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Michael Tsiang.

Ask Michael Tsiang about his car history, and be prepared to listen for a while. The guy loves cars – and the list of vehicles he’s owned proves it. Rarely, it seems, did a year go by that he didn’t buy a new car. Starting in 1989, he’s driven a string of vehicles, always something novel, and always something new. Indeed, the only used car he ever purchased was a 1987 Subaru Rex, a 500-cc microcar that he drove while he was living in Japan in the early nineties. His current stable includes two Audis – an A3 TDI and a Q5 TDI – and a BMW 320xi.

“What can I say? I love all-wheel drive, and since coming to Audi, I love diesel, too.”

Tsiang’s path to selling Audis isn’t a conventional one. Growing up in New York City, he majored in finance for his undergraduate degree and also obtained a master’s degree in travel management. He travelled extensively in Asia to pick up languages – Mandarin, Cantonese, Japanese – and was a real estate agent before entering the automotive field.

But cars were always a part of his story. Beyond his personal car-buying addiction, throughout the years, one of his cousins by marriage was one of the Canada’s most prominent automotive journalists, and one of the few writing in Chinese. Between work, Michael would join his cousin on trips to pick up and drop off test vehicles, experiencing a wide variety of brands and models. Through that, he developed a love of German cars, and of high technology.

“Still, when I answered an ad online when Pfaff was recruiting in July 2012 for the new store, I wasn’t quite sure what I would be stepping into,” he says. “The company had a great reputation, but it was an adjustment from being self-employed. Fortunately, working here is paradise.”

Ask him what he likes most about his job, and Michael focuses on the culture in the store, and of the company. “It’s a well-run organization for so many reasons. The core group of executives at Pfaff is approachable and friendly – and they listen. It doesn’t matter whether it’s a porter or a salesperson or a manager making a suggestion; if it’s a good idea, it’s a good idea. These are the kind of people you really want to work for. Pfaff was my first job selling cars; they still listen.”

Certainly, his experience in previous industries has helped him a lot. “The process of selling a car isn’t fundamentally different from travel, where the cycle is shorter, or a house, where the cycle is longer. But the steps – of understanding their needs, helping them find exactly what is right for them, following through even after the sale – are the same. It’s just that here, I’m selling a product I’m truly, truly passionate about.”


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Please choose the category that best describes you.

Información selecta para pacientes y cuidadores que se encuentra disponible en Español.

This content is intended for U.S. Healthcare Professionals. Would you like to proceed?

If you provide additional keywords, you may be able to browse through our database of Scientific Response Documents.

Our scientific content is evidence-based, scientifically balanced and non-promotional. It undergoes rigorous internal medical review and is updated regularly to reflect new information.

ERAXIS®Nonclinical Toxicology (anidulafungin)

13.1 Carcinogenesis, Mutagenesis, Impairment of Fertility

Long-term animal carcinogenicity studies of anidulafungin have not been conducted.

Anidulafungin was not genotoxic in the following in vitro studies: bacterial reverse mutation assays, a chromosome aberration assay with Chinese hamster ovary cells, and a forward gene mutation assay with mouse lymphoma cells. Anidulafungin was not genotoxic in mice using the in vivo micronucleus assay.

Anidulafungin produced no adverse effects on fertility in male or female rats at intravenous doses of 20 mg/kg/day (equivalent to 2 times the proposed therapeutic maintenance dose of 100 mg/day on the basis of relative body surface area).

13.2 Animal Toxicology and/or Pharmacology

In 3 month studies, liver toxicity, including single cell hepatocellular necrosis, hepatocellular hypertrophy and increased liver weights were observed in monkeys and rats at doses equivalent to 5–6 times human exposure. For both species, hepatocellular hypertrophy was still noted one month after the end of dosing.

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PHERGAL Laboratorios has participated in the 2018 NOPE edition hold in London the 22nd and 23th April.

Over 700 exhibitors from 42 countries and 10,500+ visitors, NOPE London has become the ‘must attend’ event for buyers of natural health and living products, natural and organic food & drink as well as natural beauty & personal care products.

This time our international team had the pleasure to share with our partner in the U.K. Natures Dream Ltd a huge and elegant space designed to enhance the new Elifexir Natural beauty Image and present our ECOCERT certified products, specially designed for the care of sensitive skins of the whole family:  e’lifexir dermo Baby Care and Dr. Tree.

The company have also focused on Naturtint line launches, the new Naturtint styling range: Dry shampoo, Styling foam and Hairspray and Naturtint Root Retouch. Natural treatments formulated with organic ingredients, especially created for the complete care and protection of the hair.

PHERGAL would like also to take the opportunity to thank all its clients and business partners for visiting the stand.

See you next year!


text:
COVID-19 vaccine

The vaccine is available to everyone 12 and older! Find a City-run vaccine clinic or partner vaccine clinic to protect yourself and your loved ones. If you have questions about vaccination, call (215) 685-5488.

Business & self-employment

Liquor Tax

Due date
of each month, for the prior month's activity
Tax rate

of the sale price of an alcoholic beverage

IMPORTANT UPDATE: Starting in November 2021, please complete online returns and payments for this tax on the Philadelphia Tax Center. We’ve published this guide to help you get ready for the new system. You can also sign up to get Philadelphia Tax Center updates directly in your email inbox.

Who pays the tax

The Liquor Tax applies to sales of liquor, wine, or malt and brewed beverages in Philadelphia. A seller is any business or person with a Pennsylvania-issued license or permit to sell or dispense alcohol. This includes, but is not limited to:

  • Bars
  • Hotels
  • Restaurants
  • Clubs
  • Caterers

This tax does not apply to liquor stores and beer distributors.

Liquor Tax is technically paid by retail customers at the point of sale. However, the seller is responsible for filing and paying the tax on a monthly basis.

Important dates

Liquor Tax must be filed and paid by the 25th day of each month, for the previous month’s activity. Anyone who collects Liquor Tax must also file a completed annual reconciliation form by February 28 for the previous year’s activity.

Tax rates, penalties, & fees

How much is it?

The City’s Liquor Tax rate is 10% of the sale price of an alcoholic beverage.

What happens if you don't pay on time?

If you don’t pay on time, interest and penalties will be added to the amount you owe.

The interest rate for unpaid Liquor Tax is ½ % (.005) per month.

In addition, unpaid Liquor Tax may be subject to penalties and fees.

In addition, your Commercial Activity License or permit could be suspended or revoked.

Discounts & exemptions

Are you eligible for a discount?

No discounts are available for the Liquor Tax.

Can you be excused from paying the tax?

Certain alcohol sales are exempt from the Liquor Tax. These exemptions include:

  • Sales from Pennsylvania Liquor Stores (e.g., Wine & Spirits, Fine Wine & Good Spirits).
  • Sales from malt beverage distributors.
  • Retail sales that are subject to Pennsylvania’s Sales and Use Tax.

Pennsylvania’s Sales and Use tax is imposed on many retail sales. Learn more about taxable goods and services in the Sales, Use and Hotel Occupancy Tax section of the Commonwealth website.

How to pay

Pay online

  1. Visit the Department of Revenue’s eFile/ePay portal.
  2. Click “Make An Electronic Payment.”
  3. Enter your account number and PIN.

Pay by mail

The Department of Revenue issues a Monthly Retail Liquor Sales Tax Coupon Book to simplify tax payments. You will be sent a coupon book after registering for the Liquor Tax. You can also download payment coupons from the City’s eFile/ePay website. (Look for the “Print a Payment Coupon” link.)

Mail your monthly payment and coupon to:

Philadelphia Dept. of Revenue
P.O. Box 1018
Philadelphia, PA 19105-1018

Mail your annual reconciliation to:

Philadelphia Dept. of Revenue
P.O. Box 1670
Philadelphia, PA 19105-1670

Tax code

Related content


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COVID-19 vaccine

The vaccine is available to everyone 12 and older! Find a City-run vaccine clinic or partner vaccine clinic to protect yourself and your loved ones. If you have questions about vaccination, call (215) 685-5488.

Trees, parks & the environment

Dispose of organic materials

Philadelphia Parks & Recreation’s Fairmount Park Organic Recycling Center allows businesses to dispose of organic materials.

For a tipping fee, commercial businesses can dispose of:

  • Leaves.
  • Grass clippings.
  • Brush.
  • Herbivore manure.
  • Wood chips.
NOTE: to help reduce the spread of COVID-19, all visitors must wear masks. Visitors without masks will be denied service.

Businesses that have registered to use this service.

Where and when

The Fairmount Park Organic Recycling Center
3850 Ford Rd.
Philadelphia, PA 19131
Work Phone:

Monday-Friday 8 a.m.-2:30 p.m.

Saturdays, starting April 10: 7:30 a.m.-11:30 a.m.

Commercial businesses must complete a registration form to participate in the recycling program.
Registered businesses will receive permits that restrict them to certain roadways for hauling materials.
Businesses need to complete the daily log-in sheet and waiver form.
All disposed materials must be clean and delivered separately.

The following will not be accepted:

  • Bamboo.
  • Plastic bags.
  • Metal.
  • Trash of any kind.

Recycling Center staff has the right to refuse disposal of any materials.


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Thoughtful Philanthropy
By encouraging your clients’ millennial children to think about philanthropy now, you stand a better chance of keeping them as clients in the future.
Global Impact Investing Network (GIIN)
Global Impact Investing Network (GIIN) network are releasing their report on The State of Impact Measurement and Management Practice . The report provides a comprehensive survey of the state of...
The Philanthropy Workshop
TPW's “Going Beyond Giving" Report seeks to better understand high and ultra-high net worth philanthropists' motivations, actions, and practices. It is the first study to include a sample of TPW's...
Oxfam & Sumerian Partners
In summary, this report have found that: Financial return targets do not reflect enterprise performance Fund structures are not designed to meet the needs of most enterprises The need for...
Toniic Institute, the global action community for impact investors, released T100: Launch – Insights from the Frontier of Impact Investing . It is the first report in a longitudinal study...
European Philanthropy Research And Teaching Initiative
The report outlines the current state of philanthropy research and teaching within Europe, and suggests a stronger and more effective framework could be built to ‘close the gap’ between learning...


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Create your first list.

