Alright, let's work through 9481 times 9865 step by step
9481 × 9865 = 9865 × (9481)
+ 9865 × 1 producing 9865
+ 9865 × 80 that is equal 789200
+ 9865 × 400 what gives us 3946000
+ 9865 × 9000 what gives us 88785000

= 93530065
