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Tejas Academy is no. 1 B.Tech coaching in Delhi. It provides quality tuitions for all subjects and all semesters for all streams of B.Tech. Subjects like Applied Mathematics, Applied Physics, Circuit Systems, Electrical Science, ADA, DSP, CA, DCS-1, II , CG, C++ etc. Our tutors are highly qualified, we provide printed notes to all students and we offer guaranteed success to all regular and reappear students. We offer B.Tech tuitions for all subjects and semester for universities like IPU, MDU, DTU, DCRUST, SHARDA univ, UPTU, MTU, Rajasthan Univ, K.U etc.Amrit is B.Tech Faculty of Tejas Academy taking Circuits & Systems.

Are you searching for B Tech coaching in Delhi? Are you taking help from any time pass teacher or any school level teacher for clearing your B Tech subjects. Teachers of such type will waste your money and your precious time. Come to Tejas Engineers Academy for B Tech coaching classes in Delhi. Tejas Engineers Academy is no. 1 B. Tech coaching classes provider in Delhi. We have a team of highly expert and special teachers who only take B Tech coaching classes in Delhi from last 15 years. We have developed an expertise in the area. We provide B Tech coaching classes for universities like MDU, IPU, UPTU, MTU, PTU, Sharda University, Amity University etc.

We take B Tech coaching classes for subjects like Engineering Mathematics, Engineering Physics, Engineering Chemistry, Engineering Mechanics, Electrical Technology, Analog Electronics, Circuits and systems, Signals and systems, EMFT, Electro Magnetic Field Theory, Electromechanical Energy Conversions, Communication system Engineering, Digital circuits and systems, Digital Electronics, DCS-2, Control Engineering, Advanced Control Engineering, Digital Communication, Digital Signal Processing, Digital Image Processing, Neural Networks, Linux, Artificial Intelligence, Computer Networks, Computer Graphics, ADA, Embedded systems, Microcontroller 8051, Microprocessor 8085 and Microprocessor 8086.

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If you are a passout student having backlog in one or more subject and not having time to study then no need to worry. Tejas Engineers Academy offers special coaching for working professionals on weekend and regular basis on late evening time after work. These classes are provided on individual basis and full assurance is given to clear the subject in one attempt. If you are a working professional having backlog in one or more subjects then come to Tejas Engineers Academy for a demo class today.

Analog Electronics

We Provide expert coaching for Analog Electronics -1, 2 and 3 for all universities like IPU, MDU, UPTECH, PTU, Amity, Sharda, MMU, etc. Analog Electronics is a core subject of almost all B Tech branches. We have 3 Faculties for taking Analog Electronics. They are expert teacher of reputed engineering colleges in India. Syllabus of Analog Electronics comprises of Basic Semiconductor physics, Diode, Diode applications, Special purpose diodes, BJT, Load line concept, Biasing stability, JFET , MOSFET, Common source amplifier, hybrid pi model etc.

Circuits systems

Circuit system is also known as Network Theory in some universities. It is a core subject of all disciplines of engineering branches. It is a tough subject in which paper contains tough numericals. This is core subject of GATE exam also. It is not just about KCL and KVL but there are tough problems like Supermesh Analysis and Supernode Analysis. Normal school level teachers will not be able to teach you these concepts. Come to Tejas Engineers Academy for perfecting your concepts in Electric circuit analysis. We are a group of postgraduate Engineers some of our faculties have Doctorate in Engineering.

Digital Circuits and Systems

Digital circuit system is a core subject of GATE exam in CSE as well as ECE. It is also a core subject of most of engineering disciplines. There are tough concepts like Tabular Method, Design using Multiplexers, FPGA block programming, etc. These concepts are very hard to understand in self study. Come to Tejas Engineers Academy, we are a group of Postgraduate and Doctorate Engineers and some of us are regular faculties of Engineering colleges. No one can explain you these techniques more easier than us.

Computer Architecture involves studying the devices inside a microcomputer and their interfacing. It includes detailed flow charts of device operations and computer micro control programs. Subject is difficult to understand by self study. It is a core subject of GATE in CSE/IT discipline and hence it requires a special attention. It is generally included in the 5th semester of B.Tech degree. Large amount of backlogs are created in this subject because student take this subject lightly and they think that they can cover it. If you have a backlog or finding difficulty in this subject then come to Tejas Engineers Academy. We assure you to clear this subject in first attempt with distinctions.

VLSI is a core subject of electronics and communication engineering. It contains very complex theoretical derivations and Numericals of MOSFETs. Derivations and Numericals are very difficult to understand and remember. Every year more than 40% of student get backlogs in this subject. Hence it is recommended to join its coaching. We have highly expert college faculty to teach this subject. We will throghouly explain you complex derivations and give you tips to remember the formulaes and to solve complex numericals.

DSP is also known as Degree Stopping Paper. It is a core subject of almost all branches of engineering in 3rd year. It includes complex calculations of FFT, convolution and Digital filter design algorithms. This is one of the difficult subject of B.Tech and mass backlogs are created in this subject every year. Most of the students come to us after getting backlog, we guarantee to clear this subject in one attempt. It is highly recommended to join coaching for this subject. Our faculty has 15 years of teaching this subject in Engineering college. Tricks and tips will be provided for easily remembering and understanding the complex algorithms of Filter Design.

  • I am an engineering student currently studying in second year (3rd semester). I was very weak in Mathematics while in school and I found myself totally unable to understand mathematics in college lectures. Last year I joined regular course in Tejas Engineers Academy for Applied Mathematics-1, and immediately I found increase in my understanding level. I cleared all my internal tests with full marks and scored 80% in final exams. I am highly thankful to Tejas Engineers Academy.

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  • This year in May-2014 I got backlog in six subjects, three in 3rd semester and three in fourth semester. I was having a chance to clear these subjects 20 days after end term examinations. I was totally depressed and it was impossible to prepare for the exams in just 20 days. I was totally hopeless because earlier I was not able to understand these subjects by self study. Then I made a contact with Tejas Engineers Academy where they assured me to understand these subjects in depth and to prepare for the final exams in just 20 days. Thanks to highly experienced faculty, I completed my course in just 15 days and solved about 10 previous year papers and gave test. It resulted in boosting my confidence to give my exams and finally I cleared all six exams in distinctions. I am highly thankful to Tejas Engineers Academy.

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  • From the starting of fourth semester we were not able to understand the EMFT subject in college lectures. Subject involved complex mathematics and difficult numericals. I and my friend got only 6 and 5 marks in internal and we were hopeless to clear the subject. Just 3 days before the finals we joined Tejas Engineers Academy. It was amazing that we cleared the subject with brilliant colours and me and my friend got 67 and 70 out of 75. Thanks to Tejas Engineers Academy.

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The rise of OTT applications and the threat to SMS

It has been said on more than one occasion that SMS has had its day.  According to Informa, the volume of OTT messaging traffic is set to be twice that of Person-to-Person (P2P) SMS messaging by the end of 2013, and with over 19.1bn OTT messages sent last year, OTT applications are beginning to have a substantial impact on SMS traffic and revenue.

The overall trend is certainly significant, and it would be very easy to say there is little to no life left in SMS but that’s just not the case.  From our experiences with operators, the feedback they have given us simply doesn’t support the argument that SMS is dying, which is backed up by Informa who highlight that SMS revenues will continue to increase until at least 2016.  One of the main reasons that the “SMS is dying” message is still being proliferated is, in part, due to the hype surrounding OTT applications and their increasing popularity.

Even with the growing popularity of OTT services, in the short term the market will still rely on SMS, but operators do need to start thinking about how long they can tolerate losing revenue to OTT players.  Ovum has said OTT messaging applications will cost operators $32.6billion in lost revenue in 2013.  Operators need to start thinking about what they can do to provide additional services that rival the likes of Whatsapp, and from what we have seen so far, it looks as though they’re on the back foot.

SMS goes above and beyond messaging

One of the major benefits of SMS over OTT is that it is device agnostic.  OTT messaging apps are closed user groups that rely on users having the same application installed to communicate with each other.  Furthermore, they entirely rely on the user having access to a smartphone capable of running the application, along with a data connection that is provided by network operators.  Text messages on the other hand can be delivered in areas where there is little or no data signal and can be used far beyond just simple P2P messaging.  Individuals, organisations and M2M applications are all able to deliver SMS messages to anyone on any network, in any country, and at any time.  This really shows the diversity, strength and opportunities that SMS can provide.

Opportunities exist in Machine-to-Machine communications where SMS can be used in a device triggering role which could be used in fleet management, as an example, or using SMS to trigger data connections.  There is a plethora of opportunities within the M2M space, and this will grow massively within the next two to three years, because there are so many different applications for it.  M2M is becoming an industry buzzword, and once you realise the scope of opportunities it’s easy to understand why.  The technology already exists, but for M2M to really catch on within telecoms it needs to be driven by the big systems integrators and operators.

Certainly within the enterprise mobile messaging market, SMS is fast becoming one of the best ways to communicate with customers.  Text messaging in particular is valuable to enterprises who know that SMS is a secure and reliable method of communication that is virtually guaranteed to be delivered and received.

