he was saying. It was loud, though. I can say that. In retrospect I wish I'd gotten a tee shirt.
posted by cmoj at 10:56 AM on December 4, 2009

I enjoyed this immensely, and it brought back some great memories.
The contrast between the imposing figure he cut and his remarkably friendly and charismatic personality still amazes me to this day.
"I'll sell you a CD for ten bucks, or I'll sell you two for twenty bucks!" were the first words he said to me. He made it sound like it was the deal of the century. We bought CDs, and he happily autographed them with little drawings. Then we did the call and response "Rock" and "Roll" thing, and exchanged an almost uncomfortably long series of headbutts. It was a great show.
A few years later he came back, this time he was playing locally and we assembled once again to go see him. More CDs and more autographs and headbutts. I don't know precisely when it happened, but my friends and I realized eventually that there had been a shift in how we felt about Wesley. Sure, we still laughed at his lyrics, but at some point he had gone from "novelty act" to an artist that we had to see whenever he was doing a show within a reasonable distance. The shows were always great, with a lot of singing along from the audience and great banter from Wesley.
posted by ktrey at 11:17 AM on December 4, 2009 [1 favorite]

His tribute to the late Eazy-E is fantastic.

♪ You are an educated rapper
You can really rap your ass off
You can really knock it out
You are the greatest one of all
Eazy-E ♪

We want Eazy? See Bad Lieutenant: Port of Call New Orleans for another Eazy-E reference.
posted by porn in the woods at 12:22 PM on December 4, 2009

I really respected his people. They were very very very very vehemently against buying him a beer. But the night was not a torture hell ride.
posted by Smedleyman at 3:02 PM on December 4, 2009

Wesley Willis' music does have the effect of getting your attention while you think you're laughing at him and then getting stuck in your head for like 9 years straight. And he's undoubtedly an amazing (and under appreciated, still) visual artist - some of the shots where it switches from his drawing to photography really make the point that he was not fooling around when it came to his art. You'd have to go stand on a bridge over the Dan Ryan to really be able to map those properly.
But it's complicated. The movie never really deals with the fact that they've got a camera trained on him throughout. I know there are people who really were looking out for him and had his best interests at heart (especially the friends interviewed in the film, and it would seem the filmmakers), but certainly it wasn't all love for the man. Maybe he was laughing all the way to the bank (not that he went to the bank) but things like Howard Stern, art dealers, road managers, etc. just creep me out. I just want to protect him from all that nastiness for some reason. Not to mention 5-0. Cops in Chicago do not take kindly to giant schizophrenic African-Americans. Rock music keeps Wesley Willis out of state prison is undoubtedly true. We just do not know how to treat one another.
I mean, he actually was a crazy black man - something about the way that he was able to parlay that stereotype into an audience has always made me feel weird. How did they get through 77 minutes without mentioning Magikist!? Maybe magical is a better way to put it.
Thanks for the reminder to always be sure to write "Wesley" above every "Willis Tower" sign.
posted by mike_bling at 11:41 PM on December 4, 2009

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Media comment: New rules for payday lenders

1 July 2014

Commenting on the new payday lending rules which come into force today, Caroline Rookes, CEO of the Money Advice Service says:

“We are pleased that the FCA is taking a tougher stance on rollovers of payday loans, but with two rollovers still allowed, they continue to pose a threat to consumers. If you’re struggling with unmanageable debt and your lender suggests you rollover your payday loan, you should say no, seek debt advice and agree a repayment plan that you can afford with the lender.

“If you don’t know where to turn for debt advice, the Money Advice Service has a brand new Debt Locator Tool at, which will help you locate high quality online, phone and face-to-face debt advice in your local area.

“There are always alternatives to payday loans available. Our Payday Loan Advice tool can help you to find alternatives – since it launched on April 1st, over 15,000 people have used it every month.”

For more information, please contact: The Money Advice Service press office on 020 7943 0593 or


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Aberforth split-cap seizes small caps

Smaller company investment specialists Aberforth Partners has unveiled a split-capital investment trust that will invest in between 60 and 100 UK smaller companies.

The Aberforth geared capital and income trust has both income shares and capital shares, with a planned lifetime of 10 years. The income shares have an initial target yield of 8 per cent a year, but this is expected to rise over the lifetime of the trust. The capital shares will provide growth after the income shares have been paid out.

