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Consumer Reports Speaks Up About Hearing Loss

The Consumer Reports’ article “No More Suffering in Silence” is a welcome addition to the hearing-loss community, the staff at believes.  As many of us know, the resources for the average H.I.P* and

Photo Credit: Wikipedia Commons File: Vintage Beltone Mono-Pac, Model M “Melody” Hearing Aid, Vacuum Tubed Unit, Circa 1950 (8638884782).jpg

H.A.R.P.* are greatly unattainable for most in the U.S. — the number one resource being lack of information.  There just isn’t enough quality information out there.

Wayne Lesser, creator of the lessersound app, knows firsthand that hearing loss isn’t a self-contained problem.  As a young twelve-year-old boy, he watched as his sister was fitted with her first hearing aids: “a large ugly thing, about the size of a deck of cards with wires connecting the ear buds.  She was profoundly hearing impaired.”  At the time, no one thought to check his hearing.  He did the best he could throughout his education at school, struggling to hear, faking it a lot of the time.  (See Wayne’s Story.)  He knows how it can affect family members, loved ones, coworkers, and everyone else who tries to communicate with a H.I.P or H.A.R.P. person.  It contributes to a person’s happiness and well-being to be able to hear well.  Consumer Reports’ writer Julie Calderone has concerns about this as well.  “This widespread problem [hearing loss] is associated with depression, isolation, and possibly, dementia.  We report on affordable solutions and what’s being done to give everyone access to treatment.”

The National Institutes of Health (NIH) reports, “. . . about 28.8 million U.S. adults could benefit from using hearing aids.”  Consumer Reports surveyed their subscribers to see how the numbers fell.  “Almost half of the 131,686 Consumer Reports subscribers surveyed for our 2015 Annual Fall Questionnaire reported having trouble hearing in noisy environments, yet only 25 percent had their hearing checked in the previous year.  And according to research published in the Archives of Internal Medicine, just 14 percent of those who could benefit from hearing aids actually use them.”  Lesser agrees.  “There is a risk of hearing loss for everyone through exposure to loud sound who is not already hearing impaired.  People don’t understand or appreciate the substantial hazard of exposure to dangerous sound levels in their environment that causes the tiny hair cells in the ears to die.”

Calderone explains why the numbers are so high for people who need their hearing checked and haven’t bothered.  “A common one, according to National Academies of Science (NAS), President’s Council of Advisors on Science and Technology (PCAST), and others, is that they can’t afford it.  NAS reports that hearing aids cost an average of $4,700 per pair in 2013 and can climb to almost twice that price.”  That’s not taking into consideration the cost of the doctor’s visits or that hearing aids are generally not covered by insurance or Medicare.

A lower-cost alternative to hearing aids is becoming more popular in personal sound amplification products (PSAPs).  These devices can be bought over the counter without a prescription.  The cost range is anywhere from around $18 to $740.  Working similarly to the concept of a Bluetooth device, the unit fits around the ear and amplifies sound.  Unlike hearing aids, they don’t perform well in lowering feedback noise.  Consumer Reports tested four of these units with three volunteers who had mild-to-moderate hearing loss.  “We found that the higher-end PSAPs helped some of our volunteers hear better, especially while watching TV.”  (Get details on the results of our tests at “Are OTC Hearing Helpers Any Good?”)

Avoidance of loud noises is still a strong preventative measure in protecting your hearing.  The question is how loud is too loud?  With the lessersound app at (nominated as one of the top three finalists in the 2016 Appy Awards — medical category) you won’t have to wonder if the TV is too loud or all the chatter at the local restaurant is causing your hearing to fail.  A quick, simple download to your smartphone and you’ll be ready to test the safe-to-dangerous decibels levels and see the exposure time that leads to hearing loss anywhere you go.

*H.I.P. – hearing-impaired person
*H.A.R.P. – hearing-at-risk person

Aladdin on Broadway: What a Trip!

I still couldn’t believe, I was here. “Mattie Burch . . . yes, me—sitting here on a train, all by myself, going to New York.

The morning sun was shining through the window and felt so good on my face, and the rhythmic sound of the train running along rails made my eyes feel so heavy.  I started to nod off a bit.  The warmth and the repeated clickity-clack teased me into a twilight sleep. Visions of my freckled-faced children pulling on my new cotton-print dress, tugging my hands, tears streaming down their faces played in my thoughts. A tall man with bright green eyes and black hair stood beside me on the platform.  I was looking down at my babies when a finger under my chin pulled my head up, and for an instant, I saw that handsome face. He kissed me hard, picked me up, and swung me ‘round and ‘round in a long embrace.

