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By selecting Submit Payment, you agree to all the Terms of Use outlined below. We take your privacy seriously; you may review our privacy policy below. When placing this order, all of your information is encrypted and transmitted using industry standard Secure Socket Layer (SSL) protocols secured by Symantec. Course begins after registration at your convenience.

Privacy Policy & Terms of Use

Thank you for visiting LowestPriceTrafficSchool.com (the "Company"). The Company respects the privacy of every individual that visits our website and seeks to make its information collection and use practices transparent to every user. This Privacy Policy and Terms of Use ("Policy") outlines the information we collect on this website (collectively with any and all sub-domains, "Website") and the manner in which we use and disclose that information. By visiting, using and/or submitting information via this Website you accept the practices described in this Policy and agree to the terms and conditions published herein.

For purposes of this Policy the terms "we," "us," and "our" mean the Company and The National Safety Commission, Inc. ("TNSC"), and any reference to the Company herein shall include TNSC. TNSC owns and operates this Website, as well as a number of other websites that offer related products and services for sale to end-users. All websites owned by TNSC, including this Website, operate on the same system. As such, information collected on any one of TNSC's websites is shared with TNSC and the affiliated websites.

Collection and Use of Personally Identifiable Information by the Company

Certain features of our Website require you to provide personally identifiable information; for instance, when you send us correspondence via our "Contact Us" form or when you register to obtain or purchase one of our products or services. Personally identifiable information generally includes information that could be used to determine your identify, such as your name, address, telephone number, e-mail address, or birth date. We do not collect this information from you if you do not provide it and we only collect the information you provide for legitimate business purposes and/or as required by law.

When you provide us with personally identifiable information, we may use that information in the following ways:

  • To fulfill your requests for certain products, services and/or information, including, but not limited to, processing payment for one of our courses, issuing credits/refunds, as the case may be, and managing your account;
  • To authenticate and/or verify your identity (or, if a minor, the identity of your parent or other legal guardian) and/or the identity of the person purchasing and/or using any of our products or services so that we may, among other things, properly record and report certain attributes to courts or governmental agencies that require the collection and retention of such information for administrative purposes related to the product and/or service purchased;
  • To provide customer support, troubleshoot and resolve problems and disputes, if any, or for other internal purposes;
  • To detect and protect against error, fraud or other malicious or criminal activity, and to enforce this Policy;
  • To analyze site usage, conduct market research, improve marketing and promotional efforts, and to further improve and customize our content, layout, user experience, products and services;
  • To contact and deliver information to you about products or services you purchased or other offerings, notices, or communications relevant to your use of our Website;
  • As otherwise set forth in this Policy, or as otherwise described to you at the time of collection.

Collection and Use of Personally Identifiable Information by Third Parties

In addition to the Company's collection and use of your personally identifiable information as detailed above, certain optional features of the Website may require you to disclose personally identifiable information in order to use those features. Some of these features, such as AddThis and Shopper Approved, are owned and operated by third parties that are not owned or controlled by us. If you choose to use these Website features your information will be disclosed to the respective third party. In addition, as stated below, even if you do not elect to use these Website features, your email address will be provided to our marketing consultant, Shopper Approved, in the ordinary course of our business to, among other things, conduct market research and obtain feedback from you regarding our products and services. The third party's collection, use and disclosure of information is governed by the third party's privacy policy and terms of use, not this Policy. As such, we strongly encourage you to review the third party's policies and terms of use prior to the disclosure of any such information to the third party.

Disclosure of Personally Identifiable Information by the Company

The Company does not share or otherwise disclose personally identifiable information except to the extent reasonably necessary to accomplish a legitimate business purpose or as otherwise required by law. It never sells the personally identifiable information it collects to third parties. The following describes some of the ways that personally identifiable information may be disclosed in the ordinary course of business:

  • Certain characteristics of your personally identifiable information may be provided to a court, government agency or law enforcement authority for administrative purposes related to a product or service you purchased or a product or service purchased on your behalf from the Company (e.g., if, as a result of a traffic violation, you elect to attend traffic school and purchase a course from us, we are required to and will report your successful completion of the course to the applicable state agency, along with your name, address, e-mail, phone number, birth date, gender, driver license number, citation data, and any other information required to be disclosed to the agency for processing your completion).
  • We may disclose your personally identifiable information to our service providers and independent contractors that have been retained to perform functions on our behalf or to provide services to us in the ordinary course of our business, including legal, audit and other professional service providers, our marketing and advertising consultants, data processors, and information technology subcontractors, among others (e.g., we may disclose your credit card information, including your billing information, to our payment processing partner in order to complete the processing of your purchase of one of our products or services, or we may disclose your email address to a third party marketing consultant, such as Shopper Approved, in order to obtain reviews from you about our products and services). Personally identifiable information is disclosed only to the extent necessary for any provider or contractor to perform any such service or function.
  • Our Website and emails that we may send you may contain features that allow you to voluntarily forward information and personal messages to a friend, family member, colleague or other individual. When you use one of these features, we may ask you to provide your name and email address and the recipient's name and email address so that we may use this information to customize and deliver your email message to your intended recipient.
  • When you contribute to a public area or feature on our Website, such as an online community board, message board, blog or other such open forum, the information that you submit will be made available to the general public. For this reason, we recommend that you exercise caution in your submission of personally identifiable information since it will be accessible by the public.
  • If we are under a duty to disclose or are otherwise required to share your personally identifiable information in order to, among other things, comply with any legal or regulatory obligation, respond to a subpoena, inquiries or other requests from any government agency or authority, enforce this Policy, to pursue available remedies or limit damages we may sustain, or to protect the rights or interest in property of the Company, or the safety, security or interests of the Company and/or any of its officers, directors, employees, agents, representatives, customers, or other visitors of the Website, including, but not limited to, exchanging information with other organizations for the purposes of fraud protection.

Personally identifiable information and other information collected from you may also be transferred to a third party that is a prospective buyer or seller of the Company's business or assets, or to another as a result of a sale, acquisition, merger, other transfer, debt financing arrangement, reorganization, or bankruptcy (a "Transfer") involving us, our parent company, or any affiliate or subsidiary. We specifically reserve the right to transfer personally identifiable information collected from the Website, and any of the Company's databases, to a third party in connection with a Transfer, and nothing in this Policy is intended to or shall be deemed to interfere with our ability to transfer all or part of our business and/or assets (including the Website) to an affiliate or independent third party at any time, for any purpose, without limitation whatsoever.

Notwithstanding the foregoing, and without limiting the above, we reserve the right, and your use of the Website authorizes us, to disclose your personally identifiable information when we determine, in our sole discretion, that the disclosure of any such information is necessary to identify or contact you, or bring a legal action, including an action against you, if: (a) you are or may be violating this Policy; (b) you are interfering with another's rights or property, including, without limitation, our rights or property; (c) you are violating any applicable law, rule or regulation; (d) necessary or required by any applicable law, rule, or regulation; and/or (e) requested by authorities during any pending investigation, whether against you or another, or in the event of any act of terrorism or instance of local, regional, or national emergency.

Please note that, although we use security measures to keep your personally identifiable information anonymous, no security measure is perfect or impenetrable. As such, we cannot ensure or guarantee that all of your private communications and other personally identifiable information will never be disclosed in ways not detailed in this Policy. By way of example, and without limiting the foregoing, we may be forced to disclose personally identifiable information to the government or third parties under certain circumstances or third parties may unlawfully intercept or access transmissions or private communications despite certain safeguards being in place. Therefore, notwithstanding anything contained herein to the contrary, your use of the Website is at your own risk and we cannot and do not promise, and you should not expect, that your personally identifiable information or private communications will always remain private.