Aberforth specialises in a value style of stockpicking, which looks at companies that are trading below what the fund manager considers their real value. This may occur where the tide of the stockmarket turns against sectors or companies for different reasons. For example, travel companies suffered in the aftermath of the terrorist attacks in the US, but they may represent good value over the long-term.

This investment trust will diversify across a range of sectors in the UK smaller companies universe as defined by the Hoare Govett Smaller Companies Index, excluding Investment Companies, which represents the smallest 10 per cent of UK companies in terms of market capitalisation.

Smaller companies are a good prospect as although the UK economy has slowed down, growth is expected to be stronger in 2002 and smaller companies will benefit from this more than larger companies which have a global outlook. With many stocks underpriced as the result of falling stockmarkets, this investment trust could have a wealth of investment opportunities to choose from. However, smaller companies can be risky and investors must rely on the fund manager&#39s views of the true value of a company, which may again involve risk.

According to Standard & Poor&#39s, the Aberforth smaller companies investment trust is ranked 6 out of 29 trusts based on £1,000 invested on a mid-to-mid basis with net income reinvested over three years to December 4, 2001.

Baillie Gifford fixes interest on bond funds

Scottish fund manager Baillie Gifford has added the investment-grade bond fund to its range of corporate bond funds.This Oeic was unveiled alongside the high yield corporate bond fund and brings Baillie Gifford&#39s number of fixed-interest funds to four. It offers an income yield of 5.50 per cent a quarter by investing in a portfolio of […]

93 per cent of IFAs favour compulsory training

IFAs believe they should be required to undertake training before advising on post-retirement planning, according to research by Winterthur Life. Its survey of 214 IFAs nationwide showed 93 per cent were in favour of compulsory training to cover areas such as income drawdown.

Unicorn Asset Management – Falcon Investment Trust

Thursday, December 06, 2001 Type: Investment trust. Aim: Growth by investing in UK smaller companies. Minimum investment: Subject to negotiation with stockbroker. Maximum investment: No maximum. Investment split: 100 per cent in UK smaller companies. Types of share: Ordinary. Isa link: Yes. Pep transfers: Yes. Redemption date: None. Charges: Initial subject to negotiation, annual 1 […]

IFAs at the junction

What is the central focus of the discussion paper on exams?We are trying to send a very strong message to the industry that competence is a fundamental basis for good regulation, good compliance. It is quite an important step on the long road to professionalism. It is almost decision time – do we want to […]

Guarantees in the retirement income market

Lorna Blyth, Royal London  Do guarantees benefit customers and, if so, when? To answer this conundrum we commissioned Millimans, a global actuarial consulting firm, to conduct an independent review of the UK retirement income market and whether guarantees really do offer customers better value for money. The brief The study was one of the most comprehensive undertaken […]

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Future of supermarkets post-2012

It is interesting and indeed surprising to note how little attention appears to be given to the impact that the RDR proposals will have on investment platforms and their ability to continue to be of much use to investment professionals after 2012.

Without considerable enhancements and the associated costs this implies, I would suggest that we may well witness the demise of some current offerings.

Under RDR, a key tenet for product providers and adviser charging is transparency, so that clients have a clear appreciation of the costs associated with their investments. There is a determination to break the traditional practice of providers and advisers agreeing remuneration, whilst in reality it is the investor who is funding such payments. For this objective to be achieved, the current practice of fund managers passing rebates to supermarkets without the investor having any knowledge of the arrangement will have to cease.

For advisers seeking to retain their independent status beyond 2012, there will be a requirement to offer their clients a full range of investment options, including ETFs and alternative investments. This again poses a serious problem for existing supermarkets, as they will either have to adapt or cease to be of much use to investment professionals. Additionally, re registration of existing holdings will become mandatory across the market after 2012. This is currently a major hurdle for advisers and their clients to overcome, as the issue continues to be fudged by providers. Again, much of this is due to the constraints of existing systems, and the facilitation of such practices again implies significant costs for the supermarkets.

In conclusion, I believe that advisers need to give serious thought as to their selection and support of existing platforms, as not all may be viable or available beyond 2012. For anybody involved in running an advisory business, this is an issue that needs to be addressed.

Ken Taylor is director of Mackenzie Taylor Wealth Management

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Product matters: Currie favour

There has been a lot of change at Martin Currie in the last year.

The firm’s teams have been reorganised and the company has either invested in new people or has brought internal talent to the fore.

