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British Lawmakers Say Zimbabwe Aid Should be Increased

But fragile political situation means that could be reversed at any time

British lawmakers say conditions in Zimbabwe have improved in the past year, but the fragile political situation means that could be reversed at any time. The report from the House of Commons' International Development Committee said violence and intimidation, bad governance, and a lack of basic services remain major problems.

Chair of the British committee, Malcolm Bruce, says the economic situation in Zimbabwe has improved in the past year and living conditions seem to be improving.

"Within that space the donor agencies and aid agencies were able to function in delivering some pretty impressive services in the form of education and health, infrastructure, livelihoods - but that was on the basis of a huge reduction in activity in previous years. So there is a massive backlog and they are by no means turning the situation around," he said.

He said Britain will continue its aid to Zimbabwe, which was almost $100 million in 2009.

And he said more aid will be channeled into educating Zimbabwe's children.

The committee welcomed a power-sharing deal between President Robert Mugabe and his ZANU-PF party and the MDC party. MDC leader Morgan Tsvangirai became prime minister in February 2009.

But, he said, power-sharing between the two leaders is imbalanced and the political situation is poor. "The political situation is extremely fraught -- there is a total lack of trust and there is still the threat and violence and intimidation and worse to prevent progress," said Bruce.

The committee also said European Union sanctions on Mr. Mugabe and his inner circle could not be lifted. "The British ambassador and other international leaders have made it clear that if progress is made towards the agreements that were signed for the inclusive government, then sanctions could be lifted," said Bruce.

Alex Vines is from the London-based research group Chatham House. He says it's no surprise that the committee maintained their support for sanctions. But he said he thinks it's important for a framework to be put in place so that headway can be made towards getting the sanctions lifted.

"I would like to see some indications of what type of benchmarks if they were achieved would open the way for gradual lifting of some of the sanctions in return for progress at the Global Political Agreement," said Vines.

Vines says despite problems with the Global Political Agreement it's important to Zimbabwe that Britain maintains its aid contribution. "The reality is that there is no alternative to the Global Political Agreement - the GPA - on Zimbabwe at the moment and countries like the UK need to consider how they can support the poor in Zimbabwe as well as encouraging political progress in that country," he said,

The report from the International Development Committee was drawn up by 11 lawmakers who recently spent four days in Zimbabwe.


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South Korean Activists Float Leaflets Into North

  • VOA News

South Korean activists prepare to release a balloon with leaflets condemning North Korea near Unification Observation Post in Paju, South Korea, October 29, 2012.
South Korean activists have sent tens of thousands of anti-Pyongyang leaflets across the border by balloons into North Korea, one week after warnings from Seoul and threats of retaliation from Pyongyang.

Around a dozen activists attached 50,000 leaflets to seven balloons Monday and sent them floating over the Demilitarized Zone dividing the two countries. Some local residents fearing reprisal from the North scuffled with the activists.

The balloons were launched from the Imjingak resort in the border city of Paju, where South Korean police blocked an earlier launch attempt last Monday.

The North's official Korean Central News Agency said before the first attempt that the Korean People's Army would conduct a "merciless strike" without warning if the leaflets were sent.

However, just hours after the launch was aborted, the activists launched balloons from Ganghwa Island, west of Seoul, with no military response from the North.

North Korea has lashed out at previous balloon launches, threatening to shell South Korea in response to such actions, which it calls deliberate provocation by Seoul that could lead to war. Seoul says it has nothing to do with the launches.

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Diez Challenging Spanish Politics

Rosa Diez, leader of the centrist Union for Democracy and Progress, or UPyD, smiles while posing for a photograph in Parliament in Madrid, May 21, 2013.
Spain's rising political star is a 61-year-old former Socialist whose message of changing the system from within is drawing voters in despair at economic ruin and official corruption in the euro zone's fourth biggest economy.

Lacking the raucous anti-establishment appeal of Italy's Beppe Grillo and Greek leftist hero Alexis Tsipras, Rosa Diez relies on sharp debate to deliver her reform message to a country pushed to the brink by the euro zone debt crisis.

Diez split from the Socialist party six years ago and formed the centrist Union for Democracy and Progress, or UPyD.

Polls show she is Spain's most highly regarded politician at a time when a quarter of workers are out of a job and public disenchantment with the political class is rising, as is the caseload of judges investigating allegations of official graft.

Projections by Metroscopia polling firm show that if elections were held now, Diez's party could take as many as 30 seats in the 350 seat parliament, up from five at present.

The former Communists the United Left could quadruple its presence to 48 seats, perhaps forcing one of Spain's two main political forces, the socialists or the center-right People's Party, to form a coalition government for the first time.

Although the bigger parties will expect to win back support during campaigning for the 2015 vote, the growing impact of smaller parties is bringing about a dramatic and permanent change in the political landscape.

“The two-party system has suffocated democracy and people know that. A huge majority of Spanish citizens want a radical change in the political system,” Diez said in an interview with Reuters.

She cultivates a maverick image - an asymmetrical haircut and each fingernail painted a different color - but her politics are far from revolutionary. She defines herself as a social-liberal who endorses free-market economics, progressive individual liberties and a social safety net.

When Spain returned to democracy in the 1970s after Francisco Franco's dictatorship, the electoral system was set up to guarantee stability by limiting proportionality and favoring two major parties.

Over the past 36 years the People's Party - which currently has an absolute majority in parliament - and the Socialists carved up power and controlled everything from savings banks to the justice system. To pass laws they counted on votes from nationalist parties from the wealthy Basque and Catalan regions, which received extensive self-governing powers in return.

The challenge to that long-running status quo in Spain reflects political upheaval all over Europe, where populists and extremists have tapped into public rejection of austerity measures, immigration, recession and unemployment.

In Britain, a far-right campaign to leave the European Union has gained ground; comedian-turned-activist Grillo has become a major force in Italy; and in Greece radical leftists and ultra-nationalists are growing in influence.

The economic picture in Spain is among the bleakest after a construction boom turned to bust, draining the banks and pushing up corporate insolvencies.

Unemployment is around 27 percent. Madrid sought 42 billion euros in international assistance last year to put the financial system on an even keel.

But while the rise of smaller parties has meant destabilizing fragmentation and shaky coalitions in countries such as Italy and Greece, in Spain the recent shadow of fascism means there is little appetite for extremism.

Here, the increased weight of alternative voices could be a sign of maturing democracy, some observers say.

“It's going to be very difficult for the two big parties to recover legitimacy. Governing will be more difficult in the future but I'm skeptical of an Italian scenario. Spaniards are wary of extremism,” said Antonio Barroso, a London-based political analyst at Teneo Intelligence, an advisory firm.

Diez's father was imprisoned for his political beliefs under Franco and she said she was “nursed on politics.”

After Franco died and Spain finally held elections - in 1977 - Diez said “it was only logical” for her to run for office. She has been in politics ever since. Still, she has managed to paint herself as an outsider and draw support from both the left and the right for her pro-European views and centrist line.

“I voted for her because she's very charismatic. She's daring and different and I thought she would break barriers and do different things. I was totally disappointed with the two main parties,” said Jose Miguel Delgado, 47, an industrial technician.

Diez has tapped into public outrage over the costly bailout for banks that loaned recklessly during the real-estate boom.

“She has a great nose for social change and is able to convert that into party ideology,” said a political rival who has worked with her in parliament for many years.

Diez's party has brought a lawsuit against former board members of Bankia, a major Spanish bank that almost collapsed last year and received the biggest bailout in the country's history.

The rescue came just as the government was cutting spending on hospitals and schools and rising numbers of Spaniards were out of work, defaulting on their mortgages and losing their homes.

The People's Party (PP) has seen its support dwindle to some 29 percent from 45 percent in the last elections as Prime Minister Mariano Rajoy takes unpopular economic measures. His credibility was also damaged by allegations that high-level executives in his party channeled cash donations from business leaders to party leaders. A judge is investigating the charges.

Spaniards are turning not only to alternative political leaders like Diez and Cayo Lara - the 61-year-old head of the radical United Left, who has harvested votes from disillusioned Socialists.

They are also increasingly involved with social movements.

