text:
• Let's catch up! Learning is Fun
  • A Techie Guy?! that's super cool!
  • Game On! never been fun

Hotest news:

Working with Themes in Microsoft Word

Did you know that there are ready made themes that you can use in Microsoft...

Help with Creating and Saving a New Document in Adobe Fireworks

The first thing to learn when using Fireworks is how to create and save a...

How Do I Remove Fonts from Windows

If you have unwanted fonts or dingbats in Windows, you can quickly remove them. Fonts...

What Small Businesses Need to Know About Deferred Payment Options

Many industries have realized that by allowing their customers to pay their account balances at...

Installing the Viper Guestbook on Your Website

The Viper Guestbook is a new guestbook that is offered through your Control Panel. With...

Create Greeting Cards for Any Occasion Using Greeting Card Studio

Greeting Card Studio is a program that you can create greeting cards in. You can create Valentine Cards, Christmas Cards, Birthday Cards, and more. You can select the size card that you want to create. There are also poems available that you can use to put on your greeting cards. In this tutorial I will show you how to use Greeting Card Studio.

First, you will need to open your program by going through your start menu or double clicking the shortcut on the desktop. When your program opens, you will need to click the New Project link on the right side of your window. The New Project window will open and you will need to select the size card that you are creating. Drop the Preset box down and select the size that you want. Then select the view that you want, portrait or landscape. Click the Create Project button.

Next, you will need to select your card background. You can use a solid color background, a premade card in the program, or an image of your own. For this tutorial we will use a premade card.

Tick the Card field and click the Select Ready Card button. When the window opens, you will see the different cards that are available. Click the card that you want to use and tick the Fit to Ratio field at the bottom. Then click the OK button. Your card will open in the main window.

Your card may shrink so change the view back to 100%. The view is located on the right of your program. Now you can add text to your card. To add your own text, click the T icon at the top of the window. A text window will open and you can type your text in that box. You can change the font options in this window.

To insert a poem, click the Greetings tab. Then you will see the different greetings that are available. You can drop the Subject box down and select the subject. Then you will see the different greetings for that subject. Highlight the greeting that you want to use and click the Copy button at the top of the box. That will automatically paste it in your text field. Click the OK button to insert it.

Now you can add clipart to your card if you want too. Click the Clipart tab. In this section you will see the different clipart that is available. Click a clipart to select it and then click the Add This Image button. That will place the clipart on the card. You can move it by dragging it with your mouse. You can shrink it down by dragging the corner inward.

Now you are ready to print or email your card. To send it by email you will need to export the card. File gt; Export gt; and select the format. I would go with jpeg. Then type a name for your card. Go to your email and insert the card as an image or attachment. To print the card click File gt; Print.

You can do many more things in the Greeting Card Studio program like adding frames, using gradients, and solid backgrounds. This is just a basic tutorial to get you started using this program. Here is a tip. Every time you do something to your card, you will need to scale the image back to 100%. For some reason the image scale constantly goes up and down when you are creating a card.

From Business Success to Business Failure

Living your dream of owning a small business is threatened when the economy causes revenue shortfalls in your company. As you fall on hard times, you look anywhere for ways to save your company. The economic recession presents you with unprecedented challenges. You try to draw upon your business experience. What happens when you run out of answers?

When you move quickly from business success to business failure, it is hard to resist getting caught up in the momentum of financial failure. Your best strategy is to keep your head up and make the best decisions for your dying company. How do you make business decisions while you watch your company go down the tubes?

Try these tips for struggling entrepreneurs beleaguered by the economic recession:

Get Professional Business Advice

Your best bet is to seek assistance from professional small business development analysts. This type of advice is offered free online from the Small Business Administration or in person at your local small business development agency. An analyst can look at your business and offer suggestions for salvaging your company. The advice may not save your business, but it might help you to get some value out of your business before it closes for good. You can also consult an attorney to discuss the possibility of filing bankruptcy for your company.

Turning to New Strategies

If you have the physical setup of a business such as office space, equipment, and furniture, you might be able to quickly set up another business in this space. Your new venture may not save your existing business, but it can utilize the resources of the old business. Other options are to let another business owner use your space temporarily or to combine resources with a similar business and save on costs. You might be able to make enough income from one of these strategies to inject capital into your failing business.

Finding an Investor

Some investors seek investment opportunities in failing businesses. Although there may be some conditions of accepting capital you would not normally agree to, finding an investor with capital to save your once-viable business may be the ticket for surviving the economic recession. You need to carefully negotiate the terms of the investor’s stake in your company. You also need to use strategic business planning to wisely spend the investor’s capital.

The economic recession presents a difficult challenge to small business owners. You have many resources at your disposal, including the assistance of your small business development agency. Don’t give in to the momentum of business failure statistics. Go down with a fight!

What Small Businesses Need to Know About Deferred Payment Options

Many industries have realized that by allowing their customers to pay their account balances at a later date they can increase the amount of business that they receive as well as improve their public image.

However, it is vitally important for businesses that allow deferred payments to establish a formal policy for handling the collection of these types of debts. There are many options that a company can use to protect their interests in this type of situation: charge accounts, invoicing systems, and deferred payment agreements.

Customer Charge Account

The most commonly used deferred payment option is the customer charge account. These accounts use a plastic charge card that is electronically encoded with the customer’s contact information and account information. When they make a purchase their card is scanned into a machine that adds the purchase onto their balance owed. The customer receives a printed statement each month that details the purchases that were made during the month, what the minimum acceptable payment is, and what their total balance due is. Customers are charged an interest rate that can run from 0% up to 24% annually. These high interest rates are imposed to encourage customers to pay off their balance as soon as possible, as well as to protect the company’s financial interests in cases of non-payment and charge-off situations.

The advantage of this type of deferred payment option is that it provides the company with an electronic record of charges and payments, which allows for easier bookkeeping. Also because the customer is required to sign a contract when opening a charge account the company has documentation that they can use for collection measures, or to defend their position in court if the account goes into default. The drawbacks to this deferred payment option are that it requires special software and machinery, and it requires plastic charge cards to be manufactured and monitored. Also a financial institution will be needed to back and monitor the credit card program. These extra costs can make a charge card program very expensive for a smaller company to operate.

Invoicing System

The second deferred payment option is to implement an invoicing system. Customers are allowed to purchase services or products with no money down. However, they will be given an invoice that details their account activity and balance, as well as the terms of the payment that is expected. For example a computer consultant may make an office call to set up a DSL connection for Company A. At the end of the month the consultant prints out an invoice that contains the hours that he worked, the price of his labor, traveling costs, and material costs. At the bottom of the invoice are the terms for paying the invoicing, such as Net 30. This means that the invoice must be paid in full within 30 days. If the company fails to pay the invoice within the 30 days, then the consultant will send a statement to the company that shows the remaining balance as past due.

The advantages of this deferred payment method are that it is easy to manage, it is inexpensive, and special software is not needed. Almost any company, regardless of size can manage this type of deferred payment method, and that is why it is the most commonly used option. The drawbacks to this program include: it is more difficult to collect unpaid bills, mistakes in tracking invoices and payments can cause problems, and it requires bookkeeping skills to manage effectively.

Deferred Payment Agreement

The final deferred payment option is to draft an official deferred payment agreement. Many companies use deferred payment agreements to allow their customers to benefit from the services and products offered by the company now even if they don’t have the money to pay for it now. In exchange for the company’s services or products the customer musts sign a deferred payment agreement that states that they promise to pay their account balance by a certain date, or according to certain terms. This agreement is commonly used for tuition payments at colleges and universities. It is used to allow students to start classes before their grant and student loan payments arrive, on the condition that they promise to pay the tuition in full by a certain date.

The deferred payment agreement needs to contain various pieces of information. First the terms of the agreement must be outlined including: when the first payment must be made, if a down payment is required, how much each monthly payment will be, what payment methods are acceptable, and if and how much interest will be charged. Next the customer’s information will be entered including their name, id number, address, and payment method that they will be using to pay their financial obligations. After this the company’s service or products that the customer is purchasing with the agreement will need to be outlined. For example in cases of education institutes the semester, year, and classes will be outlined. The next section will need to include the responsibilities of the customer including the customer’s responsibilities to pay the balance, and their responsibility to pay for any legal costs associated with collecting on unpaid balances. Also a statement will need to be made at the end of this section that acknowledges that the customer has read, understood, and accepts the terms of the agreement. The final part of this document will be a signature section for the student and the company representative to sign.

The benefits of this deferred payment option are that (1) it is relatively simple, (2) it produces a legally defensible contract, and (3) it allows the company to sell more services and products during slow periods of the year. The drawbacks of this deferred payment option are that (1) it can be difficult to track all contracts, (2) it requires a double entry bookkeeping process, and (3) paper contracts can be lost.

