text:
Democrats settle for quarter of a loaf on tax deal, crumbs on school funding

The more things change, the more they stay the same.

Leaders in the Democratic-controlled Iowa Senate agreed early in the 2015 legislative session to pass two major tax bills backed by top Iowa House Republicans. The moves left Democrats no leverage to obtain concessions from Republicans on state spending for vital services, especially education. After months of negotiations, the final deal struck after Memorial Day gave House Republicans what they wanted on global budget targets and acceded to their demand for “allowable growth” of only 1.25 percent for K-12 education budgets.

As a gesture toward compromise, Republicans agreed last year to a supplemental spending bill, which included one-time funding for K-12 school districts, community colleges, and state universities. But once lawmakers had adjourned, Governor Terry Branstad item-vetoed some $56 million for education from that bill. The governor pleaded fiscal responsibility in his veto message, though such concerns hadn’t stopped him from signing $99 million in tax cuts into law months earlier.

I had high hopes for a better outcome this year when I saw Senate Democrats balk at passing a $97.6 million “tax coupling” bill much like the one that sailed through the upper chamber in 2015.

But during the past two weeks, Democrats approved harmonizing the state and federal tax codes as part of compromise legislation that was not linked to education spending. Then they agreed to school funding levels very close to the House Republicans’ initial offer for fiscal year 2017, which begins on July 1 and runs through next June. Lower projected state revenues forced Democrats to accept insufficient allowable growth for K-12 school budgets, lawmakers told disappointed students and educators. As usual, budget constraints never seem to be a reason for the Iowa legislature to say no to constituencies seeking expensive tax breaks.

Just like last year, a key reason lawmakers were unable to agree on adequate school funding was the huge commercial property tax cut lawmakers approved near the end of the 2013 legislative session. A Legislative Services Agency analysis of Branstad’s proposed budget for fiscal year 2017 explained in January,

Three other areas making up a substantial part of the General Fund budget include Higher Education (Regents and Community Colleges), the Department of Corrections, and Property Tax Replacement appropriations. Together, these three budget areas comprise approximately 22.0% of annual General Fund appropriations.

Of these three areas, the appropriations for property tax replacement will be experiencing the greatest growth in FY 2016 and FY 2017 largely due to the enactment of SF 295 (Commercial Property Tax Act) in 2013. The legislation phases in reductions to Iowa’s commercial and industrial property taxes over a four-year period (FY 2015 – FY 2018) and created two standing appropriations designed to reimburse local governments for the reduced property tax revenue. The combined amount appropriated for the commercial and industrial property tax replacement in FY 2015 and the Business Property Tax Credit totaled $137.7 million. These appropriations are estimated to grow to $252.6 million in FY 2016 and $279.6 million in FY 2017.

In other words, the 2013 commercial property tax cut took about $280 million off the table for next year’s budget. That amount of money could have covered more than 5 percent allowable growth for K-12 school districts.

Compounding the problem, state lawmakers have approved various expensive tax breaks over the years, reducing available funds for education or other services. Peter Fisher explained Iowa’s “largely self-inflicted” revenue shortfall for the Iowa Fiscal Partnership in January. The whole piece is worth reading, but here’s an excerpt:

Why is revenue growth a problem in a state that has done better than most in recovering from the Great Recession? The answers can be found in the growth in business tax breaks. Business tax credits already on the books drained $178 million from the state treasury in fiscal year 2015, then grew by $94 million to $272 million in FY16, and are expected to remain at about that level next year. The six largest credits (or groups of credits) account for 84 percent of the total (Table 1).

Iowa Fiscal January 2016 table 1 photo 160107-budget-T1-1024x558_zpsw8hymnow.jpg

Iowa Fiscal January 2016 table 2 photo 160108-IFP-budget-F1-1024x678_zpstilmzt3j.jpg

State law restricts spending to 99 percent of projected revenues, determined by a Revenue Estimating Conference that meets three times a year. Its December meeting slightly lowered revenue projections for the 2017 fiscal year. As this year’s legislative session began, Branstad staffers and top legislators warned that the state budget would be “tight.”

Legislative leaders from both parties acknowledged in December that because of slow growth in state revenues, the Iowa House and Senate were unlikely to approve large new tax cuts this year. Nevertheless, House Republicans supported two costly tax proposals: a “coupling” bill that would harmonize several aspects of Iowa’s tax code with federal law, and a new sales tax break for manufacturers that the Branstad administration had enacted through administrative rule making. Late last year, Republicans frustrated Democratic attempts to block the administrative rule and signaled that they would not support Democratic efforts to nullify it through legislation. Bleeding Heartland told that story in more detail here.

The governor’s proposed budget for 2017 did not include making tax coupling retroactive to the 2015 tax year, which was expected to cost nearly $100 million. Branstad explained that doing so would “basically wipe out the opportunity or dramatically reduce our ability to provide additional funding” for schools.

On the other hand, Branstad defended the new sales tax break as a necessary economic boost, even though Iowa’s manufacturers already “enjoy a particularly privileged position compared to other commerce in the state and to other manufacturers nationally,” Iowa State University economist Dave Swenson has shown. The cost of the sales tax break was hard to gauge, but as Jon Muller explained in a must-read backgrounder, it was clearly “an ongoing tax cut of increasing value.”

House Republicans moved this year’s tax coupling bill early, hoping to get it signed into law before Iowans had to file their 2015 tax returns. The fiscal note on House File 2092 indicated that the bill would reduce state revenues by $97.6 million.

Of the newly-permanent provisions, the most significant from a fiscal impact perspective is the extension and enhancement of favorable depreciation accounting known as “Section 179 expensing.” This provision allows business taxpayers (including corporate taxpayers and business entities taxed through the individual income tax) to write off additional depreciation in the year a qualified depreciable asset is placed in service. Since the provision accelerates the claiming of depreciation, the provision reduces taxes owed in the first year, but increases taxes owed in later years.

The same language was the most expensive provision in last year’s tax coupling bill too. Farmers are among the key beneficiaries of Section 179 expensing, which is why the lobbyist declarations on House File 2092 show every major agricultural group in favor, along with the usual business and conservative advocacy groups.

As is typical for the Iowa legislature, big tax expenditures are not scrutinized in the same way as state spending. House members approved the tax coupling bill in late January. Last year’s version had passed both chambers unanimously, and this year’s bill inspired only a little more Democratic resistance, passing by 82 votes to to 14 (roll call). Yes votes came from all 56 House Republicans present, along with Democratic State Representatives Mark Smith (the House minority leader), Ako Abdul-Samad, Bruce Bearinger, David Dawson, Ruth Ann Gaines, Dave Jacoby, Jerry Kearns, Jim Lykam, Patti Ruff, Sally Stutsman, John Forbes, Mary Gaskill, Dan Kelley, Bob Kressig, Scott Ourth, Todd Prichard, Dennis Cohoon, Chris Hall, Charlie McConkey, Phyllis Thede, Timi Brown-Powers, Nancy Dunkel, Curt Hason, Vicki Lensing, Helen Miller, and Mary Wolfe.

The fourteen Democratic lawmakers who voted against the bill were Marti Anderson, Bruce Hunter, Todd Taylor, Liz Bennett, Abby Finkenauer, Mary Mascher, Brian Meyer, Kirsten Running-Marquardt, Art Staed, Beth Wessel-Kroeschell, Lisa Heddens, Jo Oldson, Rick Olson, and Sharon Steckman. (Cindy Winckler, Chuck Isenhart, and Deborah Berry did not vote on the legislation.)

I was encouraged when the tax coupling bill stalled in the upper chamber. Senate Ways and Means Committee Chair Joe Bolkcom said in a February 18 statement,

“Based on a recommendation from Governor Terry Branstad and David Roederer, Director of the Iowa Department of Management, the Iowa Senate will not couple Iowa’s tax law with the federal changes for tax year 2015.

“We simply cannot afford to couple with federal changes this year and responsibly balance the state budget.”

I had little doubt that eventually the Senate would approve the tax harmonization, given how many powerful interest groups were pushing for it. But I hoped the bill would become important leverage in negotiations with House Republicans over school funding or Medicaid oversight.

House Speaker Linda Upmeyer and Senate Majority Leader Mike Gronstal disclosed in late February that they were talking about a deal on coupling that might involve the manufacturing sales tax break. (Without legislative action, that tax break would take effect as administrative rule.) James Q. Lynch reported at the time,

Neither Gronstal not Upmeyer were willing to divulge the substance of the private conversations about coupling. […]

If the choice is between offering tax relief to a limited number of manufacturers “or taking care of 30,000 farmers, 25,000 small businesses,” Gronstal said he would “gravitate more toward the 50,000 or 60,000 effort to help those folks (rather) than something that is much more narrow in terms of its impact.”

If the sales tax break is the price of coupling, Upmeyer is not interested.

“No. That’s a bill we sent over (to the Senate) two or three times, so I don’t think that’s something that is in the foreground for us,” she said.

Upmeyer believes many legislators — including Senate Democrats — want to “find a solution to coupling that doesn’t fly in the face of other things we’ve done.”

By early March, business people were complaining that failure to approve the tax coupling bill was making it impossible to do their taxes and threatening to cost them money.

Negotiators were making progress behind the scenes. Rod Boshart reported for the Cedar Rapids Gazette on March 9,

Sen. Joe Bolkcom, D-Iowa City, chairman of the Senate Ways and Means Committee, said the tax-policy compromise (Senate Study Bill 3171) called for adopting a measure passed by the Iowa House to fully couple federal income tax changes to the state tax code retroactive to the 2015 tax year and adopt a scaled-back version of state sales tax breaks on consumable supplies used in the manufacturing process.

