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Sunday, January 03, 2010

Socialism's Greatest Lie: Government Can Give You Everything for Free

Socialism's greatest lie is that it promises the people something for nothing, services and programs of all kind that will either be "free" or more affordable than the free market variety. But just like the ads promising you a free iPod or a chance to make millions from home while you yawn, socialism is not something for nothing, instead more often it's nothing for something.

The idea that the government will take care of you is appealing, entire nanny states have been built on that proposition. But the government can't take care of you, it can't even pay its own bills without you. It can't run a television station, a toll bridge or even an off track betting service, or any venture that in private hands would be profitable, without using taxpayer funds to prop it up.

A legitimate enterprise never needs to fool its customers into thinking that they will receive something for nothing. It is only the scammers that need to do that. What a promise of something for nothing really indicates is a venture that is run by people who are incapable of hard work, who get by on tricking others out of their hard earned money. And that in short is what socialism looks like, with its monolithic bureaucracies where incompetence is the order of the day, its offices upon offices that never need to produce their results or show their books, and its embedded corruption that insures the money never goes where you think it does.

The promise of free health care though is far more devilish than a free iPod, because it doesn't simply promise people a gadget, but promises that the government will keep them alive. And because government free offers not only tend to cost a lot, but have a way of being universal and with no opt-out clause available, they're a scam in which participation is not optional to individual foolishness, but mandatory to everyone.

Free or cheap health care of course is appealing, but there is no such thing as "free" or "cheap" because everything the government does is paid for twice over. Everything you get from the government you pay for, either directly through taxes and fees, or indirectly through rising costs and black market prices. Taxes of course are the most obvious way in which you wind up paying more for the same services that the government provides you with.

Taxes are a fool's credit card, in which he spends and spends without thinking about the cost, until suddenly the bill comes due, and he simultaneously agonizes over the cost without connecting it to all the spending. Those who supported Obama and his proposals, without realizing their cost while complaining about their taxes are paying with a fool's credit card at the ballot box, incapable of even understanding what the bill means when it comes due.

But politicians are generally smart enough to assure voters that they won't be paying for the program directly. No, they assure us, the rich will pay for it. Big business will pay for it. Or we'll just borrow more money instead of raising taxes. If the regular fool's credit card is Visa, this indirect form of payment is Washington D.C., Idiot's American Express card. Because paying indirectly just adds a few layers of expenses between the taxpayer and the bill.

Raising taxes on big business and "the rich" is popular, but big business and the upper income tax bracket will ultimately pass down the cost to consumers in the form of high prices on goods and services, in the form of job cuts and outsourcing. Socialism's trickle down poverty approach insures that taxing the rich will still tax the poor and the lower middle class, it will just do so indirectly.

Less available products and jobs don't come with a tax bill. The tax is an invisible one in which depressing business, trickles down to the lower and middle classes who end up with fewer and more expensive product and service choices and fewer job opportunities. To balance this out, governments will begin offering tax breaks to businesses, and since something has to give, taxpayers end up footing the bill for business tax breaks impelled by business tax hikes. Governments find this convenient as the route between the government and program and higher individual taxes has become too indirect for most people to realize why their taxes are going up, and because this allows politicians to claim credit for saving jobs and benefiting from the donations sent their way by business lobbyists.

It would have been cheaper and simpler for individual taxpayers to see a direct tax hike, instead of the complicated way in which the government moves around money, while the politicians still benefit from covering every angle for a problem that they created.

And then of course there's the loan package. If you don't want to raise taxes on anyone, you have to borrow money, which is the Lunatic's MasterCard, because while taxes remain the same, the amount of debt being carried rises, and that debt has to be paid off. So instead of actually paying for a government service through higher taxes, the public takes on a huge load of debt, whose rising interest rates are far more expensive than direct taxation would be. But politicians don't care since they can keep passing the fiscal football until they're out of office. At which point the next set of politicians look at the debt figures and their own polls, and keep on doing the same thing, until the entire public has been reduced to a sharecropper society, working to pay off a debt to foreign lenders. A debt that they can never pay off because politicians keep borrowing more money to cover the cost of a constantly expanding government and a population that keeps consuming more government services.

But directly or in-directly, in any of these ways, the free or cheap government program quickly turns out to be mind-blowingly expensive. And there is a simple reason for that, because while government is officially non-profit, which seemingly suggests that by cutting out the profit motive, the government would be able to offer the same services at lower cost-- the joker in the deck is that government programs are administered much less efficiently than their free market equivalents.

While free market companies have to be efficient because profit motive requires cutting expenses, government programs don't have to be efficient, they just have to "be". A corporation has to increase the value provided to its customers and shareholders to remain competitive. The best way to do that is by cutting expenses. By contrast government programs don't have to increase the value provided to customers, as they are non-competitive, and while the public may be government's unofficial shareholders, the politicians insulated them from the actual bureaucrats who run the programs. And the bureaucrats are the "expenses", which allows them to save themselves from ever being cut.

And where free market businesses may cut staff first and customers second, health care unions along the lines of SEIU or the California Nurses Union insure that staff can never be cut without triggering a shutdown of all health services. By centralizing health services, health care unions gain a great deal of power that makes them effectively unstoppable. Jobs are padded and expanded. Unions win concessions at the expense of the people the government programs are provided for. That means teacher's unions gain, while schoolchildren lose out. Nursing unions gain, while patients lose out. In the balance between a union and a customer, the union always wins because it wields more clout and brings more money to the table. And that means there is no way to control staff expenses without a prolonged political battle.

Furthermore government programs are not actually non-profit, they just appear that way. A common argument made by socialized health care advocates is that the public should not be spending money on health care that will be used to fund some CEO's yacht. But the thing is that under government health care, the money is still being used to fund someone's yacht. It might be the yacht of top health care advisers who pull down six figure salaries, it might be the yacht of allied non-profit executives who frequently pull down six and seven figure salaries, it might the yacht of a health care union bigwig, or finally it might be the yacht of the CEO of a medical contractor who wins the chance to provide the government with surgical tubing, at twice the cost, thanks to some help from his buddy, Senator X or Congressman Y, whose campaign fund he just happened to donate to. But either way there way there's always a yacht. And you're always paying for it. The difference is that with the government there are a lot more yachts and you have no way to opt out of paying for them.

The profit motive in government programs frequently takes the form of corruption, with no bid contracts and sweetheart deals, jobs for the sons and daughters of the donors to Senator X and Congressman Y. Sure the program itself is non-profit, until you look at how much it cost to build that hospital vs how much it should have cost. It's non-profit until you look at that nice house that Company Z helped Senator X pick up in exchange for his off the record chat with the Chairman of the Department of Y that insured that Company Z got the contract, and the taxpayers got screwed.

This is not non-profit, it's a kleptocracy. And a kleptocracy is for profit, the profit is just under the table. The more government expands, the more the kleptocracy grows. Naturally the kleptocracy just loves the idea of expanding government programs. Why shouldn't it? Free market companies make money by selling products to consumers. The kleptocracy make money by exchanging government contracts for donations, favors and payoffs. Externally a kleptocracy may look like it's booming, but in reality it's rotten to the core, and nothing is done well anymore. Doing anything requires knowing a friend of a friend in the government. Because the only way to do business under a kleptocracy is to be part of it. Or be its victim.

The result of all this is that government services are actually fantastically more expensive than their free market counterparts, the way you pay for them however is often indirect, which makes them seem cheap or free. But like a credit card whose payments don't come due right away, it feels good to spend the money if you don't realize the connection between the bill and the money being spent.

Government health care means that you're actually paying twice for the same program. Once for the cost of the basic resources that make up the program, and once for all the government inflation of the actual cost of the program. The government cannot actually cut the basic costs of of the resources of the program, which may be the staff, the supplies, the facilities and the administration of the program. Government administration is more expensive than its free market counterparts. Government contractors that provide the supplies and facilities are invariably much more expensive, because of corruption. Government staffing tends to be a more expensive and lower quality operation dominated by unions and bureaucracy.

Since the government cannot reduce the actual base costs of the resources, and in fact inflates them, the result is a more expensive government program. What it can do however is hide those costs directly in your taxes, in indirectly someone else's taxes or in the national debt, which will trickle down to you anyway but at a higher cost. Essentially this makes socialism into a three monte card game, in which whatever card you pick, you lose. The only question is how much you lose.

Nothing from the government is ever free. The only question is how much you lose.

  1. It's a mess and unfortunately most don't see that it is.

  2. You have hit the nail on the head in a way that the common layman can understand.

  3. thank you, that was what I was hoping to accomplish

  4. Indeed. You have made it easy to understand.

  5. Dave Coe4/1/10

    Hey Sultan, I saw your comment on Debbie Schlussels blog about Inrlogious Basterds. Why do you say that the Examiner.con is anti-semitic?

  6. the examiner is not anti-semitic, this particular examiner article however was because it misrepresented a book and based itself on IHR or the Institute for Historical Review, a Holocaust denial organization run by and for neo-nazis and white supremacists.

  7. Dave Coe4/1/10

    Ok, you are right that the IHR is anti-semitic but why would a mainstream newspaper employe an anti-semite. Do you know anything about the Journalist who wrote that article for examiner?