How to Change Your Personally Identifiable Information Maintained by the Company

If for any reason you are concerned that your personally identifiable information held by the Company is not correct, please visit the Website's homepage and select "Sign-In" to log into your account so that you may edit and save the correct information. Should you have any trouble with the online sign-in process, or are otherwise unable to correct your personally identifiable information in this manner, you may call one of our Customer Care specialists at (800) 729-1997 or email us at support@nationalsafetycommission.com so that they may assist you. Only you or the Customer Care department may access your personal data from the Website using your password and user ID. Additional information related to you and/or your account may be changed online within "My Account".

Other Information Collected and Used by the Company

In some cases, we may automatically collect information from you that may not be considered personally identifiable information. Non-personally identifiable information may be collected directly by us or by a third party vendor that performs functions on our behalf. Examples of non-personally identifiable information include, but are not limited to, the computer operating system used, the Internet browser used, your IP address, the date and time of a visit to the Website, the number of times you have clicked on an advertisement, other interactions between you and the Website and other web usage activity and data logged by servers. This information is generally used for internal system administration, to diagnose and troubleshoot our system and servers, and to administer our Website. The information may also be used to gather broad demographic information and data related to consumer behavior so that we may better match our products, services, advertisements and Website to your interests and preferences.

Like many other websites, we use "cookies" or similar anonymous identifiers to help us gather and store information about visitors to our Website. A cookie is a small data file that a server sends to your browser when you visit the Website. When you visit the Website again, the cookie allows the Website to recognize your browser. Cookies may store user preferences and other information. The cookies do not monitor, track or store any personally identifiable information.

The use of Cookies helps us assist your use of the Website and permits us to better advertise our products and services to you and other consumers. Generally speaking, we may use information from cookies for the following purposes:

  • To help make the Website work properly and improve your browsing experience (e.g., cookies that enable you to navigate around web pages or access secure areas of the Website so that you may purchase products or services);
  • To monitor traffic to and from our Website and on our Website;
  • To recognize repeat visitors to our Website, including specific pages of the Website;
  • To authenticate users, safeguard against fraudulent use of login credentials and protect user data from unauthorized parties;
  • To enable you to carry information across pages of the Website to avoid having to re-enter the same information on multiple pages;
  • To track visitor interaction with advertisements displayed on our Website or advertisements linked to our Website (e.g., to monitor the number of times a certain advertisement is displayed during a visit to the Website and/or the number of times the advertisement is clicked by the visitor);
  • To advertise and remarket our products and services and to make those ads more engaging and relevant to you;
  • To measure conversion events and the effectiveness of our advertising (e.g., some cookies help us determine how many times visitors have clicked on a Google ad and how many of those visitors thereafter purchased a product or service from us).

Both the Company and third party vendors (like Google) set cookies through the Website. We use first party cookies, such as Google Analytics cookies, and third party cookies, such as AdRoll cookies, to report ad impressions and uses of ad services. These cookies and website pixels also allow us to analyze how user interactions with ad impressions and services are related to the Website.

In addition, we permit other third party companies, like AddThis, to collect certain anonymous identifiers when you visit our Website. These third party companies may use non-personally identifiable information during your visits to this Website and other websites in order to provide advertisements about goods and services likely to be of interest to you. These companies typically use a cookie or a third party web beacon to collect this information. To learn more about this type of behavioral advertising practice, please visit www.networkadvertising.org.

A. Google Analytics

Our analytics cookies include Google Analytics. This tool uses a set of cookies to collect information and report Website usage statistics without personally identifying individual visitors to Google. We have implemented the following Google Analytics advertising features:

  • Remarketing with Google Analytics: permits us to deliver targeted ads to users that have already visited the Website or App, which ads are based on behavior those users displayed during their sessions (e.g., delivering an ad for a discount to a Website visitor who added items to their shopping cart but did not complete the checkout process).
  • Google Display Network Impression Reporting: permits us to measure the effect and value of ads that are not clicked by consumers, thereby helping us better understand the value of these ads with respect to our return on investment.
  • Google Analytics Demographics and Interest Reporting: permits us to better understand the interests and demographics of our Website audience so that we can identify the types of visitors to the Website and the subset of visitors that convert in order to better understand our return on investment and more efficiently manage our advertising costs.

To find out more information about Google Analytics, its security and privacy policies, please visit https://support.google.com/analytics/answer/6004245. To opt out of Google Analytics visit https://tools.google.com/dlpage/gaoptout.

B. Google AdWords

We also use Google AdWords to advertise online and make our ads more relevant to users interested in one of our products or services. We have implemented the following Google AdWords features:

  • Remarketing
  • Interest Categories
  • Similar Audiences
  • Other types of interest-based advertising
  • Demographic and location targeting

The remarketing and similar audience features allow us to reach consumers who previously visited the Website as well as consumers similar to past visitors of the Website. With this feature we are able to match those users with the most relevant ads in order to attract those visitors to the Website. Such ads may appear to users as they browse other websites that are part of the Google Display Network or as they search for terms related to the Company's products on Google. To learn more about remarketing with AdWords visit https://support.google.com/adwords/answer/2453998?hl=en. For additional information about AdWords similar audiences, visit https://support.google.com/adwords/answer/2676774?hl=en.

Interest-based advertising features permit us to reach consumers based on their interests as they browse websites or apps on the Google Display Network. For instance, if a user has been browsing for a specific product, like a Driver Safety Course, and takes a break to read a news site, Company ads relevant to its driver safety courses may reach that user while they browse the news site. This helps us attract the customers that have expressed an interest in our products and services, or are likely to express an interest in our products or services based upon their already expressed interest categories. To learn more about AdWords interest based advertising, like interest categories, visit https://support.google.com/adwords/answer/2497941?hl=en&ref_topic=3122880.

Similarly, with the demographic and location targeting features, we are able to target our ads to a specific set of consumers within a particular geographic area, age range, gender or parental status that are most likely to purchase our products and services. For example, we may set our ads for a Florida Driver Education Course to be displayed only to users situated in the State of Florida, or our ads for a Mature Driver Course may only target adults of qualifying age. For more information about AdWords demographics targeting, visit https://support.google.com/adwords/answer/2580383?hl=en. For AdWords location targeting visit https://support.google.com/adwords/answer/6317?hl=en.

To learn more about Google AdWords, its security and privacy policy, please visit https://www.google.com/intl/en-US/policies/privacy/. To opt out of Google's use of cookies in AdWords please visit Google's Ad Settings: https://www.google.com/settings/u/0/ads. To learn how to opt out of other third party vendor's use of cookies, please visit the Network Advertising Initiative Opt-Out Page: http://www.networkadvertising.org/choices/.

C. Bing Search Network

In addition to Google AdWords, we also advertise our products and services via the Bing Search Network ("Bing"). Bing uses cookies and web beacons to operate its service and provide users with a more relevant search experience. For more information about Bing, its security and privacy policy visit http://www.microsoft.com/privacystatement/en-us/MicrosoftOnlineAdvertising/Default.aspx. To learn how to opt out of Bing's use of cookies, please visit http://choice.microsoft.com/en-us/opt-out.

D. AdRoll

We also use the third-party AdRoll cookie to serve you more relevant ads. Like the remarketing features of Google Analytics and AdWords, the AdRoll cookie tracks visitors of the Website and assists us in redisplaying our ads to those visitors after they leave the Website and visit other sites online. AdRoll does not collect information that personally or directly identifies you; rather, the information captured may include the content you view, the date and time such content is viewed, the products purchased, and/or the location information associated with your IP address. AdRoll may also collect information about where you saw the ads they serve you and what ads you clicked on. For more information about AdRoll, its security and privacy policy, and/or to opt out of AdRoll please visit http://www.adroll.com/about/privacy.