I can finally say that it has a genuine retail proposition on offer and their newest fund, the Martin Currie global alpha fund, has caught my attention.

The fund basically encompasses the best ideas from across the investment team and is a true reflection of Martin Currie’s overall process.

In short, the process is designed to identify, evaluate and exploit change. The team believes that the market tends to underestimate the extent and duration of change and, by determining the impact of these changes, they believe they can deliver superior performance.

Allison Hamilton is at the helm of the fund and while she may not be a familiar name, she has successfully managed global products for the group.

Using the dynamic stock matrix – a propri-etary system that ranks stocks on factors including quality, value, growth, EPS estimates, share price momentum and directors’ dealings a portfolio of 30-45 stocks is constructed.

While there is a process to help uncover some hidden gems in global markets, the fund is not bogged down by rigid rules. It is unconstrained by sector and geographical allocations.

This freedom, together with high conviction in the stocks, makes the fund attractive. I believe this fund could be ideal for investors looking for global exposure and particularly interesting for Sipp investors.

Moves to double broker business by 2008

Woolwich plans to double its business through intermediaries by 2008 following an internal review. The Barclays-owned firm has reviewed its business model after Barclays chief executive John Varley admitted that its performance in the mortgage market had not been good enough this year. Woolwich says it wants to increase its volume of intermediary business from […]

BM Solutions urges brokers to boost business by internet

Brokers are failing to use the internet properly and are losing business as a result, according to BM Solutions. A survey by the lender found that only 53 per cent of the brokers surveyed in its research had a company website while 52 per cent get no new business through the internet. Less than 6 […]

Matt Goodman looks at the investment industry’s reaction to Anthony Bolton’s claim that the bull market run is coming to an end

Correspondent’s week

This week by former Money Marketing investment reporter Matt Davis

Navigating volatility

The making of any fund can be seen in how it responds to crises and opportunities. In this short video, Head of Multi Asset at Royal London Asset Management Trevor Greetham outlines how the Royal London Global Multi Asset Portfolios or GMAPs navigated through Brexit and the US election cycle. He also highlights the importance […]

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Swiss Re calls for group risk innovation

The biggest challenge facing the protection industry is making group life, income protection and critical illness more attractive to employers and employees according to Swiss Re.

The reinsurer’s Group Watch 2008 report says increasing the appeal is essential in order to arrest or reverse the net decline in the number of group life and income protection schemes in force.

The report shows a modest rise in UK group life, income protection and critical illness of 5.2 per cent, from £1.51bn in 2006 to £1.59bn in 2007.

In force market premiums for life cover totaled £910.8bn in 2007 up 5.5 per cent from 2006 while income protection premiums increased by 4.7 per cent to £641m last year. Premiums for critical illness totaled £37.2m up 7 per cent compared with 2006.

Co-author of the report Ron Wheatcroft says providers and advisers need to respond to the opportunities presented by upcoming welfare reforms.

He says: “This means adapting the design of income protection products, along with making clear to employers how group risk can present affordable solutions for the ultimate benefit of employees. While welfare reform could grow the market, it would be ironic if the age discrimination rules were to result in scheme withdrawal and lesser benefit provision in the private sector.“

Gross lending at 26bn in March

Gross mortgage lending rose by 5 per cent to 26.3bn in March, says the Council of Mortgage Lenders, up from 25bn in February, but down by 17 per cent from 31.7bn in March 2007.

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White paper — Qatar International Insights

Jelf Employee Benefits highlights new legislation, key requirements and policy considerations when structuring international private medical insurance (IPMI) for expatriate employees in Qatar. This edition will be of particular interest to global human resource directors, compensation and benefits specialists and mobility managers who have employee populations in Qatar.

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The right to expect transparency

Regarding Harry Katz’s article – A bundle of platform problems (Money Marketing, March 18), another load of nonsense presuming to know what
all clients want from our industry.

How on earth can Harry know whether a client wants transparency until they have been given the option of rejecting it?

It may not suit those who seek to conceal the costs of dealing with our industry but clients not only want transparency but, given the history of complaints, they have the right to expect it.

Until concealing information is completely banned, we will continue to be mistrusted by the public. What is wrong with competition based on the performance of the product – apart from the fact many will be left with egg on their faces?

Argyle Financial Group

Bank on renewables

An investment bank is planned that will control £2bn worth of equity for investing in green transport and sustainable energy.

