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Home » Health & Beauty » Here’s How To Use Epsom Salt – Heals the whole body of acidity, skin problems, arthritis joint pain and muscle cramps

Here’s How To Use Epsom Salt – Heals the whole body of acidity, skin problems, arthritis joint pain and muscle cramps

The Detoxifying Bath is something we need to use from time to time. This is usually done with Epsom salt that helps us remove all the toxins from our body, but it also benefits from various benefits for our full health.

Today we will offer you an improved bath combination: Epsom salt combined with Himalayan salt! When these two combine, they can help us with a number of health problems.

They can not cause side effects,and are not very expensive.

The Epsom salt is a mineral compound found in water, containing high sulphate and magnesium. But be careful when buying salt, because it can be of different nutritional qualities.

Our skin is the largest detoxification body. During a salt bath, sulphate and minerals combine and remove all the toxins through your skin. They are also absorbed through the skin and increase the levels of sulphate and magnesium in our body. There are numerous studies that have shown an increase in magnesium levels only from lying in a saline bath with Epsom salt. Plus, it does not cause any side effects!

Himalayan salt is considered to be one of the oldest but also the cleanest and most importantly salt in the world. It gives the body numerous minerals that are essential to us. Adding it to the tub will make you feel surrounded by energy. All minerals and salts from it will be absorbed by your skin and will take them instantly.

HEALTH BENEFITS of salt bath
These types of salt contain different minerals, but the salt bath combines the same benefits for us:

* Increases blood circulation
* Accelerates healing of swelling, minor wounds, bruises, tense or torn muscles and ties
* It reduces acidity and helps to balance the pH levels in the body
* Softens symptoms before menstruation (abdominal swelling, migraine, cramps)
* Eliminates toxins through the skin
* It is filled with very powerful antiseptic properties and can help you treat skin diseases such as rashes, eczema, psoriasis, acne and dry skin
* Improves Respiratory Health
* Soothes sunburns and insect bites
* Softens joint pains and muscle cramps
* Helps and improves sleep, relaxes muscles and reduces stress
* Purifies, cleans and nourishes your body with essential minerals

HOW TO USE Epsom salts for Super Detox?
Dr David Jokers says, the amount of salt should be determined by the weight of the human being. Here are some quantities that should be used for a standard bathtub. The measure is about 120 liters of water.

Children under 60 kg: ½ cup
Individuals between 60-100 kg: 1 cup
Individuals between 100-150 kg: 1½ cups
Individuals between 150-200 kg: 2 cups

For every 50 liter more – add half a cup of salt

Initially, you should start with only Epsom salt and later add Himalayan salt.

Do not use this salt in case of burns, open wounds, cardiovascular problems, or if you are pregnant. If you take some medicines for a long time, talk to your doctor before you decide to start this type of detoxification.

First you have to rub the bathtub so you can remove the dirt from it. Then fill the bathtub with hot water by about 37 °.

This will be enough to dissolve the two types of salt. Make sure the water is not too hot, especially in case of high blood pressure problems!

Do not add oils, shampoos or soaps. After using salt bath, do not rinse your body! You can just dry with a cloth.

You must be hydrated. Drink plenty of water before and after the bath. You can listen to music to help you relax more.

Make sure you stay in it for at least 40 minutes. Your body will have enough time to successfully digest minerals from salts.

You may feel a little dizzy. But it’s normal, do not panic

It is possible that the water in the bathtub has acquired a milky color, when you finish the bath. It depends on your health. This happens because toxins are eliminated from your body. When people work in industrial zones or are smokers, their water may even have a brown color.

The best use is 2 -3 times a week, but if you can not handle it, do it at least once more.

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• EK Fibreglass FX Sunroof Bung

FiberWorx own FX sunroof bung manufactured in high quality fibreglass with a gel coat finish (colours may vary from that pictured). The bung is to be fitted as a replacement to the OEM sunroof panel and mechanism, all of which will need to be removed in order to bond the bung in place.

Fits All Honda Civics EK Models (Sixth Generation 96-00)

Note: Professional Installation by an experienced custom body shop is recommended as parts are After Market and not OEM. All body kit items are shipped unfinished and require prep-work before painting. Minor adjustments may be necessary to ensure proper fitment and may include cutting, trimming, filling, sanding, and customizing. These are normal body work and installations steps.

Free shipping is to UK mainland only, if you require shipping outside of this area please contact us prior to ordering to enable us to obtain a shipping quote.

If you would like more information about this product please contact us.

Write a review

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EK Fibreglass FX Sunroof Bung

  • Product Code: EK001
  • Availability: 1 - 2 Weeks
  • £110.00

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Recessions – the Silver Lining

“When the oak is felled the whole forest echoes with its fall, but a hundred acorns are sown in silence by an unnoticed breeze” Thomas Carlyle

Recessions and more rarely Depressions are not all bad – they are just ‘different’ from the normal run of things, and we are sometimes frightened by different things. Downturns and Upturns are a wholly natural phenomenon and regardless of what world leaders might like to think, they are not in control.

Let’s look at another wholly natural phenomenon that our 24-hour news service also inevitably labels as a ‘disaster’. The UN says that over 350 million hectares of land worldwide are affected by fire annually so we should be used to it by now. Fire can be an important land management tool as well as a ‘disaster’, so let’s try and look at things a different way.

If we follow the natural stages of forestation we will find the young forest that is light and airy and supports a wide range of trees, shrubs and undergrowth. Everything seems to grow vigorously spurred on by the light, water and space. Soon, we see the evidence of this success.

The mature forest is dominated by the successful tall trees and the high canopy becomes more and more dense. Before long growth on the forest floor is stunted and little survives in the dark apart from ferns and fungi that can live off the death of other plants. The trees have battled for the light and have won; they have all the light and a clear run to the nutrients from the forest floor too. Theirs is now the only show in town and they have established the ‘only’ way to win. When a single tall tree eventually dies, a hole is ripped in the canopy and light pours to the forest floor – and the race to succeed the ancestor begins, only the strong survive and soon the hole in the canopy is filled with another tall tree playing the same game to survive.

Then comes the catastrophe, the forest fire consumes all in its path. No single hole in the canopy this time, the canopy is gone. Now the light and the air circulates freely and the laws of survival themselves have been changed. This time it’s not just the tall trees who can win, this time the race is more open, this time the ground plants might cover enough territory to stop the trees gaining control and keep the clearings open. Over the years new seeds and species may have arrived but been controlled by the lack of light and nutrients and now their day has come. This time the tall tree game is not the only game in town.

Sometimes the forest really needs a cleansing fire. Nothing can, or should last forever; that isn’t good for the forest or even for the trees. Success breeds complacency and arrogance and weaknesses creep into the genes. When an old tree fails the hole is still in a very high canopy and only another tall-growing tree is designed to fill it. New species can appear but they had better be fast growing and tall enough to reach the light, if not…

But after the fire, all things are possible. While the tall trees are bewailing the loss of the past and the status quo, the new arrivals are busy claiming the light for themselves.

Life goes on, at least for those with the eyes to see new ways of succeeding.


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Wheelchair Accessible Vehicles Market Drayton

Traveling is an awesome and enjoyable experience. However, for people who depend on a wheelchair to move around, traveling can be a bit challenging and stressful. Good thing that a wheelchair accessible vehicle in Market Drayton is already available. This provides wheelchair users a safe and comfortable ride and mobility to places.

Important Consideration in Choosing Wheelchair Accessible Vehicles

Before deciding on which wheelchair accessible vehicles model to choose, you should religiously know the features being offered by several models. This will ensure that the optimum performance will be achieved and used. Some of the considerations that are truly helpful include the following:

Check for the entrance door.

  • Most of the available wheelchair accessible vehicles in Market Drayton have a rear entrance door. These rear entrance vehicles may be a little inconvenient for users especially for street parking since a large amount of space is needed to be able to operate a ramp or a lift. The use of a rear entrance door also means that a tow bar is not applicable for use.
Wheelchair Accessible Vehicles Market Drayton
  • The side entrance door models of wheelchair accessible vehicles in Market Drayton are also available but are not so common. These are more convenient to use as the wheelchair users can easily ascend and descend the vehicle straight from the pavement.

The wheelchair, either with rear or side entry, should be secured into position.

  • This can be positioned in the rear of the vehicle in order to allow the user to stay or sit in the back during travel.
  • Conversions can also be done so that the user can stay in the front passenger seat. In this case, the original seat is removed so that the wheelchair user can use up this space.

Considerations on the available space in the rear area of the vehicle should also be given attention. Other passenger or luggage brought during travels can use this remaining space.

Wheelchair users can get inside the vehicle using a ramp or a lift. Ramps can be manually or electrically operated depending on the needs of the users.