A way to share and manage lots.

  • Manufacturer: IWC
    Year: 1991
    Reference No: 3770
    Movement No: 2'438'088
    Case No: 2'552'047 also stamped 47/50
    Model Name: Grande Complication
    Material: Platinum
    Calibre: Automatic, cal. 79091, 71 jewels
    Bracelet/Strap: Alligator
    Clasp/Buckle: Platinum IWC pin buckle
    Dimensions: 42.5mm. Diameter
    Signed: Case, dial, movement and buckle signed
    Accessories: Accompanied by fitted leather travel case and IWC service papers dated September 6, 2016
    Literature: This reference is fully documented in the book “The Grande Complication from IWC” by Manfred Fritz and published in 1991

  • Catalogue Essay

    In 1985, during the midst of the quartz crisis, IWC set out to create what would be its first grande complication wristwatch - and one of the world’s most complicated timepieces: a wristwatch featuring a perpetual calendar, a chronograph, and the king of complications, a minute repeater. A team of watchmakers and engineers was commissioned, and along with two young wunderkinds of complicated horology, Dominic Renaud and Giulio Papi (who are today behind some of Audemars Piguet and Richard Mille’s most complicated movements) were tasked to create IWC’s grande complication. After five years of painstaking development work and 12 patents, this horological masterpiece was officially presented at the Basel fair in 1990. The project was officially documented in the book “The Grande Complication from IWC” by Manfred Fritz published in 1991. The 42.5 mm platinum case of the present lot houses an automatic caliber with no less than 568 components that give life to 18 functions: hour, minute and seconds displays, moon phase, month, day and date displays, perpetual calendar, indication of year, decade, century and millennium, chronograph seconds counter, chronograph minutes counter, chronograph hours counter, minute repeater, quarter repeater and hour repeater. The present lot, number 47 of 50, is a fiercely masculine timepiece in appearance, yet eloquently showcases the delicate work of the watchmakers who brought it to life. The IWC Grande Complication proudly stood against the tide of quartz watches that were flooding the market, and is a timepiece that certainly helped bring back interest in fine, mechanical complicated movements. It set the benchmark for the multi-complicated watch trend that was to follow into the new millennium, and the present lot in platinum, preserved in immaculate original condition, is one of the finest examples of this historic watch to appear on the market.

  • Artist Biography

    Swiss • 1868

    With a clear focus on technology and development, the Swiss watch manufacturer IWC Schaffhausen has been producing timepieces of lasting value since 1868. The company has gained an international reputation based on a passion for innovative solutions and technical ingenuity. One of the world's leading brands in the luxury watch segment, IWC crafts masterpieces of haute horlogerie at their finest, combining high precision with masculine design. Vintage wristwatches such as the oversized Portugieser, Aquatimer, Ingenieur and the B-UHR pilots watch are especially desirable for collectors.

    View More Works

Ref. 3770
A very fine and very rare limited edition oversized platinum perpetual calendar minute repeating chronograph wristwatch with moonphase

42.5mm. Diameter
Case, dial, movement and buckle signed

CHF40,000 - 70,000

Sold for CHF50,000

Contact Specialist
Alexandre Ghotbi
+41 22 317 81 89

Geneva Watch Auction: FOUR

Geneva Auctions 12 – 13 November 2016


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Philadelphia Shakespeare Theatre Masterfully Produces the Very Bloody “Titus Andronicus”

By J. Cooper Robb
Posted Apr. 24, 2012

If you’ve always thought the Bard a bore, the Philadelphia Shakespeare Theatre’s extravagantly theatrical Titus Adronicus should change your mind about theater’s most revered dramatist. Director Aaron Cromie turns the Bard’s bold work into a spectacularly gleeful bloodbath that is both intense and insanely entertaining.

Shakespeare’s first tragedy has been undervalued and outright denounced by many 20th-century critics. But instead of apologizing for Titus ’ lack of poetic beauty and insight, Cromie embraces its bombastic oratory, perverse sense of humor and appalling violence.

Like Shakespeare’s late-career masterpiece Hamlet , Titus is a revenge tragedy that leaves a shocking number of corpses in its wake. Other than the relatively high body count (and Titus’ 14 murder victims easily trumps Hamlet ’s eight relatively tame deaths), the plays couldn’t be more different. Whereas Hamlet explores the psychological complexities of its title character and the role destiny plays in determining our fate, Titus is an attempt at sheer entertainment from a young playwright hoping to create a box-office hit. Historical accounts indicate that the play was popular with the rowdy Elizabethan audiences that flocked to the first production. Because the play was written by theater’s resident genius, directors often approach Titus with an inappropriate sense of gravitas. Cromie doesn’t make that mistake; the result is one of the season’s most wildly entertaining productions.

Smartly edited to a quick 100 minutes, the action is set in ancient Rome. As the play begins, the Romans—under the leadership of the great warrior Titus Andronicus (Rob Kahn in a shrewd and satisfying portrayal)—have successfully defended Rome against the invading Goths (though we’ll soon see that the Romans are every bit as barbarous). Meanwhile, Saturnius (a deliciously depraved Jered McLenigan) and his brother Bassianus (Davon Williams), sons of the late emperor, are arguing about which of them has claim to their father’s throne. With Titus’ backing, Saturnius prevails. As the new emperor, he announces he’ll make Titus’ daughter Lavinia (Lesley Berkowitz in an effectively pitiable portrayal) his bride. Unfortunately, nobody bothered to ask Lavinia her feelings. So, with the help of her brother, Lavinia elopes with her true love, Bassianus. Perturbed at what he views as a treasonous act, Titus kills his son, an exceptionally stern and surprising response, especially considering that 21 of Titus’ 25 sons were recently killed in the war. Saturnius decides instead to marry the queen of the Goths, Tamora (a fierce Caroline Crocker), who was captured along with her three deplorable sons and her Moor lover, Aaron (portrayed with shocking ruthlessness and utter depravity by the excellent Williams).

Instead of relying heavily on the text to communicate the story (the method usually employed by directors over-enamored with the Bard’s language), Cromie tells the story visually. Utilizing Natalia de la Torre’s spectacular costumes and Maria Shaplin’s creative lighting to create a series of evocative shadow effects, the production employs approximately 40 puppets, including hand puppets with wonderfully detailed facial expressions. That, combined with nearly two gallons of blood, give us a visual feast of mayhem that recalls the gory thrills of Paris’ infamous Le Théâtre du Grand-Guignol. Exploiting the numerous seat boxes and small doorways in Lisi Stoessel’s smartly functional set that resembles a small chapel, puppets and actors are tortured, maimed, executed and dismembered with alarming regularity. At one point, some are served to unsuspecting guests for dinner.

No director in Philly exudes as much charm as Aaron Cromie. Highly regarded for his skill designing puppets, Cromie made a splashy directorial debut in 2007 with his innovative, award-winning staging of the musical The Fantasticks at the now-defunct Mum Puppettheatre. At the PST, he scored again with an all-student cast in an exuberant production of Henry V. And earlier this season, he co-created and directed the Philly Fringe sleeper-hit A Paper Garden.

Titus Andronicus further reinforces Cromie’s standing as one of Philly’s most daring and inventive directors.

Through May 19. $25-$35. Philadelphia Shakespeare Theatre, 2111 Sansom St. 215.496.8001.

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In The Headlines Home

Nasal Spray Reverses Heroin Overdoses on Long Island

Friday, October 19th, 2012

ambulance and police officerA new pilot program in Suffolk County has saved 15 people from heroin overdose since August. The Associated Press reports that the pilot program has introduced intranasal Narcan (naloxone) to a police’s arsenal of drug-fighting weapons. Naloxone reverses an opiate overdose by blocking the effects of the opiates to the brain. It is usually administered intravenously or intramuscularly, but the intranasal version is easier to administer, especially for someone who is not a medical professional.

The number of overdoses on Long Island has been steadily growing for years. A handful of Suffolk County Police officers started carrying the intranasal spray in August and have reportedly used the spray to save 15 people so far. One police officer mentioned that a couple flagged him down to save their friend, who was slumped in the back seat of a car suffering from an opiate overdose. The intranasal spray reversed the overdose and saved her life. A 2009 study from Victoria University in Australia found that intransal naloxone successfully reversed a heroin overdose in 82 percent of patients and has similar effective as intramuscular naloxone.

Source: The Associated Press Could Special Nasal Spray Stop Heroin Overdoses?

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In The Headlines Home

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To Throw Down The Gauntlet

This phrase means to issue some form of a challenge. The gauntlet (or le gantelet) was a glove composed of jointed steel plates that were worn by knights in armour who used to throw it down to anyone who had offended them, as a sign that they were to fight till one was slain, or confessed himself to be vanquished. In years to come, it became the custom for an ordinary glove to be thrown down instead. If the challenge was then accepted, the person to whom the glove was thrown picked it up.

Words by Adam Jacot de Boinod, author of The Meaning of Tingo and Other Extraordinary Words from around the World, published by Penguin Books and creator of the iPhone App Tingo, a quiz on Interesting Words

Subscribers are automatically entered into our fashion cupboard giveaway, with one winner every month! No spam, just our curated monthly PHOENIX newletter to keep you up to date.

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text:
Film Camera Week for February 26, 2021

Discussion in 'Classic Manual Cameras' started by Mike Gammill, Feb 25, 2021.