Govt trebles cost of pension tax changes

Chancellor Alistair Darling has trebled his estimate of the one-off costs that pension schemes, employers and individuals will incur as a result of the tax on higher earners’ pension contributions.

Isa limit to rise in line with RPI

The Isa annual allowance will rise in line with the September retail price index for the preceding tax year.

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We are not valued and not wanted

The letters page of the August 9 issue of Money Marketing had various references to “logic”. Logic and this industry parted company donkeys&#39 years ago.

It would be logical to assume that life companies have staff who can turn a proposal form into a policy document without being trained each time one is submitted.

It would be logical for low-cost products to be automatically non-redressable so we can actually see a way forward for marketing them.

It would be logical for complainants to put up a fee when submitting a case to the ombudsman.

It would be logical for people who have had pension review compensation to not be allowed to keep windfalls in addition.

It would be logical to establish exactly how many investors in with-profits contracts were not happy when policies matured before denying it to future generations.

The industry has hit self-destruct and nobody has got the balls to stop it.

The principle of “I bought a green one, what would a blue one be worth if I had bought that instead” is a BSE-type virus. It is in the food chain and you cannot get it back.

Some IFAs will die quickly, others will spend years doing “reviews” enduring slow lingering deaths.

Face facts, we are not valued and we are not wanted.

Andrew Hummersone

Hadan Welbeck Associates,

Minister credits industry

The Department of Work and Pensions is likely to make significant changes to the proposed pension credits in response to industry consultation. The pension credits, announced in November last year, are planned to ensure it always pays to save into a pension even for low-earners who could expect to benefit from the minimum income guarantee. […]

New Equitable inquiry may block FSA report

The FSA report into its handling of the Equitable Life debacle may never be published following the Treasury&#39s announcement of an independent inquiry into the troubled life office. The inquiry, which has no end date, may open the door to Government compensation. It will be headed by Scottish commercial judge Lord Penrose who has a […]

Inora Life – Dynamic Income Fund 2

Tuesday, 4 September 2001.Type: Offshore insurance bond.Aim: Income or growth by investing in 25 funds from the Dow Jones global titans index.Minimum investment: £6,000, euros 10,000.Place of registration: Dublin.Investment split: 100 per cent dynamic income fund 2 which invests in 25 funds from the Dow Jones global titans index.Guarantee: 10.75 per cent annual income or […]

NU Healthcare passes 3/4 million PMI customer milestone

Norwich Union Healthcare is celebrating a milestone as it announces it has reached 750,000 customers with private medical insurance or income protection cover. The provider says the growth is due to continuing success in the group market, successful targeting of first-time buyers of PMI and added support for IFAs. NUHC has 619,000 PMI policyholders and […]

Sticking to valuation discipline when investing in China

Journalist Alexis Xydias discusses the opportunities – and potential pitfalls – of investing in China with Artemis fund manager Peter Saacke. With Peter holding significant positions in China in the Artemis funds he manages, journalist Alexis Xydias quizzes Peter on the risks of investing in Chinese stocks – including over-valuations, margin trading and financial reporting issues. Click here for video

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Made in Italy

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Mother and Baby

Drew Barrymore talks about how pregnancy has changed her body

Section: Celebrity Mums
Drew Barrymore [Photo: Matt Baron/BEI/REX]

Star of ET and, more recently, Blended, Drew reinforces what all mothers know about how her body’s changes are worth it thanks to the beautiful children it created

Drew - who has daughters Olive, two, and Frankie, 11 months, with husband Will Kopelman - feels like a “kangaroo” and admits it isn’t always easy to feel body confident any more.

She said: “After making two babies, holy cow, does your body do some crazy stuff!

“It’s hard to stay positive and love yourself.

“You feel like a kangaroo with a giant pouch; everything’s saggy and weird.”

The 40-year-old actress takes comfort in the fact carrying a child is a “beautiful” process and says spending time with her daughters helps put her concerns into perspective.

She added to America’s Glamour magazine: “But you think about how beautiful it is that you’re able to make children.

“When I lose sight of that, I exercise, read Dr. Seuss’s ‘Oh, the Places You’ll Go!’, and spend time with my kids. Then I start to see things that are bigger than myself.”