The train hissed, the porter cried, “All aboard!” and my new shoes landed on the steps to the train car as the man I loved lowered me gently down.

“Happy birthday, sweetheart! Remember, you call us, now. Call a lot. I love you!”

The children cried, “I love you, Mama! Bye! I love you!”

The train car swayed as it left Selma, North Carolina. My mind drifted in and out of sleep. As always, the last words I remembered were . . . (Read More Here)

lessersound™ Creates the “Color of Sound™” for H-I-P and H-A-R-P

High sound levels are linked to many physical health issues and can permanently affect hearing over time – Wayne Lesser.

SAN FRANCISCO, California-April 8, 2016-The lessersoundapp™ was created to determine when noise levels are so loud that possible damage could occur. The Smartphone app can be used anywhere you go: shopping, concerts, construction sites, walking down city streets, even in front of your TV. Most people are not aware when loud noises are harmful to their hearing, and there is no easy way to determine this information. In a country where healthcare measures are so prominent, this is one area that has been ignored. Wayne Lesser, hearing-impaired all of his life, wanted to help people take a proactive approach to protect themselves from further damage.

“The Sound Awareness Movement project came about when I heard so many people say, ‘I hate going to a place that is too loud’ (food, movies, bars, other public venues), and what did that actually mean? What we have done in the app is to define ‘loud’ through decibel levels and familiar colors to explain and personalize what ‘loud’ means, the consequences of exposure to ‘too loud,’ (in real time) and the harmful effects on hearing and body health.”

The National Institute of Deafness reports that approximately 15% of American adults (37.5 million) aged 18 and over report some trouble hearing. In addition, it also estimates that 15 percent of Americans (26 million people) between the ages of 20 and 69 have high-frequency hearing loss due to stressful noise exposure at work or during leisure activities. Many people are unaware that certain noise levels can cause long-term problems. Humans can become conditioned to loud noises and not even be aware when auditory damage is happening. There is no automatic warning in our bodies to alert us there is a problem.

The lessersoundapp™ created this system to show a warning when potential hearing problems can occur, so that hearing-at-risk-people (H-A-R-P) don’t become hearing-impaired people (H-I-P). It’s simple to use: within five seconds of opening the app, you’ll have the Color of Sound™—a color-coded measurement providing you with useful and beneficial information to protect your hearing.

Lessersound™ and lessersoundapp™ have been endorsed by the Hearing Loss Association of America (HLAA), Maryland; the Hearing Health Foundation (HHF), New York City; and Speech and Hearing Center of Northern California, San Francisco.

1147 Cambridge Street ♦ Novato, CA 94947 ♦ 310-292-4801

It’s a Good Day to be a Writer

Sometimes a kind word can send us flying.  Sometimes a negative comment can flatten us.  These egos play a huge part in who we are, how our writing develops, and what we strive for in our careers.  My ego is no different.  You see?  I have never had a rejection letter of any kind.  Never.  I’ve been at this writing gig for about eighteen years.  Right now, my ego is feeling pretty puffed up.  I just submitted chapter two of a story that I wrote from another fiction class, and the teacher wanted to see chapter one because she was so curious about the story. She wanted me to publish it for the whole class to read.  I’ve never had that happen before.  It’s proving to be a good day for me as a writer.

I’ve been published in the school paper a few times.  I’ve written for one of the school’s Web sites.  Locally, I’ve had a few things published in the newspaper and other places around town.  And, I’ve never had a rejection. . . . Yes.  It’s a good day today for me to be a writer.

Would I recommend my path to anyone else?  Absolutely not.  This is the one I walked.  It only works for me.  The teacher I had at Long Ridge Writers Group told me when I graduated, “You’re ready now.  Go!  Get published!  Make good!  You will make it.”  But, I wanted more.  I didn’t have a handle on structure.  I didn’t have a handle on grammar.  I didn’t know why my writing worked or didn’t work.  None of it made a great deal of sense to me.  I felt like the grand masters in the writing world knew secrets about the craft that I would never be let in on.  It drove me . . . (Read more here)

Who Invented Whoopie Pies

Whoopie PiesThis was a fun article I was hired to pen as a ghostwriter.  My section stops at Whoopie Pie Fact or Fiction.

