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Possessions within the capital presented for less than

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Primary there’s the particular issue associated with Romney’s earnings by unusual options, which was $3, 505, 188 throughout 2011-or in relation to a quarter coming from all he manufactured. Although 1040 type databases “various countries” because income’s source, it’s likely this the majority of these unusual revenue originated from possessions and also capital domiciled throughout tax room and board just like the Cayman Countries and also Bermuda. That’s mainly because Romney exclusively described having to pay $83, 853 throughout unusual taxes, merely 3. some p'cent regarding polo outlet online the ocean going earnings. America federal compensated him back $102, 790 throughout unusual taxes 'tokens', which have been made for you to pay for earnings taxes accrued international. The particular capital, however, have ralph lauren outlet online been somewhat savvier ultimately, demonstrating above $650, 000 throughout gains around possessions presented for greater than a year. The particular faith as well described attention earnings regarding above $660, 000, typically by Goldman Sachs capital, plus much more in comparison with $417, 000 throughout dividend earnings, together with just as before the particular lion’s promote by Goldman Sachs capital. The particular faith as well acquired above $150, 000 throughout unusual earnings and also simply below $150, 000 throughout unusual returns.

Romney’s 2011 investment decision becoming rich didn’t service and also a single may well be expecting. When the impaired trusts compensated him a new dividend associated with $3. 65 million and also the long-term fund purchases manufactured $9. 09 million, he described a new “short-term” money gain losing $2. twenty eight million-that can be, with possessions he presented for less than a year. ralph lauren outlet online Throughout 2011, the particular Romneys presented 25 p'cent in their earnings for you to a good cause. A little mentioned additional of that traveled to the particular Cathedral regarding Christ Christ regarding Latter-day Saints, included in the 12 p'cent tithing need. Others went recommended to their Tyler Charitable Groundwork. The particular marketing campaign explained to The particular Every day Beast the $2. 74 million traveled to “a amount of leads to, a number of creates, like the Joey Fill [for cystic fibrosis], Cystic Fibrosis Groundwork, Sabin Children’s Groundwork, Country wide Multiple Sclerosis Modern society, Dana-Farber Cancer Institute’s Jimmy Fill, and also Households for Our own Troops. polo ralph lauren outlet online

Throughout 2011, the particular Romneys missing simply just below $500, 000 with an “involuntary” real-estate package precipitated by means of “casualty or perhaps robbery, ” the best associated with $204, 000 throughout various other real-estate cuts. Strangely, the particular Romney trusts as well described $39 throughout “casualty advances, ” which have been an accepted gain regarding house a result of fire, tornado, shipwreck, or various other casualty. A hunt by means of Romney and also the trusts’ disclosures promise loads of “Goldman” and also “Cayman. ” Mitt Romney’s faith (PDF), been able by means of Birkenstock boston attorney at law Ur. Bradford Malt, can be committed to a few Goldman Sachs capital comprise the majority regarding the particular trust’s money gains-and cuts. The particular earnings and also cuts from your unique investment revenue, combined with dates we were holding bought, make up 31 web sites on the 53-page gain for the particular faith. Possessions within the capital presented for less than a ralph lauren outlet year, and also qualifying for the larger short-term money gains price, submitted a new almost $285, 000 loss for the particular faith.

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The Sing Off Takes to the Stage with a Live Finale and 100 Sennheiser Wireless Microphones as The Pentatonix Rise to the Top

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[caption id="attachment_11696" align="alignright" width="300" caption="Pentatonix, seen here singing into Sennheiser SKM 5200 wireless transmitters with MD 5235 capsules, took top honors in season 3’s The Sing Off."][/caption]Old Lyme, Conn. – November 30, 2011 – On Monday night, NBC presented the “Live Finale: Top 3 Finalists” of its hit show The Sing Off featuring not only the final three group contestants, but over 100 Sennheiser microphones on stage. The Pentatonix were elected champions of season 3, and music mixer Randy Faustino was on hand to ensure the audio quality was outstanding until the very end.

Faustino, a multiple Emmy award-winning music mixer and CEO/President of Creative Sound Solutions, has been responsible for mixing not only The Sing Off, but other top national prime time programs including The Voice, American Idol and others. Whether he is faced with a live broadcast or an in-studio production, Faustino depends on Sennheiser transmitters and capsules to achieve a great sound. For “Live Finale: Top 3 Finalists” he used over 100 Sennheiser SKM 5200-II transmitters, each coupled with Sennheiser MD 5235 capsules.

Faustino prefers the MD 5235 capsules because of its clear sound and versatility: “It seems to work for everybody, and I never seem to have a hard time getting a great sound,” he says. “Sometimes I have people eating the microphone, other times I have performers more than a foot off the mic — it has to perform equally well in both scenarios.”

Since each performance is a ‘once in a lifetime’ career opportunity for the contenders, Faustino needs to ensure that the mix is the best it can be for whichever group approaches the mic. He says that the Sennheiser MD 5235 mic capsule helps facilitate this: “The technology has to be plug and play,” he says. “I get that one shot at putting a live mix together, and then you have to move on. I have very little EQ on those mics, and they sound fantastic across a range of vocal types — that is the beautiful part of these MD 5235 capsules.”

“You have to have a good, clear sounding capsule so you can pick out the voices and have them defined in the track,” observes Thom Salisbury, Western Regional Sales Manager for Sennheiser. “On a program like The Sing Off, you not only have a variety of frequencies coming into the vocal track, but also tonal and volume differences. The MD 5235 is very sensitive and has a very smooth frequency response — I believe this is why it is our most popular capsule for television and touring.”

Predictable and reliable RF performance
In the case of a live programming scenario such as “Live Finale: Top 3 Finalists” where audio is being broadcast to millions of television viewers, the audio quality needs to be synchronous with solid and reliable RF performance. In the middle of Los Angeles — one of the most difficult RF environments in the world — the challenge can be daunting, especially considering the massive lighting rig and number of microphones operating on the stage at the same time.

Dave Bellamy of Las Vegas-based Soundtronics Wireless was in charge of ensuring that the RF for Monday evening’s performance — and indeed the entire preceding season — was flawless. “In a show like this, ‘pretty good’ isn’t going to get you there,” Bellamy observes. “This is a very demanding and exacting business, and in an extremely overcrowded RF environment, Sennheiser gives me predictable reliability.” Bellamy used Soundtronics’ Phoenix system antenna system in combination with dozens of Sennheiser EM 3732-II wireless receivers to ensure that the audio was free of any RF interference.

How does mixer Randy Faustino manage to stay cool in such a technically challenging and intense production environment? “I have to stay two steps ahead of everything, but I feel secure in the fact that Sennheiser always works. We've never had a failure and have always had great product support from Thom Salisbury if we ever need anything.”

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Law Offices of Michael R. Kaiser
Call Today For a FREE Consultation: 760-459-8545
View Our Practice Areas

IIHS study reveals the value of crash avoidance technology

California residents are likely aware that many modern cars and SUVs are fitted with sophisticated accident avoidance technology. Features like lane departure warning systems and blind spot alerts use sensors and radar arrays to monitor road conditions and warn drivers of impending dangers, and a recent study conducted by the Insurance Institute for Highway Safety suggests that more than 50,000 traffic accident injuries could be prevented each year if all vehicles were so equipped.

Researchers from the Virginia-based nonprofit group, which is funded by auto insurers, used accident data compiled in 2015 to gauge the effectiveness of lane departure and blind spot warning technology. More than 5,000 car accidents involving vehicles equipped with these systems were studied, and the researchers found that the technology reduced sideswipe accidents and front-end collisions by 11 percent. The researchers also noticed that injury rates were 21 percent lower when accident avoidance systems warned drivers of looming dangers but failed to prevent a crash.

However, only 6 percent of the vehicles currently offered for sale in the United States feature lane departure warning systems as standard equipment, and just 9 percent are fitted with blind spot warning technology. While these systems are offered as options on more than half of the vehicles in dealer showrooms, they are generally included in costly option packages or only available on higher trim levels.

Studies have also found that many drivers switch these systems off because they find the warning beeps they make annoying. When accidents involving vehicles equipped with accident avoidance systems have been involved in crashes, experienced personal injury attorneys ask vehicle inspectors to determine whether or not this technology was in use at the time. Evidence that safety technology was knowingly deactivated could then be used to establish a pattern of reckless behavior and a disregard for the safety of other road users in lawsuits filed on behalf of car accident victims.

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Free Engraving on ALL Watches & Orders Over $200
Need Help? Call 1-888-928-9284

St. John's Pewter Keepsake Box

St. John's University pewter keepsake box is a beautiful space to store your treasures and features the St. John's shield on its lid.

$ 69.00

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  • 3.5” diameter.
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    CLCRET for dummy (me !)

    I tried to search by my own in all previous threads but can't find the answer i'm looking for.

    I've just began to use CLCRET and wonder what would be the best rotation for me.

    I don't have any T15 bonuses at all, and actually, only 2 T16 pieces.

    Guess i should use a "normal" priority rotation, but can't find it anywhere.

    If someone could help, that would be very kind !

    (don't know if it's useless or not but my toon's name is Rupert, on Hyjal (EU))

    Thanks in advance for those who will take so time to help.

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Trending Games | World of Warcraft | Overwatch | Project Gorgon | Elder Scrolls Online

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    Wizard101 from KingsIsle has been on the MMO market since 2008. In our latest re-review, we take a look at Wizard101 as it stands today after KingsIsle's most assertive development year ever. See if the magic is still there! Talk to us in the forums with your thoughts about the game.

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Should You Offer A Money Back Guarantee?

