Let's roll up our sleeves and solve this. We have 820 and we're going to multiply it by 65, essentially adding 820 to itself 65 times.
Step 1: 0 + 820 = 820
Step 2: 820 + 820 = 1640
Step 3: 1640 + 820 = 2460
Step 4: 2460 + 820 = 3280
Step 5: 3280 + 820 = 4100
Step 6: 4100 + 820 = 4920
Step 7: 4920 + 820 = 5740
Step 8: 5740 + 820 = 6560
Step 9: 6560 + 820 = 7380
Step 10: 7380 + 820 = 8200
Step 11: 8200 + 820 = 9020
Step 12: 9020 + 820 = 9840
Step 13: 9840 + 820 = 10660
Step 14: 10660 + 820 = 11480
Step 15: 11480 + 820 = 12300
Step 16: 12300 + 820 = 13120
Step 17: 13120 + 820 = 13940
Step 18: 13940 + 820 = 14760
Step 19: 14760 + 820 = 15580
Step 20: 15580 + 820 = 16400
Step 21: 16400 + 820 = 17220
Step 22: 17220 + 820 = 18040
Step 23: 18040 + 820 = 18860
Step 24: 18860 + 820 = 19680
Step 25: 19680 + 820 = 20500
Step 26: 20500 + 820 = 21320
Step 27: 21320 + 820 = 22140
Step 28: 22140 + 820 = 22960
Step 29: 22960 + 820 = 23780
Step 30: 23780 + 820 = 24600
Step 31: 24600 + 820 = 25420
Step 32: 25420 + 820 = 26240
Step 33: 26240 + 820 = 27060
Step 34: 27060 + 820 = 27880
Step 35: 27880 + 820 = 28700
Step 36: 28700 + 820 = 29520
Step 37: 29520 + 820 = 30340
Step 38: 30340 + 820 = 31160
Step 39: 31160 + 820 = 31980
Step 40: 31980 + 820 = 32800
Step 41: 32800 + 820 = 33620
Step 42: 33620 + 820 = 34440
Step 43: 34440 + 820 = 35260
Step 44: 35260 + 820 = 36080
Step 45: 36080 + 820 = 36900
Step 46: 36900 + 820 = 37720
Step 47: 37720 + 820 = 38540
Step 48: 38540 + 820 = 39360
Step 49: 39360 + 820 = 40180
Step 50: 40180 + 820 = 41000
Step 51: 41000 + 820 = 41820
Step 52: 41820 + 820 = 42640
Step 53: 42640 + 820 = 43460
Step 54: 43460 + 820 = 44280
Step 55: 44280 + 820 = 45100
Step 56: 45100 + 820 = 45920
Step 57: 45920 + 820 = 46740
Step 58: 46740 + 820 = 47560
Step 59: 47560 + 820 = 48380
Step 60: 48380 + 820 = 49200
Step 61: 49200 + 820 = 50020
Step 62: 50020 + 820 = 50840
Step 63: 50840 + 820 = 51660
Step 64: 51660 + 820 = 52480
Step 65: 52480 + 820 = 53300

So, 820*65 = 53300