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Though he speaks no words in Scripture, St. Joseph’s message to us is resounding: he wants to lead us to Jesus. In Through the Heart of St. Joseph, Fr. Boniface Hicks reveals the path St. Joseph has laid.

Discover how St. Joseph’s vulnerability, littleness, silence, and hiddenness can transform and heal us. Fr. Hicks also looks to the saints who lived the “Joseph Option” to show how we too can embrace a life of humble trust and steadfast courage.

Through the Heart of St. Joseph proves with quiet conviction that if we entrust ourselves to the
foster father of Our Lord, he will give us his love and protection—just as he gave it to Jesus.

As an added bonus when you order, you’ll also receive access to six free talks on St. Joseph by Fr. Boniface Hicks, Scott Hahn, John Bergsma, and Mike Aquilina. Enrich your journey and start growing closer to our spiritual father right away!

Author Biography

Fr. Boniface Hicks, OSB, is a Benedictine monk of Saint Vincent Archabbey in Latrobe, Pennsylvania. He has provided spiritual direction for many men and women, including married couples, seminarians, consecrated religious and priests, even while completing his Ph.D. in computer science at Penn State University. He is the programming manager and an on-air contributor for We Are One Body Catholic Radio and has recorded thousands of radio programs on theology and the spiritual life. He has extensive experience as a retreat master for laity, consecrated religious, and priests. He is the Director for Spiritual Formation for Saint Vincent Seminary and Director of the Institute for Ministry Formation and has offered numerous courses on the spiritual life. Fr. Hicks is the co-author, along with Fr. Thomas Acklin, of the books Spiritual Direction and Personal Prayer.

“Along with his two previous books, co-authored with Fr. Thomas Acklin, Spiritual Direction and Personal Prayer, Fr. Boniface Hicks has written another classic. This time his subject is St. Joseph, seen through the eyes of great popes and saints, as a model for the interior life. Fr. Boniface’s brief but profound reflection invites us to seek St. Joseph’s help to be honest with God about our deepest need and true vulnerability. During the Year of Saint Joseph, this book is just what we need.”

Bishop Gregory John Mansour, Eparchy of Saint Maron of Brooklyn

Through the Heart of St. Joseph is an invaluable resource for discovering, or deepening knowledge and love of, St. Joseph, particularly during this 150th anniversary year of his proclamation as Patron of the Universal Church. Benedictine Fr. Boniface Hicks’ gracious accompaniment of the reader takes the form of an extended lectio divina of St. Joseph’s portrayal in the Gospels, specifically his primary role in the lives of Jesus and Mary and thus in salvation history, that is both accessible and profound. This lectio is informed by insights gleaned from prayerful study of and ruminative meditation on Sacred Scripture, from a variety of spiritual traditions (Benedictine, Carmelite, Salesian, etc.), and from the author’s priestly ministry, especially as a spiritual director. In sum, this timely book on the Husband of Mary, Earthly Father of Jesus, and Patron of the Universal Church is spiritually rich and enriching, particularly when approached in a reflective and prayerful manner.”

Fr. Joseph F. Chorpenning, O.S.F.S., Editorial Director, St. Joseph’s University Press

“In Through the Heart of St. Joseph, Fr. Boniface Hicks has given us a rare gift.  These accessible pages are an original and ground-breaking contribution to understanding the spirituality of St. Joseph. In reading these pages, not only does the reader learn about St. Joseph, but also quickly feels he or she is meeting St. Joseph. Through the Heart of Saint Joseph is a spiritual tool that can access our heart and change our life.”

Rev. Msgr. J. Brian Bransfield, Author of The Human Person: According to John Paul II

“A tremendous renewal of interest in St. Joseph is taking place in the Church today. It is a movement of the Holy Spirit, ushering in an unprecedented era of devotion to St. Joseph. Fr. Hicks has followed the inspiration of the Holy Spirit and penned an incredible book for us on St. Joseph. Through the Heart of St. Joseph is packed with insights, wisdom, and application and highlights the important message that God is speaking to the Church today, namely, Go to Joseph! I very highly recommend this book. Now is the time of St. Joseph!”

Fr. Donald Calloway, MIC, Author, Consecration to St. Joseph

“It’s clear that this book flows from a faithful monk who has not only a sound theological grasp of St. Joseph, but also a deep experience in his own interior life of Joseph’s fatherly care. Contrary to certain hyper-pious theories, Fr. Boniface portrays St. Joseph in his red-blooded humanity as a passionate spouse and tender father who is the vigorous head and strong protector of the Holy Family. If you read this book prayerfully, you will come to know St. Joseph as Fr. Boniface does: as a loving father and friend. You will also want to join the saints who chose the ‘Joseph Option’ to help others meet him as well.”

Christopher West, Th.D., President, Theology of the Body Institute

“Fr. Boniface speaks of St. Joseph in a way that is perfectly contemporary—and yet always grounded in tradition, engaging the reflection of many saints. I know no book that so thoroughly plumbs the spiritual depths of St. Joseph’s life. Through the Heart has become my favorite book about the holy patriarch.”

Mike Aquilina, Author, St. Joseph and His World

“Fr. Boniface Hicks is the person who not only introduced me to St. Joseph and encouraged me to form a relationship with this spiritual father, but Fr. Boniface most embodies the heart of St. Joseph in my life. In the pages of this book, you will glimpse Father’s devotion to St. Joseph and discover new aspects of the heart of this silent saint. You will encounter his tender fatherhood, his courageous masculinity, his fierce and chaste spousal love for Our Lady, and his fatherly heart for you. May you welcome St. Joseph into your heart!”

Jennifer Settle, Consecrated Virgin, Director of Programs for the Theology of the Body Institute, and Co-author of Consecration to Jesus through Saint Joseph: An Integrated Look at the Holy Family

“What a novel work this is! It is a Christian Anthropology disguised as a loving devotion to St. Joseph. How fitting that he who was chosen to guard and protect the deepest mysteries of God (Christ, Mary, the Church) can also serve to unveil the mystery of what is truly human, truly virtuous. St. Joseph, known in this book through Scripture, saints, homilies, and theological reflection, encourages us to embrace our authentic humanity. Most powerfully he fathers us into loving the ordinary…that which we normally wish to escape. Joseph burrowed deep within the ordinary and found there life and life to the full. Let’s join him.”

Deacon James Keating, Ph.D, Professor of Spiritual Theology, Kenrick Glennon Seminary

“Reading this book helped me and will help you to love St. Joseph even more deeply! Beyond guiding us into the Saint Joseph option, Fr. Boniface engages us in a real relationship with St. Joseph in such a way that we experience the love of the tender heart of this fatherly saint.”

Fr. Thomas Acklin, O.S.B., author of The Unchanging Heart of the Priesthood

“It behooves Christians who seek to know the Lord Jesus to contemplate him in the midst of the Holy Family. Through careful attention to the biblical stories about St. Joseph, and drawing upon spiritual wisdom from a wide range of sources, Fr. Boniface Hicks here explores ‘Joseph’s way’ of serving and obeying the Lord. If Catholics today are to advance beyond our fallen experience of wounded fatherhood—whether our own or that of our fathers, including our spiritual fathers—we will need to draw close to the obedience, patience, and perseverance of St. Joseph. May this book draw many hearts into the circle of the Holy Family where, in the midst of human trials, the love of the Lord reigns.”

Matthew Levering, James N. and Mary D. Perry Jr. Chair of Theology, Mundelein Seminary

“Do we know enough about St. Joseph to know him? How can the one known for his silence and strange disappearance be a guiding presence in our lives? Why did God the Father choose Joseph to father His Son?  What is it like to be fathered by the father of our Lord? Drawing on many years as both a spiritual director and devotee of St. Joseph, Fr. Boniface Hicks provides a delightful pastoral portrait of St. Joseph. While the Church’s teachings on and her saints’ devotions to St. Joseph are brought to life, it is this book’s ability to impart to its readers a great sensitivity to Joseph’s sacred heart that is most remarkable. This is precisely what we need in order to rekindle devotion to St. Joseph in our day.  Take and read and then go to St. Joseph!”

James R. A. Merrick, Ph.D., Director of Emmaus Academic & Clergy Support, St. Paul Center for Biblical Theology

“Shortly after praying with Fr. Boniface’s extraordinary and stunning insights in this book, I saw a statue of St. Joseph that, until that moment, I had encountered routinely with no significance. At the sight of the statue, my heart unexpectedly leapt and I had to catch my breath.  A spontaneous cry of recognition came up from the depths of my heart: ‘I know him and he knows me!’ I was no longer looking at the face of a saint I wanted to get to know in heaven, but at the face of one I knew and loved and whom, thanks to this book, I now can intimately encounter in my daily life. He is a father and protector who sees me and loves me. This book is undoubtedly written by a prayerful heart who truly knows this beloved saint.”

Sr. Therese Marie Iglesias, T.O.R.

Imprimi Potest:
The Right Reverend Martin R. Bartel, OSB
Archabbot of Saint Vincent Archabbey

Nihil Obstat:
The Most Reverend Larry J. Kulick, JCL
Bishop-elect of the Diocese of Greensburg

The Most Reverend Gregory J. Mansour, STL
Bishop of the Eparchy of St. Maron of Brooklyn
Date: January 15, 2021

The nihil obstat, imprimatur and imprimi potest are official declarations that a book or pamphlet is free of doctrinal or moral error.  No implication is contained therein that those who have granted the nihil obstat, imprimatur or imprimi potest agree with the contents, opinions or statements expressed.