Dealers and Suppliers of Wheelchair Accessible Vehicles in Market Drayton

There are several dealers of wheelchair accessible vehicles in Market Drayton and areas nearby. They offer a wide array of specialized vehicles equipped with numerous amazing features. Additionally, they’ll be able to recommend the vehicles that are guaranteed to suit all your needs. Whether you need a vehicle with a small or large passenger door, a ramp or a lift, or a direct access to the passenger seat or the rear seat, the agents will provide you with the information as well as the available vehicle units.

Keep in mind that whichever type of wheelchair accessible vehicle in Market Drayton you choose, be informed of the details and test drive the unit thoroughly. This will allow you to determine the modifications and conversions that should be done. All these things are done to ensure safety and comfort during travels and adventures.

Wheelchair car with a ramp.
Used from £3,000…

Blue wheelchair vehicle with wheelchair access.

Find a WAV now…

2009 VW Transporter

1 wheelchair + 6 passengers

Contact us – click here.

Wheelchair Access Vehicles Cornwall

NEW - Fiat Qubo

1 wheelchair + 5 passengers

Contact us – click here.

NEW - Vauxhall Vivaro

2 wheelchairs + 5 passengers

Contact us – click here.


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On This Day

Charge of the Light Brigade, Charge of the Light Brigade simpson, battle of balaclava, cardigan Charge of the Light Brigade
“The Charge of the Light Brigade at Balaklava,” an 1855 painting by William Simpson.

On This Day: Charge of the Light Brigade Ends in Heroic Failure

October 25, 2011 06:00 AM
by Denis Cummings
On Oct. 25, 1854, British Lt. Gen. Lord Cardigan led a disastrous cavalry charge made famous by Alfred, Lord Tennyson’s “The Charge of the Light Brigade.”

The Battle of Balaclava

Britain, allied with France and the Ottoman Empire, was at war with Russia on the Crimean peninsula, part of present-day Ukraine. In September 1854, British, French and Ottoman forces landed on Crimea with the intention of seizing the port city of Sevastopol, home to Russia’s Black Sea naval base. British troops set up their base at Balaclava, about 15 miles southeast, to launch a siege on Sevastopol beginning on Oct. 17.

On Oct. 25, the Russian forces, under the command of Prince Menshikov, launched an offensive on Balaclava. In the early morning, the Russians defeated a small Turkish force and advanced toward British forces in two columns. The first column, heading south to the town of Balaclava, was met by Sir Colin Campbell’s 93rd Highlanders. Though outnumbered, the Highlanders fought valiantly and repulsed the Russian forces, earning the nickname “The Thin Red Line.”

The second Russian column moved west and was met by Maj. Gen. James Scarlett’s Heavy Brigade, which charged uphill and routed the Russian troops. The Russians fled to the Causeway Heights, overlooking the North Valley from the south. Russian troops were also positioned on the Fedioukine Hills north of the valley and at the east end of the valley. At the west end of the North Valley stood the Light Brigade, under the command of Lt. Gen. Lord Cardigan.

Lt. Gen. Lord Raglan, commander of the British Army, watched the battle from the high ground of Sapouné Heights. Seeing that the Russian forces were collecting Turkish guns lost during the battle, he decided to order the Light Brigade to the Causeway Heights. He sent a letter, carried by Capt. Lewis Nolan, to Lord Lucan, commander of the cavalry. It read:

“Lord Raglan wishes the cavalry to advance rapidly to the front, and try to prevent the enemy carrying away the guns. Troop of horse artillery may accompany. French cavalry is on your left. Immediate.”

Lucan, who could not see the Russians removing guns from his position in the valley, did not understand Raglan’s letter. Nolan, who held contempt for Lucan, pointed to Russian troops positioned across the valley to the east rather than to the troops on the Causeway Heights. “There, my Lord!” said Nolan. “There is your enemy! There are your guns!”

Lucan gave the orders to Cardigan, who noted that Russian forces were flanked to either side of the valley. “I know it,” said Lucan. “But Lord Raglan will have it. We have no choice but to obey.”

Cardigan led the charge of 673 cavalrymen past the Causeway Heights and into the mile-long valley. Nolan soon rode past him, waving his sword; some historians believe that Nolan had realized the mistake and was attempting to stop the charge. However, he was quickly hit by a Russian shell splinter and killed before he could warn the cavalry.

The cavalry continued through the valley, under fire from the north and south, straight into the Russian cannons in the east. Lucan, sensing the futility of the charge, held back the Heavy Brigade. Cardigan led his decimated cavalry to his target in the east, where they engaged in battle.

At the end of the battle, less than 200 men of the Light Brigade returned safely as the valley was scattered with bodies, horses and weapons. In all, 247 men were killed or wounded, while others were taken prisoner. French Gen. Pierre Bosquet, who watched the battle from the Fedioukine Hills, remarked, “It is magnificent, but this is not war.”

Tennyson’s “The Charge of the Light Brigade”

The battle was made famous thanks to a poem, “The Charge of the Light Brigade,” by British Poet Laureate Alfred, Lord Tennyson. Published in the Dec. 9, 1854, edition of The Examiner, the poem portrayed the charge as a “symbol of heroic failure, a high-Victorian icon of self-sacrifice and devotion to duty,” explains the BBC’s Sean Coughlan. It read in part:

“‘Forward, the Light Brigade!
Was there a man dismay’d?
Not tho’ the soldier knew
Some one had blunder’d:
Theirs not to make reply,
Theirs not to reason why,
Theirs but to do and die:
Into the valley of Death
Rode the six hundred.”

Legacy of the Charge of the Light Brigade

The men who fought in the Battle of Balaclava were awarded a battle honor, usually reserved for victories. “The three episodes in the battle; the Charge of the Heavy Brigade, the Thin Red Line and the Charge of the Light Brigade, are such icons of courage and achievement for the British Army, that it is not surprising the military authorities awarded Balaclava as a battle honour to the regiments involved,” writes BritishBattles.com.

The notion of “heroic failure” began to change in the 20th century when British forces faced heavy casualties in World War I. “Re-interpretations of the Charge of the Light Brigade pointed up the failings of aristocratic, self-centred generals, who appeared to have little concern for casualties,” says Coughlan.

The battle is still celebrated in Britain, though, and there was a large commemoration in 2004 for its 150th anniversary. British historians, journalists and other citizens—including the present-day Lord Cardigan—visited Balaclava for a re-enactment of the charge.

For the anniversary, historian A.D. Harvey argued in BBC History magazine that the charge was a “military success” that helped to instill discipline and valor into the British troops. “In the longer term,” remarked The Independent, “the habit of obeying orders—which had not been universal in earlier periods—indicated a new ethos of professionalism in the Army.”

Most Recent Beyond The Headlines


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Loch Leven Fishing Report – Week Ending 2nd September 2012

posted in: 2012 Fishing Reports | 0

Fish were still appearing close to the surface last week on Loch Leven but a sudden cold snap on Thursday evening through into Friday morning slowed things up a bit.  However, by Saturday, the fish were back near the surface again.

The open water drifts are still working well when conditions allow.  There have been some lovely fish seen in and around the weed beds but actually catching them has been quite challenging.  At the same time in other areas of the loch, there have been a lot of small fish making their presence known.

Iain John, fishing out from the north side of Castle Island on Saturday, caught and returned a big fish estimated to be 4 ½ – 5 lbs and then hooked and lost another big fish later in the same area.

Snatchers, Kate McLaren, Doobry and small Dunkeld Sparklers have all been accounting for fish but one angler came in on Friday evening having caught 5 fish (all returned) on a small Diawl Bach – so it still pays to experiment with both size and patterns.

The water temperature dropped a little during the week and it now stands at a still comfortable 16.50C.  Spate water has compromised water clarity over the last week and it too has dropped to 1.4 metres.

September is the month where we would expect fish to congregate near burn mouths and so drifts in these areas should be worth a try.  The weed beds are now also clearly holding a head of fish feeding on fry and Corixa which means they too should be worth a try over the final weeks of the season.


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Question about Computers & Internet

1 Answer

My sound doesn't work on my motherboard

I downloaded the driver that came with my motherboard for the sound. the driver came with this audio sound tester and it work, but when i tried using the the speaker(i have a built in speaker on my monitor) such as for gaming or watching a video on youtube there was no sound. i figure it must have been my speaker, so i hook my comp up a dell speaker that isn't attach to the monitor but that didn't work either. do i need to buy a certain kind of speaker?

Posted by on

  • xgamefreak14 Dec 20, 2008

    the sound worked when i opened up the program and test it out, but when i tired to actually use the comp like going on youtube or play a game, the sound doesn't work.