A new hero too many is Ada Colau, 39, leader of an activist group called the Mortgage Victims Platform that helps jobless mortgage defaulters fight the banks. Last year 39,000 families left their homes because of mortgage problems. Of those almost 3,000 were forcibly evicted.

Barcelona-based Colau, frequently seen on television at protests outside banks, said a sign of the impact her group has had is that a director at one of Spain's biggest banks consulted with the Platform on an affordable housing proposal.

The Platform has an approval rating of 71 percent, according to a recent opinion poll, while politicians in general are the very lowest rated institution in all of Spain, with a disapproval rating of 93 percent.

The influence of the Platform has alarmed the PP government.

PP Secretary General Maria Dolores de Cospedal accused the Platform of demagoguery and said they should legitimize themselves by forming a political party, an idea Colau rejects.

“People stop me on the street and ask me to run for office,” Colau told Reuters. “But if I did, the only thing I'd be able to do every now and again would be to have a tantrum in Parliament. I'd have much less influence than I have now.”

Diez, meanwhile, enjoys a high profile due to her weekly show-downs with the prime minister in televised parliamentary debates. Spaniards gave Diez a grade of 3.96 in a survey this month by Metroscopia. Premier Rajoy got a grade of 2.44, while Socialist leader Alfredo Perez Rubalcaba got a 3.00, and no politician beat Diez.

While she's well-regarded now, she may find it hard to maintain a simultaneous role as rebel and political operator.

Critics say Diez's rise will be limited by her focus on returning powers to the central government that have been ceded to regional governments in Catalonia and Basque Country, and by a lack of detail in her economic policy.

Diez rejects the criticism, pointing to her initiatives to shut down public companies and unnecessary institutions, simplify employment contracts to make hiring and firing cheaper for corporations, and standardize business rules across Spain.

She does acknowledge it will be difficult for her party to break into the big time unless Spain reforms election laws that make it hard for minority parties to get representation anywhere except the largest cities, Madrid and Barcelona.

Experts are skeptical there is any political will to overhaul the electoral system and destroy the PP and Socialist power bases in local governments around the country.

“If you have a society in which most people are benefiting from protectionism or favors from the political system, it's very difficult to see how that same system is going to remove those,” said Dr. Jonathan Hopkin, a politics expert at the London School of Economics.

One arena where the UPyD and the United Left can both shine is in European Parliamentary elections next year, where they are expected to gain significant numbers of seats because that vote is run on a strictly proportional basis.


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Website Lets Kenya Farmers Shop for Seeds

  • Kim Lewis

Paul Wanyagah, CEO of Kenya Markets Trust, June 10, 2015.

A new online tool allows small-holder farmers in Kenya to learn in just a few minutes about the varieties of popular crops such as maize, pigeon pea and cassava. The tool is called MbeguChoice. Mbegu is the Swahili word for seed.

The website MbeguChoice is the first tool of its kind in sub-Saharan Africa. It not only helps farmers – it also helps agrodealers and extension workers in Kenya’s different farm environments.

It was developed through a partnership between the Kenya Agricultural & Livestock Research Organization (KALRO), the Kenya Plant Health Inspectorate Service, (KEPHIS), the Kenyan crop seed companies and Agri Experience – a sub-Saharan consulting company – with support from Kenya Markets Trust.

Paul Wanyagah is CEO of Kenya Markets Trust, which is based in Nairobi. He said the whole idea of the free online tool is to provide accurate information so farmers can maximize their farm yields by choosing the right crop seeds for local growing conditions.

There hasn’t been enough information flowing to farmers, Wanyagah says. “The are not many large scale farmers. A lot of farmers are basically in the small category, where they’re doing – to a large extent– subsistence farming.

“Without the correct information, clearly the food security situation in our country is obviously very much threatened because we really are a net importer. We import large sums of food on an annual basis at this rate, whilst we believe and think that the country can be able to sufficiently grow it’s own food.”

He said the design of the website is very simple and user-friendly.

“We’ve divided our country from a governance structure to 47 counties. So, the first question would be, ‘Which county is your farm in?” They then answer the following questions: the ecological zone within the county, the kind of crop – cassava, maize or sorghum – and the special attibutes that they would like of the particular crop.

MbeguChoice might offer another farmer searching for a drought-tolerant crop in a mid-altitude region a seed that produces a variety of maize best suited for the rainy season.

Wanyagah said the website contains over 200 commercialized crop varieties: 61 varieties of maize, 25 varieties of common bean, 11 varieties of cassava, 13 varieties of Irish potato and 12 of sorghum.

Farmers who don’t have access to the internet or through a smart phone can access the website through agrovet shops, he said.

“We know that it’s a journey,” he said, but “… a lot of these seeds are available in shops that specifically sell agro-chemicals and seeds. Each one of these shops that we are talking about throughout the country will, of course, be accessing this information. And farmers will always go into those shops because they have to get their supplies, especially when it’s a planting season,” said Wanyagah.

“We are primarily looking toward the agrovet shops to be the primary drivers of this thinking, especially in the very remote areas of Kenya, which will still have agrovet shops. That’s how we plan to drive this agenda.”


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German Dictionary

Translation of zweiunddreißig

zweiunddreißig thirty-two

Translation by Vocabulix

Sometimes you forget one word and this makes the entire sentence sound differently. That means that you need to read each email before sending it twice at least if you want to be on the safe side every time.
I wish you also a successful and happy 2008. On New Year's Eve I was here in Costa Rica and I've looked after my 6 weeks old daughter, no holiday in sight. She is not sleeping well at night yet.
I wish you a safe journey. In what city will you be staying in Germany? We want to buy a small flat in Eastern Germany. And if everything goes well, we want to build a small house next year.
Check out these translations zum Glück    zappen    wieso    wehtun    vorig    verzweifelt    versenden    verlaufen    verdampfen    unversichert


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Spanish Dictionary

Translation of isolated in Spanish

isolated     aislado

Translation by Vocabulix

Sample sentences:
The patient is being kept isolated because his illness is very contagious.

Se mantiene aislado al paciente porque su enfermedad es muy contagiosa.

When we got there we saw that the line was incredibly long and that we did not want to wait. Our friends from Holland were standing in the line, but we thought that we just try and ask the doorman.
They were floating in self made tubs and rowed with sticks. When they reached our boat they tried to sell us beverage. We vigorously denied them access to our boat. It just did not help.
If you want we can exchange messages and emails in English and Spanish in order to improve and get some exercise. I think we should correct each other's messages. i need to practice otherwise I will forget everything.
Users were interested in: lawyer    macaroni    mineral water    nevertheless    organized    pentagon    position    puzzle    reply    save


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Neuromotor Development Clinic

The Waisman Center Clinics provide comprehensive clinical care and support for children with disabilities and their families. The Waisman Center Neuromotor Development Clinic is a partnership with UW Health and the American Family Children’s Hospital. An interdisciplinary team of professionals works together to evaluate the needs of young children (generally under three years of age) with motor disability including early cerebral palsy and other neurological conditions that affect motor development.

Children and their families receive a comprehensive evaluation with follow-up care and re-evaluation by the core interdisciplinary staff from: developmental pediatrics, physical therapy, occupational therapy, speech pathology, nursing, and audiology. A pediatric registered dietitian is available for consultation. Strong relationships with the families of clients and linkages with other community service agencies and specialty health care providers are in place to ensure that services meet commonly recognized and agreed-upon goals.

Clinic Details


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Much has changed in the 60 years since Doc Muse first opened the doors of the Green Valley Pharmacy in Arlington County.

Back then, Northern Virginia pharmacies sent African American customers to the back door for their orders and purchases, he recalled. But Muse’s store, opened in 1952 in the heart of the black community of Nauck, treated those same customers with respect. Over time, the pharmacy would become known as the shop where you could get a fair deal and, when necessary, a little help.

Now others are coming to know the roles that Green Valley Pharmacy and Leonard Muse have played.

The pharmacy was recently named a local historic landmark, and Muse was recognized as an example of “the triumph of the spirit and the indomitable will of one man.”

Quiet and humble, Muse has little to say about the honor. He didn’t attend the County Board meeting where his neighbors testified about him and where a proclamation was issued and photos were taken. He has rarely talked to the news media, except when he was trying to push the community to tackle a persistent drug-dealing problem.

