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Sunday, November 29, 2009

Christmas Parties

How many Christmas parties you have to attend to every Christmas season? One, two, four or even more than that? Honestly, do you enjoy each party or you just have no options but to be there like company Christmas parties.

I'd thought of that because I'm actually thinking of the parties we have to attend this year and all the food we are to eat, goodluck to those who are in a diet, this season is the time to break anyways, you can always buy adipex diet pill after the food season and start dieting again.

I am expecting at least four parties this year and that's fine with me. I don't think I can handle more than that. The company Christmas party is already exhausting because of it always had a theme.

So how many parties are you expecting?

I am in Tagaytay

Hi everyone! here in Tagaytay and been here since Friday for a friend's wedding which I coordinated. The wedding was at Sonya's garden and it's beautiful!! Sonya's place is always beautiful, so romantic and enchanting specially at night. I'll post pictures when my friends who have their camera uploaded theirs, you see I don't have pictures because our digicam is with the husband. I enjoyed the fresh green salad again from Sonya's and the pasta, for sure me and my friends will be needing slim pills to shed all the extra pounds we will get for staying here, it's quite cold, calm and quiet, perfect ambiance for us to eat all the bulalo we can eat.haha!

Anyways, we're here at MC mountain home apartelle and I'm gonna do a review or sort when I get back to Manila which is this afternoon.

Enjoy your long weekend people!!

Friday, November 27, 2009

Paypal Wishlist

Have you seen my paypal wish list in facebook? If not you may click HERE to see it. Not that I'll ask you to buy me a gift from that list because those are all super expensive. Will just ask you to check it out and see what I want. You may create your own paypal wish list too and if you do that you'll have the chance to earn extra dollars. Try it, nothing to lose. Here's what I listed there.

Blackberry Smart Phone

Thailand Grand Diamond Suites

Espresso Machine

LCD TV or Samsung HDTV

Apple Macbook

So there you go, how about you? Are you done with your wishlist?

Stiil counting

Hubby's supposed to go home today from Malaysia and the counting must have been over by now but guess what it's still 12 days to go, oh I don't count it that much now. It's a pretty long story and I don't want to blog about it, actually don't have the strength to write about it. Obviously he extended his stay and we fought, we argued over phone and over yahoo and facebook chat a lot of times about his extension and I must say this is the worst we've ever been into.

A friend told me that I should try to look at the bright side of it but at first I really couldn't see what's bright about it, but we were able to sort things out now. God is so good to us that He didn't let us stumble.

Honestly, it was devastating and I'm beginning to get depressed, It's actually the first time that I lost appetite one day and then emotionally eat a lot the next day. Good thing it's back to normal now, if that didn't stop I can imagine how big would I be. And I would probably need a weight loss austin wellness clinic is offering, well in fact I can't afford any health related expenses now.

but yeah, GOD IS SO GOOD!!! great counselor, great comforter, peace giver, a real friend.

I am OK now but still counting the days.

Tuesday, November 24, 2009

Lose weight as seen on tv

I lost some weight and I am on my usual regular meal diet and I didn’t add any activities to my routine but yeah I did lost some pounds not that I have that perfect Contour Abs because that is still far from reality but am quite happy I lost some.. Probably it is because of lack of sleep because I have not been sleeping regularly since last week. My sleeping habits has gone wild again, there was even a time that I slept at around 4 AM and woke up at 6:45 AM and went to office. I’m a walking zombie. I’m a walking fat zombie.

I really need to have some serious exercise or physical activities for me to lose weight properly, and I am wishing I could buy a Total Gym or something like that this Christmas so I can do it at home in my most convenient time. If not, I think the Slendertone system to tone my abs and muscles will also be fine.

Should I need to include that then on my wish list this Christmas? Or I’ll just go ahead and buy one for myself when the bonus comes in. Would it be worth the hard earned money I’ll spend? Hopefully yes ad hopefully I’ll use it as often as I can.

What do you think of online advertising?

Have you heard of Coca-cola’s biggest social media and online PR campaign? According to status media’s blog “The company (Coca cola) is to send a team of three people around the World, through 206 countries, over the course of a year, with one mission: to find out what makes people happy.” You can read the whole news in this digital agency site.

Social media is media designed to be disseminated through social interaction, created using highly accessible and scalable publishing techniques. Social media uses Internet and web-based technologies to transform broadcast media monologues (one to many) into social media dialogues (many to many). (Wikipedia)

Social media has really gone a long way. Imagine it is now being used by big brands to advertise and campaign for their products. Why not? These guys knew where their clients are, millions of people around the world uses internet and social sites such as facebook, twitters and others. You have a captured audience there.

Here in Manila, politicians took advantage of these social sites for the upcoming election. I can see everywhere in the net ads of different person obviously running for some positions in 2010 election. I wonder how much would their expenses be? Hoping they will not get it from the people’s wealth once they win.

Anyways, the blog where I found the coca cola’s campaign is also specialist in cpa network advertising. If you have a business and you wants to advertise online, you might find them helpful, they will surely be of help in terms of sales increase and . They also do the following;
*Co-branding and co-registration
*Direct response advertising
*Competition and survey paths
*Search and content affiliates

I’m actually looking for ways on how to advertise our chocolate fondue business and I guess I will go for online advertising. Hoping it will give us more clients next year. What do you think?

Sunday, November 22, 2009

Diamonds are FOREVER

Feast your eyes with these beautiful diamonds girls. This engagement ring is super nice! look like the one I have but obviously don't have diamonds in it.
And these wedding rings are simply gorgeous!! I still dream of buying our dream wedding dream and I hope after ten years of being married we can have that rings already.
I love the gold one which is also cheaper than the white gold. Nice no?

Drive carefully

It's been 2 months since I bought the insurance for hubby because of the motorbike and because we cannot afford any additional expenses more so of hospital expenses (knock on wood) and some legal expenses like hiring someone as good as San Jose motorcycle accident attorney so I opted to get the insurance even though it is out of our budget.

Statistics will attest that motorcycle accidents are rampant especially on major high ways and I praise God that we are spared, it's been more than 2 years since we have the bike and we never met any accident so far, yes the dear husband is very much careful in his driving but then accident is an accident. I just want to at least get that feeling of somehow when it happens you have something to fall back on.

So please to all motorcycle drivers out there. DRIVE CAREFULLY!!

Saturday, November 21, 2009

3 years and 7 months ago

and I know greater things are yet to come!! :))

Sad Saturday

It's weekend but it's a different weekend. I don't know it's been 5 days since hubs left, at this stage I'm supposed to be like getting the hang of it but to tell you honestly it's getting harder as the days passed by. I just really hope he will listen to my cries and get back home on the 26rth as scheduled.

It's hard when you have nothing, I mean it's different when you have a child to take care of but I don't even have a pet at home, I know it's me who is against of having one, he wants a cat but I said no and besides I think of all the pet supplies we have to buy and no we can't have it but I am thinking otherwise now.

He's supposed to be here on Thursday (if he listened) and that's 5 more days. If not he'll be here on the 8th of December and I don't want to count the days anymore. I'll be lost.

For the meantime, I have to while the hour browsing and playing and working just to get my mind off from him.

Wednesday, November 18, 2009

Day 3

Just in case you're new to this blog and wondering what I am counting for, it's the day dear husband left for a short mission trip somewhere in Malaysia (of course I knew where).

He rang me last night, thank heavens for the goodness of our Ninong's heart. Anyways, he said they have loads of schedule, teaching musical instruments, visiting churches and not visiting auto accessories stores or malls. At the tone of his voice he seems liking loving it actually, and that he even asked me to pray about him extending the stay until the big event which I guess they will play on November 26 and 27.

Guess what I said back? told him am not going to pray for bad.

I'm sure he will learn a lot from this trip and maybe when he gets back he'll knows best the direction we have to take with regards to us being missionaries.

It's day 3, 8 more days to go.

Tuesday, November 17, 2009

1st Night

9 more nights to go..

I have two lovely girls sleeping in the room with me so it shouldn't be that sad. But honestly I'm missing my husband very much and he will only be away for 10 nights, eleven days.

I can't imagine how hard it must be for a wife or husband to work abroad and leave someone on the other side of the world. I super duper salute you all!!

But I am not as tough as you are.