SMS is de facto choice in emerging markets

What is most interesting about the battle between OTT messaging applications and SMS is that it simply does not exist within developing markets yet.  Relatively low smartphone penetration, alongside the lack of affordable data bundle plans, means that SMS is still the de facto choice in emerging markets.  In our experience, we have actually seen that some of the most progressive services that are deployed via SMS have come from emerging markets, compared to the European market.

The rise of OTT messaging applications has been swift and is changing the behaviours of mobile subscribers, but we see a great longevity in SMS due to the ways and concepts of providing new services.  There is a place for OTT apps alongside SMS; they are not necessarily in competition.  OTT apps have limited functionality beyond simple P2P communication, whereas there is still a lot of potential yet to be unlocked through SMS, and with an estimated 3.3billion users globally, the reach of text messaging will drive increased use by enterprises.

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16 Jul 2013, 8:41 a.m.

I have been working in the SMSM business since 1998 in Omnitel --- Vodafone, so I know this crap well. Sincerly I am appalled to see that people have not yet undestood that the fat cow era is GONE... and it is gonna be damn difficult to force feed the craop that there is a business model behind SMS in the age of IP connectivity. Let's just look at the logic ! WHY whould I have to deal woth store and forward, CIMD2-SMASI, mobile originated, XMPP etc etc when ALL I NEED is a GOOD low latency IPv6 connection? and what about just IP V6 on a LTE with a backup using a Viprinet on GPRS of A DIFFERENT operator so it will be IMPOSSIBLE to have a down ?
And WHAT ABOUT M2M ??? whre yiu have to process BILLIONS of "messages", does any one really believe this crap ill hold it togheter at christmas 2015 when an expected TWENTY BILLION "messages" will be flying around....?
The sooner the marketing overpaid idiots realize they got to REALLY CREATE VALUE for the custiomers the better it will be and so long overcomplex, costly and ultimately UNSCALABLE ARCHITECTURE SMS dinosaurs. !!!

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Is 2013 proving to be the year of 4G?

Now that we’re well into 2013 we can see that over recent months 4G has been playing heavily on the minds of service providers.

The auction’s been settled and the key players have each been awarded a slice of the 4G pie, so now it’s time to look at what this will really mean for the telecoms landscape and its customers.

It’s no doubt that the introduction of 4G is exciting but real consumer take-up is not going to be rapid because customers are locked into contracts, tariffs are high and devices limited. What service providers will be doing now is intensifying efforts to pre-empt customers moving to new services in late 2013 and early 2014.

And this increased focus on customer retention could see a revolution in how service providers reduce churn. Historically, departing customers were met by the exit team but the real change now that the licences have been awarded will be how customer experience and value is managed by everyone, including the churning customer. Each person in the chain becomes a retention agent. Now we’ll see a departing customer given the capability to build their own retention package and service providers making proactive personalised offers based on the lifetime value of that particular customer.

The B2B line of business is rapidly becoming a growth lever for service providers. The digital enterprise customer can use fast, ubiquitous networks to enhance efficiency, reduce cost bases and outsource business processes that do not deliver competitive differentiation. That brings a dependency on communications service providers that can do much more than provide connectivity and voice minutes. At the very least, CSPs must offer compelling, converged services that reach deep into the IT service world with cloud services, storage and outsourced technical support. We have even heard of a CSP being asked to provide ambulance services as part of a corporate contract.

But a surge in large enterprise deals is going to put a huge strain on service providers because current systems for complex order management simply aren’t fit for purpose. What’s there currently tends to be a retrofitted one size fits all consumer system that’s insufficient for handling multi-national, multi-departmental relationships. The impact of getting enterprise customer experience wrong is at least twofold. The high value represented by each, individual order means the financial impact it would have on a service provider if things didn’t go well would be significant. Furthermore they would need to invest enormous capital in planning and building the networks required to fulfil these massive orders, again leaving potential for huge revenue losses.

So as 4G becomes commonplace across the UK and more cities get the go-ahead, it’ll be interesting to assess how the different service providers go about coping with the change. We’ll have to watch this space but reducing customer churn will, as always, remain a topmost priority.

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Tallinn TV Tower invites great towers illuminate in the colours of the Estonian flag

On 24 February 2018, the Republic of Estonia turns 100 years old. Tallinn TV Tower invites all WFGT members around the world to illuminate their great monuments in the colours of the Estonian flag: blue, black and white.

The Tallinn TV Tower is Estonia’s highest building – the tower reaches 314 metres. The purpose of the Tallinn TV Tower foundation is to offer quality tourism, cultural and recreational services at the TV Tower and marketing the TV Tower as an international sight and experience tourism destination. The renovation of the TV Tower was supported by the Ministry of the Interior and the Enterprise Estonia measure for developing cultural and tourism sites of national importance, and co-financed by the European Regional Development Fund. The total cost of the renovation was 6.6 million euros. The TV Tower was reopened on 4 April 2012.

From 1 January 2013, the Tallinn TV Tower is an official member of a prestigious organization, the World Federation of Great Towers.

We kindly ask you to send us photos of grand monuments and landmarks that have been lit up: blue, black and white in addition to using the hashtag:  #teletorn  #EV100

Follow www.teletorn.ee

Estonia is the smallest and most Nordic of the Baltic countries in the northeast of Europe. With a population of 1.3 million, Estonia is one of Europe’s least densely populated countries. As the nation is in the midst of its first centenary celebrations, everyone is invited to be part of the greatest Estonian birthday party yet.
The Republic of Estonia celebrates its 100th on 24 February 2018 but no state is born in a day. The Estonian statehood emerged as a result of many key historic events, all of which merit commemoration. For that reason, this incredible event is being celebrated over three years.

The celebrations kicked off in April 2017 to mark a century since Estonia’s administrative borders took their current form, it will peak with events on a number of important dates taking place throughout 2018 and 2019, and come to a grand finale on the 2 February 2020 when the 100th anniversary of the Tartu Peace Treaty will be honoured.

One of the most important milestones in the history of this country is being highlighted by the Estonia 100 programme, bringing together all Estonians, Estonians living abroad, and friends of the country. We believe in celebrating together and the programme offers exactly that. Over 1 000 events and 800 gifts, both here in Estonia and abroad, already wait to be enjoyed. However, the official programme will stay open for all new ideas until the end of the celebrations.

Along with traditions, the concepts of progress and innovation are just as important for Estonia. After all, we are the country of Skype and e-residency. The aim of finding balance and synergy between the old and new, as well as heritage and innovation is our unfolding story. At the root of things is the deep connection to our history and at the top is a story of future and possibility through development and new technologies. This is reflected in the Estonia 100 programme – you can discover contemporary Estonian art and architecture or hike through the ancient forests of the country; feel the deep passion of Arvo Pärt’s music or get lost in the beats of new Estonian electronic music; take part in local folk traditions or immerse yourself in new ideas at a variety of hackathons.

During the anniversary year, Estonia will bring its culture to more than 30 locations around the world, but the greatest gift you can give is your time. Visit Estonia! Everyone is invited and everyone is most welcome.

Follow www.EV100.ee/en

Ürituse plakat

  • 24.02.2018
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Shraddha Kapoor yet to watch Saaho!

Thursday, September 19, 2019 - 10:00

Shraddha Kapoor said that she didn’t watch her own film ‘Saaho’ yet. ‘I have seen the film during dubbing process and bits and post-production but I am yet to watch it on a large screen,” she informed the media. ‘Saaho’ marked her debut in Telugu.

Shraddha Kapoor said she was upset with the reviews and felt that the movie is going to be a dud. “But people have gone and watched the film in large numbers. Bad reviews are no longer going to affect the movie’s prospects anymore,” she said pointing out the collection of the movie in North India.

The Hindi version of ‘Saaho’ is a hit. She also said that she enjoyed every bit of working for this mega-budgeted movie.


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Special Nonexistent Furniture

SKU #: UBIL1047
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Light Timber Cannery Bridge Display Cabinet

You Save: $150.00 (27%)

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  • Description

    Create a beautiful focal point in your home with the simple design and charm of this display cabinet. Its spacious top surface provides you with ample room to display all your favourite home décor items - a vase full of flowers, an accent lamp, decorative knick-knacks or a sweet smelling candle - or use it as a TV stand that accommodates up to a 42” TV. Behind its framed, safety-tempered glass doors is a large adjustable shelf for you to store and display anything from books and organizing baskets to collectables and picture frames. It has room for it all. It makes a great addition to any room in your home.

    • Material: laminated patented particle board, tempered glass
    • Designed & made in the USA
    • Accommodates up to a 42" TV
    • Weight capacity: 22kg or less
    • Adjustable shelf behind each framed, safety-tempered glass door
    • Quick & easy assembly with patented slide-on mouldings
    • Safety straps included
    • Warning! Unanchored furniture can tip over. This furniture should be anchored to the wall to protect against toppling - we recommend customers use the supplied fixing devices to secure this furniture.
    • Recommended Assembly Time: 1 Hour

    Product Details:

    • Assembly Required: Yes

    • Overall: 77cm H x 104.4cm W x 44.4cm D

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    • Overall 77cm H x 104.4cm W x 44.4cm D

    • Assembly Required: Yes

    About the Manufacturer

    Sauder Woodworking Co. is North America’s leading producer of ready-to-assemble (RTA) furniture and one of the top five residential furniture manufacturers in the United States. American–made and environmentally conscious, all Sauder® products are manufactured from sustainable sources and is Rainforest Alliance Certified.