  8. The Examiner is not a newspaper, it's an online user edited directory. Think Wikipedia, except it's not fact based and the writers can make money from traffic.

  9. I didn't read the Examiner article or see the comment. Sultan, did you think Inglorious Basterds was anti-semitic because it was fictional? Or did the journalist twist the fictional movie around?

    Most people can obviously tell the film was fiction since in the movie Hitler, Himmler and other Nazis were killed in a French theatre.

  10. I didn't think Inglorious Bastards was anti-semitic, I never even saw it.

    The Examiner article that was anti-semitic just latches onto the movie as an opening to deliver a long neo-nazish rant about Der Joos. The whole thing is a spinoff from a discussion on another blog.

  11. Anonymous4/1/10

    All Joos is terriors.

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Ercol Teramo 5 Drawer Wide Chest

Code: 2683
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Item in Stock |

The timeless shaker style design of this five drawer chest of drawers can be easily incorporated into modern or more traditional décor. This chest of drawers provides plenty of useful storage with its five deep drawers. The double chamfered edge on the traditional oval handles creates a defined and modern profile and is wonderfully tactile. Tapered turned shapes in the legs and fluid curved corners on the top of the chest are characteristically Teramo and simply beautiful.

Dimensions: W 113cm D 47cm H 84cm

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The demand for plant-based products is growing, as 31% of Americans identify as “flexitarians”1 and 89% of consumers are buying the same or more plant-based beverages vs last year2. Danone’s leadership in the plant based beverage, yogurt and protein categories, allows it to be the ideal partner to make ‘Plant-Based Made Easy’ for you and your operation.

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1 So Delicious Flexitarian Eating Survey, One Poll, Oct 2018
2 Mintel, Dairy and Non-Dairy Milk- US Sept 2018
3 Silk is the #1 plant-based brand: 1 IRI - Total US MULO, L52 w/e 12.29.19


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Silk Soy Creamer, Original 32oz
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It is no secret that companies are experiencing an increase in security incidents following the transition from work in the office to work from home during the pandemic. There are a number of causes, including the difficulty of controlling the security of at-home technology equipment such as routers, printers, personal assistants and other IoT devices, and insecure WiFi. We also know that employees are more distracted than ever before because they are in a new work environment. At home with members of their family, it is more difficult to separate work from home life, and they are concerned about the health and welfare of themselves and their families and about the spread of the virus. All this chaos and uncertainty leads to a distracted work force that is not as vigilant about data security.

Hackers know this, so they have been crushing users with phishing campaigns centered around messages about the latest news on COVID to get users to click on malicious links and documents in order to infect company networks and systems with malware and ransomware.

To assist companies in tackling this new and serious security threat, the U.S. Chamber of Commerce and FICO, a California-based data analytics company, recently issued a report entitled Special Report on Cybersecure Working During COVID-19.

The welcome letter to the Report states, “this report is designed to help business owners know what steps to take to increase the security of their virtual working environments.”

The Report outlines six areas that businesses may wish to consider for security to assist employees while working remotely. They include:

  • Consider the benefits of using cloud services.
  • Instruct employees on the proper components of a home office network.
  • Use a properly configured virtual private network (VPN).
  • Take steps to introduce elements of security to teleconferencing.
  • Have a plan to identify and manage third-party and supply-chain risk.
  • Think through—and adhere to—sound “bring your own device” (BYOD) policies and procedures.

These are basic and well-known security measures, but unfortunately, not all businesses have them in place, and having a remote workforce magnifies the need to put proper security measures in place to reduce the risk of a cyber-attack.

Reviewing the Chamber and FICO’s Report and checking off what you have already done to implement its recommendations, or putting a plan in place to implement them going forward, is a worthwhile exercise as part of your company’s risk management plan. Providing support to your employees on proper security measures while working from home is extremely important at this time, as cyber criminals are targeting them more than ever before.


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LUX Election 2020, a big data analysis program running on a supercomputer, shows a growing divide in voter sentiment, with Democrat Joe Biden gathering positive sentiment, even among Republicans. Meanwhile, Biden’s opponent, President Donald Trump, is showing significant negative sentiment among voters. The difference in voter sentiment is significant because while a strong negative sentiment may not result in a large shift, it can be a strong indicator that some voters will change sides while others simply don’t vote.

The LUX analysis software uses real-time data from several social media outlets to indicate what voters may really be thinking rather than what they tell pollsters when they call. During the 2016 presidential election, an earlier version of the software, LUX2016, began showing surprising strength for Donald Trump’s candidacy in the days leading up to the election – something the polls didn’t show.

A line graph showing a significant difference between sentiment in favor of Joe Biden and much lower numbers for Donad Trump.
The LUX Elections 2020 Shows the broad cap in voter sentiment between Joe Biden (blue line) and … [+] ICG SOLUTIONS

LUX Election 2020 is provided by ICG solutions of Potomac, Maryland. ICG provides data analysis services to the intelligence community as well as to the federal government and industry using real-time streaming data. The election analysis software is available as a service to anyone who wants to use it.

Broad Demographics

The LUX platform allows users to look for a wide variety of data about voter sentiments, including issues such as healthcare, gun rights or race relations. It can sort responses by a wide array of demographic choices. Perhaps most intriguing is that you can watch changes in sentiment in near real time by selecting analyses over a 15 minute period. Of course longer periods of time are probably more useful in determining how voters might act.

Normally, finding voter sentiment in September for an election in November might be interesting for tracking trends, but in the 2020 election, voting is already well underway. Changes in sentiment in September can affect votes directly.

In addition to tracking voter sentiment, the LUX system can track other factors impacting the election, although those data aren’t part of the public website. According to David Waldrop, CEO of ICG Solutions, LUX is also tracking disinformation campaigns and linking them to non-authentic social media users. Those users in turn are being linked to their own interactions to discover networks of disinformation.

“We can use rules to see the age of social media accounts,” Waldrop said. He said LUX uses that information to determine an influence score that looks at reach of a person, their  resonance, meaning when they talk who cares, and recency and frequency. Those are influence scores, which are then paired with a bias score.

“We’re looking for high influence scores and bias score, but in new accounts,” Waldrop said. He said that seeing a Twitter users, for example, that’s only been on the service for a couple of months working hard to build up their influence and also showing strong bias probably indicates an account that’s not authentic.

“We’re now watching explicitly what this group of people is saying to see what words they’re using and any new memes,” Waldrop said. He said that this information can be used to see what the users and others are trying to influence and how.

Waldrop said that he has seen that some group, perhaps the Russians, has created thousands of fake users that appear intended to specifically identify with certain demographic groups, such as suburban women or African American men, apparently with the idea that if their fake users appear to be part of their group they’ll have more influence. He said that they’ve used LUX to identify about 8000 suspect accounts that may be intended to have a role in spreading disinformation.

While sentiment analysis, even using the vast amount of data produced in real time by social media services, can’t predict the outcome of an election, it can show current trends. Those trends, in turn, can indicate what people are thinking, and those thoughts are what causes them to vote the way they do.

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Archive for November, 2013

My ObamaCare Decision: Defer Until Next Year!

Tuesday, November 26th, 2013

As recent readers to my blog know I’ve been going through the process of collecting information to make a decision about my family’s health insurance needs for the future. I’ve made that decision, enacted it, and now am free-and-clear to resume living my life until this time next year when I’ll need to decide what to do for 2015.

Obama Un-Cancels non-ACA Plans … But Will ACA Plans Still be Affordable?

Thursday, November 14th, 2013

Ok, so on the surface this is good for me. It lets me keep my plan. (Edit: no, it won’t. New Hampshire has opted not to extend the cancelation deadline, likely for the reasons I originally detailed below). But… we’re also still mandating that insurance companies must take people with pre-existing conditions. And now we’re (effectively) saying […]

Swatch Sistem51 Not Due for USA Release until Early 2014

Wednesday, November 13th, 2013

Earlier this year Swatch made waves in the watch industry when they introduced the Sistem51, a watch with a mechanical movement whose assembly is fully-automated. This keeps costs down (think $150) while presumably preserving high quality (they say the watch is regulated by a laser at the factory and requires no further tuning). Initially rumored for […]

Obama Apologizes to Those of us Losing Our Great Health Insurance Plans

Saturday, November 9th, 2013

On Wednesday, President Obama sat down with NBC and issued what amounts to a blanket apology to people like me who had very good health insurance plans which will be canceled as a part of ACA/ObamaCare next year (plans that he has called “substandard”). Apology accepted. And Obama also deserves a heartfelt attaboy for stepping up […]

On Bloomberg TV After Last Week’s Apple Event

Saturday, November 2nd, 2013

After last week’s Apple Event in San Francisco I had a chance to chat with Bloomberg’s Jon Erlichman on Pimm Fox’s show. It was a fun chat, despite the treachery of the cars racing by just inches behind us! The thing that most impressed me at the event was the iPad Air. We got to […]


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Davis Family Dentistry
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We always welcome your questions and have provided some of those we hear most often for your convenience. If you don't find the answers to your questions here, feel free to contact our office.