Story: ©BANG Showbiz, photo: Matt Baron/BEI/REX

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Advertisement Feature

Introducing new NaturalFeeling bottles by Chicco

Section: Shopping Ideas
Introducing new NaturalFeeling bottles by Chicco

Chicco are the experts in providing products, which allow you to experience the magic of bonding with your baby and now there is a new member of the Chicco family to love.

The innovative range of NaturalFeeling bottles have been designed with a truly angled teat, which replicates the instinctive way your baby feeds. This unique design prevents colic and makes the transition between breast and bottle easier than ever before for mums, leading to 9/10 babies showing immediate acceptance when using the bottles for the first time.

Keep your eyes peeled for your chance to try out the bottle babies love as we are giving 100 away in a reader offer available in our August issue and we will be looking for a few lucky mums to be our official testers in September!

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Indicator Honda CB1100 X11 1999-01 (F/L)

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Front Left Hand Indicator Honda CB1100 SFY SF1 X11 1999 2000 2001

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Sprocket Suzuki RL325 Beamish 1978-81 (Rear 43T)

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43 Toothed Rear Steel Sprocket Suzuki RL325 Beamish 1976 1977 1978 1979 1980 1981

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Back Alley Bypass

by David Koenig, contributing writer

Back Alley Bypass

Desperate to avoid another Christmas season packed with unmanageable guest congestion, Team Disney Anaheim managers are anxious to start construction on a backstage escape route that on busy days would funnel crowds off Main Street and out of the park.

Management would like to start construction in April, so the path can be open to guests before the end of November. The new route, first reported by Al Lutz 16 months ago, will start just past the Baby Care Center off the Central Plaza hub, travel behind the buildings on the east side of Main Street, and let out at the old coffee shop patio in Town Square.

The path would be themed like a turn-of-the-century alleyway and feature a solid roof over it, both to protect guests from inclement weather and to prevent them from stopping to watch the fireworks. "One of the biggest headaches is when the fireworks go off," shared one cast member. "People don't move. A lot of pathways in the park, especially Main Street, get clogged when guests stop to watch. That goes for Candlelight [Procession], too."

The alley will not significantly disrupt the current stores on Main Street (several of the shops would lose storage space, but gain back entrances, and the Cone Shop at the back of Center Street will need to be relocated).

The pathway would, however, butt right up against the Inn Between cast member cafeteria. Consequently, when construction begins on the alley, the Inn Between will shut down for a major remodel. Two old trees that grow through the eatery's upper outdoor patio will be cut down, and the patio will be enclosed. The reconfiguration will increase indoor space for eating and free up space to add couches and plushy chairs.

Longer Wait for Small World

The traditional weeks-long rehab to remove the Christmas trappings from "it's a small world" has been extended this year until mid-April. Just like most of the other attractions around the park over the last two years, now it's that attraction's turn to be fitted with railings and other fall-protection equipment.

24 Straight in 2014

Last Memorial Day weekend, Disneyland, Disney California Adventure, and Florida's Magic Kingdom remained open for 24 hours straight to celebrate the start of the summer season. Sources in TDA indicate the parks will be repeating the stunt this year and—if the managers in Florida get their way—every year.

The 24-hour parties were popular with guests and generated loads of press. But, based on comments—from ride operators, merchandise, and maintenance and custodial personnel—cast members, across the board, absolutely detest the events.

Murky Mountain

In recent years, have you noticed Space Mountain looking a little grimy? After seven years with a depressing brown-and-copper paint job, the majestic structure returned to its original, glorious white in 2003. But a few rehabs later, the roof was covered with a white rubber/vinyl sheeting as a cheap way to save paint and to keep the roof watertight and clean. Unfortunately, it seems that the magic covering actually attracts and shows dirt on the roof more than paint.

  1. By stan4d_steph

    Disneyland has the dingy Space Mountain and Walt Disney World has the Chia Spaceship Earth.

  2. By Sophie832

    The new "alleyway" sounds a lot like the pathway behind the stores on Main Street at Disneyland Paris.

  3. Discuss this article on MousePad.


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Celebrating Nemo

The return of the subs in the Finding Nemo Submarine Voyage

Originally published Thursday, June 14, 2007
Main page | Nemo on the Road | Celebrity preview and “sea blue” carpet | “What’s New, What’s Next.” | Opening Day

Opening day began with a presentation to the media titled "What's New, What's Next." The "new" portion of the talk focused on the Year of a Million Dreams, Pirate's Lair and Nemo; while the "next" segment consisted of an overview of the Toy Story Mania attraction.

