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Enat Banks earns 78.9 million birr net profit for 2016 year

Enat Bank Ethiopia LogoEnat Bank has shown a 50 pc surge in profit, although the huge increase in profit after tax has been consumed by expansion in paid up capital by 47pc

A 50pc increase in net profits to 78.9 million Br, has slightly helped Enat to boost its earnings per share (EPS) which are currently at the 167.6 Br mark from 164.3 Br last year.

Established in 2013 with 11 Board members, six of whom are high profile women, the bank, has, as of this year, managed to expand its paid-up capital by 47pc to 565.1 million Br.

This enabled the bank to surpass the minimum paid up capital set by the National Bank of Ethiopia (NBE), two years before the stipulated deadline. Unlike other banks, Enat was obliged to reach half billion paid up capital in 2018, because of its date of establishment. A 2011 NBE directive obliged all banks to reach a paid up capital of half a billion Br by 2015/16. However, because Enat Bank was established in 2013, it was given a grace period of five years in which to reach the required capital.

The latest reports show that the bank is two years ahead of the schedule.

However, a year ago, as the part of the Second Growth and Transformation Plan, the National Bank of Ethiopia (NBE) urged all private banks to attain two billion birr in paid up capital in 2020.

In this respect, Enat is short of 1.6 billion Br to attain the required threshold by the deadline in about three years.

The rationale for investing heavily in capitalization was justified by the Bank being for the expansion of their branch networks, loan disbursement and ultimately meeting the demand for credit of a growing economy.

Enat was primarily established to provide financial security and opportunities for women, with a paid up capital of 262 million Br. The Bank’s female ownership is at 61pc.

With the exception of gains from foreign exchange, Enat reported a positive growth in its major operational incomes.

It earned over 183.28 million Br from interest on loans, investments in NBE bonds and time deposits, which is 46pc higher than 2015.

Enat, however, had a worse year in making money from foreign exchange dealings. Its earnings from foreign exchange plummeted by almost half to 7.8 million Br. The figure represents below one percent of the industry’s aggregate. Gains in for-ex still represent 3.6pc of the total income. Last year, its share of the Bank’s total income was 11.2pc.

During its first year operations, the Bank managed to earn the same amount from for-ex, then a year later, doubled its earning to over 15.1 million Br.

“While many of the banks reported healthy growth in foreign exchange dealings, the huge reduction at Enat is a very disappointing performance,” said Abdulmenan Mohammed Hamza, an analyst at London Portobello Ltd.

“Our bank had to endure a lot of adversities to deal with the intricacies surrounding for-ex acquisition,” said Wondwosen Teshome, president of Enat. “Despite this, we have never downplayed our responsibility to comply with NBE’s requirement in rationally allocating the scant foreign currency at our disposal.”

Since February, 2016, the central bank has urged all banks to allocate foreign currency on first come first served basis, to their customers, while the NBE revised the above priority list as required.

In 2015, the private banking industry amassed 1.6 billion Br from forex dealings.

Three weeks ago, Enat’s peer, Lion International Bank reported a gain of over 110 million Br from foreign exchange dealings, which is 47pc higher than the preceding fiscal year.

A look at Enat’s expense account reveals further expansion is planned.

Overall, the growth in income at Enat has been accompanied by expansion in expenses.

The Bank’s operational performance indicates the expense growth outpaced the growth in income. The latter grew by 59pc, which is 16 percentage points lower than the former. Overall, Enat spent 68 cents to generate one birr of income. Last year, all the banks spent 64 cents to earn one birr. That figure was below 50 cents five years ago.

Enat has spent 57 million as an administrative cost, which is almost equal to 72pc of the bank’s profit after tax.

To further boost service access to its customers, it increased its branches to 21, six of which are in outlying regional states, towns and the rest in metropolitan areas.

However, some shareholders were dissatisfied with the branch network of the bank. They believe the bank should extensively expand its branches throughout the country.

The management of the bank on the other hand, argues that strategic direction should focus on quality than quantity.

Nationwide, the total number of commercial bank branches reached 3187, as of June 2016. Of these, 66pc are located in regional states and towns. One branch is estimated to serve an average of 28,932 people.

Enat’s total assets increased by 47pc to 3.2 billion Br.

Total outstanding loans and advances reached 1.6 billion Br, showing a growth of nearly half a billion. Of these, construction and import loans represent almost half of the amount.

Deposits leaped by 51pc to 2.4 billion Br, lifting the Bank’s market share to 1.6pc from 1.3pc in 2014/15.

As a result, the loan to deposit ratio of Enat decreased to 68pc from 72pc, meaning the Bank is not lending much to customers for every one birr of deposits. It could also indicate the Bank is not earning as much it can on its deposits

In contrast, Abdulmenan argues differently.

“Even though the current year’s loan to deposits ratio is lower than last year’s, it is still positive,” he commented.

In October, 2016, Enat signed a new portfolio Risk Sharing Loan agreement with The United States Agency for International Development (USAID) and the Swedish International Development Cooperation Agency (SIDA).

The agreement provides 10 million dollars of collateral to enable Enat to cover losses on loans to women entrepreneurs, with a rationale of providing more loans to women-owned businesses and increasing its capacity to lend to small and medium-sized enterprises (SMEs).

A look at its liquidity, Enat’s cash and bank balances increased by 25pc to 667.44 million Br. The proportion of cash and balances to total assets have decreased to 21pc from 28pc.

“Despite such reductions, the liquidity level of Enat is still healthy,” Abdulmenan commented.

Tags: Ethiopian Banks,, Banks in Ethiopia,, Ethiopian Bank Profit,, Enat Bank S.C,, Enat Bank Profit,

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Saturday, 13 May 2017

Air fresheners in movies

I was waiting at a bus stop recently when I noticed a car with a Christmas Tree air freshener hanging from the rear-view mirror, which put me in mind of Repo Man (1984) and the whole business of the Little Trees homage shots that subsequently made their way into movies and TV.

Repo Man features pine tree-shaped air fresheners in almost every vehicle in the movie, including the police motorcycle. People will tell you that the manufacturer, Little Trees, funded the movie, but that's not true. No money changed hands, but a number of air fresheners did. It is part of the legend that every Little Tree used in the movie was scent-free, because no one could handle the smell of them.