He has preferred staying at the pharmacy, which is open 7 a.m. to 9 p.m., seven days a week, closing only occasionally, such as when a fire shut the doors five years ago.

It is clear that Muse, at 89, is still very much in charge. He dons his white jacket and shows up nearly every day to work side by side with his granddaughter, who also is a pharmacist. From his spot behind the counter, his calm brown eyes assess visitors and customers alike, his movements sure and deliberate. He knows the price, to the penny, of every item in stock.

The pharmacy remains a throwback, with its Formica lunch counter, notary service and fax machine. Clerks behind a long counter retrieve merchandise for the customers. Candy for schoolchildren is within reach, and water and soft drinks are stacked in the crowded aisle in front of the tall pharmacy counter at the back.

His staff still offers home delivery of prescriptions to regular customers. And Muse still offers warm encouragement and the careful, solid advice of a man who knows the travails of the families from the neighborhood.

“Things have improved,” he said last week from his dark-green corduroy recliner behind the counter while the store’s television blared the latest news from Congress. But “after integration, we didn’t have the community spirit we had then. The youngsters now — it’s a different story. They don’t know the history of black people.”

They could learn from his life, an experience that required both fortitude and cunning.

‘Doc saved a lot of them’

Muse was born in Delray Beach, Fla., and after high school graduation, he enlisted in the Army during World War II. Later, he enrolled in Howard University’s pharmacy school, graduating in 1948.

He worked for two years at a pharmacy in Southwest Washington until former classmate Waverly Jones suggested that they set up their own shop in Arlington.

They found a vacant grocery store, and after a few years of renting, Muse bought it from William and Agnes Hyman, whose family had previously operated the market.

Cynthia Liccese-Torres, the county’s historic preservation planner who did the research required for the landmark designation, said it took Muse a while to convince local black residents that the prescriptions he sold were not inferior to those sold at the white-owned drugstores and that his prices would not be inflated.

Muse recalls that period as the only time he had a gun. “It was a rough neighborhood,” he said.

Hazel Brown began hanging out at Green Valley when she was 8 years old.

“I was a motherless and fatherless child, raised by a grandmother who was very ill and could not afford medicine for her sugar diabetes, her high blood pressure or her ulcers,” said Brown, 62.

Muse hired her brother and told her that “my future was being built right then.” When she became pregnant and dropped out of high school, Muse encouraged her to go back to school, and she eventually graduated from college. She now volunteers at the pharmacy.

Joseph Crouch, a Vietnam veteran, said that before he was shipped overseas, Muse called him in and told him to hold his head up and trust in God. “We had a lot of troubled men in the Valley. Doc saved a lot of them, because he reached out and talked to them and slowed them down. I’m one of them,” Crouch said.

Youngsters who attempted to shoplift found themselves in a heart-to-heart talk with Muse, who tried to set them on the straight-and-narrow path.

“He was here when nobody else was,” said Florence Puryear, who said she would often wait outside the store until he opened it at 7 a.m.

“He’s the godfather of Green Valley. It don’t matter if you are white or pink or black or blue . . . and as much trouble as we bring him, he’s still standing.”

Neighborhood in his corner

The store, at the corner of Shirlington Road and 24th Road South, is in the heart of Nauck, which has been home to African Americans since the mid-1800s.

In the 1960s, drug dealers moved onto the corner, and Muse said police suspected him of being involved. They bugged his store, he believes, and the pay phone outside — even though Muse was the one who often called police.

He recalled a time when authorities suggested that he was selling beer to underage drinkers and nonprescription medicine to addicts who used them to create illegal substances.

“I put everything behind the counter,” Muse said. “I changed how I sold them. I said, ‘You’re not going to run me away.’ I said, ‘I’ll sit right here until you take me out heels-first.’ ”

He laughed, pleased at the memory.

Another time, police raided his drugstore and lunch counter and “put their hands in the food, looking for I don’t know what,” he said.

It’s hard for him to let go of that deep-rooted suspicion of police, even as neighbors such as Brown reassure him that the authorities are now on his side.

“But you know, all of us can change — even Dr. Muse at nearly 90 years old,” she said.

Despite those difficulties, the neighborhood has been solidly in his corner. The hungry can get a free meal at the lunch counter every Wednesday afternoon.

Everyone, from the down-and-out to the up-and-comers, is treated with dignity. His prices are fair, and the elderly or struggling could get the essentials “on the tick,” the local colloquial for running a tab.

His store has never been robbed. There have been few break-ins, including an attempt by a group of ne’er-do-wells to steal an ATM. But residents say the word on the street is not to bother Doc.

Muse nodded in recognition, having heard tales of former neighbors and customers who now live all over the world.

“I have been through segregation, integration and revitalization, and I am still here,” he said.

Then he turned away. Another customer needed his help.


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Stephen Martino, director of the Maryland Lottery, speaks to reporters on Saturday outside a Baltimore 7-Eleven store where one of the winning lottery tickets for the record-breaking $640 million Mega Millions jackpot was sold. (Steve Ruark/AP)

Until Saturday, it was just another 7-Eleven, tucked away among an African hair-braiding shop, a liquor store and a check-cashing outlet on busy Liberty Road in Baltimore County. That’s when state officials announced that a very lucky person, or persons, bought a winning ticket Friday evening for the $640 million Mega Millions jackpot.

The announcement turned the convenience store near Randallstown into a shrine for TV satellite trucks, sightseers and million-dollar hopefuls.

“This may be the lucky store,” said Cornell Hicks, 53, of Randallstown, one of those who stopped by Saturday to buy a scratch-and-play card. He said he bought a ticket for the Mega Millions drawing Friday a few blocks away at the Maryland Lottery office.

He had about 60 tickets in his pocket, but he said he was afraid to check to see if he was a winner.

Lottery officials said that the winning ticket was bought at 7:15 p.m. Friday and that no winner has come forward yet. Maryland is one of the few states that doesn’t require lottery winners to be identified.

Two other winning tickets were bought in Kansas and Illinois. The three ticket holders will split the jackpot.

Bob Goss, 64, and his family drove about 22 miles from Pasadena, Md., to cash in their tickets and buy more tickets. He said his wife won about $6, far less than the cost of the gas used to drive to the store.

Inside, a Mega Millions sign lay on the floor, sideways, across from the check-out counter. Employees declined to comment, but they seemed overwhelmed by the sudden attention. “This has never happened before,” one worker told a shopper.

Carole Everett, a spokeswoman for the Maryland Lottery, said the store will receive a $100,000 bonus for selling the ticket. She added that a family had owned the store for about 10 years.

A record $11.8 million was spent on lottery tickets Friday in Maryland, beating the previous record of $5.8 million set for a single day in 2007, Everett said.

Stephen Boone, 25, of Hunt Valley said he worked down the street from the 7-Eleven and bought his ticket at another store. But he was in the 7-Eleven on Saturday, hoping some of the store’s “good luck” will rub off, Boone said.

“Man, this is crazy. Do you think the winner will show up here? I know I wouldn’t if I won,” he joked.


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knowledge header image

legal alert: Agency Fees – Soon to be a thing of the past?

12 Jul 2017

A commitment by the Conservative Government in its 2016 Autumn Statement to ban letting agent fees appears to be moving ahead following the Queen’s Speech on 21st June in the form of a draft Tenants’ Fees Bill to  be published this year.

The stated intention is “to tackle unfair fees on tenant and make the private rental market more affordable and competitive”.

On July 10 the Housing Minister, Alok Sharma, commented that the draft bill would seek to enable prospective tenants to search around for properties that suit their budget with no hidden costs and that this would be preferable to tenants being hit with upfront charges that can be difficult for them to afford.

Figures from Shelter suggest that, along with rent in advance and a deposit, average upfront costs faced by tenants using a letting agency are more than £1,000 nationally and over £2,000 in London with letting agent fees making up anywhere from £200 to upwards of £500 pounds of that total.

Tenants currently have limited power to shop around and there is little incentive for letting agents to provide a cheaper or more efficient service for landlord clients.

However, whilst the Bill is politically attractive and may have cross-party support in Parliament; the proposals are not without criticism.