April 19, 2017 by Terry Lewis

During my early teens I had no idea the American entrepreneur Victor Kiam would influence my marketing strategy decades later.

70’s Flashback:
I was in the sitting room watching our 14” black and white TV, when an advert came on and there was Victor Kiam confidently guaranteeing “The Remington will shave you as close as a blade, or your money back!”

I had not even hit puberty, yet the self confidence in his product held my attention. I can only imagine the effect his promise had on his hairy target audience!

His differences made Remington stand out against the competition, memorable to a pre-puberty schoolboy and contributed to the massive success of his company.

Some time in the small hours of 2012 I was restless and could not sleep, and still lying in bed with the side light on. I flashed back to Victor Kiam’s TV advert, and in that moment decided to differentiate my entertainment business. I decided to promise my clients:
“You will love everything I’ll do or your money back.”

This powerful guarantee was the first differentiator I introduced inside my DJ business. The shock and attention it demanded instantly changed the way clients viewed me. They knew I was serious about perfecting their celebration. At the time none of my direct competitors offered one, and even today, few do.

The distinction gave prospects a confidence in me that they were not getting elsewhere and contributed to more bookings at higher prices. I began to stand out. It marked the beginning of change.

Was I worried at first? Absolutely. Did anyone ever ask for a full refund? Never because I began each event with the end in mind that I would do everything in my power to ensure my hosts would float out of their venue feeling like nothing on earth could have gone better.

Offering a money-back guarantee is one of the most powerful differentiators you can apply to attract and book higher paying clients and one most of your rivals will shy away from out of fear of under delivering which is precisely why you should do it.

On reading this it is highly possible I’ve made you clench your buttocks so tightly, if you were sitting on a lump of coal it would be a diamond right now 🙂  And of all I teach this influencer meets with the most resistance. And I totally get it, I know your concerns because there was a time when I resisted offering a Money Back Guarantee as well.

And the reason you may object to it is because it is an ADVANCED INFLUENCER and not right for all. It totally depends upon the level your DJ business is it at right now and as a prerequisite, your ability to meet these 3 essential criteria:

You must –

1. Consistently and easily exceed you clients expectations at their celebration.

2. Acquire many emphatic testimonials, validating your ability to excel.

3. Become known for offering excellence as a DJ by peers, venue owners, clients and guests.

The number 1 objection DJ’s  give for not offering a money back guarantee is:

“But what if the client just makes up an excuse to ask for their money back?”
When you create a sought-after business built upon all 3 criteria above, the fear of this happening simply evaporates because you’ll be at the point of Remarkable Delivery.

Meeting the 3 criteria results in a remarkable delivery. A remarkable delivery provides the platform of confidence to offer a Money Back Guarantee (MBG).

The 2 go hand in hand. And this is why contemplating offering a MBG before reaching the point of remarkable delivery will always meet with resistance.

So if your not at the level where you can confidently offer a MBG, step-up your standards until you get to the point of Remarkable Delivery, you might be just under it, but you’ll know for sure when you are there,  because this influencer will feel natural and congruent to you.

About Terry Lewis.

I help wedding suppliers fill their calendars at the fees they are worth using proven funnels. I am also:

  • Author of the popular book ’12 Habits of Successfully Booked Up Wedding Suppliers’. Available on Amazon
  • A 6x Wedding Award, including Best Wedding DJ in England
  • Judge for The Wedding Industry Awards
  • Mentor & Coach
  • Speaker

To learn more about how I can help you, please sign up for my free newsletter here

Terry Lewis Terry Lewis (39 Posts)

Terry Lewis Biography 2009 I started my professional wedding DJ career. 2011 – 2014 I won 6 Best Wedding DJ Awards, including Best Wedding DJ in England. During this period I also became a preferred supplier at more than 50 venues from Mayfair in London to the suburbs. And had the honour of performing at international weddings. 2015 – Date I sit as a judge for the Wedding Industry Awards (the largest and most respected in the UK), and as a condition of accepting the role, I am no longer permitted to compete. 2015 I began my keynote speaking career at BPM Birmingham run by Mark Walsh & Eddie Short. Since then I have given motivational and educational talks at DJ associations such as NADJ and for leading Wedding Industry Networking groups. 2015 To facilitate my role as a mentor and coach, I launched a new company called Wedding Marketing Mastery, and created a world class 1-1 training program. It’s built from the ground up and designed to oversubscribe a wedding suppliers business at above average fees. 2016 I published my 1st book ’12 Habits of Successfully Booked Up Wedding Suppliers’ – Available on Amazon and read from London to Sydney. About my training I realised that to get above average results in the DJ and wedding industry, you need to help those you serve, get what they want to get. If you can do this in a remarkable way you will succeed in any endeavour. About me I am a father to four children and 2 step children. I am in love with my wonderful partner Julie whose support I could not do without. We love travel, entertainment and fine wines! I am also the co-founder of The GAAP Orphanage Foundation, our work helps orphans and abandoned children in Africa.

Filed Under: Exclusive Online News and Content, Mobile DJ Business


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MK5 GTI/Rabbit Sale Items (06-09)

Looking for a great deal on 2006-2009 VW GTI, Rabbit or R32 parts? Below you'll find a selection of MK5 parts that are currently on sale. Check back often for updated offers.

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5 Step Program: Jumpstart Your Diet with a Cleanse

5 Step Program: Jumpstart Your Diet with a Cleanse

If you’re looking to shed some pounds or on the verge of starting a new fitness regime, a cleanse can be a motivating and inspiring way to jumpstart your health kick.

Get rid of toxins and feel more energized with a cleanse by RawJuvenate. Whether you’re trying to shed post baby pounds or looking to convert to a healthier lifestyle, this is a great way to prepare your body for more intense workouts and ease into new healthier habits.

RawJuvenate, the Organic Detox System is 100 percent vegan, gluten-free and all natural. Just follow these five steps in a single day, along with taking RawJuvenate to start your dietary transformation:

STEP 1: Breakfast - Replace your normal breakfast with a RawJuvenate Organic Detox Smoothie. Follow it up with your probiotic, aloe and fiber fix. Make sure to check out all the great smoothie recipe suggestions on Pinterest.

STEP 2: Lunch – Eat a nutritious lunch, like one of these great suggestions:

* Healthy chicken salad sandwich on whole-grain bread
* Chickpea & sweet potato burger topped with cucumber, dill and red onion
* Couscous and super green salad (spinach, asparagus, edamame, basil and parsley) with your favorite vinaigrette

STEP 3: SNACK - A snack is important between meals when your insulin and blood levels go down leaving you low on energy. Try one of these snack suggestions:

* ¼ cup of raw almonds
* I small apple with 1 tablespoon of organic peanut butter
* Raw veggies (carrots, celery, broccoli, etc.)
* ½ cup frozen grapes
* Kale chips

STEP 4: DINNER – Eat a nutritious dinner, such as:

* Grilled wild salmon with avocado and lime salsa
* Zucchini and eggplant bruschetta boats
* Veggie pizza with a whole-wheat crust
* Creamy vegan pasta with oat milk, cashew butter, frozen peas, garlic and fresh basil

STEP 5: EXERCISE & DRINK LOTS OF WATER – Just a 30-minute walk, jog or hike in the morning or after dinner is all the exercise you need and don’t forget to drink plenty of water all day long.

RawJuvenate is a 5-product system that includes everything you need for either a 14-day or 30-day detox. Beginners should follow the plan for two weeks and regular detox users should follow the plan for one month.

Supplemented with probiotics, fiber, and aloe to promote gentle cleansing, the program focuses on getting nutrients and proteins from our super green and vegetarian pea powders.

Beginners can start by replacing one solid meal a day with one liquid meal from the Organic Detox System. Cleansing experts can take all 5 products for 30 days.

Molly Sims readers get 40% OFF any of the RawJuvenate Detox Systems and FREE SHIPPING. Just use promo code SIMS40. OR: Get $10 OFF any purchase over $15 by using coupon code SIMSTAKE10.

Just add product(s) to cart and enter a coupon code at checkout to receive your discount. Hurry! Offer ends August 29th at 11:59PM PST.

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Check out RawJuvenate on Facebook and Twitter for additional deals and giveaways!

• You must be a registered MollySims.com member to enter. Learn how to sign up by clicking here.
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• Limit one comment per entry. Multiple comment entries will not be considered.
• This giveaway ends at 11:59PM PST on August 22, 2012.

Today’s post is proudly sponsored by

Actress, model, active humanitarian, & Mom! Author of 'Everyday Chic'.


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Students »

  • Each day more than 5,500 students learn and thrive in Moorhead Area Public Schools. We are proud of your successes both inside and outside the classroom.
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  • From seeing how the district spends tax dollars to providing opportunities for lifelong learning, Moorhead Area Public Schools and the community are partners in education. We welcome your interest.
Lifelong Learning

Moorhead High FAFSA/Financial Aid Night

When: Thursday, December 7, 2017

Time: 6:00 PM

Until: Thursday, December 7, 2017 7:00 PM


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How To Sell Your House In Just 7 Days

How To Sell Your House In Just 7 Days

You don't need a real estate agent in order to sell your house. You don't have to pay MLS listing fees. And you don't have to spend thousands just to get your house sold. With this simple computer-based course, even people with no background in sales, psychology, or real estate can easily can sell their house. Real estate agents take a huge commission, and often they do not have access to any information that you can't get yourself. You have all the tools that you need to sell your house and save anywhere from $15,000-$50,000 on real estate commissions. Just think about what you could do with an extra $15,000 or more This course is worth thousands of dollars to you. You don't have to lay down and let people take huge amounts of money from you. You can learn to sell your house better than any real estate agent in 7 days or less with this simple course. Read more...