Repo Man is a cult movie, little known in the mainstream, but beloved by aficionados, who include many young Hollywood directors. I don't know exactly when the trend started, but it became a thing to include a Christmas Tree air freshener somewhere in your movie. Here are some examples.

Repo Man (1984). The first car recovered by Emilio Estevez has a blue one.

In Repo Man (1984), even the police motorcycle has one.

Cadillac Man (1990). Robin William's wife has a red one.

Robin Williams wears a green one in The Fisher King (1991).

Charles Durning has two in his car in Home for the Holidays (1995).

Full screen in Ocean's Eleven (2001). Is this big enough?
In The Wire (2002), Season 1, Episode 2, Rawls tosses the wrong office. Landsman points out that this is McNulty's office. Notice the green leaf, bottom right.
As befits a Shopgirl (2005), Claire Danes has a pink one.
In 10 Items or Less (2006), Morgan Freeman checks all the options...
... before choosing a green Christmas Tree for Paz Vega's car.
In The Unit (2007), the CIA use a green one as a signalling device.

Ellen Page has the red Autumn Leaf version in Juno (2007).
Amy Poehler has a red Christmas Tree in Baby Mama (2008).
And in Despicable Me (2010), Gru opts for a generic green one.

First posted: 18 January 2013

Friday, 12 May 2017

Sunday, 7 May 2017

100 Greatest "Music Scenes" in Movies

Mew Lists has come up with their version of the 100 Greatest "Music Scenes" in Movies. I know you'll disagree with some of them. I would have liked to see the following included: Ray Charles singing "Mess Around" in Planes, Trains & Automobiles (1987), the "Stayin Alive" segment from Foul Play (1978), the karaoke scene from Paperback Hero (1999), the title song from Shaft (1971), the title song from Live and Let Die (1973), "Let the River Run" from Working Girl (1988), "Why Don't You Do Right" from Who Framed Roger Rabbit (1988), "Sooner or Later" from Dick Tracy (1990), "Cruisin'" from Duets (2000), the title track from Mo' Better Blues (1990), the karaoke scene from The Actors (2003), Wolfman Jack playing "Green Onions" in American Graffiti (1973), "Things Have Changed" from Wonder Boys, and "Lydia the Tattooed Lady" from At The Circus (1939).

What about you?

In case you were curious...

Saturday, 6 May 2017

Chili Palmer Talks Screenwriting

Can you believe it? Get Shorty is now twenty-two years old. Where did that time go?

Friday, 5 May 2017

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Monday, November 27, 2006

Adirondack League Club, Forest Lodge

This is the interior of Forest Lodge, Adirondack League Club, Honnedaga Lake, New York.

1 comment:

  1. I actually was a cook at the Adirondack League Club (promoted from scullion after the "real" cook quit) during the summer of 1962.

    Quite the place. I remember absolutely clear water, a couple off Adirondack guide canoes or guideboats, I think they called them.

    Wide at the gunwales, swiftly swooping in an S-curve down to a narrow (maybe 9 inches?) flat bottom. Made of thin cedar, thin-necked oars that bent in the water if you pulled hard, and then snapped straight for a little boost of speed.

    And the Ballantine (of brewing notoriety) "cabin." Three stories. Tile shower stalls. Four bays on the water. Two for seaplanes, two for Chris-Craft speed boats. A generator shed back in the woods.

    Some "cabin."

    As I recall, a Bea and Alex Kilb were the season caretakers of the lake and the lodge. I uncertainly remember that they lived in Dolgeville.

    There were just a couple of grandmothers who lived near the lodge (their families no longer came to the lake, but they liked it).

    I cooked their meals, and the meals for about 13 staff members. Six meals a day. Bread, rolls, steaks, stews, soups, pies, cakes. Thank god for "Joy of Cooking" and all its "chemistry of cooking" chapters.


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Research programme: intranasal allergy vaccine - ID Biomedical

Drug Profile

Research programme: intranasal allergy vaccine - ID Biomedical

Alternative Names: Intranasal allergy vaccine research programme - ID Biomedical

Latest Information Update: 25 Feb 2008

Price : $50

At a glance

  • Originator ID Biomedical Corporation
  • Class Vaccines
  • Mechanism of Action Immunomodulators
  • Orphan Drug Status

    Orphan designation is assigned by a regulatory body to encourage companies to develop drugs for rare diseases.

Highest Development Phases

  • No development reported Hypersensitivity

Most Recent Events

  • 25 Feb 2008 No development reported - Preclinical for Allergy (Intranasal)
  • 08 Dec 2005 ID Biomedical Corporation has been acquired by GlaxoSmithKline
  • 06 Nov 2001 Preclinical development for Allergy (Intranasal)
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Adoption Finances

Many potential adoptive parents are discovering that adopting a child can put a serious strain on family finances. Fortunately, adoption can be an affordable option for families with careful financial planning. (Check out a recent webinar on Adoption Finance Tools by Ellen Wilson, Chief Financial Officer.)

Below are just a few of the resources available to help potential adoptive parents.

Domestic Infant Support Fund

Gladney adoption grants may be available.  Check with your caseworker for further information.

Benefits for Adoption

Employee Benefits Program

Many organizations offer their adopting employees benefits in the form of time off or financial assistance. Call your employee benefit office to check if your company is a participant. See if your employer is on the Dave Thomas Foundation for Adoption 2016 Best Adoption-Friendly Workplaces.

IRS Tax Benefits

For taxable years beginning in 2016, under § 23(a)(3) the credit allowed for an adoption of a child with special needs is $13,570. For taxable years beginning in 2016, under § 23(b)(1) the maximum credit allowed for other adoptions is the amount of qualified adoption expenses up to $13,570. The available adoption credit begins to phase out under § 23(b)(2)(A) for taxpayers with modified adjusted gross income in excess of $201,010 and is completely phased out for taxpayers with modified adjusted gross income of $241,010 or more. (See section 3.19 of this revenue procedure for the adjusted items relating to adoption assistance programs.)  Since the credit is per child, the maximum you claim depends on the number of children you adopt.