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2 reviews for Through the Heart of St. Joseph

  1. Manuel F Pachicano Llaca

    San José, un hombre de Dios, no tan conocido

  2. Barbara Horvath

    Wonderful moving talk!

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Home > Reports > Swine Feed Market Outlook, Share to 2030

Swine Feed Market

Swine Feed Market: Information by Product Type (Starter, Grower, and Finisher), Form (Pellets, Mash, and Crumbs), Nature (Conventional and Organic), and Region — Forecast till 2030

Published At : 02 Aug, 2022
Updated At : 05 Sep, 2022
Table of Content Download Sample

Market Snapshot

Base Year:
Study Period:
3.8 %
Fastest Growing Market:
Largest Market:
Asia Pacific

The global swine feed market size was valued at USD 107.33 million in 2021. It is expected to reach USD 150.14 million by 2030, growing at a CAGR of 3.8% during the forecast period (2022–2030). Swine feed is manufactured using a combination of nutrients derived from either plant or animal sources. These nutrients include corn, soy, barley, sorghum, wheat, minerals, vitamins, other micronutrients, and antibiotics. Swine feed is also known as pig feed or hog feed. Pigs require specific nutrients in swine feed to flourish and grow to their full potential. The market expansion is primarily driven by the rising prevalence of pork meat consumption worldwide.

Additionally, a product innovation that manufacturers have done to provide higher quality swine feed has contributed to the swine feed market's growth in value sales. This growth has been driven by an increase in pigs worldwide. The expansion of the swine feed market is anticipated to be hampered by the rising global popularity of veganism. Despite this, the growing demand for organic feed will likely present enormous opportunities for expanding the market regarding value sales.

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Market Dynamics

Market Driving Factors

Increasing Consumption of Pork Meat Worldwide to Aid Growth

Except for certain nations in the Middle East, most people worldwide choose to consume pork as their primary source of meat. Pork meat has a delicious flavor, but it also has a high nutritional profile. In addition, it provides a rich source of protein and fats and contains high amounts of selenium, vitamin B, and thiamine, all of which contribute to the fact that consumers frequently select it as their meal. Due to the rise in demand for pork meat, most of the owners of pig farms have been compelled to invest in swine feed. This ensures that pigs receive the appropriate nutrition consistently to achieve rapid growth, keep their health, improve their immunity, and raise their resistance to viral diseases. Additionally, this helps ensure that the pork produced is high-quality and safe to eat. As a result, the swine feed market's expansion in value sales is collectively driven by all of these factors.

Rising Product Innovation to Drive Market

The term "innovation" refers to creating or introducing a product or service that is either wholly original or an improved version of products or services that have come before. When providing high-quality swine feed to their customers, the swine feed industry manufacturers concentrate on continually improving their products. For instance, Alltech, a manufacturer of swine feed, has introduced a one-of-a-kind feed enzyme for animal nutrition. This enzyme helps increase efficiency by targeting various substrates in an animal's diet, such as swine feed, which the enzyme can then digest. This is leading to an increase in the demand for fortified swine feed among the owners of pig farms, contributing to the expansion of the market for overall swine feed.

Market Restraining Factors

Growing Popularity of Veganism to Restrict Market Growth

Veganism is the philosophy and practice of excluding all uses of products derived from animals, whether for food, clothing, or other applications (such as dairy). Because of an increase in awareness of the adverse effects on one's health that are associated with the consumption of animal products, as well as the negative ethical and environmental impact of animal agriculture, there has been a massive surge in the acceptance of veganism across the globe over the past few years. An increasing number of consumers are switching to vegan or plant-based diets, which lowers the demand for all types of meat, including pork meat, and for the products used to feed pigs.

Key Market Opportunities

Surge in Demand for Organic Feed to Boost Market Opportunities

During the production, processing, and preservation processes of organic swine feed, the use of any chemical or artificial additives, preservatives, or ingredients that are not organic is kept to an absolute minimum. Because they are made from organically grown raw materials, such as wheat and grains, the leading companies in this industry are constantly marketing organic swine feed to consumers. This is because these products are organic in origin. In addition, health concerns and consumer awareness regarding the health benefits of consuming organic pork meat are anticipated to increase the demand for organic swine feed. During the period covered by this forecast, this factor will likely present lucrative opportunities for expanding the swine market in terms of the product's sales value.

Segmental Analysis

The global market for swine feed has been divided into product type, form, and nature.

On the Basis of Product Type

Based on the product type, the global swine feed market has been categorized into starter, grower, and finisher.

The grower segment was the highest contributor to the market at a CAGR of 2.9% during the forecast period. Grower feed typically contains a significant amount of protein and a high concentration of nutrients. The amount of food that pigs consume should increase proportionally to their growth rate. Therefore, at this point, pigs should be fed grower feed, which helps them reach their full growth potential. In addition, grower feed is a vital feed that contributes to raising healthy and productive pigs.

The second-largest segment is the finisher segment is expected to grow at a CAGR of 3.9% during the forecast period. Finisher is nutritionally balanced for essential nutrients to ensure strong and healthy growth, economical feed conversion, and high lean meat yield. The finisher diet includes wheat, barley, triticale, oats, peas, rice, beans, lupins, lentils, and canola and soya bean products. The finisher diet encourages rapid growth and maturation in pigs while minimizing the accumulation of excess fat. This results in pigs that are healthier, more robust in appearance, and of a market weight that is more suitable for human consumption.

On the Basis of Form

Based on the form, the global swine feed market has been categorized into pellets, Mash, and crumbs.

The pellets segment was the highest contributor to the market, growing at a CAGR of 3.1% during the forecast period. The pelleted form of swine feed is a more easily digestible form of the meal. In addition to this, it prevents the components from becoming separated. It prevents pigs from selecting specific parts while rejecting others, which are essential to their healthy development. Therefore, pig feed that comes in the form of pellets helps promote healthy pig growth and reduces the amount of wasted feed. Because of this, pig farmers are gravitating more toward swine feed that is available in pellet form, which drives sales of the product on a global scale. This, in turn, is the primary factor propelling the growth of the swine feed market in terms of total sales values.

The crumbs segment is the second-largest segment and is estimated to grow at a CAGR of 3.9% during the forecast period. A coarse form of swine feed suitable for piglets and has gained enormous popularity among owners of pigs is known as a crumb. When compared to mash feed, swine feed in the form of crumbs provides superior palatability and digestibility and improved performance in terms of feed conversion ratio (FCR). As a result, its utilization is expanding among proprietors of pig farms, driving sales in terms of sales value. This, in turn, is one of the driving forces behind developing the swine feed market.

On the Basis of Nature

Based on its nature, the global Swine Feed market has been categorized into conventional and organic.

The conventional segment is the highest contributor to the market, growing at a CAGR of 3.5% during the forecast period. Because conventional forms of swine feed are more readily available and more reasonably priced on the market, they represent a more significant proportion of the industry's total value. Consequently, the value of sales in the conventional swine feed market has been growing at a faster rate. In addition, the product catalog for this sector is more extensive than the organic sector. To generate higher value sales, manufacturers are putting a strong emphasis on product innovations and marketing their wares.

The organic segment is the second-largest segment and is estimated to grow at a CAGR of 4.4% during the forecast period. This can be attributed to the rise in awareness among pig owners regarding the health benefits associated with the use of organic swine feed to improve the overall quality of pork. This incentivizes manufacturers of convenience pig foods to make their products available in organic forms. Various businesses manufacture organic swine feed, one of which is Nature's Best Organic Feeds, which operates in the market and is one of the many businesses that produce organic swine feed specifically. There has been an increase in consumers' awareness of the importance of taking care of their health, which is anticipated to increase the demand for organic pig feed among pig farmers.

Regional Analysis

The global swine feed market has been studied across North America, Europe, Asia-Pacific, and LAMEA.

Swine Feed Market Regional Analysis

Regional Growth Insights Request Sample Pages

Asia-Pacific is the most dominant contributor to the global swine feed market, growing at a CAGR of 2.8% during the forecast period. The Asia-Pacific region experienced remarkable growth and surpassed all other regions to become the most lucrative and largest market overall. This can be attributed to both an increase in the consumption of pork meat and an increase in the production of pork meat in countries such as China, South Korea, Vietnam, and Thailand. Regarding value sales, there is anticipated to be an increase in the demand for pig feed during the forecast period in Asia-Pacific.

Europe is the second-largest contributor to the market and is estimated to reach around USD 34,534.05 million at a CAGR of 4.1% during the forecast period. The demand for swine feed is driven by increased disposable income, increased demand for pork meat, and effective marketing strategies adopted by manufacturers. In addition, the demand for organic swine feed has increased, which can be attributed to an increase in awareness about the benefits associated with the use of organic swine feed for the healthy growth of pigs. This awareness is likely to be a primary factor in the swine feed market's growth in value sales throughout the forecast period.

It is anticipated that an increase in the consumption of pork meat in North America, primarily in the United States, will drive the growth of the market for swine feed in terms of value sales. Furthermore, an increase in the preference for organic swine feed among owners of pigs is likely to offer enormous opportunities for the growth of the swine feed market in terms of value sales during the forecast period. This is because organic swine feed is healthier for pigs.

LAMEA is a developing region seeing an increase in the number of wealthy people, who now have the purchasing power necessary to invest in more nutritious food options, including pork meat. The demand for pork products in this region has resulted in an increased requirement for feed for pigs. In addition, there has been a shift in consumer preference toward organic pork meat, encouraging farmers to start using organic swine feed to keep up with the growing demand for organic pork meat. As a result, the swine feed market's growth in value sales is expected to be presented with a significant opportunity during the period covered by the forecast in this region.

