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Persecution of Christians Reaches Unprecedented Global Proportions

ICC Note: Few Christians, especially in the United States, have even a basic understanding of the extent to which Christians around the globe face discrimination, harassment, arrest, and death because of their faith in Christ. The following article, which first examines conditions for Christians living in North Korea, reveals fascinating and alarming statistics about the global breadth of anti-Christian activity. For instance, according to the Pew Forum, Christians faced harassment in 139 nations, or almost three quarters of all countries on earth, between 2006 and 2010. Another estimate is that 80 percent of all acts of religious discrimination in the world today are directed at Christians.

12/2/2013 North Korea (Christian Post) – Sometime in November, the North Korean regime publicly executed eighty people in seven cities across the country. In each instance, a crowd was forced to watch as ten people, their heads covered with white bags, were tied to stakes and machine gunned to death.

The “crimes” for which these people were put to death were “watching or illegally trafficking South Korean videos, or involvement in prostitution, [or] possessing a Bible.”

That’s right. Possessing a Bible.

While what happened last month was horrific, it should not come as a surprise. North Korea “enjoys” the dubious distinction of being the “most hazardous nation on earth in which to be a Christian” for eleven consecutive years.

As horrendous as these stories are, they’re unfortunately only a small part of the persecution Christians face every day all around the world. As Allen notes, according to a study by the Pew Forum, “between 2006 and 2010 . . . Christians had been harassed in a total of 139 nations, which is almost three-quarters of all the countries on earth.”

The International Society for Human Rights has estimated that “80 percent of all acts of religious discrimination in the world today are directed against Christians.”

This harassment and discrimination takes many forms: institutional and employment discrimination, suppression of missionary activity to the ultimate form of discrimination, death.

Allen notes that estimates of the number of Christians who are killed because they are Christian range from 7,300 to 100,000 every year. Even at the low end, that represents nearly one per hour.

[Full Story]

ICC is on a mission to help persecuted Christians. Will you join us?


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Full Moon in Capricorn June 24th, 2021 11:40 am PDT

Sabian Symbol: A Group of People Entering a Canoe for A Journey by Water.

This symbolizes the possibility, the desire or the need, of gathering with others who share the same ideals, the same destinations, the same possibilities in life and journeying together towards a common goal. Even if the goals are differing, though, we can find our way through being with those who share at least part of our journey.

Keywords: Cohesive effort, cooperation and coordination. People coming together with a shared goal in sight. Being continually on the move. Feeling like one’s on a ‘Journey’ of destiny. People all pulling together. Canoes. Boats. Vehicles of discovery. Setting off on an adventure. Entering the unknown.**

A Moon in Capricorn isn’t always the juiciest time, as the Moon is in its opposite sign of rulership- called its “detriment”. However, this Full Moon is special for a few important reasons. It’s not an eclipsed lunation or largely afflicted by aspects to tough planets, (2020!!) and it’s actually supported by a beautiful sextile with Jupiter at home in Pisces, reminding us of the enchantment that is ever present in our lives. It’s a time to keep the “faith” in our potential and in our progress.

The ruler or dispositor of the full Moon is hard working and sober Saturn, currently retrograde in its “day” sign of Aquarius. We may feel slightly overwhelmed now with tasks, or with the work it is taking to accomplish our personal goals and to “keep on keeping on”. Aquarius points to the idea that whatever work we are committed to, even personal self-improvement work can help the collective, as really, we are all in the same “boat” as beings on this Earth, at this time. You are not alone.

There are BIG themes of friction and breaking free of the past this year, thanks to Saturn in Aquarius clashing with Uranus and Taurus. Mars is close enough now to add to this feeling of frustration. Try to do what you can and focus on productive actions to achieve your desires.

Work on your “ Saturnian” control, your focus and determination and do so while setting healthy boundaries with your own personal “world”- and not only will you navigate this time well, but you can also achieve the rewards Saturn offers:

Mastery, Accomplishment, Self-knowledge, and Wisdom.

Moon Blessings,

** Lynda Hills' Sabian Symbols Oracle

Art by Christina Vaginkel

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The AI Engine

This forum is for discussion of how The Personality Forge's AI Engine works. This is the place for questions on what means what, how to script, and ideas and plans for the Engine.

7633 - 7648 of 7648

NEW 2 months ago #7633

Thanks, Emily, much as I expected. Just have to get this big aiscript change done... Really brings home the size when you go through the file line by line!

NEW 1 month ago #7634

I would swear that, back in the day, it was possible to store a custom plugin as a memory from a bot's response. If I made Frizella mad, she'd pick a rude nickname for me from my rude nickname plugin and then refer to me by that name until I convinced her I was sorry. I'm certain she called me Dirtbag on the regular, or any number of other insults in my custom plugin.

Now if I try to remember a (p:whatever) custom plugin I get a message that the AIScript statement is incorrectly formatted or not valid for Keyphrases. If I change the (p:whatever) to a non-custom plugin in (animal) it works; just not if it's custom.

I can't be imagining that it used to work, can I?

NEW 1 month ago #7635

i store what my chatbot chooses to eat and wear from a plugin all the time.

NEW 1 month ago #7636

bobstack, would you mind sharing what that looks like?

It used to be that if you called Frizella "Frizzy" she'd take offense and say "How rude, I'm going to call you (p:InsultNames) and see how you like it" and store that insult name as the user's only name so that she'd refer to them with that insult name going forward.

She'll still say that, but no longer stores the insult name as the user's only name. The old AIScript is in there but I assume it just skips it since it's not formatted correctly or not valid now.

NEW 1 month ago #7637

rem "food" as only "sheeating";
self: rem "(p:dinnerfoods)" as only "food"

response=i am eating (self-food)
if (mem-lilaithxisdoing) is "gfood";
if (mem-sheeating) is "food";
if (self-food) exists;

NEW 1 month ago #7638

Thanks, bobstack; that got me on the right track. Frizella is now insulting me as she did before, the sweet thing.

NEW 1 month ago #7639

database error keeps on displaying and i have to click on refresh. With all the chatbots on personilityforge when i chat with them request fails.

NEW 3 weeks ago #7640

So, the once AIScript. It's used for responses, so I'm wondering what the *actual* use for this is. Yes, you can use it for stuff that only shows once, but there's no guarantee of the response with once triggering first? This feels really niche and useless, honestly; I'm using it for voting via a mangled method to stop one person voting many times, but that's all the use I can see unless it has an undocumented feature of prioritizing that response? And you can't even use ranks to up it, because they're for KPs/Seeks, not responses!

NEW 3 weeks ago #7641

it could be used to show you what is in a particular room and eat while talking.

NEW 3 weeks ago #7642

oops i got it confused with x none.

NEW 3 weeks ago #7643

it is used in your chatbot with x none to stop asking a question over and over.
And in a response to stop having your chatbot ask a question over and over again.
if a chatbot asks a question over and over again that would be annoying and repetitive i think.

NEW 3 weeks ago #7644

Makes sense on xnone and the like. Just feels like you've got two responses, one with once and one for afterwards, and you're not guaranteed the once one first. So you're better off using throw away variables for that.

NEW 3 weeks ago #7645

'once' is pretty much useless, IMHO. I used to use it for similar situations in xnones, but have stopped doing so once I realized that your bot remembers that once has been hit forever... it doesn't seem possible to reset the flag, even if the user logs out and goes away for a long time or whatever. You're better off just using a memory to do the same job.

NEW 2 weeks ago #7646

would having the chatbots handle multiple choice questions be a good idea?

NEW 2 weeks ago #7647

Shouldn't be too hard to set up. I think the only thing that would be kind of a nuisance is that PF doesn't have a way to add or subtract numbers together, so there isn't really an elegant way to keep score other than a very painful brute force memory solution.

NEW 2 weeks ago #7648

i mean questions like.
which of these things is a food? glass,metal,slime,grapes,peanuts or wood

(Log in or create an account to post messages.)

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Create a free account to be able to make your own AI chatbots, post in forums, and chat with other botmasters.

Create Account

» More new posts: Bug Stomp


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Home Page

Class Pages

Children's mental health is more important than ever at the moment, especially for those who are at home.  Please check out the page below for information, activities and support that will help you support your child's mental health.

Peterbrook Primary School, High Street, Solihull Lodge, Shirley, Solihull, West Midlands, B90 1HR

Tel: +44(0)121 4302545


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Adopting a Jewish Affinity

Adopting a Jewish Affinity

I was recently on LinkedIn and a familiar name from long ago popped up as someone I might know. At least it was a most familiar name, for in this instance my friend’s name was preceded with the word Rabbi. I was intrigued.

I knew him through work and hadn’t seen him in twenty years. I also knew him to be Jewish, but perceived him to a marginal one, perhaps even irreverently so.

Could it be the same person? I was becoming excited. Given my recollection from two decades past, the profile picture looked right. And his work history confirmed it was the same person. But now he is a Rabbi! I scanned his summary, noting that he is self-described as “a wandering Jew.”

I can so appreciate that, wandering, searching, on a journey—a godly journey. I felt a real connection with him, an affinity, a faith affinity.

We do worship and serve the same God, albeit from a different perspective, approach, and outlook. And we are both on a faith journey.

For a long time, I’ve felt a deep faith affinity towards the Jewish people—and have wondered why God placed such a connection in my heart.

Then I suddenly realized why. I read and study about Jews every day in my Bible. Most all those who I connect within the Bible are Jews. So, it should be no surprise I feel a deep connection with those who diligently follow in their footsteps.