How To Sell Your House In Just 7 Days Overview

4.6 stars out of 11 votes

Contents: Online Course
Author: Brian Gulledge
Official Website:
Price: $47.00

Access Now

My How To Sell Your House In Just 7 Days Review

Highly Recommended

It is pricier than all the other books out there, but it is produced by a true expert and includes a bundle of useful tools.

Overall my first impression of this book is good. I think it was sincerely written and looks to be very helpful.

Multiple Listing Service MLS

An MLS is a forum for sharing properties listed for sale among affiliated real estate brokers. Realtors and agents often form local and regional boards, which are normally responsible for maintaining an MLS that allows all affiliates to access information about current and recent listed properties. An MLS listing provides greater exposure for sellers and the broker's listing. For more information, see the Selling Your Real Estate article in the Real Estate In-Depth section.

Back to the equity line

You will have paid the bank over 2,100. You will, however, still owe 50,000. Again, this is because your monthly payment is an interest-only payment. This is where some people get into trouble with home equity lines of credit. If you use all the equity in your home, and then decide to sell your house within the first year of taking your HELOC, you won't make anything on the sale, because you'll owe all you make to the bank. So, if you intend to use all of the equity in your home, creating a 100 loan to value with your two mortgages, be sure to stay in your house for at least five more years, so the value will appreciate, reducing your LTV and putting you back in a good position to refinance or sell.

What If I Stilt Owe Money on My Previous Loan

Because reverse mortgages are based on the equity you've acquired in your home, the more equity you have the higher the loan you can get. It's an abstract concept, but the money you're borrowing is actually already yours It's a portion of the money you would get if you were to sell your house.

What If I Sett My House for More than the Loan Amount

If you have a 75,000 loan and you sell your house for 389,000, you end up with 314,000 left over Who gets it Why, you do of course. It's your house, your money, your cash bonanza. If the loan has become due upon your death, your family (or whoever you've named in your will) is entitled to the left over equity.

What should you do when you cant pay your mortgage

You need to understand the position of the lender. While some actions you can take on your own, such as selling your house, other actions have to be negotiated with the lender. You do better in any negotiation if you know where the other party is coming from. While foreclosure makes the lender whole, it is a disaster for you. Your equity is depleted, you incur the costs of moving, and your credit is ruined. Hence, you must avoid foreclosure, if necessary by selling your house.

Why a Mortgage Broker

I told them to go ahead, but I was nervous, knowing what I know about large banks, ones that are not wholesale lenders, who work with mortgage professionals. After many trips to the bank (remember, bank loan officers don't come to you) that included plenty of hassles over paperwork, they agreed on a loan for their new home. The next step was to sell their house, so they could use the proceeds for a down payment and moving expenses. My parents had over 60,000 in equity and wanted to put a good chunk down on their new house and use the rest for expenses.

Reaching Higher Borrowing Limits

1 The national home value average What does it have to do with you Fannie Mae uses an adjusted property value (your actual home value as compared to the national average home value) as a starting basis for your total loan amount. If your home's actual value is at or above the national average, you can expect to get more from your reverse mortgage than if your home value was significantly lower.

Adjusting expectations

Fannie Mae calculates an adjusted property value to figure out how much of your home value it can actually let you borrow. Your adjusted property value doesn't necessarily (if ever) equal the actual value of your home, nor does it equal the amount you can ultimately borrow. Adjusted property value is just a basis to determine your loan amount. Fannie Mae compares your home value to the national averages and determines your principal amount (the actual dollars borrowed) partially based on that comparison (along with age and interest rates). Any home with a total worth above the maximum value will probably be assigned a 359,650 adjusted property value. As a home value creeps further away from this number (lower than the national average), the amount that home owner could borrow goes down as well. Fannie Mae bases its lending limit on the national average home price. Combine all the home values in America and divide it by the number of homes, and you've got the magic number 359,650. This...

Figuring out how much you can get

1 Your home value More equity equals more money available to borrow. 1 Your area Higher home values in the area means higher loan values for you if you choose an HECM or Home Keeper (which both use county medians to determine your loan principal). Cash Account has no set limit. It bases its principal solely on your age, home value, and interest rates.

National Reverse Mortgage Lenders Association NRMLA

The NRMLA site has a great reverse mortgage calculator, too. On the NRMLA home page, click on the calculator and get an estimate of what you can borrow based on your age, home value, neighborhood, outstanding debts, and what (if any) credit line you want. Just click on Calculate to see a breakdown of what you could get with three different loan options (two HECM and Home Keeper). What's really neat is that the calculator remembers you on your computer, so the next time you visit the site, you won't have to reenter all of your information. But that's not all. When you click on Loan Summary you can see exactly how it figured out your estimated loan amount. This is an incredibly useful tool to help you decide which loan you may want to pursue, and something you may want to print out and take with you when you see your counselor.

Qualifying for a Jumbo Cash Account

You also have several options available to you that don't involve reverse mortgages at all. If you absolutely must have more money than either of those plans can offer, you may want to consider selling your home and moving to a lower-cost area. You can also refinance or take out a Home Equity Line of Credit. For more on additional options, skip ahead to Chapter 8. You may find an alternative that makes you happier than an armadillo in a patch of Texas Bluebonnets. It's not uncommon to see a Jumbo Cash Account on a multimillion dollar home, but if you're still not convinced that your palace will qualify, give Financial Freedom a call at 1-888-REVERSE (888-738-3773) and ask them to tell you what the home value was on their largest ever loan to date. As long as you have them on the phone, ask them about their products and request an informational packet. They can also put you in touch with an originator in your area, or send you a list of Financial Freedom specialists.

Checking out current interest rates

Another factor in determining your loan amount (aside from your age and home value) are current interest rates. As interest rates go up and down, the amount you can borrow will change, just as it would in a forward mortgage. When you sign off on your mortgage (Chapter 11) the interest rate at that moment will be figured into the equation that determines your loan amount. The lower the interest rate, the more you'll be able to borrow.

Factoring in your age

For a calculator that will give you a ballpark estimate of how much you can borrow, visit the National Reverse Mortgage Lenders Association's Web site at www. and click on Reverse Mortgage Calculator. Simply enter your age, home value, and any outstanding debts you have, and they'll tell you how much you can expect. At the bottom of the estimates page, click Loan Summary to find out how they came up with your loan amount. This is a great way to get familiar with typical loan amounts and the math that's involved. When your originator figures your total loan amount, he or she will be looking at a screen that's similar to the one you'll see here. You may want to print this page to take with you when you see your counselor, who can give you an idea of how close this computer-generated loan is to reality.

What If I Marry Someone Who also Has a Reverse Mortgage

1 One spouse can give up his or her reverse mortgage by paying it off (if one of you is selling your home to move in with the other this makes perfect sense). The only hazard here is that the other's reverse mortgage becomes due when he or she dies, regardless of who's still occupying the house. 1 You can each pay off your loan (an especially good idea if you're buying a new home together and both selling your homes, making it possible to put a lot of money down on the new home) and enter into a new reverse mortgage together.

Fixed Rate APRs

Although it might appear that the APR would apply accurately to fixed-rate mortgages, that is true only in the unlikely event you pay off the loan balance precisely according to its schedule over the full life of the loan. If you pay ahead of (or behind) schedule, your actual APR will increase. Similarly, if you sell your house or refinance your mortgage, your actual APR will exceed the APR figure the government requires lenders to

Lending limits, loan value, and home value can be misleading terms. When your home is appraised, the value is not necessarily equal to the amount of money you can borrow. In fact, you'd have to be very, very old to get a loan for 100 percent of your home's value we're talking born around the turn of the century. Lenders factor in your age, current interest rates (they change constantly, more on that shortly), and earned equity to come up with a percentage of the home value that they can lend. The younger you are (early 60's to early 70's), the less they are going to approve because they know that you will probably stay in the home longer than someone in their 80's or 90's. So, while your home may be worth 250,000, they may only lend you 125,000. Depending on home values in your area and the last time you had your home appraised, you may be pleasantly surprised to find out what your home is worth in today's market. Keep in mind that appraisals are largely subjective, and although they...

Evaluating the Costs

I 2,000- 6,674 for origination fees Home Keeper origination fees can't exceed 2,000 or 2 percent of the adjusted property value, whichever is greater. Generally speaking, if your adjusted property value is 100,000 or less, you will only pay up to 2,000, but if your home value is near the maximum, you will pay 7,193 (which is 2 percent of 359,650). But remember these are maximums. Originators have the option to charge a lesser fee if they wish, so it can pay to shop around for lower fees. Think about it If your home's adjusted value is at or near the maximum, you're going to be paying the maximum fees any fee reduction may be worth it.

Home Sellers Power Tips

Home Sellers Power Tips

How To Sell Your Home for The Best Price You Could Ever Imagine! Home Sellers' Power Tips. 33 Minutes Audio Book with Insider Tips, Tricks and Special Tactics to Sell Your Home Easily for the best price possible! 99 Tips For Selling Your Home For Maximum Profit! You are thinking about selling your house. Nervous? Of course, because you have heard that Legal and other formalities for selling or buying property is a nightmare. As the owner, you want to make maximum profit from the sale of your house without making any of the common mistakes. This Audio Book will guide you through the important things you should know before selling your house for maximum profit.

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Romney’s Stake in Chinese Stocks

The GOP candidate invested in 10 Chinese companies recently—including ones that embezzled, partnered with Iran, and stole US trade secrets.