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Very clear instructions made this cabinet an easy task to put together. Very sturdy and the colour is exactly right .

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Very Happy, took a little bit to put together, looks just like picture, service excellent. Thanking you Temple and Webster

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Very nice cabinet and holds quite a bit

The first one we got wouldn’t close properly and it was a nuisance we had to pull it apart to return then reassemble the replacement which was perfect and went together far better . Very happy with cabinet

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When you buy a Light Timber Cannery Bridge Display Cabinet online from Temple & Webster in Australia, we make it as easy to have it delivered to your home in Melbourne, Sydney or any major city.
If you have any questions about your purchase or any other Bookcases & Shelving Units for sale, our customer service representatives are here to help.Whether you just want to buy a Light Timber Cannery Bridge Display Cabinet or shop for your entire home, Temple & Webster has everything you need.

SKU #UBIL1047 Light Timber Cannery Bridge Display Cabinet is also sometimes listed under the following manufacturer numbers: 420334

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Marton Fucsovics vs Miomir Kecmanovic

ATP Doha, Qatar Men Singles
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N. Matches: 32
Surface: Hardcourt outdoor
Prize: 1.313.215 $
Last Winner: Gael Monfils
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Roger Federer speaks positively of Marton Fucsovics after Australian Open clash

Roger Federer's sensational winner against Fucsovics

ATP Australian Open: Roger Federer tops Marton Fucsovics to write history

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Marton Fucsovics: I wanted to keep it low against Denis Shapovalov

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  • Earth piggy back facility converts 3-wire set into 2-wire set
  • For use with single and multi function testers
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Twenty-six years ago this month, Michael Morton sat inside a Williamson County courtroom, accused of murdering his wife, Christine, while then-D.A. Ken Anderson argued passionately before the jury that the Austin grocery store manager should be convicted and sentenced to life in prison. Yesterday, the roles were reversed. This time, it was Anderson—now a state district judge—who sat at the defense table. With his head bowed for much of the proceedings, Anderson listened to testimony that will help determine whether or not he should face criminal charges for allegedly withholding evidence that could have helped Michael prove his innocence at his 1987 trial.

A court of inquiry into Anderson’s alleged prosecutorial misconduct began yesterday with Michael Morton taking the stand. Trial lawyer Rusty Hardin—who is serving as the inquiry’s “attorney pro tem,” and who must present witnesses and evidence to state district judge Louis Sturns to determine if an offense has been committed—asked Michael about several documents that have come to light which his defense lawyers never saw at trial. They included a transcript of Michael’s mother-in-law informing an investigator that her three-year-old grandson had told her that he had witnessed the murder. The boy told her that “a monster”—not his father—had beaten his mother to death, and Michael’s mother-in-law in turn told law enforcement what her grandson had said. Michael explained that he had never known of the transcript until his attorneys uncovered it in recent years under an open records request. “It was a complete shock to me,” he said.

Michael also recounted how the late Williamson County sheriff, Jim Boutwell, had focused on him as the prime suspect from the very beginning. “I felt like I was collapsing into myself,” Michael explained, of learning that his wife had been bludgeoned to death in their bed. “I was mechanically answering questions.” He described being reunited with his three-year-old son, Eric, hours after the killing. “He was very distraught…” Michael said, his voice choking with emotion before he trailed off. Much of his testimony that followed centered around Eric—specifically how much of the murder, if any, the boy had witnessed, and what, if anything, he had told Michael about the man he saw at the crime scene.

What were the nearly 25 years he had spent behind bars like, Hardin later asked Michael? “Brutal,” Michael replied. “But after a couple of decades I got used to it.”

“What did you get used to?” asked Hardin.

“I got used to lack of privacy, restriction of movement, violence, the forced associations, the lack of” —he paused for a moment to compose himself—“seeing my son. The million and one little things that you take for granted that you can’t even imagine: clothes that are comfortable, people who are honest, food that tastes good, a comfortable bed to sleep in.”

What was his reaction, Hardin wondered, when he learned that Anderson might have held back exculpatory evidence such as the transcript of his mother-in-law calling police?

“I was stunned,” Michael said. “Why? For what purpose? What motivation?”

Anderson did not register any visible reaction to Michael’s testimony. He kept his head down, his eyes focused straight ahead of him. Behind him, the courtroom was jammed with rapt spectators and local attorneys who slipped in between court appearances to listen. One of the observers included Lou Bryan, a local schoolteacher who served on Michael’s original jury back in 1987. State senator Rodney Ellis, who has led the charge for criminal justice reform in Texas, was also in attendance, as was Innocence Project co-director Barry Scheck. Caitlin Baker—whose mother, Debra Baker, was murdered two years after Christine—also observed the court proceedings with family members. (Recently discovered DNA evidence links the crime scene of Debra Baker’s murder and the Morton murder to a drifter named Mark Alan Norwood, who will stand trial this March for killing Christine.)

Even after everything he had been through, Hardin asked, how did he manage to not be consumed by bitterness?

“Grace of God,” Michael said. “I don’t want revenge. I don’t want anything ill for Judge Anderson. But I also realize that there are consequences for our actions and there needs to be accountability. Without that, everything falls apart.”

And what did he want the court of inquiry to accomplish, Hardin asked?

“I ask that you do what needs to be done,” Michael said, directly addressing Judge Sturns as he wiped away tears, “but at the same time, to be gentle with Judge Anderson.”

Anderson’s attorney, Eric Nichols, deftly debunked one of the principal accusations that Michael’s attorneys at the Innocence Project have made over the past year and a half: that an old phone message in the sheriff’s file seemed to indicate that Christine’s credit card had been used two days after her murder in San Antonio, and that law enforcement had not followed up on the tip because investigators were so certain that it was Michael who killed her. In fact, Nichols showed that Christine’s wallet had never been stolen at all, but had instead been taken from the crime scene by investigators from the Texas Department of Public Safety. To prove his point, Nichols showed DPS photos of Christine’s wallet and her credit cards to Michael and asked him to identify them.

But Hardin was unimpressed. Whether the phone message in the sheriff’s file was accurate or not was irrelevant. “The file is replete with stuff they should have let the defense attorneys have to decide whether they were things that were helpful to have,” he stated toward the end of the afternoon, adding that the state appeared to have routinely withheld critical items from the defense. “The fox doesn’t get to guard the hen house, and that’s what I’m seeking to prove here,” he stated.


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 Summer is upon us and that means fun in the sun. Wait. Where is that guy? He's been MIA for a while. Instead, his pal Torrential Texas Downpours has been hanging around a lot, occasionally with his own bullying pal, Texas Tornadoes—and yet we still haven't managed to shake this drought. Good thing there's ice cream, right? Oh, wait. That's been MIA too. Okay, I guess it's time to go for a walk and enjoy all the fine flora and fauna this state has to offer. What's that you say? The horned toad, our state reptile, is also reported missing? What is going on here?! Next thing you'll tell me is that A&M's Corps of Cadets is now helmed by a woman. Oh, my word! Is it end times?! Probably not. (Also, for the record, a big Aggies thumbs up to Alyssa Michalke and the Corps.) So since we’re likely not facing apocalyptic doom, you should have plenty of time to read our June issue, now up on texasmonthly.com. Learn more about the Google-esque video search engine that helps Jon Stewart and John Oliver skewer politicians and celebrities. Or why you shouldn't invite a history buff to your viewing party of Texas Rising. Or the backstory of Urban Cowboy, including snappy bits of cocktail chatter like how Deborah Winger almost wasn't cast as Sissy and Patrick Swayze's mom was the choreographer for the film. Or, If, like me, you were reading this and zeroed in on the word “cocktail,” might I suggest you try this one from the Pappas Bros. Steakhouse in Dallas. But leave the getting smashed to avocados, which are best when one applies a little pressure to them. Elsewhere on texasmonthly.com, experience the wonder that is advice from everyone's favorite bongo-playing Texan, Matthew McConaughey (including gems like he is his own best friend, he hates the word "unbelievable," and those No Fear t-shirts from the nineties were peddling lies). Watch a video of what is arguably the most aggressive school bus driver in Texas. Wrap your head around the fact that up to 4 percent of Africa's rhinos could soon be your neighbor. And stop to consider the reaction to the #WacoThugs involved in the Twin Peaks shooting. If you only like to handle your Texas Monthly live and in the flesh, might we suggest buying a ticket to the Urban Cowboy screening that will be taking place at the Alamo Drafthouse Ritz in Austin, a guaranteed-to-be-memorable evening featuring Johnny Lee, that crooner who was "Lookin' For Love" in all the wrong places? Or get your seat at the table for a masterful meal made by Underbelly's Chris Shepherd and Ronnie Killen of Killen's Barbecue? Perhaps you prefer your dose of Texas Monthly in 140-character bites. In which case, follow us on Twitter, if you don't already. (And all of our other social media accounts, too. We promise we won't overshare.) And as always, if you see something (wrong with the site), say something (to me). I’ll just be over here rooting for the Rockets (Clutch City, baby!).