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Want to behold the glory that is '21 Jump Street' in the comfort of your own home? Hunting down a streaming service to buy, rent, download, or view the Chris Miller-directed movie via subscription can be difficult, so we here at Moviefone want to take the pressure off.

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Released March 16, 2012, '21 Jump Street' stars Jonah Hill, Channing Tatum, Brie Larson, Dave Franco. The R movie has a runtime of about 1 hr 50 min, and received a score of 69 (out of 100) on Metacritic, which compiled reviews from 41 respected critics.

Interested in knowing what the movie's about? Here's the plot: "When cops Schmidt (Jonah Hill) and Jenko (Channing Tatum) join the secret Jump Street unit, they use their youthful appearances to go under cover as high-school students. They trade in their guns and badges for backpacks, and set out to shut down a dangerous drug ring. But, as time goes on, Schmidt and Jenko discover that high school is nothing like it was just a few years earlier -- and, what's more, they must again confront the teenage terror and anxiety they thought they had left behind."

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MSI Researchers Named 2012 Distinguished McKnight Professors

Three MSI researchers, C. Daniel Frisbie (CEMS), Claudia Schmidt-Dannert (BMBB), and Jian-Ping Wang (ECE) have received 2012 Distinguished McKnight Professorships. This program recognizes outstanding mid-career faculty at the University of Minnesota. Recipients receive the title of Distinguished McKnight Professor, which they retain for as long as they stay at the University of Minnesota, plus a five-year, $100,000 grant. You can read more about this year's recipients and their research on the OVPR Research blog.


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Shiv Sena's resignation drama?

 Pali Hill
Shiv Sena's resignation drama?
Pali Hill, Mumbai  -

Mumbai- Post 'Saamna' newspaper published the caricature about the Maratha community, it enraged many leaders of Shiv Sena. It is said that many of the SS leaders gave resignation letters to the Shiv Sena chief Uddhav Thackeray viz. Buldhana's MP Prataprao Jadhav, MLA Shashikant Khedekar & MLA Sanjay Rayampulkar. However, SS senior leader Subash Desai has cleared the air of resignation news.

On Sunday, Saamna newspaper published a cartoon mocking Maratha morcha, which is currently making news, didn't go down well with Shiv Sena leader. Following to which, resignation series commenced.

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Different online/real life personas

(10 Posts)
Yellowaardvark Fri 19-May-17 09:08:32

Does anyone else struggle with people who do this? I don't quite get it and like to think I am relatively consistent between talking to someone online and in real life probably because I don't think before I type

I have this with a couple of people.

One is a friend who is always online - we have rolling conversations all the time, but when we hang out they are distracted and disinterested. Sometimes when I see them I find myself not actually telling them things then doing so later when we're not together.

Another is a friend that I have quite regular, serious, deep conversations with online but they are much more resistant to actually hanging out than I would like - often busy, but have lots of time to chat online. After not seeing them for a period and actually spending time together it almost felt like there were two different friendships.

What's this about??? I suppose I don't understand as I wouldn't invest time into someone online than I wouldn't in real life. Do any of you find yourself doing this?

PastoralCare Fri 19-May-17 09:17:24

Their true self is the online one. That's because there are no social filters, they can hide (or have the illusion of being hidden).

In person, people tend to be more on their guards and put on a mask to fit social norms.

This has been proven time and time again. If you ask people whether they are racist only a tiny minority will admit they are. But internet searches show that this number is far higher.

If you ask people if they treat their sons and daughters equally they will say they do. And yet, there are twice as many searches for

"is my boy gifted"
than for
"is my girl gifted"

Research on content posted on facebook shows that people curate their image. Everyone is simply splendid on there.

So yes, it is not usual to feel like there is discrepancy between online and offline personalities.

Yellowaardvark Fri 19-May-17 11:21:42

That's really interesting pastoral. I wonder where that leaves on line dating though?

HildaOg Fri 19-May-17 11:28:04

Some people find it easier to write what they're feeling and thinking rather than speak it. I've been on dates with men who are so articulate, eloquent and interesting in text, then in real life awkward and incapable of conversation.

Usernamealreadyexists Fri 19-May-17 11:35:09

Very interesting question. I will be meeting someone for the first time after emailing for 13 years (I kid you not). We knew each other at uni but never saw each other after that but corresponded very regularly for a very long time. I have no idea what to expect...