E. How You Can Manage Cookies

In addition to the methods detailed above to opt-out of specific features that use cookies, most Internet browsers also provide additional mechanisms to control cookies stored on your device. For instance, your browser may inform you when a cookie has been sent to you and provide you with an opportunity to refuse that cookie. Browsers also typically permit you to erase cookies from your computer and/or block all cookies from being stored on your device. To learn how to control cookie permissions in Google Chrome, please visit https://support.google.com/chrome/answer/95647?hl=en. If you do not use Google Chrome, please refer to your browser instructions or help screen to learn more about these functions as they relate to the browser you use.

Please note that unless you have set your browser to refuse cookies, our system will issue cookies when you visit the Website. If you reject a cookie issued by the Website, you may be limited in some areas of the Website.

Anonymous Identifiers

To serve ads in services where cookie technology may not be available (for example, in mobile applications), we may use anonymous identifiers. Anonymous identifiers perform similar functions to cookies. To learn more about limiting ad tracking on devices using iOS 6 and above, visit the Settings menu on your device. To opt-out of interest based ads on Android, open the Google Settings app and select Ads.

Linking Policy and Safeguarding your Personally Identifiable Information

The Website links to other websites created and maintained by other private and/or public organizations, such as Facebook or Twitter, that are not controlled by the Company. Some of these third-party websites may use our logos or style as the result of a co-branding agreement or other business relationship. Others may not. In any event, we do not endorse the organizations sponsoring linked websites or the views they express or the products or services they may offer. The Company cannot and does not control or guarantee the accuracy, relevance, timeliness or completeness of information contained on a linked website, and is not responsible for any transmission received by or from a user from or to a linked website. It is the Company's policy to not link to any website that endorses hate, bias or discrimination and we reserve the right to deny or remove any link that contains misleading information or unsubstantiated claims, or is otherwise determined to be in conflict with the Company's mission or this Policy.

In addition, please be aware that third party websites, including linked websites, may send their own cookies to you and/or may collect, use and disclose data in ways dissimilar to the Company. The Company has no control over these websites, their cookies, the data they collect or the data that they use (or how they use it). This Policy does not apply to those websites or any other website except this Website. We encourage you to read the privacy policies and terms of use referenced in or applicable to any websites that you enter or any third party companies to which you provide your personal information.

Please also note that we cannot authorize the use of any copyrighted materials contained in linked websites. Request for authorization to use a copyrighted work must be made to the copyright owner.

While the information and recommendations contained within or on the Website, including, without limitation, courses, tests, publications, newsletters and other entries, have been compiled from sources believed to be reliable and accurate, the Company does not warrant and makes no guarantee as to, and expressly disclaims and assumes no responsibility or liability for, the correctness, sufficiency or completeness of any such information or recommendation.

Copyright Violations

We respect the intellectual property of others and we ask that you do the same. If you believe that your work has been copied in a manner that potentially constitutes copyright infringement, please contact our Copyright Agent at the below address and provide the following information:

  • An electronic or hard copy of the signature of the individual authorized to act on behalf of the owner of the copyright interest;
  • A description of the copyright work that you claim may be infringed;
  • A description of where the material that you claim may be infringing is located on the Website;
  • Your first and last name, address, telephone number and email address;
  • A statement by you that you have a good faith belief that the disputed use is not authorized by the copyright owner, its agent or the law; and
  • A statement by you, made under the penalty of perjury, that the above information in your notice is accurate and that you are the copyright owner or are otherwise authorized to act on the copyright owner's behalf.

Our copyright agent for notice of claims of copyright infringement on the Website or Services can be reached by mail at Copyright Agent at:

Copyright Claims
The National Safety Commission, Inc.
P.O. Box 442288
Jacksonville, FL 32222
Fax (888) 977-3809
Email support@nationalsafetycommission.com

Please be advised that, pursuant to 17 U.S.C. section 512(f), any misrepresentation of material fact in a written notification automatically subjects the complaining party to liability for any damages, costs and attorney's fees incurred by us in connection with the written notification and allegation of copyright infringement.

We use industry-standard security measures to protect your information. For Website security purposes and to ensure that this service remains available to all users, we employ commercial software programs to monitor network traffic in order to identify unauthorized attempts to upload or change information, or otherwise cause damage. Unauthorized attempts to upload or change information, or to otherwise cause damage, are strictly prohibited and may be punishable under the Computer Fraud and Abuse Act of 1986, as amended. 18 U.S.C. §1030.

Please be advised that no data security measures can be guaranteed to be completely effective. Consequently, we cannot ensure or warrant the security of any information that you provide to us. In the unlikely event that an unauthorized third party compromises our security measures, we will not be responsible for any damage directly or indirectly caused by any unauthorized third party's ability to view, use or disseminate such information.

Access to and Use of the Website by Persons Under the Age of 18

If you are under the age of 18, we require that you inform a parent or other legal guardian about this Policy and obtain their consent to the same prior to your use of the Website or otherwise placing an online order with us. The Website is intended to be accessed and used only by individuals age 14 or older and is not directed to anyone under the age of 14. By using this Website you agree not to submit any information about anyone under the age of 14, or anyone between the ages of 14 and 17 (including your own) where a parent's (or a legal guardian's) informed consent is not first obtained.

If we learn that we have inadvertently obtained any personal information relating to a child aged 13 or younger, we will delete that information as quickly as possible in accordance with applicable laws. If you believe that we may have collected any such personal information, please immediately notify us by contacting the Company at the addresses provided under the "Contact Us" section located at the end of this Policy.

CAN-SPAM Compliance

We are compliant with the Controlling the Assault of Non-Solicited Pornography and Marketing Act of 2003 (the "CAN-SPAM Act"). 15 U.S.C. §7701.

You may opt-out from receiving commercial email from us and any other promotional communications that we may send to you from time to time by sending your request to us by email at support@nationalsafetycommission.com or by writing to us at the address provided under the "Contact Us" section located at the end of this Policy. Please be advised that if you opt-out of receiving commercial email from us, it may take up to ten (10) business days from the receipt of your opt-out request to process such request, and you may receive commercial email messages from us during that period. Please be advised that even after we process your opt-out request you may continue to receive administrative messages from us regarding our products or services.

Governing Law and Arbitration

This Policy is to be governed by and construed in accordance with the internal laws of the State of Florida, without regard for principles of conflicts of law. Any civil action, claim, dispute or proceeding arising out of, or relating to, this Policy shall be referred to final and binding arbitration, before a single arbitrator, under the commercial arbitration rules of the American Arbitration Association in St. Johns County, Florida. You and we shall select the arbitrator; provided, however, if you and we are unable to reach agreement on the selection of the arbitrator within thirty (30) days after the notice of arbitration is served, then the American Arbitration Association shall select the arbitrator. Arbitration shall not commence until the party requesting it has deposited One Thousand Dollars ($1,000.00) with the arbitrator as a retainer for the arbitrator's fees and costs. The party requesting arbitration shall advance such sums as are required from time to time by the arbitrator to pay the arbitrator's fees and costs until the prevailing party is determined or the parties have agreed in writing to an alternate allocation of fees and costs. Should either party first commence an action in any state or Federal court, necessitating the other party to file a motion with the court to compel arbitration, the party so moving shall not be deemed to be the party requesting arbitration; rather, the party commencing the action shall be deemed to be the party to have requested arbitration and shall advance all sums required herein.

Judgment upon any award rendered by the arbitrator shall be final, binding and conclusive upon you and us, and your and our respective administrators, executors, legal representatives, successors and assigns, and may be entered in any court of competent jurisdiction. Notwithstanding anything contained herein to the contrary, in no event shall either you or we be entitled to punitive, special, indirect or consequential damages, and both you and we hereby waive your rights to any punitive, special, indirect or consequential damages, including, but not limited to, damages for any loss of profit, revenue or business.

