text:
dimanche 12 octobre 2008

Krach, how to have a new system. Social credit, an answer...And His Justice...plus Lev. 25: 23

If concepts are not right, the words are wrong,
and if the words are wrong, works cannot be achieved.

This prophetic mail was sent in April 2008, copy for you

More and more robots and computers will produce most of the goods. less and less human will be necessary to produce what is neccesary to live, the problem is how to distribute the money to buy all goods on the market ?

Do not accept a centralized system, go the swiss way. Small is beautiful.

Say no to more taxes.

Robert A. Heinlein described a Social Credit economy in his first novel, For Us, the Living (published in 2003, but apparently written ca. 1939). (Beyond This Horizon describes a similar system, but in less detail.) The society in the book uses a method to prevent inflation: the government makes a deal with business owners. Instead of increasing prices, they cut prices, and the government (or the Bank of the United States) pays them the difference after seeing their sales receipts. Like the guaranteed income or heritage checks, this money comes out of the inkwell. In the future, the government no longer uses taxation to fund itself. The characters point out that present "fractional reserve" law allows banks to create money (by loaning out many times more money than they have on hand), while in Heinlein's future society only the US government can create US currency.

Robert Anton Wilson proposed another form of Social Credit. His plan aimed to end wage slavery, and began by offering a reward to any worker who designed him-or-herself out of a job. The guaranteed income (or, in the Schrödinger's Cat Trilogy, a lesser reward to all other workers who "lose" their jobs to innovation) would prevent starvation. This income would consist of "trade aids" which would lose numerical value with the passage of time. This official reduction in value would encourage spending and (although Wilson does not state this explicitly) limit price inflation. Elsewhere, Wilson attributed this strategy to Silvio Gesell, who also suggested the government encourage small communities to experiment with alternate economic models. If one of these enclaves seemed especially successful, the country could copy their model in place of Gesell's own plan.

How to apply now Social Credit locally

A simple system to exchange goods and services
How you can open an interest-free bank
with the use of simple cards

In an age where the use of the microchip and the fall of the US $ are becoming real threats, this is certainly a way in which one could exchange goods and services without having to bow down to the use of this microchip and centralism.

A simple bank

I will now just to teach you how to open a local bank using Social Credit principles. It is very easy to do and everyone can do it.

Already in past history, small, local banks in Switzerland were established by farmers. The banker is a farmer, the bank is in a farm house, the customers are farmers, and the owners of the bank were and are farmers. These little banks, put together in Switzerland, make up the third largest Swiss bank actually in operation with the best ratio and the best management because the costs are very low. These little banks can also be found in Austria and some other countries.

The tragedy of debt money

You know that money is created in the form of debts with interest rates, and you know that the theory of Social Credit is true, and that interest kills and put all the stress, all the psychological problems, suicides, alcoholism, drugs, children at home without the parents because the father and the mother are both working.

Now, with our system, you can imagine that a system without interest rates will save a lot of money. It will save at least three hours every day for each one of you, it will cut the prices by half, and it will give the houses 77% more space because the interest rates are taking a lot of productivity in the whole world.

Where to start

Social Credit is the answer to the real needs, the basic needs of these poor countries. After having listened to the people, we tell them that we have something that can help them. It is not a magic wand that will give them paradise on earth, but it is a system that will guarantee each individual an access to the basic necessities of life and allow the poorest countries to make use of their resources to help their own population.

The main thing is to look for the Kingdom of Christ and His justice: "But seek first the Kingdom of God and His righteousness, and all these things will be given you besides." (Matthew 6:33.) This is really what we are doing here with this local exchange system; we are dealing with justice, the justice of God. Work for justice, and everything else will follow!

A Christian coin

I would like to show the 5-franc coin that is currently in circulation in Switzerland. (See picture above.) On one side, one can see the Swiss cross, which represents the Kingdom of Christ, and on the other side, social justice is represented by William Tell, the Swiss national hero and liberator of the poor and of the oppressed. On the edge, one can read these Latin words: "Dominus providebit — God will provide", which specifically refers to the verse of the Gospel of Matthew mentioned above.

In all our meetings to organize local interest-free banks, we need to remind people that God does provide, that He is indeed very generous. In the Philippines, for example, they can raise three crops of corn. If you take one seed of corn, this seed will give you three stalks which will give you around 200 seeds. So if one gives you 200, then ten gives you 2,000; one hundred then gives you 20,000. Three crops per year (20,000 X 3) yields 60,000%. And the banker will probably give you 6%. This means that God is indeed generous.

There are fish in the sea you can fish. With the earth, you can till, and the earth is very generous. You know that the earth could feed many times the world's population. It is not a problem of food but a problem of distribution. Then it is important to remember how the earth is generous and that there is enough room for everybody on this earth.

In Switzerland, as I told you, this system of small banks is working. There is also another system in place: a parallel money called "wir", the German noun signifying "we" in English. see www.wir.ch This involves a notion of community. This money has bee in existence since the 1933, created during the crisis, and it is working very well. It is parallel money. Few know about this money. Switzerland, the poorest country in the world as far as natural resources are concerned, is one of the richest countries in the world because of its organization of small banks and this kind of parallel money.

Usury is condemned by the Church

You know too that the Church, the Catholic Church, has always condemned the charging of interest on the loan of money, calling it usury. As a matter of fact, the social doctrine of the Church, which supplies principles of justice to be applied in human activities, is probably, amongst all the teachings of the Church, the part that is the least known. And the least known part of this social doctrine, the best kept secret, is certainly the encyclical letter Vix Pervenit, issued in 1745 by Pope Benedict XIV, and addressed to the Bishops of Italy, about contracts, and in which usury, or money-lending at interest, is clearly condemned. In 1836, Pope Gregory XVI extended this encyclical to the whole Church. The text of this encyclical was destroyed in many countries of the world just to hide this most well-kept secret of the social doctrine of the Church. see www.pervenit.com

What you need to start a bank

The principle is the same as in the tale of "The Money Myth Exploded": an account is created for each member of the community

To establish a local debt-free bank is very easy. You just need small sheets of paper or small booklets, which we will call the accounts, and a general ledger. In fact, we will do exactly like the five people in the tale of Salvation Island (The Money Myth Exploded), who realized they can create their own money. (See n. 17.)

The following system will therefore allow any community or village to make financially possible what is physically possible in that community, that is to say, to create as much money as they need to exchange goods and services. Just like in the tale of "The Money Myth", you can first use a blackboard and a chalk to explain the system to the people gathered in front of you, who wish to be part of this local bank and exchange system.

Then you distribute to each member of the community a small card, which will be their bank account. (See Figure 1, a blank card.) You can use any bookkeeping card, small enough so it can be put in your pocket, in your purse. This will be the money and, at the same time, the way to create local money without interest. It is very important to state: without interest!

Figure 1 — Blank card

You can write on the card some basic personal information: your name, your address, your card number (which is the same as your bank account number), your birth date and signature. The signature proves that you are the owner of this card; even if you lose it, nobody else can use it, for as you will see later, your signature is required on the cards — yours and that of the person with whom you are exchanging goods or services — every time you make a transaction.

The first thing to do after these cards are distributed is to give numbers to the people. That means that everyone that is in the room should be allocated a number, one after the other. The first row can have the number 1, 2, 3, and so on. Everyone says the next number in sequence and everyone writes his number on his card. One person in charge of the ledger for the community writes all the names in the ledger with the corresponding account number. This will be your bank account number. It is like a football team — you give a number to everyone, and this number matches the name on the card.

Depending of the level of development in the community, you can add your phone number and e-mail address, if applicable. You can also mention your trade (present occupation) and other jobs you could do or services you could offer. This information can be used if one wants to create a catalogue of all the goods and services offered in the community. On the back of the card, there is the address and phone number of the local bank.

Now, in the other columns, you have the date, the reason of the transaction, a column to show the money you spend (money out of your account), the account number and signature of the person with whom you are transacting, and a column for the money coming in to you. You can see that this is very simple.

An illustration

Figure 2 — Tom Smith's card

Now to understand better how it works, we have an example you can look at. (Figure 2, Tom Smith's card.) The first amount written down on your card will be an effective implementation of Social Credit: a social dividend, given periodically (once a month) to every member of the community, representing their common heritage in the wealth of the community (progress, life in society, natural resources). This amount is to be determined by the community, and must cover the basic necessities of life. So, on the first line, you see a date, the reason (a dividend), nothing in the money-out column (you draw a line; it is money that you receive, not money that you spend), the number and signature of the person giving you that money (in this case, the signature of the local bank or its director, and for the sake of the example, the number "0" was allocated to the bank.) And on the last column, money in, $100 is inscribed. The bank has given you a dividend of $100. This transaction has also been inscribed in the ledger of the bank.

Now on the second line, let us suppose that Tom Smith wants to buy from Paul Jones 50 kilos of apples, for a cost of $50. So you have the date of the transaction, the reason (purchase of apples), the amount you spent ($50), the number and signature of Paul Jones who sold you the apples (Paul Jones, for the sake of this example, was allocated account number 2.) Paul Jones signs his name on your card, and you sign your name on his card.