This much-loved dessert has caused dissension among its Eastern devotees.  The Farmer’s Almanac tells us that there are four states claiming the heritage of the whoopie pie: Massachusetts, Maine, New Hampshire, and Pennsylvania.  However, the real story unfolds with the battle between the states of Maine and Pennsylvania around 2007.

News travels fast: Interest sparked in who would win the controversy has been covered in all the popular media beats—The New York Times, Washington Post, NPR, The Wall Street Journal, USA Today—which doesn’t even begin to start the count of Google’s 136,000 pages on the subject.

So what is the buzz all about?  Well, many, many whoopies ago . . . (Read the Full Story)


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2,644 Matching Results

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Role Strain and Faculty Attrition in Baccalaureate and Higher Degree Programs In Nursing

Description: The problem of this study is faculty attrition and role strain reported by faculty members in baccalaureate and higher degree programs in nursing. The purpose of the study is to determine whether variations exist in role strain reported by faculty members and faculty attrition based on institutional size, structure, and complexity, and on official expectations for faculty members. A questionnaire eliciting information regarding faculty attrition was mailed to seventy-five randomly selected administrators of baccalaureate and higher degree programs. Data related to faculty role strain were collected by questionnaires mailed to two hundred fifty randomly-selected faculty members from participating schools. Sixty-three administrative questionnaires and one hundred ninety-five faculty questionnaires were returned in usable form and were included in the analysis of data.
Date: December 1981
Creator: Goe, L. Joan
Partner: UNT Libraries

Faculty Research Productivity at Addis Ababa University

Description: This study explores the research productivity of Addis Ababa University (AAU) faculty. AAU was established in 1950 and is the oldest modern higher educational institution in Ethiopia. Recently AAU took steps to transform itself to become a pre-eminent African research university. One of the characteristics of a research university is the focus on the amount of research conducted by the institution's faculty. Academic institutions measure research productivity primarily based on published work. The purpose of this study was to analyze the research productivity of AAU faculty, and to examine the differential predictive effects of individual and environmental variables on faculty research productivity. This quantitative study used a theoretical framework and instrument, Faculty at Work. Four hundred questionnaires were distributed to Addis AAU faculty in person and 298 questionnaires were returned resulting in a 74.5% response rate. After exclusion of 12 cases with missing information, 286 cases (71.5% response rate) were analyzed. Most of the respondents were men (M = 92.1%, F = 7.9%). The average age of AAU faculty was 44. A hierarchical multiple regression was used to examine the ability of six sets of independent variables (sociodemographic, career, self-knowledge, social knowledge, behavior, and environmental response) to predict research productivity (publication output). Results indicated that there are productive researchers at AAU, and the theoretical framework explained 67.6% of the variance in publication output.
Date: May 2011
Creator: Stafford, Mehary T.
Partner: UNT Libraries

Perceived barriers to faculty participation in distance education at a 4-year university.

Description: The purpose of this study was to identify perceived barriers to faculty participation in distance education courses in a 4-year university. The literature review was divided into four general areas, each of which may act as a barrier to faculty participation; training, administrators, rewards/compensation, and faculty characteristics/demographics. The research population consisted of 570 faculty and 59 administrators from the eight UNT schools/colleges. Dr. Kristin Betts developed the survey instrument in 1998 for similar research conducted at the George Washington University. Analysis of the collected data revealed that there was no statistically significant relationship found between faculty characteristics and faculty participation in distance education. Faculty participants and administrators disagreed on which factors, from a list of 34 items, had motivated faculty to participate in distance education. Nonparticipants and administrators disagreed on which of the factors, if not available, would be barriers to faculty participation in distance education. Participants and nonparticipants disagreed regarding the level to which selected rewards and compensations had motivated faculty to participate, and the lack of which would inhibit faculty participation in distance education. Finally, 71% of the participants had participated or planned to participate in distance education training compared to only 33% of the nonparticipants. It is obvious that administrators and faculty do not place the same level of importance on motivational or inhibiting factors that may affect faculty participation in distance education. These results indicate that additional research should be accomplished to determine the basis for the disagreement among the three groups.
Access: This item is restricted to UNT Community Members. Login required if off-campus.
Date: August 2003
Creator: Hebert, Janet Gwen
Partner: UNT Libraries