James WestJames West

On the campaign trail, Mitt Romney rips President Obama’s policy on China and talks tough against the rising global power. “We’re going to crack down on China,” he said at a recent event in Ohio. “They’ve stolen our jobs; that’s gotta stop.” But according to Romney’s recent tax returns, between 2008 and 2011 Romney invested more than a half million dollars in the stocks of 10 Chinese companies—including firms that embezzled, partnered with Iran, and stole US intellectual property.

Through Romney’s individual and family “blind” trusts—managed by his personal lawyer, R. Bradford Malt—the Romneys traded more than 25,000 shares in Chinese firms, including some based in Hong Kong. Some of these investments have previously been reported in the media and raised by the Obama campaign, but others have gone unnoticed. Overall, the stock investments netted the Romneys a profit of more than $90,000 in 2010 and 2011. (Some of the individual investments were losers.) While that sum is a pittance in light of the candidate’s vast personal wealth, it represents a significant amount for ordinary working Americans. Romney has long invested in China, putting millions into Chinese firms back when he ran Bain Capital, as MoJo‘s DC bureau chief David Corn first exposed in several reports this summer.

Romney has said that he has no role in managing his personal investments; one of his aides told the Financial Times recently that Malt works “to make the investments in the blind trust conform to Governor Romney’s positions, and whenever it comes to his attention that there is something inconsistent, he ends the investment.” But back in 1994 Romney himself said that blind trusts don’t absolve an investor of responsibility: “The blind trust is an age old ruse, if you will, which is to say, you can always tell the blind trust what it can and cannot do. You give a blind trust rules.”

Here are the investments in 10 Chinese companies revealed in tax returns for the W. Mitt Romney Blind Trust (2010 and 2011) and the Ann and Mitt Romney 1995 Family Trust (2010) and (2011):

Industrial and Commercial Bank of China

“Gov. Romney believes China should be labeled a currency manipulator,” his spokeswoman said recently, “and he will move to label them as such on Day One.” Yet the candidate invested in Industrial and Commercial Bank of China, the country’s largest bank. Some experts say that China’s central bank still exerts power over ICBC (which was privatized in 2005) to carry out the country’s monetary policy. The Romneys invested in more than $80,000 worth of shares, ending with a loss of just over $5,500.

China Merchants Holdings International

The Romneys invested more than $78,000 in this Hong Kong-listed company, China’s largest public port operator. Its parent company, China Merchants Group, is one of the longest-running state-run corporations in China. They sold the shares at a loss of about $6,500.

China Life Insurance

About a fifth of Romney’s China profits came from China Life Insurance, the mainland’s largest life insurer. In 2009, according to news reports, China’s National Audit Office found that the firm had embezzled nearly $172 million—overstating sales, improperly settling claims, and lining executives’ pockets with millions of yuan. The following year, the Romneys made more than $20,000 when they sold their shares.

China National Offshore Oil Corporation

The Romneys invested nearly $77,000 in China National Offshore Oil Corporation from 2009 to 2011—even as US sanctions called for divestment of companies that do business with Iran’s energy sector, as CNOOC does. The Chinese oil giant’s parent company is helping Iran develop the North Pars natural gas field in a deal estimated to be worth $16 billion. The Romneys sold their shares in CNOOC for a profit of more than $15,000.

New Oriental Education and Technology

Campaigning in Virginia recently, Romney said of Chinese companies: “They steal our technology, they hack into our computers—they also steal our know-how, our patents.” But the Romneys also invested in New Oriental, a company infamous for stealing copyrighted exam questions from a US firm. In 2001, New Oriental was sued by Educational Testing Service for stealing and distributing proprietary test questions for admission to US universities. A Chinese court ordered New Oriental to pay over $1 million, a sum reportedly reduced in 2004 by Beijing’s High Court. The Romneys made more than $20,000 from the nearly $60,000 they invested in New Oriental shares. and Tencent Holdings

Romney investments included two of China’s internet giants: Tencent, the creator of the country’s most popular chat program, and Youku, which some describe as China’s YouTube. (The Romneys lost about $8,000 in Youku and a negligible amount in Tencent.) “If you’re one of these Chinese internet companies, you factor in for your overhead and operating costs an entire division of people whose job it is to adhere to government censorship and surveillance requirements,” says Rebecca MacKinnon, a former Beijing bureau chief for CNN. “Obviously foreign investment is paying for that.”

Hang Lung Properties

A leading real estate developer in Hong Kong and mainland China, Hang Lung is now investing $8.5 billion on the mainland. The Romneys invested $43,300 and profited $22,600 when they sold their shares.

Hong Kong Exchanges and Clearing

The Romneys made their largest profit on the money they put into Hong Kong Exchanges and Clearing, the holding company for the Hong Kong Stock Exchange: $30,600, on an investment of approximately $38,800.

Li & Fung Limited

A labyrinthine supply chain manager for US companies including Toys R Us, Target, Walmart, and Timberland, Li & Fung has benefited from American outsourcing. In 2009, for example, Fashion company Liz Claiborne sold its manufacturing operations to Li & Fung Group for $83 million. The Romneys invested around $15,000 and made just over $1,000.


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Formula Renault 3.5 Hungaroring News 2011 - Race 2

Apart from pole position for this race, nothing has escaped Jean-Eric Vergne (Carlin) this weekend. The Frenchman went quickest in both collective testing sessions, was on pole position for race one and won both races. Thanks to his perfect weekend he is now leading the championship. Albert Costa (Epic Racing) and Adam Carroll (P1 Motorsport) took advantage of penalties imposed on Sergio Canamasas (BVM Target) and Robert Wickens (Carlin) to complete the podium.
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Duration 01:46
Series Formula V8 3.5

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Krauseneck & O'Connor Dentistry

Family Dentistry

Please feel free to email us at [email protected] with your testimonials. We'd love to hear you thoughts.

"Excellent service and a very competent staff. Called for an appointment and they did everything right. Utterly wonderful. If you're looking for a good team, look no further!"


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Advanced search

"Nipple Flick" explanation?

(12 Posts)
organiccarrotcake Tue 28-Jun-11 23:18:29

I am trying to explain the nipple flick - tipping the nip to get a deeper latch - by email. I very innocently Googled it blush and - erm - didn't find what I wanted!

Anyone got any decent (in all sense of the word!!) links?

crikeybadger Wed 29-Jun-11 11:03:24

Is that the same as exaggerated latch organic ?

If it is,thenthis may be useful- page 9 I think.

Pesephone Wed 29-Jun-11 19:56:48

I know its on you tube. erm forgive me as I am new to MN and don't know how to do links. I'll see if i can figuire it out.

TheRealMBJ Wed 29-Jun-11 20:09:26

gringringringringrin @ occ's naiveté.

moonstorm Wed 29-Jun-11 20:23:16

Is it also called flipple?

moonstorm Wed 29-Jun-11 20:24:15

TruthSweet Wed 29-Jun-11 20:44:45

Does this animation help any?

organiccarrotcake Wed 29-Jun-11 21:34:05

Oh thanks ladies, I knew I could rely on you. Yes, exaggerated latch, flipple, same thing. Exaggerated latch is the term I couldn't recall - much better! Can't remember my own name at the moment. I REALLY need to get some sleep (and if someone could tell my LO that I'd appreciate it!!).

organiccarrotcake Wed 29-Jun-11 21:40:32

MBJ grin I'm a lemon, I know.

organiccarrotcake Wed 29-Jun-11 21:41:38

pesephone thanks, I'll search You Tube. Just so you know, you can copy and paste web addresses into your message box here on MN and if you want to make it a live link just put the link in square brackets this

organiccarrotcake Wed 29-Jun-11 21:42:18

Damn, that didn't work!! But put [[ before the link and then

after the link, but with no spaces.

Pesephone Thu 30-Jun-11 08:20:21

thanks. here I was mistaken its not you tube.

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Advanced search

.bbb file extractor?

(2 Posts)
anunexpectedturnofevents Wed 24-Apr-13 10:27:49

I downloaded the blackberry software last night to back up my new phone which worked fine but all the files have .bbb after them. I tried to download some free stuff but they were the sort which were free trials rather than free products which means they don't work properly.

Does anyone know where I can download proper .bbb conversion software?

RubyDanglesBangle Wed 24-Apr-13 11:14:43

How to extract data from a BlackBerry backup file

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Navigation Menu

Mangoes and Music with Jack Johnson | Priyanka's Moodle

— by Priyanka Gogoi | Mumbai
Doodle by Priyanka Gogoi
Music + Doodle = Moodle |Today’s Moodle - Better Together by Jack Johnson.
Sometimes you just want to listen to simple songs with uncomplicated lyrics, nice tunes with uplifting beats. I always rely on Jack Johnson’s songs to calm my mind when it gets too buzzing. It’s soothing and easy on the ears.

Today, I feel particularly happy. So, I decided to make a doodle on “Better Together” from Jonhson’s album “In Between Dreams”. A simple song of love and of togetherness. To compliment the song, I made a doodle of a couple enjoying their time together. J

By and by, just a little trivia: Do you know this album was recorded in Johnson’s studio which was named “Mango Tree”? The cover art of the album “In Between Dreams” also depicts a Mango Tree. What's more, in one line of the song “Better Together”, we hear the words “Not so many things we got to do, or places we got to be, we’ll sit beneath the Mango Tree now”. With all the mango references, Mango seems to be Johnson’s favorite fruit!!

Hope you like the moodle!