Jack Rains, whom some may remember as a former Secretary of State during the Bill Clements years, sent this commentary by Rush Limbaugh to his (Rains’) e-mail list. It pertains to the county-by-county map of the election (click on image for full map). I will comment following Limbaugh’s observations. You know, it’s interesting, I saw today the final county map, red state, blue state map by county, and if you just landed here from Mars, and you looked at that map, you would swear the Republicans won this thing in a landslide, if you didn’t know where the population centers are. I guarantee you by county and by square mileage, we skunked ’em! But then you look at the coasts, you look all up and down the Left Coast, you look all up and down the East Coast, until you get past New Jersey and Maryland, DC, even Virginia, three counties in Virginia won it for Obama. Those three counties are microscopic on the map. But it’s just amazing. The population centers feature big cities, of course, and people who live in big cities are largely Democrat, and I don’t know, for example, how many conservatives are going to want to move to a place like California. Look at the tax rate in California. How many conservatives who don’t already live there, want to move to New York? I mean, you need a great job, a lot of money to live there. Besides, conservatives don’t Balkanize themselves. They live their lives; they want to be happy and so forth. Liberals are the ones that organize in little communes and cliques and cities and so forth and only want to hang around with each other and themselves. We’re not that way in many regards. In some parts of the country that happens to be the case, but this map is just stunning. And I’ll tell you something else that’s stunning. If you look at the counties, what I call the Hispanic border states, you go up the border of Mexico with Texas, the only blue counties in Texas, other than one outside of Houston, are right on the border with Mexico, and then you go into New Mexico, same thing, go into Arizona, pretty close, same thing, you go to California, you can see the Hispanic vote. You can see where it’s gone. It’s all blue. Well, not all, but I mean, it’s just amazing. * * * * My response: There is nothing amazing about this map. It is the inevitable result of the Republican party’s rigid adherence to faith-based and cultural values. Stem cell research is the canary in this coal mine. When the president of the United States imposes a religious-based restriction on the search for knowledge and scientific progress, he and his party have placed politics and ideology above the public interest. The governor of Texas has done the same. A party that cares more about doctrine than about governing points itself in the direction of irrelevance. The map reflects what the Republican party has brought on itself. The GOP has become the party of rural America. The Democrats are the party of the cities. The division is not a neat one; the cities, after all, are populated by people who came from the countryside over several decades and brought their rural values with them. The antipathy of the countryside for the city is hardly new in American politics; it goes back to Jefferson, who believed that the yeoman farmer represented the American ideal. But the cities are where the voters are. Cultural issues will always be with us; how we live and what we value are important politically as well as personally. I do not question their legitimacy. I do question their primacy—and so should Republicans. The three “G’s” (God, gays, and guns) cannot sustain a political party over the long haul. Sooner or later, you have to govern. The Bush administration failed in Iraq and failed in New Orleans, and the country lost faith in the administration’s leadership and competence. The end of Limbaugh’s first paragraph is quite strange. “[C]onservatives don’t Balkanize themselves. They live their lives; they want to be happy….” “Balkanize” means to divide into ineffectual warring factions. So conservatives don’t balkanize themselves? How, then, do you explain the Republican base’s antipathy for anyone who shows independence—John McCain, for starters? Look at Texas, and the efforts to purge the so-called RINOs. As for conservatives wanting to be happy: Since when? Conservatives aren’t supposed to be happy. They’re supposed to be worried. What makes conservatives conservative is a dark view of human nature that leads them to fear change. William Safire, in his Political Dictionary, writes, “Abraham Lincoln called conservatism, ‘adherence to the old and tried, against the new and untried.'” More Rush: “Liberals are the ones that organize in little communes and cliques and cities and so forth and only want to hang around with each other and themselves.” Hmm…that sounds more like small towns to me. Everybody knows everybody else—and their secrets. What many people find attractive about cities is that you can, if you choose, be anonymous. You can shuck your past and re-invent yourself. Finally, Rush found Hispanic support for Obama to be stunning. What did he expect? The Republican party has done everything possible to alienate Hispanics, from building a wall to breaking up families. Perhaps he ought to read the platform of the Republican Party of Texas on the subject of illegal immigration: “No amnesty! No how! No way!” No wonder the Hispanic vote in Texas was around 70% Democratic.


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Amanda Shires carefully steps from one rock to another as she makes her way down the trail to the Res, a swimming hole in Sewanee, Tennessee. Hickory trees and various oaks loom overhead, and muddy patches of ground occasionally prompt Shires to take a short leap so she can avoid getting her shoes mucked up. It’s a sweetly bucolic scene, for sure. Or at least it would be, if there weren’t business to attend to.

“Yes, I’m finishing it up today,” she insists, speaking into her iPhone. “And don’t worry, you’re getting major thanks.” Logan Rogers, the president of Lightning Rod Records, is on the other end of the line. He’s sitting in his Nashville office working on the packaging of her forthcoming CD, Down Fell the Doves, and waiting for Shires to get the final version of the liner notes to him. She’s running a bit late.

Then she takes a call from her manager, Tim Bernett, to discuss an improbable collaboration with Wu-Tang Clan rapper Inspectah Deck that she’s trying to get him to arrange. There are other things to talk about—the music-streaming service Spotify wants her to create a playlist for its customers, which she’s been having technical difficulties doing—but the 31-year-old singer-songwriter-fiddler has reached the water’s edge, and it’s time to swim, so business can wait.

Shires spends countless summer afternoons at the Res. From September to May the Lubbock native lives in Nashville and focuses on her music. But for the past three summers, she has headed to Sewanee’s historic University of the South, where she’s getting an MFA. After a hard day of writing in iambic pentameter, these cool waters offer a nice respite.

“No one’s spotted any snakes today,” Shires says as she drifts along on a pair of foam noodles. Rattlesnakes and copperheads are not unknown around here, though Shires, who killed a rattler with a rock when she was a teenager, is probably less terrified of snakes than most people.

Still, danger lurks in these waters, or just along them. Two years ago, Shires and some friends came here for a swim and took turns swinging from a rope tied to a tree that overhangs the Res. When it was Shires’s turn, just before she leaped, she joked, loud enough for everyone to hear, “Hey, I just got health insurance!”—and promptly caught the ring finger of her left hand in the rope, breaking it in three places.

Today she has three screws in the finger, and it doesn’t work quite the way it used to. A few years ago, that could have been a career-ending condition; until then, Shires had been defined by her fiddle playing. Her relationship with the instrument goes back to 1992, when she and her father, Terry, stopped at a pawnshop in Mineral Wells and she spotted an old fiddle on the shelf. “My dad is a hunter and a fisher, and he wanted to negotiate down some prices,” she explains. “It was a trip we made regularly, but this time I saw the fiddle. My family didn’t go to a lot of concerts, and I said, ‘What in the world is that?’ I held it, and it was so mysterious. I told my dad I had to have it. He wasn’t a guy who would get me things, but for some reason he was like, ‘If I get this, will you learn how to play?’ ” She said yes. “Later that day we went to his buddy’s house—I had a fiddle, he had a new knife to show his buddy—and I sat on the porch trying to play it. I broke all the strings.”

Latching onto the violin was, perhaps, Shires’s attempt to gain some stability in her life. Her mother, Marguerite, was eighteen when she had Shires, and she and Terry split when Shires was four, forcing their daughter to divide her time between Lubbock and Mineral Wells. For Shires, the violin was one of the few constants in an adolescence marked by a rotating cast of stepparents and churches (she jokes that she’s “the product of six divorces and four or five baptisms”), and her devotion to it—as well as her mother’s unwavering support—paid off. Suzuki lessons didn’t work out too well, but the western swing of Bob Wills was a revelation, and as a teenager Shires joined his legacy group, the Texas Playboys, where she stood out in a sea of much older men. “That’s where I learned how to improvise,” she says. “You learn the songs, and then they let you play whatever you want for eight bars. And I would be like, ‘Wow, that’s amazing, how did you make your solo do that? Why can’t mine do that?’ It opened up a whole new thing: how to express yourself, how to underline a song.” Shires became an in-demand sidewoman, backing up Texas legends like Billy Joe Shaver and Gary P. Nunn. She was a fiddle player, full stop.

But that began to shift ten years ago, when she was touring with Shaver. “Billy Joe and I were doing this long drive in Texas, from somewhere to somewhere, and he said, ‘Put on that fiddle record of yours.’ ” Shires had just made a demo to send to prospective employers, which included two of her own songs that she had sung on, to show bandleaders she could do that too. When the CD was over, Shaver told her she should be a songwriter. At first she thought it was his polite way of firing her, until she realized he was sincere. “It was really nice of him,” Shires says, “because I’ve heard a lot of horror stories about what he tells other people.”

It took a while for Shires to have as much confidence in herself as Shaver did. But her bandmates in the Lubbock alt-country group the Thrift Store Cowboys encouraged her to write more, and she realized she had found something that called to her as powerfully as the fiddle. “I wanted to write songs, like Billy Joe Shaver said,” she says. “One day I’ll write one as good as his.”

In 2008 Shires decided she’d had enough of playing other people’s music and moved to Nashville to establish herself as a singer and songwriter. The first album she recorded there, 2009’s West Cross Timbers, was still in a squarely rootsy vein, but Sew Your Heart With Wires, a collaboration that same year with the songwriter Rod Picott, slightly moved the needle.