An Analysis of Current Faculty Evaluation Practices in Two Selected Universities in Thailand

Description: The purpose of this study is to analyze and compare the current faculty evaluation practices in two universities in Thailand as perceived by faculty and administrators. Although both institutions are universities, one is notably larger and more diversified. From a sample population of 450 (250 each), the response rate was 71.8 per cent. A survey instrument was used to collect the data early in 1984. Statistical procedures used in the analyses of data include frequency and percentage of responses, analysis of variance for split-plot repeated measures design, t tests, and binomial distribution as required to answer the twelve research questions designed to guide the study.
Date: December 1984
Creator: Phonpituck, Anchalee
Partner: UNT Libraries

Factors Influencing Faculty Turnover at Ten Selected Colleges of Technology/Polytechnics in Nigeria

Description: Despite numerous studies and reviews on faculty turnover, there appeared to be no systematic investigation of factors which influenced voluntary turnover among full-time faculty members in Nigerian educational institutions such as those studied here. In addition, it appeared that Nigeria lacked faculty turnover data for use in any meaningful research study. Therefore, this study investigated factors perceived to be influential among full-time faculty members leaving their jobs or institutions voluntarily. The six facets of the Job Descriptive Index developed by Smith, Kendall, and Hulin as well as a questionnaire about commitment development by Mowday, Porter and Steers elicited data concerning: present work, pay, promotion, supervision, coworkers, job in general, and commitment. Two hundred and eight (84.21%) of 247 full-time faculty members from ten selected colleges of technology/polytechnics in Nigeria became involved in this study. Means, frequencies, percentages, one-way ANOVA set at .05 level and Scheffe Test of Multiple Comparison set at .10 level were used for the analysis of data. Based on the findings, it could be established that full-time faculty members in Nigerian Colleges of Technology/Polytechnics are dissatisfied with their conditions of service. The most influential factors for voluntary turnover were pay and opportunities for promotion. Conclusions drawn from the study indicate that the demographic characteristics (gender, age, level of education, years of college teaching experience, salary grade level, college/polytechnic of employment, and region of origin) affect full-time faculty members' work attitudes. Further studies are recommended to determine policies and practices suitable for retaining the most capable full-time faculty members in Nigerian Colleges of Technology/Polytechnics.
Date: December 1992
Creator: Mallam, Ugbo
Partner: UNT Libraries

Faculty Identification: Effects on Culture in a Metropolitan Research University

Description: This utilized identification theory to determine if faculty identify with the university and recognize its mission. The study also explored how faculty differentiate between a traditional university and a metropolitan research university. Finally, the study explored whether the faculty consider the University of North Texas to be a Metropolitan Research University. UNT full-time faculty members (N=224) completed questionnaires to indicate their identification with the university and their recognition of the university mission. Analysis showed that faculty have not come to a consensus on the definition of a MRU and that they do not identify with UNT.
Date: May 1999
Creator: Gray, Marlene E.
Partner: UNT Libraries

What's Brewing at UNT: Final Report

Description: This report documents the What's Brewing at UNT project funded through the 2016 Dean's Innovation Grant. The final report briefly describes the What's Brewing at UNT project activities, budget, outcomes, best practices, and sustainability.
Date: September 30, 2017
Creator: Andrews, Pamela; Hardin, Gregory & Smith, Susan
Partner: UNT Libraries

Contrasting Perceptions of STEM Content and Careers

Description: This article presents a second year analysis of baseline attitudinal data gathered from a National Science Foundation Innovative Technology Experiences for Students and Teachers project concerning contrasts between the perceptions of practicing professionals and students toward science, technology, engineering, and mathematics (STEM) disciplines and careers.
Date: 2011
Creator: Knezek, Gerald; Christensen, Rhonda & Tyler-Wood, Tandra L.
Partner: UNT College of Information

Teacher Educators: What Motivates Them to Choose Academe?

