text:
I’m Back!

Sorry for my unannounced disappearance and the guest post from my husband. I expected to be able to continue blogging as normal, but we didn’t even have mobile phone reception, let alone WI-FI or 3G coverage in our holiday home.

Anglesey is a beautiful island off the north coast of Wales. I had a good week there with my extended family, but it was exhausting so I’m pleased to be back home with my husband. Here are a few photos to show what I got up to.

I didn’t manage to get much reading done as I was too tired to concentrate on anything too complex, but I did manage to finish Acts of Violence  and The Very Thought of You. I got most of the way through Blueeyedboy too. A week of non-posting means that I now have several reviews stacked up, so it is going to be a bit busier than normal here over the next few weeks.

UK Blogger Meet up

Yesterday I had a lovely evening with many UK bloggers. It was good to meet the people behind the blogs and to be able to talk about books all night. My wish-list is even longer now – that passion for books is even more powerful face-to-face! Thank you to Simon for organising it – I hope we can do it again some time.

Plans for Today

For the rest of the day I plan to relax and enjoy the last few pages of The Thousand Autumns of Jacob De Zoet. I hope you have all had a wonderful week and I look forward to catching up with your blogs over the next few days.

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  1. Amy says:

    Looks like a beautiful place, thanks for posting the pictures. I’m glad you got a nice vacation in, but am even more glad to see you back :)

    1. Jackie says:

      Amy, Thanks for the kind words.

  2. Helen says:

    I’m glad you had a nice vacation! I’ll be in London for 2 weeks this summer and am SO looking forward to it! Your photos look like so many I have from over the years of us visiting castles; I get a warm feeling thinking of my time with family in Britain and am now even more excited for my trip in June!

    1. Jackie says:

      Helen, I hope that you have a wonderful trip to London. I’m sure you’ll be able to find lots of castles to visit :-)

  3. cbjames says:

    I know castles and castle ruins are all over the place in the U.K. but I’m still a little jealous of your trip. I love castle ruins.

    And the blogger meet up sounds like lots of fun. I’d love to go to one here in California sometime. I fear the U.S. is just too big to really pull off a U.S. blogger meet up, though.

    1. Jackie says:

      cbjames, I love castles too :-) There aren’t many as well preserved as the one I went to, so it was a nice treat for me too.

      I hope you manage to find a few Californian bloggers to meet soon – it is always good to meet people with a passion for books.

  4. Verity says:

    Glad you had a good trip and sorry not to see you yesterday!

    1. Jackie says:

      Verity, I’m sorry I didn’t meet you too – I was looking forward to it. I hope we can arrange something else soon.

  5. Welcome back! The pictures are beautiful!

    1. Jackie says:

      rhapsodyinbooks, Thanks!

  6. Wendy says:

    Welcome back! What a gorgeous spot you visited. I envy your David Mitchell reading today – oh, how I covet that book!!! Can’t wait to see your thoughts on it.

    1. Jackie says:

      Wendy, The Mitchell is wonderful – I’m sure you’ll love it!

  7. Louise says:

    Welcome back Jackie. I look forward to hear more about your book-blogger-meet-up!

    1. Jackie says:

      Louise, I’m afraid there isn’t much more to tell about the blogger meet up. We all had a great chat, but it doesn’t really translate to a good blog post. We discussed books we’d read and found out a little bit more about each other. Sorry to disappoint :-(

  8. Steph says:

    Looks like you had a lovely week away, Jackie! Glad you’re back but I’m glad you had a nice break! Your pictures are wonderful!

    1. Jackie says:

      Thanks Steph!

  9. Iris says:

    You shouldn’t apologize for being away, I’m sure your break was well-deserved and enjoyable! And hey, I guess most of us liked reading a guest post from your husband, it was a nice surprise ;) .

    Very lovely pictures! I have to admit I’m always a little jealous when I see pictures of anywhere in the UK, because me and my boyfriend have been wanting to visit for years, but we never get around to it because of schedules and deadlines, etc.

    I heard a lot of bloggers mention the meet-up and it sounds like you had a nice time :)

    I’ll be looking forward to the extra posts these week :)

    1. Jackie says:

      Iris, My husband loved it too! He was very excited to get some comments.

      I hope that you manage your trip to the UK at some point – I’m sure you’d have a wonderful time.

  10. Corrine says:

    Welcome back, I hope you enjoyed your vacation! Those pictures are gorgeous! :)

    1. Jackie says:

      Thanks Corrine!

  11. diane says:

    Welcome back Jackie; lovely photos. Sounds great that you were able to meet other UK bloggers.

    1. Jackie says:

      diane, Meeting other bloggers is always good – i highly recommend it!

  12. Jackie, it was so lovely to meet you yesterday! I loved our book-fulled chats too – you’re right that the passion is just as strong face-to-face! I love meeting people who “get” my addiction ;)

    Love your photos of Angelssey; it looks like you had a wonderful time. I lived in North Wales for a time and had to go to Angelssey a few times for work and loved it there.

    1. Jackie says:

      The Book Whisperer, Part of me wishes I was making notes wbout all those book recommendations, but I think I’m quite glad only a few have stuck – buying all those recommendations could have got very expensive for me!

  13. Glad you had a lovely time Jackie, I totally forgot to ask you about it yesterday! Great piccies :)

    1. Jackie says:

      Novel Insights, Don’t worry – time was short and it was nice to stick to talking about the books. Hope you have a lovely week!

  14. JoAnn says:

    Glad you’re back, Jackie! Looks like you had a marvelous time.

  15. Charlie says:

    Beautiful castle! Glad you had a nice time. Sometimes not reading is a good idea, it makes it exciting again.

    1. Jackie says:

      Charlie, It has made blogging more exciting too! It has made me realise how much I love it.

  16. Lydia says:

    What a gorgeous place! Don’t you love castles?

    1. Jackie says:

      Lydia, I do! Especially when my boys get really excited!

  17. mee says:

    Funny how holiday can be exhausting. It defeats the purpose of going on vacation, don’t you think? ;) Awesome castles. I don’t think I’ve ever been to real life castles before! (I don’t count Disney’s castle :D )

    1. Jackie says:

      mee, I find looking after the boys away from home very tiring. A holiday for me is when someone else helps to look after them!

  18. Melody says:

    Welcome back!
    I’d love to visit that castle! Glad you had a wonderful time!

    1. Jackie says:

      Thanks Melody!

  19. Stujallen says:

    looks like you had a good time on your holiday ,stu

    1. Jackie says:

      Stujallen, It is nice to be back to the blogging!

  20. Jenners says:

    We all need vacations sometime … and I never even think of trying to blog on them (even if I could.) How neat that you got to meet other UK book bloggers!

    1. Jackie says:

      Jenners, I would never blog on a real holiday, this was more seeing family in a different place. I planned to blog less than normal, but it would have been nice to keep in touch with blogging whilst I was away. Hopefully I’ll get that proper holiday sometime in the summer!

  21. Merenia says:

    What a beautiful part of the world you visited. Funny, we recently had a holiday with our wee children and my husb and I felt we needed a holiday to recover from the holiday…

    1. Jackie says:

      Merenia, Imagine how much more of a holiday you’d have needed if your husband wasn’t there – I think all holidays with little children should be followed by a weekend break for just the adults!

  22. Violet says:

    Great place, nice photos. Glad you had fun and are now relaxed.

    1. Jackie says:

      Violet, Thanks Violet!

  23. Mome Rath says:

    I’d say it in Welsh, but since I don’t know any words past Croeso, welcome back! Glad you enjoyed your family vacation on Anglesey. Beaumaris castle looks just like I remembered it. Hope you are having fun relaxing and getting back into reading and blogging.