I do not want this to happen again..and i do hope this short separation will do us good somehow. LEARN.REFLECT.MEDITATE.PLAN

mahal, uwi ka na..hehe! the room is not the same without you. Love you!!!

Monday, November 16, 2009

Separation anxiety?

It's 5:09 AM and I am still awake, why? maybe having separation anxiety, why again? because dear husband is leaving today for a short term mission trip to Malaysia.

For eleven days or ten nights.

I'll start counting the nights tonight and I'll see what stuff I'll do to make the days goes as fast as it can be.

Cheesy as you may say because it's only for eleven days but you see we've never been apart this long since we got married three years ago.

And the thought of sleeping and waking up without him beside is so....well, can not even say the exact word.

I'll be lonely for eleven days for sure.

Friday, November 13, 2009

8 fat fighting foods

Saw this article from written by Veronica Byrd and thought of sharing it to you also. Although most of them are not on a regular meal here because an average individual like me can't afford it, there are still some that I know we can have on a regular basis like oranges and sweet potatoes.

here they are;

Almonds Almond joy! Dieters who ate 3 ounces of these nuts every day reduced their weight and body-mass index by a solid 18 percent compared with an 11 percent drop in the no-nut group, a study in the International Journal of Obesity found. Almonds are high in alpha-linolenic acid, which can speed the metabolism of fats. Stick to 12 per serving.

Berries Vitamin C–loaded fruit such as strawberries and raspberries can help you sizzle up to 30 percent more fat during exercise, suggests research from Arizona State University at Mesa. Blend a vinaigrette of 1 cup berries and ¼ cup balsamic vinegar.

Cinnamon This spice could make your waistline nice. Sprinkling ¼ teaspoon on your food may prevent a postmeal insulin spike—this increase normally occurs after you eat and “signals the body that it should store fat rather than burn it,” explains Lauren Slayton, R.D., of New York City. Add a dash to your oatmeal, yogurt or coffee.

Mustard Hello, yellow. The spice that gives mustard its color, turmeric, may slow the growth of fat tissues, a study in the journal Endocrinology notes. Eighty-six mayo in favor of any mustard; sprinkle turmeric on cauliflower and roast for a tangy side.

Oranges Prevent pound creep with this citrus star: It contains fat-torching compounds called flavones. Women who ate the most flavones had a significantly lower increase in body fat over a 14-year period, a study in the American Journal of Clinical Nutrition finds. Snack on slices or drink freshly squeezed OJ (with pulp!) for the biggest payback.

Soybeans These green gems are rich in choline, a compound that blocks fat absorption and breaks down fatty deposits. Add ½ cup edamame to a salad.

Sweet potatoes Trade up to sweet taters. They’re high in fiber, which means no drastic insulin jumps and thus less fat packed onto your hips. Bake a small sweet potato—think of two bars of soap as a portion size—and top with a dollop of lowfat or nonfat cottage cheese.

Swiss cheese Holy cow: “Calcium-rich foods reduce fat-producing enzymes and increase fat breakdown,” says Michael B. Zemel, Ph.D., director of the Nutrition Institute at the University of Tennessee at Knoxville. Put toe to toe with some of its cheesy counterparts, Swiss is a heavy hitter in the calcium department; layer a slice on a lunchtime sandwich, or stack some on high-fiber crackers.

Thursday, November 12, 2009

looking for discounts?

There’s another seat sale on going at Cebu Pacific site, this time it’s 50% off from domestic and some international flights. I checked and you can get a round trip ticket to Singapore for only 3800 pesos. But knowing me, I still don’t find it affordable because I’m used to really cheap tickets. Remember our ticket to Macau? That’s less than 500 pesos. And our latest from Cebu cost us only 450 round trips for each person.

Howell, besides from checking cheap flights this morning, I happen to check this site also that offers a lot of nice car accessories, from floor mats to grills, dash kits and many more item. A lot of cars was damaged by the typhoon Ondoy so I hope they can check here and be able to buy with discounts. Who wouldn’t want a discount from everything you buy right? Again, these are hard times and it is best to buy on sale or those who offer discounts.

Wednesday, November 11, 2009

Hubby is leaving

me for almost two weeks, we prayed about it because I don't want him to go when he first told me this but if it's God's will then let THY will be done.

He'll be joining a group of musicians for a short term mission trip to Malaysia, that's why I've been scouring for cheap flights to Kota Kinabalu but to no avail. I checked Cebu Pacific this afternoon and a round trip ticket cost is at 7,200 something and another 200.00 if you get the travel insurance , forget though if it's travel medical insurance or just an insurance.

Anyways, we didn't book him yet and yes they plan to leave on the 15th. As I ahve said if this is God's will the He will make a way.

Tuesday, November 10, 2009

Dear John

It’s very seldom that I finished a book in one sitting more so if I read on Sunday evening knowing I have to get up early the following morning but Nicholas Sparks’ “Dear John” was now an exemption. I couldn’t put the book down. And I am not ashamed to tell you that I really cried even long after I put it down. I needed to talk to somebody after reading it so I woke up poor dear husband and told him about it. He seems not surprised though because half awake he managed to ask some questions about it maybe not wanting to disappoint me. :)

It is painful and yet it is beautiful knowing that it is true love. Sacrificing your happiness for the one you cared for. It’s really something.

I wish though that it was a happy ending but then again real life is not all happy ending right?

I can’t wait to see the movie which is set to release on February but I think it will be here March. Can’t get over watching the trailer, it’s like I knew all the scene, the bag falling in the deep water, the rain at the house Savannah was building, Tim’s nose, the letters. I’m sure it is a tearjerker like all Nicholas novel.

Natural cleansing

Do you think you need a colon cleanse and you can't afford the expensive program that most of the colon cleanse reviews you have read? because I know you ave read that a lot of procedure can be done. Well, we can do it the natural way and for my opinion is the safest.

1. Eat a lot of fruits - I am not a fruit person but I try to convince my self to have it even once in my meal per day. I'm sure you have heard how wonderful are the fruits for our body. Don't be like me. eat a lot of fruits if you can.

2. Drink a lot of water- What I do so I won't forget to drink water from time to time is that I get a glass full of water and then put it in my table so even when I don't fele thirsty when I see that glass of water I drink and then refill it when it's done. If you do not drink a lot of water everyone will tell that you have or you will have a problem in the future.

3. Vegetables - broccolli, cabbage, garlics and a lot more. You can have a vegetable diet (which i tried for one week) and I must say it was good but I work everyday and I feel hungry and of course we still need

4. Fibers - so don't forget to include that in your everyday meal too.

Monday, November 9, 2009

Our elctricity bill

I don't want to sound as if I am complaining (but I admit I do) because it's also my desire to get /move to a place we can call our home, it's been three months now, we are enjoying it b ut n ot the bills that comes with it. hehe! I don't know why our electricity bill is so high well in fact we don't have air conditioning unit naman. Times like this I wished we had looked for apartments for rent that are way cheaper. But as I have said, I want this and so I just have to work hard for it.

Would you know any tips on how to cut down on electricity bill? I think it's the water pump that gives us that head ache. Now I am thinking if we can get away with that pump.

At the house, we have fridge, 3 electric fans (but we only get to used them when we're home,mostly on evenings) a TV -we don't watch TV shows so often too, 1 laptop for Andrew and Carmel and 1 desktop for us, a rice cooker and a washing machine, we do the laundry once a week . Our bill last month was 1,900 while last September it was only 1,400. I just hope it will not go up na this month.

Sunday, November 8, 2009

Hubby and I were invited yesterday to attend a dedication and first birthday party at SM Storyland (Las Pinas) and we enjoyed it :) it is so nice to be kid once again. me and hubby had that ride all you can tag and although most of the rides are meant for the kids only, we rode some of them, roller coaster, bump cars and the bee and the boat like cradle :)

It was a nice party :) we also enjoyed the food from ALBA catering. forget about all the diet and appetite suppressants. We had a second serving of everything, that's how we enjoyed it.Thank you Ate Lorie and Kuya Ferdie for inviting us! Happy Birthday again Justin!!

Wait let me show you some pictures

Hubby at the bump car

the party room

with the two beautiful girls in our church

lining up at the bump car station with some more beauties minus me!!

If ever I have kid someday and we have money..I'll choose the same kind of place for a party, because kids super enjoyed it!!