The coupling piece would provide up to $95 million in tax relief while the manufacturing sales tax changes would total “in the neighborhood of $25 million,” Bolkcom said. Legislative action on a tax package could begin as early as Thursday, he added.

“We’re ready to move ahead with those three elements: the coupling, rescinding the governor’s rules and picking up the consumable supplies bill that the House passed in 2014. That would be in one package,” Bolkcom said.

A Senate Democratic staff analysis covered the main points of this deal and explained why exempting from sales tax the consumable supplies used in manufacturing would be less costly than the Branstad administration’s rules, which also exempted manufacturers from paying sales tax on various kinds of “real property.”

staff analysis tax coupling bill photo CouplingconsumablesWMpage1_zpspolnrzph.jpg

 photo CouplingconsumablesWMpage2_zpsccorjqap.jpg

So, Senate Democrats agreed to pass a one-year tax coupling bill that will reduce revenue by nearly $100 million, and an ongoing sales tax break for manufacturers expected to cost around $21 million in fiscal year 2017, rising to $25 million annually by 2021.

In exchange, they got House Republicans to agree to scale back the sales tax break for manufacturers, saving at least $13 million per year, and perhaps much more than that. (Muller and some other knowledgeable observers suspected that the Department of Revenue lowballed the cost estimate for the administrative rules package.)

I don’t mean to downplay the value of reducing the tax break. Aside from the monetary savings, rescinding the rules blocked an unprecedented attempt by the executive branch to change the tax code without legislative approval. Allowing the power grab to stand would have been terrible, but House Republicans simply didn’t care. Agreeing to a separate large tax break was probably the only way to persuade House leaders to rescind the administrative rule. Unlike last year, Democrats did get something valuable in exchange for approving tax coupling.

Did they get enough for their concession? Like my father used to say, “Reasonable minds can differ.”

Notably, lawmakers did not wait for new data on projected state revenues before approving the tax deal. The Revenue Estimating Conference was due to meet again on March 16, but the House and Senate Ways and Means Committees passed the tax compromise legislation on March 10. After being renamed House File 2433, the bill cleared the Iowa House by 79 votes to 18 on March 15 and passed the Senate unanimously the same day.

Two Democratic representatives were ruled out of order during the Iowa House debate on this bill. Isenhart posted on Facebook,

Ruled out-of-order by the Speaker for the only time in eight years. I dared to suggest in debate that living up to the expectations of businesses who want tax breaks is apparently an important priority, but that living up to the expectations of schools, students, parents and teachers who want us to fairly fund education in a timely manner is not an important priority. I will happily bear the bruise of that smackdown as a badge of honor.

The roll call shows that all 55 House Republicans present voted for the tax compromise, joined by Democrats Bearinger, Dawson, Finkenauer, Jacoby, Kelley, Kressig, Gaskill, Cohoon, Forbes, Hall, Lykam, Brown-Powers, Dunkel, Isenhart, McConkey, Staed, Wolfe, Miller, Ruff, Ourth, Prichard, Stutsman, Smith, and Thede.

The 18 Democrats who voted against the bill were Abdul-Samad, Gaines, Anderson, Bennett, Berry, Lensing, Olson, Oldson, Kearns, Heddens, Hunter, Mascher, Meyer, Running-Marquardt, Steckman, Taylor, Wessel-Kroeschell, and Winckler. Democrat Hanson and Republicans Zach Nunn and Rob Taylor were absent for this vote.

Whether Branstad would sign the bill was not a foregone conclusion. Though he indicated support for the compromise on March 10, he preferred a larger tax break for manufacturers and, as mentioned above, had not included the tax coupling in his draft budget, suggesting it was unaffordable.

I also wondered whether Branstad might sign the tax coupling portion while vetoing the language rescinding the administrative rule on the sales tax exemptions. In 2011, he item-vetoed the primary concession to Democrats in a broad tax compromise measure. However, the governor’s item veto authority extends only to appropriations bills. The 2011 tax legislation had included some supplemental spending for education, mental health, indigent defense, public safety, and corrections. Democrats made sure that House File 2433 didn’t allocate state funds, so was not subject to an item veto. Branstad signed the bill on March 21.

Meanwhile, lawmakers were putting the finishing touches on an education funding agreement.

Statehouse leaders vowed not to repeat last year’s debacle, when lawmakers approved school funding levels six weeks after school districts had to approve their own budgets, and Branstad vetoed supplemental education funds after the fiscal year had begun. New House Speaker Upmeyer assured an audience last October, “everybody absolutely wants to deal with education quickly.” Several House Republicans echoed that sentiment near the end of the year.

This year’s legislative session began with House Republicans proposing 2 percent allowable growth for K-12 school budgets in fiscal year 2017. The governor’s draft budget set allowable growth at 2.45 percent. Senate Democrats had already approved 4 percent allowable growth for the next fiscal year.

The obvious compromise would be to set allowable growth at 3 percent. But anyone who thought that would materialize hasn’t been following Iowa legislative happenings these past five years. Predictably, House Republicans resisted going higher than 2 percent.

Numbers released after the March 16 meeting of the Revenue Estimating Conference didn’t leave a lot of leeway for extra spending. Rod Boshart reported on March 17,

Top legislators said Thursday they have agreed that the size of the fiscal 2017 state budget will be $7.351 billion, a figure that will frame the negotiations on specific spending areas.

Rep. Pat Grassley, R-New Hartford, chairman of the House Appropriations Committee, said the spending target by House Republicans, Senate Democrats and Gov. Terry Branstad represents about $176.7 million in increased spending authority over the current state budget. However, he said lawmakers also are looking at supplementing current funding by about $70 million to cover a Medicaid shortfall and other spending needs. […]

Sen. Bob Dvorsky, D-Coralville, chairman of the Senate Appropriations Committee, said talks began Thursday [March 17] on joint spending targets with much of the new money going to education and Medicaid funding. “We’re working away,” said Dvorsky, who was facing the task of shaving spending by about $58 million from the spending levels Senate Democrats initially proposed.

“Our overall target is now lower and we have to make adjustments as the law requires,” said Senate Majority Leader Mike Gronstal, D-Council Bluffs.

The new spending target was also lower than what the governor had proposed in his draft budget.

Negotiators announced the compromise on March 22. The Senate Democratic press release, “School funding compromise heads off additional uncertainty,” made no effort to spin the outcome as a victory:

Statement by Senator Tod Bowman of Maquoketa
Co-Chair of the Conference Committee on Senate Files 174 and 175

“I’m glad the House and Senate have agreed to a compromise on school funding. The 2.25% agreement appears to be the best we can get, and it’s past time to let school boards know how much state aid they’ll receive for next year’s budgets.

“I appreciate everyone’s patience in regards to working through this difficult process and want to specifically thank Representative Jorgenson for his professionalism in working together to resolve this important issue.

“I hope Governor Branstad will agree and approve it in a timely manner.

“I continue to have strong concerns about the low levels of funding that we are providing in the long term for our Iowa local schools.

“Even with this increase, Iowa’s students will have fewer educational opportunities. I believe we will see more of Iowa’s rural schools being threatened with forced consolidation.

“After several tough years, we need to relook at the whole budget again. Our local schools’ success depends on our ability to provide adequate funding. That’s what the people of my district want and that’s what I will continue to advocate for at the State Capitol.”

Although many Senate Democrats seethed, most accepted the revised bill, which passed the upper chamber by 44 votes to 6 on March 23. The no votes came from Democrats Tony Bisignano and Wally Horn and Republicans Mark Chelgren, Brad Zaun, Ken Rozenboom, and Jake Chapman. Senate Education Committee Chair Herman Quirmbach said during the floor debate, “I’m going to vote for this, but I’m going to hold my nose in doing it and we need to do better in the future.” Senator Matt McCoy later told KCCI TV, “We’re disappointed, think we could have done better for our kids and our state.”

After a heated debate in the state House later on March 23, every Democrat present voted against the school funding bill. It passed by 55 votes to 41. Across the state, educators voiced their discontent. Des Moines Public Schools Superintendent Tom Ahart released an unusually pointed statement.

This compromise is not enough, and does nothing to make up for Iowa’s recent history of underfunding our children’s education. At Des Moines Public Schools the issue is further compounded by the fact that Iowa is not providing adequate funds to support the increasingly diverse nature of our district, particularly ELL and At-Risk students.

By failing to meet the needs of our schools with increased supplemental state aid, DMPS and other districts must become more reliant on property tax dollars, such as the Instructional Support Levy. For a property poor district like Des Moines, that is an unfair burden on our community. And at the same time, legislators are looking to cut into one source of funding, the one-cent sales tax, that actually helps us hold the line on property taxes.

State leaders seem determined to put Iowa’s public schools between a rock and a hard place … and then pile on more rocks. Until they start to once again provide adequate funding to our schools, and recognize the needs of our increasingly diverse students, any talk of Iowa once again being number one in education is just that: talk.

Along the same lines, KCCI-TV reported,

Waukee Superintendent David Wilkerson warns at least 100 schools with declining enrollments will see no increase and even Waukee, the fastest growing district in the state, will suffer.

“We eliminated 13 staff positions in our district. We’re sharing librarians across buildings, cut back talent and gifted programming,” said Wilkerson.

Wilkerson said the 2.25 percent increase adds up to $145 per student per year at a time when one textbook costs $100.

At this writing, the governor has not signed the education funding bill. School districts are supposed to approve their budgets for the coming fiscal year by April 15. Democrats are now in the absurd position of urging the governor to sign a bill they know to be inadequate. You can sense the frustration reading this post from the Senate Democratic website on March 29.

Compromise will allow schools to finalize budgets

The House and Senate have agreed to a compromise on school funding for the 2016-17 school year. After fighting hard for more than a year, a 2.25 percent increase in state aid appears to be the best we can get.

