Alright, let's work through 9691 times 3912 step by step
9691 × 3912 = 3912 × (9691)
+ 3912 × 1 that is equal 3912
+ 3912 × 90 that results in 352080
+ 3912 × 600 that results in 2347200
+ 3912 × 9000 that is equal 35208000

= 37911192