    1. Jackie says:

      Mome Rath, Bonus points for recognising the castle! I don’t know much Welsh either, so I’m quite pleased you stuck to the English :-)

  24. Beth F says:

    Sounds like you had a good time.

  25. Kathleen says:

    Looks and sounds like your holiday was wonderful. Glad you enjoyed some time away.

  26. Terri B. says:

    I love the pictures of the castle! I often find that I don’t read as much as I think I will when I vacation. Too many other things to keep me busy and then usually exhausted at night from all the fun during the day!

  27. stacybuckeye says:

    Love the pictures. Meet ups look like great fun. So far I’ve only met one local blogger, but we’ve been able to get together a few times. Isn’t it great to put a face and voice to the blog?

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3 Ways to Make Sure Your Children are Happy and Content

It is a lot of pressure dealing with kids, especially if you’re a working parent. In order to ensure the kids are grown up to be professional and kind individuals, it is important to note that they are granted sufficient resources and are kept secure and fulfilled throughout their lifetimes. The kids need to be treated properly with care, attention and entertainment so their growth is spurred and not affected at all.

Making sure everything is maintained and they keep up a good personality development, there are a few extra things you can do for your kids to make sure they are content with their life. It is important to note that the following tips are very helpful, ensuring they grow out to be happy and enjoyable:

1. Getting Childcare

Although a lot of parents are unable to accept the fact that childcare is a positive facility to have, it is important to ensure that the children are granted sufficient time and entertainment to make them feel attended to. Working parents never have sufficient time to manage when it comes to dealing with children’s entertainment and ensuring their meals are given on time.

Getting child care centre sydney is possibly the best solution for this problem. Childcare centers ensure your child naps, eats and plays on time. They will then be able to keep entertained and have a good and happy life without requesting your constant time, attention and interference with it.

2. Making a Timetable

It is very important that you have a set timetable for your work hours, personal life and time to be spent with your kids. Having a set timetable for spending equal amount of time and giving time to all priorities makes sure you have an easier and more manageable time. You can make sure everything is managed and prepared at the time required.

A timetable also makes sure you are able to manage time out for yourself too. You can take out time to sleep, have a social life and stay connected with your friends for a peace of mind as well.

3. Preparing Meals in Advance

kids meals

Ensuring your children are happy with the food being served to them at home, you need to make sure you prepare some meals in advance to the set times for them to be eaten. Most of the children are unhappy at home because they do not get the time to eat their favorite foods.

For example, prepare snacks and little items that can be defrosted and fried on an urgent basis whenever other meals are not prepared. It is important to be prepared for meals in advance so your children feel compensated in case sometimes you do not manage to prepare food for them after work.

How to organize the family: all the advice of the professional organizer

From cleaning the house to the appointments work up to the commitments of the children and school meetings, even the family can be considered as a small business and organize the different times of the day the most saves time and energy.

“We do not have to worry about the organization stealing spontaneity from our days and our decisions or inhibiting our creativity or depriving us of the beautiful and fun side of life. On the contrary , the contrary is true , scientific studies and careful research support it “: this intelligent and absolutely shared maxim we found it in the useful volume” Let’s order “(Mondadori) by Sabrina Toscani , professional organizer and president of APOI in which proposes a method of simplification of life that helps to live organized and happy.

READ ALSO: Women discriminated against. Do they decide to have a child? Half must leave work. And all silent

Having a home and an organized family allows :

  • Check expenses and save
  • Reduce waste
  • Reduce the time spent cleaning
  • Prepare and prepare things in less time
  • Improve the performance of spaces
  • Reorder and tidy up faster
  • Feeling serene in the home
  • Increase creativity and imagination in activities at home
  • Receive visits and make guests feel at ease

Here are the 7 principles , indicated in the book, to give everyone the opportunity to better organize their time and live the moments free from work with serenity:

  1. Free surfaces : The table, the kitchen worktop, the shelf at the entrance. Keeping these and other surfaces as free and tidy as possible is a simple gesture that immediately communicates well-being and clean.
  2. At your fingertips : The things we use frequently should be placed in the most comfortable and close spaces; on the higher shelves of the wardrobes or in the corners of the furniture can finish the objects we use more rarely.
  3. 80/20 rule : In 80% of the time we wear 20% of our clothes and use 20% of our items, these must be reserved for the most accessible spaces.
  4. The 3/4 rule : Never fill a space for more than 3/4, drawers , cabinets, shelves, boxes. Leaving at least 1/4 of the free space makes access to the objects easier and it is faster to put them away.
  5. Organize with children : Children learn when they are involved in actions and feel more motivated if they decide for what concerns them. So we involve the little ones in rearranging the bedroom : they will learn to take care of their own things, to be more autonomous, to better manage their space and their time.
  6. A home for everything : Every object in the house should have a place where it can be easily found and quickly stored away. If all members of the family know about it, it will be easier to keep the order.
  7. Communications Center : There must be a single place in the house where everything coming from outside can be brought together. Bills, invoices, letters, leaflets, school communications, documents to be processed, list of things to buy. If we organize a communications center, everything will become easier: there will be a calendar of activities, notepads and pens to write down the list of things to buy and to do. In this way, everyone actively collaborates to make things work.

Men at home and women at work: if it is only her to make money in the family

It was very rare, if not impossible, that it was the woman who worked and kept everyone, but things are progressively taking a different turn.

Accomplishing a change in customs , but also the economic crisis , the men who make housewares are constantly increasing, while women are in charge of economic support. According to ISTAT , families in which only women are working are growing: if in 2008 they were 1.7 million, in 2014 they became 2.4 million.

As we said, one of the factors that favored this trend was the economic crisis , which hit the sectors that usually employ male labor more heavily. For women, on the other hand, it was relatively easier to keep one’s job or find a new one (even though they have to deal with lower average discriminations and salaries, but this is another story), finding themselves the only breadwinner in family. However, it would be wrong and misleading to believe that the crisis is the only reason that led to a turnaround .

Of course, sometimes living with only one wife’s salary is a necessity, but more and more often it happens to be a choice. Compared to the past, women are on average more educated and even more emancipated , and it is obvious that they seek their own realization even outside the walls of their homes. After all, that the woman should be the angel of the focolare and that it is up to the man to bring the bread home is a social imposition, which very often does not take into account the nature of the individual persons. But there are enterprising women, ambitious, who love their independence and their work, as there are men who are more natural to take care of the house, cooking and caring for children. And is it not better to get rid of stereotypes once and for all and live more serene?

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"Malachi" study Lisa Harper

"Malachi" study Lisa Harper

Mon, September 10, 2012

Lacy and Marlana,
We'll add this to the calendar.

Kathy, This will go on the adults calendar.

Begin forwarded message:

From: WordPress
Subject: Blue Sheet from Lacy Pregler
Date: August 6, 2012 2:30:41 PM CDT
To: dustin@fbcmustang.org

Your full name: Lacy Pregler Date(s) of event: September 10 - October 29 Time of Event: 9:00-11:00 am

Event title and description: Women's Bible Study - "Malachi" by Lisa Harper (8 week study)

Organization: Ministry for Women Room(s) Needed: Fellowship Center Number expected:30

Person in charge: Marlana Travis Phone 376-9092 E-mail travis.m.marlana@gmail.com

Advertise in: Messenger, Sign-Up Sheet
Equipment needed: Kitchen, TV/DVD player

Specific sound equipment requirements:

Tables needed: [checkbox-211] [checkbox-811] 8ft 1 Round 8
Chairs needed: 40

Special setup instructions: 8 foot table on west side of room for food.