Priyanka Gogoi is an artist from Mumbai, Maharashtra, and co-owner at Kohua. She studied at Bangalore Institute of Legal Studies after graduating from Cotton College, Guwahati. She married her 'love for art' and 'passion for music' and gave birth to Moodle. Moodle... get it? Music+Doodle. Oh hey! Priyanka also regularly shares about events, festivals and travelogues on her blogs and

Do not Spam. Stay on topic. Do not post anything defamatory, harmful, abusive, racially objectionable, or otherwise illegal. If you violate these rules, your post will be deleted.

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Contact Us

We want to hear from you! Please fill out the form below, and we'll respond to you as soon as possible.

+ Please do not use email to send us communications containing confidential information or requiring our immediate attention. If you need to discuss information about your existing account give us a call at 1-888-692-2654, stop by one of our convenient locations or sign in to Online Banking to use our secure messaging service.

In Case of Errors or Questions about Your Loan

If you have a question or concern about your loan, or think we have made an error, we want to know. Please send a written request (separately from your payment) for any Qualified Written Request, Notice of Error, or Requests for Information to the following address. You may telephone us, but doing so will not preserve your rights under Federal Law. Please note you must use this address to submit your written request.

First United Bank & Trust
Attn: Customer Service Care Center
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Oakland, MD 21550

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First United Bank & Trust
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First United Bank & Trust
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Security Notice – Browser Updates May Be Required To Use Online Banking Solutions

As an ongoing security and protection for your finances, First United deploys and keeps up-to-date many layers of security and encryption protocols to protect your confidential information. Many modern internet browsers support these advanced encryption techniques, however, some older browsers do not. Please note that, beginning May 21st, customers using the unsupported Microsoft Windows XP® and Windows Vista® with Internet Explorer (IE) 6 or 8, will be unable to use our digital solutions and must upgrade to a newer supported version of Internet Explorer, Google Chrome™, or Mozilla Firefox® instead.

Additionally, some end customers using Internet Explorer 10 (IE10) or lower may receive a message from their browser about updating their browser security settings to TLS 1.1 or 1.2. These end customers should enable these protocols on the Advanced tab in IE via Tools > Internet Options to continue accessing digital finance solutions or upgrade to a newer supported version of Internet Explorer.

If you have questions, please contact our Customer Care Center at 1-888-692-2654.


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CAL Fire Contains Vegetation Fires

CAL Fire is on scene of a small vegetation fire along Rawhide Road near the Tuolumne County Sheriff’s Posse Grounds.

The fire is believed to be less than an acre in size, and has been contained. No homes or structures were damaged, and mop-up will continue throughout the evening.

An 11 acre fire was contained this afternoon in Stanislaus County in the area of Cooperstown Road. No structures were damaged. Air resources from the Columbia Air Attack base assisted with the effort.

CAL Fire is still investigating what caused today’s fires.

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Secure Mobility and Collaboration Problems

Common challenges of our technological world today is the number of tools that are available to us which can become difficult to manage. If you looked at the different solutions you are using in your organization today, you might see, FTP or secure FTP, Dropbox, Box or OneDrive, an encrypted or large file sending utility and possibly some way to collaborate with external vendors or customers. Mytech has heard the voice of our customer and have identified a solution that is secure, simple and can consolidate several tools you may be paying for today into one. Join us to learn about the following features and the productivity benefits your organization can gain through Mytech's SyncTool.

and also paste this code immediately after the opening tag?


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The Corner

A Start?

Max Baucus, chairman of the Senate Finance Committee and therefore a key author and champion of the health-care law the Democrats enacted in March, offered a defense of the law at a town-hall meeting yesterday (even as he admitted he has still not actually read the legislation). Like a lot of Obamacare’s defenders these days, his basic case was that it was only a start — with more to come. “It’s not perfect, nothing’s perfect, but I’m telling you, ma’am, it’s a good start,” Baucus told a voter, according to The Hill.

Baucus and the other leading Democrats whose health-care message of the moment is that they’re going to build on the law and improve it should really be made to explain just what their next steps would be. Toward what is it a “start” exactly?

Baucus also made the following spirited defense of the bill to the same voter: “Mark my words, several years from now you’re going to look back and say, ‘Eh, maybe it isn’t so bad.’” Strong praise indeed.

If her senator has read the bill he voted for by then, he might look back and say that actually it is so bad.

Yuval Levin — Yuval Levin is the editor of National Affairs and a fellow at the Ethics and Public Policy Center.

Most Popular

Episode 27: Get Off Our Lawn

Past Remnant guests Charles Murray and Steve Hayward join Jonah for an unprecedented recording of the Remnant with a live studio audience. They discuss their own lives and take questions from an audience of young people seeking direction about their futures. Read More
White House

Why Tillerson Had to Go

Of all the abrupt comings and goings in this administration, the dismissal of Rex Tillerson is undoubtedly the most important — maybe one of the most important firings since Harry Truman fired Douglas MacArthur during the Korean War. By dismissing MacArthur, Truman drew a firm line between military and ... Read More
Politics & Policy

Hillary’s Other America

I am still chuckling at Hillary Clinton’s speech in India. Among the things she said: If you look at the map of the United States, there is all that red in the middle, places where Trump won. What that map doesn’t show you is that I won the places that own two thirds of America’s Gross Domestic product. ... Read More
Politics & Policy

Samantha Power Regrets

‘I’ve had a lot of bad ideas in my life,” former U.N. ambassador Samantha Power tells Politico. “Though none as immortalized as that one.” Wow. It’s a major concession. And what might “that one” be? Not standing idly by in the White House while Iranians protested a fixed election in 2009, then ... Read More


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A Doll's House

Runtime: Not available.

The Vaughans are all set to enjoy their new life together in their new home. Thomas has been promoted to a senior position in the Cabinet and Nora is delighted. At last, they can put their troubles behind them.

However, all too soon their delicate happiness is shattered by the arrival of an uninvited visitor. As the lies that Nora has told, and the risks that she has taken to protect her husband are exposed, they are forced to question just how perfect their marriage really is. Now, it seems, only a miracle will set them free.

Henrik Ibsen’s A Doll’s House caused outrage both in its style and content when first staged in 1879. Zinnie Harris has transposed her version from late 19th-century Norway to Edwardian London and shifted the tale of intrigue, fraud and betrayal from the world of finance to that of politics. Her story has strong contemporary resonances, revealing a world where duty, power and hypocrisy rule.

In co-production with the Royal Lyceum Theatre, Edinburgh


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Novelist Kazuo Ishiguro Wins Nobel Prize for Literature - NBC 5 Dallas-Fort Worth

Novelist Kazuo Ishiguro Wins Nobel Prize for Literature

    Novelist Kazuo Ishiguro Wins Nobel Prize for Literature
    Joel Ryan/AP, File
    This Dec. 4, 2011, file photo shows Japanese author Kazuo Ishiguro, winner of the 2017 Nobel Prize for Literature, arrive for the 14th annual British Independent Film Awards at Old Billingsgate, London.

    British novelist Kazuo Ishiguro was awarded the Nobel Prize for Literature on Thursday.

    He is known for novels like "The Remains of the Day," which won the 1989 Man Booker Prize, and "Never Let Me Go," which was made into a feature film in 2010.

    Born in Japan, Ishiguro now lives in Britain and writes in English. The Swedish Academy cited him for "novels of great emotional force, (he) has uncovered the abyss beneath our illusory sense of connection with the world."

    Haruki Murakami of Japan and Kenya's Ngugi wa Thiong'o were seen as top contenders for the 9-million-kronor ($1.1 million) prize.

    "Never Let Me Go"

    [NATL] "Never Let Me Go"
    Based on the acclaimed novel by Kazuo Ishiguro and starring Carey Mulligan, Keira Knightley and Andrew Garfield, it tells the story of three friends who come to realize what their English boarding school is actually preparing them for.
    (Published Wednesday, June 16, 2010)

    Last year's literature prize went to American songwriter Bob Dylan and the previous year's to Belarusian journalist Svetlana Alexievich.

    Alfred Nobel, the Swedish industrialist and inventor whose will established the prizes, said he wanted the literature award to honor "ideal" work, without defining the term.


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A daily newsletter charting the future: From technology to the scientific breakthroughs changing our lives.

Warp Speed Won't Get Us to the Stars, but This Just Might

by Greg Matloff /
Artist conception of NASA's Project ORION, the smallest model of a craft that can take off from Earth, explore Saturn, and return in fourteen months with a manned crew.NASA
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People have dreamed about interstellar travel for decades. Wouldn’t it be nice to escape political turmoil, climate change, overpopulation, and nuclear proliferation? Wouldn’t it be nice to move, with a few family members and friends, to a welcoming virgin world?

Hollywood makes it seem easy. We strap in aboard our starliner, and the craft gently lifts off. A button is pushed. The star field distorts. The ship slips into a wormhole, and we take a shortcut through space-time to arrive in a new planetary system and a blue-green oasis.

RELATED: NASA Announces Major Exoplanet Discovery

In reality, things aren’t that simple. We don’t know how to create a wormhole. Warping space requires immense energies — and forms of matter that might not exist. Space is so vast that if we were to depend on the conventional chemical propulsion systems that have taken us to the moon and other planets in our solar system, a voyage to the stars would last tens of thousands of years.

It’s so frustrating! Just as astronomers locate potentially habitable planets around nearby stars, we’re reminded of the difficulty of visiting these worlds.

Someday humans may be able to develop interstellar spacecraft powered by antimatter or fluctuations in the universal vacuum. (Antimatter combined with normal matter would be the most energetic possible rocket fuel. Tapping the universal vacuum implies a near-infinite energy source, if this proves possible.) But for now, let’s limit our view to proposed interstellar spacecraft powered by innovative propulsion techniques that do not violate the laws of physics as we now understand them.