Competitive Players

List of Top Key Companies Profiled

  • Purina Mills LLC
  • Archer Daniel Midland Company
  • Cargill Inc.
  • Lallemand Inc.
  • Kent Corporation
  • and Charoen Pokphand Foods
  • Keystone Mills
  • Kreamer Feed Inc.
  • Alltech

Recent Developments

  • April 2022, Kames Fish Farming Ltd. and Salmones Aysén joined Cargill's SeaFurther™ Sustainability initiative to raise more sustainable seafood with less environmental impact.
  • January 2022, Cargill expanded its portfolio of artificial intelligence-powered innovations to give poultry producers actionable insights.
  • May 2022, Alltech collaborates with U.S. universities to develop free bilingual dairy training resources.

Market Segmentation

By Product Type

  • Starter
  • Grower
  • Finisher

By Nature

  • Conventional
  • Organic

By Form

  • Pellets
  • Mash
  • Crumbs

By Region

  • North America
  • Europe
  • Asia-Pacific
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Home > Reports > Trade Credit Insurance Market Outlook, Size, Forecast to 2030

Trade Credit Insurance Market

Trade Credit Insurance Market: Information by Component (Products, Services), Coverage (Whole Turnover, Single Buyer), Enterprise Size (Small, Medium, Large), and Region — Forecast till 2030

Published At : 14 Jul, 2022
Updated At : 29 Aug, 2022
Table of Content Download Sample

Market Snapshot

Base Year:
Study Period:
9 %
Fastest Growing Market:
Asia Pacific
Largest Market:

The global trade credit insurance market size was valued at USD 11,174 million in 2021 and is anticipated to generate USD 24,472 million by 2030. The market is projected to grow at a CAGR of 9% during the forecast period (2022–2030). Trade credit insurance is a form of insurance that was developed to shield companies from the political and economic risks that could have an effect on the company's financial situation. It is a subcategory of property and casualty insurance that is typically made available to commercial entities or private persons by private insurance companies and governmental bodies that are in charge of export credit. In addition, a significant portion of the purpose of trade credit insurance is to safeguard accounts receivable from the possibility of loss brought on by credit risks such as prolonged default, insolvency, or bankruptcy.

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Market Dynamics

 Market Drivers

  • Rapid growth in New Geographical Markets Soaring Market Growth

Due to a surge in global export and import of goods and services, the development of commerce into new locations has gained traction in the industry. Furthermore, due to increased trade, which includes granting letters of credit (LCs), receivables & invoice finance, and others, demand for credit insurance has increased and is likely to maintain its supremacy during the trade credit insurance forecast period. Manufacturers, importers, exporters, buyers, and sellers use trade credit to make financing transactions easier. As a result, the growing demand for goods and services from one country to another and the expansion of trade across different regions have raised the market's need for trade credit insurance.

  • Rising commercial threat surging Global Market

Political instability, contract cancellations, import restrictions, and trade wars are critical industry growth drivers. Furthermore, merchants frequently purchase trade credit insurance to help offset such threats and risks while selling internationally since it protects sellers from non-payment and allows them to expand their business without worrying about losing money. Furthermore, as globalization, terrorism, currency demonetization, exchange rate volatility, bankruptcy protection, and other factors increase, trade credit insurance becomes a more substantial product for traders, accelerating trade market growth.

  • Benefits of Trade Credit Insurance Boosting Market Demand

Trade credit insurance increases sales by providing advantageous credit conditions to clients, protects against customer default or insolvency, minimizes concentration concerns, and makes bank financing easier, among other things. Furthermore, it assists firms in transferring risk from accounts receivables that are in danger of non-payment. Furthermore, trade credit insurance benefits large, small, and medium businesses that deal abroad in various industries. The market's growth is fueled by the substantial benefits provided by trade credit insurance adoption and implementation.

Market Restraints

  • Various and Conflicting Trade Regulations Resisting Global Market

Various laws have varying norms and rules across countries, with financial centers taking a more united approach to trade regulation. This becomes a critical component for credit insurance businesses to provide solutions, resulting in an inter-regulatory conflict that hinders the credit insurance market's growth. For example, in the United States, Export Credit Insurance (ECI) protects a product or service exporter against the risk of non-payment by a foreign customer. As a result, following regulatory criteria in separate nations before providing trade credit insurance is a major stumbling block to the market's expansion.

  • Trade Credit Insurance Ignorance Hampering Market Growth

Lower trade credit insurance premium standardization, lack of awareness about trade credit insurance distribution in contrast to other lines of insurance, and lower broker investment in distributing this line of business are the primary reasons restricting the trade credit insurance market growth. Furthermore, industry standards aren't fully established, and different regulations impose varied norms and conditions on merchants, which is predicted to stifle market expansion.

 Market Opportunities

  • Global Small and Medium Enterprises Growth Giving New Openings

Trade credit insurance protects small and medium-sized businesses and suppliers of goods and services from non-payment by their clients. Furthermore, many businesses are looking for new ways to trade to expand their market share and expand their business abroad. Furthermore, trade credit insurance is gaining popularity as a way for these businesses to expand sustainably, prompting small business owners to seek financing through trade credit insurance as a safe way to trade. As a result, the rise in the number of small and medium businesses seeking to expand into global commerce and the numerous benefits given by trade credit insurance are driving the market growth.

  • Untapped Potential in Emerging Economies Providing Opportunities

Developing economies give trade credit insurance solution providers considerable opportunity to increase their solutions, as many enterprises deal in credit trades, and the trade credit insurance market is likely to grow in the future years. High investments in global trade expansion and rapid domestic firm growth, particularly in nations like Australia, China, India, Singapore, and South Korea, are expected to use trade credit insurance while trading across global marketplaces. Furthermore, several developing countries in Asia-Pacific are experiencing rapid expansion in their industrial sectors. With a wide range of manufacturing industries, the region has evolved into a global manufacturing hub. As a result, this region is predicted to grow due to the increased involvement of export credit insurance and the liberalized export credit market, with an increase in small and medium enterprises.

Segmental Analysis

The global trade credit insurance market share is categorized by component, coverage, enterprise size, application, and industry vertical.

Based on the types of components, the market is classified into product and service. Their market revenue was valued at USD 8826 million and USD 2090 million, respectively, in 2021. Product is the largest shareholder in the global market. Trade credit insurance products provide structured trade credit solutions by casing against country, timing & performance risk, expropriation & nationalization, the unjust calling of bonds, and others, which is driving the trade market growth of this segment during the forecast period. The global market for the product is projected to generate USD 18,392 million in 2030 and grow at a CAGR of 9% by 2030. The global market for service is projected to generate USD 5346 million in 2030 and grow at a CAGR of 11% by 2030. Trade credit insurance services streamline and automate trade credit insurance operations, reducing the time and costs associated with trading systems during the initial phase of deployment and fueling the market growth of the services segment.

Trade credit insurance is segmented as whole turnover coverage and single buyer coverage based on the coverage. Whole turnover coverage is the highest market shareholder and was valued at USD 8952 million in 2021. The global market for whole turnover coverage is projected to generate USD 18967 million in 2030 and grow at a CAGR of 9% by 2030. Previous loss records, estimated future losses for the client's portfolio, the quality of the customer base, anticipated turnover & trading expectations, and other factors are used to underwrite this coverage. Because of these characteristics, whole turnover credit insurance provides a proportion of coverage for the entire balance sheet, and its demand is expected to rise in the trade credit insurance market. Single buyer coverage was valued at USD 1964 million in 2021 and is projected to generate USD 4824 million at a CAGR of 11% by 2030. As it provides a credit limit that allows underwriters to cover all transactions with the customer, the single buyer coverage segment is likely to increase at a considerable rate. This policy offers highly personalized protection against both economic and political threats. These elements are primarily responsible for the segment's growth.

On the basis of enterprise size, the market is segmented into small, medium-sized, and large enterprises. Large enterprise holds the largest market share, which was valued at USD 8073 million in 2021. It is anticipated to generate USD 16409 million at a CAGR of 8% by 2030. Large organizations in various industries, including healthcare, media and technology, electricity and utilities, and others, have been early adopters of trade credit insurance services in recent years. Huge enterprises in these areas trade on a colossal scale and earn more money. These factors boost the market growth. The global market for the medium-sized enterprise was valued at USD 1700 million in 2021 and is projected to generate USD 4075 million in 2030 and grow at a CAGR of 10% by 2030. Due to a lack of collateral, credit history, and guarantees, medium-sized enterprises experience difficulties acquiring funding from various banks and financial organizations; these businesses are diversifying their operations, which is expected to fuel the expansion of trade credit insurance in this market. The global market for the small enterprise was valued at USD 1143 million in 2021 and is projected to generate USD 3352 million in 2030 and grow at a CAGR of 13% by 2030. One of the primary reasons driving the market growth is the expansion of enterprises in terms of local and international trade.

As per application, domestic and international applications are the market categories. The global market for domestic applications was valued at USD 8638 million in 2021 and is projected to generate USD 17,704 million in 2030 and grow at a CAGR of 8% by 2030. A trade credit insurance policy covers the unpaid credit balance from sales, which protects domestic or export enterprises by reducing the risks connected with a customer's insolvency or late payment. As a result of these reasons, trade credit insurance is growing in the domestic market. The global market for international applications was valued at USD 2278 million in 2021 and is projected to generate USD 6070 million in 2030 and grow at a CAGR of 12% by 2030. Export credit agencies assist international traders by providing insurance in more risky emerging overseas markets where commercial insurers may not be available. This is one of the primary factors driving market growth in trade credit insurance.