The real change came with 2011’s Carrying Lightning, which, like her previous albums, was self-released—and unlike them drew the sort of attention that doesn’t usually accrue to artists who put out their own music, including raves from NPR, Garden & Gun magazine, and Texas Music magazine, which named her its Artist of the Year. The higher profile made sense: Carrying Lightning is a songwriter’s record that found Shires edging away from her roots and entering the territory occupied by Americana artists like Lucinda Williams and Josh Ritter. Her violin is present, but its mournful sound is a far cry from the spryness of western swing fiddling.

Down Fell the Doves, her first release on a real label, is an even more radical break. From the first track, “Look Like a Bird,” which is made up almost entirely of a one-note drone, a sampled drumbeat, ghostly guitar notes, and Shires’s fiddle and multitracked voice, it’s clear that she has burned off the last vestiges of her western swing heritage, which makes sense to the eight thousand or so people who follow her on Twitter, where she’ll often give a shoutout to Radiohead or 2Pac or the National. “When you’re making your own music rather than working for somebody else, you have more freedom to make noise,” she says. “You don’t get fired for it.” Logan Rogers thinks that Shires is now part of a sorority of artists, such as Neko Case and Cat Power, who transcend categories like country and Americana. You don’t need the full use of your left hand’s ring finger to make a record like this.

Though you do need to have lived a bit. After Carrying Lightning came out, Shires experienced a classic annus horribilis: in addition to breaking her finger, she broke up with her longtime boyfriend and saw the violin she had played for fifteen years fall and break into shards onstage. Down Fell the Doves is appropriately dark, though Shires resists the notion that the record is a downer. She even insists that the suicide song “Box Cutters” (“Fall from a tractor / into the blades / The sun comes up / Just your bones remain”) is funny. “I think sometimes admitting things just makes them lighter,” she says. “I’m a fan of the dark, but I’m not really a dark person at all. When a bad thing happens, there’s only one way to get rid of it—in a song.”

In the midst of her broken year, Shires got involved with the alt-country artist Jason Isbell, a former member of the popular Southern rock group Drive-By Truckers. Isbell and Shires seem to bring out the best in each other artistically—they tour together and play on each other’s albums and record for the same label. But Isbell had been a bad drunk for a long time; that’s one reason he’s a former Drive-By Trucker. “Eighty percent of the day he was a person I didn’t know,” Shires says. “But I loved and adored the other twenty percent.” It was Shires who finally helped get Isbell into rehab—a harrowing story in her telling—and she’s proud that he’s been sober for more than eighteen months. “Now I get the person that I was in love with eighty percent of the time,” she says. “The other twenty percent he needs coffee or food.” They married in February.

Signs of the couple’s conflicted relationship—or perhaps of one of Shires’s previous relationships, or maybe just some other couple’s; she’s not telling—are all over Down Fell the Doves, in lyrics like this passage near the end of the album that you could imagine one of her poetry professors appreciating:

He overturned the silver fountain
Now its water’s running mud
And ruined all reflections
And ruined my love.

“Words are my deal right now, even over music,” says the part-time literature student, clasping a marked-up copy of James Joyce’s Ulysses and her scrawled-over sketchbook. “I love ’em. I love the way they sound. I love what they mean.” And there’s music in them too. “I love what they sound like without knowing what they mean.”


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I develop websites and content for websites related to embassies from around the world. See more pages and content about Thai embassies from around the world. From Canada to Nepal all Thai embassies have been listed here. See the other websites listed on the sidebar for US, Canadian and British embassies. If there are address changes or Embassy contact details changes then please email me on my profile on Google+


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Direct Grant

The Direct Grant program helps associates who are facing financial hardships, tragedies and unexpected difficulties due to no fault of their own. Typically, the grant will assist with past due basic living expenses due to an unforeseen circumstance such as death, natural disaster, fire, illness, injury or unanticipated increase in family size. The Direct Grant may also assist with unemployment of an associate or spouse that is due to a lay-off or company closure ONLY or an unexpected sale of home or foreclosure due to no fault of their own.

An associate must have a qualifying circumstance and, as a result, does not have the ability to maintain their basic living expenses. If approved, a Direct Grant pays up to $10,000 of living expenses. If you think you may be eligible for a Direct Grant, see the Grant Eligibility Quick Test below or talk to your manager.

In order to receive a Direct Grant, the circumstance causing the hardship must take place during the associate's employment with The Home Depot.

The associate must have a qualifying event AND a qualifying expense, and having one without the other generally means the situation does not meet the set criteria for a Direct Grant. If an associate’s situation does not qualify for assistance through the Direct Grant, please consider a Matching Grant as an alternative option. Guidelines establishing the qualifying events and expenses are defined by The Homer Fund’s Management Board.

For more information regarding qualifying circumstances for a Direct Grant CLICK HERE

Do you still have questions? Visit the Direct Grant FAQs page


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Musical Tastes: Nature or Nurture?

Studies of remote Amazonian villages reveal how culture influences our musical preferences.

Diana Kwon
Feb 28, 2017

SWEET SOUNDS?: Ricardo Godoy tests the auditory preferences of a Tsimane’ man in Bolivia.ALAN SCHULTZ, BAYLOR UNIVERSITY

Deep in the Amazon rainforests of Bolivia live the Tsimane’, a tribe that has remained relatively untouched by Western civilization. Tsimane’ people possess a unique characteristic: they do not cringe at musical tones that sound discordant to Western ears. The vast majority of Westerners prefer consonant chords to dissonant ones, based on the intervals between the musical notes that compose the chords. One particularly notable example of this is the Devil’s Interval, or flatted fifth, which received its name in the Middle Ages because the sound it produced was deemed so unpleasant that people associated it with sinister forces. The flatted fifth later became a staple of numerous jazz, blues, and rock-and-roll songs.

Over the years, scientists have gathered compelling evidence to suggest that an aversion to dissonance is innate. In 1996, in a letter to Nature, Harvard psychologists, Marcel Zentner and Jerome Kagan, reported on a study suggesting that four-month-old infants preferred consonant intervals to dissonant ones. Researchers subsequently replicated these results: one lab discovered the same effect in two-month-olds and another in two-day-old infants of both deaf and hearing parents. Some scientists even found these preferences in certain animals, such as young chimpanzees and baby chickens.

“Of course the ambiguity is [that] even young infants have quite a bit of exposure to typical Western music,” says Josh McDermott, a researcher who studies auditory cognition at MIT. “So the counter-argument is that they get early exposure, and that shapes their preference.”

McDermott and his colleagues decided to investigate whether a preference for consonant tones was truly a hardwired trait by testing musical preferences in the Tsimane’, whose limited access to television and radio gives them minimal exposure to Western music.

They asked 64 Tsimane’ villagers how pleasant they found a series of recorded and synthetic tones, and found a surprising result: unlike participants in the U.S., in a nearby rural town, and in La Paz, the capital of Bolivia, they could hear the difference but did not show any preference for consonance over dissonance. Even when the team repeated the experiment with a separate group of 50 villagers using modified versions of their own tribal songs, they found the same results (Nature, 535:547-50, 2016).

During multiple recording sessions with the Tsimane’ musicians, the team learned some of the unique qualities of the tribe’s music that could have contributed to their distinctive musical preferences. “One of the things that’s really interesting about their music is that . . . unlike most other cultures, they don’t do group performances,” McDermott says. “That was one of the reasons why they were an interesting test group for this question, because we had reason to think that they would not have experienced harmony before, at least not in a significant way.”

We know that there are different contributing factors, and we know that musical exposure is important, but we don’t understand exactly how.—Nori Jacoby,
Columbia University

But not everyone is convinced by McDermott and his colleagues. “I don’t think it proves that preferences for consonance are not biologically driven—I think that it probably has a strong biological component, but that doesn’t mean experience can’t overcome it,” says Laurel Trainor, a neuroscientist who studies auditory development at McMaster University in Ontario, Canada. Trainor adds that even in Western cultures, people differ in how much dissonance they like—jazz musicians, for example, are more likely to enjoy dissonant chords because they play them so often.

“I think at the moment the evidence is still in favor of a consonance preference being potentially innate,” says Zentner, who is now at the University of Innsbruck in Austria. “But if this [study] were to be replicated with different stimuli and in other similar remote cultures, it would clearly call this biological theory into question.” But regardless of what future work reveals, he says, the group is doing important work, as cross-cultural studies—especially in remote groups unexposed to Western music—are rare.

McDermott has gone back to the Amazon with Nori Jacoby of Columbia University to see whether there are cultural differences in how we perceive rhythms as well. To reveal the Tsimane’ people’s internal biases, the pair asked participants to listen to a series of random beats and repeat them until rhythms emerged. When they compared these results to those gathered from US participants, they found that people from both cultures shared preferences for the simplest rhythm intervals, such as 1:1:2, where the third beat is twice the length of the first two (one clear example of this is the opening sequence of “Jingle Bells”).

However, some biases intrinsic to Americans were not found in the Tsimane’, and vice versa. These differences corresponded to the characteristics of the cultures’ music. For example, the 3:3:2 ratio, which, according to Jacoby, is commonly found in Western pop music, was uniquely preferable to listeners from the U.S. (Curr Biol, doi:10.1016/j.cub.2016.12.031, 2017).

