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Monthly Archives: August 2016

The Equity of God

_MG_2083I have been longing to write and share this brief narrative for a few months. In my consulting work through Saheli7, the primary thrust is equity. For me it is very important to attempt to live a congruent life. In other words, I believe it is a blessing when the elements within a person’s life navigate down a similar stream. By invitation I travel up and down California, seeking to help educators and organizations implement elements of equity in their schools and institutions. The kind of equity work I engage is racial; thus it is about making sure all racial groups (especially the underserved) have what they need to thrive and excel.

One day I was reflecting and measuring how my work in a school district, consulting business, and ministry harmonize and integrate. It was through these thoughts that I realized the complete work of God is about equity. Without engaging critically, we are conditioned to think about equality and not equity. The work and issuance of equality sounds just, fair, and righteous, but in actuality God does not operate in equality, He moves through equity.  The proverbial writer said, “He keepeth the paths of judgment, and preserveth the way of his saints. Then shalt thou understand righteousness, and judgment, and equity; yea, every good path” (Proverbs 2:8-9). In the Old Testament the Hebrew word for equity is meyshar and it means “evenness, levelness, and smoothness.” From and through a God-lens, in its purest form, equity operates out of love and provides what is needed as opposed to what is wanted. Theologically, divine equity is the ministry of providing what every person needs to reach their full potential in Christ, and not everyone needs the exact same thing or the exact dosage of a thing. The early church was full of members with diversified gifts and the same is true today. Not everyone has the same God-breathed talent – and even those who do are not given the same measure or manifestation. Equality is not the same as equity.544935_4698842679753_591176427_n
An example of divine equity is actualized through the case-study of parenting children. The Bible says Train up a child in the way he should go: and when he is old, he will not depart from it” (Proverbs 22:6). This means when raising a child or children, their unique tendencies, talents, and gifts must be cultivated. Love must always be applied with equality, but cultivation for efficacy and purpose is the work of equity. Every person seeking success cannot receive the exact same ingredients. We do not all need the same ingredient measurements. We all needed the cleansing blood of Christ, but all were not and are not drawn to Him the exact same way. With applied equity, some need more and some need less, but equity provides what is needed so a person can reach their full potential and not be left behind. The premise of equity also requires the understanding of mercy, grace, and generosity, so a person is not left feeling neglected because they did not receive the same thing as their neighbor.

In the story of the two lost sons in Luke 15, when the older son complained to his father about his younger brother receiving the honor of the ring, fatted calf, robe, and banquet invitation – his father said to him “And he said unto him, Son, thou art ever with me, and all that I have is thine” (Luke 15:31). In essence the father made clear that what he gave to his younger son upon his return, was not necessary or needed for the welfare and development of his older son. The father acted out of the divine principle of equity and not equality. When people are not careful and slide into an attitude of selfishness, like the older son, they can view the love of equity toward another as neglect toward them. God does not need to bless you with what you already have, but He may need to do that for the brother or sister next to you.

Equity is a beautiful principle because it ensures all have what they need and seeks balance. Equity is the methodology that brings about equality, fostering equitable access and opportunities. Notice this principle of divine equity: Whatever you give is acceptable if you give it eagerly. And give according to what you have, not what you don’t have. 13 Of course, I don’t mean your giving should make life easy for others and hard for yourselves. I only mean that there should be some equality. 14 Right now you have plenty and can help those who are in need. Later, they will have plenty and can share with you when you need it. In this way, things will be equal.15 As the Scriptures say, “Those who gathered a lot had nothing left over, and those who gathered only a little had enough” (2 Corinthians 8:12-15). In verse 14 of the passages above the Greek word translated equality is isotes and means that which is fair and equitable.  So in this case of balanced service, Paul was not asking all to give the same amount, he urged them to give to the best of their ability, based upon what they had, so all people could share in the ministry equally, creating equity. Equity is not about others being burdened and taxed while others neglect to participate or share. It is the opposite. The premise of Paul was, “engage with a community spirit of equity now, so if you are in need in the future it can be replicated.”

1476466_10205030891562695_3098568028132742321_nEvery Christian must be tremendously thankful for the equity-work of God, because Christ operated out of equity at Calvary. If God operated out of equality, He would have to exact vengeance. Humanity disobeyed God and crucified His Son, but instead of moving with equal justice toward His human creation, He engaged in the ministry of equity/grace, providing to us what we needed/need to grow and be forgiven in Him.

Thank God for the ministry of equity, generating and effectuating the purpose of equality. Remember that you are the clay in the Potter’s Hand and God has paPicture1ved a Way to save you today!

Dr. Ammar Saheli


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Last Week of Advent!

People passing by are probably wishing you Merry Christmas, but Christmas is not yet. We are still in Advent, the time of waiting and watching for help from God. This season connects us to the ancient Israelites and also looks forward to the second coming of Christ that we expect. This coming Sunday, December 20, is the last Sunday of Advent. We will have consecrated bread and wine available from 10 a.m. to noon. If you come at 10, you can hear opening prayers and the daily readings.

Christmas day is of course December 25. In accordance with old Jewish custom, the Christian Church regards days as beginning at sundown on (what we would otherwise call) the previous day. That’s why you get Christmas Eve, Easter Eve, and All Hallow’s Eve (Hallowe’en) celebrations. We will celebrate the birth of the Messiah on Christmas Eve, December 24, starting at 7:00 p.m. This is a regular service with beginning, middle, and end, so please come on time. We will practice social distancing and wear masks, but we want to be together for this major feast of the Church.  We will also celebrate Christmas on Christmas day with a service at 9:00 a.m.

Have a blessed remainder of Advent and (when the time comes) a Merry Christmas!

Fourth Sunday of Advent full of excitement and ...

About Saint Barnabas Anglican Church of Seattle

Rooted in Scripture & Steeped in Anglican Tradition. A church that worships from the King James Version of the Bible and the 1928 American Book of Common Prayer. A diverse congregation committed to Jesus Christ.
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1st Chapter

English Translation by Thota Bhaskara Rao14233121_681903791964636_7556948805865949085_n.jpg

`Life History of Shirdi Sai Baba’ was originally written in Telugu by Ammula Sambasiva Rao, and translated into English by Thota Bhaskara Rao. The book delves deep into the details of the life of Shirdi Sai Baba right from his birth till his attainment of Samadhi. The author has expounded Sai Thathwa or Sai Philosophy in a single language, interspersed with engrossing anecdotes in the life of Sai devotees.

Ammula Sambasiva Rao, an ardent Sai devotee, has done pioneering work for the spread of Sai Philosophy and Sai awakening in the people of Andhra Pradesh. He has undertaken the performance of a unique Yagna called “Sri Sai Koti Nama Likitha Maha Yagna” in Sai temples in Andhra Pradesh, and other places in India. He is the Founder- President of the Shree Shirdi Sai Baba Seva Ashram, a registered body with its headquarters at Hyderabad. Sri Sambasiva Rao has written several books in Telugu on Sai philosophy and the life history of Sai Baba.

                      TRANSLATOR’S PREFACE

Om Sree Ganeshaya – Namaha

My salutations to the lotus feet of the Samartha Sadguru Shri Shirdi Sai Baba. My salutations to Pujya Sri Ammula Sambasiva Raoji, the author of the Life History of Shri Shirdi Sai Baba in Telugu. Strange are the ways of Sai Baba in dragging his devotees not only to him but also to his trusted messengers who have dedicated themselves to the spread of Sai Thathwa or Sai Philosophy all over the length and breadth of our sacred motherland.

I have been a devotee of Sai Baba of Shirdi for three decades. While the late Sri B.V. Narasimha Swamiji of Madras was responsible for the spread of Sai philosophy in the South, through his great writings about Sai Baba and establishing All India Sai Samaj, I find Pujya Sri Ammula Sambasiva Raoji doing pioneering work for the spread of Sai Philosophy and Sai awakening in the people of Andhra Pradesh, mainly I say `mainly’ because of late, his activities are spreading not only to the neighboring States of Andhra Pradesh, but also to distant places like Jaipur in Rajasthan, New Delhi and Kharagpur.

Before proceeding to give an account of his activities connected with thepropagation of Sai philosophy, I would like to tell the readers, briefly about my acquaintance with this great person, who is now `Guruji’ to thousands and thousands of Sai devotees. After my retirement from Government service in the year 1991, I longed to do service to Sai Baba by associating myself with a person doing selfless service in spreading Sai’s message. At that time Pujya Sri Ammula Sambasiva Raoji was working as an Officer in the State Bank of India, Secunderabad. Knowing my desire, a friend of mine, Sri G Manohar Babu who was also working in the same bank, introduced me to Sri Sambasiva Raoji. We were attracted to each other from the very moment of my introductions to him. I used to attend the noon Arathis to Sai Baba in the makeshift Sai Baba Mandir set up by Sri Sambasiva Raoji inside the bank premises. I thanked Baba for having sent me to this great and simple person. I used to accompany Sri Sambasiva Raoji (hereinafter referred to as Guruji) for the conduct of Sai Poojas and Sai Vratas (observance of fast) in the houses of Sai devotees in the twin cities of Hyderabad and Secunderabad and sometimes in nearby districts, during holidays and sometimes after office hours. All the services rendered were absolutely free of cost. Till to this day, Guruji had performed more than one thousand Sai Vratas. Guruji had also undertaken the performance of a unique Yagna called “Sri Sai Koti Nama Likitha Maha Yagna” in Sai Baba temple at several places in Andhra Pradesh and also at Shirdi, Jaipur (Rajasthan) and New Delhi.

In each Yagna two crores of “Sree Sai” names written by the Sai devotees in the books supplied to them free of cost, are being put in specially constructed Stupas in the Sai temples. Till date, 35 such Yagnas were conducted and the details are furnished elsewhere in this book. His speeches about Sai Baba and the way he expounds Baba’s philosophy in the Satsang in simple words is a rare experience for the listeners. Guruji has since resigned his job as an officer in the State Bank of India, so that he can be in the service of Sai Baba all the twenty- four hours and work for the establishment of `Sai Yuga’. No sacrifice is too great in the service of Sai Baba. Guruji has established “Shree Shirdi Sai Baba Seva Ashram” which is a registered body. He is the Founder – President with headquarters at Hyderabad. Units of this parent body have been constituted at six different places in Andhra Pradesh till now. The important aims of these units are to spread the message of Shirdi Sai Baba among the general public in order to secure peace and harmony to mankind and to establish ashrams at different centers to facilitate Adhyatmic Training Classes for different age groups. Besides the above-mentioned activities, Guruji has written several books in Telugu and Sai philosophy and the Life History of Shirdi Sai Baba. The circumstances under which this book was written and published were given in Guruji’s (author’s) foreword. This Life History contains certain details, which cannot be found in other similar publications.