Description: Currently, there is a shortage of professors preparing personnel to teach in high need areas (e.g., special education, English language learners) at institutions of higher education (IHE). The purpose of the present study was to examine the motivations or influencers that impelled individuals to pursue careers in IHEs as professors in personnel preparation. Data were collected using Motivations for Choosing Academia as a Profession (MCAP) and a 10-item Big Five Inventory (BFI-10). Two hundred eighty-nine professors of education representing the four U.S. census regions participated in the present study. The MCAP is a 25-item instrument designed to measure retrospective motivation of faculty decisions to enter the professoriate. The development of the MCAP is described and an exploratory factor analysis was employed to examine the psychometric validity of the instrument. Three factors emerged and implications are discussed. Data were analyzed using logistic regression with the dichotomous outcome variable being the area of education in which the professor works (i.e., general or special education).
Date: August 2012
Creator: Carrero, Kelly M.
Partner: UNT Libraries

To Determine Some Fundamental Principles Basic to an Effective Democratic Organization of Schoolteachers and Administrators

Description: The purpose of this study is to analyze and to determine some fundamental principles basic to an effective democratic organization of school teachers and administrators. In so doing, attention will be given to the need for such an organization, to the shortcomings of present organizations, and to the fundamental principles which should underlie any effective organization.
Date: August 1947
Creator: Rhea, Authur F.
Partner: UNT Libraries

Computer literacy among faculty in higher education

Description: This study was an exploration of the levels of computer literacy among two and four year college faculty. The purposes of this study were to (a) develop a valid and reliable instrument for assessing the levels of computer literacy among two and four year college faculty (b) determine whether or not levels of computer literacy exist among these faculty, and (c) investigate differences between demographic variables and the levels of computer literacy among these faculty.
Date: August 1991
Creator: Fu, Yu-Fang Salony
Partner: UNT Libraries

Organizational Perspectives of Faculty and Administrators in a Southwest Community College District

Description: This quantitative study analyzed data from ModernThink’s Best Places to Work survey to describe if employees of different ethnic groups in a community college district held similar or different perspectives on aspects of the work place. ModernThink’s survey describes the perspectives of employees from the view of the individual, the workgroup, and the organization on the competencies of organizational: leadership, communication, respect, and alignment. The study analyzed responses from 457 faculty and administrators to describe workplace perspectives across the district, at seven campuses, and by ethnic group. The results revealed that the employee workgroup was neutral in its perceptions of both the perspectives and competencies for the district; by ModernThink’s criteria the district was not a best place or a poor place to work. Based on the overall responses, four campuses rated as a best place to work; three campuses were rated as neutral. Of the perspectives, one campus rated best in all three factors and two campuses rated best on two of three factors. Rating variations between the two ethnic groups were minimal across the district and only diverged at two of the seven campuses. Although the study did not examine campus culture or climate, the findings suggest that campus climates vary and likely influenced the survey responses.
Date: August 2011
Creator: Jackson, Zena McClellan
Partner: UNT Libraries

Welcome, Pia Wood

Description: Video recording of opening remarks at the 2017 Symposium on Developing Infrastructure for Computational Resources on South Asian Languages. In this session, the presenter discusses current initiatives regarding South Asia at the University of North Texas
Date: November 17, 2017
Creator: Wood, Pia
Partner: UNT College of Information

A Study of Faculty Participation and Organization in Texas Junior Colleges

Description: This study was undertaken with four purposes in mind: (1) to describe the extent to which faculty members are now involved in decision-making in Texas junior colleges as reported by four reference groups: (a) board chairmen, (b) junior college presidents, (c) faculty association presidents, and (d) other faculty members; (2) to describe the opinions of these groups relative to the extent to which faculty members should be involved in decision-making; (3) to describe the opinions of the four reference groups in regard to some characteristics of existing faculty organizations; and (4) to make recommendations for junior college faculty organization and participation in decision-making in Texas junior colleges.
Date: May 1972
Creator: Kirkpatrick, James Michael
Partner: UNT Libraries

An Exploratory Study of Faculty Perceptions of Teacher Evaluation Criteria

Description: The problem with which this investigation was concerned was the determination of group perception profiles of selected higher education faculties. These group perception profiles were based upon faculty perceptions of the ten most important criteria considered in evaluating faculty members for purposes of rank, promotion, salary, and tenure. Also, the study determined whether or not cluster profiles existed at three levels or types of institutions-- university, liberal arts, and junior college--and how such profiles differed between levels. This study had several purposes. The first was to determine how group perception profiles of higher education faculties clustered in response to perceptions of criteria considered in evaluating faculty members. The second was to determine if similar clusters existed at three types of institutions. A third was to determine differences in the proportion of teachers belonging to each identifiable cluster at each level of institution. The fourth was to determine differences in profiles according to proportions of teachers across common clusters. And finally, the fifth was to determine differences in profiles among faculty members in identified clusters at each institutional level according to biographical characteristics: age, rank, teaching experience, seniority, and highest degree held.
Date: August 1974
Creator: Blair, Weston L.
Partner: UNT Libraries