“We know that there are different contributing factors, and we know that musical exposure is important, but we don’t understand exactly how,” says Jacoby. “One of the things that we are really excited about is to repeat the same experiment in multiple cultures.” For now, the researchers plan to return to Bolivia to conduct further investigations with the Tsimane’. A question Jacoby says he hopes to answer on his next trip is whether the tribe’s rhythmic biases are due to the types of song that the Tsimane’ sing.

McDermott is interested in finding out whether the Tsimane’s preferences change over time, especially as more Western music gets introduced into their villages. “There’s quite a bit of modernization, [and] the Bolivian government is trying to wire up their villages with electricity,” McDermott says. “I think there will be potentially big changes that will happen, which could be interesting to track.”


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Three best pizza stones

Steph Coelho

A pizza stone isn’t necessarily made of stone, but all of them are intended to be heat-resistant because the best way to cook pizza is in a very hot oven for a short amount of time.

It's so easy to pick up the phone and have a pizza delivered to your door in under an hour, but many delivery pies are unhealthy and expensive. Making pizza from scratch is a rewarding way to satisfy that nagging craving for dough, sauce, and cheese, but without the right tools, you can end up with a soggy mess. A pizza stone helps create that coveted crunchy crust without sacrificing the soft, bready interior. Make pizza the right way and you'll seldom pick up a delivery menu again.

Considerations when choosing pizza stones

Material: Pizza stones are made of clay, ceramic, cast iron, or cordierite. Clay is best for achieving a crispy exterior, but it takes a while to preheat. Cordierite is incredibly heat resistant and unlikely to crack like some other materials. Ceramic heats evenly but cracks easily if not properly preheated.

Size: Are you feeding a hungry family of five, or do you intend to bake mini pizzas just for yourself? Check that the diameter or dimensions are appropriate for your needs. The larger the pizza stone, the more expensive it will be.

Pizza stone features

Handles: Not such a coordinated cook? Choose a stone with handles to make it easy to get out of the oven and bring to the table to serve your family or guests.

Accessories: Some stones come packaged with accessories, such as a recipe book, pizza peel to slide the pizza on and off the stone, and cutter for slicing up your pie for serving. (Be careful not to cut the pizza directly on the stone's surface, though, because the blade could damage the stone). A pizza stone that's sold with these products will usually be more expensive than one sold on its own.

Durability: Certain pizza stones are designed to withstand a bit of rough handling. Some features to look for if you want an incredibly durable stone are rust proofing and thick enamel. Stones with these features fall in the premium price range.

The importance of preheating: Preheating is a critical step when baking pizza with a stone. Skipping it can cause your product to crack irreparably. To preheat your stone, put it on the lowest rack of your oven and then preheat the oven. Avoid using cold ingredients on a preheated stone because this can also cause it to crack.

Q. Can I use a pizza stone to bake anything else?

A. Yes. Any number of baked goods can be prepared on a pizza stone. Just be careful when baking anything that's cold, such as frozen appetizers or chilled cookie dough. Placing cold items on a hot stone could cause it to crack.

Q. How do I wash my pizza stone?

A. Soap and other cleaners should be avoided. Instead, wipe down your pizza stone with warm water. If in doubt, check the manufacturer's instructions. Pizza stones should not be placed in the dishwasher.

Q. Can I use my pizza stone on the barbecue grill?

A. Absolutely! Pizza stones are designed to withstand high temperatures, and the grill is the perfect place to cook up a gourmet pie. A grill gets extremely hot, though, so make sure you have a long peel to slide your pie onto and off your stone. You might also want to invest in some heat-proof gloves.

Pizza stones we recommend

Best of the best: Old Stone Oven Rectangular Baking Stone

Our take: A foolproof pizza stone for the novice and veteran chef alike.

What we like: Sticking frozen foods on this stone won't cause cracks, and it's made of the same stuff you'd find in a regular pizza oven.

What we dislike: Big, heavy, and a little cumbersome.

Best bang for your buck: Cuisinart Alfrescamore Pizza Grilling Stone

Our take: A reasonably priced pizza stone from a reliable brand.

What we like: Super-durable cordierite construction is thermal and shock resistant, quick heating, and not overly heavy.

What we dislike: Scattered reports of food sticking to the surface.

Choice 3: Wilton Perfect Results Ceramic Stone

Our take: Low-cost option with high-heat tolerance.

What we like: The ceramic can withstand up to 550°F, and the stone has convenient handles.

What we dislike: Prone to thermal shock. Not the best choice for cooking frozen foods.

Steph Coelho is a writer for BestReviews. BestReviews is a product review company with a singular mission: to help simplify your purchasing decisions and save you time and money. BestReviews never accepts free products from manufacturers and purchases every product it reviews with its own funds.

BestReviews spends thousands of hours researching, analyzing and testing products to recommend the best picks for most consumers. BestReviews and its newspaper partners may earn a commission if you purchase a product through one of our links.

Distributed by Tribune Content Agency, LLC.


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Arabian Horse World Championships - Paris 2012 DVD

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Product Description

World Championships - Paris 2012 - 7-9 December 2012

Set 1:

Disc 1: Female: Yearling A&B, Junior A

Disc 2: Female: Junior B, Senior A&B

Disc 3: Male: Yearling A&B, Junior A&B

Set 2:

Disc 4: Senior Male A&B, Championships – Yearling & Junior Female

Disc 5: Championships – Senior Female, Male: Yearling, Junior & Senior

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text:
S. Awoniyi

Existing studies on welfare schemes in Nigerian Churches have focussed on the political and economic perspectives, neglecting the ethical dimension which has a stronger basis in the Bible. This study, therefore, examined the welfare scheme of the Church of Nigeria (Anglican Communion), Osun State, Nigeria as evidence with a view to assessing their method of generating welfare resources, as well as their implementation and monitoring strategy against the provision of the Bible on welfare ethics. Data were obtained through interviews, observation and questionnaire. In-depth interviews were conducted with 90 randomly selected key informants including 12 clergy, 24 poor members of the church, 18 welfare scheme officers and 36 beneficiaries. Four welfare schemes were observed between 1991 -2012 in a total of 30 Anglican Churches in major towns in Osun State. A total of 600 copies of the questionnaire were purposively administered to beneficiaries, church members and welfare scheme officers. Out of these, 550 were retrieved and analysed using percentages. The Church of Nigeria (Anglican Communion) generated resources for welfare schemes through compulsory  levies, donations, annual harvest proceeds, offering collection ,tithes/offering and foreign assistance .Four categories of welfare schemes were adopted: Health care delivery, vocational rehabilitation, micro-credit loans, and women’s empowerment. One implementation strategy was adopted, namely, social advocacy. The church utilized sensitisation mechanism, widow retreat workshops, free health campaign, radio/television programmes and supportive counselling. Welfare scheme for the Church of Nigeria offered socio-economic benefits to members of the Church, but they were weakened by limited human coverage, insufficient funds and poor monitoring. These call for moral reorientation on the part of stakeholders in order to inculcate the ethics of justice and fairness as enshrined in the Bible.

Christian, Church of Nigeria, Osun state, poverty, welfare scheme.

Full Text:

Akande, L.B. (2005). An Examination of Poverty in Nigeria: A Christian Perspective. In Ade P. Dopamu, (Eds.). God: The Contemporary Discussion. The Nigerian Association for the Study of Religions. Ilorin: Decency Printers and Stationeries Ltd., 534.

Aku, P.S., Ibrahim M.J., Bulus, Y.D. (1997). Perspective on Poverty and Poverty Alleviation Strategies for Nigeria Nigerian Economic Society, Department of Economics, University Ibadan.

Anselm Ado O.S.B. (2002). Nature Power: A Christian Approach to Herbal Medicine (Revised Edition). Akure: Don Bosco Publisher.

Atolagbe, M.O.B. (1990). Principles and Practice of Social Welfare. Ibadan External Program me Studies: The Department of Adult Education, University of Ibadan.

Constitution of the Social and Economic Development Commission of Osun Anglican Diocese (SEDECOAD) (2009).

Diocese of Osun (Anglican Communion) (1st Edition). (2007). Outline History of Churches in the Diocese of Osun (Anglican Communion). Osogbo: Safe Sight Publishers.

Dzurgba, A. (2006). Poverty in Africa Today: A Sociological Perspective. Adelugba, D. et.al. (Eds.).Wole Soyinka at 70 Festschrist, Lace Occasional Publications and Partners L0gistics Limited, 733-735.

Dzurgba, A. zurgba, A. (2007). Contemporary Ethics: Theory and Issues. Ibadan: John Archer’s Publishers.

Federal office of Statistics core Welfare Indicators Questionnaire Reports Osun State.

Maduagwu, A. (2000). Alleviating Poverty in Nigeria Africa, http://www.afbis.com/analysis/alleviating poverty.htm assessed.

Ministry of Information, Information Division, Osogbo, Ila 6/14, 3-5.

National Economic Empowerment and Development Strategy (Needs), Abuja 2005.

Nnamani, C., (2005). Poverty in Surplus: Water, Water Everywhere, a Little to Drink. In Daily Sun -Justice Chike Idigbe Memorial Lecture, Faculty Law, Obafemi Awolowo University, Ile-Ife.