Courses and Testing

The Company's BDI and TLSAE Courses are approved by the Florida Department of Highway Safety & Motor Vehicles. Additionally, the company is an approved third party provider of the Learner's Permit Test required to obtain a learner's permit in the State of Florida. The Florida Department of Highway Safety & Motor Vehicles REQUIRES that we collect a State Assessment Fee for each person completing a BDI or TLSAE course. Assessment Fees are remitted to the Department's Highway Safety Operating Trust Fund which is used to administer the Department's programs and to fund the general operations of the Department. Providers are also required to process and submit your information to the Department, and, for BDI customers, provide a course completion certificate, as well as maintain certain course records pursuant to Florida law. Effective January, 27th, 2015, the Florida Department of Highway Safety & Motor Vehicles requires providers to contract with Solutions Thru Software (STS) for testing services. STS requires providers to remit an additional per test transaction fee for each initiated Florida driver's license test administered by the provider. This fee includes an applicant usage fee and the additional per test transaction fee that shall be remitted to STS in compliance with the State of Florida requirement, as well as the related processing and credit card transaction fee incurred by the provider.The Department and STS charge a retesting fee for those Learner's Permit applicants who fail to pass the Florida driver's license test. Additionally, the Company charges a fee for license re-testing, as well as a retesting fee for those who fail to pass the BDI or TLSAE course. We do not require any student to purchase a course completion certificate and certificates are delivered free of charge via US Mail unless the student exercises the option to purchase an expedited delivery method. Driver's License Prep Courses (new driver/drivers license/motorcycle license/CDL license) are not regulated by the State of Florida and customers may take unlimited tests/re-test during their access period. Submitting your information to the Department for the BDI and TLSAE Course and the Learner's Permit Test is always free at LowestPriceTrafficSchool.com.

We reserve the right to update, amend and/or change this Policy at any time in our sole discretion and without notice. This Policy, as published, is the most current version of the Policy and includes any and all updates and amendments. All changes shall automatically be effective when posted. Any information we collect from you online is subject only to our most current Policy. You are encouraged to revisit this Policy from time to time in order to review any and all changes that have been made.

In the event that any part of this Policy is found to be invalid or unenforceable, such provision shall be struck and the remaining provisions shall remain valid and enforceable; provided, however, that the remaining provisions do not render the Policy meaningless or of no value.

Contact Us

You may direct any questions regarding this Policy to us at the following address:

The National Safety Commission, Inc.
P.O. Box 442288
Jacksonville, FL 32222
Fax (888) 977-3809
Email support@nationalsafetycommission.com

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Note regarding fees: The Florida Department of Highway Safety & Motor Vehicles REQUIRES that we collect a State Assessment Fee for each person completing a BDI or TLSAE course. Assessment Fees Note regarding fees: Automated Drivers License Testing System (ADLTS) Fees: Effective January, 27th, 2015, the Florida Department of Highway Safety & Motor Vehicles requires ...(more) ...(more) ...(more)

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Florida CDL Handbook: Weight and Balance

With the Florida CDL Driver Handbook, you can study up on the issues that specifically relate to earning your CDL endorsement.

Florida CDL Handbook: Weight and Balance

Table of Contents

3. Transporting Cargo Safely

You are responsible for not being overloaded. The following are some definitions of weight you should know.

3.2.1 - Definitions You Should Know

Gross Vehicle Weight (GVW). The total weight of a single vehicle plus its load.

Gross Combination Weight (GCW). The total weight of a powered unit, plus trailer(s), plus the cargo.

Gross Vehicle Weight Rating (GVWR). The maximum GVW specified by the manufacturer for a single vehicle plus its load.

Gross Combination Weight Rating (GCWR). The maximum GCW specified by the manufacturer for a specific combination of vehicles plus its load.

Axle Weight. The weight transmitted to the ground by one axle or one set of axles.

Tire Load. The maximum safe weight a tire can carry at a specified pressure. This rating is stated on the side of each tire.

Suspension Systems. Suspension systems have a manufacturer's weight capacity rating.

Coupling Device Capacity. Coupling devices are rated for the maximum weight they can pull and/or carry.

3.2.2 - Legal Weight Limits

You must keep weights within legal limits. States have maximums for GVWs, GCWs, and axle weights. Often, maximum axle weights are set by a bridge formula. A bridge formula permits less maximum axle weight for axles that are closer together. This is to prevent overloading bridges and roadways.
Overloading can have bad effects on steering, braking, and speed control. Overloaded trucks have to go very slowly on upgrades. Worse, they may gain too much speed on downgrades. Stopping distance increases. Brakes can fail when forced to work too hard.

During bad weather or in mountains, it may not be safe to operate at legal maximum weights. Take this into account before driving.

3.2.3 - Don't Be Top-heavy

The height of the vehicle's center of gravity is very important for safe handling. A high center of gravity (cargo piled up high or heavy cargo on top) means you are more likely to tip over. It is most dangerous in curves, or if you have to swerve to avoid a hazard. It is very important to distribute the cargo so it is as low as possible. Put the heaviest parts of the cargo under the lightest parts.

3.2.4 - Balance the Weight

Poor weight balance can make vehicle handling unsafe. Too much weight on the steering axle can cause hard steering. It can damage the steering axle and tires. Under-loaded front axles (caused by shifting weight too far to the rear) can make the steering axle weight too light to steer safely. Too little weight on the driving axles can cause poor traction. The drive wheels may spin easily. During bad weather, the truck may not be able to keep going. Weight that is loaded so there is a high center of gravity causes greater chance of rollover. On flat bed vehicles, there is also a greater chance that the load will shift to the side or fall off. See Figure 3.1.

Here are some merchant reviews from past customers sharing their overall shopping experience.

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Ancient and Modern

M.A. Screech

  • Masters of the Reformation: The Emergence of a New Intellectual Life in Europe by Heiko Augustinus Oberman, translated by Dennis Martin
    Cambridge, 269 pp, £22.50, June 1981, ISBN 0 521 23098 5
  • Montaigne by Peter Burke
    Oxford, 96 pp, £5.50, October 1981, ISBN 0 19 287523 X

Does Luther explain Hitler? Oberman, an international Dutchman at home in Tuebingen, asks the question only to toss it aside: the Reformation was not a ‘German tragedy’. Into this English version of Werden und Wertung der Reformation he interpolates an abrupt sentence: ‘The appalling experiences of the Third Reich incline historians to assume that what went wrong with the Reformation was Luther’s sell-out to the princes’ – which supposedly led to a German tendency to give the last word in politics or morals, not to the individual or the Church, but to the collective and the State. Oberman rejects all this as too easy a way out of a complex problem. It may well salve ‘forever the German religious conscience’, but it does violence to truth. Generalisations must wait till we know a lot more. Confessional distortions are out of fashion; some political and social ones less so. Oberman’s book is a massive contribution to a debate. He cannot see the Reformation solely in terms of social or political forces. He believes in a variety of Geistesgeschichte. His thesis is a controversial one, and is presented as such in the blurb.

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Silver Talking Clock Keychain - Spanish

Silver Talking Clock Keychain - Spanish
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The Silver Talking Clock Keychain in Spanish is perfect for people with low vision on the go. This clock displays and announces the time as needed in a clear voice. The Silver Talking Clock Keychain also has an alarmwhich states the time when it goes off. This is the Spanish model.

Feel free to hear how this Talking Alarm Clock sounds!

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Student Events

Join the College of Agriculture in a multitude of fun activities hosted on and off campus. Meet new friends, stay involved and enjoy life outside of schoolwork. Check this page frequently to stay up to date on events held each semester.

Clubs & Organizations

There are over 20 clubs and organizations to join within the College of Agriculture! Make your semester meaningful by connecting with peers who have similar interests.

Les Voyageurs

Established in 1987, Les Voyageurs serve as representatives to the College of Agriculture.

Students who join have the opportunity to travel, receive exclusive merchandise and apply for a $250 annual scholarship.

Undergraduate Advising

For questions pertaining to scheduling, advising holds, CATS, career advice, or internship information, students should see their faculty adviser.

Student Services Office in 106 Martin D. Woodin Hall can also assist you with a number of services.