Figure 3 — Paul Jones' card

Every transaction always involves two cards, therefore two signatures. So, a purchase for you on your card, will be a sale for the other person involved in the transaction on the other card. If you look at Paul Jones' card (Figure 3), the reason of the transaction will be "sale of 50 kilos of apples"), and the $50 will be written in the column of the money-in, not the money-out. And Tom Smith's signature will appear at the end of the line.

Now, let us suppose Paul Jones has a chair that needs to be fixed. He knows that Tom Smith is a carpenter. He goes to see him, and Tom Smith agrees to do the job for $10. So you will have on both cards the reason of the transaction (chair fixed), with the amount ($10) written on each card — as money that comes in, on one card, and money that comes out, on the other. And the examples could go on and on.

 This system is presented to the people for the first time during the meeting for the foundation of the local bank. The best thing for you now is to train yourself with such a card. When the cards are distributed, you put your name on the card — you do not need to put all the other details. And you make transactions with your neighbours. You buy and you sell. And you will see that you have now in your hand the same money-creation system that the banks have; they do the same in computers and ledger books in accounts in banks, but it is without interest that you do your transactions.

Now train yourself for a while with your neighbours on how to create local money. This period is very important, and you will need to give at least 30 minutes for this training period, until everyone in the room has understood. It is very important! In the Philippines, the young people went to the old people to teach them, some of them not even being able to read or write. But they were able to understand the system because it is only figures. Even if they do not know how to write letters, they know how to write numbers.

You have a contract every time you create money. You have, at the same time, the proof of a contract, a commitment with the signature, and the number to double check the signature.

You are in control

And you control the system. Money creation is under your control and under that of your local community. You know each other and you can create as much money as it is necessary for your needs. So what is physically possible is now financially possible. Your community will never lack money.

This system you have now used is the same system that the banks use to create money, but you control it! And you control it without interest! It is very cheap. It is efficient. You can create any amount of money according to the available production and services. You can exchange any number or kind of goods and services. And you are in control. You own the money-creation system.

And it is even better than a bank note because you have your name on it. If you lose your card, someone will phone you telling you he found your money. And this person who finds your money can do nothing with your money because your signature is needed. It is really your money.

You cannot dispossess someone who has lost his money. If the money (the card) is destroyed by fire or other means, you can reconstruct a card using information from other cards. All cards are consolidated in the local bank ledger. This means that if your bank card is destroyed, you can reconstruct your bank card with the accounts of the others because the other cards have your card number for every operation they did with you. You can rebuild your accounting books and reclaim your assets; an even better method than the actual system with bank notes. And you have, naturally, no interest. This means every transaction will be cheaper in the community because, today, interest rates kill people.

To own a bank

But to be the owner of a bank, this bank needs to have a management. This banks needs to have auditors. Then we now need to have people who are willing and ready to act as managers, and willing and ready to act as auditors. So now I ask you, who will volunteer to act as managers of the bank and auditors of the bank? I need at least three managers (a director, a secretary, and a treasurer) and two auditors (who verify once in a while the bookkeeping of the bank). Now, those who are willing to be and to act as the management of this local bank owned by the local community, please come in front of the room."

It is the community that chooses the people who will be on the board of the bank, people they can trust and who have enough skills to do the job.

To be the bank manager of the local bank is very easy: your only task is to be in charge of the bank ledger and the local creation of money.

The prices

t is now important to put in writing equitable prices for basic goods and services of the area. This is to be decided by the general assembly. It is also extremely important to put in writing how the profits will be divided within the community, because this bank can create money as any other bank and will create money to allocate investments for the production of goods. Thus the people, when they have a lot of pluses (money in) on their cards, can invest those pluses in projects, and those projects will give more abundant production. So it must be put in writing how the profits of this abundance will be distributed. This way, the people will be more eager to share.

When there is no usury, the producers are very happy because, in those countries, usury can climb up to 1,000% per year. That makes 20% a week. And because we now have a local banking system without usury, without interest rates, everybody is happy, and everybody can share more. Now all this money will not go to the usurer who was doing nothing except taking 1,000% per year.

It is the love of money that is the root of all evil, and with this system, there is less the notion of money being in your pocket. This way, you love your money less because it is really just a means to facilitate exchanges. You can exchange any goods, any services. You cannot as easily love a paper which is really just your handwriting and the signatures of the others. It is not as easy to love this piece of paper as bullion of gold or coins or bank notes. It is really a way to avoid this love of money which is the root of all evils.

A ruler to create money

This card, this system also gives you the ruler to create money. Just as you have a ruler to measure meters or feet, you have a ruler now to create the money necessary for local community life. With this system, you can allocate money for the basic needs of the poorest. The dividend has to be accepted by the general assembly. Normally we recommend giving a dividend at least equal to the amount necessary to cover the basic needs for the life of the poorest, the sick, the old people present.

Spread the news

We are looking for people to go all over the world to spread this good news. This good news makes the poorer richer. This also makes local development possible. This too allows the poor to have as much money as they need for the physical needs of the local community. It is really a tool for liberation.

And His Justice needs the spirit of all 5 Jubilees, all 7 days, 7 months, 7  weeks, 7 years and  all 7x7 years, ...

plus see Lev. 25: 23 and

Longer article was published in the June-July, 2005 issue of "Michael".

Back to list of articles

Back to the Michael's homepage

Subprime crisis,  a systemic crisis : how to reform the whole system before a massive failure of most currencies?

Is really more centralization and more power to less people earning more millions $ at the expanse of more and more poors the solution ?

What are the roots of the problems ?

Do you find good that a few individuals can earn salaries above US $ one billion per year…( sic, with all bonuses, incentives, stock options…), one hundred million, 20 millions and so on, when others are dying of hunger ?

While large financial assets are growing exponentially and in a continuous manner, debts will increase even much more. It is the responsibility of the working population to generate interest and accumulated interest. This creation takes place directly in purchases - Helmut Creutz, estimates that 40% of the price of consumer goods, at least, are
now hidden interests - and in the form of taxes.

The real cost of the interest on public utilities is above 1'000 % ( sic, one thousand per cent)

Even central and local government must provide debt service continuously paying interest and accumulated interest. This development requires an exponential growth of the economy and constantly leads to new crises.

One author, Hermann Kendel from Berlin, describes in detail the propensity to the crisis and the various attempts to moderate. In doing so, he mentioned other consequences of the system of accumulated interest, including the ongoing crisis in the Third World and ecological disaster.

We must work several hours every day to cope with those hidden costs, we have houses 77 % more expansive or smaller, food is twice the price, everything costs too much. 99,9999999 % of the population has to pay those crazy bonuses in New-York to the happy few shylocks…

The US $ has now a value of only 1 swiss franc, from four francs ( 4,47) in 1948, and it will continue to go down. Small is beautiful and Switzerland is very decentralized, we have even the wir system, a private money system. see

What are they offering ? what "solutions" in one year time ?

Remember, the FED is a private organization, created just before Christmas 1913, the 23th December ( most politicians were already gone to buy presents for their families...), to pass discretly a law to rackett the poorer, at a very high cost, human lifes, wars, revolutions, terrorism.

They create the roots of most troubles.

All the economy is based on loans with interests. Created by a few happy at the cost of more and more poors who are dying.

What are the costs of such a system ? Alcool, drug, psy, depressions, cancers, divorces, abortions, wars, crisis, unemployment...

The main points of the Bush administration's plan to change financial regulation is more centralization and higher costs to the poorer:
— Expand the role of the President's Working Group on Financial Markets to include the entire financial sector and not just financial markets. BIG BROTHER WILL WATCH YOU…
— Create a  new federal commission at very high costs, the Mortgage Origination Commission, to develop uniform, minimum licensing standards for mortgage market participants.
— Move the Office of Thrift Supervision, which regulates thrift institutions to the Office of the Comptroller of the Currency, which regulates banks.
— Merge the functions of the Commodity Futures Trading Commission into the Securities and Exchange Commission to create one new  agency to provide unified oversight of the futures and securities industries at very high centralized costs.
— Establish an Office of National Insurance within the Treasury Department to regulate those in the insurance industry who want to operate under an new optional federal charter, to make more paperwork.
— Divide and conquer centrally. Work to establish as a long-term goal three major regulators: the Federal Reserve as a "market stability regulator"; a "prudential financial regulator" to take over the functions of five separate banking regulators; and a "business conduct regulator" to regulate business conduct and consumer protection.

We need urgently to put a real and true sytem close to the people. We need to recover our responsabilities. The only way is local systems, easy to understand and to control. Act now, join and improve all local initiatives, be the salt of the earth.

How to apply Social Credit locally. François de Siebenthal

We need urgently the revival of the encyclical Vix pervenit to fight against all forms of usury and put Christ in the center of the economy. France has offered a Statue of the Liberty. We launch a general auction to offer a statue of the Responsability to USA, to be built at ground zero for instance.

Kennedy was killed by crooks because he was trying to implement globally this new economy with his order 11110.

Abraham Lincoln and John F. Kennedy. Melvin Sickler

We all need God to help us at a family and local level and we need to accept all five sabbats.