  1. Greetings, all and welcome to our new thread. Post all the images you like from any film camera. I'll start with some images from a roll of Ilford FP4+ that I processed and scanned earlier this week. Camera was Minolta XE-5. Lens noted in caption,
    bench in front of retirement apartments, Minolta Celtic 35mm f 2.8 MD
    window display of drug store changes with holiday, same lens as above image
    I had planned to take a break from winter precipitation photos, but I had few at the beginning of this roll.
    sleet and ice on yard and car, same lens, four second time exposure on tripod
    mostly clear intersection in West Point, same lens
    back lighted ice, probably about 4 seconds
    picking up branches, Minolta 135mm f 3.5 MD
    That's all for now. Looking forward to seeing everyone's images.
  2. Afternoon shadows on my walk. FM2n, Zeiss ZF 25/2, Tiffen # 12 yellow filter, my last roll of 2020 ab&w 12 8.jpg Adox Silvermax 100 that has been discontinued.
  3. Antennas with clouds, Nikon FM2n, Zeiss 25/2, #12 yellow filter, Adox Silvermax 100. 2020 ab&w 12 14.jpg
    , Fiddlefye, cameragary and 6 others like this.
  4. Lizzie T likes my blanket. Nikon FM2n, Nikkor 195/2.5 ais, no filter, Silvermax 100. 2020 ab&w 12 23.jpg
    Rick_van_Nooij, , Fiddlefye and 8 others like this.
  5. Railroad with grass. Nikon FM2n, Zeiss Otus 85/1.4, B+W 022 medium 2020 ab&w 12 26.jpg , yellow filter, Silvermax 100.
    , Fiddlefye, cameragary and 6 others like this.
  6. Railroad further back. FM2n, Zeiss Otut 85/1.4, 022, Silvermax 100. 2020 ab&w 12 27.jpg
  7. Local Woods

    Bronica ETR, 40mm f/4 Zenzanon MC, Verichrome Pan, HC-110B
  8. I was impressed by the results from my first outing with the Astrum Foto-100 film, and and here are a few frames from the second. I'm still impressed. The camera was a Canon T-90 fitted with a Canon 35-70mm f/4 lens, and the film was developed in PMK Pyro.

    1933 copy.jpg

    @Sunrise copy.jpg

    Summer copy.jpg

    The Power and the Glory

    The Power and the Glory copy.jpg

    Deco copy.jpg

    Push copy.jpg

  9. m42dave

    m42dave Dave E.

    Some test photos from a Zenit 412LS (one of the last screw-mount SLRs made), featured last December in the "What Cameras Are You Using" thread, CJZ Tessar 50/2.8, Fujicolor 200, processed locally.

    Plaza, Zenit 412LS CZJ Tessar 50 2.8.jpg

  10. m42dave

    m42dave Dave E.

  11. XA_0036_Museum Flehite.jpg XA_0037_Koppelpoort.jpg XA_0038_Koppelpoort.jpg XA_0039_RCE.jpg
    Olympus XA Kodak Ultramax 400
  12. Ashland theatre (art deco), opened 1948. Admission for adults was 40 cents. (koni omega rapid 100, portra 160) Ashland, Virginia ixxx680.jpg
  13. Yesterday with my Minolta XD and MD 28 2.8. Film was tri-X developed in Lmax developer 70 degrees F for 6 minutes.

    28mm tri-x lmax3.jpg

    28mm tri-x lmax4.jpg

    28mm tri-x lmax2.jpg
  14. F1F4DFAC-795E-4DB2-9804-67FF6834E46C.png
    Fujica GL690 with 100mm f3.5 Fujinon; T-Max in D76.
  15. I've been wanting to get out with this one again, but maybe later.
    Pentacon Super, Zeiss Pancolar 50 mm f/1,8 Fuji 200
    (NOT a Praktica, but the DDR's last shot at rivaling Japan LINK)
  16. 010CMC Niña Columpio-Retiro Hanimex135.jpg
    Canon FT. Hanimex 135. Plus-X 125

    018CMC Desde Pensión Tejados-Segovia-CanonFT- CFL55.jpg Canon FT. Canon FL 55. Tri-X 400 (red filter)

    026CMC Cristina Mujer Mirando Contemplando Ventana Visillos-CanonF1-CanonFL55.jpg
    Canon F-1. Canon FL 55.. Tri-X 400

  17. Here are some from the Minolta SRT 303 with the 50mm Minolta MC Rokkor-PF f/1.7 lens that I featured in last weekends "What camera..." thread. As I mentioned then, I was intending to sell the camera, but I enjoyed my session with it so much that I changed my mind. I fear Gear Retention Syndrome is taking over from GAS, which I have pretty much under control. The film was the interesting Astrum Foto-200 developed in PMK Pyro.

    Seeing Double

    Seeing Double copy.jpg

    Rock Daisy

    Rock Daisy.jpg

    Sothebys copy.jpg

    No Golfing

    No Golfing copy.jpg

    Storage copy.jpg

  18. A few shots from a roll of Delta 100 in the Canon Model 7. I discovered when focusing the first image that the rangefinder had gone out of whack in the horizontal plane so I resorted to scale focus. Easy fix on a 7 as the adjustments are all on the outside, but still... First two and last images shot with the 50 f1.8 Serenar, the middle two with the 35 f2.8 Jupiter 12, a lens I've not explored nearly enough.
    Delta100 001.jpg Delta100 004.jpg Delta100 025.jpg Delta100 028.jpg Delta100 037.jpg
  19. Burrrrr ! Now for something a bit warmer....from a recent farmers market prowl. Zorki-4 / Jupieter-8, EDU 200 @ 125, Pyrocat HDC & a V600 scan. Aloha, Bill 2k21-009-007 ces33 bc bm 4x6.jpg
    LMar, MarcelRomviel, mjferron and 4 others like this.
  20. During the last several Film Camera Weeks, Rick Drawbridge has been introducing a lot of us to the various Astrum films in 100 and 200 asa. About the same time as Rick's first posting, I received one roll each of the 200 emulsion and another of their films labeled FN-64. Again the emulsion is noted as extended red sensitive, fine grain and coated on a plastic base.
    Long story short, I had some staining issues with the 200 material and need to work them out. The FN-64 material was very interesting to say the least, and another order is in. Here are a few examples of that FN-64 2k21-013-026 ces5 bc bm 4x6.jpg material.
    Zorki-4 / Jupiter-8, Astrum FN-64 @ 50asa, Hypercat developer and V600 scans.

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Going back to the Nikkor 85/1.4 AIS?

Discussion in 'Portraits and Fashion' started by jochenresch, Feb 25, 2021.

  1. Hi,
    From my very start of doing photography, I used the Nikon 85/1.4 AIS as my portrait lens. Since I switched to digital (D800), I replaced most of my AIS to the newer 1.8 G lenses. I like the rendering of those new lenses, some are are really stunning (e.g. 35/1.8G versus 35/2 AIS).
    Only with the 85/1.8G I was not so happy. Yes, its sharp, it renders beautifully, its compact...but it looks "digital" and doesn't have much character compared to may 85/1.4 AIS, at least to my taste.
    With the 85/1.4 AIS I had a lot of commitee, but if the focus was spot one...wow! The skin rendering and sharpness, the character was out of this world!
    Here are two examples of what I was talking about (all 85/1.4 AIS + D800):

    Home | Jochen Resch Photography

    Home | Jochen Resch Photography

    (Just click on the first photo in the gallery and the photo pops up that I am talking about)

    Did anyone made similar experiences with the 85mm Nikon's? Would you recommend that I go back to the manual 85/1.4?

    Thanks a lot in advance!
    Last edited: Feb 25, 2021
  2. Hi Jochen,

    I looked at your gallery. #1 would have been great in film days as far as sharpness, but today it is nothing special. I thought 20, 33, 35 , and 56 were much sharper, At least to my eyes, with 56 being the best of the group. Her eyes are piercing and the eye lashes and eye brows are very sharp; I could count each hair.. The shallow DOF isolates the subject well. What lens did you use? The shallow DOF suggests a longer focal length, but her nose suggests close up with a standard or even wide lens. Of course you could have created the shallow DOF in post; if so a great job.

    I think you have a very good gallery; Thank you for sharing it.
  3. Hi bgelfand,
    the first pic in the gallery is made with newer 35/1.8 G lens. Sorry for the irritation, I thought the link leads you dirctly to the photo I was talking about. It is No 56 i was referring too. That was the 85/1.4 AIS with the D800. I have other examples with the 1.4 AIS and even though the 85/1.8 G might look more modern, I do not get that sharpness and character with the newer lens. I will post another photo where you can see what I mean.
    Most of the portraits in the south pacific are Pentax 67 Medium Format slides scanned with a Nikon 9000 scanner. So they are not a reference.
  4. Hi Jochen,

    Thank you for the reply. Your gallery #56 is an outstanding shot; I can see why you like the lens so well. You nailed the focus.

    The use of a Pentax 67 certainly explains why the other shots were so sharp - especially if scanned on a Nikon 9000. Were you using slide or color negative film?

    Your #3 has a very nice color and is sharp, but the DOF may be a little thin. The man's glasses, eyebrows, and whiskers on his upper lip are sharp, but his eyes and eye lashes are slightly soft and the tip of his nose is soft (a nice effect). Were you shooting wide opened?
  5. Hi bgelfand,
    thanks for your feedback, I really appriciate.The shot was made with f4 and 400/sec. If you are close to the person you photograph, f4 is too open to get the entire face sharp. Mostly I am on 5.6 or 8 and I make sure to have enough backround space.
    The reason why I sold this lens back then was that I had a lot of committee (not sure if that is that right expression, I mean shot that were not 100% in focus or that had a motion bur). Especially with the D800 you really see every inaccuracy. But IF it you hit the nail, the pics are outstanding.
    I hoped to get more accurate shots with the 85/1.8G after I read all the good reviews. But after I purchased that lense, I have learned that contrast, color rendering and sharpnes is not the only important thing. There is something abot the 1.4 AIS that I was not able to achieve with the newer G lense. I just wanted to know if others had same experiences.
    Last edited: Feb 26, 2021
  6. All of the 6x7 portraits in the Micronesia folder are color slides (400 ASA) and scanned with the Nikon 9000.
  7. Hi Jochen,

    The first Nikon camera I had was an FTn with a 50mm f/1.4 manual lens that I purchased from the Canadian PX while I was stationed in Karlsruhe, Germany. The first time I shot it at f/1.4 was taking a picture of my girlfriend on the Strassenbahn; she was seated across the aisle from me less than two meters away. I focused on the tip of her nose with the split image rangefinder - and that was the only part of her faced that was in sharp focus. :) I learned my lesson.

    As for color with your D800. I shoot a D750 and process the RAW files in Lightroom - Lightroom 6.14 to be exact. Lightroom allows you to specify Camera Profiles for processing the image. I have profiled my camera with each lens I have using the X-Rite ColorChecker system. Actually I have profiled the camera at least three times for each lens - once under bright sun, once in shade, and once under an overcast sky. If I am going to use flash, I profile it again with the flash and ambient light source. I find this helps getting the color "right".

