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Prime Insurance Agency Blog

All You Ever Wanted to Know About Insurance

The Basics on Motor Home Insurance Coverage

Motor Homes and Insurance

Motor homes are designed with cooking and sleeping areas to provide the traveling motorist with a home on wheels.

As for insurance, the related physical damage coverage expands to include fixtures and equipment that has been permanently installed, as well as the personal belongings that are stored within.

A Motor Home Insurance package includes:

  • Bodily damage coverage
  • Property damage liability coverage
  • Medical payments coverage
  • Comprehensive and collision auto coverage
  • Uninsured motorist protection
  • Vacation expense allowance coverage

Motor Home Rental Insurance

Businesses that rent out motor homes for weekends, trips and tours, family vacations, or commercial need a special dealers’ insurance policy. Coverage applies to the motor home during the time it is rented to other parties. The dealer passes the cost of coverage onto the customers’ fees.

Commercial Motor Homes or Travel Trailers Insurance

Industries that use a commercial motor home or travel trailer include:

  • Race car drivers
  • Musicians and other entertainers
  • Film producers
  • Catalogue salespeople
  • Claims adjustors
  • Companies participating in exhibitions
  • Others

Related insurance is difficult to place and is viewed as a specialty coverage.

For more on motor home insurance, speak to an experienced independent insurance agency.

PRIME Insurance is an A++-rated agency that has won wide recognition from the industry, as well as the thousands of satisfied customers that we service with excellence. Winner of prestigious awards and appointed to do business with scores of the leading carriers, such as ASSURANT, GUARD, Liberty Mutual, Peerless, MiddleOak, Safeco, UPC, TRAVELERS, ZURICH and more, PRIME shops its broad network to bring you excellent policies at competitively lowest quotes. Find us RIGHT HERE, or contact us at 732-400-5242 or Prime [at] primeins [dot] com

Summary: PRIME Insurance focuses on motor home insurance in this general guide.

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Luxury 1 Bed with Hudson River & NYC Skyline Views

1125 Maxwell Lane #709 Hoboken, New Jersey, 07030

PRIME ID: 20254

Parking : Attached, Garage, 1 Car
Laundry : In Home
Pets Allowed : Yes
Heating/Cooling : AC Central, Hot Water, Heat Pump
Appliances Included : Microwave, Refrigerator, Dishwasher, Disposal, Washer/Dryer, Oven/Range Gas
Amenities : Hardwood Floors
View : City, Water
Property Type : Residential Rental

Common Amenities : Community Room, Doorman, Elevator, Exercise Room, Health Club, Pool, Security, Shops on Premises, Wash/Dry Room, Play Area
Area Features : Near Shopping, Near Bus, Near Parks, Near Schools

First Name *
Last Name
Email *
Phone *
Best Way to Contact
Listing Agent

Danoly Guzman

Category Rent
Type Residential Rental
Style Multi-Level
Split Level
Price $3,700
Approx. SF 895
Bedrooms 1
Bathrooms 1
MLS # 170017677
Status Rented

Enjoy Hudson River & NYC skyline views from your sofa & bedside in this immaculately maintained 895 square foot 1 bedroom & 1.5 bath luxury home.  Light hardwood & tile floors are contrasted by custom espresso cabinets in both the kitchen & spa-inspired master bath.  Kitchen & bathrooms are finished with premium solid countertops.  The large bedroom easily accommodates a king-sized bed plus the California closet organizers maximize storage. Custom window treatments frame your easily enjoyed water & city views.  Community features 24 hour concierge, 2 gyms, 2 pools, community room with direct NYC views, landscaped rooftop gardens with BBQ's, TV, and fireplace. A commuter's dream with the NY Waterway Ferry just around the corner and a private shuttle to the PATH train.  Available Now.  Includes parking but also available without the parking space.

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Economics 101 — Becoming a Myth

Alan Greenspan’s mystique has been thoroughly demystified in the aftermath of the crash of 2008. That has not stopped him from offering more opinions. The other day, he opined that advancing equity markets would do so much more for the U.S. economy than dumping any more government stimulus into the already bursting with paper money financial systems. Well, duh! Of course, if equity markets were healthy and performing well, investors would return to them in droves and, in turn, indisputably boost overall confidence. No government can accomplish that without seriously rewriting the country’s income tax laws.

But how does Alan Greenspan recommend the boost be given to equity markets? Well, he is advocating higher taxes, even when the U.S. economy is one gearshift away from going in reverse. According to Greenspan, “There are risks, but our choice is not between good and bad, it’s between terrible and worse.” And this from the “smartest man in the room,” who in no uncertain terms is responsible for making things not just worse, but absolutely terrible when, during his reign as the Fed chairman, he supported insane tax cuts peddled by the Bush Administration. Yet, he chose a fine hour three years later to say that tax cuts are no longer sustainable and that the U.S. economy needs tax increases, not more stimulus!

Then again, how can we blame Greenspan? In a way, we have all created him, praising him for his role in the booms of the 1990s and early 2000s and for telling us only what we wanted to hear, and then blaming him for all the evils unleashed when the smelly stuff hit the fan in 2007. If nothing else, Greenspan only stuck to the guns of any traditional economist, firmly believing that the market is inherently stable, that most of the time it behaves rationally and even more often that it operates efficiently, provided the market is left to its own devices.

On the other hand, how can we not but vilify Greenspan for believing what is now turning out to be nothing but a pretty myth, in which not even the theory of supply and demand can bear scientific scrutiny any longer? He was the guy who was supposed to know. He was the country’s central banker for years. He was the country’s lead economist. He should have known that the math would not hold because the world has changed irrevocably and that the market is not some mythical creature that exists in a vacuum. There is no invisible hand that will make the things work out in the end. He should have known the risks and incorporated them in his policies long before all hell broke loose. That was his job and his responsibility.

Perhaps this is why behavioral economics has gained momentum in the past two years, having long argued that the market is none of the things Greenspan had believed; i.e. stable and efficient. Instead, behavioral economists are viewing the market as a living organism of sorts, as a complex being, employing complex, non-linear relationships, and weaving large, complex networks. Some behavioral economists are comparing new economic models to defining a tumor through a mathematical proof.

In other words, economists today will have to re-learn everything. They will need new tools to deal with new realities and they will need to shed Economics 101 as a theory that has morphed over time into an ideology, rather than developed as a science. It is a dead myth, its theories largely dating from the 19th century, believed to be founded on a solid and unchanging structure. Well, the structure has collapsed and it has been shattered into millions of pieces that no one — including and particularly not someone like Alan Greenspan — can put back together again.


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Formal Living Room Chandeliers

One of the things a large number of folks don’t realize about Formal Living Room Chandeliers is merely the amount of choices you can find and the amount of different qualities of crystals exist. Grades or qualities of crystal can range from people who are at the quality of diamonds to people who are basic glass however are still very beautiful. Prices usually rise as the excellence of the crystals increases to ensure that those chandeliers made with the top crystals are likely to be much more expensive. One must above all possess a set budget in your mind to ensure that they will know just how much can be a comfortable add up to spend on purchasing Formal Living Room Chandeliers for their home. While a good Formal Living Room Chandeliers will appear lovely, those of discerning taste may want to contain the top quality Formal Living Room Chandeliers of their homes. For a special touch which is likely to impress, the majority are now looking at the high quality and breathtaking attractiveness of rock crystal.

Once the grade of the crystal may be chosen from the buyer, the next step is to consider style, design, general shape and in many cases the size of the Formal Living Room Chandeliers that is to be purchased. The massive amount designs in the most intricate and truly fancy designs to more utilitarian and practical lighting fixture can seem to be dizzying to a new buyer. Size will be as varied as style; small or large things, more intimate Formal Living Room Chandeliers and nearly every size involving can be purchased. One should obtain a firm thought of where the chandelier will hang and what it is true purpose will be before they tries to speak to a lighting professional as well as to buy online for a new lighting fixture.

Modern Formal Living Room Chandeliers generally use electric lighting so that you can show off the attractiveness of the fine crystals, using the beautiful colors in the refracted light as well as the stunning ability of the glass to reflect light in beautiful patterns throughout the room. One may want to try a much more classic method of the lighting. A candle chandelier may be fashioned in either an up to date or maybe more classical style. However, the light emanates from candles which are manually lit. One must bear in mind that while this is one of the most classy approaches to light a place, the candle chandelier is not left unattended and candles must be snuffed prior to going a place. If one can live with the requirement to keep a watchful eye on the candles then these Formal Living Room Chandeliers will be a perfect addition for your home.