Lev. 25: 23
כג וְהָאָרֶץ, לֹא תִמָּכֵר לִצְמִתֻת--כִּי-לִי, הָאָרֶץ: כִּי-גֵרִים וְתוֹשָׁבִים אַתֶּם, עִמָּדִי. 23 And the land shall not be sold in perpetuity; for the land is Mine; for ye are strangers and settlers with Me.

1 Timothy 6:10

King James Bible

For the love of money is the root of all evil: which while some coveted after, they have erred from the faith, and pierced themselves through with many sorrows.

More on:

    * http://www.reinventingmoney.com
    * Margrit Kennedy: Why Do We Need Monetary Innovation? (pdf, 20 Seiten)
    * Helmut Creutz: The Money Syndrome
    * 2000: Werner Onken: A Market Economy without Capitalism
    * 2000: Eiichi Morino: A Story of Robinson Crusoe (by Silvio Gesell) as a Manga
    * 1998: Jürgen Probst: Aberrations of an interest-based economy
    * 1995: Erhard Glötzl: The How and Why of a New Monetary System
    * 1995: Margrit Kennedy: Interest and Inflation Free Money
    * 1990: Dieter Suhr: The Neutral Money Network
    * 1941: Vincent C. Vickers: Economic Tribulation
    * 1934: Michael Unterguggenberger: The End Results of The Woergl Experiment
    * 1933: Irving Fisher: Stamp Scrip
    * 1920 (?): Silvio Gesell: Natural Economic Order (Link http://www.systemfehler.de/en/

"Another kind of terrorism: the unjust economic system". Archbishop Concessao

An example of banking philosophy. Louis Even

In Argentina, 50 children die of hunger every day. Th. Tardif

It is urgent to put an end to the scandal of poverty. Alain Pilote

The interest kills children, kills nations. F. de Siebenthal

The banking system: "An impassable barrier", said Cardinal Agre of Ivory Coast

Full stores, empty wallets in Madagascar!. M. Lefebvre

Social Credit

The Money Myth Exploded. Louis Even

Social Credit puts money in its proper place. Louis Even

Money, an instrument of distribution. Louis Even

To solve the problem of poverty. Louis Even

In This Age of Plenty. Louis Even (book with 52 chapters)

A Sound and Effective Financial System. Louis Even (booklet)

What do we mean by real Social Credit? Louis Even (booklet)

Social Credit, for a healthy economy. Louis Even

A few questions and principles on Social Credit. Louis Even

It's time people knew the money trick. Colin Barclay-Smith

What can economic science do to get Social Credit applied? Diane Boucher

The Government Must Create Its Own Money. Alain Pilote

The Government does not create money. Louis Even

The pen that rules the world. Louis Even

For a Better Understanding of Social Credit. Alain Pilote

The Environment — Where Money Is Concerned. A. Pilote

Social Credit, a scientific technique of finance. Gilberte Côté-Mercier

Social Credit: humanism and common sense. Gilberte Côté-Mercier

About Clifford Hugh Douglas, the genius who discovered Social Credit. Louis Even

Social Credit: not  Socialism, not a political party. A. Pilote

Our economic liberation through Social Credit. Louis Even

Canada is rich in real wealth, the Canadians are poor. Gilberte Côté-Mercier

Restore to the people the control of their own wealth. Louis Even

A civilization of men financially free. Louis Even

What should be corrected! Louis Even

As the people build, the people get into debt. Louis Even

Unemployment, a condemnation of the financial system. Louis Even

Social Credit and labour problems. Louis Even

The young people want a new financial system. Louis Marie Roy

To make financially possible what is physically possible. Louis Even

A brief outline of Social Credit. Vic Bridger

How to apply Social Credit locally. François de Siebenthal

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Adressez vos chèques à:

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Avec mes meilleures salutations.

François de Siebenthal
Krach ? Solutions...
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Topics - FFMaster

Pages: 1 [2] 3 4
Bugs and Suggestions / I can edit topic polls
« on: June 18, 2011, 10:22:20 AM »
Just a heads up.

Managed to add an option 3. However, I can't open polls. Not sure about closing them though. Can I ask if anyone else has the ability to do this?

EDIT: I can also lock polls. I can open polls as long as it hasn't been locked by an admin (ie Xif and Eternal)

FFT Arena / Arena BETA 130 changes discussion Thread
« on: May 26, 2011, 10:48:30 AM »
Since it has been a while, I'm making this thread to refresh my memory as well as others. This is mainly for people to discuss on what direction Arena should go, how to balance it, and any other changes that should happen.

Right now, I can remember a few things being debated before I left:

- Good/Bad compat being reduced to 12.5%. Best/Worst compat being reduced to 25%. For all I know, fdc is the only person who is truly against this change. From my view though, it would be an indirect nerf to healing as well as positive status abilities, since it will reduce their heal/hit rate, assuming all teams runs good/best compat teams (I've yet to see a team run 4 bad/worst compat team members =p). Damaging attacks will also become more standardised, assuming the opponent has a completely random Zodiac/gender. There may be other effects to this.

- Remaking weapons. As of right now, most weapons are using the PA*WP formula (Swords, Knight Swords, Katanas, Spears, Crossbows off the top of my head, there are likely more) and the only difference between them is range and equipment restrictions. I think diversifying them by changing the formula that each weapon uses will help some needed weapons that will always be shadowed.

- Status effects. This discussion is fairly recent on IRC. A suggestion was brought up (forgot who, sorry) suggesting that positive statii cancel negative statii and vice versa, similar to Haste/Slow. For example, Reraise could cancel Death Sentence, and Death Sentence could cancel Reraise. Now, a few problems arise. Firstly, we would have to decide which status goes with where (I honestly don't know what can go well with things like Frog or Oil). Secondly, this would make spells like Paralyze even stronger, although very little. Thirdly, this would make status healing spells less shiny, but once again this is quite minor. On the other hand, this would give the AI more incentive to use spells such as Protect/Shell, which were only used when allies were in critical.

Well, that's all I've got for now. Feel free to voice your opinions or to raise your own suggestions. If it is reasonable (ie. Doable), and has support we can try it out. If it doesn't work, then we can always revert back a bit.

FFT Arena / FFT Arena Beta Tournament - Discussion and videos here!
« on: January 14, 2011, 08:19:22 PM »
Here we go.

Set 1

Set 2

Set 3

Set 4

If there are problems with any team, let me know.

FFT Arena / Thread for people to complain about the Master Guide
« on: January 03, 2011, 09:03:43 PM »
Firstly, I don't want people to post in the Master Guide at all to keep it as clean as possible, compared to say, the 1.3 Master Guide.

If anyone sees problems on it, or if some information is missing, then please tell me. Is it too early to put in a Credits section?

Finally, I need a team building guide, and I don't feel like I would be the right person to do this. If possible, I would want it so that a newer person to Arena can read it. If someone can do this, it would be great.

FFT Arena / FFT Arena Master Guide
« on: December 31, 2010, 02:04:48 AM »
[1] FAQ

[1] FAQ
What is FFT Arena?
FFT: Arena is a patch where balance for AI battles takes top priority. All changes are made with the goal of balancing the game for AI battle at level 35 with the ruleset posted below.

Who are the creators FFT Arena?
PX_Timefordeath was the person to start this project. However, it never picked up and soon died. Afterwards AeroGP picked up the project, with PX and FFMaster as helpers. The project gained some attention, but due to disputes in balancing, Aero left. Currently the project is maintained by FFMaster with a lot of input from the players.

What are FFT Arena's goals?
The main goals are, in order of importance:
1) To create a balanced playing field for AI battles
2) To ensure that players have fun when watching and making teams
3) To be a seamless system for a single player mode when the need arises

How do I build a team?
The best way to build a team would be to download the .rar and use the spreadsheet. All the rules are in the last post of this thread. The spreadsheet removes the need to calculate JP by hand, and is simple to use. You can see team ideas in the team submissions thread or watching some of the videos.

Fury is a mechanic which is applied to all weapon attacks. In the original game, the damage was not affected by Brave unless it was specifically in the formula (eg. Knight Swords). With Fury, the damage is changed depending on the attackers Brave as well as the targets Brave. The formula is:

New damage = Old damage * (Attacker Brave + 35) * (Defender Brave + 35) / 10000

So, if both the Attacker and Defender have 65 Brave, then the damage will not change. This gives a reason to use lower Brave, for example, if your unit in question is a mage unit.

Similar to Fury above, Faith now also receives a constant. The current implementation is ((CasterFaith+35)*(TargetFaith+35))/10000. Overall, this means that caster damage will have less variance.

A damage modifier inspired by Malak's spells in vanilla. The current implementation is ((145-CasterBrave)*(145-TargetBrave))/10000. In other words, the lower your Brave, the higher the damage.

Currently, Good/Bad compat is +/- 12.5% and Best/Worst compat is +/- 25%.

Reaction Rate
The current chance for a reaction to activate is (Br+Fa)/2 percent.