Friday, November 6, 2009

Our balloon works

Without any formal training, we can now make balloon arch, pillars, flower balloon, ceiling balloon and others :) So if you are looking for a very cheap (as in really inexpensive) balloon decor just message me!!!

balloon pillar from baby Caley's dedication

this we made for our boss's birthday last July at Rockwell

arch for our praisin kid's town event

(my first try-sample only)

I enjoy doing this so I wanted to make this a real home base business, hopefully one of us, either hubby or me can attend a formal training soon. And of course we have also now a chocolate fountain. I just do not know how am I going to handle this because I still have a regular day job, I do my online work at night and here's another work mostly on weekend, I don't think I don't need to go on diet with the stuff I and will do but have to watch it still.

Again, for those who want a very affordable balloon decor for your christmas parties or any events just send me a message. :)

Learn. Compare. Save

Short and simple but good for us if we do that. I got it actually from a website that offers Medicare supplement. And I thought it is very much applicable not only in shopping and buying things we need but in some areas of our lives also.

Like when I go to grocery store, I learn (read) what is written on the label, nutrition facts or ingredients then I compare it to cheaper brand and then knowing that it is the same then I’ll buy the cheap one, so I Save.

Sure it takes time but it’s worth it. Every penny saved is important and it is still savings. Every cents count. I used to say that to dear husband so often now he gets it and when I do buy something that is a little bit pricey than we used to, he’ll remind me of that.

So guys..
Learn. Compare and Save

Sale season is here!! As in everywhere I go I see a "SALE" sign on most of the establishments, Sigh, if only I have extra money I'll start buying those Christmas gifts na, ToysRUs in cash and carry is on sale up to 70% off and I found some good stuff when I went to look yesterday, unfortunately it will last only 'till November 8.

But I'm still hoping I can go to Bench warehouse sale this year, according to my yahoo group it's worth going to. I plan to buy the gifts for my big nephews there and some friends.

Even in the internet, sale is everywhere from clothes to shoes and even breeches, books and many more.

In this time of year, you would think you really need money so you can shop while items are on sale.

Again, if I am only rich.

Wednesday, November 4, 2009

Christmas decor

We're putting on Christmas decors soon!! and I can't wait, as I have said in my other blog, I'm excited because this will be the first time in this apartment. We will use most of our old decors from the previous year but I think we need to buy Christmas outdoor lights.

I hope we can do that this weekend which I only hope because we have one children's party to attend too this Saturday.

I don't want to say I am busy because I know I can find time for it.

I'm thinking of what colors would be nice this Christmas, I had blue and silver when I first had my tree. Would you think green and gold would be nice? or red and gold?

Photo source : here

Random Thoughts at 12:31 AM matter what you do, life is not perfect

...we always have a choice

good marriage doesn't mean they don't argue or fight...

it's ok to cry..especially when you feel like it, you need it. (been crying since last week)

and don't forget to laugh too and smile

whatever situation we have..bad or worst or whatever..remember that "this too shall pass"

NEVER, NEVER keep your anger inside..let go, find an outlet, release it..but don't bottled it..sooner or will explode if you do that.

learn to forgive...

and to FORGET.


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TCU Postgame Notes

Sept. 11, 2004

Recap |  Final Stats |  Quotes |  Photo Gallery

TCU Postgame Notes
TCU 44, SMU 0
September 11, 2004
Amon G. Carter Stadium

TCU General
* TCU is now 40-38-7 all time against SMU and has won six straight in the series. The six-game winning streak is the longest in series history for the Horned Frogs.
* The combined score in the six straight TCU victories is the series is 202-36, which equates to 33-6 per contest.
* SMU has scored more than 21 points just one time against TCU since 1986. The shutout is the first shutout over the Mustangs since a 21-0 TCU win in 1999.
* Today's 44-0 shutout win over the Ponies was the biggest whitewashing TCU has ever dealt SMU, surpassing the very first meeting between the teams, a 43-0 TCU romp in Fort Worth in 1915.
* This was the 13th time in the 85-game history that TCU shut out SMU.
* TCU has been victorious in 15 straight regular season home games. The last regular season loss suffered at Amon G. Carter Stadium came on Oct. 30, 2001, against East Carolina.
* TCU is 2-0 for the second straight year and just the third time in the last 13 seasons.
* Tonight's attendance was 33,458.

TCU Offense
* For the second straight game, TCU opened the contest with a touchdown on its first offensive series.
* Lonta Hobbs scored two touchdowns to move into sole possession of fourth place on TCU's all-time rushing TD list with 25. Only LaDainian Tomlinson (54), Tony Jeffery (31) and Jim Swink (28) have more.
* Hobbs now has nine multi-TD rushing games, and has rushed for two scores in each of the 2004 contests.
* Reggie Harrell had a career-best 10 catches for a career-high 172 yards and one touchdown. It was the fifth 100-yard receiving game of his career.
* Harrell's 172 yards were the ninth most in a single game in school history.
* Harrell passed a pair of receivers and now ranks ninth on the career receiving list with 1,484 yards.
* TCU is averaging 46.0 points per game through two contests, with all of the points scored by the offense.
* Senior Kenny Boyd scored his first career touchdown on a 1-yard play in the fourth quarter.

TCU Defense
* Elvis Gallegos and David Hawthorne recorded interceptions. Hawthorne's pick was the first of his career.
* SMU gained just six yards on 30 rushes for the game.
* The shutout was TCU's first since a 27-0 win over Army on October 4, 2003.
* The shutout was the second in the Gary Patterson era.
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Volleyball @TCUvolleyball

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Mamaison Pokrovka Moscow (Junior Suite), Moscow - GoKurban
    • 12+ years
    • 12-15 years
    • 2-11 years
    • 0-23 months

Welcome to Mamaison Pokrovka Moscow (Junior Suite)

Mamaison Pokrovka Moscow (Junior Suite) Mamaison All-Suites Spa Hotel Pokrovka Moscow is a modern 5-star property offering upmarket accommodation in the heart of Moscow. Highlights include 24-hour gourmet dining, extensive wellness facilities and free Wi-Fi. Komsomolskaya Square is located just northeast of the historic centre and is a busy, grand plaza surrounded by impressive examples of Stalinist and more traditional architecture. Nearby places of interest include three international train stations, one of the famous 'Seven Sisters' skyscrapers and the Olympic Stadium. Several metro stations are located in the vicinity, providing fast and easy access to other popular Moscow destinations. The hotel occupies a modern mid-rise property with a light-coloured facade. Facilities include an indoor swimming pool, sauna, steam room, hair and beauty salon and a luxurious spa complex offering a range of massages and wellness treatments. Free Wi-Fi is available throughout the premises. Junior Suites are 40sqm and decorated in a modern style with contrasting soft and strong colours and contemporary furniture. Amenities include air-conditioning, cable TV with on-demand content, a mini-bar with complimentary mineral water, safe and tea and coffee equipment. The en-suite bathrooms feature a shower and complimentary Elemis toiletries. The 24-hour Numbers offers contemporary gourmet cuisine complemented by fine wines in a stunning, Art Deco space. Guests can also enjoy less formal dining and an impressive range of international drinks and cigars at the attached bar. The hotel provides 24-hour reception and room service. Chargeable parking is possible onsite.


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Residential Pest Control Gold Coast | Home Pest Inspection

Residential Pest Control

People do a lot of things to protect their homes from dangers that come from the outside. Although they make sure that no thieves or burglars invade their house and harm their family, many times they can do very little to avoid it. However, the thieves and burglars that we are talking about here are of a very different kind. Pests that invade your house can not only damage your property and steel your food but also harm the people that you love the most. You are only completely protected if you have managed to keep a check on any type of pest infestation that can cause you a problem.

We are one of the top notch pest management companies on the Gold Coast Queensland that has helped several families with pest problems that they have suffered from. Some of the pests can be more of an irritant than a danger however creatures such as some species of spiders and wasps can even be deadly for children, pets and the elderly. It is always a good idea to get your property inspected every now and then so that any possible danger can be eliminated in time. Delaying inspection or treatment of any type of pest infestation would only cause more damages to your property and increase your expenditure.

Residential Pest Control Gold Coast

We have some of the most high end systems to track the infestation and get rid of it without causing a lot of damage to the property. We also make sure that the chemicals that we use are low in toxicity so that children and pets at home do not poison themselves accidently. We have dealt with different kinds of pest infestations.