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Apartment for Sale in Mesayitonia

« More properties for sale in Mesayitonia

€123,000 EUR

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PureFX Foreign Exchange

Ref 2250048 | Mesayitonia, Limassol | 1 Bed Apartment

Currency services provided by PureFX 123,000 EUR  |  Approx.£105,915 GBP  |  Approx. US$131,635 USD
Mesayitonia, Mesayitonia, Limassol
  • Type: Apartment
  • Location: Mesayitonia
  • Province: Limassol
  • Country: Cyprus
  • Bedrooms: 1
  • Bathrooms: 1

One bedroom apartment with extra one room for sale on the second floor of a small building located in a premium residential location in Mesa Geitonia with easy access to the highway, city center and the seaside avenue. Title deeds are available and the apartment is free from any bank restrictions. Other facilities include: covered parking, roof BBQ area and storage space. Furniture and appliances are also included.

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Taught course

Mechanical Engineering

University of South Wales · University of South Wales

Entry requirements

A minimum 2:2 Honours degree in mechanical engineering, although related engineering disciplines may be considered. The course welcomes international applicants and requires an English level of IELTS 6.5 or equivalent.

Months of entry

September, February

Course content

There is strong demand for high-quality engineers with a postgraduate qualification in mechanical engineering and a good range of skills. This MSc Mechanical Engineering has been designed to help you achieve Chartered Engineer (CEng) status and will develop the technical and non-technical skills needed to succeed in this industry.

The range of modules will enhance the depth of your knowledge, while developing the skills to manage people and projects. You will use state-of-the-art engineering analysis software, and employ appropriate analytical and computer-based techniques. Additionally, you will gain an awareness of wider issues such as environmental management and safety. Your dissertation will allow you to research a specific topic, based on real issues that organisations face. Staff are active in research and/or consultancy, which brings relevant case studies and context to the subjects you will study.

For more information on the course, teaching and career prospects please see the website.

Information for international students

The course welcomes international applicants and requires an English language level of IELTS 6.5 or equivalent.

Fees and funding

For full funding information please see the website.

Qualification and course duration

full time
12 months

Course contact details

Enquiries & Admissions
03455 76 77 78


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D-Sub Connectors

Accessories for D-Sub connectors

Twisted crimp contacts, EMV protective caps with screw locks or hexagonal threaded bolts and threaded screw are included in the accessories range of the PROVERTHA D-Sub connector series.

The right accessories for the optimal performance

The high-quality of our products also applies to the D-Sub connector accessories. Our range includes high-quality single components, from twisted crimp contacts to strain relief clamps – suitable for every application with extremely high requirements.

* incl. VAT, plus shipping


text:
03:44 Mar 31, 2018
Korean to English translations [PRO]
Medical - Medical (general)
Korean term or phrase: 야기
The term "야기" appears in a test report (skin reactivity) on a medical device, e.g., "유도일 및 야기일," "야기 투여후", "감작야기," etc. I can't get "cause" to work in any of those phrases and wonder what I'm missing.
Edwin Mize
United States
Local time: 11:00

Summary of answers provided
4 +1onset
Kwang Park, PhD
Steven S. Bammel

9 mins   confidence: Answerer confidence 4/5Answerer confidence 4/5

I'm not certain what the best medical term is, but 야기 would refer to the exhibiting of symptoms (in this case, a skin reaction). So, 야기일 would be something like "outbreak date" or "reaction date". 야기 투여후 sounds like a reference to a certain point in time after administering the agent for the purpose of inducing a reaction. 감작야기 would be a reduced reaction, and 유도일 would be the date on which a reaction was induced. I guess the actual reaction though could come a certain number of days later (which would then be the 야기일).

Steven S. Bammel
United States
Local time: 10:00
Works in field
Native speaker of: Native in EnglishEnglish
Login to enter a peer comment (or grade)

13 mins   confidence: Answerer confidence 4/5Answerer confidence 4/5 peer agreement (net): +1

this word generally means 'cause' so 'onset' is appropriate in the given contest.

Kwang Park, PhD
United States
Local time: 08:00
Native speaker of: Native in KoreanKorean

Peer comments on this answer (and responses from the answerer)
agree  Steven S. Bammel: Yes, "onset" is a better word.
1 day 3 mins
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A strong finish starts with a great plan.

The Beginning:

A starting point.  Whether we are training for a race or working towards a financial goal it all has to start somewhere.  Ask a triathlete which leg of the race they dread and many will choose the swim.  Ask a runner or cyclist what part of the race they dislike and many will say "the start".  You can't finish a triathlon, marathon, or other race if you don't start one just like you can't reach your financial goals unless you start working towards them.  A report from GoBankingRates found that over 40 percent of Americans have less than $10,000 saved for retirement.  Are you ready to get started?

The Transition:

A passage from one state or stage to another.  One of the major transitions in our life is turning a job into a career.  Now we have moved from the state of "barely surviving" to thriving.  Thus we enter the stage of wealth accumulation.  We can't practice this transition like triathletes practice ending their swim and moving onto the bike, but we can work with a Financial Advisor who can guide us around any obstacles in our way.

You can keep going and your legs might hurt for a week, or you can quit and your mind will hurt for a lifetime.

Mark Allen

The bike stage (Saving):

We can help maximize the performance of your "bike" by improving cash flow, maximizing returns, minimizing risk, maxing retirement plan contributions, analyzing insurance needs, paying down debt and more.  But, in the end, you have to enjoy the ride.  There is no "one size fits all" plan.  Let us create a personal plan tailored to fit your needs and goals.

Transitioning off the bike stage (Retirement):

Transitioning off the bike and into the run (aka into retirement) is no easy task.  You have been in a groove on the bike (working) for so long that you would prefer to keep riding all the way to the finish line.  All you thought of the whole bike ride was how nice it will be once you can get off the bike (stop working) and just settle in for the run (retirement).  But, you get off the bike and your legs feel like jelly.  You start to second guess yourself and you're not sure if you are physically (financially) or emotionally (emotionally) ready to start running (retire) yet.  Not to worry.  Your individualized training plan will prepare you for this transition and you will have the tools and the confidence you need to conquer this stage of your life (retirement).

The Finish

What does a successful finish look like to you?  Is your goal to beat a certain time, set a new PR, or finish with a friend?  What does a successful career and retirement look like to you?  Do you want to be like the 40% of Americans who have less than $10,000 saved for Retirement (never start the race) or would you prefer to start training to achieve financial independence?   Not sure how to get there?  We've got you covered.

As an athlete, you stick to a training plan for your races, log the miles day in and day out, make sacrifices to reach your goals, buy the right training equipment, overcome obstacles along the way, run a tune-up race to make sure you are prepared for the race, and then put it all together for that once-in-a-lifetime finish!  Now, let us help you design your Peak Financial Training Plan.

My Story & Experience

ABOUT: I am a Financial Advisor, Coach, and Endurance Athlete and I approach life with determination, perseverance, and passion. To me, there is nothing more rewarding than helping others achieve their goals.

EXPERIENCE  As a CERTIFIED FINANCIAL PLANNER™ with a background in business and 20 years of experience in Financial Services, I have a thorough understanding of finances and what it takes to help you succeed.  Whether you are starting your career or planning for retirement, I can help you with Student Loans, Debt, Investing, Planning for College, Insurance, Credit Score, Budgeting, Funding your Retirement and more.

About Patrick Logue

Patrick Logue, CFP® professional, is a fee-only Financial Advisor and founder of Prudent Financial Planning LLC. He specializes in College Planning and Retirement Planning.  Pat is a member of the Financial Planning Association (FPA), National Association of Personal Financial Advisors (NAPFA), Fee-Only Network (FON), and National College Advocacy Group (NCAG).  With 20 years of experience in financial services, he is intimately familiar with Retirement Planning, Student Loans, College Planning, Investments, Tax Planning, and Charitable Giving Strategies.  Pat enjoys competing in endurance sports.  He has competed in numerous 5k's, 10k's, half-marathons, 2 marathons, dozens of triathlons from Sprint distance up to Half-Ironman, completed 2 Tough Mudders, 1 Muddy Buddy, a 60-mile running relay race, a 150-mile bike trek, cycling criteriums, and more.  In addition to training for races, Pat enjoys hiking, running, biking, swimming, coaching, and spending time with his wife, Erin, and their 2 children.

Watch the short video below to see how we leverage technology to create your custom financial plan and help you achieve your goals.


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Antidepressants Modestly Help Kids with Disruptive Mood Disorder

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Antidepressants may curb irritability in youth with disruptive mood dysregulation disorder
Antidepressants may curb irritability in youth with disruptive mood dysregulation disorder

TORONTO — Antidepressants may provide a small to moderate benefit in improving irritability, disruptive behaviors, and aggression in adolescent patients, results of a poster presented at the American Psychiatric Association Annual Meeting indicate.