    Private Grants and Loans

    Adopt Together

    This non-profit funding platform helps families raise money to pay for adoption costs. Check out how it works by visiting Adopt Together.

    A Child Waits Foundation

    A financial resource for those seeking loans for international adoptions. Apply today!

      The Abba Fund

      The ABBA Fund helps Christian families overcome the financial obstacles of adoption by providing interest-free loans that can be paid back over time. They also administrate Matching Grant and Interest-Free Loan Adoption Funds for churches at no cost to the church so that local communities can help their families with adoption costs.

      Affording Adoption Foundation

      Offers financial assistance to families in the process of adopting. Grants will vary in amount, depending upon the current number of applicants, as well as the need of those applicants.

      America's Christian Credit Union

      Adopting a child is a special event for the Christian family. While many financial institutions do not understand the unique situation surrounding the adoption process, ACCU choose to respond to those needs. As part of their continuing effort to "reach, serve and teach," they are happy to offer Adoption Loans.

      American Academy of Adoption Attorney Family Formation Charitable Trust

      Provides financial assistance to those individuals and nonprofit organizations seeking to build families through adoption and assisted reproductive technology. For more information and access to the grant application, please visit

      Both Hands

      Both Hands helps families fundraise for their adoptions. A family gathers a team of volunteers and Both Hands coaches them to coordinate a service project fixing up a widow’s home. Similar to a 5k race, the volunteer team sends letters to raise sponsorship for their day of service. However, instead of running, the team serves a widow in their community.  Learn more.

      Buescher Foundation

      Families that are adopting domestically and have been approved by an agency or facilitator can apply for a grant. There is no income requirement.

      Cade Foundation

      The Tinina Q. Cade Foundation’s Family BuildingTM Grant provides up to $10,000 per funded family to help with costs of domestic adoption and medical fertility treatment. The only restrictions for applying are must have a diagnosis of infertility from your doctor and be a legal, permanent US resident.

      Chosen Ministry

      Fund your adoption by forming a team to run a Chosen Ministry marathon. Registration fees from your team members are eligible to help fund your adoption. This funding is for Christian families. Learn more by visiting

      Elijah's Truth

      Provides adoption grants to qualified Christian adoptive families living in Minnesota, North Dakota or South Dakota who have been approved by a licensed child placement agency and who have been matched to a minority domestic infant (you do not need to be matched to apply, however, grant money awarded will not be dispersed until after placement)

      Family Building Grant

      The Tinina Q. Cade Foundation’s Family Building Grant is an annual award that provides up to $10,000 to needy, infertile families. These grants assist with the costs associated with infertility treatment or domestic adoption.

      At Frost, we are honored to have the opportunity to build a long-term relationship with you by offering Financial Adoption Assistance as you embark on this new chapter of your life. Having been in business since 1868, we not only feel confident in our ability to provide expert and secure financial services, but also in our commitment to conduct business in an honest and ethical manner. For more information on how Frost can provide Financial Adoption Assistance to you and your family, click here

      Gift of Adoption Fund

      Give a child a home for a lifetime! Grants are awarded regardless of religion, race, age, marital status or sexual orientation. Click here.

      God's Grace Adoption Ministry

      GGAM seeks to help Christian families overcome the financial burden of adopting children. Find out more.

      Helping Kids Cope

      Adoptive couple can be of any race and child to be adopted can be of any race, age or gender.

      The team is dedicated to helping couples/individuals overcome the seemingly insurmountable financial challenges that are associated with adoption.

      It's A Child's Life Foundation

      It's a Child's Life Foundation is a small non-profit organization based out of Ada, OK with a heart for helping in the areas of foster, adoption, mentoring and support for children.

      Jewish Free Loan Association

      Loans up to $35,000.

      Katelyn's Fund - Orphan Ministry

      Katelyn's Fund has been given the opportunity to provide grants to several Christian families.

      Lending Club is the world’s largest online marketplace connecting borrowers and investors.

      Lifesong for Orphans

      Lifesong for Orphans encourages Christian couples to adopt a child by relieving some of the financial burden of international and domestic adoption. They provide Adoption Matching Grants from $1k-$4k per child, and also offer Interest-Free Loans up to $10,000. You can visit their website at, or email at, or phone 309.747.3556

      Adoption loans from $5,000 to $100,000

      National Adoption Foundation

      Open to all legal adoptions or non-related children and does not exclude private adoption, agency adoption, international adoption or special needs

      Oxford Adoption Foundation

      Helps families adopt internationally by providing low interest loans to assist with the expenses associated with the international adoption process.

      Pathways for Little Feet

      Provides interest-free loans to qualified adoptive families who need financial assistance to finalize their adoptions.

      Project Hope Ministries

      Project Hope Ministries provides matching grants to Christian families that adopt older, special needs, or sibling groups from Colombia. The purpose of the match is to help encourage your friends, family, and church to give to your adoption.  Please download a PDF version of the grant.

      Prosper.Com Loans in Partnership with Adoption.Com is partnering with to provide hopeful adoptive parents across the U.S. with access to low-interest, unsecured adoption loans.

      Resources 4 Adoption provides free adoption resources that contains up-to-date and detailed information for over 60 adoption grants. conducts regular research on adoption financing options and provides you with updates on this information. is dedicated to helping remove financial barriers to make your adoption dream come true.

      Show Hope

      Through adoption assistance grants, Show Hope donors have helped provide loving, Christian families for over 2,000 waiting orphans from 40 different countries, including the U.S.

      The Sparrow Fund

      The Sparrow Fund is an organization committed to encouraging and supporting these families in the adventure of adoption. We do this by providing grants to families in financial need to enroll in programs specifically designed to provide counsel and comprehensive medical reviews of their referred child.

      Gladney Center for Adoption
      6300 John Ryan Drive | Fort Worth, Texas 76132-4122

      Headquarters: 817-922-6000   Pregnant?: 1-800-GLADNEY
      International Adoptions: 1-800-INT-ADOP
      Domestic Adoptions: 1-800-687-3097
      Click here for more locations and contact info.