Geaux Abroad

Study abroad for a semester in Australia, go somewhere on spring break in Nicaragua or gain intern experience in Slovakia. Apply for study abroad scholarships to make your travel dreams a reality.

Our list of internships is updated frequently. Visit Gigi Gauthier in 140 Woodin Hall to find an internship that best suits your interests and field of study.

toups scholarship

Newly admitted freshmen, students from any of Louisiana's 64 parishes and current students all have the opportunity to apply to the scholarships we currently have available.

mentor program

Mentoring Program

Students who are interested can apply to our mentoring program each year in the fall. Fill out an application and get matched with a mentor!

College is a new and exciting time in one's life, and there are a lot of questions to be asked! Find out the answers to all of your inquiries here.

Grad Student

Graduate Programs

Students interested in graduate programs in the College of Agriculture should contact the Graduate School, as well as the department in which you wish to study.

A list of graduate programs can be found here.

College of Agriculture Undergraduate Research program encourages research by students as a part of their education. Students partner with a faculty member to conduct research in their area of interest. More than 150 student projects have been funded for a total of over $200,000.


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Master of Science Programs | LSU E. J. Ourso College of Business

MS Programs

Female masters students pay attention during a class lecture.

MAcc - Master of Accountancy

The accounting profession has seen dramatic changes in its activities over the last generation. Today’s accountant is vastly different than his/her predecessors. Increasingly, accountants are called upon to engage in tasks that go far beyond the scope of what was traditionally thought of as accounting services. This broadening of scope brought on by shifts in the social, technological, financial, legal, and ethical environments has been reflected in the 150-hour requirement to sit for the Certified Public Accounting exam. The challenge is to develop in today’s professional accountant the breadth of knowledge necessary to cope in today’s complex environment. The Master of Accountancy program at LSU is designed to meet that challenge. With special emphasis on fundamentals and business decision making, the program is uniquely qualified to prepare the student for a lifetime of continual learning and development.

Economics masters students talk in the courtyard.

MS - Economics

The Master of Science in Economics is a streamlined, applied program designed to provide the training necessary for careers in business and government. Students can complete the program in three regular semesters. The first semester comprises four courses — mathematical economics, macroeconomic theory, microeconomic theory, and applied econometrics — that provide a foundation in economic theory and quantitative methods which is utilized in the remaining six elective courses that must be taken. With permission of the graduate director, students may elect to take up to two of their six elective courses in disciplines outside of economics. Prior to entering the program, students should have completed undergraduate courses in calculus, statistics, and intermediate macroeconomics and microeconomics.

Finance masters students use the Bloomberg terminals in the SMART Lab.

MS - Finance

The Master of Science in Finance program provides its students with the analytical and communicative skills necessary for effective financial decision making through the application of financial theory and quantitative techniques. With ever-increasing financial globalization and competition for employment in the financial sector, it is crucial that professionals prepare for the increasingly complex world of Finance by building a solid foundation. The LSU Master of Science in Finance program offers a challenging advanced degree that prepares its participants to become the leaders of this rewarding and dynamic field.

Analytics masters students work together on their laptops during class.

MS - Analytics

The Stephenson Department of Entrepreneurship & Information Systems offers the Master of Science in Analytics. This degree’s curriculum prepares students for careers in the rapidly growing fields of business analytics and business intelligence. Students learn how to use state-of-the-art tools for data management, statistics, and data mining. The program emphasizes teamwork and communication skills. Team projects focus on practical problems, using data from real organizations. Students with backgrounds in business, economics, engineering, statistics, math and computer science will benefit the most from this intensive 12-month program. An analytics specialization can also be earned through the LSU E. J. Ourso College of Business’ LSU Flores MBA Program.


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Blue Devil Motorsports Supermileage

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  • Engineering students design and build a fuel-efficient vehicle that will achieve the highest possible miles per gallon in competition while also achieving other tests: roll bar stress, braking, maneuverability, egress, and visibility.
  • Students design and build the vehicle from aerodynamic, mechanical, and functional standpoints with the use of innovative materials, tools, and technology.
  • Students compete against around 30 teams in an international competition.
  • Tasked to generate financial support for their project and manage their educational priorities.
  • Students must function as a team to conceptualize, design, build, test, promote, and race within the limits of race rules.

Benefits of SAE Supermileage

  • Apply classroom concepts to real-world problems. Statics, dynamics, materials, electronics: it all has a place in SAE Supermileage.
  • Collaboration builds a better product. We work together to design a car, solve problems, and represent our university on an international stage.
  • Explore entrepreneurship through a business-focused vehicle design. Pitch sponsors, network with industry, and develop timelines.

2019 Team Leaders

Austin Petty
Body / Steering & Braking
    Alex Betz
Powertrain / Electrical
    Liping Liu, PhD
Faculty Advisor

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LONDON - The hiccups outnumbered the highlights, and for a while the U.S. racked up fouls faster than points.

The opener wasn't artistic, but it was enough - easily enough.

Kevin Durant scored 22 points in his Olympic debut, Kevin Love added 14 and LeBron James had eight assists as the American men's basketball team overcame some sloppy moments with a 98-71 win Sunday over France.

"We know everybody else expects us to win by 40 points," said Carmelo Anthony. "For us, a win's a win. We expect every game to be like this one."

Seeking a second straight gold medal to match the redemptive one they captured in Beijing four years ago, the Americans expected a tough test from a French team featuring San Antonio guard Tony Parker and five other NBA players. And although the U.S. was never in real trouble - it only led 22-21 after one quarter - there were enough flaws (14 turnovers, 26 fouls) to keep coach Mike Krzyzewski and his staff busy and this superstar-laden squad from feeling too comfortable.

"It wasn't perfect," said James, who only took six shots while setting up his teammates. "We've still got room for improvement. We had too many turnovers, too many fouls and we had a couple of defensive rebounds we could have come up with. But overall, we played a pretty good game for as close to 40 minutes as possible."

Kobe Bryant had said this team could beat the 1992 Dream Team that changed international hoops forever at the Barcelona Games. That matchup is mythical, but the London Games aren't and this U.S. team will have to play much better in upcoming games if it plans to maintain American dominance.

"We know we have to keep going for 40 minutes and play hard," said Bryant, who only played 12 minutes.

Afterward, Parker, who nearly missed these games after undergoing surgery for a freak eye injury, didn't want to concede anything to the Americans. But when asked if the U.S. team can be beat, he took a contemplative pause before responding.

"They're going to be very, very tough to beat," Parker said.

At times, the Americans' offense was erratic. The U.S missed its first six 3-pointers and settled too quickly for jump shots instead of driving to the basket. But France wasn't able to capitalize as the U.S. turned up its pressure on defense and forced 18 turnovers.

With first lady Michelle Obama on hand to cheer on the U.S., Durant, Anthony and Tyson Chandler added nine rebounds apiece for the Americans, who will next play Tuesday against Tunisia, beaten 60-56 by Nigeria in the tournament opener.

As they left the floor, the U.S. players stopped to hug Mrs. Obama, who can report back to her commander in chief husband that his favorite team has taken its first step toward gold.

Parker, playing with goggles to protect a surgically repaired left eye, scored 10 points but France fell to 0-5 in Olympic competition against the USA. Ali Traore scored 12 points to lead France, which got few uncontested looks from the outside and missed 20 of 22 3-pointers.

"They pressured us from the start until the end," said France coach Vincent Collet.

With the U.S. leading 52-36 at halftime, Durant opened the second half with a 3-pointer, Bryant dropped one from long range and after James dunked an alley-oop pass from Deron Williams, the Americans led 64-43.

Au revoir, France.

The U.S. team's lead ballooned to 78-51 after three quarters, allowing Krzyzewski to rest Bryant, James and Durant for most of the fourth quarter. With the game well in hand, Krzyzewski even gave 19-year-old Anthony Davis, the top pick in June's NBA draft, his first taste of Olympic play.