“The absence of a diagnostic profile to describe irritability prior to disruptive mood dysregulation disorder (DMDD) in DSM-5 has curtailed specific estimates of the prevalence and treatment of irritability,” explained Khrista Boylan, MD, of McMaster University in Hamilton, Canada, and colleagues.

To evaluate the efficacy of antidepressants for the treatment of irritability, aggression, and disruptive behaviors in children, the investigators culled data from 11 studies. Only two uncontrolled studied assessed the outcome of irritability. One study involved children with ‘difficult temperament' exposed to various selective serotonin reuptake inhibitors (SSRIs). The other involved aggressive adolescents exposed to citalopram. Both studies reported significant improvements in irritability after treatment, according to the researchers.

The most robust evidence came from three clinical trials of antidepressant or cognitive-behavioral therapy (CBT) treatment for depression which identified small effect sizes for antidepressant exposure on secondary behavior outcomes.

The scientists reported several limitations on their research. Most studies evaluated irritability as a secondary outcome, a lack of consistency in outcome scales, and a predominately male cohort of patients.

“This review has identified evidence of small to moderate benefit of antidepressant medication for outcomes of irritability, disruptive behaviors and aggression in youth,” concluded the investigators.

“Given the burgeoning literature regarding the place of irritability as a core feature of oppositional defiant disorder, and the clinical utility of the diagnosis of DMDD, more treatment studies are gravely needed for irritable youth.”

Boylan K et al. Effectiveness of Antidepressant Medications for Symptoms of Irritability and Disruptive Behaviours in Children and Adolescents. Poster P5-030. Presented at: APA 2015. May 16-20, 2015; Toronto, Canada.

You must be a registered member of Psychiatry Advisor to post a comment.

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Trở về trang chủ

21 Tháng Sáu 2017

The first few months after new equipment is installed and commissioned are critical. To ensure optimum performance in the long run, you need to be 100% confident that your staff can safely operate and properly maintain the equipment, and that any problems will be identified and resolved in a timely manner. In partnership with your original equipment manufacturer (OEM), you should focus on two key aspects: staff training and preventive maintenance, which includes spare parts management.

If you think that your operators and maintenance staff need only one week of training to handle a new machine, consider this: Our expert service technicians receive one full year of training. And if your current equipment is older, expect a sea change in safety requirements—and a very steep learning curve.

The exact amount of initial training required depends on various factors. Here are some of the questions you should ask yourself:

  • How comfortable/experienced is our staff?
  • Is our staff well aware of the latest safety features and procedures?
  • Is this our first automated/robotic machine?

Most importantly, do not forget to invest in train-the-trainer programs. This is often overlooked, but you will need people on-site to teach new hires and provide ongoing refresher training.

Every plant should have an annual maintenance schedule. Why? Because it will keep your equipment in tip-top condition for optimum performance. Annual preventive maintenance also reduces downtime—saving you a tremendous amount of time and money.

Make sure to check the equipment several times a year, follow the maintenance checklists, keep the operation manual right next to the equipment for easy reference, and always have a spare-parts kit on hand. (Ideally, you should purchase a spare-parts kit prior to installation.)

Your OEM can help you with your new equipment in several ways.

Service agreement: Follow-up visits can be scheduled, preferably before installation. For instance, your service agreement could include the following:

Help desk: Your OEM most likely provides technical assistance. The help desk staff is there for you. If you let them know about the problems you are experiencing, they can assist you and forward your feedback to the product improvement team. They may even be able to connect to your equipment remotely to solve problems.

Your OEM’s Client Services team is dedicated to client success. Its job is to make your life easier and to help you take ownership of your equipment. Sharing information with that team and committing to proper training and maintenance will be crucial as you familiarize yourself with your new equipment.

Bài kế tiếp


text:
Richard Burden MP, Birmingham, Northfield

voted strongly for the policy

Ministers Can Intervene in Coroners' Inquests

by scoring 100.0% compared to the votes below

Why Majority/minority instead of Aye/No?
HouseDateSubjectRichard BurdenPolicy vote
Commons10 Jun 2008Counter-Terrorism Bill — Disallow inquests without a jury in England and Wales — rejected MajorityMajority (strong)
Commons10 Jun 2008Counter Terrorism Bill — Lord Chief Justice to appoint "special coroners" — rejected MajorityMajority
Commons26 Jan 2009Coroners and Justice Bill — Condemn the Coroners and Justice Bill — rejected MajorityMajority
Commons9 Nov 2009Coroners and Justice Bill — Enable Minister to Replace Inquest With Inquiry — Incercept Evidence in Inquests MajorityMajority (strong)
Commons12 Nov 2009Coroners and Justice Bill — Schedule 1 — Explicit Approval of Lord Chief Justice Required for Minister to Suspend Coroner's Inquiry -rejected MajorityMajority (strong)

How the number is calculated

The MP's votes count towards a weighted average where the most important votes get 50 points, less important votes get 10 points, and less important votes for which the MP was absent get 2 points. In important votes the MP gets awarded the full 50 points for voting the same as the policy, no points for voting against the policy, and 25 points for not voting. In less important votes, the MP gets 10 points for voting with the policy, no points for voting against, and 1 (out of 2) if absent.

Questions about this formula can be discussed on the forum.

No of votesPointsOut of
Most important votes (50 points)
MP voted with policy3150150
MP voted against policy000
MP absent000
Less important votes (10 points)
MP voted with policy22020
MP voted against policy000
Less important absentees (2 points)
MP absent*000

*Pressure of other work means MPs or Lords are not always available to vote – it does not always indicate they have abstained. Therefore, being absent on a less important vote makes a disproportionatly small difference.

agreement score
MP's points
total points
 = 100.0 %.

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TWe're working on updating the site, but if you'd like to talk to us about the project, please email [email protected]

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text:
Pulse.ng logo

Kelechi Iheanacho Thierry Henry says striker is a good buy for Leicester City

Thierry Henry believes Iheanacho is a great signing for Leicester City and expects the young Nigerian to impress.

  • Published:
Kelechi Iheanacho play Kelechi Iheanacho has made a move from Manchester City to Leicester City (Twitter/Leicester City )

Premier League legend Thierry Henry believes Nigerian striker Kelechi Iheanacho is a good buy for Leicester City.

Iheanacho last week joined Leicester City in a £25million move from Manchester City.

Henry believes the move is a great opportunity for the 20-year-old striker who is seeking more first-team chances.

It's an amazing opportunity for him. I think back to Manuel Pellegrini's last season at Manchester City,” Henry said on Sky Sports.

Kelechi Iheanacho play Kelechi Iheanacho last week made a £25m move to Leicester City (Images/REX/Shutterstock)

ALSO READ: Leicester City captain Morgan is very impressed with Iheanacho

He wasn't the only one but he was the spark in the team, fighting everywhere, scoring goals, trying his hardest. So I think it's a good buy for Leicester.

Iheanacho was impressive in his debut, playing off the back of Jamie Vardy and Henry is looking forward to the partnership between the two players.

It will be interesting to see how he interacts with Jamie Vardy. Is he going to do the job of Shinji Okazaki?,” the Arsenal great added.

Thierry Henry play Thierry Henry believes Leicester City have made a good signing in Kelechi Iheanacho (SKY SPORTS)

Is Okazaki going to keep his place? Are they going to be more adventurous? I don't know whether Craig Shakespeare will play a 4-4-1-1 or a proper 4-4-2, but it's a good signing.

“Whenever he had to do something at Manchester City, even when things were not great for the team, he delivered. People might say he had better players around him but let's not forget that Leicester won the league two years ago. They have some good players too.”

Kelechi Iheanacho (left) play Kelechi Iheanacho is expected to be available for Leicester City's opening day trip to Arsenal (Getty Images )

Iheanacho has recovered from a minor injury he sustained on his Leicester City debut and is expected to be available for the opening day trip to Arsenal.

Do you ever witness news or have a story that should be featured on Pulse Nigeria?
Submit your stories, pictures and videos to us now via WhatsApp: +2349055172167, Social Media @pulsenigeria247: #PulseEyewitness & DM or Email: eyewitness@pulse.ng. More information here.

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1 Odion Ighalo Super Eagles striker and his wife keep giving us couple goalsbullet
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Royal Jelly Capsules

Pure Nootropics Royal Jelly capsules are considered a superfood; Royal Jelly is created by worker bees for the queen, it’s used for it’s effects on brain health, testosterone and longevity. This product contains 1500 mg Royal Jelly equivalency and 6% 10-HDA.