I have a deep affinity with Jews because they are the main characters in the book I love and read the most.

Read more in How Big is Your Tent? A Call for Christian Unity, Tolerance, and Love and discover what the Bible says about following Jesus. Available in e-book and paperback.

Peter DeHaan writes about biblical Christianity to confront status quo religion and live a life that matters. He seeks a fresh approach to following Jesus through the lens of Scripture, without the baggage of made-up traditions and meaningless practices. Read more in his books, blog, and weekly email updates.

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Grandpa Was A Hoarder

Grandpa Was A Hoarder

Dealing With A Disorganized Estate

When a Loved One passes away, it can be a challenging time for many families. Let me tell you about a Minnesota family. A couple I will call Mark and Michelle live in Shakopee. Michelle’s father Samuel was an old farmer who still had his family farm just outside Mankato.

Grandpa Passes Away

Last winter, Samuel passed away swiftly and unexpectedly from heart disease. After the funeral, Mark and Michelle traveled to the farm to take a closer look at the property.

When they arrived, Mark did not expect the surprises waiting for him from his deceased father-in-law. The farm had several buildings and a large barn. Inside each of them was an assortment of tools, machinery, equipment, and even exotic collectibles such as an old vending machine. There were also several collections of various items, some which seemed like they could be valuable, and some which seemed like total junk.

Evaluating The Estate

Mark was shocked by the sheer amount of items that Samuel had kept. It seemed like everywhere he went on the farm something new turned up. There were even junked cars hidden between the trunks in the tree line.

After touring the property, Mark and Michelle had several concerns about the items:

  • They were concerned that the property could not be easily secured from burglars and vandals.
  • They were concerned that any items of significant value may not be discovered before they rusted away or otherwise became damaged.
  • They were unsure how to value the odd or unique items they found; they didn’t want to sell something at one price when it was actually worth much, much more.
  • They were overwhelmed by the sheer amount of items and how to manage it all.

Mark and Michelle are feeling like many people who have found themselves in this situation. Facing these issues, Mark and Michelle also don’t want to make an irreversible mistake.

Mark and Michelle would be wise to contact an experienced probate attorney to help them deal with the estate. Additionally, they need to be certain they do not violate their obligations to other possible heirs in dealing with Samuel’s old possessions. Also, it can be a huge stress relief for them to deal with a professional during an emotional time such as this.

Bill Peterson is a Minnesota Probate Attorney with over 40 years of experience as a lawyer. His firm, Peterson Law Office, is pleased to help sort out the intricacies of Minnesota Probate. For more information, please visit or call toll free at 952-641-7312.

The contents of this article are for information only and is not to be interpreted as legal advice. For personal legal advice you should consult with an attorney who is experienced in probate law or estate planning.


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Petrolab welcomes Libby Rose

Petrolab welcomes Libby Rose

Petrolab are delighted to welcome Libby Rose. Libby has a First-Class Honours degree in Geology and was awarded a MSc with Distinction in Mining Geology at Camborne School of Mines in 2017. She went on to complete an internship at CSIRO on their CMR Discovery Internship Program in Perth, WA. Here she studied the hyperspectral infrared spectral data from multiple komatiite drill holes hosting nickel, and then carried out and compared Tornado x-ray fluorescence element mapping, scanning electron microscopy, and more detailed infrared microscopy.

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LOGO PGM_paul.jpg

What's in a name

But in this case, while placing my tongue firmly in my cheek, I make an exception. The bible tells us of an event where the Apostle spoke for so long into the night that a young man, drifting off and falling asleep, sitting by a window, eventually succumbed to deep sleep, in the process actually falling out of the window.  That window was on the third story of the place where the believers were gathered to hear Paul speak, and the young man was killed when he struck the ground from such a high fall. The Apostle Paul ran to him and prostrating himself upon the young lad and praying for him, the Apostle resurrected him. The private jest I employed in my title is a play, chiding my readers with a chuckle, implying I might, though, identify with the long-winded, and perhaps even boring. enough, aspects and be able to go on long enough that someone could fall asleepHopefully, not while sitting anywhere too dangerous though. ;)

I'm so often called "Apostle Paul".  Of course, I am very quick to humbly affirm, I am not worthy to be called any such thing. The Apostle Paul wrote most of the new testament and is a pillar of doctrine and a life truly lived out in absolute dedication and sacrificially to our Lord, I have a long long way to go, and never feel very good about being compared to the man, the Apostle, Paul of biblical fame.

About me

Paul Bio 2.jpg

You can be faithful to God, without being religious to people! I'm Just living the Good Life!

It took me decades to learn what happened to me back in 1985 when I knelt to the floor in my little apartment and invited Jesus to come into my heart as my Lord.

I wasn't instantly transformed into a victorious powerhouse for God. I struggled with error and sin in my life for many years, but one common denominator remained the same, I was changed.

Even after answering the call to ministry years after I still struggled and had many failures, but, again, one common factor has remained consistent throughout the years. I was, and remain dramatically changed.

I am a new man today because I was changed forever when I got saved. I'm "Born-Again", a Christian. To this very day God continues to transform my life by His love, mercy and grace. I asked Him, "Lord, what happened that cold winter afternoon when I prayed that sinner's prayer and

asked you in? What was it Lord, that forever changed me?"  He told me simply,.. "it was My Love."

God's love transformed me, His touch on my life is the source I owe for each and every blessing that fills my life and my days. I want to invite you to do the same today, ask Jesus to come into your heart and be the Lord of your life. Now I love, as God loves me. I never deserved it, but I am so glad He loves me. And that's the love I offer you right here and right now. A love that you might not understand at first, but a love that will change you.

The Christian life is "the good life!"  And I don't regret a mile I've walked for Jesus since the day He came into my heart. My faith informs my everyday actions, who I am, my business, how I relate to my family, my neighbors, and the wider community.


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Tips On How To Make A Girl Really Feel Intense Attraction For You

When you’re attempting to get to know someone, you sometimes simply want an expertise that feels pure, like taking a class collectively or trying a new exercise. You’ll both be out of your consolation zones, and you will not fall into those conversational clichés that leave you yawning into your pasta at a local date spot. Plus, you will get to know an individual even higher by placing them into a situation they’re maybe not so used to, like cycling or going to an arcade.

If you seem too pushy, you could scare the individual away. Speaking positively helps you to maintain a lightweight tone, an fascinated posture, a shiny facial features. Negativity will make you appear guarded, and it could presumably be a turn off.

He loves developing with questions, jokes, and subjects designed to create natural dialog. His work has been featured on, iHeart Media, Elite Daily, and The Urban List.

He goes through life not getting the “Wow! ” reaction that he has in response to a woman’s bodily appearance.

If you know what hasn’t worked in previous relationships, then odds are you’ll find a way to spot these pink flags in this relationship too. “You can mold the information that you gather from the first date to find out whether or not you need a second one,” Tracy explains. “It’s onerous to keep away from topics like faith and politics proper now,” Tracy says. “It’s more acceptable to talk about those things on a primary date.” Concerned about mentioning a sensitive subject? Ask them if it is cool to speak values earlier than you dive proper in, Tracy notes.

Talking about goals is a good way to open the door to different conversations about the current frame of mind of your significant different. A person’s collections say a lot about their pursuits and the fun life they’ve lived up to that point. Whether you’re working a long shift with a new co-worker or getting drinks with your Friday night time crew, having some inquiries to ask a man to get to know him on deck helps to maintain things fascinating. Understanding the type of people who she surrounds herself with supplies valuable insight into her own character, in addition to the qualities she values in an individual. Some people like to curl up with an excellent guide or a film. Learn about how she spends her time when the weather is dreary. Whether she’s your longtime bestie or a new crush, beginning a conversation with a lady could be significantly nerve-wracking.

Anyone you discuss to has considered this. Anyone could have a good time coming up with a solution because the situation feels prefer it’s straight out of a e-book. You can really get inventive with this one, particularly if one of you pretends to be a 17th century skeptic.

Thing is, if she thinks you look good, she’ll love your messages. If your pics are kind of so-so, there’s all the time that probability she’ll discover your dialog lame or off-putting for no different purpose. If you used one of many Tinder conversation starter examples above — and avoided lame non-starters like “What’s up? ” — you’ll be having an attention-grabbing Tinder conversation right away. A great conversation may be an eye-opening, rewarding experience. Don’t get so caught up in facilitating a fantastic conversation that you simply neglect to get pleasure from it. You want the other individual to feel snug opening as much as you, and if they suppose you are not listening, that is not going to happen.

In fact, she can even like it and are available to favor his kind of look over what she thought she used to love or need. She feels attracted to you and therefore, begins to take a glance at you in a more constructive mild. Those things that you may need thought have been unattractive actually turn into likeable, cute, lovable camsoda reviews and attractive to her, even though they aren’t considered to be male model features. She starts to take a glance at what might have otherwise been a unfavorable about you (e.g. massive nostril, brief, bald, obese, etc) in a optimistic light. …and that intense feeling of attraction is simply primarily based on her look.

Sometimes, we take time to call them, typically, we name them after our favorite ice cream flavor or restaurant. If you want to get alongside together with your new friend, this info is significant. It’s even luckier for you when you have the identical kind of humor since you need not attempt too hard for things to work. This question lets you perceive if she’s extra into mental endeavors or partying. Be careful, this question can be a deal-breaker. You would possibly need to wait to discuss pineapples on pizza until you have already gone on a couple of dates.