Opinium, which conducted the research on behalf of the Association of Residential Letting Agents (“Arla”), predicts that in certain circumstances rental costs may rise for tenants as the letting fees reflect actual work done and suggests the costs will need to be recovered through increasing rent and a partial loss of revenue for landlords. That view is supported by anecdotal evidence from landlords some of whom have felt the squeeze from recent tax changes.

Arla’s estimates are that a ban could cost landlords £300m. Capital Economic, which also conducted research, believes rents could increase by £103 p/a leaving no real significant saving for tenants.

In some cases, it is believed that tenants would actually be worse off following a ban.  Further, to absorb a loss of agency fees, it is argued that 4000 jobs in the sector could be at risk.

The Bill is due to be published later this year will seek to follow the example set in Scotland where letting agent fees are already banned. It is expected that it will also give tenants the right to recover unlawful fees.  Watch this space for further updates.

If you would like any support in relation to the above, or any other property matter please contact Julie Farrell-Knowles on 0345 901 2065 or at

Julie Farrell-Knowles | Partner

0345 901 2065


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Pernico - Survivor

Pernico - Survivor

216K Reads 8.9K Votes 42 Part Story
Tianne By tianne789 Completed

Pernico! Nico is going through a hard time, as is percy. Will the two succumb to the sadness, or will they be survivors?

Wobels01 Wobels01 Jul 01
Percy Jackson, danny  phantom, and Thomas sanders that is the stuff in my library
wicca_gay wicca_gay May 07
I don't even ship this why am I reading this~ a description of my life on Wattpad
Dude if he's as straight as a ruler then he's a rubber ruler
--Foxie-- --Foxie-- Oct 22, 2016
I don't know any gay people and it makes me sad
                              Do I know myself?
                              Do I count?
- - Sep 10, 2016
Hiding from idiots like you.
                              He doesn't want you ignorance to infect him.


text:
576K Reads 41.7K Votes 74 Part Story
TaeBae By I_Am_Undeniable Updated 3 days ago

Following in her mother's footsteps,17 year old valedictorian Tahari Campbell soon will be graduating with honors, considering she consistently held a perfect 4.0 Gpa at Benjamin Franklin high school. New Orleans native promised her mother that she would walk in a path for success although her heart is leading her down the road of destruction...

©Copyright I_Am_Undeniable

Read my book Yall please its my first time writing it might not be good but I tried
Yasssssssssss 💙💙💙💙💙💙💙💙💙💙💙💙💙💙💙✊✊✊✊✊✊✊✊✊✊✊✊✊✊✊✊✊✊✊✊💦💦💦💦💦💦💦💦💦💦💦💦💦💦💦💦💦💦💦💦💦💦💦💦💦nothing but beautiful
LA_Books LA_Books Apr 12
I'm late af. But this book seems bomb and all I read was a quote
dafuq__ dafuq__ Jul 20
I was looking all over for this story and it was literally sitting right in front of my face the whole time 😒 but second time reader 👏🏾😁
Pause...Delete...Try again next year because she ain't legal
k_zeresh k_zeresh May 12
These men really don't be caring these days. All they see is some pussy. 🤷🏾♀


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Camp With The Bad boy

Camp With The Bad boy

7.9K Reads 337 Votes 7 Part Story
Lina :P By AwesomeBookGeek Updated Oct 14, 2016

Emma Olsen is not your typical cliché protagonist. She's confident, loud, fierce and has a tendency to get into trouble.

However, her parents have had enough and they are ready to take actions against it. Next thing you know, she's shipped off to another country to a camp with her childhood nemesis; Daniel Anderson.

All her summer plans are demolished, and she has to spend the rest of her summer with the guy she loathed.

Fate brought them together for a reason, and this camp may heal them both.

Join their adventure filled with jokes, pranks, fights, and maybe something more. Something Emma will try to avoid at all costs.

Copyrighted 2015 by AwesomeBookGeek

(a/n: Don't let my failed attempt of a blurb discourage you from reading the story. Give it a chance and you may like it.)

T'was the night before Christmas and all through the house, not a creature was stirring, not even a mouse...😂😂
newcookie newcookie May 04, 2016
I see you are from Thailand... Is English your second language?
FanfictionLover04 FanfictionLover04 Jun 20, 2016
I love how only these three words are in her head right.
                              My thoughts would have been:
                              Wait. Camp? In Peru? WITH DANIEL?!!!!
newcookie newcookie May 04, 2016
Camp in a foreign country for a new Yorker.... That's indeed a terrible punishment.
                              How old is Emma?


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Our Little Love Stories [Crush x Reader]

Our Little Love Stories [Crush x Reader]

139K Reads 4.7K Votes 77 Part Story
Mira Lim By PyschoAngel Updated Oct 23, 2016

Little imagines of you and your crush! Some may be sad, fluffy or just plain lime. Requests are open and if you want to request anything for the next chapter, just comment! Hope you enjoy!

Am8ris Am8ris May 16
*coughcough* totally not imagining Cameron Boyce right now*coughtcough*
Sister: You should watch The Fault in Our Stars. It's a good movie.
                              Me: um..I guess.
                              *after movie*
                              Me: WAHHHHH!! I SHALL KILL YOU FOR DOING THIS TO ME!😭😭
                              Sister: 😎
Ahhh I remembered the first time I cried in school.  My grandfather passed away and for some reason my ela teacher just HAD to tell me in the middle of class. I ran outside and broke down crying. I smacked right into my crush and he turned white and almost passed out when he saw me crying😂😂
Sorry! You can have some of your money back BUT!
                              I have to be your player 2.
A monthly supply? You know how much junk food I eat? Too much for you to afford.


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The Crave for Mistakes

The Crave for Mistakes

2.5M Reads 26.3K Votes 27 Part Story
Isabelle Arocho By Isabelle88 Completed

Selene lives with her brother and his best friend, who she can't get along with. But a drunken mistake shows them maybe hate isn't the only thing between them, that is if they can get over the trials that stand in their way; namely each other.

keelyj21 keelyj21 Mar 09
Finally a story with girls wearing regular jeans and shirt not crop tops leggings and make up
foodgasim678 foodgasim678 Oct 25, 2015
his is me everyday. I am so good at school but my attendance sucks ass
OmomiCassTomlinson OmomiCassTomlinson Feb 01, 2013
i really like this story,pretty heated but not that cliche,just what i wanted to read.thumbs upp!
Bethy1 Bethy1 Nov 24, 2012
It's good but it think it would be better in first person :)
ChellybeanLovesFood ChellybeanLovesFood Nov 05, 2012
This was a really good start! I know I'm going to like this story! :)
__briannnna_ __briannnna_ Jul 04, 2012
This is amazing. I'm not even finished yet but still. I love it.


text:
Niall was always known for always acting young and not wanting to grow up. Over time Nialls parents noticed how he always stares at dummy's with want. They started to get disgusted. They didn't raise their son to be a baby. Niall was thrown out after his fifteenth birthday.

Zayn is known as the Bad boy. When his friends get to know him, they found out he's not a bad guy. Zayn was always fascinated with age play. When he became twenty-five his friends came to his house with a boy with blond hair and brown roots. His blue eyes pierced into zayns hazel ones and he fell in love with him.

Zayn adopted Niall and is now a proud Daddy.

akaboss77 akaboss77 Jun 04
U can't see him it physically impossible unless you got a Mirror on the Seat he's like John Cena 👋u can't see me
mrskristinahoran27 mrskristinahoran27 Feb 05, 2016
Wait.. I thought Niall was like 15? How can he fit in a swing and an infant car seat?? Is this age play or is he an actual infant?


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Don't Let Me Go (Student X Teacher)

Don't Let Me Go (Student X Teacher)

342K Reads 5K Votes 22 Part Story
Emily By emsays Completed

Kacy is bipolar. And she's trying her best to beat it. She also gets a new maths teacher, her least favourite subject, and hates him to death. But along the lines, when her depression really kicks in, she realises somehow he is the only one there for him. Somehow, a love kicks up and now he's the one who makes her happy.