    Oh, yes, I liked your picture taken at Tempelhof. I understand they have closed it as an airport. Too bad, it was a landmark.
  8. and just when i thought i got it all figured out--cleaned it up, decided on the price, wrote the ad for kijiji... i guess i'll be keeping it a bit longer now o_O

    it's a good one
  9. Oh yes Tempelhof:) I live almost next to that beautiful spot. By the time I lived in Heidelberg and my girlfirend was a Lufthansa flight attendant. So we flew to Berlin almost every month.
    I had 3 different versions of that 85/1.4, this was my best one. Unfortunately it was stolen in 2014. The one I baught after that wasn't that good for some reason, or maybe I was just biased. It s not easy to photograph with that lens.
    vilk_inc....I think you made a good decision. I regreted it from the first day I sold it cause I was too curious about those 1.8G lenses. Now I made my decision. I baught it yesterday from a guy in Munich for 600 bucks in mint condition.:)
    Very intersting what you wrote about color profiling. I might give that a try. I also work with Lightroom (first step) and then Photoshop.
    Another reason why I went back to the analog version is that I am not so good with the Autofocus. Of curse it is faster, but especially for portrait work, I am used to focus quickly on the eyes (or somewhere inbetween if the person is not facing me dirsctly), even if the motive is not right in the center of the viewfinder. With Autofucus, I have to move the camera to catch the eyes in the center, "freeze" the focus and then go back to where I want the motive to be in the viewfinder.I am just used to it because all of my life I was photographing analog and speed was never important to me (as you can see from my photos).
    Last edited: Feb 27, 2021
  10. Hi Jochen,

    I am sorry to hear your lens was stolen. About 20-years ago, a burglar broke into my house, and among other things, stole my FTn. I hate burglars! But I am glad you have found a replacement. I look forward to seeing the pictures you take with it.

    When it comes to focus, you and I are opposites. At the age of 78, I find manual focusing, especially without the aid of the green focus spot in the viewfinder, and without the split image of the FTn, to be challenging. If I am going to use the green spot to indicate focus, I might as well use full autofocus. As for the problems of focus and recompose, I can think of two solutions

    1) Use Back Button Focus There are several good videos on You Tube explaining the process. Here is a link to one of my favorites:

    How To Use AF-On And Back Button Autofocus - YouTube

    Yes, the video is by a wildlife photographer, but the principles are the same and it even has a section about implementing it on the D800. (Sometimes I think there is very little difference between portrait and wildlife photography, especially when taking portraits of children :) )

    Here are links to other videos on the subject:

    back button focus nikon - YouTube

    I have just started to use it; it does take some getting use to. I like it. It is easier and faster to lock focus and recompose by removing your finger from a button than by keeping a button half depresses. I would be interested in your opinion of the process.

    2) Do not recompose. Get everything you want and more. Do your final composition in Lightroom/Photoshop when you have all the time in the world. I learned this from an old newspaper photographer who was nice enough to give me a few informal lessons when I was young. As you can see from my photos on this site, all my pictures of people are candid - grab shots if you will. All of them are cropped images, the analog photos composed in the darkroom; the digital images composed in Photoshop/Lightroom.
  11. The word you are looking for is “rejects”. “Trash” works too. “Committee” refers to a group of people - the German expression “Ausschuss” translates to both. And quite often the Ausschuss (committee) produces nothing but Ausschuss (trash);)
    Last edited: Feb 27, 2021
    bgelfand likes this.
  12. @bgelfand: thanks for the videos. That's exacty how I set up my D800, using AF-On since a year and it has improved. But still, with the 85/1.8 G I did not get better results as I expected.I also found out that there is an AF inacuracy with the D800 and the 1.8G lenses. I tried to adjust by applying the finetuning setings, but still it was not 100% acurate. Even after sending my camera + all my autofucus lenses to the Nicon Sercive Point, I could'nt trust the AF entirely. Maybe it is my lack of experience of photographing with AF, but I am rather trusting my aging eyes than I trus the AF. I know, it is against popular opinion. This does NOT apply for the wide angle lenses. I definitely get better results with the AF.

    @dieter: thanks a lot for the clearification! "Trash" is the word I was looking for:)

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Photo Contest Insider Blog

Winners of the Scottish Ballet Alice Photography Competition

March 15, 2011

We can now reveal the winners of our Alice Photography Competition!

Overall winner/Digital Art category winner

Amy Fokinther – Imagination

“The inspiration for this image came from the word ‘imagination’: I have included two prominent characters in the story, The Hatter and the March Hare, and incorporated them within Alice’s face to emphasise that they are all characters in her imagination.”

Photography category winner

Timea Porubszky – Alice
“Alice found herself in wonderland, but this magical world exists only on her own imagination, which is why I used an old style mirror where she can look at herself with curious interest. I would like to show her as a strong, confident character rather than an innocent little girl.”

Facebook favourite (poll taken from 07 March – 13 March, received 280 votes)

Laura McKinnon – Warp

“When I discovered that Scottish Ballet were running an Alice-themed photography competition, I immediately knew that my photograph would need to have sinister undertones. Having read Alice in Wonderland and its sequel Through the Looking Glass as a child, I distinctly remembered being disturbed by the surreal and disorientating content of the book. My own personal interpretation of the book itself reflected very much a dreamlike, erratic narration, of which led to a degree of panicking my younger self – the sheer random content of the book was unsettling and thought provoking as a child and ultimately influenced my interest in surrealism as I grew older. I suppose, the older I aged, the less enamoured I became with the simplicity and pleasantness of popular fairy tales and I found myself seeking the originality that Carroll had offered up to me.”

Digital Art category finalist

Annette Rubery – You’re Nothing But a Pack of Cards!

“This image didn’t start out as an Alice in Wonderland-themed composition. Having long been interested in surreal self-portraiture, I set myself the challenge of picturing myself ‘levitating’ (an effect achieved by blending multiple images in Photoshop and masking out the object I’m lying on). I knew I wanted flying playing cards somewhere, too, but it wasn’t until I got to the processing stage that the rest fell into place. Something about my position reminded me of Alice falling down the rabbit hole; the pose might look easy but the effort of keeping my limbs elevated was better than a workout!”

Digital Art category finalist

Claire Davidson – Alice

“I am inspired by the idea of Alice falling through the lens of a camera: how the beginnings of photography brought questions about our perception of reality and how Lewis Carol’s stories reflect this. The increasing use of digital manipulation of images brings new questions about our perceived visual reality and I wanted to explore this in my image. My drawings are inspired in part by Victorian naturalist’s illustrations that I imagine Alice would have been familiar with, but with a playful twist- a sense of the creatures forming and morphing in her imagination in a fluid, tumbling, dream-like space.”

Photography category finalist

Agnes Kliczka – Alice

“As a student of Stevenson College Edinburgh I received good education in constructing image which I used trying to fill the brief. My attempt was to visualise an idea of celebration in dream like place. Alice, who is an explorer (I use symbol of binoculars which lay on the ground) is accompanied by two surreal characters (they symbolise opposite forces). I constructed image in which I tried to avoid clichés. My picture is full of details which I have set up carefully, and the most unexpected for viewer is a dog in front door. Camera angle gives unusual perspective. My inspiration comes from fashion photography and allegorical oil paintings.”

Photography category finalist

Ania Mroczkowska – My Alice

“My picture of Alice had been obviously inspired by the magical story by Lewis Carroll especially the part when she enters the world of Queen of Hearts. I used playing cards as a main prop; after many shots where cards weren’t in a right place (my assistant was throwing them) I captured this one where cards created kind of circle – at that moment I knew I have my Alice shot. I wanted this picture to be simple and eye catchy; I hope that I achieved that and after looking at my photograph no one will have a doubt that it is Alice, my Alice…”

Photography category finalist

Jon Davey – Stories Come to Life

“For my competition entry I returned to the originals – Lewis Carroll’s words and John Tenniel’s illustrations. All subsequent interpretations of the story stem from the books Alice’s Adventures in Wonderland and Through the Looking Glass, and What Alice Found There first published in the mid nineteenth century and therefore my photograph returned to the source and the magical inspiration the words and pictures have provided for generations over almost 150 years. A selection of characters, with Alice herself in the foreground, are seen springing out of the pages of the book. Alice is lit as if in a theatre spotlight and the open book itself resembles a stage, upon which the story unfolds, while in the background a simple teapot becomes a starlit backdrop. Overall the image has an almost timeless connection to the magic of Lewis Carroll’s stories and the world of the imagination.”

Digital Art finalist

Kerry Calder – Curiouser and Curiouser

“I have always been interested in the story of Alice in Wonderland and the most poignant character for me is the Rabbit, he is the one who attracts Alice’s curiosity and leads her into Wonderland. He is symbolic of innocence and the urgency of time, he is a constant reminder to Alice that she must return home and continue to grow up. The clock represents the fears and struggles of adulthood and that it is inevitable, Alice cannot run away from it. I chose to shoot the image of the Rabbit in a new age and dreamlike approach, incorporating oversized clocks to stress the importance that time has within the story. I also chose to use a female model suggesting that the rabbit could have been an alter-ego of Alice within her dreams. The mask helps to create visuals in a candid manner, confirming the subject matter to the viewer.”

Office favourite!

Sophie and Annie Barber – Barbie does Alice!

“We hope you like our photo! We have made the backgrounds, and used Barbie and Bratz dolls as the dancers. We are always putting on Barbie Ballet Productions so this is a fantastic opportunity!”

The winning entries will feature in:

– The Alice programme

– A private exhibition for friends and sponsors of Scottish Ballet

– A virtual exhibition on Scottish Ballet’s website

The overall winner will also receive two tickets to an Alice performance of their choice and a copy of our book Scottish Ballet: Forty Years, and their image will feature in the Scottish Ballet Alice exhibition, to be displayed in the National Library of Scotland in Edinburgh.

View the winners here

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vero misse

Repurposed Objects

Created by JH90Photography

Open Rating Results
This contest was created by a member of the Photocrowd community. Want to create your own? Find out more >

In this contest, I am looking to see your photographs of repurposed objects. The repurposed object must be used for a completely different purpose than its original use and show how the old object is being used now. I look forward to seeing your photographs.