If you aren’t positive how to act after the primary date, start by considering how the date went and whether or not you are thinking about a second date. If you had fun, ship an off-the-cuff textual content to let the particular person know that you simply loved your self. Try to do that within 24 hours of the first date if you felt a definite spark–you do not need to wait too long! Keep the message simple and avoid long or frequent texts at this stage, especially should you aren’t sure how the opposite particular person feels but. If you didn’t feel a connection and aren’t thinking about pursuing a second date, it is best to let the particular person know with a well mannered textual content as soon as possible. When meeting someone for the primary time, select a date activity that gives you with the opportunity for plenty of face-to-face speak time. For instance, a day on the museum is a greater first date concept than a night at the films.

If they need to tell you about their job, they can. If they want to inform you about their youngsters, they can. And it’s a good way to know what’s on the prime of someone’s mind. “If you’re speaking and issues really feel pure, it’s okay to be a little weak.

Celia Schweyer, a courting expert at, says that along with flowing dialog, it’s also essential for 2 people on a first date to have great non-verbal communication. “That means you and your date had been touching one another a quantity of instances, not in an intimate method but in a delicate means,” she says. “Briefly holding his or her hand during a loud snort or your knee slightly touching theirs as a end result of the two of you had been shifting closer.” “Discovering who and what that particular person did that mattered a lot reveals the opposite person’s values , family dynamics, and shut relationships with friends,” Elizabeth says. At this point, you have to be totally prepared to kick off a dialog in just about any social state of affairs. At the same time, it never hurts to replace your psychological question cache.

There are a lot of spectacular sights out there, and their preferences say lots about their interests and the type of individual they’re generally. Dan Bacon was once hopeless with women.


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Philips product warranty

To check the warranty policy, period and terms for your product, please choose between below categories.

Warranty policy for Personal Care, Mother & Child Care, Household products and Health products
Personal care

Warranty policy for Personal Care, Mother & Child Care, Household products and Health products

The Philips Warranty is set internationally and generally by Philips at Two years which may vary dependent on product category & promotional/marketing activities from consumer’s date of purchase.

Several product categories may carry a different within-country warranty period brought about by market dynamics and marketing activities. Therefore, when a consumer is purchasing a product with a longer warranty period, they are in effect getting an extended warranty for this extra period of time within the country of purchase only.

The Philips Warranty is applicable to new product sales and to the end-consumer only in possession of a proof of purchase document. It is not a warranty against stock in trade, demonstration stock, refurbished stock, returns, damage clearance or similar stock. Philips does however honour a limited warranty with respect to dealer stock described in the document herewith below.

This Warranty policy only covers products sold and supplied by Philips South Africa Commercial Pty Ltd.

Warranty Periods:

Table A: For Domestic use:

Product category
Personal Care (Male Grooming & Beauty)
2 Year
Domestic Appliance (Kitchen Appliance & Garment Care)
2 Year
Floor Care Appliance
2 Year

Saeco / Philips (Coffee) *

*Saeco sold before Sep 2016 carry one year and Saeco sold after carry 2 years

2 Year
Table B: For Domestic use:
Product category
Personal Care (Male Grooming & Beauty)
1 Year
Domestic Appliance (Kitchen Appliance & Garment Care)
1 Year
Floor Care Appliance
1 Year
Saeco / Philips (Coffee)
Not For Commercial use
All the abovementioned periods are covered by both spare parts and labour and are applicable from the end-Consumer’s date of purchase.
Dealer Demo/Floor Stock

Dealer Floor Stock warranty will be accepted where the product has failed within the period as indicated in the above Commercial Use table (Table B).

Repairs submitted to ASCs must indicate that they relate to stock units

A copy of the delivery docket or Philips invoice to the retailer for the product must accompany the warranty repair

Where the retailer is unable to provide a copy of the delivery docket or Philips invoice, then the warranty period shall be limited to the date of manufacture (as determined from the serial number) plus the applicable period listed in the Commercial Use table (Table B) above, plus twelve weeks.

Outside of this period, if a product fails and has not been sold, it is not classified as a warranty repair and repair cost will be for the retailer’s account. Philips will however honour a Warranty period of 3 months from date of sale for Dealer Floor Stocks sold outside table B.

Lack of Proof-of-Purchase

It may arise that products were sold into a commercial environment or for domestic use under certain circumstances such as gifts where the proof of purchase is often difficult to ascertain. In such circumstances, the age of the product from the date of manufacture (as determined from the serial number) will determine warranty eligibility as follows:

Table C: For Domestic Use

Product category
Period of Warranty from Date of Manufacture
Personal Care (Male Grooming & Beauty)
2 years plus 12 weeks*
Domestic Appliance (Kitchen Appliance & Garment Care)
2 years plus 12 weeks*
Floor Care Appliance
1 year plus 12 weeks*

Saeco / Philips (Coffee)

*Saeco sold before Sep 2016 carry one year and Saeco sold after carry 2 years

2 years plus 12 weeks*
Table D: For Commercial Use
Product category
Period of Warranty from Date of Manufacture
Personal Care (Male Grooming & Beauty)
1 year plus 12 weeks*
Domestic Appliance (Kitchen Appliance & Garment Care)
1 year plus 12 weeks*
Floor Care Appliance
1 year plus 12 weeks*
Saeco / Philips (Coffee)
Not for Commercial use
* The extra 12-week pipeline allows for shipping time of the product from factory to purchaser
Where there is any doubt as to whether the product is covered by the warranty, please contact Philips Customer Care Centre, who will then advise whether or not the product will be covered. Ensure you have the correct product model & serial number details at hand.
Warranty Repair Eligibility

To entitle a successful warranty repair, a consumer must return to the retailer or contact a Philips appointed ASC (Authorised Service Centre) only, and produce:

  1. An Invoice or sales docket showing positive proof of purchase
  2. Complete product

Note: In some circumstances the customer may not have a proof of purchase for a legitimate reason e.g. the product was a prize or gift. Where this is the case the age of the set from the date of manufacture will determine eligibility under the warranty as per the table C and D. Failure to supply some of the accessories with the product for repairs may result in a delayed Turn-Around-Time and restrict a successful repair

If you are unsure of the nearest Philips ASC, please contact the Philips Customer Care Centre (0800 212170) or visit the ASC locator on the Philips web-site

The Philips International warranty which applies to products purchased outside South Africa is for a period as referred to in Table A and B from consumer’s date of purchase.

Warranty repairs will be accepted for products purchased by the owner whilst he/she was abroad, providing the claimant attaches a copy of the sales receipt and stamped warranty card when submitting the product for repair.

(The reason for both documents being required is due to the high level of grey imports that occur in some overseas countries)

The International Warranty is not transferable and South Africa’s CPA is not applicable to products purchased abroad.

For the repair claim to be accepted by Philips and in addition to the above, all purchase, product and consumer details must be provided as is standard practice for locally marketed products.

After sales Service (during and after the Warranty period), is available in all countries where the product is officially distributed by Philips. In countries where Philips does not distribute the product, the local Philips Service organisation may also provide service although there may be a delay if the appropriate spare parts and technical support/manuals are not readily available.

The sales receipt must clearly indicate the retailer’s name and address, the purchase date and description of the product.

Exceptions to the International Warranty:

Some product categories are country specific and may not carry an international warranty as these are market specifically produced.

The local country’s warranty conditions supersede the International Warranty.

Product Repair & Returns
Philips does not operate Philips-owned service repair centres. Therefore, after-sales repair products must not be returned to Philips South Africa Commercial (Pty) Ltd. Repairs should instead be sent to the nearest Philips appointed ASC only. Product returns require a pre-authorisation issued by Philips before any returns are possible.

14 (Business) days credit / exchange & CPA obligation

The Retailer may either have a faulty product repaired or may exchange the product for the consumer if faulty within 14 (Business) days of purchase.

For a retail credit claim perspective, the following criterion apply:

Product must be faulty, with original packaging, complete and all its accessories, within 14 (Business) days of purchase (proof must be supplied)

Philips reserves the right to verify and test products including at dealer’s premises prior to credit or replacement

Product must be complete with all its components and / or accessories to qualify for full credit

Shavers and Personal Care will not be exchanged and/or Credited if used due to hygiene reasons but will follow a repair process instead

Philips will arrange the return/collection of such faulty goods from the retail stores and for this purpose RAV (Return Authorisation Voucher) reference will be supplied. The RAV reference must be obtained directly from Philips only

Credit will only be issued to the retailer if Philips is notified first, RAV reference issued and once Philips and/or its representatives are in possession of the faulty product

Credit Note must be received by Philips within 20 (business) days from customer replacement/credit date, failing which, the retail claim to Philips will become stale and will no longer be processed

Unless the product is faulty, a 10% handling fee will be levied for all returns with open boxes and/or broken seals in conformance with the CPA’s 10 (Business) day exchange provision

Note: products which are exchanged by the retailer in contravention of the above criteria will not be accepted by Philips for credit

15 (Business) days repair turnaround obligation – (RTE, Repair Time Elapse)

Philips Consumer Care via its appointed Authorised Service Centres (ASC), aims at a maximum of 15 (Business) day turn-around-time from ASC receipt date. (Exceptions with specific retail customers may be in place)

Should this period be exceeded, Philips will exchange or credit the product upon mutual agreement with Dealer. (Mutual agreement is to cover issued quotes and any warranty exclusions)

Under the CPA, between the period of 11 business days & 6 months (inclusive) from date of purchase, consumers have the choice to have a product repaired, replaced or refunded by the retailer if it does not comply with the provision of section 55 of the CPA. In order to establish and execute consumers’ statutory right, a reasonable period of time is required to establish whether a product falls foul of the implied warranty provision of section 55. Therefore, the standard ASC repair RTE process will be followed during this period including the “consumer’s choice” which will accompany the product and the proof of purchase.