Burnout among Nursing Faculty in Texas

Description: The study analyzed burnout of nursing faculty to determine the frequency, intensity, and predictors of burnout. Christian Maslach's burnout questionnaire, Maslach Burnout Inventory (MBI), and a demographic data survey were used to measure burnout. A random selection of 250 nursing faculty was mailed both a burnout questionnaire and a demographic data survey. There were 192 useable responses that were used in the study. Each questionnaire and demographic data survey were reviewed for completeness and rechecked for accurate data entry. The results were presented in summary tables. Data analysis included frequency, means, Pearson r, and downward, stepwise regression analyses. There was a high frequency and intensity of burnout in all nursing faculty, as measured in the three MBI subscales (depersonalization, emotional exhaustion, and personal accomplishment). There was a significant relationship between the number of hours nursing faculty spend with academic advising and the intensity of emotional exhaustion. None of the demographic data, except hours spent in academic advising, were a predictor of burnout.
Date: August 1992
Creator: Thomas, Nanci Terese
Partner: UNT Libraries

Priorities of the Professoriate in Historically Black Private Colleges and Universities

Description: The intent of the study was to ascertain the importance faculty at Historically Black Private Colleges and Universities in Texas place upon academic activities of research, teaching and service. A survey of faculty at 4 historically black private colleges and universities in Texas (HBCUs) was conducted to collect data from 158 faculty members; 107 usable questionnaires were returned. A response rate of 67.7 percent was achieved. The pattern that emerged from the data indicates the HBCU faculty in this study lean toward teaching and service as being a viable measure for tenure and promotion. The HBCU faculty in this study should remain cognizant that they are an intricate element within the higher education discipline. According to the perceptions of the HBCU faculty, several indicated that their college/university is important; however, they indicated that their academic discipline is less important in comparison. According to the perceptions of the HBCU faculty, many respondents indicated that their job is a source of considerable personal strain. A comparison with the findings of the 1989 Carnegie Foundation for the Advancement of Teaching reveals more similarities than differences.
Access: This item is restricted to UNT Community Members. Login required if off-campus.
Date: December 2003
Creator: Thornton, Artist
Partner: UNT Libraries

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The metal partition coefficient Kd (L/kg) is the ratio of sorbed metal concentration on the solid phase m (mg/kg) to the dissolved metal concentration at equilibrium. The behavior of metals in surface water is complex and their partition coefficients can be impacted by many factors. Organic matter (OM) content in sediments, pH and salinity, are factors that may influence speciation and partitioning of metals. In this study, the partitioning coefficient of three metals (Cd, Co and Pb) under different levels of salinity, pH, and OM content were examined. A series of factorial experiments were evaluated in which three levels of OM are tested each time against five levels each of salinity and pH; the design of experiments was generated by the statistical software program, MiniTab16®. All metals tested showed a trend of increasing Kd with an increase of OM from 0.36% to 4.36%. Salinity experiments showed that the lower values of Kd were all recorded in freshwater and the highest Kd values were recorded in saltwater. The metal Pb showed the highest Kd values. The average Kd values under acidic conditions for Cd, Co and Pb are 234, 83 and 5,618 L/kg respectively. The relatively higher value of Kd for Pb compared to that of Cd and Co can be attributed to its lower precipitating pH. Multiple regression equations were generated to predict Kd of each metal when comparing multiple factors at the same time (salinity/OM and pH/OM). The study showed no significant interactions between salinity/OM and pH/ OM for all three metals. This supports that tested factors are all affected Kd but act independently.

doi: 10.4172/2325-9647.1000135


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942 Orange Grove Road, Charleston, SC – Under Contract

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942 Orange Grove Road, Charleston, SC

Under Contract

$ Click for current price
3 BEDROOMS | 3 (2 full, 1 half ) BATHROOMS | 1466 SQUARE FEET

Presented By:

The Di Lusso Realty Team

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Keller Williams Realty
License #: 22350

