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Bringing you together

What is SEGWARP?

South East Government Warning, Advisory and Reporting Point (SEGWARP) is one of a number of groups around the country designed to bring together information security officers from local government. The aim is to provide a one-stop shop for early warning, information sharing and best-practice advice around the latest cyber-security threats.

South East Employers runs SEGWARP in conjunction with the University of Wolverhampton. We also have the co-operation of the LGA, other WARPs around the country and specialist organisations such as the local Regional Organised Crime Unit (ROCU). Membership is open to all public sector organisations in our region. The WARP is operated on a not-for-profit basis and current charges are:

  • £500 per annum for district and borough councils
  • £750 for unitary councils
  • £1,000 for county councils

There is a 15% premium for organisations that are not in membership of SEE.

For more information or to discuss joining SEGWARP, contact SEE

Why do you need a WARP?

Keeping on top of the huge volume of system vulnerability information is very time-consuming. WARP offers members the opportunity to receive targeted, tailored early-warning notifications. And, as importantly, the chance to come together to discuss challenges and share best practice in a confidential and trusted environment.

As IT becomes more cloud-based and a broader range of devices are used, it’s all the more important to make all your staff aware of how to be vigilant to cyber-threats.  The LGA has produced a guide for councillors to explain the basics.

In summary, a WARP provides:

  • Safe space to talk and share with peers: support, advice
  • Access to information & knowledge: expert speakers from government and industry
  • Intelligence sharing: timely alerts on threats, incidents
  • Collaboration: projects and policy development
  • Representation – the collective voice
What does SEGWARP provide?

As of April 2019, SEGWARP has 26 member authorities and the wider the reach, the better the information-sharing.  The LGA is advising all local authorities to join a WARP, because the benefits of information sharing and support are clear in an increasingly IT-dependent, interconnected world. SEGWARP comprises three elements:

SEGWARP members receive targeted, tailored alerts of new cyber-security incidents and threats enabling them to take appropriate action within their organisation. A number of named users can sign up to these alerts so the whole team can be made aware as soon as a new threat is identified.

SEGWARP meets face-to-face, usually in London, three times a year. Attendees are able to discuss their experiences and concerns in a confidential environment where no information will leave the room unless authorised by the speaker. In addition, guest presenters attend to highlight products and services that may enhance cyber-security processes and to share knowledge from outside the public sector.

WARPs provide a confidential reporting point for information security-related incidents.

We know that issues and concerns don’t conveniently arise when you can discuss them face-to-face with peers. So we facilitate the asking of group questions or polls and a Yammer group so that you can keep in touch with region-wide colleagues in a way that suits you.

What members say about SEGWARP
Reading Borough Council considers the advisory notices received from SEGWARP an essential process within the Council’s overall Security Governance framework as it provides early alerting and a summary of important security alerts in an easily understood and prioritised form which the Council’s ICT Outsourced supplier also finds extremely useful in ensuring Security Compliance is maintained. We would encourage others to include SEGWARP as part of their own Security Governance processes.
Reading Borough Council
West Berkshire Council has found this service invaluable – it is cost effective and brings all the alerts we need to be aware of into one place, as well as being assured of the source and relevance of the information. In these times of staff and budget cuts resulting in lack of time to keep up with important IT security changes/risks, the network meetings provide an excellent way of sharing knowledge and experiences as well as keeping up with current and future areas of concern. The ‘closed’ group is particularly useful for discussing concerns and identifying lessons learned from other LAs.
West Berkshire Council
Being a member of WARP has enabled us to exchange ideas such as solutions and procedures, with others who have previous experience in those areas that you are currently exploring. The chance to discuss common issues with your own peers at other authorities has been invaluable. The alerting system has been really good, advising us of serious vulnerabilities and giving us the opportunity of assessing the impact and taking the appropriate action necessary. One excellent example of knowledge and problem sharing was when we all had to undergo the Code of Connection process. As this was a necessary common goal, the exchange of information here was invaluable as it was evident that different authorities had grasped different aspects of how to go about meeting CoCo compliance. I would say to any of my peers who are NOT members, ‘can you really afford not to be a member?’ In current times, it’s not a question of if as it’s more a question of when you’ll suffer a security incident and the more you know the better position you’ll be in when it comes to minimising the scale of the breach! Often, the handling of the breach can be more significant than the original breach itself!
Guildford Borough Council
I was initially reluctant to joining the SEGWARP meetings, yet another round table group which would take up a day while I had ‘real’ work to do. But have found them to be very useful in gathering information from people in similar positions with near identical issues. I also have now network of contacts which I can draw on between meetings if problems arise. I would encourage anyone thinking of joining to seriously consider the benefits in can bring you and your organisation.
Wealden District Council
SEGWARP network meetings

SEGWARP face-to-face meetings are usually held three times a year, in March, July and November. The venue may vary but is usually London Councils in Southwark within easy reach of the rail and tube network.

The next meeting will be held in London on 20 June 2019.

All members of SEGWARP are invited to participate but the confidential nature of meetings means that minutes cannot be shared outside this group. However, the broad outline of discussions was:

9 March 2017
  • Role of the National Cyber Security Centre (NCSC)
  • GDPR presentation
  • PSN compliance
  • Movement to and security within the cloud
4 July 2017
16 November 2017
  • Outline of a cyber resilience exercise
  • Working relationships with the LGA and other WARPs
  • Secure email
  • Single sign-in presentation from software vendors
15 March 2018
  • The work of the South East Regional Organised Crime Unit Cyber Crime team
  • Presentation on upcoming cyber threats, from software vendors
  • Updates from the NCSC
  • Details of a Resilience Forum exercise
  • Different security standards and importance of adherence to them
  • The training requirements for GDPR compliance
10 July 2018
  • Presentation by Pen Test Partners on their work as penetration testing consultants
  • Update from the NCSC
  • The impact of the introduction of GDPR
  • The future of PSN networks
  • The latest ICO incident trends report
22 November 2018
  • Presentation from Egress on their security solutions
  • Update from the LGA following the cyber-security stocktake
  • Round-table discussions about the future of PSN
28 March 2019
  • Update from the NCSC
  • The future of PSN and its possible replacements
  • Moving to the cloud
  • How best to raise staff awareness of cyber-security issues
  • Most effective accreditation to demonstrate a commitment to cyber-security
Latest LGA news

We are kept up to date on the LGA’s work on cyber security via a country-wide network of contacts. Here is the latest update issued to heads of IT and SEGWARP contacts from SEE.

4 April 2019

The National Cyber Security Centre has produced information security guidance for organisations holding elections.

30 January 2019

You will all be aware of the fast approaching deadline (end-March 2019) for the termination of the existing Vodafone GCSX secure email service.

Produced by Socitm in association with Chris Smith and his team at the City of Bradford Council and the Yorkshire & Humber WARP, this practical guidance provides a high-level view of the milestones and planned timescales for migration away from GCSX, and the technical steps required to migrate users to alternative, secure email services. The guidance has also benefited from input provided by the Local Government Association, Cabinet Office, MHCLG, Crown Commercial Service and the National Cyber Security Centre, through their involvement in the Local Government PSN Programme Board.  You can download the document from:

18 July 2018

As part of the National Cyber Security Strategy, the LGA has been awarded funding by the Cabinet Office to ensure that councils are as resilient against cyber-attacks as possible.

The first phase of this work has now begun. Working with the not-for-profit research organisation RAND Europe, the LGA has now sent a confidential online questionnaire to all councils in England to complete concerning their cyber security arrangements.

This aims to:

  • capture the current state of play in terms of cyber security across councils
  • identify good practice – and those councils delivering it
  • identify risks – and those councils at risk

Findings from this work will inform where and how the LGA targets support including funding to individual councils. From the Autumn, councils will be able to bid for grant funding to undertake an agreed activity or piece of work which will improve their cyber security, based on the findings from the stocktake. Details on how to bid for this will follow later on this year.

Please make sure your council takes part. If your council nominated a lead contact, the questionnaire will now have been sent to them, if not, it will land in the inbox of the council’s Chief Executive. Councils have until 31st August to complete this.

Find out more about the stocktake here. Or send any questions to:

Useful links

Some helpful resources from the Regional Organised Crime Unit, to kickstart cyber-security conversations in your organisation.

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Outside The Lines

Fun readings about Color, Art and Segmation!

Tag - fun

June 14, 2011

Introduction to Color Expert Johannes Itten

“Color is life; for a world without color appears to us as dead.” – Johannes Itten When you take an art course on color theory, you can thank Johannes Itten...

June 3, 2011

The Healing Power of Color (www.segmation.com)

Free Trial Downloads for Segmation SegPlay® PC (see more details here) As an artist, you are probably aware of the effects that different colors can have on your state of...

April 21, 2011

From Sand Castles to Sand Sculptures

Free Trial Downloads for Segmation SegPlay® PC (see more details here) Many of us have fond memories of building sand castles at the beach when we were children; overturning buckets...

April 19, 2011

3 Ways that Artists Can Benefit from Blogging

Free Trial Downloads for Segmation SegPlay® PC (see more details here) Before the invention of photography, artists had to work from real life. How did that affect artists’ working habits?...