  • Neuroprotective properties (reference)
  • Supports mental health (ref)
  • Supports reproductive health in men (ref)
  • Promotes longevity (ref)

60 x 500 mg Vegetarian Capsules

In stock


text:
Qualified Hardware logo Paypal
1-866-749-7661 Contractor Hotline: 1-866-622-0224

Rixson H28-105N-EXT-1/2

Special Order Floor Closer Body

SKU: H28-105N-EXT-1/2

Price: Call for Pricing 1-866-749-7661

Special Order non-stock item Requires 4 week lead time

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No one can stock every item from every vendor. We will gladly special order any item from any of the vendors we carry. Please call us for pricing and availability for that hard to find item or finish..

Because this is not a stock item we must order it specifically for you and we will be unable to accept a return unless the item is defective as determined by the factory it was bought from.

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Ella Fitzgerald: The Complete Biography

Ella Fitzgerald: The Complete Biography

Ella Fitzgerald: The Complete Biography

Ella Fitzgerald: The Complete Biography

Stuart Nicholson's biography of Ella Fitzgerald is considered a classic in jazz literature. Drawing on original documents, interviews, and new information, Nicholson draws a complete picture of Fitzgerald's professional and personal life. Fitzgerald rose from being a pop singer with chart-novelty hits in the late '30s to become a bandleader and then one of the greatest interpreters of American popular song. Along with Billie Holiday, she virtually defined the female voice in jazz, and countless others followed in her wake and acknowledged her enormous influence. Also includes two 8-page inserts.

Legends are lies that become history in the end.

THEY SAY THAT WHEN New York taxi drivers know your name, you’ve made it. Well, New York taxi drivers, so I’m told, have known the name Ella Fitzgerald since the early 1940s. By the 1990s, these most hard-boiled of men and women speak of her with genuine affection. But it isn’t only the New York taxi drivers; Americans in general regard Ella with the kind of affection that the British reserve for Queen Elizabeth the Queen Mother.

The extent of this affection gradually revealed itself to me while I was in the United States researching this book, and it came, I must confess, as a surprise. It crossed over the arbitrary boundaries imposed by age and ethnicity. Ella’s popularity was such that it seemed to transcend categories. She was beyond jazz, she was beyond popular music, yet paradoxically she remained limited by them, as much through our received notions of one or the other as through the way she applied her great talent to both.

Yet Ella’s whole career has been full of paradoxes, some almost hidden from view, some not, as I discovered when I became progressively more involved in this project. I quickly realized it was going to be very different from what I had imagined it would be. Quite apart from anything else, I found I had to delve into much more material than I had previously envisaged. While there was plenty that had been written about Ella, there was also plenty that I discovered was patently incorrect. And as I solved one enigma, there always seemed to be another to take its place, like a nest of Russian dolls. As my knowledge of Ella’s story grew, it gradually began to dawn on me that I was in the midst of trying to strip away the myths that made the legend.

There were vast inconsistencies about her early years, for example. Since Ella has steadfastly refused to talk in anything but the most superficial terms about her childhood and the time that preceded her . . .

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Academic journal article The Review of Litigation

The Lawsuit Abuse Reduction Act: The Legislative Bid to Regulate Lawyer Conduct

Academic journal article The Review of Litigation

The Lawsuit Abuse Reduction Act: The Legislative Bid to Regulate Lawyer Conduct

Article excerpt

Let me just begin by saying how honored I am to be here. I have long admired The Review of Litigation-and many of you in this room probably already realize this-because it manages to straddle that fence between high theory and hard practical reality. For those of us who are interested both as lawyers and academics in procedure, the journal's ability to balance both of these different positions has been invaluable. This certainly has been the case as to The Review's previous record of publishing articles concerning certification and sanctions regimes, such as Rule 11 of the Federal Rules of Civil Procedure. Over the years, The Review has published a number of very important and insightful papers on Rule 11 and the comparable state sanctions provisions here in Texas (Rule 13 of the Texas Rules of Civil Procedure and Chapter 10 of the Civil Practice and Remedies Code). It is a real credit to The Review that they have been able to attract and publish such important work.1

Speaking about the cross between high theory and hard practical reality, I think you can't pick a better example than Rule 11 to illustrate a procedural subject that manages to reside comfortably in both of theses camps. Reflecting on the debate that has gone on over the years regarding Rule 11 is like looking through a window right into our own litigation soul.2 It's the kind of debate that takes place not just in law journals among academics but very much is a subject that matters to lawyers in everyday litigation decisionmaking. It also bears enormous significance in terms of how we structure our civil justice system. Rule 11 is a reflection of prevailing attitudes about how best to police and regulate lawyer behavior. The rule is a key tool employed for regulating excessiveness and, in some essential ways, deterring that which we'd like to see expunged from the system. Of course whether regulation through Rule 11 is as effective as other available mechanisms in addressing abuses in litigation is a question that is hotly debated. I will have much more to say about this in a moment.

We are at a significant crossroads right now regarding Rule 11 because the Congress has been debating legislation-the Lawsuit Abuse Reduction Act (LARA)-that would supersede the existing rule.3 In 2005, LARA passed the House of Representatives overwhelmingly;4 the House previously passed an earlier and very similar version of this same bill a couple of years ago.5 The bill has not yet gone up for a vote in the Senate and it is not clear what its prospects are for passage. The legislation is not at the top of the agenda of the Republican leadership in the Senate at the moment; but there are good reasons for thinking it may gain legislative momentum in the not too distant future.6

Before saying more about what LARA would do, it is valuable to take a couple of minutes to talk about where we have been first. There have only been three significant constitutive textual events in regard to Rule 11: its enactment in 1938, and amendments adopted in 1983 and 1993. The 1938 version of the rule remained unchanged until 1983. That Rule 11 remained unchanged for nearly half a century is not too remarkable. As Richard Marcus and others have reminded us, these first fifty years were a period of time in which there was relatively little tinkering with the rules.7 That said, we may also consider how infrequently the rule was invoked during these years to see what an obscure and basically unused provision was this original version of the rule.

As Professor Peter Joy has noted, from 1938 to 1976 there were only nineteen reported Rule 11 decisions and of those there were only eleven occasions when a violation of Rule 11 was found; and of those eleven times, sanctions were only awarded in three cases.8 With that kind of a background it is not surprising that lawyers were not running to invoke the rule. Peter Joy calls this version "nothing more than a blinking yellow light on the litigation road. …

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Academic journal article American Annals of the Deaf

Deaf College Students' Perspectives on Literacy Portfolios

Academic journal article American Annals of the Deaf

Deaf College Students' Perspectives on Literacy Portfolios

Article excerpt

The study examined haw literacy portfolios were used as tools in a college developmental English class in "which deaf students assessed their reading comprehension as well as their writing processes and products. The students' reading and writing assignments involved reflective thinking and were grounded in authentic tasks. Immediate feedback was provided. The study was multidimensional, longitudinal, and ongoing. A variety of field research techniques were used to ascertain the uses and influences of portfolios in regard to students' reading, writing, and reflective thinking. The results support the idea that the use of literacy portfolios can positively influence students who are deaf when they assess their reading and writing abilities.

Literacy portfolios were used in a developmental English class for deaf students at Gallaudet University during 1 academic year. The students in this class focused on ways in which they could assess their own reading and writing abilities. During this self-assessment process, students learned about strengths and weaknesses related to their reading and writing abilities, which enabled them to become actively engaged learners. For this research study, current assessment practices were examined for the purpose of providing a theoretical foundation.

Current Assessment Practices

Several of the assessment strategies used in the class were based on current theory that focuses on assessing students' performance on tasks and the processes students go through while they perform those tasks. Current research suggests that students and instructors should examine several assessment criteria before they assess student performance.

Wolf, Bixby, Glenn, and Gardner (1991) focus on four criteria that are necessary ingredients of student assessment: First, assessment should be multidimensional and longitudinal. Students should be assessed on the basis of a variety of products, such as written essays, interviews, reading logs, papers written in reaction to reading selections, and research projects. Assessment should occur over a long period in order to document growth. Second, standardized measures can be complemented and supported by tasks students do in their classes. This gives students the opportunity to reflect on their own quality of work as well as to discuss standards that are used to judge good work. Third, assessment should include feedback to students from their peers and instructors. Immediate feedback enables students to analyze what they have just completed. Fourth, assessment should help instructors engage in examining student work and encourage instructors to think about what they have taught and how they might change it.

Valencia, McGinley, and Pearson (1990) also established criteria to use when investigating assessment practices; in application, these extend the criteria established by Wolf et al. (1991). According to Valencia et al., the assessment process should include a time for students and teachers to collaborate about their work; also, assessment "must be grounded in knowledge" (p. 127). Teachers should be knowledgeable about what they are assessing so that they can prompt and guide their students, as well as ask them questions that promote thinking and learning. Valencia et al. further explain that assessment should be continuous. It can occur in a variety of situations and can happen all the time. Ongoing assessment need not be formal; it can be clone through routine teacher observations and daily activities.