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Property Description

Absolutely gorgeous, describes this townhome located just minutes to downtown and MUSC. Situated on a quiet street, this home features 3 spacious, upstairs bedrooms and 2 full baths. A half bath is on the first floor. The living room/dining room combination has a fireplace and sliding door overlooking a screened porch and beautifully landscaped courtyard garden. The kitchen has been recently remodeled with new stainless appliances and granite. Gleaming hardwood floors are throughout the downstairs living area and master bedroom on the second floor. Off street parking. Back yard includes…


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Tag Archives: monogram letter crossword

Lovely 50 Sample Monogram Letters for Front Door

By | March 8, 2017

Lovely 50 Sample Monogram Letters for Front Door   front door monogram etsy you searched for front door monogram etsy is the home to thousands of handmade vintage and one of a kind products and gifts related to your search no matter what metal monogram letters for front door ajd designs homestore metal monograms letters customized monogram initials… Read More »

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The Direct Network

5 Ways to SAVE Your Students Time

Posted by Joe Clarkin on Feb 19, 2015 3:00:00 AM
Topics: Higher Ed, K-12, Time Saving Solutions

There are countless things your students would rather do then spend a lot of time and effort ordering the books they need. Your online bookstore already makes this process easy, but why not make it even easier with one of these options?

Auto Order:

By bundling course material costs with tuition, Auto Order ensures students will have the right books before classes begin, without having to place their own orders. This is a popular choice with private sector schools and universities.

Shop by Schedule:

5ways-v2-FastPassShop by Schedule simplifies the ordering process for students. After logging into their Online Bookstore, students will immediately see a pre-populated list of all the course materials associated with their schedule. Not only does this allow your students to spend less time ordering, but is also helps to ensure they receive the right books.

5ways-v2-RegistrarLinksCourseLinks makes the ordering process easier for students by using basic scripting to link them directly to their course listing within your Online Bookstore so they can easily find and purchase their course materials. The flexibility of CourseLinks allows you to integrate it within the registration process, your online syllabus or anywhere in between.

Make your Online Bookstore the one-stop shopping destination for your students! With Marketplace, they won't have to scour the internet trying to find a good deal — and the added convenience means that they may be more likely to purchase all of their course materials at once, increasing the likelihood that they'll also buy more items from your store.

Blackboard Store:

Is your school a Blackboard School? When you put your store into Blackboard Learn, you'll bring convenience to a whole new level for your students, with their classes and course materials all in one place.

Contact your Account Manager for more information or to get started with these services!

About Joe Clarkin

Joe Clarkin is a former copywriter at MBS. When he’s not working or studying, you’re most likely to find him reading a book or watching a game.

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Domingo, 24 de Fevereiro de 2008

Ainda a nacionalização do Northern Rock

Mais condescendente, Will Hutton mostra compreensão pela decisão do Governo britânico e defende que a intervenção do Estado na economia não significa necessariamente um retorno a velhos hábitos socialistas. Recorda que o mesmo tipo de pragmatismo levou às nacionalizações do pós-guerra, assentes na convicção de que os proprietários privados das minas, caminhos-de-ferro, centrais eléctricas e siderurgias não iriam investir o suficiente para recuperar uma infra-estrutura destruída pela guerra e para gerar emprego e riqueza.

Como afirma, as empresas estão indissoluvelmente ligadas à sociedade na qual desenvolvem a sua actividade económica. Utilizam o sistema de transportes e edifícios públicos, o seu pessoal é educado em instituições públicas e os seus clientes vivem na mesma jurisdição, partilhando ideias, valores e processos formatados pelo Direito Público e pelo costume. Sector público e privado são ambos indispensáveis e interdependentes. Ou seja, o fundamentalismo do mercado livre, sem qualquer intervenção do Estado, é irrealista.

Moral (subtil) da história: a regulação existe justamente para evitar que o Estado tenha que interferir no mercado. Se o Estado se vê forçado a intervir, é porque algo falhou na regulação. E esse é que é o problema, não tanto a própria intervenção.

No Financial Times em:

The ‘nationalisation’ that is no such thing

By Will Hutton

Published: February 19 2008 19:32 | Last updated: February 19 2008 19:32

The “nationalisation” of Northern Rock is no such thing. It is a period of pragmatic public stewardship until market conditions improve when, in one form or another, it will be unwound. This pragmatism resembles that of the postwar nationalisations – an uncomfortable truth that neither Old Labour nor David Cameron’s Conservatives are willing to accept.