Photoshop Tutorial: How to Create Amazing High Contrast Images

In this tutorial of mine, you will learn how to convert or change a normal colored and contrasted photo to a high contrast. You can basically use any type of image or photo for this tutorial: landscapes, portraits, sport captures, etc. Almost any photo is suitable to practice on. Also don’t be afraid to try black and white, colored, or monotoned photos. Each will produce a unique and different effect on your photo.

What you might not know is that this technique is used in art photography, advertisements, editorial photography, and any other photography that you can think of. Amazingly, many professional photo editors will be using the same program you do: Adobe Photoshop.

Adobe Photoshop is a digital image editing program that can be used on both PCs and Macs. If you do not already have a version of Photoshop downloaded on your computer, you can buy the program at www.adobe.com (although the price is steep) and even try out the Adobe Photoshop CS6 extended beta (the newest Photoshop version). The try out is free and lasts 30 days, but make sure you have sufficient space on your hard drive for the program.

Now to start the tutorial, you will need to open up a picture on a new canvas. Remember you can use any type of image. If you want to make it black and white before you begin editing the photo, go to Image -> Adjustments -> Desaturate.

Next, duplicate the layer by pressing CRTL+J (as the hotkey) or by going to Layer -> Duplicate Layer.

Then, open channel mixer (Image -> Adjustment -> Channel Mixer) and apply these values (if you made your image black and white first, you can skip this step completely and move on to the next):

Output Channel: Grey. Red: +100%. Green: 0%. Blue: 48%.

Now, press CTRL+U or go to Image -> Adjustment -> Hue/Saturation to open Hue and Saturation dialog and selector menu and give these specific values:

  • Hue: 100
  • Saturation: 100
  • Lightness: 0

The image after this step should be a neon green color.

Finally, duplicate the base layer and move it to top of the layer palette. Change its blending mode to Linear Light. If you want to, you can again duplicate the top layer.

That’s it. Then you are done and you should have a funky, new, high contrast photo that can be used for anything. Make sure that if you’re going to print it out, it is 300 or higher DPI.

Installing the Viper Guestbook on Your Website

The Viper Guestbook is a new guestbook that is offered through your Control Panel. With this guestbook you have many options. You can add your own drop down boxes and your own input fields. You can also control your own rating system. The guestbook has a bad word filter. So you can decide what words can’t be used on your guestbook. Also BB Codes can be used. There are many more features on this guestbook. I think you will be pleased with it. So let’s begin the installation.

Follow the instructions below to install the Viper Guestbook.

Login to the c-panel of the website that you wish to install the Viper Guestbook on. Once you are logged in, look for the link that says Fantastico. Click on that link. The next page will have a lot of links down the left side. Scroll down the page until you find the Viper Guestbook and click on that link. Now you will see a brief description about the guestbook. Under that you will see a link that says New Installation and it will tell you how much space is required. Then right under that you will see how much space you have available. Make sure you have enough space available before you start the installation.

To begin the installation, click on the New Installation link. The next page will be the Viper Guestbook End-User License Agreement. Read through the agreement and then check the box underneath the agreement. Now click on the Continue button.

The next page is very important. This is where you will choose where to put the guestbook, your password, and the language you prefer. I will walk you through each step of this page.

Installation Location

Install on Domain – Choose the domain that you want to install the Viper Guestbook on. You will have more than one option if you have sub-domains on this server.

Install in Directory – You more than likely don’t want to install the guestbook on the front page. So type in a name for the guestbook so that you can put it in a sub-directory. Which means that it will create a new page for the guestbook. You could use the name guestbook for example. So to access the guestbook, you would type in http://www.yourdomain.com/guestbook . This is just an example. You can name it whatever you like.

Admin Access Data

Password – Type in the password that you wish to use when you login to the admin panel of the guestbook.

Base Configuration

Admin Email – Type in your email in this field.

Preferred Language – Drop down the box and select which language you prefer to use.
Now click the Install Viper Guestbook.

The next page will tell you that you have chosen to install the guestbook on so and so domain and in so and so directory. And then it will give you the access URL to the guestbook. Click the Finish Installation button.

The next page will tell you that you have successfully installed the Viper Guestbook. This page will give you your password, your admin url, and the url to access the guestbook. Save this page or print it for your records. You can also choose to have this information emailed to you. Simply type your email in the field and click the Send Email button.

Now you are ready to configure your guestbook on your website to suit your taste.

How Do I Remove Fonts from Windows

If you have unwanted fonts or dingbats in Windows, you can quickly remove them. Fonts and dingbats take up little space, but if you have a ton of them installed and can never find what you are looking for, you may want to remove the ones you just don’t use. Removing fonts from your computer will not hurt anything. This tutorial will show you how to locate the fonts you want to get rid of and remove them from your system.

Finding the Fonts You Want to Remove

First things first, you’ll need to find the fonts you want to remove. The best way to find fonts you want to remove is by opening your word processor. This way, you can open the fonts box and find the names of the fonts you want to delete. When you open the fonts box, you will see the name of the font and what it looks like. That will let you easily find the font you want to remove. So, open a word processor and minimize it to your taskbar. We will come back to that in a few minutes.

Locating Your Fonts Folder

Now you will need to open your fonts folder inside of your Windows folder. Go to My Computer and double click it to open it. Once it is opened, look for your local hard drive and double click it. Inside of your local hard drive, you will need to double click the Windows folder. In the Windows folder, double click the Fonts folder. This is where you will remove your fonts.

In the fonts folder, you will probably see small icons that may not show all of the name. You can change the view of the fonts to make it easier. To do this, click the View menu at the top of the window. Change the view to List. Now you should be able to see all of your fonts and the names of them. Minimize this window and open your word processor again.

Removing the Fonts

Look in your word processor and find the fonts and dingbats you want to remove. Then go back to your Fonts folder and find those same fonts and dingbats. Click one and press the Delete key on your keyboard. You will be asked if you really want to delete it. Confirm this step and it will be removed.

If you want to select more than one font or dingbat at a time, you can hold the CTRL key down while you are clicking the fonts. Then press the Delete key and confirm you want to remove all of the items selected.

You may have to keep going back to find the names of the fonts you want to remove. When you are finished, you can close your font folder and close your word processor.


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Tarmacadam and Driveways specialists northeast Scotland

Call 01358 742 368 now!

Don Tarmacadam provide a comprehensive range of road surfacing solutions to industrial, commercial and residential customers.

Whether your job involves machine-laid or hand laid tarmac for parking areas, shopping centres, car parks or office parking or resurfacing works to existing areas, we have experienced staff and equipment to cater for all surfacing requirements. Tarmac surfacing is a cost effective solution.  Tarmac surfaces may be applied in various different colours to suit the application. We can also offer you a variety of finish variations to your tarmacadam surface  -  chippings rolled in, tar & gravel or resin bonded finish. Our flexible and hands-on approach will deliver you a prompt, professional and neatly finished tarmac product with an  uncompromising quality in workmanship and tarmac quality.

We undertake all types of surfacing:

  • Car Parks And Forecourts
  • Driveways And Private Roads
  • Kerbs And Edgings
Asda Huntly
Carpark repairs Aberdeen
Carpark complete

Call us on 01358 742 368 to discuss your requirements or to arrange a free quotation.

Site surveys available upon request.
Contact Us Now


text:
E25 : 200 years of Singapore history (w/ Jane Iyer)

This year marks Singapore’s bicentennial, the 200 year anniversary of Sir Stamford Raffles’ arrival. Today our guest is Jane Iyer, who gives us a crash course on Singapore’s history, and we might even touch on some of the darker sides of its colonial past!

We don’t mean to dwell on this, but:

  • Singapore used to be a place of fun Maritime pursuits
  • Be careful going through the Straits
  • If it’s wretched, just give it to the Dutch
  • Cherchez la femme !
  • Singapore’s colonial past is a story of three men and a baby

If you want to learn more about Singapore’s history, you’re in luck : Jane offers out-of-the-ordinary tours, and curates event with an emphasis on the heritage, history, and culture of our “little red dot” of an island. Be sure to check out her website : https://janestours.sg

EP24 : Comedy & improv in Singapore (w/ Phil Gruber)

Phil Gruber is the founding director of the Singapore Avatars of Improv, where he provides world-class impro-tainment, as well as professional training in all facets of improvisational comedy.

In this episode we take a dive into the cultural side of Singapore. We talk about its blossoming comedy and improv scenes, and explore the creative process of improvisational theatre.

Learn more about the Avatars of Improv at :

We don’t mean to dwell on this, but :

  • Every good wedding has a time traveler
  • What’s the going rate for a Tibetan Lama?
  • You can look it up on google if you don’t believe us
  • It’s all about agreement and heightening
  • What are you willing to put up with?