Durant had struggled to score during a recent exhibition tour, prompting James to give his close friend and teammate a pep talk.

"I told K.D. to be himself," James said. "We need the K.D. who scores. We don't need the K.D. who defers."

Unlike his peers, Krzyzewski has the luxury of a deep bench and he was forced to go it early and often in the first half, when the Americans got into four trouble. They were called for 18 personals and complained about some of the calls. Anthony and Russell Westbrook spent the final six minutes of the second quarter on the bench after picking up their third fouls.

"There were a lot of calls that didn't seem right," Anthony said. "One time down the floor they called it this way and one time they called it that way."

Along with the questionable calls, the Americans took some curious shots early on, and when France's Yannick Bokolo drained a 3 in the final second of the first quarter, France was within 22-21.

Nicolas Batum, who plays for Portland, thought the U.S. might "panic."

But James opened the second quarter with a 3, the U.S. quickly went on an 11-0 run and by midway through the third, Bryant and Co. restored order.

As the U.S. reserves scored on dunk after dunk in the fourth, James and Bryant lounged on the bench.

They know there will be tougher games ahead.

The first one, though, was over.

"We knew this game wasn't going to be easy," Durant said. "We know even if we don't start well we can finish."


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Silverwater Car Service & Silverwater Car Repairs

  • Fully Qualified Mechanics
  • -
  • 12 Months Nationwide Warranty
  • -
  • Only Quality Parts and Oils Used

Want the best car service or car repairs in Silverwater area? You’ll get it right here! Lube Mobile is your local service!

Any kind of car service or car repairs you need in the Silverwater area, just get Lube Mobile! Whatever you need done, we’ll get it done for you, ASAP!

Get top service anytime you like!

  • Australia’s favourite service can be at your place any time!
  • Have a really urgent job you need done right now? Right, get in touch with us immediately and we’ll be there!
  • Want to just put your feet up when you get a regular car service? Easy! All you need to do is book with us and we’ll come to you!
  • We do all car systems work, too!
  • We can be there same day or the next business day- No fuss, just good service!

Keeping your car in good condition keeps you safe and protects you from those horribly expensive big problems. Fix the little problems and you won’t get big problems! Getting your car service done regularly actually saves you money, too! You just don’t have the big problems caused by letting something get worse.

Good written quotes tell you everything upfront

  • We do comprehensive quotes in writing.
  • We give full 1 year warranties on all parts and labour for each job.
  • No hidden fees, no added costs and no absurd extra charges!
  • You can pay by credit card or select from other payment options
  • We only do the work you authorise!

Australians trust Lube Mobile

Our mobile mechanics are the standard setters for top quality car service. When you see our people at work on your car, you’ll see why “professional service” is so important to our customers.

Fast, reliable service and no waiting- Book with us online!

There’s no need to wait for your car to get fixed. Just book online and we’ll be there ASAP! Fill in the form for your job and leave it to us! You’ll be on the road in no time!

Silverwater Mechanic Review

Wayne our mechanic was very professional he arrived on time both days and explained to me all of the work that was being completed on my car. Kim, Kia Car Repair Sydney

Sam was incredible. He arrived on time both days he was required to work on my car clearly explained what work was to be completed performed a comprehensive inspection of my car to ensure what the correct issue was and d worked tirelessly towards its repair. I'd spent some time with Sam having a chat and he's just brilliant; a complete asset to your company. Should my car ever have further issues I will be making g sure I contact him first for repairs. Martin, Vovlo S40 Repair, Sydney

I would just like to make a special compliment regarding the mechanic : Mario / from Silverwater.... that attended my service. This man is such an exceptional dedicated employee l personally think he deserves an award or recognition or even a bonus.... Mario seems to explain everything in the most simplest way his mechanical work is one of the best out there l believe and leaves s the place cleaner then when he arrived you don't come across to many employees like Mario these days....! Well done Mario such a professional & exceptional employee you are to "Lube Mobile" as one of there front end staff employees. Kind Regards Nicholas, Toyota Brakes, Silverwater

Suburbs we service

Areas other than Silverwater we service

Please click on the links below to find Silverwater suburbs we service in these areas. If you can’t see your suburb listed, contact us and we’ll locate the nearest Lube Mobile to you!

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Top ways to promote your music business

There is no doubt that succeeding in the music niche is challenging. One has to compete with the numerous people who are on the same path and struggling to reach the pinnacle. You might have seen that several musicians pop up every year but very less make a standout. So, what is the reason behind it! What mistake have they committed? Actually, they made the wrong assumptions about what pillars lead to success in this domain. In this post, you will get to know some most effective tips that will lend a hand in promoting your music business. Here you go!

Make use of social media

Social media sites such as Google+, Facebook, Twitter, Instagram etc. can significantly help you, provided you use these sites in a right way. If you are not having an account or page of your music business, then make it today. You have to be careful not to post promotional material every time.

In fact, your post should be more conversational, funny as well as interesting. You should also share your ideas on what is going on in the world. For that, you have to browse news sites such as Utahpeoplespost.Com in order to keep yourself up to date.

Market yourself

This is one of biggest step that you can take. Marketing yourself does not mean to focus on improving the fans; it means reaching out and making good relationship with other businesses. You must spend a good time with websites owners, radio stations and event organizers so that they can cover your events. The reason being, they have ample audience than you and can help in promoting your business to a great extent.

If you’re preparing for studio or going on a tour, it’s a good idea to create a fundraiser and get some extra money to help you with your goal.

Do live shows

This is another important pillar of your business. You have to do live shows so that people can know you. You can get a big count of fans once you become visible. Well, if you are doing the live show first time, then make sure you practice before getting on the floor. You must play in front of your family, friends, and well-wishers. There is a huge difference between playing musical instruments in your home and playing in front of a crowd.

Use a mailing list

This is an excellent approach that you can take not only to communicate with your fans but also to build rapport with them. In order to use a mailing list, you must own a website. Make sure you have an interesting website if you want people to explore your site and sign up to your mailing list.

You can even collaborate with other successful musicians, and you will be surprised to see how incredible it enhances your music business. The crucial thing you have to do is to collaborate with the only those musicians who have a big number of fans. Also, it is wise to work with the bands that embrace the similar genre.

Well, these tactics are a surefire way to improve your music business. Remember, not to lose your patience as a skyscraper is not made in one day.

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Send in your sales related query to
Hello World!

Clean energy is an urgent need of the hour for sustainable development. To combat climate change and to save earth, under PAPA, we have planted 5000 plants in Gagret, Himachal Pradesh.

Under Britening Solar Light Project, we have lighted 10 villages in Baddi, and installation of 75 more are underway. Additional 25 more solar fuelled street lights will be installed in villages across Himachal Pradesh. This is a dual pronged strategy; clean source of energy is being employed to illuminate dark villages, which in turn reduces cases of crimes and improves safety.

Installation of 100 solar powered street lights across villages in Himachal Pradesh

5000+ saplings planted in Gagret

We are living on a ticking time bomb. David Attenborough, a noted natural historian, predicted that “collapse of the civilization is on the horizon” at the UN Climate Summit in Poland. Studies have shown that carbon emissions are set to rise. If carbon emissions are not rapidly reduced, the catastrophe would be at an unprecedented scale, the likes of which are already being witnessed in various parts of the world in the forms of massive floods, droughts, wild fires, earthquakes, coastal erosions, etc. Apart from natural disasters, it will also cause mass displacements leading to socio-demographic imbalances with political consequences.

The most desirable ways of getting CO2 out of our atmosphere is through our two major natural carbon sinks: oceans and forests. Oceans are already being artificially injected with atmospheric CO2 to catalyse the process of carbon sequestration, but with negative consequences on marine life. The other and the more desirable option is by photosynthesis through forestation. Apart from reducing the amount of CO2 and thereby regulating global temperature, it also has numerous other benefits, mainly to combat natural disasters, and by drastically improving quality of life.

