Alright, let's work through 9820 times 9322 step by step
9820 × 9322 = 9322 × (9820)
+ 9322 × 0 resulting in 0
+ 9322 × 20 yielding 186440
+ 9322 × 800 that is equal 7457600
+ 9322 × 9000 that equals 83898000

= 91542040