April 7, 2011

Exciting Easter Eggcitement Art & Crafts www.segmation.com

Easter Eggcitement Pattern Set for SegPlay® PC released (see more details here) We invite you to explore the Segmation™ World and Easter Eggcitement! With Segmation™ technology, we’ve come up with...

February 13, 2011

Tips for Making the Most of Your Next Art Museum Visit www.segmation.com

Visiting art museums can be both fun and daunting. The Metropolitan Museum of Art, for example, contains over 2 million square feet of exhibition space – now that’s a lot...

January 22, 2011

How to Make Your Own Oil Paints

In a previous blog post, we discussed the benefits of making your own paints, rather than buying commercially-made paints from art supply stores. Two of the most appealing reasons for...

January 20, 2011

Selling your art at outdoor art fairs

Have you ever considered selling your artwork at an art fair? Outdoor art festivals are a popular way of uniting artists with potential collectors and even gallery owners. At the...

December 26, 2010

The Lingo of Color www.segmation.com

[picapp align=”center” wrap=”false” link=”term=paint&iid=310124″ src=”http://view.picapp.com/pictures.photo/image/310124/paintbrush-water-amongst/paintbrush-water-amongst.jpg?size=500&imageId=310124″ width=”380″ height=”254″ /] It is said that the human eye can discern between 1 million and 7 million colors. Do you think you could name...

December 23, 2010

Paul Cezanne Post-Impressionist Colorful Historical Art by www.segmation.com!

Pattern Set for SegPlay® PC by Segmation (see more details here) Segmation is a well organized collection of art patterns that brings to life the most recognized works of Paul...

December 19, 2010

Artful fun Friends and Foes and Santa by www.segmation.com!

Colorful and fun Pattern Set for SegPlay® PC by Segmation released (see more details here) A number of colorful, unique, illustrations of friends and foes from Segmation. You’ll fully enjoy...

December 15, 2010

Art for Peace

[picapp align=”center” wrap=”false” link=”term=art+painting&iid=9860838″ src=”http://view.picapp.com/pictures.photo/image/9860838/the-bench-peace/the-bench-peace.jpg?size=500&imageId=9860838″ width=”380″ height=”505″ /] Art can be a powerful vehicle for social change, offering the opportunity for reflection upon pressing issues and social injustices. Through image-making,...

December 10, 2010

A Closer Look at the Color Red

How do you feel when you gaze at a large red Rothko painting, spend time in a room with regal red wallpaper, or see a stop sign?  While the color...

December 1, 2010

Hanukkah, Christmas, Happy New Year’s – Season’s Greetings as Beautiful Art Paintings

Season’s Greetings Art Painting – All Ages can enjoy and have fun! So relaxing and with no mess! What a brain teaser! Season’s Greetings Patterns Set from Segmation SegPlay® PC...

November 24, 2010

Learn How to Safely Pack and Ship Your Art

Whether you’re shipping your artwork to a gallery or preparing to move your art collection to your new home, your number one priority when transporting art is to make sure...

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Fortnite Evolution Guide – How to Evolve Heroes, Hero Evolution

Fortnite Evolution Guide to help with the character evolution in Fortnite. In this Fortnite Evolution Guide, we have listed everything you should know about how to evolve your heroes and where you need to go in order to evolve your hero.

Character evolution is one of the core elements of Fortnite and is one of the most complicated elements. Therefore, we have curated this detailed Fortnite Evolution Guide so that you can easily evolve your character in Fortnite without any problems in the right way. Easily increase your hero’s powers, unlock new abilities and attempt more difficult mission with the help of this Fortnite Evolution Guide.

For more help on Fortnite, check out our Survivors Guide, Rare Treasure Guide, Understanding Power Levels Guide, & Beginner’s Guide.

Fortnite Evolution Guide

In our Fortnite Evolution Guide, we’ve detailed everything you need to know about the hero evolution in Fortnite.

How to Evolve your Hero

In Fortnite, there are four basic classes, which are denoted by respective colors. Red is the soldier class, blue represents Constructors, green is the Outlanders class while Yellow is the Ninjas class. Each of these skill trees are unique in their own way so you can be whoever you want to be. Choosing nodes will make you proficient in that specific class. Decide your playstyle and pick your desired class accordingly.

Every hero class can evolve but how they evolve is different for every class. To upgrade your hero, you must access the Heroes Tab. The Heroes tab is located in the main menu. Once inside the menu, you can scroll through various available heroes.

Select the hero you wish to evolve and the game will show you different options in which the selected hero can be evolved to. These requirements can be a specific level for that hero or it can also be certain materials, which you will be required to collect before you can actually evolve your hero.

Another important requirement before you evolve your hero is the skills tree. Skills tree has many skills that you can buy for your hero. For some evolutions, certain skills are necessary. So in order to evolve that specific way, you will be required to purchase those specific set of skills before you can actually evolve your character. To evolve your hero, you must meet all the requirements, level up to the required levels and collect all the necessary materials. Once you fulfill the requirement, you will be able to evolve your hero.

This concludes our Fortnite Evolution Guide. If you have anything to add, feel free to use the comments section below!


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A Little Lunch Music – Timo-Veikko Valve & Kathryn Selby AM

The Culture Concept Circle
By Rose Niland

In Sydney, reports Rose Niland, I was thrilled once again that A Little Lunch Music afforded patrons the opportunity to feast on musical moments at lunchtime.

Kathryn Selby and her friend Timo-Veikko Valve at their concert on Thursday 26th February, 2015 presented their passion and expertise to an audience hungry for Beethoven’s Sonatas and ready to devour the Program with relish.

The City Recital Hall centrally located in the city of Sydney is a wonderful venue acoustically and architecturally. I sat amid a capacity audience observing the piano with its stark and graciously curved lid. It was shinny and strong waiting to be fondly bought alive by Kathryn Selby, Pianist and Artistic Director.

Kathryn Selby walked on stage oozing friendliness and was warmly welcoming. She was delighted to launch the first of A Little Lunch Music for the 2015 season. She explained to the audience that although the two Sonatas being performed were seemingly close, the music was “light years apart”.

Kathryn continued that there was uncertainty about how this early arrangement came about. But the fact that it had been given an Opus number suggested that somehow Beethoven approved of the arrangement or he did it himself.

Ludwig van Beethoven’s Sonata for Cello and Piano in E flat major op. 64 first published in Vienna in 1807 opened the Program.

Both musicians began the first movement briskly and lyrically immediately transporting the audience into the enchanted musical realm of the classical tradition.

Timo-Veikko Valve played with passion rendering each note with a crisp, resonant and dramatic style that stirred the senses.

The interplay between the two instruments was beautiful as they sensitively executed the light and shade and contrasts within this wonderfully crafted composition. The theatrical delights of the piano and rich lower notes of the cello merged into a rapturous melody.

I loved the chemistry and connection between the performers. Timo-Veikko Valve is a very versatile musician who performs as a soloist, chamber musician and orchestral leader on both modern and period instruments. Kathryn Selby is acclaimed as “Australia’s leading pre-eminent chamber music pianist.”

In addition she is the Artistic Director of both the popular nationally touring Selby and Friends concert series and the A Little Lunch Music series.

Together these two lively and virtuosic players shared a mutual fondness towards unlocking the imaginative possibilities of the music for the audience to embrace.

I was immersed in the tones of the piano tumbling and bouncing in and out of the musical shades of the cello.

Lots of strong dramatic phrases were built and then gently evolved into a smooth and rewarding flow of exquisite sound.

In the second movement the cello echoed the theme from the piano. These delicate echoes were carefully teased out and complemented by the plucking of the cello.

I felt a thread of joy was woven into the music and a sense of play was revealed as the musicians imparted an impassioned feel for the music of the second and third movements.

Darker, slower and more wistful notes flooded the City Recital Hall at the beginning of the fourth movement. A trace of melancholic longing was evoked by both instruments. A sense of pondering and contemplation seeped from the music.

An awareness of the sacred search for the beauty of sound stirred my emotions, poignantly delivering an insight into the wonders of composition. The musicians played with a reverential respect, a comforting sensitivity and an astute sensibility.

The final movement was faster and punctuated with the growing and flowing flourishing notes of the cello.

I experienced the power of the playing with sounds exploding, bubbling, bursting, wandering and recovering. The contrast of intense moments with gentle phrases was touching.

The love of performing by the musicians washed a wave of communal sharing across the audience and registered in their applause.

Kathryn Selby introduced the Sonata for Cello and Piano in A major op. 69 strongly voicing that it was very different to op. 64.

She expressed that by this time Beethoven was severely distressed by his hearing ailment and it was alienating him from his own craft.

She also commented that there was a more equal distribution of the cello and piano virtuosity making it a more egalitarian composition.

It was written in 1808 during Beethoven’s most productive compositional period. Kathryn Selby reminded the audience that Beethoven was not only a great pianist and composer but he was also an astute business man.

He dedicated this composition to his friend Baron Ignaz von Gleichenstein.

Gleichenstein and Beethoven were not only friends and business partners but they courted sisters Anna and Therese Malfatti.

When Gleichenstein married Anna in 1811 his close relationship with Beethoven ended.

The cello in its lower register opened the first movement creating a sombre tone.

The piano’s response to the cello was lilting and led into a chasm of dark intensity.