Porcelain Veneers

Dentists are commonly asked if veneers can ruin teeth. Veneers are ceramic shells that are shaped like teeth and cemented over the regular teeth to improve appearance. Veneers alter the shade, size, and shape of teeth. The best thing is that the veneers are not designed to ruin teeth in any way. Instead, these porcelain pieces attached to the front surface of the teeth do the exact opposite.

Having dental veneers can do an excellent job of improving the aesthetic of discolored teeth. Whether the teeth are stained due to excessive fluoride, medications, coffee consumption, or anything else veneers will cover the discoloration. Veneers can also conceal portions of teeth worn due to erosion, chipping, grinding, and breaks. Veneers can successfully conceal damage to teeth as long as it is within reason.

Generally the veneer process will require two visits: one to prepare or shape the teeth and one to cement the restorations to the teeth. Between those visits Dr. Davis can place attractive interim restorations to help prevent sensitivity, allow for eating function, and provide a nice smile. The temporary restorations will mimic what the final veneers will look like. These temporaries are designed to be in your mouth for a limited time, but should be comfortable and natural until your new smile is completed.

Porcelain veneers are thin pieces of precisely cut porcelain that are bonded to the front of your teeth. If there is damage such as cracks, chips or gaps, porcelain veneers are the perfect solution to cosmetically and structurally improving the teeth.

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DC Proudly Presents 'Batman & Scooby-Doo Mysteries'

DC Proudly Presents 'Batman & Scooby-Doo Mysteries...

By DC Publicity Thursday, January 14th, 2021

An All-New All-Ages DC Comic Book Series Begins March 27!

‘Batman & Scooby-Doo Mysteries’ Expands DC’s Digital First Library, Followed by Print Issues Debuting on April 13!

Writers Ivan Cohen and Sholly Fisch Team-Up with Artists Dario Brizuela and Randy Elliott to Deliver the Newest Batman & Scooby-Doo Content!

DC’s all-ages comic book library expands with Batman & Scooby-Doo Mysteries, a new series of original team-up stories launching with digital chapters on Saturday, March 27! Batman & Scooby-Doo Mysteries teams the Dark Knight with Scooby-Doo and the sleuths of Mystery, Inc. (Shaggy, Velma, Daphne and Fred) for a series of 24 digital chapters—to be collected in 12 print issues available at your Local Comic Shop—fitting the Saturday-morning cartoon position in your family-friendly weekend entertainment.

In the kick-off story by Ivan Cohen and Dario Brizuela—an adventure when Batman discovers his original purple gloves have gone missing—Velma, Shaggy, and Scooby-Doo travel back in time to Batman’s Year One era to solve the case! Will this time-traveling heist have a happy ending? Batman & Scooby-Doo Mysteries #1, “Glove Story,” written by Ivan Cohen with art and cover by Dario Brizuela, begins with the first of two DC Digital First chapters on March 27 followed by a print issue collecting the same story on April 13.

And to continue the Scooby-Doo team-up tradition established in over a hundred chapters of Scooby-Doo Team-Up, in the second big Batman & Scooby-Doo Mysteries story writer Sholly Fisch and artist Randy Elliott have Scooby-Doo and Batman team up to solve the mystery of a ghost…who’s haunting the Batcave! Even if the ghost turns out to be a fake, that still doesn’t solve the real mystery: How did someone get into the Batcave to stage the phony phantom—and does that mean Batman’s enemies have cracked the secret of his true identity?! Batman & Scooby-Doo Mysteries #2, “Going Bats,” written by Sholly Fisch with art and cover by Randy Elliott, arrives in print on May 11 after digital chapters beginning on April 24.

For more information on Batman, Scooby-Doo, phony phantoms, or the World’s Greatest Super Heroes, visit the main page at http://www.dccomics.com, and follow on social media at @DCComics and @thedcnation.


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Consumer behavior: the modern car buyer’s needs and expectations

Technology is transforming and revolutionizing everything around us, from the way we interact to the way we perform our daily activities. All industries have been deeply impacted by technological innovation and the automotive market is a great example of that. But is technology alone the driving force of progress in the automotive landscape or are there other factors in the equation?

The truth is that the greatest influence in the automotive industry is represented by consumer behavior. Customers’ expectations and requirements dictate automotive trends, putting suppliers and manufacturers in a wild race to meet their ever-increasing standards.

So, what do car buyers really want these days? What are their concerns and how will these aspects shape the automotive industry in the next few years? Are we going to see flying cars anytime soon or are consumers’ expectations a bit more grounded? We’re going to get inside the mind of the modern car buyer to answer these questions and more, so buckle up and enjoy the ride.

Electric vehicles

Plug-in electric vehicles or EVs are taking the spotlight in the automotive world. Last year, more than 2 million EVs were sold worldwide, with Tesla being the leading manufacturer in the market. It’s true that their journey is just getting started, and they’re not yet at a level where they can compete with conventional cars, but a lot of people already dream of a future when all roads will be populated by electric cars only.

Consumers are becoming more aware of environmental issues and how their habits and behaviors are affecting the planet, so sustainability is a major concern for them and they’re growing more interested in cleaner and safer alternatives to traditional cars which are a major pollution contributor. New generations are more environmentally conscious and EVs give car buyers the opportunity to do their part and reduce their carbon footprint.

Besides, if going green isn’t a strong enough incentive for consumers, the fact that fossil fuel prices will go up in the future as we’re going to run low on resources will push them to choose electric cars eventually.

Owning vs alternative transportation

Stemming from the same sustainability concerns, we see another change in consumers’ behavior and that is a lower interest in owning a car. Younger people especially are less preoccupied with the idea of owning a car. They tend to be more open to alternative means of transport, such as public transport, carpooling or car hiring as a way to reduce traffic jams and pollution. It’s not unusual for them to combine different transport methods to get from point A to point B and they don’t see any inconvenience in doing so.

Apart from conscious consumption, young people are also reluctant to buy a car because of the large investment it requires. This will probably push manufacturers to come up with more affordable car options in the future, so they can win back this segment of consumers.

Transparent buying process

Car buyers these days are more informed than ever. They can’t be easily persuaded by car dealers into buying a car because they already come prepared with a wealth of knowledge and old selling tactics have no effect on them. What they expect when entering a dealership is talking to someone with whom they can consult. For example, a car buyer looking into Lincoln SUVs options will expect to have an honest and open conversation with the sales representative to help him find a suitable solution. Transparency is a value they really appreciate when it comes to brand interaction and buying process. Aggressive selling methods will only drive them away.

Online shopping journey

It’s probably no mystery where car buyers get most of their information: the almighty Google. When looking to buy a vehicle, much of the research is done online. With so many resources at their disposal, they have the luxury to gather all the information they require from the comfort of their home. What’s more, consumers now want to complete part of the buying process on the internet as well, so they don’t waste their time sitting in a dealership, waiting for the paperwork to be done. As a result, there are less people visiting dealerships these days, which puts a lot of pressure on dealerships since they have to work harder to draw customers and ensure an excellent experience that is well worth their time.

Higher expectations

Modern car buyers are used to getting what they want, when they want it and that makes them a hard to please category. They’ve got information at their fingertips, endless resources, countless options, low tolerance for mistakes and zero patience. If this description makes them sound a bit spoiled, that’s because they are. They expect nothing but the best and they’re less forgiving when it comes to errors or brands that fail to meet their expectations. That leaves car makers and suppliers in a tough spot, looking for new methods to meet their increasing demands.

But if we were to focus on the main points that define their most important needs, we can identify three factors. The first is affordability as consumers want automotive manufacturers to provide them with cheaper solutions, but without compromising on quality. Safety is another major concern since all the technology we have at our disposal can and should make driving safer than ever. Last but not least, sustainability continues to be a direction that more and more car buyers are ready to embrace.

Automation concerns

EVs are exciting for so many reasons, but autonomous vehicles have that Sci-Fi vibe going on that can spark up an even bigger interest. How amazing would it be to simply get in your car, choose a destination and then sit back and relax? But as thrilling as it might sound, there are many obstacles that stand in the way of turning this scenario into reality. And what counts the most is that consumers are still not ready for it, due to obvious and justified safety concerns. Manufacturers will have to perfect the technology and find solutions for all the safety issues self-driving cars pose for car buyers to open up to the concept.

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42 Ways To Save On A Wedding

how to save on a wedding
how to save on a wedding

According to The Knot, the average price of a wedding in the US was $33,93 in 2018. If you live in NY, this price increases tremendously to the whooping $65,824 as surveyed by Reuters. It is no wonder that for many, this happy occasion creates a lot of stress and financial strain. However, even in the most expensive cities, savings can be made for affordable yet beautiful and amazing weddings. Quality does not have to be compromised for you to have the wedding of your dreams on a budget.

We have put together the most thorough list of genius hacks to make your wedding dreams come true and relieve financial anxiety.

1. Do An Off-Season Wedding

For different states, off season falls on different months. For NY, off-season wedding months are end of November through March. Off-season weddings are often half the price of the in season weddings. Moreover, with the unpredictable weather, your off season wedding might end up having a nicer day than in-season. According to The Knot, January, February, and March are the least popular months to get married. What does it mean? If you decide to get married on those months, the venue would probably give you the best discounts.