Transportation needs:

Childcare needs: childcare needed for preschoolers up to 6 years old. Will get a copy of sign up sheet to Randi.

This mail is sent via contact form on First Baptist Mustang http://fbcmustang.org

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FCCI currently has 8 ministries that provide our members with the opportunity to serve our Lord Jesus Christ. During 2018 over 80 members of FCCI assisted in one or more of these Ministries.

Evangelism – Pastor Tom Thomas, Leader

Ministry develops & implements programs that lead people to Christ and enhances church membership/attendance.

Worship – Pastor W. Ray Kelley, Leader

Ministry assists in coordinating and planning Church services, including Music Ministry & DVD Ministry. The recruiting of members to serve in all phases of the service – offering prayers, reading scripture, presenting Communion Meditations, serving as greeters, and serving communion.

Ministry is also responsible for planning special Easter and Christmas Musical programs and Musical Concerts by outside groups.

Christian Education — Lonnie Strickland, Leader

Ministry oversees the Sunday School Program, Youth Ministry, Children’s Programs, Vacation Bible School, Adult Bible Studies, and Library.

Membership – Scott Mann, Leader

Ministry provides assistance and encouragement to new and existing Church members. Maintains contact with Church membership & shares concerns of membership with congregation. Provides and maintains Church Directory.

Missions — Everett Smith

Ministry recommends missions for Church support, maintains correspondence with designated Missions. Provides periodic updates on such Missions with Congregation through sharing of correspondences, guest speakers, and other available materials.

For more detail review our Mission Page.

Fellowship (Kitchen) – Howard & Carol Schiffhauer, Leaders

Ministry plans, coordinates, and prepares for special events, Wednesday night meals, third Sunday dinners, Friday Fun Night, and other fellowship activities. The Women in Christ is part of this Ministry.

Outside Facilities – Rich Weigold, Leader

Ministry maintains the FCCI campus.

Inside Facilities – Paul Moffett, Leader

Ministry maintains and coordinates necessary repairs, improvement, and maintenance of all Church buildings.

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 Embryo Donation for Fort Myers, Florida - Fertility Network

Embryo Donation in Fort Myers, Florida

 Home / Embryo Donation / Fort Myers, Florida

About Embryo Donation

Embryo donation in the USA is mainly served by a few embryo donation agencies. Some of the embryo agencies are listed below but there are local agencies that are in-house agencies of an IVF Center or a smaller independant agencies serving Fort Myers, Florida. Since embryos are easily frozen, the agencies can generally serve the Fort Myers, Florida area in addition to the rest of the USA. There are significant legal aspects of embryo donation upon which agencies can provide guidance. An IVF Center actually in Fort Myers, Florida may have an in-house program or local resources to support your donating efforts.

Lastly, EmbryoNetwork.com provides a free service to allow a couple to record their own history today, and will hold that application for 10 years in the event to couple decides to donate at a later date. This helps with memory recall and likely subsequent trust of information for a potential recipient couple.

Nightlight (Snowflakes)
National Embryo Donation
Embryos Alive
  • P.O. Box 42841
    Cincinnati, OH 45242
  • 513-518-7006
    (for appointments)
  • embryosalive.com
Embryo Network

embryo donation in Fort Myers, Florida
Fertility Center & Applied Genetics of Florida
About the Clinic or Agency

If you are in need of an embryo donor, and you are in the Fort Myers, Florida area, the Fertility Center & Applied Genetics of Florida is an IVF Clinic that may assist you with embryo donation. Sometimes an infertility solution is as simple as using donated embryos. With donated embryos, you will still need the transfer procedure associated with IVF. The IVF Clinic may have some options to consider that could still provide a biological offspring if desired. Regardless of using donor embryos or searching for a biological solution, the Fertility Center & Applied Genetics of Florida can be the administrator of successful infertility treatment and/or coordinate treatment with specialized referral services.

Contact Form
NOTE: This form is used to RECEIVE treatment.
It is not to be used to donate (eggs, sperm, embryo).
Please contact those listed on this page directly to donate.

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AFC Divisional Playoff Forecast

Houston Texans at New England Patriots: Texans QB Brock Osweiler surprised a lot of people in a win over the Oakland Raiders a week ago. Osweiler was 14 of 25 for 168 yards with 1 TD and no INTs, he also ran for a score. The conservative, do not make mistakes mentality allowed the Texans to score just enough points to get the win in the wild card round. The Raiders were without their star QB Derek Carr and the Texans defense, which ranked 1st in total defense, shut down the Raiders offense. This week, Osweiler will have to continue to not turn the football over as he faces his toughest challenge yet, the red hot New England Patriots and their 8th ranked total defense. We expect the Texans to try and run the ball and keep Tom Brady off the field, but eventually Osweiler will have to hit some big plays downfield if the Texans want a chance for a massive upset. We think the key will be how the Texans defense will play against the league’s 4th ranked offense. They can rush the QB with Jadeveon Clowney and Whitney Mercilus off the edge, and if you can continue to harass Tom Brady you give your defense a chance to get stops. I believe it will be closer than people expect, as the Texans defense will keep them in the game but eventually the Patriots will force Osweiler into mistakes and too many 3rd and longs which will ultimately decide the game. The Texans inability to hit big plays on offense will wear the defense down as they will be on the field for too long and the Patriots should run away with it in the 4th quarter.

Pittsburgh Steelers at Kansas City Chiefs: These are the two teams with the chance to upset the New England Patriots this postseason. This is the first time the Steelers have had a fully healthy “big three” in QB Ben Roethlisberger, RB Le’Veon Bell and WR Antonio Brown, so that will definitely be a major factor. The Dolphins could not stop Brown as he had 5 catches for 124 yards and two TDs in their win last week. We believe the Chiefs star CB Marcus Peters will do a much better job of limiting what Brown can do in the pass game, and force other WRs to beat them. The Chiefs defense has been susceptible this season, as they rank 24th in total defense, but they make up for it with a league leading +16 in turnover differential. The Chiefs defense forces you into mistakes and their offense does not make very many mistakes. The Chiefs are a completely different team with an emerging star in WR Tyreek Hill, who led the league in 60 plus yard TDs this year. He is explosive and a great complement to WR Jeremy Maclin and the All-Pro TE Travis Kelce over the middle. RB Spencer Ware has done a nice job filling in for the injured Jamaal Charles, and we believe the Chiefs will have great balance on offense. The biggest key to this game is QB Alex Smith, he has been called a game manger in the past but he has the ability to rip it downfield. The key will be his legs, which are vastly underrated. Smith runs the read-option and is far more athletic than people think, he can convert big third downs on the ground if the defense plays man across the board which will be a huge factor in sustaining drives. This game is a toss up, but I think that the Chiefs defense will get enough stops, force some turnovers and allow the offense to manage the game, while hitting a few big plays. The Chiefs should get the win with the help of their home-field advantage, but it will be a great game!

[Analysis by NFL expert Preston Rowe]


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The Five People You Meet in Heaven (2005)

On his 83rd birthday, Eddie, a war vet and a maintenance worker at the Ruby Pier Amusement Park, dies while trying to save a girl who is sitting under a falling ride. When he awakens in the afterlife, he encounters 5 people with ties to his corporeal existence who help him understand the meaning of his life.
Hallmark Entertainment
133 minutes

"A beautiful story of a man who meets five people in heaven who are waiting for him, discovers his life was significant, because his heroic deeds, compassion, kindness and forgiveness are among the most valued expressions of true success."