Unit action priority
Here is a question that appears a lot of times. If 2 units both have 100CT, which unit goes first? The answer is very simple, the first unit that is generated when the game loads the map, etc gets priority. This is why in normal FFT, the enemy and guests always move before you do, unless you have higher speed - they appear in the ENTD before your units do. Since it wouldn't be very balanced if all units on one side had action priority, Arena has tried to give both sides as much of an even footing as possible. Say, for example, both teams have 4 Units with 100CT. The priority order in in Arena would be:

P1 Unit1/P2 Unit1/P2 Unit2/P1 Unit2/P1 Unit3/P2 Unit 3/P2 Unit4/P1 Unit4

This can be important for team building as well. If you want a unit to move before the others, like a unit with Phoenix Down, you would want to put him/her as Unit 1 in the submission. However, if you have a unit with Haste 2, you may want to put him/her as Unit 4. It is up to you.

Absorb: Element
Anything labelled Absorb is always neutral. This means you cannot do Weak: Element and Absorb: Element to double the absorb. Oil Also falls under this restriction.

  • FISTS: PA * 9
  • DAGGERS: [(PA + Sp) / 2] * WP
  • NINJA SWORDS: [(PA + Sp) / 2] * WP
  • AXES: WP * F | F = (PA/2..PA+PA/2)
  • RODS: MA * WP
  • GUNS, MAGICAL: [CFa/100 * TFa/100 * Q * WP]; Q = 16 : 60% of the time; Q = 20 : 30% of the time; Q = 24 : 10% of the time; Works as a magic spell with MA = WP
  • LONGBOWS: [(PA + Sp) / 2] * WP
  • DICTIONARIES: [(PA + MA) / 2] * WP
  • STICKS: Max(PA,MA) * WP
  • BAGS: F * WP | F = (PA/2..PA+PA/2)

FFT Arena / Another BETA TOURNAMENT! - Last day to submit!
« on: December 31, 2010, 12:55:07 AM »
Here we go again. This is a registration thread for people willing to enter another Arena tournament. It has been a while since we had one, and I think it will be a good idea to see what is broken.

There WILL be a limit of 16 teams and will be double elimination. And I expect that all teams play to win. There is no way to enforce that rule though, so all I can do is ask not to submit any joke teams.

After that, PM me with a team before the 14/01/11. EDIT:14th of January for you Americans.

Extra Note: There is still a limit of 2 for each item/ability

Rules and format is here

Registered competitors
The Damned
Skip Sandwich(given by pokeytax)

FFT Arena / BETA 129 planned changes *DISCUSSION*
« on: December 13, 2010, 10:32:36 PM »
- Fixed Yin Yang Magic bug in the memcard generator and a bunch of other text
- Fixed Genji Shield
- Fixed Carpets

- Paladin gains 1 Jump
- Paladin MP Multiplier now 25
- Thief gains innate Awareness

- Throw Stone now deals PA*8 damage, M-EV
- Grand Cross will now stay Weapon element, 12 MP, loses Add: Darkness
- Charge renamed to Snipe
- Greased Bolt now Add: Oil, Poison
- Hawk's Eye and equipment breaks added Archer skillset
- Thief loses all steals except for Steal Heart Steal Accessory
- Thief gains 4 new abilities
- Steal Accessory down to 300 JP
- All Elementals now cost 50 JP (if you buy all of them, its 600JP, removes 1 rule)
- Elemental Y increased back to 4
- Nightslayer renamed to Haku Korosu
- Shadowstrike renamed to Kagesougi
- Shinobi's Seal renamed to Doku no Kyoukai
- Cheer Song up to 25% hit
- Slow Dance up to 25% hit

- All Katanas deal PA*WP damage
- Bizen Boat changed(100% Silence)
- Muramasa changed(100% Faith)
- All Sticks up 2 WP
- Carpets now have 12 WP

Spam / Test post (A new reign of terror and good grammar!)
« on: December 09, 2010, 11:25:32 AM »
There is no God you guys.

Help! / Spriting bug help(palettes)
« on: November 13, 2010, 09:08:03 PM »
How do I stop this error. I know Zodiac fixed it for the Knights and a few others, but I have no idea how to do it myself. This bug is also happening to birds.

FFT Arena / Base mechanics changes: POLL
« on: October 30, 2010, 04:41:30 AM »
For the past day or two, a few people have debated about certain base mechanics that we adopted from the 1.3 AI tourneys. I just want to see what you guys want, since you guys will be the ones entering teams after all. Please add comments in.

Question 1
Should we change the minimum Fury/Faith?
[] - Yes (if yes, what to?)
[] - No

Question 2
What should be done to absorb/weak?
[] - Go back to base mechanics from vanilla
[] - Make it always neutral absorb(absorb, weak, and half element all in one)
[] - Keep as is(Absorb and Half)

Question 3
Should the JP limit be removed altogether?
[] - Yes
[] - No

Question 4
Should the limits on skills be removed(the max 2 limit)?
[] - Yes
[] - No

Question 5
Should the limits on items be removed(the max 2 limit)?
[] - Yes
[] - No

Question 6
Should items be completely remade?
[] - Yes
[] - No

Spam / Random pictures with no relation to s4
« on: October 05, 2010, 03:01:30 AM »

FFT Arena / FFT Arena: Stats/Ability Discussion Thread [MONSTERS]
« on: September 29, 2010, 11:01:45 PM »
Unit stats are at Level 35 and growths:
HP: 5
MP: 5
Speed: 100
PA: 50
MA: 50

Generic Monster Raw Stats
HP - 3986762
MP - 928404
SP - 109494
PA - 150156
MA - 150156

Bugs and Suggestions / Open polls
« on: September 09, 2010, 09:30:27 PM »
Can you make it an option to show what people voted in polls?

FFT Arena / Absorb changes *POLL*
« on: September 09, 2010, 09:28:31 PM »
Here we go...

The plan is to have all items with Absorb: Element to also have Half: Element. What this does basically is halves all absorb. To get 100% healing from that element, you would need to be Weak: Element, from other items or Band of Elements or whatever. This removes Weak + Absorb completely.

If there is any reason why you don't like this, please post reasons why.

FFT Arena / Berserk status
« on: September 07, 2010, 10:19:25 PM »
This is more to nerf Salty Rage than anything else. Just choose what you want to happen to Berserk. You can choose more than 1 option. I think all these are possible.

EDIT: Don't be a retard and vote options 3 and 4 at the same time, or something similar.

FFT Arena / BETA 121 PLANNED CHANGES discussion
« on: September 04, 2010, 02:46:16 AM »

- Darkness now reduces accuracy by 50%
- Move +1 is on Thief for 600JP

- Move-MP Up now 500 JP
- Yell gains a 5 MP cost.
- Cure Y buffed to 16(from 14)
- Cure 2 Y buffed to 22(from 20)
- Level 1 Black Magic Y buffed to 16(from 14)
- Level 2 Black Magic Y buffed to 20(from 18)
- Level 4 Black Magic JP cost decreased to 400(from 550)
- Level 4 Black Magic MP cost decreased to 45(from 48)
- Flare JP cost decreased to 450(from 650)
- Flare MP cost decreased to 45(from 60)
- Haste/Slow MP cost increased to 12(from 8)
- Haste 2/Slow 2 MP cost decreased to 22(from 30)
- Reflect reworked to cancel charging and deal damage
- Time Mage gains Meteor
- Summoner gains Cyclops (damage + petrify)
- Carbunkle now adds Transparent
- Threaten Y nerfed to 35(from 40)
- Mimic Daravon Y nerfed to 30(from 35)
- Paralyze MP cost increased to 20(from 10)
- Paralyze X nerfed to 160(from 175)
- Sleep X nerfed to 145(from 160)
- Lore reverted back to old form (halved damage, halved MP cost, Persevere)
- Mad Science now adds Float, Reraise, Regen(All or nothing)
- Bio Y buffed to 16(from 13)
- Bio 2 Y buffed to 20(from 16)
- Bio 3 Y buffed to 24(from 21)
- Tornado/Quake Y nerfed to 20(from 23)

- Murasame loses Water element(didn't work)
- Excaliber and Chaos Blade added
- Ribbons added and can be equipped by any unit
- Mantles reworked
- All Robes gained 20 HP

If anything should be added/changed/removed, tell me here.

Spam / 1000th topic
« on: August 15, 2010, 11:47:33 PM »
is mine!

In other news...

"A group of central Ontario parents is demanding their children's schools turn off wireless internet before they head back to school next month, fearing the technology is making the kids sick.

Some parents in the Barrie, Ont., area say their children are showing a host of symptoms, ranging from headaches to dizziness and nausea and even racing heart rates.

They believe the Wi-Fi setup in their kids' elementary schools may be the problem."

"Nearly overlooked during the recent criminal trial of the Tennessee man who hacked Sarah Palin’s e-mail account was the testimony--as a government witness--of the founder of, the anarchic message board.

Federal prosecutors put Christopher “Moot” Poole on the stand to identify 4chan records that linked David Kernell to the Palin hack. Poole, 22, had previously turned over to the FBI server logs and other records after being served with a search warrant.
Poole’s testimony--which included quaint prosecution queries about b/tards, new fags, trolls, and getting Rickrolled--can be downloaded here (PDF).