But he's a teacher. She's a student. They can't be together. "True Love never dies, only goes stronger by time." <3

ilovmoney ilovmoney May 06
I wear huge oversized hoodies. They make me feel safe.😢😢
haven't even starting reading it but it reminds me of The Trouble on Your Lips (Kellic) by thekellinunderthevic
weighawesome weighawesome May 23, 2016
"A panic stricken face was painted over Miss Jenning's face..." Did you mean to write it like that? Maybe,  "Miss Jenning's face was stricken with panic..."
-GracieRose- -GracieRose- Mar 24, 2016
Idk man I mad my sister go to a different bus stop for ages and still tell people she's adopted (she looks different so it works)
Tiona567 Tiona567 Jun 20, 2016
Ya my uncles like that 😕he really needs to pull it together.
- - Aug 13, 2016
if anybody wants anything similar to STUDENT X TEACHER check out my story "Keep it Quiet" thanks


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Accordance - (Significance - Book Two) Completed

Accordance - (Significance - Book Two) Completed

165K Reads 5.7K Votes 31 Part Story
Shelly Crane By ShellyrCrane Updated Jun 14, 2016

From NEW YORK TIMES Bestselling author, Shelly Crane, comes the sequel to Significance.

Maggie learns much more about all the strange things that have happened to her and has to face many new ones. She learns something about herself, that she is something that the clans have been waiting for. She rebels against it but, ultimately must face it for her new family's sake and maybe even her life. Bish went from being her biggest supporter to her biggest pain in the butt and Kyle's intentions to attract her interest may not be so innocent.

Caleb and Maggie face many new obstacles together as a couple and on their own. They fight to work through them, but will one that should be a good thing be too much for Maggie to handle? Will she become who she has to be to save the ones she loves or will she crumble under the pressure as this epic love story continues.

"Shelly Crane always provides a captivating story, and this time was no different. You'll find yourself running into walls because you won't want to put it down!"
-Molly McAdams, NYT Bestselling Author of Taking Chances

 "It's the kind of love that we begin dreaming about as little girls and never stop enjoying long after we've found our own knight in shining armor."
- M. Leighton, NYT Bestselling Author of Madly and Down To You
"Sparks flew for Maggie and Caleb, and they flew for me too! Shelly Crane's characters will stay with you long after you've finished reading that last page."
- Jessica Verday, NYT Bestselling Author of The Hollow Trilogy
"Completely blown away by unexpected creativity."
 - Georgia Cates, NYT Bestselling Author of Beauty From Pain and Going Under

Read the first chapter here and find the rest almost anywhere eBooks or paperbacks are sold.

This is usually the part where the guy says something cheesy and unoriginal like : " you're just as beautiful no matter what you look like"
kiashfi kiashfi Jun 23
Please try to release it soon um dying of curiousity what will happen next....😣😣😣
I hope this hair thing has a real connection to the plot line and not some excuse to have her portrayed as a strong and fierce women because of a sassy new hair cut
Weak. All you need Is a good weave  and ain't nobody be able to tell the difference
dilucas4444 dilucas4444 5 days ago
By resale rights, do you also mean we can't buy this book, then sell it or give it to someone after we've finished reading it? I haven't done it, but I'm curious.
If he cut a black girl's hair it would be over with. She wouldve already killed him


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Cute Shorty (Ally/You)

Cute Shorty (Ally/You)

22.4K Reads 1K Votes 12 Part Story
Shay By fandom_girl20 Completed

Meeting a cute short girl in a grocery store

That's not the actual things I get when I go grocery shopping
Dinahs_Bae Dinahs_Bae Nov 16, 2016
Trap Nation is good warm up music to get in the game and go beast mode
Mr5Eternal Mr5Eternal Sep 11, 2016
The co captain is going take the free throw unless she got hurt and how the buzzer go off clock stop during a free throw so the other team might have a chance  am just wondering didn't really understand that  but I have no problem I WON THE CHAMPIONSHIP 😀😀😀😀😀
kpmusickid kpmusickid Feb 12
Ally you look absolutely gorgeous but I can't help but shake them that you seem upset about something
SylvonneFelder SylvonneFelder Aug 18, 2016
Can't wait for next update on this story it's really really good 👍👍
5elements 5elements Jan 31
Pretty much the only time the band is going to get to play during a basketball game


WARC-Identified-Payload-Type: application/xhtml+xml

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Annual Central Brooklyn Jazz Festival - Jazz Healing Force of The Universe
- Brooklyn 04/16/2013

This music series is New York City's longest continuously running grassroots festival dedicated to jazz.  More than 500 artists performing in nearly 50 events at venues throughout Brooklyn. This celebration is financially accessible and open to all. Click Here for schedule and venues.

The Central Brooklyn Jazz Consortium (CBJC) is an organization of venues and individuals committed to the development and preservation of Jazz and related art forms throughout the Borough of Brooklyn. Organized in 1999, the Consortium is the realization of years of discussions between representatives of Jazpazaz Preservation Society (Ms Alma Carroll), Jazz 966 (Torrie McCartney), Sistas’ Place (Viola Plummer), and SoFocus (Deacon Leroy Applin) on the importance and need for such a body.

Co-founder Jitu Weusi was elected the first chairperson in December 1999, along with Alma Carroll Treasurer, Torrie McCartney Facilitator, Colette Penn Recording Secretary, Loretta Washington Financial Secretary, Pauline Barfield Event Planner and Jacqui Woods as Public Relations. CBJC subsequently produced its first festival April 1- 9, 2000. The Brooklyn Jazz Hall of Fame was born and nine inductees were honored to identify and honor contributors to the history of Jazz, both internationally and in Brooklyn .

Video documentation was facilitated throughout the festival. In 2006 the Founders Hall of Fame was born to honor those members of the arts and culture community whom have enriched the lives of people from central Brooklyn and beyond..

headline photo

Watch video

more info


text:
Tracy Wells, financial advisor Ashland OH
90 score

Tracy Wells

CRD Number: 5514013
Current Firm: Whitcomb & Hess, Inc.

Tracy Wells (CRD# 5514013) is an Investment Advisor Representative working at Whitcomb & Hess, Inc. in Ashland, OH and has over 5 years of experience in the finance industry.

Similar Advisors
John-mark Young, financial advisor Ashland OH
John-mark C. Young
CRD# 5523862
Raymond James & Associates, Inc.
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Stanley Oda, financial advisor Ashland OH
Stanley Oda
CRD# 1779618
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Robert Danuloff, financial advisor Ashland OH
Robert W. Danuloff
CRD# 5495861
Sterne Agee Investment Advisor Services, Inc.
Company Name Location Dates Years
Whitcomb & Hess, Inc. Ashland, OH Aug 2011 - Current 5
Self-employed Wadsworth, OH Dec 1999 - Current 17
Millennial Group Akron, OH Mar 2008 - Aug 2011 3
Curves Seville, OH Mar 2007 - Dec 2010 3
State Farm - Jeff Shamp's Office Wooster, OH Aug 2005 - Sep 2007 2
Exam Code Name Passed Date
S65 NASAA Investment Advisors Law Examination Jan 2012
Contact Info for Tracy L. Wells
Phone Number: 419-289-7007
Firm Website:
Registered State(s):
  • OH
By the Numbers
  • Total Assets Under Management
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Compensation Options
  • A percentage of assets under your management
  • Fixed fees (other than subscription fees)
Advisory Services Offered
  • Financial planning services
  • Portfolio management for individuals and/or small businesses
  • Portfolio management for businesses (other than small businesses) or institutional clients
  • Pension consulting services
  • Publication of periodicals or newsletters
  • Educational seminars/workshops
Types of Clients
Registered States

Ready to hire a financial advisor? Get competitive proposals from multiple advisors.
Clean Record
This advisor has a clean track record with regulators.

About Wealthminder

Wealthminder was created for one simple reason: To help people get the financial assistance they need to achieve their long-term financial goals.

Wealthminder is a database of every Investment Advisor Representative in the country. We work hard to collect and provide you the information you need to find a financial advisor who’s right for you.

If you are looking for a specific financial advisor and you can’t find them on Wealthminder, it’s likely that they are either exclusively a broker or are unlicensed - please contact us and we’ll try to help!

Finding a Financial Advisor through Wealthminder

Historically finding and hiring a financial advisor was hard. Wealthminder was built to make the process much easier.