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Centaurus Financial - we invest in your success
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Commodity Futures Trading Commission

We sometimes receive questions and complaints about futures trading. A futures contract is an agreement to buy or sell a specific quantity of a commodity or financial instrument at a specified price on a particular date in the future. Commodities include bulk goods, such as grains, metals, and foods, and financial instruments include U.S. and foreign currencies. The SEC administers and enforces the federal laws that govern the sale and trading of securities, such as stocks, bonds, and mutual funds, but we do not regulate futures trading. We refer questions and complaints about futures to the Commodity Futures Trading Commission (CFTC)—the federal agency that does regulate futures trading.

With limited exceptions, the trading of futures must be executed on the floor of a commodity exchange. Similar to broker-dealers that are members of the National Association of Securities Dealers, Inc. or some other self-regulatory organization, all firms and individuals who trade futures with the public or give advice about futures trading must be registered with the National Futures Association (NFA).

For more information about the CFTC, you can view its website at www.cftc.gov. If you have a question or complaint about futures trading, you can use the CFTC’s online questionnaire form. You also can find information on the NFA website about filing a complaint with the NFA and how to resolve a dispute.

The CFTC cautions investors to be wary of websites that purport to offer high yield investment opportunities in futures and options, forex, hedge fund, or precious metals, common areas of internet fraud. The CFTC has posted several fictitious websites that are representative of typical websites that have been the subject of CFTC enforcement actions. These examples include some of the hallmarks of commodity futures fraud. CFTC's examples of fraudulent websites include Global Financial Capital Management, Colfax Trading International, TradeForex4You, White, Truman and Fischer, Excalibier Precious Metals, and Commodity Profits.com.


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A mutual fund is a form of collective investment that pools money from many investors and invests their money in stocks, bonds, short-term money market instruments, and/or other securities. In a mutual fund, the fund manager trades the fund's underlying securities, realizing capital gains or losses, and collects the dividend or interest income. The investment proceeds are then passed along to the individual investors. The value of a share of the mutual fund, known as the net asset value per share (NAV), is calculated daily based on the total value of the fund divided by the number of shares currently issued and outstanding.

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text:
The romantic and revealing games we have selected for this section are not particularly complex, or "brainy", or built to last through the abuse of generations of children. But, they are oh, so valuable in other ways...

A romantic game is a clever and fun means of opening communication and promoting understanding and sensuality between partners in romance.

How else are you going to get him to sit down with you, bare his soul a little bit, and speak from the heart?

That's the real value of a good romantic game!

One of these games will be just right for you two.... or better yet, start a romantic games collection!

Romantic Games: Dig A Little Deeper!

Alright, so technically this isn't a game... but it's just as much fun! And man, you guys are guaranteed to get some important communication going with this relationship compatibility test. We bill it as a fun and revealing workbook for couples. It touches on hot issues, life philosophies and everyday life, as well as the sexual compatibility test in the back!. A fun, funny and easy way to get a sneak peek inside your lover's head.

Click here to learn more about  "Dig A Little Deeper"

    STELLA'S HOT PICKS  red hot chili pepper

101 nights of grrreat romance book

Romantic Games: 101 Nights of Grrreat Romance, by Laura Corn

This is a big fat book crammed with great new ideas guaranteed to light up your romantic life together! Each week, you each tear out your "him" & "her" sealed recipes for romance. No peeking! Then, you each plan your scenario, and sometime during the week, surprise your honey with an original romantic rendezvous.

This "kit" is geared more towards a couple living together, but with a little planning, it will work for any couple, at any stage of relationship. Some of the packets get a little racy, but are not nearly as explicit and intimate as "101 Nights of Grrreat Sex". The introduction is an excellent must-read. Laura Corn has put together a well thought-out and clever "love kit" here... so let the romance commence! Learn more about 101 Nights of Grrreat Romance  (*Note: do not buy this book used; the sealed pages will be torn out).

to know you better romantic gameRomantic Games: To Know You Better

Here's a delightful and fun way to "draw" your partner out... and engage them in some revealing, thought-provoking conversation. The game begins with each player choosing an "activity prize". And that can only be a good thing, right? Then, the play begins with a roll of the dice and a Question card.

An often funny, always entertaining way to learn more about each other... your hopes and dreams, experiences, preferences. You may be surprised by what you learn about your partner with this game. There is no physical intimacy involved; it concentrates on the art of positive conversation. And, it would make a great gift for that hard-to-buy-for couple on your list. Learn more about To Know You Better Game

two to tango romantic game

Romantic Games: Two To Tango

This game is deemed "The Couple's Wish Box". It can be played as a romantic evening sitdown game or used as a great source of ideas for your next romantic interlude together.

There are 300 fresh, original activity cards, plus 50 blanks so you can create your own. Some of the cards do get fairly intimate, promoting sensuous massage and creative kissing, but they are not overtly sexual in nature.

This game is a great way to bring a romantic spark back into your relationship, and also makes a perfect wedding or anniversary gift. Learn more about Two To Tango.

We are proud of our new section on romantic games, and strive to keep it honest and useful for our visitors. But we need your help to do so... Please let us know how these games worked out for you two, if you enjoyed them
, or if anything disappointed you. Or, if you know of a tasteful, romantic and fun game that should be included here,  email us. And thanks for your help.

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Welcome to Fitters That Care

We are passionate and highly skilled specialists in the installation of wooden flooring.

Based in Knebworth, Hertfordshire, with many years of experience, we have built up a reputable reputation for installing wooden floors throughout Hertfordshire and North London.

We are experienced and highly skilled with all types of wood flooring, including laminate, solid wood and engineered flooring.

We also offer a variety of services including sanding, oiling, fitting of skirting boards, maintenance and reparation.

We provide a high quality, professional and friendly service. Our customer care and attention to detail are at the forefront of everything we do.

We’d be happy to help and assist you with any advice you may need in choosing the right floor for you.

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Gary knew what he was talking about! He listened to what we wanted and also showed us variations within the same budget. He was very professional, always on time, gave great advice, what a stunning result! Gary’s attention to detail is amazing. We are so unbelievably happy with our new floors, they look beautiful and he has done such an incredible job… beyond our expectations. We highly recommend Gary if you are thinking of having wooden floors done.

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What Is Point Of Sale

- Jun 17, 2018 -

What Is Point Of Sale

Point of Sale (or POS in its abbreviated form) is the phrase used to refer to the point—or location—where a sales transaction takes place, such as a checkout line or retail counter.   A Point of Sale System is the term used for the combination of computer hardware and software that oldcashregisteractually manages the sales transaction.  There are many benefits of using a point of sale system over a traditional cash register, since a computer is able to capture, store, share, and report data (such as sales, payment, or customer information).  A POS system saves time and duplication of work, and increases efficiency and accuracy in inventory, reporting, ordering, and providing excellent customer service.

The main industries where you would find POS systems being used are retail, service and hospitality (restaurants, hotels, hair & beauty).

There are many ways to evaluate a point of sale system.  Speed, cost, functionality, and ease of use are a few.  We consider the key requirement to be reliability, as a single lost transaction is unacceptable.

It is helpful to distinguish the forms that POS has gone through over the decades, from traditional point of sale developed in the 20th century, to the introduction of web-based and mobile point of sale in the 21st century.