  • Anonymous Apr 24, 2009

    my sound wont work on you tube, but it works on everything else like msn etc.

1 Answer

  • Level 2:

    An expert who has achieved level 2 by getting 100 points

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  • Expert
  • 86 Answers

Why did you download the driver in the first place?
Was the sound not working?
If this is the case and it still is not working then I suspect a dead sound card.
Replace it with a PCI card

Basic computer speakers are all the same

Posted on Dec 19, 2008

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SOURCE: I have freestanding Series 8 dishwasher. Lately during the filling cycle water hammer is occurring. How can this be resolved

Hi there,
Save hours of searching online or wasting money on unnecessary repairs by talking to a 6YA Expert who can help you resolve this issue over the phone in a minute or two.

Best thing about this new service is that you are never placed on hold and get to talk to real repairmen in the US.

Here's a link to this great service

Good luck!

Posted on Jan 02, 2017

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Audio drivers working for P5VDC-MX in SP2 previously now does not work in SP3 after formatting.

You can download the audio and device drivers from ASUS WEB site.Select your model motherboard/computer/laptop, and make sure you select driversthat matches your Windows operating system. Please click on this link to theirWEB support site : -

Sep 06, 2011 | ASUS P5VDC-MX Motherboard

1 Answer

Hi, I'm looking for the driver for a pci device (sound i reckon because it doesn't work). The PC is a Packard Bell imedia 5070 running XP home SP2. I've tried PBs site but the ftp site for...

if your computer came with a motherboard disc the sound drivers could be on it
click start control panel administrive tools computer management device manager scroll to sound video and game controllers you might see a yellow question exclamation mark? ! or a red X Right click to reinstall drivers if you don't have a disk with the sound drivers you have to download them

Aug 27, 2011 | Packard Bell (030069) Sound Card

3 Answers

My sound driver can't use

YAAI doesn't work. Which codec must i download?

Aug 05, 2011 | AMD Athlon 64 X2 3800+ Dual Core Processor...

1 Answer

My computer doesn't work its sound, no sound. i cannot use my media player

a l'ill more explanation required have u installed audio drivers? if not then install correct audio driver from the CD given with your motherboard.

Jul 23, 2011 | ASUS P5GC-MX/1333 Motherboard

2 Answers

Just to make sure desktops almost never have built in speakers.
1. Check that your speakers work. Try them with an MP3 player or other device to make sure they work.
2. Check that the speaker is plugged in the right socket. Play something on computer and switch around the plug.
3. In windows press START->Control Panel->System->Device manager.
Right click on Sound device and write down the make (Company and a model number).
4a. Google their website and go to support->downloads/drivers and download the appropriate driver.
4b. If its an INTEL sound device you might have to look up the motherboard as it might be bundled with the motherboard driver.

Jul 05, 2011 | Intel Computers & Internet

3 Answers

I have a ASUS M2N MX mother board and i lost my driver copy i installed windows7 in that but no sound output produced what will ido plz teill me

It doesn't appear that Asus supports Windows 7 with this motherboard, only Vista. The available Vista drivers are available here. Often Vista drivers will work on 7, so just select your architecture, 32-bit or 64-bit and download.

You can also try downloading this driver, which is which is said to work with the on-board audio.

I hope this helps

May 12, 2011 | ASUS M2N-MX Motherboard

1 Answer

Where i can download the audio driver of MSI MS-6527? help me pls...tnx

Try this website.

If that doesn't work do a search on this file name

Apr 30, 2011 | Intel Motherboard

3 Answers

After reinstalling windows XP Professional I have no sound, I do not have a motherboard cd and I have no speaker icon in taskbar. In control panels, sounds and audio devices , volume tab states I have no...

Hello arthurg7a46
In the Device manager , you can go for a driver update of your sound controller where there is a question mark . Double click and select driver \ driver update and let Windows search on the Internet .
Unfortunately , this doesn' t always work and you will need to identify the sound controller to ba able to download the driver manually from the manufacturer's site .
Eventually , if you have difficulties in identifying the sound controller , try using a Driver Wizard such as Free Driver Max from or purchase some other one like Driver Detective you can easily find with Google .
Best regards ,
fanaudi .

Mar 27, 2011 | Audio Players & Recorders

1 Answer

P5vd2 not sound on win 7

Hello, I am the technician that will be assisting you today. My name is Norman-Wynne Damstra.Welcome to Fixya, Rifaguant.

Try the Vista drivers, Click here to download the Audio driver.
Select your Operating system as Windows Vista 32bit.

Click Audio heading and then click global to download, you may have to try both drivers if the first one doesn't work.

If they both don't work then:
ASUS has not created Windows 7 drivers for the Audio chipset on this mainboard. You will need to purchase a basic sound card to fit the White long PCI slot compatible with Windows 7.

Try eBay or your local computer store.

Take care!
Norman-Wynne Damstra

Oct 22, 2010 | ASUS P5VD2-X Motherboard

20 Answers

Need sound drivers

download intel mother board drivers

Nov 22, 2007 | Intel D101GGC Motherboard

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New Balance 880V3 Arrives

New Balance 880V3

New Balance 880V3 has just arrived!
This update is big on comfort without sacrificing the responsiveness and durability a distance trainer requires. IMG_1192This styling asphalt shredder one is ready for some serious miles and a nice pairing with a minimal feeling upper plus a great crash pad for the heel strikers. Test rides now available in store…

Connect With Us

see the latest from Fleet Feet Orlando


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Saturday, August 30, 2008

Happy Saturday

We hope everybody is having a good start to their Labor Day weekend. We're getting ready to take Patrick up to the Suskay Cabin for the first time! We're really excited about this trip because both Meme and Grandpa Joe are going to be there along with Abbie and Mollie. And as a bonus, Grandma and Grandpa Flowers are coming up for Sunday and Monday along with Aunt Katie and Uncle Brandon.

It should be quite a fun weekend and I'm sure we'll have a ton of pictures and videos when we get back. For now, this picture of Patrick in his 'somebody better give me some food fast' mood will have to suffice...

1 comment:

Amanda said...

Sounds like a great weekend!


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Coffee Stain by Joseph @ Publika Solaris KL

It is New Year Eve tonight and every restaurants were packed (people mountain people sea!!!). After long waited dinner with my friends @ S.Wine, we decided to chill out while waiting for the countdown and fireworks.

Coffee Stain by Joseph

Guess majority would have known about this famous Coffee Stain by Joseph by now or at least heard about the famous 3D coffee – art in town.

Upon entering the coffee shop, there was a guide on the wall for you to “know your coffee” before ordering. Unlike other coffee shop, Coffee Stain provides a unique artwork café ambiance – wooden furniture, coffee merchandises and various collection of metal hardware. This is definitely a new coffee drinking experience.

That night was really crowed, we waited about 30 minutes for our drinks to be served……..

Cool Brew [RM16.90]

A cold brewed concentrated coffee – taste acidity and seriously bitter. I would prefer if add on milk and sugar syrup. Moreover, there was a FREE limited badge pin with every purchase of Cool Brew.

Cool Cube [RM15.90]

Coffee ice cube together with warm milk – such a creative way to enjoy the coffee.  I really enjoy this cup of coffee as it gives richer and stronger aroma of coffee taste.

Café Latte [RM8.50] – served with a nice Heart latte art

3D Hot Chocolate [RM15.00]

It was great and cute 3D art and I really enjoy it. However, I wished it was in a bigger cup. By the way, I’m not sure why 3D art can only be done on chocolate - can someone please tell me??????

Overall Rating: 6/10. They do serve nice and cute 3D art and you definitely will love it if you’re a huge fan of 3D art/popped-up foam. But for me, taste is more important for me compared to 3D art/popped-up foam.

Address: D4-G3-01, Publika, Jalan Dutamas 1, Solaris Dutamas, 40580, Kuala Lumpur.
Lot OT-02, 3rd Floor, Parkamaya Fahrenheit 88, No. 179, Jalan Bukit Bintang, 55100, K.L.

Business Hour: Mon 9.30am - 9.00pm
                               Tue - Thu 9.30am - 11.00pm
                               Fri - Sun 9.30am - 12.00am

  1. this is such a lovely coffee place to check out... I am so gonna bookmark this to visit next


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Cooked or Be Cooked: Let's Play! Kitchen Tales

Daily Dish
Cooking is a game to Iron Chef Michael Symon
To play or not to play? Can a game really teach you how to cook?