How it works

Every photo submitted will be available for the crowd to rate once the submissions period has ended. You can see all the images uploaded to a contest, but will need to rate them to see how they’re ranked once the rating period begins.

Some contests on Photocrowd also have a judge. After the submission period closes the judge chooses their favourite images and writes some image reviews. The crowd and judge results will be announced on the same day.

Entries closed
5 September 2020

5 September 2020 to 12 September 2020

Winners announced
12 September 2020

For a more detailed explanation of how rating works, see our FAQs

See open contests


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Phuse media 10 years in business
01702 482011
By Matt Gates on 17/03/16 | Category - Web Design

Not using a business blog yet? This might change your mind!

It’s amazing how many customers we speak to who don’t yet have a blog on their website, or who think blogging is a waste of time. They soon come around once we show them the benefits of the regular written word!

Hey, we know you’re busy. You don’t have time to write a blog, right? There’s the phone to answer, admin to deal with, orders to get out and bookings to take care of. We get it, and that’s why we are here to bring you all the great benefits of a blog without you getting b(l)ogged down in the detail.

Let’s take a look at some of those benefits, and how a blog could be one of the most productive and profitable things you do for your business or organisation.

The benefits of a website blog

It’s a great way to connect

If you own a business, a blog is a great way to connect with your visitors and customers on a personal level. Forget cold calling, impersonal tweets or stuffy networking events. Blogging is down-to-earth, easily accessible and engaging and it’s a great way of keeping your followers in the loop. Whether you’ve just launched a new product or you want to shout about an award you’ve just won, your blog is the perfect platform. What’s more, you can share your blogs with a single click across all of your social media channels.

It keeps content fresh - great for your audience and the search engines

Stale content could be the death of your website, or at least from the perspective of attracting and engaging visitors. When you keep your website regularly updated with useful information, you show you are about your brand, your visitors and giving something away that is of use to them.

In addition to entertaining your visitors, regular content also feeds the search engines helping to boost your search engine rankings.

Blogging instead of spamming

Most people hate spam email. It interrupts their workflow, clogs up their mailboxes and is generally a pain to deal with. A blog post on the other hand is unobtrusive, ready to be read when there is time and will actually save YOU time and money in the long run. You only have to post your blog to one place and it can be easily shared across your social media channels. People are much more receptive to a message if they believe it was their idea to view it.

Give them the soft sell

Nobody wants to read a blatant sales pitch, but if you write your blog in a clever manner (we’re great at that by the way!), you can persuade your readers without them realising. For example, you might want to offer them free advice about something that you have to offer, or give them an interesting top 10 list of facts. Don’t forget to include a small and unassuming call to action button somewhere on your page to drum up business from your post.

It’s great advertising and often for free!

If you’re using social media and a blog together, you could save on your marketing costs significantly. Why? Well, when you write a great blog post and it’s worthy of being shared, your social media communities will be happy to do that for you - for free! Imagine having your blog and subsequently your website visited by more people than you ever imagined. This is a real possibility when you use a blog to your advantage.

Convinced? Let us take the reins

So, still thinking you don’t have time for all this, but that you’d like to give it a try? Get in touch. We can give you a cost effective quote for building a simple blog page and arranging regular blog posts that will engage and persuade your target audience.

You can also take a look at our Web Design Portfolio to see the kind of website that we could build for you.

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Endocrinology jobs in Massachusetts United States | 1 Total Physician Jobs

Full Time Endocrinology Job MA

Full Time
Endocrinologist-Physician Owned Multi Specialty Group In Southeast Massachusetts, MA
alarm 4 days ago
Employer Enterprise Medical Recruiting

Job Description

Endocrinologist-Physician owned multi specialty group in southeast Massachusetts

  • Physician owned 160 Provider multi specialty group, including 3 Endocrinologists
  • Ideal candidate will have interest in diabetes and thyroid disease and proficiency in thyroid ultrasound and fine needle aspiration
  • Hospital rounding team includes an APP who carries a pager during the day
  • We offer weight management programs, mens health, transgender clinic and thyroid center
  • On site lab and imaging
  • Strong referral base from primary care and specialty physicians
  • EMR is eClinical in office and Meditech or Epic in hospitals

Culturally diverse community located along the southeastern seacoast. 20 minutes from Providence and one hour to Boston.

Contact: Neal Fenster
Phone: 1-800-467-3737


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Dr. Bendit String Bending Tool

Jan. 2016. The Dr. Bendit String Bending Tool will help settle new strings, aid in tuning stability and improve tone. This tool helps to better define the bend of string wire at the bridge pins, resulting in a string which “hugs” the bride pin instead of traveling in an arc in front of and behind the bridge.

For more information on its use, click here.

Wire bending tool

The benefits of a well defined string wire bend at the bridges are well known. Up to now, technicians have done this by pushing or tapping against the string just past the bridge pin. The bridge pin takes the brunt of the force, and often it is loosened as the wood holding it in the bridge surface is compressed and crushed. This can lead to false beats and other tonal problems.

With this tool, is easy work to safely define the string bends at the bridge pin. The tool is placed onto the bridge pin and by turning it, the little nose catches the string and defines the bend in the wire. The bridge pin is not on the receiving end of the stress involved in defining the bend.

String Bending Tool

Item # 110420 String Bending tool


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8 Exercises to Relieve Back Pain

Back pain is one of the most common reasons people seek medical care. For some, it’s a constant or chronic condition, one that’s aggravated by our sedentary lifestyles. 90% of us will suffer from at least one episode of back pain during our lives, and that figure is expected to rise. Pilates is often recommended to those with back pain because it strengthens the core, a band of muscle that supports the back much like the weightlifting belts used by powerlifters. Pilates also stretches and strengthens the hips, further stabilizing the lower back. By teaching us how to stand, sit and lift properly, Pilates can help us replace less desirable postural habits with healthier ones. Read on to discover specific exercises that can help banish back pain.

Incorporating these 8 simple—but not easy—exercises into your routine will keep your spine supple, your hips relaxed, and your hamstrings lengthened so you can keep doing the activities you enjoy. Work up to 10 repetitions of each exercise, moving slowly and mindfully to get the most out of each one.

1. Pelvic Tilt (Imprinting)

Imprinting is used to mobilize and stabilize the spine. To begin, lay on your back with knees bent and feet flat on the floor. Maintain a natural curve in your back (neutral spine). As you exhale, corset the abdominal muscles and imagine dropping the vertebrae one at a time into the Mat without tucking the pelvis. Feel the vertebrae behind the ribs, sternum, and neck “Imprinting” the Mat beneath you. Inhale and feel the muscles of the spine relax and return to their original shape.

2. Dead Bug

Begin on your back with knees bent, feet off the floor in the Table Top position and arms extended up to the ceiling, in line with the shoulders (“Dead Bug” position). Inhale to prepare. On the exhale, extend the right arm back towards the wall behind you while simultaneously extending the left leg long, keeping the foot off the floor. Inhale to return to the starting position. Exhale and extend the opposite arm and leg. Take care to keep the abdominal muscles engaged (imagine a corset around the core) so you don’t strain the lower back.

3. Bridge (Hip Hinge)

Weak hamstrings and gluteal muscles are often a culprit in lower back pain. Lie on your back with your knees bent, feet flat and hip-distance apart with arms long by your sides. Inhale and begin to lift the hips off the Mat. Continue to lift one vertebra at a time, until the hips, knees, and shoulders are in a diagonal line. Press the back of the arms and the heels of the feet into the floor as you do this. Pause at the top. On an exhale, articulate your spine back towards the floor: upper back, mid-back, lower-back and ending with your pelvis on the Mat and the spine in a neutral position (maintaining the natural curves of the neck and lower back). This can also be done without spinal articulation if it bothers your back, in which case you will hinge the hips and spine up and down using the glutes and hamstrings.

4. Toe Taps (Table Top)

Begin on your back, knees bent, feet flat on the floor, arms by your sides. Lift your feet off the floor so your legs are in a Table Top position (knees above hips at a 90-degree angle). Keeping your chest open, shoulders back and down and back flat on the Mat, inhale to prepare. Slowly lower one foot towards the floor as far as you can without your spine changing shape. For some, the toes may touch the floor or hover. Exhale, and return the knee to the starting position in line with the hips. Inhale and slowly lower the other foot towards the floor. Exhale and return to the starting position.

5. Modified Swan

Spinal extensions like this modified Swan exercise strengthen the muscles that run along the spine, helping to prevent back pain. Lie on your stomach with your elbows bent and hands pressed into the Mat by your sides, your legs hip-width apart and your forehead resting gently on the Mat. On an inhale, gently press the pubic bone and hands down into the Mat as you lift the upper body up, finding length through the lower back. Reach out through the crown of your head as if “taking off” in flight. Think of finding length in the spine rather than lifting up as high as you can with your upper body, as this will just put undue pressure on the lower back. Exhale and lengthen the entire spine as you lower your torso and head back down.

6. Bird Dog

This is a true full-body exercise. In addition to challenging balance, it works the entire powerhouse, including the glutes, hamstrings, and back muscles. Begin in a quadruped position, with wrists under the shoulders and knees under the hips. Extend one arm straight out in front of you in line with your shoulder and only as high as your shoulder. If you feel stable, extend the opposite leg behind you, in line with the corresponding hip and only to hip-height. Create a long line from the fingers of your extended arm to the toes of your extended leg. Pull the front ribs towards the back ribs and draw the navel to the spine, as if someone is tightening the strings of a corset around your mid-section. Hold the position for a moment and then return to the original quadruped position. Repeat with the other arm and leg.

7. Side Lying Hip Work (Clam)

Strengthening the muscles that lift the leg away from the midline of the body (hip abductors) helps to stabilize the pelvis when walking and performing the tasks of daily life. Lie on your side with your head resting on your outstretched bottom arm, or on a pillow if it’s more comfortable for your neck. The top arm can be bent with your hand on the floor in front of you to provide stability. Bend your knees to a 90-degree angle so that your knees are in front of your hips. Keeping your hips and shoulders stacked, lift your top knee to form a diamond shape while keeping the feet together. Try not to rock or tip the pelvis as you open and close your knees in a “Clam” shape.