The need to translate this Life History of Shirdi Sai Baba into other Indian languages was felt with the spread of Guruji’s activities to other States of India. Hence, he has taken a decision to have the English and Hindi translations of the Life History, to start with. Guruji had been asking me to take up the translation into English since sometime, but I was hesitating and postponing as I doubted my capacity to undertake such a work, that too connected with Sai Baba, But, he finally told me in the last week of December, 1995, that I should commence the work from 1 January 1996, under any circumstances, and Sai Baba is there to give me necessary guidance. Therefore with the blessings of Guruji and reposing full confidence in Sai Baba, I commenced the translation on 1 January 1996 as per the directions of Guruji and completed the work on 14 February 1996, the day on which Guruji left for Kharagpur.

While I was writing the English translation of Life History, Sai Baba showed his Leela as follows. The manuscript of the work came to nearly 500 pages in long hand and I was searching for a person who could type the matter correctly. I contacted several typewriting- coaching institutes, where such work was done. But they were not prepared to undertake this work and those who were prepared, demanded huge sums. Samartha Sadguru Sai Baba came to my rescue in the form of Jagannadha Rao, a typist by profession, a Sai devotee, and a complete stranger to me, who volunteered to do the typing, after knowing that the original work in Telugu was written by Pujya Sri Ammula Sambasiva Rao. He told me that he had heard the name and activities of Guruji and expressed his gratefulness for being of some service to him. He did the typing work with great devotion and promptness. I pray to Sai Baba to shower his blessings on Sri Jagannadha Rao. If the above incident is not Sai Leela, what else it is? I express my deep sense of gratitude to Sai Maharaj and also to Guruji for having given me the opportunity to be of real service to them and also for getting myself enlightened about `Sai Avatar’.

-Thota Bhaskara Rao

Jai Sai Ram Om Sree Sainathaya Namaha! *****

Mushikavaahana Modaka Hastha, Chaamara Karna Vilambitha Sutra,

Vaamana Rupa Maheshwara Putra, Vighna Vinaayaka Paada Namasthe

Sainatha Sainatha Sainatha Sadgurum -Yogiraja Yugapurusha Bhaktakoti Vanditham Kripanidhim Tapodhanim Sainatha Pahimaam- Divyateja Bhavyamoorthi Punyacharita Poojitam

Chapter I

The earth is only a small planet in this great Universe, which is beyond the grasp of human intelligence. On this planet earth, there are numerous rivers, mountains, forests and oceans. Out of 84 million kinds of insects, birds and animals and other living creatures on this planet, great sages have concluded that the humans are the best living forms who can lead a very high form of divine life. But they, without realising their higher form among the living beings, fell prey to arrogance, egoism, and Ajnana (ignorance) with the result there is no peace for them, putting the entire creation to chaos and confusion. What is the cause for all this? We must know the answer for this in the first instance. Going further to know the evolution of life forms on this earth, we came to learn that life first started under the water. Later on, the creatures living under water learnt to live outside the water, i.e. on the earth also. Further evolution took place and creatures that can live on earth alone developed. Out of these creatures and animals developed the human form and finally man came into existence.

According to the above-mentioned theory of evolution only, the order of Dashavatharas is determined in the Puranas. Firstly, Matsyavatara (in the form of fish) – Fish can live under water only. Then Kurmavatara (in the form of tortoise), which can live inside water as well as outside water, i.e. earth. Then Varahavatara, Narasimhavatara, Vamanavatara, etc. The Ramavatara and Krishnavatara have shown to what divine heights man can reach.

If we examine carefully the order of Dashavatharas, you find that there is no difference between this order , and the theory of evolution of man. This theory of evaluation establishes that life at first started under water, then slowly spread to the earth adopting itself to the climatic conditions of the earth. These creatures slowly developed into animal forms and man has also developed from animal.

Man is superior from other forms of animals; in as much as he is endowed with thinking power He has established a social order in the society where everyone can live happily. Toward this end, certain social orders and regulations have started to come into being. People living in different parts of the earth have formulated their own set of social orders depending on the local conditions. Over a period, these social orders and regulations have strengthened and become the “religion” of those people.

People started strengthening their religions. The powerful among them became leaders and rulers. Religions started bowing before the powerful and a situation came when the religions had to toe the line of the powerful. Under religious banners, powerful rulers started invading other countries as well as attacking other religions also. This is the naked truth, which is revealed by World History.

Thus, many religions started coming into our country `Bharat’. Several foreign countries invaded our motherland and started spreading their religions here. Thus Christianity and Islam entered and established themselves. Religion is meant for leading an orderly and disciplined way of life in the society and nothing else. But towards the end of the twentieth century in our country also, certain religious fanatics or fundamentalists, considering today the country’s political scenario, are committing several attrocities in the name of religion – all Sai Bhaktas should carefully note this. Though religion is good for the spiritual advancement, only peaceful methods should be followed as per Hindu dharma. In the present day conditions, though it is desirable to have one religion for one country, the `means’ adopted to achieve this should be through `Love’ or prema marga only. We will try to know more about this as we proceed further.

India has been described by our ancestors as Punya Bhoomi , Karma Bhoomi, Dharma Bhoomi, and so on. We will now make an attempt to know how these names were given. Our country’s history of the mid-18th century reveals how during the British rule, our ancient civilisation gradually adopted the modern ways of British Civilisation. Under such circumstances, the Adi Devtas (celestial beings), Ashta Dikpalakas who guard our Punya Bhoomi, along with Bhoodevi (goddess of earth) went to Vishnu and narrated their woes to him as follows.

“All through the ages, we have been happily discharging the duties allotted by you in Bharata Desa. But under the changed circumstances, the people prefer happiness to dharma, wealth to justice, strength to love, bodily happiness to sacrifice, materialism to Godliness. Unless these undesirable qualities are nipped in the bud, it will lead to utter chaos in the near future. So you must take Avatar again in this world to set things right as you have done during your Krishna Avatar in Dwaparayuga and established peace after the Maha Kurukshetra war. After hearing their appeal, Lord Vishnu replied as follows:

“All of you have discharged your duties properly and established peace, prosperity and happiness in Bharata Desa all these ages. But as soon as I finished my Krishna Avatar, Kali entered the earth. Adi Shakti has created this Kali with a purpose and therefore it is not proper to stop him from doing his work. The changes that you are
noticing in the people of Bharata Desa are only due to this Kali.

” Then they asked Lord Vishnu as to how to save the people from the actions of Kali and Lord Vishnu answered them as follows:

“You all know why Bharata Desa is called Punya Bhoomi. There are a number of places on earth, with heavy snowfalls and cold waves. There are several places where you cannot get water for drinking or proper food. There are other places, which are very hot. But only in places like Bharata Desa, there are different seasons. There are also a number of lives giving rivers. Therefore, the people are able to raise good crops and are happy. They are able to take bath regularly and conduct divine activities. The Wind-God gives good air. Only those who are lucky and did good in previous births are born in this Punya Bhoomi and enjoy their natural happiness. This is briefly the history of this Punya Bhoomi.” Lord Vishnu continued.

“Kali came later to our country after showing his effects in other parts of this planet. His effects will be intensified in the near future and then the people of this country also will be subject to a lot of changes.

“Importance to one’s duties will take a back seat while importance to wealth will increase. Everyone desires that others should work for him. But the fruits will be enjoyed by him only. This leads to class conflicts. In the name of religion, caste, regions and also sex, people will form into groups and will shed blood. Morals will disappear. People belonging to different religions will pray to their respective gods but none will follow the teachings of gods. Worship will be mechanical and devotion and worship will be separated. Opportunists will steal God’s wealth also. It is difficult to save mankind from such effects of Kali. This is Yuga Dharma. Slowly pious and sincere actions will disappear and there will not be any connection between thoughts and words; deeds will also be entirely different.

“It is impossible to save such a situation completely from the influence of Kali. But to a certain extent, it can be checked and brought to a balance with dharma. I am the preserver of this world. My work increases with the selfishness of man. Therefore, I advise you to approach `Lord Shiva’ and put forth your prayers. Then he will come down to this world in the form of Datta Avatar and will impart `Jnana’ for mankind and will establish peace by his teachings.” Thereupon the Adi Devatas, Ashta Dikpalakas and Bhoodevi approached Lord Shiva and put forth their woes. Accepting their pleas, he promised that he would very shortly come to Bharata Desa as Datta Avatar. But since it is Kaliyug, where people are more materialistic, he will show more miracles after leaving the physical body than when he is with the body.

Thus assured, by Lord Shiva, they came back to their respective places in this world and await eagerly for the birth of Lord Shiva. As per his promise, Lord Shiva was waiting for an opportune time for pious parents to whom he would be borne on this planet earth.

“Jnana Swarupa Sai Saranam”

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How to find a good Electrician in your Area?

Have you ever experienced an electricity emergency? There may be many people who are not even aware of the term because we usually don’t pay any attention to the stuff which is being taken care of by others. As instinctive as it is, we only think of things when in dire need.

We, humans, don’t take enough time to appreciate other people who are providing us with all kinds of services. We may think of electricians as some professionals making their living by playing around with some random electronics and fixing things for us. When in reality, they are people who have dedicated their lives to something they know, and in most cases, something they’re really good at.

Looking for a good electrician may not be as easy a task as it seems. There are a number of things to be considered before letting in a stranger and moreover trusting him with your wiring system or whatever it is you are trying to get fixed. A few of the things you need to take care of beforehand are:

  • Know and ask all the questions

This is the trickiest part because assessing a professional is never an easy job. The first step includes checking for the qualification of the contractor in question. Then to check for his legitimate paperwork and confirming if he’s registered as a member in one of the government approved schemes. If the electrician is a member of some scheme then there are additional protection benefits for you. You also get an option to contact the scheme directly and ask about the electrician until you are satisfied.