Denizens of /b/--where memes are born, cyberbullying campaigns are hatched, and child porn can sometimes be found--might be surprised to discover that 4chan isn’t as lawless as it seems."

FFT Arena / Monsters: How should we set them up?
« on: August 15, 2010, 02:38:44 AM »
Here is a list of Questions. Copy the questions, put an [X] next to the choice you like and post the reply here.

Question 1
Should we have 3 move monsters(Chocobos, Goblins, etc in vanilla) or seperate moveset monsters(Ultima Demons, Apandas, Worker 8 )? Seperate moveset monsters will mean the removal of Monster Skill and Monster Talk.
[] - 3 move monsters
[] - seperate moveset

Question 2
Should monsters be able to equip Weapons/Armor/Accessories?
[] - Yes, to all equipment
[] - Yes, Armor and Accessories only
[] - Yes, Weapons and Armor only
[] - Yes, Weapons and Accessories only
[] - Yes, Weapons only
[] - Yes, Armor only
[] - Yes, Accessories only
[] - No

Question 3
Should monsters be able to equip a different secondary?
[] - Yes, using the human generic abilities
[] - Yes, using a special list of secondaries for monsters
[] - No

Question 4
Should monsters be able to equip different reactions?
[] - Yes
[] - No, reactions are set like 1.3
[] - No, only reaction they get is Counter

Question 5
Should monsters be able to equip different supports?
[] - Yes
[] - Yes, but only Attack Up/Defense Up/Magic Attack Up/Magic Defense Up
[] - No

Question 6
Should monsters be able to equip different movements?
[] - Yes
[] - No

Question 7
Should monsters be limited to 2 monster classes per team?
[] - Yes
[] - No

The Lounge / FFVI anime adaption????
« on: August 12, 2010, 11:36:58 AM »
Take a look on the bottom right.
EDIT: It was a hoax. My bad. Should have paid attention to all the other things the list was saying.

PSX FFT Hacking / FFMaster's small ASM hacks{Another Oil hack made}
« on: August 09, 2010, 10:18:26 AM »
Thank you Zodiac for a great tutorial! This is just to show how good your tutorial is! And it only took less than 2 hours to learn and tinker to edit my own formula!
Use these things at your own risk! I am still a noob at this. All these hacks are for BATTLE.BIN except for the sound test hack and the Brave/Faith hacks! They have been labelled for you!

AI Hacks

Maybe more to come.

Pages: 1 [2] 3 4

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software: Nutch 1.6 (CC)
isPartOf: CC-MAIN-2017-43
operator: Common Crawl Admin
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publisher: Common Crawl
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conformsTo: http://bibnum.bnf.fr/WARC/WARC_ISO_28500_version1_latestdraft.pdf


WARC-Identified-Payload-Type: text/html

text:
Of course, there are Spaniards everywhere in Spain.But a good place to actually meet one for romantic purposes, like anywhere else, is through the nightlife scene, or through friends.Taking a relationship slow physically allows you to determine if you’re compatible in ways that will dictate a long, healthy relationship.

dating spanish men tips-4

Does any one have any end put on what I should do, how I should prepare or just tips? My date went well, but Mya did forget to mention that he doesn't know much English (im kinda mad about that)so it was ALL about the body language!

His name was Alex and he was very sweet, he wouldn't let me pay for anything.

I'm going on a double date with my friend Mya,(were going to the movies) and she is setting me up with this guy.

He's extremely handsome and she said he's very quite.

Hispanic Dating: Faith and Tradition Even if your Hispanic date isn’t specifically religious, his/her family may have a faith association.

Be careful about how you approach discussions on religion, especially if your own ideas may come across as cynical.

And during the whole movie he had his arm around me and won't NOT let go, I'm surprised of how affectionate he was.

I would like to go out with him but its hard to get over that he knows little English and I don't know much Spainish.

Once he found out I was from the States, he immediately began speaking English, overjoyed that he now knew someone to help him with it." Singles aren’t limited to meeting in clubs or bars though.


text:
Sunday, January 24, 2016

If You Build It

So much snow out East! Oh my goodness. I feel very blessed to be sitting in the midst of a mere foot of snow!

A local priest, from the Diocese I reside within, with a group of high school students headed to the March for Life in Washington, DC only to get "stranded" on the PA turnpike. So what do a bunch of kids on a bus with a priest do? Why, they hop out of the bus, create a snow alter, and the priest says Mass, of course! Mass, not only for the students but for hundreds of motorists who stopped by. Such an awesome experience for those in attendance!

No Roman Missal on hand? Have one in the bus but don't want it to get wet?
No worries! Pull up what you need on your iPhone!

"If you build it they will come."
So Much SNOW!
Speaking of travels. My card can relate. I finally used my Tim Holtz Compass Blueprint stamp and dies. Had so much fun with it! And THIS time I will remember to link up my card. TOTALLY forgot to do that last week so I missed out of some virtual atta girl from Just Us Girls and Shopping Our Stash. Note to!

Chevron Compass
~Base card - PaperTrey Ink Enchanted Evening
~Layer of gold color cardstock
~Layer of The Paper Studio The Garment District
~Sizzix stamps/dies by Tim Holtz
~Sentiment stamped using Not Quite Navy Stampin' Up ink
~Compass stamped on chevron layer and coordinating gold print from The Garment District
~Popped up with Stampin' Dimensionals
~Versamark and Stampendous Cobalt Blue
Challenges | Inspirations
Just Us Girls - photo week
Southern Girls - anything goes
Crazy for Challenges - popped
Shopping Our Stash - 3, 2, 1 (3 Tim Holtz stamps, 2 Tim Holtz dies, 1 embossing powder)
Stamping Sensations - anything with die and stamp

Here's to church alters of snow, faith, and finding the right direction!

Nancy in Iowa

Wednesday, January 20, 2016

No Wind on a Flat Earth

So...I drove roundtrip to Brookings in one day! No unplanned hotel nights. No white knuckle driving! The last career fair I recruited at was also in South Dakota. A state which has an abnormal aversion to road salt. Not only that but when the snow gets a blowin' they CLOSE the interstate. CLOSED. BOOM. NO ROAD FOR YOU!!!

My previous trip up north in South Dakota ended up with an unplanned overnight and a 2 hour 45 minute trip home that should have taken me 35-40 minutes. I was NEVER so happy be back in the land of salt and clean/dry roads as I was that Saturday! So...surviving Brookings which is further north than Vermillion was indeed momentous!

While it didn't snow was bleak! White sky. White earth. Made me understand the 'flat earth society'. The horizon was indistinguishable ...where did the land end and the sky take over? At least on this trip the ROAD wasn't white!

Yes. We have had plenty of snow. And yes it is COLD! But... not THAT COLD. We went to dinner with a long time friend and his long time friends on Friday. The three guests all currently reside in NYC. Of the five of us - four of us are originally from the Midwest. The one "odd man out" hailed from Texas. The subject of weather naturally came up as the HIGH that day of ZERO and the low in negative double digits. The Texan born commented on how frigidly cold it was amd I casually said, "at least it's not windy!" Mr. Texas exclaimed, "What is it with you people?! Anytime I mention how cold it is to a Midwesterner their immediate come-back is, "well at least it's not windy". It's COLD - what does the WIND have to do with it?"

SERIOULSY? Stick around dude! Wait for a sub-zero day WITH a blustery wind creating a wind-chill of minus 30! Then you can call my home-scape COLD!

Even with it being as cold as it was we still, like little kids, went outdoors "geocaching". Prancing around in the snow...searching for a tiny slip of paper. (More on Geo Caching later....)

Now for the card. With all this talk of cold, wind, no wind, salt, no salt...I decided for a touch of spring. Butterflies!

Butterfly Blues
~Base card light blue PaperTrey Ink
~Navy blue card stock frame
~Cryogen white cardstock
~Inkadinkado Butterflies stamped with Versamark, embossed with white embossing powder, colored with Copics
~Blue pearls
~Sentiment stamped with Navy embossing powder
~Tim Holtz die cut
Challenges  | Inspiration
Just Us Girls - color week: light blue, dark blue, white
Shopping Our Stash - monochromatic
Here's to plenty of salt - on roads and my food, minions, hints of spring, and 'no wind'.
Thanks for clicking by,
Nancy in Iowa


text:
Friday, October 19, 2012

Small things can bring huge joy!

Who would have thought a simple handle-less cup could bring me such joy!

Dennis gave this to me this week.  A small ceramic artisan cup with no handle.

It fits perfectly in my hand.  It is smaller, so my tea is hot to the last sip.

I enjoy it, and enjoy the tea all day.
The only problem is that I am drinking more
and that means more trips outside of the classroom......

No comments:


text:
Crimson Canvas

Crimson Canvas Episode 32 w/ Shannon Knapp

Invicta FC President Shannon Knapp drops by and talks snakes, horses, Conor McGregor, politics, haters and much, much more. We touch on a little bit of everything in this interview, and she was on with us for an incredible hour and a half.

Of course before she joined the show, Evan, Dion and Dan complained about RAW, talked a little bit of WWE Extreme Rules, and some television. Make sure you tune in and join in on the fun!