No doubt about it, "Cooked or Be Cooked" is entertaining. After all, the new Wii game that throws down cooking challenges also lets you try to "poison" the judges with ...
undercooked bacon and eggs.
(Judges include the spot-on avatar of Food Network honcho Susie Fogelson.) ...
Full Story: Cooking is a game to Iron Chef Michael Symon; Los Angeles Times

"You've got a lot of choices. If getting out of bed in the morning is a chore and you're not smiling on a regular basis, try another choice. ~Steven D. Woodhull"(*)

Kitchen Tales and Recipes
Which Food Stories Tempted You Most This Year?
Tempting food, what a teaser!

Whether you loved them or hated them, the Kitchen Window stories you viewed the most in the past year featured a nutritional gamut — from bacon-flecked desserts and creamy cheese sandwiches, to earthy lentil stews and vegetarian fare. ...
Full List: Which Food Stories Tempted You Most This Year?;

(*) from

FM 468x90 DeepPurple

Star Fruit Party TimeImage by ockstyle via Flickr

Join The Food Styling and Photography Club on Facebook to improve your skills in food photography and food styling, learn something about cooking and enjoy the visual.

JUST~GIVE is a nonprofit organization whose mission is to connect people with the charities and causes they care about and to increase overall giving.

Luxury Link: ...

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Football Stickipedia - football sticker collections
Football Sticker Encyclopaedia

"As referees around the country blow the whistle to announce the start of another action-packed Premier League season what better way to kick off your football sticker collecting season than with Merlin’s all-action Kick Off sticker collection.

Premier League Logo

There are action stickers of all your favourite Premier League stars, plus features on every club including Premier League newcomers Charlton, Middlesbrough and Nottingham Forest. We pick out the star men from last season and profile the players to watch during this campaign, so you are fully up to date with everything you need to know for the next season.

If you’ve been too busy watching the World Cup to keep an eye on the transfer news, we’ve rounded up all the latest signings at our Transfer Desk. We’re also proud to announce the results of the 2nd annual Merlin Collector’s Awards. Thanks to everyone who voted. The response was incredible and the results are very interesting. We have special super shiny stickers of all the winners so make sure you keep an eye out for them.

This year’s collection sees the introduction of our fabulous new Premier League player rating system. You will see Merlin’s Opta Index Points totals for each player throughout this collection. Turn to page 2 for the full low-down on this great new feature.
If you like this album, you’ll just love Merlin’s Official 1999 Premier League Annual. Turn to the back cover of this album to order your copy direct. Finally, to celebrate the start of the new season and to say “thank you” for sticking with us through the summer we’ve prepared as special offer to give you a FREE Merlin’s Premier League 99 Album, the sticker collection you have helped to make the World’s Greatest!”

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Football Stickipedia appreciates your support - if you find our reviews and checklists useful please donate, so that we can continue creating the checklists for you to use!

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 Merlin's Premier League Kick Off Sticker Collection 1997/98

  • Season: 1997/1998Merlin Kick Off 98 Album Cover
  • League: Premier League
  • Publisher: Merlin
  • Pages: 48
  • Stickers: 192
  • Shinys: we’re not sure (our album is empty!)
  • Signature Edition: No
  • Star Ratings: No
  • 3D: No
  • Album Available: No
  • Hardcover Binder: No
  • Sticker Dimensions: 54mm x 68mm

Merlin Kick Off 98 Sticker PacketMerlin’s Premier League Kick Off Sticker Collection 1998 might be considered more a ‘feature’ album rather than the traditional squad list albums. It doesn’t contain entire teams of football stickers as in the annual premier league album, but it instead is a light-hearted sticker collection full of fun facts, interesting trivia and highlighted players and ones to watch.

Merlin Kick Off 98 No.180The album opens with an intro on the inside cover and the contents list, along with the features list. The first feature is ‘The Premier League’s Most Wanted’, before the club pages kick in. Each team gets only 8 or 9 stickers, with lots of information thrown in as well. The feel of this album is far more informal, with the sticker present usually as a player has ‘the most somethings’ or ‘the best record of whatsits’ etc. With lots of ‘Did you know?’ sections.

Other features in the album include the second annual ‘Merlin Collectors’ Awards’, ‘The Transfer Desk’ and a look ahead to the regular season 99 sticker album.

Download the Checklist Now! Checklist Logo Merlin

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18 March, 2013 - 07:42

Premier League results - Matchday 30: Aston Villa 3-2 Queens Park Rangers

Premier League results - Matchday 30: Aston Villa 3-2 Queens Park Rangers

Aston Villa have secured a crucial 3-2 win over relegation rivals Queens Park Rangers in a thrilling six-pointer at Villa Park to move six points clear of relegation zone.

QPR took the lead when midfielder Jermaine Jenas tucked away the rebound after Zamora’s effort has been denied by Guzan in the 23rd minute of the game. Aston Villa leveled the game just before the half-time whistle by courtesy of Agbonlahor’s header. Andreas Weimann put the Villans in front with an excellent finish in the 59th minute. Townsend scored an equalizer with a left-footed shot in the bottom right corner with 17 minutes to go. Aston Villa prolific striker Benteke tucked the ball into an empty net to restore the home side’s lead in the 81st minute of the game. Benteke’s impact has delighted the fans with his late goal.

Aston Villa secured their second win in a row to end their disappointing run of form in winter and revive the hopes of salvation this season.

Found a mistake? Highlight it with mouse and press CTRL + Enter. Thank you!

Author: Basil Naumov

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18 March 2013, 13:04

No-o-o-o-oo-o-o!! QPR were set to make a miracle but not anymore - now they'll probably need to win all remaining games to survive

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Forex Successful Traders Affiliate Program

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Tuesday, February 14, 2012

Featured Pokémon: Alomomola

By: Matt G

On Valentine's Day we choose to acknowledge Luvdisc the Rendezvous Pokémon... wait... no? Alomomola? Oops..

On Valentine's Day we choose to achknowledge what everyone thought was going to be a Luvdisc evolution... Alomomola! Alomomola is the Caring Pokémon, and unlike Luvdisc I actually CARE to write a review of it. As Unova pokémon go, Alomomola is an HP beast. In fact, it has the highest HP of any Unova pokémon and it's physical Defense isn't too bad either. Special Defense, on the other hand, is one the big holes in Alomomola's wall... and one that many commonly used Electric and Grass attacks will exploit. It doesn't mean to not try to use Alomomola, it just means be creative.

While we're on the subject of things Alomomola has issues with, it doesn't really learn many moves, and many of the stronger attacks it learns are special. Of the offenses, though, Alomomola is better with physical moves. So what should Alomomola know? Support! Alomomola learns many moves to help partners in 2 v 2 or even in Single battles. Anyway, here are some of the movepools I've seen effectively used.

I'm a Hugger
-Helping Hand
-Heal Pulse
-Waterfall/Aqua Jet
Item:Mental Herb/Leftovers
Ability: Healer
Nature: Careful
EVs: 4 HP/ 252 Def/ 252 Sp. Def

A standard set used in the Unova Only Rules for VGC in 2011. This set is a 2 v 2 set meant solely to assist some sweeper. Helping Hand boosts the power of the attacks the partner uses, and due to Alomomola's weak offenses... it's the partner you'll have to rely on for dealing damage. Heal Pulse, another support move, heals Alomomola's partner. Protect can save Alomomola from damage for a turn, which could heal it a little if your running Leftovers or keep it from getting hit by your partner's attacks like Earthquake. Waterfall or Aqua Jet can either be used, but don't expect to do a lot of damage. In fact, their sole purpose is so if Alomomola gets Taunted, it can still do something. Luckily, Mental Herb will break Alomomola out of a Taunt once.. as well as moves like Attract or Disable. Of Alomomola's two avaliable abilities, Healer works best on this set. It will heal your partner of status which it nice. Hydration is pretty pointless on this set, and Regenerator isn't avalible yet. If you are putting Alomamola on a rain team, then Hydration would be better though.

A Wish From the Heart
Item: Leftovers
Ability: Hydration
Nature: Impish (or at best Careful)
EVs: 252 HP/ 252 Def/ 4 Sp. Def

First off, this guy CANNOT attack.. AT ALL. It's whole point is to attempt to support your team, or at best Toxic some pokémon. Here's the cool thing, with Soak, Alomomola can change the type of the opponent to Water. After doing that to a Steel or Poison type, it is now possible to poison them! It's gimmicky for sure, but man is it fun. The real treat here is Wish. Alomomola can heal so much HP with Wish it's ridiculous. Simply throw up Wish and switch to whoever you want to get healed. Wish will most likely completely heal or mostly heal whatever it is you happen to be using. If Alomomola needs healing, there's Rest. If you combo Alomomola on a Drizzle Team (either with Politoed or Kyogre) or someone who happens to have Rain Dance, it will immediately wake up after using Rest. Awesome. Works really well when battling in tournies that use Unova Only Rules or lesser used pokémon.