  • Make sure of legitimate paperwork

Some people hesitate and are embarrassed of asking all the questions they need answered. Do not be ashamed of what you think. Check the paperwork for legitimacy and investigate as long as it takes for you to satisfy yourself. If the contractor is not willing to show all of his registration paperwork, consider it a warning sign. When hiring, consider it your right to ask questions and get all of the information you think you need.

  • Check for references

Do not just take the electrician’s word for how great he is at his job. Look for references and proof of the previous jobs successfully done by the tradesperson. References are very important to check. If felt the need, talk to those providing the reference and get details of how satisfactory the work is. Find out if the former customers are happy with the work done how much appreciation is speared for the contractor. This step may not seem as important but it actually is one of the most important ones if you want the work done perfectly. This is because no one can tell you exactly about how a work’s done unless they have seen it personally.

  • Investigate all the people who are working for you

Now that you have confirmed that the contractor is legitimate and has all the right paperwork and qualifications but you are still a little bit uncertain about how it works with all of his workers. This is not a matter to hesitate on. If you are unsure about a people working inside your home, you, by all means, have the right to look into them and make yourself comfortable. Knowing that the tradesperson himself is the one paying the other workers, you cannot trust his decisions. You never know if he has hired them for the low pay and if they are even qualified enough to be working for you.

  • It’s always better to get a second opinion

If you think or observe something suspicious or unsatisfactory, there’s no harm in getting a second opinion. Someone who has experience can always give you a better advice, especially if it is someone who’s been through what you are going through.

We can always get more opinions on how to find a legitimate service provider but it’s not easy to always get the best possible. This is why there are different professions.

We are all made for something specific but only some of us are lucky enough to find out what it is. The electricians, who we hire to work for us are one of those lucky people who were fortunate enough to find their destination. We should respect them and no matter how deeply you think you need to investigate a person, there is always a code of honour followed to keep people from getting hurt. Always try and keep that code at the top of your mind while going through the whole procedure.


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Salon Orchidei would like to invite you to orchid exhibition and fair Orchid Days 2019 that will be held from 6th to 9th of June 2019 (Thursday, Friday, Saturday and Sunday) at 10 am – 6 pm in Orchid House in Łódź at Antoniego Książka 8a.

In the plan:

  • Orchid exhibition
  • Selling orchids and accessories used to grow them
  • Lectures, workshops and tips on growing orchids
  • Exhibition and sale of cacti and succulents
  • Exhibition of hoyas
  • Carnivorous plants sale
  • Integration meeting

On the Show there will be workshops on orchid repotting and care and a few interesting lectures. For our clients we planned special surprises. You can expect discounts, something sweet, hot or cold. We’d like to provide a nice atmosphere. Your smiles will be the best thanks for all the hard work we put into organization of this event.

Traditionally we’d like to invite all the plant lovers to integration meeting that will be held at 6 pm on Saturday July 8th, 2019. The participation in the meeting please confirm via e-mail or via phone call. For people from outside of Łódź that would like to stay overnight we’d like to propose an accommodation in Łagiewniki Forest. It’s very attractive and beautiful place and the largest woody area, contained in the borders of the city, in Europe, located a few minutes ride from the city center and just 4,5 km from the location of this Show.

We’d like to recommend:

  1. Hotel and holiday resort “Prząśniczka”
  2. Hotel forest complex “Arturówek”
  3. DARIA hotel

Those places are located about 100 m apart. You can make reservations directly from contact info listed above.

We’ll be grateful if you’ll invite your friends on this event and share this info :-)

Laurencja and Marcin Kaczmarski
Salon Orchidei

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Samank Besan - Samank Consumer Products Private Limited
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Samank Besan is used to make variety of items like Besan ke Ladoo, Halwa, Dhokla, Batata wada and most importantly Bhajiyas and It is a staple ingredient in India. Besan is very rich in proteins & Carbohydrates which is a very important source of energy. Besan or Gram flour has been traditionally used extensively for its beauty and health benefits. Gram flour or ‘Besan, as we call it in Hindi, is nothing but a pulse flour that we obtain when we grind chickpeas or channa dal. Being such a versatile item, besan has found a permanent place in our kitchens. All of us have had the pleasure of tasting the different yummy dishes made with besan, as it is a favorite ingredient for Indian homemade healthy snacks option. Samank “NURTURING YOUR HEALTH”, has taken care of quality and hygiene for all the products. Samank Besan Owing to it’s high protein content it can be easily be consumed by vegetarians to fulfill their protein needs which adds protein & fiber to your diet.

Energy value371.8 kcal
Protein19.8 g
Fat5.4 g
Carbohydrates58.8 g
Calcium56.4 mg
Iron5.1 mg

Product Information:

Available in following quantities:

500 g

1 Kg

25 Kg

50 Kg


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In my previous article I looked at the old-school approach to risk assurance policies and highlighted some areas of concern that the latest policies are trying to avoid.

The reason for this is because most life cover premiums are higher than necessary because you are sold an indiscriminate lump sum of assurance to cover many different needs with different values at different times of your life. Not only is this costing you too much, it is also probably inappropriate for your needs.

BrightRock, a comparatively new kid on the risk life assurance block, has made this claim.

It says that, as a result of the traditional “lump-sum” structure, your cover becomes increasingly unaffordable, resulting in your reducing or cancelling it in later years. Having paid from day one for the cover, you then sacrifice it at the very time you need it most.

The BrightRock claim follows the publication last year of research undertaken by True South Actuaries & Consultants, on behalf of BrightRock, which showed that many people who bought seemingly “cheap” life assurance when they were younger faced losing their cover as their premiums escalated above the inflation rate and became increasing unaffordable. So, if you missed last week’s article, just click on the older posts link below, otherwise, read on for some more information on the kind of features you should be looking out for in your policies.

The overview principle is that a wisely chosen policy is one that can adapt with your needs.

Each component of cover within your risk assurance policy should exactly match the behaviour and trajectory of each specific financial need you want to protect, Schalk Malan, executive director at BrightRock, says.

For example, your policy should cover your children’s education to the extent, and for the period, that cover for that particular expense will be required, he says. At the same time, your policy should be sufficiently flexible for you to increase other cover you require as your needs change.

A properly structured policy designed to meet your needs should mean:

1. You do not have to choose a single rate at which your cover and premiums will increase.

2. Your risk assurance premium increases or decreases should be set independently for each need, preferably within the same overall policy.

3. Where a financial need decreases, as is often the case with cover for debt or for replacing your income in the event of disability, the cover can decrease and fall away completely once it is no longer needed.

4. Your premiums can be adjusted and redirected to meet the changing needs of your risk cover. For example, premiums that pay for debt cover or cover for your children’s education can be redirected to buy more dread disease cover or for estate planning later in life, without your having to undergo another medical test.

5. You should be able to buy more cover for needs that arise after you bought your policy without having to undergo a medical test, or you have to undergo fewer tests.
Malan says: “[Consumers] should be looking for cover that isn’t packaged in rigid boxes that grows at a set rate over time. Instead, with your financial adviser, you should tailor each component of cover to exactly match the behaviour and trajectory of each specific financial need you want to protect.”


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About Sammie Wayne

Sammie’s Story

Sammie Wayne Poe was born in West Point, MS in 1962.  He spent the first fifteen years of his life being raised by his single mother (Cassie Edwina Poe) and his great grand mother (Cassie Powers Montgomery).  For a short while (1974-1976) he lived in Metarie, LA and Gentilly, LA with his mother Cassie and two of his four sisters (Denise and Norren).

In 1978, Sammie moved from West Point to Chicago, IL to live with his father (Sammie Wayne, III), his “other” mother( Mabel Harris Wayne) and his other two sisters (Cynthia and Cheryl) . When he moved to Chicago he changed his name from Sammie Wayne Poe to Sammie Wayne, IV. (the reason for the name change is a whole other story).

In Chicago, he attended Kenwood Academy, where he excelled in track and field. He earned several city titles and that resulted in a track scholarship to DePaul University. While at DePaul, Sammie became a member of Alpha Phi Alpha Inc., captain of the track team, a resident advisor and president of the Inspirational Choir. In 1984, Sammie received his B.S in Computer Science from DePaul University.

From 1984-1987, Sammie worked as a programmer analyst for GM. He left GM in 1987 and from 1987 to 1994, he held a government issued secret clearance and worked for Northrop Grumman.  He left corporate America at the end of 1994 to pursue a career in acting

In 1996, he joined the Screen Actors Guild. Sammie has worked on TV shows: Diagnosis Murder, Judging Amy, Fox’s Totally Hidden Video, BounceTVs  In The Cut, and  Netflix’s Ratched. He’s been in several movies, most recently Ken Sagoes’ The McHenry Trial: Don’t Judge A Kid By His Hoodie.

In 1998, his daughter Shelbie Danielle was born. Sammie left entertainment and tried his hands at several different jobs to provide for his daughter.  He even started a painting business that failed miserably.

In 2000, he was pulled back into the theater world and asked to stage manage a theatrical piece. That Stage managing job led to him to stage managing shows for the late great Della Reese, Glynn Turman, Jenny O’Hara, and a host of other seasoned actors and celebrities.

He has stage managed well over fifty theatrical plays. In addition, Sammie learned the basics of lighting design and that entrenched him even further into the world of theatre. The Stage Managing and Lighting Design led to him being the Assistant Director for the NAACP Theater Awards in 2003 and 2004.

 In 2007, Sammie was introduced to the world of Standardized Patients or SPs. SPs are actors who are hired by local universities and test preparation institutions to be “patients” for their medical programs.  Basically it helps Medical Students and Medical Doctors learn and practice bedside manners and prepare for the United States Medical Licensing Exam. He enjoys this work because it directly ties the healing aspects of the arts with medical practices.

 In 2010, Sammie was awarded his first NAACP Theater awards for Best Supporting Actor for his performance in Alretha Thomas’ One Woman Two Lives. In 2011 he received his first Lighting Design Award, for lighting Loretta Devine’s one woman show “Pieces of Me. He received his second Lighting Design Award the following year for lighting Vicki Lynn Reynolds one woman show “Hattie Is That You?”.

