We look at the division of 38565 by 98 
The aim is to understand the frequency of 98 in 38565.

On to step 1:
The number 98 fits into 3 0 times, leaving a remainder of 3.
Write down 0 as next digit of the result. 
Result so far: 0.0
Subtracting 0 from 3 leaves us with 3.
Grab the next digit (8) from the dividend, add it to 3, then carry on: 38 / 98

Step 2:
98 goes into 38 0 times with a remainder of 38.
The next digit of our result is 0. 
Result so far: 0.0
The remainder is 38 after subtracting 0 from 38.
Take the next digit (5) from the dividend and append it to 38, then repeat: 385 / 98

On to step 3:
98 goes into 385 3 times with a remainder of 91.
The number 3 becomes the next digit in our result. 
Result so far: 3.0
Deduct 294 from 385 and we're left with 91.
Append the next digit (6) from the dividend to 91 and continue with: 916 / 98

Advancing to step 4:
The number 98 fits into 916 9 times, leaving a remainder of 34.
Record the quotient 9 as the next digit in the result. 
Result so far: 39.0
Deduct 882 from 916 and we're left with 34.
Bring next digit (5) of the dividend behind the 34 and repeat the process: 345 / 98

Advancing to step 5:
98 can be fit into 345 3 times, resulting in a remainder of 51.
Write down 3 as next digit of the result. 
Result so far: 393.0
Deduct 294 from 345 and we're left with 51.
Since there are no more digits in the dividend, we add a zero to the remainder making it 510, and continue the process.

Let's proceed to step 6:
98 goes into 510 5 times with a remainder of 20.
Write down 5 as next digit of the result. 
Result so far: 393.5
Subtracting 490 from 510 leaves us with 20.
Since there are no more digits in the dividend, we add a zero to the remainder making it 200, and continue the process.

Advancing to step 7:
98 goes into 200 2 times with a remainder of 4.
Write down 2 as next digit of the result. 
Result so far: 393.52
Subtract 196 from 200 to get 4.
Since there are no more digits in the dividend, we add a zero to the remainder making it 40, and continue the process.

Let's proceed to step 8:
If we divide 40 by 98, we get 0 and a remainder of 40.
Record the quotient 0 as the next digit in the result. 
Result so far: 393.52
Deduct 0 from 40 and we're left with 40.
Since there are no more digits in the dividend, we add a zero to the remainder making it 400, and continue the process.

Advancing to step 9:
When dividing 400 by 98, we get 4 with a remainder of 8.
The number 4 becomes the next digit in our result. 
Result so far: 393.5204
Subtracting 392 from 400 leaves us with 8.
Since there are no more digits in the dividend, we add a zero to the remainder making it 80, and continue the process.

Going ahead to step 10:
If we divide 80 by 98, we get 0 and a remainder of 80.
Put 0 as the next digit of the answer. 
Result so far: 393.5204
If we subtract 0 from 80, we get 80.
Since there are no more digits in the dividend, we add a zero to the remainder making it 800, and continue the process.

Advancing to step 11:
The number 98 fits into 800 8 times, leaving a remainder of 16.
Record the quotient 8 as the next digit in the result. 
Result so far: 393.520408
Deduct 784 from 800 and we're left with 16.
Since there are no more digits in the dividend, we add a zero to the remainder making it 160, and continue the process.

Moving on to step 12:
98 goes into 160 1 times with a remainder of 62.
Use 1 as the next digit of our solution. 
Result so far: 393.5204081
If we take 98 away from 160, we end up with 62.
Since there are no more digits in the dividend, we add a zero to the remainder making it 620, and continue the process.

Going ahead to step 13:
When dividing 620 by 98, we get 6 with a remainder of 32.
Record the quotient 6 as the next digit in the result. 
Result so far: 393.52040816
The remainder is 32 after subtracting 588 from 620.
Since there are no more digits in the dividend, we add a zero to the remainder making it 320, and continue the process.

The final outcome is 393.52040816, with a leftover of 3.2e-08.