There other options I suppose, but I'll admit my experience with Alomomola is limited. Any other input will be greatly appreciated! Simply post a comment below, and be sure to put in a Name if you want any sort of credit for your ideas!


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METZ FLASH 36 AF-5 Olympus Attack

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With this sophisticated model Entry Level, the Metz aims to provide a flasher that is the right solution for most DSLR cameras on the market. Compact, not bulky, the power of this flash is still considerable, and the fields of use can range in a wide range of situations.

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Adventure Travel

Hump Day – Where in the World

Adela Snowboarding Broken Collarbone

It’s Wednesday which means it is Hump Day. What is hump day you may ask yourself? To get a full understanding what it is and why we do it then you have to check out our original Hump Day Wednesday photo.

Basically each Wednesday we post up a picture of something that we have found helps us imagine what we might get up to this weekend. It could be just a relaxing beach, a surfing location, a great snorkelling spot, a destination, well you get the idea.

We want YOU to guess where it is AND tell us why it helps you get over Hump Day to the weekend!

Each week we will choose the winner based on who guesses the correct answer. The winner will be profiled on our site the following week with a Link back to your site! Pretty easy way to earn yourself a back-link if you ask me.

Last weeks winner was no other than my biggest fan – My Mum! She guessed the correct answer was in Jasper, Canada. More specifically it was the frozen Maligne Canyon. Luckily they actually have a website as they own the local Hire Centre in Whangamata back home in New Zealand. If you are up the Coromandel Peninsula then they would love to have you stop by and say hi. I bet they will even cook you some fresh fish and have a typical Kiwi BBQ!

Where In The World This Week?

Snowboarding Broken Collarbone

This photo was taken exactly 2 years ago on just our fourth day of Snowboarding in Canada (we worked there so you should be able to find the answer easy enough on our site if you need help)! Adela and I had separated on one of the runs as it was snowing pretty heavily with loads of fresh white champagne powder. As I came down I noticed a girl sitting in the snow holding her right shoulder. Being the gentlemen I was, I stopped to see if she was okay.

And bugger it all it was Adela!

She managed to snap her collarbone in two and this was the result – 5 Ski Patrollers, 1 Ambulance ride, 1 X-Ray, 3 months off Snowboarding and about $5,000 in costs.

So what we want to know is where was this photo taken? And what memories does it evoke for you to get over Hump Day?

Cole is one half of New Zealand's leading adventure travel blogging couple who have been wearing out their jandals around the world since 2009. He loves any adventure activities and anything to do with the water whether it is Surfing, Diving, Swimming, Snorkeling or just lounging nearby on the beach. You can follow Cole on Google+. Or consider following us via RSS Feed, Twitter, Facebook and subscribe to our Newsletter.

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  1. bronwen burmester

    November 16, 2011 at 10:32 PM

    HIya guys
    I think it is on Jasper Mt but I dont know which run.
    What memories does it invoke…..????…..I have not had much luck on ski slopes due to always being icy and hard when I fell.
    Rather go horse riding, or sit ion the mt cafe with a mulled wine!

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Adventure Travel

Is It Safe to Be Outdoors During a Lightning Storm?

When dealing with outdoor activities what’s better than just clear skies? Sunny weather, a breeze and warm but not too hot temperatures. If the said outdoor activity is being held within the day time, we hope for warm sunshine, and if the time of the activity deems to be in the darker hours, then the aspect of warm sunshine gets replaced with starry atmosphere.

Who doesn’t like the calm of the night and the seemingly scarce starry skies?

In either case, the wish for clear skies remains on that list no matter what. The reason for that is quite understandable: no one wants to be unexpectedly drenched in rain, covered in snow, or worse, struck by lightning.

While the first two experiences are essentially harmless and mostly welcomed in the name of adventure during travels, the third phenomenon can be fatal in most cases. Unfortunately, it is very plausible as well, since the United States itself experiences 100,000 thunderstorms on a yearly basis, around 10,000 of which are classified as severe.

That is why, most outdoor facilities that want to protect their inhabitants and patrons invest in a lightning detection system, which can warn them of upcoming lightning storms and threats.

Being Outdoors During a Thunderstorm is Not Advisable

With these measures being taken to protect lives against lightning storms, you may have already put two and two together to know that it is not safe to be outdoors during a lightning storm, no matter if you are camping by the lake or swimming by the beach during your vacation.

While you can just accept the fact of “being indoors during lightning” only because you are being told to do so, understanding the reasons behind it is what could provide you with the conviction to protect yourself and your loved ones during lightning storms at all costs – especially when the choice you have to make is between spending some more time outdoors at your travel destination or going back to your hotel room.

It Can Be Deadly

From 2007-2017, 328 people lost their lives to lightning strikes, all because they found themselves outdoors during an inopportune time. This is why, according to the Centers for Disease Control and Prevention (CDC), whenever you find yourself amidst an approaching or already landed thunderstorm, it is best to find yourself a shelter to ride out the storm.

In fact, the CDC is so adamant over urging people to seek out any sort of shelter than trying to be adventurous about it that it advises people to get in their car if they cannot find a concrete covered shelter in order to minimize their risks of being struck by lightning.

Putting yourself outdoors during a lightning storm is akin to swimming on a beach that has put out a shark warning. While the deadly fish may or may not attack you, the possibility of it doing so is very apparent. If you do not heed to the warnings and dive into the ocean, and if the shark decides to pay you a visit, the end results would be nothing but severe.

Lightning Storms Are Not Always Detectable Without Help

However, lightning storms cannot always be detected by the human eye and we only often know about them when they are literally over our heads. That is why, the aforementioned lightning detection procedures are important from a safety perspective, as they can warn you about lightning threats in a timely manner and save you the hassle and worry of finding shelter during a thunderstorm.

Keeping this in mind, whenever you are travelling outdoors especially during the months of summer, try to find places that have efficient warning systems such as a lightning detector in place.

And if you find yourself in the midst of a lightning storm anyway:

Go inside.

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Adventure Travel

The Imperial Sand Dunes, an Exciting ATV Destination You Can Visit Within the U.S.

Adventure travel has gradually become one of the most sought after segments of the travel and tourism industry. Why wouldn’t it be? Many people are cooped up in buildings all day poring over excel spreadsheets or going over reports. They want to have some adventure and a lot fun when they travel.

Who can pass a fun and adventurous trip up?

When it comes to adventure travel, not many things can beat ATV (all-terrain vehicle) destinations. The very thought of riding out four-wheelers powered by OEM ATV parts is exciting by itself, and once you actually experience riding an ATV through a sandy desert or a dense green forest, it is simply too enthralling to put into words.

But since not everyone has the luxury of time to travel internationally just to take an ATV ride, many of us miss out on that experience.

Fortunately, for those who are adventurous at heart but busy at life, there are a few ATV adventure destinations located right here in the U.S. At most, you would have to spare a weekend out of your busy schedule, and in return, experience the unmatched thrill that comes with an ATV spin.

And what other location could better demonstrate the best in weekend vacations and ATV rides than the famous Imperial Sand Dunes? While chances are that you must have heard about the area, you can read on for further information on what it can offer you in terms of adventure travel.

Imperial Sand Dunes

The Imperial Sand Dunes, located within the Algodones Dunes, is a large sand dune field that is located near the border that connects the U.S. state of Arizona and the Mexican state of Baja California.

The land is filled with golden sand as far as the eye could see, with the sand itself is sun-kissed and warm for anyone who travels through it. Fortunately, the soft waves of the sand can easily be swirled through an ATV, which is exactly the reason why people flock towards the Imperial Sand Dunes. They want to get a taste of the wild desert rides that the world keeps talking about. While you may have read about ATV mud tires and their off road control quality, taking ATVs for a spin into the desert would be an unmatched experience on its own.

As long as you maintain your decorum as explained by the Bureau of Land Management (BLM), you can enjoy the lands and the sights that they have to offer. You can also camp in the recreational area set aside by the BLM, so going there for a weekend and kicking back to relax while you dabble into ATV riding would be a great idea.

This chance to relax would also give you the opportunity to explore all that you can in person before you check out ATV and motorcycle components at a place like the Honda parts house for your future adventures.

All in all, by experiences provided to people in the past, the Imperial Sand Dunes proves that it has a lot to offer in terms of adventure travel. You just need to have proper planning done to make sure you get some extensive time with these sweet ATVs and the exciting desert backdrop, so you could have great memories of adventure to return home with.

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Adventure Travel

Where To Travel To On Your First Surf Holiday

Since news broke that surfing would make its debut at the 2020 Olympics there has been a lot of interest in this surface water sport. Gone are the days when it was a sport reserved only for the weed smoking beach bums in their floral inspired board shorts. So, if you are feeling extra adventurous and would like to try surfing on your next vacation, we have rounded up the best destinations where you can ride your first wave.