Dealer shall ensure that the product is complete with packaging and all accessories by only exchanging/replacing for the consumer what is returned (e.g. if only the product (no accessories and packaging) was returned, then exchange the product only and use the new product’s packaging to return a complete box to Philips)

Change of mind Returns and Refunds

Philips is not obliged by law to accept returns and refunds in the event of consumers returning goods because they changed their minds unless a product has been purchased via a Philips direct marketing channel.

Over the Counter Exchange Policy (OCX)

Faulty products priced under a retail value of R300 (subject to change) and applicable to the following categories may be covered by a dealer OCX replacement warranty:

Hair Clippers

Entry Level Irons

Philips and/or its ASC’s may not stock spare parts for products that fall under the OCX categories. The onus is on the Philips dealer to replace the faulty product for the consumer and contact the Philips Returns Department for replacement/credit.

Philips warranty exclusions apply to OCX and Philips Retail Credit Department must be contacted to pursue the process and the issuing of the RAV reference.

Warranty exclusions

The warranty applies only to manufacturing faults and does not include any other service provided.

The warranty does not cover failures caused by but not limited to, any of the following:

Defective as a result of misuse, negligence or carelessness either in its use or storage (e.g. failure to follow the instructions for using the appliance);

Defective as a result of improper installation, maintenance or repairs performed by unauthorized persons, or which has been damaged during transport;

Defects not attributed to faulty workmanship, but rather to the wear and tear that occurs during normal use of the appliance (such as, lime scale build-up and deterioration of parts subject to wear, such as gaskets, grinder disks, water filters, shaver heads or blades);

Damaged by lightning discharges, power surge, humidity, fire, incompatible voltages, or any other cause not objectively ascribable to the manufacturer

Defective as a result of improper or poor maintenance (in particular, if descaling is not performed regularly and all components and connections are not cleaned properly)

Force Majeure, accidental breakage, transport damage and/or packing materials

Damage due to neglect, abuse or misuse, vermin infestation, liquid spillage, corrosion, physical breakage of doors and/or flaps

Units considered as "No Fault Found " ("NFF")

Shaver Heads – This is a wear and tear item which is only covered under a replacement warranty within 14 business days of purchase

Note (regarding Saeco/Philips (Coffee) appliance):

Please be aware that the appliance settings and calibrations (“e.g.” water temperature, fineness of grind) have been standardized for all countries; therefore, we shall not accept claims in connection with the request to modify these settings.

In addition, no warranty claims will be accepted in the case of improper use and/or operation outside the usage parameters stated in the directions for use, which explicitly exclude professional use.

Professional use is defined a use at a frequency that exceeds the normal, average domestic use for which the appliance was designed.

Consumer responsibility for maintenance:

Consumers must maintain their Philips Saeco appliance according to user manual. Descaling is recommended every 2-3 months. Failure to regularly descale the Philips Saeco appliance voids warranty.

Product Failures outside of the Philips Warranty Period

Retail buy-out Warranty

Some retailers may purchase the warranty from Philips and carry their own Warranty repairs and / or product exchange for consumers. In such cases, consumers will return back to the retailer and point of purchase for a product repair or replacement in the event of product failure during the warranty period. The repair and return obligation under the CPA will be with the retailer.

Extended Warranties / Service Contracts

Extended Warranties, Service Contracts or similar such insurance type policies that offer the consumer protection against breakdown of a product after the manufacturer’s warranty has expired are widespread and generally available through most retail outlets.

At time of purchase or shortly thereafter, the consumer has the opportunity to decide whether or not they wish to purchase this additional protection.

Is the product covered by any form of extended warranty or service contract or similar?

If so, then any liability for repair / replacement costs lies with the company that sold the contract covering the product. Therefore, Philips will not pay any costs towards repairs. The company offering the contract does so on a commercial basis and should therefore take the risk along with the reward.

If not, then the consumer has elected not to take such cover and therefore has made the decision to take own risk. Once making this decision, then to pass on the cost of this decision to another party is not deemed to be fair or reasonable. As such Philips will generally not entertain any request for a financial contribution to repair costs.

Economics of Repair (Out of Warranty Period)

Product design is evolving so that circuitry is becoming more complex and modular. As such, these modules can be expensive to procure for a repair. Coupled with this, there is significant price erosion annually, so that new products generally can be offered in the marketplace at a more competitive price than earlier models, or offer enhanced functionality at a stable price.

These elements in combination with the age of the product can combine to question the economics of a repair.

It can be that a decision to replace a product rather than to affect a repair is the more sensible and cost effective approach, but only the owner can make this decision based on the facts to hand.

Where a consumer is considering such an option, Philips will offer advice and the possible option of a pro-rata discount on a new product where the consumer decides to forgo the repair and choose an upgrade.

This pro-rata discount is only made available where Philips considers the repair costs to be excessive in relation to the normal purchase price of the product, and is fully satisfied that the product has such a fault that renders it uneconomical to repair and section 56 of the CPA does not apply to the transaction in question.

In such cases, Philips will deal directly with the consumer arriving at a mutually suitable arrangement, albeit within Philips Personal Health guidelines.

The Philips Warranty Policy is a “carry-in” Warranty. Effectively, the product will be delivered by customer to the nearest ASC / Retailer. Please consult with your nearest ASC as some offer a no charge collection and delivery service provided the dealer/store is within 25km radius from the ASC.

Contact Details
Philips Call Centre
0800 212170
Spare Parts Availability
Via Philips Appointed Authorised Service Centres only. Call for the closest centre.
0800 212170
Personal Health Sales Order Desk

+27 11 471 5701

+27 11 471 5532

Philips South Africa Commercial (Pty) Ltd
+27 11 471 5000
Product Credit/Returns
0861 333 541
0866 364 741

Please note:

• Technical repair support and spare parts may not be available for OCX (replacement) product categories.

• One page summaries are available for in-store guide purposes. (Contact your local Philips representative)

• If you need more information or if you have problems obtaining service, please visit www.philips.co.za/support or contact the Consumer Care Centre

Philips Personal Health

Call Centre: 0800 212170

Email: philipssupport.za@philips.com

Warranty policy for Philips TV, Monitors, Phones, Projectors, Audio-, Video-, Fax-, Dictation product, Automotive Mobility accessories and Lamps
Brand licensees warranty

Warranty policy for Philips TV, Monitors, Phones, Projectors, Audio-, Video-, Fax-,Dictation product and Automotive Mobility accessories and Lamps

Philips products are designed and manufactured to the highest standards and deliver highquality  performance, ease of use and ease of installation. If you encounter any difficulties while using your product, we recommend that you first consult the user manual or the information in the support section of this website, where (depending on the product type) you may find a downloadable user manual, frequently asked questions, instruction videos or a support forum.

In the unlikely event of a failure of the product, Philips will arrange for your Philips product to be serviced, free-of-charge when you inform us of the defect within the warranty period, provided that the product was used in accordance with the user manual (e.g. in the intended environment). For some product categories a partner company of Philips is the warrantor of the product; please check the documentation supplied with your product.

If you offer your product for service in South Africa, but you purchased the product abroad, Philips will endeavor to have your product serviced against the warranty terms of the country where you purchased the product.

This document only applies to consumer products. For professional products the warranty terms of the sale- or purchase agreement applies.

Warranty terms

The warranty period starts on the date of purchase as stated on your proof-of-purchase and expires at the end of the period indicated in the section “Warranty period” below. If you require service but you lost your proof-of-purchase or the retailer is unknown to Philips (e.g. a seller on an on-line auction channel), the warranty period shall be deemed to have started three months from the date of manufacture indicated on the product or derived from the serial number. If you require service for products without production date or serial number on the product a valid proof-of-purchase is required.

Where a repair is not possible or not commercially viable, Philips may replace the product with a new or refurbished product of similar functionality. After a repair, firmware upgrade or replacement the warranty period will continue from the date of the original purchase.

What is excluded?

The warranty does not cover consequential damages (including but not limited to loss of data or loss of income), nor compensation for activities done by yourself, such as regular maintenance, installing firmware updates or saving or restoring data.

The warranty excludes, or does not apply:

- If the proof-of-purchase has been altered in any way or is made illegible.

- If the model number, serial number or production date code on the product has been altered, removed or made illegible.

- If repairs or product modifications have been carried out by unauthorized service organizations or persons.

- If the defect is the result of excessive use outside the intended purpose, e.g. non-stop use in a commercial environment.

- If the defect is caused by abuse of the product or by environmental conditions that are not in conformance with the user manual of the product.

- If the defect is caused by connecting peripherals, additional equipment or accessories other than those recommended in the user manual.

- If the unit has been damaged, including but not limited to damage by animals, lightning, abnormal voltage, fire, natural disaster, transportation or water (unless the user manual expressly states that the product may be rinsed).

- For normal wear and tear defects, or by their nature consumable parts (e.g. vacuum cleaner bags, or filter cartridges.

- If the product does not function properly because it was not originally designed, manufactured or approved for use in the country where you use the product, which might occur when you imported the product.