This compromise provides an increase of $145 per pupil over last year. After several lean years, Senate Democrats had hoped to do more. Even with this increase, schools will struggle to boost student achievement and educational opportunities.

Iowa educators warn that inadequate state support means more crowded classes, outdated books and technology, and less help for kids learning to read. This is troubling when Iowa business leaders are telling us they need more skilled workers.

We remain concerned about the long-term impact of short-changing our schools, but hope Governor Branstad will sign SF 174 in a timely manner so that our communities can prepare for the next school year.

I understand mathematical realities and the need to trim budgets when revenue projects are revised downward.

But notice how Iowans who depend on schools or other state services always seem to bear the brunt of these tough choices. No one told the business owners who lobbied for Section 179 expensing, or the manufacturers who don’t want to pay sales tax on consumable supplies, “We can’t afford to do what you want right now. There’s no room in the budget for it.”

I’m tired of watching this game play out every year, and given our collective lack of political will to assess the real costs and benefits of business tax breaks, I don’t expect things to change anytime soon.

UPDATE: Branstad signed the education funding bill on April 6.

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Govt supporters storm Venezuela congress, injuring lawmakers

Pro-government militias wielding wooden sticks and metal bars stormed congress on Wednesday and began attacking opposition lawmakers during a special session coinciding with Venezuela’s independence day.

Four lawmakers were injured. One of them, Americo de Grazia, had to be taken in a stretcher to an ambulance suffered by convulsions, told a fellow congressman.

“This doesn’t hurt as much as watching how every day how we lose a little bit more of our country, ” Armando Arias said from inside an ambulance as he was being treated for head wounds that spilled blood across his clothes.

The attack, in plain view of national guardsmen assigned to protect the legislature, goes amid three months of often-violent confrontations between security forces and protesters who accuse the government of trying to establish a dictatorship by incarcerating foes, pushing aside the opposition-controlled legislature and rewriting the constitution to avoid fair elections.

Tensions were already high after Vice President Tareck El Aissami made an unannounced morning visit to the neoclassical parliament, accompanied by top government and military officials, for an event celebrating independence day.

Standing next to a display case holding Venezuela’s declaration of freedom from Spain, he said global powers are once again trying to subjugate Venezuela.

“We still haven’t finished definitively violating the chains of the empire, ” El Aissami said, adding that President Nicolas Maduro’s plans to rewrite the constitution a move the opposition sees as a power-grab offers Venezuela the best chance to be truly independent.

After he left, dozens of government supporters set up a picket outside the building, heckling lawmakers with menacing chants and eventually invading the legislature themselves.

Despite the violence, lawmakers approved a scheme by the opposition to hold a symbolic referendum on July 16 that would give voters the chance to repudiate Maduro’s plans to draft a new political charter.

Later Maduro condemned the violence, calling for a full investigation during a speech while attending a military parade.

The clash followed Tuesday’s appearance of a 5-minute video posted by a former police inspector who were reportedly stole a helicopter and fired on two government builds last week.

Oscar Perez, repeating a call for uprising among the security forces, said that he was in Caracas after abandoning the helicopter along the Caribbean coast and was ready for the “second phase” of his campaign to free his homeland from what he called the corrupt rule of President Nicolas Maduro and his “assassin” allies.

Perez dedicated no other details but pledged to join youth who have been protesting on the street the past three months against Maduro.

“Stop talking. Get on the street. Take action. Fight, ” he said in the video, sitting before a Venezuelan flag and with what looks like an assault rifle by his side. He also denounced Maduro’s plan to rewrite the constitution.

“If this constitutional assembly goes through, Venezuela will cease to exist because we’ll have given away the country to the Cubans, ” he said.

The bold though largely harmless June 27 attack shocked Venezuelans who had grown accustomed to almost-daily conflicts since April between often-violent youth protesters and security forces that have left more than 90 people dead and hundreds injured.

Perez apparently piloted the stolen police helicopter that sprayed 15 bullets towards the Interior Ministry and fell at the least two grenades over the supreme court building.

While Maduro claimed Perez had stolen the helicopter on a U.S.-backed mission to deposed him from power, many in the opponent wanted to know whether the incident was a staged by the government to distract attention from the president’s increasingly authoritarian rule.

Adding to the intrigue is Perez’s colorful past.

In 2015, he produced and starred in a film called “Suspended Death, ” and several photos demonstrate him in tiredness, scuba diving while toting an attack rifle, skydiving and standing in action poses with a German shepherd by his side. In his political debut, he read a manifesto in which he claimed to be part of a group of disgruntled members of Venezuela’s security forces determined to save the country’s democracy.

Maduro told a massive loss of life was avoided because Venezuela’s air defense system was speedily activated. But Perez said in the video that the strike produced no casualties because he had taken care to avoid them.

Neither of the buildings he attacked suffered damage. The helicopter he stole was seen 24 hours later, abandoned in a verdant valley near the Caribbean coastline outside Caracas.

“They are going to have to put the whole nation in jail to stop our mission, ” he said in the new video, which had been considered online some 135,000 hours within a few hours after its release.

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Hosea 12 :: New King James Version (NKJV)

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Ephraim’s Sins Rebuked by God
Unchecked Copy BoxHos 12:1 - “Ephraim feeds on the wind,
And pursues the east wind;
He daily increases lies and desolation.
Also they make a covenant with the Assyrians,
And oil is carried to Egypt.
Unchecked Copy BoxHos 12:2 - “The LORD also brings a charge against Judah,
And will punish Jacob according to his ways;
According to his deeds He will recompense him.
Unchecked Copy BoxHos 12:3 - He took his brother by the heel in the womb,
And in his strength he struggled with God.[fn]
Unchecked Copy BoxHos 12:4 - Yes, he struggled with the Angel and prevailed;
He wept, and sought favor from Him.
He found Him in Bethel,
And there He spoke to us—
Unchecked Copy BoxHos 12:5 - That is, the LORD God of hosts.
The LORD is His memorable name.
Unchecked Copy BoxHos 12:6 - So you, by the help of your God, return;
Observe mercy and justice,
And wait on your God continually.
Unchecked Copy BoxHos 12:7 - “A cunning Canaanite!
Deceitful scales are in his hand;
He loves to oppress.
Unchecked Copy BoxHos 12:8 - And Ephraim said,
‘Surely I have become rich,
I have found wealth for myself;
In all my labors
They shall find in me no iniquity that is sin.’
Unchecked Copy BoxHos 12:9 - “But I am the LORD your God,
Ever since the land of Egypt;
I will again make you dwell in tents,
As in the days of the appointed feast.
Unchecked Copy BoxHos 12:10 - I have also spoken by the prophets,
And have multiplied visions;
I have given symbols through the witness of the prophets.”
Unchecked Copy BoxHos 12:11 - Though Gilead has idols—
Surely they are vanity—
Though they sacrifice bulls in Gilgal,
Indeed their altars shall be heaps in the furrows of the field.
Unchecked Copy BoxHos 12:12 - Jacob fled to the country of Syria;
Israel served for a spouse,
And for a wife he tended sheep.
Unchecked Copy BoxHos 12:13 - By a prophet the LORD brought Israel out of Egypt,
And by a prophet he was preserved.
Unchecked Copy BoxHos 12:14 - Ephraim provoked Him to anger most bitterly;
Therefore his Lord will leave the guilt of his bloodshed upon him,
And return his reproach upon him.
NKJV Footnotes
Compare Genesis 32:28

New King James Version, © 1982 by Thomas Nelson, Inc. All rights reserved. Used by permission.

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Culture, Music, So You Want To Be A...

So you want to be a…professional photographer

By On

Throughout the trenches of the Australian music industry, you’ll find few who have married creative abundance with business acumen quite like Michelle Grace Hunder – and even the others who have, rarely do so with such panache.

As a professional photographer, Michelle (or National Live Music Awards “Live Music Photographer of the Year” to you) has earned a reputation as a savant. Working with touring heavyweights behind the scenes, during live concerts and virtually every capacity in between has afforded Michelle with an otherwise unobtainable insight into not just the practice of professional photography, but the philosophy behind it.

We picked Michelle’s brain about all of it.

How did you get your start in the entertainment industry?

Its a kinda weird random story, but I didn’t pick up a camera until I was 31, super late starter. I kinda fell into shooting in the music industry through close friends, and it really resonated with me very early on so I just threw myself into it. Started going to any gigs I could find that would have me really and shooting press shots for artists that were my friends. Originally I was shooting exclusively in the hip hop scene but later branched out to cover pretty much all genres these days. I shoot press shots/album covers/magazine covers as well as concerts and touring with artists.

What does your day-to-day job involve?

Well the thing about my job is that no one day is the same. It really depends if I have a shoot, or if I have shoots to edit, in what my day will look like. If I have a shoot it generally will involve getting prepared for the shoot, likely it would be at my studio in North Melbourne. If it’s editing, I have been working mainly from home rather than the studio in recent times, as I’ve been touring a lot and have found I’m wanting to be home more when I am in Melbourne. So it really varies. Then all the boring admin stuff like emails, invoicing, social media! And finding time for exercise and all those things are really important. So I don’t really have a locked in schedule I just have a list that I like to tick off every day with the things I need to get done. That seems to work for me!

What have been the highlights of your job?