 In 2013, Sammie received Best Supporting Actor Award for his work in Ana Lucasta and a lighting design award for Lighting Designer on Camp Logan.  In 2018, he received Best Lead Actor for his work in No PlaceTo Be Somebody.

In October 2020 Sammie performed his one man show entitled Lawd Ham Mercy  On This Nappy Headed Bastard. In this story, we follow the journey of a young man born in Mississippi in the 1960s who moves to Chicago in the 1970s and then to LA in the 1980s.  This story chronicles the births and deaths, ups and down, good and not so good times of a “colored, negro, black, African American” man in America.  It reveals just how much we as a human race have in common. The next performance will be Jan 21, 2021, which happens to be Sammie’s birthday.

Contact Sammie

View Events

Livestreams & Appearances

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News and Inspiration


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Financial and banking analysis capacity

Page 13 of 14

Bank Finance Market

The Governors of BCEAO and BDF have designed a professional, international, high-level MBF/CESAG Programme to accompany the modernisation of the African financial sector in full transformation with financial globalisation. In support of the Central Banks, ACBF, the EU and AFD made available to CESAG, as executing agency, financial resources intended to cover training and capacity building expenditure over the period 2001-2006. The major objective of this programme is the formation of a critical mass of high-level professional skills in banking and finance. In addition, the project was to strengthen the human and institutional capacity of CESAG in higher training in banking and finance at international level and train a core group of managers and trainers specialized in these two fields.
 It must be admitted, however, that the project's ability to achieve the expected performance was moderately satisfactory. The translation of this vision into a concrete programme was hampered by financial and managerial shortcomings. The partnership around the project was put to the test, the coordination of implementation proved to be a task beyond the organisational capacities of CESAG. The involvement of banks, companies, market companies, directly or through professional organizations did not materialize and had no impact on the financial performance of the project. Yet the capacity of African financial systems to cope with the risks and uncertainties of financial globalisation has never been so weak. This is evidenced by the proliferation of alarming reports on Africa's development prospects up to 2015, and international and bilateral initiatives to halt the decline in official aid. The effective use of increasing aid, financial market failures and slow progress in corporate governance are now new challenges for African banking and finance skills.
The project has so far successfully trained 4 cohorts in the degree program. The training of trainers only started this year. However, the expected results of the continuing education program and the distance education program have not been achieved since they have not been achieved to date.  CESAG and BCEAO, which was to assume leadership in training by placing under their responsibility more than half of the modules found themselves assuming less than a third. The Africanisation of the programme has been slowed down, with consequences on the cost of the MBF, which constitutes an obstacle to its appropriation by CESAG.
From the mid-term review of February 2005, it emerges that the project is in a zone of radical uncertainty.  Four scenarios are outlined for consideration of the outlook. These scenarios are constructed from a renewed reflection on :
- the MBF knowledge base: degree of professionalization and interdisciplinarity required to address the complex problem of skills training to take advantage of financial globalization;
- the possible models: one or two parts, one or two options, long and graduating or short in alternation ;
- Analysis of the MBF's financial and strategic issues and the position of the players;
- the precise identification of its added value.
It emerged that the project is no longer immune to a decision to decree the 2005-2006 academic year "ANNE BLANCHE" at the risk of jeopardizing the progress of 2004-2005, in the absence of additional resources to implement the other components of the project.

pdf.    ppt

Draft Guidance Note on the Future of the MBF; 2006
Balance sheet and outlook
Strategic Directions
Priority Action Plan for the period April- July 2005

Scoring grid and limitations
Overall Project Performance
Project Performance Baseline Data

Detailed Report

I. Introduction
Terms of reference
Purpose and Objectives
Activities and Cohorts

III. Performance
Design of objectives

IV. Training Program Performance
Attractiveness and visibility
Viability and practical utility
Impact and sustainability

V. Financial Performance
Financial situation of the project
Scenario 1: 2006, White Year
Scenario 2  MBF reduced to "Bank" option
Scenario 3: Redeployment and synergies with the IBF Group and COFEB
Scenario 4: Reconfiguration with 2 Pan-African Components

 Summary of Performance Assessment


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Cell 604-202-2615

Office 604-538-8888

Email: sveltri@sutton.com

Open House. Open House on Saturday, March 11, 2017 1:00PM - 2:30PM

Please visit our Open House at 15930 ROPER AVE in White Rock.
Open House on Saturday, March 11, 2017 1:00PM - 2:30PM
Great Opportunity to Hold, Rent as an Investment or BUILD your 2 Storey + basement Dream Home. Fabulous White Rock Location! PRIME, Large SOUTH Facing 6851 sq. ft. lot. Main Floor features 3 Spacious Bedrooms, Great Room, Dining Room and Kitchen. Large Sundeck off the main living area overlooking your SOUTH facing large flat Fully Fenced Backyard. Lower level consists of Bedroom, Kitchen and Large Recreation Room. New Roof 2010. A1 Location, Steps to Ecole Peace Arch Elementary French Immersion School and few blocks to Earl Marriott High School (French Immersion). Close to Hospital, Beach, Shopping, Restaurants and Transit.
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About Me

Sandith Thandasherry

I am entrepreneur based in Kochi with interest in naval architecture, technology and solving real problems. Other interests – hindu philosophy, shastras, history, football.

Founder CEO – Navgathi Marine, Navalt Solar & Electric Boats, XShip Analytics

Interests in – Mudita Technologies, Avatar Renewables

Initiated – Marinewiki

Email me: hi@sandith.in

Social Media: Linkedin, Twitter, Facebook, Instagram

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Greetings from USQ

On 3 January I caught a plane to Brisbane, then waited three hours for a bus to take me to Toowoomba with over a dozen other tutors attending the University of Southern Queensland McGregor Summer School. We arrived at the Uni at 6pm, just in time to be issued with our room key, dump our bags and front up for dinner. Thus began my initiation into the clamour and creativity of the 10-day arts course that allows anyone with the money to pay for it access to the skills and knowledge of tutors who are recognised experts in their field, be it painting, jewellery making, furniture restoration, music, singing etc. My small contribution to this pool of talent was in creative writing, with the sub-title of “Crime and Passion” that I hoped would attract writers who saw their future writing in these areas.

Nine eager, and somewhat apprehensive, writers wandered into the room allocated to us. A room that turned out to be the coldest in the building, with air-conditioning that sometimes drove us to take refuge in the small downstairs courtyard where we could thaw out. With one exception, none of these writers would see their twenties again, but it wasn’t long before they formed a cohesive and supportive group.

It’s now Day Eight, and although everyone is still eager, full days of learning and nights attending students and tutors concerts and doing “homework” are taking their toll, and yawning is as much a part of the day as hearty laughter or gasps of awe as each writer reads out what they have written. And my yawns are there too. I’ve tutored four-day workshops before, but this is the first time I’ve done a 10-day one and I’m looking forward to going home and sleeping in and having a couple of lazy days to recover. But with mail and emails piling up in my absence I doubt that will happen.


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Can’t wipe the grin from my face

Someone out there must love Grievous Harm (well, at least several someones), because it has made the shortlist of the Australian Romance Readers Association Awards in the Romantic Suspense category. I am so thrilled and would like to thank all the readers who voted.

ARRA Awards finalist 2014

Now I’m hoping they would like to vote again in the finals. It would be beyond my wildest dreams to have Grievous Harm make it to the top but I would love to see John’s and Kate’s story get there. They are the fictional embodiment of all those people who work so hard to bring child abusers to justice and I tried my best to give them a voice.

Who’s tagging whom?

The lovely Kaz Delaney was a victim, and when she cried out for other victims, of course we all put our hands up like sheep happy to be led to the shearing shed on a Outback summer’s day. Or maybe a Melbourne heat wave. Authors are like that – happy to blog about their writing and other author’s books and when we get ‘tagged’ there’s rarely a word of protest.

Amanda Ashby tagged me. Amanda is the delightfully zany author of YA books like Demonosity and Fairy Bad Day. Amanda was born in Australia and after spending the last sixteen years dividing her time between England and New Zealand, she’s finally moved back and now lives on the Sunshine Coast.

She has a degree in English and Journalism from the University of Queensland and is married with two children. Her debut book, You Hand Me at Halo, was nominated for a Romantic Times Reviewer’s Choice award, and her first young adult book, Zombie Queen of Newbury High, was listed by the New York Public Library’s Stuff for the Teen Age 2010. Her latest release, Fairy Bad Day, has been selected by Voya as one of their Top Shelf Fiction for Middle School Readers 2012 and was a SCBWI Crystal Kite Award finalist for the Australia/NZ region.

So thanks, Amanda, for the tag. Well, that was my initial reaction when asked, but then I had to think about my answers to the four questions in the tag and I nearly rescinded my effusive gratitude (just kidding, Amanda, and yes, I am winking)

Q1 What am I working on?

I think my head must be in several different places lately, because I can’t decide if I should keep writing the next women’s fiction or the rural romance I started last month. The women’s fiction is the next book on from Murder, Mayhem and Menopause (which hasn’t found a publishing home as yet), and continues the lives of Ellie, Cass and Kandy, women in the prime of their lives (sounds better than mature-age protagonists, doesn’t it J) and their families and friends. I always like to give my work-in-progress a title, but Conceptions and Misconceptions, which is the working title of book two, doesn’t float my boat, even though it accurately describes some of the story.

The rural romance is still in the Chapter Two phase and is on hold while life intervenes.

Speaking of intervening, the edits on my seventh romantic thriller, Grievous Harm, have just landed in my in-box. Not too much to do, but I have to find/make the time. Not easy when I’m organising the Bundaberg writers festival, WriteFest, and helping some family members at the same time. Ah, well, you know what they say about asking a busy person…

My eighth romantic thriller is still in the embryonic stage, with my subconscious mind trying to cement the many scenarios I’ve thrown into the cauldron into something that resembles a cohesive plot.

“Cauldron” you ask? I’ve always thought a writer’s mind is a bit like Macbeth’s witches cauldron where all the ideas and snippets of information go and get stirred around and around and finally spill out and become a full story with living, breathing characters (well, they are that way to the writer, and hopefully to the reader).