A major part of carbon emissions come from combustion of fossil fuels. Non-renewable sources of energy have to be replaced with renewable sources to reduce emissions. India’s total energy generation for the FY 2017-18 is at 1486.5 TWH. 81.9% of this energy was generated from fossil fuels, of which 62% is met exclusively from coal, a major pollutant and a non-renewable source of energy ,which is depleting at an alarming rate. For India to fulfill her pledge at Paris Climate Agreement of generating 175 GW of renewable energy by 2022, both the state and private entities have to work synchronously. In this direction, Luminous is leading the way by installing solar powered street lights and and planting 5,000 saplings under mission Victory Solar Light Project and Pollution Abating Plantation Abhiyan (PAPA), respectively.

Victory Solar Light Project

Investing in solar powered streetlights is a multi pronged process. Firstly, this popularises solar technology even in remote villages of Himachal Pradesh. People become aware of the cost and environmental benefits of harnessing solar energy. The residents of the locality are involved in the process of installation and maintenance of the street lights. They are also trained to carry out subsequent maintenance works, thereby generating employment and inducing skill development. Secondly, it minimises crimes and improves safety. It also will also decrease incidents of road accidents due to lack of visibility. Thirdly, it illumines villages, allowing businesses to stay open for longer and hence improving profit and augmenting economic development.

Pollution Abating Plantation Abhiyan (PAPA)

PAPA is a drive to reduce pollution and protect the environment. 5,000 saplings will be planted as a step towards cleaner environment. Plantation would be followed by support and hand-holding for a year. The programme also includes community sensitisation for their collective involvement, so as to create a sustainable movement that would create a ripple-effect.

Blog Corner View All

Dispelling Common Myths About Solar For A Common Man
Solar are not subject to any market risk but are victim of many myths. India is abundantly blessed with solar radiation. .
Go Solar: The Smartest Energy choice under the Sun!
Before the lights go out... conquer the energy crisis before it conquers us!


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Etnies Shoes

Established in 1986 and with a rich history in BMX, Etnies is the first skateboarder-owned and operated action sports footwear company. Etnies changed the face of skatebaord and BMX footwear forever and continues to push the boundaries with a constant stream of new shoes and technical advancements. With the recent addition of a bunch of heavy-hitting riders to the Etnies BMX team the brand is as relevant as ever.

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2018 Christmas Flowers Donations
Read more

Read the daily quote from Pope Francis

June 24, 2018. The Nativity of St. John the Baptist.

News and Notes:  As is our custom, we will be suspending the 5PM Sunday Mass at St. Maria Goretti Parish beginning next Sunday July 1 through September 2.  The 5PM Mass at SMG will resume on Sunday, September 9.

Here is the latest update on the 2018 Catholic Appeal:  as of June 8, SMG families had pledged $42,380, which 112% of their goal of $37,831.67; and OLA families had pledged $56,692, which is 91% of their goal of $62,342.50. Many thanks to all of those who have already made their pledge!  If you have not yet made a pledge to this year’s Catholic Appeal, simply fill out one of the pledge cards located at the entrances of our churches, and place it in the Offertory collection basket or drop it off at our Collaborative Office Building at 17 Grove St. in Lynnfield or mail it to your respective parish.  Both parishes will receive about 50 cents of every dollar of paid pledges over their particular fair-share assessment.

Blessings to all of you in the summer days ahead!

News and Notes

Father Paul's Weekly News and Notes

January 13, 2019. The Baptism of the Lord.

Friday, January 11, 2019
News and Notes:  Thanks to all those who contributed in any way to our celebration of the Christmas Season.   Special thanks go to... Read More

January 6, 2019. The Epiphany of the Lord.

Friday, January 4, 2019
News and Notes:  Please welcome Patrick Elisha to our Music Ministry in the Collaborative.  He is a keyboardist and will play regularly... Read More

December 30, 2018. The Holy Family of Jesus, Mary, and Joseph.

Friday, December 28, 2018
News and Notes: Thanks to Will Bachner, the Vice Principal of OLA School and leader of its Drama Club, other assisting adults and especially the... Read More

Catholics Come Home Catholic TV


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The Spiritual Practice of Centering Prayer

Centering Prayer, modeled on Father Thomas Keating's teaching, is a method of silent prayer in which you seek to experience God's presence within yourself, while actively letting go of all other thought. This method of prayer is both acknowledging a relationship with God and a discipline to foster that relationship.

While centering prayer prescribes a twice daily individual sit, the maningfulness and power of the practice is magnified when experienced in community. Group prayer reminds you there is more beyond your experience, more beyond your comprehension, and offers spiritual kinship to support you in challenges and celebrate with you through milestones.

Meet in the sacred space on Wednesdays at 6pm, with Lectio Divina at 6:30 and labyrinth walk in the sanctuary at 7pm. All are welcome and there is no charge, although donations to this program are gratefully received.


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Search thousands of fashion stores in one place
How to find the best deals this sales season

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Multifaceted cubic zirconia stones are illuminated by radiant, crisscrossing accents of gleaming vermeil and pave stones in regal drop earrings that pack plenty of glamour in a petite style. Color: metallic


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Search thousands of fashion stores in one place
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A classic V-neck cardigan spun from soft fine-gauge wool is updated in a slim three-quarter-length silhouette with open-front ease. A back panel of lustrous silk charmeuse cinched with an interior drawstring continues the contemporary treatment. Color: white


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Search thousands of fashion stores in one place
How to find the best deals this sales season

Be inspired

More product details

You'll love the sultry South Pacific feel of these Tahitian freshwater pearl (8-9mm) and round-cut white topaz accent earrings. Crafted in sterling silver. Approximate diameter: 1 inch. All gemstone carat weights (ct. T. W. If mentioned, are approximate; variance may be. 05 carat. Almost all gemstones have been treated to enhance their beauty and require special care. Color: green


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Mental Toughness for Runners

A Complete Guide

Mental Toughness for Runners A Complete Guide

Mental Toughness for Runners gives the reader highly effective methods for successful mental training, including self-coaching, well-founded training psychology, and thought-provoking strategies for self-reflection. The mental training presented in this book has been proven successful by numerous coaching sessions and by endurance athletes throughout the world who have achieved significant and often dramatic achievements after improving their motivation, performance, and well-being with this mental training. In addition, the exercises are supplemented with case studies from various coaching sessions. The book also delves into the science of mental training so that the reader may understand the reasons behind certain training concepts, but always the focus remains on practicing and directly applying the methods to the runner’s training. This book will guide the reader through a personal assessment of his training so that he may develop an individually tailored mental training plan which can then be integrated into everyday sports life. Every runner who reads this book will improve his mental training and ultimately his running performance. The book presents in a unique way the experiences and the know-how of a sports psychological expert, who coaches numerous runners and other endurance athletes psychologically, who also researches psychological aspects in running, regularly reports on his work in lectures, at scientific congresses and in magazine articles and who repeatedly achieves top 10 placings in international (extreme) races.

Additional Information

Pages 280
Print run 1st edition
Format Specifications 14,0 x x 21,5 cm, Paperback / softback, 46 halfones & illustrations, b/w
Publication Date 1 Mar 2019
Authors Ufer, Michele
ISBN 978-1-78255-161-4
Availability Not yet released
incl. VAT plus Shipping Costs


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Trustworthy Auto Body Shop

For a reliable body shop in Lake Forest, CA, turn to Maaco Collision Repair and Auto Painting. We fix routine dents and dings, and we also provide structural repairs. If your car has been damaged in an accident, you can count on our expertly trained technicians to provide high-quality work. Plus, all structural repairs are backed by a lifetime warranty.