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The first realistic possibility, initially proposed in 1968 by physicist Freeman Dyson, was a craft powered by successive explosions of hydrogen bombs (separated from the crew compartment by colossal shock absorbers). The proposed spacecraft, dubbed Project Orion, was huge, with dimensions measuring in kilometers. Powered by the entire thermonuclear arsenals of the U.S. and the Soviet Union, Dyson calculated, it would have been capable of sending thousands of human colonists to the Alpha/Proxima Centauri system (at 4.3 light-years from Earth, the closest star system) within 1,000 years or so.

Starting in the 1970’s, scientists at the British Interplanetary Society and its offshoots, including the Institute for Interstellar Studies, proposed a series of interstellar probes and huge human-carrying space arks bearing classical names such as Daedalus and Icarus. These were essentially sanitized versions of Dyson’s Orion: Instead of hydrogen bombs, these conceptual craft were to have been propelled by small pellets of nuclear fusion fuel ignited by lasers or electron beams.

 Conceptual drawing of a Daedalus craft. WikiMedia Commons

These proposed craft were supposed to have been able to reach Alpha/Proxima Centauri within centuries. But the fusion apparatus would be massive. It would be difficult to fund preliminary developmental in-space experiments because of the immense ship sizes required.

In the late 1970s, scientists started thinking about interstellar craft powered by not by chemical or nuclear processes but by “propellantless” systems. One of the most promising ideas is for craft propelled by the propulsive force of sunlight falling on a thin, highly reflective “sail.” Calculations indicate that such a system, pushed to its technological limits, could propel a robotic payload to Alpha/Proxima Centauri within only a few centuries. Human-carrying arks, whose speed would be boundby our bodies' limited ability to withstand the high g forces of rapid acceleration, would take about 1,000 years to complete the same journey.

Unfortunately, the solar-photon sail has its limits. One is the inverse-square nature of solar luminosity: With every doubling of a ship’s distance from the sun, its acceleration would fall by a factor of four.

 Illustration of NanoSail-D, a solar sail NASA deployed in 2011. NASA

But there may be a way around this limitation.

During the next decade, a Silicon Valley billionaire named Yuri Milner intends to invest $100 million in the Breakthrough Initiative Project Starshot. His idea is to attach a tiny robotic payload to a super-thin, highly reflective sail measuring only about 100 square centimeters and hit it with a multi-gigawatt laser beam generated by a huge facility here on Earth. If scientists can find a way to keep it in the powerful beam for a few minutes without melting, it would fly off at a velocity sufficient to reach Alpha Centauri in a few decades.

RELATED: Discovery of Likely Alien Worlds has Scientists Buzzing

This is all very challenging. We’ll need to figure out how to keep the tiny sail stable in the powerful beam without melting, maintaining the beam on target during the multi-minute acceleration run, and reconfiguring the tiny sail for both interstellar cruise and encounter with the Centauri system — but it is by no means impossible. And at least for now, it may be our best chance we — or, rather, robots — have for reaching the stars.

Greg Matloff is a professor in Physics at New York City College of Technology, CUNY, a consultant with NASA Marshall Space Flight Center, a Hayden Associate of the American Museum of Natural History, a Member of the International Academy of Astronauts, and a leading expert in possibilities for interstellar propulsion. He has authored and co-authored several books, including Starlight, Starbright: Are Stars Conscious (2016), Solar Sails: A Novel Approach to Interplanetary Travel (2008, 2015), Paradise Regained (2009), Living Off the Land in Space (2007), Deep Space Probes (2000, 2005), More Telescope Power (2002),Telescope Power (1993), Urban Astronomer (1991), and The Starflight Handbook (1989).

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Residential Radon Testing

Serving Lake, McHenry, northern Cook and northern Kane counties.

Residential Radon Testing

NE Illinois Radon Testing performs Professional Level Radon Testing for Concerned Homeowners and for those in Real Estate Transactions, through our license with the State of Illinois' IEMA/Division of Nuclear Safety.

Our service area includes Lake, McHenry, northern Cook and northern Kane counties in Northeastern Illinois.

Download the Illinois Emergency Management Agency (IEMA) Radon Guide for Tenants (PDF)

Every home has radon.  We are a planet that has radioactive minerals and elements.  The decay chain of these minerals eventually decay into radon, which is a gas, and as thus leaves the interior of the earth.

The gas either escapes to the outside or is pulled into our homes, into our breathing space.

Houses are dynamic and change over time.  These changes can cause the radon level in the home to change. The EPA and IEMA recommends retesting your home every two years or after you make a dynamic change (adding insulation, new windows, new exterior doors, siding, finishing a basement).

This is a recommendation that includes homes that currently have an active radon mitigation system or a passive (skeletal) radon resistant new construction vent.

Download the "Preparing Your Home for Radon Test," a helpful tool for understanding the testing protocol.


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News Release

Release Date: July 28, 2015

Funding Opportunity Announcement for Recovery of Rare Earth Elements Released

The U.S. Department of Energy’s National Energy Technology Laboratory (NETL) has released a new Funding Opportunity Announcement (FOA) entitled "Opportunities to Develop High Performance, Economically Viable, and Environmentally Benign Technologies to Recover Rare Earth Elements (REEs) from Domestic Coal and Coal Byproducts."

The FOA, DE-FOA-0001202, marks an investment of up to $20 million in federal funding to investigate the separation and economic feasibility of recovery of REEs from domestic U.S. coal and coal byproducts. The FOA closes Monday, August 31, 2015 at 11:59:59 p.m. Eastern Daylight Time. Full details about the FOA, including instructions for application preparation and submission, are available from the NETL website.

As directed by Congress, the Energy Department has been investigating the economic feasibility of recovery of REEs from domestic U.S. coal and coal byproducts. As part of this continuing investigation, NETL is seeking financial assistance applications for projects to quickly develop bench-scale and pilot-scale projects for recovering REEs from coal and coal byproducts. The proposed process designs should minimize or reduce the environmental, safety, and health impact of radioactive and other byproducts, and optimize the overall economics of the separation and recovery process. The proposed technology should be designed and developed for eventual deployment within the United States to provide reliable and competitive domestic sources of REEs.

A pre-application webinar was held on July 22, 2015. The webinar’s purpose was to bring attention to the availability of resource materials previously developed by NETL and give interested applicants a chance to ask general questions about the FOA process. The slides from the technical and procurement presentations, as well as all of the questions received and answers given during the webinar, are available as attachments via an amendment to the FOA.


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Pantomime fun is right neighbourly

19 December 2017 in Community neighbourhoods and Older people
Older residents from across the borough enjoyed a laugh-a-minute performance of the pantomime Rapunzel at Theatre Royal Stratford East courtesy of Newham Council.
The annual Christmas treat was organised by the council’s eight community neighbourhood teams. More than 200 people and their carers enjoyed the show packed with original music, audience participation and plenty of comedy.

Newham’s community neighbourhood teams work throughout the year to bring residents together, helping them to engage with others and make new friends.

The residents were welcomed to the theatre by Deputy Mayor (Statutory) Councillor Ken Clark and Councillor Forhad Hussain, Deputy Cabinet member for community neigbourhoods.

Councillor Clark said: “Events like these are designed to give some of our older residents an enjoyable afternoon out while helping them meet new people and forge new friendships.”

The residents attended an afternoon matinee performance of the panto and sat in the stalls of the theatre alongside children from local schools.

Added Clark: “The mix of older and younger residents made it extra special and everybody had a great time joining in with the audience participation moments.”

Rapunzel will run at the theatre in Gerry Raffles Square, Stratford, until Saturday 13 January.


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AEterna Zentaris Discloses In Vivo Data for its GHRH Antagonist JMR-132 at the AACR Annual Meeting in Los Angeles

    JMR-132 could provide a new therapeutic approach for the treatment of
    early and metastatic breast cancer

    QUEBEC CITY, April 17 /CNW Telbec/ - AEterna Zentaris Inc. (TSX: AEZ;
Nasdaq:   AEZS), a global, pure play biopharmaceutical company focused on
endocrine therapy and oncology, today presented an abstract outlining in vivo
data for its growth hormone-releasing hormone (GHRH) antagonist JMR-132 in
breast cancer, at the American Association for Cancer Research (AACR) Annual
Meeting being held this week at the Los Angeles Convention Center in Los
Angeles, California.

    The poster #3568 "GHRH-Antagonist in Combination with Docetaxel
Chemotherapy induces regression of MX-1 human experimental breast cancers,"
reviewed preclinical results in breast cancer for JMR-132, the Company's GHRH
antagonist which binds to splice variants of the GHRH receptors found on
various cancerous tumors. More specifically, the authors reported on the
antitumor activity of JMR-132 in MX-1 human experimental,
doxorubicin-resistant breast cancers, as well as on the anti-proliferative
effect of JMR-132 in combination with docetaxel, which is frequently used for
the treatment of early and metastatic breast cancer.
    Binding sites were found for GHRH in the MX-1 human breast cancer cell
line. The treatment of nude mice bearing MX-1 xenografts with JMR-132 at the
dose of 10 (micro)g/day s.c. significantly (p(less than)0.05) inhibited tumor
growth, as shown by a 62.9% decrease in tumor volume and 47.8% reduction in
tumor weight. Docetaxel at a single dose of 20 mg/kg i.p. significantly
reduced tumor volume and weight by 74.1% and 58.6 %, respectively. Combination
treatment with JMR-132 and docetaxel led to growth arrest of most MX-1 tumors,
evidenced by an inhibition of tumor volume and weight by 97.7 %and 95.6 %
respectively (p(less than)0.001).