The postwar Labour government was able to build a coalition in favour of nationalisation that included capitalists and some Tories because it was an urgent and practical imperative to modernise a decaying infrastructure devastated by war. There was distrust that coal-mine owners, railway magnates, private power generators and iron and steel companies would invest to the degree necessary to generate wealth and jobs for homecoming heroes. They had not done so during the 1930s; why should more be expected in crippled, savings-free, postwar Britain? In France, where nationalisation went even further, it was brute reality and sheer economic need that created the same pragmatic coalition.

As the postwar period wore on, nationalisation became more obviously justified only by pragmatism, whatever the rhetoric. The government of Edward Heath did not nationalise Rolls-Royce for any reason of socialism; it took it into temporary public stewardship because its technology was deemed too important to allow it to slide into bankruptcy – a decision amply justified by events. The government of Harold Wilson could justify the nationalisation of the bankrupt shipbuilding industry and British Leyland only because it was the last hope of saving them and, as it transpired, organising their orderly dispatch. The Bank of England did not “nationalise” the secondary banks in 1974; it operated a financial lifeboat for the same pragmatic reason that today’s government has ended up owning Northern Rock. It was likewise for this reason that the US government came to own Continental Illinois in the 1980s.

The debate between the Tories, arguing that Northern Rock’s public stewardship should have been undertaken by the Bank of England, and Labour’s actual alternative is splitting hairs. Governments have to act in extreme circumstances, but that does not mean they have succumbed to a rebirth of socialism. What it demonstrates is that there is an ongoing symbiotic relationship between the state and enterprise, of which nationalisation is the ultimate example. Very few successful businesspeople would claim otherwise.

There are few companies in the FTSE 100 that have not in some way had their franchise today shaped, supported and helped by government action. One obvious example is BP, which was nationalised by Winston Churchill in 1913 in part for the pragmatic rationale of securing oil supplies. But Vodafone, which was given the 900 MHz spectrum on which to launch mobile phone services by Margaret Thatcher, and GlaxoSmithKline, which was until recently accorded generous margins by National Health Service procurers to support pharmaceutical research, are other examples. Whether it is ITV, BAE Systems, Tesco, HSBC, Johnson Matthey or Standard Chartered Bank, every corporate history is intertwined with the state.

It could not be otherwise. Companies are embedded in the society in which they trade. They use its transport system and public buildings; their staff are educated and trained by public institutions; their consumers live in the same territorial jurisdiction; their ideas, values and processes are borrowed from the society around them. They are shaped by public law, custom and practice and foreign policy. As J.K. Galbraith argued, companies interact with public authority and it with them. The free-market fundamentalist proposition that the market is the spontaneous natural condition and any form of public interaction is therefore unnatural – which feeds Northern Rock shareholders’ extraordinary sense of entitlement – is to misdescribe reality.

Claims that the public’s embrace is an automatic palsy on enterprise are just ideological. Both sectors are indispensable and interdependent. The latest research suggests that some public enterprise – rail and electricity generation – was reasonably efficient in the postwar period. Some interventions, such as the one in Rolls-Royce, were vital. Public enterprise tended to do well when their leaders were depoliticised and dynamic; some, but not all, achieved the alchemy.

What Northern Rock’s “nationalisation” invites is not a discussion about the impending collapse of the arguments for free-market capitalism and a return to the 1970s. Rather, the question is a more subtle one about how to create the most fecund relationship between state and enterprise – one that Labour dodges in its desire to show that it has left its dark days behind and that Mr Cameron’s Tories do not even entertain.

It is because a failing bank needs public guarantees and perhaps even public ownership, with the consequent potential market distortions, that the authorities must prevent it failing in the first place. That, in turn, requires recognition of the symbiotic relationship between enterprise and state, which is even more obvious in banking than in other industries. The solution will require more comprehensive deposit insurance, pro-active regulation, stronger corporate governance and some limit to the irrational bonuses that have provided an incentive for such reckless behaviour. It may be a conversation that few in the political class and even fewer in the business class want to have. But it must be had; and with no ideological blinkers.

The writer is chief executive of The Work Foundation

publicado por MMP às 02:00
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