The best way to use Wealthminder is to take advantage of our free proposal system. All you have to do is take a few minutes of your time to describe your situation and the assistance you are looking for.

Wealthminder then sends your request to our network of prescreened financial advisors. If a financial advisor is interested in your business, they will submit a proposal to you.

You review the proposals you receive and decide if you’d like to have a follow-up call with one or more of the financial advisors.

Throughout the process, you maintain control. We only share your contact information with a financial advisor once you ask for an introduction.


text:
Endowment Advisers, LP

Endowment Advisers, LP (CRD# 129346) is a financial advisory firm headquartered in Houston, TX. They manage $1,384,724,682 in 14 accounts and serve the financial needs of clients across 1 states (or territories).

By the Numbers
  • Total Assets Under Management
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Compensation Options
  • A percentage of assets under your management
Advisory Services Offered
  • Portfolio management for investment companies (as well as "business development companies")
  • Portfolio management for pooled investment vehicles (other than investment companies)
  • Selection of other advisers (including private fund managers)
  • Publication of periodicals or newsletters
  • Educational seminars/workshops
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Advisors affiliated with a RIA are permitted to work with up to five clients in nearly-all states* without explicit registration. The map below shows states where this firm has explicit registration only.

Financial Advisors at Endowment Advisers, LP
No Advisor Found.
Ready to hire a financial advisor? Get competitive proposals from multiple advisors.


text:
Halo Capital Management, LLC

Halo Capital Management, LLC (CRD# 154898) is a financial advisory firm headquartered in Mclean, VA. They manage $8,023,000 in 21 accounts and serve the financial needs of clients across 1 states (or territories).

By the Numbers
  • Total Assets Under Management
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Compensation Options
  • A percentage of assets under your management
  • Performance-based fees
Advisory Services Offered
  • Portfolio management for individuals and/or small businesses
  • Portfolio management for businesses (other than small businesses) or institutional clients
Types of Clients
Registered States
Advisors affiliated with a RIA are permitted to work with up to five clients in nearly-all states* without explicit registration. The map below shows states where this firm has explicit registration only.

Financial Advisors at Halo Capital Management, LLC
Showing 1 - 1 of 1 top financial advisors.
Rajesh Jha
CRD#: 4217705
Vienna, VA

Rajesh Jha (CRD# 4217705) is an Investment Advisor Representative working at Halo Capital Management, LLC in Vienna, VA and has over 12 years of experience in the finance industry.

Ready to hire a financial advisor? Get competitive proposals from multiple advisors.


text:
You are here: Webwiki >

Language: english

Reviews and ratings of

There are no reviews yet.

Content and keywords

Important and popular websites

The website with the homepage "Better Decisions. Fewer Regrets." provides content on the pages Episodes, Stories and About. In the following table you'll find the 10 most important pages of

# Description URL of the website
1. Better Decisions. Fewer Regrets. /
2. Episodes /full-episodes
3. Stories /stories
4. About /about
5. App /app
6. Play Full Episode http://yourmo
7. BrandNew /episode/brandnew/
9. Full Episodes /full-episodes/
10. Stories /stories/

Worth knowing about Move, Inc. is a real estate web site, which operates the Move Network of real estate web site for consumers and real estate professionals. read more

Popular topics for newsletter your andy stanley your move is your move ep2 own it yor url google YOUR MOVE IS.COM

Technical information

The web server with the IP-address used by is owned by Erie Forge and Steel and is located in Erie, USA. The website has a own web server. The web server only runs this website.

The websites of are served by a Apache server. The content management system WordPress in the version 4.4.2 is used. The HTML pages were created with the latest standard HTML 5. The website does not specify details about the inclusion of its content in search engines. For this reason the content will be included by search engines.

Information about the server of the website

IP address:
Server provider:Erie Forge and Steel

Technical information about the technology of the website

Webserver software: Apache, Version 2.4.7
Operating system: Ubuntu (Linux)
Cms-Software:WordPress, Version 4.4.2
Load time: 0.44 seconds (faster than 71 % of all websites)
HTML version:HTML 5
Filesize:31.65 KB (222 recognized words in text)

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The website doesn't contain questionable content. It can be used by kids and is safe for work.

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April 2015

The Neonatal Intensive Care Unit (NICU) may not be a part of the hospital that most of us are familiar with. However, it is the crucial corner of any major hospital where newborn babies needing intensive medical attention are often admitted. Some babies have difficulty making their transition into the

Join us the week of April 20–25, 2015, as we discuss issues facing the global environment in celebration of Earth Week. WGU’s outstanding faculty will lead these free, web-based discussions on a range of topics. To join, visit wgu.adobeconnect.com at the scheduled time, and dial in via telephone to 1-888-585-9008,

At WGU, each student is assigned a personal faculty member to work with them as a mentor throughout their time at WGU. Additionally, each course has its own course mentors, subject-matter experts who are available to help students get through course material. Advice from your mentors is invaluable as you make your way through your online degree program .

Assessments are at the heart of your WGU program. Proving what you know is how you demonstrate your mastery of the course competencies, pass courses, move through your program, and earn your degree.

At WGU, we will be joining the nation in celebrating Autism Awareness Month 2015 throughout April. Beginning Wednesday, April 15, with an introductory panel on what we know about autism now, we will present a varied and engaging series of interdisciplinary online discussions about autism.

Schema Markup for WGU Logo

You’re using an unsupported version of your browser..

You’ll still have full access to the site, but some functionality may be lost. For the best wgu.edu experience, upgrade your browser by following the links below.


text:
Product Information

Lot No: 0716/562
Distillery: Bowmore Distillery
Bottler: Distillery
Country: Scotland
Age: 17
Bottle Size: 70cl
Strength: 43%

Bowmore 17 Year Old

Shipping Weight when Packed: 2.00 KG

1 bottle Bowmore 17 Year Old. In presentation tube. 70cl. 43%. Level in neck. Minor marks to tube. Bottle in good condition.

Although a condition report is normally included in the lot description, we would recommend viewing/close inspection prior to placing any bids.

If this is not an option and you have questions beyond the offered description and images, please use the link "ask a question" to make specific enquiries or to receive a more in-depth condition report. Otherwise lots will be sold as seen and described.

Please note: due to the various ages of bottles and their seals, condition of liquid is at the buyer's discretion and no claim can be lodged against failure/leakage in transit.

This auction ended on
3rd of August 2016 08:10:00 PM

Winning Bid: £ 57.50

Do you have a similar bottle for sale?

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Please Note: Currency exchange rates fluctuate all the time and this is to be used as a guide price only. All auctions are closed in Britsh Pounds (£).

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text:
About the PAR Initiative

Since 2003, the WICT PAR Initiative has measured the status of women employees in the cable industry based on three main criteria:

  • Pay Equity
  • Advancement Opportunities
  • Resources for Work/Life Integration

A comprehensive advocacy program helping companies to set goals, institutionalize policies, measure progress and achieve results, the PAR Initiative showcases best practices in achieving stronger gender diversity. With a goal to improve diversity metrics for women, the PAR Initiative is supported by all of WICT's local chapters and underwritten by the Walter Kaitz Foundation.

2017 PAR Survey Information

WICT has once again partnered with NAMIC on a joint survey for the next editions of the NAMIC AIM and the WICT PAR Initiative. The survey deadline has passed.

Mercer will independently manage the development of customized reports for each participating company. Overall findings from this research initiative will be presented by NAMIC and WICT during a Town Hall Meeting to be held September 26, 2017, in New York City as part of the industry’s Diversity Week.

Informational Webinar

Mercer conducted an informational webinar covering what to expect from the survey participation process, as well as reviewed the scorecard you will receive as a participant.

Please click here to view a recording of the webinar.
Click the image below to download the PDF.

 2017 AIM PAR Survey Webinar.JPG

 Click the image below to download a PDF of the

2015 NAMIC and WICT Survey Highlights.

2015 TH Slides.jpg

Underwritten by:

Supported by WICT Chapters Nationwide


text:
Google Earth Free 3.0.0395[BETA] 2

Discussion in 'other software & services' started by hayc59, Jul 17, 2005.