E23 : Economical Rice For Everyone

A couple of weeks ago we were interviewed by Danny Koordi on the Economical Rice Podcast. We talked to him about the Chinese social credit system and why some people argue it’s the best thing since sliced bread, as well as the brain and how nobody really knows how it works. We had a lot of fun, so we thought we’d do something special and redistribute the interview here.

Enjoy, and if you like this episode be sure to check out http://economicalricepodcast.com/

E22 : Woo-woo up in Chiang Mai

This week your two favorite horses talk about the contrasts of Thailand, and Chiang Mai in particular. We also get into the untapped potential of Southeast Asia, discuss the lure of fake spirituality and take an unexpected dip into the wonderful world of conspiracy theories.

We don’t mean to dwell on this, but :

  • Don’t let the Leprechauns trick you with their gold!
  • Daylight is not for everyone
  • If you think you’ve never tasted rat but you’ve had Thai sausage, think again!
  • Polio might be slightly worse than autism
  • A little bit of silence goes a long way

E21 : The rise of comic books in Singapore (w/ Jerry Hinds)

Jerry Hinds is the president of the Association of Comic Artist Singapore and the creator of SupaCross, Singapore’s own “World of SupaHeroes Universe”. We talk about the rise of comic books in Singapore, as well as the creative process and the business aspects of creating them. Jerry also introduces us to Singapore’s very own “SupaHeroes” : Singapore Sling & D. Temasek!

If you want to learn more about super-hero comics in Singapore be sure to check out : http://www.acas.org.sg/

We don’t mean to dwell on this, but :

  • Powers to the people!
  • Editing comics is definitely a day-job
  • I’ll see your Aquaman and I’ll raise you my SubMariner
  • Kids these days just want to be Supa
  • Stan Lee is dead, long live Stan Lee!

E20 : Taksu, one foot in both worlds (w/ Steve Stine)

Steve Stine is a former Wall Street Journal correspondent and 30-year Asia Veteran. He shares the story of how, because of an unexpected twist of fate, he ended up in Hong Kong flat broke, and had to hustle to build a new life for himself in Asia. We also discuss the rise of Asia vs the west and speculate where the current economic trends will lead us over the next few decades. And of course Steve tells us about the time a 16 ft python decided to permanently move into his bedroom.

We don’t mean to dwell on this, but :

  • Sometimes even a tiny umbrella won’t save you
  • Hitting rock-bottom gives you license to hustle
  • Magic happens on the other side of a private-jet flight towards an undisclosed location
  • Trees are good. Climate change is bad. Screw it, let’s plant a tree
  • Oprah’s the future, you heard it here first!

Check out Steve’s amazing podcast “Inside Asia”, in which he hosts conversations with Asia’s movers, shakers, thinkers and provocateurs : http://www.insideasiapodcast.com

E19 : 2018 Holiday Special (w/ The Christmas Coconut)

In this first holiday special, we talk about Christmas traditions from all over the world and what this time of the year means to us as secular humanists / naturalists.

We don’t mean to dwell on this, but:

  • Gather round, children, for the Milking of the Nut!
  • But I swear daddy, I didn’t do anything!
  • New Year’s resolutions are just noises we make with our face
  • No one is prepared for what comes after the Sauerkraut
  • In Singapore, seasons are measured by mall-decorations

This episode is brought to you by Baby Jesus, everyone’s favorite baby.

E18 : Dia de Muertos (w/ Francisco Marin)

Francisco Marin, an award-winning photographer, tells us about his recent trip through Mexico, the colorful “Dia de Muertos” celebrations he attended there, and how he’s organizing a photography-tour to share his love for Mexican culture.

Also We don’t mean to dwell on this, but :

  • Only gringos dress up as Coco
  • While “Dia de Muertos” is big in Mexico, the USA still prefers “Taco Tuesday”
  • Celebrating the dead only makes sense if they’re not in hell for all eternity (hi, grandma!)
  • Remembering the dead is great, but free beer is greaterer!
  • When traveling through Mexico, you better bring a Big Bad Hombre

E17 : Digital gold and sticky-rice (w/ Sammie Cheston)

Our guest is Sammie Cheston, a veteran world-traveler who has lived in many countries over the last 20 years. We talk about his current life in Singapore, installing Bitcoin vending-machines and the hustle of running a traditional Thai restaurant.

We don’t mean to dwell on this, but :

  • Sammie Lee is in the place to be!
  • Perfection lies somewhere in between glowing innocence and feeling dirty
  • Life is so much easier with picture-books
  • Everything’s fun and games until someone decides to get rich!
  • Front row is for the foreigners (they like the spatter)

E16 : Family, self-realization & mental illness in Singapore (w/ Davelle Lee)

We sit down with Davelle Lee to talk about cultural differences between Asian and Western cultures when it comes to parental expectations, emotional distance and the sense of duty and obligation towards one’s family.

We also take a deep dive into the differences between our ideas of self-realization and the ways in which society understands, and reacts to, mental health issues.

Davelle has a great podcast called “Some Scuffs” (https://somescuffs.com), in which she explores the psychological underpinnings of the fears, insecurities, dreams and desires we share in the beautiful city of Singapore. Throughout the episodes, she tries to figure out how each of us can lead happier and freer lives.

Also we don’t mean to dwell on this, but :

  • One of us had to be Asian!
  • Children come in three terrific flavors : engineer, doctor and lawyer
  • In Paris they have to spray for Ballerinas twice a week
  • If you have problems, just drink them off like a man
  • Today’s episode is brought to you by Command Strips & Hooks – they will never leave you hanging!


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WIN: A Home Education Notebook by Ross Mountney

I am absolutely delighted to be able to offer one copy of the latest book by online friend and highly respected blogger, author and home educator Ross Mountney.

Ross Mountney's latest book A Home Education Notebook

To be in with a chance to win A Home Education Notebook, published by Birds Nest Books, enter via the rafflecopter widget at the bottom of this post.

Ross has kindly agreed to write a guest post for Downs Side Up for those of you who may be considering teaching your child yourself. Her advice will encourage and inspire as it did when we were looking for information about flexi-schooling Natty. You can read our review of her previous book Who's Not in School here.

Author and home educator Ross Mountney

It’s really lovely to pop back to Hayley’s blog and talk to you about home education.

We were first in touch when Hayley wanted to know more about it and take a more flexible learning approach to Natty’s education in respect of her needs at the time.
Home education offers a wonderful opportunity to address a child’s particular needs, whatever they may be, because of its incredible flexibility.

Basically, schooling requires everyone to achieve the same thing, at the same time, through the same approach, whatever their personality, their aptitude, or their special needs. As we are all different, this can cause extreme anxiety, unhappiness and failure in some children who may not be able to perform to this rigid expectation. Add into that the influence of teasing or bullying, in some instances, and we have a recipe for misery and consequently underachievement.

Outside school, the needs of children who are different, who look different, learn differently, are gifted, or whose personality is such that they are uncomfortable in a classroom climate, become irrelevant. Children can learn at their own pace, in their own time, with an approach that suits their abilities and interests. Home education can be tailored to suit the individual and this is the best thing about it.

Take for example those children on the autistic spectrum who are particularly sensitive to noise or disruption, or those who are simply shy or nervous, or not ready for school and mature later; the classroom can feel a daunting place.

Through home educating the parents can work on providing a climate that will enable these children to flourish. And there are many who do so. Those young people who’ve already graduated are proof that they can fit into a more mainstream approach very easily when they need too.

It is my belief that children should not be made to feel bad about themselves, whatever their preferences (perhaps for a quieter environment), or their abilities (perhaps as learner who excels at a later date), or disabilities. And whatever their special learning needs they should not inhibit their chance for achievement. Sadly in a classroom environment, where teachers are pushed to their limit with all that is required of them, this is often what happens.

Home educating can make all the difference; particular needs can be individually catered for through the flexibility it offers. Learners do not have to follow a specific curriculum, do not have to achieve certain results within certain time frames, can learn in quiet – or noise, sitting, lying on the floor, or jiggling about if they need to! There’s a multitude of approaches to learning which work, once you open your eyes to them. Parents can find a home education community to support them, to share concerns with, and information and ideas, outings and activities.

Increasing numbers of parents with children who have special needs are turning to home education as a workable and successful alternative. As the community grows, children have ample opportunity to socialise, meet and share experiences with others, learn in groups, or on outings and generally mix and muck in with an inclusive and open-minded community. But one that can offer a more intimate and accommodating opportunity to be different than the one which is on offer in some schools.

Schools work fine for many children, including some with special needs. But not for all. Home educating offers a flexible and successful alternative for those who need it.