Costa Rica

This populous Central American country is a surfers dream. Whether you are a seasoned pro or a beginner you are bound to catch some neat waves that reach up to 12 feet in height. If you want to take a surfing holiday, Playa Tamarindo is one of the most popular beaches to surf in Costa Rica. Be careful though, as this beach can experience strong rip currents at low tide.

Tamarindo has two main breaks for advanced surfers: Pico Pequeño a rocky point to the right of the Hotel Tamarindo Diriá and the excellent river mouth break across from Cabinas Tsunami called El Estero. The rest of the beach breaks are perfect for beginners.

South Western Nicaragua receives 300+ days offshore wind and constant southern swells which means that this country is a surfer’s dream. The entire pacific coastline in Nicaragua is peppered with amazing surf spots. From the The Boom in Northern Nicaragua to Popoyo in central Nicaragua and then all the way down to Playa Maderas in San Juan Del Sur.

Nicaragua has a wave for every level of surfer and with water temperatures averaging 27 degrees celsius, long surf sessions are always in order. There are plenty of surf camps dotted all over the country and because Nicaragua is still less developed than Costa Rica, prices are a lot lower than it’s southern neighbour. Don’t forget your surf equipment because you are bound to have a blast.

Portugal isn’t just famous for it’s pastèis de natas, this European country also has some of the best surfing spots in the world. Super Tubos situated in Peniche, has been a favourite with locals and tourists alike. The break offers world-class surfing conditions with its hollow powerful waves, and is the site of the MEO Rip Curl Pro Portugal the World Surf League Men’s Championship Tour event.

The Algarve on Portugal’s southern coastline is famed for white sandy beaches and beach breaks. There are a number of great surf spots in the Alrgarve with Sagres being the epicentre of surfing in this region.

Deep in the heart of North Africa there is a fishing vilage called Taghazout. Just north of Agadir. Which comes alive each winter with the sound of pounding pointbreaks and surf banter. It’s a beautiful place with a rich Arabic culture to add  to the magic.

Taghazout is surf, surf and surf.  Taghazout is the premium surfing destination of Morocco with some iconic surf spots, like Anchor Point. Since Anchor point was first put on the surf mpa in the 1970’s, Taghazout has steadily grown to become Morocco’s preeminent surfing destination.

Taghazout now has a plethora of great surf camps to choose from, and all of them mainly cater to beginner and intermediate surfers.

We had to keep the best for last, Bali has been on the top of travellers favourite destinations for a long time which doesn’t come as surprise. Bali has everything from sun, sea and surfing spots aplenty. Our top pick Kuta is if you are looking for a beach and resort area in the south of the island of Bali.

One of Bali’s first tourist developments, it’s best known for its party-centric atmosphere and surfing in the Indian Ocean. Kuta’s long, consistent waves make it a popular surf spot, particularly for beginners, with plenty of outfitters offering board rentals and surf lessons.

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Meet Cole and Adela

Cole and AdelaWe have been wearing out our jandals (Kiwi for flip-flops) on our travel adventures around the world since 2009. We think our blog is thought provoking and a little witty. But we have been proven wrong before. Find out more about us here...

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VIDEO: Four Draft Horses Extract a Semi from Snowbank

Posted in News on January 25, 2016
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When winter strikes, we journalist types like to tell motorists how to keep from getting stuck. We advise fitting winter tires, carrying emergency snow chains, and keeping a bag of kitty litter or sand on hand to help provide traction in case you start slipping. But as this YouTube video from 2011 proves, probably the coolest way to get unstuck is by contracting the help of your neighbor’s team of draft horses.

The circumstances behind the story are a mystery, but it looks like a truck driver’s luck ran out as he was rounding a bend in the road. After sliding into a ditch, a good Samaritan helped pull him out, but instead of using a four-wheel-drive pickup or SUV to yank the big rig, the helpful bystander hitched up his team of horses.

Those massive beasts of burden (can anyone tell us if they’re Clydesdales or some other breed of horse?) stand easily as high as the Peterbilt tractor’s hood. After struggling a bit for some traction on the icy road, they easily pull the truck out and get the driver back on the terra gelida.

While most of the people within Winter Storm Jonas’ clutches have to find other ways of getting around or getting unstuck, if you’re lucky enough to happen upon a team of workhorses, don’t discount them. This video proves they’re pretty adept at helping their mechanical equivalents out of a bind.

Source: YouTube

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Six people hurt in Northside crash

NORTHSIDE, OH (FOX19) - Cincinnati police are investigating a crash that left six people hurt, including a child.

Police say Telon Sheridan, 34, was driving in the 4600 block of Colerain Avenue around 9:30 p.m. Saturday when his car crossed the center line. Sheridan hit an oncoming car driven by Curtis Vance, 38. Sheridan's car was then struck by another vehicle driven by Rena Hogan, 47.

All three drivers suffered minor injuries. Three people in Hogan's vehicle, including a 9-year-old child, were taken to hospitals with serious injuries. All are listed in stable condition. One person in Hogan's car was not hurt.

Police say speed is a factor in the crash.

Copyright 2011 FOX19. All Rights Reserved.


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Post your asset allocation

Post your asset allocation

I’m trying to rebalance now, and I’m finding taxes to be a pretty significant issue. Things are pretty out of whack considering stock market growth and low interest rates, and I’ve basically done all I can with IRAs and 529s to move in the right direction.

And I don’t have enough room to buy to rebalance and get back to the right numbers.

I think I have to bite the bullet already and just sell and take some gains.

Did it. Caused taxable events. Hate it.

If you are rebalancing a Roth/IRA/401k you shouldn’t have any taxable events since it has tax free growth. Are you rebalancing your taxable accounts? I wouldn’t necessarily rabalance with those - I’d adjust for them in your tax advantaged accounts instead and spare yourself the fees/tax burden. Instead, reallocate any new money in a taxable account to help rebalance instead of sell.

Right - I fully agree, and I’ve been rebalancing by using new money and changing tax-fee accounts for years. But now I’m out. My large US and small US are just too far out of whack.

99% of my net worth is in my antiques and art collection. aside from that…

40% real estate
40% business holdings
20% cash (and swing trading)

total estimated net worth $100million+

my art gallery isn’t for sale so essentially i have a million bucks

With portfolio marking skills like that, you should run a hedge fund ;).

There IS no coverage. Go read his posts within the last 24 hours. He’s got like 10 different lives that he is simultaneously living out on here.

Can you point me to some coverage that isn’t you?

well for one, this past emmy awards ceremony. that was all me.

i know paris hilton too.

I’m not sure I understand what you’re saying.

well, people sub-attack me all the time. already dealt with some of that and i’ve only been here a day. likewise, people sub-fan me all the time. people on tv, people in business, lots of people.

pretty obvious if you pay attention.

I’m not sure if you’re referring to me. If so, I’d like you to point out any attack. I’ve been nothing but civil and straightforward.

no not you. but it’s simple physics. if soooo many people hate me, is it that hard to imagine soooo many of the opposite adore me?

Any chance of resurrecting this thread, or is this the way this forum will work?

Why not!

Right now most of my net worth (50%) is in my primary residence. I own it outright and am looking at a HELOC to hedge my risk.

Another 25% is in cash between 5 different banks mostly chasing interest rates.

The other 20% is in brokerage, a ROTH IRA and 529 accounts. I have no idea how to “invest” in the stock market so I just bought target date retirement funds at Vanguard, and set the 529 accounts to an aggressive investment strategy.

The last 5% is in radically varying accounts. I have money in a Robinhood account, some parked in Kiva Loans, some LendingClub, you get the idea.

I don’t really have any major concerns about how my worth is allocated although if I can get a 90% LTV HELOC I will absolutely do that. If tomorrow my residence is worth 50% less, I would like to have the option of walking away with a wheelbarrow of money and letting the bank eat the loss.

good man! owning it outright. i hate you a little less

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OGZPY 15.35%
Silver futures 13.08%
Gold futures 22.87%
AMD 10.35%
MU 9.27%
SINA 6.42%
YY 5.02%
ESPR 4.88%
YNDX 5.02%
DAC 3.85%
FLKR 3.34%
CPA 3.03%
CPLP 2.48%
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HAIR 2.30%
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NPSNY 1.67%
PCB 1.52%
WRK 1.52%
SBRA 1.47%
TGLS 1.29%
SBRCY 1.28%
WTW 1.19%
GASS 1.09%
MYND 1.01%
F 0.90%
BABA 0.90%
CBLK 0.84%
VNTR 0.79%
VALE 0.68%
STG 0.44%

As someone who rents in a very high cost of living location, what bothers me most about discussion of asset allocation (and what makes the discussion useless to me) is that real estate is typically ignored.