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Cumbrian Lakes

Gated, children's play area, soccer field, walking
paths and several lakes with spectacular views

Featured Home:
4 Bedrooms - 3 Bathrooms
Sleeps up to 10 Guests

Games Room

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Family Room

-HDTV, DVD player, stereo, sliding door access to the swimming pool and sleeper sofa

-Elegant dining table

Complete Kitchen

-Everything required to prepare a family meal including
refrigerator, stove, microwave, dishwasher and more

Laundry Room

-Included is a full size washer and dryer

Master Bedroom One

-King size bed, HDTV and private en suite bathroom

-Private en-suite bathroom with tub and walk-in shower

Master Bedroom Two

-Queen size bed, HDTV and en-suite bathroom

-En suite bathroom with tub and shower
(This bathroom is connected to bathroom three as well)

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-Two single beds and HDTV

Bedroom Four

-Two single beds and HDTV

Shared Bathroom

-Bedrooms two + three share a full size bathroom featuring tub and shower

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when using the sleeper sofa

Games Room

-Billiards, air hockey, foosball and wall-mounted HDTV

PLEASE NOTE: The garage is not available to park your car

Lakefront Swimming Pool with Bubbling Spa

-Bubbling spa that waterfalls into the pool

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-Table, chairs and loungers to relax

at Cumbrian Lakes


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Saturday, July 28, 2018

"When Peter counted on the Lord's help it enabled him to walk on the water" (S. Augustine of Hippo)

S. Augustine of Hippo was born in 354 at Thagaste in northern Africa. He received a Christian education, but experimented with other philosophies and ways of life before being finally converted and baptised in 387. In 391 he was ordained to the priesthood and in 395 he became coadjutor bishop to Valerius of Hippo, whom he succeeded in 396. Augustine struggled with the heresies of Manichaeism, Donatism, and Pelagianism. His writings - including transcripts of his sermons - have had a marked influence on subsequent thinkers. Above all he was a pastor and a spiritual writer. He died in 430. In this sermon he encourages us to depend only on the Lord when we experience storms in our lives.

“Bid me come to you upon the water” (Matt 14:28)
Sermon 76:1. 4. 5. 8. 9: PL38, 479-483

The Gospel tells us how Christ the Lord walked upon the waters of the sea, and how the apostle Peter did the same until fear made him falter and lose confidence. Then he began to sink and emerged from the water only after calling on the Lord with renewed faith.

Now we must regard the sea as a symbol of the present world, and the apostle Peter as a symbol of the one and only Church. For Peter, who ranked first among the apostles and was always the most ready to declare his love for Christ, often acted as spokesman for them all.

For instance, when the Lord Jesus Christ asked who people thought he was and the other disciples had cited various opinions, it was Peter who responded to the Lord’s further question, “But who do you say I am?” with the affirmation: “You are the Christ, the Son of the living God.” One replied for all because all were united.

When we consider Peter as a representative member of the Church we should distinguish between what was due to God’s action in him and what was attributable to himself. Then we ourselves shall not falter; then we shall be founded upon rock and remain firm and unmoved in the face of the wind, rain, and floods, which are the trials and temptations of this present world.

Look at Peter, who in this episode is an image of ourselves; at one moment he is all confidence, at the next all uncertainty and doubt; now he professes faith in the immortal One, now he fears for his life.

  “Lord, if it is you, bid me come to you upon the water.” When the Lord said “Come” Peter climbed out of the boat and began to walk on the water. This is what he could do through the power of the Lord; what by himself? “Realizing how violently the wind was blowing, he lost his nerve, and as he began to sink he called out, ‘Lord, I am drowning, save me’!”

When he counted on the Lord’s help it enabled him to walk on the water; when human frailty made him falter he turned once more to the Lord, who immediately stretched out his hand to help him, raised him up as he was sinking, and rebuked him for his lack of faith.

Think, then, of this world as a sea, whipped up to tempestuous heights by violent winds. A person’s own private tempest will be his or her unruly desires. If you love God you will have power to walk upon the waters, and all the world’s swell and turmoil will remain beneath your feet. But if you love the world it will surely engulf you, for it always devours its lovers, never sustains them.

If you feel your foot slipping beneath you, if you become a prey to doubt or realize that you are losing control, if, in a word, you begin to sink, say: “Lord, I am drowning, save me!” Only he who for your sake died in your fallen nature can save you from the death inherent in that fallen nature.

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adidas adiPURE IV TRX FG Football Boots

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Adidas Football Boots - adidas adiPURE IV TRX FG - Firm Ground - Soccer Cleats - White/Black/Blue

The redesigned K-leather upper repositions one of the famous adidas three stripes from the rear to the front of these football boots.The adidas adiPURE IV TRX FG football boots White/Black/Blue feature adidas' symmetrical 'OneTouch' construction that supports the natural stretch of the K-Leather, central lacing and a shorter vamp for a fantastic fit and the ultimate first touch.

Supremely comfortable, these New 2014  adidas adiPURE IV TRX FG football boots include an ergonomically pre-moulded EVA sock liner for fantaastic cushioning and shock absorption.

With less water uptake than ever before, the leather uppers of these adidas adiPURE IV TRX FG football boots remain light and comfortable for the duration of your game so the adiPURE IV retains consistent properties on even the muddiest soft ground.

For a secure and snug fit, the padded lining and collar of the adiPURE IV incorporates an anti-slip finish.The effect of this subtle shifting of the stripe only serves to enhance the classic retro-look giving the adiPURE IV added authenticity.

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Israel U21 vs Ireland U21 - 11.10.2018 results

Match Israel U21 vs Ireland U21 results and Live score on Israel U21 - Ireland U21 match for Uefa Under-21: Qualifying Round, Group 5 starts on 11/10/2018 at 14:00 UTC/GMT. With you can follow Israel U21 results and Ireland U21 results. Live results, Goal Scorers , Half Time result, Full-Time result, 2nd Half result, h2h, head to head, line ups, goals, red cards, yellow cards, statistics, betting, follow the game with foot live.

Israel U21 - Ireland U21 - 11.10.2018


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Home / New Zealand / wellington / Other Seekers

Other Seekers

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Want to meet sexually open-minded man for discrete encounters. (Wellington)  - Other Seekers / 2) Seeking casual relationships Im Martha, independent mature woman, well preserved and frequently travelling. I´m looking for a nice guy for casual intimate encounters without commercial intention. I enjoy life in full with fun and adventure with unknown people. If you are a clean a...


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Bob Fields is on a distinguished road

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  1. Chrisb009
    Good Morning Mr. Fields,

    Was wondering if you might be able to answer a quick question concerning the Genesis GT-3.0. Is there a specific key combination which would set the remote back to factory defaults?

    Thank you,

    Chris Barter
  2. Iggy
    12-22-2013 10:30 PM
    Hi Bob,
    Just wanted to wish you and your family a Merry Christmas and Happy new Year.
    You still in Stoneham MA. Any good campground in that area.
    Will be heading there in June on our way up to the Canadian Maritime area and needed top in Boston for a few nights.
    John Ingianni, original FROG from Bran son MO.

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Switch on the financial news at any given time and you are likely to hear the words FTSE 100. It’s a listing that originated back in 1984 and was originally co-owned by the Financial Times and the London Stock Exchange. The FTSE is a list of the top 100 UK companies that are on the London Stock Exchange, ordered by their full market value.

You will find many well-known UK companies on the FTSE 100, including Sky, Sainsbury’s, BT and Barclays. These are generally referred to as blue chip companies and their position on the list changes in accordance with their performance.

In addition, there is the Index which is usually seen as a measure of how the UK is doing economically. The high point for the FTSE100 Index came at the beginning of this year when it reached 7,354. One of its lowest points came shortly after the market crash and slump during March 2009.

How is the FTSE100 Decided?

