945820 ÷ 20 
We're looking to find how many times 20 goes into 945820.

Moving on to step 1:
20 can be fit into 9 0 times, resulting in a remainder of 9.
Use 0 as the next digit of our solution. 
Result so far: 0.0
Subtract 0 from 9 to get 9.
Take the next digit (4) from the dividend and append it to 9, then repeat: 94 / 20

Step 2:
When dividing 94 by 20, we get 4 with a remainder of 14.
Write down 4 as next digit of the result. 
Result so far: 4.0
If we subtract 80 from 94, we get 14.
Bring next digit (5) of the dividend behind the 14 and repeat the process: 145 / 20

Going ahead to step 3:
If we divide 145 by 20, we get 7 and a remainder of 5.
Record the quotient 7 as the next digit in the result. 
Result so far: 47.0
Subtracting 140 from 145 leaves us with 5.
Fetch the next digit (8) from the dividend, attach it to 5 and continue: 58 / 20

Step 4:
58 divided by 20 is 2 with a remainder of 18.
The next digit of our result is 2. 
Result so far: 472.0
Subtracting 40 from 58 leaves us with 18.
Grab the next digit (2) from the dividend, add it to 18, then carry on: 182 / 20

Let's proceed to step 5:
When dividing 182 by 20, we get 9 with a remainder of 2.
Record the quotient 9 as the next digit in the result. 
Result so far: 4729.0
Subtract 180 from 182 to get 2.
Append the next digit (0) from the dividend to 2 and continue with: 20 / 20

Moving on to step 6:
20 goes into 20 1 times with a remainder of 0.
Put 1 as the next digit of the answer. 
Result so far: 47291.0
Subtract 20 from 20 to get 0.
Since there are no more digits in the dividend, we add a zero to the remainder making it 0, and continue the process.

Step 7:
The number 20 fits into 0 0 times, leaving a remainder of 0.
Put 0 as the next digit of the answer. 
Result so far: 47291.0
The remainder is 0 after subtracting 0 from 0.
Since there are no more digits in the dividend, we add a zero to the remainder making it 0, and continue the process.

Going ahead to step 8:
20 goes into 0 0 times with a remainder of 0.
Use 0 as the next digit of our solution. 
Result so far: 47291.0
Subtract 0 from 0 to get 0.
Since there are no more digits in the dividend, we add a zero to the remainder making it 0, and continue the process.

In conclusion, the division gives 47291.0 with a balance of 0.0.