Obadan, M. T. (2003). Poverty Alleviation Policies and Strategies, Training Programmes Report. African Capacity Building Foundation, National Centre for Economic Management and Administration Report in Nigeria.

Olupona, J.K. and Falola, T. (1991). Contemporary Religious Terrain. Olupona J.K. and Falola T. (Eds.). Religion and Society in Nigeria: Historical and Sociological Perspectives. Ibadan: Specrum Book Limited, 31-40.

Olupona, J.K. (2009).Understanding Poverty and its Alleviation in African Diaspora. P.J. Paris (Ed). Religion and Poverty: Pan African Perspectives. Durham: Duke.

Omosade, J.A. and Dopamu. P.A. (1997). West African Traditional Religion. Ibadan: Oniboneje Press Ltd.

Osun State Annual and Investment Digest, Osogbo: Incorporating Database Vicin Link, Nigeria Limited 2006.

Oyelana, A.S. (1996). Attempts at Church Ecumenism in Nigeria (1909-1965). Orita: Ibadan Journal of Religious Studies Vol. XXVII/1-2, 36-39.

Oyinlola, O. (2007). Let’s Move Forward. 16th Anniversary Address by the Osun State Governor on Monday 27th August, 2007.

Peschke, K.H. (1992). Christian Ethics: Moral Theology in the Light of Vatican 11 Volume 2 (Revised Edition). India, Bangalore.

Popoola, B. T.O. (2009). Women’s Vocational Centre of all Saints Cathedral, Oke-Onitea Area, Oba road, Osogbo.

National and State Provisional Total of Census (2006). Published in the Federal Government’s Extraordinary Gazette, no. 4 of 19th January 2007.

The Cathedral of All Saints (2009). Report of Achievement in the year 2008/2009 to the ‘Greater Chapter’, 2009.

DOI: http://dx.doi.org/10.18533/journal.v4i5.703

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Journal of Arts and Humanities (Print) ISSN:2167-9045

Journal of Arts and Humanities (Online) ISSN: 2167-9053

[Journal of Arts and Humanities previously published by MIR Center for Socio-Economic Research, MD, USA. From February 2018 this journal is published by the LAR Center Press, OR, USA]


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My current practice has two strands, which intermingle and overlap. I use drawing, printmaking and book making to look at human behaviour from autobiographical and global perspectives. But I also use interactions, interventions and events to play with and manipulate behaviour in order for it to be exposed. I am particularly interested in how self-esteem can be raised by small actions and how people react to invisible interventions.

Influenced by a number of painters and printmakers I try to give print a painterly quality, this is achieved by experimenting with the inking up process and cross mixing techniques. Colour is influenced by the old masters with their limited pallet and earthy colours.

Jain McKay

All images photographed by Mental Images ©Mental Images 2015

My new work could be read as a series of portraits of small children or as a commentary on modern civilisation; we think we are grown up but is humanity still in its early years, mere toddlers? As a species have we progressed no further than the second of Piaget's Stages of Cognitive Development? Egocentric, with an inability to see a situation from another person's point of view? Are we primitive and childish but believe ourselves to be mature adults?

Children of the Apocalypse, Asylum Art Gallery,
20 - 24 March, 10am - 4pm.
Private View: 20 March, 6pm - 9pm.

Twitter: @Jainmckay

21 Clifton Street

Chapel Ash

Wolverhampton WV3 0TZ

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La Moye Golf Club Jersey

La Moye is a challenging, though rewarding course, and suited to those that play golf fairly regularly. As a visiting golfer, tee times are best booked weekdays, but if you have to play at the weekends, afternoons are better. Early evening rounds are the most rewarding making the most of the sunset on this course that has spectacular views of St Ouens Bay. This is my favourite course on the island to play in the evenings, on a beautiful summer day.

Dress code and shoes are important at La Moye Golf Club, as it is a traditional golf course with strict etiquette. It has a no denim policy, shirts must have a collar and be tucked in, and you will need dress shoes to go inside the clubhouse.

While staying at The Atlantic hotel, you will have the opportunity to get a tee time at La Moye golf course. It will cost £40 for 9 holes and £75 for 18 holes. It is a tough course and there is a handicap limit of 24 for men and 30 for women. You will be able to get tee times after 9.30 am during the week, and after 2 pm on weekends. It’s always best to play on weekdays, if you can, as the weekends tend to be busy with members. I always love playing at La Moye in the early evening. There is no better course in Jersey to play golf and enjoy the sun setting, it is just incredible.

The course tends to be busy with different leagues on Tuesday mornings, Wednesday all day, and Thursday mornings so I would advise trying to avoid these times to make your round enjoyable.

You will be able to hire a set of clubs for £18 for 18 holes which include a trolley if you wish.

Course Description

La Moye is a links-style course set up in the cliffs of St Brelade with spectacular views of the five mile beach of St Ouen. It is on the west side of the Island so you will be able to witness some incredible sunsets in the summer. You will pass by The Atlantic Hotel on a few different holes on the front nine. It starts with a couple of par 3s in the first 3 holes, which makes it tricky, but you will be rewarded with some par 5s after that.

The 4th, 6th and 7th holes give you some spectacular views of the beaches, the back nine of La Moye golf course, and on a clear day you’ll be able to see Guernsey in the distance. It does have a tendency to be quite windy, so you need to take advantage of the holes that are set slightly more inland in the middle of the round. They tend to be a little more sheltered. The back nine is the tougher side as it has some longer par 3s and is a little more exposed to the windy conditions. The four final holes are the best in the Island in terms of golf, and views.

The 15th hole is a par 4 which runs alongside the sand dunes, and there is nothing obstructing your view of the beach. It is also a great hole as it tends to play shorter than the yardage, but isn’t a guaranteed birdie and requires some good course management.

The back tee on the 16th hole has the most incredible view you will see on a golf course and allows you to see Jersey at its best.

The 17th and 18th holes are tough, but great finishing holes. The 17th tee shot can play long into the wind, but the fairway is pretty wide and just needs a good drive. I always like to play the safe option with my approach shot here. The green is slightly elevated and surrounded by bunkers. If you miss to the left of the green you will be left with a very tricky chip. My advice here is to opt for the front right portion of the green no matter where the flag is.

I would suggest taking your medicine with the 18th tee shot. There are two pot bunkers down the left-hand side of the fairway which are always tempting to take on, but I usually play it safe and aim down the right side of the fairway. The second shot gives you a great view coming into the clubhouse where people can see you finish your round. I am always pleased with two pars to finish a good day at La Moye golf course.

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Practical Information

No of holes:

Opening times:
7:30 am - 10:00 pm

Ladies Yardage:

Course Type:

Par Gentlemen:

Par Ladies:

Trolley Hire:

Buggy Hire:
Only for medical purposes

Facilities - changing rooms / practice green / driving range etc:
Changing rooms with visitor lockers, practice green, driving range, and wedge/chipping area

Online Booking:

Club Hire:
Yes £18

Golf Shop:

Juniors allowed:

Dress code:
No denim or tracksuits. Collared shirts and golf shoes required, dress shoes required in the clubhouse

Handicap Requirement:
Yes, Men 24, Women 30|

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The 8 Best Personal Finance Software Options of 2020

Stay on top of all your expenditures

Our editors independently research, test, and recommend the best products and services; you can learn more about our review process here. We may receive commissions on purchases made from our chosen links.

Personal finance software and apps can help you master the basics, become more efficient at managing your money, and even help you discover ways to meet your long-term financial goals. Choosing the best personal finance software depends on your current financial needs. Some personal finance software can help you master budgeting and expense tracking, while others can help with investment portfolio management. Of course, your budget for personal finance software matters, too. Our list of the best personal finance software includes free and paid options to suit a variety of financial goals. So take a look and get your finances in order in no time.

The 8 Best Personal Finance Software Options of 2020

Best Overall: Quicken

Courtesy of Quicken

Having been around for several decades, Quicken is one of the most established personal finance software on the market. You can use the software to manage various aspects of your financial life from budget creation to debt tracking, savings goals, and even investment coaching. The software features Excel exporting, which allows you to manipulate and perform additional calculations on your data. One of the more advanced features includes bill paying, which allows you to set up payments for your bills right from the software. You can even use it to track the value of your assets to have an accurate calculation of your total net worth. The app is robust enough to manage both your personal and business expenses and even handles property management functions like rental payments from tenants. The software starts at $34.99 and is available for Windows, MacOS, iOS, and Android.

Best for Budgeting: Mint

Courtesy of Mint

Mint is one of the most popular budgeting and expense tracking tools. You can have the software pull in your bank and credit card information to analyze your spending and pinpoint areas where you can cut back to improve your finances. For more accountability, Mint allows you to set up alerts for things like due dates and low balances to keep you on track. These features help you avoid expensive fees on late payments and overdrafts from your bank account. If you’ve set up budget categories, Mint will give you real-time information about the amount you can spend on things like food and gas. Mint is free to download and use on iOS and Android devices, as well as desktop.