Assessment should also be based on authentic tasks such as writing letters to public officials or the authors of books students have read, following directions when reading maps, or solving problems the students themselves have researched. Self-assessment is included in authentic assessment because students are analyzing what they have experienced and learned (Wiggins, 1989).

Self-reflection is an important component of assessment that helps students become more independent learners. …

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Magazine article American Banker

Benefit Plans under Scrutiny

Magazine article American Banker

Benefit Plans under Scrutiny

Article excerpt

Benefit plans for bankers will be under the regulatory microscope this year, the result of a section of the 1991 FDIC Improvement Act that gives regulators new powers to set standards for bank compensation.

One result? To guide them in setting benefit policies, banks will be looking more and more at what other institutions are offering.

"This new law is going to force banks to collect peer group data and track and keep benefits within set ranges," said W. Keith McLeod, partner and director of the executive compensation practice at Huggins & Associates, which recently did a survey on compensation at banks with less than $1 billion in assets.

The survey found that while almost all banks offer health insurance and term life insurance as benefits to all employees, other benefits differ greatly -- depending on the size of the bank.

Benefits and Bank Size

Banks with assets under $250 million are much less likely to offer a wide range of benefits and perks than larger banks.

For example, stock option plans are offered by 40% of the larger banks that responded to the survey, while only 22% of the smaller institutions offer it.

For all size banks, stock options are normally only offered to the chief executive officer, other key executives, and directors.

The survey found that while more than 80% of the banks with $250 million to $1 billion in assets offered long-term disability, educational assistance, accident insurance, and a profit-sharing plan, less than 75% of banks under $250 million in assets offered these programs. …

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Magazine article Newsweek International

Mohammad Badie: A Voice in the Government

Magazine article Newsweek International

Mohammad Badie: A Voice in the Government

Article excerpt

Byline: Babak Dehghanpisheh

Egypt's Muslim Brotherhood is the biggest opposition group running in the country's parliamentary elections this week, but don't expect to see its name on the ballot: the movement is banned and its candidates run as independents. In 2005 the group swept 20 percent of the seats, but a repeat performance seems unlikely. Hundreds of members have been arrested in recent weeks. Mohammad Badie, 67, a trained veterinarian who has spent more than 12 years in jail, was chosen to lead the group at the beginning of the year. He faces strong pressure from outside as well as internal dissent. He spoke with NEWSWEEK's Babak Dehghanpisheh in Cairo. Excerpts:

Why did you decide to participate in the elections? The only way to achieve peaceful change is through the ballot box. Because of the bad performance of the National Democratic Party, many things are deteriorating in Egypt. Everybody wants change, and this is the only way to reach people.

How did the members of the movement decide to participate? We do this through an election. Ninety-eight percent agreed to participate, and 2 percent had reservations or said no.

Some analysts say you haven't achieved much in the past five years. When the representatives of the Muslim Brotherhood go to different ministries to ask for services for their constituents, the ministries have instructions not to provide the services because the government is afraid that the Muslim Brotherhood will gain popularity. I heard this from one of the ministers directly.

Some think your ultimate goal is to establish an Islamic state in Egypt. [Laughing softly] This is an intentionally inaccurate image. We want a civilian state with civilian people--not religious people--but with a Muslim background.

Does the movement have plans for the 2011 presidential election? We will not nominate anyone for the presidential election. …

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Design Wall Tuesday: Louisa’s Attic & a Challenge Quilt

This week’s look at what quilting editors based in our Golden, Colorado, office are working on in their free time features the debut of the newest addition to our team, Annette Falvo! And now that Lori Baker has started to get the sewing room in her new home set up, there just no stopping her. Take a look!

From Acquisitions Editor Lori Baker:

I did a whole lot of sewing over the weekend. I have almost all the half-square triangles pieced together for my version of Louisa’s Attic from the November/December 2013 issue of McCall’s Quilting. You can read more about the original version of Louisa’s Attic here. I’m making mine queen-size and using lots and lots of blue scraps from my stash.
Lori Baker working on Louisa's Attic

From Technical Editor Annette Falvo:

I spent the weekend blocking (squaring up) the quilt I made for an upcoming quilt challenge. I enjoy participating in quilt challenges for a number of reasons. I get feedback from judges that helps me improve my skills and it’s a chance for me to play with new fabrics that often take me out of my comfort zone. For this fabric line, Thrive by Natalia Bonner for Moda Fabrics, I wanted the quilt to have an organic yet uplifting feel. I used Sue Spargo’s techniques to add hand-stitched wool butterfly and flower appliques.
Technical Editor Annette Falvo's challenge quilt

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From our private database of 14,000+ case briefs...

Automotive Technologies International, Inc. v. BMW of North America, Inc.

United States Court of Appeals for the Federal Circuit
501 F.3d 1274 (2007)

Automotive Technologies International, Inc. (ATI) (plaintiff) was the assignee of a patent involving technology for a side impact crash sensing device for airbag deployment. The patent indicated that side impact sensing technology was a new field; the patent included five figures and a detailed explanation of a mechanical sensor assembly, which was described as the preferred type. The specification stated that electronic sensors could also be used, and a less detailed conceptual figure depicted an electronic sensor assembly. ATI brought an infringement suit against various automotive companies, including Delphi (defendant). Delphi moved for summary judgment, contending that the patent was invalid for lack of enablement because it provided an enabling disclosure only of mechanical side impact sensors, and not electronic sensors. ATI presented expert testimony that a person skilled in the art would know how to use existing electronic front sensing technology to build an electronic side impact sensor. The district court granted Delphi’s motion, finding that the patent did not enable the electronic sensor because making and using such a sensor would require undue experimentation. ATI appealed.

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From our private database of 14,000+ case briefs...

Clover v. Snowbird Ski Resort

Utah Supreme Court
808 P.2d 1037 (1991)

While snow skiing in Utah, Margaret Clover (plaintiff) was injured when Chris Zulliger (defendant), an employee of Snowbird Ski Resort (Snowbird) (defendant), collided with her after jumping a crest on the side of an intermediate run. A skier moving relatively quickly would become airborne after the jump because of the steep drop off on the downhill side of the crest. However, due to the steepness of the crest it was impossible for skiers above the crest to see those below. Zulliger made the jump and hit Clover in the head causing her injuries. Clover filed a negligence suit against Snowbird and Zulliger. Specifically, Clover claimed Snowbird negligently designed and maintained its ski runs. Subsequently, Clover settled her claims with Zulliger. Under two separate motions for summary judgment, the trial court dismissed Clover’s claims against Snowbird holding that the state’s Inherent Risk of Skiing Statute, Utah Code Ann. §§ 78-27-51 to -51 barred Clover’s claim of negligent design and maintenance. The trial court reasoned that regardless of a ski resort’s culpability, the resort was not liable for an injury occasioned by one or more of the dangers listed in the statute. Clover appealed.

Rule of Law

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The holding and reasoning section includes:

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Double Jeopardy Clause

A portion of the Fifth Amendment to the United States Constitution incorporated in the Bill of Rights that prohibits the government from trying a person more than once for the same offense.

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Marital Property

All property acquired by both spouses either together or individually during their marriage.

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Bob Mackie's Animal Print Zip-Up Fleece Vest

Previously recorded videos may contain expired pricing, exclusivity claims, or promotional offers.
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Crisp fall days call for this Bob Mackie fleece vest. The animal print on the center front and center back adds a touch of charm and style. From Bob Mackie.