- If the product does not function properly due to problems with access to, or connection with service providers, such as interruptions in the access networks (e.g. TV cable, satellite or internet), faults on the subscriber's or the correspondent's line, local network fault (cabling, file server, user's line) and faults in the transmission network (interference, scrambling, faults or poor network quality).

- To third party applications used on- or with your products.

Service needed?

In order to avoid unnecessary inconvenience, we advise you to read the user manual carefully and/or consult the support section of this web site before contacting your dealer or Philips. To obtain service within the warranty period please contact the consumer contact center via one of the contact methods indicated on this web site. When your product is no longer within warranty, in some countries, you can contact the nearest authorized service center directly. If available, you can find the addresses of the service centers on this website.

To be able to help you efficiently when you contact Philips or its service partners please have available:

- The product type- or model number (also sometimes called model ID)

- The proof-of-purchase (e.g. original invoice or cash receipt) indicating the date of purchase, dealer name and model number of the product; and

- The product serial number or production date code as specified on the product.

The model number, the serial number or production date code (if available) can be found in the battery compartment or on the back or bottom of the product.

Warranty period

The warranty period in South Africa for the product categories mentioned in the heading of this document is 12 months, with the following exceptions:

Warranty period
PC Monitor
36 months
Dictation Solutions
24 months
Automotive car lamps (are “wear and tear” products, so the legal warranty period does not apply.)
Still we offer a warranty period as follows:
  • LED upgrades
Warranty is 2 years or 60 000km, whichever is shorter.
  • Xenon Lamp
Warranty is 2 years or 60 000km, whichever is shorter.
  • Standard Halogen, Hiper and Signaling lamps
Warranty is 1 year or 30 000km, whichever is shorter
  • High performance Halogen

(X-treme Vision, X-treme Vision Plus, Racing Vision, White Vision, Color Vision, Vision Plus)

Warranty is 3 months or 10 000km, whichever is shorter


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Post Surgical Care

The prevention of postoperative complications and the promotion of proper healing meant to help patients return to a preoperative state of health. Post-surgical care includes postoperative assessments to evaluate potential risks of complications as well as the planning of care to prevent such complications from arising. Complications can include infections, dehiscence, incisional hernias, respiratory distress, and more.


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Posts Tagged ‘CVS’

Target Corp. Call Options Active As Shares Hit Record Highs

Today’s tickers: TGT, ONNN & CVS

TGT - Target Corp. – Weekly call buyers homed in on Target Corp. options during morning trading on Tuesday, a sign some traders are positioning for shares in the name to extend gains in the near term. The stock is trading up 1.7% at $72.23 just before midday in New York, after earlier rallying as much as 2.4% to a new all-time high of $72.77. Target’s shares have gained more than 25% since this time last year. The most active weekly contracts in play on TGT during the first half of the session are the Jun 07 ’13 $72.5 strike calls, with upwards of 1,800 contracts in play versus open interest of 640 contracts. It looks like most of the calls were purchased near the open for an average premium of $0.40 each, thus positioning buyers to profit at expiration in the event that shares settle above the average breakeven price of $72.90. Time and sales data indicates that the $72.5 weekly calls attracted buyers yesterday as well. On Monday around 600 of the $72.5 calls appear to have been purchased for an average premium of $0.11 apiece. Traders paying $0.11 per contract yesterday are seeing sizable overnight gains, with premium on the call options currently up four-fold at $0.48 each as of 12:10 p.m. ET.

ONNN - ON Semiconductor Corp. – Shares in ON Semiconductor rose 2.8% to a new 52-week high of $8.73 on Tuesday morning, extending the more than 30% upside move in the price of the underlying since this time last year. Options changing hands on ONNN in the early going today suggests at least one trader is positioning for shares to falter during the next four months. The buyer of roughly 900 puts at the Oct $7.0 strike for a premium of $0.25 apiece during the first 15 minutes of the session may be securing downside protection to hedge a position in the underlying shares, or may be initiating an outright bearish stance on ONNN through October expiration.…
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Options Traders Position for Possible RIMM Rebound

Today’s tickers: RIMM, CVS, CALL & JEC

RIMM - Research In Motion, Ltd. – Shares in the BlackBerry smartphone and PlayBook tablet maker slipped today on news a class action lawsuit alleging RIMM misled investors has been filed in the U.S. against the Canadian company. The past couple of months have seen the value of the stock drop as much as 40.0% off a mid-February 52-week high of $70.54. RIMM’s revised outlook at the end of April for lower-than-previously anticipated earnings and revenue helped accelerate the stock’s pullback. Though headwinds against a RIMM-rebound are strong at present, it looks like some options strategists are positioning for a sharp recovery in the price of the underlying stock by January 2012 expiration. Shares in the smartphone maker pared earlier losses but remain flat on the session at $43.57 as of 11:50am in New York. Investors appear to have initiated bullish call butterfly spreads, buying roughly 1,500 calls at the Jan. 2012 $65 strike, selling some 3,000 calls at the Jan. 2012 $70 strike, and purchasing approximately 1,500 calls at the Jan. 2012 $75 strike, all for an average net premium of $0.16 per contract. The relatively cheap long-term bullish bet on a recovery story for RIMM could result in substantial profits, but the stock would need to soar 60.1% to $70.00 at expiration next year in order for call ‘fly players to bank maximum potential profits of $4.84 per contract. The parameters of the spread are such that maximum potential losses are limited to the premium paid, or roughly $0.16 per contract. Traders may very well lose the full $0.16 in premium come expiration, but it seems the prospect of potentially raking in 30 times as much is, according to these call ‘fly buyers, worth the risk. The BlackBerry provider reports first-quarter earnings after the final bell tolls on June 16, 2011.…
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Bearish Options Player Fashions Put Butterfly Spread on Retail SPDR ETF

Today’s tickers: XRT, TSN, CVS & AXL

XRT - SPDR S&P Retail ETF – A large bearish put butterfly spread on the retail ETF this afternoon suggests one options strategist is positioning for a pullback in the price of the underlying ahead of May expiration. Shares in the XRT, an exchange-traded fund that tracks the performance of the S&P Select Industry Index, are down 0.20% to stand at $51.87 as of 12:30pm in New York. The pessimistic player traded a total of 80,000 put options on the fund, driving most of the volume generated on the XRT thus far in the session. It looks like the trader picked up 20,000 puts at the May $47 strike at a premium of $0.37 each, sold 40,000 puts at the May $49 strike for a premium of $0.67 apiece, and purchased 20,000 May $51 strike puts at a premium of $1.27 a-pop. The net cost of establishing the put ‘fly amounts to $0.30 per contract and positions the retail-bear to make money in the event that shares in the ETF fall another 2.3% from the current price of $51.87, to breach the upper breakeven price of $50.70 by May expiration day. Maximum potential profits of $1.70 per contract are available to the investor should shares in the fund fall 5.5% to settle at $49.00 at expiration. Enacting this strategy significantly reduces the overall cost of taking a bearish stance on the retail sector, as opposed to buying the May $51 strike puts outright or purchasing a debit put spread, for example. Additionally, the put ‘fly requires relatively smaller downside moves in XRT shares before the position to breaks even than the aforementioned strategies.

TSN - Tyson Foods, Inc. – Investors lunched on Tyson call options today with shares in the meat manufacturer rising as…
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Short Straddle With a Side of Stock on Display at Liberty Media

Today’s tickers: LINTA, MWW, CVS & AEP

LINTA - Liberty Media Interactive – A large stock and options combination play on the broadcasting and entertainment company appears to be the work of an investor hoping to see LINTA’s shares stagnate ahead of July expiration. Shares in the owner of QVC and Starz Entertainment are currently up 0.10% to stand at $15.80 as of 12:15pm in New York. The options player sold a sizable 15,000-lot July $15 strike straddle, taking in $1.40 per contract on the sale of the in-the-money calls, and pocketing $0.60 each on the sale of the put options. In conjunction with the short straddle, the trader purchased some 417,000 shares of the underlying at $15.80 each. The long stock position may be a way for the investor to guard against continued upward movement in the LINTA’s shares through expiration. Gross premium of $2.00 per contract, or $3 million, represents the maximum gain on the short straddle. The trader keeps the full premium if shares in Liberty drop to $15.00 and both the calls and the puts expire worthless at expiration in July. The investor will lose $0.80 per share on the long stock position, assuming he holds onto all legs of the trade, if the best-case scenario on the options leg of the transaction (shares trading at $15.00 each) is realized at expiration. The erosion of time value on the short options will work in his favor, as will declines in options implied volatility on LINTA.

MWW - Monster Worldwide, Inc. – Options traders employed bullish strategies on Monster Worldwide this morning with shares in the name rising as much as 1.7% to $15.55 as of 10:40am in New York. Call options on the global online resource that connects job seekers with hirers are in high demand thus…
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Call Options Fly Off the Shelves at Gannet Co.

 Today’s tickers: GCI, XRT, GCI, JCP, TSN, GG & CVS

GCI - Gannett Co., Inc. – Call options on the publishing giant are in high demand today with shares of the underlying stock rising as much as 8.3% to an intraday high of $13.64. Gannett’s shares took off after the Wall Street Journal reported the company, along with the New York Times and News Corp., are looking to offer software apps for Samsung’s Galaxy tablet. Investors have thus far exchanged more than 6.25 calls on the stock for each single put contract in play as of 3:15 pm ET in New York trading. Near-term bullish players picked up some 5,300 now in-the-money calls at the October $13 strike for an average premium of $0.58 a-pop. Investors long the calls make money if the USA Today publisher’s shares exceed the average breakeven price of $13.58 by October expiration. Optimism spread to the higher October $14 strike where more than 6,100 call options changed hands. At least 1,500 of those contracts were purchased for an average premium of $0.42 each, while the bulk of the remaining volume traded to the middle of the market. Uber-bulls looked out to the November $15 strike to purchase approximately 2,500 calls at an average premium of $0.41 apiece. Call buyers at this strike are prepared to profit if GCI’s shares jump 5.645% over today’s high of $13.64 to exceed the average breakeven point at $15.41 by expiration day next month. Options implied volatility on Gannet Co. jumped 16.6% to 60.43% in late afternoon trading.