8. Figure Four Stretch

Tights hips and glutes often contribute to back pain. The Figure Four Stretch is an effective way to open up those areas. Lie on your back with your knees bent, feet flat on the floor. Keeping the knees bent, lift one foot off the floor and rest the ankle on the thigh of the supporting leg, forming a “Figure Four” with the legs. Clasp your hands behind the back of the thigh of the supporting leg or, to increase the intensity of the stretch, grasp the shin of the top leg. Hold for 30 to 60 seconds. Lower the leg, release the hands and repeat with the other side in the “Figure Four” position.

Remember consistency is key when introducing new movements into your routine. If any pain or discomfort persists or increases please contact your doctor.

About the Author

Alison Manheim

Alison is a writer and Pilates instructor based in Santa Monica, California. Her Pilates practice has been a springboard to a brand new career as a fitness model and commercial actor at age 50+.

2 people like this.
Great exercises!Thank you.

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Air Velocity Meter - TSI 9565- Repl Model 8385/8386/9555

Air Velocity Meter - TSI 9565- Repl Model 8385/8386/9555

Pine Item #51182

The VelociCalc® Multi-Function Ventilation Meter 9565 features a menu-driven user interface for easy operation in your local language. On-screen prompts and step-by-step instructions guide the user through instrument setup, operation and field calibration.

The 9565 also features an ergonomic, over-molded case design with probe holder and a keypad lockout to prevent tampering during unattended use. The 9565 model includes the Straight Air Velocity Probe 964 and is designed to work with a wide range of plug-in probes.

Straight Air Velocity Probe 964 measure air velocity, temperature and relative humidity

Includes differential pressure sensor

Best-in-class air velocity accuracy

Optional “smart” plug-in probes, including VOC, CO2, and rotating vane probes

Accommodates up to two K-alloy thermocouples

Large graphic display

Displays up to five measurements simultaneously

On-screen messages and instructions

Program for local language

Intuitive menu structure allows for ease of use and setup

Multiple data logging formats

Bluetooth communications for transferring data or remote polling

Includes TrakPro™ and LogDat2™ downloading software with USB cable

HVAC testing and balancing

Clean room testing

Biological safety cabinet and laboratory fume hood testing

HVAC commissioning and troubleshooting

IAQ investigations

Thermal comfort studies

Ventilation evaluations

Process air flow testing

Quantity must be 1 or more
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LGBT+ journalism

Bimini Bon Boulash signs with major modelling agency in ‘huge’ win for non-binary representation

Matilda Davies March 29, 2021
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Bimini Bon Boulash reveals the title of their debut book

Bimini Bon-Boulash has been slaying the game since Drag Race, signing a book deal as well as a modelling contract. (Bimini Bon Boulash/Twitter)

Drag Race UK finalist Bimini Bon Boulash has signed with Next Model Management, who boast clientele including Alexa Chung, Billie Eilish and Dua Lipa.

Bimini wrote in an Instagram post: “Never in my wildest dreams would I have ever thought this possible. This opportunity is a huge, crazy, mind-blowing moment for my gender-non comforting ass and to top it all off they have signed me to the management’s main booking list rather than special bookings… which makes me gag!

“This is huge for non-binary representation in fashion and I’m so thankful that Next want to take this chance with me!!”

Bimini told Vogue: “For the average person walking down the road, being androgynous is not easy. There’s just not been that many people out and proud as non-binary.

“There shouldn’t be boxes or labels that we put upon ourselves. I go against the norms of gender but that’s just how it fits me.”

Next Model Management are one of the industry giants, and Bimini Bon Boulash has been signed as a model, alongside Alexa Chung and Ana Barros Beatriz.

Next also represents world-famous talent including Billie Eilish, Dua Lipa, A$AP Rocky and Lil Nas X.

President of Next Models Amanda Bretherton told Vogue: “Inclusivity should absolutely extend to all gender identities.

“Bimini exudes beauty inside and out and carries such an important message which is needed right now: positivity and acceptance. It is what we all need for a beautiful future.”

Fans on social media – who Bimini has dubbed their ‘Bimbos’ – are gagging over the news, calling it a step towards “world domination for our queer representation”.

On Instagram, Bimini has also seen an outpouring of support from Drag Race royalty, including Gigi Goode, Brook Lynne Hytes and Jiggly Caliente. Fellow non-binary monarchs Jamie Windust and Travis Alabanza have also expressed their excitement.

Bimini Bon Boulash has gone from strength to strength since Drag Race UK wrapped, announcing their publishing deal with Penguin last week. The self-proclaimed “Bimini Bon book author” will release their debut later this year, and it’s already available for preorder.

Related topics: bimini bon boulash, Drag Race UK, non-binary

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1. How do you apply for scholarships through the common app?

You don’t. First, you apply through the college that you are applying to; many will consider you automatically for “merit based” scholarships, those that are based on academic grades, test scores, and community service. For some colleges, you will need to apply separately for merit based scholarships. There are additional scholarships through the individual colleges/schools/majors within the university. (Ex: James Madison school at MSU, or food science majors) See your college website for details.

Financial need based scholarships are based on income. These scholarships are rare at public universities and colleges for middle and upper-class students; however, private colleges are known to address financial need. Use the private college web site net calculator to determine if this is a feasible option. Some private colleges final price tag will be comparable to public universities, depending on family income and additional merit based scholarships. There are also private and local scholarships, smaller amounts of money, but nonetheless help pay for books, tuition, technology, etc. Most students will qualify for student loans, and those that are lower income will likely qualify for grants (some money that is free and does not need to be paid back). Additional state scholarships are available for those that meet financial need.

2. What are the biggest characteristics colleges look for?

First, Fit, fit, fit. Be true to yourself, and present a true picture of yourself to the college that you are applying to. This way, they can evaluate you to determine if you will be a good fit for the college. You want to be happy and comfortable on campus, you want to be able to navigate your way around a campus and city, you want to be stimulated intellectually, connect with people socially, and have opportunities to grow as a student and future professional. You need to consider its size, major areas of study, research and study abroad opportunities, student retention rate, job placement, etc. The other characteristic colleges look for are candidates who are serious in their application. Ask yourself, how serious and committed am I to this college? You will definitely be able to answer this question better when you visit the campus, check their website thoroughly, and when you have had a chance to speak with admissions representatives, professors, and present students. Also, do not be afraid to tell the college that it is your number one choice, if this is the case. If U of M is your number one choice, say so! Just tell them why it is your number one choice based on the above criteria.

3. Which essay is most important?

They are all important. The essay lets the university know if you are a good fit for them, and if they are the best fit for you. It is a mutual decision, and all colleges will tell you the questions/answers are designed for holistic evaluation. They tell me it is less about your literary analysis, unless you are going into writing or English, and more about showing them (not tell them) who you are and what you are about. Your essay definitely needs to show them your ability to think critically and learn, and shows your maturity, personality, curiosity, perseverance and goals. See Mrs. Sietz or Ms. Ray or any English teacher for assistance. We do have an honors fraternity at U of M who will assist you with evaluating your essay. See Mrs Haller for the website and any additional help.

4. How do we upload our transcript to the common app?

  1. Your counselor will upload your current transcript, along with the school report (Skyline profile) before the due date. Send you counselor a note if you have any early decision/action dates that need to be adhered to. This means giving them adequate time to do so. See the Senior packet for specific timelines. Always allow at least three weeks.
  2. All students need to set up a parchment account. This third party authorizes Skyline to send your final transcripts to the designated colleges you list. This is really important, so that you do not have to come back to Skyline to obtain your records. (You may need to add colleges to your parchment account should you change your mind, transfer, go onto graduate school, etc.)

5. Do we have to ask our counselor in person to write our recommendation?

I highly recommend you make this request to your counselor via email or in person for two reasons; one, it is courteous, and two, you want to make sure that they are aware that you are in need of the recommendation.

6. Is it too late to ask for letters of recommendation?

No. This depends on your application deadlines and on the teacher, staff member, coach, or employer who will be writing the letters. I prefer to do my letters over the summer, especially for those looking to apply early admission. Some teachers like this option too. Counselors do letters after scheduling. In my opinion, your latest request should allow teachers to have a minimum of three weeks to write the letter. So, it is possible you may be asking for recommendations into the early spring, especially for scholarships.

7. I know that the earliest day to submit financial aid forms is October 1, but can you start working on it before then?

You can set up your FAFSA account ID before October 1, but you will input your financial information on or after October 1. Again, I recommend you do this sooner, rather than later, because money, or lack of it, plays into your decision making process. Also, grant money and scholarships eventually run out, so the sooner your FAFSA is filled out, the better off you are to weigh your college options, and apply for other sources of funding. Last, fill out FAFSA whether you plan to receive any money or not. The form is almost always required for scholarships and even work study opportunities on campus.

8. Do you need to request teacher/counselor for each college?

No; however, your teacher may have a feeling about a “best fit” for you, in which case you will want them to state that case in their letter. This is a “specific college” letter request that can be effective, but it is not common practice. You should only consider this option if you have a very close relationship with the teacher, and if they are in a position to make that kind of assessment with you.

9. What is the latest time you want to submit your application for the November 1 deadline?

I’d personally like to see you have your application done, essays completed and proofed, requests made from parchment and counselor, and College Board/ACT by October 15. That gives you 2 weeks to confirm your letters of rec and counselor report is in by November 1.

10. How do I get a transcript sent?

Set up an account through List the colleges you want your transcript sent to. You will not be officially admitted until you do so.

11. Did my online course replace the score I got in school?

Yes, the grade is adjusted; however, the first grade will still show up on your transcript. In other words, the college will see both grades. This is a perfect example to share about overcoming adversity and mastering academic content. However; this doesn’t happen automatically. It’s a good idea to check with your counselor to verify if the initial grade has been excluded.

12. About when will I know if I get in or not?

This depends on the size and selectivity of the college you are applying to. Some colleges will let you know within 3 weeks, while others will take several months. The average time frame falls within 8-10 weeks for U of M. Some colleges will defer their decision, which means you are still in the running. They may require higher test scores, future trimester grades, or they may just be waiting on other students decisions.