Ross Mountney

As part of Ross Mountney's blog tour, why not pop over to Louise Walters site tomorrow for another insight into A Home Education Notebook.

To be in with a chance of winning one copy of A Home Education Handbook, enter via one or more of the options on the Rafflecopter widget below.

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Dentist - Towson
8600 LaSalle Rd. Suite 406 Severn Bldg.
Towson, MD 21286
By Dr. Mark Shulman
November 26, 2013
Category: Oral Health
Tags: oral health   pregnancy

Every pregnant woman knows that her body will go through a series of profound changes as it's making a new life. Along with the alterations in overall size and changes in eating and sleeping patterns, pregnancy also affects the teeth and gums. Here are some answers to common questions women may have about oral health during pregnancy.

1) What's the most important thing I can do for my baby's oral health?

Maintain your own dental and general health! Eat a healthy and balanced diet — it provides the nutrients, vitamins and minerals needed for proper development of your baby's teeth and bones. While food cravings and aversions are common, try to at least limit your intake of sugary snacks to mealtimes. Don't neglect the good habits of brushing, flossing, and seeing your dentist regularly. This will help minimize the possibility of tooth decay or gum disease.

2) Does pregnancy make me more susceptible to gum disease?

Yes. “Pregnancy gingivitis” (“gingival” – gum tissue; “it is” – inflammation of) may develop from the second to the eighth month. This is mostly due to elevated hormone levels. In the presence of gum disease, pregnancy hormones may stimulate the production of prostaglandins, which cause inflammation of gum tissues. Occasionally, benign growths called “pregnancy tumors” may also appear on the gums during the second trimester. If they don't resolve themselves, these may be surgically removed after the baby is born.

3) With all my other concerns right now, why is the health of my teeth and gums so important?

Several studies have shown a link between periodontal (gum) disease, pre-term delivery and low birth weight — conditions which put some newborns at greater risk for health complications. There's also a correlation between more severe periodontal disease and an increased rate of pre-eclampsia, a potentially serious condition. But treating periodontal disease decreases the level of inflammation-causing prostaglandins. That's one reason why you should come into our office for an evaluation as soon as you know you're expecting.

4) Is it safe to get dental treatments while I'm pregnant?

Dental examinations and routine treatment during pregnancy is generally safe for both mom and baby. If you need non-urgent dental care, it may be most comfortable in the first five months of pregnancy. Situations requiring urgent care are managed as they arise, to treat pain and infection and to reduce stress to the developing fetus. Under the watchful eye of your dentist, it's possible to have anesthesia, X-rays and dental medications (if needed) without undue risk. So don't let worries about dental treatments keep you from coming in for a check-up!

If you would like more information about pregnancy and oral health, please contact us or schedule an appointment for a consultation. You can also learn more about this topic by reading the Dear Doctor magazine articles “Pregnancy and Oral Health,” and “Expectant Mothers.”

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Dear Friends,

I believe we can learn a lot from each other’s difficulties and accomplishments. I created the Ask Dr. Michelle column to share my advice with many people at the same time, who although they don’t know it, are often facing some of the same challenges. I hope that my comments provide you with some insight into situations that you are facing in your life. If you have a question that you want me to answer, submit it below. I wish you all the best. (I try to answer as many questions as possible, but please understand that due to the number of questions that I receive I am not able to answer every question.)

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My girlfriend moved away, how can I get her back?

  • I have been dating this woman for just about three years. We had a good relationship and I love her a lot. She wanted to marry me and gave me an ultimatum that if I didn’t marry her she was going to the west coast to work for her family. I told her that I loved her but the marriage thing scares me. She has been out there for six months now. I want her back so bad now and told her about a month ago that I want to marry her, but she says that the things she wanted in life have changed and she needs to further her self in life. I told her I made a huge mistake and I will do anything. I have a good job and have been with the same company for 20 years but I don’t know if living out west has made her see bigger and better things. I am not a cheater. I work hard but was just scared to get married again after a failed marriage seven years ago. I have never felt this way before about a woman. I told her how I feel about her and even called her mother. Do I now give her, her space? We use to talk almost every day. I don’t know what I should do. She tells me I’m too late. She struggled here with jobs and maybe I should have helped her with that more. She said to me that everyone thought she would fail out there but she is still there. What can I do? It’s hard not to cry when I talk to her. She said she doesn’t need to start a relationship. I have never seen her act this way before and be so cold.

  • It sounds like your ex-girlfriend is focusing on getting herself together and doesn’t want to rush back into a relationship with you based on the POSSIBILITY that you are ready now.  You said that it was hard for her to find good work back at home and that nobody thought she would make it out west.  Now she has found good work and is making it on her own, you want to come back into the picture. Even though she has moved on with her life, you want her to move back home to be with you because you are NOW ready to get married.  That’s a hard decision for her to make.  There is nothing wrong with being hesitant to remarry after a failed marriage, but from her perspective, you weren’t ready and since nothing great was keeping her at home, she moved away and started a new life.  Now that she is happy and successful where she is, you are asking her to give all of that up on the CHANCE that you are now ready to marry her.  You want her to give up her new life and career and she is thinking that you should have said all of this before she left town.  If she was struggling living at home before, she may fear that she will struggle again if she moves back.

    If you are serious about her being “the one,” maybe you should consider moving out west and joining her.  Can you get a transfer at your job?  Interested in making a change after all these years?  In your mind it makes the most sense for you to stay at your job because you’ve been there for so long and for her to come home because that is where you both started.  But in her mind she may feel that if you want her: 1)you have to prove it; 2) you have to win back her trust and confidence in you and your relationship; and 3) you have to accept her desire to have her own life, goals and aspirations.  You keep asking her to get on YOUR program: to get married when YOU want and to move to where YOU live.  There are no guarantees, but if you want to show her that you are really serious, you may have to make some moves toward getting on HER program.  And I have to be real with you, six months away from you coupled with the fact that she doesn’t act too excited about you anymore could mean that she isn’t just upset about what happened, it could mean that she is in fact over you.  So you have a big risk to take, figuring out how far to go to try to win her back, realizing that she may already be gone and no sacrifice, no matter how big, will change her mind.

    Give it some more time.  She needs time to see that you are serious and that this isn’t just a good mood you are in right now.  And you need time to see if she is interesting in getting back together with you, before you go and do something drastic to prove your love to her.

    I wish you all the best!

    Dr. Michelle

My friend has stopped being there for me, what should I do?

  • I need some advice. I have a friend who when I need someone to talk to seems as if she’s never there. While talking to her on the phone she either talks to others in the background, doesn’t respond back, or says “What did you say again?” I am very hurt by this because recently when I called her to talk, I was very upset about a dying family member and she did the same things. But meanwhile, when she’s having man problems she calls me day or night and I give her my undivided attention. What should I do?

  • I know that it can be difficult confronting someone, but there is only one way around this situation and that is for you to tell your “friend” how her behavior makes you feel.  You don’t want to attack her or jump down her throat–just wait for a calm moment when you can peacefully, yet honestly, tell her how it makes you feel when she doesn’t give you her full attention when the two of you are talking.  The example of needing her attention when you were trying to discuss your feelings about your dying family member is a perfect example to bring up.  It’s okay to tell her that you value her friendship enough to pay close attention when she is talking to you and that you need her to pay attention to you when you need help as well.

    Although we both know how rude she has acted, if this is the first time you have mentioned your feelings to her, you have to understand that she may not have realized how rude she’s been acting, so give her a chance to make some changes.  If she does it again in the future, remind her right then and there that she is doing it again.  If she doesn’t stop, then you need to find someone else to talk to and depend on. What’s the point of talking to her if she isn’t listening anyway?  That is enough to make your mood go from bad to worse and it’s a sign that you need to find another friend to confide in and share your feelings with.  Maybe when she notices that you, the person who always gave her your undivided attention, are now becoming friends with someone who cares about listening to your life, she might wake up and smell the coffee.

    Good luck!

    Dr. Michelle

How can I convince my girlfriend not to marry her Ex?

  • I’ve been dating this girl for the past year and a half, on and off, but I’ve known her almost 3 years now. When we first met, I was married and she was involved with her long time boyfriend. We fell for each other and became madly in love. She promised me she was going to leave him, and she did. She has very strict parents. In the last couple months she decides to get back with her boyfriend. There is no love there. She tells me she has feelings for two guys, and she doesn’t know what to do. I still see her to this day but her boyfriend doesn’t know. She told me the other day that they are getting married this year. I can’t let her do this–she is making a big mistake. She even told me the other day that her boyfriend doesn’t do half the things I do for her. I don’t get it. All I did was make her happy, and she says I did nothing wrong and that it’s her. I know her family really likes him and they haven’t really met me. Is this a family issue? She wants to be with me. How can I convince her to come back to me? I want to be with her! I really love her!!!! Please help me…

  • I wish I could tell you that this is just a “family” issue but I don’t think that it is.  Even if her parents are strict and seem to like the other guy, you already said that they haven’t really met you yet, so I’m not convinced that they are against you. I put this squarely on your ex’s shoulders.  She is clearly giving you mixed messages.  First, she tells you that she has feelings for both of you, but then she said that there is no love there.  Well, which one is it?  It sounds like you are fighting against her feelings for her ex who she has been dating for almost a whole decade—that’s a long time and clearly she doesn’t have him out of her system yet.