Thread Status:
Not open for further replies.
  1. hayc59

    hayc59 Guest

    Google Earth Free 3.0.0395 BETA 2 Released
    The program lets you do smooth sailing flybyes of the entire Earth. You can easily fly to any spot on the globe, by entering any associated data, like street addresses, place names or lat/long coordinates. There are overlays that put additional information on the map, like roads, international boundaries, terrain, 3D buildings, crime statistics, schools, stadiums, any number of interesting stuff.You can do Local searches in the program, with icons on the map and a display on the side showing your results. You can leave notes, called “placemarks” all over the map, so you can remember where all sorts of places are. Searches and placemarks can be saved as bookmarks in “My Places”. Everything can be output in an XML format called KML, that will allow the vast popularity of Google Maps to continue in Earth. You can also email a JPEG of the map, or send a KMZ file if you know the recipient has Earth installed.Google Earth is free for personal use. No registration is required.
    What's new in Beta 2
    Screenshot: Google Earth
    Download: Google Earth Free
  2. chachazz

    chachazz Updates Team

    Apr 23, 2004

    Attached Files:

  3. chaos16

    chaos16 Registered Member

    Feb 14, 2005
    Re: Google Earth Free - Beta 3.0.0548

    would they ever make google earth a clearer and we would be able to see better?
Thread Status:
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text:
White House Wins Crypto Vote

White House Wins Crypto Vote

White House Wins Crypto Vote

Just one day after a joint university-corporate team cracked the government's standard 56-bit encryption code, the Senate Commerce Committee on Thursday approved a bill that would write into law the current Clinton administration limits on crypto exports involving software stronger than 56 bits.

"This is the height of irony," said Robert Holleyman, president of the Business Software Alliance, an industry lobbying group that has expressed a strong preference for rival legislation that scraps the export limits. Holleyman said the committee "went ahead and voted without having a clear understanding of the issue."

In addition to the restrictive export provisions, the Secure Public Networks Act would also set up a system of domestic key recovery. The bill is co-sponsored by Senators Bob Kerrey (D-Nebraska), John McCain (R-Arizona), Ernest Hollings (D-South Carolina), and John Kerry (D-Massachusetts) and was introduced earlier this week.

"Privacy and security will not be achieved with this head-in-the-sand approach," Jerry Berman, executive director for the Center for Democracy and Technology, said after the committee vote. Berman cited a recent study by 11 encryption experts that a federal - or global - key recovery system is unreliable and unfeasible. "The key recovery concept is vaporware," he said.

In response to that study, one of five amendments to the bill accepted by the Commerce Committee called for the National Institute of Standards and Technology to study the feasibility of creating such a vast system of storing data on virtually every person involved in electronic transactions.

An amendment introduced by Kerry would create an advisory board on encryption export, made up of four government officials - from the FBI, CIA, National Security Council, and the Office of the President - and four industry representatives. The board would advise the president on changing technologies and to decide whether and when to change crypto-export policy.

"It would guarantee rapidly that we will not be disadvantaged in the market," Kerry said.

But at least one senator on the committee was not so sure.

"Let's deal with the reality of the business world," said Senator Conrad Burns (R-Montana), whose own data legislation, Pro-CODE, though widely supported by the high-tech industry and privacy groups, has been swept aside by the new bill. "You're going to be a day late and a dollar short."

And Senate Majority Leader Trent Lott of Mississippi expressed concerns over the new bill, saying that he doesn't think "we let this percolate quite enough."

Industry leaders said after the committee meeting that the idea of such an advisory panel showed how out of touch the government can be with the business world.

"Who are we kidding?" asked John Scheibel, vice president and general counsel for the Computer and Communications Industry Association. Last month, Scheibel, noted, Sun Microsystems announced a deal for overseas marketing of encryption software made by a Russian firm because of administration export controls.

The confusion among legislators over high-tech issues such as encryption became clear when, bizarrely, some senators started referring to the issue of online pornography in conjunction with encryption policy.

"I think Senator Burns' bill is the freest approach for us to compete on the open marketplace, but I do want to protect our children from pornography," Senator Kay Bailey Hutchinson (R-Texas) told the committee. McCain, who is chairman of the Commerce Committee, agreed. "I must do what I can to protect people from child pornography and illegal gambling" on the Internet, he said.

But it was perhaps Senator John Ashcroft (R-Missouri) who made the connection between safeguarding electronic commercial transactions from prying eyes and shielding children from porn on the Net most plausible: "We're not going to outlaw photography because someone takes dirty pictures. People use it for good things and bad things - and it's the same with encryption."


text:
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Smoked Turkey Kabobs

This combination of Nueske's Smoked Turkey, pineapple, and cherry tomatoes make this a come-back-for-more appetizer.

Prep Time: Cook time: Total Time: Serves:
20 Minutes 10 Minutes 30 Minutes 4

  • 1 1/2 lbs Nueske Smoked Turkey, diced into 1/2-inch cubes
  • 16 pineapple chunks (fresh or canned), diced into 1-inch cubes
  • 16 cherry tomatoes
  • 16 green olives
  • 1 cup brown Sugar
  • 1/2 cup honey
  • 1/2 cup orange Juice
  • 1/2 cup pineapple Juice

1. Combine brown sugar, honey, orange and pineapple juices; mix well and set aside

2. Alternate smoked turkey, pineapple, olives, and cherry tomatoes on skewers

3. Broil 5 inches from heat for 7-10 minutes, turning often

4. Baste liberally with honey mixture after each turn

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Raṇañjaya, aka: Rananjaya; 2 Definition(s)

Raṇañjaya means something in Hinduism, Sanskrit. Check out some of the following descriptions and leave a comment if you want to add your own contribution to this article.

In Hinduism

1a) Raṇañjaya (रणञ्जय).—A son of Kṛtañ(m)jaya, and father of Samjāya; of the Bṛhadbala (Bārhadbalāyana, Bhāgavata-purāṇa) dynasty.*

  • * Bhāgavata-purāṇa IX. 12. 13; Viṣṇu-purāṇa IV. 22. 7-8.

1b) A son of Vrāta.*

  • * Vāyu-purāṇa 99. 287.
Source: Cologne Digital Sanskrit Dictionaries: The Purana Index

about this context:

The Purāṇas (पुराण, purana) refers to Sanskrit literature preserving ancient India’s vast cultural history, including religious ceremonies, various arts, sciences and historical legends. The eighteen mahāpurāṇas total over 400,000 ślokas (metrical couplets) and date to at least several centuries BCE.

General definition (in Hinduism)

Raṇañjaya (रणञ्जय):—Son of Kṛtañjaya (son of Barhi). He will be born in the future and become a king. He will have a son called Sañjaya. (see Bhāgavata Purāṇa 9.12.13)

Source: Wisdom Library: Hinduism

Relevant definitions

Search found 4 related definition(s) that might help you understand this better. Below you will find the 15 most relevant articles:

Sañjaya (सञ्जय).—Charioteer and minister to King Dhṛtarāṣṭra. Sañjaya narrated the eve...
Śākya (शाक्य):—Son of Sañjaya (son of Raṇañjaya). He will be born in the future and be...
Raṇa, (Vedic raṇa, both “enjoyment, ” and “battle. ” The Dhtp (115) only knows of ran as a soun...
Kṛtañjaya (कृतञ्जय).—Son of Barhi, and father of Raṇamjaya.** Bhāgavata-purāṇa IX. 12. 13...

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SBT Personal Loan – EMI Calculator & Interest Rates

Personal Loan Rates EMI 2017 366 views

Personal Loan

Quotes from 18 banks | Instant Approval | Maximum Loan Eligibility

    Almost done, few more details required.

    Looking for funds and want to fulfill your wishes? Well, look no further as State Bank of Travancore is here with its Personal Loan product that has a perfect combination of low-interest rates and higher loan amount. Whatever be the purpose or occasion, SBT is ready with attractive personal loan offers to let that happen in the nicest way possible. Be it your marriage, education, abroad traveling, business expansion or anything, you can get a customized loan offer. This loan comes with an attractive rate of interest, low processing fee, flexible repayment options, and other alluring features. So, without any further delay, let’s know everything about State Bank of Travancore Personal Loan in detail.