According to industry verticals, manufacturing, construction, and IT & Telecom are the major contributors to the trade credit insurance market. Manufacturing was valued at USD 3253 million in 2021 and is projected to generate USD 5930 million at a CAGR of 7% by 2030. The manufacturer is covered up to a predetermined percentage of any losses incurred due to late payment. Furthermore, traders in this industry employ trade credit insurance policies to borrow money from their commercial bank against their covered receivables, subject to specific limitations. As a result, manufacturing companies turn to trade credit insurance due to market growth. Construction was valued at USD 2119 million in 2021 and is projected to generate USD 4379 million at a CAGR of 9% by 2030. In the construction sector, an increase in buyer insolvency, pressure on liquidity, depriving SMEs, and forcing adjustments to payment terms are the key drivers driving the expansion of trade credit insurance.  market growth is fueled by challenges such as squeezed margins, rising labor and raw material costs, and disputed payments, all of which pose high risks of a long-term construction project collapsing. IT & Telecom was valued at USD 1723 million in 2021 and is projected to generate USD 4030 million at a CAGR of 10% by 2030. Trade credit insurance is required by IT and telecom companies to protect private and high-value raw data, which drives the worldwide trade credit insurance industry. The IT and telecom industries are pushing past the commoditization of voice and data services to create inventive new revenue streams worldwide. The market for trade credit insurance is growing due to these causes.

Regional Analysis

Europe to be the Largest Revenue Holder in Global Market

Trade Credit Insurance Market Regional Analysis

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Based on region, the trade credit insurance market is segmented into North America, Europe, Asia-Pacific, and LAMEA. Europe is anticipated to hold the largest trade credit insurance market share of USD 8045 million by 2030 at a CAGR of 8% during the forecast period. The market in Europe was valued at USD 4196 million in 2021. Due to SME globalization and increased trade, this area dominates global trade finance. Due to the COVID-19 health issue, EU governments are guaranteeing credit insurers as several companies withdraw from Italy and Spain trade coverage. Therefore, it is anticipated that demand for trade credit insurance will increase throughout Europe. UK and France have more market revenue compared to Germany and Italy. The market revenue of the UK and France were valued at USD 819 million and USD 719 million, respectively, in 2021.

Asia-Pacific is the second contributor to the trade credit insurance market with revenue of USD 3237 million in 2021 and is expected to generate USD 8348 million in 2030 at a CAGR of 11%. The confirming banks and issuing banks are still working on ways to expand their trade finance services, which is driving up demand for trade credit insurance in the region. China is the most significant contributor to the market compared to other countries, which was valued at USD 1726 million in 2021. Japan and Australia are growing their market gradually with market revenue of USD 271 million and USD 248 million, respectively, in 2021.

The trade credit insurance market in North America is expected to witness steady growth with a value of USD 1979 million in 2021. The market in this region is anticipated to generate USD 3989 million at a CAGR of 8% by 2030. Rising demand for goods and services, fast business transactions, and secure exchanges are driving the growth of the region's trade credit insurance market. Increased trader awareness of trade credit insurance and global firms working with regulatory bodies to operate globally fuel this sector. The US has the primary market in this region, with a revenue of USD 1848 million in 2021.

LAMEA has the lowest market. In 2021, the market revenue was valued at USD 1506 million, with Latin America being their major contributor. Several LAMEA trade credit insurers are implementing an exclusive credit limit and exposure management platform. This lets traders monitor credit limits and discounted receivables. Key stakeholders provide a foundation for export rules that regulate country, operation type, and business division. This enhances LAMEA credit insurance. The market is projected to generate USD 3408 million at a CAGR of 10% by 2030.

Competitive Players

The key players in the global trade credit insurance market are American International Group, Inc., Aon plc, Atradius NV, Coface, Credendo, EULER HERMES, Export Development Canada, QBE Insurance (Australia) Ltd., SINOSURE and Zurich, among these.

Recent Developments by Key Players

  • In December 2020, Coface partnered with the Italian government to offer numerous benefits such as reducing credit management costs, protecting against the risk of non-payment, and easy access to bank credit and factoring.
  • In November 2020, Receivables Exchange of India Ltd. partnered with American International Group, Inc to launch trade credit insurance on the TReDS platform.
  • In February 2020, Euler Hermes partnered with Toucan Toco to launch TradeMatch, which allows trade credit insurance policyholders to be informed 24/7 about commercial risks.
  • In June 2020, Zurich expanded its business by launching trade credit insurance services in the UK. This insurance helps businesses across the region to trade with confidence during the COVID-19 outbreak.

Global Trade Credit Insurance Market- Segmentation

By Component

  • Products
  • Services

By Coverage

  • Whole Turnover Coverage
  • Single Buyer Coverage

By Enterprise Size

  • Small Enterprises
  • Medium-sized Enterprises
  • Large Enterprises

By Application

  • Domestic
  • International

By Industry Vertical

  • Manufacturing
  • Construction
  • IT & Telecom
  • Healthcare & Pharmaceuticals
  • Energy & Utilities
  • Consumers Goods & Food Products
  • Others

By Region

  • North America
  • Asia Pacific
  • Europe
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‘It felt like a movie plot, but this was not Hollywood.’ NASA says DART mission succeeded in altering asteroid’s trajectory

Do you think it’s real? Or is this just another NASA fake news? In summary, DART (the size of a vending machine) hit Dimorphos (the size of a football stadium), at 14,000 mph. This was enough of an impact to alter Dimorphos orbit trajectory around it’s parent asteroid by 37 minutes. An alteration of 10 minutes was expected, and as little as a minute and a half would have been considered a success. If it’s TRUE, this is huge…

DART mission successful
DART mission successful – NASA Confirms DART Mission Impact Changed Asteroid’s Motion in Space. This imagery from NASA’s Hubble Space Telescope from Oct. 8, 2022, shows the debris blasted from the surface of Dimorphos 285 hours after the asteroid was intentionally impacted by NASA’s DART spacecraft on Sept. 26. The shape of that tail has changed over time. Scientists are continuing to study this material and how it moves in space, in order to better understand the asteroid.

The spacecraft NASA deliberately crashed into an asteroid last month succeeded in nudging the rocky moonlet from its natural path into a faster orbit, marking the first time humanity has altered the motion of a celestial body, the U.S. space agency announced on Tuesday.

The $330 million proof-of-concept mission, which was seven years in development, also represented the world’s first test of a planetary defense system designed to prevent a potential doomsday meteorite collision with Earth.

Findings of telescope observations unveiled at a NASA news briefing in Washington confirmed the suicide test flight of the DART spacecraft on Sept. 26 achieved its primary objective: changing the direction of an asteroid through sheer kinetic force.

Prepare now! Protect your home and cars againts EMP, solar flare and lightnings

Astronomical measurements over the past two weeks showed the target asteroid was bumped slightly closer to the larger parent asteroid it orbits and that its orbital period was shortened by 32 minutes, NASA scientists said.

This is a watershed moment for planetary defense and a watershed moment for humanity,” NASA chief Bill Nelson told reporters in announcing the results. “It felt like a movie plot, but this was not Hollywood.

Last month’s impact, 6.8 million miles (10.9 million km) from Earth, was monitored in real time from the mission operations center at the Johns Hopkins University Applied Physics Laboratory (APL) in Laurel, Maryland, where the spacecraft was designed and built for NASA.

DART’s celestial target was an egg-shaped asteroid named Dimorphos, roughly the size of a football stadium, that was orbiting a parent asteroid about five times bigger called Didymos once every 11 hours, 55 minutes.

The test flight concluded with the DART impactor vehicle, no bigger than a refrigerator, slamming directly into Dimorphos at about 14,000 miles per hour (22,531 kph).

Prepare now! You will never go without electricity with this portable power station!

Comparison of pre- and post-impact measurements of the Dimorphos-Didymos pair as one eclipses the other shows the orbital period was shortened to 11 hours, 23 minutes, with the smaller object bumped tens of meters closer to its parent.

Tom Statler, DART program scientist for NASA, said the collision also left Dimorphos “wobbling a bit,” but additional observations would be necessary to confirm that.

The outcome “demonstrated we are capable of deflecting a potentially hazardous asteroid of this size,” if it were discovered well enough in advance, said Lori Glaze, director of NASA’s planetary science division. “The key is early detection.

Neither of the two asteroids involved, nor DART itself, short for Double Asteroid Redirection Test, posed any actual threat to Earth, NASA scientists said.

This is what the impact looked like:

But Nancy Chabot, DART’s coordination lead at APL, said Dimorphos “is a size of asteroid that is a priority for planetary defense.”

A Dimorphos-sized asteroid, while not capable of posing a planet-wide threat, could level a major city with a direct hit.

Scientists had predicted the DART impact would shorten Dimorphos’ orbital path by at least 10 minutes but would have considered a change as small as 73 seconds a success. So the actual change of more than a half hour, with a margin of uncertainty plus or minus two minutes, exceeded expectations.

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The relatively loose composition of rubble that Dimorphos appears to consist of may be a factor in how much the asteroid was budged by DART’s blow.

The impact blasted tons of rocky material from the asteroid’s surface into space, visible in telescope images as a large debris plume, producing a recoil effect that added to the force exerted on Dimorphos from the collision itself, NASA said.

Launched by a SpaceX rocket in November 2021, DART made most of its voyage under the guidance of flight directors on the ground, with control handed over to the craft’s autonomous on-board navigation system in the final hours of the journey.

Dimorphos and Didymos are both tiny compared with the cataclysmic Chicxulub asteroid that struck Earth some 66 million years ago, wiping out about three-quarters of the world’s plant and animal species including the dinosaurs.