    It can’t be entirely her family’s fault because if she left him in the first place, she could have stayed broken up with him and just moved on with you.  But she made the choice to go back with him.  Now she’s talking about marriage.  I don’t believe that she would plan to marry him if she didn’t love him.  And, if she is willing to marry someone she doesn’t love just to please her parents, then she doesn’t sound like she understands the commitment and responsibility that marriage requires.  I know you are looking for a way to bring her back but if she was with this guy, then you, and then went back to this guy, she has had an opportunity to see what you have to offer her and she still chose the other man.  I’m sure that this is very painful but you guys were together for a while and she still made the decision to go back to her ex.  If she isn’t as committed to you as you are to her then you have to be willing to let her go.  You said in your message that she wants to be with you but if she really wanted to be with you I don’t think she would have returned to her ex or ever agreed to marry him (even with pressure from her family).

    Instead of focusing on how to get her back, focus on coming to terms with the fact that she probably isn’t the one for you.  You shouldn’t have to beg her—you didn’t do anything wrong!  If she doesn’t realize what she has in you, it will be her loss, and once your heart heals, you will be glad you didn’t settle for chasing after someone who is busy chasing someone else.

    Stay strong!

    Dr. Michelle

What should I do if my girlfriend loves money more than me?

  • I am 41 years old, divorced, and after a 10-year marriage that was going nowhere, I left home and found the most incredible woman. We fell in love from the moment we met. She was married, and looking for a way out. Unfortunately, her husband was wealthy and I was not, so she found love with me that she never had. We have broken up and made up twenty times simply because she cannot get over the fact that I am not a wealthy person. She keeps hanging on to me letting me in and out. I am going crazy because she is the world to me, and I am JUST love to her. She feels no security with me. By the way, we both make six figures. Not that bad right? I feel like she is hanging on to me, in case the whole package does not come along. I am so lost. I feel dead inside.

  • I am concerned about the fact that this woman won’t be with you because you are not “wealthy, ” yet you feel that she is “the world” to you—why?  Hasn’t breaking up with you twenty times because you aren’t wealthy shown you that this person doesn’t love you more than she loves money or an affluent lifestyle?  If both of you make six figures, you can live a comfortable life together.  Besides, you still have a lot of life left in you to make even more money as you progress in your career (and she progresses in hers).  However, it sounds like she is accustomed to a certain type of lifestyle that you simply cannot provide because becoming “wealthy” would require you to hit the lotto and that is unlikely.  But let’s say you did hit the lotto, wouldn’t you feel used and cheated if you settled for a woman who would only agree to be with you after you became a millionaire?  I think you deserve someone who recognizes and understands how wonderful you are, just the way you are.

    If she is willing to trade love for money, then what can you possibly offer to her?  You have already given her the most valuable thing you have which is your heart and your love and she has made it clear that those things just aren’t enough.  Her values are monetary and yours are not.  I know you have strong feelings for her but it sounds like she is using you (just as you suspect) until the right rich guy comes along.  Where is the future of this relationship?  Even if she agreed to be with you today, how can you ever feel confident that she isn’t going to leave you for someone with more money (since she has made it so overwhelmingly clear that wealth is a requirement for her)? You can’t continue to ignore the fact that you don’t have something that she simply will not compromise on.  I would give all of that good love to some one else who will love you back the right way.

    I wish you all the best!

    Dr. Michelle

How do we stop arguing?

  • I have been with my boyfriend for a year and a half. We are very serious but it has gotten to the point that when we get on the phone all we do is argue. We argue about anything and everything. Even when we aren’t talking we’re arguing. Could you please give me some advice?

  • The first thing you should do is realize that arguing is a very common problem in relationships, and there is something you can do about it.  Disagreement in a relationship is normal.  We all come from different backgrounds, have different personalities, and have had different experiences that influence our opinions and what we think is important.  What can be most critical to the success of a relationship is making sure that both partners are interested in resolving the problem and moving forward.

    How do you begin to resolve this problem? Start by shifting your focus from the conflict, to conflict resolution. One of the things that separates the couples who stay together from those who split up, is each partner’s willingness to try to meet the other partner half-way.  You have to want to stop arguing and be happy together again.  Usually that means that either one, or both of you is going to have to compromise on something.  After a heated argument, when you have both had time to relax, think about how you can bridge the gap on the issue.  If you can agree to give your partner some of the things he wants, he should be willing to give you some of the things you want.  Try to identify things that you can each do differently to prevent the problem in the future.  Once you make an agreement to work on the issue, you can’t continue to hold a grudge or keep throwing the issue in your partner’s face while you are in the middle of trying to work on making things better.

    If you feel that you are arguing about an issue that can’t be forgotten or compromised on, like infidelity, then your issue is not about how to stop arguing, your issue is how to find a partner who respects you and your agreements.  Usually, if you can’t find a way to compromise on the issue, either your partner is asking you to compromise your values and break your own personal rules about what is right or, you aren’t really interested in ending the fighting which may be a sign that you are looking for a way out of the relationship.

    You cannot avoid disagreement in relationships, but people who really love, value and respect each other will try to find ways to listen to their partner’s concerns and find ways to work together to resolve their problems.

    Good luck!

    Dr. Michelle

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Wednesday, September 22, 2010

Do You Like Your Background Music?

For countless ones among us, the mind carries "background music" that affects our feelings, actions, and relating to others. These are often overriding internal beliefs ("self-talk") about ourselves. They've become a "frame" in which one views life. Take a look at some and see if you have one or more of these: "I am inadequate" ... "My father/mother does not love me" ... "I have failed at my relationships" ... "I cannot take any more" ... "I have many fears that lead me to panic" ..."I am living at my limit" ... "No one accepts me" ... "I cannot endure stress or pressure" ..."I don't feel I amount to something" ... and many more. The list is horrifically negative. And there's no upside to all of these if you're living in with them. Therapy involves facing, clarifying, and changing the negative "backgound music" into something positive and life-giving.


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Police Department

Contact Information

Duluth Police Dept.
2030 North Arlington Avenue, Duluth, MN 55811

East Duluth Substation
Duluth Transit Center, 228 W. Michigan St, Duluth, MN 55802 Phone: 218-730-5567 Hours: M-F: 7am-3pm

West Duluth Substation
5830 Grand Ave #2, Duluth, MN 55807 Phone: 218-730-5890 Hours: M-F: 8am-4pm

Email us: **This e-mail address is not monitored 24/7.  Do not use this to report a crime.**

General Number: (218) 730-5400
(Monday thru Friday - 8:00 am to 5:00 pm)

Chief's Office: (218) 730-5020
Police Records Office: (218) 730-5590 or Email at:

Patrol Response: If you would like a patrol car to come to your location, even if it's not an emergency

If you are in St Louis County dial 911
If you are calling from outside St. Louis County
and need Duluth Police Services contact (218) 625-3581

Parking Tickets: (218) 730-5470

To make a report: All reports must be made through 911 as they keep track of our squads and dispatch them. If it is not an emergency, state that immediately to the 911 operator. This includes parking problems and noise problems. If you are calling from outside St. Louis County and need Duluth Police Services call (218) 625-3581.

Neighborhood problem? Call your neighborhood officer. They are here to help. Click here for a listing of Community Officers.

Violent Crimes Unit (murders, assaults, robberies) (218) 730-5050
DVRT (Domestic violence response team) (218) 730-5260
SCAN Unit (Sex crimes, abuse and neglect) (218) 730-5070
Property and Financial Crimes (218) 730-5160
Special Investigations Unit (drugs and vice crimes) (218) 730-5750
Crime Scene Unit (218) 730-5120
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Licensing/Permit (Cha Vang) (218) 730-5421
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Tip Line (218) 730-5690
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Police Chief's Office - Chief Mike Tusken (218) 730-5020
Deputy Police Chiefs (218) 730-5020
Lieutenant for the West Patrol District (218)730-5688
Lieutenant for the East Patrol District (218) 730-5656

City Hall Phone Directory

Duluth Police Department
2030 North Arlington Avenue
Duluth, MN 55811
(218) 730-5400

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Mike Tusken
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Special Incentives

DunesWalk Inn has partnered with some of the finest establishments in the area for special incentives to make your stay in Dunes Country even more enjoyable. Whether you are planning a family vacation, a romantic weekend, a girls’ get-away or guys’ night out, our packages are available for every occasion.