Margo3791 Fri 19-May-17 11:37:46

I find that the online/offline duplicity really off putting. Whenever I sense that a person doesn't make an effort to give in real life all the attention, time and energy they put online, I'm not that interested in having them in my life.

I have colleagues like that. I've seen people being really unfriendly and moody in real life, but all connected, charming and friendly in the online world.

I tend to stick to the real world and I'm happier that way. But then not everybody is the same.

HotNatured Fri 19-May-17 13:53:17

V interesting thread. It's so disappointing, but v common, to go on a date with someone who is a keyboard comedian of hilarious proportions only to be faced with Mr Dullard of Dullsville. It's like they were paying someone to be their witty online persona

Girlywurly Fri 19-May-17 14:48:17

I'm like this. Quite bookish and wordy so am in my element when texting. In person I can be quite shy and awkward.

I, like most who have done OLD, have experienced that dry, awkward date with someone with whom I'd shared an amazing online rapport.

I think the only way to get round it is to get on the phone or meet in person within the first week or two, before you've had a chance to get all caught up in messaging one another. Texting, emailing, whatsapping etc mean nothing - but it's all too easy to get swept up in a fantasy of what could be.

LesisMiserable Fri 19-May-17 18:12:06

I dont think its intentional. I think some people are just very eloquent in print/text.

Yellowaardvark Sat 20-May-17 00:43:51

Usernamealreadyexists that will be so interesting!

Back in the olden days I had a pen pal for 5 years - between the ages of 13 and about 18. We wrote all the time and had long conversations on the phone about all sorts of things. Then, when I moved to her city, we didn't even see each other once so of course lost touch. Even at the time I felt a little sad about it and didn't really understand.

I've not done OLD but imagine this would make it hard. I've had that dry, awkward conversation with friends after a time apart too so get a sense of what you mean.

Maybe it's about how you choose to use your time as well? I mean I am hardly going to hang out with a friend at 10pm when I'm in my PJs, but I can chat to someone online then, esp if they're in a different time zone. In a way it's easier than actually meeting up.

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What's your best breakout remedy? My poor skin... I look like an aging teenager.

(30 Posts)
Jacksmania Sat 29-Jun-13 16:54:16

My skin is having a trauma. A combination of too much stress, not enough water, possibly not the best dietary choices, and heat (heat here and quite a bit of hot yoga).

Most of the above are in the process of being remedied (not the heat - we need the sun, Western Canada has been soaked, and I love my hot yoga), but in the mean time, I need your favourite zit-fighting products.

I do have good stuff to clean, exfoliate and moisturize my face don't I just sound like a Clinique ad, but I need something powerful to calm down and dry up these painful red inflamed volcanoes that are making me miserable.

Seriously. I never went through this in my teens. WHY NOOOOOOWWWWWWW?????

Fluffycloudland77 Sat 29-Jun-13 17:06:52

Sudocreme at night, but it's best to leave astringent stuff off.

Dry crusty spots are difficult to cover.

LineRunner Sat 29-Jun-13 17:09:03

I have to agree on the Sudocreme. It is a dull fact but this (relatively) cheap boring stuff works the best.

Love, from a fellow sufferer. x

Leverette Sat 29-Jun-13 17:31:08

Message deleted by MNHQ. Here's a link to our Talk Guidelines.

KnittedWaffle Sat 29-Jun-13 17:32:53

Another Sudocrem devotee here. I recently had the most horrendous skin 5 months post natal - huge sore boils/spots all over my face. They were gone in a week even though I picked them

minibmw2010 Sat 29-Jun-13 17:55:20

Sudocream or witch hazel work well For me

eviekingston Sat 29-Jun-13 18:31:03

Clinique anti blemish solution - can't remember proper name but it's in a little bottle about 4"" high, cost about £15 if I remember rightly but you only use a TINY bit. Can be very drying but I think it's really effective if you use it sparingly.

Jacksmania Sat 29-Jun-13 18:39:25

My Sudocrem days are behind me grin (DS is 5.5) but I'll go get some. My local chemist's also has Clinique. Thank you!

Until I get there, I'll try lemon juice.

BoomChicaBoom Sat 29-Jun-13 18:50:14

Something else that I've found to work well is Origins spot remover or something like that - comes in a little blue bottle. Best overnight though and can sting a bit if an open wound, but it works!
Or, put some crushed up aspirin on it, which is salicylic acid - the active ingredient in many spot creams.