Q2 How does my work differ from others in the genre?

I think all writers put their own stamp on the stories they write, and I think my stamp would be the pacing and tension. As one reviewer said, “It’s like reading Matthew Reilly with romance”. I prefer not to read books that take ages to get to the next plot or character turning point or wax lyrical about fashions or floor coverings or describe the scenery in minute detail as I’m a firm believer in what Graeme Green said – “character is plot”. So I like to read books that get right into the guts of characters and keep me interested in them, as well as having a great plot that hooks me.

Q3 Why do I write what I write?

See the answer to Q2. Okay, it’s not quite as simple as that. I grew up reading every book I could get my hands on, but the ones that really grabbed me were the action-adventure kind. I read every Alistair McLean, Jack Higgins, Robert Ludlum etc book, but I found it frustrating that the female characters had only minor roles, or if they were a main character they would inevitably come to a dire end and the hero would carry on without them. Ken Follett’s The Eye of the Needle was an exception, with a resourceful heroine, and I loved the Modesty Blaise novels. So I guess it was inevitable that when I gave in to my overwhelming compulsion to write, thrillers with great heroes and heroines who could match their courage and daring would be my choice of genre. And falling in love while facing all that danger was definitely the way to go.

Q4 How does my writing process work?

There’s a process? I’ve heard about it, and I’m sure it’s not a rumour because I have friends who have one, but no amount of trying has enabled me to master the “sit my backside on the office seat at a certain time and write to a certain time and then have lunch etc, etc.” scenario.

But wait, that’s a writing routine, isn’t it. A process … Well, I guess it’s that I’m always gathering ideas for plots and characters and locations every minute I’m awake. I try to write them down as soon as I can (yes, there’s a pad and pen beside my bed), and sometimes I write a basic outline of the plot. I fill in character sheets for my main characters and some minor ones. It’s a great way of getting to know them, particularly the part that addresses their family and childhood as we are a product of our environment as much as our genes. The character sheet also acts as a continuity check, especially if it’s for a minor character whose eyes were green in chapter two but by chapter ten I can’t remember if I’d changed them to blue or blue-green.

I’m one of those terrible writers who can’t seem to turn off their internal editor and when I start writing each day (or on those days when I can find the time) I re-read what I last wrote and tweak anything that needs it. I also can’t seem to keep writing if something needs fixing – I have to fix it. Anal, I know, but it also means that I do few re-writes before I give it to my beta readers.

Grammar, spelling, punctuation – can’t help myself, I was an English A+ and treasured my writing bible, the ABC of English Usage. One day I think I will go ballistic if I see another incorrect apostrophe – don’t people know the difference between possessive and plural? Ooops, there I go, being anal again …

And now to introduce the next three victims willing and enthusiastic authors who have been tagged and will be blogging next Monday:

Best-selling author Bronwen Evans grew up loving books. She has always indulged her love of storytelling and is constantly gobbling up movies, books, and theater. Is it any wonder she’s a proud romance writer? Evans is a two-time winner of the RomCon Readers’ Crown and has been nominated for an RT Reviewers’ Choice Award. She lives in Wellington, New Zealand.

Scott Baker is a film-maker who has recently returned from middle earth, working with Peter Jackson on his epic trilogy – ‘The Hobbit.’

From a young age, Scott was a storyteller, making up elaborate reasons why he wasn’t able to tidy his room when confronted by a sceptical mother. Scott moved from Yorkshire England to the blue mountains of NSW when he was three years old. He grew up learning martial arts, reading fantasy novels and watching movies at every opportunity. He spent his youth playing sports designing elaborate stories to shift the blame for anything that was done wrong onto his older brother.

He studied TV and film production at university, and worked as a consultant in the film industry before lecturing at the Australian National University in digital video. He moved to Canberra to train in the sport of Taekwondo with sights set on the 2004 Olympics, but injury would keep him out of the selections.

‘The Rule of Knowledge’ is Scott’s first novel. He is currently working on the development of two feature films and his second novel. He lives somewhere on the highway between Sydney and Canberra in a little red Hyundi Excel….

Heather Garside grew up on a cattle property in Central Queensland and now lives with her husband on a beef and grain farm in the same area. She has two adult children.

She has previously published three historical romances and has helped to write and produce several compilations of short stories and local histories. The Cornstalk was a finalist in the 2008 Booksellers’ Best Award, Long Historical category, for romance books published in the USA. Her rural romance, Breakaway Creek, was a finalist in the QWC/Hachette Manuscript Development Program and is now published by Clan Destine Press.

She works part time at the local library, at home on the farm and helps produce a local monthly newsletter, amongst other voluntary activities.

Quirky humour

It happened a while ago, but I thought I’d share with you. When I told my daughter that my sixth book was titled Fatal Flaw, she quickly came back with, “And I guess the sequel will be called Treacherous Tiles, or Lethal Linoleum, or …” You can probably gather from that that her mind works in a rather quirky way.

It set me thinking about book titles and how they can be interpreted by readers and whether they play a part in why a reader selects a book to peruse and perhaps to purchase. After my first book, Dance with the Devil, was published, I was shopping in Target and, naturally, checked out the book department. To my surprise, Dance with the Devil had been placed in the Horror/Supernatural section. Another surprise was that my friend Louise Cusack’s first book, Destiny of the Light, a fantasy, had been placed in the New Age section.

What had made the Target employee decide where to place the books? The title? The cover? As the cover of Dance with the Devil gave no indication that it had any horror or supernatural elements in it, I could only assume it was the title. And I’d thought Louise’s book looked like a fantasy.

So what makes you, as a reader, pick up a book? And does the title influence what you think the book might be about?

The Next Big Thing Blog Hop

The past few years have been full of high profile reads — 50 Shades of Gray, Twilight, and more. Love them or hate them, you have to admit you have at least heard of them.

As independent authors, authors with small press publishers, or mid-list authors we all dare to dream we will be next, and well let’s face it, you never know …

With that thought I jumped on this Hop. What is a blog hop? Basically, it’s an authors’ game of tag.

One author posts, and then tags up to five other authors, who each link back to them. It has the potential to reach different audiences, and you, dear reader, have hopefully just increased your “to read” list, finding new and exciting authors you may never have found otherwise. Some of us are published, some still writing, others are just being released.

Either way, for you fiction lovers a treasure trove awaits and I’d like to thank fellow author Carol Marvell for tagging me to participate.

Click the links to find out about Carol Marvell’s books.

Buy Slave Trader:

In this particular hop, I, and my fellow authors in their respective blogs, have answered 10 questions where you get to learn about our current WIP (Works in Progress) as well as some insights into our process, from characters and inspirations to plotting and cover decisions. I hope you enjoy it.

If this or any other item piques your interest, please feel free to comment and share your thoughts and questions.

1: What is the working title of your book?

Grievous Harm, book seven, will be published in 2013, but book eight, the one I’m working on now, is still trying to let me know its title.

2: Where did the idea come from for the book?

Some years ago I received an email in my in-box that horrified me. It was a graphic photo of child sexual abuse that had gone viral and ended up in the in-boxes of thousands of innocent people. I called Taskforce Argos at Police Headquarters in Brisbane and forwarded it to them so they could track down the perpetrator/s.

John Corey is the main character in Grievous Harm, and I wanted a story that would show the depth of his character that readers didn’t get to see in Fatal Flaw. As an undercover operative he is used to seeing the seamy side of life, but when he stumbles on a paedophilia ring it brings back long-buried guilt and memories he is forced to deal with.

3: What genre does your book come under?

Thriller with a love story. Or crime with romance. Or romantic suspense. Depending on how the reader interprets it.

4: Which actors would you choose to play your characters in a movie rendition?

Sorry, I can’t make up my mind. So many … so many ….

5: What is the one-sentence synopsis of your book?

An undercover operative defies orders and helps a woman searching for her niece, only to uncover a paedophilia ring and a criminal whose actions threaten the safety of a nation.

6: Will your book be self-published, published by an independent publisher, or represented by an agency?

Fatal Flaw is out now with independent publisher Clan Destine Press and Grievous Harm will be released in 2013.

7: How long did it take you to write the first draft of your manuscript?

Nine months, but I’m one of those writers who edits as she goes, so the final draft wasn’t far from the first draft.

8: What other books would you compare this story to within your genre?

Linda Howard writes the kind of romantic suspense thrillers that my books have been compared with.

9: Who or What inspired you to write this book?

The characters. You know that song that says I can’t get you out of my head? Well, that’s what my characters do to me – dictate what they expect me to write for them.

10: What else about your book might pique the reader’s interest?

Now, there’s a good question. Perhaps it’s best answered by Kelly McLean in her review on Aussie Book Reviews: “All I can say is I loved this! Sandy has taken the Genre of Aussie Romantic Suspense and made it her own. Very well written, fast paced with some very interesting sex scenes . I thoroughly enjoyed it!”

Below you will find authors who will be joining me by blog, next Wednesday (21st). Do be sure to bookmark and add them to your calendars for updates on WIPs and new releases! Happy writing and reading!

Ian Walkley

Buy No Remorse:

Kathy Stewart

Web site:

My book can be bought by emailing or via Amazon

Grievous Harm

Book covers – ever wonder what goes into them? Ever thought about the the time spent searching for an appropriate background, about whether to have figures or symbols? About what can go on the cover that will give the reader an idea of the story inside?

Graphic designers get a brief from the publisher about the book contents and what they think will work and try to come up with something they hope the publisher likes. But it’s not easy. Sometimes a cover hits the right note, is eye-catching, draws the reader in, gives a good indication of what type of story is between the covers. I’ve had a couple of those in the past. But I’ve also had some that fell flatter than my first attempts at making gluten free scones (even the dog wouldn’t eat them – the scones, that is, not the covers).

With my current publisher, Clan Destine Press, I’m lucky to have a fair bit of say in the cover content. This is wonderful, but it can also be frustrating in that I get to experience the limitations that can sometimes happen for the graphic designer when trying to mould several disparate pieces into a cohesive whole.

Lots of head scratching has been happening with the Grievous Harm cover. Several potentials have been slaved over only to be discarded because they just didn’t “work”. And now we’re down to a great background, with good colouring and scene composition, but needing that particular element that makes the reader want to pick up the book.