Below is the list to name a few.Gold Coast Pest Inspection

  • Termites
  • Rats
  • Mice
  • Ants
  • Cockroaches
  • Silverfish
  • Spiders
  • Bees
  • Bed Bugs
  • Fleas
  • Wasp
  • Mosquitoes
  • Birds
  • Ticks

You can always call us if your house has been infested by a pest or just for a general inspection as well and we will be happy to help you with it.


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Effective Regulation - Part 4: Turning Good Ideas Into Good Outcomes

The fourth installment in our series on effective regulation

No idea is so good that it can’t be misapplied

Efficient and safe financial markets are essential to global prosperity. The goal of regulation should be not only to make the financial system safer, but also to improve its ability to perform its two critical functions: allocating capital to where it will best be utilized, and providing individuals with the opportunity to participate in markets in an equitable fashion.

Many good ideas aimed at reducing systemic risk and improving fairness for all market participants are now under consideration. But good ideas do not necessarily guarantee good outcomes. Execution and application matter. Securitization is an excellent example of how a good idea, when applied badly, can go terribly awry. In response to earlier banking crises, securitization was embraced as a means to reduce risk at individual banks. It worked – local banking problems became fewer and more easily managed. But when securitization was applied to low-quality assets and improperly used by banks to exploit gaps in regulatory oversight, it helped to create the current crisis.

Actions taken in one area can have profound and sometimes adverse effects on another – in ways that are not always obvious beforehand. This is often referred to as the “law of unintended consequences”. As we consider changes to the regulatory system, it is important to understand how these changes may have impacts beyond what is intended.

In this piece, the fourth in a series on effective financial market regulation, we aim to help better focus the debate on financial reform beyond individual issues and to look instead at how the whole system can be altered to reduce systemic risk and improve overall economic performance. We concentrate on a few key topics: the role of market-makers in resolving mismatched markets; the importance of full participation in the price-discovery process; and the most effective role for clearing houses. In looking at each, we consider how the whole financial system can be strengthened without inadvertently sowing the seeds of the next crisis or significantly diminishing market efficiency.

Download the full report [PDF]


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Marquette To Face Duke In 2010 O'Reilly Auto Parts CBE Classic

Aug. 5, 2010

Milwaukee -

CBE Official Website | Tournament Bracket (PDF)

The schedule and national television coverage for the 10th annual O'Reilly Auto Parts CBE Classic men's college basketball tournament have been completed.

Defending National Champion Duke, along with Kansas State, Gonzaga, and Marquette will serve as the four Regional Round hosts for the event, matchups for which were previously announced. The tournament will begin with Regional Round action, November 12-18, with the four host schools advancing to the Championship Rounds at Sprint Center in Kansas City, Mo., on November 22-23.

In the Championship Rounds' first semifinal game on Monday, November 22, Duke will meet Marquette at 7:30 PM EST, followed by Kansas State vs. Gonzaga. The winners will square off in the championship game on Tuesday, November 23, which will be preceded by the consolation game at 7:45 PM EST.

The Oxford subregional will be held November 20-22 with Miami (Ohio) hosting Green Bay, IUPUI, and San Diego State. The Harrisonburg subregional will see James Madison entertaining Bucknell, Presbyterian, and Princeton from November 22-24. Each team will play three games in the subregional rounds.

A total of eight games will be televised on the ESPN family of networks. ESPNU will televise the first game of the Manhattan Regional Rounds on November 12 when Kansas State hosts James Madison, as well as both games of the Durham Regional Rounds, November 14 (Princeton) and 16 (Miami, Ohio). ESPN2 will air the second game of the Spokane Regional Rounds when Gonzaga hosts San Diego State on November 16. ESPN2 will also televise both Championship Round semifinal doubleheaders on November 22 and the Championship game on November 23. The consolation game on November 23 will be televised on ESPNU. Additional television coverage will be announced at a later date.

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By Christopher and Anne Ellinger

We all want to get along…but how?

The skills of getting along are among the most important you can develop in life. In this guide you’ll find potent tools for sustaining and deepening relationships, whether you’re single or coupled… straight or gay…happily in love or hitting a rough patch… or simply wishing to get along better with friends, family and colleagues.

Inside find tools to help you:
• Step out of upsets
• Feel more fully appreciated and understood
• Make joint decisions and solve problems with ease
• Tackle “hot topics” for couples:
sexuality, money, parenting, working together, and aging

You can purchase the book online from Amazon or Smashwords in multiple eBook formats at

eBook formatting by Shelley Glasow Schadowsky.
goodlife guide

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The Ladybird Book of the Hipster

Author: Joel Morris
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ISBN: 9780718183592
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Comedy & Humour,

One of eight, brand new Ladybird humour titles written for an adult readership. All eight feature original Ladybird artwork alongside brilliant, brand new text from the authors of the bestselling Framley Examiner and Bollocks to Alton Towers. Read More

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The Yearbook Committee

Author: Sarah Ayoub
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ISBN: 9780732296858
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Children's Fiction, Teenagers and Young Adults,

Five teenagers. Five lives. One final year.The school captain: Ryan has it all ... or at least he did, until an accident snatched his dreams away. How will he rebuild his life and what does the future hold for him now?The newcomer: Cha... Read More

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HP’s Next Generation OfficeJet Pro Enables Micro Businesses to Print Like a Pro

HP Smart App puts power of a printer in the palm of your hand JOHANNESBURG, South Africa, Aug 8, 2017 — HP Inc . (NYSE: HPQ), the glo...

Wednesday, November 6, 2013

Legendary South African news anchor Riaan Cruywagen supports MyEdit!

Legendary South African news anchor Riaan Cruywagen says he believes in the new MyEdit app as a media product. The new smartphone and tablet content aggregation app by Media24 is now available as a free download from the Apple and Android app stores.

The app gives you news and stories tailored to your personal interests, making for a more personal way to read your favourite South African magazines and newspapers.

“MyEdit encourages people to read more and be better informed,” says Cruywagen.

“These days people are pressed for time and tend to go increasingly digital, and this app will give them easy and instant access to their preferred reading matter.

“It really simplifies my life quite considerably, because I have most of the reading material that interests me at my fingertips, no matter where I am,’’ says Cruywagen.

The content found on MyEdit is aggregated into 20 categories – such as news, sport and entertainment – from over 40 of South Africa’s most popular newspapers, websites and magazines including YOU, Huisgenoot and Finweek.

“MyEdit puts the power in your hands,’’ says Nerisa Coetzee, Head of Digital Product and Brand at Media24 Magazines: Digital.

“The app is about putting you in charge; it’s about allowing you to create your own online platform where you decide what you want to read when you want to read it. Essentially you become the editor-in-charge of your own online platform,’’ says Coetzee.

“The response to the app should be overwhelmingly positive,” says Cruywagen.

“The app is user friendly and, because it can be used on tablets and smartphones, people will be delighted to have access to a variety of magazine and newspaper content as well as other websites,’’ concludes Cruywagen.

Go to or download MyEdit from the Apple App Store or via Google Play.

To view demo videos on how to subscribe to feeds, click here (English) or here (Afrikaans).

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Myths of the Ministry, Part 2

In Heart to Heart, Spiritual Growth by Beverly Hammett0 Comments

Myth #4:
Serving in the church should make me happy.

Reality: God has not assigned you a “happiness machine.”

Too many pastor’s wives are overly concerned about what ministry can do for them. They look to the church to fulfill this need in their life. The issue should be: what can I do for the ministry. God never intended for the church to become your satisfaction machine. Genuine satisfaction comes from selfless service to others.

Many pastors and their wives expect heavenly working conditions, congenial church members, no conflicts, a committed congregation, and God’s blessings all rolled into one.

These things are just not going to happen, in any church anywhere in the world. In fact, if you get one of those things, you should count yourself fortunate. We need to remember that we are serving the King of Kings, and we are His unworthy servants. Our satisfaction comes from serving Him, period. If you look for it anywhere else, you will be disappointed.

Myth #5:
Everything is worse in society now than ever before. Why is ministry so hard these days?

Reality: Bad times provide great opportunities for the gospel.

