Alright, let's work through 9820 times 4955 step by step
9820 × 4955 = 4955 × (9820)
+ 4955 × 0 what gives us 0
+ 4955 × 20 which equals 99100
+ 4955 × 800 which equals 3964000
+ 4955 × 9000 which equals 44595000

= 48658100