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AdTurds Bad Adverts – Badverts

McVitie’s and Cadbury’s: The Owls Are Not What They Appear

If you look closely on the internet there's all manner of bullshit to navigate. Forget Jennifer Lawrence grimeporn and the Deep Web, the really filthy stuff is to be found on the drivel-purveying marketing and advertising websites.

For instance, were you aware that there's an 'afternoon snacking market'? Of course, you weren't, because there's no such thing. It's a nonsense term invented to convince biscuit-vendors that they have to spend more money on advertising, by convincing us that there's such a thing as an afternoon snacking market. There's not – it's a total invention. But I bet you're thinking about what biscuits you typically eat on an afternoon.

What, for example, differentiates a morning biscuit from an afternoon biscuit? What does the midnight snacking market consist of? What would you say if someone offered you a night biscuit?

Anyway, such 'afternoon snacks' can be seen in the form of Cadbury's Lu and Ritz – something that I think consists of two different biscuits, though I'm not sure. Every time I hear them reference they're called Cadbury's Lu and Ritz. What is a Lu? And isn't a Ritz a cheese cracker? Is that what a Cadbury's Ritz is? And do you have to purchase it with a Lu or can it be bought separately. And doesn't Cadbury's Lu put you in mind of a chocolate lavatory?

So many questions. What the afternoon snacking market advert is aiming for is obviously the idea that eating one of these biscuits is akin to a five-minute hit of pure heroin-cocaine highball, only without the attendant self-loathing, heart attack and death in Hollywood motel.

Cadbury's suggests that you'll want to dance if you eat one of their Ritz and Lu (or maybe a Ritz or a Lu, I really can't tell) – they call their campaign Moments Of Joy; McVitie's wants you to think that you'll enjoy a narcotic-free Twin Peaks-style trip if you eat one of their BN biscuits. Their current campaign is called Sweeet.

Picture 5

You've probably seen their ads where two girls make funny faces at owls that are sitting on their heads. I don't recall ever finding simple visuals so aggravating. McVities has form with this – not long ago we saw a Bush Baby coming out of pack of Jaffa Cakes, a puppy emerging from some digestives and kittens making nurses all gooey.

I despise every single one of them. Mannered, try-hard, whatever you want to call them, it's the sort of thing that seems designed to stimulate a reaction - any reaction - to make it memorable. We see the advert; we see the product - we make an association. Perhaps the best at this was the You've Been Tango'ed series of ads from the 90s that suggested that drinking some fizzy orange pop was a bit like being slapped around the face. There's another on at the moment that suggests chewing 5 Gum is like standing under a torrent of Vimto.

Picture 4

Only, these adverts don't do that for me. Eating a Jaffa Cake isn't like all the horror, delights and weirdnesses of a trip condensed into 30 seconds. It's something that tastes nice with tea. Can you imagine how insane life would be if it were how advertisers portrayed it? A day-glo, high-volume rollercoaster of inescapable emotion. Exhausting, numbing, incomprehensible.

Sometimes a biscuit is just a biscuit. And thank God.

• To give you an insight into the insanity of biscuit marketing, I've C+Ped some stuff from an ad blog I found, along with my genuinely-held responses to it, line-by line.

The campaign was created to celebrate everyday moments made that little bit better with a McVitie’s biscuit.

Fuck off.

Fuck off.

places a packet of BN biscuits on the sofa behind them and invites them to enjoy an afternoon tasty treat.

Picture 2

Fuck off.

The packet is opened and out pops a wide eyed baby owl creating unexpected excitement

Fuck off.

and happiness

Fuck off.

for a moment before crunching into the crispy sandwich biscuit,

Fuck off.

enjoying the cheeky wink

Picture 3

Fuck off.

of a McVitie’s.

....fuck off.

Sarah Heynen, Marketing Director of Sweet Biscuits at UBUK, commented: “The new BN ad continues to illustrate the emotion derived from the biscuit eating moment."

Fuck off.

Hate adverts?

This is the one chance you’ll ever get to fight back against terrible adverts. For once, the boot can be on the other foot. Deliver it to the knackers of evil – and hit the buttons below.

Still here?

You should definitely sign up below. Every extra follower makes Gladstone Brookes unhappy.


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Tuesday, 25 February 2014

Moving out of the caravan :(

So we had to move out of the caravan :( there were a few reasons for this, the most poignant being that we are obviously having a baby in a few months.  Things were getting a little cramped,  and even though the weather here has actually been very mild for this time of year (all rain, no frost!), it got very tiring being cold all the time. Plus with all the storms we have been having in the south west means I have been a tad worried we would just blow away like Dorothy's house in The Wizard of Oz. Sound silly I know but it was scary at times!

I have now learnt how much I take central heating,  and even decent clean, warm, dry living conditions for granted.  Which I never will again. Some of our possessions,  and the sofa cushions,  had started to grow mould. I had to throw away about 4 or 5 pairs of shoes. Not pleasant and most likely not safe either. But oh well I won't dwell on the negative.  We are now living with the inlaws. Haha. It's rather cramped,  but I'm actually alot happier. I think the cold was getting me down alot more than I realised. It got to the point where the cold made me not want to get out of bed, and then when I did get out of bed I spent most days wrapped up in blankets watching tv, too cold to move.

On the plus side, I am now 16 and a half weeks pregnant,  so in three weeks I will be halfway through the pregnancy.  Yay! And as a last minute cheeky weekend (or midweek) break we are going to Paris on Monday. I'm very excited as I have never been before, I'm going to do all the sightseeing and history stuff! So theres a really cool post about that coming up next week!

Until then ;)

Tuesday, 11 February 2014

Cool ways to use a hot glue gun

I love my glue gun.

Just lately my sole source of crafting amusement has been making hair accessories.  I really do love it, the making process in simple and quick, and we all love accessorising right? It just wouldn't be possible without my glue gun, it was possibly my best ever crafting purchase.  It has two settings for different materials and bonding strengths, and dries amazingly quickly.  It cost me six pounds at a home store, for the amount that I use it it is well worth it.

I have previously used it to make masquerade masks.

For hair accessories I have used plastic bats bought at Halloween, foam roses and bows I fashioned out of duct tape. Here are my results.

This is a double bow I made from one standard piece of tape, stuck on to a bow made with two pieces of tape together.