    - JMR-132 inhibits doxorubicin resistant in MX-1 human breast cancers
    - JMR-132 induces growth arrest or total regression when combined with
      docetaxel chemotherapy
    - JMR-132 could provide a new therapeutic approach to the treatment of
      early and metastatic breast cancer

    "We are very pleased and encouraged with these results we have seen to
date with JMR-132 which lend further credibility to our very promising
oncology platform. By targeting patients suffering from breast cancer with
confirmed GHRH receptor status, we believe we may increase our chances of
success in future development programs with JMR-132 in this indication. This
targeted approach is an additional example of personalized therapy which is
becoming more and more the way of the future," said Dr. Jurgen Engel,
Executive Vice President, Global R&D and COO of AEterna Zentaris.

    About AEterna Zentaris Inc.

    AEterna Zentaris Inc. is a global, pure play biopharmaceutical company
focused on endocrine therapy and oncology with proven expertise in drug
discovery, development and commercialization.
    News releases and additional information are available at

    Forward-Looking Statements

    This press release contains forward-looking statements made pursuant to
the safe harbor provisions of the U.S. Securities Litigation Reform Act of
1995. Statements that are not historical facts, including statements preceded
by, followed by, or that include the words "believes", "anticipates",
"intends", "plans", "expects", "estimates", "will," "may", "should",
"approximately", and the negative or other variations of those terms or
comparable terminology, are forward-looking statements. Such statements
reflect management's current views, intentions, strategies and plans and are
based on certain assumptions.
    Forward-looking statements involve known and unknown risks and
uncertainties, which could cause the Company's actual results to differ
materially from those in the forward-looking statements. Such risks and
uncertainties include, among others, the ability of AEterna Zentaris to
implement its business strategies, the availability of funds and resources to
pursue R&D projects, the successful and timely completion of clinical studies,
the ability of AEterna Zentaris to take advantage of business opportunities in
the pharmaceutical industry, uncertainties related to the regulatory process
and general changes in economic conditions. Investors should consult the
Company's quarterly and annual filings with the Canadian and U.S. securities
commissions for additional information on risks and uncertainties relating to
the forward-looking statements. Investors are cautioned not to rely on these
forward-looking statements. The Company does not undertake to update these
forward-looking statements.

For further information:

For further information: Jenene Thomas, Senior Director, Investor
Relations & Corporate Communications, (418) 655-6420,; Paul Burroughs, Media Relations (418)
652-8525 ext. 406,

Organization Profile

Aeterna Zentaris Inc.

More on this organization

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Out of the Running

Well, the New York City Marathon is over. Anyway, I hope it’s over by now; maybe some stragglers are still straggling in. I heard a rumor that they extended the 2010 marathon so you still get credit for finishing as long as you cross the line before the 2011 marathon starts.

I realize this makes me sound like what I am: an ornery ex-marathon runner who thinks that you should actually try to run the whole marathon and that walking is cheating and on no account should anyone be permitted to stop for lunch.

I ran the second-ever New York City Marathon, in 1971, and finished sixty-fourth. Impressed? Don’t be—there were only two hundred and forty-five of us in the race. On the other hand, we were all actually running.

I ran the next two New York City marathons as well as Boston in ’74. I got my time down to around three hours but quit once I realized there was no chance of ever becoming skinny enough to be competitive. The less weight you carry, the better off you are. By my calculations I would have had to look like this to win:

  • Bob Mankoff is the cartoon editor of The New Yorker.

    Read more »

Sign up for the Daily Humor newsletter and get The New Yorker cartoons and Shouts—plus more funny stuff—every day in your in-box!


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Tourism stays strong despite the weather

Tourism in north Northumberland is holding up well despite another summer of difficult trading conditions, say local industry leaders.

The wettest summer since records began and the continued economic downturn have taken their toll on the area’s tourist industry, according to the North Northumberland and Alnwick Tourism Associations.

But many traders are reporting that the situation has not been as bad as was feared, with accommodation bookings in particular staying relatively strong.

Jeff Sutheran, chairman of the North Northumberland Tourism Association, which represents 130 local hoteliers and retailers, said: “I would say that trading conditions have been difficult and we’re not complacent.

“The economic situation, the weather – this year we’ve got a lot of things working against us, or rather challenges to overcome.

“But people are still coming to Northumberland.

“People still do have disposable income, and they want to stay somewhere comfortable.

“It is challenging, but if we do well when things are very difficult, I’m encouraged by that.”

Chris Calvert, director of Bamburgh Castle and chairman of the Northumberland Attractions Association, said that visitor numbers had been down at the castle and at other attractions in north Northumberland.

But he called for positivity, with visitors to the castle spending more money than in the past and a ‘phenomenal’ level of favourable feedback.

“It is negative, and there is no getting away from the fact that it’s negative, but highlighting that it’s negative isn’t going to do any good,” he said.

“There is so much positive stuff going on in the county.”

A hoped-for boost from international tourists coming to the area after attending Olympic events had failed to materialise, he added.

Bruce Hewison, who is chairman of the Alnwick Tourism Assocation and the owner of a bed and breakfast in the town, said he was hopeful for the future.

“You just don’t know what’s round the corner, so you have to be optimistic,” he said.

“We will fly the flag for tourism and keep our standards high, and keep our fingers crossed.”


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Graduation Year:
Production Location:
Contact Designer

Collection – URBE

Architectual shapes, unexpected volumes, pleated fabrics, unstructured silhouettes…
RUIZGALAN places himself in a group of designers that understand fashion as an experimental activity in a visual/sculptural sense. In this case, URBE takes its insoiration from the atmosphere of European capitals.

Walking in Madrid, the designer sketched a collection divided in two different parts. The first part- grey pallete- was inspired by abstractions from several urban elements. In the second half, colour breaks in, with chromatic combinations born in the most unexpected places: building works, insulating foam, plaster, rubble, walls damaged by time and scaffoldings create amazing copper-coloured shades, naif turquoise blue nuances and bright oranges sparkles.

After these fragments from the real world, URBE ends with a picture of positivity: a cocoon outfit that shows the light coming in through the gaps of half-closed blind.

Fashion Films

RUIZGALÁN is a fashion designer from Madrid who graduated with honours from Escuela de Arte Nº 2 in Madrid. He went on to earn a Master’s degree in men’s tailoring. His work has been exhibited at The Museum of Costume, Matadero Madrid, Cibeles Madrid Fashion Week, American House, espacioBRUT, Espacio Menosuno (Madrid) South 36-32n festival (Cadiz) Creamoda (Bilbao) and Move (Sevilla). In Bilbao and Sevilla his 2011 “URBE” collection won first prize. His artistic interests have led him to collaborate with artists of different disciplines and to develop projects that integrate clothing design, artwork, photography, video and music.


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Jim Harris

Disruptive Innovation & Organizational Change Expert

Jim Harris is one of North America’s foremost management consultants, authors and thinkers on disruptive innovation, change and leadership. His presentations and consulting work have helped companies anticipate change and adjust to and stay ahead of emerging market trends.

Toronto, Ontario, Canada

Thriving in the Era of Disruptive Innovation
The world and technology is changing faster than ever before. How can leaders keep up and keep their organizations relevant? In this thought provoking talk Jim discusses disruptive innovation and why being on the forefront of technology is only the beginning of it. Netflix changed the way people watch TV. Uber changed the way people get around. Amazon changed the way people buy things. Jim looks at the forces that are disrupting companies and industries and presents strategies for preventing it.

Collaboration & Engagement
Who is in charge of Wikipedia? No one. And yet more than 100 million of hours of labour have been invested by volunteers in creating the content. Most people believe that companies use less than 50% of the skills and motivation of employees. With millions of baby boomers retiring from the workforce over the next decade, new ways of engaging employees in collaborating will be essential for companies. How can organizations unleash more talent, creativity and innovation in their organization?

Most organizations need to innovate – but no one wants to change! It’s the paradox of our time. A staggering 88% of CEOs say that innovation is essential to growth and profitability, but only 33% are happy with the results that they’re getting. But innovation doesn’t just happen on its own. Jim has worked with Fortune 500 companies worldwide, India’s top 200 CIOs and the UK Cabinet Office’s top management program teaching innovation, creativity change, and why innovation is essential to for 21st-century organizations.

How disruptive innovation is changing the not-for-profit world
World and technology is changing faster than ever before. How can not for profit leaders keep up and keep their organizations relevant? For instance, the smartphone is eating the world. If your organization is not optimized for the mobile web – you are losing donors, volunteers and opportunities. An example is the ALS bucket challenge – putting time into to figuring out an interesting, novel way to engage people on social media went viral and raised millions of dollars. Not for profit leaders need to reach millennials as the next donor generation and they don’t do email, they don’t answer the phone. You need to use social media or text them to engage them. Join Jim Harris, world renowned author, consultant and speaker and learn to leverage innovation for your not-for-profit and stay ahead of industry disruptors to keep your organization thriving.

Platform Plus

Workshop or Keynote | Futurist: Trends that Are Changing Your Business

For over 25 years, Jim Harris has been helping organizations focus on the future. He was honoured to be the closing keynote speaker for the World Future Society conference which brings together the leading futurists from around the globe. He will customize his presentation for your organization and industry that will have people talking, thinking and acting differently long after your event.

Social Influencer | Twitter

With over 240,000 followers on twitter, Jim is one of the leading voices promoting conversation around innovation. Brands & organizations frequently bring Jim on to drive conversations at events around the world where he’s frequently named on of the top-influencers. In 2017 he was named the top influencer at the prestigious Consumer Electronics Show (CES) according to onalytica.