13. Should I visit a college before or after I apply?

It is best if you can visit the campus before applying, because this will provide you with the specific reasons why you want to attend there. If you haven’t visited, you won’t know if it is the best fit for you. If you find yourself in a time-crunch, and/or early admission is required to increase your chances of being accepted, then go ahead and apply, with the intent of visiting.

14. If there is an optional essay, should I still write it?

You should always give the admissions department ample opportunity to get to know you. An optional essay is another opportunity for you to sell yourself to the college. It also shows perseverance and stamina- skills needed for college success. Keep in mind this is only effective if you have something worthy and new to share. If the prompt is non-applicable, or if you have already covered the prompt elsewhere, skip it.

15. How and when do you do FAFSA?

FAFSA opens for the Fall 2018-2019 college year on October 1st, 2017. Skyline will provide guidance and computers in the Cube for ALL students and parents who need assistance filling out this important document. You will also need your parents financial information, including their income taxes from tax year 2015, so I recommend you fill this form out together with your parents. Even if you think you will not qualify for grants, you will need this form filled out to receive merit-based scholarships, additional financial need scholarships and to qualify for campus job opportunities and student loans. You can even fill-out the free FAFSA prior to applying to colleges.

16. Are there scholarships offered by organizations outside a university?

Yes, but they are generally smaller in cash value; however, the funds can help pay for books, technology, a portion of tuition…every little bit helps. Typically, local scholarships range from $250- $2000, and many of these will be posted in the Cube as they become available. You should also check with your parent’s bank, insurance company, employer, church, and civic organizations. State scholarships and grants are available to students with financial need too. Last, check the search engines listed in the Senior Packet. There are many scholarships out there; you just need to find the one’s that apply to you.

17. What happens if you delete a recommender because you no longer want their recommendation?

Just let the recommender know that their recommendation is no longer necessary- that you have enough. It’s one less letter they have to write, and you certainly don’t want them writing the letter unnecessarily. On the other hand, especially if they have already written the letter, consider using this additional letter for scholarships, internships, jobs, etc.

18. When should you provide thank-you notes to recommenders?

Like other courtesies, you should send or give the thank you note as soon as possible, once they have completed the task and sent in the recommendation. The longer you wait, the harder it is to motivate yourself and remember to do it. The note will also have greater impact if it is given in a timely fashion.

19. How do you gently, but assertively, remind recommenders to upload your letters?

The answer varies based on the recommender; however, there are some universally respectful ways to inquire. First, be honest. Let them know you are anxious/excited about getting your app together, and you just want to inquire if they will have the time to write it. Sometimes it is to your advantage to seek a more enthusiastic party to get it done. Second, offer a resume or data sheet that highlights your accomplishments and/or characteristics. This provides them with information and a framework to write the letter.

20. If I submit my application earlier than November 1, will I get into college earlier than December 24?

This depends on the college as well as your qualifications. It is not unusual to receive a reply within 8 weeks. Most students will know early decision outcomes by mid January.

21. If my school isn’t on the common app, how should I get my letter of rec sent in?

You will need to check your college admissions website for the specific details. If this is not listed on the website, you will want to call or email the admissions office to make sure you do it according to their exact specifications. Following directions speaks volumes to the admissions committee.

22. If I plan on dropping a class that I have already put on the app, what happens?

There is a possibility that they will want to see your first or second trimester grades, and of course, they will require your final transcript. Colleges understand schedules change, so this shouldn’t be a problem. The key is to make sure your schedule doesn’t change dramatically, in comparison to what you shared with them. Transparency is important. Discuss the specifics with your counselor or myself.

23. Scholarship opportunities? Any specific to ADHD?

See # 16. Yes, check with ADHD organizations such as C.H.A.D. and pharma companies that you are familiar with. If you have a 504 plan or IEP, you may want to look for “learning differently” type of scholarships. These may or may not fall under learning disabilities.

24. What do I write about my extra curriculars? How long? Focused on what?

The application will most likely provide you with the prompts to answer those questions. A few keys I like to point out: 1) Do not use acronyms. Spell out the organizations, sports leagues and club names and what they are about, if necessary 2) Point out any leadership roles, specific awards, and the actual activity you participate in. Do not assume the admissions person is familiar with the organization. 3) Give length of service (years) and amount of time you put into the activity. 4.) If you work, say so. This is considered an extracurricular on some apps. Make sure you include your work experience on your app in the designated area or use this section if a designated area isn’t available.

25. Do I report all my senior year classes even if I’m going to switch out of some?

Yes, report what our Powerschool documentation supports. But, be prepared to understand the college makes its decision based on the information you sent, and ultimately from the final transcript. You will need to inform the college if you are dropping any core subject classes. See your counselor for details.

26. Where do I talk about NMSC?

If there isn’t a designated area on the app, definitely include it in the final open-ended question that asks for any other information that may be helpful in evaluating you. Simply list the award “National Merit …” Also, check with for additional details.

27. Should I go to the Cube to discuss my application?

Yes, if you want to. We can clarify if you answered questions correctly. It’s no different than preparing and proofreading any other important document you submit.

28. What GPA do colleges care about? Fully weighted? Unweighted?

Colleges will carefully evaluate and scrutinize the GPA, regardless if weighted or not. We weigh our GPA on a 4.0 scale. In addition, colleges will spend more time looking at the type of courses you took (core, AC and AP’s, magnet), the challenge level of courses you took, the variety, and your special elective interests. You will not be penalized for challenging yourself academically, but you can be penalized for not taking enough challenging courses, especially if it is done to boost GPA. Colleges aren’t fooled.

29. Should you have letters of rec from certain teachers according to school/college?

Your letters should first come from teachers who are familiar with you, your learning style, ability to collaborate, and your quality of work. It is recommended that at least one recommendation come from a core subject teacher. Magnet teachers are ideal if you are pursuing that specific area of study.

30. If your Common App essay is strong, how important is the supplemental?

See #14

31. or

There is not supposed to be a difference, but aaps is preferred. The key is to make sure your recommender knows which account to check.

32. What are schools looking for when they ask your favorite website?

Something that can showcase your personality, interests, AND how intelligent you are.

33. One college asks for a favorite quote. However, “elaborate on a favorite quote” is also one of the prompts I can choose for the supplement. Same quote?

This is a matter of preference. Note that some quotes are more self-explanatory than others, while you may be able to elaborate more on others. Explain how you relate to or live by the specific quote(s).

34. I’m taking an online AP Physics class, but I can’t register for 2nd semester until January. How do I make it clear I’m not just dropping AP Physics?

This should not have an effect on classes listed. There should be a place on the common app to clarify if needed.

35. If you are applying Early Decision to one school and Early Action to another, do you submit applications at the same time?

I personally encourage EARLY, EARLY, EARLY so that you know where you stand, even if it means being deferred. Deferred at least holds a potential spot for a period of time, and gives you time to make necessary adjustments. As much as denials hurt, at least you know where you stand. Most importantly, make sure you understand the commitment you are making.

36. I have some bad grades from 9th grade. In Skyline, my grades are as pass/fail. Is it imperative I obtain my 9th grade transcript or can I just use the pass or fail of my Skyline transcript?

They will require all transcripts. Many, if not all colleges, will be more concerned with progression of grades and/or increased rigor of classes. In fact, some colleges now look closest at the senior schedule and grades.

37. How do you add recommendation letters from outside of Common App to your application?

It should ask for name and email address of teacher. Otherwise, provide a stamped and addressed envelope to your teacher.

38. How does it work when applying to schools with both Common App and outside requirements (i.e. UofM)?

39. What are the actual deadlines? Early? Late?

40. If you are doing non-Common App, letters of rec.?

41. Late testing and early applications means sending in scores blind?

42. Is it advisable to apply early action?

43. If you decide to retake the SAT or ACT, will the colleges get it in time?

44. How do teachers submit letters of rec.?

Add their name and email address in the appropriate place and they will be contacted.

45. If I am retaking the SAT, what do I fill in for my info? Only the older ones?

46. I have 150 words to explain why I want to attend – what’s important to include?

Highlight one element of you and one, specific element of the college.

47.Is there some database which tells me which schools allow me to defer my attendance (so I can take a gap year)?

48. Free hour vs. easy class?

Class that is somehow connected to your interests… could be “easier,” but not a random class.

49. Quality of high school vs. GPA?

50. Will a college stop looking at your application if your test scores are not in their range?

51. Letters of rec. – different departments?

Core, or connected to your desired degree.

52. If my recs are all offline, then do I need to submit my essays, and other information, as paper copies as well?

53. Where do I find test scores to send them by mail?

54. Is it bad that I’m applying to 25 schools?

55. My Common App essay is done, but now I have to shorten it to 250 words for M.S.U. – S.O.S.!

Have a new pair of eyes look at your essay. Ask them what could be omitted. If it still feels choppy, it might be best to start anew.

56. How do I find out if my AP credit transfers?

57. Is it ok to send transcript through Parchment before you send in your application?

58. If you get accepted early decision to a school, how do you revoke your applications to other schools?

59. If you get accepted early decision and they don’t give you enough financial aid to meet your needs, is it still binding?

60. My plan is to go to WCC then transfer. Should I start looking at what colleges I want to transfer to? Should I apply to more colleges than just WCC?

Start now. Why not gather all that you need when you have support?

Apply to where you see yourself in terms of a dream school, a safe school, and a fall-back school.

61, On the Common App concerning letters of rec., do I “withhold rights…”?

62. What is early acceptance and should I do it? If so, when is the deadline?

63. What should I wear in college audition videos? Should my focus be range or style?

64. How dumb is it to double/triple major? Does it cost more?

“Dumb,” not so much. However, this is something that you might change your mind about the minute you step foot on campus. You have time to decide.

65. How do you handle the stress?

Ask for help. Give yourself many deadlines. Treat yourself to pizza.

66. How do I decide which test scores to send (subject tests or not)?

67. For a “why this major” essay, should I also include information about the school?

Perhaps what this school has to offer within the major.

68. Should a 100 word limit essay also include a story?

It will make it more memorable.