Advanced reservations required, and some restrictions may apply.
One package per reservation excluding Snack Pack.
Call us directly at 219-728-6393 for package reservations.

Snack Pack!

Stock your kitchenette with savories and sweets from The Magic Pantry at the Schoolhouse Shop. The gourmet goodies will be waiting for you upon your arrival. Three different “levels” are available depending on your snack attack, including chips, chocolate, crackers, cheese, and other epicurean delights! Don’t forget the refrigerator… your Snack Pack may continue inside. Prices range from $15 to $50.

2 – Martinelli’s Sparkling Cider
Lindt Chocolate
Olive Oil Potato Chips

2 – Lorina Pink Lemonade
Flax & Millet Chips
Raw Milk Cheddar Spread
Tate’s Cookies
Lindt Chocolate

2 – Blueberry Cherry Juice
St. Andre Cheese
Neva Betta Crackers
Red Bell Pepper/Ancho Chili Jam
Raincoast Crisps
Vosges Chocolate

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*Minimum 2-night stay required.
East Coast, West Coast, Third Coast! Eat well, feel great at the Third Coast Spice Café with our special “Bed and Breakfast or Lunch” Package. Receive two complimentary entrees up to a $25 value at your choice of breakfast or lunch. Wake up early or wake up late and enjoy local ingredients less than 10 minutes door to door.

Offer redeemable once and only during time of stay. May be applied to breakfast or lunch.

Dining in the Dunes

*Minimum 2-night stay required.
Discover the great food, hospitality and fun offered by our “Dining in the Dunes” partners.
Enjoy a special 15% discount reserved only for guests of DunesWalk Inn at the following restaurants:
• Bartlett’s Gourmet Grill & Tavern, Beverly Shores
• New Restaurant Partner to come!

Magnificent Michigan City Shopping

*Minimum 2-night stay required.
From a walk in the Dunes to a walk in a village-like setting only 8 miles away, enjoy a day of shopping at the Lighthouse Place Premium Outlets where you will discover 120 outlets from leading designers and brand names, offering savings of 25% to 65% every day. Magnificent Michigan City Shopping includes a VIP Coupon Book with hundreds of dollars in savings at your favorite outlet stores and a $25 gift card, redeemable to all stores at Lighthouse Place Premium Outlets.

Only one coupon book and gift card per reservation.

Retreat Relax Renew

*Minimum 2-night stay required.
From the beauty of the Indiana Dunes National Lakeshore to the luxurious comfort of your accommodations at DunesWalk Inn, Retreat, Relax, Renew and surround yourself with serenity. “Slip away from your day” at Serenity Salon & Spa of Chesterton with a 20% discount on the single service of your choice. Pamper yourself with the calm and quietude of the Dunes. Choose from an array of body and facial treatments, hair and nail care, and massage therapy.

Services must be reserved in advance and based on availability.

Schoolhouse Rocks!

*Minimum 2-night stay required.
Discover the personality and charms of this popular, local icon just steps away from DunesWalk Inn.
Built in 1886 as a two-room schoolhouse, the Schoolhouse Shop and Antiques is as much a part of the history of Furnessville as the Furness Mansion. Filled with treats and treasures, Schoolhouse Shop offers unique and beautiful gifts, artwork, pottery, and more. Begin your magical trail of discovery with a complimentary $20 voucher.

Offer redeemable only during time of stay.


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Centrifugal Pump Parts

Wear Rings Outperform Metals in Centrifugal Pump Parts

Vespel® wear rings, used in oil refineries, power and petrochemical plants, help increase reliability and lower costs.

DuPontTM Vespel® CR-6100 wear rings, throat bushings and line shaft bearings are durable, cost-efficient replacements for centrifugal pump parts made from metal or other composite materials.

Increased Wear Ring Life, Reduced Costs

Benefits of centrifugal pumps with Vespel® CR-6100 wear rings can include:

  • Increased mechanical seal life and MTBR (mean time between repair).
  • Reduced risk of seizure.
  • Increased equipment and facility efficiency.
  • Reduced repair costs.

Composite Versus Metal

Historically, wear rings have been made from metal, which can gall and seize the pump under contacting or run-dry conditions. This can result in abrupt, high-energy pump failure. With metal wear rings, design clearance is increased to prevent contact and seal failure, which has a negative effect on efficiency, suction condition, and overall pump vibration. With Vespel® CR-6100 wear rings, application designers have more flexibility when choosing to reduce clearances, without increasing the risk of seizure, thereby allowing for improved pump performance.

The Benefits of Reduced Clearance

When the risk of seizure is mitigated, wear ring clearance can often be reduced, as in the case of Vespel® CR-6100 centrifugal pump parts . Reductions in wear ring clearance increase the hydraulic radial force on the rotor. This additional hydraulic force will have the effect of reducing overall pump vibration, reducing shaft deflection, and increasing the pump life. These savings can lead to increased reliability, performance and higher productivity.

Vespel® Wear Ring Applications

Vespel® CR-6100 parts are used as the stationary wear rings in a wide range of centrifugal pump types. For pumps in nonabrasive services under 550°F (288°C), Vespel® parts have been applied with reduced wear ring clearance, resulting in improved reliability and performance. Vespel® CR-6100 has been applied to services prone to off-design operation, minimizing the risk of seizing failures associated with metal wear rings, and allowing the pump to continue in service after temporary run-dry conditions.

Vespel® Throat Bushing Applications

Installing Vespel® CR-6100 throat bushings instead of specially fabricated, spring-loaded, carbon bushings for close clearance applications, can be more cost effective, easier to install, and more durable than the specialty bushings.

Vespel® Line Shaft Bearing Applications

Vespel® CR-6100 parts are used for vertical pump line shaft bushings, instead of rubber, bronze, carbon, or other materials. For light hydrocarbons, condensate, or other services with limited lubricity, Vespel® parts help improve pump reliability.

Maintenance Benefits

For personnel who are repairing pumps, the installation of Vespel® CR-6100 parts reduces repair time. This increases equipment availability for service, and reduces the operational considerations of long-term equipment repair. Repair time is reduced, because parts can be produced and fitted quickly.

Recognized Performance

Vespel® CR-6100 parts have gained recognition under the ISO 13709 International Standard and the American Petroleum Institute’s API 610 Standard. The latest editions of both standards list Vespel® parts as a recommended non-metallic wear part for pump parts.

DuPont™ Vespel® products

Vespel® products are made from a variety of materials (polyimides, thermoplastics, composites and chemically-resistant polymers). These products offer a unique combination of physical properties and design flexibility. Parts are available as custom parts, stock shapes, components or assemblies.


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Back Next

The Anglican Archbishop of Canterbury, Cosmo Gordon Lang, commissioned a portrait of himself to commemorate his ascension to that high office in 1928. When the Bishop of Durham, Hensley Henson, was visiting him the Archbishop naturally showed the new painting and asked his opinion. Unwilling to commit himself, Henson asked the Archbishop for his own views.

"I fear it portrays me as proud, arrogant, and worldly," said he.

To which Henson replied:

"And to which of these attributes does your Grace take exception?"


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Archive for September, 2012

Learn How You Earn Money in Forex

In the forex market, you deal the business of exchanging money by buying or selling of currencies. The method of placing trade in the foreign exchange market is easy for the people who have some experience of working of stock market. If they have experience to work in stock market they will develop their business in forex quickly.

Learn How You Earn Money in Forex

Learn How You Earn Money in Forex

The function of the forex trading is buy one currency and when the price will change then sell this currency in exchange of other currency. The working of the system is like you buy the currency and after their value is increased then sell them to get profit.

Trader’s Action EUR USD
You buy 10,000 Euro at the EUR/USD exchange rate of 1.1600 +10,000 -11,600*
After two weeks, you sell your 10,000 Euros in exchange of U.S. dollar at the exchange rate of 1.2700 -10,000 +12,700**
You earn a profit of $1100 0 +1100

*EUR 10,000 x 1.16 = US $11,600

** EUR 10,000 x 1.27 = US $12,700
Simply you buy the specific currency which is varied from other currency and after some time you sell that currency and buy another currency which is exchange rate of that currency.

Just Like, the USD/GBP exchange rate shows that how many U.S. dollars can purchase one British Pound, or how many British Pounds you will require to purchase one U.S. dollar.

Guides on How to Earn Money Fast

Do you know the quick ways of earning money?

Today when everything is changed and the economical situations of all countries are also varied and changed from time to time due to their limitation or from other points of view. Everyone is suspicious about his future and nothing is certain then our trend of earning money is also changing with the development in information technology field. There is a growing trend of earning money quickly while sitting at home through home based jobs.