2. Choose A Friday Or Sunday For Your Wedding

Saturday weddings are most expensive. Going with a Friday or Sunday option will help to keep you on the budget. We chose Sunday afternoon for our wedding, the hours of 2pm-8pm so that our guests could arrive in time and left early enough to go to work on Monday.

Now, choosing a friday or sunday on an off-peak season will give double the savings.

3. Get Married Within Half A Year

This is a tricky one. For many it takes one year or longer to plan a wedding. However, if you're getting married relatively soon, you might get lucky with the venue prices. Most brides and grooms book their venues well ahead of time, about a year or two. If you are getting married fast, you can go to the venues and ask them what dates they have left (which means you have to be flexible on dates). Most venues with some empty days realize that by then, it is unlikely they will get to fill them. Therefore, they are likely to give heavy discounts!

4. Negotiate The Number Of Guests

Many venues require a minimum number of guests. It is possible to negotiate the number of guests down. This will allow for a more intimate wedding and will fit the budget better.

5. Negotiate The Venue Price

Many venues will not negotiate their price but it is worth a try. If not the price, you can ask to throw in some extras such as additional menu items, decor or lighting.

6. Read Carefully On What The Venue Includes

Some venue prices might seem cheaper but it is important to read what each venue includes to make the best informed decision. The more items the venue includes, the less work you have to do finding vendors, negotiating and planning. Here are some of the things to look for: catering, alcohol, wedding cake, coffee and tea service, menus, direction cards, day of coordinator, table linens, utensils, bridal suite. Some venues also include Dj and MC services, centerpieces, and officiants.

7. Find A Photographer Looking To Expand Portfolio

For a New York wedding, I was quoted up to 10 thousand dollars for photography. No, thank you. Photography is one of the most important vendors for the wedding. Try finding photographers who are experienced but are looking to expand their portfolio to weddings. Make sure you love their photography style and personality since they will be working with you all day long. You can look for photographers on Facebook by joining wedding groups and photography groups in your area.

8. Forego The Albums

The most important thing we want from photography is beautiful pictures. While most packages provide albums and prints, you can eliminate them to get the best price. Hint: I will show you how to print the most beautiful albums and prints on your own!

9. Choose 1 Photographer Instead Of 2

This is especially relevant for smaller weddings. One photographer, especially if experienced, is more than enough to capture your beautiful day.

10. Cut The Number Of Hours Your Photographer Has To Be At The Wedding

Generally, photographers come about 2 hours before the ceremony to take bride and groom and family pictures. If they stay for the duration of the whole wedding, they end up staying for up to 12 hours or even more. Negotiate with the photographer the price of the package by cutting the number of hours down to 6. At the end of the day, do you really need the pictures after the cutting of the cake?

11. Hire A Starting Out Company

Having the wedding video is a beautiful memory that budget conscious brides do not have to forego. Find a videographer who is experienced in videos but is trying to expand to weddings. You can join Facebook video groups and ask for recommendations specifying your budget right away.

12. Make Your Own Save The Date Cards.

These days, with the technology available, you do not need to pay a stationary store for save the dates. You can use a website, such as VistaPrint to create amazing save the dates. You will just upload the picture you want to use on one of their designs. For our wedding I purchased 50 save the dates with their matching envelops for $37.93, which comes to about 75 cents per save the date with its envelop. Of course, whenever ordering on Vista Print, I always look for coupons and discounts online. There has not been a time when I did not find a promo code for VistaPrint. Usually these codes range from 15-40% off. If you want to splurge a little, you can even get magnets. I purchased 10 magnets with their envelops for $14.65. Vista Print even has a Free Wedding Sample Kit that you can ship to your home. This kit includes: Invite, RSVP card, Save the date and custom envelope, Program and Menu, Paper stocks like linen, foil, pearl and more, Samples with our rounded corner option. Their kit allowed me to figure out what paper I wanted to use and what sizes to order.

13. Make Your Own Invitations

These can be done the same way as save the dates, using VistaPrint or any other company similar to it.

14. Email Save The Dates And Invitations

Emailing is free and will save you hundreds of dollars of paper, printing and stamps. It might also make it easier for your guests to RSVP instead of having to sign and ship the cards back. Many websites include free emailing feature including: evite, and greenvelope.

15. Make Your Own Thank You Cards

You can use VistaPrint again to customize your thank you cards or simply buy nice thank you cards at any department store and send them to your guests.

16. Make Your Own Wedding Albums

You can make absolutely gorgeous wedding albums using the pictures provided by your photographer. AdomaPix is used just for that. It allows you to choose the album cover such as hardcover, leather, and metal insert. It also allows to design the album using their templates and make it as personal as you wish to. I could not be happier with my beautiful, good quality album that we got for under $100.

Wedding Dress

17. Check Out Sample Sales

Many stores have sample sales a couple of times a year. Inquire from your nearby wedding stores whether they have sample sales and when they take place. Oftentimes, sample wedding dresses are reduced to a half or less of the original price.

18. Look On Amazon

Amazon is a surprising idea for a wedding dress, but it is worth checking out. Make sure that there are a lot of good reviews, and that returns are allowed (select amazon prime and check return policy from 3rd party sellers).

19. Check Etsy

Etsy will not only give you beautiful dresses at a reasonable price, but also allow you to support small businesses. Just like amazon, you should look for many good reviews and check the return policy.

Wedding Accessories

20. Check Amazon

For items such veils, and hair accessories, amazon is great! If you don't feel like buying a $300-500 veil at the store, Amazon has great veils for $10-20. What's even better is that many items on amazon prime have a free return policy for any reason (make sure what you're purchasing has free returns). I bought 5 veils and chose my favorite among them, sending the rest back under the free return policy. Remember to read the reviews, and to go with items that have the most positive reviews.

21. Check TjMaxx and Marshalls For Hair Accessories And Wedding Jewelry

These discount stores have beautiful hair accessories, oftentimes in bridal styles as well as bridal jewelry. If you find something better, you can always return to these stores as long as you hold on to your receipt and return the item within 30 days of the purchase.

22. Choose A Suit

Why? How many more times would your husband wear a tuxedo after the wedding? A nice suit is a great investment that can be worn to work and corporate events as well as any official gatherings. You can check out stores such as Macys, Nordstrom Rack, and Century21 for good suit deals.

23. Use Costco

Costco has wedding packages starting from $229.99. For example it's Soft Grace Wedding Package for $229.99 includes 1 Bridal Bouquet, 2 Bridesmaid Bouquets, 3 Corsages , 3 Boutonnieres and 1 Bag of Rose Petals.

24. Use Sam's Club

Sam's Club sells wedding flower collections as well at similar prices to Costco. It recommends having the delivery date 2 days before your event. Sam's Club also has a video on how to best store and take care of flowers once you receive them.

25. Find A Florist Within Your Budget

The best way to stay within your budget is to tell the florist the number of items you need as well as your budget. You will be able to find a florist who can accommodate you. The key is to call many florists and state your budget right away. It is also important to be flexible with the varieties of flowers.

26. Select Cheaper Flower Varieties

Flowers, just like precious stones, vary greatly in price. The cheapest wedding flowers, according to the knot.com are baby's breath, carnation, sunflowers, gladiolus, daisies, and chrysanthemums.

27. Make Your Own Flowers Out Of Paper Or Silk

If you are crafty and feel like putting your own twist on wedding flowers, you can make them out of paper or other materials. These can be stored after the wedding for memories and will add a very unique twist to your special day. How do you make them? There are a ton of tutorials on youtube and google. Just make sure you make them ahead of time since these will take a lot of time to complete.

28. Assemble Flowers Yourself

You can buy wholesale flowers and assemble them yourself, making bouquets and centerpieces. Youtube tutorials will be your best friends in teaching you how to make beautiful creations. You can also enlist family members and friends to help with putting flowers together.

29. Don't Use Flowers For Centerpieces

Instead you can make gorgeous centerpieces out of: lanterns, candles, tree branches, fruits and so much more. For centerpiece ideas google diy wedding centerpieces.

Hair And Makeup

30. Go to Sephora

Hair and makeup can be extremely expensive on the wedding day. One option is to go to Sephora. Sephora offers makeup appointments with one of the employees absolutely free with a $50 in store purchase the same day. It's important to try it out first and then try to schedule the appointment with the same person on the wedding day for best results.

31. Try Mac

Mac also offers makeup appointments that range from free to 90$ (but good news: the price of service is redeemable for product) depending on the time and services including. The $90 appointment is 90 minutes long and according to MAC: "A one-on-one consultation to design your wedding day makeup, with tailor-made looks created by a M·A·C Artist to complement your style or theme in 90 minutes. On-the-day application also available. Complimentary mascara on day of service."

32. Do It Yourself

If you are used to doing your own makeup, or even if not, doing it on your own is a great option. You know exactly what you want and don't want. You will need to practice ahead of time, and repeat hair and makeup trials 2-3 times at least to know exactly what you will be doing on your special day, and how long it will take. You can also learn makeup skills from youtube or Sephora or Mac stores. I did my own hair and makeup on the special day and it was the best decision I made!