To make it a useful barometer, of course, the list has to be changed regularly to reflect performance. This is done every quarter when a committee of independent experts are brought together to judge that performance. Below the FTSE100 is the FTSE250 and changes between these two bands can happen quite regularly, particularly for those near the bottom of the list. The only other time when a review of the list might be considered is when there is a merger or takeover that changes the dynamics of a particular company.

Changes don’t always happen. It’s not unusual for the list to remain the same after a review has been carried out. During other times, there can be quite a lot of toing and froing, something that happened more recently during the rise and success of dot coms in the late 90s.

What it Means for Small Business

At first sight, the FTSE100 is seen as a barometer of the state of the country in terms of business and finance. Allied to this is the FTSE100 Index which is the single figure you see on the news and this rises and falls according to how well the economy is doing. You might see a lull before a budget for example and a complementary rise when future policy is clarified. There can also be a drop when there is a major event such as last year’s Brexit which creates uncertainty or even the election of a new president in the US. More interesting can be the difference between indices – when Trump was inaugurated, there was not a great rise in the FTSE100 but the Dow Jones Index breached an all-time high of 20,000.

The number is calculated by taking the market capitalisation of the top 100 businesses and their index value. The market capitalisation is affected by the share price of the company and the index is calculated 4 times every minute on the Stock Exchange. Because of this link to shares, changes in the index can have a significant impact on business and investments. For example, if you have a pension, a sudden fall in the FTSE can see a related fall in your own fund.

For small businesses, the FTSE100 is also an aspiration. It gives you the chance to see the top companies and take a deeper look at how and why they have been successful. It’s a chance to follow best practice and look at the latest trends in the UK economy. When the FTSE100 fell following the Brexit decision last year, it was an indication that we might well be in for turbulent times but the index has recovered since then. What had a little more importance at the time was the fall in the value of the pound, particularly for SMEs exporting to other countries.

Perhaps just as important to SMEs are the other bands of the FTSE, the 250 and 350, which can give a clearer overview of the economy and which businesses are beginning to create an impact. Few small business reach the stage when they can compete with the large corporations and their share values. Getting into the lower bands is the first step to this, however. Having your SME noted on the FTSE can improve share values and provide impetus for investment and growth.

Essentially, the FTSE100 is a fair-weather barometer for the state of the economy and as such is a useful guide for businesses and investors on how we are all doing. For some businesses, this is more important than others, particularly those that are concerned with financial matters. For companies that export abroad, the value of the pound is often a better indication of their prospects. The relation between this and the FTSE is not always straight forward. In recent times, a fall in the FTSE has seen a rise in the pound and vice versa.

The combined power of SMEs is much greater than all the companies on the FTSE100 together. Our small businesses £1.6 trillion of the UK’s turnover and they make a huge contribution to the economic health of the country. They also create around three times the number of jobs the big players do.

Written by Anna Lemos


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Sewage Pumps

Sewage Pumps

When it comes to getting your dirty work done, there's no question about it: you don't need any old kind of water pump. That's right, you need a sewage pump. And you don't just need any old sewage pump either - you need something from the superior range offered by 4 Pumps. Why's that? Because we are talking about transporting sewage, storm water and wastewater to a higher elevation of a place of treatment - which is exactly where it should be.

Sewage pumps put waste where it belongs

Quite simply, you need sewage to be where it belongs: in a sewage system or a septic tank. Where it definitely shouldn't be is anywhere near you or your family. If the sewage is not contained and dispersed of properly it's bad news because it can get into your bore water. So perhaps more than for any other kind of water pump that is on the market, it is high quality, strength and durability, and above all the reliability of that installation, that is so particularly important when you are considering buying a sewage pump. Because blockages in your systems site is more common than you might imagine, and you need a great sewage pump there for you when you most need it.

Put your mind at ease with sewage pumps

Whether you're considering a new product for your valuable home or in your important income-producing commercial or industrial setting, you can't afford to have anything other than the highest quality sewage pump watching your back. Sewage system blockages can happen when poor pump systems are being used or no maintenance is being performed on a pump station building or other installation - and to put it mildly, it's not a scenario you want to walk into and if you do you need to get the services back up and running and take control.

Put simply, sewage needs to be where people are not, and to do that, a special kind of submersible water pump is needed. That's because raw sewage is dangerous to human beings and needs have robust case, motor design and manufacture. Raw sewage contains viruses, bacteria, parasites, fungi and all sorts of other biological agents and nasty things that, quite simply, are extremely bad for your family's health. You can't even irrigate with the waste system for the supply and flow of food that is to be consumed because of the health risks. An excellent sewage pump that does the job it is supposed to do will quickly and efficiently move raw sewage and other wastewater to places that mean you can avoid serious illness and perhaps in the worse cases even death.

Raw sewage must be reliably handled

As well as those nasty biological agents that are present in raw sewage, raw sewage can even contain extremely dangerous chemicals, including pesticides and carcinogens. Because of that fact, you need your raw sewage to be in the capable and expert hands of a sewage pump that gets the job done - not just today, but when you really need it long into the future. To do that, you need the efficiency of your sewage systems to be expertly handled through the installation of submersible drainage pumps that you know will do the job - today and into a distant tomorrow.

What's different about a sewage pump compared to some of the other wastewater pumps that are out there on the market? Quite simply, it's all about solids. That's right, a great sewage pump is designed specifically to handle quite significantly sized and troublesome solids. And what do we mean by 'solids' exactly? No, we're not talking about nuts, bolts and rocks. By solids, we are referring to the kind of non-liquid things that are typically put into residential drain or toilet systems. You know what we mean!

Only buy a sewage pump you can trust

So not only do those submersible sewage and drainage pumps do an extremely important job, they have a pretty tough life on top of that, operating under tough conditions and often at high pressures and around the clock, day in and day out. So while you always want your run-of-the-mill wastewater pumps to do a great job wherever they are at work, you really need to rely on the durability and reliability of a sewage pump - and you can't afford to cut corners by choosing an inferior product. It really is something that you want to rely on to work properly each and every time, allowing you to sleep easy and know that a great sewage pump is looking after your premises and family.

Always get your sewage pump choice right

How do you make sure your sewage pump performs at the highest standards when you really need it to? It's all about ensuring that the system is chosen properly and expertly, based on the solid advice of experts and from an excellent range selected by an industry leader like 4 Pumps, and then ensuring that the installation is done right. Sewage and submersible drainage pumps need to be properly sized to the particular application in your home or premises - because we understand that every single client has a different problem to solve. But when chosen correctly, your sewage pump will have a long life, not just today but long into the future.

Great sewage pumps are strong and reliable

Great sewage and drainage pumps are not only strong and reliable, they're also versatile. They can be used in a huge range of applications, including residential, commercial, industrial and for handling wastewater. And everything in the 4 Pumps range is nothing short of heavy duty. Submersible pumps can be used for pumping sewage but also storm water, grey water and trade waste.

So once you've decided that you need to install a sewage pump, or upgrade to a better system that can handle higher pressure and ensure better drainage, how do you know what to buy? Firstly, you need to find a range that prioritises the use of only the highest quality materials, and boasts designs that are expertly devised by the best brands and then put together with superb workmanship.

4 Pumps boast the best sewage pump range

That is a great opportunity to say 'Welcome to the 4 Pumps range of sewage and submersible pumps!' In terms of everything you see in our range, we stand by the quality. Over years in the industry, and based on mountains of feedback about the performance and durability of the best products on the market, we can confidently say that 4 Pumps stocks only the best sewage pumps that money can possibly buy. But even better than that, we make sure that what you are getting for every dollar you spend on a sewage pump in the 4 Pumps range is true value.

