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Are Your Advisors Technicians or Advisors?

By: Amy Wirtz

I had a client describe the difference between a hiring a technician and an advisor just last month. We will call this client Mr. Jacobs. Mr. Jacobs called me to tell me about a hiccup he had with his new accountant. He was reviewing his end of the year books and saw that he had paid his new accountant four times what had paid his accountant two years prior. He was worried about the rising cost and called his accountant to tell him to justify this increase in cost and get it under control. Luckily these two have a great relationship. During the conversation the accountant reminded Mr. Jacobs that together they secured new financing at a reduced fixed interest rate, helped him convert from a cash basis to accrual basis and helped him save twice his fees in taxes. Mr. Jacobs called to discuss with me how his vision is changing on who he engages to be on his team. Mr. Jacobs opined that sometimes you need to spend money to learn and to grow your business.

When you are building your business transition team you should surround yourself with trusted advisers. Most business owners utilize the services of a lawyer, accountant and a banker, but do not consult with them in an advisory capacity. The definition of an advisor is someone who gives advice, particularly someone who is an expert in a field.

Owners are busy with the operations of the business and often do not have the time or the inclination to sit down with these professionals to seek the advice on the growth and transition of his or her business. At the beginning of each engagement, I seek to understand the role the professional advisors for the business. I want to know what role the respective accountant, lawyer, financial planner and banker play in their business operations. I will interview these professionals and learn what their current view of the business is and what concerns they have for the predicted transition. I want to know if and what they are involved in and if their advice has been utilized or avoided.

What I find more often than not, is the business owner has not spoken to the attorney since the incorporation of the business or the creation of their will when the children were small. The contact with the accountant is annual or bi-annually basis to discuss how much tax is owed. If they have a financial planner, they see him or her annually. When I inquire about life insurance policies and the service on the policy, most of my clients have no contact with the person who sold the policy to them and do not understand the benefits and negatives of what she owns. It is common for me to discover that the business owner hesitates to ask other professionals how to run their business.

Are you getting the most out of your team? How and when to you speak to your team members? When was the last time you discussed a strategic plan with them? Call to have a conversation about whether the professionals you engage are technicians or advisors.


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Monday, 10 September 2012

Rabindranath tagore

The hidden truth about the Indian National anthem!!!

                                                                                Rabindranath tagore

Do you know the truth behind Indian national anthem?

Our national anthem, which every Indian is still singing, was actually written in praise of George V and the Queen of England. I searched in Google about this immediately and was shocked even more to know that it was the truth.

Translation of our National anthem:

The following is Tagore’s English rendering of the anthem :
Thou art the ruler of the minds of all people,

dispenser of India’s destiny.

Thy name rouses the hearts of Punjab, Sind,

Gujarat and Maratha,

Of the Dravida and Orissa and Bengal;

It echoes in the hills of the Vindyas and Himalayas,

mingles in the music of Jamuna and Ganges and is

chanted by the waves of the Indian Sea.

They pray for thy blessings and sing thy praise.

The saving of all people waits in thy hand,

thou dispenser of India’s destiny.

Victory, victory, victory to thee.

The Truth:

The National anthem written in Bengali by Rabindranath tagore, was originally composed in honor of George V and the Queen of England when they visited India in 1919. The original version consisted of five stanzas,out of which the first stanza was selected as the national anthem.
Moreover, only the provinces like Punjab,Sindh,Gujarat,Maratha were mentioned because they were under the British rule. All other parts of India like Rajasthan, Kashmir, Andhra, Mysore , kerala were left out as they were under the Portuguese rule at that time.

I also saw in another site that the next stanza in the original version was,

"Aha Raha Thava Aahwaana Prachaaritha Sunidhava Hudhaara Vaanee

Oh.... OUR ... Great .. Emperor (George V I)... we are lucky to have you as our Ruler... You are adding Luck to us.

Hindhu Boudha Sikha Jaina Paara-sikha Musalamaana Kristhaanee

Even though we are divided as Hindhu, Boudha, Muslim, Sikh, Christian etc...
We are able to be united under your unified Leadership of oneness....

Poorabha Paschima Aashae Thava SIMHAASANA Paashae
Praema Haara Jaya Gaathaa Janagana Aikya Vidhaayaka

Your Sacred Name we always chant in our minds....You are the bestower of all our Desires and Ambitions from Dreams into Reality....
Your holy Reign of your Throne extends from the Eastern-most Horizon to Western-most Horizon....
So you gain the Garland of Love from we all the people under you....

Jaya Hae Bhaaratha Bhaagya Vidhaathaa
Jaya Hae ! Jaya Hae !! Jaya Jaya Jaya Hae !!! "

Oh !!... Our Great Emperor!!... May you be VICTORIOUS...
... Victory Victory Victory ...for YOU.... (Emperor-GEORGE V I)"

Singing the national anthem for the past years without even knowing its meaning. Now i seriously wish that everyone should know about this.To all Indians who are reading this, please understand the true meaning of our national anthem at least now. Whether you wish to sing this or not, after you know the truth, is your own wish; but every Indian must know this truth about the national anthem.

think think think

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