Timo-Veikko Valve played with fervour and complete control. The relentless, slow and ponderous playing was sympathetically sustained.

I was aware of the suffering of a constant battle of wills, where the unyielding soul searching of the composer was trying desperately to understand his pain and exhibit the bravery required to survive.

In the music there was always a challenging and deeply frightening nuance.

Prevailing despair permeated the music, however there were moments of tenderness where tranquillity fluttered and grace and wisdom hovered in the character of the sound.

The second movement began more buoyantly, each note building forte and tenacity, seeking a positive sequel. Notes wrestled, ebbing and flowing, creating a feeling of isolation and anguish.

In the final movement beautiful sounds fell from Kathryn Selby’s touch, her fingers finessed the high notes as she mesmerised the audience with her fine performance of this introspective work.

Timo-veikko Valve’s joyous playing swivelled with artistry and eloquence, engaging the patrons in an infectious enthusiasm for the music.

The grace and beauty of this complex and soul-searching composition and its redemptive overtones were expertly explored by these passionate and perceptive musicians. They shared their love of the compositions and their incisive and intelligent musicianship with this lunch time audience.

It was a contagious connection.

Read more

Press Reviews


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Christopher J. Lee, “Soviet Journey: A Critical Annotated Edition”

Afbeeldingsresultaat voor alex la gumaAlex la Guma, the South African writer and activist, was born in the famous District Six in Cape Town in the year 1925. He passed away in the 1985 while in exile in the United Kingdom. His father had been an active member of the Communist Party of South Africa and his son Alex followed in his footsteps. In the nineteen seventies Alex travelled through the Soviet Union and he made notes. His memoir ‘A Soviet Journey’ was published in Moscow in 1978.

Now Dr. Christopher Lee has taken a close look at this book. He edited the book, he made additional notes and he gave an introduction and now he has published it all together. In this interview he talks about his publication.

Published by

I enjoy reading about Africa. New books. Old books. By African writers. By non-African writers. Novel. History. Travel. Biographies. Autobiographies. Politics. Colonialism. Poetry.

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Senior Employment Resources

Interview Followup

Whew! The interview's over. Time to go relax and wait for the job offer, right? Sorry, but you still have one important task to take care of - following up on the interview.

Soon after the interview, we recommend sending an email or a hand-written note to the interviewer(s) - preferably the same day as the interview. In the note, you'll want to do the following:

In other pages, we've advocated getting the name of the interviewer and, if possible, his/her business card. Obviously, doing so really helps in following up after the interview.

We often get asked if the job seeker should follow up even if, after the interview, they're not interested in the job. Generally we think it's a good idea to follow up regardless. You can always turn down the job if it's offered, but before you decide not to follow up, or decide not to accept an offer, you should consider the following:

Yes, some folks advise that sending followup notes or email is old-fashioned. However, the experience of SER's volunteers who have interviewed thousands of job seekers, is that a followup note really does help cement your qualifications in the mind of the interviewer and can sometimes make the difference as to whether you or a similarly qualified applicant gets the job.


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2.91c Round Cut Wedding Ring Engagement Diamond Simulated CZ 925 Sterling Silver

2.91c Round Cut Wedding Ring Engagement Diamond Simulated CZ 925 Sterling Silver

Regular price $21.99 Sale

Sense.of.Style offers 100% Satisfaction Guarantee on all our fine jewelry. Our collection is high quality designer jewelry at a spectacular price--and here is a perfect example...

These are the finest stones of the highest grade and are hand cut and hand set made to have the same characteristics as authentic diamonds. They are crafted to provide Brilliance, Clarity, Luster and Durability. The stones will not crack, chip, or discolor. The stones are 3A grade flawless Cubic Zirconia. Truly amazing!

This gorgeous Wedding Ring features a 2 carat Brilliant Round Cut stone of extraordinary brilliance. A Brilliant Baguette Cut stone sits on both sides of the center stone. The total carat weight is 2.91 carats. This ring is elegantly designed to provide you with a timeless treasure that you can cherish forever. We are sure you will love it!

The ring itself has a gleaming 14K White Gold Platinum Rhodium finish. Each ring has passed quality-control test by professional inspectors. This is quite a magnificent ring!

Why pay thousands when you don't have to?

We are one of the highest rated online jewelers in terms of customer satisfaction and quality of merchandise. Our unique selection of jewelry is created to provide you with the absolute highest quality. In fact many of our designer pieces are sold in major department stores.

All orders are shipped USPS First Class Mail with delivery confirmation. Once your order ships it will arrive in approximately 2-7 postal business days. International orders normally take 7-14 postal business days to receive once shipped. Items are normally shipped the next business day, we are closed on the weekends and postal holidays.

FREE Shipping within USA
FREE Jewelry Box
Next Day Shipping
14 Day Money Back, less S&H
Authentic Picture
Proud To Be A USA Seller

US size 5 is UK size J to K 1/2
US size 6 is UK size L to M 1/2
US size 7 is UK size N to O 1/2
US size 8 is UK size P to Q 1/2
US size 9 is UK size R to S 1/2

~ Thank you for visiting my shop. ~


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Top Choices of Copyright Free Images

Top Choices of Copyright Free Images

Not every one of the pictures here are high quality, but they could still fit the requirements of the majority of people. Several of the pictures may also be downloaded in rather higher resolution also. Sometimes you might locate an outstanding picture, but it might not be of a decent enough quality to use. If you are fortunate and can produce photos that the market wants, it might be a superior supply of pocket money! It is possible to click the photo to acquire the credit, license info, and a hyperlink to the original page. If you choose a photo from National Geographic, it’s very likely to have a stunning composition along with good focus, an intriguing subject and fantastic color. Also, you can like photos and then you’ll discover all of your liked photos in your profile, so that really makes it simpler to pick the best royalty free images for commercial use. In many instances though, it isn’t feasible to have your own photos, and that means you go searching for photos taken by other people.

If you love a photo and you would like to utilize it, look at approaching directly the author and request permission to utilize it like a reference for your painting.  It’s possible to control your photos utilizing these 3 parameters. His landscape photos and the majority of his photos have a boring focus.

To start the method firstly copy the Photo or video URL which you want to embed on your website or blog. The photos vary in dimension and quality. There are a lot of distinctive and intriguing photos on this website.

You may observe the way that it works with the photo. It doesn’t mean the photo is free of charge. Still definitely worth searching in the event you require a specific photo.

Nowadays you know the best place to locate totally free clipart, you can save a whole bunch of Googling! Also check the list of photo sharing sites that are free for you. All completely free clipart is produced by the exact same designer. Still, the broad number of totally free clipart makes up for this.

Whispered Copyright Free Images Secrets

The site has a sleek and hip design which makes searching for the best texture very simple to do. If you want more than this, it’s necessary for you to register with the website. Stock photography sites offer a well needed service not just to the online community but to whoever may need graphics for any purpose.

The Basics of Copyright Free Images

Your Website ought to be attractive, easy to read and simple to navigate. It is essential for a website to work properly in all browsers. When you are constructing your own site, you are going to want to add in photos.

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Ford Motor Company

Ford Motor Company, an automotive company, develops, manufactures, and distributes vehicles, parts, and accessories worldwide.

Ford Motor Company manufactures or distributes automobiles in addition to offering financial services. The company sells to dealerships for retail sale, and for sale to fleet customers, including commercial fleet customers, daily rental car companies, and governments. Ford’s vehicle portfolio includes automobiles, buses, tractors, and trucks.

As a result of these financing activities, Ford Motor Credit Company LLC has a portfolio of finance receivables and operating leases which it classifies into two portfolios— ‘consumer’ and ‘non-consumer’. Finance receivables and operating leases in the consumer portfolio include products offered to individuals and businesses that finance the acquisition of its vehicles from dealers for personal and commercial use. Retail financing includes retail installment sale contracts for new and used vehicles, and direct financing leases for new vehicles to retail customers, government entities, daily rental car companies, and fleet customers. Finance receivables in the non-consumer portfolio include products offered to automotive dealers.

Ford’s environmental initiatives include compressed natural gas, flexible fuel vehicles, electric drive vehicles, Hydrogen, and PC power management, and so on.

Ford Motor Company was founded by Henry Ford in 1903 and is headquartered in Dearborn, Michigan.

Founders:  Henry Ford


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wyatt shoes
wyatt shoes

wyatt shoes

Regular price $30.00
WILD one

Soft, lightweight and comfy for those little baby feet!

Made from soft cotton outer and lined with super soft minky that's sure to keep feet cozy. Elastic ankle keeps shoes on securely and comfortably.

Fabric placement will vary

Please measure feet and choose size according to inches, not by age. Add 1/4"-1/2" for growing room to ensure they last a while. Size chart is located in photos, please note the soles that are included with the size you choose. If you would like a different sole from what is listed, just note that when purchasing.

PLEASE NOTE: these are made to order and the current turnaround time is 2-3 weeks. If you need them sooner please contact me and I can try to accommodate you.


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Testimonials & Reviews

Testimonials & Reviews

I just saw this testimonial section on this website and thought that you guys actually do deserve a big pat on the back for the services you are providing.