Click to comment

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text:
Legalnews supreme court holds that a gift of

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In a highly anticipated decision, the Supreme Court yesterday upheld a man's conviction for insider trading based on a tip provided by his. In a much-anticipated ruling on insider trading, the Supreme Court Legal News : Government Enforcement, Compliance & White Collar . The court went on to hold that “the tipper benefits personally because giving a gift of. In the Supreme Court, Salman's counsel argued that for the trading to . Supreme Court holds that is not a requirement in the case of a gift to a.

Legalnews supreme court holds that a gift of - OGSÅ: Pas

There's another reason, though, that Bharara was able to expand the law for a while: It's kind of hard to believe that the law is what it is. The Upshot of the Salman Opinion. JD Supra does not sell, rent or otherwise provide your details to third parties, other than to the authors of the content on JD Supra. Unlimited article access, anytime. What the Future of S.E.C. Enforcement Holds Under Jay Clayton MAR 27 . The Supreme Court's endorsement of the gift analysis for tipping by. Ohio Supreme Court holds swearing-in ceremony for Justice Fischer up for all others, sometimes alone, which is the gift of independence. May 19, — Former U.S. Supreme Court Justice Sandra Day O'Connor cannot use statutory notice requirement to bar antitrust suit, appeals court holds. legalnews supreme court holds that a gift of

Shatak Aaj Tak: Supreme Court Rejects Call To Disqualify Prime Minister Nawaz Sharif


text:
Saturday, December 5, 2009

Remember the Night (1940)

Remember the Night (1940) is a romantic comedy/drama Christmas film written by Preston Sturges and directed by Mitchell Leisen. Cast: Barbara Stanwyck and Fred MacMurray and features Beulah Bondi and Sterling Holloway. Lee Leander (Barbara Stanwyck) is arrested during the Christmas holidays for trying to shoplift a very expensive bracelet . Assistant District Attorney John Sargeant (Fred MacMurray) is assigned to prosecute her. Thinking he may lose his case against Lee Leander when he hears O'Leary's argument to have the case decided quickly. He quickly adjourns the case until after the first of the year. John posts her bail so she does not have to spend Christmas in jail. When John learns that she is from Indiana, where he is about to drive to visit his mother for the holidays, he offers to drop her off at home.

Unfortunately, they get lost in Pennsylvania and end up crashing the car and spend the night in a field. The next morning, they are arrested by a farmer and taken into the justice of the peace. Lee starts a fire in a wastebasket as a distraction, and they escape..When they arrive at Lee's mother's farm, Lee's mother turns her away, Lee is devastated. John decides to bring her home to his mother and Aunt Emma. Lee is looking forward to visiting a loving home for Christmas. John in confidence tells his mother about Lee, and she welcomes Lee into her home. A romance between her and John, begins to bloom. Jack's mother, believes that a relationship with Lee would destroy her son's career, and asks Lee to give him up. On the drive home, John comes up with a plan so that she can avoid prosecution. Will Lee pay for her crime?
Click to watch movie trailer.
Merry Christmas Everyone :)

  1. Dawn, thanks for an interesting blog about a Christmas movie that somehow got by me. I look forward to seeing it on TCM. By the way, isn't this a beautiful page? Noiree, you always do it up right!

  2. Thank you Becky, i hope you enjoy watching it on TCM.
    Noiree, you did a wonderful job on the Christmas page. i love it!!

  3. I really like this film. The ending is pretty surprising, but good nonetheless.

  4. Dawn, I "discovered" this movie about a year ago, and I liked it so much that I decided to add a Christmas-themed section to my DVD collection. The part of the film which takes place at Jack's home really pulls at my heart strings. I'm so glad that you've put the spotlight on this little known and fantastic film.

  5. Becks and Dawn, I'm glad that you're enjoying the page. Thanks for the kind words.


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Saturday, May 25, 2013

Dear Trumansburg Central School District:

Please, allow my daughter to fail. Allow my son to fail, too.  He might need it even more. In fact, while we're at it, I'd like all of the children in our district to be allowed to fail.

Christopher Manly

What? Are you crazy?

I had an interesting chat with my daughter the other day, and it led to an insight for me. She was expressing frustration that on every project and paper and assignment, her teachers are generally walking her (and her classmates) through every step. By her description, she gets the assignment, assesses it, and then thinks, "Okay, I know how to do this."  And then, as the teacher walks everyone through what's needed, she starts to get frustrated and deflated.  What good does it do her to know how to do an assignment on her own when she won't be allowed to exercise her knowledge?  What good does it do her to be able to work independently if she's never allowed to work independently?

She's terrified that she'll get to college and not be able to write an essay on her own, because she feels like she's never been given the chance to try it in high school. That, my friends, is a problem.

As I thought about it a bit, I realized that we're in the midst of a cultural trend that is trying to eliminate the possibility of failure across the board. What else could be implied by the name "No Child Left Behind"? Education isn't the only place this is happening, but I think it's where it's the most noticeable. By trying to ensure that nobody falls behind, that nobody fails, we are diluting the meaning of success.

When I started my college career, my intended major was computer science.  Why?  Well, I'd done a lot with computers, I was comfortable with them.  I'd done programming.  I was "the computer guy." Everyone knew that, and nobody questioned it, least of all, me.  At the time, comp sci was really the only major that seemed to fit, and I didn't even look around for anything else. My first year went pretty smoothly, but in the fall semester of my second year, I failed linear algebra.

That made me stop and think.

I knew I could re-take it, and that if I dug in and worked more at it (I'll full well admit that my attention was not focused on it as it should have been) I could have passed the course and continued on down the road to being a computer scientist.

Except that I didn't want to.  I had no desire to re-take that class.  The math wasn't interesting to me, and I was losing interest in comp sci.

I ended up changing majors to Science and Technology Studies, an interdisciplinary humanities major focusing on the history, philosophy, and sociology of science and technology.  It was interesting, I could recycle some of my existing coursework towards the major and finish it on time.  I also got a job doing computer support in a departmental IT shop so I could start building a resume.  That was when I started to learn the difference between IT work (which I like) and computer science (which I don't).  In the end, that led me down the road of what has thus far been a successful, interesting, and dynamic career in IT.

What would have happened to me if I had not been allowed to fail?  I wonder.  I might have bailed out of comp sci anyway.  I'm not sure. But I do know that getting that 'F' was a turning point for me, and I have no regrets about the path I found in part as a result of it.

I also know that these days, I'm a lot more attracted to a challenge that has a certain amount of risk than something I know I can do.  If it's something that I know how to do, and I have no doubts that I can do it, it's a lot less engaging.

Now let me go back to my daughter's experience in school, where this all started.  We have a problem with students not being engaged in their schooling.  They feel like what they're doing isn't relevant to real life and won't help them when they get out of school. My daughter it itching to be done with high school and to move on to college, and at the same time is afraid that she's not prepared for it.  The classes that she's required to sit through are neither preparing her for the next stage, nor letting her prepare herself.  No wonder she's frustrated.

We need to stop walking kids through the same rote exercises.  We need to let the step out on their own, with real risk of failure, while the stakes are still low enough that they can recover gracefully and move on to success.  Will some fall behind?  Yes.  Will some go on much faster and farther? Yes.  Will some drop out completely?  Probably, but that happens now anyway.  Will most students be more engaged and challenged?  I think so.

It's time to start letting people fail again, so that they can start to succeed.

1 comment:

alexander solla said...

Okay, here's the deal...
You need to write more often. I just finished reading ALL of your blog posts and I want more. Seriously. Your style of breaking things down and then reshaping/reframing the question/s is awesome. MORE PLEASE.


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Woman Pinned Between Boat & Dock in Ovid

Seneca County Sheriff’s Deputies report on 08-28-07 they responded to 7930 County Road 153 in the Town of Ovid for a reported boat accident at the docks. Upon arrival it was found that Andrea Soberman age 58 of 36 Buena Vista Ave. Wallkill, NY was a passenger in 1995 Crowl boat being operated by Glenn Soberman age 55 of the same address at which time he attempted to dock the boat, the front of the boat passed underneath the dock causing Andrea Soberman to be pinned between the dock and the boat. Soberman was transported by Mercy Flight Central to Upstate Medical Center in Syracuse for treatment of possible rib injuries. Sobermans condition is unknown at this time. Also assisting on the scene were Interlaken and Ovid Fire Departments, South Seneca Ambulance and Mercy Flight Central.

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Sunday, December 12, 2010

a telling of the events of Kerbala...

This is a very good film in English about what happened to the family of the Prophet and their companions at Kerbala...
this is part one of seven. Click on the links to continue the film.
This is such an important story, not just for Shia to know about. Not even just for Muslims.
This is the universal story of human beings who bravely suffer against oppression and injustice.