If you are interested, here’s the full NASA press conference video… And it really looks like Hollywood…

Smaller asteroids are far more common and present a greater theoretical concern in the near term, making the Didymos pair suitable test subjects for their size, according to NASA scientists and planetary defense experts.

Also, the two asteroids’ relative proximity to Earth and dual configuration made them ideal for the DART mission.

Prepare now! Stock up on Iodine tablets for the next nuclear disaster

The Dimorphos moonlet is one of the smallest astronomical objects to receive a permanent name and is one of 27,500 known near-Earth asteroids of all sizes tracked by NASA.

Although none are known to pose a foreseeable hazard to humankind, NASA estimates that many more asteroids remain undetected in the near-Earth vicinity. [Reuters]

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  1. What the hell is up with the Nasa Chief, it looks like he was having a stroke throughout that announcement.

  2. Being able to protect your planet from catastrophic impacts from space is one of the evolutionary challenges faced by intelligent species. The dinosaurs failed. if we spend our efforts fighting one another for world dominance or political ideologies, we will fail also. This is a test.

  3. I watched Forbidden Planet again last night on my new portable dvd player. Much better special effects. One of my favorite old school sci-fi movies.

      • Just got my dvd set in the mail. Outer Limits, (1963) Complete set. What a hoot. Watching these always makes me happy. Took a while to find a set too. Seems very popular, and hard to obtain. I don’t have televsion, so once in a while I spend a couple bucks, and pick up some dvd’s. Radio news has been so dull, it isn’t even good background noise anymore.

    • Forbidden Planet set the standards for FX.
      The Beast in the fence has not been matched even with our supercomputers…well close.
      BUT…’Nice Beaver’….sorry different movie!!!
      Anyway, considering that FP was made in 1956, it still is the standard to beat for FX and SCI-FI movies.
      ‘Everything’s fine’…sorry different movie!
      Leslie Nielsen was one of the actors who made that movie work great.
      His interaction with his XO Jack Kelly, the stoopid comic relief cook Earl Holliman(!!!) and Walter Pidgeon…wonderful.
      OOPS…almost forgot Metal Man…Robbie the ROBOT!!!
      AND Chief Quinn was the quiet brain who held all together as all NCO’s do everyday in the Military!
      AND….and MS. Ann Francis and Demureness extreme!!!
      Why can’t Women be like that again?
      Demure but strong, beautiful but not nastily dressed and most of all…some damn class with high heels and the great dresses of the time?
      I know I’m an old fart now but the 40’s were the time of Big Bands and HOTLY dressed women!
      ‘Nice ankle bracelet…oh that’s where my IUD went!’…sorry sorry different movie.
      Back to the asteroid.
      Next time they can use a smaller but denser object to impact the asteroid to move it using less ‘size’ but greater mass. E=Mc2 … 2,000 pounds impacting at 15.5 miles per second means = 209,065,485,306.
      The ‘refrigerator’ weighed less and has a 10th of the impact energy. Load about 100 of these rammers in a small launch station and WALLA!!!…Boom city baby.
      BUT a govt will turn it on Earth assholes.

      • Michael,

        Ann Francis was a beauty. That is what kept my attention as a youth, besides the great special Fx. Happy to see you’re a fan of old sci-fi.

        I also liked The Thing from Outer Space. Have watched that several times throughout my life, and it never bores me either.

  4. Does NASA ever tell the truth? I’m a SciFi guy. Loved all the old science fiction stuff. Rockets. Going to planets and the Stars. NASA and their constant lies have taken all the fun out of it.

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Apple Beats Music-like streaming service: Is it actually happening, and when?

Beats Music’s Playlists, Activities, and Mixes features are expected to be integrated into Apple’s new music service. Apple even wants to fully integrate Beats Music into iOS, iTunes, and Apple TV. It is developing a “Beats-infused” version of the Music app for iPhone, iPad, and iPod Touch, along with a new iTunes app for computers and a new Apple TV app. […] According to Billboard, Apple’s upcoming streaming service might launch in the spring, but it’ll definitely release by summertime. If it launches in the summer, you could expect a release date around WWDC 2015. – Elyse Betters, Pocket-lint
(Full Story: )


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Hi! It’s Lou Brown. I’m back with another of my 101 cash flow accelerators. And I love this segment. We’ve been talking about selling properties. And you know, in my business, I’ve been in this business for over 40 years. And when I think about the challenges of this business, it has always related to the selling side of the business. How can I get these properties so quickly for the lowest cost? And one of the methods that we came up with is the auction method. And think beyond just selling a property and getting a big fat check, but actually selling a property, getting a big fat check, and keeping it so that you’re getting monthly checks along the way as well. And that’s our world.

So another concept that I want to share with you is optioning off, not the price of the home, but the down payment on the home. So you get that competitive spirit going. People start competing against each other. They will bid more than they would have if there was only one player. So you put together an entire marketing strategy around selling that property to the highest bidder. The highest down payment. With you being the bank for the buyer. So they don’t have to go to the bank, they don’t have to qualify for a loan. And this is a powerful method. Now it’s covered in my Volume 13 Auction Profits. It’s also covered in, “House Monster” that’s finding the buyer before you even buy the property. I’ve got a segment in there on the auction method and giving you all the tools to be able to do it. The signs, the flyers, all the things that we do to generate attention within the neighborhood and online. As well as in the newspaper and other ways that you get your message to the market.

Hopefully, this has been of help to you. It’s been fun to create these 101 cash flow accelerators for you. I hope that this has been of value to you and your business. Do share it. Do like it. Do love it. Do let others know about us. I appreciate your attention. I appreciate your being part of our world. And hopefully, I’m going to see you soon at one of our live events. Yeah, baby!

Check us out on our upcoming event:


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By, Stuart R Levine

Published in, Forbes

Succession planning is a major challenge for most companies. A recent study by Deloitte Insights (DI) found that although 86% of the leaders they surveyed thought succession planning was urgent or important, only 14% felt they did it well. Succession planning is a thorny problem because it can involve emotion and apprehension, unlike other business planning activities.

Yet smart CEOs know effective succession planning enhances shareholder value. For them, succession planning is not just a process for identifying replacements for management that will advance, leave or retire. It is one more way to infuse the organization’s culture with a win-win environment that engages employees and makes succession planning work.

Organizations have a hard time with succession planning, however. As one of our clients jested as they embarked on the strategic and succession planning process: “If we have a succession plan, it’s a well-kept secret”. Until it undertook the comprehensive strategic planning process that included succession, it had been a problem for this organization, as with countless others. More often than not, if it’s done at all, succession planning is a check-the-box exercise. Managers do not see an immediate pay-off, and because there is usually lack of accountability for it, it’s a low priority.

Regrettably, poorly done succession planning can actually undermine the organizational culture. Emotions and fear about the future of one’s career are surfaced. It is threatening when managers, especially senior leaders, not only come to understand that they are not indispensable, but are forced to plan for, and possibly train, someone to replace themselves. For those climbing the ladder, there are often feelings of being unfairly judged. How many times have organizations realized that instead of a comprehensive data-driven opportunity to create leadership for the future, the process is overseen by a small group who “know best for the company”, and the decisions appear to reflect politics, a person’s likeability, or the impression that “it’s their turn”.

Senior leaders must create a different reality and address the barriers that have inhibited effective succession plans. Instead of succession planning striking fear or appearing as a system of haves and have-nots, it can shape a true opportunity to reinforce a healthy culture – one that promotes organizational vision and core values. Moreover, a succession plan is an essential integral driver of your strategic plan. Like your strategy, people planning must envision where the organization is going, while taking a in-depth view of where it is now. This strategic talent development plan creates an intentional win-win dynamic where people realize that there are truly more and better opportunities for them. When employees ask, “What’s in it for me?”, they see a path of learning, personal development, and advancement.

The commitment to succession planning starts at the top. Senior leadership must forcefully advocate for it, assign clear responsibility, and hold those responsible accountable. In fact, the strength of the succession plan is a good indicator of the strength of the C-suite. For organizations that truly focus on shareholder value, a succession planning mindset permeates the entire organization, not just the C-suite and the immediate layers below.

People are identified for their potential to guide the organization in the future as much as for their current strengths. Those in the “pipeline” and their managers must be conscious of cultivation, development and growth through targeted learning and “stretch” assignments. A culture of continuous learning that persistently increases leadership capacity of the employees has succession planning in its DNA. As an accomplished gardener will tell you, “Home grown tomatoes are tastier and more resilient”. This is especially relevant when DI survey data indicate that 30% of newly hired executives fail within 18 months.

A successful plan requires discipline. The business area and people responsible must be clearly defined. Responsibility may reside with human resources, the business unit, or another business area. Clarity on who has responsibility is more important the area where responsibility lies. Awareness of who is responsible also means knowing who is held accountable, and leaders must be relentless in focusing on accountability. Relatedly, management performance metrics for those responsible incorporate how effectively they have developed and prepared capable employees to assume leadership roles. This can be particularly important, but sometimes awkward, when a leader is grooming a successor.

Straight-forward leadership decisions support an effective process. For example, at a financial services client, the CEO set his retirement date to create certainty around the timeline of his own succession. This orderly process, overseen by the Board, gave the company every opportunity for continuity of the visionary leadership that was embodied by this well-respected CEO, a proven value creator. The employees, the Board in their fiduciary role, and shareholders all benefited.

At another client, a technology firm with a “flat” management structure, senior management made clear to employees that lateral succession was necessary and desirable to develop talent and leadership. The company effectively tied components of its compensation system to a manager’s success in preparing people for new roles. The rewards sent a strong signal for aligning individual and company goals, which was especially important when personnel changes resulted in turnover in a that manager’s business area.