Video/Online Program

Canada's Clean 50 Award

Green Living Enterprise | Excellence in Corporate Responsibility Award

  • As opening speaker and workshop leader, you set the appropriate tone for an institute designed for the professional development of senior leaders in the health care system. Your approach to the topic was - in all aspects - at a high professional level which was reflected in a high approval rating by the participants. You have excellent communication skills which, coupled with you infectious enthusiasm, have resulted in an outstanding beginning for our traditional Leadership Institute.

    - Canadian College of Health Service Executives
  • As if the enthusiastic response of our audience wasn't enough, the results of our post conference survey are conclusive: you were a major hit! In fact, the response of 2,000 delegates closely paralleled my own assessment: the content was on target, the presentation superlative.

    - President, Mackenzie Financial
  • He made the presentation very relatable for the entire audience. I was very pleased with the amount of work he put in before hand, the definition of knowing your audience!

    - Organizational Development Specialist, The City of Grande Prairie
  • The verdict is in. . . Jim Harris has been acclaimed as a resounding success by all of our respondents. In summary, Jim delivered for us, with gusto!!

    - Bell Canada
  • Every day the future keeps coming at us whether we like it or not. The Learning Paradox provides individuals and organizations with the keys to unlock the right attitude and the mechanism for developing the necessary skills to go out and meet the future with confidence.

    - Royal LePage
  • Thank you so much for an excellent conference. You have far surpassed the expectations of my boss and the like. The material is relevant and your style is clear and confident. I can speak for everyone - you have engaged them.

    - Manager, Chapters, Professional Engineers Ontario

Summary Profile

Jim’s work as a disruptive innovation speaker who helps corporate executives and management teams implement and refine their innovation processes to stay ahead of their industry, gain market share and raise profits. Innovation processes can also be used to cut costs, re-engineer processes, create new distribution and business models and mitigate risks.

On stage, Jim’s engaging delivery provides research, statistics and great visuals to drive this home in an entertaining way. His thought-provoking presentations challenge audiences to think in new ways. He’s strategic and results-focused, with insightful business savvy customized to each group, and his approach to working with partners is ‘win-win’.

Jim speaks internationally at more than 40 conferences a year on topics including innovation and creativity, customer relationship management (CRM), eLearning, creating learning organizations, environmental leadership, energy efficiency, strategic planning, and creating common organizational mission and vision. Association magazine ranked him as one of the North America’s top speakers.

Jim is the principal at Strategic Advantage where he works with organizations to address issues of most concern to executives: leadership, change, Customer Relationship Management, and creating learning organizations.

His internationally bestselling book, Blindsided! presents a series of practical techniques to help business leaders identify trends earlier and more accurately predict their impact when the tumult of the market threatens to throw plans off course. He is also the author of The Learning Paradox and Emotional Learning.

Jim has appeared in Time Magazine, The Globe and Mail, Profit Magazine, Macleans, CBC, BBC, CTV, and Global.


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Unit Secretary PRN - Acute Care

Canton, GA
Mar 06, 2018
Apr 05, 2018
ICU / CCU, Office
Contract Type
Full Time
Position Description
The Unit Secretary will be responsible for performing general clerical and reception duties according to needs of patient unit or department. Position is characterized by preparing and maintaining patient charts, transcribing physician orders, and entering information into computerized patient care system. This position requires the ability to work in a fast paced environment while maintaining high standards and achieving the best possible outcome for patients. Works with patients of all age groups except neonate.
Position Requirements
One (1) year previous experience in a patient care, or any hospital clerical position or equivalent combination of education & experience. Basic knowledge of medical terminology. Ability to type. Demonstrates basic computer skills.

License/Certification Requirements: No

Work Hours: 7a-7p, 1 shift per week and some weekends/holidays

Weekend Requirements: Yes

On-Call Requirements: No

Why choose Northside? Northside supports our employees’ professional and personal growth. We foster an environment that promotes work/life balance. We embrace diversity. We care about you. If you are ready to advance your career, apply online today to join Northside’s team!
Service Area Overview
We recognize each patient’s journey to recovery is different and requires a special level of care. Our Medical/Surgical Unit at Northside Hospital provides acute and rehabilitative nursing care services to help our patients get back to their daily lives. The Med/Surg unit is characterized by a warm, friendly and caring atmosphere that stresses individual attention for all patients. This approach is reflected in outstanding patient satisfaction survey results. The unit also participates in nursing education by providing internships for students. We also support clinical internships for Patient Care Technicians. If you have the skills to contribute to our team, Northside is eager to talk to you!
Facility Overview
With strong ties to the communities we serve, at Northside Hospital-Cherokee we are proud of our commitment to provide quality, personalized, competitive healthcare services. We are an 118-bed, not-for-profit, full-service community hospital specializing in Surgery, Emergency, Maternity and Outpatient Services. . Come join our innovative team and make a difference in our community!

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About OC Roofing Systems in Hoschton, GA
Contact Us For
A Free Estimate!
Reviews From Commerce
Company Awards
OC Roofing Systems was recently honored by the Jackson County Area Chamber of Commerce as the Small Business of the... [Read more]
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Trustworthy Roof Repair & Gutter Company in Commerce, GA

Happy Customers Surrounding Commerce, GA
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Click the icons to see what our customers had to say.

If your home's exterior is need of an update, OC Roofing Systems can help. We specialize in roofing, siding and gutter services to improve your home's curb appeal and value. We install quality products from top brands, offer leading warranties and all installations are completed by trained professionals. If you need home repairs or installations in Commerce, contact us today to schedule your free, no-obligation consultation and estimate.

Roof repair and siding installation in Commerce, GA

Your roof protects your most important investment - your home. With that said, you need a quality roofing system that will provide years of beauty and protection.

If you're not sure whether you need roof repair or replacement, some signs of a roofing problem include:

  • Roof leaks
  • Missing/cracked/curling shingles
  • Dark spots on the roof
  • Blistering of paint on interior and exterior
  • Wind and hail damage

If you notice any of these issues, it's a good idea to let our experts inspect your roof and recommend the best solution for your home. We install high-quality roofing materials and offer a 10-Year No-Leak Guarantee, so you can be confident in your roof repair or installation project. We have experience installing many types of roof materials, have completed large roof replacements and can install a new roof that better protects your home.

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Gutter & leaf protection installation

Clogged or damaged gutters can lead to many problems for your home, including rotting wood trim, foundation damage and mold growth. Installing new gutters and a gutter guard system can help you avoid expensive water damage problems - and you won't have to worry about climbing a ladder to clean your gutters! We install quality seamless gutters and leaf protection systems. During your free, in-home consultation, we can show you product samples and help you choose the best solution for your home.

Vinyl & steel siding installation in Commerce

If you're looking for a cost-effective way to update your home's exterior, new siding can improve the look and value of your home. We install high-quality steel and vinyl siding from leading brands. We also offer siding repair services. During your free on-site consultation, we will assess your home and recommend the best solution. We will explain the differences between our siding materials and show you samples of the options available.

Ready to get started on your roof repair, siding, or gutter project? Call or click below to schedule a free estimate! We serve homeowners in Commerce, GA and areas nearby!

Work Requests From Commerce, GA
I have notices two water stains on my ceiling in my house. I first noticed this after Hurricane Irma blew through. I haven't noticed visible damage to the roof, but it is leaking.
Arlington Lane in Commerce
I am looking to get a quote for a full roof replacement and a quote for just the necessary repairs. We have some shingles missing and two leaks inside the house.
Dan Waters Road in Commerce
Gutter Repair. Gutters are pulling away from house on long runs in front and back. Need two additional downspouts installs. Want separate estimate for cover for existing gutters which are less than 5 years old.
Albright Court in Commerce
Hail/Wind damage to roof. A lot of grit pours out of the down spots etc
Yarbrough Ridgeway Road in Commerce
We have a 4 sided brick home and are thinking about siding our overhangs and wood above our garage area instead of painting.
Serving GA including the Greater Gainesville area
Cities in Banks County, GA

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Cities in Hall County, GA
Chestnut Mountain
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Cities in Jackson County, GA

Our Locations:

OC Roofing Systems
73 Merchants Park Dr
Hoschton, GA 30548
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Event Search

Issue Articles — Plan A

Whitney White Linen Night

The Arts District’s annual block party will return to Julia Street in the Warehouse District from 5:30 p.m. to 9:30 p.m. on Saturday, August 5. As its name suggests, Whitney […]

Plan A: Radiohead at the Smoothie King Center

Radiohead will return to New Orleans for the first time in almost 14 years when they headline the Smoothie King Center on Monday, April 3. Long considered one of the […]

A Guide to Holiday Events in the New Orleans Area

During the month of December, Christmas New Orleans Style events take place across the city, including Reveillon dinners, concerts, visits from Santa, levee bonfires, caroling and more. More information here. St. […]


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Here at ODS we bridge the gap between consumers’ purchasing experience in their personal lives and their experience of choosing and buying goods for their business.

Using our expertise in B2B e-commerce and ERP integration, we created ODSNet™ to enable B2B product companies to extend an Amazon-like shopping experience to their business customers, while reducing their own operating costs and giving them new strategic business insight, on demand.

From CEO’s to Product Directors and Sales Directors, ODSNet is transforming how they do business.

Got 2 minutes to find out how?

We’ve made a big difference to our customers’ e-commerce successes

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ODSNet™ – The B2B e-commerce platform for SAP Business One™

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A small sample of our customers

  • American Wholesale
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