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Tag Archives: The Journal of Personality and Social Psychology

Why a Dose of Awe May Be All the Medicine You Need

There is a not-so-new but surprisingly effective aid for treating many social, personal, and spiritual problems: awe. If you’re stressed out, worried about money, or breathlessly short of time, you need to get your mind blown. Recent science suggests that … Continue reading

Posted in Christianity, Faith, Lifestyle, Spiritual life | Tagged , , , , , , , , , , , , | 1 Comment


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1. Penny,
    That comment by that person was so mean. Whiny? Have they ever been pregnant? Argh. I’m glad you’ve agreed that you won’t be silenced anymore. This is your blog. You get to write about whatever you want to write about. Unapologetically. People can not read. Or block. Glad to hear you’re writing about what you want to again!

    • Thanks so much, Laurie! That was my initial thought when I read the comment. “Just stop reading.” But then I absolutely panicked because it put that idea into my head, and I started wondering if all my readers felt that way. I’m glad I’ve come to my senses!

      • Cara

        Wow, I’m feeling irritated on your behalf right now. It’s almost like the troll thought you were your own character, and she was writing to you as the author–‘Can you make the character act different? I’m tired of reading this part.’ Ugh. Just knowing that there are people that rude hanging around the internet is depressing 😛 Good for you for not giving up!!

  2. My blood was boiling for you reading that comment. I am so sorry that someone would write that! I will never understand the world of trolls…

    I am so glad you are going to write about what you care about, what you are passionate about. I look forward to continuing to follow along 🙂

    • I want to believe that the person was trying to be helpful. But it really, really festered. That’s not to say that I shouldn’t have a thicker skin (I should!), but it also felt like a cheap shot.

  3. I’m so glad you’ve found your voice again!!! I can’t imagine blogging about anything other than my life- it’s the one thing I know pretty darn well. You clearly only had the best of intentions with the retweet and the pregnancy post, the way people reacted was obviously of fear or low self esteem on their part (though that doesn’t make it any easier to deal with). Thanks fo sharing this story Penny! It is posts like this that remind me why I love your blog!!

  4. Catherine

    Oh ffs people. They’ve obviously never been pregnant or had to deal with any degree of financial insecurity! What you had (have) to deal with in terms of “maternity leave” is downright shameful, I definitely feel for you. I commented once about my mat leave and someone basically said “STFU you’re in Canada you’ll get a year paid off to basically sit on my ass”…wrong on so many levels…. Yes, while I pay into the federal employment insurance program and am legally allowed to take 52 weeks away from my job and get some money, it’s only 55% of your income and maxed at something like 52000 annual income…since I make much more than that so I’m currently taking home about 40% of my income….and I think we can all agree keeping tiny humans alive and fed is anything but “sitting on my ass”….ignorance (and lack or motivation to actually educate oneself) will kill this world one day.

    • Agreed! Mat leave here is less than minimum wage for 4 months – wouldn’t even pay the mortgage – and my friend in California gets better paid leave than that. As the breadwinner, YES it matters who makes more if we intend to have kids.

      And I seriously cannot believe that comment. I’ve had a few snarky ones but they are drive bus, not regular commenters, at least.

      I’ll follow your brand wherever it may go, Penny.

  5. Congrats on finding (and sticking to) your voice. I still think it’s a badge of honor to have been blocked by Ramsey (and that he can’t seem to take a little criticism, even as politely worded as you put it. Geez Louise. How does he react when someone actually does troll him rather than respectfully disagree?)

    Since I blog with Jon, I sometimes have to moderate my voice on political matters. We disagree quite a bit on the state of the nation, and he thinks public political statements are a bad idea in general. Plus, knowing family members read my blog, sometimes I find I can be more open about certain ideas in comments on other blogs than on my own. But I realized in my brief freelancing fling that there are ideas that I don’t want to support, even tangentially. Writing is my voice, and I want to use it to support a good society. Financial responsibility and literacy is part of that, but so is community and caring for the struggling, and not ignoring structural issues that make life far more difficult for some than others (especially as a benefactor of privilege.)

    • It is a tricky situation, Emily. It sounds like you’ve found a great way to keep your writing in line with your beliefs. I love your blog and your social media presence. I always learn a lot from you, and I can tell how much you care about the world!

  6. Girl, rock on! For what it’s worth, I don’t think you’ve ever been “whiny” or emotional. Anybody would be upset by these things, and especially to read comments that are unconstructive and unhelpful.

    I’m shocked at how few trolls I’ve picked up on my blog, but I’ve gotten a few. I do delete comments if they aren’t relevant to the conversation and if they’re just there to trash me. Obviously they’re only there for one reason and won’t add anything to the comments (P.S. That doesn’t mean I delete comments from people who disagree with what I say–those are usually the best comments!).

    Anyhoo, I love reading your blog and I love that you talk about relevant outside influences (ie. politics). I personally have to be careful since I live in a politically-divided household, so for the sake of my marriage I leave politics off my own site, hahaha. 🙂

    Keep fighting the good fight!

    Also, I know I’ve said it before, but HP is an adorable little squish and you’re an awesome mom. 🙂

  7. I read your blog BECAUSE of your voice. I want to learn more about money, but I don’t want to read a dry textbook. I like that you talk about real life and share your stories. It makes the money talk interesting and relatable. Keep playing your game!

  8. I think the “stay on brand” thing is ridiculous, unless your blog is your full-time job. The reality is that you are 100% ON brand with your writing – because your brand is YOU.

    One of the things I really appreciate about your blog is that you’re honest and authentic and you speak your mind about what’s important to you. I can find 1000 sites with list articles about “8 ways to save money online”; blogs like yours are harder to come by.

    Keep doing what you’re doing!

  9. I’m so happy you opened up and shared this. Blogging can be such a whirlwind of emotions depending on the day. Sometimes you get a feature and you’re feeling high and the next day you’re wondering where the heck everyone went.
    I also hate the whole ‘on-brand’ thing. People change and blogging changes people, and it’s your brand so it’s allowed to include whatever topics you want. You do you Penny!
    In sum…people can suck but that doesn’t make you any less awesome!

  10. Aw, Penny, I love your personal posts– they’re why I read YOUR blog. There’s plenty of generic financial info and advice out there, and it’s all bland and dry as dust. I read here for your stories and for your heart. Hugs to you.

  11. kddomingue

    Well, I don’t know much about this “staying on brand” business but I do know something about voices. You should always speak in your own voice lest you turn into a parrot or become the ventriloquist’s dummy…..neither of which, I might add, is very interesting to listen to.

  12. Emmy

    I would rather read a blog that has a voice than one that “sticks to brand” all the time! Your blog is one of the few I read with any regularity and pretty much the only one I comment on. It’s amazing how people will talk to others behind the safety of a computer screen. It makes me wonder what kind of person they are when someone is right in front of them.

    As for Dave, I’d count getting blocked by him as a sign you’re doing things right. While I like a little bit of what he has to say, I think he’s one of the most arrogant and privileged males that has ever existed. I used to listen to his program and at first I thought he was giving “tough love” but over the years I’ve realized he’s just mean and doesn’t really have a clue about what real people go through. Elections have very real consequences and this one probably only had good ones for his bottom line…but not for many of his listeners.

    Don’t give up your voice for a brand! Keep being you!

    • Thanks for the vote of confidence, Emmy. I’m glad that he’s able to help so many, many, many people, but he’s not really my cup of tea, either. It did make me feel like the Little Blog Who Could when he blocked me (though I’m sure it’s just an autofilter or something).

  13. Your voice resonates with people, Penny. Perhaps not everyone, but that has to be ok, right? I appreciate the fact that you picked yourself up, dusted yourself off, and refused to let someone else define who you are. As a parent, I often define my actions with the question, “if my daughter were confronted with this issue/situation, what would I counsel her to do?” In most cases, that informs my actions. Keep doing what you do, the way you do it. You are appreciated.

    • That’s a beautiful, intelligent, and insightful perspective, Oldster. Thank you for sharing, and I can’t tell you how much I always appreciate your comments.

  14. I would read anything you write, even if it was about peanut butter (Do you have a blog post about peanut butter?). Your posts are almost like little vignettes to me, and I think that makes you stand out from everyone else.

    It seems awfully immature for Dave Ramsey to block you like that. If it was repeated harassment maybe, but just for speaking out once? Really?

    I’m glad you refused to stay silent. I struggled with the same thing myself not too long ago, post-Charlottesville. All of a sudden it seemed silly to me to write about the topic I was supposed to write about, so I said eff it, and just did what I felt like doing. But yeah, the same tried and true topics and tips can be found on the Penny Hoarder, to be honest. People also need to be reminded that money doesn’t exist in a vacuum, you know. And it’s the perspectives and experiences of each author is what makes the posts unique. To me, there’s a ton more value in that.

  15. “Sharing stories, finding my voice, and respecting the voices of others—even when we disagree—means more to me than building a brand. If that bothers anyone, I don’t care. I’m not staying silent anymore.” Bravo, Penny! Definitely keep being you.

    I will admit that I’ve struggled with how much to post about my political feelings (which mainly became an issue when the current administration came to power). The reality is that while it can relate to money issues, I tend to want to take it a lot further, and that’s just not what my blog is about (or so my wife keeps telling me). But I agree with Emily’s comment that there’s just some ideas I don’t want to support, even tangentially.

