Let's get this math done. We have 97 and we're going to multiply it by 28. This is the same as taking 97 and adding it to itself 28 times.
Step 1: 0 + 97 = 97
Step 2: 97 + 97 = 194
Step 3: 194 + 97 = 291
Step 4: 291 + 97 = 388
Step 5: 388 + 97 = 485
Step 6: 485 + 97 = 582
Step 7: 582 + 97 = 679
Step 8: 679 + 97 = 776
Step 9: 776 + 97 = 873
Step 10: 873 + 97 = 970
Step 11: 970 + 97 = 1067
Step 12: 1067 + 97 = 1164
Step 13: 1164 + 97 = 1261
Step 14: 1261 + 97 = 1358
Step 15: 1358 + 97 = 1455
Step 16: 1455 + 97 = 1552
Step 17: 1552 + 97 = 1649
Step 18: 1649 + 97 = 1746
Step 19: 1746 + 97 = 1843
Step 20: 1843 + 97 = 1940
Step 21: 1940 + 97 = 2037
Step 22: 2037 + 97 = 2134
Step 23: 2134 + 97 = 2231
Step 24: 2231 + 97 = 2328
Step 25: 2328 + 97 = 2425
Step 26: 2425 + 97 = 2522
Step 27: 2522 + 97 = 2619
Step 28: 2619 + 97 = 2716

So, 97*28 = 2716