33. Cookies/Popcorn/Candy

Favors are the tradition for many weddings, yet they often end up being useless or expensive. A good solution to this is to make edible favors. Guests, for the most part, love yummy desserts and will be happy to take them home. This is also a more affordable option for favors.

34. Skip Favors

This is not an essential part of the wedding and can be easily skipped.

Wedding Signs

35. Buy Wedding Signs At TJMaxx, Marshalls or Michaels

These stores have a variety of signs for wedding, such as welcome to our wedding boards, wedding picture frames and many others.

36. Use Picture Frames

You can make your own wedding signs by printing out quotes and inserting them into nice picture frames. Different wedding quote templates are sold on etsy but you can easily make them yourself with the help of Microsoft Word.

37. Use Cricut Machine

Even though this is an initial investment (a Cricut machine costs $120 and up), this machine is very versatile in what it can help you make. Cricut cuts a variety of materials such as vinyl, cloth, paper and more. It uses your own designs for cutting and makes every project easily customizable. I have seen brides and grooms use Cricut to make wedding invitations, wedding signs, seating charts, bridesmaid shirts and so much more.

38. Ask Your Friend Or Family Member

A speech by a good friend or family member will feel very intimate and beautiful since they know your love story best. You can go over what you would like to include or not include in the ceremony ahead of time to make it special.

There are many creative ways for special guestbooks that are very affordable including:

39. A Globe

Buy a globe that your guests could sign

40. A Photograph

You can also bring a big photograph of the two of you or a special place that the guests can sign.

Card Holder

41. Bird Cage From Oriental Trading

Some wedding venues come with envelop holders already, so do not make my mistake and ask ahead of time. However, if you need one, a white bird cage can be decorated and made into a gorgeous envelop/card holder. I recommend the cage from Oriental Trading for $25.99. You can decorate it with flowers, petal and bows.

42. Mini Suitcase

Other card box ideas include mini suitcases, especial for couple who love to travel.

Your wedding day is one of the most special days of your life. You do not have to compromise your budget to make your dream come true. With a little bit of DIY, negotiations and research planning will be fun and exciting.

Share in the comments how you were able to save on your wedding?

#weddingdeals, #saveonthewedding, #weddingsavings

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Deals Lobster is supported by our audience. When you purchase though the links on our website, we may earn an affiliate commission.


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+ Add Chrome Extension

$23.99 $39.9
Dec 18, 2020
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About this Deal

Motive Studios
Electronic Arts
Release Date
Oct 2, 2020
Single PlayerMultiplayer

STAR WARS™: Squadrons
"Master the art of starfighter combat in the authentic piloting experience STAR WARS™: Squadrons. Buckle up and feel the adrenaline of first-person multiplayer space dogfights alongside your squadron. Pilots who enlist will step into the cockpits of starfighters from both the New Republic and Imperial fleets and fight in strategic 5v5 space battles. Modify your starfighter and adjust the composition of your squadron to suit varying playstyles and crush the opposition. Pilots will triumph as a team and complete tactical objectives across known and never-before-seen battlefields, including the gas giant of Yavin Prime and the shattered moon of Galitan.
Take control of starfighters such as the X-wing and TIE fighter. Customize loadouts and cosmetics, divert power between weapons, shields, and engines, while immersing yourself in the cockpit.
Learn what it means to be a pilot in a thrilling STAR WARS™ single-player story set after the events of Return of the Jedi. Seen from alternating perspectives between two factions, iconic and emerging leaders on both sides are battling for the galaxy. The New Republic fights for freedom. The Empire demands order. We need you to join the galaxy’s finest.
All Wings Report In – Plan skirmishes with your squadron in the briefing room before taking off to the evolving battlefields across the galaxy. Compete in intense 5v5 multiplayer dogfights or unite with your squadron to tip the scales in monumental fleet battles. Together, you’re the galaxy’s finest.
Master Legendary Starfighters – Take control of different classes of starfighters from both the New Republic and Imperial fleets – including the agile A-wing and the devastating TIE bomber. Modify your ship, divert the power between its systems, and destroy your opponents in strategic space dogfights.
Live Your STAR WARS Pilot Fantasy – The cockpit is your home. Use its dashboards to your advantage and – with just a thin hull of metal and glass between you and the perils of space – feel the intensity of combat from a first-person perspective. Take off in thrilling multiplayer modes and a unique single-player STAR WARS story, which covers a key campaign near the conclusion of the Galactic Civil War.
The Mission is Clear – STAR WARS: Squadrons is a fully self-contained experience from day one, where you earn rewards through play. Climb the ranks and unlock new components like weapons, hulls, engines, shields, and cosmetic items in a clear path for progression that keeps gameplay fresh and engaging."
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re: But Aren’t Proposals for NON-Fiction?

in Submissions by

Dear Editor…

Please settle a point for me: Don’t proposals only apply to non-fiction? Thanks.

Dear Robyn…

There’s a time and place for everything—even proposals for fiction submissions. Two such scenarios: 1) You’re previously published, proving you’ve got the stick-to-itiveness to finish what you start and the skills to realize what you promise; it helps if you come with confidence-inspiring credentials like significant awards, a solid platform, and strong sales. 2) Your proposal offers something irresistible enough to make the editors take a chance on something that’s not yet written, such as with a celebrity connection or a hot, timely topic. Generally, though, fiction editors require query letters instead of proposals, and they expect to buy completed manuscripts.

Happy writing!

The Editor

1 Comment

  1. Nancy Sanderson is friends with some of my writer friends. She sends out proposals all the time for ideas for fiction and nonfiction books. She’s had so much experience and so many books published that she gets enough work to make a living at writing. And she doesn’t write the manuscripts until a publisher says yes. You might want to check out her website. She’s a real go-getter, from what I’ve heard. So talk about being confidence-inspiring credentials, I’d say she’s a perfect example!

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Decathlon 2000 › Search results: Jirí Sýkora

Search results: Jirí Sýkora

Jiri Sykora
Jiri Sýkora made history by becoming the first Czech male athlete to win gold medal in the history of the World Junior Championships.
Heptathlon World Junior all-time list - 6kg;100cm
Shot put 6 kg; 60m hurdles 100 cm
Götzis 2016: Second edition of the Canadian Games!
Damian Warner wins with 8523 points and my prognosis for the top three was a good one. Brianne Theisen-Eaton won the heptathlon, so this was a second edition of the Canadian Games!


WARC-Truncated: length

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Swedish Massage

Swedish massage therapy is the best known type of bodywork. It aims to relax the whole body by using various techniques that rub the muscles in the direction that blood naturally flows back to the heart. Various clinical studies have proved the benefit of swedish massage to increase oxygen levels, improve circulation, improve flexibility and reduce stress, thereby improving mood. It has also been shown to improve musculoskeletal problems for a considerable period of time.

Call Rachael on 07949248892 or email info@deeperbeing.com

Featured Posts


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The Great Divide

The greatest social commentary is reflected in the advertising of its time. The Kurkure ad with Parineeti Chopra is a great example of this. In the TV spot, she is looking for something that she has lost and finds it in the end – it turns out to be her family and conversations which is buried in different gadgets. In just 30 seconds the ad manages to capture a great truth. Technology is changing the whole outlook of how relationships function and it is more noticeable in families. We can see its significant influence on a growing divide between the traditional roles that children and their parents play.

A child’s, especially that of a tween’s and a teen’s absorption in technology, from whatsapping to playing video games to watching videos, does by their very nature limit their availability to communicate with their parents. It also provides children independence in their communications with friends. It’s so different than the previous generations, when children used to mainly keep in touch via the land line, that too with restricted usage, giving parents the opportunity to monitor. And not only that, the older generation is also finding it tough to keep up and gain comfort with the new technology that the current generation has mastered. There are so many apps out there, so many seem (say a Snapchat) irrelevant too, and it’s not possible to understand why they are so popular in the first place. However, this creates a big disconnect as the lack of acumen also leads to the teens gaining a sense of superiority, thereby diminishing the parents’ authority in these matters. The big disconnect that technology is causing is quite evident and prevalent everywhere be it in a car, at restaurants, while waiting in queues, basically wherever there is a phone signal and internet connectivity.

However, can we blame the children? Are they the only ones responsible for the growing divide? Parents can be equally guilty of contributing to the distance that appears to be increasing in families. They are often wrapped up in their own technology, for example, talking on their mobile phones, checking work emails at home, or watching TV, when they could be talking to, playing with, or generally connecting with their children.

We can’t deny that family life has changed in the last generation quite apart from the rise of technology. We seem to be busier than before. I have even heard of ‘whatsapping’ between siblings and parents and children while they are in different rooms under the same roof. Most family members tend to retreat to their own corners of the house, so there’s less chance that parents and children will see each other.

Are the ramifications of this distancing much? Less connection—the real kind—means that families aren’t able to build relationships as strong as they could be nor are they able to maintain them as well. At the same time, video, audio, images, and interactive features open doors to worlds and cultures that children could never learn in a book. We need to allow for private spaces for confidential discussions and provide guides for tentative and eager children.