Best for Habit Building: YNAB

Courtesy of YNAB

You Need a Budget, or YNAB, is a personal finance software that’s aimed to help you improve your financial literacy as you manage your monthly budget. As you create your budget and manage your daily finances, the software provides you with tutorials that will help you tackle some of the tougher financial topics. If you’ve been struggling with bad financial habits, YNAB can help you break those through a few basic financial management rules.

The software automatically links to your bank account, integrating your spending information for analysis and budgeting tracking. You can keep tabs on how you’re tracking toward your monthly budget and take action if you’re overspending. It doesn’t include any investment tracking capabilities. YNAB offers a 34-day free trial that allows you to use the software while you decide whether it’s right for your personal finance goals. The full software is $6.99 per month ($83.99 per year).

Best for Zero-Based Budgeting: Mvelopes

Courtesy of Mvelopes

The traditional envelope budgeting system helps you stick to a budget by using envelopes to manage your money. Once you’ve broken down your budget, you put that amount of cash into different envelopes. So, if you budget $100 for gas for the week, you place that amount in a "gas" envelope. Once you’ve spent that $100, that’s it. Mvelopes takes this same approach to budgeting, except that it’s done digitally on your phone and computer rather than with physical cash.

Choose the financial goals that are most important to you, then add your bank accounts and set your income. Mvelopes will help you create a budget and set up your “envelopes.” The software tracks your spending and shows you what you’ve spent from each envelope to keep you on budget throughout the month.

The basic version starts at $6 per month, with the higher-priced options providing additional features and coaching options. You can try Mvelopes free for 30 days, too, before deciding which plan is right for you.

Best for Taxes: TurboTax

Courtesy of TurboTax

You may not necessarily need TurboTax to manage your finances throughout the entire year, but when it’s tax time, the software can come in handy. While it’s one of the pricier tax preparation tools, it’s also consumer-friendly, walking you through your tax preparation to help you accurately file your tax return. Entering your tax information is fairly simple—you can import your W-2 information from your employer or take a picture of it and the software will transfer the information into the form.

If you’ve used TurboTax in previous years, the software will remember much about your personal information and ask whether there have been any major changes. The most basic version lets you file your federal and state return for free if all you use is form 1040 with no attached schedules.

On the higher end, TurboTax Live connects you with a CPA or Enrolled Agent to give you personalized advice and answer questions about your tax return. Paid versions of TurboTax include a feature to help you uncover deductions you may not have known were available to you. While you can use TurboTax on the web, you can also download the software to your device for added security.

Best for Investing: FutureAdvisor

Courtesy of FutureAdvisor

If you’re a DIY investor looking for low-cost access to a financial advisor, FutureAdvisor is a great option. The investment software provides personalized recommendations to help you diversify your portfolio, which you can follow or not follow as you see fit. You're eligible to sign up for the software if you have at least $5,000 in investable assets. FutureAdvisor manages the assets you transfer into the account for a flat annual fee of 0.5% of the managed assets, billed quarterly at 0.125%. When you transfer your assets into the account, FutureAdvisor works to consolidate them into accounts with its partners, Fidelity or TD Ameritrade.

Best for Investment Advice: Personal Capital

Personal Capital
Courtesy of Personal Capital

Personal Capital allows you to manage all your financial accounts in a single platform. You can include your bank accounts, mortgage, and other credit accounts, plus your investment accounts, to have your complete financial picture right in front of you. If you have multiple accounts—as most of us do these days—using Personal Capital can save you from having to switch between multiple screens to understand where you stand.

If you have a portfolio of more than $100,000, you can get personalized financial advice based on your goals. While you’re charged a fee for this service, the financial advisors are obligated to provide you with advice that works in your best interest.

Use the software to tell whether you’re on track with your retirement and other investment goals. Even if you’re not quite ready to take advantage of the financial advisor, you can use Personal Capital to track your finances and investments in one place. The core software is free, but there may be fees for additional features.

Best for Spreadsheet Management: Tiller

Courtesy of Tiller

Tiller links to your checking, credit card, loan, investment and other accounts and exports the data into a Google Sheet where you can then perform your own calculations on the data and even download it into Excel. Tiller lets you choose from templates that organize your data for you or you can customize your spreadsheet to suit your needs. It'll also send you daily emails with a summary of your recent transactions and balances. The service costs $59 per year or $4.92 per month, but you can take advantage of the 30-day free trial to decide whether it's right for you.


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Investing in Switzerland

Exterior of the Credit Suisse headquarters on Paradeplatz in Zurich

Erik Tham/Corbis Documentary / Getty Images

Switzerland is one of the world's most popular safe-haven investment destinations. From its political neutrality to its banking secrecy, the country has a reputation for protecting valuables. But its strong economy, low national debt, low inflation, and low unemployment make it a relatively safe investment destination in its own right.

Despite this popularity, investors should be aware of a few key risks. The country's safe-haven status is no secret, which means that Swiss francs and securities can rapidly become overvalued during times of crisis. These actions can even lead to dramatic actions by the country's central bank like it's 2012 decision to tie the franc's value to the euro to curb its rise.

Investing in Switzerland with ETFs

The easiest way to invest in Switzerland is through the use of exchange-traded funds (ETFs), which let investors easily purchase a broad basket of assets in a single security.

It is worth noting, however, that some of these ETFs do not offer as much diversification as other international ETFs. For instance, just three stocks make up over 40% of the iShares MSCI Switzerland Index since it's weighted by market capitalization. The most popular Swiss ETFs include:

  • iShares MSCI Switzerland Index Fund ETF (EWL)
  • CurrencyShares Swiss Franc Trust (FXF)

Investing in Switzerland's ADRs

American Depository Receipts (ADRs) offer investors another easy way to invest in Switzerland by purchasing individual company stocks trading on U.S. exchanges. Purchasing individual stocks makes it easy for investors to gain exposure to specific areas of Switzerland's economy or individual companies within the country. And ETFs can be easily purchased with U.S. brokerage accounts, since the securities trade on U.S. stock exchanges.

The three most popular Swiss ADRs include:

  • Nestle SA (NSRGY)
  • Roche Holding Ltd. (RHHBY)
  • Novartis AG (NVS)

Investing in Swiss Stocks Directly

The last and most difficult option for investing in Switzerland is purchasing stocks directly on one of Switzerland's two main stock exchanges. The SIX Swiss Exchange is the country's largest exchange and home to most of the largest stocks, while the Berne eXchange caters to small and medium-sized companies, much like the AMEX or OTC Markets in the U.S.

Investors can find the 20 largest Swiss companies in the Swiss Market Index (SMI), which include companies like Credit Suisse (CSGN), Swiss Re (SREN), and UBS (UBSN) in addition to the three large ADRs listed in the previous section. Popular companies on the Berne eXchange include The Swatch Group, the world's largest watchmaker, and Valiant, a major Swiss regional bank.

When it comes to purchasing stocks on Swiss stock exchanges, there are some U.S. brokers that allow international trading on the stock exchanges, but others may be forced to open a separate brokerage account within the country. Investors should also be mindful of potential foreign taxes on their dividends and capital gains in certain cases.

Key Takeaway Points

Switzerland has become one of the world's most popular safe-haven investment destinations, but that popularity can sometimes lead to its currency and securities being overvalued during times of crisis. Investors can choose to invest through ETFs, ADRs, or individual company stock.

The Balance does not provide tax, investment, or financial services and advice. The information is being presented without consideration of the investment objectives, risk tolerance or financial circumstances of any specific investor and might not be suitable for all investors. Past performance is not indicative of future results. Investing involves risk including the possible loss of principal.


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reckless unicorn

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a truly all-natural organic cotton that is grown and harvested without any fertilizers and pesticides.

• 100% certified organic ringspun cotton
• Fabric weight: 5.5 oz/yd² (150 g/m²)
• 1×1 rib neck
• Shoulder seam finished with self-fabric tape
• Sideseam construction
• Double-needle cover-stitched seams
• Low environmental impact

Additional information

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Size Chart

Shirt Length (inches)2829303132
Shirt Width (inches)18 ½20 ½22 ½24 ½26 ½
Sleeve Length (inches)7 ½88 ½99 ½
Shirt Length (cm)7174767981
Shirt Width (cm)4752576267
Sleeve Length (cm)1920222324


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Natural / Bamboo Shades

Natural Shades are available in a wide variety of textures, colors and patterns allowing a truly custom look for your windows

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Enhance any decor with beautiful light filtering natural shades.

Add drapery side panels or a valance to complete the look.

The choices are vast and we can help you choose the perfect look for your windows.

Stop by our showroom or call us and we'll bring samples right to your home - no cost, no obligation.

Natural / Bamboo Shades sometimes referred to as Woven Woods provide light control, as well as privacy, without sacrificing style. You can transform any setting into your own tropical paradise, or for a higher-end look, you can match with drapery panels. Natural shades are a unique blend of wood, reeds, grasses and bamboo. Some Natural shade options combine many of these textures together, others use just one single material.

Natural shades are the perfect combination of traditional, casual styling and natural materials with an organic feel. Edge banding, decorative hems and trim options allow you to customize your shade to give your room the exact look you are hoping for. You also have the option of open knits or tight privacy weave for rooms in which controlling privacy is optimal, like a bedroom or bathroom. Options include top-down/bottom-up, and mounting two-or-three shades on one headrail.

  • Apr 25 2015