  • Fabrication: knit fleece
  • Hardware: front zipper closure
  • Features: sleeveless; animal print on center front and center back; stitching details; solid side panels; scoop neckline; two front side pockets; solid piping trim on neckline, armholes, zipper seams, and hemline
  • Fit: semi-fitted; follows the lines of the body with added wearing ease
  • Length: missy length 25-1/2" to 27-5/8"; plus length 28" to 29-3/4"
  • Content: 100% polyester
  • Care: hand wash, hang dry
  • Imported

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Reviews & Community QA

Bob Mackie's Animal Print Zip-Up Fleece Vest is rated 4.3 out of 5 by 15.
Rated 5 out of 5 by from Perfect! I have many vests and all different materials. I bought the red and gray - great price and absolutely love that there's no collar. The vest follows the body and gives you a great shape with room to move and drive. If your size is still available, grab them.
Date published: 2018-07-30
Rated 4 out of 5 by from Very nice quality! I really like the look and fit of this Bob Mackie vest. Can't wait 'til fall to wear it!
Date published: 2018-07-24
Rated 5 out of 5 by from Love this vest I own the grey vest, it is my go to when I wear all black. I wanted the blue however it was sold out in xl. In checking the size chart, I found that the xl and 1x are almost the same size, only difference is in the waist. Going to take advantage of the lunch time special and you should to
Date published: 2018-05-28
Rated 5 out of 5 by from Lovely vest. I'm so happy I ordered this vest, finally something that fits me perfectly in length, lately I've given up buying any top because they are too long on me, and make me look shorter and wider than I am. This is perfect in size and length, and warm, the front quilting is beautiful, I am a plus size 3x the side panels are slenderizing, I got the black and gray. I wore it for the first time this morning with a red turtle neck and received many compliments. Thank you Mr. Bob Mackie for your outstanding work!
Date published: 2017-12-06
Rated 3 out of 5 by from Something Just Wasn't Right I ordered this vest in the blue. I didn't care for the vest " material" . I did like the sweater panels, as it was comfortable to wear. The colors were a rich blue, but something about the texture of the material I just couldn't get over. Sorry Bob, just didn't work for me.
Date published: 2017-10-31
Rated 5 out of 5 by from Nicer than expected Beautiful! Even nicer than I expected. I'm 5'2", 137 lbs. and ordered a medium in the camel. Fit perfectly. I'm going to wear it to church tomorrow with a black cashmere sweater and boots. It's getting cool here in WA state.
Date published: 2017-10-15
Rated 4 out of 5 by from Very Good Buy At Clearance Got the camel. Fit seems true to size...click here measurements. Love the knit side panels. Not too long for this short/petite. Nice addition to my wardrobe. Has potential as a gift also, although I would ALMOST NEVER recommend clothing because of fitting issues.
Date published: 2017-09-24
Rated 4 out of 5 by from Its okay This vest was nothing special. But I will keep it. My plan was to give this as a Christmas gift.
Date published: 2017-08-29
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Officials react to Louisiana movie theater shooting

Three people, including the gunman, were killed and seven more were wounded in the shooting at The Grand theater in Lafayette.

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1-844-704-FOOD (3663)

        Food Safety, Taught Simply.

Need a ServSafe® exam proctor?

We are happy to proctor exams privately or within of our regularly scheduled classes.

  • If having the ServSafe® exam proctored within a regularly scheduled class, simply go to the "FIND CLASSES" page and choose the "Seasoned Veteran Pack" for the location/date that is preferred.
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Weird History How Firing Squads Have Worked Throughout History

Aaron Edwards
169.1k views 21 items

As soon as mankind learned to shoot, it figured out how to use that power to kill. The history of shooting squads is very long, though the practice is quickly becoming a relic of the past. If you're wondering "when did shooting squads start?" or "how did shooting squads start?", hold your horses, that information is coming, along with a number of other fascinating facts and anecdotes about the history of firing squads.

The invention of gunpowder (and the firearms that use it) was the catalyst for firing squads becoming the standard method of execution for militaries across centuries. Many traitors, spies, and war criminals met their end to men with rifles, and are memorialized in the annals of shooting squads in history.

Even though guns are more lethal than ever in the 21st century, firing squads are out of fashion. Many countries have banned them, and the countries where firing squads are still legal are slowly becoming disinterested in them as a form of execution. However, you can always count on one aggressive or militant nation to carry on the tradition (in the event you want the tradition carried on). If you’re curious what firing squads have been like across history, check out the list below.

How Traditional Firing Squads Work

How Traditional Firing Squads ... is listed (or ranked) 1 on the list How Firing Squads Have Worked Throughout History
Photo: Photographer Unknown/Public Domain

A traditional firing squad is a basic set up, one you've surely seen in movies, paintings, or historical photographs. The condemned stands before a surface from which bullets won't ricochet ( a wall, a hill, a mound, sandbags), is sometimes tied to a post or restrained in another way, is more often than not blindfolded, and faces a line of armed men or women who mow the condemned down in a fusillade of lead. If the condemned doesn't die in the initial hail of bullets, the commanding officer of the squad may shoot him or her in the head with a pistol.

Firing squads typically use rifles, though in some cases pistols have been used. All members of a firing squad are ordered to fire simultaneously, to avoid singling out a shooter as the one who fired the fatal shot. The firing squad generally targets the chest, both to avoid unnecessary damage to the head and face (for burial purposes), and because the chest is a larger, easier target than the head. In some places, there's a tradition of carrying out execution by firing squad at dawn, hence the phrase "shot at dawn."

The Blindfold Serves Two Primary Purposes

The Blindfold Serves Two Prima... is listed (or ranked) 2 on the list How Firing Squads Have Worked Throughout History
Photo: USHMM/Public Domain

The hood worn by prisoners during execution by firing squad serves two primary purposes. It dehumanizes the condemned, making it easier for the firing squad to perform its function without an emotional response. The target on the chest further reinforces the notion that the firing squad isn't killing a human being, but merely aiming at a target and firing. Secondly, it prevents the condemned from witnessing his or her own death, saving the individual, in his or her final moments, from looking into the faces and down the barrels of the guns that will bring about imminent demise. However, it's not unheard of for a prisoner to request to go without a hood or blindfold; to look death in the face.

Death by Firing Squad Is Typically a Military Execution

Death by Firing Squad Is Typic... is listed (or ranked) 3 on the list How Firing Squads Have Worked Throughout History
Photo: US Army/Public Domain

Sure, there are hangings and beheadings in the annals of military executions, but firing squads have been the go-to method of dispatching soldiers for a few centuries, chiefly for symbolic and disciplinary reasons. Using a firing squad makes punishment a communal event. The offender is killed by his or her peers, using weapons the soldiers all use in combat. It also reinforces the idea of the community (the firing squad) over and against the individual (the offender).

Executioners Sometimes Get Guns Filled with Blanks

Executioners Sometimes Get Gun... is listed (or ranked) 4 on the list How Firing Squads Have Worked Throughout History
Photo: Artist Unknown/Public Domain

Even if executing a soldier for desertion or treason, you might get a little emotional when pulling the trigger. After all, you might be killing someone with whom you served, whose family you know well. Or maybe you don’t want to live with the guilt of killing an unarmed man. Hence the custom of at least one member of a firing squad receiving a gun loaded with blanks. No one on the squad knows which gun is loaded with blanks, so it's impossible to know who fired the shot that killed the condemned.


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New Listing 1724 Graham Ave, Prince Rupert, British Columbia

N242981 - 1724 Graham Avenue, Prince Rupert, BC, CANADAView my new listing for sale at 1724 Graham Avenue, Prince Rupert and currently listed at $558,000.

Immaculate, executive quality three bedroom home, with views of Prince Rupert harbour and surrounding mountains, located in prime residential area with north westerly exposure affording great sunset views. This has a had numerous upgrades t hroughout and offers views from all three levels. Main level offers large combination dining and living room with gas fireplace, updated kitchen and nook area, also two piece washroom. Lower level has large master bdrm with three piece bathroom, second bedroom, also four piece bathroom. Basement living area with third bedroom, large rec room, office area, also full bathroom and laundry area. Large deck overlooks the harbour and great for your summer BBQ's, R/W over back of property.


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Best Online Casinos in Australia

Casino gambling has always been a huge part of the Aussie culture and since the entry of online casino gambling, everything is escalating rather faster than it was anticipated. Over 2.5 million Australians spend time at the best Aussie online casinos enjoying the thrill of playing casino games right from the comfort of wherever they may be. Still, every online casino in Australia will claim to be the best but this is not always the case and this is exactly why you need expert guidance from us.

State of Online Gambling in Australia

The increasing performance of devices such as smartphones and portable computers has made online casino gambling a force to reckon with. While online gambling in many parts of the world, including Australia, kicked off in the 90s with the internet boom, more online applications are being discovered right now. With these discoveries, there have been tremendous improvements on offerings from online casinos and it should get better as more advancements are made.

Owing to the rapid growth of the online gambling sector, the Australian parliament came up with the Interactive Gambling Act (IGA) – the act was meant to either stop or control online casino operators who were offering their services to Australian players. We’ll talk a little more about this law below, where we’ll discuss the legality of gambling with real money at Australian online casinos.

Is It Legal to Gamble with Real Money at Australian Casino Sites

Australia’s Interactive Gambling Act (IGA) prohibits Australian-based gaming firms from offering online gambling services to Australian citizens. However, the law does not restrict Australian gamblers from playing at online casinos that are owned and operated outside Australian borders. There are a number of these sites in existence with a number of them built specifically for the Australian gambling market.

Most of the popular online casino operated in Australia operated within the country before IGA was implemented. To keep their businesses going they had to set up shop in other countries. The bill was recently amended and now the only online casinos that are legal in the country are those that are actually located in Australia. While no ‘legal’ casino has been availed to Australians as of now, there are still a decent number of legalized online casinos with licenses from other jurisdictions that can be accessed by Australian players. The ones we recommend match this criterion.