The main highlights have been the self publishing of my photography book Rise – A photo-documentary into Hip Hop in Australia which came out in 2014. The printing of the book was crowd funded and we also did a fundraising gig which had some of the biggest names in hip hop perform and help support the project which was incredible!! After that I worked on a project called Her Sound, Her Story for 4 years, which was a full length documentary, an 88 portrait series and also a big concert that we did as part of Melbourne Music Week, all celebrating women in Australian music. Both Rise, and the portrait series are now archived in the National Sound and Film Archives of Australia which is cool!! More recently I was named National Live Music Awards “Live Music Photographer of the Year” and have been touring pretty consistently with an artist named Ruel, which has been a huge career highlight!! I also really enjoy mentoring young female photographers now and sharing my knowledge to inspire a future generation of women picking up cameras!

Can you describe some of the more trying times you’ve experienced in this job?

There are always super unglamorous parts to our job! I think when I first started out as a female shooting in music it felt like people wouldn’t always take me seriously but I pretty much just didn’t put up with any of that crap so I don’t really feel that anymore. It’s pretty standard for most music photographers to have issues with security guards at one time or another, of various degrees! I’ve been thrown out of venues, pushed out of the pit (when I’ve had the right passes etc) just cool stuff like that. Probably the most trying time I’ve had has been this COVID pandemic and working out how to keep inspired and motivated! Its lead me to live streaming on Twitch, which has actually been one of the coolest things ever and a way to connect with my community and teach workshops to whoever shows up!

“There are a million photographers but only one that sees the world like you do.”

Gear is obviously an important part of being a professional photographer. However, many beginners may not have the funds to purchase professional-level kit. What advice do you have for beginner photographers who are currently piecing together their set up?

It’s probably the question I get asked the most, yet I feel it is one of the least important things for people starting out. I know that sounds crazy, but I really think it’s true. I feel that most important is to learn with whatever camera you have access too, find out what the capabilities are and how far you can push those capabilities. Learning how to use your camera in any situation is far more important than what camera you actually have. Amazing photos have been taken with lots of different cameras. It’s important to understand light, and composition. I would get my head around those things before worrying too much about gear, that’s my one big tip!!

Given that everyone is walking around with a camera in their pocket, the digital realm is jam-packed with non-professional content. What can burgeoning professional photographers do to be heard (or seen) above all that noise?

Find your own voice. There are a million photographers but only one that sees the world like you do. I think the biggest issue for young photographers is finding their style and voice, and it can take a while, but it really is the uniqueness that you bring to your art that will make you stand out, not trying to emulate anyone else….

We’d love to know a story of when you didn’t take the shot. Have there been any instances where you’ve cloaked the camera to enjoy the moment for yourself?

It’s pretty rare these days, but I found in the last year or so I tried to do it more where possible. I went to see Queen last year and just watched, which was phenomenal. I also saw Kendrick Lamar at Splendour a few years ago, after shooting all of his previous Australian shows, so that was cool. It’s tricky as a music photographer to not feel like you want to document everything, but occasionally I get the opportunity to just go along as a fan!!!!

Tell BLUNT one thing about your job that most people would never guess.

There is far less shooting that anyone really thinks.

Who has been your favourite artist to work with and why?

Definitely working with Ruel and the relationship I’ve established with him and the whole team. It’s a really special team to be part of.

You can follow Michelle’s adventures via Instagram, Twitter and tune into her Twitch tutorials.

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The 2014 Asian Games which is officially known as the XVII Asiad, is a multi-sport event celebrated in Incheon, South Korea from September 19 – October 4, 2014. It has 439 events in 36 sports and disciplines set to feature in the Games.

Incheon is the third city in South Korea and was awarded the right on April 17, 2007, defeating Delhi, India to host the Games.

Incheon Asian Games 59 Incheon Asian Games 58 Incheon Asian Games 57 Incheon Asian Games 56 Incheon Asian Games 55

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Skip Navigation

Carver Boat Covers for V-Hull Center Console Shallow Draft Fishing Boats - Narrow

Line art of the V-Hull Center Console Shallow Draft Fishing Boat - Narrow boat style
Select Dimensions
V-hull Center Console Shallow Draft Fishing Boat - Narrow Series
How to determine your size?
Coverage is provided for bow mounted trolling motor. Cover accommodates console height up to 55" from deck.

This type of cover fits boats by manufacturers including Ranger, Action Craft, Carolina Skiff, and Maverick. Made in the USA by Carver Industries, this cover accommodates consoles up to 55" from the deck.

  • This is the narrow series, which covers widths up to 92". We also offer a wide version, which covers widths up to 102" depending on the cover length.
  • Coverage is provided for bow mounted trolling motor.
  • An outboard motor cover is included and attached.

Part Numbers

Covers With Outboard

*Select the part number for the dimensions and motor type that best fit your boat OR use the dropdown selection above. If you are having trouble finding what you need feel free to give us a call toll free at 1-866-626-8377 (1-866-6COVERS).

8 oz. Performance Poly-Guard

Part No.Centerline LengthBeam WidthPriceIn Stock
71218NP 18'6"92"$325.69
71219NP 19'6"92"$339.69
71220NP 20'6"92"$360.62
71221NP 21'6"92"$381.30
71222NP 22'6"92"$403.94
71223NP 23'6"92"$424.79
71224NP 24'6"92"$449.19
71225NP 25'6"92"$481.98
71226NP 26'6"92"$487.52

7 oz. Sun-DURA

Part No.Centerline LengthBeam WidthPriceIn Stock
71218NS 18'6"92"$342.28
71219NS 19'6"92"$357.01
71220NS 20'6"92"$379.01
71221NS 21'6"92"$400.73
71222NS 22'6"92"$424.52
71223NS 23'6"92"$446.47
71224NS 24'6"92"$472.08
71225NS 25'6"92"$506.55
71226NS 26'6"92"$512.36

8oz. Mossy Oak

Part No.Centerline LengthBeam WidthPriceIn Stock
71218NC 18'6"92"$385.99
71219NC 19'6"92"$402.61
71220NC 20'6"92"$427.43
71221NC 21'6"92"$451.95
71222NC 22'6"92"$478.77
71223NC 23'6"92"$503.49
71224NC 24'6"92"$532.40
71225NC 25'6"92"$571.26
71226NC 26'6"92"$577.80

9.25 oz. Sunbrella Acrylic

Part No.Centerline LengthBeam WidthPriceIn Stock
71218NA 18'6"92"$519.85
71219NA 19'6"92"$542.20
71220NA 20'6"92"$575.60
71221NA 21'6"92"$608.63
71222NA 22'6"92"$644.74
71223NA 23'6"92"$678.06
71224NA 24'6"92"$716.96
71225NA 25'6"92"$769.32
71226NA 26'6"92"$778.15

Protect your investment with a boat cover.

All Carver covers and Bimini tops are made right here in the USA in Landrum, South Carolina. For over 30 years, Carver has been a leader in the marine industry because of the exceptional quality of their handmade boat covers and Bimini tops.

Help preserve the value of your boat with a cover that is water repellent, mildew resistant, and UV resistant. Our boat covers are excellent for storage, either on dry land or in the water. All of our Carver boat covers include a free tie down kit which is made to aid in securing the cover to the trailer. Carver’s styled-to-fit and custom boat covers are trailerable unless otherwise noted. Materials offered are Poly-Guard, Sun-DURA, and Sunbrella, and warranties range from 5-10 years.

Our styled-to-fit covers are patterned with precision to ensure a great fitting and great looking boat cover. This is our most popular type of cover, and it is designed to fit your boats specific style and length. These styled-to-fit covers have shock cord (shock cord is like elastic, only much, much stronger) in the hem to provide a snug fit. In addition, if your boat has an outboard motor, your boat cover will come with a free attached motor cover (excluding boat covers for inflatables, which cover the boat and motor in one). Our styled-to-fit covers come with a guarantee of fit and satisfaction, as do all of our products!

Our custom covers are designed specifically for select boat models. They are made with the boats every contour in mind, ensuring a perfect fit. Custom boat covers come with a draw rope sewn into their hem, which usually exits at the stern, allowing you to pull the cover snug. If your boat has an outboard, your cover will come with either an attached or separate motor cover- call us for details on your particular cover.

All of our covers carry full warranties that protect you completely. We offer a price match guarantee, so you don't have to worry about price. If you find it cheaper elsewhere, please contact us. We will beat any competitors' price on the same item by $10!

We ship our covers direct to you quickly, many times the same day that you order. If your item is not in stock, it will take us no more than 5 business days to hand fashion your cover based on your order. You choose the color and material—we have many available.

We make it our mission not only to provide a cover for your boat, but to provide you with the RIGHT cover for your boat. Accept nothing less than a cover that will last for years to come and look great while doing so. Let our cover work for you—the only thing that you need to do is enjoy boating!

You can place your order via our website, by phone, or using our Live Chat. If you are having trouble finding the boat cover or Bimini top that is right for you, or if you just want to talk to someone before making your purchase, call us. Our toll free number is 1-866-626-8377. We are located in Chesnee, SC, and we have plenty of knowledgeable representatives here to assist you.


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Here at David Boatwright Partnership, we’re often asked to recommend the best car in stock and what they should buy. However, what with different needs and requirements from a vehicle, the answer isn’t necessarily always an easy one.

Nonetheless, when it comes to sport or muscle cars, most people considering this option have been thinking about a specific model for years, if not decades. You may have grown up with posters on your wall of American cars such as Mustangs, confirming your dream of one day owning your very own American dream.

One of the most popular and well known American car types is without doubt the Mustang, ultimately built for good old-fashioned performance, and though it underwent a few body style changes in the 1960s, the Mustang remains relatively the same now as it was then.

Don’t just take our word for it, after all the original Ford Mustang still holds the record for being the fastest selling car of all time. The latest generation of Mustang is shifting fast enough to retain its crown as the world’s best-selling sports coupe for the third year in a row.

The swinging sixties might have been a founder and successful year for the Mustang, but that hasn’t stopped around 6,000 UK drivers channelling their American Dream with right-hand drive since 2016.