  16. Joan

    For me, I like and understand mostly what/why Dave is and says. That being said, I do disagree with a few items and order of how he suggests things to be accomplished. Bottom line is, I ultimately live my life… my way.

    If they don’t live with me and pay my bills after 5 minutes of my time, (Unless I feel their viewpoint has merit!), It doesn’t matter in my little corner of my world. So I allow it to impact my life appropriately! (As in none!)

    Never allow someone else’s opinions matter more (or undermine your self-worth!) than your own and thus dull your shiny star!

  17. I love your blog and your unique voice. I’m sorry that some idiots tried to silence it, but I’m happy to hear that you’re continuing to speak in it. I will keep reading as long as you’re writing!

  18. Hey,
    I’m sorry you had to go through that but truthfully almost all bloggers will experience the rush of the other side. When you disagree or offer an opinion someone will jump down your back. It doesn’t mean what you think or said was wrong it just means that people handle things differently. I’ve learned to just brush it off and be proud that I stood up for my beliefs. You’re inspiring and people love reading your blog. Keep at it. Mr.CBB

  19. I’ve only been reading your blog for a short while, but I’m glad you’re not going to stay silent. One, it’s who you are. Two, the more we voice what we think, it gives courage to those around us to do so as well, which leads folks to challenge the status quo.

  20. Congrats on being blocked by Dave Ramsey. In general the people who are most bothered by the actions of others are those with a big ego to protect. Ahem, Trump. The fact that he felt the need to block you says a lot about him. I like your blogging, keep doing it.

  21. Your voice is your brand – whatever you feel, think, or say is what makes you unique. I’m very glad you won’t allow yourself to be silenced. No one can construct a sentence the way you do so please don’t ever stop!

    I had a theory about Dave blocking people on Twitter but now it’s shot to hell. I always assumed he only blocked detractors who were very nasty because he doesn’t trust himself to keep from obliterating them. He’s got a lousy temper. But you were kind. Maybe he really has very low self-esteem? He sits on the throne of Ramsey Solutions while all the “sorry people” bow down to him and feed him grapes. That’s his brand. Yuck.

    Screw that troll. And we don’t all have the same 24 hours. That’s total BS.

    As to Ramsey, I may have been a bit tone deaf, too, in this respect. I wrote about how neither president could seriously impact your money, specifically, largely because I never would have guessed our legislative branch would be so damn spineless. I encouraged everyone to pay attention to their other elected officials, too. For me, it came from a place of naivete and lack of appreciation for the fragility of democracy.

    I dislike Ramsey for other reasons, too. Just wanted to be completely transparent in my rebuke.

    I’m glad you have your voice back. I’ve been struggling with my own lately and my editorial calendar has been erratic because of it. Just like you, I’ll write posts that never see the light of day because this is supposed to be a money blog, right? But the world right now. Things can’t be ignored.

    You continue to inspire! Bold accountability buddies?

  23. The next time someone spouts that BS about having the same 24 hours as Beyonce, I’m going to throw orange peels at them. We do NOT have the same 24 hours as anyone with her resources, for the love of rhetoric.

    But welcome back in full force, Penny! I wouldn’t trade your voice for ten Dave Ramsays and his ilk. Thinking that if a presidential election doesn’t affect you, it doesn’t affect anyone else is one of the more privileged, tone-deaf, ignorant statements I’ve heard this year. And I’ve heard quite a few of those!

  24. Oh my gosh YES “Sharing stories, finding my voice, and respecting the voices of others—even when we disagree—means more to me than building a brand.” To me, that’s what blogging is truly about. Education sure, but also connection, discussion, learning and growing. You have a unique voice, one that is important and contributes to this cacaphony of human knowledge and insight that is the internet. Don’t let anyone tell you otherwise. #hatersgonnahate

  25. Hi, I’m new here, like very new. So new I haven’t had the “grace” of having trolls or haters yet (but now thanks to this post I’m totally mentally preparing.)

    I’m sorry but I don’t think the troll was a long time reader. That’s not how a real reader would treat you. That is most certainly a troll and doesn’t deserve an ounce of attention. Delete. Delete. Ignore!

    I never spoken to Dave Ramsey before but my Dave is Financial Samurai. If he blocked me I would be pretty sad too. But it’s just another dude – just a guy.

  26. Shannon

    I was really thankful that you wrote about your pregnancy. I was pregnant at the same time & it was really hard. I debated commenting on almost every post related to pregnancy because they resonated with the difficulties I was experiencing.

    Thank you for being authentic in your writing and sharing it with us. ❤

    • That means so much to me, Shannon! I wish I was more honest at the time. It was the most beautiful and breathtakingly hard thing I’ve ever done. This comment means the world to me.

  27. Your ability to go off-brand IS your brand Penny, and a great one at that! I share your views on the subject, knowing that I can’t follow the formula by remaining on-brand. I stopped trying long ago. : )

  28. I like you just as you are. Talking about the truth of your life is valuable. Standing up against BS is valuable. Showing how “powerful” men with “great things to say” can often be petulant is valuable. Our unique lives are interesting. I don’t want a list of ways to scam for money online. I want to read how folks I admire are navigating life. Whether the atmosphere is sunny or treacherous.

  29. I love this post so much. I feel very strongly that if you’re going to blog, you should be sharing your voice ALWAYS, and especially when it’s something someone might not want to hear. You might reach someone who might not have otherwise heard it in their echo chamber.

  30. WOW, It is hard to pour out yourself into writing and then have some outsider like the jerk who called you “whiny” interject ignorance. I find that utterly reprehensible.

    I’m also disappointed in you being blocked by Ramsey. I’ve lost some respect for him on that. What a horrible way to treat anyone.

    This was a great post. People are encouraged with open honestly. Others can’t handle it and will call you names. I hope you continue.

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She Speaks We Hear

Bringing women's voices together, unaltered, unadulterated

He said, she said: why are the Nouman Ali Khan allegations of impropriety, so difficult to believe?

“I will never engage in victim blaming.”

My heart feels so heavy at the news of the Nouman Ali Khan scandal. It leaves me disappointed, angry, but not surprised or shocked. We live in a patriarchal world, and the status quo supports the oppression and misuse of women, so it comes as no surprise that a man in a position of considerable amount of power (fame, money, influence) has been accused of inappropriate behaviour. I have such a low level of trust of men (especially men of religion) that I am not shocked nor do I want to jump to blindly defending Khan nor is it something that seems far-fetched or impossible, is a testament to my lived experience as a woman and the saddest part of this ordeal.

I should be livid, but ironically I’m not; as I’ve come to expect very little of men in our society.

My stance on this on this scandal is that:

  1. I will never engage in victim blaming.
  2. There is sufficient evidence leaked against him yet his die-hard fans still continue to defend his alleged behaviour. In fact, they are unwilling to even accept that such a thing could have happened. This evidence could very well have been doctored, but let’s not be 100% positive that such abuse could not have occurred.
  3. Many are shutting the conversation down by claiming that this is slander. Let’s be clear, that this is NOT slander, especially if true. Slander would be that it was just a false case built against him.  Our religion asks us to be just, even if it is against our kin. Our religion also teaches us to search for the truth and hold those in places of power accountable. Khan being a public figure and a religious teacher/leader, is prone to more scrutiny than an ordinary person. If he is being framed as he claims; a due course of the law must be followed and insha Allah truth shall prevail. I do not say that we presume guilt before proof, but what we need is to be open to the possibility that he too could have fallen, as after all he is human and prone to flaws.
  4. This is not backbiting. Our religion teaches us to stand for the oppressed and to always stand up for justice. Many argue that this is an act between two consenting adults and that it may be immoral behaviour, but it isn’t a crime, nor are the women involved, victims. We must recognize why this is problematic. He is a teacher and in a place and position of power, he had a greater onus of responsibility than his students who might be adults but there is a power differential between him and the women involved. There is a reason why there are strict rules of conduct between therapists and their clients, doctors and their patients, professors and students, coaches and athletes etc. The same also applies to clergy such as Priests and Imams.
  5. If the relationships were consensual and the two were in a legitimate Nikah (muslim marriage), then the marriages didn’t need to be secret. They needed to be publicly declared because the very act of Nikah safeguards the right of a woman to be publicly known as the legitimate wife of an individual. Allah is aware of our fitrah, He knows, a woman wrongfully attached to a man, will be slaughtered by our tongues and hands.
  6. There is also the issue of there being multiple marriages. Some argue this may not be islamically immoral, (although there are near impossible criteria around polygamy); however, it is legally prohibited in the country of his residence. We need to adhere to the lawsof our adopted homelands. A man, who is a man of religion and owns a public platform accessible to everyone, has a greater responsibility to lead by example to not break the law of the country. Yes, the law of Allah trumps the law of the country, but the law of Allah also prescribes us to follow the law of the land. If we all decided to not follow the law of the land we live in, the world would be in absolute chaos and there would be no checks and balances in place.
  7. I don’t believe the story because other so called reputable and religious men are sharing it. I believe it, because in cases of abuse, I choose to believe the victims. I recognise this is my bias, but the statistics suggest that very rarely do people lie about being victims of abuse. It is a difficult task to come out and speak about being a victim and the repercussions are usually for the victims as our patriarchal culture will place more trust in the oppressor than on the victim.
  8. We need to accept that no one is above inappropriate behaviour. You could have the book of Allah in your heart and still fall from grace (how else do you explain imams involved in child abuse)? The whispers of shaytaan and the tug of our nafs, makes us prone to sin. None of us can claim perfection, nor can we claim to be without sin. Let’s at least accept the premise that the allegations being a reality is a possibility before jumping to an absolute defence of Khan.
  9. We should make 70 excuses and verify the accusations against someone before believing them to be the absolute truth. The die-hard fans have refused to extend that courtesy to the victims of this ordeal. It seems the 70 excuses are only for the accused (man) here.
  10. We need better checks and balances within our systems. We need equal spaces for women with qualified religious and social counsellors where women can go and discuss their personal difficult circumstances.
  11. Personally, I do not need to know the victims’ names to believe the truth, anyone demanding to know the victims are purely doing this to satiate their own curiosity. The way the blind herd is following Khan, no amount of proof will convince them otherwise. Exposing the names of the victims will only vilify and further victimise them. We can already see that the response from members of our community is not only vile, but often violent. Imagine the risk to the safety associated with disclosing the identity of the women.
  12. The biggest issue in my opinion has been the way this was disclosed by reputable members of our community. The allegations are vague, with enough being said indirectly on the topic (without naming Khan) by other religious figures such as Navaid Aziz, Yasir Qadhi and Omer Suleiman, leading us all to the worst possible conclusions. This is not a sign of wisdom, or good for community cohesion or development. The silence since last Friday from our leaders is deafening. If anything is slanderous, it is this behaviour. It does little to protect the victims or increase our understanding of abuse.