What Makes the Best Aussie Online Casinos?

Considering the issues that are now affecting the Australian online gambling scene, the standards are pretty high for a casino that claims to be the best paying online casino in Australia or the most trustworthy one. As such, one key factor that defines the best online casino in Australia is fairness and full transparency of the rules.
the best real money gambling sites in australia
Our team has tons of experience in painstakingly reviewing and scrutinizing the terms and conditions presented by online casinos. All of the casinos we are recommending are the best because they only feature fair clauses. Furthermore, players do not have to worry about predatory procedures or even unscrupulous withdrawal procedures.

On the same note, the only casino we consider to be the best and worth recommending are those that are licensed in their respective jurisdictions and are regularly audited by reputable independent bodies.

Since they are offshore, security has to be a top priority especially when it comes to the payment services that the online casinos allow. The sites we are recommending are not only protected using the latest state-of-the-art encryption technology but also feature fail proof payment services with fast transaction processing speeds.

Another factor that makes a site to be considered as one of the best is that it must be powered by the best software providers in the world. This normally guarantees flawless gameplay, as well as the games being just and fair.

We are not asking you to blindly trust our selection of the best online casino in Australia. Our claims are backed by reputable regulation and independent auditing bodies like eCOGRA. These bodies stringently test such things as the Random Number Generators and the overall fairness of the games. Similarly, we have ensured that all the casinos on our list are also operating legally in their jurisdictions and in Australia as well.

What We Check

Before a casino makes it to our list, it has to undergo a number of strict and extensive tests designed to reveal the true nature of all aspects of its operation. We also utilize customer feedback on such aspects as customer support services to back the first-hand information we obtain. Among the most important factors we consider are;
Fairness and transparency – these are important as they are key determinants of whether customers will trust an online casino or not. All the casinos in our list feature great software and thus fairness is guaranteed for all the games. Similarly, they are quite transparent about how and where they operate from, their ratings from auditors and the payment services they use.

It must have a good selection of payment methods

After all, if players are going to have to struggle in order to deposit money into their casino account, chances are it’s not going to be any easier when it comes time to withdraw.

Variety of games

We understand how important game selection is to online gamblers. An online casino should be able to offer all the games available in land-based casinos and even more where possible. As long as you are playing at any of our recommended online casinos for the US players you will never have to worry about getting bored.

Overall security

While this should be a defining factor for every online casino, not all of them are equal in this regard as well. Some casinos invest in security but others are not too serious about it. Well, to us, the protection of customer personal information including transactions, personal info, and banking information is very important. All the casinos we are recommending will not disappoint you.

Above are just a snippet of the extensive list of criteria each and every casino is put through during the review process. Make sure to check out each of the individual reviews for a more in-depth and comprehensive look at why we think the casino is worthy of your time.

There’s nothing better than playing your favorite casino game from the comfort of your own home, especially when you’re betting with real money which increases the excitement levels even more! If you’re new to playing with real money at online casino and are a little hesitant, check out the questions below to put any concerns to rest and start enjoying online gambling along with millions of others around the world.

What payment methods are allowed?

Australian-focused online casinos offer a good number of popular banking options that customers can use to load up their accounts for real money gaming and withdraw their winnings. These options range from credit and debit card options like Visa and MasterCard to online payment services such as Skrill, Neteller, and PayPal. Our casinos are the best paying online casinos in Australia thus the need for great payment options.

australia-icon Is it safe to play at Australian online casino?

Considering the current limbo plaguing the Australian online casino industry, it is best to stick to casinos that are have been proven to be trustworthy, such as the ones we are recommending. At these sites you do not have to worry about security because they are licensed, are regularly audited and are operating legally.

Can I gamble with real money?

Absolutely. Gambling has been the main form of entertainment for centuries and now with the advent of online casinos, this form of entertainment just got a whole lot more accessible.

Can I gamble online without real money?

Yes! In fact, we highly advise you to do this at any new casino in order for you to get a feel for the game you’re playing before wagering with your own money. Better still, take advantage of the many no deposit bonuses found at many of our recommended casinos so you can experience gambling with real money without risking a single cent of your own money.

Is iPhone or Android better for real money gambling?

Both are good as each other. So, if you have an iPhone, you don’t need to worry about getting an Android device just to experience the best mobile real money gambling. The same is true if you have an Android device. What’s most important is that you’re playing at a credible and reliable casino.


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red yeast rice and cholesterol

Red Yeast Rice Reduces Cholesterol

Scientists at Florida Atlantic University’s College of Medicine have determined in a double-blind study of 79 human subjects that a nutritional drink containing red yeast rice significantly decreases LDL cholesterol and total cholesterol. The multicenter study gave 79 human subjects either a nutritional...


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Polish Sausage Dip

Polish Sausage Dip

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  • 8 oz polish sausage - cubed
  • 8 oz cream cheese
  • 4 oz sour cream
  • 4 oz mayonnaise
  • 1 Tbsp Worcestershire sauce
  • 1/2 cup green onion - sliced
  • 1/4 cup parmesan cheese - grated
  1. Smoked the cubed sausage at 325°F for 20-25 minutes.
  2. In a large bowl, combine the cream cheese, sour cream, mayonnaise, and Worcestershire sauce - mix well.
  3. Add the sausage.
  4. Oil a baking dish, add the sausage mixture.
  5. Top with the parmesan cheese and green onions.

Note: To take this dip to another level, add a can of well drain sauerkraut to the bottom of the dip!

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Rochester Scor! Camp 2018

Penfield, New York
Wednesday, July 11, 2018
Want to know more about Scor!? Sign up for our e-news (click here) where you'll get FREE string playing tips, event info, discounts, deadline notifications, & a chance to win a FREE camp (new subscribers).

Rochester Scor! Camp 2018

A refreshing 4 days of music and fun with old friends and new! See you next year!

4-Day Camp: July 11-14, 2018 (Wed - Sat)
Rochester, NY

Where? Situated on Lake Ontario, Rochester NY is the gateway to Finger Lakes Wine Country and home of the well-know Eastman School of Music. Only an hour from Buffalo & Syracuse, Rochester is a short 3-3.5 hours from Toronto, Albany, & Binghamton, 4-4.5 hours from Cleveland & Pittsburgh, & 5-6 hours from New York City, Montreal, Philadelphia, & Boston. Join us for our 17th season!

When? For start & end times each day & a complete daily schedule of camp, please see our Schedule Page.

Deadlines: Registration Deadline is May 29.

Tell me about Scor!...

It's got everything - Chamber Music, Orchestra, Instructional Sessions, & more! For 4 whole days, make music with newfound friends in Orchestra, meet our incredible knowledgeable faculty in our unique Instructional Sessions, play chamber music & receive coachings with experienced & fantastic faculty, take a private lesson to solve your playing mysteries (optional), & more! It's a learning, growing, fun, exciting, educational, inspirational experience you won't want to miss! Instruction is tailored especially for adult string players like you by national leaders in the field of adult string education. Learn more about playing technique, general string-related skills, and of course, play... a lot! Judy says "The Scor! experience was absolutely perfect for me. You are wonderful musicians & gifted teachers. The program schedule was interesting & engaging. Thank you for inventing a super experience for adult learners!"
The Scor! Experience
"I hardly know where to start. Scor! has truly changed my life." writes one long-time Scor! camper. "Scor! is the most supportive and encouraging environment for the adult string player on the planet." says a faculty member. If you immerse yourself fully in the Scor! experience, we're confident that you'll share the same story!
Musical! Scor! is packed with instruction, ensembles, & musical fun. Nurture your technical skills and musical sensibilities and enjoy playing with others like you. Be inspired by the quality teaching & performing of our first-rate faculty. Enjoy a diverse experience with relevant instructional sessions, lots of playing opportunities, chamber music, and more! A first-time camper writes, "Scor! was a delightfully challenging and satisfying learning experience for me...Scor! has energized my musical soul."

Fun & Inspiration! We take our quality instruction seriously. But we also have loads of fun! Shed that pressure of always having to get it right and enjoy learning and growing with your peers. Let your hair down for a few days and take in the Scor! experience: meaningful, transformative, enjoyable, challenging, fulfilling...and just plain fun. A long-time camper says of Scor!, "Positive encouragement in a non-threatening, low stress environment that brings out the best musician in each of us!"