So I’m asking all those readers of romantic suspense, or crime and romance, or thriller with a love story, what do you think that element is? What is it about a cover that makes you pick up the book?

Want to know about romantic suspense?

Join me at the Romance Writers of Australia national conference at the Gold Coast in August where Bronwyn Parry, Karlene Blakemore-Mowle, Shannon Curtis (no relation but a great gal) and I will be on a panel called Love in the Face of Danger: Romantic Suspense, with Helene Young moderating.

The blurb for the workshop is: Find out how far these writers have gone in pursuit of their stories, their tips on finding unusual sources and methods of research, and what publishing avenues exist in Australia for Romantic Suspense stories. Learn what makes Romantic Suspense different to Crime novels with love stories, and how to balance romance with suspense. Uncover which careers work best for the heroes and heroines and if there’s room for ordinary people doing extraordinary things.

If you’ve read our books, you’ll know that although we all write varieties of romantic suspense, there are definitely differences in the way we approach this sub-genre. From kick-arse to heart-rending, you’ll find it all. I have to confess that I feel my books are very gritty in not only subject matter, but in the style of writing, which probably explains why I have a strong male as well as female readership. Perhaps the men want to be like my heroes and the women fall in love with them like the heroines do 🙂 I also love writing complex plots covering a variety of crimes.

When my next book, Grievous Harm, is published, it’s going to be interesting to see what reactions I get from readers. My hero and heroine go through an experience I wouldn’t wish on my worst enemy, but that’s the way the story wrote itself. Sometimes I have no idea where my stories come from and why they twist and turn they way they do but still come out so cohesively in the end. No wonder my very good friend Sara Bennett said she didn’t know I was so devious 😉 Thank heavens she was only referring to my writer’s mind and not my personality lol

After two weeks with the flu I’m very happy to finally be back blogging and organising WriteFest – and soon doing some writing 🙂

Author Chat

The Bundaberg Regional Library started a new initiative on Monday – morning tea with an author – and I was the guinea pig 🙂

At first I thought I was going to be chatting with an audience of two, but people soon trickled in, and when I started talking about the journey of a book, from manuscript to bookshelf, library patrons who’d come in just to borrow a book wandered over and sat down and joined in. It was a great morning, and lovely to meet such interesting readers and writers. One lady bought Fatal Flaw for her daughter and when she said to write “To Gaynor” on it, I had to tell her that there is a character in the book called Gaynor and she’s not the kind of woman you’d want your son to bring home for dinner. She laughed and said it will create some discussion on Christmas morning.

Which makes me curious – have you ever read a character that had the same name as you and you didn’t like him/her? How did you feel about it?

Sandy with Jacqui Read, Linda Collins, Val Lewis and Alina Bonaventura at Library Author Chat
Sandy and Lyn Dwyer

Picking up a Swedish backpacker

Would you believe I picked up a Swedish backpacker the other day? Okay, all you romance and crime lovers, stop the drooling and getting suspicious. She (yes, she) was a lovely young woman who hadn’t seen anything of Bundaberg and was going to be working at least 6 days a week for the next four months so I gave her a tour of all the wonderful beaches here. From Mon Repos where the turtles come to lay their eggs (it’s the season now) to Bargara and Innes Park. Didn’t get as far as Elliott Heads but made it to our only hill, The Sloping Hummock, for an all-over view of the countryside. At 20 she has come alone to Oz on a working holiday. And if you’re thinking of her as a tall, striking blonde with blue eyes, reverse that. She was even as short as I am! And we took the same shoe size. I found that out when she asked me where she could buy some sneakers. People with tiny feet aren’t always catered for well in the footwear area.

It got me thinking about our preconceptions of what we expect people of other nationalities look like and how they behave. When I wrote Fatal Flaw, I created a character who is part Asian, part English, with diverse nationalities grandparents. I had never encountered anyone with that background so picked the brains of a friend who had lived in Malaysia for some years. What she told me offered a whole new twist to the plot that I hadn’t anticipated but worked exceptionally well. Readers have to believe that characters’ actions ring true, and getting that kind of insight from my friend allowed me to give him plausible motivations. I love creating complex characters, and Fatal Flaw has its fair share of them.

I often wonder how readers feel about characters in the books they read. Anyone willing to share their thoughts?

What a night!

What a lovely evening! I’ve had book launches for my previous five books but this was the first time I’d had a book signing in Dymocks at Bundaberg. It was great to have the support of friends that I haven’t seen in a while – our lives sometimes get too busy, don’t they, and we need a reminder that time slips by far too fast. Some family members couldn’t make it, but those that could enjoyed themselves immensely, especially my four-year-old grandson Alex, and definitely my daughter-in-law, Cheryse Durrant, who snapped away madly with her trusty camera – the results are on her website.

Dymocks Booksellers Bundaberg owner, Phil Freeman, said he enjoyed seeing so many people in his store who were book-lovers. I definitely agree with him – love those book-lovers 🙂

I think I’m almost brain-dead after over two weeks travelling and constant sinus problems. Everything in Victoria was flowering – a pleasure to see but a disaster for my nose. Our grand-daughter turns one today so all the relatives are gathering to celebrate, so it looks like another busy weekend. Guess I won’t have any time soon to do a re-read of Grievous Harm, the next book after Fatal Flaw. I finished writing the story some time back but want to have a re-read. Don’t know if I’m a perfectionist or just plain picky 😉

I’d like to thank everyone who came to the signing. I very much appreciate your support and friendship.

Sandy with romance author Helen Lacey and fantasy author Louise Cusack
Sandy with Phil Freeman of Dymocks Bundaberg
Sandy with Phil Freeman of Dymocks Bundaberg
Sandy with Cheryse Durrant
Sandy with Cheryse Durrant
Laree Chapman, Di Esmond, Jan Sullivan, Jenny Duffy, Pascale Osanz

SheKilda and the Chaos Fairy

Just a little over a week to go before the Sisters-in-Crime convention, SheKilda, will be held in Melbourne. For readers interested in the crime genre and the romantic suspense sub-genre, it will be a must-attend event. Top Aussie crime writers will be sharing their knowledge and baring their souls (well, their writing souls). Aspiring writers will have the opportunity to come along and ask their favourite authors those questions they’d never otherwise have a chance to ask. Readers will get to see their favourite authors in the flesh and have books signed.

As a Queenslander I was writing winter woollies on my packing list, but was pleasantly surprised to see Melbourne temperatures in temperatures in the high twenties (C). Just as I was thinking of revising the list, the city lived up to its reputation of having four seasons in one day and the mercury plummeted. It’s a good thing Rob and I are driving down – I’ll need all the back seat to stack the many changes of clothing I’m sure to need.

On Monday a journalist from our local newspaper, the NewsMail, phoned and said she wanted to interview me about the publication of Fatal Flaw and send out a photographer. I looked around the house – saw the stuff that’s been piling up in the past few weeks as the Chaos Fairy swatted me a few good ones with her wacky wand and kept me from concentrating on housework (all right, I’ll be honest, I try to avoid housework but I don’t like it to get too feral) and knew I was in for a quick clean-up. I looked in the mirror and knew that was a good place to start, especially as my hair looked like I should mop the floor with it. Deciding it needed a colour to give it a lift, I quickly dragged out the plastic gloves and set to work. During the colour-setting time I made like the mad woman in the Ajax tv ad and did a surface clearance. Just as I was about to dive into the shower to rinse off the colour the phone rang. I looked at the number. It was my publisher. I couldn’t not answer it. Ten minutes later I half stripped, stuck my head in the shower and was towelling dry when the photographer arrived. Luckily for me it was Max Fleet, a great guy with a lot of patience. I didn’t have time to throw on any spak filler, but he managed to play with the light so I didn’t crack his lens. The result can be seen here.


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Double D Ranch 23833 Highway 64 W. Taos, NM (The Double D Ranch)

1 of 99

Double D Ranch 23833 Highway 64 W. Taos, NM (The Double D Ranch)

  • 12 beds
  • 12 baths
  • 8021 sqft

Contact Presenting Broker

    Caroline Russell

    Caroline D. Russell

    (505) 699-0909

    Key Features

    • MLS: 202004556
    • Status: Active
    • Price: $2,750,000
    • Bedrooms: 12
    • Full Baths: 10
    • Half Baths: 1
    • 3/4 Baths: 1
    • Area: 70-Taos and Environ
    • Type: Single Family
    • Acres: 1835
    • Guest House: Yes
    • Main House Sqft: 5,277
    • Guest House Sqft: 2,744
    • Total Sqft: 8,021

    About this Property

    Incredible Family Compound Retreat or Private Wild West Dream Destination! 5,700 sq.ft. adobe owners residence perched on a hill with forever 360-degree views of the Taos Valley and the surrounding Rocky Mountains. Below the main house is a manager's house, old log and stone cabin, and an additional 4-bedroom guest house. The Monitor style barn has 8 stalls and there is a separate equipment garage and workshop. Three round pens and a roping arena add to the equestrian ranch allure. Once you are behind the entry gates you are in a peaceful 1,835 acres of fenced cattle grazing land! An additional 1,000 deeded acres, contiguous to the Double D, and adjacent to the BLM lands of the Rio Grande Monument is also available for purchase subject to acquiring the ranch. Video link: All COVID-19 protocols must be observed. Masks required.