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Tuesday, 8 March 2011

Lakbay Norte 2, Second Leg

Arrival at Tuguegarao Airport

Arriving in style at Adams
The 6-day, North Philippines Visitors Bureau (NPVB)/Manila North Tollways Corp. (MNTC)-sponsored Lakbay Norte 2, Second Leg, was launched at the NAIA 3 Terminal last March 2, 2011, Wednesday, via Cebu Pacific Air, for Tuguegarao City (Cagayan).
The tour ended on March 7, Monday, when our Cebu Pacific flight took off from Laoag City (Ilocos Norte) for Manila.  Lakbay Norte 2 covered the 2 Northern Luzon provinces of Cagayan (Tuguegarao City, Gonzaga, Sta. Ana, Buguey and Claveria) and Ilocos Norte (Pagudpud, Adams, Laoag City, Burgos, Pasuquin, Paoay, Batac City).
Joining again were Ms. Isadora "Izah" Morales of Yahoo! Philippines; Mr. Dandi Galvez of Philippine Star, Mr. Ivan ManDy of Tulay Weekly and Mr. Gabriel "Gabby" Malvar of Travelife Magazine; travel bloggers Mr. Karlo de Leon (www.karlodl.com), Mr. Ferdinand "Ferdz" Decena (www.ironwulf.net) and Ms. Esperanza "Nina" Fuentes (www.justwandering.org).
Newcomers were Ms. Kara Santos of Sunday Inquirer;  Ms. Astra Alegre of Expat Travel and Lifestyle Magazine; Mr. Ian Garcia of Manila Bulletin, Ms. Ida Noelle (a veteran of Lakbay Norte 1) of Living Asia, Ms. Sheryl Songsong of SPACE and Mr. Kenneth del Rosario of Philippine Daily Inquirer; photographers Mr. Kim Nicol Madridejos and Mr. Estan Cabigas; and Ms. Michelle Eve de Guzman, Corporate Communications Specialist at Cebu Pacific Air.
Eating was a major activity
Doing a segment for Trip na Trip were host  Mr. Franzen Fajardo and Mr. Ron Rivera.  Our trip was again documented by professional photographer Mr. Franklin "Frank" Dizon and newcomer Mr. Roland "Jun" Fontilla, Jr..
Again joining us was MNTC Senior Marketing Manager Ms. Divina Gracia "Grace" L. Ayento while Ms. Melissa Grace Dizon (Executive Director), Ms. Jesame Nabong (CVB Operations and Event Manager), Michelle Liza "Mishy" Co (Marketing Manager) and Mr. Vince Araneta (Executive Director) represented  NPVB.
Culinary highlights of our tour include feasting on pansit batil patong in Tuguegarao City, crabs and other seafood in  Gonzaga and Buguey (Cagayan), itlog ti abu-os and kiwet in Adams; poque-poquebagnet and longanisa pizza in Paoay (Ilocos Norte); and empanada in Batac City (Ilocos Norte); and sipped bugnay wine in Adams (Ilocos Norte).
Lakbay Norte 2 participants also met up with Ilocos Norte Gov. Imee Marcos, Laoag City Mayor Michael V. Farinas, Buguey Mayor Licerio Antiporda II, Claveria Mayor Celia Layus, Sta. Ana Mayor Darwin A. Tobias and Gonzaga Mayor Carlito F. Pentecostes, Jr..
Hiking was another major activity
We also hiked to Anuplig Falls in Adams (Ilocos Norte) and Kapurpurawan Rock Formation in Burgos (Ilocos Norte); sandboarding and 4x4 offroading at La Paz Sand Dunes in Laoag City, observed salt making and biscocho making in Pasuquin (Ilocos Norte); visited the Church of St. Augustine, a UNESCO World Heritage Site, in Paoay (Ilocos Norte) and the Church of St. Monica in Sarrat (Ilocos Norte); visited the Marcos Museums in Sarrat and Batac City and the Malacanang ti Amianan in Paoay; gazed at the expanse of Paoay Lake in Paoay, hopped to Palaui Island and climbed a hill to its century-old lighthouse (Sta. Ana, Cagayan)  and stayed at great resorts and hotels at Sta. Ana (Cagayan Holiday and Leisure Resort and Eastern Hawaii Casino and Resort), Laoag City (Ilocos Norte Hotel and Convention Center), Currimao (La Playa Tropical Resort) and Pagudpud (Kapuluan Vista Resort).
For me, the Anuplig Falls hike was the most memorable because of the unique mode of transportation we rode in (a dump truck), the great scenery we passed by during the hike (waterfalls, rice terraces, hanging bridges, crystal clear creeks, forest-cladded mountains, etc.), the exotic food we ate (itlog ti abu-os, kiwet, etc.), the great tasting wine we sipped (bugnay, tapuey, etc.), and the most number of casualties we incurred during the hike (me with a sprained right foot, Sheryl with a foot blister, Jun Fontilla fainting and Kenneth having an allergy attack).  Coming a close second was the death-defying boat ride and scenic hike up to Cape Engano Lighthouse at Palaui Island, and third was the unique sandboarding and the thrilling 4x4 off road vehicle ride at Laoag City.
Start of our thrilling Palaui Island boat ride

Lakbay Norte 2 was made possible through corporate partners Manila North Tollways Corporation (MNTC), the company behind NLEX and SCTEX; Victory Liner, MacDonalds, Smart and Robinsons Land.  Flying V was the official fuel/gas provider for NPVB and Universal Robina Corporation (URC) was the official snack food provider.  Other sponsors were Columbia, R.O.X., Sanuk and Dizitab.  Cebu Pacific was its official airline.
North Philippines Visitors Bureau (NPVB): 291 St. Joseph St., Oranbo Drive, Pasig City, Metro Manila. Tel: (632) 637-6798. Fax: (632) 631-1674.  E-mail: northphilvisitorsbureau@yahoo.com. Website: www.northphilippines.org.
Manila North Tollways Corporation (MNTC): NLEX Compound, Balintawak, Caloocan City, Metro Manila.  Tel: (632) 479-3000.  E-mail: corpcomm@mntc.com. Website: www.mntc.com.

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About Us

Vision and Mission: To provide asset protection for our clients by utilizing insurance and financial strategies, and exceptional customer service.

At First Benefits Group we are financial educators.

We Believe: Life is a series of expected and unexpected events. We cannot control many of these events. However, we can minimize the economic consequences these events might have on our lives.

We Promise: To identify and quantify the potential threats caused by unexpected events.

We Deliver: Strategies to minimize losses caused by unexpected events. We apply innovating thinking when developing strategies and solutions to mitigate the economic impact. We also deliver strategies for making money efficient so our clients can fulfill their obligations and seize opportunities as they arise.

For more about our practice and process, please visit our Financial Strategies page.

Terry-1a Terrance J. O'Brien
Managing Agent

Terry has been in the financial services industry since 1995 when First Benefits Group, Inc. was formed. He serves as the managing agent for the firm. He is also a financial Author, Educator, Speaker, and Consultant.

Terry believes in educating his clients on financial matters so they may make informed decisions. He is a student and former national trainer with the “Circle of Wealth” planning system.

Terry provides free educational seminars for retiring individuals on Social Security and Medicare. His seminars are accredited by the FICPA for continuing education credit for Florida CPAs.

In 2016 Terry initiated the Pioneer Health Plan, a private label, proprietary, referenced based pricing health plan for employers with more than 25 employees. The plan is marketed nationwide.

Terry graduated from Michigan State University with a BA in Marketing. He maintains Life, Health and Annuities licenses and is a member of the Greater Sarasota Chamber of Commerce and the National Association for Fixed Annuities (NAFA). Terry resides in Sarasota, Florida.

Frances Lane
Agent NPN 3641390

Frances has been in the insurance industry for 17 years and joined First Benefits Group, Inc. in 2010 as an independent agent. Her goal is to assist individuals in selecting the insurance plan that best meets the clients unique needs. She does this by carefully listening to her clients. She takes the time to educate them so they will understand what they purchased and how it will be of benefit to them.

Fran was recently quoted in an article pertaining to Medicare  in the  October  2016 issue of the Sarasota Herald Tribune. Fran explained the difference between original Medicare and Medicare Plans. She has also published articles in Contemporary Dental Hygiene and Gulf Coast Living Magazine. She contributes to the seminars offered by First Benefits Group, Inc. The seminars are given at the office and cover such topics as:  Medicare, Social Security and Planning for the Cost of Long Term Care.

Fran graduated from the Ohio State University College of Dental Hygiene. She maintains a Florida Dental Hygiene License as well as a state of Florida Insurance License. She is the current president (2016-2017) of Gulf Coast Health Underwriters, a component of the National Association of Health Underwriters. She is also a member of Sarasota County Aging Network and attends other similar community network venues.

Barbara Jo (BJ) Mangrum

BJ has over 30 years combined experience in construction, real estate and real estate development, insurance and mortgage brokerage businesses. BJ holds the following Florida Professional licenses: Certified General Contractor, Realtor/Salesman, Life/Health and Variable Annuity and Mortgage Broker.

BJ co-founded First Benefits Group, Inc. in 1995 and BJ Mangrum Builder in 1979. She earned the designation Certified Liability Advisor (CLA) and is a faculty member of The National Institute of Financial Education. She is also a member of Circle of Wealth/Money Trax.