XRT - SPDR S&P Retail ETF – A sizeable put spread initiated on the XRT, an exchange-traded fund designed to replicate the performance of the S&P Retail Select Industry Index, could be the work of an investor bracing for a pullback in the price of the underlying fund ahead of January 2011 expiration. Shares of the fund increased 1.45% during the final trading day of the week to touch an intraday high of $43.02. The put player purchased…
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CVS’s Sympathy Rally Inspires Bullish Options Activity

 Today’s tickers: CVS, DRIV, AVP, WAG, ADBE, PHM & COP

CVS - CVS Caremark Corp. – The better-than-expected fourth-quarter earnings report from Walgreen Co. this morning helped CVS’s shares higher during the trading session. Shares rallied as much as 3.365% to rein in an intraday high of $31.64. The increase in the price of the underlying stock inspired one options player to extend bullish sentiment on the stock by initiating a calendar roll. It looks like the investor purchased 10,000 calls at the November $30 strike at a premium of $1.11 each back on September 17, 2010, when shares were trading around $29.72 each. The surge in shares since the purchase bumped up premium on those now in-the-money calls, which the investor sold today for a premium of $2.09 apiece. Net profits on the sale amount to $0.98 per contract. Next the investor renewed optimism on CVS by purchasing a fresh batch of 10,000 calls at the higher January 2011 $32 strike at a premium of $1.64 a-pop. Profits on the new position are available to the trader if CVS’s shares jump 6.3% to surpass the effective breakeven price of $33.64 by expiration day in January.

DRIV - Digital River, Inc. – It looks like an investor expecting Digital River’s shares to remain range-bound through November expiration sold a strangle in the second half of the trading session. Shares of the provider of a variety of marketing solutions and services increased more than 5.50% this afternoon to touch an intraday high of $33.34. The strangle-strategist appears to have sold 2,500 calls at the November $35 strike for a premium of $1.35 each, and sold the same number of puts at the lower November $28 strike at a premium of $0.525 apiece. Gross premium pocketed on the transaction amounts to $1.875 per contract. The trader keeps the full amount of premium received on the strangle play if DRIV’s shares trade within the boundaries of the strike prices described through expiration day. The short positions in both call…
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Bears Binge on Put Options as Diamond Offshore Drilling, Inc. Shares Nosedive

Today’s tickers: DO, GAP, RIG, WMS, IMA, BAX, IGT, CAT, CCJ, CVS & WM

DO – Diamond Offshore Drilling, Inc. – Shares of the world’s largest U.S. deep-water oil driller fell as much as 7.6% to an intraday low and new 52-week low of $54.70 after reported the firm’s Ocean Saratoga rig is leaking crude into the Gulf of Mexico. Goldman Sachs’ ratings cut of Diamond Offshore shares to ‘sell’ from ‘neutral’, as well as a downgrade to ‘underperform’ from ‘market perform’ with a 12-month target share price of $54.00 at FBR Capital Markets, also helped drive the stock lower today. Bearish options investors populated the stock with pessimistic plays, buying near-term put options and selling calls in the June contract. Traders expecting Diamond’s shares to continue to decline purchased 1,200 now in-the-money puts at the June $58.63 strike for an average premium of $4.07 apiece. Investors holding these contracts profit if shares trade beneath the average breakeven price of $54.56 by June expiration. Buying interest spread to the lower June $54.88 strike where 1,100 puts were picked up for an average premium of $2.26 each. Another 1,100 puts were purchased at the June $53.63 strike for a premium of $1.82 per contract. Finally, uber-bearish players coveted 1,600 put options at the lower June $49.88 strike by paying an average premium of $0.92 apiece. Shares of the underlying stock must plunge 10.5% from the current intraday low of $54.70 before June $49.88 strike put buyers start to garner profits beneath the average breakeven price of $48.96. Investors not expecting Diamond’s shares to rally ahead of June expiration sold short 1,300 calls at the June $61.75 strike to pocket an average premium of $0.61 per contract. The premium is safe in call-sellers’ wallets as long as shares of the underlying stock trade below $61.75 through expiration day. Options implied volatility on Diamond Offshore Drilling is up 15.1% to 59.94% as of 3:10 pm (ET). Earlier implied volatility surged roughly 18% to 61.42%, DO’s highest reading of volatility in at least one year.

GAP – Great Atlantic & Pacific Tea Co., Inc. – Investors bought put options on the operator of conventional supermarkets, combination food and drug stores and discount food stores today with shares of the underlying stock trading lower by 4.45% to stand at $4.08 as of 2:38 pm (ET). Pessimistic traders expecting GAP’s shares to continue to decline…
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Bullish Player Forecasts Sunnier Skies Over B of A by August Expiration

Today’s tickers: BAC, PBR, UAUA, BIIB, USO, MAC, NLY, NYX, CVS & KGC

BAC – Bank of America Corp. – Options trading in the August contract on Bank of America suggests a significant recovery in the value of the underlying shares within the next seven months to expiration. Shares spent the majority of the trading session in the red, but rallied in late-afternoon trading, improving 0.20% to $14.51. It looks like one trader sold 6,000 put options at the August $12 strike for a premium of $0.86 each in order to partially finance the purchase of 6,000 calls at the higher August $16 strike at a premium of $1.12 apiece. The net cost of the bullish risk reversal amounts to $0.26 per contract, positioning the investor to accumulate profits above a breakeven share price of $16.26. Shares of the underlying stock must rally at least 12% over the current price for the trader to break even on the transaction by August expiration. We note that B of A’s shares traded above $16.50 as recently as January 20, 2010.

PBR – Petroleo Brasileiro SA ADR – Shares of Brazil’s state-controlled oil company, Petroleo Brasileiro SA, rallied 3.70% to $39.60 today perhaps after the company stated natural gas output will increase to 93 million cubic meters in 2011, up from 85 million cubic meters in the current year. PetroBras-bulls stampeded the February contract this afternoon to sell roughly 15,000 puts at the February $39 strike for an average premium of $0.83 apiece. Investors selling short the puts retain the full premium received today as long as shares of the underlying stock trade above $39.00 through expiration day. Put-sellers are apparently happy to have shares put to them for an effective price of $38.17 each should the put contracts land in-the-money at expiration.

UAUA – UAL Corp. – Shares of the owner and operator of United Airlines surged 17% to a new 52-week high of $15.27 today amid better-than-expected unit revenue for the month of January. Optimistic option traders dabbled in both calls and puts to take bullish positions on UAL Corp. Investors sold 2,300 puts at the February $13 strike, taking in an average premium of $0.16 per contract. Put sellers retain the full premium as long as UAUA’s share price remains above $13.00 through expiration. One the call side, traders picked up roughly 2,000 contracts at the now in-the-money February $15…
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VIX Draws Large Bearish Put Play

Today’s tickers: VIX, MS, BAC, UNG, SU, RL, GIGM, FCX, CVS, SPF & DOW

VIX – CBOE Volatility Index – A massive bearish put position initiated on the VIX today is a bullish sign for the S&P 500 index. The VIX fell more than 6% during the current session to stand at 21.21 as the past two day’s uptick in equities serve to dissipate some of the fear and uncertainty felt by investors during the prior trading week. One investor anticipating further downside movement for the VIX picked up roughly 103,000 puts at the March 20 strike for an average premium of $0.70 per contract. The put options position the investor to accrue profits beneath a VIX reading of 19.30 through expiration. It appears the investor expects the so-called fear-gauge to head in the direction of the index’s 52-week low of approximately 17.49 attained on January 19, 2010. But, the VIX must fall another 9% from the current reading in order for the investor to breakeven by expiration. Furthermore, today’s reading is still 21.25% greater than the 52-week low described previously.

MS – Morgan Stanley – Global financial services firm, Morgan Stanley, attracted the attention of bullish options investors in afternoon trading. Shares are currently trading 1.00% higher at $27.83 with roughly one hour remaining in the trading day. A bull call spread stuck out like a sore thumb in the scantily populated March contract on the stock today. One investor purchased 5,000 calls at the March $28 strike for a premium of $1.35 each, and sold the same number of calls at the higher March $31 strike for an average premium of $0.34 apiece. The trader paid a net premium of $1.01 per contract for the spread, but stands to accrue maximum potential profits of $1.99 per contract should Morgan Stanley’s shares rally up to $31.00 ahead of expiration day. The call-spreader breaks even on the transaction as long as MS’s shares rise 4.25% from the current price to $29.01 before the options expire.