    Additional Features

    • Type: Single Family
    • Style: Pueblo
    • Levels: Single
    • Sewage: Septic
    • Electric: Public
    • Gas: Propane
    • Telephone: On-Site
    • Garage Spaces: 2
    • Horses Allowed: Yes
    • Days On Market: 280
    • Age: Unknown
    • Fireplace: Yes
    • Number Fireplaces: Four or more
    • Fireplace Type: Wood Burning
    • Cooling: Other- See Remarks
    • Construction: Frame, Stucco
    • Extras: Insulated Windows, Lake(s), Out Buildings, RV Parking Available, Satellite TV, Vigas & Beams, Barn/Stables

    Taos Area

    Taos is a town in the north-central region of New Mexico in the Sangre de Cristo Mountains and incorporated in 1934. Other nearby communities include Ranchos de Taos, Cañon, Taos Canyon, Ranchitos, El Prado, and Arroyo Seco. The town is close to Taos Pueblo, the Native American village and tribe…

    • Elementary School: Unknown
    • Junior High School: Unknown
    • High School: Unknown

    Listing Brokerage

    IDX listing

    Robert Cardinale

    Sotheby's Int. RE/Washington

    View Map
    Click to View Map
    The data relating to real estate for sale in this web site comes in part from the Internet Data exchange (“IDX”) program of SFAR MLS, Inc. Real estate listings held by brokers other than Sotheby's International Realty ® are marked with the IDX logo. All data in this web site is deemed reliable but is not guaranteed.


text:
EEST (Eastern European Summer Time)
GMT +3
Australian Eastern Daylight Time
GMT +11
AEDT is NOT in use by many locations
AEST (Australian Eastern Standard Time) is used instead. Switch to AEST time zone or select one of the cities Sydney, Melbourne, Canberra for automatic timezone change.

Time Difference

EEST (Eastern European Summer Time) is 8 hours behind of Australian Eastern Daylight Time
7:00 pm19:00 in Tarqumya, Palestinian Territory is 3:00 am03:00 in AEDT

Tarqumya to AEDT call time
Best time for a conference call or a meeting is between 8am-10am in Tarqumya which corresponds to 4pm-6pm in AEDT

7:00 pm19:00 EEST (Eastern European Summer Time) (Tarqumya, Palestinian Territory). Offset UTC +3:00 hours
3:00 am03:00 Australian Eastern Daylight Time (AEDT). Offset UTC +11:00 hours

7:00 pm19:00 Tarqumya, Palestinian Territory / 3:00 am03:00 AEDT

Tarqumya, Palestinian Territory AEDT
12am (midnight) 8am
1am 9am
2am 10am
3am 11am
4am 12pm (noon)
5am 1pm
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11am 7pm
12pm (noon) 8pm
1pm 9pm
2pm 10pm
3pm 11pm
4pm 12am (midnight)
5pm 1am
6pm 2am
7pm 3am
8pm 4am
9pm 5am
10pm 6am
11pm 7am
0:00 8:00
1:00 9:00
2:00 10:00
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16:00 0:00
17:00 1:00
18:00 2:00
19:00 3:00
20:00 4:00
21:00 5:00
22:00 6:00
23:00 7:00

Tarqumya Information

Time Zone

Abbreviation / Name
EEST - Eastern European Summer Time
EET - Eastern European Time
UTC / GMT Offset
+3:00 hours during Eastern European Summer Time, currently in use.
+2:00 hours during Eastern European Time.
Daylight Saving Time Change
+1:00 hour - DST is in use
Daylight Saving Time Starts
October 24 at 00:00 local time. DST starts annually on the same date and time.. Clocks are turned 1 hour forward. Also called Spring Forward or Summer Time.
Daylight Saving Time Ends
March 26 at 23:59 local time. DST ends annually on the same date and time.. Clocks are turned 1 hour backward. Also called Fall Back or switch to Winter Time.

Tarqumya Facts

Palestinian Territory
Alternative Names
Tarqumia, Tarqumiya, Tarqumiyah, Tarqumya, Tarqumye, Tarqūmiya, Tarqūmiyah, Tarqūmye, Tarqūmyā, Terkumie, Turqumiya, trqwmya, ترقوميا
Shekel (ILS)
Geographic Coordinates
31° 34' N Latitude / 35° 00' E Longitude
International Dialing Code

Australian Eastern Daylight Time

Offset: AEDT is 11 hours ahead Greenwich Mean Time (GMT) and is used in Australia

Countries: It is used in following countries: Australia

Principal Cities: The largest city in the AEDT timezone is Sydney from Australia with population about 4.627 million people. Other major cities in the area are Melbourne, Canberra, Newcastle, Wollongong

Daylight Saving: Australian Eastern Daylight Time (AEDT) is a daylight saving/summer timezone, however during winter some places adjust time for one hour back and observe Australian Eastern Standard Time (AEST).

End: AEDT ended and clocks were set one hour back on Sunday, 04 April 2021, at 3:00 (3:00 am) local time.

Start: AEDT starts and clocks are set one hour forward on Sunday, 03 October 2021, at 2:00 (2:00 am) local time.

AEDT Time Zone Geo Map
AEDT timezone map

Australian Eastern Daylight Time (AEDT) is observer in New South Wales (except Broken Hill and Lord Howe Island), Victoria, Tasmania, Australian Capital Territory, Sydney, Melbourne, Hobart, Canberra AEDT is equal to Coordinated Universal Time plus 11 hours (UTC +11). During a summer time period, these locations move from AEST to Australian Eastern Daylight Time (AEDT), and clocks are advanced to UTC +11.

Daylight saving or summer time is commonly expressed as AEDT (Australian Eastern Daylight Time). In periods of daylight saving an hour is added to the Local Standard Time.

The regulation of time is a State Government responsibility. Changes to the period of daylight saving may be made by regulation. Legislation to harmonise daylight saving in NSW with the south-eastern states and the ACT was passed by the NSW Parliament on 23 October 2007.

History of daylight saving in New South Wales
Daylight saving operated nationally for single summer during World War I from 1 January 1917 to 25 March 1917 and during World War II for three summers in a row, starting on 1 January 1942. Daylight saving was re-introduced for third time in New South Wales on 31 October 1971 after New South Wales Parliament passed the Standard Time Act 1971. A referendum held on 1 May 1976 proposed that daylight saving should be on a permanent basis. The ballot paper stated: "At present there is a period commonly called 'daylight saving' by which time is advanced by one hour for the period commencing on the last Sunday in October in each year and ending on the first Sunday in March in the following year. Electors were then asked to answer YES or NO to the question: Are you in favour of daylight saving? 1,882,770 electors were in favour, 868,900 were against and 35,507 votes were informal.\" The period of daylight saving is prescribed by the Daylight Saving Regulations 2008, made under the Daylight Saving Act 2007. Since April 2008, daylight saving has been synchronised across Tasmania, New South Wales, Victoria, the ACT and South Australia, although South Australia remains half an hour behind throughout the year due to the observance of Australian Central Standard Time.

Which is correct Daylight Savings or Daylight Saving (with or without the 's' at the end)? The correct spelling in Australia is without the 's'.

AEDT representations, usage and related time zones

W3C/ISO-8601: International standard covering representation and exchange of dates and time-related data
  • +11 - basic short
  • +1100 - basic
  • +11:00 - extended
Email/RFC-2822: Internet Message Format Date Standard, typically used for timestamps in email headers
  • +1100 - sign character (+) followed by a four digit time providing hours (11) and minutes (00) of the offset. Indicates eleven hour and zero minutes time differences to the east of the zero meridian.
Military/NATO: Used by the U.S. military, Chinese military and others
  • Lima - Military abbreviation for AEDT
  • L - short form of 'Lima'
IANA/Olson: Reflects AEDT time zone boundaries defined by political bodies, primarily intended for use with computer programs and operating systems
  • Australia/ACT
  • Australia/Canberra
  • Australia/Currie
  • Australia/Hobart
  • Australia/Melbourne
  • Australia/NSW
  • Australia/Sydney
  • Australia/Tasmania
  • Australia/Victoria
Time zones with the GMT +11 offset:
  • AEDT - Australian Eastern Daylight Time
  • BST - Bougainville Standard Time
  • KOST - Kosrae Time
  • L - Lima Time Zone
  • LHDT - Lord Howe Daylight Time
  • NCT - New Caledonia Time
  • PETT - Kamchatka Time
  • PONT - Pohnpei Standard Time
  • SBT - Solomon IslandsTime
  • VLAST - Vladivostok Summer Time
  • VUT - Vanuatu Time
  • +11 -


WARC-Identified-Payload-Type: application/xhtml+xml

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Scene and Heard

Posted in Entertainment by sceneandheardblog on June 17, 2011

New York, NY, June 15, 2011 – Shaquille O’Neal, through his company Shaq Entertainment, today announced the launch the first All-Star Comedy Jam tour.  “I played with many All-stars on the court and laughed with these All-stars off the court,” said Shaq.  “I’m happy to present this hand-picked lineup as the first Shaq All-Star tour.”

The tour kicks off Friday, September 9th in Memphis as part of the Southern Heritage Classic and will play in more than 20 U.S. cities this fall.  This is the first new venture following Shaq’s retirement from the NBA and is produced in association with AEG Live.  Tickets go on-sale Friday, June 17 at 10am at

The tour brings many of the hilarious comedians presented at Shaq’s All-star Comedy Jams shot during NBA All-star Weekends over the last three years.  These highly rated television specials have aired annually since 2009 and a new full hour special for tour host, DeRay Davis, will premier Friday, July 1st.   The lineup may also include All-Star comedians such as Aries Spears; Corey Holcomb; Tommy Davidson; Capone; Gary Owen and Tony Roberts.

The tour will also be filmed live for a reality show called All-Star Comedy Jam Backstage Pass.  The filming of the show will be produced and distributed by Codeblack Entertainment.

In the last four years, Shaq Entertainment has launched the highly successful All-Star Comedy Jam brand, producing several television specials, a highly successful DVD series and also helped catapult comedian Kevin Hart into the national spotlight.

For further information:

Date                                        City                                         Venue

September 9                           Memphis, TN                          Orpheum Theatre

September 10                         Clearwater, FL                        Ruth Eckherd Hall

September 16                         New Haven, CT                      Shubert Performing Arts Center

September 17                         New York, NY                         Best Buy Theater

September 23                         Seattle, WA                             The Moore Theatre

September 24                         San Diego, CA                        Humphrey’s Concerts By The Bay

September 30                         Richmond, VA                                    Landmark Theater

October 1                                Washington DC                       DAR Constitution Hall

October 7                                Atlanta, GA                             Cobb Energy Performing Arts Center

October 8                                Birmingham, AL                      Alabama Theatre

October 14                              Baltimore, MD                         Modell PAC at the Lyric

October 15                              Norfolk, VA                             Chrysler Hall Theatre

October 21                              Nashville, TN                          Ryman Auditorium

October 22                              Charlotte, NC                          Ovens Auditorium

October 29                              Louisville, KY                          W.L Lyons Brown Theatre

November 4                            Hammond, IN (Chicago)        The Venue at Horseshoe Casino

November 5                            Cleveland, OH                                    The Palace Theatre

November 11                          Philadelphia, PA                      Keswick Theatre

November 12                          Pittsburgh, PA                         Byham            Theatre

November 18                          Kansas City, MO                    The Midland by AMC

November 19                          Minneapolis, MN                     State Theatre

SHAQ ENTERTAINMENT founded by NBA superstar Shaquille O’Neal is a vertically integrated entertainment and new media company primarily engaged in the promotion and management of live urban themed stand up comedy events. Shaq Entertainment has a partnership with AEG Live to co-promote and produce its live events as well as a partnership with Codeblack Entertainment to produce, film and distribute its properties via Television, DVD, Mobile and Digital outlets.