At another client the Board chose a new CEO from a series of quality candidates, each with a history of success and significant past achievements. The Board focused on the future needs of the company and selected a leader whose talents best matched those needed to face future challenges.

Succession planning in a culture of continuous employee learning and development gives your people the possibility to thrive. It is not just about forming a pipeline of people ready for new roles; it is a chance to engage and advance a workforce that is committed to the organization’s values and vision. It is not just about the C suite; it’s about opportunity that is explored throughout the organization. It’s not just about the jobs people are ready for today; it is about preparing the workforce of tomorrow.


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Course Detail
Course Components:
Enrollment Information
Course Attribute:
University Connected Learning
In addition to personal adornment, metalsmithing can be used to create one-of-a-kind functional items for your home. Learn hammering, forming, riveting, and soldering techniques to create a set of two spoons, such as a coffee scoop and sugar spoon or a ladle and a soup spoon in a raw, organic "farm house" style. This class is intended for students who have taken LLCFT229 Beginning Metalsmithing, or have previous metalsmithing experience. Special Fee covers the cost of all materials, facility and tool rental for the class. Please bring a sack lunch.


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Programs : Brochure

This page is the brochure for your selected program. You can view the provided information for this program on this page and click on the available buttons for additional options.
  • Locations: Copenhagen, Denmark
  • Program Terms: Academic Year, Fall, Spring
  • Homepage: Click to visit
  • Program Sponsor: DIS - Study Abroad in Scandinavia
  • Program Cost: Fall, Spring
Dates / Deadlines:
Dates / Deadlines:
Term Year Final Application Deadline Decision Timeline Start Date End Date
Fall 2023 03/15/2023 ** Rolling Admission TBA TBA
Academic Year 2023-2024 03/15/2023 ** Rolling Admission TBA TBA
Spring 2024 10/01/2023 ** Rolling Admission TBA TBA

** Indicates rolling admission application process. Applicants will be contacted shortly after all application materials are completed.
Fact Sheet:
Fact Sheet:
Click here for a definition of this term Language of Instruction: English Click here for a definition of this term Class Standing: 3 - Junior, 4 - Senior
Click here for a definition of this term Minimum GPA: 3.0 Subject Areas: Political Science
Housing Options: Apartment/Flat, Homestay, Other, Residence Hall/Dormitory Program Sponsor: Denmark's International Study Program (DIS)
Program Description:
Justice & Human Rights
Analyze the legal aspects and political context behind major modern conflicts and human rights violations in Europe, enhancing your knowledge of international law and human rights.

  • Build analytical skills focused around legal thinking and acquire tools to understand how legal methods can be applied in real-life examples using Danish and international case studies
  • Travel with your classmates and DIS faculty on course-integrated study tours where you come face-to-face with current political tensions and issues of national identity
  • Engage with experts in the field and discuss international conflicts, bringing professional perspectives to the classroom
Justice & Human Rights Justice & Human Rights

The program is right for you if you are pre-law, or study political science, international relations, government, human rights, or global studies. The real world experience you will gain in this course is highly valuable if you are interested in applying to law school.

Humanitarian Law and Armed Conflict
Fall/Spring, 3 Credits
Examine human rights and the laws of armed conflict as they apply to contemporary conflicts. Analyze current events such as piracy off the coast of Somalia, the killing of Osama Bin Laden, and recent European armed conflicts in a legal context. Develop an understanding of the legal aspects regulating modern conflicts and how they interact with the political environment.
Week-Long Study Tour: Kosovo (Fall) or Bosnia (Spring)
Core Course Week: Study tour to Western Denmark + a two-day seminar in Copenhagen
Prerequisites: A course in international relations or human rights at university level.

Visit our website for a full list of over 250 additional elective courses!

Application Process for Other Approved Programs
This program is offered through one of our approved program partners. In order to participate you must apply through, and be approved, by both St. Thomas and the program.
Application Process
  1. Attend a first-step session. Dates posted online at
  2. Schedule an advising meeting. This meeting will review:
    1. any questions you have about studying abroad, including program selection if you are considering multiple programs.
    2. the course approval process
    3. how to apply to Other Approved Programs
  3. Notify your study abroad advisor of final program selection.
  4. Complete all St. Thomas application materials by the St. Thomas application deadline.
  5. Complete program application via the program’s website by their deadline.
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Please note that some programs have deadlines earlier than St. Thomas.
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  • Students may not apply for, maintain an approved application, nor participate in a Study Abroad program while on academic or conduct probation. Any disciplinary records may be a consideration for approval to participate in an off-campus programs.
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text:
1. long course runs for 2.5 hours, short course runs for 1.5 hours. the course itself is the same for both short and long. the course will be the same for both days, possibly ran in alternate direction.

  2. Are there going to be any Enduroross sections this year? Or is it mostly single track trail? Just trying to find out what to expect. Thanks.

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• Price $1499
  • Trip Guided Tours
  • Duration 15 days
  • Group size 36
  • Transport Tour Bus

Only 10 seats for each date available for the promotion price — First come, First served!                                                                                The price for each date will be adjusted according to the reserved seats: it will be increased by $100 once 10 more people booked.

Tour code: ETCD15

  • Beijing 4 nights: Great Wall, Forbidden City, Tiananmen Square, Summer Palace.
  • Optional to Xi’an Terra-cotta Army available for $299 (Domestic flights included)
  • Suzhou 1 night: Shan Tang Street, Lingering Garden
  • Hangzhou 1 night: West Lake, Meijiawu Tea Village
  • Shanghai 2 nights: The Bund, Shanghai Museum
  • Yangtze River Cruise 4 nights with Balcony Cabin
  • Chengdu 1 nights: Research Base of Giant Panda Breeding

📝Click to see China travel instructions

📜Download China Delight Flyer

Day 1
U.S. – Beijing, China (In-Flight Meals)
Today depart from the U.S. for Beijing.
Day 2
Arrival in Beijing

Upon arrival, a tour representative will meet you at the airport and then assist you to transfer to your hotel.

Overnight Hotel: Beijing Gehua New Century Hotel (or Similar)

Day 3
Tiananmen Square & Forbidden City & Summer Palace (Breakfast)
Your exploration of Beijing begins with a visit to Tiananmen Square, one of the largest public squares in the world, and then takes in the Imperial Palace in the Forbidden City. The Forbidden City, also known officially as the Imperial Palace Museum, was originally constructed by the third Emperor of the Ming Dynasty, Emperor Yong Le, where 24 emperors once lived successionally. The palace was built between 1406 and 1420 but was burnt down, rebuilt, sacked and renovated countless times, so most of the architecture you can see today dates from the 1700’s and onwards. Afterward, visit a Pearl Factory to gain a little knowledge of fresh pearls.

In the afternoon, take the opportunity to join an optional tour ($50) to see Beijing’s 700 year old Hutong's (narrow lanes) area by old fashioned pedicab as well as visit a local family living in a courtyard style home to experience the local customs of old Beijing people and their unique architectural structure. The optional tour also includes a visit to Shichahai, a historic scenic area consisting of three lakes (Qianhai, meaning Front Sea; Houhai, meaning Back Sea and Xihai, meaning West Sea), surrounding places of historic interest and scenic beauty and remnants of old-style local residences, Hutong and Courtyard.

Optional Tour: $50- Hutongs and lunch with local family

Meal(S): Breakfast

Overnight Hotel: Beijing Gehua New Century Hotel (or Similar)

Day 4
Great Wall of China (Breakfast)

On the way to the Great Wall you will make a stop at a Jade Museum to learn the history of Jade. In Chinese, jade is pronounced as "Yu", and it has a history in China of at least four thousand years. Observe the skilled artisans at work as they create their intricate designs. Afterwards take a scenic drive through the countryside and mountains to reach China's most renowned monument—the Great Wall. Visit the less-visited and more original Juyong Pass and try to avoid other sections which are the most accessible and consequently the most crowded. The Great Wall meanders through China's northern mountain ranges from the Yellow Sea to the Gobi Desert—a distance of over 3500 miles! Afterwards, visit traditional Chinese herbal shop to learn about Chinese mystical arts of complementary or alternative medicine and the type of healing properties it offers.

Optional Tour: $50-The Golden Mask Dynasty

Meal(S): Breakfast

Overnight Hotel: Gehua New Century Hotel (or Similar)

Day 5
Beijing/Xi'an Optional (Breakfast）

Enjoy a free day in Beijing. Explore the capital of China on your own.

Alternatively, you can join an optional tour of Historic Tours of Xi'an Terracotta Warrior& Horses (must be booked at least 2 months before departures)

The highlight today is a visit to the Terracotta Warriors & Horses Museum to see the life-sized defending army to the first emperor of China, Qin Shi Huang. Unearthed near Xi’an, the hundreds of life size sculptures of soldiers, chariots, and horses are considered a world wonder. Afterwards visit the Terracotta Warriors Reproduction Factory.

Optional Tour: $299-Historic Tours of Xi'an Terracotta Warrior & Horses

Meal(s): Breakfast buffet

Overnight Hotel: Gehua New Century Hotel (or Similar)

**If you choose Xian optional tour on Day5, you will fly to Xian and stay overnight in Xian.
Day 6
Beijing/Xi'an-Shanghai-Suzhou by Flight & Bus (Breakfast)

Today we leave the ancient capital for Shanghai-the largest city and financial center of the country. Upon arrival take coach bus to Suzhou-the home to the best China classic gardens. Suzhou, which dates back to 514 BC, is sometimes called the "Venice of the East". Visit Shan Tang Street, which has always been regarded as the first name of Suzhou ancient streets. It has a long history of about 1,100 years, its layout and architecture are the best to represent the characteristics of Suzhou's old alleys, and it has connections to many ancient Chinese celebrities and anecdotes. Take the opportunity to cruise along the Grand Canal (optional tours) to view life along China’s ancient waterway.