I pray that Allah protect us all. There is a lot we need to do as a community. This is a difficult conversation to have, but a conversation that is a MUST. We are supposed to be the best of examples, and to follow the footsteps of the best of Creations, Muhammed (SAW).

In order to do that, we need to be balanced in our approach especially when searching for the truth. Let us weigh what has been presented without making judgements either way. Let’s demand the leaders to be more transparent, and forthcoming than they have.  The evidence needs to be presented without the need for exposure of the victims. If this is a matter that cannot be dealt within the confines of our community, we must follow the process of law of the country.

“We also need to learn and understand abuse, grooming, harassment and how power dynamics play a role in that as a community.”

The leaders have a public responsibility to squash these rumours and be clear in their allegations. Khan, has every right to defend himself and to offer his narrative. But, we as a community also need to learn that if this can be an elaborate plan to trap/defame Khan, that it is an equal probability (if not more) that the allegations against him are true and that there are victims. We need to afford that same level of opportunity to speak their side of the story to those he allegedly has wronged. We also need to learn and understand abuse, grooming, harassment and how power dynamics play a role in that as a community. We need to actively engage in learning, and teaching this cycle, if we want to protect and safeguard those who are vulnerable in our society before perpetuating the cycle of abuse through blind following. The biggest lesson from this scandal is that we must not place any human being on a pedestal nor should we idolise them to the point where we assume no fault on their part. Idol worship comes in many forms, and this falls under that category. The word of Allah is true and perfect, but the vessel through which it is delivered can be imperfect and be full of flaws. This is a reality we must thoroughly accept.

Most of all, in our defence for Nouman Ali Khan, let us not engage in victim blaming and shaming. How we behave tells other victims (of physical, sexual, mental and emotional violence), that it is better to stay silent if ever abused. Through our actions, we also signal that we side with oppressors and abusers. This would be the biggest irony given that it is the month of Muharram-a month that commemorates the greatest injustice of our Islamic history. We have a choice to make, are we with the oppressor or will we be a voice for those who are wronged in our society and I choose to be the latter.

By Maheen Nusrat

Maheen Nusrat is a Pakistani born Canadian currently residing in the UK. She has also lived in Bahrain and in New York. She has a degree in Communications. Her portfolio includes working in politics, print and broadcast media, life sciences and the public sector. Maheen is the co-founder of Uplift Connections-a platform for women from all faiths and ethnicity to come together, and to help them succeed in business. Follow them @Uplift_connect.  Maheen has a real passion for social justice, equality and believes that our talents are meant to be shared with the world. Follow her @fireyfury1

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Weathering the Storm: September 29-October 1, 2011    Dumaguete Climate Change Presentation

With NORSU President Henry Sojor and NORSU Board of Regents Member,  Arlene Grino.

(Note: In trying to reconstruct my Climate Presentations list, Arlene Grino of MISSION Dumaguete sent me her report of the Climate Change Presentation Series I did in Dumaguete City. This originally appeared in the MISSION website on October 6, 2011.)

Last Thursday, at exactly 6:36 AM, our dynamic speaker Shiela ‘GORE’ Castillo texted me that she was boarding her Cebu Pacific flight. She was finally enroute to Dumaguete after missing the previous flight having been stranded at Calapan Port due to typhoon Pedring. Having moved the schedules twice, I was happiest to see her emerge from the airport’s arrival area. Shiela had plenty of time to prepare and freshen up for the first engagement: Silliman University, 10 o’clock AM, Assembly Hall.

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I’m a carbon cutter!

As an environmental communicator, I have always been conscious of my own impact to the earth. I try to reduce the waste I generate and manage my waste ecologically. I am a conscious buyer and green foodie, a vegetarian for more than a decade. When I became a climate presenter, after my training with Al Gore in Indonesia, I became more aware of my impact to the climate, no matter how small. Continue reading


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Heavy Cargo Collection

Test your truck driver skills with new trailers and cargoes included in Heavy Cargo Pack. Take advantage of high-tech trailers supporting steerable axles for safer navigation around tight bends. With rebalanced game physics and loads weighing in at up to 60 tons, this DLC will challenge you with all-new heavy haul duties.

New Cargoes

  • Asphalt Miller
  • Industrial Cable Reel
  • Concrete Beams
  • Crawl Dozer
  • Locomotive
  • Metal Centering
  • Mobile Crane
  • Transformer

New Trailers

  • Single Extendable Flatbed
  • Semi Lowloader with Drop Deck

Special Transport Collection

Only the most skilled and experienced truck drivers are called to perform Special Transport jobs. Are you up to the challenge? Experience super-sized cargoes with length and width exceeding standard cargo regulations. Drive through tight passages requiring millimeter-precision maneuvering!

Key Features

  • 11 huge cargoes (up to 70 tons, 6 m width, 5+ m height and 20+ m length)
  • 4 new special trailers
  • Unique job routes for the Special Transport (most in the base map, some through DLC expansions, more to come!)
  • A combination of over 80 special transport jobs
  • Custom AI escort vehicles
  • Original intros for the cargoes and jobs, crowds and police cars along the routes
  • New models, characters, and animations of people assisting or spectating the transport
  • Curious pedestrians, journalists or transport co-workers along the routes
  • A new set of warning beacons for the trucks
  • Special Transport achievements

Gameplay Features

  • Close collaboration with AI escort vehicles required
  • Enhanced AI behavior: clearing the path, stopping traffic, giving advice, pushing opposing vehicles to the side etc.
  • Possibility to fail the given Job on the spot if you do not adhere to strict instructions or regulations
  • New checkpoints system to keep your progress in a special transport job safe

System Requirements

Operating System Windows XP(SP3) / Vista / 7 / 8
Processor Intel 2.4 Ghz or greater
Memory 2 GB system memory
Graphics Dedicated graphics card with 256 MB memory
Hard Drive 1.5 GB available space

Requires free steam account and internet connection

If you are not familiar with Steam you can check it out here


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Bundles on bundles! This is for the girl who loves some length! This Box includes 3 bundles of Get Glam'd Hair 18", 20", 22". Choose the texture and if you want bundles only, a 16 lace closure or 16 lace frontal.

Good Quality Brazilian Bundles Texture: Made of 100% human hair, which is cut from One Donor Directly. Absolutely Clean, Health, Natural and No Chemical treatment, and No smell. Our Brazilian Body Wave Hair Bundles can be restyled, like highlighted, dyed other colors, flat iron, curled etc. And the strong double machine weft is good to prevent shedding.

Human Hair for Use Occasions: Our human hair bundles is suitable for daily life, any parties, and social events, graduations. Light up your beauty by owning our body wave hair bundles. Easy to wash and manage, no so much tangling or shedding. Just treat the hair like your own natural hair.

Can be dyed, permed, bleached, highlighted, curled or styled as your own hair

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SegSac Compress

Rated 5.00 out of 5 based on 1 customer rating
(2 customer reviews)
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2 reviews for SegSac Compress

    Ok, I found out about Gobi Gear from the ReddyYeti podcast (it’s working to drive people here!). I figured I would try it out with my 3 day pack that use for day hiking so I got the smaller 15L SegSac since I usually only keep 1 change of clothes, a poncho liner and some extra layers in there.

    When it arrived I was blown away by how tiny the packaging was–EXCELLENT job because that made a visual impact right off the bat about how this product would help one’s packing! I pulled it out and gave it a quick once over–well made, quality stitching and seams, sturdily built, but, light as air.

    I stuffed if with all my items and there was plenty room for more! The only thing I ran into is an issue with my setup and not the product. I run a 3L camelback in my pack, which kind of forced the SegSac to one side or other of the bladder which may cause some weight distribution issues (since water is so heavy). But, I will be day hiking for a week in the Poconos next week, so, we’ll figure a lot out about packing and adjusting then.