Here at 4 Pumps, we are proud to stand by the quality and value of what we think is the best range of sewage and submersible pumps you will find in Australia. It's not overnight that you develop a reputation that thrives and survives for years, but customers who keep coming back will vouch for the reliability and quality of what they have selected from our range of sewage and drainage pumps.

Let 4 Pumps help you pick your sewage pumps

But as we suggested earlier, a great range of submersible sewage and wastewater pumps is not everything. That's right: you also need to know which particular pump to pick and install that is perfect for your particular circumstances, application and usage. And 4 Pumps is nothing short of delighted to provide a service to help you make that choice that will ensure you will be happy rather than disappointed with the performance and longevity of your new sewage pump.

So how exactly do the sewage pumps in the 4 Pumps range differ? As we suggested earlier, we will give you access to the best that world of sewage pumps has to offer in the 4 Pumps range, so it can be difficult to make the right choice for your application.

Sewage pumps that 4 Pumps recommends

If you have a residential sewage handling issue to solve, the DSK-10 manual cutter pump or DSK-10A automatic cutter pumps are highly recommended by 4 Pumps. These pump do an incredible job of keeping your sewage separate from things like ponds and dams. But for those more demanding, higher pressure applications that we know are widespread among our clients, you will likely be needing a heavy duty pumping solution like the GC-20 manual macerator pump or sewage pumps with grinders that will really solve your blockage problems and get you back on track.

But at 4 Pumps, we are determined to help you make the right choice, so if you're not sure what you need from our impressive range of sewage pumps, you can lean on our years of experience in the industry and get the product that is perfect for your application and needs.

Sewage pumps in every size and capacity

That's because the 4 Pumps range features products that come in a range of sizes and capacities, right up to the hardest-working cutter pumps that do what the name suggests: cut. Solids are efficiently cut into smaller pieces that will efficiently clear those blockages, while the macerator pumps do nothing short of shredding solids into easy-to-handle liquid slurry, clearing your pipes and system of those nightmare blockages.

At 4 Pumps, we know how important it is that the size and capacity of the sewage pump you select is fit for the job. But it's more than that: once you've got that perfect specification right, it's time to choose a sewage pump brand that will stand the test of time.

Great sewage pump brands guarantee quality

After all, a great sewage pump brand is more than just a great name - it's a guarantee of quality. A great sewage pump brand doesn't get that reputation for no reason: it's because the pumping products they design and build are of the highest quality and because they work - when you first install them, and years and years into the future with the same efficiency and effectiveness.

What brands? At 4 Pumps, we stock APP, Zenit, and Bianco, and why? There are several reasons why these brands product the best sewage pumps. Firstly, you need an important product like a sewage pump, which keeps your systems flowing freely and efficiently and your family safe and healthy, to be of the highest quality. That means premium parts, including abrasion-resistant Tungsten impellers.

Sewage pumps with the best construction

Not just that, those awesome designs and premium parts need to be put together properly. And the best sewage pump brands use all of the latest and most intelligent construction techniques, including single-phase motors that feature state of the art thermal protection. Great submersible sewage pumps also need to be housed in particularly durable materials, like stainless steel and cast iron that will withstand the rigours of even the harshest conditions and keep that pump doing its job long into the future.

And even the best quality, designs and construction are not everything in the complex world of the very best sewage pumps. Many people are also looking for sewage pump solutions with extra optional features that will suit their unique, particular needs. Among these extras on many of the models offered by the vast 4 Pumps range are pedestals, that will make the installation of the sewage pump all that much easier.

Sewage pumps with state of the art technology

You also need your sewage pumps to have great and modern features that the fast-moving world of technology can provide. These include turbulence optimisers, high efficiency impellers and propellers, and a big range of fully integrated sensors that keep the installation of these systems working efficiently like irrigation pumps - which is good for handling those difficult-to-manage sewage problems you may have, but also great for your hip pocket.

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And if you're still struggling to pick the right sewage pump for your installation, you can turn to the friendly, knowledgeable and experienced team at 4 Pumps to help steer you in the right direction within our range. No need to login, just call or email us.


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Ohio Supreme Court Upholds Liquidated Damages Provisions in Construction Contracts

posted by Michael R. Fortney  |  Feb 25, 2016 11:22 AM in Construction Law

The Ohio Supreme Court overturned the Fourth District Court of Appeals' holding that a $700 per day liquidated damages provision that totaled $277,900 in liquidated damages was unenforceable because it amounted to a penalty.  The appeals court decision, Boone Coleman, was first reported on by us in 2014.

In Boone Coleman, the liquidated damages stemmed from a contract between Boone Coleman and the Village of Piketon for public roadway improvements. The contract included a liquidated damages provision of $700 for each day after the completion date that Boone Coleman did not complete the work. The amount sought by Piketon in the Boone Coleman case ended up being over one-third of the $683,000 contract price, since the project completion was delayed by 397 days. The trial court awarded Piketon the entire $277,900 in liquidated damages.

Liquidated damages provisions are used in contracts where the actual damages caused by a breach are unknown or would be difficult to quantify. In Ohio, liquidated damages are enforceable if they satisfy a three-part test. First, the actual damages must be uncertain as to amount and difficult to prove. Second, the contract must not be manifestly unconscionable, unreasonable, or disproportionate in amount to the reasonably anticipated damages such that the court views the provision as a penalty. Finally, the contract must demonstrate that the parties agreed to the liquidated damages following a breach.

The Court of Appeals held that the $277,900 damage amount violated the second part of the three-part test on liquidated damages. Since the damages turned out to be so high, the court held that the damages constituted a penalty.

Supreme Court Review

In its review, the Supreme Court held that “the court of appeals properly applied the first and third parts of the test.” The first part being that the damages of delay to a construction project are uncertain and difficult to prove, and the third part of the test being that the parties agreed to the liquidated damages and intended them to follow a breach. However, the Supreme Court disagreed with the appellate court’s interpretation of the second part of the test.

The Supreme Court found that the appellate court’s focus on the total amount of the liquidated damages penalty versus the per diem amount of the penalty was not the proper analysis of the second part of the liquidated damages test. The Court found that this misplaced focus was due to the appellate court’s reliance on a distinguishable decision, Harmon v. Haehn. First, since Harmon dealt with a commercial lease agreement instead of a public construction contract, the damages were easier to quantify. Second, the liquidated damages provision found unenforceable in Harmon was a lump-sum provision, instead of a per diem provision as in this case.

Since courts in other Ohio jurisdictions (and other states' jurisdictions) have found that per diem liquidated damages provisions in amounts larger than $700, the Court held that this number and presumably the entire $277,900, was a proper damage assessment. The Court further held that $277,900 in damages was not against public policy because the General Assembly passed a law requiring liquidated damages provisions in every state-funded public construction project. See R.C. 153.19. The Ohio Department of Transportation’s Construction and Material Specifications dictate appropriate amounts of liquidated damages provisions, and the $700 per day amount in this contract falls within those guidelines. The Supreme Court remanded the case to the appellate court for further proceedings.

In the meantime, owners and contractors who regularly use liquidated damages provisions in public or private construction agreements should make certain they are aware of any liquidated damages provisions when entering into agreements. In the future Ohio courts will only look at the prospective, or “front end,” analysis of liquidated damages cases to determine the reasonableness of the liquidated damages provision. A delay of over a year will not be an excuse that a contractor can rely on to escape a liquidated damages penalty, even one in the amount of $277,900, more than one-third of the contract price.