Every generation thinks their world is worse than earlier generations experienced. But just because the world seems bent on destroying itself does not mean that we should give up. It just gives us more opportunity for us to be salt and light. The worst times are often when God gives revival and blessing through His faithful remnant. God will often use a sinful society for His own purposes, so this could be our golden hour. We need to take advantage of the opportunities around us.

Whether these are the best or the worst of times, these are the only times we have for serving God. None of us has the choice to serve in the last century or in the next generation. Wishing it were easier does not make it so, nor do we defeat the enemy by retreating from the front lines. In all of human history, no one has ever faced our unique challenges. Before we were born or knew anything about today’s difficulties, God had plans for people like us to take the gospel of Jesus Christ around the world. We just need to overlook the obstacles and get busy serving Him.

Myth #6:
Ministry cheats a pastor’s family.
Our children don’t have the opportunities other families have.

Reality: Ministry can enrich your family.

This widely discussed myth suggests that pastors’ children are cheated or disadvantaged because of a life in the ministry. Nothing could be further from the truth. There are definitely unique challenges that come with the ministry and trying to raise a family. But there are also many distinct advantages. These are what you need to focus on.

Never tell your children that they are underprivileged because their father is in the ministry. Never point out the things that they can’t have or they have to give up because their father is in the ministry. Let your children know that it is a privilege to serve the Lord. In fact, it is the highest calling that a Christian can have. If you focus on the benefits and privileges you have, it will help your children to appreciate them too.

Myth #7:
People are always criticizing us.

Reality: Criticism can be helpful if viewed in a right way.

Criticism often causes frustration and anger, but it will not destroy you unless you let it. Look inside at your attitude, and look outside to see if their talk contains even a small degree of truth. If the answer is yes, correct yourself. If no, pass it off as being the work of a busybody. It is usually senseless to try to run down a rumor because it is so elusive. Living your life in a way that pleases Christ silences most reasonable critics, and the others won’t be satisfied no matter what you do.

Use these six questions to make criticism useful in your life:
* Consider a critic’s intention—is it to help or harm?
* Does the criticism contain an element of truth?
* Will careful consideration of the criticism draw you closer to God or closer to your husband?
* Can you use this criticism to clarify your mission, goals, and purposes?
* Can you use this specific criticism to positively impact your perspective about yourself or the way you do things?
* What does the critic need from you?

Charles Spurgeon once said, “Get a friend to tell you your faults, or better still, welcome an enemy who will watch you keenly and sting you savagely. What a blessing such an irritating critic will be to a wise person! What an intolerable nuisance to a fool!” How do you handle criticism in your life? Do you consider it a blessing or a nuisance?

Beverly Hammett
Beverly is a wife, mother, and grandmother. She and Doug Hammett have been married for over 35 years. Since her father was a pastor and her husband was already a pastor when she married him, she is well acquainted with the blessings as well as the problems of the ministry! Bev’s favorite things to do are read and spend time with her family.

In Autumn of 2010, Doug stepped aside from his position as senior pastor at LVBC to reach and train men in Botswana and South Africa. Beverly continues to write for our ladies publication, giving her unique perspective of life in the ministry, and now life on the mission field. You can read more about their ministry here.

Read Beverly’s articles here and her salvation testimony here.

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Photo-Lettering Alphabet Blocks, Prints & T-Shirt Giveaway

photo lettering

Back in June we posted about the launch of House Industries’ Photo-Lettering website. I knew it was just a matter of time before some of those tasty Photo-Lettering typefaces ended up on a slab of wood. That time has come. Last week House announced the release of the Photo-Lettering (Plinc) alphabet blocks as well as a new House Industries serigraph series.

To celebrate the new line of Photo-Lettering products we’ve teamed up with House Industries for a special giveaway.

One lucky winner will win:

One set of Photo-Lettering alphabet blocks

The blocks are made in Michigan out of replenishable locally-grown basswood and are printed with lead-free non-toxic inks.

Two prints (one large & one small) from the new House Industries serigraphs series

All of the 27 new serigraphs are hand-pulled, air-dried and numbered by longtime House Industries collaborator David Dodde. The posters are printed on acid-free 130# recycled cover stock.

photo lettering

One Photo-Lettering T-shirt

Sounds great, but how do I enter?

Enter Twice to Increase Your Odds

You can enter by subscribing to the Grain Edit RSS Feed/ Email Updates or by following us on Twitter. (Please read the details below) You can also you use both methods of entry, giving you 2 entries into the giveaway and increasing your odds of winning.

Enter by Subscribing to the Grain Edit RSS Feed or Email Updates:

First, Leave a message in the comments section of this post. Maybe tell us what you like about Photo-Lettering or the new Photo-Lettering products.

Next Subscribe to our free RSS Feed or Email updates (seen in the upper right corner of the website). If you already subscribe, you’re all set, no need to subscribe again.

On Friday, Oct 9th, 2009 we will randomly select 1 person.

Please note – For our last giveaway we had two readers that kept receiving the comments for the giveaway in their email box. Please make sure that you don’t click “subscribe to comments” when leaving a comment.

Enter by Following us on Twitter

We will also select 1 person from our Twitter Friends. Here’s what you do:

1. Follow us on twitter @grainedit

2. Tweet the following message “@grainedit count me in for the Photo-Lettering giveaway #Typography”

On Friday, Oct 9th, 2009 we will randomly select 1 name from those twitter messages.

From the two people selected

From the two names pulled (one from the comments of this post and the other from the twitter messages), we will randomly pull our winner.

** Please note – We will announce the winner on Friday, Oct 9th, 2009 in the GRAIN EDIT RSS FEED + EMAIL UPDATES. We will not be announcing the winner on the website, so you need to subscribe to either the RSS or Email updates to know if you won or not. **

Huge thanks to House Industries for making this giveaway possible. Visit their website to see their full line of fonts, clothing, and objects.

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A standard IP business phone- Grandstream GXP1620

GXP1620 is another phone in the Grandstream series. With some features similar to the other phones of this series, this phone delivers exciting features to being the users a friendly interface and smooth audio communication channel. Based on Linux, the standard IP phone has a bunch of exciting features for you that make it easy to use and simple to handle!

Workers be intact- flawless communication

Bringing your workers together with a streamline audio communication channel, Grandstream offers its new model in the series GXP1620. The phone has some similar features as that of the other Grandstream phones but as a whole, the phone provides you with a perfect package standard IP phone that has all that requires for it to be best suitable for small businesses. The phone is primarily based on the Linux system with a 2- line IP display. With some exciting features that are explained below, this phone promises a smooth communication free of echo and any flaw. Thus, keeping you intact and offering a high-quality reliable service.

Small business owner? Get Grandstream GXP1620

Are you a small business owner? Then surely you will require a smooth and flawless audio communication channel so that you are in contact with your workers. Incorporating the 3-way conference feature, keeping your workers intact is not difficult anymore. There are a lot many other productive features of Grandstream GXP1620 that make it a versatile and a very reliable business phone.

Grandstream GXP1620- A Complete Package

As already mentioned, Grandstream GXP1620 is a dependable IP business phone. It has a complete package comprising of a lot many powerful and productive VOIP features. With a stylish modern design, it is developed with a very easy and friendly user interface that allows the users to use it easily and thus communicate with ease other achieving a complete clarity in voice. These features and many other additional features ensure its high quality and reliability. It has a simple user interface that allows the people to have convenience while using it.

Where to buy?

For the people of Ajman, Al Ain, Sharjah, Dubai, Abu Dhabi and Ras Al Khaimah, getting Grandstream phones are very easy. There are a lot of stores in many markets in almost all the areas. Moreover, you can also order the phone from online stores. Grandstream GXP1620 Dubai phone is available widely so you can purchase it easily.

Grandstream GXP1620 dubai

Highlights of Salient features

An overview of the features of this standard IP phone depicts that it is rich in features with a friendly interface for the user. For the proof of this claim, let us take a look at its features. Based on Linux operating system, the phone has 2- line IP display.

You can view it easily because the LCD has a quite good resolution of 132 x 48 pixels and also incorporates the backlit feature. Different people can avail themselves of a constant and flawless voice communication channel via 3- way conferencing. It has 8 BLF keys, and the HD audio quality best specifies the clarity in voice and ensures you don’t feel any echo effect while communicating.

Unfortunately, there is no power over Ethernet source. However, it has dual switching ten / 100 Mbps network ports and three programmable XML keys that allow it to be operated and used easily. Thus, it tends to be easy to use, high-quality IP phone.