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Thursday, May 3, 2012

Saying Good-bye to History....

Tuesday morning I had the honor of joining two friends and going to say good-bye to Walter Reed Army Medical Center. I was so very eager to go one more time. But I totally underestimated how hard it was going to be. I took a lot of pictures and I am going to share some of our favorite memories with you.

This is the hospital that helped heal millions of lives. We spent most of our time on the 5th floor in Ward 57. When I sit back and look at this picture all I can do is smile thinking about my family's journey.

This is where my part of the journey began on the afternoon of January 26, 2011. I was escorted by a member of the Army from the airport to the hotel and then inside these doors to meet SFC Motes who was our 101st liaison and sometimes life saver. I can't recall how many more times I walked through those doors.

On that bench on the left was where Chaz and I were when I received a very cool phone call. Then we met CSM St Louis from the 101st who is now with the 101st Association. I remember that day very well.

This is how Chaz got into the MATC almost everyday once he became an outpatient.
This is my re-enacting my phone call with the Montgomery County School System. This is when I told them we were home school our girls with or without their permission. That was another interesting phone call along this journey.
This is where I would help Chaz get on and off of his hand bike when he was training for the Army Ten Miler. He (and many other warriors) would race around the building on this very path.
This is part of the path we took to the hospital on our daily walks to and from the Fisher House.
This is the Old Red Cross Building. It was used for all sorts of things. We passed it everyday on our walks.
This is the Fisher House we stayed in from March until August 2011.
On March 20, 2011, our daughters walked through these doors and saw their Daddy sitting in the living room which was to your right. This was the first time they had seen Chaz since his injuries. It was an amazing moment full of hugs, smiles and tears. It proved to the four of us that everything was going to be ok. It was the beginning of a new chapter in this journey for us.
 This was our suite in Fisher House that worked very well for our family.

 This was Chaz's favorite parking spot. The van fit very well and he could wheel right into the house.

 This is how Chaz got out from the house and then to the back so we could enjoy the outside for a minute.
 Our girls love and miss this playground. Many, many hours of fun were spent right here.
 This little house was probably their favorite part of the playground.
 This patio used to have a grill and furniture and was filled with smiles and laughter. The residents hung out here often.
This is where our Fisher House friends Laura and Leah stayed. Their friendship has been a big perk out of this journey.
This is the hill that I pushed Chaz up in the pouring down rain last year. He yelled, "Mush, Mush!" at me like I was a husky. So then I said, "Say it again and you'll get a lesson in gravity." We laughed so hard as I pushed him all the way up that hill that night.
 The Mologne House is where the majority of our outpatient warriors and their families lived during their stay at WRAMC.
 The entrance used to have people sitting on its benches waiting to go on another adventure provided by executive services.
 You could never find a parking spot in this parking lot.
 This is the tunnel to the back of the Mologne House. Many days non-profits would line up in this tunnel and thank our warriors and their families for the service and sacrifice. So many different types of food would fill the tables set out here.
 This pond was filled with Koi fish waiting eagerly for you to drop them a piece of bread.
 We found the playground and decided it was just too lonely. So we each took turns making a few more laughs and smiles with it.
 This patio was once overflowing with love, life, smiles, tears, music and so much more. Now it's a ghost town.
 This was Wagner gym.
 This is the original Walter Reed General Hospital.
 Chaz liked to come down here when the sprinklers had gone off and would spin out in his power chair.
 The path to the rose garden.

 This is how I knew someone was watching over me. This is the flower of a tulip poplar tree. I remember my granddaddy catching those flowers for me when they fell. It was at this moment I was pushed to tears.
 Then I looked up. The trees just gave me a sense of calm.
 I love this path under the trees. To me it's the road less taken.
 Then I looked back to admire the Rose Garden. I took in it's peace and serenity and mourned the fact that we don't have a place like this at the new hospital for the families. I realized that I was so lucky to have one last moment there. Then I wished that I could pick it all up and take it to the new hospital so all of our families could have a place to retreat to and just enjoy the beauty of nature.
 Another shot of the original hospital.
The fountain from the front steps.
 Looking up...
 This plaque will stay on the building so others will always be reminded of Walter Reed and his legacy.

 So many first steps were taken inside this building. So many advancements in prosthetics happened right there.

 I just love this sticker!
 Chaz walked laps and laps and put in hundreds of hours of PT in that room.

One final picture of the map and the way it was....
And one last picture to say good-bye to the place that helped heal my family. I don't think we'll ever truly know how many lives Walter Reed Army Medical Center touched. But I do know we miss it horribly and that we're not alone.

  1. Thanks so much for sharing all this!
    Praying so very hard in Seattle!
    Proverbs 3:5-6 Trust in the LORD with all thine heart; and lean not unto thine own understanding. In all thy ways acknowledge him, and he shall direct thy paths.
    My email address

  2. Whatever the Lord allows to happen in your life, He'll get you through it! Praying!
    2 Samuel 22:2-3, 7 And he said, The LORD is my rock, and my fortress, and my deliverer; The God of my rock; in him will I trust: he is my shield, and the horn of my salvation, my high tower, and my refuge, my saviour; thou savest me from violence. (7) In my distress I called upon the LORD, and cried to my God: and he did hear my voice out of his temple, and my cry did enter into his ears.
    My email address

  3. Always praying!
    2 Samuel 22:29-33 For thou art my lamp, O LORD: and the LORD will lighten my darkness. For by thee I have run through a troop: by my God have I leaped over a wall. As for God, his way is perfect; the word of the LORD is tried: he is a buckler to all them that trust in him. For who is God, save the LORD? and who is a rock, save our God? God is my strength and power: and he maketh my way perfect.
    My email address

  4. Praying!
    Hebrews 6:17-20 Wherein God, willing more abundantly to shew unto the heirs of promise the immutability of his counsel, confirmed it by an oath: That by two immutable things, in which it was impossible for God to lie, we might have a strong consolation, who have fled for refuge to lay hold upon the hope set before us: Which hope we have as an anchor of the soul, both sure and stedfast, and which entereth into that within the veil; Whither the forerunner is for us entered, even Jesus, made an high priest for ever after the order of Melchisedec.
    My email address

  5. Thanks for this, Jessica. Seth was inpatient for our entire time there, so when we left I took photos, too, but they were of the ICU, PACU, and Ward 57 doors; the gardens outside ward 57, the shuttle stop where we waited for rides to the hotel, and the tree outside Seth's window. We only made it to one picnic out in the tunnel because, at the time, sitting up in his chair was too painful for Seth. What a ride this has been. Thanks for the memories.

