Alright, let's work through 1049 times 3228 step by step
1049 × 3228 = 3228 × (1049)
+ 3228 × 9 yielding 29052
+ 3228 × 40 giving us 129120
+ 3228 × 000 that equals 0
+ 3228 × 1000 resulting in 3228000

= 3386172