BAC – Bank of America Corp. – Optimistic sentiment on Bank of America appeared in the August contract today amidst a 0.65% improvement in shares of the underlying stock to $15.52. One bullish trader initiated a call spread to position for upward movement in BAC’s shares by expiration. The investor purchased 4,000 calls at the August $16 strike for an average premium of $1.52 apiece,…
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Option Trader Prescribes Bullish Risk Reversal on CVS

Today’s tickers: CVS, LIZ, ITMN, MA, V, RF, KG, HW, WSM, AEP & NTAP

CVS – CVS Caremark Corp. – Shares of the pharmacy retail chain are up 1.5% to $31.11 perhaps due, in part, to the ‘buy’ rating it received at UBS today. Optimistic options activity took place in the December contract as one investor initiated a bullish risk reversal. It appears the trader sold 4,400 puts at the December 31 strike for an average premium of 94 cents apiece in order to finance the purchase of the same number of calls at the higher December 32 strike for 63 cents each. The investor pockets a 31 cent credit on the trade, which he retains in full as long as shares remain above $31.00 through expiration. Additional profits accumulate if CVS’s shares rally above $32.00.

LIZ – Liz Claiborne, Inc. – A 15,000-lot covered call in the January 2011 contract on Liz Claiborne today suggests shares are likely to recover, albeit at a glacial pace. Shares of the apparel and accessories retailer suffered a 5% decline to $4.55 during the trading session. One investor effectively purchased shares of the underlying stock for $3.30 apiece by selling 15,000 calls at the January 2011 5.0 strike for a premium of 1.25 each. Thus, the trader stands ready to accrue gains of 51% if shares of LIZ appreciate to $5.00 by expiration. The long-term positioning of the covered call play provides several advantages to the investor. One advantage is that the call options do not expire for another 13 months, which leaves ample time for LIZ’s shares to appreciate up to the strike price of $5.00. The 15,000-lot call transaction represents nearly 50% of the total existing open interest on LIZ of 31,502 contracts. Note that shares last traded above $5.00 yesterday at approximately 10:35 am (EDT).

ITMN – InterMune, Inc. – A bull call spread on the biotechnology company today suggests shares could rally significantly by expiration in April 2010. Bullish options activity on the stock belies the more than 3% decline in ITMN’s shares during the session to $10.94. The call spread involved the purchase of 3,750 calls at the April 15 strike for an average premium of 2.25 each, marked against the sale of the same number of calls at the higher April 25 strike for 75 cents apiece. The net cost of the transaction amounts to 1.50 per…
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Zero Hedge

"The War Has Changed" - Leaked CDC Report Claims Delta Spreads As Easily As "Chickenpox"

Courtesy of ZeroHedge View original post here.

The CDC is clearly concerned that it's losing the PR war to convince Americans that they must mask up and get vaccinated. Because less than a week after declaring that it would revive its mask mandate, the CDC has just pulled a classic media trick: turning the fearmongering nob up to '11' by leaking an "internal report" that supports the official narrative (even making it look like the more moderate of two options) while laundering the source of the information by allowing a reputable news org to market the story as an "e...

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Phil's Favorites

What are stablecoins? A blockchain expert explains

What are stablecoins? A blockchain expert explains

Stablecoins promise more stability than other cryptocurrencies. DenBoma/iStock via Getty Images

Courtesy of Stephen McKeon, University of Oregon

Stablecoins are a type of cryptocurrency linked to an asset like the U.S. dollar that doesn’t change much in value.

The majority of the dozens of stablecoins that currently exist use the dollar as their benchm...

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Digital Currencies

What are stablecoins? A blockchain expert explains

What are stablecoins? A blockchain expert explains

Stablecoins promise more stability than other cryptocurrencies. DenBoma/iStock via Getty Images

Courtesy of Stephen McKeon, University of Oregon

Stablecoins are a type of cryptocurrency linked to an asset like the U.S. dollar that doesn’t change much in value.

The majority of the dozens of stablecoins that currently exist use the dollar as their benchm...

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Here's why the CDC recommends wearing masks indoors even if you've been fully vaccinated against COVID-19

Here’s why the CDC recommends wearing masks indoors even if you’ve been fully vaccinated against COVID-19

Signs like this may become more common as localities consider CDC guidelines. Mario Tama/Getty Images

Courtesy of Peter Chin-Hong, University of California, San Francisco

Vaccinated people need to mask up again, according to the U.S. Centers for Disease Control and Prevention. On July 27, 2021, the CDC recom...

more from Biotech/COVID-19

Bipartisan infrastructure deal begins to address consequences of a warming planet: 3 essential reads

Bipartisan infrastructure deal begins to address consequences of a warming planet: 3 essential reads

A lot of coastal infrastructure wasn’t designed for the frequent flooding and crashing waves brought by rising seas. Jeffrey Greenberg/Universal Images Group via Getty Images

Courtesy of Bryan Keogh, The Conversation and Stacy Morford, The Conversation

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Chart School

Investing with Channels - Review

Courtesy of Read the Ticker

The US has a lot of debt, to sell more units of the debt to non US buyers the FED and Treasury must get the unit price of the debt down.

This video assumes a 'risk on' bullish bias into the Nov 2022 US mid terms. The bias assumes a US dollar trending down from it current high price of $93 on the DXY.

Chart 1 - US Dollar Channels

Click for popup. Clear your browser cache if image is not showing.

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Free Webinar Wednesday: July 7, 1:00 pm EST

Don't miss Phil's Webinar on July 7 at 1:00 pm EST. It's FREE and open to all who wish to join.

Click here:

Join us to learn Phil's trading tactics and strategies in real-time!

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Kimble Charting Solutions

Crude Oil Cleared For Blast Off On This Dual Breakout?

Courtesy of Chris Kimble

Is Crude Oil about to blast off and hit much higher prices? It might be worth being aware of what could be taking place this month in this important commodity!

Crude Oil has created lower highs over the past 13-years, since peaking back in 2008, along line (1).

It created a “Double Top at (2), then it proceeded to decline more than 60% in four months.

The countertrend rally in Crude Oil has it attempting to break above its 13-year falling resistance as well as its double top at (3).

A successful breakout at (3) would suggest Crude Oil is about to mo...

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Managing Investments As A Charity Or Nonprofit

By Anna Peel. Originally published at ValueWalk.

Maintaining financial viability is a constant challenge for charities and nonprofit organizations.

Q4 2020 hedge fund letters, conferences and more

The past year has underscored that challenge. The pandemic has not just affected investment returns – it’s also had serious implications for charitable activities and the ability to fundraise. For some organizations, it’s even raised doubts about whether they can continue to operate.

Finding ways to generate long-term, sustainable returns for ...

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Mapping The Market

Suez Canal: Critical Waterway Comes to a Halt

Suez Canal: Critical Waterway Comes to a Halt

Courtesy of Marcus Lu, Visual Capitalist

The Suez Canal: A Critical Waterway Comes to a Halt

On March 23, 2021, a massive ship named Ever Given became lodged in the Suez Canal, completely blocking traffic in both directions. According to the Suez Canal Authority, the 1,312 foot long (400 m) container ship ran aground during a sandstorm that caused low visibility, impacting the ship’s navigation. The vessel is owned by Taiwanese shipping firm, Evergreen Marine.

With over 2...

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The Technical Traders

Adaptive Fibonacci Price Modeling System Suggests Market Peak May Be Near

Courtesy of Technical Traders

Our Adaptive Fibonacci Price Modeling system is suggesting a moderate price peak may be already setting up in the NASDAQ while the Dow Jones, S&P500, and Transportation Index continue to rally beyond the projected Fibonacci Price Expansion Levels.  This indicates that capital may be shifting away from the already lofty Technology sector and into Basic Materials, Financials, Energy, Consumer Staples, Utilities, as well as other sectors.

This type of a structural market shift indicates a move away from speculation and towards Blue Chip returns. It suggests traders and investors are expecting the US consumer to come back strong (or at least hold up the market at...

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Lee's Free Thinking

Texas, Florida, Arizona, Georgia - The Branch COVIDIANS Are Still Burning Down the House

Texas, Florida, Arizona, Georgia – The Branch COVIDIANS Are Still Burning Down the House

Courtesy of Lee Adler, WallStreetExaminer

The numbers of new cases in some of the hardest hit COVID19 states have started to plateau, or even decline, over the past few days. A few pundits have noted it and concluded that it was a hopeful sign.

Is it real or is something else going on? Like a restriction in the numbers of tests, or simply the inability to test enough, or are some people simply giving up on getting tested? Because as we all know from our dear leader, the less testing, the less...

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Insider Scoop

Economic Data Scheduled For Friday

Courtesy of Benzinga

  • Data on nonfarm payrolls and unemployment rate for March will be released at 8:30 a.m. ET.
  • US Services Purchasing Managers' Index for March is scheduled for release at 9:45 a.m. ET.
  • The ISM's non-manufacturing index for March will be released at 10:00 a.m. ET.
  • The Baker Hughes North American rig count report for the latest week is scheduled for release at 1:00 p.m. ET.
... more from Insider

About Phil:

Philip R. Davis is a founder Phil's Stock World, a stock and options trading site that teaches the art of options trading to newcomers and devises advanced strategies for expert traders...

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Ilene is editor and affiliate program coordinator for PSW. Contact Ilene to learn about our affiliate and content sharing programs.


