Alright, let's work through 9295 times 9812 step by step
9295 × 9812 = 9812 × (9295)
+ 9812 × 5 that results in 49060
+ 9812 × 90 that results in 883080
+ 9812 × 200 what gives us 1962400
+ 9812 × 9000 that results in 88308000

= 91202540