Posted in Entertainment by sceneandheardblog on June 17, 2011

 Tedeschi Trucks Band debuts big with their inaugural album Revelator, breaking into the Billboard Top 200 Chart at #12 in their first week with 26k units sold.  The highly anticipated and critically acclaimed Revelator, marks a career milestone for both husband and wife team Susan Tedeschi and Derek Trucks, bringing both artists their highest first week sales and charting that either artist has had to date.

The album, available in stores and online now, has been met with tremendous excitement from the media and TTB’s fan base alike.  Praised as a “masterpiece” by Rolling Stone Magazine in a FOUR STAR REVIEW, the first single, “Learn How to Love,” has been embraced at radio consistently being one of the top most added song at AAA from week to week.

Tedeschi Trucks Band kicked off their release with a soulful and anthemic performance of the album’s first single, “Learn How To Love” on The Tonight Show with Jay Leno followed by a flurry of positive reviews.  Rolling Stone hailed the album, “a deep soul laced with Indo-slide ecstasy.”  USA Today called the album simply “Outstanding.”  The Boston Herald honored Revelator as their “Album of the Week.”  Others like the Charleston City Paper in Charleston, NC where the band recently performed describe them as “staggering, uplifting, and damn near soul-saving.”

Revelator (Sony MASTERWORKS), the long-awaited, song-oriented debut album by the husband-wife team of singer/guitarist Susan Tedeschi and guitarist Derek Trucks, is filled with smoky, blues-dipped rockers and heart-stilling ballads that show off, respectively, the gutsier and softer side of Tedeschi’s vocal ability, plus a series of emotive, story-telling solos shaped by Trucks’s uncanny agility on slide-guitar, and introduces the couple’s new, 11-piece ensemble—Tedeschi Trucks Band.

A dramatic leap forward for two of the music world’s most dynamic performers,  Revelator is a confident yet unforced triumph offering a cohesive vision: an idyllic, musical world in which the echoes of so many great traditions—Delta blues and Memphis soul, Sixties rock and Seventies funk—organically flow together, blending with an entirely original, modern sensibility.

In addition to the combined weight of Tedeschi and Trucks’ equally renowned abilities, Revelator benefits from an impressive circle of talent that the two brought together. Trucks co-produced the album with multi-Grammy-winning engineer Jim Scott, whose genre-bending credits include popular albums by the Dixie Chicks, Johnny Cash, and the Red Hot Chili Peppers. Both Tedeschi and Trucks co-wrote the album’s twelve new songs with an impressive list of experienced songwriters, including Jeff Trott, John Leventhal, David Ryan Harris and Sonya Kitchell; Gary Louris and Oliver Wood—of the Jayhawks and the Wood Brothers, respectively; and old friends like guitarists Doyle Bramhall II and Eric Krasno (of Soulive), and band members Mike Mattison, Kofi Burbridge and Oteil Burbridge.

Most notably, Revelator features the newly formed Tedeschi Trucks Band, an eleven-member ensemble overflowing with talent and musical familiarity. Brothers Oteil Burbridge (noted for his years as bassist with the Allman Brothers Band) and Kofi Burbridge (longtime keyboardist/flutist with The Derek Trucks Band) have joined forces with a pair of drummers J. J. Johnson and Tyler Greenwell, trumpeter Maurice Brown, tenor saxophonist Kebbi Williams, trombonist Saunders Sermons, and harmony singers Mark Rivers and Mike Mattison. (Additionally, Ryan Shaw and David Ryan Harris supplied harmony vocals to various tracks on the album, and Alam Khan adds his masterful sarod playing to “These Walls”.) The fact that this aggregation includes so many musicians related by experience—and blood—clearly adds to the notion of Revelator as a true group album, the product of a musical family.

The band will perform “Learn How To Love” on Conan on July 19.

Tedeschi Trucks Band is currently on tour, performing the music from the album as well as old favorites. For a list of tour dates and more information please visit

Horseshoe Welcomes Dwight Yoakam

Posted in Entertainment by sceneandheardblog on June 17, 2011

Dwight Yoakam is a singer-songwriter, actor and film director, most famous for his pioneering country music. Popular since the early 1980s, he has recorded more than twenty-one albums and compilations, has charted more than thirty singles on the Billboard Hot Country Songs charts, and sold more than 25 million records. This one time performance will be held on September 2nd at 7:30 p.m. in the Showroom.  Tickets go on sale Friday June 24th, 2011 and may be purchased through Ticketmaster or the Horseshoe Box office.

Horseshoe announces it will be the Location for the Entertainer of the Year Finals 2011

Posted in Entertainment by sceneandheardblog on June 17, 2011

This competition will feature some of the nation’s finest performers with a special appearance by 2010’s Entertainer of The Year Vanessa Demornay . This event is a pageant competition where contestants will be judged in five categories.

Don’t miss this exciting event at Horseshoe Southern Indiana on July 31st, 2011 at 8:00 p.m. in the Showroom.  Tickets are on sale June 20th, 2011 and may be purchased through Ticketmaster or the Horseshoe Box office.

To attend Entertainer of the Year ticket holders must be 18 years of age with valid ID.  Any guests wishing to visit the casino floor must be 21 years of age or older with valid ID.


text:
GDC is part of the Informa Tech Division of Informa PLC

This site is operated by a business or businesses owned by Informa PLC and all copyright resides with them. Informa PLC's registered office is 5 Howick Place, London SW1P 1WG. Registered in England and Wales. Number 8860726.

Use the GDC 2021 Session Viewer to browse and sort the ever-growing list of sessions by day, time, pass type, topic, and format. All registered attendees will be able to build their personal schedule directly within the event platform, once live early July 2021. All times are listed in Pacific Time.

Maurice Ko VP EngineeringKabam

Mo Ko is the VP of Engineer for Kabam, currently responsible for all tech related "stuff" within the company. he is a result oriented leader with 20yrs game experience in building up tech and culture. prior to kabam, he also spent time at Microsoft Game Studio and Electronic Arts.

Kabam is an interactive entertainment company founded in 2006 and headquartered in Vancouver, BC. with offices in San Francisco, CA and Austin, Texas. The company creates, develops and publishes massively multiplayer social games such as Marvel Contest of Champions and Transformers: Forged to Fight for mobile devices.


text:
Attachment of TiO2 Powders to Hollow Glass Microbeads: Activity of the TiO2-Coated Beads in the Photoassisted Oxidation of Ethanol to Acetaldehyde

C. M. Wang, Z. Luo, J. Schwitzgebel, J. G. Ekerdt, J. R. Brock, A. Heller

Research output: Contribution to journalArticlepeer-review

137 Citations (Scopus)

Methods for attaching n-TiO2 particles to hollow microbeads of 80–100 μm average diam and 0.4-0.7 g cm-3 density are discussed. The floating photoactive microbeads were designed for use in solar-assisted oxidative dissolution of oil films on water. Photoactive beads caused the oxidation of ethanol molecules by dissolved dioxygen to acetaldehyde when exposed to >3 eV incident photons. Particularly photoactive beads were obtained by attaching Degussa P25 TiO2 particles to aluminosilicate glass microbeads of ~10 μm wall thickness by physisorbing the TiO2 particles and bonding thermally at 300°C. The TiO2 thermally bonded to aluminosilicate beads was stable in water and UV light, producing 0.7 mol of acetaldehyde per einstein. Acetaldehyde was produced at an efficiency of 0.5 mol/einstein in the photoassisted oxidation of ethanol on TiO2-activated borosilicate microbeads, which were made by a process where triethoxysilane was used as binder and ethanol was eliminated in the reaction with surface OH groups. One week of exposure to water caused the borosilicate glass microbeads to dissolve. The aluminosilicate glass was, however, not water-soluble, and the bound TiO2 particles did not detach from the bead.

Original languageEnglish
Pages (from-to)3660-3664
Number of pages5
JournalJournal of the Electrochemical Society
Issue number12
Publication statusPublished - 1991 Dec

ASJC Scopus subject areas

  • Electronic, Optical and Magnetic Materials
  • Renewable Energy, Sustainability and the Environment
  • Surfaces, Coatings and Films
  • Electrochemistry
  • Materials Chemistry

Dive into the research topics of 'Attachment of TiO2 Powders to Hollow Glass Microbeads: Activity of the TiO2-Coated Beads in the Photoassisted Oxidation of Ethanol to Acetaldehyde'. Together they form a unique fingerprint.

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text:
Date of Award

Degree Name

Master of Science

Occupational Therapy

First Advisor

Dr. David L. Nelson

Second Advisor

Dr. Cindee Peterson

Third Advisor

Dr. Alyce Dickinson

Access Setting

Masters Thesis-Open Access

Theoretically, perceptual information from the interaction with an object and its surfaces (an affordance) facilitates the development of motor skill. This study investigated the use of an affordance in learning control of flexion and extension of an above-elbow training prosthesis. Fifty-two male college students were randomly assigned to two training procedures: two, 1.5-minute periods of a joining dots activity with a flashlight attached to the hook of the prosthesis (affordance group), and practice moving the prosthesis at the elbow joint (no-affordance group) for the same amount of time. To assess generalization of skill to a different task, each subject traced a continuous line through a maze with a pen attached to the hook. Deviations from the line were measured. Data analysis using a Mann-Whitney U test revealed that subjects in the affordance group traced significantly better than subjects in the no-affordance group (p < .025).