The Mustang represents freedom, excitement and what was great about the world. It won’t be long before the restyled and modern 2018 Mustang will be arriving in the UK. This will surely keep the popularity going and the engines revving for those who enjoy this American beauty.

Mustangs are simply the feat of engineering geared to a long line of generations who want to tap in to that child with the poster on their wall way back when. Do you have the desire to experience life to the full? Your Mustang has the power to ensure you can!

Here at David Boatwright Partnership, we have been importing and supplying new American vehicles such as Mustangs and RAMs in the UK for over 30 years, we’re best placed to give you the advice you need when it comes to your new American motor!

We offer a fast, efficient and friendly service to supply all makes and models of new American cars or pickup trucks. These can be delivered to you anywhere in the UK or collected from our offices in Braintree, Essex. We also have an extensive parts department and excellent workshop facilities for all your requirements.

UK delivery can be as efficient as two weeks from order on most vehicles, it is between four to six weeks from date of your order – including all IVA preparation and UK registration.

So what are you waiting for? Make the American dream a possibility and call us on 01376 552 399 for a written quotation on the supply of your Mustang or new American vehicle today!

We will be pleased to offer advise and make your purchase as easy and as pleasant as possible. You can also reach us via our email address –

Comments 2

  1. Hi there
    If you don’t mind I need a bit of advice?
    I have an F150 and I am thinking to bring it back from Dubai…
    Are right hand drive head lights available from you?
    It’s a 2017 model with LED style lights
    If you could advise I would be very grateful

  2. Hi Chris – if you let us have your email we can reply, – or alternatively you are welcome to call us on +44 1376 552399
    There aren’t RH side headlamps but the lamps in the F150 should be adjustable to pass UK regulations.

Leave a Comment to Chris Perry Cancel Comment


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Ayurveda and wellness Tours in India

Ayurveda Tours in India

Visit India to heal your mind, body, and soul through one of the most ancient and holistic medical systems in the world- ‘The Ayurveda’.  Ayurveda literally means the “Science of life and longevity”, and has been in practice in the Indian Subcontinent for more than three millennia. Its popularity has increased significantly during the last few decades, as an alternative medical system.

Ayurveda believes in a balanced combination of three vital forces within the body – Vata or wind, Pita or Fire, and Kapha or Earth. The treatment focuses on establishing this unique balance through herbal medicines, balanced food, and a balanced lifestyle.

The herbs and ingredients required in the preparation of medicines are procured from the natural surroundings and are customized and personalized for every individual.  Shirodhara and Swedhana are some popular forms of therapies available, that rejuvenates your mind and body. You may like to try Ayurveda massages and herbal baths for destressing and complete detoxification.

You can avail of services of some well-known Ayurveda and wellness resorts and wellness centers in the country. Ayurveda and yoga tours in India are the perfect getaway for destressing and rejuvenation. There are many places in India that have introduced Ayurveda and Yoga to meet the individual needs of tourists like stress, anxiety, depression, detoxification, fatigue, body aches, and other ailments, along with serene accommodations amid beautiful sceneries.

States like Kerala and Uttarakhand have emerged as the prime destination for Ayurveda and wellness tours in India with several Ayurveda resorts and centers, where you can undergo different kinds of Ayurveda treatments and practices. Some of the renowned Ayurveda centers in India are Haridwar, Rishikesh, Trivandrum,  Trichy, Chennai, Mahabalipuram, and many more.

Contact Us for Booking Your Ayurveda Tours in India:


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About Us

BodyKits.com Office

With thousands of the hottest styles to choose from, BodyKits.com is the best place on the Internet to come for all of the body upgrades that you want for your car or truck. We are the leaders in aftermarket aero kits for the most popular vehicles on the road. No matter whom you are or what you drive, you can make sure that your vehicle looks the best it can when it is fitted with a body kit from BodyKits.com. We serve thousands of customers every day and know what it takes to keep people coming back for more. Our selection of front bumpers, rear add-ons, front lips, canards, aero kits, body accessories,spoilers, wings, hoods and more are going to make your decision so much easier. And with top brand names like APC, Seibon, Veil Side, Wings West, Bomex and more, you will be able to give your car or truck the most unique look it can have while still keeping it looking clean. BodyKits.com is going to meet the needs that you have and will continue to meet and exceed those needs in the future. And if you are looking for top value for your vehicle, just know that BodyKits.com offers the most competitive pricing on the Internet. If you happen to find the same product on another Website selling for less, contact our customer service division and provide the specific information about that product (i.e. web address, price, part description, etc.).


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Find Your Downtime Giveaway

Find Your Downtime Giveaway

This giveaway has now closed. Keep your eyes out for more giveaways in the near future!

To celebrate the launch of Boody Lounge, we’ve partnered with Koala and Kindled on over $3,600 in prizes to help you #FindYourDowntime. Be in for a chance of winning a Koala sofa and ottoman or a weekend away in a Tiny House... and of course some generous Boody gift cards!

 Entries open to Australian residents only. Entry deadline is November 3rd at 11:59PM AEDT.

  ENTER NOW

Boody Lounge

The prizes

1st Prize

1st Prize

1x Original Koala Sofa 3-seater valued at $1,350 + Ottoman valued at $350 + $1000 to spend at

2nd Prize

2nd Prize

2x nights in a Kindled Tiny House valued at $498 + $300 Boody eGift C ard. Tiny House located in the Oberon Shire, 3 hours west of Sydney CBD.

3rd Prize

3rd Prize

$150 Boody eGift Card to treat yourself to our new Boody Lounge range.

How to win

1. Enter with your email address and share with your friends
2. Complete tasks and collect points for even more chances to win
3. You’re in to win one of three prizes!

Ready to win? Enter now using the sign-up form below. If you do, we’ll get in touch with you by email. Good luck!

By signing up to this campaign, I agree to the Official Rules* of this giveaway, as well as Boody’s Terms & Conditions and Privacy Policy. I also agree to receive emails from all participating brands and verify that I am at least 18 years of age or older.

Sponsored by Boody Pty Ltd. No entry fee. No purchase or obligation necessary to enter or win. Entry deadline is November 3rd, 2019 at 11:59 pm AEDT. Giveaway competition starts on October 28th, 2019 and ends on November 3rd, 2019. Eligibility: The Find Your Downtime giveaway is open to legal Australian residents only. Must be eighteen (18) or older as of the date of entry.

This promotion is in no way sponsored, endorsed or administered by, or associated with, Instagram or Facebook.

Ready to win?

*Terms & Conditions

  1. The promoter of the contest is Boody.

  2. Employees of Boody, Koala and Kindled or their family members or anyone else connected in any way with the competition or helping to set up the competition shall not be permitted to enter the competition.

  3. There is no entry fee and no purchase necessary to enter this competition.

  4. The approximate total prize value is $3650.

  5. Contest begins on 2019-10-28 and ends on 2019-11-03. After this date there are no further entries permitted to the competition. The promoter reserves the right to change the beginning or end date.

  6. No responsibility can be accepted for entries not received for whatever reason.

  7. Contestants will get 100 extra entries into the contest whenever they refer another valid person into the contest.

  8. The promoter reserves the right to cancel or amend the competition and these terms and conditions without notice. Any changes to the competition will be notified to entrants as soon as possible by the promoter.

  9. The promoter is not responsible for inaccurate prize details supplied to any entrant by any third party connected with this competition.

  10. No cash alternative to the prizes will be offered. The prizes are not transferable. Prizes are subject to availability and we reserve the right to substitute any prize with another of equivalent value without giving notice.

  11. Winners will be chosen at random, however the more points/entries earned per participant the higher the chance of winning. Note that all winners are selected at random and the highest number of entries does not guarantee any compensation.

  12. The winners will be notified by email within 28 days of the closing date with instructions on how to claim the prize. If the winners cannot be contacted or do not claim the prize within 14 days of notification, we reserve the right to withdraw the prize from the winner and pick a replacement winner.

  13. Cheating for entries in any way (referring yourself using different emails or similar tactics) will disqualify you from winning the contest.

  14. The promoter’s decision in respect of all matters to do with the competition will be final and no correspondence will be entered into.

  15. By entering this competition, an entrant is indicating his/her agreement to be bound by these terms and conditions.

  16. Any personal data relating to the winner or any other entrants will be used solely in accordance with current Australian data protection legislation and will not be disclosed to a third party without the entrant’s prior consent.

  17. Entry into the competition will be deemed as an acceptance of these terms and conditions.

  18. This promotion is in no way sponsored, endorsed or administered by, or associated with, Facebook, Twitter or any other social network. You are providing your information to Boody, Koala and Kindled and not to any other party.

  19. See Boody's full Terms and Privacy for more information.

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BoP's Shop

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Mother's Day Mobile 2020

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Sweet Remembrance Card. Makes a lovely prezzie.

Card included.

Mounted on sturdy cardboard; images printed on high gloss paper.

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The Crossover

(4 reviews with an average rating of 4 out of 5)

Publisher: Andersen Press

Josh and JB are basketball legends at their school. They also happen to be identical twins, but it’s easy to tell them apart if you know how to look.

As the boys build up to one of the most important matches of their lives, tensions grow between them and things at home and at school also add to the pressure. The only time they feel truly themselves is on the court. But is basketball enough to help them navigate the tricky transition to young adulthood when they have a major falling-out and it seems that Dad is hiding something?

With impressive attention to detail, the powerful, dynamic illustrations fizz with energy and do so much more than just follow the series of events. Using shades of orange, grey and black, the graphics bring out the soul of the characters allowing readers to feel their joy, pain, frustration and anger.