Optional Tours:$30-Grand Canal Cruise

Meal(s): Breakfast buffet

Overnight Hotel: Holiday Inn Jasmine Suzhou Hotel (or Similar)

Day 7
Suzhou – Hangzhou (Breakfast)

Today visit the famous Lingering Garden. The Lingering Garden is a renowned classical Chinese garden and is recognized with other classical Suzhou gardens as a UNESCO World Heritage Site. China is known for its silk, so of course, a visit to the Silk Spinning Factory is in order. Afterward, drive to Hangzhou (approximately a 2-hour coach ride). Hangzhou is considered the tea capital of China, so a visit to the city just isn’t complete without a trip to a local tea house. Make a special visit to the Tea House at Meijiawu Tea Village located at the hinterland of West Lake Park which is considered one of the most important Longjing tea productions in China. Enjoy the natural environment and beautiful village scenery while learning more about their special tea culture and how to appreciate the sophisticated taste and aroma of Longjing tea. At the Tea House, learn how to make the Longjing Tea including tea leaves picking, frying and tasting.

Meal(s): Breakfast buffet

Overnight Hotel:Merchant Marco Hotel Hangzhou (or Similar)

Day 8
Hangzhou – Shanghai (Breakfast)

This morning start this amazing day with a small boat ride on the West Lake another UNESCO World Heritage Site, which reveals the ethereal beauty of Hangzhou's willow draped islands. Afterwards drive to Shanghai (approximately a 2-hour coach ride) to visit the famous Bund. Shanghai is divided by the Huangpu River into eastern and western sections. Modern mega high rises are seen on the eastern side while traditional European style architecture may be seen on the western side. The Bund is a five-block riverfront promenade with many of Shanghai's banks and trading houses. Tonight take the opportunity to watch a superb and thrilling Chinese Acrobatic Show “ERA: The Intersection of Time” (optional tours).

Optional Tours: $50- Chinese Acrobatic Show “ERA: The Intersection of Time”

Meal(s): Breakfast buffet

Overnight Hotel: Regal Plaza Hotel&Residence Shanghai (or Similar)

Day 9
Shanghai (Breakfast)

This morning step back in time at the Shanghai Museum with more than 120,000 art objects on show, including a priceless collection of jade, bronze, ceramics, paintings, and furniture. Enjoy some free time at leisure this afternoon or join an optional half-day tour of Shanghai (not included) including Yu Garden, believed to have been built in the Ming Dynasty, more than 400 years ago. The exquisite layout, beautiful scenery, and the artistic style of the garden architecture have made the garden one of the highlights of Shanghai. Other attractions include Xintiandi, Old Town and Nanjing Road. In the evening, take the opportunity to join the optional “Night Cruise on the Huangpu River” (optional tours).

Optional Tours: $30- Yu Garden&Old Town&Xintiandi&Nanjing Road; $50- Night Cruise on Huangpu River

Meal(s): Breakfast buffet

Overnight Hotel: Ramada Plaza Shanghai Caohejing Hotel (or Similar)

Day 10
Shanghai-Yichang-Yangtze River Cruise (Breakfast)

Today you will fly to Yichang-the starting point of upstream 5 days 4 nights Yangtze River Cruise. Depart Yichang - 9:00 pm: Sail from Yichang, the economic and cultural center of western Hubei Province.

Meal(S): Breakfast buffet

Overnight Hotel: Yangtze Cruise President series (or Similar)

Day 11
Yangtze River Cruise (Breakfast & Lunch & Dinner)

Three Gorges Dam/Xiling Gorge - Morning visit to the Three Gorges Dam at Sandouping, the largest in the world. Later sail through the Three Gorges Dam ship locks. Sail through Xiling Gorge, the longest (41 miles), and the deepest of the Three Gorges.

Additional optional Tribe of the Three Gorges Shore Excursion (river conditions permitting), offering an interesting glimpse into life in the Xiling Gorge region.

Meal(s): Breakfast buffet & Lunch & Dinner

Overnight Hotel: Yangtze Cruise President series (or Similar)

Day 12
Yangtze River Cruise (Breakfast & Lunch & Dinner)

Transfer to another vessel for a relaxing excursion through the attractive gorges of Goddess Stream. Depending on river conditions, an alternate excursion may be substituted to the gorges of Shennong Stream. Enter Wu Gorge, known for its quiet beauty, forest-covered mountains, and cliffs so sheer that the sun barely penetrates the precipices. Then sail through Qutang Gorge, the shortest (5 miles), narrowest (500 feet), and most dramatic gorge. Additional optional Shore Excursion to White Emperor City (river conditions permitting), an ancient city overlooking the western end of Qutang Gorge.

Meal(s): Breakfast buffet & Lunch & Dinner

Overnight Hotel: Yangtze Cruise President series (or Similar)

Day 13
Yangtze River Cruise (Breakfast & Lunch & Dinner)

Shuanggui Mountain - Mt.Shuanggui got its name from two old osmanthus trees on it in Tang dynasty. Su Dongpo and his father Su Xun and his brother Su Zhe, the great poets and writers, visited Mount Shuanggui and wrote down an essay Xiandu Shanlu, which began the legend that goes like this, “ White deers singing at night predicts the arrival of important people." So Mount Shuanggui is also known as Mount Deer Singing. It is 401 meters high above the sea level, facing the Yangtze river in the front. The tree-covering Mount Shuanggui is a well-known cultural site with old pagodas, towers, pavilions, temples.
Depending on river conditions, an alternatMoune excursion may be substituted to Fengdu, visiting either the new relocation village built for families who have moved as a result of the Yangtze’s rising waters brought about by the Three Gorges Dam. Additional optional Shore Excursion to Fengdu’s “Ghost City” (river conditions permitting), known for its statues of ghosts and devils on Mingshan Hill.

Meal(s): Breakfast buffet & Lunch & Dinner

Overnight Hotel: Yangtze Cruise President series (or Similar)

Day 14
Chongqing-Chengdu-Giant Panda Breeding and Research Center (Breakfast)

Arrive Chongqing - 9:00 am: Disembark at picturesque Chongqing, the “Mountain City” Today you will take a coach bus or high-speed train to Chengdu, the home to the world-famous Giant Panda. You will be visiting the Giant Panda breeding and research center to see the lovely Giant Panda. Stay overnight in Chengdu.

Meal(s): Breakfast

Overnight Hotel: Yinhe Dynasty Hotel

Day 15
Chengdu-Home (Breakfast)

Today after breakfast you will taken to the airport for your flight home.

Meal(s): Breakfast buffet

Departure City

Airport/Meeting Location:

Beijing International Airport

End City

Airport/Meeting Location:

Chengdu International Airport

Included: 9 nights Accomodation with daily breakfast
Balcony cabin on 4 nights Yangtze River
Domestic flights ( or Bullet trains)
City-to-city  transportation
Professional English-speaking tour guide

Excluded: International Air;
Service fee $140(tips for guides&drivers)
Airport transfer fee $60
Meals unless specified
Xi'an optional tour (must be booked at least 2 months before departures)
China visa application-$215(See instruction here)
Travel Insurance(Click to purchase)

1. What's the group size for this tour?
We have an average group size of 20 and the max is 35. The tour bus each holds 45 seats.
2. Do we need visa to visit China?
Visa is required for U.S. , Mexican, Canadian citizenships.
China visa application-(Click to see instruction)
3. Can 3 guests stay in the same room?
Triple room sharing is subject to hotel’s availability. For in case, if the triple room not available - single supplement may apply for the 3rd person.
4. How much do I pay to hold the space?
Deposit amount is 50% of full amount for each passenger.
6. What airlines do you use?
Depending on the gateway city, we use multiple airlines including China Eastern, Japan Airlines, American Airlines, Delta and United Airlines. Each way direct flights, or one way direct flights are available for LAX/JFK and a few other gateways.
7. What's the cost to upgrade to premium economy or business class?
Please send email to us about the date/gateway you are interested and we will check for you.
8. How do I connect with my friend and family when I am in China?
Internet is conveniently to use in China and wifi can be easily found at hotel. The best way is to use communication app like Wechat, Line, or similar.
9. How long is the flight time?
From west coast it will be about 12 hours flying to China and 10 hours flying back on direct flights. Flights with layover/stops have longer hours.
10: What if I want to stay two more nights in Beijing or Chengdu?
Extra night stay is available and you can book your own hotel. Airfare might be affected.

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Term & Condition

Passport Information
  • Passport copy is required for the booking.
  • We will book your flights, hotel rooms and tour schedule according to the passport information you submit.
  • It's required to renew your passport if it's expiring within 6 months of the return of your trip.
  • Please notify us once your passport renewed, or you may have to pay penalty from airline due to wrong TSA information.
  • Passengers are responsible for ensuring that they have the proper travel documents and MUST CHECK with the respective consulate(s) or visa agency to determine whether any visas or passports are required.

  • Reservation Changes
  • If you want customize your reservation, it is essential you let us know at the time of the booking.
  • If for any reason, a passenger does not attend the scheduled daily activities during the tour, an additional supplement fee of $100 per day per person is required.
  • Prior to departure date, there is a minimum fee of $50 per guest for any itinerary change or tour deviation made to a reservation after it has been confirmed. This includes name changes/removal of any services such as optional tours & transfers etc. No further itinerary change or tour deviation is permitted after tour documents and/or tickets have been re-issued.
  • If your reservation is changed by airlines or hotels, we will notify you as soon as possible.