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Phlorum - Page Content

Call us free on 0808 168 9540

David Bellamy, Japanese Knotweed and CO2…

Published on by Phlorum

David Bellamy was a personal hero of mine and was responsible for my interest in botany as a young boy. His enthusiasm for science, plants and ecology led me to pursue a career in these fields of study.  When I was first involved in Japanese knotweed eradication as a conservation volunteer, almost twenty years ago, it was David Bellamy who inspired me.
It is rather sad then that David Bellamy is currently about as popular as Japanese knotweed in the environmental assessment industry. In a recent article in the Telegraph he denies that manmade CO2 is a cause for concern. More worryingly, the article states that CO2 is an airborne fertilizer, which is good for plants. However, it is for this precise reason that increased CO2 is bad for plant ecology. Species like Japanese knotweed and other pioneering colonisers can make more effective use of available nutrients, like CO2, which can result in their out-competing native, less adaptive and less vigorous growing species. This can result in significant reductions in biodiversity.
We still don’t know enough about the effects of elevated CO2 and climate change on diverse plant communities, but we certainly know enough to discredit the simplistic and ill-considered views expressed by David Bellamy in the Telegraph article.

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Gulay Semercioglu: Desire to Survive

Pi Artworks Istanbul is delighted to host Gulay Semercioglu and her solo exhibition Desire to Survive, featuring the artist's inedited drawings from the 29th of May to the 29th June, 2019. Gulay Semercioglu's works have been acquired by major national and international institutionsand collections, including İstanbul Museum of Modern Art and The Metropolitan Museum of Art of New York. Semercioglu is known for her colorful metal wire works. It takes her weeks, sometimes months, to create these abstract and minimalist works. They require intricately weaving many kilometers of metal wire around thousands of minuscule screws, carefully placed on wooden surfaces, turning them into magically shimmering pictures.

Encompassing different periods of her career, the autonomous drawings in the exhibition maintain their connection to the woven metal wire works, without preceding them however; they draw on the ideas she developed about the line. Semercioglu suggested an abstract approach in her drawings, choosing to conform to her wire works. Although the artist pushes the boundaries of abstraction - through detaching the line and the light of her wire works by using the light reflecting element of the metal wire - traditional symbols typifying womanhood, such asher "elibelinde"-motif (hands on hips), remain integral.

Nonetheless, the artist makes no distinction between technique and medium when perceiving the line. Semercioglu sees the line merely as a connection between two points, and the wire as"a tangible line" between two screws. Consequently, she refers to both her sketches and metal wire works as "drawings" and "paintings". Every line has a starting and a finishing point,connecting a beginning and an end, embodying existence as the period between birth and death, and as such the exhibition juxtaposes life as the Desire to Survive.


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Relationship Building for Business

Ways To Increase Communication With Your Team

Whether you gather in a physical building to work together or you are part of a remote team, your communication – strong and productive communication – is going to be a vital part of your business success. The flow of ideas and information between team members needs to be unimpeded and clear so that every member has what they need to get the job done and get it done right.

Communication is the foundation of every relationship, and if it is not strong your work environment can be pretty frustrating, and full of misunderstandings, conflicts, and problems. We would like to share some tips today that can help you increase your communication, and its overall effectiveness, with your team to reduce stress and save time.

Close your office door or find a quiet corner to sit and talk with your team members one-on-one, for example. Reducing distractions makes it easier for everyone to gather their thoughts and communicate more clearly, and focusing on one another builds stronger relationships, as well. Put the phone and the emails on the back burner while you interact with your workforce. If your people know you care about what they say they will be far more likely to let you know what is really going on, which in turn will increase and strengthen your communication processes.

Emails are convenient – we all know that. They are also prone to causing confusion, and we all know that, too! Eliminate these kinds of issues by talking with people face-to-face or by voice. Video calls are a great way to communicate since you can see the other person and get a much better sense of how they are feeling or what they actually think just by their body language; visual cues are one of the main methods we use to gain an understanding of others. In our digital world, maintaining a personable approach is vital to strengthening our communications and relationships.

Meetings are a business staple, but they can be an inconvenience, too. There are many online tools that can help you share team information without having to interrupt the daily workflow. Emails are another mode we use to communicate often, but they are quickly becoming outdated, due to their limitations when it comes to the collaborative flow that is needed in today’s ever-more-virtual companies. There are some amazing social networking programs out there that make short work of problem-solving, updates, and sharing information across departments – great for teams who work next door to each other, or on the other side of the world, and Piccolo Marketing can help you choose the one that is best for you.

If you are looking for ways to increase the communication, collaboration, and innovation of your team, we are here to help. Piccolo Marketing is a team of marketing professionals committed to helping you achieve all your business goals. Let’s talk about communication!

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It’s the Holiday season time again this year!! 🤩😍🥳🎉

Our first sale of the season will be our Black Friday/Cyber Monday event, kicking off Nov 29th! Join our Facebook Group and our Mailing Lost because you will get access to some awesome extra discounts and gifts!! 😮😁

Our second event will be a POP-UP Shop on Sunday Dec 8th at the Hawthorne Arts Complex, 13040 Cerise Ave, Hawthorne, CA! This is a huge art event, open to the public and we will be participating in Studio A6. Come join us from 1pm-5pm!!

Our third event will be another POP-UP shop on Dec 22, from 11am -7p for all your last minute gift needs at the Del Amo Mall in Torrance, CA! We will be in the outside section near the AMC Theatres as part of the So Cal Etsy Guild’s Pop-up monthly shop event and we hope to see you there! Please note that since this is an outdoor shopping event, if the weather is rainy, the event will be postponed. UPDATE: This event has been POSTPONED due to weather. We will update you when we have a new date!!

We will have a raffle giveaway at our POP-UP shop events, so make sure to come by and see us!! 💕💕💕


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Asian American and Voting : The Big Picture

As an organization that emphasizes awareness within the Asian American community and supports the Asian And Pacific Islander American Vote (APIA Vote), we highly encourage everyone to inform and educate themselves on issues that affect our community as a whole, as well as learning about each of the political candidates running for the Presidential elections. In the past, the voting turnout has been weak among the Asian American community. According to studies done by the Pew Research Center, there was less inclination or no preference in regards to voting for political candidates and/or issues. However, with the rise of nonpartisan community-based organizations like APIA Vote, Asian Americans Advancing Justice, and Asian American Legal Defense and Education Fund, helping to advance civil engagement, the voting trend is gradually increasing. We hope to see more increase in involvement in the Asian American political movement.


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Notification of dangerous preparations to ISS – PIF EUROPE

ISS notification

Notification of dangerous preparations is necessary to safeguard and protect users who are exposed to chemicals that can have side effects on health. The archive of dangerous preparations is therefore essential for the prevention and protection of consumers, also allowing rapid intervention in the event of intoxication. In this archive, information such as the commercial name of the product, the classification, the physical state and the components with the relative percentage, necessary for the health authorities in case of emergency intervention will be transmitted.

There is an obligation to notify dangerous preparations to the Higher Institute of Health (ISS – Istituto Superiore di Sanità) for the following preparations:

  • Dangerous mixtures
  • Mixtures not dangerous but containing dangerous substances in percentage lower than the classification limits
  • Products authorized or registered as biocidal products
  • Detergents
  • Phytosanitary products

This obligation refers to manufacturers, importers or distributors of the substances listed above.

The responsible person is required to make the ISS notification within 30 days of placing on the market. If the notification is not made within the established terms, there is a penalty of several thousand euros.

For further information please contact us at the office at +39 0422 410719or write us an e-mail.


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broscience charlie079's article
Jul 10, 2021 at 14:18
Jul 10, 2021
Reader Story: Attempting to Everest Canberra Australia's Trebuchet Trail
Is this Charlie the bad boy of Trek CS? Thanks for all you do, brother!
broscience jamessmurthwaite's article
Jun 25, 2021 at 14:16
Jun 25, 2021
Slack Randoms: MTBer vs Moose, Red Bull's Forrest Gump & A Bike Powered Car
You just knew that moose abuser was going to be a YT rider. Amirightoramiright @doublecrownaddict?
broscience TitleMTB's article
Jun 24, 2021 at 1:42
Jun 24, 2021
broscience edspratt's article
Jun 19, 2021 at 13:20
Jun 19, 2021
broscience jamessmurthwaite's article
Jun 17, 2021 at 16:22
Jun 17, 2021
Shimano Factory Shut Down in Malaysia May Cause Additional Product Delays
WILL! There’s zero “may” or “could” about it. This coupled with 3 port closures in China, raw material shortages and myriad other factors means the worst could be yet to come.
broscience sarahmoore's article
Jun 15, 2021 at 0:20
Jun 15, 2021
Intense Announces '951 Series' Aimed at New Mountain Bikers
Most baffling branding move of the year award goes to…
broscience jamessmurthwaite's article
Jun 9, 2021 at 3:10
Jun 9, 2021
World Cup Champion Matt Walker Signs With Madison Saracen Until 2025
I can’t wait to hear what Danny’s Dad has to say on this. Popcorn in the pan.
broscience jamessmurthwaite's article
May 29, 2021 at 3:01
May 29, 2021
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May 25, 2021 at 1:07
May 25, 2021
EXT Announces New E-Storia Coil Shock
Oooooh superfaster. Finally.
broscience reecewallace's article
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Video: Reece Wallace's Raw POV as he Shreds a Hand Built Jump Trail
Keep it up, homie. One day you won’t just be fast but also stylish, like that other Reece fella, rides for Giant if I remember correctly, look him up.
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Pink Tag Boutique

Smiley Face Cropped Tee

Let this smiley face tee brighten your day! This tee looks great with denim or leggings! This tee features a round neckline and a heather gray color. Get together with friends at lunch or a fun event at the fair in this cute tee!

How it fits
Size up True to size Oversized

  • 100% Cotton.
  • Colors may vary with different viewing devices.
 Size Chest(inches) Length(inches)
Small 38 18.5
Medium 40 18.5
Large 42 18.5

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