It incorporates some powerful VOIP features that are available in an elegantly designed handset of Grandstream GXP1620 and features that can be used easily. It provides you with one-touch call recording function. It features a large phonebook and storage capability that can handle the record of 200 calls and can store 500 contact details.

You will have the utmost clarity in voice while communicating through this phone because it features HD audio quality on both the handset as well as speakerphone. It can support up to 2 telephone lines at a moment and also offers you an EHS support for the Plantronics headsets. All these features make this phone a simple and convenient one for the small business owners especially.

Additional Feature details

Above mentioned are the technological specifications of the small business IP phone. If we talk about security features, then we come to know that just like some other phones of this series, GXP1620 also has SRTP and TLS that is a high-tech security encryption technology. It also supports zero-configuration with the UCM series of Grandstream IP PBXs, TR-069, encrypted XML files and many other automated provisioning features to make the mass deployment of this phone easy.

All these outstanding features are available to you in a very affordable and reasonable price, and this thing feature earns it a place in the superior priority list of different customers. So you too, take a look at its features, then reviews and decide to buy the phone!

There is no doubt on quality and user friendliness of Grandstream GXP1620 IP Phone. Mostly, users have provided positive feedback for Grandstream GXP1620 that give you a good idea about the quality and reliability of the product.There are a lot of GXP1620 users in different areas of U.A.E. The positive feedback will surely help in making a decision buying this phone. Overall as far as the features are concerned, the phone seems to be a pretty good package!.Grandstream Dubai is always committed to provide you high quality IP Telephones.


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GRAS AE0001 Plug

GRAS AE0001 Plug

The GRAS AE0001 is the 6-pin LEMO FFA.2S.306 male plug as supplied with GRAS 41AM/CN.

Quality & Warranty

GRAS accessories are made of stainless steel, alloys and high-quality composites. These items are covered by a 2 year warranty respecting their intended use.
On consumables like batteries, cables and windscreens we offer a 6 month warranty.

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Wait gets even longer; tenders cancelled

Publish Date: Nov 11 2012 12:00PM

Jammu, Nov 10: The wait for the much needed Critical Care Ambulances has been further prolonged as the procurement tenders have been cancelled yet again for around tenth time, apparently  because of  insufficient number of bidders coming forward.
 Sources in the health department said that the process for acquiring 50 Critical Care Ambulances for the state was started way back in 2008, but since then the much needed ambulances have not been procured.
 Out of these 50 ambulances, both Kashmir and Jammu divisions would get 25 ambulances each.
 As per the proposal, each district in the state has to be given at least one Critical Care Ambulance for carrying the critically sick or injured patients to the hospitals.
 Equipped with the medical facilities similar to that available in the Critical Care Unit, these ambulances hold key in saving the precious lives of the critical patients during the interim time of carrying them to the hospital.
 Experts said that the ‘Golden hour’, which is often wasted in providing necessary treatment to the critical patient till he or she is carried to the hospital, more often  results in the death of the patient. But with these ambulances having all the facilities and life support system, the ‘Golden Hour’ will not be wasted and many precious lives could be saved.
 About the delay in procurement of the high-tech ambulances, sources informed that a minimum of three bidders are required for accepting the tenders adding that each time the tenders have been invited, the number of bidders did not meet the minimum requirement. As a result the process was hampered every time.
 While confirming the cancellation of the tenders, Director Health Services, Jammu, Madhu Khullar said, “For the last some years, the tenders are being cancelled due to lack of quorum. As per the norms, we require at least three bidders for allotting the tenders that we are not getting over all these years”. She added that this time also the tenders have been rejected as there were only two bidders. “We will be issuing fresh tenders in this regard very soon”, she said.


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Greener BeeGreen Tips4 Tips on HRV/ERV System Installation

As mechanical ventilation becomes a part of the building codes, proper installation is vital for making sure the systems perform as planned.

A poor installation can lead to indoor air quality problems and poor energy efficiency in the home.

Here are some installation tips from Zehnder America, manufacturers of ERV and HRV systems for residential and commercial use.

1. Air seal and insulate both intake AND exhaust ducts. Zehnder recommends making sure both ducts are well air sealed and insulated.  Most installers understand to air seal and insulate intake ducts but air sealing exhaust ducts is just as important.

Problems with not air sealing and insulating exhaust ducts:

  • Heat loss
  • Duct surface condensation/moisture issues

2. Double check the ductwork connections before sealing wall

  • Much harder to access ductwork once wall is sealed up
  • Reduces time spent on fixes such as supply and exhaust ducting not installed in correct rooms

3. Don’t run the HRV/ERV system during construction

  • Prevents damaging the unit during construction
  • Prevents dust and debris compromising ducts, filters, unit, etc.

4. Take advantage of Installation Support

  • Look for companies that offer installation support

Manufacturers such as Zehnder offer videos and manuals online and are available by phone or online for installers to talk directly with technical support about project questions.

Article source: https://www.proudgreenbuilding.com/news/4-tips-on-hrverv-system-installation/

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John Deere Cable AN276543
John Deere Cable AN276543
Price: $17.36

Part Number: AN276543

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John Deere Cable AN276543

This John Deere Cable AN276543 can be purchased online 24 hours a day at Green Farm Parts, the John Deere parts superstore.

John Deere Parts Shipping and Delivery

When you purchase your John Deere parts from GreenFarmParts.com, you get peace of mind knowing we will deliver your parts safely and efficiently with our professional package carrier services. Customers who create an online account will be emailed the day that their package leaves our store. We are serious about customer service!

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John Deere Elbow Fitting 38H1086
John Deere Elbow Fitting 38H1086
Price: $54.79

Part Number: 38H1086

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John Deere Elbow Fitting 38H1086

This John Deere Elbow Fitting 38H1086 is available from Green Farm Parts online store at a discount price 24 hours a day.

John Deere Parts Shipping and Delivery

GreenFarmParts.com delivers John Deere parts safely and quickly to your door. We ship anywhere in the United States, Canada and US Territories via various carriers. When you order from GreenFarmParts.com, your tracking information is emailed to you (if applicable) once your package has been scheduled for pickup with our carrier. Trust us for all of your parts needs. We are the largest John Deere parts dealer online and we are committed to providing you quality John Deere parts are competitive prices.

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John Deere Flange R119592
John Deere Flange R119592
Price: $304.72

Part Number: R119592

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John Deere Flange R119592

This John Deere Flange R119592 is a genuine John Deere part and Green Farm Parts online store will save you money when you order from us. Combine our low prices, coupon codes, customer rewards program and competitive shipping options and you save big money when you choose Green Farm Parts for your JD parts needs.

Part: John Deere Flange R119592

John Deere Parts Shipping and Delivery

Every part ordered from Green Farm Parts ships to you directly from our store. We personally inspect and package your parts to insure you get what you need as quickly as possible. We ship all of our JD parts via FedEx, UPS, the US Postal Service and truck freight. Customers who order online are notified via email of their shipping information the day their parts leave our store.

Average Customer Review: 5 of 5 Total Reviews: 1 Write a review.

  1 of 1 people found the following review helpful:
Glad to find the part we needed June 12, 2015
Reviewer: Anonymous Person from TN
The part is on the tracor now and it's working. Shipping took a few days.

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Merchant to Romania: Business as Missions in Post-Communist Eastern Europe

Price: 8.62 USD

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Product Details

Author Name: Little, Jeri

Binding: Paperback

Book Condition: Very Good

Type Book

Publisher U.S.A. DayOne Publications 2009

ISBN Number 1846251710 / 9781846251719

Seller ID 028519

Very good condition. No interior writing or highlighting. Merchant to Romania Business As Missions In Post-Communist Eastern Europe By Jeri Little Product Description The year 1989 saw the fall of Communism in Eastern Europe. In Romania, a bloody revolution toppled dictator Nicolae Ceausescu, ending with his execution. Following these dramatic events, Jeri Little, a young entrepreneur from the white-collar business world of Orange County, California, felt the Lord was calling him to move to Romania to use his business skills in missions. He and his family arrived in Iasi in 1993 to begin the adventure of a lifetime. This is Jeri's amazing account of how the Lord has used Church Resource Ministries to birth a variety of business enterprises in Romania. This revealing narrative is laced with cultural and historical insights as Jeri describes each small step of faith in his journey towards establishing 'businesses as missions' in the former Communist bloc: earning money locally to fund ministries and plant churches in Romania and in neighboring Moldova. This is a gripping tale of how God has used business in Eastern Europe as a vehicle for reaching people with the good news of Jesus. Extensively illustrated Product Details Paperback: 224 pages Publisher: DayOne Publications (February 23, 2009) Language: English ISBN-10: 1846251710 ISBN-13: 9781846251719 Product Dimensions: 8 x 5.8 x 0.7 inches

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Greenworld Nursery

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Variegated Schefflera

Variegated Schefflera

Our company is reckoned as a prime Variegated Schefflera Manufacturers in India. The Variegated Schefflera is a outdoor plants that is widely demanded in the market as no alternative is available in terms of productivity and life duration. Additionally, customers are facilitated with the availability of the Variegated Schefflera at the most reasonable prices.