With the development of sciences and technology, the new and latest machinery and tools replace the human beings but on the other side various other new professions have been introduced to cater for our daily needs. Now people are losing their previous jobs and some can find new jobs. Various people started home based jobs to earn money quickly. Now there is a vast network of home based business which are proved only a fraud but not the real business. So lot of people have to face critical situation because of these fraudulent companies or job providers. You should look into these companies deeply and search for the suitable job or search for the reasonable alternative job to enhance their monthly income.

Offer your Services

Guides on How to Earn Money Fast

Guides on How to Earn Money Fast

It is the best and suitable way for earning money to offer your services by presenting your skills and talents. If you are a talented writer and has the ability of writing an article or something like this then you should present your services for audio or video recording. The website owners who look for any person having same quality will contact with you and after getting your services he will pay you. If you are a professional photographer and have sufficient and good collection of photo then you should offer your services for photography. Like this you should develop your own website where you display your photos and by clicking and copying these photos you can earn money. If you have the abilities of translating the material in some language into another language then you offer you services, the desired person will contact with you to get translated the required materials into the language in which you are specialized and after doing this work you will deliver this material to the person concerned and get your money.

Sell Products

Internet also provides us facility to sale our products online. Some people like to deal in property or motor business then they can provide their services by selling their own homes, plots in any housing scheme or motors of various kinds for which he will provide you information relating to the items offer for sale. There are some websites meant for auction of various kinds of products from which a lot of visitors can check the details of products. You can also maintain the information regarding various products and special reports and newsletters for these products on the internet.

Be a deal broker

It is another type of business for which you may work as middleman while finishing any dealing between two parties and in return get your share in shape of commission. Such type of business does not need to set up your office and pay the rent and electricity bills. Just simply get registered online and develop your own website and start the business. If you are interested in property related business then you should get settled the deal of two parties and get your share.

Such types of all business help you in earning money which is a growing trend in the modern world. By adopting all these skills and the usage of information technology, you can earn money in a number of days.

Daily Forex Fundamentals – September 14, 2012

U.S. Dollar (USD)

Dollar lose the position and its  value decreased which gave an increase in 98 pips to Euro, 85 pips to Aussie and similarly 33 pips to the yen.

Euro (EUR)

It was predicted that whether EUR/USD embraced the position of 1.3000 marks as the pair of Euro and dollar will get an increase of 1.2900 and Euro/Japanese Yen also got profit while trading and got solid break of 100.00 mark.

Daily Forex Fundamentals

Daily Forex Fundamentals

British Pound (GBP)

The value of British pound was also increased and reached to 4 months higher position against the safe position of dollar. Pound got position of 1.6145 if it compared with dollar which is approximately 75 pips more than it meager position of the previous day.

Japanese Yen (JPY)

At the opening of the day the rate of Japanese Yen was 77.13 against the value of dollar but at the end of the day the value of yen increased and dollar sank down about 33 pips as Japanese Yen increased in value to 77.53.

Canadian Dollar (CAD)

The Canadian dollar traded low and lost its position if it is compared with US dollars. The Canadian dollar crossed the psychological limit and sank to .9700.

Forex Scalping Strategy

Forex Scalping Strategy

Australian Dollar (AUD)

In the recent development, Australian dollar also increased in its value if it is compared to US dollar. In the trading on that day, Australian dollar opened at 1.0542 and it closed after getting increase in its value of 45 pips.

New Zealand Dollar (NZD)

The trading between US dollar and New Zealand dollar was also up and down as the fluctuation of trading. New Zealand dollar increased in its value for .8300 and reached its highest value since its increase in March.

Swiss Franc (CHF)

There is a considerable increase in the value of Swiss franc which opened at low price but sold on higher rate of .9379 after doing a trading session 31 pips.

There are some other certain things including Bieber and his hair, peanut butter and jelly and Bonnie and Clyde are also getting their positions better and they will soon increased in their prices.

How do you make money trading money?

Almost investors make their trade by the exchange of any currency with their base currency. The investors can be a person, organization or any country which can do business with forex by sparing and investing their capital and after involving in the business with the forex they get their shares. It will be an imagination to buy and sell the currency while thinking that it will increase or decrease in value.

How do you make money trading money

How do you make money trading money

Keep remember while trading with forex that there are two currencies in every trading. You will have to sell one currency which is called base currency and present in your hands as a hard cash for which you have to exchange other currency which is called quote currency, by buying it. For example if you have dollars and you want to trade in Euro then you should buy Euro in exchange of one dollar like Euro 1.2243 for one dollar. The trader can do business while trading when the rate of dollar becomes high and the rate of Euro becomes low. But when the rate of dollars low and the rate of Euro become high then he should sell the Euro and gain profit. While doing business with forex it should keep in your mind that the base currency has the price of one unit in comparison with the quote currency.

To understand the position of currency exchange, the base currency should be considered at a short position because you are selling the base currency and buy the quote currency. There you should stay for some time to look at the currency and after gaining good position by the quite currency then you sell the quote currency and buy the base currency so that you can get profit.

5 Ways for Kids To Earn Money Quickly

There are some interesting and meaningful ways to earn money quickly for the children and young boys who can do in their spare time by the using of smart phone and internet.

1) Got a garden? Children can earn money through the sale of vegetables and fruits to their relatives, teachers and neighbors. All vegetables which can be grown in the garden, children should cultivate them in a small garden and in this way can earn money. Some fruits can give them a lot of money and can be grown in small area like oranges, lemon, apples and mangoes. You can also make marmalade or tomato ketchup of these fruits and vegetable and can earn money.

5 Ways for Kids To Earn Money Quickly

5 Ways for Kids To Earn Money Quickly

2) Live near a camp site? You can provide firewood to the people living in camp site and enjoying their vacation and earn money.

3) Got any games you no longer play? If there is any game in your home or its accessories which you are no longer use then sell such games and their accessories to any gaming store. You may sell your gaming products on Craig list and sell them through internet.

4) Any pets in the neighborhood? If your neighbors have pets like cats, dogs or birds then you offer your services for taking them bath or brushing. Such type of work can also give you an opportunity to learn dignity of work as well as money to you.

5) Any flower or vegetable gardens in your neighborhood? If there is any garden or field in your neighborhood or nearby fields, then you should offer your services to week out the garden which is quite simple job.

These are the simple and interesting way of earning money for the kids which gives them lesson to work and learn how to earn money.

Using eHow Earn Money Online

The question is to how earn money with eHow? By using of eHow, making money online is a well known procedure for generating money online. The main cause of this progressively recognized method for earning online is eHow concerned techniques which is really a simple way to make money online. Making money online by using of eHow is very simple process. Necessarily you write articles on any subject which you desired and then invite visitors to your articles pages. If there are greater page sights on individual articles then you great money you can get. Here is something for you to know and be able to earn money writing for eHow.

Obviously, to start and earn money with eHow, you will need to submit an application to get eHow’s writer’s compensation program. If you are granted approval then you can begin writing “how to” based articles and you can also get compensated in line with the recognition of the articles.How, you will nneed to H

Using eHow Earn Money Online

Using eHow Earn Money Online

Pick attractive and different article game titles

The title of the article should be attractive and compels the reader to read it. If you would like that most of the people should click your tile and browse your article then you should build your title attention.

Pick good key phrases

If you wish that a large number of people should visit to your website then you will have to pay attention to the key phrases utilizing to base your posts around. Select popular key phrases for the articles and give it much attraction and make your article readable, because the greater number of sights you receive in your articles, the greater money you may make using eHow.

Keep each step short and to the stage

eHow articles will be taken from “how to” method, which means that the title has to start with “how to…” and also the article itself should be step-by-step kind of article. Your article should be short and readable. People often getting bored with lengthy steps then they ready it faster and then leave the page.

Add images, tips and alerts for your articles

Images are ideal to attract the attention of the readers, so make sure to add related images for your articles. Also, eHow articles possess a couple of sections below the article like “warnings” and “tips”, make sure you utilize reader spaces to improve the standard of the articles and give more details to the visitors.

Market your article

Hiding cash on eHow will result into lower traffic and page sights. Promote the standard of the articles you wrote for eHow by any angles you are capable of. The greater you market your eHow articles and also the increased traffic you will be able to your article pages, the greater money you may make on eHow. Although, you should keep remember about creating cash with eHow like a author is the truth that eHow articles often rank highly within the search engines like google, especially Google, so that they enjoy plenty of free specific traffic even with no promotion. Nonetheless, it is always better to market your articles and get most from each one of these.

You will find many procedures for obtaining compensated to create on the internet and some which do pay out to create, however everyone is not get compensated to create websites. However when it involves eHow, I really believe learning how to earn money with eHow may be worth your time and effort.