69. Is Parchment free?

70. Does visiting a college really make it easier for you to get in?

71. Should you list all 10 activities or only your most passionate ones?

72. When should I worry about sending test scores?

73. Should I emphasize in my essay myself or a good story?

74. How do I know when my application is ready?

75. Is it ok to write two of my essays on a similar topic?

Different topics to highlight you as a well-rounded and unique individual.

76. Can I still apply early even if the school doesn’t have early admission?

77. I need help with applying internationally and/or gap year.

78. Do additional letters of rec. beyond what is asked for really help?

Don’t bother teachers if you don’t need to.

79. Is there a competitive advantage of applying via early decision or early admission?

80. How many letters of rec. do I need?

It should list on the Common App.

81. How do I enter in the info. On the Common App for the teachers I’m getting recommendations from?

82. How recent of a transcript do I need to send in?

83. What do I put down on the common app for “class rank’?

You will put NA for non-applicable. We have so many brilliant Skyline students, we cannot possibly rank them. 🙂


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Romance Halo Semi-Mount Diamond Ring

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This 14kt white gold ring has diamonds along the shank on either side of a square halo surrounding the center setting that will accommodate a 5.5mm princess cut diamond. (D 1/2 carat total weight)

Sizing fee may apply. All bridal rings and bands are stocked in size 6. Fashion rings are usually stocked in size 7. Certain sizes must be special ordered and may take up to 3 weeks. Please call us for more details.

Product Details

Name Halo Semi-Mount Diamond Ring
Stock Number 117365-100K
Department Bridal & Engagement
Type Engagement Ring
Sub Type Semi-Mount
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Collection Romance 14K
Material 14K White Gold
Category Bridal

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Am I a Good Candidate For a Tummy Tuck?

Sometimes getting a trim and toned stomach isn’t as simple as diet and exercise. For many individuals, a flat stomach may be hidden by excess skin and fat that just will not respond to all of their hard work. Unfortunately for these people, diet and exercise is not effective, because the problem goes much [...]


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Northern Gateway Sketch July 2018 2

Public views invited on £1bn Northern Gateway

Manchester City Council and developer FEC have launched the consultation process on the £1bn Northern Gateway, with a series of events due to be held during August and September for the public to give feedback on the 15,000-home plan.

A strategic regeneration framework for the development, which stretches from Victoria Station to Queens Park via Collyhurst, was first published last month after being announced at the MIPIM property conference in Cannes in March this year.

Split into seven neighbourhoods, the framework outlines residential-led development starting around Victoria Station and following the passage of the River Irk, incorporating Sandhills Park, Collyhurst, the Smedley Dip, and New Cross.

Overall, it is set to deliver 15,000 homes alongside commercial, leisure, retail, transport, and green space, with a “green corridor” run between Queens Park and Angel Meadow.

Speaking to Place North West, FEC’s project director Tom Fenton also said there was a potential for a New York High Line-style park at Red Bank viaduct; a public square around the Marble Arch pub, and a “Brewery Quarter” near Victoria Station.

The consultation will run between August and September, followed by any feedback being weaved into the framework by FEC’s design team throughout October. The final framework is likely to go to the council executive for final approval in November.

The consultation events are:

  • Wednesday 15 August from 11am to 3:30pm at Yes Community Centre, 35-39 Southchurch Parade, Collyhurst, M40 7GE
  • Thursday 16 August from 2:30pm to 7pm at PLANT @ NOMA, Redfern Building, Dantzic Street, Manchester, M4 4AH
  • Wednesday 22 August from 2:30pm to 7:30pm at Church of the Saviour, Eggington Street, Collyhurst, Manchester, M40 7RN
  • Tuesday 4 September from 2:30pm to 7pm at Abbott Community Primary School, Livesey Street, Manchester, M40 7PR
  • Wednesday 5 September from 11am to 4pm at The Federation, Federation House, 2 Federation Street, Manchester, M4 4BF
  • Thursday 6 September from 11am to 4pm at Aldbourne Close Retirement Scheme, 20 Aldbourne Close, Collyhurst, M40 8NE

The consultation documents can be accessed here, and the full framework document can also be viewed here.

The professional team features masterplanner Farrells; Turner & Townsend; landscape architect Planit-IE; Arup; Buro4; and planner GVA How.

Fenton said: “FEC is genuinely proud of its proposals and its shared vision with the city council to deliver a once-in-a-lifetime transformation of north Manchester for current and future generations. We share the council’s desire to inform and involve as many people as possible and would encourage those who live and work in the areas involved to make their views known by joining us at the public consultation events.”

Cllr Suzanne Richards, Manchester City Council’s executive member for housing and regeneration, said: “We want to be incredibly ambitious with the Northern Gateway project. This is a once-in-a-generation opportunity to bring a transformational regeneration programme to north Manchester. It is vital that local residents are central to shaping the vision for the area. That is why we want to ensure Manchester people are brought into the conversation at this early stage, to get feedback from the people who live in the area and the city.”

“I would encourage as many people as possible to attend a drop-in session and fill in the consultation questionnaire. We want to get this right, and to do this we need your opinions, your hopes for the area, and your concerns. They will be used to shape the plans for the Northern Gateway over the next two decades.”

Your Comments

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These proposals ought to include the East side of Cheetham Hill Road up as far as Manchester Fort, otherwise the squalor of the area will persist. As it is, this section of road is an eyesore and little seems to have been done to enforce planning regulations or impose preservation orders on historic buildings which look battered and dilapidated, shadows of what they could be. A lot more trees on the road would also help.

By Tony Heyes

The squalor of Cheetham Hill road is down to the inhabitants. The housing stock is no different from Prestwich. Lots of big Victorian Villas and terraced streets.It is not compulsory to have litter strewn alleyways and gardens full of detritus because you live in the inner-city. If Cheetham hill was in London it would be unaffordable.

By Elephant

I agree with Elephant – so what can be done to ‘nudge’ the inhabitants to value their environment?

By Tony Heyes

Answer: Gentrification

By Anonymous


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Each Generation Has Biased Investing Views

New research from BMO Wealth Management underscores the role psychological biases can play in shaping people's approaches to financial planning throughout their lives.

BMO Wealth Management released a new report focusing on the attitudes and behaviors voiced towards saving and investing across generations, appropriately titled “Generational Perspectives: How Millennials, Gen-Xers, and Baby Boomers Save and Invest.”

The report is based on a survey of more than 1,000 working-age Americans, and according to BMO researchers it reveals compelling insights about the differences and similarities among generations, while also highlighting key distinctions in the way men and women save and invest.

Tania Slade, U.S. national head of wealth planning, observes that nearly 60% of respondents across all three generations cite saving and investing for retirement as their primary financial goal. In addition, respondents in every generation indicated that a diversified portfolio approach is their top method for investing.

For investment preferences—with or without assistance—respondents across generations were again in agreement, Slade says, choosing most often to rely on the guidance of an adviser at a financial institution. Millennials reported heavier use of robo-advisers (10%), with Generation X coming in a close second at 9%—compared to just 5% of Boomers.

Women surveyed were slightly more conservative investors than men, BMO reports, as 19% of women prefer to invest in individual stocks, compared to 25% of their male counterparts. Further, 16% of women say they invest in certificate of deposit (CD) accounts and money market securities, compared to 12% of men.

Data from BMO shows basic generational differences when respondents who neither save nor invest regularly were asked to explained why. Twelve percent of Millennials “worry too much about losing money,” compared to only 7% of Boomers. Meanwhile, 18% of Millennials “admitted it is too complicated,” compared to just 8% of Boomers.

“When asked what they find confusing about investing, 21% of Millennials cited discomfort from a lack of understanding of the markets, a reason cited by just 12% of Gen Xers and 10% of Boomers, BMO’s report explains. “Sixteen percent of Millennials indicated they don’t know what their investing options are, a reason cited by 13% of Gen Xers and only 7% of Boomers.”

BMO urges retirement savers “not to turn a blind eye to assessing the right plan for your life.”

“With each contribution you’re making an investment, so ensure it’s the best investment based on your age and your retirement goals,” Slade concludes. “That means drafting a plan and knowing how much you’ll need once you retire. Also, as major life events occur (such as getting married or buying a home), reevaluate your plan and adjust your contributions accordingly.”

Other findings from BMO show there is “an important distinction to be made between saving and investing,” but these two terms are often used interchangeably. BMO researchers draw the distinction as follows: “Saving is the act of setting aside funds for a purpose other than day-to-day spending. Investing involves earning growth from these funds that can be used to accomplish chosen goals. Savings occur in the short term, while investing is a longer-term discipline to make the most of savings over time.”

Survey participants were asked to describe their saving and investing preferences. BMO says it is interesting to note that respondents were “usually on one side or the other of this short-term vs. long-term approach to saving and investing.” When asked about their top three saving or investing options, a significant number of respondents chose short-term savings options that include putting the money aside to decide later (22%) and accumulating funds in a term-deposit or savings account (19%). Millennials were notable in that they were more likely to be short-term in their approach, as they were less inclined to buy and hold for the long term (32%) as compared to Gen Xers (40%) and Baby Boomers (43%).

The full report is available for download here


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Hamilton: Won’t be told to hold again

Date published: May 11 2015 - Editor

Lewis Hamilton says he'll "definitely be making sure" he's never again told to hold position after being told to "consolidate" his P2 in Spain.

The British racer spent most of his Sunday afternoon trailing the Ferrari of Sebastian Vettel.

However, once his three-stop strategy saw him leapfrog the German, Hamilton began to hunt down his team-mate Nico Rosberg for the race victory.

Asking the team if it was "impossible to catch" Rosberg, the World Champion was told "we should just consolidate the position."

Hamilton was not happy about hearing that.

"It's not nice for a driver ever to hear that," he said on Sunday night. "I'm here to race; I'm not here to finish second, so naturally I ignored that."

The Brit continued to push hard, forcing Rosberg to do the same.

But once he realised the task was fruitless, he backed off to cross the line 17 seconds behind his team-mate.

"I was really putting the car on the edge and when I realised that I had seven laps to go and there was still 13 seconds and I was only 0.7s per lap faster, I had to take the smart approach and bring the car home.

"But, still, it's not something you want to hear. So I'll definitely be making sure that that's not said again."

Hamilton heads into the next race, the Monaco Grand Prix, with a 20-point lead over Rosberg in the Drivers' Championship.