Unfortunately, in VHCOL areas, real estate is something like 1-2 million or comes with a lot of debt. So if I am 80-20 as a renter - another person with 1 million in real estate who says they are 80-20 might be actually something like 40-10-60 with stocks only being 40% of their entire portfolio. So taking their advice on asset allocation would be misleading.

So if I am 80-20 as a renter - another person with 1 million in real estate who says they are 80-20 might be actually something like 40-10-60 with stocks only being 40% of their entire portfolio.

If they’ve got $500k in stocks/bonds at 80/20 and a $1M home with a $700k mortgage, their net worth is $800k and their AA is

50% stock ($400k)
125% real estate ($1M)
-75% bonds, ie net debt ($100k bonds less $700k mortgage)

I’m not going to be the someone to tell you not to use margin / leverage, but you want be aware of what you’re doing and the risks you’re taking. Also, it’s probaby worth carefully thinking if it makes sense to be long bonds and owe on a mortgage, instead of just paying down the mortgage instead of holding those bonds that presumably pay less. Yes, the mortgage has some positive optionality but I’m not sure if the math works.

25% real estate
25% T-Bills
25% iBonds
25% Costco


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Implementing the payroll case study

PPPAt Infi we’re trying to create an environment of continuous learning. One of the things we do is do a period of studying with your co-workers once every year. The subject can be anything related to software development, and this year we chose to study Uncle Bob Martin’s excellent book Agile Software Development, Principles, Patterns, and Practices.

One of the sections in the book is The Payroll Case Study, which details the development of a fictional payroll application. During the case study we learn how to apply the principles and patterns in practice, and we learn about the various trade-offs that need to be made. Since this specific domain is closest to the ones we usually deal with (business oriented domains), it’s actually quite a good example to explain some of the things we run in to on a day-to-day basis. Therefore, I decided to implement this study as a baseline example for future blogs. I also implemented the various packaging schemes and used NDepend to create abstractness vs instability diagram, which are pretty cool 🙂

I put the code on github, so check it out! I also welcome you to create pull requests 🙂


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Savory Delivery Bear on Bike Salt and Pepper Shaker Figurine

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Savory Delivery Bear on Bike Salt and Pepper Shaker Figurine

This bear is peddling a three wheeled delivery bike holding the salt and pepper shakers. The bike and wheels are made from mettal. Shakers are glass with metal screw on lids. Hand painted and crafted by professional artists to present life like character. Made of resin, metal and glass. Colors may vary slightly.

Approx 5”H x 7.5”W x 2.5”D

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Throughout the day today, November 23rd, you can play the #BlackFriday Competition without having to spend any energy. Take advantage of this to get as many points as you can!

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Congratulations to the managers of the @celtics franchise for the victory in the second week #NBAGMSummer Twitter Contest! Good luck everyone for next week!

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Friday, June 19, 2009

Except for Scorpions, Florida Is Fun

APL and I just returned from a family vacation with my dad’s side of the family. My uncle has a house on St. George Island, which is off the panhandle of Florida, and my family gathers there for vacation/family reunion every couple of years. This year we got to see my dad, my uncle (obviously, as it is his house), two aunts (my dad’s two sisters), my sister, my brother, and my brother’s girlfriend.

Before we went down to the island we went to a show at this tiny blues club near Tallahassee. It was down a dark dirt road under a huge tree with Spanish moss all over it. It was a Deep South cultural experience, especially when the old black man with one tooth on the bottom who worked at the bar outside by the bonfire asked me to dance. Obviously I danced with him. The whole family had a lot of fun.

After we got down to the island we had another Deep South cultural experience: the annual St. George Island Mullet Toss. While a mullet is an attractive hairstyle (of which we certainly saw a few) it is also a fish. A “mullet toss” is a competition in which the participants literally attempt to throw a fish as far as possible. We saw two categories of competition. One was regular burly beefcakes literally hurling fish as far as they could. The other was the “mechanical” category, in which teams created huge cannons out of pvc pipe, propelled by aquanet hairspray, to launch the mullets as far as possible. It was pretty epic.

After our southern excitement, we spent the rest of the vacation relaxing. We sat in plastic chairs in the surf, swam in the Gulf, played with my uncle’s adorable dog Jake, paddled on the sea kayak, flew a kite, and drank beer. Ok, obviously I didn’t drink beer because clearly there’s no such thing as sorghum beer in the South. I drank rum. And sangria. Actually, the whole family drank a lot of sangria. In the evenings we would sit on the porch, watch movies, play poker, fruitlessly attempt to beat my uncle at scrabble, eat home-cooked meals, and drink.

After four paragraphs of description of my vacation with no mention of scorpions, you are probably wondering about the title of this post and the picture. Turns out I have really bad luck with wildlife on St. George Island. Last time we were there I got stung by a jellyfish. It left a huge red gash across my belly that took months to fade and my little brother peed on me. Ok, technically he peed in a bottle and poured it on me since we’ve all heard that pee helps with jellyfish stings. And everyone always asks me: did it help? Honestly? I have no idea. That sting really hurt. Who knows if it would have hurt more sans pee?

But back to the scorpion. Aside from my uncle’s bedroom, there is only one other bedroom in his house. That bedroom has a queen bed in it. Otherwise there is a bunkroom under the house with four bunks, a pull out couch, and a lot of air mattresses. This time my dad insisted that APL and I take the bedroom and that he would sleep on the couch. He wanted to make sure I got a good night sleep. Since I got diagnosed, my dad sometimes treats me a bit like an invalid. Though I know his actions are out of love and concern, it can sometimes be frustrating. But, in some instances, I really appreciate it (a) because sometimes I wish more people recognized how much I am struggling and (b) because I actually really do need to get a good night sleep to feel better.

However, our first night on the island I got anything but a good nights sleep. We all went to bed late. Then I was reading in bed. APL had fallen asleep. I turned out the light and was trying to get comfortable when I felt a sharp pain in one of my legs. I turned the light back on, thinking I would find some kind of sticker or burr in the bed. I found nothing. I thought maybe I had scratched at my mosquito bites too hard and that’s why my leg stung. But as soon as I turned the light back out and lay down I felt the same sharp pain on the side of my arm. At that point I jumped out of bed, woke APL up, and we got a glimpse a scorpion scurrying across the bed!

While APL tried to find something to kill or trap the scorpion (he figured we might need to know what kind it was when we took me to the hospital) I ran to wake up my dad. He was sound asleep, so I shook him gently and said: “Daddy, there’s a scorpion in our bed and it stung me twice.” To which he replied “WHAAAT?” and leaped directly from sleep into a standing position. After getting me ice to hold on my wounds, my dad and APL hunted the scorpion. It was 3am but they tore the bedroom apart, flipping the mattress, pulling books of the bottom shelf, dragging stuff out of closets. They never found that scorpion.

Luckily for everyone involved, we didn’t end up having to go to the hospital. APL consulted his trusty iPhone and discovered that scorpions in Florida didn’t have life threatening stings. And I didn’t end up swelling or feeling gross or having much of a reaction. But man did those stings hurt!!! With my track record, next time we go down there I better watch out for stingrays and snakes!

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Posted on by Cameron Tewson

Breakfast at The Mondrian London. It’s day three of London Collections : Men and one hell of a schedule it is. Firstly its Coffee, a quick flick through The Sunday Times Style and then JW Anderson at 10am.

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About Cameron Tewson

Celebrating five years online,, founded by Cameron Tewson in 2012, is an online media outlet which consists of his musings, thoughts and observations within the fashion industry; editing from both front row and backstage at shows across the globe. With an ever growing following from around the world, Cameron and his work on has been named one of the top ten bloggers in the world. Cameron and has previously consulted and worked for brands as well as global organisations which only adds to the depth, style and insider knowledge., is the number one destination for all things luxury including travel from Summer 2017. View all posts by Cameron Tewson →


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Home / Columnists/ How can Sri Lanka gain from Asia’s ‘noodle bowl’ of regional infrastructure?

How can Sri Lanka gain from Asia’s ‘noodle bowl’ of regional infrastructure?

Comments / {{hitsCtrl.values.hits}} Views / Wednesday, 18 October 2017 00:00

China’s Belt and Road Initiative (BRI) – a web of intercontinental road, rail and port links – is a hot topic in Sri Lanka. The debate has focused on the implications of the Hambantota Port and the Colombo International Financial City for maritime security in the Indian Ocean.

Yet the BRI is only one of many initiatives for infrastructure financing that are criss-crossing Asia looking for new markets. Sri Lanka’s development priority is to identify the various initiatives, cleverly manage their risks, and use them to build the domestic infrastructure needed to create a vibrant economic hub in the Indian Ocean.