That brings me to another question, are the values of the younger generation changing? Is that affecting the youth’s outlook towards their jobs as well? Or is the ease with which one is able communicate values due to improved technology leading to increased conflict when people with different values come into contact? As they say nothing is right or wrong, it depends on our perspective. Something that I will talk about in my next essay.

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  1. Coralee says:

    You’re the gretetsa! JMHO

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Alberte Jumpsuit

Availability: this item can't be ordered on the webshop - feel free to contact us for more details
Delivery time: online uitverkocht, contacteer ons voor meer info

Welcome to our fashion lookbook. You can’t buy anything through here but if you have any questions or if you’re interested in purchasing this item please contact us via [email protected] and we’ll get back at you as soon as possible!

Alberte is a loose fit jumpsuit with print. It is mindfully crafted in 100 pct. eco vero viscose, which is the sustainable choice. The jumpsuit is designed with front buttons on the upper part, short flowy sleeves,
v-neck and ties at the waist.

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Area students on Findlay dean’s list

Several area students were named to the dean’s list for the spring 2015 semester at the University of Findlay. They include:

• Hayley Apple of Westerville.

• Julia Burke of Galena.

• Aaron Cingle of Marysville.

• Chelsea Conley of Marysville.

• Desiree Cox of Sunbury.

• Mackenzie Daugherty of Westerville.

• Matthew Devine of Marysville.

• Lauren Fleser of Sunbury.

• Rebekkah Friske of Westerville.

• Elise Hauser of Columbus.

• Ryan Husband of Marysville.

• Abigail Jokerst of Westerville.

• Sarah Kuney of Powell.

• Meghan Leedy of Delaware.

• Kelsey Lewis of Westerville. Lewis earned a 4.0 grade-point average for the semester.

• Melanie Lowers of Galena.

• Chelsea Mantey of Waldo. Mantey earned a 4.0 GPA for the semester.

• Christopher Miller of Delaware.

• Carly Morris of Westerville.

• Graham Rossi of Dublin.

• Sarah Scott of Delaware.

• Julia Stanley of Marysville.

• Corrina Talamo of Westerville.

To earn this achievement, a student must attain a GPA of at least 3.5 on a 4.0 scale.


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And You Shall Teach Them. . .

How do I know what to teach?

For me this is easy and can be summed up in one word.

The Word commands me to teach His decrees and His commands to my children.

Love the LORD your God and keep his requirements, his decrees, his laws and his commands always. . . Deuteronomy 11:1

Therefore shall you lay up these my words in your heart and in your soul, and bind them for a sign on your hand, that they may be as frontlets between your eyes. And you shall teach them your children, speaking of them when you sit in your house, and when you walk by the way, when you lie down, and when you rise up. ~ Deuteronomy 11:18-19

Bottom line, the Bible is how I know what to teach!

However, we comply with our state laws and teach the 7 subjects required by our state to teach. State law requires me to teach a "basic academic program" as defined by Wyoming Statute § 21-4-101(a)(vi), which says:

A “‘basic academic educational program’ is one that provides a sequentially progressive curriculum of fundamental instruction in reading, writing, mathematics, civics, history, literature, and science.” ~ HSLDA

And according to Wyoming state law (Wyo. Stat. § 21-4-101(a)(vi).), man's law is not in conflict with Yahveh's law and I am free to teach from the Bible.

Here are some practical answers for you, as well:

  • Follow the leading of the Holy Spirit
  • Consider the needs of the child
  • Consider the interests of the child (develop their natural curiosity and desire to learn)
  • Learn what works and ditch what doesn't (even if that means blessing someone else with a new $80 curriculum)

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DEMI TRANS LTD - Bulgarian transport company DEMI TRANS LTD

bul.1.P.Iavorov, Montana, Bulgaria

DEMI TRASN LTD is bulgarian company with main activity transport and freight forwarding. It was established 2003 in Montana court.

The office was moved to Kostinbrod city, where we have our own private parking.

At the beginning DEMI TRANS LTD operated only between Bulgaria and Hungary with SOLO trucks, today we have our own high volume trucks.

Why should you choose our services?

DEMI TRANS LTD is a family company with over 14 years of experience offering complex services. From our experience benefit many companies and forwarders throughout Europe.

We strive to perform our services at the highest level and according to customer requirements.

We welcome challenges and consider them as opportunities The modern fleet and experienced drivers guarantee the excellent performance of the service.

We offer our clients:

  • • Professional consultation regarding the requirements of the load
  • • Reliable valuation of the transport service
  • • Organization of special permits needed over the total distance
  • • Transportation coordination with the police and other departments throughout the route

Our services

DEMI TRANS LTD offers its clients full and groupage transport with high volume vehicle. We operate throughout the European Union. If your transport requires volume transport with a shipping space of 105m³ - 120m³ .

In our fleet you can choose between the following compositions 7,7x7,7 or 7х8 or 13,60. Because we know how important for you your cargo is, we give you daily update where the truck is. Every one of them has a GPS system.

We arrange import and export road transport between Bulgaria and European Union countries.

Transport of oversized loads

DEMI TRANS LTD performs specialized transport of oversized loads. Your cargo is important for us and we will carry it under sailcloth. This is possible because the constructions of our trucks are expandable to 3.5 meters.

Our vehicles have annual permits for the countries of the EU, loading ramps, chains and belts for securing the cargo. In some case sizes require not only existing permits and special routes and permits prepared by the police. We can arrange them for you.

We arrange import and export road transport between Bulgaria and the following countries: RO, HU, CZ, SK, AT, DE, BE, NL, FR.

How to contact?

Where to find us?
SEMI with excavator

    • e-mail:
  • Phone
    +359 878 679 807
  • Address registration:
    bul. 1.P.Iavorov, 3400 Montana, Bulgaria
  • Managment address:
    bul. Lomsko shose, 2230 Kostinbrod, Bulgaria
  • Mailing address
    mailbox 82, 2230 Kostinbrod, Bulgaria


text:
In this course you will learn about using R for the analysis of proteomics data. We will focus on data preprocessing methods and advanced methods for data analysis. In this regard the course will touch upon:
    • data normalization
    • quality control, handling of missing values
    • clustering, heatmaps
    • ROC-curves

Learning goals:
    • Independent usage of R functions for
        - Data preprocessing
        - Plots and graphs
        - Statistical methods for data analysis
        - Use of additional R packages
    • Deeper understanding of statistical methods applied in differential analyses

    • Basic understanding of high-dimensional data sets from quantitative proteomics or other life sciences;
    • Basic knowledge of R (e.g. data import, basic plots, t-test, for loop) and basic knowledge of differential analysis of proteomics data. Both can for example be gained from our e-Learning course “Differential analysis of quantitative proteomics data”.

Download Training material here:

Download and more information on R here:

We recommend using an editor such as RStudio, see


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Dennis Kennedy: Biographical Note

Dennis Kennedy is a well-known lawyer, consultant, speaker and writer who is considered among the most influential authority on the application of technology in the practice of law. He is widely-praised for his ability to communicate complex technological and legal issues into language that non-experts can easily understand. His focus on practical applications and understanding of business issues have won him favor his clients and his audiences.

In March 2008, Dennis joined the law department of MasterCard Worldwide on a full-time basis, where he focuses on information technology law matters and works out of the St. Louis office. As a lawyer, he is well known for both his technology law expertise and his experience in computer and Internet technologies.

Dennis was named the 2001 TechnoLawyer of the Year by, received a 2001 Burton Award for Legal Excellence, is rated “av” by Martindale Hubbell and has taught as an adjunct professor of law at Washington University School of Law where he co-taught a class on IP and E-commerce Licensing and Drafting. He was named the 2003 TechnoLawyer COntributor of the Year. In 2007, he was named one of the Top 100 Global Legal Technology Leaders by London’s CityTech magazine.

Dennis formerly worked as a lawyer in the Intellectual Property and Information Technology Department at Thompson Coburn LLP in St. Louis, Missouri, and is the former Director of Legal Technology at NetTech, Inc. Dennis was a partner of The Stolar Partnership, a St. Louis law firm where he practiced estate planning from 1988 to 1998 , when he left the firm to found, LLC, the legal technology and Internet consulting firm he founded before joining NetTech.

Dennis writes the technology column for the ABA Journal. He has also written monthly legal technology columns for Lawyers Weekly USA and The Indiana Lawyer. The columns on Internet marketing strategies he co-wrote with Jerry Lawson and Brenda Howard called “The Internet Roundtable” are considered the best collection of practical materials on law firm web pages.  Dennis is a frequent author and speaker on legal technology and Internet topics. He edited and published Legal Technology Strategies , a monthly legal technology e-mail newsletter from 1998 to 1999.

Dennis and Tom Mighell are the authors of The Lawyer’s Guide to Collaboration Tools and Technologies: Smart Ways to Work Together, published in March 2008.

He was born in 1958 in Garrett , Indiana , graduated magna cum laude from Wabash College in 1980 and cum laude from the Georgetown University Law Center in 1983 . He served four years as a law clerk for the judges of the Twenty-second Judicial Circuit of Missouri ( St. Louis City ) after leaving law school. At The Stolar Partnership, he was in charge of the firm’s summer associate program from 1992 through 1995 , a member of the firm’s hiring committee for six years and the firm’s representative the the St. Louis Minority Clerkship Program’s Steering Committee. He was actively involved in the firm’s commitment to technology, particularly in the area of document assembly and use of the World Wide Web, and a member of the firm’s Technology Committee.