Friends! Scor! is full of friendly, excited, and enthusiastic people who are immersed in musical and personal growth. Meet others with similar interests; enrich your life through wonderful new friends. As one camper describes: "Taking up the cello as an adult was a kind of isolated pleasure until I discovered Scor!. Experiencing a community with the same interest and with such an incredible level of enthusiasm and friendship has been wonderful." (picture: friends & campers enjoying some impromtu duets)

For you! You will love and treasure your Scor! experience, specially designed for adult string players like you. A camper recently wrote of Scor!, "No one can deny the importance of music in a child's life. Of equal (or more) importance is the discovery and development of music appreciation and participation for adults.  One of Scor!'s strongest contributions to the love of music is sharing talent and enthusiasm for adults."

The building Scor! is truly a labor of love--by campers, founders Kyle & Beth Bultman, donors, faculty, board members, volunteers, sponsors, and more! This has resulted in the one-of-a-kind Scor! 'flavor' or 'vibe'... As a recent multi-year camper puts it, "The atmosphere at Scor! is uniquely infectious and powerful. First-timers catch the spirit immediately. Scor! deserves the support of everyone who loves music & people."

What about my level?
We have a place for you at Scor! Learn about playing levels at Scor!, tracks designed specifically for adults like you, and how you fit in!

Performance Track
In addition to the Basic & General Tracks, we offer a Performance Track for advanced amateurs at Rochester Scor!. See how you fit in here!

Thanks to...
The String House
for their support of the Rochester Scor! Camp.
Visit them at
 for quality instruments, bows, & service.
We look forward to having the String House at Rochester Scor! Camp on Wednesday, Thursday & Friday!
Don't miss working with our extraordinary faculty, including Bassist Dr. Robert Gardner, Cellist Sandra Halleran, Scor! Founders Beth & Kyle Bultman (Violin & Viola) & more!
(click here for bios)
See the Scor! FAQs page
 for answers to your questions! For more info about this Scor! Camp, please click on the 4 "tabs" in this website indicated above - Venue & Hotels, Offerings & Fees, Faculty, & Schedule. Be sure to scroll down on each page.

We have a place for you!
Check out what Scor! participants are saying in this video. (interviews with General Track campers)
Scor! Store
Need some new sheet music? Want music better suited to the level of your chamber group or orchestra? Benefit Scor! & have fun shopping at the Scor! Store. In addition to a growing collection of string sheet music, choose from Scor! clothing, tote bags, mugs, and other musical items.
More Info? Click on the other 4 "tabs" in this website indicated above - Venue & Hotels, Offerings & Fees, Faculty, & Schedule. Be sure to scroll down on each page.

Contact Information

Click for Scor! home page. Scor! is a program of Symerge, a charitable 501(c)(3) non-profit corporation.
© 2018
Quick, easy and affordable online event registration and event management software for all event sizes.


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Email Protector

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Curated Kids' Camps, Classes, and Activities

Posts filed under STEAM

Easy STEAM Project Inspired by Summer Camp: Nebula Jars

Easy STEAM Project: Nebula Mason Jars

We’re sharing our favorite easy STEAM project, straight outta summer camp: Nebula Jars!  STEAM (science, technology, engineering, art and mathematics) is the hot educational initiative with real-world application that has stuck around and transformed summer camp over the past several years.  Want to try facilitating STEAM activities at home? Don’t be intimidated! In about 10… (read more)


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November 12, 2017 / 7:36 PM / 9 months ago

Preview: Indiana at Illinois

While first-year Indiana coach Tom Allen can take a certain amount of comfort in how relatively competitive his team has been during Big Ten play, second-year coach Lovie Smith’s young Illinois squad has given him little reason to believe it can stop its long conference losing streak. The only two Big Ten teams still looking for their first win in league action face each other Saturday when the Hoosiers visit the Fighting Illini.

Indiana may be in the midst of a four-game losing streak, but the first three setbacks during that stretch came by a combined 18 points - including a seven-point defeat against No. 22 Michigan and an eight-point loss at No. 16 Michigan State. The Hoosiers were at it again for a while last weekend, trailing third-ranked Wisconsin by seven early in the fourth quarter before the Badgers rolled off 21 unanswered points over the final 10:15 to pull away 45-17. Illinois, which has started a FBS-high and school-record 16 true freshmen this season, has failed to score more than 17 points in all but one conference game thus far and has dropped nine straight Big Ten battles dating back to last season. The Illini suffered their seventh straight loss overall this season in a 29-10 decision at Purdue last weekend - their sixth double-digit defeat over that span.

TV: Noon ET, Big Ten Network. LINE: Indiana -9.

ABOUT INDIANA (3-6, 0-6 Big Ten): Richard Lagow, who started the first four games of the season, got the start last week after freshman Peyton Ramsey (leg) was injured two games ago and is expected to keep the job versus Illinois after throwing for 226 yards and two touchdowns versus the Badgers. Simmie Cobbs Jr. is tied for first in the conference with 59 receptions and tied for seventh with six touchdown catches, while fellow junior wideout Luke Timian ranks third in the Big Ten with 54 receptions. Safety Chase Dutra recorded 10 or more stops for the third time in four weeks with a career-high 15 against Wisconsin, while Allen applauded the effort of linebackers Tegray Scales (12 tackles) and Chris Covington (nine) - each of whom played all 80 defensive snaps.

ABOUT ILLINOIS (2-7, 0-6): Cam Thomas saw his first extended action under center in place of Jeff George Jr. last week, finishing 10-of-20 for 159 yards while rushing 14 times for 30 yards en route to becoming only the fourth Illinois true freshman to start a game at quarterback in program history. Ricky Smalling extended his streak of hauling in at least one 20-yard reception to five straight games and leads the team with 415 yards receiving; his 16.6 yards per catch is the second-best mark among FBS true freshmen. With leading rusher Mike Epstein (foot) likely done for the season and second-leading rusher Ra’Von Bonner (concussion) missing the last two games, Kendrick Foster has amassed 139 yards and a touchdown on 32 carries against Wisconsin and Purdue.

1. Indiana is the only FBS program that has faced three top-five opponents and one of two teams to face five ranked foes this season.

2. The Illini are tied for first in the country with 14 forced fumbles and rank eighth in FBS with three blocked kicks.

3. Cobbs (T-13th) and Timian (26th) are one of four sets of teammates to rank inside the top 30 in receptions nationally.

PREDICTION: Indiana 27, Illinois 17

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June 12, 2018 / 12:19 AM / 2 months ago

Oil steady ahead of Trump meeting with Kim

* Reuters Live blog - here

* OPEC, non-OPEC producers due to meet on June 22 in Vienna

By Henning Gloystein

SINGAPORE, June 12 (Reuters) - Oil prices were little changed in early Asian trading on Tuesday as markets awaited the outcome of a summit between U.S. President Donald Trump and North Korean leader Kim Jong Un in Singapore.

Traders also said they were reluctant to take on large new positions ahead of a meeting between producer cartel OPEC and some of its allies on June 22.

Brent crude futures, the international benchmark for oil prices, were trading at $76.50 per barrel, up 4 cents from ther last close at (0003 GMT).

U.S. West Texas Intermediate (WTI) crude futures were at $66.16 a barrel, up 6 cents from their last settlement.

Crude has been supported by healthy demand and voluntary production cuts led by the Organization of the Petroleum Exporting Countries (OPEC), but analysts said oil markets were also currently heavily driven by public policy events and statements.

Trump and Kim will hold a summit on Tuesday in Singapore, where both sides seek to narrow differences over how to end a nuclear standoff on the Korean peninsula.

The meeting is officially due to start at 0900 Singapore time (0100 GMT).

“A positive resolution from Singapore is bullish for stocks,” said Greg McKenna, chief market strategist at futures brokerage AxiTrader, and several oil traders said crude futures could also get a lift from such an outcome.

In oil market fundamentals, however, not all things point to higher prices, with output from the three biggest producers, Russia, the United States and Saudi Arabia on the rise.

Russian production has reportedly risen from below 11 million barrels per day (bpd) to 11.1 million bpd in early June.

In the United States, production has risen by almost a third in the last two years, to a U.S. record of 10.8 million bpd.

Now, top exporter Saudi Arabia - which has so far led OPEC’s efforts to withhold supplies - is also showing signs of upping production.

Saudi Arabia has told OPEC that it raised oil output to a little more than 10 million bpd in May, up from 9.9 million bpd in April.

“This fits with the theory that the Saudis and Russians are subtly moving toward a change to the agreement at this month’s meeting,” McKenna said.

OPEC, together with some non-OPEC producers including Russia, started withholding output in 2017 to end a global supply overhang and prop up prices.

OPEC and its partners are due to meet on June 22 at the cartel’s headquarters in Vienna, Austria, to discuss policy.

“Oil prices are likely to trade in a tight range ahead of next week’s OPEC meeting,” ANZ bank said on Tuesday.

Reporting by Henning Gloystein; editing by Richard Pullin

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