Although it reads like a novel, the twins’ story is told through poetry in many different forms from rap to haiku and free verse. If any book is likely to turn sports fans into book fans or convince readers that poetry is cool, this is it.

More books like this

Author: Jason Reynolds Illustrator: Selom Sunu

Three years ago Ghost’s dad chased him and his mum down the road with a gun. His dad got ten years in prison, and Ghost learned how to run. Ghost has never thought of athletics as a sporting option – basketball is his thing. But now, after challenging a sprinter to a race at the local track, he’s won himself a place on an elite running team.

Read more about Ghost

Author: Kwame Alexander

It’s 1988 and Charlie Bell is 12 and going through the hardest time in his life. But while staying with his grandparents, he is introduced to basketball and jazz – and everything changes. Rebound is funny, moving and almost impossible not to read in one sitting.

Read more about Rebound

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Amun Ini Beach Resort & Spa Partnership Bigs Eggert

Sitio Bas Dako, 6311 Anda, Bohol

Hall map

boot 2020 hall map (Hall 12): stand F31

Fairground map

boot 2020 fairground map: Hall 12

Our range of products

Product categories

  • 08  Diving
  • 08.02  Services (Diving)

Our products

Product category: Services (Diving)

Amun ini Dive

Bohol Island is located in the center of the coral triangle, a global center of marine biodiversity which 76% of the world’s coral species, 6 of the world’s 7 marine turtle species, and over 2,000 reef fish species. Amun ini Dive provides you with the best opportunity to enjoy and experience this beautiful underwater paradise. Our resort is located in a peaceful white sand cove away from .crowded tourist destinations where you get to relax and explore the 33 dive sites located mostly less than 15 minutes from the dive shop.

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Product category: Services (Diving)

PADI Diving Courses

We offer an array of activities you can take part in. If you have never tried diving before, we will introduce you the basics of scuba diving in a safe and enjoyable environment through our one-day Discover Scuba Dive Course. You will be accompanied by one of our experienced dive instructors as you take your very first breath underwater! As the safety of our guests is of our utmost concern, our dive guides and instructors strictly follow all diving or any underwater security rules.

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Product category: Services (Diving)

Amun ini Reef Relief

At the core of our operation is the belief that sustainable tourism and community-based conservation are mutually beneficial. We seek to demonstrate to our local hosts, government, guests, and ourselves that sustainable tourism can provide a better life than logging, mining, or overfishing. Amun ini has worked together with our local marine biologist school and government body in order to establish a marine protected area in front our our resort.

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About us

Company details

Amun ini” Means “this is ours” In The Ilonggo Dialect…
and when you stay at Amun ini Resort in Bohol, this becomes yours too…your home away from home. Have a look at our picture gallery below and what our guests think of Amun ini on TripAdvisor reviews. Whether you’re simply lazing away at the beach – our private white-sand beach cove-, exploring a nearby dive site, or enjoying a sumptuous meal at our restaurant, you will always feel at home at Amun ini.

Amun ini is set on a three-hectare beachfront property located in the municipality of Anda, Bohol, Philippines. This beach resort in Bohol is accessible from either Manila or Cebu City, the two major points of entry to the Philippines from many countries. Built to provide a fantastic view of a crystal clear blue sea that boasts of a 15 kilometer long coral reef, Amun ini offers endless attractions for snorkeling and diving enthusiasts.

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We Understand That Results Matter

Older, larger companies survive longer when they neglect safety

| Jun 5, 2020 | Workers' Compensation |

Tennessee residents who work for a large and well-established company may have some cause to fear that their safety is being neglected. The fact is that most businesses cannot adequately balance safety concerns with the concern for making a profit. Yet the older and larger a company is, the longer it can thrive if it ignores workplace safety and faces the consequences such as fines and workers’ compensation claims.

This was the conclusion of an international study that looked at the survival of more than 100,000 organizations, all based in Oregon, over a course of 25 years. Researchers, looking at the disabling claims that each company faced, calculated that companies that face claims can survive up to 56% longer than companies that maintain a safe workplace and do not face as many claims.

Such advantages, though, only present themselves to companies with more than 100 employees, and they can continue to be seen until the company’s quarterly claims exceed $9 million: a level that few companies would ever reach to begin with. For businesses that employ fewer than 30 people, facing or not facing workers’ comp claims makes no difference.

Researchers could not explain why facing claims boosts survival. Authors of the study push for new regulations that encourage innovative methods for improving both survival and workers’ safety at the same time.

As for those who were injured on the job because they were not, for example, given sufficient safety training or equipment, they can pursue a workers’ compensation case. Though employers have the right to deny payment, employers that clearly failed to look after their employees could find it hard to exercise this right. Still, victims may want legal representation. If their claim is denied, they may have their lawyer file an appeal on their behalf.


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We believe that making disciples extends to Murfreesboro and to the ends of the earth. And we believe that church planting is a biblical strategy for carrying out this Great Commission (Mt. 28:18-20; Acts 1:8).

We partner with church planting efforts both nationally and internationally and we invite you to participate in serving alongside these leaders. Below you will find where we are looking to send short-term teams in 2019.

If you are interested in joining one of these teams please see the links at the bottom or email  .

Stay up to date with City Church missions by signing up to receive our Missions Newsletter.

Portland, OR

south asia

Lima, PerU

2019 Interest Form

Missions   Newsletter


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041116 holbert

Opening Day at Fenway Park is, by tradition, a beautiful distraction. It’s an afternoon away from the office, or a sneaky day off from school. Last year it helped us usher out the Winter From Hell. And this year … well, who has time for talk of superdelegates, exit polling, Megyn Kelly, Rule 40(b) or misdemeanor battery charges when there is baseball to be played?

Yes, we welcome the return of baseball to Boston today as much for the opportunity to talk about something other than this bizarre presidential campaign as for the game itself.

It doesn’t feel much like summer, of course, but the home opener rarely does. April at Fenway generally feels like the inside of a meat locker, if someone decided to lower the temperature a few notches and install a high-powered fan.

But we’re used to it. And maybe overcast and freezing helps prepare fans and players for October baseball (now increasingly slipping into November baseball)?

Wishful thinking, perhaps. After all, only one Herald sportswriter picked the Sox to win the division. After two last-place finishes, the manager is on thin ice. The big-time, big-bucks (well, just big generally) third baseman has already been benched.

But contrary to what the leading GOP candidate for president would have voters believe, it isn’t always about winning.

This season will be meaningful, irrespective of the standings, because it is David Ortiz’s last. Make no mistake, by the time all is said and done we’ll be complaining about the over-produced, over-done farewell extravaganza — but we could happily watch clips of his 2004 heroics and “This is our [bleeping] city” on an endless loop.

And the Sox have a new ace who — thanks to some rotation manipulation — is expected to get the start this afternoon. If you’re headed to Fenway, bring earplugs for the introduction of once-hated foe David Price.

Mostly we’ll hope for more ups than downs, and for a season worthy of the fans who show up rain or shine (or freezing) — whether the team is winning or losing — just hoping for a beautiful distraction.

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The Last Word

Your long day of corporate drudgery is over. Get out and enjoy the city! Here are a few ideas to get you started, lovingly picked by Boston Daily.

We knew lawyers were rich and kind of evil, but who knew they had a sense of humor too? The Law & Order Rerun Alternative of the Month features four notable local lawyers (including former Attorney General Tom Reilly) reenacting the closing arguments from some of their biggest cases.

Will the Irish Film Festival invite Jonathan Papelbon to do a ceremonial first jig? Probably not. But the festival features the best of contemporary Irish cinema, so it’s worth attending anyway.

Family homelessness isn’t funny, but raising funds to prevent it can be. Join Jimmy Tingle and a host of other comedians for tonight’s Comedy Benefit to End Family Homelessness.

The city’s top business and financial minds join forces with local celebrities to present the “Expect Miracles” Wine and Spirits Extravaganza. The event features wines from around the world, a martini bar, and hors d’oeuvres, all to raise money for the Jimmy Fund and the Center for Applied Cancer Research.


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Breaking: Asante Samuel to Eagles

Now here’s a league that gets free agency right. On the first day of unrestricted free agency, NFL rosters are changing by the minute. The biggest get, so far, is All-Pro corner Asante Samuel, who is heading to the Philadelphia Eagles.

Per Comcast in Philly, and the great Derrick Gunn (trust us, the guy is plugged in with the Birds) the Eagles will announce the signing this afternoon.

It’s looking like $47.2 million over 5 years for Samuel which was way too rich for the Pats at that position. It’s a shame that the lasting memory of Samuel in a Patriots uniform is the interception that never was against the Giants.

UPDATE: It’s official. Mike Reiss says it for six years, and one would guess that the sixth year will make the package look more attractive. NFL contracts are great that way.


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IBM Maximo Solutions

IBM Maximo Asset Management

BPD Zenith select best-of-breed products that enable us to deliver real value to our Clients including greater reliability, asset availability, profitability and efficient use of human resources.

The core product suite we work with is IBM Watson IoT’s Maximo Asset Management software – the No.1 Enterprise Asset Management software. We select other leading products to work with where they can enhance or play a key part in the overall solution.

Maximo is widely deployed in over 3,000 leading organizations across 99 countries and on all 7 continents! It is used by many of the world’s largest and leading asset intensive organizations. But you don’t need to be big to use it – there are lots of simple and cost-effective ways to deploy Maximo.

Supply Chain

Work Management

Maximo Asset Management

Health & Safety

Asset Management

Plan & Schedule

IBM Maximo has the answers

With six core management modules, Maximo can help you to develop comprehensive programs for preventive, predictive, routine and unplanned maintenance – no matter the size of your business, number of sites, or variety of locations.