    Overall–absolutely superb product that I would recommend to anyone!

  2. Rated 5 out of 5

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Oregon Ducks Gingerbread Ornament Set

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Celebrate your fandom with this Oregon Ducks Gingerbread ornament set. This Oregon Ducks ornament set features team graphics. There's no need to wait until the holidays when you can hang these ornaments on your porch and let everyone know they've entered Oregon Ducks territory.


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Plaques and Awards

PurrFect Engravers specialize in award recognition, award plaques & trophies. We'll help you create the perfect way to celebrate an achievement, convey appreciation, or seal a relationship. Acrylic, Glass, Wood, Metal, Leather, and Stone PurrFect Engravers can do it all.

    Choose PurrFect Engravers for all your Personalized, Engraved, and Custom Gift Needs. From Mobile and Onsite Engraving to bulk order engraving, we do it all.


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Holly Webb Animal Stories #28: The Brave Kitten

by Holly Webb (author)

Suitable for 7 - 9 years

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  • FREE UK delivery for schools on orders containing at least one paid item.
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UK delivery within 5-7 working days

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Product description

Summer magic from Holly. Caramel the hurt kitten is just as sweet as his name. Simply lovely: as warm and uplifting as a sunny afternoon. Helena loves helping out at the vet’s surgery where her older cousin, Lucy, works as a nurse. Then one day a tiny cat is rushed in. This poor little soul has been hit by a car. Helena names him Caramel for his golden fur, and spends every spare hour looking after him. But where will Caramel go if his owner can’t be found? Get in the queue: all of us want to adopt him.

Product Details

Holly Webb Animal Stories (book 28)

Stripes Publishing

Date published

June 2nd, 2014

Holly Webb

28117 holly webb 1 529333

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  1. Clarice thumb 136

    on 4 November 2015

    i would like to know is this book available in NZ?


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Beast Quest Series 2: Trillion the Three-Headed Lion

Suitable for 7 - 12 years

gbp prices
Price: £4.99
Product ordering
  • Schools earn Scholastic Rewards when parents or staff order from us. If you work at a school you can use Rewards to buy books and resources for your classroom or library. Find out how to use Scholastic Rewards

Buy this and your school gets £1.25 to spend on books Orders of £10 or more will earn 25% of your order value back in Scholastic Rewards for your school.

This item has 4 stars of a maximum 5

Rated 4/5 from 15 ratings

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Tom is in the last stage of his quest – but it will also be the most difficult and dangerous. The peace of Avantia has been shattered by a new Beast: Trillion, the fearsome three-headed lion! If he is to save Avantia, Tom must wrestle the final piece of magical golden armour from Trillion. But this beast isn’t going down without a fight. Can Tom possibly succeed?

Product Details

Beast Quest Series 2

Orchard Books

Date published

May 8th, 2008

Accelerated Reader

AR book level: 5.1; Middle years; 1.0 points

Other details
  • 128 pages

Available in these packs

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What kids think

  1. Avatar bat 761713

    on 15 September 2015

    OUTSTANDING! Although the three headed lion was unstoppable and Wizard Aduro was found, this is EPIC!

    5out of 5
  2. Ef dragon thumb 5

    on 12 March 2014

    IT was super cool!!!!!! i thout Tom would die but adventoully he did’nt and Turgus was fighting as well!!......... and to let you know i read MORE than 7 Beast Qeust books including this one.

    5out of 5
  3. Pearl 113298

    on 7 March 2013

    4out of 5
  4. Avatar owl 761790

    on 7 March 2013

    its a good book

  5. Default avatar

    on 6 March 2013

    not really my type of book

  6. Default avatar

    on 5 March 2013

    This is the lion version of the hydra

  7. Default avatar 807810

    on 3 March 2012

    I think this was the best book so far and most addictive. I loved the way at the end the lion (Trillion)turned into a portal and they have no clue where it leads.

    5out of 5
  8. Petula 113689

    on 3 March 2012

    very good

  9. Ef castle thumb 2

    on 26 February 2010

    Excellent ending to the second series.

    5out of 5


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Delta quick link Mallion

by Spanset
Price $35.00
The quick link has a strength rating of 60kn. This Delta mallion has a screw gate with an opening of 16mm and is made from steel.

We Accept... Visa American Express Mastercard

395 Guildford Road West
Guildford NSW 2161

Phone: 02 9892 3370
Mobile: 0417 861 411

© 2019 Sydney Safety Training


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Command Tower, Magic, Commander Anthology

Rarity, #:
C, 245
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T: Add to your mana pool one mana of any color in your commander's color identity.
When defeat is near and guidance is scarce, all eyes look in one direction.

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TCGplayer, Community for All
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Hibiscus Thank You Box Set

Snow & Graham

Made in Chicago, IL

Features: set of 8 printed gold foil cards, blank on the inside, includes 8 ivory colored envelopes, USPS mailable with standard letter postage

Materials: paper

Ideal for: sending thanks for any occasion

Dimensions: 5 1/2" l x 4 1/4" w

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Anytime™ Anna Cup 0.08 L

Cinnamon - SKU V70152
Product information

If you like your tea as short as your perfect work day, then the Anytime Anna cup is made for you. With the look of disposable paper cup, this cheeky design is anything but.

With this beautiful porcelain cup say goodbye to paper cups for life.

Material: Porcelain
Size: L: 6.3 cm - H: 6.3 cm - Vol: 0.08 L / 2.70 fl. oz.
Use instructions: Dishwasher safe - Not for use on stove top - Microwave safe

An espresso, ristretto or piccolo latte are hard coffees to get right. In fact, so are coffee cups of that size. Until now, that is. Our Anytime Anna in deep midnight blue is the ideal small cup for your favourite low-tide drinks, holding up to 80ml of delectable hot brew.
No longer will you drink from flimsy paper, cardboard or other unrecyclable vessels. Now you can drink from a long-lasting, high quality cup made entirely of porcelain. The design of this petite cup is inspired by its disposable paper counterpart, but with our durable material choice you’ll be holding onto Anytime Anna for years to come.
Bring playfulness and simplicity with you whenever you indulge in your preferred humble-sized coffee.

Does the porcelain have a glossy or matte texture?
The Anytime Laura Teacup has been finished with a textured matte glaze. This gives it a modern look, feels wonderful in your hands, and makes a real statement. The lip of the cup and inside are finished in a smooth glossy texture which provides a textural contrast while keeping the inside easy to clean.

Can you write on the side of the cup?
The textural matte finish is perfect for writing on with washproof permanent markers. Let your creative side run wild and put your personal stamp on this great cup. You’ll feel wonderful making this cup reflect your style and feel like it is truly yours.

Is the porcelain chemical free?
Our porcelain products are all made from a premium porcelain that is 100% lead and cadmium free, and hand-finished by skilled artisans. When you select the best tea you want to be sure that nothing is compromised and especially not leaching harmful chemicals into your tea. Our porcelain has been selected with your health in mind so you can focus on enjoying your favourite beverage.

Why does it look like a paper cup?
Shaping this cup like a disposable cup is a visual pun that invites people to meditate on the environmental impact of their choices. Aside from that, it’s also just super chic.

Designed For Tea

Maximise your infusion
for better taste, aroma color
and ultimately enjoyment
Designed in Scandinavia

Elegant, modern, balanced
clever, creative and functional
Steeped in good taste
Uniquely Crafted

Carefully hand crafted by skilled artisans Using selected materials


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Looking for the ultimate storage solution for your vehicle, lawnmower, bicycles, or other valuable items? Carport Central is well known for delivering the best Metallic Barns and Buildings for individuals that are looking to have an inexpensive way to store their particular stuff in order to protect their particular horses and livestock from inclement weather, storms, and hail. Global metals and mining database containing contact information for 11, 500+ companies. Modular structures are argued to have advantages over conventional properties, for a variety of reasons.

You will find extra cost savings with Ironbuilt as a result of your lower heat and cooling bills with our Energy Star® panels and insulation systems. Our commitment to green technology incorporated into the design of our garage steel properties and our manufacturing method is second to nothing. sells and installs carports, garages, barns, storage sheds, warehouses, and custom metal buildings in 48 states.

In case you wait more than 90 days for the delivery of your carport or metal garage, we all will offer you a 10% discount off the balance due after the structure is installed. We could as well provide a full reimbursement of your deposit if you wish to cancel the order. However, for orders placed between Oct. one particular and spring in the District of Columbia, Indianapolis, Maryland, New Jersey, Fresh York, Ohio, and Pennsylvania, this guarantee does not apply, as installations and deliveries in these locations probably will be delayed until spring due to the regularity of winter storms.

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Studio Use Portable Barre

Show Works Studio Use Portable Barres are a product that, with appropriate care, will last a lifetime.

1.8m – the ideal starter size
2.4m – good for use by up to 3 people
3.6m – the studio choice – this barre can be used by up to 5 students.

All Show Works Studio Use Portable Barre Bases are fully adjustable in height. From a low height of 750mm up to well over 1.110 metres, they can be adjusted to exactly your preferred height (The Australian Ballet sets our Barres at a height of 1050mm).