Along with dent repair, we provide superb painting services that will get your vehicle looking like new again. We offer several different packages, all with varying price points and warranties. No matter the service we’re providing, we’ll keep your budget in mind. We hope that your experience with us is easy, affordable, and hassle-free.

Maaco opened its doors in 1972, and in that time, we’ve serviced more than 20 million cars across North America. You can come to our locally owned shop for great rates and excellent service. We’re available Monday through Saturday for your convenience. Call today for more information.

Get to know us Testimonials Testimonials Careers at this location


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Its party TIME at High Time

With a sale and live DJ, tomorrow is the day to visit high time!

Drink For FREE This Summer

10 JAN 2019 - 20 JAN 2019

Find out how you can get FREE drinks with the new Grill'd membership program

Enjoy FREE hands on science projects all school holidays!

14 JAN 2019 - 22 JAN 2019

Keep the kiddies entertained with FREE entertainment in The Loft.

Play Big This Summer

14 JAN 2019 - 25 JAN 2019

Escape the heat and Play Big this Summer on our Giant Game Trail to redeem a FREE Ice Cream!

Summer Holiday Fun!

1 JAN 2019 - 31 JAN 2019

Keep the kids entertained all summer long at Macquarie Centre.

Colouring, craft and movie deals at Event Cinemas!

1 JAN 2019 - 31 JAN 2019

Whether its training your dragon or seeing the origins of Bumblebee, all of the action this school ...

Plan Your Trip with Station Link

30 SEP 2018 - 30 APR 2019

Find out how you can plan you trip to Macquarie Centre with Station Link.


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Free Shipping with $99 purchase + Free Store Pickup. Contiguous US. Exclusions

Tankini Swimsuits For Women

Want to wear a two-piece bathing suit but prefer a little more coverage than the regular two-piece or bikini style suits provide? Try a tankini. Tankini swimsuits for women are two-piece suits with a long tummy-covering top and a brief-style bottom.

Most women want to feel comfortable when they wear a bathing suit, and a tankini style is a good choice because it looks good on a lot of body types. The amount of coverage varies with the strap style of the top and the cut of the bottom, so it’s a good thing Coco Reef, Profile by Gottex and Miraclesuit offer so many cute designs to choose from.

Another nice thing about tankini swimwear is that the pieces can be mixed and matched. A black tankini bottom can be worn with any number of tops from a solid color to a floral or stripped print—or even an animal print—and look different every time. Tankini swimsuits for women can also look like one piece suits; simply choose a top and bottom that are the same color or print.

Tankini tops are available with most of the familiar strap styles including double strap, halter, over the shoulder and tie. Tankinis make it easy for a woman to accentuate or play down areas of her figure by using color. Try a stripped top with a solid bottom for a flattering color scheme. And remember that a lined bathing suit provides more coverage, even if wet.

For a really feminine look, try a ruched tankini. Ruching—or soft gathering—is a flattering way to provide shaping and texture to fabric that would otherwise lie flat. Ruched versions can also conceal built-in figure shapers like gel bra cups or tummy control panels. For an even more girly look and additional coverage, choose a skirted swim bottom, a comfortable swim suit style in or out of the water.

Find a flattering bathing suit and be ready to hit the beach. Browse the selection of Tankini swimsuits for women today at Macy’s.


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Free Shipping with $48 purchase + Free Store Pickup. Contiguous US. Exclusions
  • 48 hour Sale
  • What Fits you Best, Find the Right Shirt For Your Body Type, Extra-Slim, Slim Fit, Athletic Fit, Regular Fit slim fit regular fit extra slim athletic fit


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Introduction to Banishing Rituals

Learn the full set of basic Golden Dawn banishings for properly performing magick.

Banishing rituals are among the most critically important tools in all of magick. They are so critical, in fact, that you shouldn't embark upon serious magickal experimentation without first properly memorizing and practicing at least one. Simply put, banishing rituals create safe space, a psychically protected bubble around you that may be warded by pentagrams, hexagrams, Archangels or other figures and beings.

These warding signs and beings help to establish a safe and psychically clean space within which to attempt more complex occult ritual. Even more importantly, their regular, repeated, ritual use strengthens your “aura" and personal power, slowly beginning an alchemical process of splitting off what's not necessary for your personal evolution and refining the elemental, planetary and astrological elements of your being—gradually changing you from a mundane individual into a Magician.

In this class, we'll workshop:

  • The roots of banishing rituals in the work of John Dee, Rosicrucianism and the Golden Dawn—understanding the crucial importance of what banishing rituals are, and the context they come from, so that you understand exactly why every pentagram, godform and divine name is where it is. Nothing in these rituals is arbitrary!
  • Understanding the Archangelic and Egyptian Godforms used in the rituals, and why they are there.
  • The Banishing Ritual of the Pentagram: Banishing the four elements and calling in the four Archangels (Raphael, Gabriel, Michael and Uriel)—and correcting many common misconceptions and printing mistakes that can distort this ritual.
  • The Banishing Ritual of the Hexagram: Banishing the seven planets with the ARARITA and IAO:INRI formulae. More mistakes made in publicly printed versions of the ritual are corrected.
  • The Rose Cross Ritual: Using the YHShVH formula to go invisible on the astral.
  • A general understanding of the LVX formula, and how the banishing rituals situate you firmly in the lower quintet of the Sephira, with your head stretching toward Tiphareth (representing solar/Christic consciousness).
  • Establishing a daily practice of banishing and invoking rituals: When to use banishing and invoking forms, and how to strengthen and grow your aura and personal “power."

You'll walk away with a full understanding of the rituals, and the ability to start using them for serious practice.

(Image via.)

Your Instructor

Jason Louv
Jason Louv

Jason Louv is the author of John Dee and the Empire of Angels, and is the author or editor of Generation Hex, Ultraculture Journal, Thee Psychick Bible, Monsanto vs. the World, Hyperworlds/Underworlds and The Angelic Reformation. He is also the editor-in-chief of the Ultraculture blog.

In the "real world," Jason works as a mild-mannered journalist. In the "other world," he has spent almost two decades studying and practicing the world's esoteric spiritual systems under many gurus and mentors around the globe, including chaos magick, Hermeticism, Thelema, Advaita Vedanta, kriya yoga, Masonry, Sufism, Enochian, Neuro-Linguistic Programming, Reichian Orgonomy, Tarot, I Ching, Taoism, Vajrayana, Dzogchen, Emotional Freedom Technique, Nepali shamanism, psychedelic therapy and multiple healing modalities.

Frequently Asked Questions

When does the course start and finish?
The course starts now and never ends! It is a completely self-paced online course - you decide when you start and when you finish.
How long do I have access to the course?
How does lifetime access sound? After enrolling, you have unlimited access to this course for as long as you like - across any and all devices you own.
What if I'm unhappy with the course?

We would never want you to be unhappy! If you're unsatisfied with your purchase, contact us in the first 30 days and we'll give you a full refund.

NOTE! A full site subscription is less per month than buying an individual course—and you get everything.

Get started now!


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Archive for Farmers Market

Registration For the 2017 Farmers Market is OPEN!

Main Street Steamboat is accepting applications for the 2017 Market Season. This year you are able to apply right here on our website. We are accepting all types of applications right now. Some categories are limited. Applications will go thru a jury process and vendors will be notified by mid February if you have been accepted. Food vendors of any kind are given first priority. The market is open Saturdays 9-2 Starting June 10 and ends on September 16. Come be part of the fun!


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  • Reviews

    2 Reviews on “Rocky Mountain Revive”

    1. David Rocky Mountain Revive
      Overall Rating:
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      Order a cafe au lait today and got a latte. Questioned the barista there and he said they don’t make standard drip coffee, so they made an americano with espresso and added steamed milk. Espresso and steamed milk is a latte. Very weird place. Service average at best, and product very disappointing. Little coffee knowledge by management/ownership if they think calling a latte an au lait is acceptable.

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