Powerful IBM Maximo Add-Ons

Maximo Add-Ons extend the asset management platform and provide unique industry variants and task-specific functionalities for maintenance management and planning, tracking and traceability and system integration and connectivity.

Maximo Calibration

Maximo Calibration provides your organization with detailed documentation, traceability requirements, data validation and auditable reports. BPD Zenith has experience implementing Calibration for companies operating in industries that are governed by FDA requirements.

Maximo Asset Configuration Manager

Maximo Asset Configuration Manager provides real-time calculation of an asset’s configuration and the life of each component of the asset. It helps to accurately perform system and component analysis and reporting – leading to improved reliability, increased compliance in regulated industries and lower maintenance costs.

Maximo Scheduler

Maximo Scheduler enables planners and schedulers to graphically view all work orders and preventative maintenance schedules on a Gantt chart. This provides the confidence to create a meaningful and streamlined work management process.

Maximo Health, Safety & Environment Manager

Maximo Health, Safety and Environment Manager provides a central application for reporting all incidents spanning work, personnel, safety, health and environmental areas. We have implemented the HSE module and many of the applications for the Energy industry.

Maximo Linear Asset Management

Maximo Linear Asset Management manages road networks, rail networks, water and gas pipelines and other linear assets. BPD Zenith has delivered Linear for Transportation clients.

Maximo Spatial Asset Management

Maximo Spatial Asset Management allows users to view complex GIS information inside Maximo. It provides a geospatial context of work, assets and relevant land-based features. The ability to visualize information can improve reliability, longevity and efficient work execution.

Maximo Scheduler Plus

Maximo Scheduler Plus offers a work management solution that helps you manage dependencies in a single graphical view. Use tools that incorporate real-time weather data to schedule more effective customer appointments and maintenance tasks.

Maximo Anywhere

Maximo Anywhere helps organizations improve efficiency and reduce data entry errors by allowing engineers, field technicians and other business staff to complete tasks from virtually anywhere, even while disconnected. Maximo Anywhere 7.6.4 supports Windows, Android and iOS. BPD has successfully implemented Anywhere applications for many of its Clients.

Learn more about IBM Maximo Asset Management Add-Ons on the IBM website.

Maximo Mobile Products

When it comes to selecting a mobile solution, BPD has delivered many successful mobile projects in the last 12 months and we are now in a position where Maximo Anywhere is used by thousands of maintenance engineers following configuration by BPD. This single-vendor product approach capitalizes upon Maximo’s market leading asset management, and is much simpler to install and license.

If you have a preferred third-party mobile product, we can also integrate that with Maximo for you, making the most of any existing technology investment you have made and evaluating the options against your unique requirements.

Our Consultants will work closely with you to select the technology which best suits your needs and budget as well as advising on considerations such as platform of choice, selection and support of devices, device management, and RFID/Barcode options.

IBM Maximo Asset Management in the IoT Era

Connected assets send rich data through the IoT that you can tap into to improve collaboration between asset performance, operations and maintenance. Maximo, when combined with the power of IoT data from people, sensors and devices, can provide more insight into how your assets are working to run better, engage your customers differently, and maybe disrupt your supply chain. Your assets are talking! Are you listening?

Talk to the Maximo Experts

Let us share how our trusted Maximo solutions will help your organization maximize its physical assets to deliver optimum business efficiency and Return on Investment.

Come with BPD Zenith to the future of Asset Management

Listen to your assets!

Most companies are aware of waste in their preventative maintenance efforts, but aren’t quite sure how to eliminate it.

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Stono Village @ Hunters Ridge Homes for Sale

Included below are homes for sale in Stono Village @ Hunters Ridge, a neighborhood in Myrtle Beach, SC. If you would like more information on any of these Stono Village @ Hunters Ridge homes for sale, just click the "Request More Information" button when viewing the details of that property. We can provide you with disclosures, past sales history, dates and prices of homes recently sold nearby, and more.

And, if you haven't already, be sure to register for a free account so that you can receive email alerts whenever new Stono Village @ Hunters Ridge homes for sale come on the market.

Stono Village @ Hunters Ridge September 26, 2020
Avg. DOM
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1 Property
Subdivision: Stono Village @ Hunters Ridge
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This move in ready 1300 sq ft, 1000 ht. sq. ft., 3 bedroom 2 bath home is located in the desirable neighborhood of Stono Village @ Hunter's Ridge. The home sits on a well maintained corner lot. It...
Current Homes for Sale
Horry County
City # Price Range
Conway 451 $59k - $925k
Garden City Beach 46 $45k - $3.0m
Little River 176 $70k - $1.5m
Murrells Inlet 164 $36k - $1.8m
Myrtle Beach 803 $30k - $2.7m
North Myrtle Beach 204 $75k - $2.2m
Surfside Beach 126 $79k - $2.0m
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From Our Blog
Wednesday, February 22, 2017

3 Questions to Ask Before Buying Your Dream Home

If you are debating purchasing a home right now, you are probably getting a lot of advice. Though your friends and family will have your best interest at heart, they may not be fully aware of your needs and what is currently happening in the real ...  Read More

Wednesday, February 22, 2017

Will Increasing Mortgage Rates Impact Home Prices?

There are some who are calling for a decrease in home prices should mortgage interest rates begin to rise rapidly. Intuitively, this makes sense as the cost of a home is determined by the price of the home, plus the cost of financing that home. If ...  Read More


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Rivertown Homes For Sale

Rivertown St Johns

About Rivertown St Johns

See all Rivertown Homes For Sale. Rivertown St Johns is a large master planned community in St Johns county. Currently selling New homes in Rivertown as well as resales. Rivertown is a well planned community with all the amenities including access to the St Johns river and top St Johns county schools. See all homes for sale in Rivertown:

Rivertown St Johns Real Estate Statistics
Total Rivertown homes for sale 5
Average priced Rivertown homes for sale $591,360
Highest priced Rivertown homes for sale $979,900
Lowest priced Rivertown homes for sale $359,000

Rivertown Homes For Sale

All Listings $300,000 - $400,000 $400,000 - $500,000
$700,000 - $800,000 $900,000 - $1,000,000
5 Properties Found. Page 1 of 1.
Photo of Listing #1074812
New Listing

184 Olivette St, St Johns

$450,000 - 5 Beds, 3 Baths, 2,934 Sf

MLS® # 1074812

Photo of Listing #1074134
New Listing

267 Footbridge Rd, St Johns

$398,000 - 3 Beds, 4 Baths, 2,316 Sf

MLS® # 1074134

Photo of Listing #1073119

141 Edisto Pl, St Johns

$359,000 - 3 Beds, 2 Baths, 1,761 Sf

MLS® # 1073119

Photo of Listing #1074520

145 Fells Cove, St Johns

$769,900 - 4 Beds, 3 Baths, 3,161 Sf

MLS® # 1074520

Photo of Listing #1036014

35 Ames, St Johns

$979,900 - 4 Beds, 4 Baths, 3,585 Sf

MLS® # 1036014

Rivertown Real Estate Market

Rivertown in St Johns FL has been a fast selling community in recent years. Its popularity has grown as the popularity of St Johns County has grown due to affordable new construction homes and top schools.  The Rivertown real estate market is largely made up of the developer / builder selling their new construction homes, however we anticipate the community to gain further interest and grow even further in popularity as St Johns County continues to build out new home communities.

Rivertown St Johns FL Neighborhood

Rivertown was designed with the use of 4000 acres abutting the St Johns river in the west section of St Johns county.  The community will eventually have about 4500 homes once completely built out and that will include some homes on the St Johns River.  Mattamy has been developing the community and they have done it right with the layout of the neighborhoods and the amenities within them.  A community this large will have multiple neighborhoods within the larger master planned community.  Currently Mattamy has been opening and selling out of communities about as fast as they can build them.

Rivertown Community Amenities

The main amenities of Rivertown that are in addition to its superb location on the St Johns River:

  • Riverclub
    • Waterfront Dinging
    • Boardwalk along St Johns River
    • Fishing Pier
    • Kayak Launch
    • Game Room
    • Amphitheater
    • Playground
  • Riverhouse
    • Large clubhouse
    • Outdoor entertainment patios
    • Fitness Center
    • Yoga Studio
    • Olympic sized swimming pool
    • Zero Entry pool (2 big pools)
    • Tennis Courts
    • Basketball Courts
  • Dog Park
  • Multiple "pocket parks"
  • Baseball, Softball, Soccer Fields
  • Miles of interconnected trails for walking and biking

Rivertown Schools

Rivertown is zoned for St Johns County schools which are known as being the best in the state of Florida.

Rivertown Community Association

Rivertown Homeowners association info can be found here:  Rivertown HOA

Rivertown Real Estate Agents

If you are looking to buy or sell a home in Rivertown, our real estate agents can help you navigate the search for your next home and expertly negotiate the sell of your current house (anywhere in St Johns or Jacksonville).  As local Rivertown real estate agents, we know the unique dynamics of the Rivertown community real estate market. We'll help you today!

Contact Brad Officer to find out about buyer or seller representation. Looking to sell your Rivertown home? Check out our strategy to sell your home:  Strategy.

St Johns County Real Estate

The data relating to real estate for sale on this web site comes in part from the Internet Data Exchange (IDX) program of the Northeast Florida Multiple Listing Service, Inc. Real estate listings held by brokerage firms other than RE/MAX Specialists are marked with the listing broker's name and detailed information about such listings includes the name of the listing brokers. Information deemed reliable but not guaranteed.

©2020 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Listing information last updated on September 26th, 2020 at 8:38pm EDT.


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Tarun Gupta

The Importance of Location Based SMS Marketing Campaigns and Strategies

Post By Tarun Gupta Post User Last Updated: Feb 22nd, 2011 category Internet Marketing comments no comments.