Online Shopping Promoted to next level by Mobile & Internet

The use of mobile and internet brings revolution in the life of common man. Now a lot of customers used their mobiles and internet to do their shopping. For this purpose they use their mobiles or internet to look for specific shops, departmental stores or such kind of outlet where their desired items can be found. For this purpose a survey has been conducted to get information regarding the revolution being brought into our live by the use of internet and smart phones.  They use twitters or facebook for sending their reviews and pictures. Even some customers look for the discounts deals and coupons on their mobile phones. They also share their experience or any other information relating to the product with each other.

Mobile and Internet online shopping

Mobile and Internet online shopping

The latest developments in the technology make the lives of common man very easy and convenient as they can gather information relating to specific item and other contents specified for the items and they can make quick decision to purchase these products by giving order through their smart phone or internet. The growing trend of using modern technology is pointing to the future retailing, the way and means of transporting products to the houses of the customers.

The Survey Report contains few important points:

  • More than fifty percent people confirmed that use IT technology and gather information relating to the product and then visit the market or any outlet to purchase it.
  • More than forty percent people confirmed that they bought the product online which they bought from the shops while visiting there.
  • Seven people out of ten confirmed that value has been given to the customers through who may contact through say online.
  • Half of the customers can find promotions or videos on their internet about any specific product and found them valuable.

By Using Binary Option Make Money Online

It is a method to learn how we can earn more money by using of binary options which will be interested for a large number of people. Most of the people want to know about procedures to make extra money or invest their cash inside a system that will allow you to give extra cash to meet their ever increasing expenditures. The Binary Options buying and selling was already introduced in 2008 in Chicago Board Options Exchange in America. In the beginning it does not attain recognition and got popularity. Binary option are still unfamiliar words as most of the people still do not know for what purpose binary option buying and selling system functions. We do not see for what a binary option trading is really and how to earn money buying and selling options.

By Using Binary Option Make Money Online

By Using Binary Option Make Money Online

What exactly are binary options?

It looks complicated and difficult but in the real sense a binary options trading is surely an economic contract enabling you to make more money by simply predicting the immediate specifications for the financial assets just like foreign currencies like US dollars or Euro, goods like gold or oil, stocks like Microsoft as well as major indices like the NASDAQ.

You may choose to put lower $100 in which having gain of 60% on Gold and also make prediction from the current buying and selling period Gold goes up in value. If the price of Gold indeed increases then you will receive $160 meaning you get $60.

Do you know the benefits of binary options buying and selling?

If you are an option trader and like to make money with binary options, then you will get many advantages and benefits those binary options buying and selling system provides:-

1.         There is no need to hold back many weeks and years to determine result of this system. Binary Options derive from very short chances like 24 hrs approximately.

2.         When you accept and join then offer then you will be aware that how much money you have spent and how much money you will risk losing or how much amount you may predict properly.

3.         You will find various online Binary Options Trading brokers and provide many added bonus enabling you to do business with them. In the beginning you will use bonus money to learn buying and selling meaning you do not lose your personal money. The fact is that most car loan brokers won’t charge a commission fee. In this way, an investor can begin buying and selling on the market with less than $100.

4.         The actual thing is to predict because there is no complication in buying and selling system to understand. The thing you need to do is to predict the value of financial resource in which you are trading. You should have Knowledge of the little concerning about the market and the field of finance which can help you to predict more easily.

5.         Due to the availability of the web you can earn money with binary options throughout the world. Binary options buying and selling are now quick and easy. If you have 100s brokers online then you can trade all over the world when you are attached with the internet.

6.         Binary options buying and selling new Inflatable Projector Screen is surely very temporary investment, as it is pointed out that you may do business only for 24 hours for some occasions. Your money will not be kept lower and you can make the decision that you should continue this buying and selling system.

It is very interesting and easy way to earn money though binary options of buying and selling. This binary system is very clear and simple and every one can understand it easily and you can increase your income within hours if you predict precisely.

Make money online with your knowledge

There are various websites from where the experts take help to support gadgets, electronics, and consumer products. Experts collect money for their expertise to solve the problems that are conveyed by users. The sites are currently working in beta but they plan to eventually present the capability for experts to provide live chat sessions, and experts can choose the rates for sessions.

The site can be downloaded which support app for the live chat sessions. I have seen it much than sit in my taskbar tray.

Control Your PC from anywhere for free

Every day we watch that various companies show good business models. The company which is interest acoord9ng to my view point is LogMeln which offers you the remote approach services. LogMeln not only offers application for remote control but they also do this function freely. It is quite right that LMI presents their fundamental versions totally freely which allows you safe remote control of your PC from any computer on the web.

Control Your PC from anywhere for free

Control Your PC from anywhere for free

The business model of the company present their service freely which will be liked most and also presenting a paid version of the service including some cool specifications such as remote printing. The company also manufactured various products and I use these free and paid products and I highly recommend them.

LMI is such company that bought an application named Hamachi which I would define as a peer to peer VPN client. Some tech people may have listened or used the Hamachi application. Rescue is another application which I used from LMI for which I provide helpdesk support to users without installing these applications on their systems.

I am an IT consultant and people frequently asked about controlling of their PC with the help of remote control. Normally people try to use software like pcAnywhere. Pc Anywhere is a quality product and it is convenient to configure and use. To open this software on the port on your firewall, also it is complicated for every user and it also create some security concerns.

I offer another procedure for my users who often ask me about RDC or built into Windows remote desktop. A port should be opened on the firewall to get access from anywhere on the web to get great RDC for remote connections within a local network. While introducing the Windows Home Server which will be available very soon, the part should be changed immediately.

LogMeln have some downsides, while the remote control application works on any platform which are window based computer systems and can only be controlled by remote control. It is worse for Linux and Mac users but LMI is busy in changing that process.

I also introduced with another remote application which I use is known as VNC. VNC is another open sourced remote control which works on Windows, Li9nux, and Macs. I often use VNC and I think it is good application which can be set up safely but is very difficult for the m=normal users.


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Posts Tagged ‘home based jobs’

How earn Money Online-Long Term and Short Term Goals in Money Making Business

online job boards

Make money online via the program is a Internet marketing business online. However, this does not mean that income is automatic. There are many Internet marketers are operating throughout the world to make money through jobs at home. The computer and the Internet make it possible for a chance to make money for everyone. Today, the global economy is running in a turbulent situation. Therefore, all family members must participate to earn money to meet the challenge of financial crisis.

To make your online money making opportunities a success, must be taken into account in the Internet marketing business and make a strategy to meet both long-term goals and short term. The following are the guidelines for experienced internet marketers how to set your career online and make money consistently year after year.

SEO (Search Engine Optimization)-Long Term Financial Solutions: -

To make money online streaming, you have to build a website using the techniques of search engine optimization. The website is the online platform to demonstrate the goods and services you want to sell and earn income. However, their website is one of the thousands of millions of websites of billions working on the Internet. Now, the query is how your website visitors. The number of visitors come to know your online presence? The only solution is to make your website search engine friendly. Although it is a process that takes time but its presence will be awarded in the future.

There are several ways to monetize your website with SEO marketing your business online. SEO is the first steps online. The online SEO includes optimizing the template, web page titles, use of keywords in domain labels, title, content and ALT in the images according to the guidelines of search engines. The height and width will be determined in accordance with instructions to search engines. The other measures will be taken to put the anchor text, link building, meta tags and meta description page and other things. Search engines crawl web pages at regular intervals and the website in its search index pages and search engines make available to viewers when looking for products or services using the keywords you have optimized web page. Therefore, the optimization of the website as search engine is essential for successful online business.

The other step is the optimization online. In this method, you have to build inbound links. Can be achieved by the publication of articles relevant to your products and services, in writing for review and publication in public relations sites, writing on forum sites, commenting on blogs, the registration of social networking sites, sites social bookmarking and more.

PPC (pay per click) – Short term financial needs: -

PPC (pay per click) is a program that the money and is the best form of online marketing as needed for the immediate return of your work online. Making money immediately is possible due to the instant traffic for bidding on keywords. The PPC will suffer in the event of any inaccuracies. If you bid for the keyword long tail you have to pay $ 5 or more per click. So far, it has received $ 100 as commission or its conversion rate is 1:5, then it can be declared profitable online business. It is advised that you have to learn a basic course in PPC online before the start. Otherwise, they are frustrated and their faith that the program will lose money.

Now it is up to you income opportunity you decide. However, you must provide lots of efforts on an ongoing basis. The business of Internet marketing is an attractive and rewarding. You can opt for SEO and PPC, in a time when money online program. The business of making money online encourages everyone.

Home Online work part time or full time and earn money to realize it is possible for them to really try.