  6. Jessica, my great uncle was a soldier and ended up being a patient at the "old" Walter Reed many years ago--and then my husband ended up working there. For years I heard my grandmother and great-aunt speak of Walter Reed and their bus rides from Alabama to WRAMC to be with Uncle Robert. I had no idea I'd ever be able to walk those halls where he and they walked. I feel so honored to have been able to visit Walter Reed and see what they meant when they spoke about this icon. When Al received his orders to WRAMC, I had no idea how much it would mean to me to be in that building. I feel so blessed to have walked where Uncle Robert and so many heroes have been (including Chaz.) :) May God bless you and your family!


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Using modern, yet simple design and custom photos we managed to capture the look and feel for Downtown Georgetown. And that was our goal - to translate the charm of the place online.

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Selected Graphic Design Portfolio


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2nd International Conference on the Long and the Short of Non-Coding RNAs

  • When: 09/06/2017 - 14/06/2017

  • Where: Heraklion, Crete, Greece

  • Conference Center: Aldemar Knossos Royal Village Conference Center

  • It has been more than a decade since scientists realized that microRNAs (miRNAs) and Piwi-interacting RNA (piRNAs) are not mere oddities invented by worms and flies to regulate gene expression at epigenetic and post-transcriptional levels. Rather, many of these 21-31-nucleotide-short RNAs function in invertebrates and vertebrates alike and some of them are highly conserved. In mammals, miRNAs are thought to inhibit gene expression by targeting mRNA stability and translation, while piRNAs suppress retrotransposons primarily in germ line cells. More recently, they have been joined in the limelight by long non-coding (lnc) RNAs, including long intergenic non-coding RNAs (lincRNAs). lincRNAs affect gene expression by a variety of means including RNA, DNA, and protein binding. Nevertheless, the mechanisms whereby non-coding RNAs regulate

    mRNA transcription, subcellular localization, turnover, and translation remain incompletely understood – as do their implications for cell biology and pathophysiology. The goal of this meeting is two-fold. One is to review recent advances in non-coding RNA biology, from biosynthesis to function. The second is to discuss the use of therapeutic non-coding RNAs (including antisense RNAs, siRNAs, miRNA mimics and antagomirs, crRNAs of the CRISPR_Cas system, aptamers, etc) as tools to correct faulty gene expression in human disease.

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Open for Abstract Submission until: 01/05/2017
Open for Travel Award Application until: 31/03/2017
Open for Registrations until: 15/05/2017
Add Deadlines to your Calendar


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Friday, January 8, 2010

from the tail end of last semester

for my final image for my screenprinting studio I wanted to do something mixed-media, and I had the idea to screenprint decorative elements such as hair and jewelry, and then hand color faces inside of them.
I looked at a lot of classic childrens book stuff like Ivan Bilibin and then also got a little bit inspired by Mr Alphonse Mucha, from whom I borrowed the color scheme.
I used Christina el Haddad as a model, and I worked with several hand-colored facial expressions set inside the screenprinted hair and jewelry.
In the end, it was finals, I did a rush job on the hand coloring and ended up only being truly satisfied with one of the prints, but thats ok, it was a good experiment. Also, if I had it to do again I believe I would use ink for the hand linework, because the charcoal doesnt play as well texturally with the watercolor and screenprinting.
anyway, I hope you enjoy the piece

Sarah Ihrke said...

this is a beautiful piece Tony!

Kristina said...

Hey you! They still got Fogoros teaching screen printing?

Nice print. p.s.


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as well as Action Analysis Classes and many other vintage animation documents!

Sunday, March 18, 2007

Now that the Pinocchio draft is all done, and I cannot get to my other Pinocchio fare for some time, I have to see what else I can find that might moderately interest some readers.

Today I found a little drawing I did after walking the halls of Disney's 1940 Burbank animation building, which finally made it clear to me which wing was which, as an aid to the directory I posted (1 2 3).
It seems to me that there are quite some subsidiary companies and even external companies housed in the building, which I find a bit disconcerting from a historical point.

What I did find a wonderful discovery was that the hallway on the second floor still has the "how animation works" shadow boxes that I first saw there in 1978, and later found in the book "Magic Moments." I believe someone told me that they were made by animation dept. staffers, though I cannot remember by whom...
Animation Building < Click on it!

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The findings of this year’s Hotel Chain Development Pipeline Survey, produced by Lagos-based consultancy W Hospitality Group (, show that Hilton is leading the race to develop new hotels in Africa with 7,250 rooms in its pipeline, spread over 29 new properties, 18% up on the previous year.

nigeria-workersHot on its heels is Carlson Rezidor, with 6,953 new rooms in development spread across 32 hotels. Marriott is in third place with 6,412 rooms in its pipeline spread over 36 new properties, 22% up on 2014. Best Western has 12 new hotels in its pipeline, but the average size of hotel is lower, at 93 rooms, and therefore drops out of the top ten when the pipeline is analysed by number of rooms.

Both Kempinski and Fairmont focus on large, luxury hotels (Kempinski with their single brand, and Fairmont developing Raffles, Fairmont and Swissotel) and have the largest average number of rooms in the survey. Mangalis is a new chain, launched in 2013, with its first hotel openings expected in 2015, in Conakry and Dakar.

In terms of individual brands, Carlson Rezidor’s Radisson Blu brand occupies first position in terms of the number of hotels and rooms in its development pipeline.  Its sister brand, Park Inn by Radisson, is also in the top 10, whilst the Hilton brand and its “little brother”, Hilton Garden Inn, occupy second and fifth positions respectively.  Marriott and Starwood each have two brands in the top ten, with Starwood achieving particularly strong growth for both brands, Sheraton and Four Points.