If you would like more information about contract issues or employment and labor issues, or if you would like to speak to an attorney, please visit our website

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Posts tagged "film"

Anti-Obama documentary is a hit at the box office

A few months before the U.S. presidential election, an anti-Obama documentary went up into the top ten in the U.S. box office. The movie “2016: Obama’s America” has been showing since last weekend in theaters nationwide.

The documentary already earned $6.2 million and has reached number 8 in the rankings. “2016: Obama’s America” is a harsh conservative criticism of the policies of U.S. President Barack Obama, who is currently fighting for his re-election.

The film showed an image of what the U.S. will look like in four years if Obama remains in power. It was based on the book, “The Roots of Obama’s Rage” by Dinesh D’Souza.

It was a solid performance for a political documentary, but still far behind Michael Moore’s “Fahrenheit 9/11”, which earned $ 119.1 million in the U.S. alone.


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Information Meeting for Waterloo Row Culvert Project

Residents of the Waterloo Row area of the city are invited to an information meeting on Tuesday, July 11, 2017 to talk about the Waterloo Row Culvert Project.

The meeting will be held at the Fredericton E. John Bliss Water Treatment Plant, 300 Waterloo Row, from 6-7pm.

Following a presentation on the topics identified, meeting participants will have the opportunity to speak with City staff.  Representatives from the City’s Engineering & Operations Division will be on hand to answer questions.


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Thursday, April 9, 2015

And my decision is...

Hey friends!

  If you follow me on social media, you've seen already, I have decided to switch to the Carmel half marathon, instead of the full.
 Honestly, I was hoping to not have to decide until I was actually running, and then see how I feel. And at that time if I didn't think I could do the full, I could turn off with the other halfer's.
 But then I found out if I did that I would be disqualified.
So I had to make a decision, and I had to make it now.
I am really disappointed.
I want to always move forward with my running, my training, even my life. But instead I feel like I've just gone backwards in so many areas.
 I mean a year ago I was training for a 100 miler!

I know this is the right decision. I'm not ready for 26.2 physically or mentally. I know this is the smart thing to do. But it still sucks.

I WILL run a marathon again. Maybe this Fall.
Even though a marathon is pure torture, it was one of the best things I've ever done. 4 times.
So I have no doubt I will do it again, just not yet.

In the meantime, I'm going to try like heck to PR this half. If this race goes anything like my 10 mile race a few weeks ago, I can do it.

Thank you all for your encouragement and support as I've been trying to figure this thing out.

  1. Awe, I'm sorry Katie. I know that was a really tough decision to make. Go kick some ass at the half though! A PR sounds great!

  2. I am sure you made the right call. It is tough but I hope you will really enjoy the half!!

  3. Hang in there. It's never easy to have to regress and it hits right in the psyche.

    1. Yes it does. I am positive I will do another full though, so that makes me feel a little better!

  4. Katie, I definitely do not see this as a step backward; if anything, you're making progress by understanding what it means to take care of yourself and your body! Go out and enjoy the race; there will always be another marathon to train for and you should do it when you're ready! Kudos to you, girl! YOU ROCK!

  5. I'd write this place & let them know I don't like they put the word "downgrade"... that's a stupid use of a word when you're talking about still doing 13.1 miles...
    I'm proud of you making the smart choice!!!! You're going to now ENJOY the race & do awesome!!!

  6. Katie, this is a "re-group" process. You are listening to your body and going with your gut. Now get that Half done girlfriend!

    1. That's exactly right. I'm sure I would regret it if I went through with the full, and was miserable. Thanks chick!

  7. I agree with Rebecca Jo - I'd seriously let them know maybe they should consider saying something like "switch" or "transfer" to the half, not "downgrade"! I know you're disappointed, but try not to look at it in that light. I've switched from a full to a half before and honestly, it felt so freeing knowing that instead of pushing myself to a distance I wasn't sure I could or wanted to handle, I could go out and kick ass at a comparatively shorter distance. And that's exactly what I did ;) Now go crush that half!

  8. I'm sorry you had to make the decision you weren't totally ready to make, but I really don't think you should see this as a step back. Just because you're not constantly upping your distance doesn't mean you're not making progress! If that were the case, everyone who ran a marathon would have to run ultras for the rest of their lives! I think you really made the right choice and can take this opportunity to run a GREAT half, which, in my opinion, is way better than running a mediocre (or worse, painful or ending-in-injury) full marathon. Have fun with it!

  9. I am so sorry you had to make this decision.
    I have to say that with all these injuries over and over again you made need to do what I did and decide to take a marathon break. It sucked at first and I hated it.
    My last marathon was Feb. 2014 and my next one wont be until Oct/Nov 2016 so I will have taken two full years off before I start marathon training again.
    At first I was pissed. However, the I really started to change my focus - number one goal - run injury free.
    I hired a coach to help me (she is amazing and cheap) and took a few months just to get healthy. It was so frustrating, but a year after my last marathon I am seeing such amazing differences. I am running paces I haven't run in 4-5 years and am now excited to focus on the half and try to really speed up and get a half PR before I take on the monster that is the full again. You might want to think about a new goal, put the marathon on hold for a bit and make goal number one to be able to run healthy and injury free.

  10. I think it was the right decision. It stinks to have to make it, but it will probably be better in the long run. Good luck! Have fun!

  11. I'm sorry. I know it is disappointing, but at least deciding ahead of time means you can make a plan to run the best half you've got in you right now. Good luck and have fun!

  12. As disappointing as this may feel, it's a good thing that you know your body so well to be able to make such a choice. Good luck with the half!!!

    1. I really do feel like it's the right choice too, although very disappointing! Thanks Annette.

Thank you for your comments! I reply to each one via email. Please make sure you are not a 'no reply' blogger!

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Monday, December 31, 2012

Ringing in the New Year

Tonight is the last night of 2012.

2012 was a pretty good year for us. Filled with love, laughs and a few tears. All things that we have learned from and grown from. I wouldn't trade them for anything.

But I have to admit, I am pretty excited to see what 2013 brings.

We will be ringing in the New Year with family fondue dinner and dessert night!

Along with watching the annual fireworks show from the Seattle Space Needle from the comfort of our own home.

Perfect way to start 2013 if you ask me.

~ Sam

Stay tuned this week for a list (yes list!) of my New Year's resolutions!

betty baez said...

Sounds like fun! Happy New Year!!!

Sam said...

Thanks Betty! Happy New Year to you and your family too :)

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Tuesday, June 4, 2013

Marc Faber Sees The Current QE Program Priced In To Stocks: Trouble Ahead

Marc Faber was the first voice in the financial world to use the term "QE to infinity," years before it was announced by the Fed. He felt at the time that stocks would rise with the Fed's endless showers. He now feels that the Fed's easing is "priced in" to the U.S. stock market, and he sees trouble ahead during the second half of the year.

For more on the trouble ahead for stocks see:

U.S. Stock Market: Picking Up Pennies In Front Of A Steam Roller

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UFO Full Form

unidentified flying object – UFO

full form of ufo is unidentified flying object. UFO is officially launched in 1953 by the United States Air Force.

Source : Wikipedia

UFO Full Form is

UFO Full Form / MeaningCategoryUFO Terms
unidentified flying objectGeneralUFO
Unknown, Forgotten, and OverlookedMilitaryUFO
Un-finished ObjectDBUFO
Unknown Form ObjectDBUFO
Universal Format OutputterSoftwaresUFO
UFO Moviez India LimitedCompanyUFO
Usb Firewire OrganizerNetworkingUFO

UFO- Frequently Asked Questions

  • UFO acronym meaning?
  • Is it acronym or abbreviation?
  • Expand full form of UFO
  • Full Details of UFO?
  • Full Name of UFO?

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