BJ is a Financial Educator dedicated to providing clarity, focus, balance and confidence when her clients buy, sell or refinance real estate. She seeks to maximize her clients' wealth through the management of their liabilities. The end result is liquidity, use and control of their money. She teaches her clients to effectively use a mortgage as a tool to build financial stability and to leverage government tax incentives which reduce the cost of home ownership.

BJ co-authored "Borrow Smart Retire Rich". Visit www.borrowsmartwithbj.com for more information.

Gary Hickerson
Agent NPN 12077719

During his 30 years in health care financial management Gary Hickerson has developed and managed health care provider networks and provider sponsored insurance plans. Gary has been recognized for developing successful partnerships between providers, insurers and employers. These partnerships have improved health care quality and reduced unnecessary cost. Gary is a certified Government Subsidized Health Insurance Agent.

Gary has a master of business administration degree from the University of Dayton. He is a licensed life and health insurance agent and maintains memberships in the National Association of Health Underwriters. Gary is also a Senior Consultant for R & L Healthcare Advisors, Vice Chair of the Holmes Beach Planning Commission, Treasurer of the Healthy Teens Coalition of Manatee County, and an American Council on Gift Annuities sponsor.

"Wellness & Disease Prevention" by Gary Hickerson

"What's Driving Healthcare Costs?" by Gary Hickerson

Hlall, Todd

Todd Hall
Managing Director
Business Finance Consultant

Todd Hall is a Certified Finance Consultant. He specializes in tailoring group benefits for companies and the business owners/key executives in both Florida and Virginia. He started in the insurance industry in 1992 with Virginia Farm Bureau where, in 1993 he was named Rookie of the Year, and in 1996 agent of the Year.  Prior to moving to Florida, Todd started an independent insurance agency. Todd studied business at Lord Fairfax Community College and attended the Community College of the Air Force. He served in the US Air Force and Air National Guard for 10 years.

Sandycropped 4-2017 Sandy Brown
Administrative and
Marketing Communications

Sandy graduated from Rider College in Lawrenceville, NJ with an Associate of Arts Degree in Secretarial Studies. She minored in fine arts. In her career she has utilized both her administrative and creative talents.

Sandy's work history includes 10 years in the newspaper, advertising agency and event planning businesses, 14 years with local law firms, and 15 years in the financial services industry.

  Seal-of-Membership-2017-Small NafaLogo SP chamber small NIFE Logo   NAHU_Logo_Color   Find us onAngieslist


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Sunday, October 2, 2016

Howdy All!!!
Place value is always a tricky math concept to teach little ones.  We worked very hard on this objective this week.  The kids already had a sense of what it was all about because we have included a "place value" piece during calendar time every morning.  (You know the whole bundling straws thing!) But to bring it home I created giant pick up sticks using pieces of wood and a paint bucket.  On one side of the stick I simply drew 10 black dots.  On the other side I drew one red dot.  When the sticks are dropped we look at the "up" side and sort,  the tens together and the ones together.  We can then easily see the value of each place.
Writing down the value of each place was an important component.

After practicing whole group, the kids got to make their own "place value pick up sticks." They used popsicle sticks. After creating their own, they got to play with a partner. The kids loved having their own set!! :)

Coming up in writing, we will work hard on nouns, common, proper, and plural.
I have shared this little unit before, but I added a lot to it.

That's it for now. Thanks for stopping by for a peek!!  I appreciate your interest!!  Have a joyfilled week! Don't forget to enjoy the journey!

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Perth and District Anglers Association

Perth & District Anglers Association

Perth & District Anglers’ Association offers access to a variety of fishing including salmon, brown trout, sea trout and grayling.  The waters covered by the club are extensive and extend on the middle River Tay from the Junction with the River Tummel down to the tidal mark and include many of the top beats.  The club also has fishings on the River Almond, the River Earn, Loch Horn and  the Frandy Fishery (Lower Glendevon Resevoir).

The Association offers two types of membership.

  • Full membership for those who permanently reside within a 15 mile radius of Perth.
  • Guest membership for those residing elsewhere in the United Kingdom. (Same access to fishing as full members, but no voting rights at the A.G.M.)

Membership is at very reasonable cost.  Salmon fishing is restricted to members, but day tickets for brown trout and grayling fishing are available at very reasonable cost to visitors from from PD Mallochs 01738 632316 or Birnam Spar 01350 727395.

1 comment to Perth and District Anglers Association

    Dear sirs, I’m going to be in Perth on 25-29/05, being invited to Leavers ball in Strathallan School on 25/05, where my daughter have studied 4 years. Some period of time I’d like to spend by Catch and Release fishing nearby Perth using ultralight spinning tackles, of course with barbless hooks. Furthermore being a fun of CR principle I’m organizing area trout tournaments in Moscow based on this principle.
    Could you let me know where and how I can make a fishing. May be you can offer me commercial ponds, areas for trout fishing.
    Thanks in advance for your soonest reply.

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Wednesday, 7 August 2013

C'mon deliver the letter, the sooner, the better... Part 5

Firstly some photos of mail, incoming and outgoing over the last few months-

 My collection of stamps, mostly from KikkiK, Typo and Spotlight.

Postal Reading Challenge Book 14
The Baker Street Letters by Michael Robertson
I enjoyed this more then I expected to. Rather unbelievable in places, but an interesting read. I rather liked the idea of someone answering letters from years before. I wonder if people really do get letters addressed to fictional characters?
I've just realised as I've looked this book up on Goodreads, that this is a series! I'm happy to see that, I'll have to look for more of them now.

Postal Reading Challenge Book 15
The Perks of being a wallflower.
I will admit to seeing the movie before reading the book, and I really think people should do it in that order. The book explains so much more then the movie.
I read this as an ebook, (which I'm still not overly thrilled with and can't read more then one at a time of) as I didn't want to wait for a library copy.
My daughters best friend is always talking about TPOBAW and quoting lines from it. I am surprised I'd never heard of it before now.
I'm a big Rocky Horror fan so I loved those parts of the book. I downloaded lots of music from the movie and the book.  (2 different soundtracks really)
I think Charlie probably needed some more help. Probably in a 2013 setting he would have gotten more.
I liked Charlie and I hope he was happier eventually.

Postal Reading Challenge Book 16
Going Postal by Nathan Millward
In this case Going Postal isn't a Terry Pratchet novel or a killing spree!
A Bookcrossing  friend of mine sent me this for the Postal Reading challenge, she didn't mention that Nathan buys his postie bike from my home town!
Nathan decides, when his visa runs out, that he will ride a postie bike home to England. 9 months and 18 countries!
Nathan has a website thepostman with a map of the route he took and pictures etc.
 I loved reading about all the different places, but thought the last part of the book was a bit rushed, there was not as much writing about Europe as there was about Nepal and India.
The books still on my Postal Reading Challenge "To be read" pile.

  1. What a great post! So much to examine. I love the mail art you make and send -- and so many good books here. Thanks for reading along and sharing your finds. I've heard of the Baker Street Letters but haven't read any yet so will have to give it a try.

  2. So many letters and postcards and other beauties! You have a great collection of stamps, I wish I have one too *.*

  3. Isn't gorgeous mail like yours so nice to receive. I still have the letters I received from Aunts when I was little.


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Sunday, November 25, 2012

shop update: 1970's dresses.

vintage 70's geometric op art dress

vintage 70's oriental print dress

vintage black poppy print cobalt blue dress

vintage mozart music print turquoise dress

vintage 1970's yellow & navy blue secretary dress

New in the shop!
A bunch of gorgeous 1970's dresses in the best prints.

1 comment:

  1. These are all such fun prints. Checking out your shop now!

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U Boat Museums and Memorials

U Boat Museums and Memorials
Cool things to see besides the FKKs, during your FKK Club tour visit some of Germany’s historical war sites. Some guests require reasons for visiting Germany, or Europe for that matter. We can arrange private or group tours to sight seeing locations within a day’s drive. World war I and II are among the favorite themes. Germany, The Netherlands, Belgium, France, Luxembourg and Austria offer hundreds, if not thousands of sights and locations. The Band of Brothers series has made the D-day beaches in France to the Eagles Nest in southern Germany popular attractions. We offer experienced guides who’ve been before and know the area.

U-Boot Wilhelm Bauer  U2540
Corner Keilstraße and Schifferstrasse
27568 Bremerhaven
Website Tel.: 0471 / 482070

Open: March 16 to November 3
Daily 10am – 6:00pm Last entry 5:30pm

Prices: Adults 3 Euros

German Maritime Museum
Hans-Scharoun-Platz 1
D-27568 Bremerhaven
Tel. +49 (0)471 48207-0

Open: March – October Daily 10:00am – 6:00pm
Other Months Tuesday – Sunday 10:00am – 6:00pm
Boats are open only during Summer season 03/16/2013 – 11/03/2013

U Boot 995
Deutscher Marinebund e.V.
Strandstraße 92
24235 Laboe
Tel: (0 43 43) 49 48 49 -62

Open: November 1 – March 31
Daily 9:30am – 4:00pm
October 31 – April 1st
Daily 9:30am – 6:00pm

Prices: Adults 4 Euros

04/05/17 J

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