Mega-regional initiatives

Asia’s global economic rise over recent decades underlines the economic case for investing in regional infrastructure, which has traditionally linked two countries for trade-led development.

The India-Bangladesh Electrical Grid Interconnection project and the Dushanbe-Uzbekistan regional road in Central Asia are classic examples. Another on the potential drawing board is the so-called ‘Hanuman Bridge’ that may one day link Sri Lanka with South India, if political conditions are right.

There is little doubt that such cross-border projects have contributed to Asia’s economic development, by stimulating flows of goods, services, investment, and people across the borders of neighbouring countries. By improving connectivity, they have also fostered regional peace and cooperation among the region’s small and large countries alike. Safeguards and public policies have been pursued to reduce negative effects from such projects; including displaced people, environmental degradation, and crime.

Asia’s enormous gap of infrastructure financing – reflecting excess demand for regional infrastructure investment and an inadequate supply of infrastructure finance – has also led to several competing ‘mega-regional’ infrastructure initiatives. Being much more ambitious and complex than two-country regional infrastructure projects, these large initiatives will have significant implications for Sri Lanka.

These initiatives are led by Asia’s rising powers, with motives ranging from philanthropic support to develop poorer countries, to narrowly promoting business interests of the state-owned and private national firms of the rising powers.

Key infrastructure projects in the region are: (i) China’s BRI, financed in part by $100 billion in commitments from the Asian Infrastructure Investment Bank, a $40 billion Silk Road Fund, and additional pledges of $129 billion made by President Xi at the Belt and Road Forum in 2017; (ii) Japan’s $100 billion Partnership for Quality Infrastructure; and (iii) ASEAN’s Master Plan for Connectivity, financed through the $500 million ASEAN Infrastructure Fund.

Financial commitments, although not yet determined, are also likely to be significant for the Asia-Africa Growth Corridor, led by India and Japan; the South Korea’s EurAsia Initiative; and Russia’s Trans-Eurasian Belt Development. The EU investment plan, on the other hand, raised $136 billion in investments last year; Asia could potentially benefit from this initiative in the long run.

As Asia’s mega-regional infrastructure initiatives are still in the initial stages of development, information about them is lacking. Some seem better designed than others; with deep project management, high quality engineering solutions, strong buy-in from recipients, and sizeable financial commitments. As good management, engineering, and donor practices spread, laggard initiatives may well emulate their predecessors; a coherent and transparent architecture of mega-regional infrastructure initiatives might one day emerge in Asia.

Emerging risks

Aside from an information deficit, multiple and overlapping initiatives in Asia also risk creating a “noodle bowl” phenomenon. The “noodle bowl” effect, which is more typically associated with free trade agreements (FTAs), refers to a situation in which a growing number of overlapping arrangements generate increasingly complex rules and higher transaction costs for countries and business.

Clearly, there are many shared attributes, as well as differences, between the regional infrastructure initiatives. There are commonalities and differences in their vision, ambition, time horizons, financial commitments, co-financing approaches, and implementation strategies.

Presently, Sri Lanka has limited exposure to mega-regional infrastructure initiatives. The Hambantota Port and the Colombo International Financial City have placed Sri Lanka on the BRI’s map. The upcoming project to develop the Trincomalee city and port is likely to be supported by Japan’s Partnership for Quality Infrastructure, as well as by Singapore and India. Others may try to envelop Sri Lanka in their initiatives once the country’s growth picks up beyond the expected 4.5% for 2017.

The threat of an entangled “noodle bowl” of mega-regional infrastructure initiatives may be exacerbated by three factors.

First, scarce finance may be packaged in a complex and potentially way that could make the noodle bowl effect more pronounced.

Asia needs an estimated $2.5 trillion for infrastructure development between 2016-2030, yet it has limited financial commitments of some $400 billion. Recipients and donors want to stretch these limited funds through innovative financial means; such as by co-financing regional projects with development agencies, state guarantees to incentivise private investors, fully-fledged public private partnerships (PPPs), re-packing of various financing instruments, and crowdfunding. Governments will also need to increase spending for regional infrastructure projects in cash-strapped national budgets.

Indeed, a bewildering array of partnerships and instruments will likely make infrastructure financing more difficult to fathom and to coordinate among the various actors.

Second, mega-regional infrastructure initiatives will likely create winners and losers.

Winners arise when initiatives (i) reinforce comparative advantage reflected in trade and foreign direct investment patterns in Asia, to avoid the risk of “building ports and airports to nowhere”; (ii) are backed by open regionalism initiatives and domestic structural reforms; (iii) incorporate adequate safeguards (e.g. for the environment and resettlement) in formulating projects; and (iv) coordinate among themselves in key areas such as planning, project formulation, procurement practices, financing, and implementation.

Losers from initiatives are hard to predict, as the devil is in the detail for specific projects. Landlocked countries like Nepal, or island states like the Maldives, that are excluded from mega-regional infrastructure initiatives, may be marginalised. The same might apply to distant provinces within countries like Sri Lanka’s hill country, or the north. Some transport routes – either land or maritime transport, for instance – and some workers, such as port workers, may also fail to benefit from efficiency-seeking PPPs.

Ironically, the quest to maximise the benefits of mega-regional infrastructure measures could contribute to the “noodle bowl”. Asian countries should collectively adopt offsetting measures in order to avoid this outcome and mitigate the negative effects of such initiatives. Creating Asian variants of the EU’s regional development funds would address regional development imbalance; these funds are best established under the framework of sub-regional cooperation bodies like ASEAN or BIMSTEC.

Third, mega-regional infrastructure initiatives may pose risks to the debt sustainability, governance, and transparency of participating countries.

Developing countries, with weaker financial capacity and governance, may be more susceptible than richer countries to these risks, and may find that their implementation capacity is overstretched. Some label Sri Lanka – with a total public debt to GDP ratio about 80% in 2016 – as a case of a debt-fuelled, infrastructure strategy.

Sri Lanka’s strategy

As more initiatives are established, the likelihood of Asian “noodle bowl” risks increase. Prudent debt management, a strong anti-corruption policy, and capacity building on infrastructure financing help mitigate these risks and realise opportunities in Sri Lanka.

Additionally, Sri Lanka should formulate a national infrastructure development plan to meet its aspiration of becoming an upper middle-income country by 2025 with a targeted per capita income of $ 5,000. Detailing the projects listed in the Government’s recent Vision 2025 document with financing proposals might be the core of this plan. Carefully comparing the financing terms of the plethora of mega-regional infrastructure initiatives with alternatives is another useful step. Blending grant finance with concessionary loan financing would be ideal.

Embedding the financing from mega-regional infrastructure initiatives in on-going IMF/World Bank stabilisation/reform programmes is a difficult but necessary task for infrastructure policy coordination. Finally, in view of the long gestation period of infrastructure projects, initiating a dialogue on infrastructure financing among political parties will help minimise duplication and risks.

The rising powers deserve praise for attempting to solve Asia’s large infrastructure financing problem with mega-regional initiatives. Nevertheless, more thought and time is needed to ensure that these infrastructure initiatives support Sri Lanka’s dream of becoming an Indian Ocean hub.

[Ganeshan Wignaraja is the Chair of the Global Economy Programme at the Lakshman Kadirgamar Institute of International Relations and Strategic Studies (LKI) in Colombo. The opinions expressed in this article are the author’s own. They are not the institutional views of the LKI and do not necessarily represent or reflect the position of any other institution or individual with which the author is affiliated.]

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Bailey Bartlett

Bailey joined us in mid 2016 and has settled in very well as a member of the team. As an ‘army child’ Bailey was used to moving and meeting new people (8 schools in various states around Australia!) and, as such, had no problem fitting in at GAH. She previously held down the head nurse position in a busy Adelaide practice and comes to us with a wealth of experience. For us, it’s wonderful to have someone with Bailey’s ability and people skills and she is a wonderful addition to the group. When the position of hospital co-ordinator became available (due to an enforced maternity leave absence!), Bailey was a natural choice for us to fill the role.

At home, Bailey and partner Jason have 2 young children – Jacob and Emily. They also have a Shiba Inu dog named Kik, a lorikeet named Googii and a cat named Obi. Bailey has an unusual (to me, at least) hobby of creating hairbows and several of our patients left the hospital over Xmas adorned with her artwork! She and Jason also love fishing and spend weekends, where possible, on the Yorke Peninsula with the children.

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Condition: New
After-sales Service Provided: Yes
Production capacity: 5T, 10T, 20T, 30T, 40T,50T,60T,80T,100T,150T,200T,220T,
Type: Grain processing machine
Color: Customized

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