Our Studio Use Portable Barres are made from
solid steel billet permanently welded to sturdy tubular steel. The top of each Base is fitted with an adjustment bolt that is easy to loosen and tighten to create an excellent friction fix.

The Barre itself is made from 45mm diameter kiln dried hardwood – it never feels cold even in winter. The dowel is pre-finished with 3 coats of Danish
Oil. It is easily maintained over time with a simple reapplication, as required.

Show Works Studio Use Portable Barres are given extra strength with the additional brace blocks at the top of each leg. Look for them when buying your Barre!

Show Works wants you to receive your Barre in the same condition as it left our workshop, that is why we send our Barres our packaged in solid PVC wrap to prevent scratches and dents en route.

We can send our Barres anywhere in Australia so contact us for a quote today!

Total weight of each base is 15kgs.

Base dimensions – 450mm long x 150mm wide x 750mm high

Materials –

  • Base – solid 45x45mm steel billet
  • Upright Sleeve – 30x30mm mild steel tube
  • Spigot – 25x25mm mild steel tube
  • “T” plate – 25mmx5mm flat bar
  • Dowel – 45mm KD Hardwood


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Recent and Upcoming Events

Optical Phase Change Materials Special Issue

Submissions entertained for thematic issue on Optical Phase Change Materials in the journal Optical Materials Express.

Recent Group News

MRS Bulletin Podcast on Jerome Lin’s VO2 neuron paper

Realization of artificial ancestral intelligence

Xiaofei Guan to join Shanghai Tech University as Assistant Professor in School of Physical Science and Technology. Congrats!

Our collaborative artificial neuron IEDM paper is discussed in EE Times

News and Views piece by Drs. Zhou and Shao on our recent paper appears in Nature Energy

Hydrogen induced insulation, by Zhou and Shao in Nat. Energy.

Kats et al VO2 paper is in the news

Shi and Ha et al oxide transistor paper is disussed in technical magazines: (R&D Magazine, EE Times, Gizmag, Materials Today)

Synaptic transistor learns while it computes

Synaptic transistor learns as it switches

Harvard scientists develop a transistor that learns

Brain-inspired transistor stimulates learning process

Kats et al VO2 Metamaterial paper is in the news (Photonics, Pysics World, Science News, MRS)

Coating Provides ‘IR Camouflage’

Natural metamaterial looks cooler when heated

Material looks cool while heating up

Vanadium Oxide Metamaterial Structure Appears to Cool as it Heats

Undergrad Siya Xuza meets with United States President Obama and the First Lady to discuss clean energy technologies for the developing world (link)

Remarks by the First Lady at Connecting Continents Event

Group alum Quentin van Overmeere to receive the Electrochemical Society Morris Cohen Award and Antonella Karlson Prize from Belgium science society. Congrats!

Nature reports on our group’s studies on correlated oxide electronics that could potentially enable energy-efficient transistors

Metal oxide chips show promise


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‘It’s a small world’

‘It’s a small world’, maybe an over used cliché…… Yet things often happen to me, fine gossamer strands weaving connections to my life in California and very often Provence. These invisible threads do indeed shrink my world, just like this story about the charming owner of a shop in Lourmarin, Rose de Bagatelle.

My ‘small world’ connections to Provence and especially Lourmarin are numerous ~ Our very special Lourmarin real estate agent, Gilbert at Sud Durance Immobilier who sold us our house has a daughter who lives in San Francisco. Ben, at L’insolite, a Lourmarin brasserie, who until recently was also in San Francisco where he ran a restaurant for five years. The American who recognizing me from my blog introduced himself outside Café Gaby and who lives three streets away from my son in San Francisco. The lady I met in Lourmarin who worked for our friend in San Francisco. The English chap I met in Lourmarin whose former colleague in Germany now works with my son in California and the English couple in Uzès whose daughter-in-law’s sister from New York works with my daughter in Michigan. The list continues and it’s one such small world connection which led me to meet Nanou in Lourmarin.

Lourmarin, Luberon, Vaucluse, Provence, France

The village of Lourmarin

Rose de Bagatelle

Tucked along one of Lourmarin’s cobbled streets on 18 Rue du Temple lies the delightful gift and clothing store Rose de Bagatelle. Nestled within ancient golden stone walls this tiny enclave is brimming with carefully selected alluring treasures warmed by the bright, friendly smile of its proprietor Nanou.

Rue du Temple, 84160 Lourmarin, France

Rue du Temple, Lourmarin

The Lourmarin family

First told about this lovely lady by Zennat, a designer in San Francisco who follows my blog, I went to  introduce myself. Someone once told me that the most endearing people are those that are interested, interesting and curious, Nanou is all three. On discovering I had recently bought a house in the village she immediately welcomed me telling me I was now part of the Lourmarin family, a Lourmarinoise.

“But,” I stammered surprised, “unlike you, I’m not French, and surely the locals consider me a stranger?”

“Non, non, non, Caroline!” Nanou insisted “You are one of us! I maybe French, originally from Paris but I too am not from here. I also chose Lourmarin because like you when I first came here in 2006, I knew I had to live here. It was love at first sight, after only one minute!”

Nanou smiled at me her azure eyes intent and serious, full of emotion.

“Oh.” I muttered flattered to have a such a connection with a Parisian. “I love it here, it’s utterly intoxicating, it fills my soul, yet I can never truly explain it.”

Nanou smiled knowingly. “Caroline,” (I so love the way she speaks my name as if savoring a rich, velvety wine) “Trying to share such a feeling is like trying to articulate why you chose the man you love. You might say he is handsome or kind or patient or many such things. Others may agree or not but that’s not important, he’s those things to you… and it is the same about a place. This little village that fills your heart does so for reasons that are special to you and that’s all that matters.”

The magical romance of her wisdom immediately resonated and I knew I’d found a soul mate. The small world connection continued as when I explained I lived in California she laughed telling me that her Italian husband had a long standing love affair with USA. “Sometimes,” she laughed “I think he thinks he is not Italian at all but American and so we have a home in Arizona. And like you we go back and forth between Lourmarin and USA.” Really, someone else was as crazy as me?!

We’ve chatted and laughed together many times since, getting to know one another, sharing stories, learning about each others lives……

Not long after that first visit to Lourmarin in 2006, Nanou persuaded her husband to move there from Bologna, Italy. Shortly afterwards Nanou opened Rose de Bagatelle (named after Bagatelle Park in Paris where she has fond memories of walking with her grandfather.) Luring her daughter Tatiana from Paris to run the shop with her, Tatiana initially wanted to explore other locations in Provence. However she quickly understood her mother’s entrancement with Lourmarin.

“There is something about this place.” Nanou told me wistfully “It is difficult to put into words, I call it the ‘Lourmarin effect’. Tatiana felt it too.”

Inside the gift and clothing store Rose de Bagatelle, 18 Rue du Temple, Lourmarin 84160 France

Inside Rose de Bagatelle, 18 Rue du Temple, Lourmarin

Domaine La Cavale

Months after meeting Nanou, those delicate threads spun their invisible magic again. During a visit to a local wine domaine La Cavale, the vivacious and knowledgeable young woman who spent over an hour with us explaining about the grapes and the wine and all things viticulture turned out to be Tatiana…….

La Cavale, 3017 Route de Lourmarin, Cucuron

 As delightful as her mother, Tatiana works at La Cavale and Rose de Bagatelle.

Domain La Cavale, 3017 Route de Lourmarin, 84160 Cucuron, Provence France

The tasting room of Domain La Cavale

Had Zennat in San Francisco not followed my blog and not got in touch maybe I’d still not have met Nanou, a lady who lives in Lourmarin and spends half her life in USA. If Tatiana hadn’t been so engaging maybe we’d never have chatted and I’d never have discovered she was Nanou’s daughter. Somehow I think those ‘small world’ ethereal threads will just keep spinning and connecting………….

If you are in the Luberon do visit the state of the art winery at La Cavale. And 10 minutes away in the middle of Lourmarin, Nanou and Tatiana’s charming boutique, Rose de Bagatelle where you’ll find clothes, accessories and jewelry which as their website says ‘are as elegant as these ladies are feminine.’

Rose de Bagatelle

18 Rue du Temple, Lourmarin 84160

 +33 490 791 282


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The Comic Book Story of Video Games | review

The gaming industry produced over $100 billion in revenue this past year, and that number is only going to go up. Within any of our lifetimes, whether your first game was Angry Birds or Pong, the progression of video games has been astounding. The Comic Book Story of Video Games is an incredibly informative graphic novel that tells the incredible story of the electronic gaming revolution.

This graphic novel starts with the history of video, which is the actual logical place to start the history of video games! Don’t be deceived by the fun drawings and the inclusion of video game characters through this history (it’s a fun Easter egg to spot them!), but this was actually a fairly technical background on the technology behind video and gaming! I loved learning so, so much about the technological innovation that went into bringing video games to life.

I also really loved learning about the context of some of the biggest games in history. What was the historical context for Pong and Pac-man and Pokemon? What technological advances were necessary for each of those games to come out? What made Microsoft come out with XBox? What is the highest-selling console of all time? How did console gaming finally take off to begin with?

These questions and more are answered in this fun read, and I highly recommend it to anyone with even a tiny bit of interest in video games and technology.

Disclosure: I received a copy of this book from Blogging for Books in exchange for my honest review.