Botanical Name
  • Hibanobambusa tranquillans

  • White shade colour

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  • Home gardening
  • Landscaping works

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Nature Valley Granola Bars $1.88 on
  • April 28, 2016
  • By Lina Zussino
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Nature Valley Granola Bars $1.88 on

Check out this great deal on Nature Valley Granola Bars on All varieties are $1.88.

These usually sell for close to $2.99 so to get this delivered for $1.88 (with the $25 minimum shipping is a great deal)!

Learn how to not pay for shipping by reading the Grocery Alerts article on Amazon shopping secrets

Lina Zussino

Lina Zussino, is a co-founder of Grocery Alerts Canada. encourages real whole foods cooking while helping Canadians save money with grocery deals and coupons.

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jim coon gstiles

Jim Coon

Phone: (541) 680-9071

Jim is a multi-year member of the Roseburg Million Dollar Sales Club, is Secretary-Treasurer with the Realtors Exchange Club of Roseburg and combines 42+ years of Purchasing, Sales and Materials Management to help with your realtor needs. He has been a licensed Oregon realtor since 2003, specializing in Residential and Commercial real estate sales and Listing services with G Stiles Realty.

Jim is a 5th generation Oregonian whose Great, Great Grandfather came to Oregon for a second time in 1845. In a way Jacob L. Coon was like a Realtor. He knew where there was great land and how to get there. Through the generations of horseback ministry, tall timber faller and mill owner, Flying A and Mobile Oil service station owner and operator, and down to Jim, the first college graduate in his family…… hard work, honesty, good communication, client service and follow through have been the template to his success. One needs to treat people the way you would want to be treated and success will follow.

Jim is a graduate of Myrtle Creek High School and Southern Oregon University in Ashland. He is also a U.S. Army Signal Corps veteran of Thailand and South Korea and a life-member of VFW Post # 2468 in Roseburg, and a life-member supporting the National Home for our veterans and veteran families. Jim and his wife, Genee, have two grown daughters and enjoy free time with their 13 grandchildren.

Jim has achieved his GRI (Graduate of Realtor Institute), ABR (the NAR’s Accredited Buyer Representative) and GREEN (the NAR’s Certified education course in Green Building and Green Real Estate).

Jim is excited for the opportunity to become “Your Real Estate Connection”

Email Jim Now


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Belgium Teardrop Pendant Chandelier

Starts at

17,900 13,500
This beautifully handcrafted teardrop pendant brings contemporary style to a room and adds added dimension to the light from within. A brass metal frame holds hand-cut glass panes that refract the light and multiply its sparkle.

  • Ridged metal bands in brass with bronze plating
  • Clear Glass panels fixed on the panes
  • Access to bulb/ holder provided
  • Recommended Carbon Filament bulb (Purchase in Add Ons)
  • Other bulbs like LED Bulbs with E27 fitting are compatible.
  • Suitable for  indoors use only  in dry locations not directly exposed to excessive moisture and water
  • Black PU coated cord 1.5 meter included
  • Chain included 1 meter included
  • Assembly: Professional installation recommended with the help of instruction sheet provided in the toolkit.

37 cms W x 37 cms D x 67 cms H

To clean, use a soft cloth only. Do not use any chemical or abrasive cleaners.
Check for Availability and Estimated Delivery Date in your Area

Edison Bulbs For This Fixture

You can click and see the details of Edison bulb type that you can order with this fixture.

Click on the swatches below to view more details

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Vaughan Grylls: Retrospective Exhibition

17 November - 11 December 2014

This exhibition of Vaughan Grylls’ sculptures and photographs shows the consistent strength and originality of his work across his career that began in the late 60s. The earliest work in the exhibition, The Drunken Clergyman, was made in 1967. It is timeless and has a freshness that is characteristic of his work.

There is always an interesting relationship between Grylls’ work and its title. While many artists title the work following its completion, Grylls places great importance on the role of the written word in the development and interpretation of the work.

Grylls’ approach dates back to his early interest in philosophy and the work of Marcel Duchamp. Whilst at the Slade, in the 1960s, he coined the term ‘Punsculpture’, where there is a play between the visual and the verbal. This playfulness has continued and can be seen in works such as Signs of the Cross (2012), and A Fresh Window (2012), the latter referencing Duchamp’s Fresh Window (1920). Grylls’ interest in Duchamp, and Duchamp’s interest in chess, is played out in the most recent work in the exhibition, Duchamp in New York (2014) – a visually unsettling chess board coffee table where the pieces loom like surreal skyscrapers.

In Grylls’ philosophical approach he often includes a political, historical or social dimension – sometimes a combination of all three.  I first saw Grylls’ early work in 2010 at an exhibition at the Ikon Gallery in Birmingham. The exhibition was a survey of the gallery’s artistic programme of the 1970s. Grylls’ installation An Indo-Chinese Punsculpture, (1973) addressed the signing of the Paris Peace Treaty that was intended to end the war in Vietnam. The photograph was cut up and arranged so that the Vietcong and North Vietnamese sat in the northern half of the gallery and the South Vietnamese and the Americans sat in the southern half. The newspaper from which the enlargement was taken was placed on the west wall facing the windows. Each wall was then labelled accordingly: View of the North, View of the South, View of the East, View of the West with a copy of the New York Times above it. The work was visually compelling, deadpan and ironic.

Grylls has tackled many difficult political subjects – some now historical, others that are ongoing – exemplified by the works in this show. Grylls’ huge murals are too large to exhibit here but we have included the working study for his celebrated Site of the Assassination of President Kennedy (1980).  Grylls sometimes merges the political with the personal to create a narrative that resonates, as can be seen in London Layers (1988), Mother (2009) and Grandmother (2011). Other potent themes include race and women in contemporary society.

Grylls’ work is catalogued comprehensively on his website - His inclusion in the exhibition at Ikon Gallery inspired the launch of my own gallery. I am thrilled that GX Gallery have decided to present this collection of Grylls’ work – the most comprehensive survey to date.

Megan Piper


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Thinning Hair In Women: Not Rare And Certainly Not Hopeless

Combat thinning hair in women and female-pattern alopecia (FPA) with HairSpa.The Symptoms, Causes And Hair Restoration Solutions At HairSpa

Hair loss is overwhelmingly associated with men. This is because the formation of dihydrotestosterone (DHT), a male sex hormone, is the most common cause of hair loss. So it’s no wonder that male-pattern baldness (androgenetic alopecia) is commonly known, while this occurrence in women -- known as androgenetic alopecia or female-pattern alopecia (FPA) -- is far less recognized or acknowledged.

The fact that it’s not as talked about in the media does not mean hair thinning in women is a rare event. On the contrary, it is much more common than you’d think. About 10% of pre-menopausal women experience signs of female alopecia. This percentage increases greatly post-menopause, with 50-75% of women 65 years or older suffering from thinning hair and hair loss.

When women experience complete or patchy hair loss, it is known as female-pattern alopecia (FPA) or androgenetic alopecia. Its causes are unknown, but it is usually genetic -- about a fifth of people with this condition have a family history of alopecia. Most professionals agree that alopecia is an autoimmune condition, which is when the immune system mistakenly attacks and destroys healthy body tissue.

There are three forms of alopecia:

    • Alopecia areata: patches of hair loss, usually on the scalp
    • Alopecia totalis: complete loss of scalp hair
    • Alopecia universalis: total loss of all body hair

Men generally experience hair loss in a well-defined pattern -- usually beginning above the temples and/or at the crown of the head, leading to a progressively receding hairline and eventually resulting in complete hair loss. Women, on the other hand, generally experience hair thinning instead of complete hair loss.