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BFA regions to benefit from FIFA grant

The Botswana Football Association (BFA) is set to receive a major boost in funding from FIFA, the world football governing body. The BFA President David Fani revealed this at the Association’s annual general assembly in Gaborone on Saturday. Mr. Fani told the assembly members that the BFA have received a grant totaling $300,000 USD from FIFA and that they plan to use this funding to improve regional football development. Fani said regional football continues to play a key role in the country’s soccer development; therefore it cannot be neglected. He said the BFA still faces some challenges in terms of sponsorship for some affiliates like the first division and regional leagues. Regarding national team issues he said the BFA is leaving no stone unturned in making sure that the team is adequately prepared for the Africa Cup of Nations (AFCON) finals in Gabon and Equatorial Guinea next year.

He said in a country like Botswana where there are still no adequate sport development structures, school sport played a critical part in development and talent identification hence the need to find an amicable solution for the impasse.


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Thursday, 28 November 2013

That mistakes in Kenyan newspapers come in high frequency, is hardly debatable. Even a committed media critic can drift towards apathy. But then a gem of a howler vigorously awakens the need to deconstruct and dish out some disgust discourse. If a paper's target is smart readers, then it better confine itself to smart mistakes.

The above story, appearing in a national paper, ranks among the worst articles I have ever had the (dis)pleasure of analysing. Right from the crafting of the headline, some not so well-meaning force seems to yearn for a fist to face encounter with the sub/revise-editor.

"Kibwana tells Makueni diaspora investment"...what?....to do what?.....what?......TO DO WHAT? Suspense is good, but not when it borders the bizarre.

And just what entity is 'Makueni diaspora investment' anyway? Maybe there's clarification within the body of the story. Maybe not!

The all important first paragraph takes the confusion to dizzying heights. There's truly an exceptional effort to annihilate the English language, if it's not a deliberate act of editorial sabotage.
Governor Kivutha Kibwana has told on Saturday met Makueni residents in the disapora to invest back home.
That such gibberish got published, is a wonder to behold. So Kibwana, it has been established, is a Governor. Everyone knows of which county, right? And there's more serving of literary disasters.
Kibwana was addressing the residents in in New Jersey, US on Saturday.
In the same illogical pattern, does the double 'in' translate to an 'out'?

No doubt I'm out now, on the double!

Friday, 22 November 2013

Three years ago, I had the opportunity of being listened to by the CEO of a leading media house in Kenya. I tried to impress on him the need to venture into Internet service provision, to bundle it with TV content. Well, not much came out of the meeting. But the country's largest mobile service operator is now diversifying into TV content provision.

I had been especially concerned by the possibility of mobile service providers venturing into streaming television content and leveraging on their wide subscriber bases.

My argument then was that to remain competitive, the media firm had to invest in Internet-based real time audience participation and feedback platforms, now even more relevant with the switch to digital TV.

Even then, it was clear that the audience was getting more assertive in choosing what to watch and when to view, whichever content.

In the discussion, I pointed out the usefulness of venturing, (like in more developed countries), into the realm of video on demand, pay per view and red button capabilities.

More certainly had to be done, than simply uploading content on Youtube, or a media company's websites and linking the same to social media networks, to widen access and open new revenue streams.

From broadcasting to narrowcasting

Indeed, it's increasingly becoming imperative for media houses to open up interactive channels that would enable listeners, viewers and readers to customize content to suit individual tastes or needs.

In other words, broadcasting to a mass audience has gradually been giving way to 'narrowcasting' to a segmented audience. So enabling the audience to choose what suits who, in what format and which time, has been a game changer.

Subsequently, a mobile telephony enterprise, already boasting millions of subscribers plus a successful money transfer platform, and already reaping profits from data services, will have a competitive advantage, when it seeks out the traditional TV audiences.

It is highly probable that soon, Kenyans might stop tuning into TV stations, to catch their favourite programmes at 'dictated times', because the same could be downloaded on demand, even if an amount is to be charged for accessing premium content.

And that is why the audience is now king and the content is queen!

Friday, 15 November 2013

Don't worry so much if your husband goes astray. You're the Mercedes Benz, and the mistress is an inferior ride. So let the man have his way, because he will still come back to you. That is what was spewing out of a Nairobi-based FM station. When will radio presenters realise they also operate in the realm of radio journalism?

The captains of the local media industry are on record acknowledging the need to equip every radio person behind a microphone linked to an audience, with media ethics and basic journalism principles.

If that is achieved, then the case for self-regulation for the media will be cemented even further. But to continue having 'rogue' musicians, comedians, DJs and 'sales people' on air, will sustain the negative perceptions about the media industry.

Granted, the great revenue generation speared-headed by the radio 'sales people' on air, is crucial in keeping radio stations afloat. But at what or whose expense, should also be taken into consideration.

Somebody needs to keep track of what is acceptable ethical standards, and especially ensure the media, does not lead astray young people with impressionable minds.

That's why everybody is in agreement about the need for media regulation. How that is to be realised is the bone of contention.

But if nobody cares about what is in the best interest of the public, because the focus is on profits, then the media will eventually degenerate into a destructive force upon the very society it's meant to serve.

Is anybody listening?

Thursday, 7 November 2013

It seems there'll always be a truthful truth and a not so truthful truth, as far as the Kenyan media is concerned. To those in the industry, this 'misnomer' can easily be explained by the underlying slant, when it comes to press coverage. But is this being fair to the trusting and even spending intended readers?

If for example, somebody purchases a newspaper with the above headline, there is a very high likelihood of them expecting what is stated in the splash to be a truthful representation of 'sacred' facts. But what if they first take a glance at another newspaper's headline and spot something else like:

The same story is given prominence, but in not so certain terms, as the earlier one. I can bet at this time, some doubt would have begun to form in the mind of the newspaper buyer. Improbable as it may sound, at this point, the 'truth' is clearly beginning to assume another form.

Perhaps to get a clearer picture, the newspaper purchaser decides to have a third opinion. And a look at yet another paper's coverage of the same story, incredibly appears to stretch the 'truth' in another direction.