Dennis has served as a member of both the TechShow and the Webzine Boards of the ABA’s Law Practice Management Section and is also a member of the LPM Council. He was a founder and an editor of the LPM Section’s webzine, Law Practice Today . He has also served as a co-editor of Works & Days , the alumni magazine for the Wabash College English Department. At Georgetown , he was the Production Editor of the American Criminal Law Review. At Wabash , he majored in English, with minors in mathematics and philosophy, and was awarded the Walter L. Fertig Prize for being one of the top two senior English majors. Dennis was named one of the top 20 Indiana high school graduates in 1976 , was a National Merit Finalist and salutatorian of his high school class, attended Indiana Boy’s State and was an Eagle Scout. Dennis is married and has one daughter.

He is licensed to practice law in Missouri . See disclaimer .

Short Bio for Publications

Dennis Kennedy ( ) is an information technology lawyer, legal technology expert, author and speaker based in St. Louis, Missouri . His highly regarded web site at collects many of his articles and is the home of his highly-regarded blog, included as one of the ABA Journal’s Top 100 Blawgs in 2007. With Tom Mighell, he is a co-author of The Lawyer’s Guide to Collaboration Tools and Technologies: Smart Ways to Work Together, published in March 2008.


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Forward Science Orapeutic gel gets FDA clearance

Forward Science’s non-opioid oral pain relief gel, Orapeutic ™, has received FDA clearance, the company announced in a press release this week.

Orapeutic Oral Pain Gel is manufactured to manage the pain of oral wounds, mouth sores, injuries, and ulcers of the oral mucosa. The gel also maintains a moist wound environment.

“We are proud of our previously released products and their impact on the healthcare industry, but our R&D team is always striving to develop products that meet market demands,” said Forward Science co-founder and Chief Technology Officer Brian Pikkula, PhD. “With the success of our previous product launches, we have become the industry’s leader of innovative solutions in oral healthcare. We are thrilled to receive FDA clearance for Orapeutic and are looking forward to hearing from clinicians as to how this product impacts their patients.”

With concerns of opioids being over-prescribed, Forward Science feels Orapeutic can address the epidemic by offering a pain management alternative. This is the third FDA-cleared product for the company.

Based in Houston, Forward Science is a MedTech company that focuses on moving science forward in the oral care industry. For more information, visit


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1580 Wells Rd #20, Orange Park, FL 32073

Dental Insurance in Orange Park

If you have dental insurance in Orange Park, we want to help you make the most out of this wonderful investment in your oral health! Your trusted dentist at Kind Care Dentistry accepts most PPO insurance plans and some Medicare benefits, too. And no matter what dental insurance plan you have, we will always work to help you make the most out of your benefits. If you’re wondering how dental insurance works, what treatments you’re eligible for, or anything else regarding your dental insurance coverage, we’ve got the answers you need!

We are in-network providers for a number of plans including:

How Does My Dental Insurance Work?

You can think of dental insurance sort of like your health insurance, with one big difference. Instead of covering you in the event of an unexpected life-altering event, like cancer or a car accident, dental insurance is designed to help you actually prevent significant issues from happening at all. How does it do that? By making the preventive treatments that are important for your continued oral health -- like two checkups and cleanings per year, x-rays, and others -- free.

What Does My Plan Cover?

Most dental insurance plans completely cover your basic preventive services: biannual exams and hygiene visits, X-rays, topical fluoride treatments, and maybe dental sealants for children. If you need restorative treatments, like a tooth colored filling, a dental crown, root canal therapy, or a tooth extraction, the cost of your care will be greatly reduced. More extensive plans may include some benefits for orthodontic treatment and select cosmetic services, too.

What Do I Need to Do Now?

The first step to making the most out of your dental insurance plan is to understand which benefits you are eligible for. Do that by calling your provider directly to inquire. Our team of experts can also help you find and understand this information. Once you know precisely what you are covered for, it’s easier to set a plan of action for making the most out of your benefits.

Make sure you schedule and attend two checkups and cleanings with your dentist in Orange Park per year. There’s no excuse not to, considering that these visits should be completely covered by your insurance provider. And during the years that you meet your deductible, or the amount of money you have to pay out of pocket before your benefits will kick it, you will also want to make sure you reach your annual maximum -- that’s the amount of money up to which your dental insurance is obligated to pay for your care.

Schedule an Appointment Today!

Every year, thousands of adults let their dental insurance benefits slip away simply because they are not quite sure how to make the most out of their plans. The team at Kind Care Dentistry can set you up with a plan to ensure you don’t miss out on anything you’re owed! Don’t wait to get started making the most out of your dental insurance plan. Request an appointment with Kind Care Dentistry today.


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Program Information

Important information about the MFA in Creative Writing and Publishing.

Students must complete the following degree requirements:

  • 4 intensive, 10-day residencies alternating at DeSales and in Europe
  • 4 practicum semesters with a writing mentor
  • An additional semester to produce, complete and refine an original creative manuscript of poetry or fiction.
  • A defense of the creative manuscript, including a meeting with the review committee as well as a public reading and Q&A defense.

MFA in Creative Writing and Publishing Program Information

  • Residency Requirements

    • Students must attend four residencies
    • Mornings are given to meetings with mentors and workshops; afternoons and evenings are devoted to visiting writers and guest speakers.Students must attend all events of each residency.
    • At the conclusion of the residency, the student and mentor will have produced a reading, research writing and creative writing schedule.This schedule will be signed by student and mentor and submitted to the MFA director’s office.
    • Each student will also produce a narrative evaluation of the residency, assessing its efficacy for their reading and writing.These evaluations are submitted to the MFA director.
  • Practicum Information

    • Practicum follows the residency. In consultation with their mentor and in group work with their cohort, students must complete the work for which they contracted during the residency.
    • A minimum of four individual meetings with mentors are required during the practicum.
    • Students will also attend a minimum of two online sessions with their cohort during the semester.
    • At the end of each practicum, mentors will submit a précis of the student’s progress and an evaluation of that student’s completion of the contract, as designed in Residency. The student’s portfolio is then submitted to the MFA office. These portfolios and evaluations are part of the student’s permanent MFA record.
      • A mentor may give a grade of
        • PE Pass with Excellence,
        • P, Pass,
        • PIR, Pass with Improvement Required. (Students may earn only one PIR grade.
        • F, Fail.
      • An I, Incomplete, will require students to complete the work before signing up for their next residency.I is issued only in documented situations of serious student or family health issues.
    • If a student does not complete the Practicum requirements, s/he fails that semester, must repeat the semester and may not register for the next residency.
  • Manuscript and Defense

    • In the final semester of the program, students must produce a book-length collection of poetry, short fiction or long fiction. All manuscripts must be bound.
    • Poetry manuscripts must be 64 pages.
    • Fiction manuscripts should be between 150-400 pages, depending on format (short stories, novella, novel).
    • Tables of contents are necessary for poetry and short fiction. Title page is necessary. All manuscripts must contain a cover page with name, date, student’s previous academic degrees and the statement, “This manuscript is submitted as the thesis in partial fulfillment for the degree of Master’s of Fine Arts in Creative Writing at DeSales University” followed by the date.

    Students will confer with their mentor on the thesis manuscript; these conferences may begin as early as the first semester and will continue throughout the program. By the fifth semester, students should already have produced significant material that will inform the thesis. When the thesis is complete, the following protocol will occur:

    • The mentor will inform the Director in writing that the thesis is ready for review and defense.
    • The student will submit four bound copies of the manuscript to the Director at least four weeks before the defense.
    • The director will assemble an academic committee to review the manuscript over a ten day period.If it is not accepted by all committee members, it is returned to the student for revision.
    • Once the manuscript has been accepted, the defense is scheduled.All members of the committee and the student’s mentor will attend the defense, during which the student will present the work, its intent, its appropriateness within the student’s chosen literary tradition and the process that went into the work.
    • The student then presents a public reading to an invited audience, followed by a question and answer session. This public reading should be scheduled soon after the defense.
  • Courses

    Each residency semester consists of 8 credits, as follows:

    • EN 501 MFA Residency 4 credits
    • EN 510 Practicum 4 credits
    • EN 502 MFA Residency 4 credits
    • EN 520 Practicum 4 credits
    • EN 503 MFA Residency 4 credits
    • EN 530 Practicum 4 credits
    • EN 504 MFA Residency 4 credits
    • EN 540 Practicum 4 credits
    • EN 505Thesis Semester 4 credits
  • Final Thesis Exemption Option

    Previously published authors who enter the MFA may have the option to exempt the final thesis semester, provided they meet the following criteria:

    • Prior to entering the program, they will have published a book-length collection of one of the following:
      • A novel
      • Collection of short stories
      • Collection of poetry
      • Collection of essays
    • Said publication must be from an established publisher. Self-published collections or collections from micropublishers or vanity publishers will not be accepted for this exemption.
    • The student must petition in writing for the exemption on or before the completion of the second practicum.
    • The student will produce, during the course of the MFA, a completely new book-length manuscript of one of the above genres.
    • The student will have worked with his/her mentor to edit and revise this final manuscript prior to their fourth residency.
    • The mentor will have certified that the manuscript is indeed complete and that the student is ready for defense of manuscript and public reading.