    SBT Personal Loan Details:

    Interest Rate12.60%-13.85% p.a.
    Loan AmountUp to ₹10 Lakh
    Tenure5 Years
    Processing Fee1% of the loan amount
    GuaranteeOne Employee of the same organization or any other person acceptable to the Bank
    Must Read  Will a bank give me a Personal Loan ?

    Eligibility Criteria for SBT Personal Loan

    • Age at least 21 years and 3 years before the retirement date of the borrower
    • Applicant should be an existing customer of SBT
    • All permanent employees of Central/state govt. schools, Colleges, Universities recognized by UGC/Central/State/Quasi Government, PSUs, Defence Personnel
    • Applicant must have worked for a minimum 1-year period
    • All employees in Private Sector Companies whose salary account is maintained with us and with a minimum service experience of 3 years.
    • Minimum net take home income of ₹20,000 (Government Employees) and ₹10,000 (Corporates)

    Know Your Eligibility for SBT Personal Loan

    When it comes to Personal Loans, State Bank of Travancore has the best of all the personal loan schemes available in the market. Having said that, the bank has placed certain eligibility criterion on the basis of which it provides the maximum loan amount. Let us understand the loan amount eligibility with the help of an example below.

    You are working in a reputed glass company and bringing home a salary of about ₹90,000 each month. With the debit of expenses, the eventual amount you end up with is ₹45,000. The amount will be viewed as your savings and thus will play a vital role in the bank deciding the quantum of loan. The bank will take recourse of the personal loan eligibility calculator to decide the amount. But before this happens, the bank will shift its focus to the calculation of per lakh EMI. Get your eyes below to find the calculation.

    Amount-1 Lakh

    Loan Tenure-5 years
    Rate of Interest-12.60%-13.85% p.a.
    Per Lakh EMI-

    Must Read  What are the Factors that Affect Personal Loan Tenure

    So, your personal loan amount would thus be calculated as follows-

    Rs.1 Lakh x 45000/2255=₹19.95Lakhs and ₹1 Lakh x 45000/2319=₹19.40Lakhs

    So, your personal loan amount eligibility would be approximately ₹19.40-19.95 Lakhs

    SBT Personal Loan EMI Calculator

    An EMI is a sum of interest and principal which is payable each month on personal loan. So, now you must be wondering how SBT calculates your EMI on your personal loan. It’s the EMI calculator that SBT will rely upon to calculate the monthly installments. All the bank does is to feed loan amount, interest rate and tenure. The result comes not only the calculation of EMI, but also the revelation of interest outgo and the total liability over the repayment period.

    For example, you require a fund of ₹5 lakhs urgently for a period of 5 years. At current interest rates of 12.60%- 13.85% per annum, the EMIs, interest and total payment will be ₹11,274-11,595, ₹1,76,465-1,95,717, and ₹6,76,465-6,95,717, respectively, during the course of your personal loan journey with SBT.

    In the below table, you can also know your EMI, interest and total amount payable on the same amount of loan for different tenures.

    Table showing EMI, interest outgo and total amount payable on your personal loan

    Loan Amount
    (in Rs.)
    Loan Tenure
    (in Years)
    Interest Rate
    (in p.a.)
    (in Rs.)
    Total Interest Outgo
    (in Rs.)
    Total Amount (EMI+Interest)
    (in Rs.)
    5,00,000112.60%- 13.85%44,565-44,85834,778-38,2995,34,778-5,38,299
    5,00,000212.60%- 13.85%23,677-23,97168,250-75,3055,68,250-5,75,305
    5,00,000312.60%- 13.85%16,751-17,0521,03,029-1,13,8876,03,029-6,13,887
    5,00,000412.60%- 13.85%13,315-13,6261,39,105-1,54,0316,39,105-6,54,031
    5,00,000512.60%- 13.85%11,274-11,5951,76,465-1,95,7176,76,465-6,95,717
    Must Read  South Indian Bank Personal Loan

    Amortization Table

    YearPrincipal Payment
    (in Rs.)
    Interest Outgo
    (in Rs.)
    Balance Amount
    (in Rs.)
    5126,637-129,397 8,801-9,902

    Documentation Required for State Bank of Travancore Personal Loan

    Salaried Self-employed
    Duly Signed Application Form with PhotographDuly Signed Application Form with Photograph
    Copy of Passport/Voter ID Card/Driving LicenseCopy of Passport/Voter ID Card/Driving License
    Processing Fee ChequeProcessing Fee Cheque
    Last 3 Months Bank Statement/6 Months PassbookLast 3 Months Bank Statement/6 Months Passbook
    Latest Salary SlipLatest Bank Statement
    Current Dated Salary Certificate with Latest Form 16Latest ITR or Form 16

    Features & Benefits of SBT Personal Loan

    • Higher Loan Amount
    • Convenient Loan Repayment Options
    • Both Residential and Commercial Property accepted as collateral
    • Quick loan approvals
    • Attractive Interest Rates


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Northwest Lower Michigan 3-D Nautical Wood Chart, Large, 24.5" x 31"

$ 388.00

WoodChart's beautiful map of Northwest Lower Michigan. A 3-D nautical wood map featuring the northwestern portion of Michigan's Lower Peninsula.

Points of Interest Include:

Beaver Island, Charlevoix, Grand Traverse Bay, Lake Michigan, Leelanau Peninsula, North Manitou Island, Petoskey, South Manitou Island, Straits of Mackinac, and Sturgeon Bay.

Our wood charts are made from Baltic birch and have a solid wood frame. They come ready to hang and we will provide free shipping within the continental United States.

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2005 Cadillac SRX HID Kits & LED Headlights

2005 Cadillac SRX HID and LED Lighting

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GoPro GoPole Evo Transparent Floating Extension Camera Pole

Code: GA0212
  • £39.90
Item in Stock | Usually dispatched within 24 hours
Same Day Dispatch Order Before 3pm Mon-Fri
Free UK Delivery On All Orders
30 Day Return Policy We Have Made The Process As Simple As Possible
Worldwide Express Delivery We Offer DHL International Express Delivery
As Rated on Trustpilot Customers Rate Yakwax "Excellent"
  • 14-24" Floating Extension Pole
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  • Extremely Lightweight (5oz)
  • Waterproof (197’/60m)
  • Floats Camera & Accessories
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  • Capture 180° POV Shots
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  • Includes Smart Remote Clip (WIFI Remote Control Not Included)

Transparent, telescoping & floating! Evo is an extension pole and floatation device made for GoPro® cameras. When capturing selfies, the transparent design of Evo makes it seemingly disappear.
2-Stage telescoping design makes the Evo compact and portable at only 14" retracted. Watertight twist lock allows the Evo to extend up to 24"

Attach your smart remote with the removable remote clip to control your GoPro® from your fingertips
Attach the included wrist-strap to secure to your wrist during high action filming

Dimensions: 13.78" x 0.98" x 0.98"
Weight: 5 oz
Materials: Transparent Plastic, Rubber, Stainless Hardware
Sku: GPE-10

In the Box

    1x Evo
    1x Hi-Torque Thumbscrew
    1x Wrist Strap
    1x Wi-Fi Remote Clip

This product is 100% compatible with all GoPro® HERO Cameras.

*wifi remote control not included. Only the mount is.

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FREE Standard Delivery - Free (UK Mainland Post Non Trackable 3-5 working day delivery)
1st Class Delivery - £2.90 (UK Royal Mail Non Trackable 2-3 working days but NOT guaranteed)
Special Delivery - £9.90 (Need your order quick? UK Mainland Royal Mail 24 - 48 hour Trackable Service)

Europe and Republic of Ireland

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DHL International Express: £19.90 (1-2 days)

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About Paypal

PayPal is a safer, easier way to pay and get paid online. The service allows anyone to pay in any way they prefer, including through credit cards, bank accounts and buyer credit or account balances, without sharing financial information.

PayPal has quickly become a global leader in online payment solutions with more than 164 million accounts worldwide. Available in 190 markets and 17 currencies around the world, PayPal enables global ecommerce by making payments possible across different locations, currencies, and languages.

PayPal has received more than 20 awards for excellence from the Internet industry and the business community -most recently the 2006 Webby Award for Best Financial Services Site and the 2006 Webby People's Voice Award for Best Financial Services Site.

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