Let's narrow down the different facets of this 'true' story:

1. Drama as MPs seal Ngilu fate
2. MPs put Ngilu on the spot over illegal jobs
3. MP's ask Uhuru to sack Ngilu over irregular appointments

Tough choice indeed for the readers. Just which paper should be trusted as a bearer of  the most 'truthful' interpretation?

Well, perhaps that is for the readers to figure out, from the presented facts. And in any case, this multiplicity of views is not necessarily harmful, is it?.

But one thing is for sure, 'truth' can be damn confusing. And that is the truth.


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Yummy pancakes

My favorite pancake recipe by far is from one of my favorite cookbooks Food to Live By: The Earthbound Farm Organic Cookbook.  I happened to get this cookbook through one our recycling program, which offers rewards for how many pounds you recycle.  It's hands down one of my favorite cookbooks and I just recently got her second one.

There are many many bookmarks in this one!  (I apologize for the poor quality of pictures, I really need to use my tripod when it's 6:30 in the morning, but I get lazy...)

My favorite eggs from Common Good Farm, the egg yolks are unbelievable!

This recipe is called Basic Whole Wheat Pancake Mix.  I was going to post the recipe, but I'm just not sure how that works with copyright laws.  Trust me, they are delicious!  They just have a really great nutty flavor that goes so well with real maple syrup.  Please, if you are going to make this recipe use real maple syrup, it's so much better than that corn syrupy maple syrup that's so cheap.

My tip would be to add 2 cups of milk.  It calls for 1-1.5 cups of milk and I always end up using more to get the consistency that I like.  I've never tried them with the apples and nuts which she recommends, but I can only imagine how good that would taste.

Pancakes aren't a normal everyday occurrence around her during the middle of the week.  I was up at five this morning, since I was falling asleep reading last night at nine.  So, I had lots of time before work!  And no cooking is complete with out my favorite apron:

Thanks Andrea!  And yes I wear bright obnoxious scrubs to work...what can I say, I'm a pediatric nurse!

Yeoman  – (February 9, 2011 at 11:32 AM)

Occasionally I'll buy a mix called "Grizzly Cakes". My kids think they're great.

My wife makes pancakes for them, or waffles, fairly regularly, but for some reason they think that Grizzly Cakes, which she doesn't buy, are the best. I know oats are part of that mix.

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Thursday, October 6, 2011

Man's Best Friend

Eleven years ago my cousin carried a small, cute as a button, boxer into my aunt’s house. She asked if we wanted a puppy. I, assuming she was giving it away, reluctantly agreed. The next day she brought the dog for us to take home and asked for $200. Well it was too late; we had already fallen for this puppy and paid the fine of ignorance. The whole way home he sat on my sons’ laps as we tried to figure out a good name for him. As we pulled into the driveway many hours later, we settled on the name Dozier, as in Bulldozer because he liked to run people over as he ran and played.

Last Friday at 4:30pm, I pulled out his collar and leash for the last time. We loaded the family into the truck, and I picked Dozier up and lightly placed him in the backseat with my kids. Off we went to the veterinarian for the final call. As we pulled into the parking lot, I took a deep breath and pulled into a parking spot. I allowed Dozier to walk around and sniff the ground as long as he wanted before slowly walking towards the front door. A friendly technician quickly escorted us to a room, and the doctor entered. He looked the old boy over and agreed with our decision to end his life as he was in pain, and there was nothing left to do to ease his suffering.

I put him on the table and the doc stuck the needle in his front right leg until he found a vein. As he began to inject the final sleeping medicine, we all looked Dozier in the eyes and told him how much we loved him and rubbed his head. The process only takes a few seconds, and he was at rest with no more pain.

Difficult moments like this remind us all that there is an end no matter how cute, cuddly, rich, or poor we are, there is an end. In that final conclusion, we will all face the Maker of all; it is only a matter of when. While Dozier will not have to take responsibility for his thoughts and actions on this green planet, I will. Ultimately, I will have to answer the most critical question in history, “Did you accept Jesus Christ as your Lord and Savior?” Not, “Did you do good works?” but “Is Jesus Christ’s sacrifice covering your sin?” Anything short of a resounding “Yes”, no matter how much God loves me, He cannot accept my sin nature into Heaven. He is a perfect and righteous judge who can do nothing short of perfection including perfect love which mandates perfect discipline.

Jesus said, "Come to Me, all of you who are weary and carry heavy burdens, and I will give you rest. Take My yoke upon you and learn from Me, for I am gentle and humble in heart, and you will find rest for your souls. For My yoke is easy and My burden is light.” Matthew 11:28-30
It is only Jesus Christ who freely gives rest to the weary. The world promises it, but you and I know it never satisfies.
“If we confess our sins, He is faithful and just and will forgive us our sins and purify us from all unrighteousness.” 1 John 1:9
It is not morbid to speak of truth, uncomfortable, yes, but not inappropriate. "Seek the Kingdom of God above all else, and live righteously, and He will give you everything you need" Matthew 6:33.

“Never the same Time, Never the same Place, Never the same People”


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2.3.P. Poster session: 'mobility'

Date:  Thursday 8 October
Time: 1:00PM - 2:15PM
Location: PZ

Session Type: Poster session

Chair: Dr Davina Potts, Director of Global Engagement, Australian National University (Australia)

IRU scholars in Asia: enhancing mobility collaboration across university networks (1089)

Australia is experiencing a golden age of student mobility, with unprecedented support provided across the sector from government through to senior university level. Engagement with the Asia-Pacific region via student mobility is rapidly expanding; alongside continued interest in North America and Europe, the overall number of mobility experiences continues to grow. Traditional forms of mobility have relied on bilateral or trilateral agreements to facilitate student movement; recently, local and international consortiums have facilitated greater access, but the Australian sector lacks cooperation in this space. The poster will outline the development, planning, execution and feedback from the pilot round and discuss the future for similar collaboration among networks within the Australian student mobility context.

Key interest area (KIA): MOB
Sector(s): HE

Mr Daniel Mather, Student Mobility Manager, Flinders University, Australia


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Sunday, June 2, 2013

Eternal by Jin Akanishi

Posted by Aik at 8:51 AM
 Download score for:
 Piano Solo

Zipped files. Please make sure you have WINRAR to open the documents.

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