    If the student meets all of the above criteria, s/he may defend and do the public reading at a scheduled time during the final month of the fourth practicum. Defense and reading will be on campus and will include the mentors, fellow MFA students and invited guests. Following successful defense and public reading, the student will be granted credit for the thesis semester and will graduate from the MFA.

Online Learning at DeSales

Attending classes from an off-campus location can be an excellent option for many busy students. Distance education at DeSales encompasses everything from video conference courses to hybrid (a combination of in-class and online) to online courses.

Blackboard Learn™ is our online learning system.

Learn About Online Learning at DeSales

Contact Us

MFA in Creative Writing
Dooling Hall


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from USA
to Bolivia
in 5-8 days
At your doorstep by Aug 04  to Aug 07 with standard delivery

  • Novelty Swiss dot fabric.
  • Smocked waist.
  • Embroidered Nautica logo.
  • Ruffled hem detail.
  • Imported from USA.
Nautica smocked waist dress

Nautica Girls' Novelty Swiss Dot with Dobby Contrast Smock Waist Dress

Disclaimer: The price shown above includes all applicable taxes and fees. The information provided above is for reference purposes only. Products may go out of stock and delivery estimates may change at any time. Desertcart does not validate any claims made in the product descriptions above. For additional information, please contact the manufacturer or desertcart customer service. While desertcart makes reasonable efforts to only show products available in your country, some items may be cancelled if they are prohibited for import in Bolivia. For more details, please visit our Support Page.


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'Wave House' owners strip away paint, flooring to find mid-century architect's original vision

Sherry Barkas
Palm Springs Desert Sun
Miles Bates House, Palm Desert 1955.

Restoration of a historic home in Palm Desert commonly called the “Wave House” has turned into a family affair.

“We are excited,” said Gilbert Stayner, a Los Angeles architect who, with his son and business partner Christian Stayner, bought the house from the city at auction during Modernism Week with the high bid of $360,000. “It will look as it did when it was first built when we are done.”

Since escrow closed on Oct. 5 on the house, designed by mid-century modern architect Walter S. White for artist Miles C. Bates, the Stayners and contractor Kevin O’Donnell have been removing cabinets, doors and carpeting and stripping paint off walls to reveal original flooring and paint colors.

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Over the eight months between the auction and escrow closing, the Stayners researched the house’s history. They've looked through archives of White’s work, housed at UC Santa Barbara, and records at the Palm Desert Historical Society to examine the original architectural drawings and photos of the house as it was when completed.

“From the street, we’re pretty sure it will look as it looked when it was first built,” said Gilbert Stayner. That includes the color of the house, which will be the eggshell shade of blue, as depicted in photos.

Arrows mark walls that are to be removed as renovation begins on the historic Wave House in Palm Desert, Calif., Tuesday, October 30, 2018.

Standing in the living room and kitchen area, Stayner talks of the project with excitement in his voice and passion. Around him, carpeting has been pulled up, some of the paint on walls stripped, cabinets, doors and paneling removed, all exposing original flooring and paint that have been hidden for decades.

While the family lives and works in the Los Angeles area, Stayner said he has been involved with other Palm Desert area projects and is happy to be back in the community.

Windows previously boarded up now let the sun in, brightening a house that had been  in darkness for many years.

Gilbert’s wife, Teri, is also involved and their daughter, who lives and works in New York, is equally excited about the project and will soon be moving to Palm Desert to be part of it as well, Gilbert Stayner said.

“We’re still uncovering and exploring,” said O’Donnell, of Palm Desert-based O’Donnell Brothers Construction.

AUCTION:Father-son architects outbid others on historic Palm Desert home; vow to save the 'Wave'

REMEMBERING:Daughter of architect recalls Walter S. White creating the "Wave House"

RELATED:I bought a home designed by architect Walter S. White, then went to find his original plans

In about two weeks, Palm Desert residents will be able to see what hasn’t been viewed in full in decades — a one-of-a-kind roof that rolls with the hills behind it — when an add-on to the front, at the west end of the house, is brought down, said O’Donnell.

Blue tiles are found as the walls of a bathroom in the  historic Wave House are stripped down, Palm Desert, Calif., Tuesday, October 30, 2018.

“Once we remove the front structure, it will look dramatically different,” he said.

Other add-ons and changes were made to the structure over the years by owners that followed Bates, including an extension to the kitchen and dining area and a second bathroom and a single-story triplex in back that will also come down.

The add-ons were done in stages, some in the the 1970s and some in the ’90s, O’Donnell said, based on records they have found.

This vintage photo shows how the living room in the Miles Bates house in Palm Desert originally looked. The photo is from the Walter S. White papers, Architecture and Design Collection, at the Art, Design & Architecture Museum at UC Santa Barbara.

In its original state, the one-bedroom, one-bath house on Santa Rosa Way was just 800 square feet. The additions to the house about doubled the square footage, Stayner said, not including the triplex.

Fortunately, the additions can be brought down without damaging the original structure, Stayner said.

O’Donnell and Stayner marveled at the stability of the house and the craftsmanship. At more than 60 years old and unoccupied for many of those years, there are no termites and the pipes are in good condition.

“There are a few cracks in the walls, but very few,” O’Donnell said.

“It is very structurally unique,” he said. “It’s thinly built but structurally sound.”

The terrazzo flooring throughout is flawless.

“There is not a crack anywhere on this floor,” O’Donnell said.

The single most important feature of the house — the roof, made of wooden dowels with bi-concave intermediate elements to curve with the mountains behind it, earning the nickname “Wave House” — is in good condition overall.

There are areas of deterioration along the edges, but O’Donnell said it can be repaired.

Inside, the ceiling has been painted white and that will be gently stripped to again display the original finish.

A free-standing fireplace in the living room “is gone for good” and had been replaced with a ceiling fan, but Stayner said he is hopeful a similar fireplace can be found to go in that area.

“We’re trying to treat this very respectfully,” said Stayner. “We want to be sure what is not damaged we don’t damage.”

While they would like to have the house fully restored by Modernism Week, Feb. 14-24, they expect to at least have the front finished and provide a way for visitors to look into the house.

Desert Sun reporter Sherry Barkas covers Tourism and Families. She can be reached at or (760) 778-4694. Follow her on Twitter @TDSSherryBarkas


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Holmegaard – Designer Cecilie Manz/Louise Campbell

Initial production at Holmegaard glassworks began in 1825. During the 20th century, artists entered the equation, designing and shaping Holmegaard’s glass products. This was the start of a long and proud tradition, and as a result, even to this very day, some of the best artists in Denmark are associated with Holmegaard’s glass production. Holmegaard produces mouth-blown and machine-blown glass in accordance with the latest and most advanced production methods. Each piece of mouth-blown glass is unique and hand-made by the glass blower, who carefully blows the right amount of air through the narrow tube.

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Coodanup College (4148)

School Overview

Coodanup College is a caring learning environment where we support our students to strive for excellent standards of achievement and behaviour. Located in south-eastern Mandurah, our college caters for students in Years 7-12. Through our motto 'Explore, Dream, Discover', our College is known for encouraging our students to explore through their learning, dream about what they want to achieve at school and beyond, and discover ways to be the best they can be.

We focus strongly on high standards across the school community, where staff work together to assist students to achieve to their potential. We know that senior schooling is vitally important, and our continued focus on ATAR performance, Vocational Education and Training and General Pathways will give your child the knowledge and skills they need to have a wide choice of options in a when they leave school in line with their interests and goals. Your child will also have access to a broad range of programs in purpose-built facilities, such science, agriculture, automotive technology, media and the arts. Programs like these, combined with excellent teaching and support staff, ensure that your child is receives a personalised, high quality education.

Our college values 'We will learn, we will be safe, we will be fair, we will be proud' guide everything we do and the way that we treat each other. We expect that each student, with support, will learn to the best of their ability and be positive, caring and respectful to others. We have three academies onsite: the Clontarf Academy and the Girls Academy, which aim to improve the education, skills, abilities and opportunities for our young Indigenous students, and the Inspire Academy, which focuses on supporting our lower school students to strive for high academic performance which leads to tertiary study. Our excellence in our care and commitment to our students means your child will thrive.

Your child will enjoy our state of the art facilities to support their learning, including a recently opened Trade Training Centre, the 'Treasure Box' Performing Arts Theatre, dedicated science laboratories, agricultural and automotive centres, purpose built media and information technology hubs, a hairdressing salon, and a well-equipped gymnasium. We are also lucky to have a very supportive local and business community, and we are grateful for the many opportunities available to our students and staff which they generously provide.

Get in touch with use and discover how Coodanup College can get your child ready for an exciting future. Visit our website or get in contact with us for more information:

T: 9581 0900
E: Coodanup.Col@education.wa.edu.au


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