Let's break this down. We're going to add 5195 and 3697 together.

Step 1: We'll start by adding the digits 5 & 7 in column 1 and get 12.
We'll write down the last digit 2 and carry the 1 to the next column.

Step 2: We'll start by adding the digits 9 & 9 in column 2 and get 19.
We'll write down the last digit 9 and carry the 1 to the next column.

Step 3: We'll start by adding the digits 1 & 6 in column 3 and get 8.

Step 4: We'll start by adding the digits 5 & 3 in column 4 and get 8.

So, 5195 + 3697 = 8892.