In general, FPA includes the following symptoms:

    • Hair thinning mainly on the top and crown of the scalp, usually beginning with a widening through the center hair part.
    • The front hairline generally remains intact.
    • The hair loss rarely progresses to total or near total baldness, as is common in men.

    • Aging
    • Changes in the levels of male hormones, or androgens -- e.g., after menopause, many women experience thinning hair on their head, while the hair on their face gets coarser
    • Family history of male-pattern baldness or FPA

Thinning hair in women may occur due to reasons other than FPA, including the following:

    • Breaking of hair from treatments, from twisting or pulling of hair or from hair shaft abnormalities present from birth
    • Certain skin diseases that lead to scarring of the hair follicles
    • Certain autoimmune diseases, like a form of alopecia (mentioned above)
    • Hormone problems, such as too much testosterone, or too much/too little thyroid hormone
    • Iron deficiency
    • Vitamin deficiency, especially lack of vitamin B
    • Medications such as chemotherapy and beta blockers
    • Syphilis, a sexually transmitted infection
    • Temporary shedding of hair after a major illness, surgery or pregnancy
    • Dry weather conditions -- see this recent blog post
    • Poor water quality, e.g., excessively desalinated water -- see this the same blog post

The hair restoration industry is undergoing an exciting stage of growth, made possible by scientific developments and technological advancements. HairSpa’s dedicated trichologists -- expert hair consultants and technicians -- use the latest technology, cutting-edge science and innovative thinking to customize the best non-surgical hair loss treatment for you.

We couple these innovative technologies, hair loss intelligence and hair restoration solutions with compassion. We understand that having long, luxurious hair is often identified with beauty and health. We understand the negative judgments surrounding hair loss. So when you’re treated at HairSpa, you’re not only provided the most effective and best-suited hair loss options for your situation, but you’re also given the compassion you deserve.

After your personalized hair diagnosis, we perform the following treatment steps based on your individual case:

    • Scalp cleansing mask for scalp exfoliation and detoxification
    • Scalp cream and stimulation
    • De-scaling and antibacterial treatment for slight, medium, heavy and persistent scale
    • Mesotherapy
    • Scalp massage
    • Anti-pruritic (itch) treatment
    • Hair-specific nutritional supplements

Learn more about these in-house spa and scalp treatments for women -- provided in our relaxing spa environment to treat not only your hair, but also your peace of mind.

Visit us online to read more about our proven Tricomax Laser Hair Treatment (TLHT) for women, which uses low-level laser therapy, and our non-surgical hair replacement systems

Hair loss is not predestined fate, and it is certainly not hopeless. Choose to regrow your hair and reclaim your self-confidence with the compassionate trichologists at HairSpa.

Click the button below to start your journey to hair restoration, vitality and happiness.

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Pusan Film Fest Prepares for 10th Year

2005/09/06 | 197 views |  | Permalink | Source

Learn to read Korean in 90 minutes or less using visual associations
By Kim Tae-jong
Staff Reporter

The biggest port city in the nation will throw its biggest party for moviegoers yet as the Pusan International Film Festival (PIFF) will celebrate its 10th edition with special programs and events next month.

"This year's event will be especially dedicated to Pusan citizens and moviegoers who have truly supported us for the past nine years", Kim Dong-ho, festival director of PIFF, said on Tuesday during a news conference at Seoul Royal Hotel in Seoul.

The festival, taking place from Oct. 6 through 14 in Pusan, will present 307 films from 73 countries, the most in the past 10 years with 62 films to be world-premiered.

The opening film is China's auteur director Hou Hsiao Hsien's "Three Times". The film, a collection of three tales of love, is the re-edited final version, different from the two other versions shown this year at Cannes and Toronto.

The film shows different love stories in three different times, 1911, 1966 and 2005 by the same actor and actress but in different characters. The stories are titled "A Time for Love", "A Time for Freedom" and "A Time for Youth".

As the closing film, Korean director Hwang Byeong-kook's directorial debut film "Wedding Campaign" will be shown. The heart-warming melodrama is about two single male farmers looking for wives in Uzbekistan.

Since the festival plans to have a big closing party with all the audiences, they selected a film that can be enjoyed by general audiences, Kim Ji-seok, programmer of the festival's A Window on Asian Cinema section, said.

The festival consists of nine official sections, which will show a variety of spectrums and current trends in such sections as World Cinema and Korean Panorama.

In Korean Cinema Retrospective, Korean director Lee Man-hee's works will be shown to commemorate the 30th anniversary of his death. Titled "Lee Man-hee, Poet of the Night", the retrospective collects 10 of Lee's finest films, including "Holiday", which audiences will view for the first time as it was banned by the government when it was produced in 1968. His as a member of the jury

In the Open Cinema section, Kim Cheong-gi's local classic animation from the 1970s, "Robot Taekwon V", will be shown for the first time since the original film's three-year restoration.

In addition, to commemorate the 10th anniversary, the festival has other special programs. Re-mapping of Asian Auteur Cinema 1 sheds light on works by leading Asian directors who have not had a chance to be appreciated by international audiences, and Reunion of New Currents introduces the latest films by new directors who won awards in the previous editions of the festival. And a collection of the most loved movies shown at the previous editions will be screened in PIFF's Asian Pantheon, selected by festival programmers and advisors.

Other special events include Directors' Choice Troopers and Actors' Choice Troopers, in which moviegoers can see a film alongside invited directors and actors and have a chance to talk about films with them. The invited directors include Kim Jee-woon of "A Bittersweet Life" and Choi Dong-hoon of "The Big Swindle", and actors include Moon So-ri of "A Good Lawyer's Wife" and Yoo Ji-tae of "Antarctic Journal".

Many popular and renowned guests will also pay a visit to the festival. They include director of the opening film Hou Hsiao Hsien, popular British filmmaker Peter Greenaway, Japanese director Seijun Suzuki, renowned Iranian director Abbas Kiarostami and international martial arts film star Jackie Chan.

During the festival, the Pusan Promotional Plan (PPP), a film project market to help filmmakers find investors, will take place from Oct. 10 to 12 at the Paradise Hotel Busan. This year, 27 projects from 19 countries were selected. Among the filmmakers chosen are Korean directors Kim Ki-duk and Lee Kwang-mo, Shinya Tsukamoto of Japan, Xiao'er Gan of China and Abdy Japarov of Kyrgyzstan.

Along with PPP, the festival will run its inaugural program titled Asian Film Academy (AFA) to help young and talented Asian directors. Co-hosted by Dongseo University and the Korean Academy of Film Arts, AFA will provide selected directors with an intensive training workshop sessions from Sept. 24 through Oct. 14.

As part of celebration events, the organizing committee of the festival will publish essay and photography books about the history of the festival as wall as DVD collection consisted of winners of Wide Angle section in the previous years.

To help offer visitors more chances to see films, the festival has increased the number of venues with 14 screens added from 17 in the previous year.

Online ticket purchase for the opening and closing films is available from Sept. 15 to 16.

The 10th Pusan International Film Festival

When: Oct. 6 through 14

Where: 31 indoor and outdoor venues in Pusan

Info: Call (051) 747-3010 or (02) 3675-5097 or visit Open the link

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    2005/09/05 (Source)
    "Welcome to Dongmakgol" enjoyed its fifth consecutive week at the top of the box office last weekend pulling in more than 192,000 people in Seoul alone and going on to break the 6.3 million viewer mark making it the fourth most successful film in South Korean movie history.

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Hartford Seminary

Information Session: Nov. 2 (On Campus)

D.Min. Colleague Seminar I (DM-710)

The purpose of the two-year Colleague Seminar is to explore the reflective practice of ministry in an atmosphere of personal and professional sharing, eventually producing a set of analytical and theological papers as background for the Ministry Project. The goal of this first semester seminar is to ground the practice of ministry in an understanding of its contextual and organizational realities and their theological significance. Students will be introduced to various field research tools and learn to reflect theologically on the insights gathered through their use. Required of first-year D.Min. students.

If you are not enrolled in a degree program but wish to register for this course, use the Online Registration for Special Students and Auditors.

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Fall 2017

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