The emergence of SMS marketing is becoming very popular among the internet marketing experts due to a number of associated advantages. Being the most innovative communication technique among the people short messaging paves a right path for real time product publicity.

The internet marketeers across the locations take use of the mobile advertising in the form of SMS to enable the product reach to the potential customer base in highly personalized and efficient manner. The process of SMS marketing offers a number of clear and present benefits to the internet marketing experts in terms of campaign efficiency and resource utilization. The self explanatory term location based short messaging service campaign is a localized mode of marketing based on the several factors including the budget of campaign and the desired target market.

Localize Campaign Benefits:
With the technical enhancements like WAP, 3G, and other highly advanced protocols, location based campaigns are now truly materialized as a global phenomenon. The internet marketing experts find it the more beneficial in terms of user interaction and product reach. Creating a localized strategy for the SMS marketing improves client services and enhances audience communication, vital for overall business success. During the development of the campaign, several factors run through the minds of internet marketing experts. The primary observation comes about the generation of new markets and clients for the advertised products and services. Among other crucial factors, existing client retention and gross profit margins are the major one.
Vital Factors Considered During Campaign Outlines:
Regardless of the mode of the SMS campaign, the content of the message plays a critical role. Alike other kind of marketing campaigns, the clear goal of message also plays a significant part in the SMS campaigns. Not only the depiction of the message but the analysis, implementation and end orientation of the message also very mandatory in order to achieve the expected achievable out of the marketing schedule. In the localize sort messaging service campaign, the size of the text doesn't matter at all but the depiction of thoughts and its grabbing intensity to the audience that matters most.
Campaign Measurement:
Setting the traces of final measurement of the SMS campaign should be the main motive of an internet marketing company. Straight objectives of these campaigns should be the end result of the entire framework, wire frame of the measurement criteria and at last but not least, the benchmark of quality to be extended against existing competitions.
  Top 5 Digital Marketing Trends to Follow in 2019

If internet marketing experts are to be believed, one may employ a number of initiatives to make the SMS canvassing a grand success. You should offer rewards and incentives for the customers who become the part of your larger database. Make sure that the information passed has enough intensity to sustain the worth of the campaign and increase the customer retention.

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Trade Finance Case Study Assignment Help

Best UK USA UAE Australia Canada China Trade Finance Case Study Assignment Help Online Services

Trade Finance

Trade finance implies for financing for trade, and it covers both international and domestics transactions. In a trade transaction we require both i.e. the seller and a buyer. The various sources i.e. banks and financial institution helps this transaction by finance.

Trade finance constitutes of financial products and instrument which are used by corporates to ease international trade and commerce. With the help of trade finance it is become easier for exporters and importers to transact commerce through trade.

Key Takeaway from the Meaning

• Trade finance constitutes the financial products and instrument which are being used by firms to ease global trade and commerce.
• With trade finance it is easier and possible for exporters and importers to do business transaction through trade.
• The risk associated with the internal trade is being reduce due to the needs of both importer and exporter.
Parties in Trade Finance
There are numbers of parties in the trade finance and we can include the following also
Trade finance firms, banks, Exporters and Importer, Insurers, Credit agencies which deals in export and various services providers.
Trade financing is very different from normal routine finance or credit issuance. Liquidity or solvency is generally managed by normal finance, but it may not be the same in case of trade finance. Generally it’s the taken to cover up the risk which is arise due to international trade i.e. political instability, currency fluctuations, non-payment issue, or the creditability of the parties involved.
Some of the financial instrument which are being used by trade finance
• To help both the importer and exporter bank issue lending lines of credit.
• The risk attached with international trade is being mitigated by letter of credit as the purchaser bank guarantees the payment to the seller for the goods purchase by them. And also the buyer is protected because the payment will not be made to the seller until they fulfill all the terms of the order.
• Working capital or export credit can be issued to exporters.
• Insurance protect the seller from non-payment of money from the buyer and thus insurance can be used.

Some Benefits of Trade Finance

• It reduces the risk: The risk associated with the international trade is being reduced by the trade finance. As there is always some risk associated with international transaction i.e. seller may refuse to send the goods after receiving the advance payment or the buyer may refuse to make the payment once he received the goods so there is a risk in both the side. So with the help of letter of credit the risk of such is being reduce, as the bank take charges to complete the transactions.

• Improves efficiency of operations and cash flow: As the purchaser bank guarantee the payment, and the importer is sure that’s the goods will be shipped so the cash flow is increases.

• Increased revenue and earnings.
• Reduce the risk of financial crunch.
Looking for best Trade Finance Case Study Assignment Help online ,please click here

Any questions mail us on Let's Start Now


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Apr 27, 2013

Review: Nestle - Pom Pom Marshmallow Cakes

Nestle Pom Pom Marshamallow Cakes feature a small ball of marshmallow covered with dried coconut flakes and set on a thin chocolaty disc.

If it sounds unfamiliar to you, it's because they come from Turkey and I found this particular 2.8-oz box at Big Lots for $1.

If you've tried a SnoBall before, these are like a mini version without any cake or creme inside. These also feel just a tad drier.

It tasted pretty much like it is: a coconut-covered marshmallow. There's a good amount of coconut flavor paired with the squishy-soft texture of sweet marshmallow.

The disc was not very chocolaty at all, but I did verify cocoa in the ingredients. It added a soft, crumbly texture, but mostly just serve as something to hold onto to keep you from flaking coconut off.

Overall, Nestle Pom Pom Marshmallow Cakes are nice enough; it really comes down to whether you like dried coconut flakes and marshmallow.

Nutritional Info - Nestle Pom Pom Marshmallow Cakes
Serving Size - 4 pieces (27g)
Calories - 90 (from Fat - 15)
Fat - 2g (Saturated Fat - 1g)
Sodium - 20mg
Carbs - 20g (Sugar - 9g)
Protein - 1g


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> Resources & News > Brandi Nichole News > Brandi’s Legacy Lives On

Brandi’s Legacy Lives On

Our agency was featured in an article this month for Carolina Day School. We are very please that Brandi’s legacy lives on. Click on Continue Reading to see the entire article.

CDS Alumna Legacy: Supporting Local Foster Children

Brandi Nichole Cowan ’00 passed away in 2008 but her legacy lives on in service to children in our community. Brandi’s mother, Ms. Karen Cowan, is the Director of the Brandi Nichole Enrichment Center an organization that helps foster children with mental health diagnoses find foster homes with trained caregivers. They are currently working with 14 children and 17 families providing therapeutic respite care.

The center was re-named in Brandi’s memory in 2010. Brandi grew up in a home where parenting foster children was a way of life. Ms. Karen began her life-long work as a child advocate as a case manager finding placements for the children who were most likely to be left behind in the child welfare system. In addition to her social work with children, she fostered for 14 years, and managed a group home before she took on her current role. Brandi grew up volunteering, and after college she worked with mentally-challenged students one-on-one in the classroom to help them manage their behaviors and get the most out of their education.

Brandi valued her CDS education. She attended the school from 1993 and graduated with the class of 2000. Her mom says that the biggest thing Brandi got out of her time at CDS was her strength. Ms. Karen said, “The care, support, and love provided by the teachers didn’t allow her to fail and provided her with a foundation to start her life. She had a family at Carolina Day.” Brandi had juvenile diabetes, which was difficult to control, but her mom said, “CDS invested in her and I knew she was always in good care there.”

Another CDS alumna, Charlene Fidelia ’07, joined the Brandi Nichole Center as the PR/Communications Manager in 2013. She said of her work at the center, “It’s important to be able to share in the memory of Brandi, to encourage others. What we’re doing here changes people’s lives.”

Fidelia coordinated with Carolina Day over the holidays to connect Gail Wallace’s Spanish class to give gifts to the foster children in the Center’s care.

Brandi’s other legacy in her life is her son, now seven, who lives with Ms. Karen. He’s not quite old enough to follow in his mom’s footsteps in caring for foster children, but Ms. Karen says he already prays for them and keeps them in his heart.

Click here to read more stories on Carolina Day School’s blog.


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Branson Lake 1.jpg

Branson, Missouri

Branson's Best Vacations

There's one place, located in the heartland of America, with an estimated eight million visitors each year,

that still believes in Freedom, Family and Fun.  Branson is home to many world-class attractions

and shows that will delight every member of your family, no matter how old they are.

There are shows, attractions, lodging and dining that will fit any budget.

We've been involved in Branson over thirty years and have a deep love and appreciation for this little town in the Ozarks.

It's our desire to help create a vacation experience especially for guests, so they'll want to return again and again.

And quite honestly, not every show or attraction in town meets our standards. We simply will not compromise on quality.

Our goal is to exceed your expectations.  Plus, we offer a level of service and value that is unparalleled.

Just click on the categories below and see all that's available.

Show More

Why use Branson's Best Vacations?

Because it's all about quality, customer service and value.

Benefits you simply won't find anywhere else include;

  • A LOCAL HOST in Branson during your entire stay that's always just a text or phone call away.

  • A LOCAL HOST who will meet you with your tickets or ticket vouchers that will expedite your time in line.

  • A LOCAL HOST who will be there to assist you if an emergency arises and stay until everything's resolved.

  • A LOCAL HOST who is very familiar with churches in the area, if you choose to attend a Sunday service.

  • We'll provide you with a discount dining card for our preferred dining partners.

  • If you're flying to the area, we'll arrange your transfers from the airport.

You've got a friend in town that you can count on for anything

and everything during your entire stay in Branson.

(It's important to note that we are not affiliated with any Timeshare organizations.)

Branson's Best Vacations LLC

3000 Green Mountain Dr./ Suite 107-321 | Branson, MO 65616 | Tel: 417.281.8889