  • Cancellation Policy
    If canceled 60 or more days before departure: $300 plus air ticket penalties(If tickets are issued);
    If canceled 30-60 days before departure: $600 plus air ticket penalties(If tickets are issued);
    If canceled within 30 days before departure: no refund will be issued.

    Travel Protection
    Missing a vacation is bad enough. Losing the money you paid for your vacation is even worse. Therefore, we recommend Travel Protection that helps provide coverage for Trip Cancellation, Interruption, Baggage Loss, Medical Expenses or more.
    Please learn more details about our Travel Protection Plan. *All fee listed will be assessed per person accordingly

    Book Now

    Dates & Starting Prices
    Traveller Details

    Please select "Single Room" if you are traveling alone

    Contact us


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Grown with love and shipped with care.

Bringing you the most unique variety of succulents from Southern California right to your door.

What you get.

2 plants / month

$10 (+shipping)

Carefully curated at our second-generation farm, each subscription box comes with two unique 8-week-old succulents. Perfect for your home, apartment, office, or dorm, these baby plants ship in 100% plastic-free packaging with `biodegradable pots, happy and ready to grow! Add 'em anywhere you want a pop of color and a boost of oxygen!

Subscriptions automatically renew.

SKIP any month. GIFT any month. Cancel any time.

Welcome to Succulent Studios, the best place to buy unique, hardy succulents online. Inside each succulent subscription box you will find your beautiful new plants safely packaged and ready to enjoy.

Includes care instructions.

We Grow

Our succulents are grown in sunny Southern California using only organic media and fertilizers.

We Ship

Securely packaged and rushed to your door, ready to be planted!

You Enjoy!

Succulents make every home, office,or studio a happy and healthy one. Enjoy them all year long.

Gallons of Oxygen Made

Give a little, get a lot.

For how little they need to thrive, succulents are remarkably giving. Like other houseplants, research has shown that succulents can help cleanse and dehumidify the air (which helps increase oxygen while deterring illnesses like colds and flus), boost healing by lowering anxiety, fatigue, and pain, and even lead to increased productivity at work when stationed at your desk.

Unlike other houseplants, succulents have two superpowers that are extremely unique. 1) succulents preserve the consumption of water (an issue close to our Southern California hearts), and 2) they produce oxygen at night while your other plants are producing carbon dioxide, which makes them perfect for bedrooms.

Pretty incredible!


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J&A Argue over the new Star Trek Series trailer. Love it? Hate it? Think it looks a lot like "The Orville"? - PLUS - The War Against the Machines!  Listen now to TREKOFF!

Direct download: discovery_trailer.mp3
Category:trekoff -- posted at: 3:59am EST


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Orange Standard Silicone Tip (6mm)

Orange Standard Silicone Tip (6mm)

Regular price $0.50 USD
Regular price Sale price $0.50 USD
Sale Sold out

Silicone tips are the perfect pairing with a stainless-steel straw! Whether you are drinking something cold, tend to bite on the straw, or just don't love the feel of stainless steel on your lips, silicone tips are a must-have!

This orange silicone tip is full of energy. It has an electric color that can make the perfect match with other wild or neutral colors. Don’t be afraid to grab this full-of-personality silicone tip.

These tips are for our standard (6mm) straws and won't fit other sizes.

Our straws and silicone tips are a great non-toxic way to enjoy soda, water, smoothies, and more! There is no added taste from their use, only peace of mind knowing the planet is thanking you!

Clean-up of our silicone tips is a breeze, especially with our Cleaning Brush (6mm) which works perfectly for silicone tips. Don't forget to add one to your order!

Warning: Silicone tips may be a choking hazard and may not be suitable for young children.

Please note: Each product may have slight variations in color, finish, and shape.

View full details

For A Good Cause

For each sale we make, we donate 2% to Save the Boundary Waters, an organization that helps protect this pristine area. You can use your Sucky Straw knowing part of that sale went to a good cause!


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Record Details

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Seraph of the end. 10, Vampire reign  Cover Image Comic or Graphic Novel Comic or Graphic Novel

Seraph of the end. 10, Vampire reign / story by Takaya Kagami ; art by Yamato Yamamoto ; storyboards by Daisuke Furuya ; translation, Adrienne Beck ; touch-up art & lettering, Sabrina Heep.

"After losing his mind to Asuramaru|s power in his attempt to save Guren, Yuichiro goes unconscious and is stolen away by Mika. When Yuichiro finally wakes up, he learns that Mika is dying from lack of human blood. Yuichiro offers Mika the choice to drink his blood and become a full vampire, but Mika has something very important to tell Yuichiro about the Seraph of the End project that could change his life" -- Back cover.

Record details

  • ISBN: 9781421588544
  • ISBN: 1421588544
  • Physical Description: 173 pages : chiefly illustrations ; 20 cm
  • Edition: Shonen Jump advanced manga edition.
  • Publisher: San Francisco, CA : VIZ Media, [2016]
Subject: Vampires > Fiction.
End of the world > Fiction.
Demonology > Fiction.
Revenge > Fiction.
Demoniac possession > Fiction.
Survivalism > Fiction.
Genre: Young adult fiction.
Graphic novels.
Fantasy comics.
Comics (Graphic works)

Available copies

  • 1 of 1 copy available at Consortium of Ohio Libraries. (Show)
  • 1 of 1 copy available at Community Library (Sunbury).

  • 0 current holds with 1 total copy.
Show Only Available Copies
Location Call Number / Copy Notes Barcode Shelving Location Status Due Date
Community Library (Sunbury) YA 741.5 Kag (Text) 30210312712697 Young Adult Available -

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Could the White House End Up Covered in Solar Panels?

A shift toward solar is taking place in Washington, D.C. Could the White House end up with solar panels throughout the property? It’s a possibility!

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Washington, D.C. is seeing a huge shift toward . Right now, there is a bill going through the D.C. council in an attempt to establish a higher objective than has been approved by any other state at this point in time.

Supporting A Solar Shift

Many have taken issue with the views of current politicians on climate change. But the district which is home to the United States central government is taking things very seriously. As a matter of fact, prepping is being done to establish a more aspiring renewable energy directive than has been seen in any other state up to now. There are many who recognize the benefits of renewable energy, such as solar power. And there are many in positions of power who recognize the benefits of shifting toward solar.

The very first opportunity to discuss a brand new bill was recently held by the City Council of Washington D.C. This bill would mandate area utilities to obtain all electric power from clean energy sources (such as solar power) by the year 2032. This is a big deal, as it is twice the present number requirements.

Hawaii takes the lead for having the most aspiring renewable portfolio standard strategy in America. What does Hawaii’s stance on renewables look like? Their policy calls for 100 percent renewable energy over the next two plus decades, by the year 2045. The target in California is not far off, mandating 100 percent carbon neutrality in the same time frame.

Supercharging Solar

Setting such a directive for renewable/solar energy is a strong move in the shift to solar. The aforementioned D.C. bill would have some impressive specifications, for instance, that utilities would need a minimum of five percent of their power to come from solar over the next 14 years, by 2032. There is a section detailing an interesting term – essentially, the standard for solar is to increase if numbers happen to be surpassed in any particular year. Here’s how this will work: let’s say the solar energy accomplished in a specific year has exceeded the solar energy numbers set forth for that year. Now, for the succeeding year, the solar energy expectation will go up by one, combined with the variance between the solar expectation in said year and the percentage of solar achieved for that year. This number would then be multiplied by the following year’s solar energy level of attainment (with certain restrictions put in place). Overwhelmed yet? The numbers can start to get a little bit confusing, but the point is that this bill is expected to really supercharge solar.

Speaking of numbers, where exactly does Washington D.C. stand when it comes to solar? D.C. produced more than 51 GWh of electric power from solar in 2017. This new bill, though, would necessitate multiplying this number by three in terms of solar usage by the end of 2019.

By the year 2033, things would certainly start to take off in terms of the solar and renewable energy standards. Why? Because starting in 2033, the numbers for solar energy for each year will be decided by multiplying the percentage of solar energy attained in the two previous years, and this number would be multiplied by one with the addition of the average increase in percentage of solar capacity in the previous two years.

But let’s not focus too much on numbers.

The impressive solar bill needs to move through the Committee on Business and Economic Development and the Committee on Transportation and the Environment, prior to the final vote.

Many have conveyed support so far. Clearly, there is an interest in taking advantage of renewable energy. The benefits to the planet are recognized by many. Stay in the loop by following solar news. Who knows – maybe the White House will end up getting a bit of a makeover, if you will, with solar panels visible throughout the magnificent property. How is solar being used in your area to make a positive difference for the planet?

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Putting the Pieces Together

After my husband Paul, spent a couple of nights in hospital, I bought him some jigsaws to complete while he recovered and he hasn’t stopped doing jigsaws since then. Apparently, that makes him a fully-fledged ‘Dissectologist’! Now we live surrounded by them and he can’t pass a charity shop without going in and buying anotherContinue reading “Putting the Pieces Together”

Wake Up and Smell the Coffee

I really enjoy drinking coffee. For some years now I’ve chosen to drink decaffeinated coffee as I found that caffeine seemed to affect my sleep but, once I’d got used to not having that instant ‘hit’, I’ve been happy with my choice and I certainly sleep better. At home I usually drink instant though IContinue reading “Wake Up and Smell the Coffee”