Feathercroft Sat 29-Jun-13 22:09:57

Aloe vera Gelly applied as often as need. Works!

westendgirl780 Sun 30-Jun-13 08:34:13

La Roche posay effaclar range, especially the duo treatment. Cannot recommend enough, miraculous stuff.

ChocolateCremeEggBag Sun 30-Jun-13 10:21:58

Tea tree oil applied straight on them - vv harsh but it does seem to calm down an outbreak

lavenderpekins Sun 30-Jun-13 10:49:01

A course of antibiotics is the only thing thats helped me.. I was the same, great skin as a teenager then pregnancy and turning 30 - bam - worst skin ever!

freerangeeggs Sun 30-Jun-13 11:58:42

I have suffered from shitty skin my entire life. The best thing for a breakout is TCP.

I know it's not FDA approved so you can't buy it in the US; not sure about Canada though.

I tried everything and it just kept getting worse. I mentioned it to my gp and she took one look and said it looked like acne so put me on 3 months of tetralysal. I've only been on it a few weeks but my skin is improving gradually.

Gutting though, I got through my teens with perfect skin and now I have bloody acne as an adult!

Ask your doctor to have a look, if it's bacterial in origin no creams will help, you need a course of abs.

JackieTheFart Sun 30-Jun-13 12:37:28

Rose water is good if tea tree is too harsh. I only use tea tree direct on MASSIVE zits now, but luckily I am not prone to breakouts.

I did have shitty skin as a teen though, so don't feel too jealous!

Jacksmania Sun 30-Jun-13 15:28:32

Ok, have got the Clinique spot treatment, and also bought their tinted spot clearing stuff for day time.

Let's see how this works. Will keep the LaRoche Posau line in mind though!

I don't think I could bring myself to take antibiotics for several months. Due to complications with DS's birth I had several courses of ABs in the first few months and my insides suffered enormously. It was so bad, I think I'd rather put stuff on my face first and see how that works.

Yama Sun 30-Jun-13 15:31:30

I gave up sugar in January and my skin has never looked better. I'm talking bread, pasta, anything processed.

I used to think breakouts were caused by stress but in my case it was definitely sugar.

Jacksmania Sun 30-Jun-13 15:36:48

I am going to vastly improve my diet as soon as the long weekend is over (Canada Day holiday tomorrow, no point in starting this w/e) and I know that helps. Helps with PMT, too, which is really bad this month.

freerangeeggs, apparently I can order TCP on Amazon! And from some British expat sites. It's really that good??

freerangeeggs Sun 30-Jun-13 17:52:36

TCP is great. It really helps to stop blemishes forming too. And for the price I think it's definitely worth a try.

I always stick some on after I squeeze too :P

Jacksmania Mon 01-Jul-13 04:03:29

Klaxon!!!! grin

Ok, going to order some.

Kahu Mon 01-Jul-13 06:10:57

Hey Jacks!

The Clinique Spot treatment gel stuff is great - just put it on the blemishes though, not all over.
I have been washing my face with Burts Bees Willow Bark face wash & it's lovely & fresh in this heat. Willow Bark is where salicylic acid comes from IIRC.

Neurogena 3-in-1 Stress Control Spot Treatment is also fab - also contains salicylic acid & is a very light gel/lotion moisturiser - perfect for summer.

Also really recomend those Clarisonic brush things - you can get them at Sephora & the Bay. Expensive but amazing for problem skin.

Is your sunscreen causing breakouts too? Neutrogena Ultra-Sheer Water Light from Shoppers is the only one I have found that doesn't cause massive breakouts on my face & believe me & have tried them all!

I recently started using Rocky Mountain Soap face products on my crappy skin & the results have been amazing. The cleanser is oil-based so I'm not liking it so much in this weather but the toner is gorgeous in the heat. Sorry too hot & bothered to do links! smile

50shadesofmeh Mon 01-Jul-13 06:15:40

Elemis lavender repair mask always calms down my breakouts and la Roche posay effaclar duo is good too.

QuinnFabray Mon 01-Jul-13 07:19:46

Yes, La Roche Posay Effalcar. It's changed my skin.

Jacksmania Mon 01-Jul-13 18:10:12

Thanks all! <waves at Kahu> <mwah>

More good things to put on the to-try list smile

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